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mostlysignssomeportents · 10 months

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Paying consumer debts is basically optional in the United States

The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.

America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.

But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.

There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:

https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.

McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).

The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."

If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.

By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.

But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.

This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."

Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.

The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.

The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.

To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).

The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.

Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.

They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."

If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.

These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.

Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.

Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.

McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.

One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.

McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):

https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee

Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.

But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.

Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.

This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.

In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:

https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/

After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:

https://pluralistic.net/2021/05/19/zombie-debt/#damnation

And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.

Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!

https://info.defcon.org/event/?id=50826

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act

#pluralistic #jubilee #debts that cant be paid wont be paid #Patrick McKenzie #patio11 #bits about money #debt #debt collection #do not pay #bottom feeders #Fair Debt Collection Practices Act #fdcpa #finance #armbreakers

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exculis · 1 year

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I feel stupid even being fucking mad at my sister for shit because she's a child and im a grown man but its so fucking unfair that she steals from me ALL the time. And she gets like 3 allowances so its not cuz she cant get her own shit. I don't get allowance. Steals from me, lies about it to my face, wants to kick me out of MY bedroom so she can have more space... Its outrageous.

#and you know sometimes its like. maybe if she had asked 'hey is this yours are you still using it can i have it' id have been fine with it.#but its just.#she doesn't even bother to ask. doesn't even mention it.#she took my rollerblades and hid them from me. i never even got a chance to skate on them.#i only found out she took them because i found them.#i only found out she stole 30 dollars worth of pins from me because i found the ones she must've deemed too lame to steal.#i only find out she steals my shit when i find out where she left it #and she doesn't just steal from me! she also ruins my shit when im not home #she's been wiping snot all over my chair #she let the cat pee on a box of papers i was saving for YEARS #and never even mentioned to me that it was happening.#but she's a child. so i guess im the one in the wrong for being upset.

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dcxdpdabbles · 3 months

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DCxDP fanfic idea: In 30 minutes or less!

Danny is a delivery man.

He got the job after realizing his resume was severely lacking in terms of working experience.

Also when he needed more money for his own purchases. There is a big difference between begging his parents for an allowance and earning his own spending funds.

The thing is, no matter where Danny applied, he was not getting a call back. Jazz warned him that a majority of Amity Park didn't hire them - as she also attempted to get a part-time job when she was his age - because of the Fenton last name.

She swore and hissed, but she couldn't prove that it was the reason they weren't hired. She just heard the talk around the town. They all said they wouldn't want to hire from the lunatic family.

That whenever a Fenton went , something bad quickly followed.

It stung, that not even Nasty Burger wanted him. That placed hired people under sixteen for Pete's sake. But Danny was resourceful. If Amity Park hadn't hired him, then he would just try the other place he had civilianship in.

The Infinite Realms.

Danny figured that if societies existed with the Realms, then they had to have a form of currency. He just needed to find one that used the same one as his world did.

FrostBite was more than happy to point him in the right direction. Since his people were the ones to spend generations attempting to map out the Realms, he had found a part of the ghost zone that Danny could blend into easily.

It was only a thirty minute commute from Danny's family portal. He could easily make that after school.

Thus, Danny flew to the portal location FrostBite told him about and ended up in a place called Central City. He found employment very quickly at Joel's Pizza, and for sixteen dollars a hour he was racing across the city to give some sizzling pizza pies.

. He was given a company scooter, but Danny preferred to fly. No one saw him as he never turned off his invisibly until he arrived at the destination. He got great tips for his speed, and his boss was fun to work for.

His parents are proud that he has a job and is not causing trouble. His friends also have their own jobs so Sam and Tucker have to plan their meet ups now- buts that's just a part of growing up.

The only thing that made his part-time difficult was the ghosts. Not all of them bothered him now a days but a few still did.

Like Young Blood. The brat didn't seem to care that Danny was going to be late to a shift since he had no concept of the importance of adult responsibilities. He was able to text his boss an apology using school as an excuse, but he was still thirty minutes late and sporting a black eye.

Joel stared at him for a long moment, muttered something in Spanish, before handing him five pizza boxes, and told him to take it to the central city police department. Danny was supirse he didn't even lecture him.

When he got to the station, the person in front told him to wait a moment since it was the forensic department that ordered food. He waited a few minutes until a blond man came down the hall, with a cheerful smile.

That smile fell when Danny turned to look at him. There was a brief flash of something dark that crossed his expression before the smile was back ten fold

"Hello," Danny said, standing up. "Order for Barry?

"That's me!" The man grins, holding out a wad of cash "Keep the change."

Wow. A fifty dollar tip!

"Sure thanks!"

"Welcome kid!"

Danny practically skipped away, Barry Watching him climb onto his scooter and slowly blending back into the traffic.

He turned to look at Officer Dawn "Is it just me or was that kid covered in bruises?"

Officer Dawn's mustache twitches with displeasure. "He definitely was. Looked fresh, too. Not only that but he works for Joel Pizza"

"This Joel a trouble maker?"

"The opposite, he was a foster kid. Once he aged out and got his own business, he started hiring teenagers in similar situations. Usually, his staff are all kids who are having a rough time. If things are too bad, he makes reports, but we try to avoid it. Don't want to lose one of the few trustworthy safe spaces for those kids." Officer Dawn's hesitates for a second before he carefully asks."A cop poking around may spook them, but a forensic chemist won't. Do you mind finding out what the delivery kid's deal is for me?"

"I look into it." Barry promises already knowing the Flash is also going to be following the boy just to make sure he safe.

He hates it when kids get hurt. Remind him too much of Wally.

#dcxdpdabbles #dcxdp #dcxdp crossover #30 minutes or less!#Danny deliveries pizza #when you broke you make things work #Is Amity Park discriminatory? yes but only towards the fentons #they cause a lot of property damage #Flash is on the case!#misunderstandings

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biromanticbookbabe · 2 years

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I WAS going to post my collection of LGBT literature, but I’m still waiting for my copy of Stone Butch Blues to come in.

I had to go to ebay because it is very hard to find a copy of for some reason.

#I mean the book is as old as I am #it was a 1993 release #but still #the cheaper copies were like 35-50 dollars on ebay #I was lucky and mine was a little cheaper but still that feels like a lot of money for one book #I usually buy my books used for like 4 or 5 dollars each #there was an incomplete audiobook version on youtube but it only had the first 7 chapters and there's like 30 in the book ;-;#so if I wanted to finish it I'd have to get my own copy #books #bookblr #mychatter #this page is vaguely a bookblr as well as a writeblr and whatever else I feel like posting #currently reading #and yes the story is very sad but I wanted to finish reading it any way #it felt important for some reason #like this was history I shouldn't forget #or know about rather #lgbt lit #stone butch blues #I'm a femme lesbian btw but I like reading all kinds of LGBT books #and I never read any of Leslie Feinberg's writing before now either #it was kind of a wake up call for me I think

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neo-percs · 9 months

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KEEPSAKE:: na jaemin

WARNING:: 80's au, playboy! Jaemin, car sex, riding, hair pulling, oral, fingering, teasing, fingering, slight edging, overstimulation, slight rejection, teasing, sexual tension

SUMMARY:: after a failed date you expect some sort of a reward for putting up with Jaemin Na who still seems to be hung up on his ex.

Jaemin Na has been on many dates. One would even say that he has hooked up with half of girls after a date— which were all unsuccessful. It's not that there was anything wrong in particular with the people he has taken out, it's just that none of them have piqued his interest for a second one. And it just so happens that you had been taken on one of the said dates.

When Jaemin asked you out on a date to the movies and dinner you hadn't expected the movie to be some trashy chic flick about an American actress going to Italy and falling in love with her friend's married Italian lover. It dragged on for 2 hours and you couldn't stand to sit through the first minute of opening credits. But not only did you sit through a silent car ride on your way to the restaurant but when you sat inside the restaurant it felt like this terrible date would never end.

"I used to be on the volleyball team before I graduated and I started working with my friend, she's cool- she even has a neck tattoo" he rambled on and on for what felt like a lifetime. Only nodded off as he rambled on and on about working at the old movie theater and something about how his manager only shows up to be a dick.

