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chipperdusk · 1 year

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Hey Deltarune Fandom

I know its 3am as I wright this but I think I found something online that might be important- or at least, be something to consider- food for thought and all that jazz-

you see, I was scrolling thought reddit when I came upon a particular post...

it starts of seeming very normal, right? I mean, it's just your average detarune fan asking about equipment advice, right?

but.. somethings... off, to say the least......

Not only is the wording weird when talking about Spamton, (with the phrasing of "Spamton dude" being particularly odd, as to get to Spamton's shop, you need to get fairly familiar with him and his character, but this user seems to be acting like this is their first time meeting him.) But Spamton HIMSELF seems to look... Different than usual. Or, at lease, different than his usual shop sprite that is...

and I was not alone on this sentiment, as the comments noticed too!

which leads to wonder....

... yeah, that...

To which OP provided an... Interesting answer....

D-.... Didn't have the money? But, deltarune is free game? Or, at least, Chapter's 1 and 2 are...

you see, a while back, Toby mention online that Chapters 3, 4, and 5 would all be released together, and, unlike the first two, cost money. (or as a certain salesman would phrase it, cost some [[Sweet, Sweet KROMER]]!!!)

Not only that, but its kinda ironic that this user pirated a copy of a free game, and have the one character who has a history with shady links (or in other words, [[Hyperlink Blocked]]) be the one who's changed... Almost as if this bootleg game has its own bootleg of Spamton... The one character who literally tries to be a bootleg of ANOTHER character in-universe. *Cough cough* Swatch- *Cough cough*

But this also leads to question... are there any other differences in the game? I mean, it is a pirated game, surely there has to be some other differences from the original game other than some seemingly random shop sprite of spamton, right?

luckily, I was not the only one who was curious about this and a user by the name of kuro50 ask OP to quote:

To which OP responded:

how... convenient.....

I mean- don't get me wrong- I get that feeling not having any program to record with (though than again OBS Studio exist)- but even still, all of this seems a little bit too, odd to just let off as something "normal"...

but, than again, its not like there's anything necessary wrong about it either, right? I mean, sure, it weird that someone pirated a free game, but, maybe they're just some gullible kid online?

...Except, a user by the name of ThePotatoPerson510 pointed out a few striking things...

And then... it all stared to click...

I went to check the profile and, just as ThePotatoPerson510 had said,

"u/ThatDudeTobias, Cake day December 27, 2022, made 12 hours ago..." the same hour as the spamton post was made... almost as if the account was made just so they could post this.... (Note: the previous image in this post of the spamton post says it was made 10 hours ago. This time gap is because I have been writing this post for 2 hours straight now- coming onto 3 hours- as such, I give you this screenshot showing both the post and the profile, and thus, showing they were in fact made in the same hour-)

MID WRIGHTING UPDATE: It seems as if there WAS a time gap between the two post, as its 5:24am and I just took THIS screenshot showing the time gap. Take this how you will I suppose ¯\_(ツ)_/¯

Now, about the name... It seem kinda... on the nose, to say the least. I mean, Toby, Tobias, seems a little to similar, right? But, at the same time, knowing Toby, he would be the type to use a seemingly obvious while still not TOO obvious name to fuck with us (he DOSE have a history with being a troll when it comes to his games ¬_¬||)

Also, looking back at the spamton image and comparing it to the name "Tobias", they both share one thing in common... They're both SIMILAR to their originals, to the point where you can tell what they're based off of, but, somewhat off...

As for the one other post on the account, well...

its..

... A comment on MeIRL?

Well, what's the original post?

A..... Video of some guy walking up the stairs, only to keep looping up the same steps, unable to get to the end?

Well, that's... anticlimactic..... Sooo.... Is this just some random account then? Was all of this just for nothing? Was it all red hearings in the end? Well, that's what I thought..

For you see, I realized something....

Toby Fox is a well-known fan of anime, but, not just any anime.... specifically, JOJO'S BIZARRE ADVENTURE. How do we know this? Well, in undertale, there is an item in the game called a Punch Card

When this card is used in battle, it says, "OOOORAAAAA!!! You rip up the punch card! Your hands are burning!" This increases your attack. "ORA" Is a common phrase screamed in JOJO' when one of the Jostar's are attacking.

Not only that, but in deltarune, main antagonist of chapter 2 is Queen.

her battle theme? Attack of the Killer Queen

Killer Queen is the stand of Yoshikage Kira. The main antagonist of JOJO'S BIZARRE ADVENTURE: Diamond is Unbreakable. Which is the 4th Chapter of the series.

So, what dose ALL of this have to do with the video "Tobias" commented on? Well, you see, in JOJO'S BIZARRE ADVENTURE: Stardust Crusaders, when Polnareff, one of the main protagonist, tries to walk up the stairs to face DIO, the main antagonist, he finds himself in the same loop as the man in the video. Continuously walking up the same set of stares, unable to reach the end.

Meaning, the video that "Tobias", or, as we presume, Toby commented on was in fact...

A JOJO REFFERANCE, AND THUS, MAKES PERFICT SENCE AS TO WHY HE WOULD COMMENT ON IT

...... And so with that last tidbit out of the way, we are left with 3 conclusions that we can come to... 1. This "Tobias" is actually Toby Fox teasing us about Chapter 3 and or some other upcoming scheme of his he has up his sleaves.

2. This "Tobias" is actually Toby Fox just fucking with us

and 3. This is some third party not affiliated with Toby but still making something and teasing it (possibly and ARG or something of sorts) .... That or I've just spent over 3 hours of my life typing this up only for it to be a shitpost by Temmie or something :/

either way its 6:41am as I type this and I have not slept all night so I hope you liked this deep dive analysis into this possibly important reddit account that could hold significant lore for the upcoming chapters of deltarune and if you'll excuse me I'm going to go collapse on my couch for the rest of the day :) have a wonderful time zone <3

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oddmerit · 2 years

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heres a few links from my bookmarks folder full of HTML and CSS resources that i used when first making my neocities website because i want other people to make their own sites as well because its fun :)

how to actually do html and css

web design in 4 minutes - this is the site that really made HTML and CSS click for me, following along as the author describes what’s he’s doing to the webpage and showing how it changes the presentation (you don’t need the book he shills at the end. i did without)

w3schools introduction to html - takes you through the very basics of creating a website, lesson-by-lesson. big goldmine for code to grab and scaffold off of once you have some basic skills

mozilla’s html guide - also a great beginner’s guide by the people who made mozilla, although i didnt use it as much as w3 schools

brackets.io - this is the program i use to write the files i use for my website. lets you do splitscreen to work with two files at once, gives you a breakdown of all the files in your website’s folder, and will let you autofill commonly-used tags and files in the code. supposedly has a live preview function but it doesnt work that well for me when i’m using a second monitor, which i normally do when coding. just save the file and refresh the page instead.

(side note: i work in a software external to neocities instead of directly in the neocities editor because 1. local files update with a refresh and neocities has to update the cookies AND download all the website info again once you update, and 2. it effectively gives you a mass undo button if you fuck up because you have your files hosted in multiple places (local and online). yes its kinda annoying to have to manually upload all my files especially bc you cant upload whole folders AND you cant move their locations once uploaded but i prefer it to working directly on the site. if you have a neocities pro subscription ($5/month) you can mount your website directly on your machine as opposed to the neocities dashboard, which basically means you dont have to manually upload the code every time you change something -- it’ll update automatically)

codepen - if you prefer something browser-based to work in then try codepen, i used it a little bit at the beginning when trying to troubleshoot some code i didn’t quite understand. you need an account to actually save your work and im not sure if it actually lets you upload folders bc i never signed up lol

premade engines/sites/themes/etc etc

neothemes or eggramen or templaterr - if you wanna get a quick start on a neocities site, you CAN use a theme generator/premade theme. if you go this route i would still heavily recommend trying to learn HTML and CSS, and then go into the guts of your own website to try and pick it apart and change it to your liking

zonelets - a static blogging engine that uses HTML, CSS, and javascript. made for use on neocities but theoretically useable elsewhere. takes about 15 minutes to set up (if you use a default theme, but its pretty customizable if you know what you’re doing) and requires you to 1. write blog posts in html and 2. modify some code in a script file every time you want to upload a post, but it will automatically let you browse posts in order once you get everything uploaded

rarebit - a neocities webcomic template — havent used it yet but looks cool, and seems to operate off of the same principles as zonelets.

glightbox - this is the lightbox javascript code i use when i want to display a lot of images on one page. i found this code via clicking “inspect element” on a neocities fanpage that the webmaster drew a lot of fanart for. you should click inspect element on neocities pages that you like so you can understand how they do what you like (you can even look at their css by clicking the style.css link you have to include at the top of your page)

plus a couple masterlists/directories:

yesterlinks

sadgrl.online’s webmastery directory

#unidentified gay noise #html #neocities #i took a 2.5 hour nap today and drank coffee at 4 pm and im still sleept #edit oct 22: removed the anti-t*rf disclaimer bc i havent seen any sus reblogs in a while and i didnt wanna keep seeing it in my notifs #but it still stands :)

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project-sekai-facts · 11 months

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someone asked for the full list

don't question what i use tiermaker for

Tier 1: As stated in today's fact, Shizuku and Haruka can be considered the most attractive characters in the game, as multiple characters have shown attraction to them. Shizuku moreso than Haruka, but there's not too much of a difference to separate the tiers.

Tier 2: These characters have all been stated somewhere to be attractive.

Mafuyu is considered to be outstanding in all fields, including appearance. It's occassionally commented that she is quite pretty. Ichika and KAITO's first kizuna title is "Ikemen while playing", ikemen meaning handsome or cool. Ena has a Twitter account for selfies that has a reasonable following, and she often gets comments saying that she's pretty or cute. Len has a similar sort of idol aura to Haruka does, and is referred to as 'princely'.

Tier 3: These characters are never explicitly stated in the game to be attractive, but you can work it out.

A few background characters in Petit SEKAI Episode 9 mention that Akito and Toya are hot. Given that the miniseries is non-canon and a gag show it's up for debate how true this is, although it is a believable detail, hence why they're in this tier.

