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The Best Debt Counseling Company in the USA
If you are struggling with debt, Consumer Debt Counselors can help. We are the best debt counseling company in the USA, and we have helped thousands of people get back on track. 
Call us today for a free consultation!
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nationallawreview · 2 years
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CFPB Plans to Increase Regulation over “Buy Now, Pay Later” Lenders
CFPB Plans to Increase Regulation over “Buy Now, Pay Later” Lenders
The Consumer Financial Protect Bureau (CFPB) issued a release on September 15, 2022, announcing its intent to issue additional interpretive guidance or rules to ensure “Buy Now, Pay Later” (BNPL) lenders comply with the same or similar regulations already established for credit cards following a study on the industry. In its press release, the CFPB Director Rohit Chopra noted the rapidly growing…
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knacknews · 2 years
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Common Answers To Home Mortgage Questions
Common Answers To Home Mortgage Questions
TIP! Always be open and honest with your lender. Some homeowners tend to give up making their mortgage payments when times get bad, but if they are wise they realize that lenders are often willing to negotiate rather than see the home go into foreclosure. All families wish to have a secure home of their own. Knowing the details of mortgages is actually complicated. When it comes to home loans, it…
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brightmoneyco · 2 years
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How long after paying off a debt does my credit improve?
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How long after paying off a debt does my credit improve? It can take up to two billing cycles or one or two months for your credit score to improve.
How long does it take for my credit score to improve? Most lenders and card issuers report to credit agencies at the end of each billing cycle, and to see a change on your credit report typically takes up to two billing cycles.
What do credit bureaus do? Your activity on your credit cards and loans is reported to the three major credit bureaus: Experian, TransUnion and Equif
Here are the primary types of information credit bureaus collect:
Personal information (your name, address and employment history) Public records (to check for bankruptcy) Hard inquiries (to see how often you’re applying for more credit) Tradelines (record of loans)
How Bright can improve your credit score Bright can help boost your credit in a few different ways, automatically building a positive payment history and improving your utilization ratio. Learn more:
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At long last, a meaningful step to protect Americans' privacy
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This Saturday (19 Aug), I'm appearing at the San Diego Union-Tribune Festival of Books. I'm on a 2:30PM panel called "Return From Retirement," followed by a signing:
https://www.sandiegouniontribune.com/festivalofbooks
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Privacy raises some thorny, subtle and complex issues. It also raises some stupid-simple ones. The American surveillance industry's shell-game is founded on the deliberate confusion of the two, so that the most modest and sensible actions are posed as reductive, simplistic and unworkable.
Two pillars of the American surveillance industry are credit reporting bureaux and data brokers. Both are unbelievably sleazy, reckless and dangerous, and neither faces any real accountability, let alone regulation.
Remember Equifax, the company that doxed every adult in America and was given a mere wrist-slap, and now continues to assemble nonconsensual dossiers on every one of us, without any material oversight improvements?
https://memex.craphound.com/2019/07/20/equifax-settles-with-ftc-cfpb-states-and-consumer-class-actions-for-700m/
Equifax's competitors are no better. Experian doxed the nation again, in 2021:
https://pluralistic.net/2021/04/30/dox-the-world/#experian
It's hard to overstate how fucking scummy the credit reporting world is. Equifax invented the business in 1899, when, as the Retail Credit Company, it used private spies to track queers, political dissidents and "race mixers" so that banks and merchants could discriminate against them:
https://jacobin.com/2017/09/equifax-retail-credit-company-discrimination-loans
As awful as credit reporting is, the data broker industry makes it look like a paragon of virtue. If you want to target an ad to "Rural and Barely Making It" consumers, the brokers have you covered:
https://pluralistic.net/2021/04/13/public-interest-pharma/#axciom
More than 650,000 of these categories exist, allowing advertisers to target substance abusers, depressed teens, and people on the brink of bankruptcy:
https://themarkup.org/privacy/2023/06/08/from-heavy-purchasers-of-pregnancy-tests-to-the-depression-prone-we-found-650000-ways-advertisers-label-you
These companies follow you everywhere, including to abortion clinics, and sell the data to just about anyone:
https://pluralistic.net/2022/05/07/safegraph-spies-and-lies/#theres-no-i-in-uterus
There are zillions of these data brokers, operating in an unregulated wild west industry. Many of them have been rolled up into tech giants (Oracle owns more than 80 brokers), while others merely do business with ad-tech giants like Google and Meta, who are some of their best customers.
As bad as these two sectors are, they're even worse in combination – the harms data brokers (sloppy, invasive) inflict on us when they supply credit bureaux (consequential, secretive, intransigent) are far worse than the sum of the harms of each.
And now for some good news. The Consumer Finance Protection Bureau, under the leadership of Rohit Chopra, has declared war on this alliance:
https://www.techdirt.com/2023/08/16/cfpb-looks-to-restrict-the-sleazy-link-between-credit-reporting-agencies-and-data-brokers/
They've proposed new rules limiting the trade between brokers and bureaux, under the Fair Credit Reporting Act, putting strict restrictions on the transfer of information between the two:
https://www.cnn.com/2023/08/15/tech/privacy-rules-data-brokers/index.html
As Karl Bode writes for Techdirt, this is long overdue and meaningful. Remember all the handwringing and chest-thumping about Tiktok stealing Americans' data to the Chinese military? China doesn't need Tiktok to get that data – it can buy it from data-brokers. For peanuts.
The CFPB action is part of a muscular style of governance that is characteristic of the best Biden appointees, who are some of the most principled and competent in living memory. These regulators have scoured the legislation that gives them the power to act on behalf of the American people and discovered an arsenal of action they can take:
https://pluralistic.net/2022/10/18/administrative-competence/#i-know-stuff
Alas, not all the Biden appointees have the will or the skill to pull this trick off. The corporate Dems' darlings are mired in #LearnedHelplessness, convinced that they can't – or shouldn't – use their prodigious powers to step in to curb corporate power:
https://pluralistic.net/2023/01/10/the-courage-to-govern/#whos-in-charge
And it's true that privacy regulation faces stiff headwinds. Surveillance is a public-private partnership from hell. Cops and spies love to raid the surveillance industries' dossiers, treating them as an off-the-books, warrantless source of unconstitutional personal data on their targets:
https://pluralistic.net/2021/02/16/ring-ring-lapd-calling/#ring
These powerful state actors reliably intervene to hamstring attempts at privacy law, defending the massive profits raked in by data brokers and credit bureaux. These profits, meanwhile, can be mobilized as lobbying dollars that work lawmakers and regulators from the private sector side. Caught in the squeeze between powerful government actors (the true "Deep State") and a cartel of filthy rich private spies, lawmakers and regulators are frozen in place.
Or, at least, they were. The CFPB's discovery that it had the power all along to curb commercial surveillance follows on from the FTC's similar realization last summer:
https://pluralistic.net/2022/08/12/regulatory-uncapture/#conscious-uncoupling
I don't want to pretend that all privacy questions can be resolved with simple, bright-line rules. It's not clear who "owns" many classes of private data – does your mother own the fact that she gave birth to you, or do you? What if you disagree about such a disclosure – say, if you want to identify your mother as an abusive parent and she objects?
But there are so many stupid-simple privacy questions. Credit bureaux and data-brokers don't inhabit any kind of grey area. They simply should not exist. Getting rid of them is a project of years, but it starts with hacking away at their sources of profits, stripping them of defenses so we can finally annihilate them.
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I'm kickstarting the audiobook for "The Internet Con: How To Seize the Means of Computation," a Big Tech disassembly manual to disenshittify the web and make a new, good internet to succeed the old, good internet. It's a DRM-free book, which means Audible won't carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:
http://seizethemeansofcomputation.org
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does
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Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg
CC BY 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en
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morallyinept · 5 months
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I've created ID Badges & Cards for some of the Forces & Agent Pedro Boys, and some business cards for other characters too.
My original ID Badge post is here. However, I've now created more, and wanted to group them all together on a new post for ease of access. If, and when, I make anymore for future characters, I'll add them to this post.
I've referred to the actual badges the Pedro Boys wear, where available, in scenes from the shows/films, and referred to real life ID's for accuracy. Others are made with my own creative liberty and inspiration.