But low and behold the lovely waitress with a tight-lipped smile "Would you like your bill.. or would you like to swing by a little later?" She asked politely looking at the both of you. "You can give us our check now" you answered quickly before pulling 30 dollars out of your pocket when the check was set on the table.

Once Jaemin had caught his eyes on the cash in your hand he shook his head "You don't have to pay, what kind of guy would I be to make you pay for your food?" He says patting his pockets which makes you roll your eyes "It's fine" you reply flatly pressing the 20 and 10 dollar tip onto the wooden table and like second nature stand from the worn-out booth walk to the class doors pushing them open and making a b-line to the boys nice and shining Pontiac.

Jaemin grew up coddled, he was popular in high school, and he had the cutest girl in his grade. Now he's digging it with girls who never made it past the first date because he never could find a bond with them while working at the local theater and losing all the cool points he's earned on his way up in high school. Well on your end you didn't care for his past reputation, you didn't care for this date and the fact that you haven't had an ounce of fun since you had walked past your front porch was eating you up inside.

When you heard keys jangling in an instant you turned your head being met with Jaemin walking over to the driver's side of the car. Unlocking the doors you both get in and once the car starts you fiddle with the radio never wanting to sit through silence and letting the hum of the radio come out softly through the speakers.

You were so caught up in your thoughts you had failed to realize how dark it had started to get, the once blue sky turned to deep orange and yellow hues. Watching as the power lines zipped past you in a blur, if you were going to sit in this car you would be damned if you had to sit in awkward silence and do nothing.

Just as Jaemin had turned onto the highway the road was seemingly empty as it got darker out and the headlights of his car lighting up the black asphalt on the road. Your view flickering between the road and Jaemin who was watching the road with one hand on the wheel as the other slumped against the middle console.

The sight of his thighs sat stiffly while his jaw clenched. "Jaemin, if you're not over your ex why'd you ask me on a date?" You ask curiously as you tilt your head leaning in a bit pressing the swell of your chest against his hand on the console. "What? I'm over my ex, I have been for a while now. What makes you say that?" He asks as he sputters over his own words at the thought of being hung up on his ex.

"You haven't asked a single thing about me on this date. You only talked about you, and might I add you even talked about your coworker which doesn't help your case at all" you say flatly. "Seriously?! I am over my ex I swear" his voice goes up a few octaves higher as he tries to think of something that obscures the idea.

"When was the last time you slept with someone and enjoyed it then?" You ask with a twisted grin on your lips. You knew the answer but you wanted to hear it from him, you wanted the satisfaction of hearing the words yourself from his lips. "I don't know. And I'll have you know that I have had great sex without my ex" he snarled at you.

"Yeah your words aren't very convincing like... at all," you say as you push your legs under your thighs "I can change that you know? I don't know if by the end of it, you'll even be thinking about her but...I'll occupy your head for a bit," you say, trailing your hand into his lap and rubbing against his thigh.

"What are you doing?" He scoffed as his eyes flicked from his lap with your hand trailing closer to his bulge earning a small gasp from him eliciting a small giggle from your lips loud enough to hear over the buzzing music. "Just keep looking at the road" you whisper as you press your lips to his warm cheek.

Your hand moves closer to his half-hard crotch clad in jeans as you palm him, the feeling of fabric pressed against him has him groaning and running a hand through his dark hair in exasperation. "It's not a good idea to be doing this... while I'm driving" he reasons, which makes you shake your head with a soft smile. "Then focus" You look up at him while your hands move to unzip his pants and unbutton them as well letting him lift his hips while you pull down his jeans far enough over his thighs.

"Shit" he harshly whispers at the feeling of your wet palm wrapping around his cock leaking precum and glistening under the orange and yellow street lights on the side of the road. Taking his cock into your fist, slowly jerking and teasing the tip with your thumb has the boy biting his plump lips while choking back a small groan.

The feeling of your warm tongue has the boy breathing heavily as his foot presses onto the gas harder spreading the car up. "Ease up, you want the car ride to last don't you?" You ask as you look up at him, your tongue pressing flatly against his tip and taking him deeper, letting your lips wrap around him.

The warmth of your mouth around him almost has his eyes rolling, letting his hand rest on the back of your head, needing to push your head down further but letting you slowly take him into the back of your throat as the tip of your nose brushes against his stomach.

Pulling back slowly you began to bob your head, the wet sound of your mouth around his cock has him lightheaded as he drives slower than he normally would on the highway. Flexing his thighs at the feeling "You're so good at this- fuck y/n" he moaned as his jaw slacked at the feeling of your tongue running against the vein on the underside of his cock that had him nearly shivering.

"keep going. Don't stop" he groaned, letting his head fall back. His hair was messily pushed against his forehead as it was soaked from the sweat building at his hairline and his eyes rolled back "You're gonna make me cum" he says breathily as he pushes your hair out of your way turning it into a makeshift ponytail.

Using your hand you hollow your cheeks as your hand takes care of what your mouth wasn't and it had him lost, still trying to focus on the road he makes a turn to the next exit and chooses to go the longer route to your house.

His breathing becomes more and more unhinged as you use both your hands to jerk him off and licking his tip has him moaning while almost swerving into a random mailbox catching himself before doing so. "I'm so close" he moaned as he clutched your hair tighter realizing how agonizing it felt when you hadn't changed your pace at all.

"Please go faster" he begged, making you smile a bit as you moved your hands away from him completely and took him into your mouth while he bucked his hips desperately for a release. you could, feeling the tip nudge the back of your throat while your nose was nestled tightly against his pubic bone. While your eyes are closed tight to focus on relaxing your gag reflex to not ruin the tight feeling for him you move faster hoping that would push him over the edge.

"Oh- fuck" he gasped as he gripped the wheel tighter as he felt his orgasm crash on him like a ton of bricks. "I can't...I can't keep driving or I'm gonna crash- fuck" he whined as he pulls onto the side of the road and cutting the lights and engine. The only sounds that could be heard were Jaemin's heavy breathing.

Watching as you pull back with glossy eyes your cheeks and chin are covered in spit and cum which has his head pulled back against the headrest completely dazed. "You okay?" You ask as you wipe off your face with small puffs of laughter falling past your lips. "I'm good...really good," he says with a faint smirk.

"I wanna make you feel good too," he says, his eyes trailing over to your fully clothed figure, your eyes low and red almost as if you had been high, lips puffy and swollen. "You can do that" You nod as you manage to crawl over the middle console and sit against his thighs, your skirt riding up your legs.

"You're so wet" he whispered as he felt the warmth of your slick panties stick against his skin making you look down where you had been sat with slight embarrassment. His finger rubs against your clothes slit watching as the wet patch on your panties becomes bigger. Pressing his thumb down on your clit had a moan falling past your lips as your hand trailed to his wrist pulling his hand past the waistband of your panties.

"I need you, here." You mumbled as you felt his nimble fingers running against your slit making you whine desperately. Grinding against his fingers you can hear him laughing breathily as he watches you fall apart on top of him. "I'd call you desperate if I didn't want to fuck you so bad," he says as he presses his forehead against yours, watching the way you get off could make him cum untouched.

"Just shut up" you whined out with a small gasp pressing your lips against his hungrily your hand raking through his hair, your tongues lapping against the others and sucking on his pulling away with a small 'pop' you bite your lip as you keep eye contact with him. "Fuck this feels so good" you whisper your forehead still pressed against his as he rubs your clit in Figure 8's.

"Yeah?" He asks as he pulls his hand away and out of your panties earning a small whine from you. His fingers push your panties to the side. "Why?" You practically cry out. Jaemin's eyes never leave yours watching them gloss over from the loss of pleasure. "I want you to cum with me," he says just above a whisper while he takes his length into his hand pumping himself a few times before pressing his tip against your entrance, and with a harsh hiss he's slowly pushing inside your tight walls.

The warm and wet feeling has him drunk on the feeling of you around him. Pushing his seat back far enough that both of you are comfortable Jaemin watches you grind your hips against him slowly as he bottoms out inside you, the feeling being all too good for his liking.

"It's so big" you groan as your hands press against his abdomen lightly bracing yourself to start moving. The soft thudding of your thighs meeting against yours sends goosebumps all over your skin. Jaemin couldn't possibly keep his hands to himself as he finds the hem of your shirt and pulls it over your head.