As for Rui, we have to look at the Valentine's Virtual Live from 2021 (wiki screenshots below). Keep in mind here that Rui is not popular in school at all and doesn't have many friends at this point in the game. He mentions that he received a few boxes of chocolate in his shoe locker on Valentine's Day, which admittedly could be platonic. However, the fact that this continues on into a joke about Tsukasa trying to claim that he got chocolates too before revealing that he got friendzoned by multiple girls (more on that in a second), makes it seem more likely that these weren't platonic. Linking back to the fact that he's not popular and doesn't really have many friends, he's probably pretty good-looking.

Tier 4: An being scouted as a model was an important part of the plot of Wishing For Your Happiness Upon The Blue Sky, and it's mentioned in an area conversation that Kanade has been talent scouted for modelling before.

Tier 5: Full disclosure that probably all of the MMJ VSingers are either pretty or cute, the ones mentioned here are just the ones I remember it being stated/implied. In the April Fools 2022 area conversation with the Lukas, MMJ!Luka says that WxS!Luka is very cute. N25!Luka calls her MMJ variant out for calling herself cute, and MMJ!Luka says that she herself is cute. (TL)

Kohane is mainly referred to as cute by An, which is biased, but other characters have pointed this fact out before as well, so she qualifies for this tier.

Mizuki loves cute clothes and accessories and always tries to look cute. I believe a few other characters have called them cute, but unfortunately the only instance I can actually remember is one transphobic faceless background character saying "you can't tell and they're super cute".

Also Minori and Airi are here because they're idols and have been called cute because that's part of being an idol I suppose.

Tier 6: Yes he gets his own tier because it's funny. This guy runs on rule of funny like 50% of the time. Anyway, as mentioned earlier, in the 2021 Valentine's Virtual Live, he gets annoyed when he hears Rui talking about receiving (implied romantic) chocolate and tries to claim that he too received (implied confession) chocolate, before saying too much and revealing that he only received friend chocolates that girls gave out to all the other boys as well.

Tsukasa's actually a lot more popular than Rui and doesn't have the same "outcast" reputation, plus in his A Once-In-A-Lifetime Pandemonium card story, Ibuki (Taniyama) mentions that Tsukasa's friends from class are really popular with girls, and Rui's friends are surprised he's in that kinda crowd (not that Tsukasa quite gets it). What I'm saying is that he's in a crowd of popular guys that are good with women and he's failing in that second aspect. The reason why is never stated but considering the school's resident outcast is able to get Valentine's chocolate for probably no reason other than looks, it's safe to assume Tsukasa is maybe lacking in that field.

But.

I think two guys have flirted with him? One definitely has anyway. The other is more up for debate but was probably written with the intent of ship tease. Depends on how you choose to interpret it.

In other words on a scale of attractive to unattractive he's the secret 3rd option (appeals to the mlms).

#project sekai #i don't really know what to tag this as #edited in september '23 #also i didn't count default vsingers #mod talks #i broke character a lot so we'll slap that on

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carigm · 4 months

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MAJOR POTENTIAL SPOILERS/LEAKS REGARDING S5 (WARNING)

Last Spring/Summer, a semi popular fandom account on Twitter got sent some leaks about S5, focused on the first half of the season. At this time, many fandom accounts were receiving supposed leaks, so our attention was a bit scattered and we didn’t focus on any of them too much. A popular leak account on Twitter (unrelated to ST) also mentioned that they had gotten the first half of S5 leaked, and that this source is “never wrong”. Now, it is hard to tell if these leaks are the same as the ones that the specific fandom account I’m talking about received, but something to keep in mind. Her leaks were given to her by a person named James (which I assume is a fake name). These leaks were also posted on Reddit, last year, by her (the person in the fandom that got the leaks from James) but some major things were omitted in that post. I’m gonna leave a link here in case you guys want to read the discussion.

I’m sharing these leaks with you because some things from them are kinda lining up with what we’re seeing from S5 production. Keep in mind that these could be fake/wrong, and James himself said he didn’t have info on the last couple of scripts.

According to James, Mike dies in Ep. 3. I’m adding more screenshots later for more context, but the gist of these leaks is that Mike bites it, mlvn never breakup nor do they get a resolution, and Byler is left up to interpretation but never really happens. (I don’t really need to get into how shitty this all is writing wise)

Let’s go over the things these leaks might have potentially gotten right, according to what we know so far.

1. James said that the time jump would occur in ep. 1, after an establishing scene where S4 left off. He said the time jump would place us in late 1987/early 1988. He also mentioned there would be a series of flashbacks showcasing stuff from before the time jump. The dates he gave do seem to be accurate, and David Harbour had a shaved head right before they went into filming, which could imply pre time jump scenes.

2. According to him, after Mike dies, they find a letter he had been writing. Some of us were theorizing Finn had a letter in his back pocket in those rooftop pics. Could’ve also been Finn’s script and he just stuck it there (who knows).

3. He said that Joyce gets badly injured in ep.3, and since there’s speculation Winona was seen filming at the hospital, some people think that means she was taken there because of her injury. It’s important to notice that Natalia, Cara, and Finn were also supposedly seen filming at the hospital, and that the production called for many extras for nurses and paramedics. So whatever they’re filming at the hospital, it might be bigger than Joyce getting injured in her leg. Let’s remember Max is at the hospital too. I’m not 100% sold on this part of the leaks.

4. Today it was revealed that they’re setting up to film at Stone Mountain. (This is where they filmed UD scenes for S4)

Apparently production might have purple tentacles out already. (UD vines?)

Cara Buono mentioned, in that video shared by Ross Duffer, that she was filming stuff from Ep.2. This was around 2 days ago.

The people that know about the leaks think this is where Mike dies in ep. 3. Here’s some further context:

Here’s some stuff he said about mlvn:

Which is just….meh, because like I said, it doesn’t look like him and El ever breakup before his supposed death. Plus Byler never gets any resolution.

Now some things that might disprove the leaks (I’m trying to be impartial here)

1. These leaks mentioned Argyle a couple of times, saying he has a hero moment at some point. Eduardo made it sound like he’s not coming back to the show, but tbh he could just be lying. He’s listed for ep.2 on IMDb (and yes I know anyone with an account can edit that site)

2. These leaks say that Mike is very insufferable for the 3 episodes he’s alive, basically lashing out at everyone, specially El, and just overall behaving like an asshole. I really didn’t get that from the ElMike rooftop scene, in fact he seemed very gentle with her. People that know about these leaks think that the rooftop scene is Mike maybe apologizing to El and them having a heart to heart, right before he dies (no comment).

All in all, if Mike is dying this early, I’m sure we’ll know soon enough. The rest of the cast is gonna be filming for like a year, and Finn will be done in like two weeks 💀

I also hope there’s more leaks soon (on Reddit) so that we might compare them to these and see wtf is up.

I know someone is gonna inevitably ask why leaks would be out almost a whole year before they started filming when we usually get them during filming or post production, but I’ve been told these leaks happened around the time the writer’s strike began, which is when they were originally gonna start filming. I was also told other shows had issues with leaks around that same time.

I don’t want to get too much into the truly awful writing we’re facing if these are real but…First, I believe it’s a total disservice to Mike’s character. One of your mains since S1 and you don’t even offer him the option of dying towards the end of the season? Even fucking Eddie got that. Two, it seems like a very easy cop out for not having to make Byler canon. Let’s just have neither ship be endgame and that way we don’t get queerbaiting allegations. It also stands in a zone too close to torture porn for my liking, because sure let’s kill the character two of the most traumatized characters in the history of TV love most. And yes, it’s also a disservice to El and Will’s characters. And lastly, if that supposed letter vaguely alludes Mike having some sort of sexuality problems (we don’t know atp) it is pretty fucked up they just killed him off like that. Sure let’s not explore any of that, but give a half assed explanation via letter ex machina. This is looking like Supernatural finale levels of bad to me.

Another point, I distinctly remember the Duffers saying, after S4, that they could never kill off a character like Mike because it would be too painful, and that ST would cease to be ST and lose its identity. They didn’t want to be like GOT. I sincerely hope they actually meant this and were not trying to be cheeky or whatever the fuck.

It would be genuinely insane, and quite frankly, a highlight of their lack of writing abilities.

I hope the leaks are wrong, but I felt like it was necessary to warn everyone just in case. I know I’m not watching something this awful.

#byler #stranger things #st5 spoilers #st5 leaks #mike wheeler #mileven

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tarotwithdanise · 11 months

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What qualities do you bring in a relationship?

1 - 2 - 3

SOURCE AND CREDITABLE : All of the pictures are collected and downloaded from pinterest , I don’t own any of them but credits goes to the rightful owners however edits goes and the reading itself belong to me. I use the editor tools canva and ibispaint for the header and divider. If saved/downloaded the divider use a proper credits and tag/mention along my acc @tarotwithdanise. Expect grammatical errors with this reading, bear with it because english isn't my mother tongue.

💌 check out my back-up account @danisetarot bio ; click the link, choose your favorite deals that you wanted to purchase and then send all of them to my email account ([email protected])

PILE ONE

Right off the bat, you will bring harmony with this relationship. It's like you were the one who will balancing this relationship, I see that you will going to mirror each other most of the time. You maybe bring this possessiveness and jealously towards your partner when they're with others, well that's okay though and that's valid. Your love language is maybe act of service and physical - you were probably like helping them out with their garden or cleaning their house windows. Also, sitting alone in a couch just feeling each other or holding hands while waiting for sun to rise. There's a lot of things can be happening between the two of you when you are alone. As well, with the hermit card here this talks to me that you two prefer to have an alone time, like discussing about your future plans, getting to know each other more and etcetera to build a strong romantic relationship with them.

Your partner probably likes your jokes, you might be a jokester. You were type of individual who is happy as clam, you enjoy every moments you will have with them perhaps that you maybe someone who is likely resist of change? yeah change, you kinda afraid of changes. I see that almost of your all your cards talks about ‘stability and security’, so I'm not quite sure where this insecurities you have for this relationship come from? where your partner make sure to love and give you the best care as they can. It may not be perfect but atleast they're trying their best, maybe from your past? You are like all in one package, you will bring flaws and good points for this relationship to build stronger and longer as you can.

PILE TWO

The first thing I noticed with your traits is that you have this motherly nature, regardless to your gender. You also like to initiate the conversation with your partner, you probably nourish every romantic relationship you have or will going to have. You also like to explore things or other places, it's soothing for you. And maybe you may want to travel with your partner in every places, cities or countries someday. I do see here you like get aways, you and your partner will be like best buddies at the same time lovers.

