#overspending
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;P
#spending#online shopping#overspending#humour#adult humour#ha ha#delaying the inevitable#one way of doing it#coping strategies#marriage#marital discussions#LOL
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Girlllllll! Do not tell me I just spent $200 on this white and red striped shirt that I could get at target! Why would faded me think that just cause Sungchan could wore it I should spend that much on it! Like fuck I love this man but it’s not worth it.
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Being undiagnosed is a bitch
Does anyone else need one of these decals for when they're going thru a manic/hypomanic episode? After at least 4 hypomanic episodes in the past 8yrs (each lasting several months)... And still being undiagnosed and therefore untreated... I found myself having to file for bankruptcy.
#actually bipolar#living with bipolar#bipolar 2#mental health#bipolar things#Undiagnosed#Overspending#bankruptcy#neurodivergent brain#neurodiverse
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They were rather handsome, had been educated in one of the first private seminaries in town, had a fortune of twenty thousand pounds, were in the habit of spending more than they ought, and of associating with people of rank, and were therefore in every respect entitled to think well of themselves, and meanly of others.
"Pride and Prejudice" - Jane Austen
#book quote#pride and prejudice#jane austen#miss bingley#sisters#handsome#education#seminary#wealth#fortune#overspending#high ranking#entitled#high opinion#conceited#proud#caroline bingley#louisa hurst
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January 11th, 2024 - Entry #1
My mood now
I argued with my boyfriend.
I have overspending problems, and for this I argued with my boyfriend...
I bought a new dvd of Shirley Temple. I love her (she is in the pic).
I have an important exam on January 17th and I'm studying but with difficulties. Because I'm in anxiety, I'm depressed, I'm adhd and I'm autistic. Fortunately this exam is part of a my special interest: electronic and embedded system.
On January 18th I will have the first pill of the medicine for adhd. I'm excited, scarred and etc.
And in general, even if my life is better now on so many sides, I still have to fight against myself destructive side and my past.
Yes! I'm a mess! I'm 32, I act like a kid and I'm not responsible.
#neodiary#autism#shirley temple#actually adhd#adhd problems#adhd#adhd brain#adhd things#adhd meds#adhd mood#overspending#neurodivergent#neurodiversity#actually autistic#autistic things#autistic adult#autistic experiences#Spotify
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ENTRY FORTY
I was thinking a lot about my overspending. It's been happening a lot lately, both before and after the holiday season, so no placing blame there. So what is it with this lately?
Thankfully, I've just been eating into my weekly budget instead of my savings... but if I'm being completely honest here, digging into savings for nothing else other than unnecessary shopping has happened multiple times before. I need to have better control over it!
How do I achieve that? The initial step is figuring out where the overspending comes from, or what causes it. The foundation, the core!
I did some soul-searching and online researching. Ended up finding some things that I resonated with and wanted to explore them a little more here.
The first thing I came across talked about emotional impulse spending, which is exactly what it sounds like. Impulse spending triggered by emotion(s) like anxiety or depression. Looking into myself, my habits, and my motivations, it does seem that I am 10x more likely to overspend when I am going through some kind of emotional turmoil. When life is peaceful, I gather, I collect, and I save. Easy. Simple. It's the emotion that complicates everything!
I wondered why I was turning to things in those moments, especially since I'm not really what one would consider "materialistic." It's because people have hurt me with unreliability and/or cruelty. Things just decorate my home and give me something nice to look at. I'd prefer to buy myself something than to reach out to someone that may make the pain worse; I've grown rather tired of that, happens far too often.
Next, I found out about people who lack financial literacy. Financial literacy is the ability to effectively manage and make informed decisions about personal finances, including budgeting, saving, and investing. I may be a person who lacks financial literacy. I hate having to own up to that but there is no improvement without accountability, is there? The definition of financial literacy also states that there is a possession of skills, knowledge, and behaviors that enable individuals to manage their finances effectively. *sigh* Note to self, this is not for guilt but for change! I know the basics of course, but I also know I need to face the reality of lacking adequate financial literacy.
There's been no social pressure or having to "keep up appearances." The lack of a healthy self-image doesn't come from my finances, I know that is a definite fact. No blindness to inflation either. I am well aware that existence is just too damn expensive right now. Credit misconception is when people see their credit cards as "extra money," not something to be paid back. Yeah, none of that going on. I know the definitions and differences of credit, debit, and gift cards.