"No bra?" He groaned watching as your bare chest bounced with every movement you made which has you smiling with your lip caught between your teeth. "You're so big" you slur seeing how good he filled you up to the brim your arms wrap around his neck your foreheads pressed together as you watch his begin to slowly move. Jaemin couldn't get enough of the sight as his cock disappeared inside your Pussy.

His cock is buried deep inside you moan and dig crescent-shaped dents into his skin. set a pace for bouncing in his lap. The feeling of your velvety walls tightening around makes him choke back a moan.

"Oh- god," you whisper shakily. His hands holding onto your hips guiding a pace, the soft sound of skin slapping with your small moans reverberated through the car.

You looked so good with your chest bouncing and your hair all messy. You looked good with a small sheen of sweat on your skin and your makeup smeared, he was addicted to the sight.

He slowly thrusts into you letting you get used to his size not realizing you were beginning to bounce yourself on his lap desperate to feel pleasure. His pace practically teases you and shows you how desperate you are from your small moans and whimpers.

Jaemin; eager to let his load off inside you, holds your thighs stopping you from bouncing any longer, and begins to thrust his hips up into you. The feeling of his tip pushing at your cervix.

His hips push into you as your thighs and ass jiggle at the repetitive thrusts "Oh my god!" You moan as you feel him pounding in a certain part of your walls. You tighten around him as your essence forms a white ring around the base of his dick.

"Just like that" you babble mindlessly as his stomach churns at the words spewing out. "Yeah? Want me to fill you up with my cum?" he groans as the knot in your stomach begins to tighten and Jaemin's death grip on the fat of your thighs almost sends you over the edge if it wasn't for how hard he was pounding you.

he placed his hand on your ass, kneading the flesh harshly as whimpers left his lips at the feeling of your walls closing around him. "Just like that, yes, please please please!!" You beg, feeling yourself getting closer and closer as he punctuates his thrusts. You pull his hair, again and again, harder and you can't help but become more aroused from the sounds he lets fall from his lips.

Sitting up completely Jaemin doesn't hesitate to kiss against your warm skin, from the valley between your breast to sucking on your nipples, the warmth of his mouth has you utterly out of it while you fuck yourself on his cock begging for some sort of release. The sloppy sounds make your head spin, your hand trailing from his hair to between the both of you.

Rubbing your clit in hopes that this would send you closer to your orgasm. "Fuck- oh fuck" he moaned against your chest as you clench around him as he felt pussy drunk with you on top of him. Jaemin could barely comprehend a thing as he stopped you together.

"Get up," he said breathlessly as you pushed yourself off of his lap, you slowly started to crawl back into the passenger seat thinking even the sex was a complete bust. But the feeling of his hands on your waist keeps you from moving. "Bend over into the seat," he says moving out of your way as you feel a smirk on your pretty lips.

With your back arched and your face pushed against the headrest you knew that you were done for, Jaemin pushed inside you again and without a care in the world thrusts into you at the same pace he was going before.

"Harder- please" you moan out as the windows begin to fog over, Jaemin begins to buck his hips into you at a faster pace as the slick sound of your pussy and precum mix loudly along with the patterning of your thighs slapping against his. You feel ecstasy at the way he made you feel so full.

His large hands onto your spine making your chest push into the seat, not that you minded at all. Jaemin from behind absolutely loses his mind as his fingers card through his brown locks. Fucking into you with harsh and sharp thrusts that have your toes curling. Your ass bouncing against his lap has him tossing his head back leaving a stinging sensation in both of your thighs.

you begin to bounce and grind against him to meet his hips. It felt like he was in your stomach and you didn't mind at all, your hands the seat tighter as he used his other hand to wrap around your throat pulling your back against his chest.

"Aw look at you, all fucked out. What would your friends think about me bending you over in my car and fucking you like a slut hm?" He asks as his grip around your throat tightens, you can't even gather your words as he hits a spot that has you breathing shakily and your moans are even louder.

"Right here? Does it feel good here?" He asks as he drags his cock against that same spot again and again "Yeah, it feels so fucking good Jaem" you moan as your eyes roll back. The feeling of his sweet lips on your skin as you feel like you're in heaven.

Your thighs are practically shaking at the feeling, pleasure practically taking over your body as Jaemin pounds you into his front seat without a single care in the world. Pushing your face against the seat while he becomes sloppy and rougher with every passing second you could feel the pressure in the pit of your stomach growing and waiting to be released.

"I can't take it" you moan as you shake your head "I'm gonna cum" you whimper as you feel warm tears slide down your cheeks. "I think you can baby, you wanna cum so bad right? So take what I give you" he orders sweetly in a faux tone. His thrusts are nonstop and you can't help but let the pleasure envelop you.

"Oh fuck" you gasp as the feeling of release comes closer "cum for me. I know you can" he coos at you while pulling your hips into his harder than before tipping you over the edge as your walls clench around him sporadically earning a guttural moan ripping through his throat.

"I'm close, where do you want it?" He asks as he continues to fuck into you "Inside. Please cum inside me" you whimpered before you felt the pressure in your stomach let loose "I got you, you're okay" he praised as his fingers rubbed down your spine leaving goosebumps up and down your body.

A few more thrusts slow and deep have your toes curling and sending Jaemin into an orgasm-struck daze. "Fuck you feel so good" he groans as his hands rub against the red warm skin of your ass. Leaning off you and kissing up your spine as you both bask in your pre-orgasm clarity.

"I see why so many girls like you Jaemin," you say breathlessly with a smile making him chuckle as he runs a hand through his hair slowly pulling out of you with a hiss due to loss of warmth. "Well it's a pleasure to live up to your standards," he says as he reaches into his glove box and pulls out wipes cleaning you up.

The both of you get dressed again and are seated, Jaemin starts the car and the both of you are back on the road with the faint sound of music filling the air as the both of you exchange small words every few minutes until Jaemin turns on the road your house was located.

Pulling into your gravel driveway he parks s and opens his door walking onto your side and opening it offering a hand that makes your brows shoot up at the sudden chivalry, taking his hand and shutting the door behind you he walks you to your front door and as you turn to look at him you see the small smile on his lips. "So...this was nice," he says as he looks down at his feet.

It wasn't... Not until the both of you had sex in the back of his car at least. "Right... just- let me know when you get over Chae" You pat his chest with an awkward grin on your face as you watch his head fall back letting out a groan. "I told you. I'm over her- seriously we broke up and I haven't talked to her since" he shakes his head.

You could tell by the tone in his voice he wasn't, but Jaemin was eager to see you again so it meant he was moving on. One step forward. "Let me know when you're ready for something serious, Jaemin."

You snap your fingers as you give yourself an idea, your hands find themselves under your skirt which has Jaemin in a small shock at your actions seeing a flash of your pink panties as you pull them down your legs and ball it in your hand. "Until then have the panties as a keepsake to get off whenever you like," you say, stuffing the ball of wet fabric into his pockets. and with that, you leave him at your front door with his hand in his pockets clutching your frilly panties.

Opening the door and shutting it behind you Jaemin stands at your doorstep biting his lip turning on his heel and walking back to his car watching how the windows were still a bit foggy. Opening the driver's side to the door and sitting down in his seat he sighs, dragging his finger across the glass in the shape of a U and to small dots in the shape of the tip of his index finger a smiley face left behind.

"I gotta get her on that second date" he huffed to himself as he pulled out of the driveway of your home.

#𖦹—( neo percs )#nct smut #haechan smut #mark smut #nct dream smut #nct x reader #jaemin smut #jaemin x reader #jaemin imagines #renjun smut #(fic:: edit & repost)

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batboyblog · 1 month

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Things Biden and the Democrats did, this week #15

April 19-26 2024

President Biden appeared along side Congresswoman Alexandria Ocasio-Cortez and Senators Ed Markey and Bernie Sanders to announce major climate action. Biden announced a program, Solar For All, 7 billion dollars aimed at supporting low income house holds install solar power in their homes. The program will support 900,000 households across the country getting solar. Lower the average energy bill for a family by $400 a month and avoid more than 30 million metric tons of carbon pollution over the next 25 years. The boost in solar installation will help create 200,000 new jobs across the country. The President also announced the launch of the Climate Conservation Crops. modeled on FDR's Civilian Civilian Conservation Corps and JFK's Peace Corps, Biden's Climate Conservation Crops will be a program where young people can connect with climate projects across the country and be paid to help protect the planet. The Corps will be 20,000 strong, with 2,000 openings listed right now on their webpage across 36 states DC and Puerto Rico.

