#debts that cant be paid wont be paid
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Paying consumer debts is basically optional in the United States
The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.
America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.
But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.
There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:
https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/
McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.
McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).
The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."
If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.
By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.
But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.
This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."
Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.
The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.
The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.
To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).
The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.
Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.
They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."
If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.
These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.
Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.
Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.
McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.
One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.
McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):
https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee
Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.
But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.
Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.
This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:
https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles
Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.
In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:
https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/
After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:
https://pluralistic.net/2021/05/19/zombie-debt/#damnation
And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.
Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!
https://info.defcon.org/event/?id=50826
I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:
http://seizethemeansofcomputation.org
If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act
#pluralistic#jubilee#debts that cant be paid wont be paid#Patrick McKenzie#patio11#bits about money#debt#debt collection#do not pay#bottom feeders#Fair Debt Collection Practices Act#fdcpa#finance#armbreakers
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"Not to defend the monarchy but-" I am going to stab you in the throat
#i am. angry. as a poor disabled trans person i could not be angrier at how much the country is spending on some dead old woman#6 billion. 6 fucking billion. people are starving in their homes. people are dying in the streets.#6 fucking goddamn billion. shes DEAD why does it matter???? let them pay for their own fucking funeral god knows they can afford it.#help the people who need it instead! raise benefits! stop letting CHILDREN starve! stop letting ANYONE starve!#i cant stand it here. get me out get me out.#and im lucky too. my dad helps me cover rent. most people dont have that. but even then i am maxing out one meal a day because i cant#afford anything more. im fighting off old college debt. im dragging out the last of my hrt because i was forced to go private and its too#expensive to keep up. i am stressed all of the time with bills and food and just surviving so i scrape my pennies together to get to treat#myself to a night out every now and then. because saving that occasional £20 isnt gonna get me out of this. it wont pay the rent. it wont#pay the bills. it wont get enough food to make it worthwhile. and half the time my friends pay for me to be out too. they know im#struggling so they do what they can to give me a break sometimes. but some months i have to borrow from them just to pay my water bill or#wifi bill. and thats not right. ive paid them back but i still feel i owe them more than i could ever give
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i cant believe sonic mania released 4 years ago?!
#i still havent played it btw 😭 i dont have a pc atm so cant emulate.... and i just ordered a physical copy of dgs so 💔💸#i get paid tmr but i dont vibe w the idea of buying smth i wont be playing for a while lol#talk tag#also. gotta pay off a debt bc of my ex so 🙄#(almost there though! aghh)
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Screen saver thoughts
♡masterlist♡
MINORS DNI
May contain Dubcon, piss, dark characters, pregnancy, stepcest, dark themes
༺*:ﾟ･✧･:*:ﾟ･♡ readmore ♡･ﾟ:*:･✧･ﾟ:*༻
♡ MAFIA AU NOW!!!!!!! Screaming creaming !!!!
♡ Hopper is the boss with his wife joyce who loves to spoil you so good!! their little princess, always given the best of the best but only if youre good >:((( otherwise hopper will give you a spanking so hard you wont be able to sit down without tearing up OR he'll fuck you so rough you'll be able to feel him inside you weeks after hes fucked you. Joyce is so much more nicer!!!! So sweet and gentle with you, she always dresses you up in such pretty clothes, always let's you suckle at her tits as she rubs your achey and soaking cunt. Always lets you have a toy inside you just so you feel full (she knows how it feels after hopper has had a night with you) <3<3<3
♡ hitwomen! Nancy who was at first hired to kill you but changes her mind once she sees you with your hand between your thighs. Shes on the roof of a building over looking your apartment, she has a perfect view of you in your bed you're laying there in your panties, scrolling through your laptop before placing it down in front of you and reaching between you legs. She knows she should look away, she should've shot you by now but a part her tells her that she should leave you with atleast some decency rather then letting them find your body half naked but she knows it's a lie especially when she makes it her mission to talk to you in the street the next day
♡ bartender! Steve who loves to get you as drunk as possible just so you can hang off him and compliment how good his hair is. He loves it when you're soft and vulnerable free for him to do whatever he please with you. You kiss him back with so much force that you cut his lips several times, your body too heavy for your brain to operate correctly causing you to be a little heavy handed. You've always liked the bartender that played along with your drunk self, he treats you so well yet you're too embarrassed to make a move but it's okay steve has enough confidence for the both of you
♡ Maybe eddie gambles, going against your sugar daddy who was going to replace you with a new sugar baby. Your sugar daddy pays no mind to you all night passing you off to one of Eddie's men possibly hoping for you to distract them but unfortunately for him you do the opposite. Throughout the night you're picking up on the cues your girls (the waitresses) are giving. you puppeteering the men to not draw or bet, You make a show of getting cuddly with one of the boys making your daddy jealous enough to swoop you up and put you back on his lap, from there you make the final move giving them small hints and movements to let them win, eddie had picked up on your sketchy movements all night he hadnt known what you were originally or how you were doing it but he didnt mind the money your daddy gave. It's a shame your daddy bet his life. bigger shame that he doesnt know his loss yet but that's okay. You kiss him, parting his hair and pointing to the gunman behind him on where to shoot. Eddie takes interest in you after this sending you dozens of flowers and treats, writing you hand written notes about how hot you looked covered in his blood. <3<3
♡ OR hes obviously is a drug dealer, perhaps your husband didnt pay back a debt putting you in the centre of his wrath. But you're so pretty and sweet :(( you even invited him in when he came to your house, made him feel so loved, he cant possibly kill you, hed feel too bad, he'll just have to keep you with him perhaps you can make him some more of those cookies he likes
♡ robin who likes listening in on phone sex with your partner!!!! She touches herself to the sound of your voice and how it cracks as you get closer to your peak.
♡ loan shark! Billy doesnt get paid back with money but instead you. Naturally you hate him at the start, refusing to look at him or speak to him if it's not a spew of insults, you warm up to him tho <3 only because his cock is pretty and he buys you cute sets of lingerie
♡ men who race cars <3 aka Billy !!!! He likes the pretty little thing that waves the starting flag especially when she bends over his car with her ass in the air
♡ pool boy! Billy x milf! readers, hes so in love with the sweet thing that treats him to rewards when hes made her pool look so nice and treats her kids so well <3<3
♡ builder! Hopper!!! Big meaty man working with big heavy things!!! Want him to pick me up and throw me against the wall, want to seduce him into sleeping with me, a lonely housewife !!!!!
♡ teacher! Hopper being seduced by one of his nymph like students, he tries to be a strong man but soon gives in to the touches. Every "daddy" and the pressure of your body pressed against his body and the light kisses torment him he finally gives in
♡ boys teasing shy! Reader !!!! Its not mean teases though, they like you, they think you're cute but to get your attention is hard because you live in your own world. You barely talk or communicate in class unlike others they cant get to know you through talking across the classroom. It's a good thing you're moved to the back of the classroom away from people but also near the all mighty king steve.
"So what do you do?"
You shrug
"You dont know? Do you just sit in silence looking at walls or something?"
A friendship formed albeit a strange one, which soon caught the attention of eddie, who made it his mission to get you to date him
"What's your favourite movie?"