Let me know your faves, and if you have any requests, I'm always happy to hear them.
Enjoy! 🖤
Please note: I have not created these to sell, or for you to sell. I made these purely for creative use in your stories/edits, or if you want to simply print them out for a keepsake for yourself. A little fun gift from me to you. If you share or repost these elsewhere, please ensure you credit back to me, that's all I ask. Thank you 🖤
☝️All badge numbers and phone numbers are fake, however if they happen to be real phone numbers, it's purely a coincidence.
Javier Peña - DEA Contact Card & Name Badge
ℹ️ Javi's contact card is a direct copy from S3 EP5 Narcos, which he has in his ID wallet, and he also places down the card on the table in front of Fredy Moya in S3 EP10. Photo name badge is originally created by me, based on inspiration from real life DEA badges.
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Marcus Pike & Juan Badillo - FBI Badges
ℹ️ Marcus Pike (The Mentalist) & Juan Badillo (Graceland) both work for the FBI. Juan is a control officer, whilst Marcus is a special agent. I kept the badges the same, but changed the roles & photos. Based off the design from Marcus' badge glimpsed in The Mentalist.
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Dave York - DIA Badge (FBI Badge Non Canon)
ℹ️ Dave works in the DIA (Defense Intelligence Agency). Originally, I created an FBI badge for him, which is still relevant, as some people write him as being in the FBI in non canon etc... The DIA badge is based off of Dave's real badge in the film The Equalizer 2, which is only shown very briefly, and very blurry, so this is inspired by real life DIA badges, and the layout I saw on Dave's badge.
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Agent Greer - AFT Badge
ℹ️ Agent Greer, in Law & Order, works for the BAFTE (Bureau of Alcohol, Tobacco, Firearms & Explosives) and is known as an AFT Agent. His badge is glimpsed clearly and doesn't have a photo on it, so I kept the same design as his original badge on the show.
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Frankie Morales - Delta Force Enlistment Document, Delta Force ID Card & Private Pilot's License.
ℹ️ Frankie doesn't have any ID physically shown in Triple Frontier, so these are all created by myself, drawing inspiration from real life Delta Force documents and pilot licenses. Frankie would have been younger when he joined Delta Force, hence choosing a younger looking photo for him. Frankie's private pilot license is designed on what a real, current license looks like. His Delta Force ID Card and Document are direct replicas of older style Delta Force ID's.
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Detective Tim Rockford - LAPD ID Badge
ℹ️ Tim has a metal badge seen in the Merge Mansion adverts/stills, but I wanted to create a photo ID card for him. His badge number appears to be 2316 from what I can see on the images of it (could also be 2516), so I have used this as his badge number. Design based on a real life LAPD photo badge.
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Special Agent Ortega - Photo ID Card
ℹ️ I created this based on the real life Pinkerton Detective Agency that was established back in 1850, and which most law enforcement was governed by back in the days of the Wild West, as is Special Agent Ortega. I tried to make it look old and worn. Ortega has a metal badge too, but not a star as he wasn't a sheriff. The Pinkerton logo is the actual logo used from back then too.
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Zach Wellison - Royal Marine Corps ID
ℹ️ I created Zach's Marine Corps ID Badge based off of what a real, current badge looks like. I created his rank based on research and how many tours he mentioned he had done in the episode of Brothers & Sisters that he was in, so I put him as a Lance Corporal; a rank that sees front line action, but is not the lowest rank of front line Marines - it is third up from the bottom. I made his service status complete, as it doesn't mention in the episode why or how he left. But I personally imagine he had an honorable discharge due to PTSD/anger issues.
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Agent Whiskey - Statesman ID Card
ℹ️ I kept the info brief on this card deliberately, seeing as Whiskey is a secret agent for a secret organisation. Therefore, I didn't include his real name. As there are no actual ID cards shown in the movie, this was all creative liberty from myself.
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Detective Edward (Ed) Indelicato - LAPD ID Badge
ℹ️ Ed Indelicato is from the unaired pilot of the Wonder Woman TV series from 2011. He is a detective in LA who assists Wonder Woman, and I wanted to create a badge for him. I kept it similar to Tim's, but an earlier version with a slightly different layout and lighter blue tone. Based on a real life LAPD badge.
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Kyle Hartley - EMT Card
ℹ️ Kyle is in an episode of CSI and he is a character who is an EMT/Paramedic. So I created a card for him based on his location in the show, and the photo image on his file from the episode.
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Din Djarin - Bounty Hunter Guild Card
ℹ️ There are so many amazing cards out there already for Din, that are canon realistic. However, I created a basic ID token with his name and bounty ID number, all written in Mandalorian. The circular logo used here is from the Bounty Hunter's Guild formed by Bossk, Boba Fett and Din.
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Joel Miller - Contractor Business Card
ℹ️ I created my own take on Joel & Tommy's contracting business card before the Outbreak. I wanted a clean, simple design that was reminiscent of business cards back in the early 2000's.
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Jay Castillo - Tattoo Business Card
ℹ️ Jay is described as a tattoo artist in Red Widow, therefore I created a business card for his tattoo business. It's not confirmed if he has his own business or not in the show to my knowledge, so I made this based on my own assumption. I imagined this card being embossed and glossy when printed.
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bird-slayer-brainrot · 4 months
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Who? - Ineffable Husband watch Doctor Who - crack, fluff
"Mr Bond, you're truly a hero." the blond, bespectacled women said to him. It had been quite a victory, that much was true. The girl clutched Bond's arm, blushing up at him. "Mr Bond, it was ever so brave of scramoush scaramoush will you do the fandango.......
"Crowley, is that you?"
Crowley groaned. Blinking into awareness, Crowley pressed the phone to his ear. He really should change his ringtone. Leave your phone in the Bentley once and it thinks it has the right. "Yes, yes, hello Aziraphale."
"Oh dear," the angel paused for a moment, and Crowley pulled himself out of his covers and sat up. "Were you asleep? I'm so sorry for interrupting you. I'll let you get back to it."
"No, no." Crowley cleared his throat. The angel, to his credit, sounded genuinely distressed by the prospect of accidentally waking Crowley from his sleep. Crowley grimaced. "I was just getting up. What's the matter?"
Aziraphale was silent for a moment. The static buzzing of a tea kettle, knowing him, transferring through his end was all that could be heard.
"I'm afraid it's rather silly." That got Crowley's attention. He performed a quick miracle and he was dressed. Black sweater, black sweatpants (even demon's had lazy days, and he planned on gardening) and combat boots (to make up for the sweatpants). Aziraphale made a noise over the phone. "It's really not important. There was just something I wanted to show you, if... if you're not busy."
Crowley, of course, had nothing on. But Aziraphale wanted to see him so he was obviously free. Even if he had something on, he'd try and get... okay, no, that line of inquiry is well worn. He just wanted to see Aziraphale. He was bored yada yada.
"I'll be there." Crowley said into the microphone.
"Oh, good." Aziraphale's sigh transmitted through, and Crowley really had no clue then what it was Aziraphale wanted to see him for, and the angel wasn't telling him. "I'll see you soon. Safe driving."
"Never," Crowley responded, as usual. Aziraphale hung up the phone and Crowley sprung up and grabbed his keys.
Aziraphale was pacing.
Perhaps he shouldn't have called Crowley. It was ridiculous, this whole thing. But he couldn't, in good conscious, not tell the demon. It would be simply unfair not to. And Aziraphale was an angel, so he should be the one to tell him.
The bell at the door chimed. Crowley stepped inside, miracling his clothing dry. Aziraphale breathed a sigh of relief.
"Crowley," he approached his friend, smiling as the demon propped himself a bookshelf. "You look cozy. How was the drive?"
The demon tilted his head and put a hand on his hip. "Uhh, fine." he finally spoke. That was good. That was very good. "So do you mind telling me what's going on?"
"Ah, yes." Aziraphale shifted, adjusting his cardigan, "Well, I stumbled across something that might be rather interesting to you. On..." Aziraphale paused, but Crowley, who knew Aziraphale's mannerisms as well as his own, waited. "the television."
Crowley smiled.
"Aziraphale..."
"Crowley."