The Department of Labor finalized a new rule on overtime. Currently employers are only required to pay overtime to workers making under $35,568. Under the new ruling that will be raised to workers making $43,888, and in January 2025 raised again to workers making $58,656 and under. This will bring overtime pay to 4 million more workers and transfer $1.5 billion from the pockets of companies to workers. It also fixes to raise the level with inflation every 3 years starting in 2027.

The EPA announced a $1 billion dollar program to help replace heavily duty vehicles with clean energy versions. There are currently 3 million class 6 and 7 vehicles, school buses, box trucks dump trucks, street sweepers, delivery trucks, bucket trucks, and utility trucks, in use. 70% of the funds will go to replacing School Buses with Clean energy buses and the remaining 30% will go to replacing Vocational Vehicles like dump trucks and street sweepers. Heavy Duty vehicles on top of green house cases release harmful nitrogen oxide and fine particulate matter and replacing them will not only combat climate change but improve public health.

The Department of Interior took actions to protect 13 million acres of Alaska wild land is protected and to secure the livelihood of Alaska Native peoples who rely on this land. The Administration refused oil and mining rights on the vast areas of Alaska land as well as a 210 miles road through the northern wildernesses. This area represents valuable habitat for caribou and endangered polar bears, as well as millions of migrating birds.

The Department of Transportation announced finalized rules requiring airlines to give automatic cash refunds for canceled flights and other inconvenience. The refunds will be automatic meaning passengers will not have apply for them, prompt the airlines are required to refund a credit card purchase in 7 days, and require repayment in full and in kind, airlines can not substitute travel vouchers for cash. The DOT also announced new rules to protect airline travelers from junk fees, airlines and ticket agents must now clearly tell travelers upfront about all fees so no one is surprised by a hidden fee.

The EPA announced finalized rules on emissions standards for fuel burning power plants. The new rules include a tightening of Mercury and Air Toxics Standards, requiring a 70% reduction in mercury. It also had rules protecting ground water, new rules will require coal powered plants to remove 660 million pounds per year of pollutants discharged through wastewater, and for the first time federally regulates the dumping of coal ash, requiring safe dump sites that will not leak into ground water. Finalized rules require coal fired and new natural gas-fired power plants to capture up to 90% of their carbon pollution

Security of Transportation Pete Buttigieg attended the ground breaking of a new high speed rail project to connect Los Angeles and Las Vegas. The Biden Administration announced 3 billion to support the project 5 months ago. At 218 of all electric green rail the project promises to be the fastest way to get from LA to Las Vegas. Planned to open in 2028 just in time for the LA Olympics it is the first of many planned high speed rail projects. The Biden Administration has promised $66 billion for high speed rail and the largest single investment in Amtrak ever.

The FCC announced a new rule restoring Net Neutrality. Net Neutrality requires internet service pervaders to treat all websites equally and not slow certain ones now or speed others. In 2015 under Obama the FCC passed a rule requiring Net Neutrality. However in 2017, the FCC spread headed by Trump appointed Chair Ajit Pai repealed the rules. A patchwork of Democratic controlled states, lead by California passed state level laws requiring Net Neutrality forcing ISPs to de facto keep it in place. Late last year President Biden got the opportunity to replace Pai on the FCC, giving the FCC a 3 to 2 Democratic majority which voted this week to return to the Obama era rules and protect Net Neutrality nationwide.

The FTC passed finalized regulations to ban noncompete agreements in nearly all cases. These agreements, which cover 18% of American workers, about 30 million people, prohibit workers from joining or creating competing companies for a certain period of time. The FTC estimates that workers will earn an average of $524 dollars a year more and up to 8,500 new businesses will be created each year. The new rule will still allow noncompete for senior executives who make up less than 1% of the work force. Like with the FCC, two out of the 3 FTC commissioners who voted for the new rules are Biden appointees.

The Departments of Health and Human Services and Interior have announced a joint, $1 billion project to connect tribal communities to safe drinking water. Roughly half of Tribal households lack access to clean drinking water or adequate sanitation.

At the White House The Biden Administration announced plans to protect, restore and reconnect 8 million acres of wetlands and 100,000 miles of rivers and streams. This effort will include state, local and tribal government as well as private efforts along with the federal government to protect and restore the nations freshwater environments.

The Department of Health and Human Services announced a new rule boosting privacy protection for abortions. Republicans in states like Alabama, Texas, Oklahoma and Idaho have tried to make it a crime to leave the state to seek an abortion in a state where it is legal. The new federal rule would make it illegal for health information to be shared in these cases

Vice-President Harris announced a new rule requiring staffing standards at Nursing Homes across the country. The new rules will require registered nurses on duty 24 hours, seven days a week. This represents the first time the Centers for Medicare & Medicaid Services have required specific numbers of nurses and aides in Nursing Homes that get Medicare and Medicaid funding.

The Biden Administration Announced a $6 billion deal with tech giant Micron to bring high tech manufacturing to New York. The deal is expected to see Micron invest $100 billion in Syracuse New York area as well as build a factory in Boise, Idaho. The deal will create 70,000 new jobs. It is part of the Biden Administration's effort to bring high tech chip manufacturing to America.

The Department of Education finalized the most comprehensive federal protections for Trans and other Queer students in the nation's history. The rules also overturn Trump era rules on how colleges should handle sexual assault and harassment.

#Thanks Biden #Joe Biden #climate change #trans rights #abortion rights #overtime #net neutrality #high speed rail #green energy #electric vehicles #busy fucking week #sorry for formatting change #so many things

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katiexpunk · 3 months

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Desert Dust | Joel Miller's POV

Summary: The last place Joel Miller expected to find himself at this point in his life was in a small highway town in Arizona, passing the days by. He never really though he needed more -- until he met you.

Warnings: This is Joel's POV from Desert Dust. Yeah, if you thought he was a consent king in the original, this just further proves it. Tommy comes with his own cheeky warning. No age gap mentioned (make it your own), but Joel mentions feeling old. Joel Miller has a bad back (it's canon). Self-deprecation. Attempted assault (not by Joel)/nothing too graphic (please be responsible about what you consume). Joel beats up a bad guy., and like actually kinda wants to kill him for trying to hurt you. References to blood and first aid. Alcohol. Pet names. Flirting/slow burn. Inexperienced reader. Body hair. References to taste of vagina. Smoking/cigarettes (it's bad, don't do it). Oral (f receiving). Praise kink. Rough sex. Sex on a desk. Just a really passionate, filthy fuck. Creampie (shocker, I know). No use of Y/N, no use of daddy. TLOU au. Reader has no physical descriptions apart from female anatomy.

W/C: ~8K

A/N: Thank you for all of the love on Desert Dust. Nobody asked for this, but I couldn't get Joel's POV outta my head, so I hope you enjoy a little deep dive into what Joel was thinking when he first walked into that restaurant. Your honor, they're in love. Masterlist | Read on AO3 | Notifications

Did you ever see a robin weep When leaves begin to die? Like me, he's lost the will to live I'm so lonesome I could cry

The timbre of Hank Williams’ voice fills the truck's cab as Joel drives. It’s early, the sky is just beginning to transition from a deep midnight blue to a gradient of warm orange as the sun gradually emerges. While Joel likes to think of himself as a morning person, his back has other opinions on the matter. It’s to be expected, though, that’s what nearly 30 years of hard labor will do to a man.

The warmth of the thermos in between his thighs contrasts with the chilly morning air pouring in through the cracked window. Smoke dances lazily around his broad frame, a burning cigarette clenched between his calloused fingers. He greedily draws long drags, knowing it’ll be hours before he can have another one. He should quit, he knows he should quit. The half-used pack of Nicorette gum that sits in his cupholder in front of him is proof of that.

But like picking at a scab or peeling the skin of a sunburn, sometimes we all do things we know we shouldn’t, things that make us feel good, if only for just a minute or two.

In truth, there isn’t a lot that makes him feel good anymore. Jesus, when did he turn into such a grumpy old man? Probably sometime between Sarah going to college, and Tommy convincing him to take this contract job in the middle of fuck all nowhere.