"Um- I dont watch alot of movies maybe halloween- "
"We have so much in commen let's kiss"
You also met billy who was shocked that you were so boring I mean come on! No first kiss? No sex? Never done drugs? Are you even living ?? Idk they like watching you blush and look away, mean men own my heart
♡ Eddie's kisses are sloppy and wet like severely. WET. You guys just drool over eachother its disgusting <3<3 you're like a pair of dogs just humping away at eachother covered in spit. gross
♡ jonathan has a camgirl/ onlyfans girlfriend !! he loves seeing you naked and posing for him, he loves knowing that the people who pay for you content will never have what hes having
♡ robin watching you(bimbo! Reader) through a hole in the wall as you shower while on a school trip, your bouncing on you pink sparkly dildo covering your mouth as you get yourself off. Shes playing with herself as she watches you cum but it doesnt seem enough for you as you refuse to stop reveling in the pleasure you're giving yourself. She cant look you in the eye when you come out especially not when your shirt is clinging to your still wet body
♡ 👁👁 phantom of the opera! Eddie x actress reader 👁👁 or vampire! Phantom of the opera! Eddie 👁👁
♡ camboy! Boyfriend 👁👁camgirl! Girlfriend 👁👁 camgirl! Reader
♡ so many thoughts there, maybe add a lil stalker! boy/girlfriend
♡ vampire! Eddie who cant stop biting you, you cant do p.e or cheer because you're covered in bite marks </3 and no he doesnt listen when you tell him to stop
♡ getting fingered under a table/desk <3 love the thought of their fingers taking their time with you as you're forced to endure the torture
♡ sadistic! Eddie!!!!! Likes seeing bruises on your body especially shaped like his hands <3<3 he loves knowing how easily he could break you, he loves knowing you fuck yourself silly to the marks he leaves on you. Pressing down on them as you cum to feel like hes there with you.
♡ masochistic! Billy !!! Who loves the feeling of the scratches you give him along his back, he demands you grow your nails longer so they last longer (and so he can brag) make him bleed like the bite marks on his neck!!! make him yours !!!
♡ steve x succubus milf <3<3 you have really creepy children who barely speak and never act human, s'okay tho you got big honkas
♡ Orc! Hopper x fairy reader !!! Big strong man ruining me for other men <3 grumpy old man meeting this bubbly little creature, he hates you at first he wants to be left alone but you're lost and you have no idea where to go :(( he thankfully let's you stay with him and soon realises he likes his dumb little housewife
♡ billy chokes you with his bicep as hes fucking you from the back
♡ santa hopper 👁👁 silent night? Try being silent on this dick
♡ Billy tricks you into sympathy break up sex just so he can get you pregnant, you're not leaving him especially not with his baby
♡ dog hybrid! eddie breaks into your locked room while you shower just so he can suck and hump your sex toys <3 they're not freshly used (much to his disappointment) the taste of you watered down from the cleaning you took to it :(( but if he thinks hard enough he can still taste your juices on them <3<3
♡ swim coach! Billy fucking his favourite student!! Pulling the swimsuit to the side as he holds you against the wall whispering in your ear to be quiet
♡ argyle loves watching you get dressed for him, the cute little fashion shows you do for him gets him so hard !!! Whether its shirts, skirts, dresses, bikinis, underwear he'll watch it all.
♡ jonathan forces you to have sex with him little do you know he records it and shows it to your boyfriend steve :(( </3 hes just going to have to put you back in your place, he cant allow you go around thinking you can cheat on him can he?
♡ hehe thinking about mike being mean to his babysitter (you <3) so you fuck his mom, it's only natural you do it though I mean who wouldn't want to be fucked silly by mrs mommy karen wheeler? nature is beautiful
♡ speaking of nature! Eddie has a new trailer neighbour Who happens to be a nudist!! Never in his life would he think he'd be seeing womens boobs for free!!!! Now every day he waits near his window hoping youd walk pass. You know hes watching, you've caught him multiple times without his knowledge, it's nice to be wanted shame he cant look you in the eyes when you both finally meet
♡ argyle and Jonathan make lil wooden sculptures for you !! Good thing you placed them in your bedroom now they have a perfect view
♡ hopper with his bimbo! Stepdaughter who clings to him as he fingers her
♡ stepbrothers! Eddie and billy who bully you, they pull your hair, nick your skin so you bleed, pinch your skin, trip you up and more :(( you cry so much and they just laugh. They sneak into your room when the house is quiet just so they can play with your unconscious body, you always wake up achey yet your clueless as to why. You soon find out when you're forced awake by a foreign limb assaulting it's way inside you, you're held down and have no other choice but to cum. You're their toy and you're going to cum until you fall back to sleep
♡ cashier! Reader x robber! Billy, he comes in demanding money when he doesnt get it he takes something else (you <3) he brings you back to his motel room holding you hostage, convinced hes going to kill you, you try to seduce him unfortunately for you hes not that dumb the camera has been rolling this entire time. I mean at first he was going to hold you for ransom but nobody is going to miss a criminals fleshlight
♡ chrissy makes out with you and brushes it off as best friend things, she knows you dont just want to be best friends but she cant leave Jason :(( you get invited to a sleepover with the girls maybe you drank too much and Robin had to escort you to the bathroom before you throw up on yourself, you confess everything and how you feel so used and disgusting :((( drunk make outs with robin <3 best girlfriend robin !!!
♡ an arranged marriage with vampire eddie, you hate him no doubt about it >:(( you try to poison him, sitting on his lap while he drinks the spiked liquid. He kisses you staining your lips with the toxic drink. "The antidote is on the kitchen countertop, drink it and come back here I'm not done with you" you think a little bit of poison is going to bring down a vampire?
♡ MASTURBATING WITH NANCY!!! your both blindfolded stuffed with dildos you both bought from a sketchy sex shop. You cant see eachother, your sight completely blacked out only focusing on eachothers breathing. This become a scheduled thing, you both say it's for future reference but you cant only get off to the sound of her :(((
♡ incubus! Billy likes cutting your neck (knife, rings, his nails anything) so he can spray alcohol on it and watch you squirm and cry. He loves licking up the blood that leaks out, infecting your bloodstream with his aphrodisiac spit
♡ stepdad! Hopper hates that his bimbo! Daughter dresses like a whore >:((( how dare you let men see you like that >:00 your boobs are out and your panties are almost showing !!! Get on his lap now >:(( you HAVE to be punished
♡ eddie cucking billy hehe you're the hottest most popular girl in hawkins and its obvious that billy wants you but you're simply not interested in him however you are interested in the freak that hosts the roleplay club or whatever they call it. Billy gives eddie such a hard time when he realises your into the cult leader :(( thankfully you've got a few tubes of paint lying around and a giant canvas, what's better than getting back at your bully with a abstract painting of you having sex with his dream girl ??
♡ hunter! Hopper takes in bunny! Reader and makes her his cute house wife <3<3 let's you have all the bunny babies you want
♡ steve only cums if you say you want his babies or if you tell him to
♡ eddie has extracted the contents from your lipgloss tube and mixed his cum into the gloss before putting it back. Hes gross and I love him <3
♡ internet boyfriend! eddie who makes innocent! Catholic! Reader blush like the virgin she is <3<3 you're both on video call, you hand between your thighs and his wrapped around his cock, your listening to everything he tells you to do. He screenshots/screenrecords your session, hes absolutely infatuated with you. He sends you porn to watch and buys you things <3 you exchange items, some of your panties and bras for a bottle of his cologne, pictures of your body in exchange for some of his shirts, some of his cum in a small vile in exchange for your slick. It's very romantic <3
♡ holding a fleshlight for Steve's sensitive cock, you're too occupied with reading whatever magazine recently came out to let him fuck you </3 you simply hold it while he thrusts himself into it
♡ pisskink with robin!!!! She likes sitting you on her lap, rubbing your clit until you cant hold your bladder <3<3 she holds you there so she can watch the warm liquid seep into her pants
♡ vampire! Eddie going into heat !!!!!!!!! He makes a nest for you and refuses to let you lift a finger!! He cant have his mate working too hard thats his job!!
♡ billy degrades your pussy. "Bet you've had so many men inside huh? Bet you wont be able to feel my cock" says the man who cums prematurely
♡ rockstar! Stalker! Eddie x popstar! Reader she doesnt know who he is as shes not in that type of scene but he knows ALL about her, he has all her posters, memorabilia, merch, albums EVERYTHING. He only fucks and dates girls that hold resemblance to you, you finally meet at a concert one of your mutual friends was performing, he finally meets you and creams his pants.