And the demon laughed as Aziraphale led him upstairs.
It was unexpected.
They were in the small sitting room in the flat at the top of Aziraphale's bookshop. Crowley had only been up here on occasion. The room was like the rest of the space. There was a small, brown couch with a blanket and several homemade cushions; an antique coffee table covered with books, a newspaper, two tea cups and a half finished plate of biscuits; and a slim and small TV on the bureau. The curtains were drawn.
"This is cozy." Crowley said as Aziraphale sat on the couch and reached for the remote. Crowley took that as invitation to join him. And waited.
The theme of Doctor Who began to play, and at this, Crowley looked over at the angel. Aziraphale was watching the screen, adjusting his cardigan again. Several names flashed across the screen, then, the title, The Christmas Invasion.
The episode started to play. Ten minutes in, Aziraphale paused it, and slowly turned his head to face Crowley. Crowley was already looking at Aziraphale.
"That." was all Crowley said.
"I know." Aziraphale flinched. "I was just as surprised as you."
"David Tennant?"
Aziraphale shifted. "I was meaning to catch up on the series, before it got too far away from me." he tried to explain. "And, well, there's this." he gestured towards the screen, where a still image of David Tennant's sleeping face. The resemblance to the demon at his right was uncanny.
"And you thought this was my doing?"
"Well," Aziraphale shrugged. "I didn't know what to think, but you seem just as surprised by this information."
Crowley leaned back into the couch, pondering this for a moment. Then he shrugged, and got up.
"Wait, where are you going? You can't hurt him!"
Crowley spun around on his feet. The expression on his face was incredulous.
"Aziraphale." he said in a measured tone. "That is a human man. You want to watch Doctor Who, and so do I. I'm grabbing wine." then he turned away again, and walked out of the room.
Several hours later...
Aziraphale turned the TV off. They stared at the black screen.
"That was..."
A noise broke through the silence. Aziraphale turned his head, and Crowley turned his away.
"Crowley." he said gently. "Are you... crying?"
Crowley sneered at this and turned back to face Aziraphale. His face was dry, miraculously, and Aziraphale felt a wave of tenderness wash through him.
"Well," Aziraphale's hand itched to reach out and comfort the demon. On the screen, the Doctor walked away from the wall dividing him and Rose. Well, the wall that was actually a gap in the void. The theme swelled, and Aziraphale's heart clenched. He paused the episode.
"Next one?" Crowley said gently, and Aziraphale obliged.
Later, Crowley would deny ever crying at that episode. It was not brought up again.
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A federal judge in Fort Worth, Texas, on Friday blocked a new Biden administration rule that would prohibit credit card companies from charging customers late fees higher than $8.
US District Judge Mark T. Pittman, an appointee of former President Donald Trump, granted a preliminary injunction to several business and banking organizations that allege the new rule violates several federal statutes.
These organizations, led by the right-leaning US Chamber of Commerce, sued the Consumer Financial Protection Bureau after the rule was finalized in March. The rule, which was set to go into effect Tuesday, would save consumers about $10 billion per year by cutting fees from an average of $32, the CFPB estimated. [...]
President Biden tries to make improvements and a Trump stooge blocks the way.
We need to vote out as many Republicans as possible.
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spidereggs888 · 3 months
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Miguel’s new secretary ooh-la-la
(lol /j 💀)
Miguel O’Hara & y/n, any gender or non gender. Very casual writing style. TW Dark humor, dangerous situations, 18+. Y/n are sorta attracted to Miguel (why else would you be here?) but he doesn’t know you lol
This is a loooong read so make sure you have time or something. Also, there’s an illustration in the middle of the chapter! Enjoy
≋≋≋≋≋≋≋≋≋≋≋≋
MIGUEL & YOU
ACT 1 | ALGORITHMIC LOTTERY
It's the year 2110.
You are maneuvering through traffic in a sputtery fashion, the lifter problem in your engine getting so bad it almost sounds like you got rocks under the hood. The podcast is going on about alligators in Nueva York sewers.
“Couldn’t be more wrong,” you mumble, “there’s CROCODILES in the sewers, not alligators.”
You aren’t looking forward to this interview. How the heck did you manage an audition for office secretary to the CEO of Alchemax?!
“I don’t know,” you say aloud to your other self, “but if I get the job, Imma upgrade to a better ride than this heap of Maglev shit…”
But there’s other bitches who want this position. Two of them you are aware of: Syd and Brody. Syd is a real suck up who will say any damn thing to get the position. She out-groveled you and got the lead PR accounting job you wanted. Suck-up Syd is what you call her around your friends. Brody on the other hand is opposite; he thinks he can strong-arm his way into anything and he pretty much has. He’s kicked people down, screwed people over, and there’s a rumor he filed a sexual harassment charge on his friend Ashton just to get the promotion before Ashton could.
These two skanks are gonna be tricky, but that’s the least of why you loathe this whole thing. You also heard that Miguel O’Hara is a hard ass. When he came into power a few years ago, he immediately fired the former secretary for talking about his father in a positive light. Then he proceeded to chew and spit out people who ever had the misfortune of being in that job position.
“Or maybe they just cut their losses after raking in half a billion,” your friend Speshall guessed the last time you seen her, “they prolly couldn’t take the heat for that long so they waited until they were set for life then said something stupid on purpose to get him to let them go. What a retirement plan! To work for the sexiest man of the year then have him berate you on your way out!”
She was always like this.
Anyway, now your car is not being validated in the automated parking center.
���What the HELL?!”
“Sorry, your credit has been declined.”
“Oh fuck me-“
You fumble your lanyard of data sticks. You are looking for the green one, which has a small amount of credit you procured from test playing phone games. You lean out of your car window to bring the green stick drive near the wireless reader.
“Sorry, we cannot accept credit from online gambling. Please use another method of payment.”
“Oh fuck you!”
≋ ≋ ≋ ≋
Now you are walking. You had to park where they don’t give a shit about where your money is from. Alchemax is trying to create a good precedent by not accepting dirty money, but Alchemax, as far as you know, does dirtier stuff for pay. Why the hell is “gambling money” any different?!
Scowling so hard, you almost didn’t notice there’s some douchebag trying to walk close behind you. He probably saw the lanyard of data sticks around your neck, so you fluff your scarf around until they are covered.
“I don’t have any money, muh guy” you say in your heaviest Nueva York accent along with this generations lingo.
“Oh I’m not afta you. I was tryna tell ya there’s this otha weirdo following ya. I’m tryna group up here.”
You know better than to look back. That’s what this fucko wants you to do. He’s probably a flasher, so you walk into traffic.
“Hey that’s dangerous, yo!”
You don’t listen. Cars flying past is not as scary as going up to see the freakin CEO of Alchemax.
No cars hit you, so now you have to face reality. You walk into the Alchemax Business Bureau building (one of hundreds), and wave your ID at the receptionist in the lobby. The receptionist is preoccupied with a lady who has one hand on her hip and the other holding out a holo watch. It’s projecting a screen with a giant hourglass animation flipping over and over.
“I don’t know why it’s so hard to get a damn cup of coffee around here, I just don’t!”
“C’mon it’s not necessary to bring security here, ma’am.”
He remains standing behind his desk and grimaces at you. You really need to get him to validate your ID so you won’t be stopped by security, so you pull up your phone and say to the woman, “you want some coffee coupons for Dunkin Donuts?”
“What?”
You open your savings app and hastily air-swipe several coupons to her holo device like someone flicking bills at a stripper. She stops to look at them.
“A regular frap for half off? Oh woooow, how- will they really honor this?” She asks.
“Yeah! It’s good for two more days, so you may wanna hurry over to the kiosk at the west end.”
“Really?”
“They sell all brands of coffee, they’ll honor it.”
“Well, nevermind, then,” she says curtly to the receptionist as she turns her shoulder away, “Didn’t want hours-old coffee anyway.”
She turns on her fancy heel and trots away. You grin stupidly at the receptionist who rolls his eyes and snatches your ID card from you. He swipes it near his card reader then flicks it back without a word.
After a nod, you swiftly leave down the lobby to the elevator area. You round the corner and see an open elevator closing. It's the only one since the other two are under construction. You rush forward as fast as your legs will allow.