They will learn many things from you and so they do too from you. While, if you are single currently you are ready to mingle or if not, you are open with any romantic connection. I also feel, you were type of individual and lover where you like to fit-in with your person standards, like you were trying your best to be your person ‘ideal type’ in reality. You will also make your person as whole and complete individual. You will make them the best person on the earth. I do feel here for this pile the first up until the last seconds, you will love your person is about strong and unconditional love. Like a beautiful flower growing, the more it's grows the pretty and blooming it is.

You probably thinking that every person that come on your way is important. You were also a fighter or maybe someone who is ready to fight who everyone that will try to come across with your relationship. You don't give a f*ck about will others people will says about your relationship you have with your partner. You are good at starting conversations, you are not afraid to tell what's in your mind ; someone who can be very honest. You are charismatic and nurturing person that makes your (every) partner to fall in love with you way deeper.

PILE THREE

This is somewhat a heavy spread. Okay, you maybe feeling unlucky when it comes to love and it seems like you are not yet ready to take risk and embrace change, you are waiting for change to come but you aren't taking the first step to continue your journey when it comes your relationship with others. You are not going with the flow as your Guides and Angels wanted you to do so, it seems like you are just sitting there and waiting for change to come. Changes when it comes to love won't come on your way if you are not taking any actions for it, the possibilities of you getting on a relationship keeps delaying and delaying by itself.

You not even trying yourself to keep learning, you are putting boundaries, restricting and trapping yourself in a cell of negativity which is stopping you to start a new beginnings. Well, about the qualities you bring in a relationship? You will be a great partner to them. Someone who is willing to give everything all of they have with their partner. Aside from that, you may have trust issues and lead a relationship like be a dominant. You prefer a partner who is under to you rather than you will be under to them in a good or bad way because that's depend on you. I also do see here that you are finding someone who is sharing the same interest, hobbies and mindset like yours.

#pick a card #tarot #pick a pile #free tarot reading #tarotcommunity #tarot online #pick a card reading #pick a pile reading #tarotblr #love reading #future spouse #divination #spirituality #witches #witchblr

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chrollohearttags · 1 year

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musician eren x black influencer wife imagines p2. (dating phase)

this is still going to be a full series, it’s just taking a while to finish the first chapter! 😭

themes: both sfw and nsfw, phone sex, kinda pervy (ish) eren, back shots, pussy eating, unprotected sex, slight mention of angst, spoiled rotten reader 🤭

from that night on in the club, the two of you were attached at the hip. Always talking in your little bit of free time and following each other (and you’re like one of the only four people he does). He even throws a few comments on your pictures and everybody loses it because he never does that.

all the stan accounts on Twitter swear that y’all are fucking and he does nothing to correct it either. Because he wishes it were true. Even likes some of the tweets just to throw everybody off.

“Shit, if they say it’s true, then I guess it is. I’m not clearing up a damn thing. Let ‘em think what they want.” (he’d never tell you but sometimes, he ‘relieves stress’ by daydreaming about what it would be like.)

would sometimes scroll your feed and when he’d see a video of you on the pole or even twerking in some string bikini, it’d get him all riled up and he’d become frustrated until he couldn’t take it.

eren really hadn’t seen or been intimate with anyone in years so he was a little rusty when it came to communication. He hadn’t had to worry about another person or check in so he’d go hours or even days without responding but when he did, he was happy to talk to you.

“..sorry ‘bout that. Just been working a lot. I missed you though.”

baby boy was committed to you and his music only so you knew he wasn’t capping. You wouldn’t have to worry about his ass cheating..ever! Too much effort and he was infatuated.

you didn’t press him too much because you respected his hustle and he done the same. Having a woman around that was about her bread and none of the bullshit was a sigh of relief. Even though your job was social media, you never engaged the rumors and kept your business private.

the sexual tension between y’all is CRAZY though. It’s even more fun than the act itself. The texts, the teasing..the FaceTime calls! That’s where it gets real nasty. Masturbating for each other when you were alone, telling you all the things he wanted.

“I’m putting it in your guts when I see you..fucking you on sight, for real..”

there were no worries of him taking advantage or using this to label you as a ho. He appreciated that you’d even share such intimate things with him. Things that the rest of the world couldn’t see.

which is why it was all the more fun when the two of you linked up and made those fantasies a reality. You’d come by his studio when you were in town, wearing something tight just so he’d want to rip it off.

“..you wore this just for me? Pretty ass..I love it.” Something about those compliments from him just hit DIFFERENT. 😫 damn the Instagram comments.

he always made your wait well worth it. You’d heard his lyrics so you knew his ass was some pressure..but nothing could prepare you for it. Sometimes you’d only have about 48 hours together and he wanted to spend 24 of them fucking the shit out of you.

tells everybody not to hit his line for a damn thing while you’re here because he has ‘important business to handle.’

from eating your pussy in the front seat of his Wraith after dinner (loves when you grab his hair and puts his face in it)

HE DEFINITELY EATS IT WITH HIS GRILLS IN TOO! The bottom row with gold slugs and diamonds in them!!!!!

to letting his chain hit your face while he’s deep stroking your shit. Loves back shots on the balcony and making you squirt.

was low key scared he’d either come too quick or hurt you but even after all that time, he still had it. You didn’t make it easy though!

talks you through those nuts so good, you’re two seconds from living in his skin. “I know, baby. I know…and you’re doing so good. You taking this dick just like you said.” (and it’s big too bitch like omg! 🥴)

honestly, he had always been a freak but he couldn’t just give that dick to anybody because he’d definitely created a couple of stalkers in his lifetime and it wasn’t fun. You were the person to bring out that side again. Because of it, everyone notices a change in his mood and how much happier he seems.

although you never pressed him about making things official, it never made it easier when you had to leave again and go your separate ways. None of it felt real..he knew he wanted you but he was scared of commitment and screwing it up.

causes a little bit of a rift for a minute and you question if he’s just using you for album inspo or a quick fuck.

but when you’re packing to head to the airport one morning; tears in your eyes and ready to break down, he pulls you to his chest and says what you had been waiting to hear.

“…I don’t want you to go, (y/n). I love you..but we’re both grown and got things we’re chasing. So we’ll do whatever to make this work..promise.”

and he sticks to that..months pass..y’all are going strong and are happier than ever. You spend every second that’s possible together and even learn to take a few extra days for yourselves. Taking trips out of the country to just to stay out of the cut and makes you his top priority.

gifts of every variety from Birkins to jewelry, he cops it for you. Much like everything he does, he perfects it and is the ideal boyfriend.

You’re spoiled rotten, having your way on and offline and even he has to admit it’s cute watching you flex your new things..leaving everyone to speculate who’s sponsoring. But that’s y’all’s little secret. The relationship is wonderful and the best one you’ve ever had.

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muniimyg · 1 year

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kimi's comfort fics (2023)

note: these fics are pretty "old" since most of the writers are no longer active or the fics have been posted years ago.. BUT !!! some are recent with active writers so i would 100% recommend u check out their other works nd send them love !!! that being said, i did not link the stories but i did link the writers 🫡 this way u can check out their other works nd blog in general 💅🏼✨

nevertheless, they are all masterpieces that have heavily inspire my work nd personal life because i am delulu 24/7 <3 this list consists of my core comfort fics like... y’all don’t even fcking know how much i love them

‼️ for the most part, all of these fics imply mature content !!! minors dni ‼️

smau recs

@firebettercallnct

color of your shirt (kth)

cuffed (knj)

stay and cook (jjk)

stole your shirt (jjk)

went through your phone (jjk)

these fics were the ones that made me absolutely fall in love with smaus. smt abt the style nd way the plot seamlessly depict a beautiful and lighthearted aura... ugh, it jus gets me every mfking time </3

@kimnjss

be my baby (myg)

cyberslut (myg)

kinda hot (kth)

cherry pickers (jjk)

plot twist (knj)

i think kez is a mastermind nd i’ve always admired her constant updates nd organization! have u seen her taglist? BRUH i could never :’) these fics rlly made me feel BUTTERFLIES i don’t know how else to describe the way kez makes these works so fcking interesting every time

headcanons

@jungshookz

stuck with you (kth)

suit & tie (myg)

hellish (myg)

basketball!captain (myg)

baby, you can drive my car (myg)

beauty & the bookworm (knj)

these headcanons literally give the serotonin boost i need. they hit so mfking good nd the energy is jus 10/10

fic recs

series and drabbles by @noteguk

bad influence: collection (jjk)

any way you want (kth)

house rules (jhs)

for science (jhs)

let me tell u... these fics were a CULTURAL RESET. god bless them nd tHE WAY NALA IS BACK??? hello. i love u so much. thank u for creating such breath-taking stories with ur incredible writing... u’re insanely talented nd i look forward to more of ur work… like fuck,, i’m so shy rn 👉🏽👈🏽

series and drabbles by @yoonpobs

with you (ksj)

back-burner (myg)

ice skating and holding hands (myg)

cold (pjm)

i absolutely went ✨ I N S A N E ✨ for back-burner yoongi. i was literally taking an accounting class (which i failed nd i have never failed anything in my life) nd thursday aka back-burner update day would literally be my motivation to mfking LIVE. i love the underlying nostalgia in these works.. i literally don’t know who i would be without these fics (i’m downplaying how much i love them arghh)

series and drabbles by @1kook

skirt chasers (jjk)

netflix & chill (jjk)

dreamy (pjm)

absolute icons. literally so well written, it’s unforgettable !!!

series and drabbles by @h0neypjm

confident (jjk)

for practice (kth)

homie hopper till i die (pjm/kth)

these are the ones that... make me feel some type of way... like… 🦋⚡️❤️‍🔥 way… yk?

series by @floralseokjin

the devil wears armani (ksj)

crystallised saga (ksj)

please be naked (myg)

i think these fics stabbed me in the heart nd the wound never healed. that’s the best way i can put it... i love anything jordan writes but these... these are litereally the bane of my existance. crystallised has so much depth in it nd i honestly feel like i’m in the story with the characters.. i’ve never experienced desperation until i read the devil wears armani because wHAT THE FUCK... pbn is... yeah. let’s just stop here..... 😪

series by @btssmutgalore

nude (kth)

bicker (kth)

benefits (pjm)

🫶🏻 ok. we need to have a conversation about nude. NUDE HAS RUINED MY LIFE. yk why? because the same way it grasps my heart,, it breaks nd makes it new. literally. like mfker rlly said “whatever u say goes” bITCHJFKJSLS IM CRYING IN THE CLUBBBBBB 🫣

series by @personasintro

mutual help (jjk)

my tiny secret

i read mh while it was jus starting.. to see how much it progressed nd how many ppl read it now is mindblowing! my tiny secret was the first ever bts fanfic i ever read... so.... YESSSS

series by @gukslut

rattled (jjk)

oh my god. this has to be my ultimate comfort fic. i’ve never read something so original nd heartbreakingly beautiful. the gradual build nd the way each character experiences nd works thru their issues... chefs kiss... i read this fic at least once a month to remember what love feels like 🥹👊🏽

drabbles by @jeonqkooks

just friends (jjk)

angel baby (jjk)

the moon, and all the stars (jjk)

this is how you fall in love (jjk)

i always see jen sharing her thoughts on my work... but bro... let me mfking tell u... her work speaks for itself. i’m so in love......

drabble by @jungkxook

let’s play: dirty (jjk)

THIS ONE IS SUCH A FUN READ. i need it injected into me tbfh. i always reread it when i’m feeling down

drabble by @angelgukks

pu$$y fairy (jjk)

can not be beat. mfking love this drabble fr

i also want to take the time to express my deepest love nd thank u to the writers who have left this platform. to the writers who have moved on nd left us with memories of their work; ur efforts nd storylines will remain in my heart forever <3

i esp loved a lover’s kiss by @hueseok .