♡ being the rival of rockstar! Dilf! Eddies daughter, shes a freak who played on whatever sport team the school offered and you're a cheerleader match made in hell. She thinks you're a stupid bimbo whose like every other girl and you think shes annoying and miserable. You've had enough of her bullying and teasing and decide to follow her dad out to the parking lot, he came out to have a smoke but he cant resist the cute cheerleader bending over for him, safe to say he comes to all of the games now. Soon you'll be able to ground your own rival <3 stepmom for the win
♡ dilf! Steve isnt blind to the stares he gets from his cute little neighbour he always knows when your eyes are on him, cutting the grass? Your eyes dart across his uncovered torso, cleaning the pool? Your eyes cling to the wet fabric of his shorts, fixing the porch fence? Your eyes are staring at his hands as he rubs glue into one of the nails holes <3 he'll never call you out on it, he likes the pretty thing who cant help but fuck herself to sleep from the thought of him. By the way you should really close your curtains <3
♡ vampire! Eddie who doesnt like that you've moved into HIS house >:((( he tries to scare you off but he feels bad, he has no other choice but to let you stay especially when you give him such pretty shows in your (-his-) bedroom. He lives in the walls watching you <3 and they say romance is dead
♡ crytid eddie !! Creepy man who has no concept boundaries breaks into your house (your fault for leaving leftovers out) this stinky little guy scares the shit out of as you walk into the kitchen and find him croutched over the pasta you made the night prior oh and would you look at that he knows how to open the fridge (and all of your cupboards) you cant just kick him out hes scrunkly
♡ mountain man boyfriend! Mountain man boyfriend!! Mountain man boyfriend!!!! MOUNTAIN MAN BOYFRIEND!!!!
♡ mountain man! Hopper fucking the fairy he found near the river, you were searching for pretty rocks and he was searching for food
♡ chrissy always presses the shower head to your pussy when you're done with cheer practice, she likes watching you squirm as you try so hard to not let the other girls know what shes doing
♡ zombie boyfriend eddie <3<3 dumb bimbo reader takes him in and cleans him up, hes never had anyone do that for him before </3 he loves you
#stranger things x reader#eddie munson x reader#billy hargrove x reader#steve harrington x reader#jonathan byers x reader#argyle x reader#001 x reader#henry creel x reader#chrissy Cunningham x reader#murray bauman x reader#enzo x reader#joyce byers x reader#karen wheeler x reader#nancy wheeler x reader#robin buckley x reader#jim hopper x reader#hopper x reader
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Nah but my guys.
This shit
Is inexcusable. Any of you supporting them when those attached to them say *this* after gloating about a 115 dollar bag *for their honey moon*
And saying they are barely surviving and having trouble making content
Dont deserve your respect as a viewer.
This comment is a glimpse at their true natures whether you like it or not.
This isnt a hate attack. I have an inherent respect for life and the humans that live it. I respect that they are humans that do whatever they want of their own free will. Like yeah spend money. Do things. Live your life buy a house eat good healthy food.
But that is all a privilege. A privilege not many people have at the moment??
I am privileged. I work for my family as a caretaker(paid for by the state btw. My parents can not afford to pay me other wise). I cant buy my own food. I make "too much" to have food stamps. I live off of what my parents, who are also struggling, can provide. I live with my parents at 27 because working conditions and living conditions are so bad and i am so mentally ill i cant be on my own for my own *safety*. Just because i am able to live in relative comfort by the grace of my safety net doesnt mean ive always had that grace. And many *many* more people in the world dont even have the safety net that kept me off the street. I stole food from my old roommates because i was hungry and couldnt afford food. I was feeding my dog *my* food because i couldnt buy his food. I am 5,000 dollars in debt because i couldn't afford health insurance and went to the ER because i was going to end my life. I couldnt pay the 260 dollar bill i was sent so i just hoped and prayed it would go away and now its eating me.
I am also bad with money even when all my bills are paid.
I bought merch. I bought tickets to the live show. I did that because i paid my bills once and had enough to feed my addiction to solving my depression with buying tiny useless things. I know its not a good fucking idea. I know it is but im sure someone out there understands that you cant always control yourself when you arent fully present in your own life. I cant even leave the house because i *know* ill spend money and i *know* i cant.
And i thought i was supporting people who cared about their fans enough to atleast not say stuff like this.
I was staying subscribed to the youtube channel out of the hope that they would change their mind, see reason? Maybe?
But they wont.
This shows that they wont. That they refuse. That all good faith worries and criticisms mean nothing to them because We cant pay them to care.
So yeah. @wearewatcher @watcherfans these are the people you want to be and support, huh? Positivity is nice when you arent eating ramen. When you arent skipping meals to make yourself feel better for living off your equally struggling family. When you have enough around you to feel safe and secure enough to pay for something that isnt even worth the money you put in.
This isnt a post to get pity. This is a post to put in perspective the reality working class people face. What poor people face. What disabled people, who cant even marry or grow savings, face.
Please. Just think of humans as people and not just money and art.
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most of my priv student loan repayments started early bc i took a year off right after covid hit & it messed with my deferment periods ($221/month rn, plus my last one adds $72 in sept & then gov ones start in oct) but i cant get a job until late july at the earliest!!
my credit card debt is higher than my checking/savings combined rn & ill be out of town for ~3 weeks soon (working w family, then visiting a friend) so even if i minimize costs/dont just get paid in meals, i still wont be doing too hot! pls send some help my way & share if you can :,)
v*nmo: tjbee
p*ypal.me/trinitybee
#tj talks#also maybe dont tag this w the usual stuff. idk how much of tumblrs tagblocking/shadowbanning is real but i dont want to take any chances
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Every time i do a nixer as im doing it im like this sucks so bad this sucks so bad i never want to do it again. And then i get paid and im like whatever. And this time when i get paid i wont have to immediately hand the money over to someone else bc i have paid off my masters debt so i will get to keep the money and thats cool. I will have more in my bank acc for a 24 hr period+ than any previous 24 hr period+.
But then the thing abt money is this i dont like spending it i have no interest in spending it i look up online like budgeting advice and the descriptions are always crazy to me bc i just naturally already dont spend nearly as much money as the people in the examples even tho theyre on the same income as me. There is nothing i want to purchase. I like meandering walks and podcasts and basically not much else.
Except for like. Buying a house and raising a kid but i would need waaaay more money for that. So basically i have like significantly more money than i need for my current lifestyle and not nearly enough for my ideal lifestyle and literally no interest in any lifestyle between the two.
I cant tell if this post is obnoxious apologies if it js
#My cousin who is a few months older than me is buying a house w her bf who is an actuary#I dont rlly feel lonely at all but get genuinely despondent over the fact that no one rich is in love with me.#That would make everything so perfect.
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I'm not really sure if this is a vent or a rant but I'm kind of irritated about it so idk
The job that I applied for still hasnt gotten back to me about it, so in the meantime, my grandma set up this thing where she would pay me 2$ every time I did chores. It has gotten me by a little bit, and my home life is a bit shitty due to my aunt and her 7 demon spawns getting evicted from their home, and deciding to stay at our house instead. What was supposed to be only one week turned into TWO MONTHS, and those kids eat everything in the fucking house and leave nothing for me or my sister. My stepdad and my aunt wont do anything about it, so I've resorted to using my money to buy groceries for myself to last about a week, and every monday I go to the store, and hide these groceries in my room (I have a fairly big room, so hiding things isnt an issue).
Today, my grandma decided to change the rate from 2$ to 1$, and I could always find 5 things to do around the house to get 10$ total every day (trust me, she was completely fine with this, at least that's what she told me, and she knows I'm using this money for food so I dont starve like I did yesterday). Although sometimes I don't have the time to do the chores since I often have homework, or the chores are already done, so I cant get the same amount of money I once got to get by. I always eat only in my room to keep them from knowing about my snacks so they dont get stolen. I often have to buy the cats food as well because my parents cant afford it, and my aunt will only buy food for her dog that she brought with her. While she does contribute to groceries as well, all the food is gone by the next day, and she waits two weeks to get more that will only have the same thing repeat again.