The silence of a falling star Lights up a purple sky And as I wonder where you are I'm so lone–

Williams’ voice falls silent as Joel turns off the truck, having pulled into the work site. He snubs out the cigarette into the ashtray in the middle of the dash and grabs his jacket, a clipboard, and safety helmet.

“Another day, another dollar,” he mutters to himself, pulling the handle on the driver's side door. The ground crunches below him, his boots are so dusty he doesn’t think he’ll ever get them clean again. God damn desert dust. He shakes his head and walks to the white trailer in front of him, unsure of why he’s so frustrated in the first place.

“Well aren’t you a ray of fucking sunshine this morning,” Tommy says, responding to the quick snap of the door after Joel enters their makeshift office.

“Don’t,” Joel bites back.

“What’s got your panties in a twist this morning, princess?” Tommy chides, sitting behind a wooden desk covered in blueprints and safety checklists.

“This really the way you want to start the day, Tommy?” Joel says, voice low and even, masking his emotions. “Just, get to work.”

He rounds around to the desk opposite Tommy’s and places everything down. The ripped chair lets out a little puff of air under his weight as he sits.

Tommy, of course, knows what’s eating at Joel. He needs to get fucking laid.

Tommy can’t even remember the last time he saw Joel with a woman it’s been so long. He was always so focused on Sarah, or growing the company, that he always put himself last. He’s tried to set Joel up on dates, but he always declines, citing he’s too busy or maybe next month.

And while Tommy doesn’t say anything, it’s as if Joel can practically hear his thoughts.

“Would you stop thinking so damn loud,” Joel mutters, and Tommy gives him a knowing smirk. “‘M fine. Worry about how we’re gonna finish this project and less about me,” Joel tells him. They both return their attention to their work.

As Joel works to finish up his administrative tasks before the rest of the crew arrives, he tries to shove down the annoyance he feels that maybe Tommy might be right. Maybe it has been too long, besides, rutting his cock into his fist in the shower every night is starting to get old.

He’s not intentionally trying to avoid meeting someone, it’s just that nobody’s ever really caught his attention, not in any genuine way. He knows he’s attractive, but it might as well be poison to him for the types of women he attracts – it’s all fake tits, tight jeans, and money-hungry cougars just looking for someone to show them a good time.

Just as he starts to think all of the good girls might be gone – he meets you.

++++

God, either this booth is uncomfortable or his back is getting worse. He tries to relieve some of the pressure by hunching over for a second. Nope, that’s worse. He sits up to full height and that’s a little better, for now, at least. He looks at the menu in front of him. He thinks about ordering a burger, but with how busy it is, he’s not confident it would come out in time before his lunch break ends. Besides, he told Tommy he would be back in less than 30.

He didn’t intend to stop, he was just looking for an excuse to clear his head. But when he went to grab his coffee, he realized he had left it on his desk. He’d taken the highway exit to get to the restaurant by chance, hoping he might find a Starbucks or something quick. But nope, as it usually goes in small towns, the only coffee place nearby is where he currently sits.

He notices you coming up to the table out of the corner of his eye and turns his head to look at you.

Shit – you’re beautiful. He thinks he might have died and gone to heaven. He watches as your thighs come flesh with the edge of the table, a coffee pot in your hand.

"Hi," you say, he notices your voice is soft. "Can I get you something to drink?"

He’s so fucked. You even sound pretty.

Your eyes find him, and he swears he feels something shift, electricity courses through him. You’re the first person to look at him, actually look at him, in years. He tries to keep his face level, not wanting to give away any of what he’s thinking.

His eyes drift down to your chest until he notices the nametag pinned to your shirt. Cute name. It matches your pretty face. He internally chuckles to himself when he notices the coffee stains and what he thinks might be ketchup on your shirt. It makes him smile, mostly because he’s no stranger to wearing food himself, although you’re a waitress, it makes more sense to him that you’d be a little messy, a little dirty. He doesn’t quite have the same excuse.

Distracted, it dawns on him that he’s probably staring. Stop being weird, she doesn’t need some old man gawking at her while she’s just trying to do her job, you fucking creep.

He moves his eyes to the coffee pot in your hand. Right. The whole reason he’s here in the first place.

"Just coffee, darlin'," he says, watching as you pour some into the mug that was already waiting on the table.

“You let me know if I can get you anything else,” you whisper.

He thinks he might pass out when he sees your smile. So, so fucked.

“Just coffee for me today, sweetheart, thank you.”

He internally grimaces when he realizes he’d let sweetheart slip, hoping it didn’t weird you out. You can take the man out of the South, but you can’t take the South out of the man. He tries not to stare as he watches you walk away, but he can’t help himself.

Sitting in silence, he nurses his coffee and tries to ignore the annoying glances that he seems to be getting from, well, everyone. He feels like he might as well have a giant arrow above his head screaming I’m horny for the waitress. He knows he’s looking at you more than he should, but like a moth to a flame, he just can’t seem to look away. He wonders how long you’ve worked here, and what your story might be. He wonders if you’re happy. Why the hell would he be wondering that? He just met you, for fucks sake.

He’s just another customer.

The establishment itself is pretty much what’d you expect for a small-town dive, the smell of grease and hamburgers wafting through the air. The portions are huge, and the coffee is good. There’s just one annoying thing about it, and he quickly learns her name is Tracy.

He only knows this because she’s quick to offer it up, calling him baby and sugar, pestering him like a fly. She’s attentive in a way that’s forced, suffocating in every possible way. He can tell she’s the type of woman who craves the attention of any man who’s willing to give her the time of day, the type of woman that lets her boobs do all the talking. He’s lonely, yes, but he’s not desperate. He wants nothing more than for you to refill his coffee, just so he can hear your voice again, but she makes it near impossible.

More than three cups of deep, but still bone tired, he feels his phone vibrate in his jeans and he knows it’ll be Tommy asking where he’s at. He pulls it out and sure enough. He looks around the restaurant, hoping maybe he might be able to cash out with you, but you’re nowhere to be seen.

He opens his worn leather wallet, the same one he’s had since Sarah gifted it to him all those years ago, only to find a handful of $20s. He drops one on the table and decides it’s not worth it to ask Tracy for change; he could go the rest of his life never talking to her again and be fine with it.

He silently slips out of the restaurant, and his curiosity about you nearly drowns him on the drive back.

But this time when he walks into the trailer, he can’t help the cheesy grin that involuntarily appears on his face.

“Who are you and what have you done with my brother?” Tommy teases, his words slightly muffled from the bite of PB&J in his mouth, the sticky tack of peanut butter glued to the roof of it.

“Shut up,” he says, but there’s no bite behind it.

++++

The days turn into weeks, and he tries to step away from work, he does. Every day he tries to find an excuse to go in and see you, a reasonable time to step away for an hour or so. But it’s hard, project demands are at an all-time high, and the client is up his butt, freaking out they won’t be done in time. He works overtime, arriving earlier than usual and leaving close to midnight nearly every night.

Joel Miller is a lot of things, but above all, he’s a man of his word. He and his brother didn’t build this company by being late or half-assing work. We’ll get it done, he reassures the client. And they will, he’ll make sure of it.

“Joel, get up man,” Tommy says, shaking his shoulder. He jolts awake, his vision a little fuzzy, slightly disoriented.

He must have drifted off during his lunch break and passed out cold on his keyboard. When he finally comes to, he automatically feels a twinge in his lower back. He’ll pay for that little nap later, he can already tell.

“You’ve been working too hard, why don’t you call it a day, go home, and get some sleep? I’ve got it here for the rest of today,” Tommy offers. As much as they fight, there is a mutual understanding there – respect, even love, although they’ll both never admit to that outright.

He starts to protest, but the pain in his back tells him that maybe he’s right. Lord knows he could benefit from a hot shower and a good night's rest, but even those things, things that should be relaxing, don’t offer him any respite. When he’s not thinking about work, he’s thinking about you. Your kind, soft eyes, and warm smile have sunk their teeth into his mind, and no matter how hard he tries, he just can’t seem to shake you.

A rather frustrating fact, considering you’ve probably forgotten all about him. Just another customer, he’s just another customer.