#ask muni #🌱: kimi writes #bts social media au #bts fic #bts fake texts #bts fic rec #bts angst #bts fluff #bts drabble #bts smut #bts series

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saintarmand · 3 months

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gonna post some screenshots from a particular user in the vampterview community and the users liking their garbage posts, just in case some of you haven't heard. should become obvious why i'm highly suspicious of anyone who interacts with any of these users.

please just read the posts. sorry i'm not providing image descriptions, please dm me if you need them and i'll add them when i can!

the first post is just one example one of many on this blog, the second one might seem innocuous if you see it on your own but in combination with the others, not so much. please pay attention to the people liking these.

then we have an anon complimenting the wisdom and maturity of this person, who then replied with several paragraphs:

and got likes from two of the same users and two others.

then they self reblogged one of the posts from earlier and continued:

obviously this last post is the most egregious, and not everyone is bold enough to press like knowing that likes are public and could affect their reputation in the fandom. but i am going to assume that the people liking the other posts, which weren't all in public tags, are this person's followers and have seen all the other posts and believe this kinda shit is acceptable. and that speaks volumes about them as people.

i'm personally not going to assume that everyone who's ever liked or reblogged from any of these users did it knowing what kind of people they are (i didn't always know that either, and have probably reblogged from at least one of them before i did) but i am highly suspicious of anyone reblogging from them or interacting with them in a friendly way, and if i see people i follow doing that, i am going to unfollow unless i have very good reason to believe they genuinely had no idea, in which case i will message first.

i hope none of my followers need me to actually explain why what they're saying is absolute garbage but if you genuinely don't get the problem, dm me and i can find you some links about racism 101 i guess

EDIT/UPDATE:

someone asks nalyra what's going on

she later adds this, linking to a post that links back to this very post you're reading right now

track you UNliking something? GIRL WHY DID YOU LIKE IT IN THE FIRST PLACE?

i do love how if you read this and don't bother clicking the link she sounds kind of reasonable, and even like she's taking accountability (she's not denying anything! she's linking to a source so people can judge for themselves!) just not SO much accountability that she'll actually say what she did. gotta click those links to find out, and let's face it, the majority of the people who see her post are simply going to assume she's being unfairly targeted again. i mean, she posts about it all the time! why bother even checking, it's not like she would ever link to, say, screenshots of her liking a post that says affirmative action is the only system of oppression based on race and anti-white racism is real

EDIT #2:

another screenshot i forgot to include from the same day of nalyra liking another untagged post from cosmic

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when-pigsfly · 3 months

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WITCHING HOUR, CH 2/3 — [18+]

(18+) - MARKED FOR EVENTUAL SMUT, MINORS DNI!

fem!reader x arthur morgan

summary: the prodigal son returns tags: marked 18+ for smut in later chapters, reader has a backstory kinda (but now a little more than kinda), original side character(s), does arthur count as a tag, he needs his own warning, its more exposition please don't leave

word count: 4.9k

a/n: HERE! DAMN! (i'm so sorry this took so long)

<< previous chapter | read on ao3 here

you can find a link to the playlist here! tag list (look how crazy. i have a LIST.): @photo1030

The subsequent mornings are painted with varying shades of gloom. It was smeared over the sky in thick coats, and if it was just a little thicker, it might be able to keep out the spears of light.

Sometimes, they tickle. Sometimes, they recoil from the rigid mounds of snow and blind you and anything else unfortunate enough to get caught in the line of fire. Pain in the ass, really. A particularly nasty pain in the ass flickers in the cloudy metal of your spoon one morning while you’re shoveling grits into your mouth.

“You planning on eating the table too, kid?”

Your eyebrows shoot up, as does your spine once you lower your spoon back into the chipped bowl.

“My apologies,” you gulp. “You’ll uh, have to forgive me, Mrs. Campbell. Seems the winter air’s gotten to my head.”

Mrs. Campbell was a wiry, dark-haired woman of 63, and had spent more time rearing cattle than children. She was rough, tough, and at present, leveling you with a stare so doubtful that you wonder if the look you often catch on the livestock is embarrassment.

After holding your gaze for a few moments more, she resumes the rocking of her chair from the corner and returns to her darning. A large red sock, the same one she’d whacked Mr. Campbell over the head with after she’d found it on the floor of the living room only thirty minutes ago.

“No, no, you’re alright.” Mrs. Campbell pauses, though her hands continue to work. Under, over. In, out. Not a single finger pricked. “Think that’s the most I’ve seen you take down in one sitting, is all. You bite like a bird.” She makes a funny chewing motion with her mouth—or, at least you think it’s supposed to be funny. It seems to amuse her well enough; most strange things did.

She then asks how much horse feed is left, and you tell her enough to last for the next two weeks. You ask how her daughter’s baby boy is doing, she tells you he’s been picking his nose, and the two of you return to your respective distractions: the pulling of thread and a spoon fishing around a now empty dish while you consult silently with the peeling floral wallpaper.

Arthur Morgan’s appearance had set you on edge, loathe as you were to admit it. The fact that there’d been no sign of him since you’d first spoken only hastened the growing dread, more so than the lack of response after your father’s men had been so kindly disposed of.

Contingencies had been thoroughly accounted for, leaving you mildly inconvenienced at best and dead at worst. There were other conclusions you’d drawn up, of course, but dealing in extremes had its benefits.

You press your thumb absentmindedly into the corner of the dining room table. Could the Campbells have heard your exchange? No, they couldn’t have, too old. And that was excluding the fact that the main house was rather far from the cabin. Given the time frame, it would have been well beyond what was reasonable for your…situation to have been brought up.

Besides, this was important. Better to sort this out now than when—if—he showed up at your doorstep again.

“I have a question.”

Mrs. Campbell snorts. “I presume you’re lookin’ for an answer.”

You set your spoon down, and stand to clear the table. “Do the two of you get…stray cats often?”

This time her hands waver. “During the warmer months, sure. But in this weather? I mean, if it had the guts to get through all that ‘winter air,’ I don’t see why not.” Her eyes flick up. “Would have to be real hungry, though. Or stupid, which I doubt, ‘cause cats ain’t stupid—sonuvabitch!”

You jerk as her needle clatters to the floor. She lets a curse slip as she hunches over to retrieve it; another follows as she tugs the string loose, just a little, and her fingers trip over themselves before falling back into a steady rhythm.

Her brows pinch in concentration. “Never met a stupid cat,” she repeats.

“I…I see.” Moving around to the other side of the table to collect what's left, you frown when you catch your warped reflection in a bent spoon. You pick it up, and your fingers brush over the bump unconsciously. “I saw one,” you say slowly. Mind fumbling over any disastrous outcomes. “A cat, I mean. He’s been hanging around my cabin for a while now. I was only asking ‘cause he’s been spooking the chickens.”

When Mrs. Campbell doesn’t answer, your mouth gets the better of you. “Only, he turned up again a couple nights ago. Acting real docile, you see.” Not docile. The farthest thing from it. “Nearly shot him then and there, but—oh, he just looked so pitiful! He’s real mean looking, all scratched up and such, but I was tired, so when shooing him off didn’t work I let him in. Didn’t hiss, didn’t bite, nothing. But, I think I may have scared him. Skittered right out the door, quick as lightning. He’s been pissin’ me off—pardon my language—but, I just don’t see why he’d go through all that trouble to show up if he was just looking to leave the moment I raised so much as a finger.”

You only cease your rambling once you realize that you’ve bent the spoon too far in the wrong direction. “I…should turn him away, shouldn’t I? If he shows up again?”

Mrs. Campbell lets out an exasperated exhale, smooths out her apron, and sets her mangled sock down in her lap. “He kill any chickens?”

“No, but—”

“You feed him?”

“No?”

“Well, I think you should. It’d be real funny.”

Funny. Funny, she’d said.

You look to the silverware for consolation, but they can only produce a weak gleam.

“Quit making faces at my utensils, I hate when you do that. If you got something to say, say it now so I can finish this damned sock.”

Instead of making faces at the spoons, you reserve them for the tablecloth. “I just—don’t think it’d be wise.” A wanted man, with a lofty bounty at that, and you were comparing him to a mangy feline. Attempting to see him as anything other than what he so obviously was would be disingenuous.

And maybe Mrs. Campbell wasn’t the right person to be speaking to about this, because her nose crinkles with such distaste that you have to remind yourself that you’d remembered to bathe. “You’re grown,” she says, “and you work here. I’m inclined to believe that you have enough know-how to keep yourself from doing anything too dumb. If not, oh well.”

“…Right.”

Sometimes you wonder if her daughter had moved out not for marriage, but to escape Mrs. Campbell’s dreadfully indifferent way of speaking. Still, you take her words with relative care and pray that the “feeding” portion of her advice can be altered into something much more metaphorical.

When you attempt to bring the dishes to the water bucket, Mrs. Campbell’s head snaps to you and she clicks her teeth. “Drop it.”

