{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal
We’re all in this together. Don’t give up.
On food and groceries:
How to Shop for Groceries like a Boss
Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic
If You Don’t Eat Leftovers I Don’t Even Want to Know You
You Are above Bottled Water, You Elegant Land Mermaid
You Should Learn To Cook. Here’s Why.
On entertainment and socializing:
The Frugal Introvert’s Guide to the Weekend
7 Totally Reasonable Ways To Save Money on Cheap Entertainment
Take Pride in Being a Cheap Date
The Library Is a Magical Place and You Should Fucking Go There
Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!
What’s the Effect of Social Media on Your Finances?
You Won’t Regret Your Frugal 20s
On health:
How to Pay Hospital Bills When You’re Flat Broke
Run With Me if You Want to Save: How Exercising Will Save You Money
Our Master List of 100% Free Mental Health Self-Care Tactics
Why You Probably Don’t Need That Gym Membership
How to Get DIRT CHEAP Pet Medication, Without a Prescription
On other big expenses:
Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question
Understand the Hidden Costs of Travel and Avoid Them Like the Plague
Other People’s Weddings Don’t Have to Make You Broke
You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)
When (and How) to Try Refinancing or Consolidating Student Loans
The Real Story of How I Paid Off My Mortgage Early in 4 Years
Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
On buying secondhand and trading:
Almost Everything Can Be Purchased Secondhand
I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online
The Delicate Art of the Friend Trade
On giving gifts and charitable donations:
How Can I Tame My Family’s Crazy Gift-Giving Expectations?
In Defense of Shameless Regifting
Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities
The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum
How to Spot a Charitable Scam
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?
On resisting temptation:
How to Insulate Yourself From Advertisements
Making Decisions Under Stress: The Siren Song of Chocolate Cake
The Magically Frugal Power of Patience
6 Proven Tactics for Avoiding Emotional Impulse Spending
On minimalism and buying less:
Don’t Spend Money on Shit You Don’t Like, Fool
Everything I Know About Minimalism I Learned from the Zombie Apocalypse
Slay Your Financial Vampires
The Subscription Box Craze and the Mindlessness of Wasteful Spending
On saving money:
How To Start Small by Saving Small
Not Every Savings Account Is Created Equal
The Unexpected Benefits (and Downsides) of Money Challenges
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
From HYSAs to CDs, Here’s How to Level Up Your Financial Savings
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess
We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”
Bitches Get Riches: setting realistic expectations since 2017!
Start saving right heckin’ now!
If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:
Start investing today with Acorns
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2024 Salary Spreadsheet
Tumblr, you skew younger than Ask A Manager. Get over there are share so the data gets better.
Yesterday nearly 9,000 people shared their salaries publicly here. Men: you only account for 18% of the responses so far. Please share your salary info so women have data to help fight the pay gap.
It’s hard to get real-world information about what jobs pay. Online salary websites are often inaccurate, and people can get weird when you ask them directly.
So to take some of the mystery out of salaries, it’s the annual Ask a Manager salary survey.
Fill out the form below to anonymously share your salary and other relevant info. (Do not leave your info in the comments section! If you can’t see the survey questions, try this link instead.)
When you’re done, you can view all the responses in a sortable spreadsheet.
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Hi everyone,
I got an inbox asking to share some tips for financing when you’re autistic. I found a helpful guid from the National Autistic Society:
Budgeting
The first step to managing your money is to work out a budget and stick to it. Budgeting will help you:
* keep track of what you are spending
* help you to avoid going overdrawn on your bank account by spending money that you don't have
* decide whether you can afford to buy something that you would like
* deal with debt by planning repayments that you can manage
* work out how much money you may have to save.
Bank, building society or post office accounts
Most people now have one of these types of account. The benefits of these are:
* it will keep your money safe
* you can pay bills more simply by direct debits or standing orders
* internet banking is now widely available. This reduces the need to visit banks and other services that autistic people may find difficult
* benefit payments can only be paid into an account
* you can have a debit card, making it easier to pay for purchases and you can shop online
* you may be able to earn interest on the money you have
* you can pay bills by direct debit or standing order, which are sometimes rewarded by a reduction in what you pay for services
* you can use your cashpoint card to access money easily from cash machines in the UK and sometimes abroad
* your bank or building society may be able to give you an overdraft or loan.
Debit, credit and store cards
There are a number of different cards that you can use to make a payment. These include:
* cashpoint and debit cards
* credit cards
* store cards.
Borrowing money, making payments and debt
It's easy to think of a loan or overdraft as free money, but it’s actually expensive as you have to pay back the original amount plus interest. Try to only borrow money when you need to and repay it as soon as you can. There are many ways of borrowing money, including:
* borrowing money from family or friends
* having an overdraft
* taking out a personal loan or secured loan
* applying for a credit card.
The full article will be below, as it goes into more detail. I hope this helps many of you.
National Autistic Society
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