On the drive back home, he realizes he’s not far off from the exit to the restaurant. You’re probably not even working, and he knows he might be risking seeing Tracy again, but fuck it. Before he has time to talk himself out of the decision, he’s pulling into the parking lot.

He’s surprised at how quiet the restaurant is, a lot different from his first visit. He looks at his watch, it’s close to 3 o’clock, and from the state of the place, he can tell the lunch rush likely just finished. He tries to not be obvious about the fact that he’s scanning the place, looking for something, someone. You.

He sees you before you see him. You look – focused. He can tell you’re a little worn out, but fuck if you aren’t still adorable. He flexes his hand open and closed a few times, trying to calm nerves he didn’t even know he had anymore.

He grins a little as you tell him to take a seat wherever you want, as he watches intently as you throw the final pieces of flatware into the bin. He’s kind of impressed with how quickly you cleaned up the mess, how easily you hoist the heavy bus bin onto your hip.

When you finally notice him, he lifts his hand in a silent hello.

You look cute when you’re surprised. He can tell he’s caught you off guard. Like you weren’t expecting him. He notices as you scan his body, taking him in. He wonders if you feel this too, whatever the fuck this is.

“Oh, hi. Um, go ahead and take a seat, I’ll be with you in just a second, just gonna drop this in the back,” you say. The smile and obvious excitement that washes over your face tells him everything he needs to know.

He’s a customer. But what if he was more than that?

Jesus.

No.

He’s just a customer.

He decides that the booth by the window looks decent enough. The booth and his back fight once more, but he eventually gets comfortable. When you greet him again, your smile and soft voice melt into him, making him forget all the stress of the past few weeks. It takes him a second before it dawns on him that he hasn’t responded to you, that he hasn’t said anything. Talk to her, say something…say anything.

“I was, uh hoping you’d be here,” he says, realizing how cringe he probably sounds. Has he always been this bad at flirting?

But before he can recover, Tracy swoops in like a hawk, eager to monopolize his attention. He watches as you sink back into the depths of the restaurant, leaving him with her. No, come back.

She's quick to bring him a menu, some coffee, and offer him a selection of homemade pies, her enthusiasm bordering on overwhelming. He’s being rather curt with her, not even trying to hide the fact that he’s not interested, but the more he seems to ignore her, the stronger she comes on. He’s a thin thread away from telling her to just fuck off, but he doesn’t want to be rude. Besides, he knows you’re busy. He might not get to talk to you this time, but he will – or at least he hopes he will – especially if everything goes according to his plan.

He’s not even sure if what he intends to do can be classified as a plan. Hell, he’s just glad that he even has a spare business card in his wallet.

He scans the dining room for you, and once he spots you, he rises from the booth and intentionally catches your eye. With the worn card in hand, folded between the folds of some cash, he hopes that you understand his message when he nods and tucks it under the coffee cup. Please call. He’s not sure he’s ever been more hopeful for anything, ever.

He swings by the grocery store on his way home, picking up some beer and a frozen pizza, too tired to cook anything real for dinner. He sinks into the cushions of his couch and tries to drown out his hopefulness with the distraction of T.V. But, he’d be lying if he said his heart rate doesn’t quicken with every notification that comes through his phone.

But you don’t call or text.

He thinks that maybe you’re just trying to play it cool, not wanting to come across as too eager.

But as the days go on, still not a peep from you, he tries to shove down the darker thoughts that cross his mind. Maybe he had misinterpreted the signals you were giving him, misread the energy that feels palpable when you’re next to each other. Maybe he’s just out of practice. Not your type.

You don’t want him. Why would you? He’s just some contractor, an old washup. Probably one of dozens of men who spend their nights waiting, wishful and hungry for even just a glance from you. One of the dozens of men who spew hot loads of come onto their bellies alone at night brought to a tipping point thinking about how sweet you might sound chanting their name, how tight your pussy would feel gripped around their cock.

Fuck.

++++

Some weeks later, he’s pulling another late night at the job site. And when the fluorescent lights get to be too much, he decides to call it a night. He can’t quite put a finger on it, but there’s a gnawing in the pit of his stomach, a silent feeling like he should swing by the restaurant – maybe even apologize for coming on too strong or weirding you out. Before he can even rationalize what he’s doing, he’s once again pulling into the parking lot. Except –

Somethings wrong.

There’s only one car in the parking lot, and the neon open sign remains lit, but something feels…off.

He can feel it, like some sort of primal instinct laying dormant in his body has woken up.

It all happens so fast, faster than his mind can register. When he sees you, struggling in the hands of some fucker, he intervenes. He moves fast, doesn’t think twice, just lets his body take over. He pulls the man off of you, adrenaline coursing through his veins, his blood red hot, and his jaw tense.

“I’d think twice if I were you before you try and win this one,” he says, voice low and threatening. Don’t make me go to jail tonight.

He’s not surprised he hits the guy as hard as he does. He barely feels it, the bone-crunching under his fist. He’d probably kill the guy if you weren’t right there, watching his every move. It’s not a fair fight, not really. Joel knows he’s bigger and stronger, and has the unfair advantage of being sober. He can tell he probably broke the guy's nose, and that’s probably punishment enough. He drags the man out of the establishment and tells him to get the fuck out and never come back. He hopes the warning is enough, the message clear that if he tries to touch you again, ever, it’ll end worse. He’ll make sure of that.

He locks the door and turns to face you. You look so – scared. So innocent, shaken, like a baby deer who just saw its mother get hit by a truck. He even thinks for a second that you might be afraid of him, a thought that makes his heart sink. I would never hurt you. He brings both of his hands to the sides of your arms – keeping the touch intentionally light, with a gentle, reassuring grip. It’s okay, I’m here. You’re safe now.

“You alright?” he asks, watching with concern as you try and put on a brave face. God, he hates to see you cry, hates that anything could ever make you cry. He can tell you’re trying to avoid looking at him, not wanting him to see your vulnerability.

It’s okay. No one is going to hurt you.

He brings his hand up to cup your cheek and uses the edge of his thumb to tilt you up to look at him. God, you’re perfect.

The hand that meets his is soft until a sharp sting comes to his attention. He watches as you grab his hand and bring it down to your eye level, noticing the blood on it, a giant split down the middle of one of his knuckles. Fuck that guy. He wishes he would have given him just a little more, maybe a black eye or two.

"You're hurt," you say, the tears in your eyes now replaced with genuine concern.

He can tell you’re worried about him, a fact that makes him feel a little fuzzy inside.

"It's okay, don't worry about it, doesn't hurt," he tries to reassure you. And he is. He’s suffered worse, nothing that won’t be better in a day or two, even if it does sting like hell right now.

"We've got a first aid kit in the back. Let me clean you up," you insist, nodding towards the rear of the room.

He doesn’t want you to have to put up with that right now, especially after everything that just happened.

"It’s alright sweetheart, you don't have to, really…" he protests.

"You just defended me. Bandaging your knuckles is the least I can do to thank you," you tell him firmly, leaving no room for refusal.

Fuck, you’re so sweet. So perfect and sweet. You could ask him for the moon and he’d try to find a way to lasso it down for you.

His heart quickens as you interlace your fingers with his on his left hand and guide him through the restaurant. He even chuckles a little to himself when you tell him to watch his step. You’re being so nice, he can’t be misinterpreting this – there’s no way. But why didn’t you call? The question weighs heavy on his mind.

In the small office, you flick on the light switch and rummage through the cabinets until you find an old first aid kit tucked away in the back. He leans against the desk, quietly observing you, taking in the fact that he’s here, in this tiny office, with you. That you care enough to help him. That he cares enough to protect you.

"Ah, got it," you say with a hint of excitement that you found the kit, a little surprised there was even one stashed away. Though most of the bandages and finger condoms are missing, there's still plenty of gauze and alcohol wipes.

His cock twitches a little when you rip open the alcohol wipe with your teeth, he thinks you might be good with your mouth in more ways than one.

"This might sting a bit," you warn, meeting his gaze with genuine care. I can take it, baby. He can tell the way you’re being with him right now might be your nature, to want to take care of those around you. To be what they need.

“‘You can make it up to me later,” he whispers, hoping you’re sensing the intention behind his words. As you’re patting the blood on his knuckles, he feels the need to know why you didn’t call bubble up to the surface, the question at the tip of his tongue. Oh just ask her.