I did learn about lifestyle creeping. This is the process of expenses unintentionally creeping up as one's income increases. Maybe a pinch of that...? I do need to stay the hell off of GrubHub but it's more affordable with the hours I'm working. And let's not forget Amazon's eternal stronghold on my wallet. I am just going through the possibilities, trying to figure it all out.
Last thing I found that resonated with me is that many, if not the majority, of people with ADHD engage in impulse spending. The recently updated statistics I found were:
*58% of ADHDers spend impulsively.
*51% of ADHDers struggle with budgeting.
*49% of ADHDers struggle to save.
It all got narrowed down to achieving that nice rush of dopamine which the ADHD brain is constantly craving. This definitely gives me a reason to not beat myself up if I slip, but I never want to use it as an excuse to not do what I'm supposed to do in this life as a functional adult.
Doing that means the issue is behavioral, not cognitive. I need to try to be more self-aware, execute better planning, and utilize coping skills for the harder days. In many areas of my life, I need to take my power back and call all my efforts back to me. This is one of them.
More thoughts later.
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Commercialism Manifesto
Defying age has nothing to do with denying age. It has more to do with denouncing the concept of the chronological progression arbitrarily implemented by a system that benefits from us dying. 50 was meant to make you feel old, they benefited from selling “age defying” formulas. They benefited from you dying before you could collect social security; ergo, if 50 is old you would feel ancient by 62.
It’s the same with the food pyramid. They wanted to sell more food so you need four food groups, and 1400-2000 calories a day; when, historically through thousands of years this was never true. We are consumers, we are their marks. Nothing we have been taught is for our benefit. It is to sell something. Don’t randomly eat or snack because society says to eat three meals, and two snacks a day. Eat when you’re hungry, and stop when you aren’t.
All shampoos are essentially made with the same garbage, stop searching for the one that’s going to fix your hair, it doesn’t exist. Your hair is that way because you are trained to pay top dollar for chemical treatments that destroy your scalp and hair. Your mother did it, and your grandmother did it but your great grandmother couldn’t afford it nor did she have the time, and her hair did look better. Blondes don’t have more fun but it sure cost a small fortune to find that out, and that’s what they are counting on.
Stop buying diamond rings that cost 6 times your rent to prove that you love someone. The way traditional diamonds are ascertained is inhumane anyway. But besides that they have vaults and vaults full of them. They are not rare gems. They are overpriced rocks that literally have only the value De Beers company (do not ignore the blood on their hands, it’s criminal what they are responsible for) taught to see in them.
This is the post World War 2 conditioning that the American government took from Hitler. Basically that we are their consumerist monkeys that weren’t being utilized to their full potential. This is why you feel suffocated by consumerism. This is why they price gouge everything because they know we will eventually adapt, and pay.
Stop adapting. Reject the system. Unlearn what you’ve learned from two generations of people who were guinea pigs pitted against each other to “keep up with the Joneses”.
Who are you before they told you who to be, and what has value? What has value to you that doesn’t have a price tag? Don’t just say what you were taught to say. Even that, kith and kin, family and friends. That goes without saying. We were taught to say it in defense of all your monetary expenditures. “Of course I like my things but my family comes first”. How many times have you heard that. Paging Captain Obvious.
What is important to you? Let’s assume it’s already family and friends. Do you value nature, do you value a quiet evening reading, do you value art and music? Try to find things that you value that don’t come with a price tag. Another one is, “well I like to spend money”. Do you though, do you like being in debt? Do you love that second mortgage? Do you love getting divorced because your husband or wife doesn’t want to work until they’re dead to pay for your lifestyle, and love of spending money? That high you get is you filling a void that you were conditioned to fill.
You were introduced to commercials at a vulnerable age. You were taught that when you were sad (remember the kid was always sad before getting the toy or food) that when you got this shiny thing you would feel happy. Just like a good guinea pig you were conditioned as the perfect specimen to buy the shiny things, and work until you’re dead to pay for them.
You were not born to work, pay bills, and die. You feel that there is something unnatural about this existence because there is. Exist for yourself, for your friends and family, for experiences. That does not mean there is not responsibility. The chores still need to get done, and yes, money is a part of the system that we are all unfortunately prey to, so working is required. However, work to pay for your needs, and value your time over your preconceived wants.
Your time is something they value. It’s really the only thing they value aside from their God, money. They need you more than you need them. Without you they wouldn’t be flying around in jets, and eating at restaurants with food that cost as much as your rent or mortgage. Make your time invaluable. Make it the most precious thing in your life because it is. It’s the only thing that is truly yours.
