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{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal
We’re all in this together. Don’t give up.
On food and groceries:
How to Shop for Groceries like a Boss
Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic
If You Don’t Eat Leftovers I Don’t Even Want to Know You
You Are above Bottled Water, You Elegant Land Mermaid
You Should Learn To Cook. Here’s Why.
On entertainment and socializing:
The Frugal Introvert’s Guide to the Weekend
7 Totally Reasonable Ways To Save Money on Cheap Entertainment
Take Pride in Being a Cheap Date
The Library Is a Magical Place and You Should Fucking Go There
Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!
What’s the Effect of Social Media on Your Finances?
You Won’t Regret Your Frugal 20s
On health:
How to Pay Hospital Bills When You’re Flat Broke
Run With Me if You Want to Save: How Exercising Will Save You Money
Our Master List of 100% Free Mental Health Self-Care Tactics
Why You Probably Don’t Need That Gym Membership
How to Get DIRT CHEAP Pet Medication, Without a Prescription
On other big expenses:
Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question
Understand the Hidden Costs of Travel and Avoid Them Like the Plague
Other People’s Weddings Don’t Have to Make You Broke
You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)
When (and How) to Try Refinancing or Consolidating Student Loans
The Real Story of How I Paid Off My Mortgage Early in 4 Years
Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
On buying secondhand and trading:
Almost Everything Can Be Purchased Secondhand
I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online
The Delicate Art of the Friend Trade
On giving gifts and charitable donations:
How Can I Tame My Family’s Crazy Gift-Giving Expectations?
In Defense of Shameless Regifting
Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities
The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum
How to Spot a Charitable Scam
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?
On resisting temptation:
How to Insulate Yourself From Advertisements
Making Decisions Under Stress: The Siren Song of Chocolate Cake
The Magically Frugal Power of Patience
6 Proven Tactics for Avoiding Emotional Impulse Spending
On minimalism and buying less:
Don’t Spend Money on Shit You Don’t Like, Fool
Everything I Know About Minimalism I Learned from the Zombie Apocalypse
Slay Your Financial Vampires
The Subscription Box Craze and the Mindlessness of Wasteful Spending
On saving money:
How To Start Small by Saving Small
Not Every Savings Account Is Created Equal
The Unexpected Benefits (and Downsides) of Money Challenges
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
From HYSAs to CDs, Here’s How to Level Up Your Financial Savings
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess
We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”
Bitches Get Riches: setting realistic expectations since 2017!
Start saving right heckin’ now!
If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:
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#frugal#saving money#personal finance#money tips#financial tips#financial literacy#financial freedom#money#debt#money management#how to save money
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Hi, do you maybe have any tips on how to manage money better as an autistic person? I've started to notice that I might be struggling with it, so I'll be glad if you'd share something. Thanks!
Hi there,
I’m quite frugal when it comes to money. I don’t use much unless I need to pay for prescription or anything similar.
Sometimes, if I’ve saved enough, I buy something I really want, like a video game or something.
Here’s some articles I’ve found going into detail/tips on saving money.
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2nd house = how you attract money
6th house = how you manage money
8th house = how you spend money
#flygrlalchemy#astrology observations#astro observations#astrology#astro notes#astrology notes#astrology predictions#astrology tips#taurus#2nd house#6th house#virgo#8th house#scorpio#money astrology#financial tips#venus#houses in astrology#astrology houses
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Time gone never returns.
#financial freedom#financial literacy#moneyquotes#personal finance#budgeting#finance#money mindset#money management#financial education#happylife#moneytips#financial independence#financial tips#financialfreedom
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i Lüv MöN3y 💘💰
#art#generationalwealth#money#cash flow#cash money records#cash#financial tips#stay up#me + you#mansorus#investment#road to 100 million#road to a billion
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A Guide To Leveling Up Your Finances In 2023
Hey Sis, you might be wondering how to level up your finances in 2023. If so trust me you are not alone. The truth is that a lot of us want to get a handle on our money, know where it’s going, and learn what we can do to make it work better for us. In this guide you will get to meet four BoujeeBeauties that are killing it in the world of Finances, we will also explore some of the best ways to level up your finances in 2023 and manage that money, Honey.