“I was just—”

The sock finds its way into a basket of other half-finished projects at her feet, and she pushes herself up to stand just as tall (if not taller) than any tree before snatching the dishes from your hands. “I don’t pay you to do my dishes, girl.”

You smile. “I don’t believe you pay me at all, Mrs. Campbell.”

“Precisely. Your Pa pays me. And enough with that ‘Mrs. Campbell’ mess; makes me sound like an old crone. Told you to call me Fran, didn’t I?”

Shrugging past the bitterness in her tone at the mention of your father, you turn to the doorway and pull your coat off of the hook you’d tossed it on the night before. It’s only slightly warm from where the sun has touched it.

The beams have softened their assault on the curtains; it’s still fairly cloudy, but there’s no sign of incoming snow. Chores would be alright, if only for today.

“I’ll work on it, Mrs. Campbell. But, I do have one more question, if you don’t mind.” You wait for a nod while you pull on your boots with a wince. “How come you don’t take on any other help?”

Like most of her responses, Mrs. Campbell doesn’t give much away. Nothing remarkable that you can discern, at least. She merely winks and carries on with her washing. But just as you set a foot out the front door, she calls out to you.

“Hey, kid?”

You turn.

“If the worst you can call him is a spooked cat, he can’t be all that bad, can he?”

You freeze. “Pardon?”

She looks up at the ceiling, as though her next words will appear if she gets her eyes to narrow enough. Glasses had been the first of many neglected suggestions you’d offered upon your arrival. You’d even offered to buy them yourself, with what little you’d been able to bring with you. But Mrs. Campbell, being Mrs. Campbell, had simply laughed.

Squinting, she returns her focus to the bucket and reaches for a cake of lye soap. “Ah, and tell that idiot if he slams my doors, I’ll send my foot so far up his ass that them science folks won’t have any animals left to call him.”

Illusory warmth finds you a few weeks later.

It isn’t quite spring yet; winter is a stubborn mule, and though the snow has receded into the dirt it still stamps its hooves into the wind. In the water, too—freezing rain taps its fingers onto the windows. Soft and melodic, it nearly puts you to sleep from your place on the floor before you remember the annoyances it’s dragged along with it.

There’d been no sign of trouble tonight, and the chicken wire had been reinforced a few hours prior. That’d mostly been the work of Mr. Campbell, though. He’d chirped about some promise he’d made to his “lovely wife,” and went on his merry way after leaving you with some choice words from the wife in question about the importance of rest.

The rain had started not long after. Which was great, for someone out there. But, bad for you. Pretty bad. Ugly, messy bad—because it was cold, dark, and the dirt hadn’t the moral backbone to keep itself together for any longer than two blinks before your boots were practically swimming in it.

The trudge back to the cabin was only slightly humiliating, considering the fact that the sole witnesses were the owls you knew were hiding out in the safety of the trees.

Scampering from the uneven path to the front porch, however, was another story. Although the pliant (no good, backstabbing) earth was quick and eager to drag you to its depths, you were aggravated enough to be slightly quicker, and your palms shot out to catch you just before your chin could meet the full wrath of the wood.

But the word “just” was a pebble cast into a pond, and the first ripple was the metallic tang that flooded your mouth. Diatribes were spat onto the ground alongside the blood, tongue throbbing with a vengeance before you drove the heels of your palms down to push yourself up. The second ripple was a little less red, but just as irritating. The rain had pulled the wet fabric of your work shirt and trousers tight over your limbs, and it had begun to border on painful when water droplets struck like one might strike the skin of a drum.

“I’m grateful, I’m grateful, I’m oh so fucking grateful…” It was a mantra you often found yourself repeating whenever nature’s pranks sought to drive you mad. Rain was good. Rain was fine, actually, so you’d ignored the creaking of your knees and hobbled your way inside.

And here you sit: back propped up against the wall, shivering like a fool with your knees tucked into your chest. The mud crusting between your fingers barely registers while you work on releasing yourself from your wet clothing.

Which, of course, is when the light tapping on the window takes its cue to crescendo. It’s a rather flimsy cloak for the uneven thunks outside that make no attempt to conceal themselves. But your bones know better.

Awful timing, that man.

You feel the weight of his fist against the door before he makes contact.

(One.)

You shoot up.

(Two.)

You lunge for the table.

You decide against greeting him with the rifle, which is a significant improvement. It’s a revolver. But you did have the good sense not to kick the door again; the rusty hinges were fragile enough without your meddling. Instead, you let it creak open with one hand on the doorknob.

You’re met with a bruise, planted right atop a cheekbone. A swollen bottom lip, blood threatening to split it wide. He’s got a button missing from his rumpled jacket, and the caving of the porch underneath his feet clues you in on the fact that he’s favoring his right leg. He’s been fighting. Fighting, and he looks about ready to keel over and die. Or pick another fight. Probably both.

Part of you unwinds at the sight of him, battered as he was. Present as he was. But the more logical part of you senses that he’s here for something, and the even more logical part of you remembers exactly what it was that stood at your doorstep.

It’s then that the stench of alcohol hits you, and the familiar smell of mud sweeps in not long after. Arthur is completely covered in it, save for his face. And—

There. There it is again.

That look.

Your pulse trips in your throat, and you pray that he’s inebriated enough to ignore it. “You’re on my porch. Why?”

Bright blue comes back into focus, and his hands fall to his hips. “I can go where I damn well please.”

“That’s all well and good, but why are you on my porch?”

He sniffs. Peers just over your shoulder. “...House call.”

You step to block him. “Now that’s two chances. I have it on good authority that one is just fine these days, but I’m feeling generous.” And confused. Extremely confused.

His face contorts into a heatless grimace, and the doorknob squeals. You’re suddenly reminded of the odd tales of shapeshifters you’d stumbled upon as a child: one moment a man, the next a bloodthirsty predator. Not a particularly helpful development—especially since your talk with Mrs. Campbell—but it was a development nonetheless.

Arthur rattles off the courtesies typically extended toward esteemed guests while you look him over again, and your eyes lock onto his hair. Another familiar connection—doe brown strands, streaked with mud and nearly plastered to his head from the light downpour. Much less ferocious than the rest of him. But, tonight, if you have to pick, he’s a wet dog. A wet, potentially drunk dog, who was missing his hat.

And suddenly, the natural chatter of the trees comes to a halt.

“What’d you just call me?”

…You idiot.

“I didn’t call you jack shit,” you lie. Arthur gives a loose smirk, and your next protests become nothing but bluster. “What, the little girl that hit you knock your ears shut?”

“Figured I’d let her get a hit in, out of the kindness of my big ol’ heart.” Arthur sways on his feet a bit, peering down at you through the water that he hasn’t bothered to wipe from his lashes. Gravity finds eventual triumph, and he leans into the post before eying the revolver still in your hands. “Don’t suppose you’re plannin’ on pullin’ that trigger any time soon.”

“What’s it to you?”

Arthur’s face begins to harden, and he crosses his arms tight over his chest. “You know, last time I was here I said you were lucky. Well, I’d like to make an addendum: lucky and stupid, lady.”

You cast a disbelieving look at the leg he’s been keeping his weight off of. “And you’re drunk. The fact that you got here without your horse cracking your head open is a miracle.”

His brows draw low, and he rubs the heel of his boot against the muddy spot where you’d fallen earlier. Blinks at the ground. Then, with the vigor of a child caught sleeping in church, wipes angrily at a speck of mud on his thigh. “M’not drunk,” he finally mutters, flicking the offending dirt out into the yard and crossing his arms again. “And I’ve got enough trust in my horse to fill at least half of that barn y’all got.”

“Just half? Not the whole thing?”

“Whole thing would be two horses.”

You almost laugh. Almost. When you don’t reply, his eyes drop back down to the gun, gaze contemplative. “You got any idea how easily I could’ve knocked that flimsy thing outta your hands?”

“Why of course I do, Mr. Morgan.” The dampness you’d been struck with pulls at you, bones heavy and patience now worn thin. You give the revolver an exaggerated twirl, the metal snatching what can be seen of the moon through the rain and reflecting it at him. “I’m real lucky you’re here to tell me so, ain’t I? Matter of fact, why don’t you go and fetch me my chair before I topple right on over? ”

“That ain’t what I meant, and you know it.” You think he sounds somewhat regretful. But somewhat isn’t enough.

“Do I now,” you say dryly. “You seem to ‘not mean’ an awful lot.”

Arthur pushes himself off of the post with his shoulder and shoves his muddy hands into his muddy pockets. “I just don’t see why you people are so eager to act like you got your life for dog-cheap.”

“You people?”

“Yeah, you heard me. You people.” He’s looking at everything but you now, eyes wild but body frighteningly still. “You’ll look trouble right in the eye, and lie right through your damn teeth till it gets you laid out cold in a ditch somewhere.” Arthur gestures to the embarrassing height your shooting arm has dropped to in the time that he’s spoken. “I can tell each time you open that door that you won’t shoot. Can’t, I’d argue, ‘cause if you didn’t have my big head within one inch of that barrel, you’d be some deep shit.” His words are a forlorn echo amidst the rain, now nothing more than a light haze.

You could shut the door and go back inside, you think. Tell him he’s wrong, because he most certainly was. Peel out of your damp clothes, because standing outside in the chill spelled nothing but trouble. Arthur wouldn’t push. He was just as prone to bluffing as you were.

And yet.

“I could say the same about you. Don’t think your kin would take too kindly to the fact that you’re hangin’ around someone that knows your face. Who you are.” You steady your aim. “That’s a loose end, Arthur. You don’t seem like the type of man to keep many of those around.” It’s the first time you’ve said his name all night; you’re only sure because the moment it leaves you, his entire body tenses before he sags back against the wooden post.

The way he looks at you then might be considered cruel and unusual punishment. You think of butterflies, embroidered into blankets from childhood. Tacked to the wall of your father’s study. The only difference between them and you is that you’re free to leave.

If only you possessed something to sweeten the deal—whatever deal you could come up with in the next five seconds. To mask the returning waver of your voice, now laden with inconceivable realities. “Am I a loose end, Arthur Morgan?”

He opens his mouth to speak. Closes it. Untucks a hand from the arms he’s wrapped around himself to scrub at his beard and finally wipe at the water you’ve been eyeballing from his lids. He opens his mouth again, now on the precipice of what might be an explanation.

“S’dangerous,” is all he says.

You see red.

