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#financial freedom
classycookiexo · 5 months
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theereina · 1 year
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FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM FINANCIAL FREEDOM
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bitchesgetriches · 2 months
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{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal
We’re all in this together. Don’t give up.
On food and groceries:
How to Shop for Groceries like a Boss
Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic
If You Don’t Eat Leftovers I Don’t Even Want to Know You
You Are above Bottled Water, You Elegant Land Mermaid
You Should Learn To Cook. Here’s Why.
On entertainment and socializing:
The Frugal Introvert’s Guide to the Weekend
7 Totally Reasonable Ways To Save Money on Cheap Entertainment 
Take Pride in Being a Cheap Date
The Library Is a Magical Place and You Should Fucking Go There
Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!
What’s the Effect of Social Media on Your Finances?
You Won’t Regret Your Frugal 20s
On health:
How to Pay Hospital Bills When You’re Flat Broke
Run With Me if You Want to Save: How Exercising Will Save You Money
Our Master List of 100% Free Mental Health Self-Care Tactics
Why You Probably Don’t Need That Gym Membership
How to Get DIRT CHEAP Pet Medication, Without a Prescription 
On other big expenses:
Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question
Understand the Hidden Costs of Travel and Avoid Them Like the Plague
Other People’s Weddings Don’t Have to Make You Broke
You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 
When (and How) to Try Refinancing or Consolidating Student Loans
The Real Story of How I Paid Off My Mortgage Early in 4 Years 
Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
On buying secondhand and trading:
Almost Everything Can Be Purchased Secondhand
I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online
The Delicate Art of the Friend Trade
On giving gifts and charitable donations:
How Can I Tame My Family’s Crazy Gift-Giving Expectations?
In Defense of Shameless Regifting
Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities
The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum
How to Spot a Charitable Scam
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again? 
On resisting temptation:
How to Insulate Yourself From Advertisements
Making Decisions Under Stress: The Siren Song of Chocolate Cake
The Magically Frugal Power of Patience
6 Proven Tactics for Avoiding Emotional Impulse Spending
On minimalism and buying less:
Don’t Spend Money on Shit You Don’t Like, Fool
Everything I Know About Minimalism I Learned from the Zombie Apocalypse
Slay Your Financial Vampires
The Subscription Box Craze and the Mindlessness of Wasteful Spending
On saving money:
How To Start Small by Saving Small
Not Every Savings Account Is Created Equal
The Unexpected Benefits (and Downsides) of Money Challenges
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
From HYSAs to CDs, Here’s How to Level Up Your Financial Savings
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess
We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”
Bitches Get Riches: setting realistic expectations since 2017!
Start saving right heckin’ now!
If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:
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reality-detective · 2 months
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I've been saying this 👆 for years. The new Earth is coming. 🤔
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misschunlee · 9 months
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The goal is financial freedom,baby!!
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femmefatalevibe · 9 months
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Hey, I've recently discovered a Youtube channel, The Financial Diet, and they have some really good material. I've mostly been listening to the stuff about how domestic chores aren't evenly distributed in marriage. Whether a woman chooses to be a career woman or a housewife, she's still getting the short end of the stick and will usually bare the majority of the weight for the household. I'd recommend this video in particular, Solving The Problem Of The Adult Toddler Husband. They bring up some really good points that have sat with me since I first watched it. For example, a group of very accomplished women left the house for 2 hours and WWIII broke out at home because their husbands couldn't manage. All the women had to abandon their plans and go tend to the house. Hearing stuff like this gives me pause. I'd really like to get married and be a mother, but it just seems like a bad business move, no matter the type of man a woman marries. I'm not the sacrificial type--I want to be a mother and a wife and still maintain my own identity. Just thought I'd share this here because I live in a region where I'm not allowed to bring up these issues lest I sound like a, feminist (*gasp*).
Hi love! Yes, I think The Financial Diet channel is great. Chelsea has some great, easy-to-understand tips regarding personal finance/money management, and I love her guest contributors/podcast guest episodes. Oh, this notion highlighted in this episode is SO true IRL. A 2008 study found that husbands add 7 hours of housework a week to their wives' plates, while wives decreased a husband's household chores by 1 hour per week.
Check out Melanie Hamlett on TikTok if you want to dive further into this topic. She labels the man in this dynamic under the patriarchy as "King Baby," and it gets me every time!
The Commercialization Of Intimate Life by Arlie Russell Hochschild is a wonderful read on this topic (and the most intersectional text I've found on the subject).
Glad to share more on this topic in the future if there's interest xx
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larimar · 4 months
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everything.aligns
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thexoelove · 1 year
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A soft life is what I deserve and will inevitably have 😌. I pay my bills with ease and gratitude. I attract all the resources I need to be abundantly prosperous in all my endeavors. I’m surrounded by unconditional love, respect, creativity, wisdom and wealth.
Im here to take up space in the most gentle yet powerful way✨
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theskyispinkblog · 29 days
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I am a magnet for abundance, and it flows freely into my life.