Level UP
If you're ready to level up your finances, the first step is to understand that it is a marathon, not a race. This means that leveling up requires patience, persistence, perseverance, and time! Please do not expect yourself to make huge strides overnight but instead always remember that you are a work in progress and that it can take months or even years of consistent effort before seeing the consistent results that you want to achieve. However, if you dedicate yourself fully to improving your financial situation and implementing what you learn then there is no limit on how much you can grow financially!
Manage That Money, Honey
Making more money will not solve your problems if cash flow management is your challenge! Sis, you can make all the money in the world but if you don't learn how to manage your money then you will always feel in a constant state of lack and one word that is not in my vocabulary which is 'broke'
Being able to manage your money is an important skill, and it's one that you can't afford to ignore. Money management is all about prioritizing your needs and wants, and determining what you can afford to spend your money on. It's about living a life of comfort and not of excess but ensuring that you can afford that comfort!
You can make a lot of progress by simply being more mindful of your spending habits, how you think about money, and where your money (energy) is going. In fact, one of the first steps in leveling up is to track your spending. Knowing where your finances are being allocated to is essential to understanding how you can re-route them.
Want to continue reading the full blog post? Head over to www.blackboujeebeauty.com for the full article!
#blog post#bloggingcommunity#blogging#blog tips#blackgirlmagic#black girl moodboard#black girls of tumblr#black woman#black girl luxury#black beauty#financial literacy#financial freedom#financialintelligence#financial tips#wealth#money#moneytips#made with tumblr#giphy#trending
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7 Benefits of Hiring a Tax Professional to Prepare Your Return
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If you are like me, and have a lot of hair growing on your body (including the face) that needs shaving, I'm going to suggest getting an old fashioned double-edged safety razor. They look as this
Image source, by Simon A. Eugster.
Sure there are other options. Epilator machines by plucking the hairs give a long lasting effect, but they're painful and personally I can't stand the noise they make. Also electric razors are out for the same reason. Plus, replacing the heads on these machines can be expensive.
And the mainstream option for non-electric hair removal, cartridge razors are terrible. You are stuck buying cartridges from the same manufacturer that makes the razors, and the cartridges are expensive as fuck. And the worn out cartridges are a bizarre amalgamation of metal and plastic that are a nightmare to throw away in a responsible manner. The same applies to disposable plastic razors.
Double-edged safety razors are far superior. Double-edged razor blades are incredibly cheap, doing a quick currency conversion, I can buy a ten pack of blades for 4.5 dollars or 4 euro. And they are all metal so easy to recycle. And they last for a long time in my experience. So for money saving purposes, DE razor blades are your best bet. And you can use any blade from any manufacturer and it will fit your razor.
The razor itself might cost some, the one from the manufacturer mühle i have used for years cost about 42 dollars, but a single one can last a lifetime, they are usually very durable. If you are shaving other parts of your body than your face, you might want a razor with a longer handle so you have better reach.
They require a bit of technique to use, but it's not hard to learn. Standard shaving prep stuff applies, moisture the skin, shower or wetten the hair, and use some lather. You can use shaving cream, but i use lather from a bar of soap and it works just fine. Shave in multiple passes, first drag the razor over the skin in the direction the hair grows, then in the opposite direction, that will take care of most of it, but you might need more passes.
Unlike cartridge razors, DE safety razors don't have heads on a pivot, which means two things.
The first is that you shouldn't apply pressure while shaving, you will just tear your skin off. Since there is no pivot to adjust, it's needless to apply much pressure. Just put it against the skin and move it gently over the area with the hair.
The second is that you need to hold the razor at an angle at about 45 degrees, otherwise you might cut yourself. This is the trickiest part to learn, and even when you know the how, you might require shorter passes of the razor than with a cartridge razor, since you need to stop in order to adjust the blade angle against the skin as your body curves.
