#Financial goals | Explore Tumblr Posts and Blogs

infinitydivine · 2 months

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I am short 55$ for my February month goal. You can still book the readings with me and help me fulfill this one too.

Thank you and Love,

Infinity 🫡❤️

#tarotblr #tarot readings #tarot reader #goals #financial goals #help needed #financial independence #tarot divination #divination #savings #tips #for future reference #tarot community #tarot commissions #tarot witch #witch community

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dollar-and-sense · 10 months

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Mastering Personal Finance and Investing: Your Ultimate Guide to Financial Freedom

Introduction: Understanding the Importance of Personal Finance and Investing Personal Finance and Investing: Your Path to Financial Freedom Importance of Personal Finance and Investing for Wealth Creation The Basics of Personal Finance: Budgeting, Saving, and Debt Management Mastering the Basics: Budgeting, Saving, and Debt Management Budgeting Tips for Effective Personal Finance…

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acesamateurart · 2 months

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✨Jar of Intentions✨

I wrote a post on Ko-fi last week, finally doing a better job of promoting the fact that I, uh, need an income to be able to do content creation without being constantly stressed out. In response, a few people pitched in and helped me cover my bills. Now, those are almost fully covered for the first quarter of the year!

So, what next? I've made another update post with the most recent info. I only have $5.03 left until my bills are taken care of, and then I can start focusing on some things to make my house more accessible/improve my quality of life.

If you like my art, streams, videos, or writing, and wanna support what I do, consider buying me a coffee! Or even just a reblog to pass the word around. 💜

#small streamer #disabled streamer #queer streamer #small creator #disabled content creator #queer content creator #disabled artist #queer artist #mutual aid #ko fi support #buy me a kofi #financial goals

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financeguruadvice · 2 months

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Financial Planning Worth $1-2 Million US Dollars. I would request you all to go through this guide and share it with everyone you know, so that they can secure their financial future.

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awesomelifestyletips · 3 months

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Investment Approach Tips

Understanding your risk tolerance is like knowing how adventurous you want your financial journey to be. By figuring out your risk tolerance through questionnaires, self-reflection, or a financial advisor's help, you can make smart investment choices. Investing is like a journey—make it fit your money goals and sleep well at night. Enjoy your unique financial adventure! For more Investment Strategy, visit Investment Approach Tips.

#risk tolerance #investment strategy #financial goals

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roosterfinancial · 11 months

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Top Investment Strategies for Millennials

As millennials enter the workforce and begin building their financial futures, investing becomes a key component of wealth growth and long-term financial stability. To make informed investment decisions and achieve their financial goals, millennials need to explore the top investment strategies available to them. In this article, we’ll delve into some of the best investment strategies for…

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#Financial Freedom #Financial Goals #Financial Planning #Index Funds #Investment Strategies #Investments #Millennials #Personal Finance #Real Estate #Retirement Accounts #Retirement Planning #Retirement Savings #Wealth Growth

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fastlane-freedom · 8 months

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10 Money Rules to Learn by the Age of 25 – Fastlane Freedom

Financial literacy is a crucial life skill that often doesn’t receive the attention it deserves in traditional education. Age 25 is a big deal because it’s when many people finish school, start working, and have to make important choices about their jobs, money, and relationships. It’s a time when taking care of your money becomes really important, and you should start saving and planning for the…

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#investing for beginners #wealth building #money #budgeting tips #debt management #money laws #emergency fund #income diversification #investing money #spending money #habit of saving money #money management #financial independence #credit score #money makes money #money rules #financial goals #money tips #financial literacy

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budgetbeastie · 1 month

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A Guide to Creating a Personal Budget (2/3)

budgeting to plan and control your personal life

a personal budget is a great way to plan for the future and set goal posts - both long term and short term

think of a financial goal you have, big or small...

some examples:

spending less

getting out of debt

save an emergency fund

buying a car

buying a house

retiring early

a budget can help you with every financial goal you have, let's talk about how!

there's two reasons why budgets are created:

planning & control

when using a budget to plan, we're taking our list of expenses (including minimum payments on debt!) and when they're due to determine the total costs for the period (which could be a week, month, 3 months, or a year). in addition to our expenses, we estimate our income for the period as well, which can be averaged out for the sake of our mental health.

for the sake of this convo, let's use a month as the chosen period.