I'm just frustrated that I may not be able to afford everything that I need this time. I'm annoyed that she only now decided to change the rate. I've had to take money out of my savings in order for me and my sister to have food, and I just hate it. I feel like I shouldnt have to do this at this age, and my grandma does agree, but lowering the amount of money I was recieving doesnt make me that convinced
I just really hope I can get the job I applied for, because I really need the money. I dont open commissions or have a kofi because I dont use any of the apps that I can attach to anything to be able to get paid from those. So I'm just stuck and upset. This entire experience is making me have a bad relationship with food, since often the snacks dont get to last the week like I hoped. Literally yesterday I didnt get to eat until 8 at night, because my mom didnt have enough money to afford to doordash, and so we had to wait until my aunt got home with food.
Sorry about the rant, I'm just really upset about the whole situation, and I dont have a good enough relationship with anyone in my family to talk to them about this, I really just hate being poor to the point where I have lunch debt at school, and cant afford to eat at home either
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i hate that im just their backup plan for when they run out of money
like even if you want to say i owe them for living in this house for free its like well isnt paying bills supposed to be something consistent at the same rate that like teaches you responsibility or some such shit. not 100 dollars today 200 tomorrow and 25 for the next 4 days and then another 500 in two months on top of buying them whatever they ask for with my money whenever they ask for it. does it even matter that i dont feel like i can ever say no and in fact last time i did say no i got empty eviction threats. and im trying to move out so it just feels like this drain on my finances is always keeping my goals out of my grasp. and like, i dont know, how is it a responsibility thing or a debt i owe them thing when its like, they NEED my money or the bills dont get paid. isnt it supposed to be some passive income landlord shit. they literally cant pay bills without me here. and that makes me feel guilty too, like, if i leave, i wont be able to help, but im being constantly coerced into forking over my money so ill probably do it even when im not living here...
i dont know i feel like a brat when i get so upset being asked to pay stuff off but i hate that ive been put in this position and that i dont really have a choice and that theyd never return the favor. i just feel used
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*slides into your inbox* um. in case it hasn’t been clear I’ve been having a3 thoughts and while that’s nothing new it IS new that I have the motivation to be emotionally devastated by some plays!!! soooo… ginji the wanderer it is. i am sooo hype for a sakyo lead. knew that colead was gonna be juza since there’s been a pattern of getting everyone as lead/colead for the event plays except for the troupe leaders… smart choice imo since the act 2 plays are the leader and rookie right?
watching the play i actually almost thought taichi was the co-lead for a bit! his power of being so damn charming and compelling that he becomes the heart of a autumn's plays i suppose... i'm obsessed with how literally every single autumn play so far has been about a loner that is for sure not a loner. take banri and juza working together and bonding in the roman episode, then omi befriending taichi in the stranger, and then now sakyo with taichi as his follower and also pledging himself towards this yakuza family! it's like... i see u autumn. the slashing noises during the play are so funny. also i think its very cool to have juza play a character thats insecure about his own abilities! i feel like... he projects this air of confidence so well that its actually novel to have him act out something that's a bit closer to his true self! and i liked that banri was like “the mental strain of having to be hyodo’s underling is what’s killing me” um,,, oh,, the underling that he literally welcomes back even after a huge betrayal?? the underlings he swears to protect? like i obviously get his meaning lol but its so funny like. 1) you betray him dude so clearly it was killing mr.underling (i know his name is mogi) in the play and 2) juza / ken likes you. dummy.
gah the poster is soooo good too. like the text and the sword and no glasses sakyo with his kimono improperly worn <3 they know what the ppl want. oh speaking of the costuming i thought it was such a sweet detail that taichi specifically greets yuki when he comes in! and abt sakyo's kimono yuki says “tsuzuru specifically requested it” i imagine it went like tsuzuru: we're using sakyo's sex appeal to get tickets. get that man into a kimono! he knows what the people want. i thought omi was gonna get more of beard though like. that's not even 5 o'clock shadow it's the shadow when u stand right under the sun at noon. yes i understand that 5 o'clock shadow does not refer to the suns position and the shadow it casts but something else entirely. however this is just how i am. citroncore. i was surprised yuki knew how to do makeup tho! didnt remember he could.
loved it when the other troupes ran into their practice particularly homare writing down “crossin’ into my turf” bc sparkle eyes I ALSO write down turns of phrase I like! it was also so nice to see sakoda bc he's so sweet! i love how he has like an absolutely maniacal cackle laugh while all hes saying is omg im gonna watch sakyos play and cheer for him!! also while banri has the absolutely buckwild suggestion of "maybe he got married" i think its funny that hes like well why else would he leave. no other reason. though i cant make fun of him too hard because i was sitting there worried like "they already paid off their debt in full right?? was sakyo planning on leaving once that was done???" oh but speaking of banri i rly felt like he was. he jokes that well at least we wont have to hear him yelling at us anymore and its like. wow dude u are coping so hard. bc he's even the one who most actively reaches out to sakyo by saying that like he can come to him if hes having any big issues or whatever. anyways this whole scene was a real reminder They Are Children. bc juza and banri don't quite look it bc of how they act but They Are. omi's like the only adult, but like about 100% of a3, he has abandonment issues by the mile (seriously. who in a3 Does Not have that) it was so funny when sakyo realized something was wrong and called himself a grandpa that was 10 years older than them. i was like *regina george voice* so you agree? you think you’re a father figure to them?
sakyo: guess i'm a bother figure to them. his convo with izumi was rly illuminating lol. he was very much like. and it's so like... yeah sakyo you think you have to isolate yourself from everyone i get it because you're too different and you'll hurt people when you're near them... juza's exactly like that too, yknow? i really loved that about this event--it really called out the sakyo-juza parallels which i enjoyed, and I think it was definitely like. incredibly About Sakyo, which feels like a smart choice given that juza was highlighted so much during the first autumn play (because sriously, rather than lead and co-lead, his and banri's roles felt pretty even?)
okay onto muku appearing and mentioning kyuchan... i get so hype whenever kumon is mentioned!!! it's like. my boy!!!! wants 3 flyers to he can save one display one and carry around one... i don't know you yet but i love you. juza also thinking abt stopping by the bakery on the train was just. it was so sweet (pun intended) like. juza is just a scary looking 15 year old who thinks about mundane things like let me grab some pastries on the way back and smiles. i also like that it seems like juza's family really loves him because it's like... well sometimes you can have problems even if your family loves you, yknow? im not saying i dont love awful family situations because um. well i absolutely do but its nice, seeing this as well.
i thought juza following sakyo was so funny because like. he's a tall eye-catching teenager that absolutely has never tried to follow anyone or be stealthy in his life considering his history. also i love that hes like. gah. this is totally something banri would do and then goes and does it. also when he was like "wow, that ladys old i didnt know sakyo would date someone that older than him" i immediately was like. ok so thats definitely his mother. you dumbass. i did like how juza is like... so polite to sakyo's mom and like very clearly speaks to her abt sakyo doing theatre and stuff like. it checks out that he'd actually be quite good at that thing. also i felt like a3 was rly accurate in getting that embarrasment of introducing your friends to you parents from sakyo lol. and i loved that sakyo is like "here juza ill buy u dessert and narrate by tragic backstory" and then he has everyone make tea the second time its so funny (also that juza is just chowing down on sweets during it). also the amt of "..." going on in this whole event is so autumn.
but about sakyo's backstory... i got a very clear image of like. a bruised beaten up kid (20 is young enough for SURE) on the verge of collapsing into fever due to the rain just absolutely breaking down and telling his life story. what the hell. like i know sakyo's fine (more fine than before at least) but i cannot imagine the pressure of thinking u are a fuckup for so long and then joining the yakuza to make your mother believe you're less of a fuckup only to have the guilt of being part of it make you feel like EVEN MORE of a fuckup than before... anyways him joining the ginsenkai family rly puts it into perspective like hm. why sakuya feels like he has to respect the play so much and work so hard. though i imagine that is also because this is his first leading role and he wants to really respect mankai's legacy.