Once you learn it, you are fine though, and much better off financially than other options for shaving. Truly, looking good on a budget.
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My page now allows tips! If you are willing and able of course!
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The Budgeting Tools You Need To Be Using With Emily Guy Birken & Joe Saul-Sehy - Retire Sooner
The Budgeting Tools You Need To Be Using With Emily Guy Birken & Joe Saul-Sehy – Retire Sooner
Is there a particular Tech or budgeting Or do you just say Joe go go on on the Web and find a good budgeting tool or do You are there any any places in Particular that you like or you point People to oh I love playing with this Stuff and I play with it all the time if You're somebody that uh that likes to Know that your dollar has a job and you Really need a lock down budget I'm a big Fan of this…
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#budget#budgeting#budgeting resources#budgeting tools#clark howard#early retirement#Emily Guy Birken#finance#finances#financial planning#financial tips#funds#how to manage your money#Joe Saul-Sehy#maintaining a budget#managing a budget#managing money#money#money tips#podcast#podcasts#retire#retire early#retire sooner#retire sooner podcast#retired#retirement#retirement planning#the retire sooner podcast#tips for budgeting your money
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{ MASTERPOST } Everything You Need to Know about How to Pay off Debt
Understanding debt:
Let’s End This Damaging Misconception About Credit Cards
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
Dafuq Is Interest? And How Does It Work for the Forces of Darkness?
Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market
How to Build Good Credit Without Going Into Debt
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
It’s More Expensive to Be Poor Than to Be Rich
Making Decisions Under Stress: The Siren Song of Chocolate Cake
How Mental Health Affects Your Finances
Paying off debt:
Kill Your Debt Faster with the Death by a Thousand Cuts Technique
Share My Horror: The World’s Worst Debt Visualization
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
The Debt-Killing Power of Rounding up Bills
A Dungeonmaster’s Guide to Defeating Debt
How to Pay Hospital Bills When You’re Flat Broke
Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?”
Slay Your Financial Vampires
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?”
Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt
Student loan debt:
What We Talk About When We Talk About Student Loans
Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”
How to Pay for College without Selling Your Soul to the Devil
When (and How) to Try Refinancing or Consolidating Student Loans
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?”
The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For
2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly
Our Final Word on Student Loan Forgiveness
Avoiding debt:
Ask Not How Much You Should Save, Ask How Much You Should Spend
How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag
Your Yearly Free Medical Care Checklist
Two-Ring Circus
Status Symbols Are Pointless and Dumb
Advice I Wish My Parents Gave Me When I Was 16
On Emergency Fund Remorse… and Bacon Emergencies
Should You Increase Your Salary or Decrease Your Spending?
Don’t Spend Money on Shit You Don’t Like, Fool
The Magically Frugal Power of Patience
The Only Advice You’ll Ever Need for a Cheap-Ass Wedding
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)
Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick
Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?
The Bitches vs. debt:
I Paid off My Student Loans Ahead of Schedule. Here’s How.
I Paid off My Student Loans. Now What?
Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt
The Real Story of How I Paid Off My Mortgage Early in 4 Years
Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending
That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????
#debt#mortgage#credit card debt#debt management#debt consolidation#pay off debt#student loans#student loan debt#loan#financial tips#money tips#personal finance
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#finance#moneyquotes#personal finance#financial literacy#financial freedom#financial education#budgeting#financial tips#money mindset#wealth
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Financial Tips for Single Mothers: Navigating Parenthood and Money Management
Discover essential financial tips tailored for single mothers. Learn how to navigate parenthood while managing your money effectively...
Being a single mother comes with challenges, and managing finances can often be one of the toughest. With the responsibility of providing for both yourself and your children on one income, it’s essential to have a solid financial plan in place. As a single mother, you need to equip yourself with at least some basic financial skills. These skills might help you to navigate and manage well both…
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