once we know how much the month will cost us, we can compare it to our earnings from the month. if we use the 50-30-20 method, then our total cost of living would be half of our total net income. however, it's becoming increasingly rare for us to exist using only 50% or less of our total income on living expenses. Being able to accurately predict and plan our spending can help us to better understand our individual financial positions.

say our total monthly income is $3,000 and our total monthly expenses is $2,400

knowing that we're going to have $600 leftover from our income during the month that isn't directly tied to staying physically alive helps with making accurate decisions based on your finances, this cash could be used for whatever you want! sometimes, it's for a little treat, and you give yourself a weekly allowance, other times, it's for approaching your financial goals.

the other half of why budgeting is helpful, is control

some goals are more intense than others, and that intensity varies between individual financial positions. for some, it would be easier to save $5,000 than to get out of debt, and vice versa for others.

we can use budgets to control our path and to set goals. say our goal is to save a 3 month emergency fund (3 months of expenses), how would we do that?

identify the goal

we need 3 months worth of our expenses, which totals out to be $7,200

2. choose a contribution level

we have $600 left over at the end of each month, but don't want to contribute every penny to savings (YOLO or something) $200 a month (about $45 a week) goes to spending, for if something happens like we go out to eat with friends or it's just been a bad day $400 a month ends up going towards our emergency fund

3. set goal posts and milestones

now we can divide our goal by our contribution level: $7,200 / $400 = 18 at this contribution level for this goal, it'll take 18 months to reach the end. milestones look different for every goal, but my favourite method is the snowball method (usually for paying off debt, but works here too), where we clock in wins in early and help build momentum!

the first goal would look like the first deposit, which would be $200 on the 1st of the first month we start using our budget. hitting this milestone will feel good, because you can check on the $200 and feel incredible about how you're saving money and it's there making you even more money with interest! our second goal would be to have our first $400 at the halfway point of the first month. from here, we can stretch the milestones a bit to look something like this:

by using our budget to figure out how much money we spend on being alive, we know how much money is left to commit to our goal.

using the budget to plan for upcoming expenses or increases in income, as well as controlling how much we spend in certain areas of our lives, helps us make better and more informed financial decisions every day.

knowing how much in the checking account can be used to get that notebook while shopping at the grocery store will help with confidence and independence, as well as reducing spending guilt. you are in control when you have something like a budget to refer to, and you can plan to hit goals!

#budgeting #financial literacy #personal finance #financial #money #budget #finance #goals #financial goals #eat the rich #anti capitalism #late stage capitalism #anti capitalist #leftism #anarchism #anarchist #poverty

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kissmemybby · 11 months

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Inkabb egyedul, mint egy toxikus emberrel aki folyamatosan lehuz es gatol a celjaim elereseben

#ezennyi #toxikus #toxic behavior #toxic frienship #financial goals #you can do anything #you can do this #foryou #magyar tumblisok #magyar tumblr #magyar szöveg #gondolatok #text #magyar #my thoughts #saját érzelmek #saját #saját gondolat #saját írás

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ali-oopsy · 10 months

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~ Scrapbooking Extravaganza ~ The Feels and The Future

On the left is a page about Anger!

Things that make me angry!

Commenting on my body!

Having body issues!

Dead/broken cell phones!

The patriarchy & toxic masculinity

Waiting rooms/waiting on people

Having labels put on me by others

Invalidating my feelings and experience

Lateness! Busses, trains, people!

Slow walkers!

Not feeling listened to or heard.

Capitalism ruling almost every aspect of life.

Boredom and under stimulation

Disorganization and mess!

There are shrooms all over the page to off balance the anger because shrooms make me happy. :)

The Vision Board is just that.

Things I would like for myself for the future.

My own bachelor/1 bedroom apt in the Danforth neighborhood in Toronto, ON.

Feeling like I have a group of friends I can turn to.

A career in sexual health education.

Getting into the routine of working out to get active.

Ever improving mental health status.