"Wait wait WAIT WAIT!"
The doors are closing and you see the face of Suck-up Syd with her smoky eyes and faux fur capelet. She smiles and does nothing as the doors close.
"Shocking typical," you grumble. But you know where the other elevator is. You take off to the other end of the building for the second set of elevators.
You make it onto the elevator with two other people, some white chick and an Indian dude. The lady sees your pass.
"Going for the secretary job?" She asks.
"Yeah."
“Me too. If I don’t get this, I’m going to jump from this building,” the lady jokes.
“If I get this, I WILL jump from this building,” you add.
“Either way, it's gonna be job security for the custodian department,” the Indian guy says. All three of you chuckle politely.
The elevator lets more people in. You check your phone. You are fucking late by 20 minutes, but so is the lady who wants this job or else. You assume it would have taken a while anyway, since there was about 15 people going in for this very same job. Could it be you?! Could you land this job?! What if your mom was wrong?! And what if O’Hara says yes? What if you are set for life?
The final floor of this elevator is reached. You wobble on your way out. The lady doesn’t move.
“Actually, I can’t do this. I’m going home.”
The elevator doors close and she goes back down. You hear a faint byeeeeeeeeeee as the elevator descends to lower levels. You pay no heed and follow the Indian man into the massive hall.
There’s already chaos. One guy is being escorted out of the lobby by his shirt collar, and he's spouting obscenities. Some lady had dropped all her paperwork and she’s too numb to pick it up again. Two ladies near her are sarcastically wishing each other luck, one of them is Suck-up Syd. She looks 10x more desperate today with her tight-fitting outfit and belt buckle the size of a plate. Her overly fake smile gives you no esteem or hope. You almost sit but realize there’s barf on the chair.
Okay, surely everyone is overreacting in here.
“Man I’m not scared at all. There’s a trick to facing down Alpha males,” says a guy who you didn’t ask.
“Ah, cool.” you say through a grin. It’s Brody. You don’t even have to see him to know he’s there with his overwhelming presence of snobbery.
“See, as a Sigma male,” he continues, leaning on the back of the barf chair to talk to you, “I don’t adhere to the Alpha’s orders. That’s how the pack survives! One guy is an outlier so like if the Alpha fails in his role as leader, the Sigma will show by example and the rest of the females and Betas will follow him-“
“BRODY!”
You and Brody see Ashton in the doorway you came from. Ashton beelines across the room with his briefcase raised high. He brings it down on Brody with a loud clunk and they grapple and exchange blows. You go ahead and sit down perfectly still.
"Oh my GOD!" Suck-up Syd muses. She only sees this as two less competitors. You wince as the men start yelling obscenities at each other in their struggle. The guards who took out the last guy come back in and see this happening and they both huff angrily.
"Next!"
"Ah, that's me!" Syd says, “you guys are welcome to leave, I probably got this in the bag.”
She gets up and thrusts her capelet onto the lobby assistant.
.˳˳.⋅ॱ˙˙ॱ⋅.˳ ˳.⋅ॱ˙˙ॱᐧ.˳˳.
Four hours pass. Brody and Ashton were escorted from the building, those bozos didn’t even get an interview, but it was funny watching Brody get dragged down to hell by a demon he wronged.
Suck-up Syd walked out in tears and a forced smile. You felt bad for making fun of her in the past. She’s just kinda desperate and a little pathetic. You assume groveling doesn't work on the boss.
Other people came and went swiftly. The cheerful Indian man from earlier left looking surprised at his failure. The lady who dropped all her crap earlier apparently already had an interview and was reeling from her bad luck. You understand their disappointment since being chosen for this position was like winning the lottery, except you don't know if you won or not.
“Next!”
Your stomach twists but you refuse to be like them. This is just a job. You’ll be answering phones, emails, and possibly even mailing some dry cleaning. No big fuckin deal.
You thank the lobby assistant but she ignores you and walks away. She is just doing her job. She looks very tired of everyone else’s shit and is probably glad it's over. You walk to the elevator where the second to last person is taking baby-steps, talking on his phone with someone nursing his wounded pride. That could be you in a minute.
I'm probably not gonna get it either, you think, but I'm going down with some dignity.
You work yourself up as you step into yet another elevator, this one glass paneled. You stare across Nueva York as you ascend, contemplating your future. So what if you don't make it? You will simply fall back to your job and go about your life. Your mom will say she's right about the invitation being a fluke. You will go back to paying off debts and supplementing your food budget by testing mobile phone games during work hours and before you go to sleep. You see your own reflection, no longer as young as you used to be, and you sigh.
The glass doors open behind you. You walk through another set of foggy glass doors. Despite your self pep talk, you are still not looking forward to this. You've seen pictures of Miguel O'Hara before; over 6 feet tall, wide shoulders that could support an ox yoke, and a presence so large one would think he could go toe to toe with Godzilla. How will the interview go? You imagine fire. You expect a demon sitting behind a black marble desk in the darkness, a horrendous mob boss wearing Scarface attire, spitting fiery facts and passing cruel judgment, his horns ascending at the heavens with searing indifference and contempt for mercy. You expect a fax machine in the corner that will print out your death.
This is not what you see.
There he is, in this meager temp office sitting behind a tiny desk covered in empty water bottles. His shoulders are wider than the desk, but he's scrunching them in to seem normal. He's wearing a regular dress shirt, no tie. No fancy jewelry either, just some off-brand oversized watch on his left wrist. He looks disappointed already, but not at you. He’s squinting down at some of the tiny desks’ interactive holo-projections. You see your name on one of the files he’s peering at through comically large anti glare glasses.
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You don’t sit. You are too stressed. He hasn’t noticed you. He picks up one of the water bottles and carefully opens it with his monster hands. They look travel-sized compared to him. He sips it and notices you.
“Hello!” You greet.
He finishes it in two gulps and sets it down slowly, as to not disturb the other bottles.
“Okay I don’t have a lot of time left, so let’s cut through here… you work for the guys in the PR department-“
“Ah yeah, they are a very friendly bunch down there! That is until you get to know them!” You blurt out. He looks up at you with tired eyes and swipes through the files without looking at them.
“Says here you were demoted from vice head PR accounting a while back, but you attached a note saying you have an alibi? Let’s hear it.”
“Uhhh.”
“C’mon I don’t have all day.”
“There was a payment discrepancy, uh, I was given a raise but I noticed my boss didn’t update it for a whole month. He was on vacation and wasn't answering my calls, so... since he left the finances to me I updated it myself… And I got into trouble BUT it was technically not embezzlement, so I was given an ultimatum to either move to a lower department or get fired, so-“
“Self-reliant. Got it. There's a note from your current department head saying she's been notified anonymously that you've been paying for Alchemax home services with gambling money, what do you have to say about that?"
"I- that is a th- thing with SoloGameMedia, ah, they are a parent company to a gambling franchise, therefore every transaction from them is registered as gambling profit- but I test games with- from them directly! It's a side hustle- thing, I- that, I DO NOT playtest games during work hours! Only on-"
"Why do you think I should hire you?”
You are caught off guard by the most basic interview question.
“Hhhhhh WELL… because you need a secretary now?”
He’s already looking back down at the files again. You can see NYPD files, apparently he’s now looking at your small criminal record. You also notice his shirt is unbuttoned on the top. For curiosity's sake, you discreetly raise up on your toes to see down his cleavage. It's deeper than you expected. One mighty flex and that shirt will send buttons flying everywhere. He looks back up as you quickly drop back down on your heels.
“Yeah. Mmm. Ok. So you are way in over your head in college and credit debt, you have been gambling as a means to get by- really don’t care about that, and you did not dispute your boss's ultimatum when you had the chance."
"Wait, what?"
"Four years ago, when your boss gave you the ultimatum to get demoted or get fired. His proposal was ILLEGAL."
Your gut twists.
"That- that was illegal?!"
"You had six months to report him and you didn't. Why?"
"Be- because I just thought he was being fair, I-"
"I'm sorry, but you got screwed."
He looks sincere behind those nerdy lenses with his pout lips. You really want to throw something right now.
“I… oh…”
"Look, the most I can do is re-open your case," he says as he pushes his glasses back up his nose bridge, "You might get a small settlement out of it, but even that isn't guaranteed."