The arm holding the revolver is dropped so you can poke a finger into his chest. “You’re not making any sense!” Each word is enunciated with a jab, and you cringe at the feeling of rain rewetting the mud underneath your fingernails. “You cut and run, turn up drunk and beaten half to death, practically beg me to let you inside, and then you get upset when I say I won’t pop a bullet into your head?”

Arthur pinches the bridge of his nose, voice beginning to escalate. “Now if you would just listen for more than two seconds—”

You cut him down with a harsh whisper. “Listen? Listen?” Your eyes momentarily check for any sign of a light being turned on in the main house. Nothing. Your finger falls away then, and a violent chill wracks your body from head to toe. “No, you listen. I don’t know you. You don’t know me. You said your piece the last time we spoke, and you left, so why are you on my porch!”

“I don’t know!”

Something cracks, and your vision blurs when you whip your head to recheck the lights. Still nothing. The crack fizzles out into nothingness, and you return to find Arthur close. Awfully close. And your hand is warm and—oh.

It seems his pluck is rather contagious. The noise you’d heard wasn’t thunder, but the sound of your treacherous hand clapping right over Arthur’s mouth.

Time stills. Or speeds up, more like. The only thing you can be certain of is that ring of greenish gold around his pupils. The brush of his lips against your palm. Humid air being released in slow, steady clouds. You briefly wonder what else this warmth has dominion over, save for your cupped hand. Who else.

The speed of the exhales increases, and envy wriggles in the dirt of your heart like unearthed worms. Did his mind wander, as yours often did? Surely not as emphatically. It no doubt ambled from one thought to the next, attention snagged only when he had the energy to do so. Had you been interesting enough to snag his?

The spell is broken by a lamp flickering on in the distance.

“Shit!”

Sheer panic sinks its claws into you before rationality can, and you’re curling a hand around Arthur’s wrist and yanking him inside before he can protest.

You’re both panting ragged breaths once the door shuts behind you, in spite of the mere two steps it’d taken to cross the entryway. Tangible confusion permeates the air, and Arthur looks at you expectantly. It’s only fair that the (secondary) perpetrator speak first.

But words are tricky, tricky things. And as much as you partook in your fair share of falsehoods, finding the right ones when you didn’t feel that your life was on the line was an unfamiliar practice.

Voice quiet, you blink at the muddy footprints on the floor. “You left my door open.”

“I remember,” he replies. Simple.

The silence returns, eerily reminiscent of your first encounter. You consider telling him about the warning Mrs. Campbell had wanted you to relay to him. But then you think about all of the other things he’s missed since he’s disappeared, and your mind becomes saturated with just about everything, and somehow nothing at all. But Arthur’s voice, once again, cracks the fragile quiet.

“God damn it!” He begins to pace, rubbing at the shadows under his eyes. You’re thankful that he’s finally lowered his voice to a whisper, though the close quarters don’t seem to help with the intensity. “I ain’t supposed to be here. Not like this.”

“Not like what? Arthur what do you—”

“This isn’t how this was supposed to go,” he says, voice edging on the side of desperation.

“How what was supposed to go?” You look at his hands, fumbling with his belt loops. He sucks in a brittle gulp of air when he catches you looking, like he’s surprised you’re looking at him at all.

And then, miraculously, the pieces of the puzzle fall into place.

“I’m to kill you. Ideally this evening.”

Until it all promptly falls apart.

You turn away. Begin to work open the half done buttons of your shirt. Arthur turns to face the door. You decide to humor him. “Who.”

“Some man, your Pa, I presume,” he says. For the first time in what feels like eternity, his voice is devoid of any feeling. It sounds small. Not defeated, not yet, but oh so small. “Willing to pay big bucks to get rid of a ‘financial thorn’ in his side. Knew ‘bout my business in Blackwater, which I assume you’re also aware of. Said he’d had some bonds on that boat.” Blunt fingernails scratch lightly at the curtains. “He said I could sniff things out, see if I wanted to to his dirty work.”

Shirt falling to the floor, you allow yourself some time to stew numbly in your naivety while you get the fire going; you could be disappointed all you wanted once you were warm. You can hear Arthur scrubbing at his beard again when you begin to drag a chair in front of the fireplace. You sit, or collapse rather, and shuck off your boots with little care for where they land. Where the mud splatters.

“How’s Marlene?” You ask.

Rustling. He’s turned around. More frantic rustling. He’s turned back to the wall. “I’m sorry?”

“Marlene. Chicken. ”

“Ah. She’s uh, good. Eating good. Still pecks like hell, though.”

And, once again, more silence.

You bark out a dry laugh. It hurts—hurts like hell, but it tumbles out of you with a sharp snap. It snowballs into pure, unadulterated laughter. Bouncing off the walls, the drinking glasses, the mud, right into the fire and back out again. It continues until you’re left with nothing but a pathetic wheeze rattling your lungs.

Settling into the back of the chair, your head lolls back till you can see an upside down version of the bewildered Arthur you’d turned away from. The angle is awkward, and the blood rushing to your head makes him look all warm and fuzzy, but it’s precisely why you’ve chosen it.

“Didn’t think finding all this out would be so funny.” He speaks as if poking a tiger.

Another half-hearted chuckle slips out of you. “Good god, I thought you were trying to proposition me.”

“Proposition you?” He scowls. “What on earth would I—”

Arthur stops. Blinks one of his blinks. Gives his eyes another rub. Blinks again. He’s been doing that a lot, lately. This “blinking” thing.

“Oh.” He frowns.

Frowning right back, you push yourself to stand and toss some old papers from your table into the fire. “No need to seem so put off by it, gosh. Should’ve told me you were out for my head from the start. Would’ve made this a hell of a lot less embarrassing.” Disappointment had beat out the warmth.

You wait for an apology, or a joke. Or something. Anything. But you’re met with nothing. The paper eventually crumbles into nothing, too, smoke tickling your nostrils alongside the smell of rain.

His voice sounds from the back of the room.

“I didn’t say that.”

You whip around.

“Say what.”

He speaks as if it were the most obvious thing in the world. “I didn’t say I wasn’t. Interested, I mean.” When you point to yourself, he rolls his eyes. “No, the couch.”

There was no couch.

The two of you watch each other for a bit. Then Arthur finds another annoying spot on his thigh to rub at, and you’re watching him.

“You’re drunk,” you conclude, voice flat. You pull on a blanket, suddenly conscious of the bareness of your shoulders. “You’re drunk, or tired, or both. You weren’t here. I didn’t see you, you didn’t see me. Am I clear?”

You stand on wobbly feet and motion for him to leave.

“You don’t think I’m joking, do you? I meant what I said.” He brushes past your outstretched hand to clunk into the chair, mirroring that same awkward position you’d found yourself in earlier. Strong neck arched, fire light catching the water that’s begun to bead on his cheeks. “I don’t do charity. Don’t think I have the money for it, actually.”

“How kind of you.”

“I mean it. Truly.”

“Then come back tomorrow,” you blurt.

Fuck.

What the hell were you doing? “You come back tomorrow night, sober, and we’ll see.” No, we would not.

But it’s too late—Arthur is rebounding off of the chair, straightening out his jacket (he’s noticed the missing button, finally), and striding to the door before you can retract your mistake. Even so, you follow after him like a besotted moron, only stopping when he turns to face you once the door is back open.

“Tomorrow, then,” he says. Eyes dark. Searching.

And then he’s stooping down. Reaching for your hand. Pulling it to his dry lips, and pressing a chaste kiss right to the top of it. He chuckles when you shiver, still clutching the blanket tight around your shoulders.

You’re released soon after. And Arthur gives you one long look, tells you to lock your door, and leaves.

—

next chapter >>

#arthur morgan x reader #arthur morgan x female reader #arthur morgan x you #arthur morgan #red dead redemption 2 #rdr2 #rdr2 fanfic #ao3 #archive of our own #fanfiction #witching hour

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alice-apparently · 3 months

Text

I think Agent / Subject / Catalyst are the three categories [CAT 1-3] in the case numbers.

Bear with me.

So aside from the dates, the case numbers are split in 3 parts, right:

CAT 1-3 (rarely combination of 2 numbers) -> category

*R (-> rank) A/B/C (sometimes combination of 2 letters from ABC)

DPHW (4 digit number)

* the case numbers for episodes #3 and #4 don't have the R for some reason

This is very much taking into account/based on the stuff from the ARG klaus.xls document btw, which has these exact 3 columns & features some of the episodes' cases where these match up exactly with the case numbers. [if you're interested, it's #2 line 80; #3 line 64; #5 line 75; #7 line 77]

Both category and rank are divided into 3 options, with some exceptions of cases having 2 applied at the same time. So now episode 9 gave us another nice group of three. And I thought, hm, maybe those ideas, Agent, Subject, and Catalyst, could match up with one these as a classification of the cases. And I think it does.

Based on the cases we had so far, I think category 1 is Agent, category 2 Subject, and category 3 Catalyst.

In my tmagp paranoia document with all my notes, I made a table sorting the cases according to the categories for a better overview and to be able to maybe spot similarities:

Let me explain what I think the classifications mean.

1 - Agent.

That's the most self-explanatory one I think. I'm not the first to make the comparison between avatar and agent, and not the first to point out that Needles acts like a TMA avatar.

Agent then is an active purveyor of fear/terror. someone deliberatly acting in such a way to spread it, to scare people. It is the person themself directly and possibly willingly causing the 'unsettling experiences' and spreading fear. Needles is the prime example.

It doesn't work quite so well with #1A, but I'd say the "he" that she interacts with acts as an agent, with him luring her to the cemetary and the unsettling way he is described there, but more importantly, with the laughter that follows, that he seems to enjoy what's happening, her fear. Her fear that's caused by him.

2. Subject.

Subject I would describe with "being subjected to something" or that "something just happens". A subject to fear. Maybe as a victim of sorts, but that's not quite it. Anyway, I think the cases in category 2 group together easily:

What's interesting is that all of the cases feature in some way a person entering a space and being affected by it/by something in a certain space. Or at least it is centred on a certain space. they are subject(ed) to the space.

In #1B it's the TMI ruins, in #3 the garden, in #5 the cinema, in #7 the charity store, and in #8 the service station. The person in #8 himself blames it explicitly on the place, the architecture, on the space he entered.

3. Catalyst.

Catalyst, I would argue, means a moveable object that works to spread fear. That is, a person with a certain object--or artifact, if you will--working together: it's a person with the object as a catalyst, it's the object through a person spreading fear.