“Can I ask you something,” he says, looking down at you, not even realizing he’s holding his breath. He exhales when he hears you say mhmm in response.

Rip off the fucking bandaid man.

“Why didn’t you call?”

He watches as you close your eyes and take a deep breath. “I wanted to. I mean, I almost did – I typed out so many texts to you it’s borderline embarrassing,” you pause for a second to grab the gauze from the counter behind him. As you lean in closer to him, you bring with you the soft scent of your shampoo. You smell like honey and the earthy, clove smell of tobacco. You smell divine.

“I guess I’m just not used to being wanted. Don’t know how to do this kind of thing. I’ve been alone for so long, and I guess, I don’t know, Joel,” you affix a little piece of tape to the gauze, before dropping his hand, all finished. How could anyone not want you?

He watches you intently as you stand before him, grateful that you’re being so honest with him. He wishes so badly you would look him in the eye.

“I didn’t want to embarrass myself. Not sure why a guy like you would even want a girl like me to call him anyway…” you trail off, letting out a small cough to hide the emotion creeping up in your throat. Is she joking?

He floats his hands up to your hips, and he tugs you in closer to him, body weight still propped up against the desk, his thick thighs bracketing yours. You still avoid his eyes, your gaze seemingly fixed on a button on his shirt.

“Look at me, sweetheart.”

His hand still hurts a little, a dull throb, but he could care less right now. He trails it up over the side of your body until his fingers land under your chin. Sweet girl. He uses his thumb to tilt you up to look at him. You look so beautiful right now, so raw and so perfect. The soft plush of your lips draws his attention, and he can’t help but touch them.

There’s so much he could say, so much he wants to say. He wants to build you up, to tell you that you’re worthy of the whole world. That you’re beautiful and kind, and that any man would be lucky to have you. He doesn’t even have to deeply know you to know those things.

But he can tell from the look in your eyes that it’s not what you need right now. He’ll tell you someday. He’ll tell you every day if you’ll have him.

But no.

Right now you don’t need someone to tell you how gorgeous you are, you need someone to show you.

“Joel,” he hears you whisper, knowing full well that his thumb is still on your lower lip. He wants so badly to know what they’d feel like on his.

“Ki–”

Fuck it.

He drops his hand and leans in to crash his lips into yours, and holy shit. He wants you so fucking bad. He’s never wanted anything, or anyone, more.

He sucks your bottom lip into his mouth and his cock hardens when you let out a little whimper. He holds you tighter to his chest, his thick and capable hands admiring the soft curves of your hips. He needs more, needs to taste your skin, needs to know what it feels like on his lips. He dips his mouth to your neck, kitten-kissing you as delicately as he can. More, he needs more.

He skims his injured hand underneath your shirt, caressing the skin between your shoulder blades. Jesus, you’re so impossibly soft, your skin feels like silk compared to his. He nips at your jaw, and the soft moan escapes your lips makes him feel feral.

“Fuck, baby. Wanna go slow with you, take my time. Do it right,” he says, internally acknowledging how wrecked it comes out.

He trails his hand up and pulls the shirt of your uniform down over your breast, exposing the simple lacey bra. Ugh. It’s so much for him, the little moans you keep making for him as he kisses your neck, the way your nipples respond beneath the fabric to his touch.

“Wanna show you what you’re worthy of sweet girl, in all the ways,” he groans into your chest, and he means it.

“I want you to fuck me so badly,” you blurt out, lost in the delusion of arousal.

Fuck. Yes.

His cock is rock hard, so stiff it’s almost painful. He doesn’t even remember the last time he was this hard. He wants so badly for you to just fall to your knees in this tiny little office and suck it. He wants so badly to hold the column of your throat while he shoves his thick cock into your wet and waiting mouth, feel him deep down your throat. More. He needs more.

He hopes to god that you’ll chant his name like a prayer when he unravels you like a spool of thread. He can hear it in his head now, as he licks your soft skin and holds you against him. He can’t stop thinking about how pretty you’ll sound when you come for him.

“Patience, angel baby. You’re in good hands,” he purrs.

“Can I undress you?” he asks. He wants you to know that you’re in control here, that hel’ll only do what you want him to and nothing more. You call the shots.

You toe off your beat-up sneakers and work to take off your shirt and bra, and he works to unbutton your skirt. Fucking buttons. He thinks it’s cute the way you wiggle your hips to assist him in removing the barrier. After what seems like no time at all, you’re nearly fully nude in front of him, bare save the thin cotton of your panties. Perfection. You are perfection.

He frowns a little when he notices you cross your arms over your chest in an attempt to hide your body.

“God damn, sweetheart. Look at you,” he says, taking a small step back and admiring the view. He thinks you’re a masterpiece, a piece of art holding court just for him to gaze at. He’s never really considered himself to be lucky, but he must have done something right to have you right here with him right now.

He gently grabs the arm you’re covering yourself with and exposes your bare chest. Don’t hide, baby.

“No need’ta hide from me,” he tries to reassure you.

You push your chest out to him, for him. He accepts your offering; swipes a calloused thumb across your plush, silky nipple, and crouches to catch the other in his desperate mouth. He groans into your chest the second your nipple meets his lips. He smirks at the sound of the deep hum that escapes from your throat, lips still attached to your breast.

“Feels so good, Joel,” you moan. Just getting started with you.

He trails kisses down the valley of your breasts, across the soft swell of your stomach, doing his best to whisper sweet praises as he does. It feels so good, so natural when you drape your hands over his broad shoulders and thread your fingers through the curls. It’s been so long since he’s been touched like that, the feeling goes straight to his cock. More. More. More.

He can tell you’re a little hesitant, maybe a little lost in your thoughts. He does his best to pull you back to him. On his knees, he places both of his hands on the curves of your hips and holds you steady while he looks up at you. You look so beautiful looking down at him, your lips slightly parted, your skin shiny from the sheen of sweat, your obvious arousal evident on your face. He wonders what he must look like to you.

“Can I take these off, baby?” he asks, hooking his thumbs in the band of them. He wants to hear you say it, to permit him to cross that line.

“You, um, you don’t have to. It’s okay, really…” you shy away.

Please, he pleads to himself silently.

He presses his nose into your mound and fuck, you smell so good, he can’t help but moan.

“Smell so sweet, need to taste you, sweetheart. I won’t if you don’t want me to, but fuck, I would love to,” he says, and it’s true. He suspects you’ve never had a real man take care of you, taking the time to pleasure you to your heart’s content. A damn shame.

“O-kay,” you say on an exhale.

“I gotcha, don’t worry,” he rasps out, his voice equal parts gentle, and gruff with desire. He wants to reassure you.

He gently tugs the fabric down over your thighs, the fabric gathering at your ankles. You take a small step out of them, and he gently caresses up the back of your calve, and back of your thigh, his hand landing on the curve of your ass. He tightly grabs the flesh there. He gently guides your leg up onto one of his shoulders, and you press back into the wall and lean your pelvis closer to him.

“Fuck, what a pretty little pussy,” he praises, before leaning in to place an experimental kiss on the top of your mound. He thinks this might be the most perfect pussy he’s ever seen in his life. Making sure you aren’t uncomfortable, he looks at you to make sure you’re okay with him continuing.

He’s eager, and he’s sure it’s coming across in the way he’s kissing you. Once you’re comfortable with his mouth on you, he glides the middle finger of his non-bandaged hand through your wet slit before flipping it so it’s wrist up, pausing with the pad of it right at the entrance of your tight hole.

He thinks he could come right there, with the way you’re looking down at him with lusty doe eyes and biting your lower lip. He watches your face as he gently nudges the tip in. Fuck, you’re so tight. He holds it there for a brief second, his restraint threadbare, before fully thrusting it up into your core.

“Fuck angel, you’re tight,” he moans as he continues to feel you, eventually putting his mouth back on your pussy, sealing his lips around your puffy clit. He pumps his finger in and out of you and flicks and swirls his tongue where he can feel you need it the most. You’re so wet for him, so tight, so willing. If he weren’t already on his knees, he knows he’d fall to them eventually, he’d worship at your alter every day if you’d let him.

“More,” you moan, “Fuck–please, Joel, give me more,” you mewle.