"So... I'm not getting the job?"
"How do you expect to get hired with such an unexceptional history of white collar crime and a meek attitude that's gotten you nowhere? Hey Lyla? Is this all we have?”
An AI assistant pops up from the interactive desk.
“This is the last one, sir.”
“Okay, cool. Look I’m sure you’re actually great at your job, but I have places to be-“
“Wha- well so do I!”
“Uh huh, nice talking to you,“ he scoots his chair back and hits his knee on the tiny desk, sending empty bottles scattering all over the room. He cringes.
“Well if I’m so unexceptional, why was I accepted for an interview?!”
“I’m gonna guess because of some algorithmic lottery? Probably to do with the amount of experience you have in your department, I dunno,” He guesses as he attempts to gather the bottles by sweeping them under the desk with his shoes, “If you wanna blame someone for the short interview time, thank those other time-wasters who came before you. I gotta go.”
“Now WAIT a… minute”
He stands up from his tiny desk as you say that. He’s towering over you with a tired expression and loose strands of hair about his face.
“What?” He asks, all friendliness gone.
“Can we continue this interview at a different time? You obviously haven’t found a secretary you want, but you still need one, right?! I could be the one you need even if I’m not the one you want!”
It takes every inch of your being to not slap yourself on the forehead. He is scrunching his nose, squinting down at you with mild contempt. You get a good look at his sharp, broad temples and cheekbones, complete with a hardened jaw. His thick dark lips are pulled to one side in annoyance and are accentuated with a pair of jowls that look poised to bite at any time like some kind of deep sea angler fish. His eyes are very dark. They almost look red…
His expression goes blank as he sighs.
“Okay.”
“Great! Ah, when?!”
“Tomorrow, same time.”
“Grabsolutely- Great- fantastic! I won’t let you down!”
“Uh huh.”
He leaves. You assume you should leave too. You awkwardly follow him. He grabs his coat off a nearby chair, and you get a brief display of his amazing body shape as he flips the coat over his shoulders. You avert your attention to the floor, already feeling disrespectful after having looked down his shirt. Now you are both in the elevator. You are doing all in your power not to pass out over your small lucky break.
O’Hara pretends you aren’t there as he looks at his phone and chats with his AI assistant.
“Lyla, push the evening meeting to tomorrow as well, except an hour earlier.”
“Roger that!”
“I need coffee.”
“Roger that also!”
“Please, PLEASE tell them to not add cream. I really hate when they do that.”
You wanna ask him if he’s lactose intolerant but you already pushed your luck today.
Apparently he is exiting the building in the same way you are going, but he's booking it with long ass strides and it's difficult to keep up. You both end up on the same elevator again, this time with other people. He awkwardly acknowledges you with a blank smirk and brow raise, then promptly looks back down at his phone. Everyone else is trying not to bother him.
"Hello, Mister O'Hara, I didn't realize you were here! Hi!" says a lady who is shooting her shot at a social connection (she totally knew he was there.)
"Ah, hey. Miss...?"
"Stacy Brian! We met at the Student Festival earlier this year."
"Oh, right, right! Miss Brian, how are you?"
"Doing well! I didn’t know you wore glasses!"
"Oh- I totally forgot these were on my face," he admits while taking them off and trying to find a place to stash them, "I actually don’t wear glasses, it's- um, I have issues with bright computer screens."
You discreetly watch him in the elevator wall reflection as he quickly swaps the lenses out for a pair of red sunglasses. The elevator doors open and everyone flows out into the foyer. You realize you never got his card.
"Hey one more thing, sir!" You call out to him.
"What?"
"I don't have your number! What if we need to reschedule?!"
"Ah, right. Get your phone out, please."
He turns back around and searches for something on his phone. With a swift flick of his hand, he air drops his ID and number to your device.
"Thank you!"
"¡De nada!"
He swiftly leaves through the front doors and trots down the steps. You watch this huge marvel of nature hail a cab. The automated transporter car is so small that he has to bring his shoulders in tight to fit through the doorway. This seems to have more to do with him not wanting to snag his nice jacket.
A man of this position and wealth... hailing a cab? Must be in THAT much of a hurry. You look down at the data he sent you. His ID photo looks like they took his picture after pulling an all-nighter, and his half-hearted smile reveals his crooked teeth. But somehow he still looks great in an unconventional way.
•°《💀》°•
You drive home, feeling both anxious and also deflated. Miguel O'Hara was a mixed bag of what you expected. Speshall hyped him up as a sexy hunk of the year and Brody felt so intimidated that he went on an unwarranted Alpha Male rant, but the guy was so awkward with his tiny desk and water bottles and weird glasses, and he was whining to his AI helper about his coffee. He’s a large… finicky… lactose-intolerant nerd, but he's also got the moxy to move mountains. What’s more, now ya gotta think of what to say to him in the next interview. What could be expected of a guy like that? What if he cancels the meeting and your chance is lost forever?
Your car makes it home and you sit in it for a moment. Speshall left you a text asking about the interview.
Went weird, you text back.
"Welcome back, tenant 27," the AI apartment valet greets.
You open your car door and notice you've been parked over the grates again. You remember when you last dropped your phone in this spot, the fucking thing went right in between the grate holes and you couldn’t get it back for a week. You have the presence of mind to upload the latest bit of information (O'Hara's phone number) to your data cloud.
You walk through the parking garage. You know all the safe routes. It didn’t matter who you were, Nueva York was never safe at night.
You hear footsteps to your left but it’s just a couple of people walking together, a man and woman trying to huddle. The garage opening is just ahead. You go ahead and march out, not looking back.
You step out into the warm breeze of middle-class Nueva York. The wind is artificial, billowing from the hydro-electric plants that keeps this city running. It took you forever to get here, a lot of cheap-skating, white lies, and debt piling to maintain this life, but you are here! Unapologetic holo screens buzz near you as you walk, begging you to spend money as they light up the way to your apartment. There's no point in tapping their "no" buttons since that just wastes your time. The screens showcased brand-new cars, beautiful clothes, and radiant health. If you had more money, at least some of that could be yours. You hate that people roll around in all the wonderful things this world has to offer while you have to make do with decade old clothing and over-processed food. Where the hell is everyone getting it all from? When the hell will you get yours?
“Hey! Wanna buy a shared data cloud?!”
You are now being bothered by a salesman. You say nothing and keep walking. Even saying no opens more dialogue. He gives up but another comes at you.
“Wanna be a part of the elite task force that edits any and all articles about Thor?! It’s a paying job! $100 an hour!”
As dystopian as it sounds, $100 an hour won’t get you far in Nueva York, not in this era of quadrillionaires.
“Hey, I saw ya on da street earlier! Ya walked into traffic!”
You accidentally glance over at the familiar voice talking about the familiar subject. He’s got you. Your eyes are fixated on a creepypasta face, his irises flashing in a hypnotic pattern. This was way worse than the idea of the guy being just a flasher.
He’s a black market demon. The worst street hawker known to man.
You can’t remember much else besides him taking you by the hand and leading you away.
_________________________________________
Next: ACT 2 | BLACK MARKET DEMONS
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Housed For Now!
[New]
AS OF DECEMBER 20TH, 2023, WE HAVE BEEN INFORMED THAT OUR NEW LANDLADY WANTS US OUT WHEN OUR LEASE ENDS IN FENBRUARY. EDIT Dec 27th 2023: We just learned that she's adding an electric garage door to the garage. Her ex-husband is working on it with an electrician friend of his and I overheard them. She doesn't intend to move in, she wants to add the small ass garage onto the lease and thinks it's worth adding another $1K+ dollars to the rent.
[Old]
Dave just doesn't get how finances work. Because he's so unhelpful and doesn't fucking listen when people speak, he's whining about how after getting paid, mom has nothing left for the month. "But we don't have to spend $230 on the storage unit anymore!" "That went into other bills, Dave!" He thinks that cuz we don't have that one issue holding us down, we're going to be able to handle everything else easily and have money left over for whatever he wants to waste it on. Because mom has had to pay one bill and let another slide as a result every month. It's how she's had to handle our financial problems this entire time. And people all over have to do things like this, it isn't a new tactic.