You would argue that your body is. I would argue that the fact that you are subjected to god only knows what since the FDA lowered their standards in the 90s by a good 40K, and steadily have been cutting out the rest of the requirements. The fact that the air we breathe, and the water we drink are polluted that our bodies are not our own.
But our time, and our attention is. Take it back, make it yours again. Not for me, I don’t know you. I don’t benefit from this. You do what you want. But isn’t that kind of the point here. Do what YOU want not what they have taught you that you want.
I guarantee you though if you stop going to the hair salon to fix your hair (it was never broken), stop stockpiling your kitchen with thousands of dollars in groceries you end up throwing away at the end of two weeks, stop buying fancy overpriced jewelry (buy a unique piece from a local artist, you’ll get way more compliments anyway, if that’s what you value), stop buying 250-700 dollar Christmas trees, just stop buying Christmas presents altogether. Teach your children that time together is the gift. I’m not saying don’t buy the kids anything just do it throughout the year. Surprising them when they aren’t expecting it is more fun anyway.
Whatever you decide to do, make it your decision. Be aware of what they are selling you. Be aware of how you are constantly being barraged. You can’t even watch something, read an article etc. without them selling you something. Next time you go to a store see if you can walk out with nothing. Make yourself immune to their bullshit.
The economy won’t crumble, it will change, and we will adapt. We will adapt, and be happier. Mortgage’s will go down in price, groceries will, prices in general will drop. The scare tactic implanted by economists is that it’s not how the economy works. It absolutely is, we control the economic trends. Our money talks even when our mouths are closed. If you think economists aren’t paid to scare you into spending well I don’t know what to tell you because everyone in our current socioeconomic climate can be bought.
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Political: Poor Spending on Poverty
November 17 2023
By Rooster Crows
The politicians who are elected to run our government do not view the population as poor. From their point of view, citizens of all classes are what makes them rich.
“Tax the Rich” campaign slogan has been heard from the East Coast to the West. In reality, we are encouraging higher taxation of all people by repeating it, not the “rich” which would include…
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How is it that I, as a person who grew up poor, both have financial insecurity and am very careful in my spending and also spend money very, freely buying tickets to concerts on a whim and the like?
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The Psychology of Spending: How to Overcome Impulse Buying
Overcoming impulse buying requires self-awareness, discipline, and a deeper understanding of spending habits.
Impulse buying, the act of making unplanned and often unnecessary purchases, is a common phenomenon in consumer behavior. Whether it’s triggered by a sale, flashy advertisements, or emotions, impulse buying can lead to financial strain and clutter in our lives. Understanding the psychology behind impulse spending is crucial for gaining control over our finances.
In this article, we will explore…
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#Adult Psychology#budget#Finances#impulse buying#impulse control#Mental Health#overspending#psychology#spending#writer
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Day 10 of me trying not to spend my money on stupid shit because I need to learn how to not overspend because I’ll be regretting it soon but like it’s super hard Aghhhhhhh
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How to prevent overspending.
Overspending can be a common challenge for many people, but there are several strategies you can implement to help prevent yourself from overspending. Here are some tips:
Create a budget: Start by creating a budget that outlines your income, expenses, and savings goals. Be realistic and detailed in your budgeting process. This will help you have a clear understanding of your financial situation…
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7 Simple Steps to Stop Overspending and Build Your Savings
Are you tired of feeling guilty about your overspending? Do you want to build your savings and achieve your financial goals? If so, you’re in the right place. In this post, we’ll discuss seven simple steps you can take to stop overspending and start building your savings.
Step 1: Have a Budget and Follow It
The first step to stop overspending is to establish a budget and stick to it. This can…
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Cum Inside Power Girl Cosplay Creampie Larkin Love
Eliza Sanches chupando o grelo da amiga
bobina atepraks black gangbang with hitler
bbw strip
ghetto teen Nay Ass up
BlowJob At the GloryHole !!!
Lesbians Erotic Foreplay Licking Pussy Music By Obasquiat
Mell Oliveira Transex Acompanhante
مص ونيك في غرفة تبديل الملابس في احدي محلات الجزائر
Chanel Santini In Kinky Hardcore With Jasmeen
#spiderwoman#nonlimitation#concession#mylohyoidei#feline#captivance#overspending#maximization#walth#SBU#repunctuate#Sirmian#Lometa#matchless#ergograph#Matawan#buffeter#wifes#anemological#Harvardian
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take etsy away from me. I can't be trusted.
#I am very worried that I'm easing into a manic episode#etsy#bipolar#actually bipolar#bipolar-I#overspending
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