To put it more concisely, it's cases of a person carrying an artifact and through them, allowing the artifact to affect other people.

We have the violin and the dice in episodes #4 and #9. In both cases the people who pick them up spread harm/misfortune by using them. In both cases the person first harms themself before learning they can/how they can instead spread it to others.

In episode #1B, which was in both category 2 and 3, RedCanary takes that wooden box/old wooden thing home with them. And it's that box, taking that box, that's linked to what's happening to them. Or what they do afterwards. Because we don't actually know what happens to RedCanary or what RedCanary goes on to do afterwards. We've kinda assumed that they just die, but maybe not? Anyway, my point is, old wooden box thing = artefact/catalyst.

Episode #2 is the biggest hole in this theory I think. Without knowing I probably would've put it as category 1, agent, with Ink5oul as the agent. But instead it's rather that the tattoo acts as a catalyst, through the artist. So far it rather has seemed to affect the artist herself rather than other people through her, except for the confrontation with her roommate. But, as @amelie-isnt-french pointed out, we don't know what she moved on to do afterwards. Maybe it would go on to affect other people. Maybe she just hasn't learned how to do so yet.

Or maybe affecting other people is not even a criteria at all. Maybe it's enough that the artifact comes into contact with a person and affecting them.

I'm aware that this theory isn't without flaws; both cases in episode #1, and esp. #2 don't fit into this as well as the others. But I think it still works.

That being said, I can go even more crazy.

You know that other ARG document, the chdb.xlsx, with the list of the gifted children tested at the Magnus Institute, the one that features Sam and Gerry, the one that's possibly the one Sam mentions in episode #8 through which he found Gerry.

Now my question on looking at this document, or you know, one of my questions, was what does the chdb stand for. I figured db might probably be database. the c could be children, because that's who were tested and listed. but the h? I had the stray thought at some point that it might be host. which I found very unsettling, but also didn't really work as a whole, like "Children Host Data Base"? nah.

But what if the C is not for Children. What if it's for Catalyst. Because Catalyst Host Data Base suddenly makes a lot of sense. We know that the TMAGP Magnus Institute is interested in "supernaturally active items" as the episode 9 statement giver tells us. They have been collecting artefacts/catalysts. Cf. also that old wooden box RedCanary found in its ruins. So they might have in the children been looking for potential hosts for them.

#the magnus protocol #tmagp theory #tmagp 9 #tmagp #tmagp spoilers #i don't know nearly all the arg info #so maybe there's more stuff that disproves this theory #or at least would go against it #if so please tell me

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curlyangelsblog · 5 months

Text

✿ Yandere!Tomura Shigaraki x F!Reader ✿

・┆✦ʚ♡ɞ✦ ┆・・┆✦ʚ♡ɞ✦ ┆・┆✦ʚ♡ɞ✦ ┆・

( Hello ! I wanna start a new Yandere series and here is a little sneak preview of it ;) please if you want tell me what you think so far and tell me what you wanna see in it and please leave request for more series and shorts I’d appreciate. I wanna be more Active on here and find mutuals. Hope you all have nice holidays. <3)

・┆✦ʚ♡ɞ✦ ┆・・┆✦ʚ♡ɞ✦ ┆・┆✦ʚ♡ɞ✦ ┆・

„Aww come on ten ten don’t be such a sore loser“ you giggled into his headphones.

„yeah whatever“ was all he mumbled back with a blush on his cheeks which you couldn’t see. You and Tomura, or Tenko as he introduced himself to you, have been gaming together for 2-3 months now. You guys met in some sort of chat room and have been hitting it off ever since. You not only game together but also talk on the phone for hours on end about Friends and Family , personal stuff and obviously gaming. Well you more then him. He love listening to you ramble. Your cute voice and addicting laugh.

„It’s getting kind of late ten ten (you’re the only person that gets to call him that) I have work early in the morning but it was nice talking to you“ you giggled. It really was you always felt like he was the only person that understood you. And he felt the same maybe even more but he wasn’t ready to admit that.

„Sleep well ten ten !“

„You too“

Was all he said and that was enough for you. You always knew what he was intending on saying and what he meant.

—————— next day—————————————————

From [y/n] : Hey Tenko you ready to play r/g (random Game) again ૮ ˶ᵔ ᵕ ᵔ˶ ა♡ ?

To [y/n] : sure

You were actually really good also a reason why he liked playing with you besides your cute voice. It was getting kind of frustrating that you were so good. Not to mention you were enjoying yourself quit a bit and making little remarks about how bad he was.

„Ok now your not THAT good“ he said

„I only won four times in a row didn’t I“ you said cheekily.

„Yeah yeah whatever“

„Well maybe you can learn a couple of things from me if you would watch me play“

What did you mean watch you play. Did you stream ? You guys have been talking about all lot of stuff but jobs and other hobbies have never really been topic. You did send him pictures before so he kinda knew what you looked like. You were the most beautiful girl he has ever seen. But all he said that he didn’t need to watch you.

„Here is the link to my channel if you ever change your mind“

Tomura could feel how his heart sped up and a blush was creeping on his skin. He had to suppress the urge to click on the link and watch you stream. He had recordings of your voice which he listens to every night and the pictures you send him which he looked at when he felt down or when he did other things… But it wasn’t his fault that he got hard looking at you. You were just so beautiful to him.

„Buuut let’s finish this round I’m getting kind of tired ten ten“

„This time I’m gonna beat ya“ he said chuckling. The excitement and the images of you streaming shot right to his member. He wondered if you were one of those who wore slutty clothes and took money from old men. He was gritting his teeth trying not to make a sound. It excited him being able to see you more often it wasn’t enough to just see your pictures anymore he needed more. He won the round and he let out an excited “yes!” Which made him blush a little bit he was still a little awkward about showing so much emotions. You like it tho it was cute the way he got excited. You grumbled in response to loosing against.

“Well I can’t lie that was pretty good ten ten”

You guys logged off for the night. And as soon as the call ended Tomura clicked on the link as fast as possible. The link led him to your stream account it was as he imagined all pastel and pinky it was so you . The brightness stung in his eyes but he was too eager to look away. You were at almost 350k follows how has he never seen you. Well looking through you content you did play games you two liked to play but the majority of you content was games he wasn’t too familiar with. He clicked on one of your videos. The latest one of your streams. You greeted you viewers with a little wave and that cute smile of yours. He couldn’t look away. He had to have you…

#anime and manga #anime boy #bnha fanfiction #bnha x reader #leauge of villians #tomura smut #mha shigaraki #shigaraki x reader #bnha shigaraki #my hero academia shigaraki #shigaraki tomura #tomura x you #tomura shigiraki x reader #bnha tomura #bnha #bnha smut #yandere #yancore

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misslisamiray · 2 months

Text

Time for a random headcanon thing!

At this point, it's widely accepted/practically canon that Diane was the breadwinner & Rick was the stay at home parent. So he would have spent the most time with Beth.

Another widely agreed upon thing (though maybe less so than the first one) is that Rick, without all his cybernetics, is/would be kinda weak & wimpy, yes? There was a popular post about this a few months back, but sadly the account it was from deactivated, so I can't link it. 😔

Little kids bring home lots of germs from school. This is a fact even non-parents like myself are aware of. If you have friends with kids, you've definitely heard at least one of them say they thought they had a great immune system, then their kids started school. If you are a parent, perhaps you've said it. I'm assuming this is all the same in the RnM world, so.....

Put all these thoughts together and you get: Young Rick was definitely that one unfortunate parent who caught EVERY bug that went around little Beth's classroom. Even when Beth herself didn't.

Is this an important theory? Nope, not at all. But it made me go "awww", and I am sure that I'm right, so I figured I'd share.

#rick sanchez #rick and morty #rick and morty fan theories #young rick sanchez #i just love young nerdy family man Rick so much #look at this dork (said with nothing but affection)#i need a whole flashback episode about this era in rick diane and beth's lives okay?#it doesn't even have to have any major plot reveals #i'd be happy with an ep of domestic family fluff #my theories #random thoughts #is this anything #i swear it's accurate

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notfinancialadvice · 1 year

Text

How I Built an Emergency Fund, inspiration I deeply hope is helpful

As the blog URL says, this is not financial advice. This is how I did this thing, and I am posting it here, publicly, in hopes that it helps you should you need this information.

In short: Remix this advice to what fits your life + do not sue me if this goes poorly for you. This is for Americans, if you do not live in America and/or your money is not in America, I hope this is a useful base.

None of these links are affiliate links.

I write these things as a mental shift. I like to ramble and I wish I had someone tell me this stuff 20+ years ago. I'm hoping this helps you.

This is an incredibly long post so I'm putting it under a KEEP READING.

This post goes over two stages: "short term + not life-or-death" and "long term + actual life or death"

Part 01: SHORT TERM + NOT LIFE-OR-DEATH FUND

You need to find a high yield savings account that is FDIC insured. Ally is a popular bank for this.

Functionally, the only difference between a "high yield savings account" and "savings account" from the giant conglomerate bank down the street is the interest rate.

I do not know why non-high-yield savings accounts exist. I'm guessing because legally they can, and I hate it.

Moving away from my personal socioeconomic views to return to advice.

"FDIC insured" is not something you pay for. It is nearly universal on savings accounts. If a savings account, or a checking account, does NOT have it, then you should not put your money there. Something is wrong with that bank.

FDIC means if your bank goes out of business, your account is insured up to $250,000, per account, by the government. So if your bank goes out of business, the government makes sure you still have your cash (up to $250k).

A high-yield savings account means your cash is available whenever you need it.

Other products, like CDs, exist, but this ramble is designed to be as simple and starter as possible. Begin with a high yield savings account, build up from there as you do your own research + compare this to your needs.

Do not accept an account that has minimum balances. Do not open an account with monthly fees.

Touch this account as little as possible.

For every $1 you put in, every month, a few pennies will materialize. It's not much, but the main point is at every level, your money works for you.

Rich people do this. You can too.

Touch this account as little as possible.

You can have multiple savings accounts.

I personally have a savings account in the above structure designed for "oh hell I am kinda screwed, but will be okay, just need a buffer."

"How much should I have in there?" you might ask. Common advice says "3-6 months expenses" which is a lot. I say "start with literally $1 and continue as you can until comfortable with what is possible, for you, at this time."

Will $1 make you rich? No.