Mom finally paid off the bank after Dave bounced her account several times last year. She's been paying $100+ a month for ages to get that handled. That should make things a little easier now.
The car insurance has increased by several dozen dollars so it's over $150 a month now. (EDIT: Dec, 2023: It was increased again.)
Her phone and Bethy's phone have to be kept on because of her schooling and we need a functioning phone number or else we'll be in big trouble in many ways. $100+ just for 2 phones. Dave is in charge of his own damn phone.
She has to handle her Discover and Capital One cards since she's had to use them to save our asses a few times. She NEEDS to pay them off so her credit score doesn't tank, and many places won't give you a chance if your credit is low. She's got monthly payments for those around $100+ in total.
The P.O. Box price has increased. Almost $50 now. (EDIT: Dec, 2023: We had canceled it since we finally got a place to live, and now we'll need to get a new one. I'm so tired.)
Dish Network has been on pause or almost 2 years cuz she can't cancel it before the full year she paid is used up or the fee is astronomical. They keep suspiciously unpausing it and trying to lob thousands in fees at us. (EDIT: Aug, 2023: Mom finally got it taken care of by going to the Better Business Bureau with dozens of emails of proof for her case and they came down hard on Dish Network. So we're fine on that front now.)
Then we have gas for a minivan, that Dave should be paying for, but isn't. A mostly full tank is around $80 every 4-5 days. Gas is average rn. So over $400 monthly in gas. (EDIT Dec, 2023: $20 gets 4 1/2 Gallons right now. It is hell.)
We need the part for the van which is $800+. The van is just so old that finding parts for something considered an antique now is damn near impossible, and not having the money up front makes it worse. (EDIT: Dec, 2023: The van is dead and despite how the alternator was replaced and the battery and starter are fine, there's no vehicle.)
She has to pay for her medication cuz we have shit medical. She's already going without many of them but some health problems, like Asthma, can't be ignored so the inhalers are prioritized. (EDIT Aug, 2023: Our medical changed out of nowhere at the beginning of the year and all of our doctors no longer take it. No doctors take it, in fact, so our attempts to get better help have to start all over again.)
Bethy needs school supplies regularly.
But Dave just thinks that she should have all this extra money left over at the end of paying everything off. Many of these things come out instantly on the 1st of each month btw. She has to then work through what is left for the bills that aren't instantly paid off. He thinks if he works with his friend for 3 weeks, he'll have enough money for an apartment, completely ignoring that he'd only have about $1800 for a full month of work with no breaks. The cheapest 2-bedroom in Delaware requires almost all of that, which is why we're waiting on housing which charges based on your monthly income. Even if he handled the monthly rent of $1400-$1700 for a 2-bedroom, mom still has all this stuff to worry about... and then gas, water, electric, sewage, etc... Dave doesn't listen. In public housing, those things are included. Outside it, they are separate expenses.
Other Posts About Life:
[1] [2][3] [4] [5]
~.O.~
[Ko-Fi] [GoFundMe] [Venmo] [CashApp: $Flame818] [Amazon Wishlist(food list tbh)] [Meal Train] [Patreon]
[NEW Dec, 2023]
I was right to keep on my toes about this. Dave does not read or pay attention and he just rushes into things without thinking. He's made every excuse possible to defend this lady saying she'll see how clean the house is a let us stay, but when she made a point to say she's thinking of moving in here, she isn't looking for a ruined house. She already has the reason for why she wants us out and she put it in writing, and it's because she claims to want to live here now. She doesn't need any other reason; she owns the property and that is good enough.
So, we have to be out by mid-February, which means more moving. And we just have no money and nowhere to go.
[NEWER Mar, 2024]
We need food, heat, hot water, etc... and Dave's getting scammed by a blackmailer that he's now given over $3K to... His dumbass was cheating, as he always does, and within a few conversations felt safe enough to tell this bitch all his personal business, as well as everything about his kids and grandkids. And now, cuz he offended her, she did a search on him and found his family and is how holding them over his head to Apple gift cards.
Yet he stomps in the house every day demanding to know if anyone 'gave us money'. And then got mad when mom finally snapped at him with, "No, actually Helen has gotten any commissions this month, so there's nothing in the PayPal." All cuz Dave doesn't want to admit that I've brought $16K in just through commissions alone.
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shewhowantsmouseears · 3 months
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magic mafia morgana scene
As promised, here's some silliness with the above idea inspired by this concept!
Ever since Drake Mallard had decided to take up the cape and become a real crime-fighter, every day had come with new surprises and challenges – and somehow, someway, he’d overcome each one of them. Sometimes he’d lose a few feathers or suffer a major concussion along the way, but now he wore these bruises as medals of honor knowing his beloved city was safe. Tonight was no exception – several of his feathers had been singed from flames because of literally blowing up this week’s villainous plan, but he couldn’t help but grin proudly as he watched the smoke rise into the sky, twirling his gas gun around his fingers.
It would have felt slightly better if said villain wasn’t howling in anger and agony, falling to her knees, and clutching her hair as she watched her plans go up in actual smoke.  Dang, she was even pretty when she was upset! Morgana MaCawber, head of the MaCawber family that had been threatening local businesses if they didn’t enter her magical protection racket, was unable to do anything but watch as the fire ate away at the magical supplies her gang had been about to unleash on the city. Gosalyn and Launchpad were in the sky, using the Thunderquack to douse the fire before it became uncontrollable.
“Well, Miss Macawber,” Darkwing said after trying to come up with a fire-based pun, “Ashes to ashes, dust to dust, when you’re committing crimes in St. Canard, always expect them to be bust…ed. Hm. That didn’t quite work out.” Okay, he was still new at quips, give him time. He shook his head and began to walk towards Morgana. They were alone on the rooftop, with a perfect view of the city, and in his opinion, a perfect view of her lovely face, illuminated by the flames. It was a shame such a knock-out had been trying to knock him out all night. Boy, her eyes were really green… FOCUS. “I hope you’ve learned your lesson, and are ready to peacefully surrender. I’m sure the good folks in the police bureau will ease your sentence if you-”
“YOU.”
Morgana’s normally sultry voice had changed into something demonic and dark – it almost made Darkwing drop his gas gun, and he emitted a tiny squeak. “Me?”
“YOU…” Her entire body began to tremble with fury, her hands curling up and allowing Darwking to focus on how her fingernails started to resemble claws. “YOU… RUINED… EVERYTHING!”
“W-well, that was the idea, yes…” His confidence began to falter. This hadn’t been part of the plan – she was supposed to cry into his masculine chest, ask for forgiveness, and he’d run a hand through that silky looking hair and assure her he’d wait for her prison sentence to end, and then romantic music would swell in the background, credits roll.
Instead of becoming a dainty wounded princess, she began to rise to her feet (boy, she was SUPER tall too, homina homina homina) her breathing become harder and harder. “Do you have any idea… how LONG this took to plan?! How many years have I sunk into this? All this time, this money, this effort, and it’s all... GONE! EVERYTHING I WORKED FOR IS GONE! AND IT’S ALL… IT’S ALL…” She tilted her head back toward him, vaguely reminding him of a horror movie he’d seen as a kid. “BECAUSE… OF… YOU.”
“So we agree, I stopped you.” He let out a nervous little laugh. Funny, he’d wanted those emerald eyes gazing into his own earlier, but not quite like this. He tried to swallow down his fear and rationalize the situation – he had the gas gun, and while her body was (very) nice to look at, she was no threat to him physically. She was slim, slinky, and had the figure of a runway model, and HOO BOY he was going to lose his train of thought at this rate. The point was, she was defenseless, so he had no reason to be afraid of her. He aimed the gun at her, his resolve strengthened. “Now it’s time to come along quietly, Miss Morgana, and I’ll hand you over to the police. There’s nothing more you can do!”
The second he finished that sentence, the gas gun was blown out of his hands. He blinked three times in rapid succession as he tried to understand what had just happened. Morgana had been pointing at his hand – no, it was more accurate to say it was using finger guns at him… to be even MORE accurate, there were several glowing orbs of light around her hands, and she’d just fired one of them off at his hand, like a magical bullet. No, like nothing – that HAD been a magical bullet.