like i sort of mentioned before i think it's so well done that juza catches onto sakyo saying "one last time" because that's probably how he was with pushing away muku (and perhaps kumon? i don't know) so it's obvious that he'd be like. hey. be with your family. because that's what juza so obviously does now. and love how he intuitively understands that but then compulsively just admits "yeah banri said he's prefer it if you weren't around to yell at us" like YOU KNEW HE WASN'T SERIOUS WHY IS THAT WHAT U LEAD OFF WITH WHEN SAKYO IS LIKE YOU GUYS PROBABLY HATE ME YELLING...
it's all good though because juza's line of “isn’t that what people call love, or something?” is so worth it. obsessed with this coming from juza "so many repressed feelings" hyodo. also i love how as soon as they come back izumi has learned about the issue and immediately confronts sakyo. she is so funny to me. and again the juza sakyo relationship is sooo good here. sakyo saying “he reminds me so much of myself that I ended up blabbing about everything”... juza talking about how he felt like sakyo was always someone to respect and who was above him but now he realizes that they both struggle with the same thing... like man! sakyo spent this event thinking juza and autumn found him annoying but juza thought he was literally TOO COOL to treat as an equal!
the icebreakers were also so cute. loved the lil generation gap and that izumi knew what they were. taichi leading them works because really. autumn needs him he is rly good at bringing those guys together i think.
the play itself! sakyo sans glasses is a Look ofc and the taichi: wow u almost look like a yakuza ur so scary / sakyo: I AM ONE. made me laugh. yuzo crying because he was so happy to see how sakyo's grown really got to me too like. huh he really has seen sakyo for the last 10 years or something. and i KNOW sakyo slayed that action scene at the end.
i was so worried when juza was like where's kumon? but then he came barrelling in and HE IS SO CUTE. so sweet to juza! love how quickly juza is like you are NOT joining the yakuza. u can tell he's an older brother. now personally i've never had a sibling that liked me that much but I'm willing to believe in it being possible. cannot believe izumi has to ask who he was though like. purple hair yellow eyes who else would it be. the "how’s baseball" question and the "still a bench warmer lets change the subject!" answer tho... eyes emoji. man. realistically high school sports can be so tough like. u have to be there all the time for practice but not getting to play makes it look like you've done nothing at all... i wonder if that's kumon's issue (hes really proud of juza but doesn't feel like he has anything) or it's something else! i'm excited to find out... and he brought cookies! great kid. the "oh! but u don’t have to share with that banri dude if you don’t wanna!" is also so sibling and it's nice to see how :) juza is around him.
the parallel with sakoda hugging sakyo so hard was so sweet! as well as taichi basing his role off of sakoda... yeah. i think framing it against kumon and juza's interaction was a rly good way of showing how important sakoda is to sakyo! onto dinner with the yakuza i loved how taichi was still so :D and how juza and banri are still bickering. these guys do not change for anyone. it was a surprise to see ichiro's sprite pop up! i like his outfit design here especially too.
the "where’s the brat?" has me going…boss’s son… AUTUMN ROOKIE??? AZAMI!!!??? i feel like I’ve heard he hates his dad!! so. hype. also when the boss is like "I didn’t think a theatre troupe would take in a yakuza…" sir u do not know how desperate this troupe was. also they were literally in debt to that yakuza (though, in that case, asking them is even more wild lmao) and the "i wouldn’t want you as my sister. you’re something else to me." sakyo you are so obvious. i love seeing sakyo izumi interactions tho. it always feels like. she has a lot more personality when he’s around? like that first conversation they had when she asked him if anything was wrong was also really good like... it feels like they just rly talk to each other head on? i like it they're cute.
anddd that's abt it for my thoughts! i listened to buzama at the end and i don't have much to say except wow, sakyo and juzas voices go REALLY well together!! so to end this I'll say i looked at the belial design again and realized he was drinking apple juice and i was like "that is so mild what the hell. thats so funny" until i had the epiphany that if he's in a story that involves a character named lucifer then. then is his school au self drinking apple juice as a reference to sin in the garden of eden. thats even funnier if thats the case.
oh my god TWO a3 rambling messages from you in two days? It must be my birthd- wait.
BUT I MEAN BY THAT, WHAT A GIFT!
i'm so glad aaah it's my pleasure!!! Ginji time!!
under cut as always ;D
And yeap pretty much, act 2 play is leader and rookie, so for the 3rd play you can expect pairing whoever is left in the troupe yeap!
oh my god what you say about Taichi… this is so true. He becomes so damn good sobs. It's funny bc on one hand it can also just justified by "he looks vulnerable so Tsuzuru alway smakes him go through hell to pull the heartstrings" but in the end it's Taichi who pushes through and shine with them!!
Your observation about how every autumn play is about loners who are not fully loner… so real. I didn't notice before so it's such a nice thing to point out thank you!!
But yesss Juza's chara fit him so much sobs. This play was really good.
DLKFJDKLFJKDFL THE ROAST ON BANRI. BEAUTIFUL. DESERVED.
and GOD YEAH the poster is REALLY GOOD i love it. They sure indeed know what the people want.
DLKFJDLKFJLDKFJDFKLJDFKL I love your observation. Yes i love Taichi welcoming Yuki, and Tsuzuru deciding to whoring out the old man right away is a delight. But agreed Omi should have a better bear shh. And no no i think your language analysis is pertinant. Citroncore.
I guess Yuki picked up some stuff out of fashion stuff? but yeah, surprising indeed.
Homare is as good as ever and i'm so happy it's more details for you to relate to!!
Sakoda has such a nice presence this event too, he's truly adorable and i love him and his stupid laugh so much. Sakyo numba one fan.
oh my gOd you managed to get worried for Sakyo this is so sweet. But yesss totally agree with what you point out, Banri was coping hard and it really does remind that they are children, you shouldn't infantalize them in any way and all but. yeah sobs. Omi is indeed the adult figure aside from him but esp as someone who had to take the "mom" role at a young age he probably just, didn't have a healthy "adult" way to step out and could easily get in his own head about all of this.
DLKFJDFLDF THIS IS SO REAL THOUGH Sakyo is out there realizing he's a father but he only sees the "old" factor not the FATHER FACTOR.
(genuinely think that the whole scene from b99 would happen to them one day tho.)
I FUCKING TYPED THAT. BEFORE SCROLLING DOWN AND SAW YOU REFERED TO THE BOTHER FIGURE THING LMAO.
But yess you're so right about everything else. I also really love that Juza is the one calling him out since Sakyo did mention that he saw a bit of himself in Juza (and it made him feel bad because Juza never gave up on his dream and Sakyo did). So Juza being the one to call him out, seeing right through him, really drives this point even more home. It was honestly so good.
(agreed about the Roman Episode having equal time tho)
WHAT YOU SAID ABOUT KUMON.. YES. YES. BABYBOY. This is the spirit. But yeah i agree i really love Juza's family and how, no matter how rough life is for him, at least home is a safe place. He has support and people he loves, though it adds to the guilt and fear to give them a bad name, but none of them actually blames him. It's just gnhhh i love the Hyodo Sakisaka household so much.
Juza following Sakyo is funny for all you said + the fact that Sakyo, yakuza, didn't fucking notice at first sobs. "banri would do it" says he as he does it is really funny indeed tho.
man the meeting with Sakyo's mom was really sweet. I did absolutely love to see Juza bond a bit with her and her getting so sweet with him, he was probably so intimidated and yet. what an angel.
And god yeah. Sakyo's backstory is really pulling the heartstrings alright. He wants to be less of a burden on his mom so much that he's willing to take SO much more burdens than needed on his shoulders it's just man. man!!
god all you summarize brings me back the feelies i'm going to choke up. You're totally right on Juza catching Sakyo's drift and even more calling him out (and throwing Banri under the bus in the process)
I LOVe Izumi's reaction too. I love how Izumi is her own character that way, she's just as bonkers as the rest of them. And god man. The dynamic between Juza and Sakyo really is so soft and it's just. so good. man.