Have a savings account with a savings in it that I don't need to touch cause I'm a broke bitch with no self control.

xxx Ali Oop

#anger aesthetic #anger #anger vent #vision board #financial goals #scrapbooking stim #scrapbooking #my scrapbook #scrapbook art #artsandcrafts #artsy #art #crafts #my craft #show and tell #showoff

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dollar-and-sense · 11 months

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Building a Solid Financial Foundation: Budgeting, Saving, and Emergency Funds

The importance of budgeting for financial stability Creating and sticking to a personal budget is essential for achieving financial stability. A budget helps individuals track their income and expenses, identify areas for saving and cutting costs, and ultimately achieve their financial goals [1]. By creating a budget, individuals can gain a better understanding of their financial situation and…

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#Budgeting #Debt Reduction #Emergency Funds #Financial Education #Financial Goals #Financial Independence #Financial Literacy #Financial Planning #Financial Stability #Frugal Living #Investment Strategies #Money Management #Money Mindset #Personal Finance #Retirement Planning #Saving Money #Smart Spending #Wealth Building #Wealth Management

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zigzagtrend · 11 months

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17 Money Secrets to Help You Become a Millionaire

Hey there, future millionaire! Do you dream of having lots of money one day? Well, guess what? It’s not impossible! In fact, I’m here to share 17 secrets about money that can help you become a millionaire. Sounds exciting, doesn’t it? Let’s dive in!

The earlier you start saving and investing your money, the more it can grow. It’s like planting a seed that grows into a big tree over time.

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curiousowls-world · 1 year

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Understanding Good Debt: How Borrowing Wisely Can Help Build Wealth"

Debt can be a scary word, but not all debts are created equal. Some types of debt can actually be beneficial and help you achieve your financial goals. In this blog post, we’ll explore what is good debt and how it can be used to your advantage.

What is Good Debt?

Good debt is any debt that is used to acquire an asset or investment that will increase in value over time or provide long-term benefits. In other words, good debt is debt that helps you build wealth or improve your financial situation.

Examples of Good Debt

Student Loans

Student loans are a type of good debt because they help you invest in your education, which can lead to higher earning potential and career opportunities. Of course, it's important to manage your student loan debt wisely and avoid taking out more than you need.

Mortgages

A mortgage is a type of good debt because it allows you to purchase a home, which can increase in value over time and serve as a valuable asset. Additionally, owning a home provides long-term benefits, such as stability and the ability to build equity.

Small Business Loans

Small business loans can be a good debt if they are used to start or expand a profitable business. A successful business can generate income and provide financial security for years to come.

Car Loans

While a car loan is not typically considered an investment, it can be a type of good debt if it allows you to purchase a reliable vehicle that you need for work or other important activities.

Why is Good Debt Important?

Good debt is important because it can help you achieve your financial goals and build wealth over time. By using debt strategically, you can acquire valuable assets and investments that can provide long-term benefits.

It’s important to note that not all debt is good debt. High-interest credit card debt, for example, can quickly become a burden that eats away at your income and savings. It’s important to be cautious when taking on any type of debt and only borrow what you can afford to repay.

Final Thoughts

Debt can be a valuable tool for achieving your financial goals, but it’s important to use it wisely. Good debt can help you acquire valuable assets and investments that can provide long-term benefits and improve your financial situation. By being strategic and responsible with your debt, you can build wealth and achieve financial security over time.

#good debt #student loans #mortgages #small business loans #car loans #wealth building #financial goals #responsible borrowing

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artixtwannab · 2 years

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Please help a Hong Konger to remain away from Hong Kong

Hello all, have been in-and-out of tumblr for a while because am currently going through a lot. I have started a gofundme because I may very soon have to leave the country for good ... please consider helping..

https://gofund.me/162a4de9

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roosterfinancial · 11 months

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Achieving Financial Independence: A Three Step Guide

Achieving financial independence is a goal that many aspire to, as it provides the freedom to live life on your own terms and enjoy long-term financial stability. In this comprehensive guide, we will outline the essential steps to help you achieve financial independence and take control of your financial future. Set Clear Financial Goals The first step towards financial independence is setting…

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#Achieve Financial Independence #Financial Freedom #Financial Goals #Financial Independence #Financial Planning #Financial Security #Passive Income #Personal Finance #Retirement Planning #Wealth Building

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fastlane-freedom · 7 months

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Master Your Finances: 10 Proven Strategies for Financial Freedom

Financial success is a dream that many people aspire to achieve. Whether it’s the desire to retire comfortably, provide for your family, or simply enjoy a worry-free life, mastering your finances is essential. But achieving financial freedom is not a matter of luck; it requires careful planning, discipline, and the implementation of proven strategies. In this blog, we will explore ten strategies…

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#saving and investing #income growth #money #wealth protection #wealth #money protection #debt management #discipline and patience #emergency fund #how to achieve financial freedom #financial independence #financial goals #money tips #personal finance #budgeting #financial education #financial management #wealth building #lifestyle inflation

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