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explorewithriza · 1 year
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Time gone never returns.
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classycookiexo · 4 months
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theereina · 1 year
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I want wealth so solid my great grandkids gone feel it.
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bitchesgetriches · 9 months
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Hi! I was wondering if you have a one-stop place to learn financial literacy you recommend?
Yep! Our grand list of all articles is a good place to start. Or you could go through our master posts:
{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal 
{ MASTERPOST } Everything You Need to Know about Getting a Job, Raise, or Promotion 
{ MASTERPOST } Everything You Need to Know about Self-Care
{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World
{ MASTERPOST } Everything You Need To Know About Living Independently for the First Time
{ MASTERPOST } Everything You Need to Know about How to Pay off Debt
{ MASTERPOST } Everything You Need to Know about Investing for Beginners 
{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards 
{ MASTERPOST } Everything You Need to Know about Retirement and How to Retire
When it comes to financial literacy, you have to keep in mind that a lot of it is a trap to get you to buy something. Beware the Dave Ramsey/Suze Orman/Robert Kiyosaki industrial complex.
That's literally why we do what we do: we don't think people should have to pay a ton of money to eek out a tiny bit of understanding of the rules of our patriarchal capitalist hellscape. That's why BGR runs primarily on donations. We could make a lot more money if we charged fat bucks for our information or kept upselling folks to our next ~*~wealth-building seminar~*~.
Instead, we humbly ask that if we've helped you out, you tip us here on Tumblr, join our Patreon, or throw a few dollars our way on PayPal.
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reality-detective · 5 months
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studyforherdreams · 2 months
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“Some women choose to follow men, and some women choose to follow their dreams. If you're wondering which way to go, remember that your career will never wake up and tell you that it doesn't love you anymore.” - unknown
Credit: @studyforherdreams
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talabib · 11 months
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Mastering the Art of Investing: Practical Strategies for Insightful Decision-Making
Key Point:
Making smart and insightful investment decisions is an attainable goal with the right strategies in place. By recognizing your limitations, managing emotions, seeking professional guidance, and aligning your investments with personal objectives, you can cultivate a robust and successful investment portfolio that stands the test of time.
Sound investment decisions are the bedrock of financial success. However, navigating the complex world of investing can be challenging, even for the most seasoned investors. This post explores practical strategies for making smart and insightful investment decisions, empowering you to grow your wealth with confidence and finesse.
Recognize the Limits of your Abilities
In both life and investing, it is crucial to acknowledge the boundaries of our expertise. Overestimating our abilities can lead to ill-advised decisions and, ultimately, financial losses. By cultivating humility and seeking external guidance when necessary, we can minimize risks and make more informed investment choices.
Manage Emotional Influence on Decision-Making
Emotions can significantly impact our ability to make rational decisions. To circumvent the sway of emotions, adopt a disciplined approach to investing, relying on data-driven analysis and long-term strategies rather than succumbing to impulsive reactions.
Leverage the Expertise of an Advisor
Engaging a professional financial advisor is a prudent investment decision. Their wealth of knowledge and experience can help you navigate market complexities and identify opportunities tailored to your financial goals, risk tolerance, and investment horizon.
Maintain Composure Amidst Market Volatility
Periods of market turbulence can incite panic among investors. However, it is essential to remain level-headed and maintain a long-term perspective during such times. Avoid making impulsive decisions based on short-term fluctuations and focus on your overarching financial objectives.
Assess Company Management Actions Over Rhetoric
When evaluating potential investments, examine the actions of a company's management rather than relying solely on their statements. This approach ensures a more accurate understanding of the organization's performance, financial health, and growth prospects.
Prioritize Value Over Glamour in Investment Selection
The most expensive investment options are not always the wisest choices. Focus on identifying value rather than being swayed by glamorous or high-priced options. This strategy promotes long-term financial growth and mitigates the risk of overpaying for underperforming assets.
Exercise Caution with Novel and Exotic Investments
While unique and exotic investment opportunities may appear enticing, approach them with caution. Ensure thorough research and due diligence before committing to such investments, as they may carry higher risks and potential pitfalls.
Align Investments with Personal Goals
Invest according to your individual objectives rather than adhering to generic rules or mimicking the choices of others. Personalized investment strategies are more likely to yield favorable results, as they account for your unique financial circumstances, risk appetite, and long-term aspirations.
Making smart and insightful investment decisions is an attainable goal with the right strategies in place. By recognizing your limitations, managing emotions, seeking professional guidance, and aligning your investments with personal objectives, you can cultivate a robust and successful investment portfolio that stands the test of time.
Action plan: Learn a few simple rules and ignore the rest of the advice you receive. 
It’s easy to become completely overwhelmed by the volume of advice available about investing. However, you don’t need to become an expert on the stock market in order to become a good investor. 
Just like an amateur poker player can go far if he simply learns to fold his worst hands and bet on his best ones, a novice investor can become very competent just by following a few simple rules. For example, he should learn not to overreact to dips in the market and make sure to purchase value stocks instead of glamour stocks. 
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