Everything after that was so good. The icebreaking scene as you sia,d and the lead up to the play, and the play itself man.
AND WOUHOUUU KUMON!! coming like a storm. He's so damn adorable! And omg yeah i feel you on that. I saw some people poke fun at their dynamic like "how unrealistic that they love each other this much" and i'm just no!!! they're sweet!!! Juza is a sweet boy who takes care of others and his little bro is a baby having to be stopped from following his impulses else he'll probably do something stupid. What else do you expect!! this is genuinely so cute of a dynamic tho sobs.
AND YEAH LEGIT IZUMI IT WAS OBVIOUS IZUMI COM'ON.
hohoho i'm excited for you getting to see what Kumon's deal is. It is an interesting to catch on about him so do hold on to that but i'll say i adore your keen eye for the Hyodos. It'll be a ton of fun. AND YEAH Kumon, the first ally on the battle against Banri with the war on cookies.
AND GOD YEAH. Sakoda/Taichi/Kumon team up in the future which is just "geeking over Juza and Sakyo" while Sakyo slowly dies of embarassment. But yes!! it really does help framing how much they care about one another.
But YEAH genuinely it still kills me how cosy Mankai is with the Yakuza. Having a Yakuza in the cast is one thing, having an entiere Yakuza family chilling, supporting us, and inviting us to dinners, while the kids can be normal around them? genuinely this boggles me more than the supernatural stuff in the Winter chapter. Like. What is happening.
BUT YEAH i love the little cameo from Ichiro. I love when the backstage guys are acknowledged, godspeed.
EHEHEHEHEHEHEHEH 8D Love the Brat we exist to cherish the brat. This event does so much to prepare for the rookies. it's so good.
We were desperate. We were not wise. And the Yakuza took us first by saving the theater even OKAY.
SAKYOOO HE IS SO OBVIOUS IT'S DISGUSTING. JUST TELL YOUR FEELINGS ALREADY OLD MAN. But i agree yes she does have a very strong personality around him and man their dynamic is really adorable. they're so damn cute. I root for them.
But YEAH Buzama really is SO good. Their voices is so so good.
Thank you so much for your thoughts on the event, it truly was a blast to read through and a pleasure to relive <33 those guys make me all so soft, always and forever.
About Belial, yeAH tHIS IS SO STUPID AND FUNNY. And yeap you nailed it, kind of, there's also the fact that in the actual game Belial is associated to the apple too, this is one of his official art:
He is supposed to be a bit associated to temptation and stuff, one of the quests to get stronger (that is a must do for every player) involves him tempting the player, so yeap! but it's so funny they translated it with him always drinking apple juice in the event
it's also funnier to me knowing that Vyrn, our little dragon friend, is a lover of apple, and i'm pretty sure his face is on the apple juice's box AU!Belial drinks around. I feel like Vyrn is yelling as we speak.
but yeah also in the AU Belial is supposed to be 15yo and every. single. one of us. had a laughing fist about it when it was announced. I remember even some VAs and official cosplayers (bc we have a lot of cosplay shows with official cosplayer/actors) tweeting about how much they had a major whiplash from reading it and had to pause what they were doing for a second. This is so funny to me.
Belial, 15yo, slurping on his apple juice: ah hell welcome to my feast time to start the hedonist. (check the link it won't disappoint! just don't let anyone you're afraid to disappoint eardrops on you.)
This is terrible, but yes. the more you know!
thanks once again for sharing your thoughts it's always a blast <333 take care!
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Excuse the screaming on here, don't want to scream on twitter because thats easier to connect back to me and this is stupid enough I really don't want to talk to folks I know IRL about this.
And this is gunna be like mega privileged problems so putting it in a cut just need to scream to the void
Aghhhhhh my dad is selling his business. Which is fine, but I still rely on my parents for support a lot financially. I feel awful, I'm a grown ass adult with a full time job but life is expensive and my parents agreed to help support me because I'm super passionate about my job but it's a job that famously does not pay well.
For about ten or fifteen years I got REALLY lucky, dads business was doing amazing, I got to live a very privileged fun life for I'd say about ten years. I got two college degrees out of it, got to live in multiple countries, traveled a lot, got to enjoy expensive hobbies, I built a wonderful wardrobe and collection of nice things..... and just the general feeling of not having to stress about bills or basic expenses.
Then dads business got stolen from to the tune of several hundred thousand dollars this last year, and he ate the whole cost so no one else would be effected benefits or jobs wise.
So I tightened my belt so I could ask less from them, and I'm now barely scraping by. Each paycheck I now have a hundred or so to my name before I get paid again. Ive hardly been able to touch the debt I've been trying to pay down.
And now that he's selling the business that flashing light of 'no help' is getting bigger and closer and I honestly don't know what I'm going to do. Sort of panicked and went on a huge spree canceling as many subscriptions as I can (I already deleted most of them, but it broke my heart to start canceling subscriptions to friends patreon's or artists I want to support or to favorite games and such), deleted all of my worst spender apps from my phones, and looking into more side gigs.
I really have no room to complain, this is no more than most people have to do and I'm honestly still incredibly lucky and blessed. But I'm going to miss being able to pick up the bill for friends or buying them presents, I'm really going to miss leaving huge tips on places, and GOD I am going to miss traveling, I already do. My friends are planning a trip to Japan rn and I'm so happy for them but I know I cant afford it no matter how much I want to go.
But most of all I'm going to miss the lack of stress. I went from never having to look at the price of the menu at a nice restaurant to eating nothing but tuna fish sandwiches for the rest of the week because I don't want to spend more money on food. Like I'm gunna be fine, I'm not going to starve, but the stress of money has been dwindling my already not super great mental health and the knowledge that it will always be this way from here on, is frankly fucking terrifying. Spending the rest of my life doing the mental gymnastics I need to make sure I have enough money for bills each month, and knowing I wont be able to buy a house or really build up savings (at least not until my parents die, and I am understandably not wanting that to happen either) is fucking depressing.
Especially knowing that if I have kids I wont be able to give them the opportunities I had growing up.
I've for so long tied my self worth to gifting things to others, buying meals, treating my friends and so on. I really am going to have to tackle how I view my self worth and what I bring to the table friendship wise because gifts and generosity are things I just cant afford right now and with the job I have I don't know if I ever will again. (well.... unless I marry rich lol)
I'll figure it all out, look for more expenses I can cut, look for more side jobs and so on. I'm probably making it out to be worse than it is, but having such a radical change in lifestyles has a bit of whiplash that really stings. Hopefully after a while I can start paying down my debt more which will help with interest rates, and if I keep cutting down on expenses maybe I'll be able to start saving.
I doubt anyone has read this, if you did thanks for listening to me whine and I hope you have a good day.
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Tales from Deathmakers: A Debt Well Paid: Chapter 2
Chapter 2: Affordable Housing
Tom was currently on his way to his quarters for this mission on what seemed to be the cheapest wagon in the universe he was surprised it didn't fall off the road with how much it was bouncing, the quarters were somewhere on the south side of Luthervill it wasn't a terrible place to live or so he'd heard.
Tom is a paladin well used to be, as of yesterday he was officially no longer part of the order of the Saints of the Infinite Dawn. the church has apparently cooked up some kind of scheme but he wasn't sure, no one really told him anything, all he knew was that he would be let go of his position as a paladin and he would work for the church under the table. Tom supposed that the church's enemies were been getting more confidant over the years but the Saints of the Infinite Dawn cant be seen deploying their forces publicly otherwise they would strike back. it was speculation but he cant think of any other reason for the church to jump through all these hoops.
but that didn't really matter to him if this was going to be anything like his previous missions there would be lots of killing and if there was anything Thomas was good at it was killing.
he spent the time till he arrived preforming upkeep on his sword and armour they were both fresh from the smith since they needed to be reforged to remove the symbols of the church from them given that it would defeat the purpose of working under the table if he ran around with the saint's emblem on his chest.
it took around five hours for Tom to arrive to his destination; a squat little building a bit run down but functional, it fit in well with its surroundings it was clear when he took a look inside that this place has been used as a drug den of sorts and has recently been cleared out.