“That’s my girl, gonna stretch you out, get you nice and ready for this cock,” he whispers against your wet skin as he slips another finger in, one you greedily accept. He devours you, licks at you like you’re the sweetest thing he’s ever tasted, because you are. He could stay here for hours, making you come for him again and again.

He can tell you’re close, so he picks up his pace. You’re nearly there, seconds away from giving him what he wants. Just one more –

“Holy shit, yes, I’m coming, oh my god, don’t stop,” you unravel for him, a babbling mess of pleasure, he holds you steady as he works you through it. Perfect, sweet girl. The taste of your release and the pretty sounds you make coming have his cock aching. He gently hoists your leg off of his shoulder and rises to full height.

“Such a good girl for me, you come so pretty,” he whispers against your neck, nipping at your jaw until your lips find his. He wonders if you’ve ever tasted yourself before, or if he’s the first to kiss you after eating you out – the thought makes him even harder, to know he might be the first to show you how sweet you taste.

He watches as you begin to kneel before him. He stops you before your knees touch the floor.

“You don’t want me to suck your cock?” you ask. He does. Of course he does. He’s just not sure he’d last, but he’d never admit that, besides, there’s something he needs so much more right now.

“Oh angel baby, I would love to feel those sweet little lips of yours wrapped tight around my cock, hold your throat as you choke on me,” he coos.

He groans as he feels you bring your palm to cup him through his jeans, drinking in the sensation of your hands tracing over him. His jaw tightens and his head falls back as you work over him. His cock welcomes the attention, too. He’s already leaking, he needs to come so bad.

“But there’s something I want more right now. Feel what you do to me?” he says, pressing your hand harder down onto him. “Need to feel that sweet, tight cunt of yours around me first,” he says intensely. You make quick work of undoing his belt buckle and slip off his jeans and boxers in one swoop. It feels so good to be free of the confines of his pants, the pressure on his cock a little less overwhelming now.

“Yo–you’re so big,” you say, a little intimidated. He grabs you by the hips and holds you tight against him, his cock pressed between your bodies against the bare flesh of your tummy. He can tell you might be a little overwhelmed, but he reassures you.

“It’s okay, sweetheart. You can take it,” he says, using one hand to grab the back of your thigh and tapping the other. He lifts you with ease and spins you around so you’re sitting on the mahogany desk in front of him. He stands between your legs, holding himself by the base, pumping himself slowly up and down his length with his fist. He stares at your wet, aching hole, wishing he was buried inside of it. The thought dawns on him that he doesn’t have a condom. No, fuck. “I’m on birth control,” you say, blurting it out. “And I’m clean, you don’t have to use a condom, I mean, if you don’t want to.” And shit – that’s quite possibly the best sentence he’s ever heard in his entire life.

He knows it might be a little reckless, but he doesn’t have any reason to believe you’d lie to him.

“Okay. Open your legs wide for me, baby. Wanna see you,” he says, and you do as he tells you. He sees his hard cock in his hand and opens his mouth to spit on it. You’re wet and ready, but he knows he’s a lot to take, and he doesn’t want to hurt you.

He admires the way you’re holding your legs open for him, giving him full access to your cunt. He positions himself at your entrance and gently pushes his hips forward so the tip of him is inside of you. Holy fuck. He pauses there, giving you a second to adjust.

“Eyes on me, baby. Wanna see you as I take what’s mine,” he says, his voice a wreck. When you open them, he sinks even deeper. Halfway inside of you, he pauses again. How is he ever supposed to last with your pussy clenched this tight around him.

He asks if you’re okay, and when you nod, he pushes in a little more, dragging back out of you for only a second, until he’s jutting his hips forward, fully burying himself deep inside of you. Nothing has ever felt this good to him, nothing could ever compare.

Jesus, think of something else – make this last. He tries to distract his mind, disconnect his cock from his brain, but there’s no point. His primal urges have taken over, his body is losing the war with his mind.

He sets a slow and steady rhythm at first, dragging in and out of you. He would love to fuck you harder, deeper. He knows he won’t last long, but he doesn’t care, as long as he gets you to come for him one more time.

“You can fuck me harder, Joel. ‘M not gonna break, I promise,” you coo. His hand flexes tighter, and that’s all he needs. Give the girl what she wants. “Shit, c’mere,” he says, helping you off the desk, steading your legs. He flips you over and presses you against the desk. Your hips are perfectly positioned at the edge. He’s not sure anything could be prettier than you bent over, waiting to once again be stuffed with him.

He stands behind you, angles your hips up slightly, and once again buries himself in you.

“Such a perfect cunt,” he groans, beginning to set a relentless pace. As good as this feels for him, he can tell that something about this angle does something for you, too. His cock fits just right, pushing and gliding over the spongey spot inside of you that he can tell is gonna be the thing that pushes you over the cliff of your orgasm. He holds your hips tightly as he pumps in and out of you, eliciting throaty moans from you. The air is filled with the filthy wanton sound of skin slapping against skin.

“I –” you mew, “I think I’m gonna come again,” he hears you say, a little breathless.

“Come for me, baby. Be the good girl I know you are and show me how pretty you are when you come on my cock,” he says, a little out of breath, voice deep.

Yeah, that’s right. Use me.

And you do. Your pussy pulses around him as the wave of your orgasm takes over you, and it’s borderline too much for him. He’s gotta slow down if he’s gonna last another second.

“Where do you want me, baby?”

“Inside, please. Want you to fill me up, make me yours,” you beg for him.

Holy fuck.

After a few more thrusts of his hips, he begins to stutter and slow. He pauses buried to the hilt inside of you and groans as his cock paints your insides with thick ropes of come. The immediate release of pressure is exhilarating, probably the best orgasm he’s ever had. He feels his cock pulse out final spurts of come, eliciting shakes from him with each one. He feels weightless like he could fly away and sleep on a cloud.

The sensation of him pulling out is a little much, his cock raw and spent. “Stay there,” he says, scurrying off to the kitchen, looking for something he can give you to help clean you up. His eye catches a roll of paper towels next to the sink and he grabs a handful of them for you.

When he enters the office, he notices how breathtaking you look post-orgasm, post-fuck. It’s a sight he’ll commit to memory forever. He presses his lips to yours again, drinking in your sweetness once more. He thinks he could kiss you forever and never tire of it.

He helps you get dressed, and you fasten his belt buckle for him and check the gauze on his fist. You both stand there in silence, not quite sure where to go from here, until he offers up.

“Wanna smoke?”

++++

“So, how long have you lived here’?” he asks, holding open the lit zippo from his back pocket to you. With the cigarette dangling between your lips, you steady it between your fingers and lean in, he admires your features amidst the dim glow of the fire. So beautiful.

“Too long,” you mumble. He lights his own.

“And you, where are you off to next?” He hears you ask, and he's not sure how to respond.

“Not sure, the contract job my brother and I have in the county over ends in a week or so. Was thinkin’ it might be nice to head south, maybe Austin,” he responds, smoke twirling in the air around you both.

“Although, ‘M not so sure anymore. Starting to think I might have a few things I need to take care of here first,” he says, shifting his gaze from the ground until his hooded eyes find yours. You. I need to take care of you.

You smile when he winks at you. Gosh, you’re cute when you smile. He wants to be the reason you smile every day.

You stand there in comfortable silence, leaning up against the wall next to him. He thinks it feels nice to be wanted, to have someone to just be with.

And when it’s time to go, he offers you his hand and a ride home. He’s pleased when you accept.

It’s too soon. He knows it’s too soon, but the thought of you in the passenger seat of his truck, feet on the dash, wind in your hair, makes his heart skip a beat.

He wants more.

And something tells him you do, too.

END

Ily. Thanks for reading! Tags: @endlessthxxghts @theoasisofthings @pedrostories @bastardmandennis @milly-louise @drunk-and-capable @survivingandenduring @ohheypedrito @joeldjarin @nerdieforpedro @amyispxnk @paleidiot @ghostwritesthings @kulekehe @darkheartgatita @goldenhxurs @morallyinept @missladym1981 @auteurdelabre @morgaussy @likeficsinthewnd @morning-star-joy @agentjackdaniels @cayleej @amyispxnk @zialltops @syd-djarin @untamedheart81 @gracevnn @pedrossl4t @littlevenicebitch69 @chulopascal

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