He clicked his tongue. “Spoke a bit too early, didn’t I?” His knowledge about magic and the arcane was extremely limited, given how he hadn’t believed in it until he met the McDuck family and their merry band of insanity. But maybe he should have guessed that anyone who dabbled in magical products was probably some kind of magical being themselves. “I knew you were enchanting, but I didn’t think you’d fit another description for it.” He made an attempt to grab the gas gun but she fired off another shot, and with a not-as-heroic whelp, he began to run.
“YOU THINK I’LL GO DOWN WITHOUT A FIGHT?!” She screamed at him, firing off several rounds from her smoking fingertips.
“I WAS KIND OF HOPING?” Darkwing shouted right back, trying to run through his vast tv trivia to find any ideas of how to save his skin and stop this sorceress. The only thing keeping him from being blasted from mullets was that her anger was making her aim off-kilter. He’d need to back off and rethink, which was why he took a valiant leap off of the rooftop to land on the next one… but she had the same idea, and the chase wasn’t stopped.
Gosalyn had been recording on her phone, hoping to use Darkwing’s victories as viral videos to boost his popularity (and her own, let’s be real) when the light of the magical bullets caught her eye. She glanced over and gasped at the scene unfolding, tugging on Launchpad’s arm. “Launchpad! Darkwing’s in trouble!”
“So are we!” Down below on the surface, the rest of Morgana’s mafia had finally caught up to the chaos and were firing their own “shots” toward the plane. The plane would survive, but its speed was vastly hampered, even as he tried pulling away as hard as he could. “I don’t know if we’ll make to him in time!”
“We have to try! She’s got him cornered!” Abandoning the phone, she placed herself up against the glass of the plane, watching in fright as Darkwing was backing away from Morgana, with no other safe places to jump to. Launchpad yanked on the throttle, steering the plane towards his friend, but…
Morgana was no longer running like a madwoman. Now that he had no place left to run, her steps were slow and meticulous, her hands spread out and glowing in a sickly yellow fashion. “No matter I do… you keep besting me.” She growled, sharp fangs bared. “No matter how hard I kick you down, you keep getting back up. No matter what corner I turn, you’re always there. You insufferable… pompous…arrogant…”
With each step she took towards him, Darkwing tried to lean an inch back, but when he nearly lost his hat, he knew escape was impossible. Sweat trickled down his face as she came closer and closer – funny, he thought, he’d worried about sweaty palms when he first met her.
“You’re relentless! You’re aggravating! You’re… you’re…” The glow from her hands vanished, and she grabbed him by the lapels of his costume -
“Darkwing!” Gosalyn and Launchpad cried out in horrified unison –
And then she kissed him.
Perhaps that was too gentle a word, because there was nothing soft and sweet about that smooch. It was a deep, all-consuming embrace that would have been the dictionary definition of passion, mashing her beak right into Darkwing – who, for the record, had gone frozen solid. It was a long one, too, which allowed the audience of Gosalyn and Launchpad to stare for several long seconds in stunned silence.
Launchpad broke the ice first with a well-meaning “Awww.”
Gosalyn wasn’t so cheerful. “What.”
It went on, and on, and on, and on, and just as Gosalyn was going to ask when they were coming up for air, Morgana pulled back and pulled Darkwing into her chest, holding so tightly that she nearly choked him. The furor in her voice had been abruptly switched out for gooey, giddy glee as she began to ramble in Italian. “Amore! Tesoro! Cara mia!”
“Those are Italian pet names.” Launchpad helpfully explained. “I learned them from my ex-boyfriend Tony in Venice! I should call him, see how he’s doing-”
“THANK YOU, LAUNCHPAD.” Gosalyn loudly smacked the glass with her fingers, trying to get him on the task at hand. “But that doesn’t exactly explain what we’re looking at! I think several steps were skipped!”
Darkwing was having similar thoughts buzzing in whatever part of his brain that hadn’t been fully knocked around by that massive kiss. Even then, that part was fighting for his life since he was being held by the beautiful woman he had a no-way-subtle crush on. The best he could muster up in response was “Huh?”
“You are my one true love!” Morgana cupped Darkwing’s cheeks in her hands, eyes aglitter with devotion. “All my life, I’ve been looking for a man worthy enough to stand by my side, but none have ever measured up to my standards! I thought I’d never meet someone who could be my equal, but you!” She peppered his face with kisses, his cheeks, his forehead, and his lips several times for good measure. “You’re everything I’ve ever wanted in a man!”
Whatever was left of Darkwing’s sense managed to control his body for a very brief moment as he leaned his head back. “Hang on a minute. If I’m understanding this correctly… you, um, like me?”
“Darkwing Duck, I adore you!” Her hands clasped his own, and after a second of hesitation, he returned the gentle touch. “You’re the only one for me!”
Wow, this was way better than that fantasy he’d been envisioning earlier! A shy smile spread across his beak, and his tail did a tiny wag. “I… I feel the same way about you, Morgana! I’ve liked you ever since I laid eyes on you!” There we go, there’s the romantic music swelling up! Sure, it was inside his head – though he wouldn’t have put it past Launchpad to start blasting it on the Thunderquack’s speakers, he did make the ultimate wingman – but things were going his way! He actually had a shot with this gorgeous woman! Could life get any better?
With a pleased purr, Morgana affectionally nuzzled her beak to his cheek. “We were meant to be together! You simply must join mi familia at once!”
A blush began to grow on Darkwing’s cheeks. “You want me to meet your parents already? Before the first date?”
She giggled sweetly, lightly booping Darkwing’s bill. “Not that, silly! I want you to join my enterprise – my criminal empire, as my right-hand-man!”
There went the romantic music, and here came the record needle scratch. “What’s that now?”
“You and will rule over St. Canard together!” She threw an arm around his neck, holding him close again and accidentally choking him. “We’ll conquer this city and become the king and queen of crime! With your bravado and my magic, we’ll be unstoppable! Together, our love will destroy everyone who dares cross our path! Say, for the wedding, you mind if I forgo traditional white and go with red?”
“First off,” Darkwing managed to choke out as he pushed Morgana’s arm off his neck. “Obviously you look good in any color! Second, I’M NOT BECOMING A CRIMINAL!” Once he was free from her hold, he smoothed down his outfit. “I won’t say I’m not flattered by the offer, but I’m the city’s guardian! I’m not going to become it’s enemy because you’re hourglass shaped and I’m going to be thinking about that kiss for the rest of my life.” Maybe honesty wasn’t the best policy for this situation. “Sorry, Morgana, but if that’s how you see things, the only lady I’m going to work with is Lady Justice!” And that was too corny. Maybe he should have followed Jim Starling’s routine and gotten actual writers for his quips.
Strangely, Morgana didn’t look heartbroken or defeated, which should have been the first red flag. Instead, she tilted her head ever so slightly, and then let out another giggle, but this one was a bit more… witchy in nature. “Oh, how wonderful! You have a sense of humor too.” She then grinned, showing off every single one of her pearly white fangs.
A hard chill went Darkwing’s spine. “What’s the joke?”
“That you think you have a choice about this.”
Clink! Darkwing turned his head toward the new noise, and now found his right hand handcuffed to Morgana’s. “Wh-where did you even KEEP these?!”
Morgana was still smiling, but it was no longer full of adorable tenderness. It was the sort of look Darkwing recognized when he’d gone to toy conventions and a horde of rabid fans had tried to seize the last collector’s edition. There was no arguing logic with that kind. “Dark, darling.” Her sultry voice had returned but now it had deadly hints of infatuation. “You think I’m going to let a little thing like your own morals stand in the way of true love?”
He suspected that just like those rabid fans over that last collectible, she too wanted to steal him away and lock him up so no one else could ever put their fingers on him.  “Any way we can discuss this over dinner and a movie? And minus any chains?”
As Morgana did a classic evil laugh, Gosalyn couldn’t help but wince. “Wow. His childhood idol tried to kill him, and now his first girlfriend is legit crazy about him. He really can pick ‘em.”
“In Japan, they call that a yandere! Learned that from my ex-girlfriend Kimiko in Tokyo.”
“Thank you, Launchpad.”