"those bastards lied to me" Tom muttered under his breath "i didn't expect much but you'd expect it to be at least livable"
well he should get to cleaning then.
Ian stepped out of the wagon it was a long ride but it gave him time to grill the bureaucrat, Howard he learned his name was on what exactly he sighed up for. apparently he would be working with a paladin named Thomas Williams and these missions he will be doing would involve a lot of murder but that makes enough sense but what he still couldn't wrap his head around was why they wanted him, a necromancer to be specific, it was the one question Howard kept dodging. Anyway contemplating wont get him anywhere he should get to his new living space for the time being. Ian looked down at the note in his hand with an address scrawled on it "thirty first Aragon lane" it said written in Howard's hand, a bit messy due to the wagon constantly jerking around but it was still legible and thats all that mattered.
When Ian arrived at the address he was wasn't particularly impressed sure it wasn't terrible but he had seen better and definitely expected better from the church.
Ian walked up to the door and knocked it took a second but a tall well built man in a plain white tunic answered the door.
"who are you?" the man asked in a deep confident voice.
"I'm the uh i was told to come here" Ian said holding up the piece of paper Howard gave him like a shield.
"ah i see they gave me a partner, cute" said the man.
"uh my name is Ian Deadridge" Ian said not quite sure what he was meant to say.
"well come in then I'm Thomas Williams i only got here an hour ago so i haven't been able to clean a lot. oh, are you hungry? you look like you haven't had a good meal in weeks" Thomas asked.
"its more like two months" Ian said scratching the back of his head embarrassed as he entered the house .
"excuse me?" Tom asked incredulously.
"well it's to do with my magic" Ian said tired as he was starting to feel the almost year since he had slept weighing on him now that it was being discussed.
"interesting i didn't know there was a magic that did that" Tom said curious.
"its my sleep magic it keeps me awake and therefore alive it uses magic to sustain me in stead of food and water. it makes me feel like shit but it means i don't need to pay for food so its net positive outcome" Ian said his tiredness becoming almost overwhelming he felt like he could pass out at any second and given how little he has eaten he might actually die "anyway did you say you had food?" Ian asked desperately.
"uh no i was gonna go buy some but if you want something right now i have some rations i could give you" Tom barely finished handing over his rations before they were snatched from his hand and devoured with a speed that would make a striking cobra jealous then immediately passed out.
alright now with that i will go to my cave and make a better planned out world and story so i don't write myself into a corner again. i will keep the Tales form Deathmakers title because it sounds sick as fuck but i think ill tie it into the story better
#writing#writing is hard#creative writing#writeblr#fantasy writing#Tales from Deathmakers#and some other tags that probably apply that i cant think of right now
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Ideen zum Reformationstag 2023
Traum:
Weirde Leute haben auf Hectors heruntergelasse Hise von hinten gepinkelt, weil ich 3 sekunfen im Park auf mein Handy geschaut hab
Ich hatte Teddy im Tragling und konnte nicht kämofen, da mir Beweglichkeit fehlen würden.
Ein von Drogen abhängiger weisser Mann ballte seine knichuge Faust auf Höhe der gegenüberliegenden Schulter zusammen und ein weiterer zückte ein Messer, nachdem ich sie wütend angeschrien haben.
Schawtze MenChen und Arme Menschen können in Städten wie Berlin einfach angegriffen und getötötet werden, nicht nurbvon der Polizei.
Keiner derskaliert oder seitzt sich im Geschehn fpr uns ein.
Sie pberlassen uns dem Tod durch Staatsgewalt, eigener Verzweiflung oder gegenseitiger Zerfleischung
Wirnmüssen Selbstvertrauen haben durch ein psitives Selbstbild, aus dem wir agieren.
Ich möchte das Analphabetentum lindern , die Leser zu neugierungne Denker und scharfsinnigen Beaochtern und Analysten aus Afrika und der afrodiaspora machen.
Ich muss eine Gap zwischen ihrem jetztige n Leben uns dem Leben, dass sie haben könntne in ihnen erzeugen und ihnen vemitteln was ihre Peoblemw sind. Wir klnnen später sehen, ob ich die Lösungeknmitnihnen findne kann, ob als Berater oder als Autor-Verleger-Buchhändler. Musikalisch als Labelboss und Künstler. Tonstudio und musikplattenladen können extern sein, aber könnre ich auch eines Tages selbst besitzen.
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Black people leftist unite behind Kanye dor political Israel and zionism critique
Die Kritik könne, subtil , nicht overt K power structures.
Wenn overt, dann nicht abhänigig sein von positive rewveiws der Medien, diebPolizei beschptzt und Hip-Hop verteufelt.
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Statt social media und youtube
Alle Instragram Dateien auf Handy ziehen:.
J_yambo
Jonnyardor
Jonnyardor_extra
Kompsotblogs
Meine Youtube videos downloadern.
Dafür handy säubern)
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All meine Notizen aus Habdy
Auf Google drive ablage von [email protected]
Von Ablage auf Festplatte
--
Musikdateien
Weltliche songs anderer löschen,
eigene beats und flp dateien löschen wenn nicht mehr nötig zum verbesser oder nach hoch laden im Beatmaking vlog.
Alte Beats eventuell in Zukunftnals Sample, loops oder One shots nutzbar
Bei wichtige Beats und Instrumentals Stems erzeugen
2.Auf eigene festplatte verlegen
(Dafür eigene Festplatte von mplldsiteienn säubern)
Eigene website bauen (oder bauen lassen)
Eigenen Blog ausbauen(wordpress)
Wordpress blog
Tumblr blog zur Nischenhaften expressdion nutzen
Private instagram
Youtube
Audio longform
Soundcloud und Bandcamp
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Maindtream Instagram, social media Wie TikTok, snaphat
Musikdienste wie Spotify über distrokid
Exclusive content tonpay for: patreon
Fundraising: kickstarter, indiegogo
Alternativen:
Crowdfunding for my sick father
For creatives, monthly
1. Campaign : medical bills 18.000 as of january 2023
3. Black family in Germany (my little dsmily) lost jobs and flat due to racism, debt from eviction and being sued bybtheblandlord, now paying the attorney and gas qns electricity company
We got kicked out from both parental homes (my parents house, not paid off and the condominium of my father-in-law)
Since then, Minimal family support on the father's family but babysitting the older son.
No financial or emotional support from either family
Not much money left to support our kids (2 under 2). Wife is working postpartum and husband is staying home with the boys so he cant work.
Had to live off credit cards for a while which hurts the pockets in the long run due to high interest rates.
Goal raise enough money to eliminate the crippling debt so that the money and government aid wont go to bills but the satisfy the needs of the kids and their sleep-deprived exhausted parents.
3. Campaign
And pay off the house credit: 500.000 remaining including zinsen (zahl von bank /versicherung bestötigennlassen
Flex funding, no fixed date needed?