Will it save your life in a bad situation? Probably not.

Does this $1 essentially become a tiny robot that is making you money for as long as it is docked into its cargo bay? ...weird metaphor but we'll go with it, sure.

Ultimately is it a start? Yes.

You can have multiple savings accounts. You can have a savings account "this is for short term emergencies" and "this is for... slightly less short term" etc.

It costs you nothing to have multiple. They all operate in the same way. It's handy to have them all at the same bank because it can make transferring cash easier.

Part 02: LONG TERM + ACTUAL LIFE-OR-DEATH FUND WITH RISK SO BE CAREFUL

Once you have your savings account set up, and it's being funded on a regular basis (every week, every paycheck, every month, every quarter -- whatever works for you), look into creating a second, bigger, more dangerous-term cash reserve.

I like my Roth IRA. This is a link to a proper finance blog that has a lot of details. I am trying to make this handy/simple to get started.

401ks and (non-Roth) IRAs are funded with pre-tax dollars, frequently in conjunction with your job.

Normally, cash goes from job -> government takes a slice -> you.

Pre-tax retirement accounts, cash goes from job -> retirement takes the percentage you decide -> government takes a slice of what is left -> you

Roth IRAs, job -> government takes a slice -> you -> Roth IRA

The benefit to pre-tax retirement accounts being, because the cash going in is pre-tax, there is more of it.

It can grow faster in the stock market or other places your particular fund allows you to put cash into.

The taxes come out when you withdraw -- usually retirement -- because if you withdraw before you retire, you are heavily penalized with extra fees.

That's why Part 02 is a ROTH IRA. Your money has already been taxed -- job -> government's slice -> you -> Roth IRA.

This means the money is yours, already taxed. If you withdraw the gains, those get taxed, but the base, that's yours.

If you invest $100 and it grows to $105, you can withdraw $100 without paying fees or taxes. If you withdraw that extra $5, that is when taxes start to come into play. If you withdraw $100, and leave the $5, the $5 continues to grow, and that extra growth is taxed if withdrawn. So try not to touch it (ideally you leave all of it until retirement).

This is why this is an emergency, life-or-death only, account. You tap it only when you need to when all other choices are wretched and ruinous.

There is an annual limit as to how much money you can put into a Roth IRA (several thousand bucks).

You can start them very small. Like $20 or maybe less.

Look for a bank or institution that does not charge fees to open and maintain one.

AT EVERY STEP YOU SHOULD BE AVOIDING FEES

Here are smart people talking about ideas on how to get started.

Okay, so, what do we do now with this fancy roth thing.

Here is where things get... uncomfortable.

A Roth IRA is an account type.

You need to do something with your money.

The reason you have this in addition to, and secondary to, your high-yield savings account is because this is an investment vehicle, the balance is going to go up and down, and may reach $0.00.

For my Roth IRA, I like "exchange traded funds" -- ETFs.

There are a lot of options -- you can invest in most anything

Because my Roth IRA is built for "help me I'm dying" emergencies, I invest in a mix of S&P 500 index funds and small-cap funds.

SO MANY WORDS.

Let's break this down what this means.

S&P 500 index funds: This is an index fund of giant, giant, giant companies.

An index fund is like a stock. But instead of a single company, it tracks (owns shares of) an index -- like the DOW or Nasdaq. Or countries. Or... the entire market for oil. Etc.

The metaphor isn't completely accurate, but I like to think of it as "an index fund is a company that owns tiny bits of other companies."

Like, okay, say you have SlimeIndexFund and a share price is $40.

In this example, SlimeIndexFund owns $10 worth of "BardCo" and $10 of "ThiefCo" and $10 of "MermaidCo" and $10 of "EvilCo".

Let's say EvilCo does a lot of evil and is now worth $15, and MermaidCo does a lot of mermaid stuff and is now worth $15, and BardCo sings out of tune so is now worth $5. ThiefCo is oddly at the same $10 but we're scared so we're leaving ThiefCo to stay at $10.

A share in SlimeIndexFund is now worth $45. ($5 BardCo + $10 ThiefCo + $15 EvilCo + $15 MermaidCo)

This is diversification

Because I bought an index fund, instead of just buying BardCo, my risk is less.

Had I bought all MermaidCo, my return would be higher -- but this is a much bigger risk.

The entire purpose of this set up of a Roth IRA is TO MINIMIZE RISK.

Your Roth IRA should allow you to buy "fractional shares" and if it doesn't fuck that bank, go somewhere that does.

In the above example, SlimeIndexFund is $40/share and at that price you are getting the full benefit of 1 share.

Let's say you have $10.

You buy a fractional share of SlimeIndexFund for $10, which is 25% of 1 share.

So when SlimeIndexFund shares raise from $40 -> $45, your fractional share goes from $10 -> $12.50.

Not all funds and stock shares (etc) have fractional shares, most do.

It's a great way to start and build.

Small-cap funds: These operate in literally the same way. The difference is the companies are (in comparison) much smaller. They tend to be more nimble.

So I am diversifying between "here is a fund, it has a lot of large companies" and "here is a fund, it has a lot of small companies."

Let's say Big Office Building real estate goes down, but the sale of Small Company Making waffles goes up. This mixes together and I'm less in danger of losing money, or losing much money.

You can pick individual stocks.

The reason it is not recommended, by nearly everyone, is because the market has incredible tools and power over individual stocks.

By using any kind of fund that bundles things together, you are thereby automatically using these tools by proxy

It is critical to understand this is the stock market. Your account will go up and down. It may go down A LOT, like 25%, and take years to recover. Maybe it goes down 100% to literally $0.00.

That's why this is the LAST RESORT EMERGENCY FUND.

So why are we doing this.

This feels... wrong?

The potential for growth is significantly higher than a savings account. Adjusted for inflation, somewhere in between 6-7%.

At this rate, if you can leave your initial deposit alone for somewhere between 10 - 13 years, it has doubled.

This equation recalculates every time you make a deposit. So if you can deposit $20 every pay check, it has the potential to grow very quickly.

As above, this is the stock market, so it can also get wiped out.

But given the stock market has historically always recovered, though it may take several years, the risk is worth it to me + a lot of other people.

The reason this is built as a last-resort cash bucket is because of this risk. Before moving into this arena, you should have other cash buckets as a buffer.

Your RISK is it goes down. Which it will frequently.

Your REWARD is if it goes up. Which historically it has far more than it went down.

The PURPOSE of using funds as described above is so you don't have try to guess who the next Amazon is and wind up picking the next Pets.com (which went out of business, like, a long... long time ago).

The people making the funds figure out who is Amazon and who is Pets.com and work, day and night, to make your money grow and/or protect it when outside influences are hurting the market.

They are incredibly equipped to do this and their literal livelihood is on the line when they do it poorly.

Which is a polite way of saying, they are continuously incentivized above all else to work for the fund you're investing in.

The reason you're doing this in a Roth IRA specifically is you're hoping to keep as much of it intact, as possible, until you retire, at which point -- if you've followed fairly simple rules -- you withdraw the base and gains tax-free.

Whereas money in a normal stock account? Those gains are taxable every year.

"I have literally $20 I can save per pay check! Can I put in $15 into a high-yield savings account and $5 into a Roth IRA to get started?!"

Yes!

Also, congrats! You're diversifying already!

Your Roth IRA broker should allow you to invest a minimum of $1 at a time, and buy fractional shares. If they don't, don't sign up with them!

Lean heavily into your high-yield savings account until that is very comfortable and thick, then push money into the Roth IRA.

Your goal is to build a system that works for you -- both literally (money working for you) and emotionally ("this is comfortable")

"Should I pay off debt before proceeding? A lot of people say to pay off excess debt first."

This is up to you.

Most financial blogs etc. do say "focus on paying off debt first" -- it's good advice, your returns are risk-free and permanent, since the lower your debt is, the less you have to pay over time.

Interest -- working for you or against you -- is continuous and eternal.

Personally, I like to diversify everything, so I not-financial-advice ramble "do all three -- pay down debt, throw a little cash into a high-yield savings, throw a little cash into a Roth IRA"

The problem with "pay off debt first" is that it misses out any occasional giant gains the stock market makes (Roth IRA) and introduces the risk of "I have paid this credit card on time for 5 years, I'm short on change for 3 months due to a situation that gets resolved quickly, and now I have a late payment fee, and a higher interest rate."

Look at your life, finances, and potential future and make decisions!

And also:

Always be on the look out for deals with banks. Sign up bonuses, referral links from friends, etc. Think of it as a money sale.

If you are not comfortable with the idea of a Roth IRA hitting $0.00 potentially, do not do step 02. These are ideas, not directives.

All financial tools can be used for different purposes. All of them. Thus -- these are ideas, not directives.

I am listing a few examples of banks, funds, etc. These are not recommendations nor are they affiliate links. They are listed because I want to maximize your start on this path, but caution, in strongest possible terms, you must do your own research and figure out what makes sense for you.

There are a lot of nuances I am paving over for the sake of simplicity, which is why I am continually saying...

...c'mon say it with me...

...you must do your own research before continuing

Smart, free sites that cover this + a lot of other stuff:

NerdWallet

Bank Rate

One final note about Roth IRAs:

Robinhood currently is offering a 1% match on an IRA. Considering the strict limits of how much an IRA can intake per year, it's not much, but it doesn't cost you anything. Money on sale!

As a final note -- always feel comfortable asking people handling your money for help. They are working for you. Your money works FOR YOU.

If you are uncomfortable, leave, immediately, without concern.

At the retail level, there are hundreds of banks and financial institutions clamoring for your business. If someone makes you uncomfortable for not knowing something, or getting a term wrong, or asking "too many" questions -- go somewhere else.

It doesn't matter if your account is literally worth $20.

They are working for you.

This is a business transaction, and if they make you feel like your time isn't worth their business, I promise you there is someone else who will gladly take care of you.

I end with -- whenever someone is giving you financial advice, always ask why. It helps ensure they aren't scamming you, it's just a good business practice.

I like to ramble, it helps me mentally

I like to be useful, I want the world to be significantly more balanced in terms of who is doing okay

I like to write, this is all good practice for me in doing Various Other Things I do

I fucking hate predatory financial practices. I was gatekept out of financial literacy for decades and so every time I help someone else figure out how to set up their own life and protect themselves it is a giant "fuck you" to the systems and directly to the people who stood in my way.

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