4. Support my creative endeavors
Verlagsgründung
Blog
Youtube
Podcast
Labelgründung- Musikmachen (record album, equiment, software, sibscriptions apps and sites eg Soundcloud next pro)
Mart vergröserrn
Create a need foe literacy-> literary business
Need for expression individuality and unfying/ diversity in culture -> art biz
Political helping the motherland and by making people do
5 things
Read and read better
Think and think better
Feel and feel better
Make music and make better music
Believe and believe better
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so, im a little bit terrified rn
my parents just trew a bomb at me, so in 2 months max i have to start paying the installments of the apartment mom bought
dad says he has no money left, i know mom doesnt, but i also dont
when we bought the place, dad promised to pay what was left, bc we couldnt pay it upfront bc mom paid a debt HE had of 28k, tha didnt even help us bc that wasnt the only debt dad has
we also had to spend A LOT of money bc he got sick, and in the end the problem wasnt even that big, but we spent 10k more on it
all the while we, mom and i, left our own health go to shit bc his was more urgent
he went to his school last week to see if they would have an opening for him for next year (public school), but they said they wont, so what he did?? he went to the psychiatrist THE DAY AFTER and got another medical leave. which means his salary will drop 50% and he cant try to get another school to teach at bc no one will take a teacher who's on medical leave
he has an actual job with an actual salary, but now the responsibility is all on me, who gets less than minimum wage and is trying to get my disability legally diagnosed
i've already told my boss to hold onto my october salary so she can pay me a full month on november, which means i have no money all of october and cant even go on site, ill have to work from home the whole month
and i have other things going on, two conventions on weekends that i have no idea how to go to now. still have to buy more material even to take printing commissions
and i have to deal with daily fights, mom saying i need a real job all the time and that what i do doesnt count, and i havent managed to get an interview to anything, i had two in 4 years and then nothing
my friends keep sending me interview tips and such, but they mean nothing if i cant even get one
some other friends asked me if there was nothing i could sell to make some fast money, but the only thing i have is this computer and i need it for work
i dont have enough privacy to try to sell fucking pics on fucking only fans, no one buys my art, i cant count on help from my own family bc my fucking godmother thinks all of us live like her with a 10k salary and npthing to spend it on, so she makes a credit card for her fucking cats but wont help her only niece
and after all that, i went to a party to see some friends today and i realized i have no friends, no one talked to me, i was fully excluded from all conversations and only talked to another friend who showed up unnanouced with his angel of a girlfrend, and even they noticed no one was talking to me and that feels humiliating after everything ive been through
and then i have to question myself if everything is so bad or if im being dramatic and nothing is wrong beyond me, and if iim the oly thing thats wrong how can i fix it
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7 - 19 - 23
why is being mentally ill so fucking expensive???
i've been really stressed about money recently. and i hate it because im only 19 right, i shouldn't be worrying about how to pay back thousands of dollars in medical debt, i haven't even made my first rent payment in my life yet.
my insurance decided to deny coverage for my hospital stay earlier this month after i attempted. i have to pay thousands for an ambulance, for the days they kept me over my allotted insured days, for the stay at the hospital where they evaluated me, and i can't get any help because im still on my parents insurance, and they dont want to help me pay for my treatment anymore.
(TW for suicidal ideation and bad hospital experiences)
after my insured days were up, i begged the fucking doctors at the psychiatric hospital not to keep me longer, not only because they were COMPLETELY unequipped to handle treating my BPD beyond sedating me everytime i had an episode, but also because it was $600 a day that i had to pay out of pocket (+ extra fees for meds etc). and you know what the doctor said? "you're still reporting passive suicidal ideation, i dont feel comfortable sending you home."
yeah, of course i have passive ideation, i'm fucking borderline, that's literally one of my symptoms, one of the diagnostic criteria in the DSM. you think you can put my BPD into remission in two weeks?
i have good treatment at home, i go to group weekly, have one on one dbt, get phone coaching with my therapist, but this fucking doctor wouldn't let me go, and after spending almost a week begging her, she finally agreed to IF i signed an ROI for my parents. that manipulative bitch
i dont tell my parents the details of my treatment for a reason. you can probably imagine how that went down when i got home.
anyway, that's neither here nor there. today I've been feeling like i am completely unable to survive in this society. i can't manage to get myself to go to work consistently, despite the fact that i get paid decently and want to. last week was the first week since i was employed in april that i went to work everyday.
i called in today. i just cant fucking do it. work takes everything out of me. i come home and sleep 12 hours because im exhausted, and if i have the time i can sometimes convince myself to make food before i leave for work again. i dont have time for hobbies, i dont have time to enjoy anything, getting to see friends means being sleep deprived, i don't even have time to take care of myself. calling in sick is me giving myself time to fucking shower and eat a meal and clean my room and possibly even do something relaxing so i don't drown in stress.
now that im drowning in medical bills— among the rent and electricity bills i will have to start paying next month when i move out, along with the debt im in for my car— being unable to go to work consistently feels like a death sentence. and honestly, yeah, i am considering death so that i dont have to worry about this shit anymore. because obviously me with my chronic mental illnesses— that even if they do manage to go into remission, will make me a slave to the healthcare system in the process— are not meant to thrive in this society.
i cant fucking do it. not right now- and if I can't right now while im in a stable living situation, then i certainly wont be able to when the roof over my head is dependent on whether or not i can get myself out of bed everyday.
its bullshit that im considering killing myself over medical bills at 19.
- andrew
#diary#tumblr diary#online diary#journal#journalling#tumblr journal#mental illness#mentally ill#im not mentally stable#actually bpd#actually mentally ill#therapy stuff#psych hospital#mental hospital
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I'm going to fucking cry,
seriously.
I have an condition, PMR is what I was told but I don't fit it exactly, and Im now in flare up #2 in this month of july, my employer is demanding a doctors note and my GP is SUPER busy, but I need to see him because he knows what these flares up are to me, he knows the history, and apparently other doctors at that office fuck me around, and if I don't get this note to stay home since I barely can stand and walk, I'm worried ill lose my shitty job, despite being the worst fucking job ive ever been at, I need it, because I've looked and theres nothing better that I can physically/qualified to do, and its sad because my current job gives out the absolute minimum compensation possible legally for a 40 hr week, i didn't even get a second fucking shirt until i was there for 1 year and 7 months, my grandfather dies? I get a max of 3 days off unpaid per year because thats the government minimum, no raises (even when i had every goddam right to ask and get one), no benefits, no fucking nothing, just minimum wage and a fuck you, and I cant find better. since the cost of gas and groceries went sky high ive been stuck at around 2000+ in visa debt (was ZERO before the price hike) because 90-97% of all that is from groceries, gas, medicine, important shit, and I have no way to pay it back, ive been spending as minimum as possible and putting as much as possible from my paycheck into it but it always goes back to 2000+, and I cant get a second job because Im already maxed out basically from my other job.
I was told by my doctor that I have to have less stress in my life ad maybe it will be less often that i get flare ups. HOW THE FUCK AM I SUPPOSE TO DO THAT! I kmow he means well and hes probably right but how the fuck am i suppose to do that? my biggest stresses are (in order): Financial, work/job, mental health. Im not able to get any fucking help with fucking any of it (even mental health, to see a psychologist, it be almost a year, when i asked if i could any sooner, i was told that it is usually 5 year wait)
And ill be honest, if i wasn't renting from my sister but instead a random fuck, i be homeless by now, my rent is cheap because theyre not looking to make money off of me and she cares bout me. but if i had a random? rent be higher and i wont be able to pay for it unless i literally straved.
there is no freedom in being poor, only pain, suffering, and hell.
I get told to get a better job, but fucking how? there is nothing.
i get told to get a second job, how? i can barely make it through the 8 hour shift 5 days a week.
i get told to go back to school, how? Im already in debt with the bank so they're not going to want to loan to me, also i cant even get my mental health controlled which includes learning disabilities, and then its also a matter of what i can actually get into because its been like 9 years since i was in school, i didn't do that well, and im not going to get accepted into anything unless it too is a job thats minimum wage
i get told to be smarter with money, I can't exactly do more than I already am, im doing everything i can to get out and its not happening anytime soon (also owe my father 2000, at least he understands my shit position)
go talk to a mental health worker? Im trying, i cant afford paid therapy and psychologist so i have to wait forever for one i can see for free
this is not living, this is not getting by, this is suffering, and this suffering is from higher ups in government and corporations, they do not care how im doing until i am camped outside there area, which it will be only to kick me out and destroy my shit
cons dont care, its always "get a better job, pull yourself up by the bootstraps" but their is no fucking bootstraps, and my body is getting more and more fucked to where if there was straps and if it was possible to do it in general, my body is too weak to do so
living and existence is suffering in hell with no way out
i hope to find an out but im very doubtful at this point that their will be
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