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follow-up-news · 8 days
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A federal judge in Texas has blocked a new government rule that would slash credit card late-payment charges, a centerpiece of the Biden administration's efforts to clamp down on "junk" fees.   Judge Mark Pittman of the U.S. District Court for the Northern District of Texas on Friday granted an injunction sought by the banking industry and other business interests to freeze the restrictions, which were scheduled to take effect on May 14. In his ruling, Pittman cited a 2022 decision by the U.S. Court of Appeals for the Fifth Circuit that found that funding for the Consumer Financial Protection Bureau (CFPB), the federal agency set to enforce the credit card rule, is unconstitutional.  The regulations, adopted by the CFPB in March, seek to cap late fees for credit card payments at $8, compared with current late fees of $30 or more. Although a bane for consumers, the fees generate about $9 billion a year for card issuers, according to the agency. After the CFPB on March 5 announced the ban on what it called "excessive" credit card late fees, the American Bankers Association (ABA) and U.S. Chamber of Commerce filed a legal challenge.  The ABA, an industry trade group, applauded Pittman's decision. "This injunction will spare banks from having to immediately comply with a rule that clearly exceeds the CFPB's statutory authority and will lead to more late payments, lower credit scores, increased debt, reduced credit access and higher APRs for all consumers — including the vast majority of card holders who pay on time each month," ABA CEO Rob Nichols said in a statement.  Maria Monaghan, U.S. Chamber of Commerce Litigation Center counsel, echoed the sentiment, called the ruling "a major win for responsible consumers who pay their credit card bills on time and businesses that want to provide affordable credit."  Consumer groups blasted the decision, saying it will hurt credit card users across the U.S. "In their latest in a stack of lawsuits designed to pad record corporate profits at the expense of everyone else, the U.S. Chamber got its way for now, ensuring families get price-gouged a little longer with credit card late fees as high as $41," Liz Zelnick of Accountable.US, a nonpartisan advocacy group, said in a statement. "The U.S. Chamber and the big banks they represent have corrupted our judicial system by venue shopping in courtrooms of least resistance, going out of their way to avoid having their lawsuit heard by a fair and neutral federal judge." According to consumer advocates that support the CFPB's late-fee rule, credit card issuers hit customers with $14 billion in late-payment charges in 2019, accounting for well over half their fee revenue that year. Financial industry critics say such late fees target low- and moderate-income consumers, in particular people of color. Despite Pittman's stay on Friday, analysts said the legal fight over late fees is likely to continue, with the case possibly heading to the Supreme Court. 
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swords-of-a-soilder · 6 months
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GUYS OMG I HAVE A CRAZY THEORY
Ok so remember when the Federation first took the eggs away and they came back crack and everyone including the audience was like "yo Wtf they hurt my eggs" and we all started not trusting the Federation, what is we completely misunderstood?
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What if the reason the eggs had cracks in them was because they started hatching?
Think about it, when the eggs return we were told they were older and didn't need to be taken care of as much, maybe the Federation knew they were coming close to hatching and put them in a incubator when they spent a lot of time asleep (which would explain why they don't remember anything) to keep any eye on them and make sure everything is good, like a pregnant person having a check up!
That would mean they are in fact maturing and don't need to be taken care of as much! And now look At the eggs (sorry for the thumbnail picture it was the best one I could get )
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(Image credit: Anger Thomas yt)
They even more cracked than before, so much they hats and accessories don't fit, they look dirty right?
What do you think an egg looks like before it hatches? Don't worry I'll tell you.
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Huh a dark area, A DARK AREA. Huh you know that "mud" could just easily be a dark area, looks guys they're even more cracked than before, when they took a shower it didn't change a thing (even in the meta sense of the game I'm sure the admins would have had no problem reloging to fix the skin If it was something you could wash off, it's not mud at all!
Which leads me to this conclusion,
We Were Wrong About The Federation
They didn't hurt the eggs, I mean be realistic for a second if they actually damage the eggs so badly they they crack I don't think they would have survived; not to mention how dull the cracks originally looked for something that we perceived as outsider damage.
No they knew the eggs were gonna hatch and wanted to keep an eye on them, that probably also why they went missing the second time before coming back in that state they were in incubation.
But us, viewers and parents alike so something different with the eggs and immediately went into a panic, Tubbo was right their hatching, they've been hatching this entire time!
Also the last streams from the QSMP information channel shows that the federation care about the residents and the eggs, in fact they last streams have shown a lot more human side to the census bureau than we even thought exist because we were too busy thinking of ourselves, wanting answers to questions They probably don't know the answer to, but they can't tell you they don't know because they're the people you except to know!
Like maybe classified isn't always, I'm not allowed to say and more often "I don't know".
Anyways that's my theory, we misunderstood the federation, they genuinely did mean well but had a terrible execution. the Equivalent of a bad parent trying to take care of a rebellious teen.
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An interoperability rule for your money
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This is the final weekend to back the Kickstarter campaign for the audiobook of my next novel, The Lost Cause. These kickstarters are how I pay my bills, which lets me publish my free essays nearly every day. If you enjoy my work, please consider backing!
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"If you don't like it, why don't you take your business elsewhere?" It's the motto of the corporate apologist, someone so Hayek-pilled that they see every purchase as a ballot cast in the only election that matters – the one where you vote with your wallet.
Voting with your wallet is a pretty undignified way to go through life. For one thing, the people with the thickest wallets get the most votes, and for another, no matter who you vote for in that election, the Monopoly Party always wins, because that's the part of the thick-wallet set.
Contrary to the just-so fantasies of Milton-Friedman-poisoned bootlickers, there are plenty of reasons that one might stick with a business that one dislikes – even one that actively harms you.
The biggest reason for staying with a bad company is if they've figured out a way to punish you for leaving. Businesses are keenly attuned to ways to impose switching costs on disloyal customers. "Switching costs" are all the things you have to give up when you take your business elsewhere.
Businesses love high switching costs – think of your gym forcing you to pay to cancel your subscription or Apple turning off your groupchat checkmark when you switch to Android. The more it costs you to move to a rival vendor, the worse your existing vendor can treat you without worrying about losing your business.
Capitalists genuinely hate capitalism. As the FBI informant Peter Thiel says, "competition is for losers." The ideal 21st century "market" is something like Amazon, a platform that gets 45-51 cents out of every dollar earned by its sellers. Sure, those sellers all compete with one another, but no matter who wins, Amazon gets a cut:
https://pluralistic.net/2023/09/28/cloudalists/#cloud-capital
Think of how Facebook keeps users glued to its platform by making the price of leaving cutting of contact with your friends, family, communities and customers. Facebook tells its customers – advertisers – that people who hate the platform stick around because Facebook is so good at manipulating its users (this is a good sales pitch for a company that sells ads!). But there's a far simpler explanation for peoples' continued willingness to let Mark Zuckerberg spy on them: they hate Zuck, but they love their friends, so they stay:
https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs
One of the most important ways that regulators can help the public is by reducing switching costs. The easier it is for you to leave a company, the more likely it is they'll treat you well, and if they don't, you can walk away from them. That's just what the Consumer Finance Protection Bureau wants to do with its new Personal Financial Data Rights rule:
https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-jumpstart-competition-and-accelerate-shift-to-open-banking/
The new rule is aimed at banks, some of the rottenest businesses around. Remember when Wells Fargo ripped off millions of its customers by ordering its tellers to open fake accounts in their name, firing and blacklisting tellers who refused to break the law?
https://www.npr.org/sections/money/2016/10/07/497084491/episode-728-the-wells-fargo-hustle
While there are alternatives to banks – local credit unions are great – a lot of us end up with a bank by default and then struggle to switch, even though the banks give us progressively worse service, collectively rip us off for billions in junk fees, and even defraud us. But because the banks keep our data locked up, it can be hard to shop for better alternatives. And if we do go elsewhere, we're stuck with hours of tedious clerical work to replicate all our account data, payees, digital wallets, etc.
That's where the new CFPB order comes in: the Bureau will force banks to "share data at the person’s direction with other companies offering better products." So if you tell your bank to give your data to a competitor – or a comparison shopping site – it will have to do so…or else.
Banks often claim that they block account migration and comparison shopping sites because they want to protect their customers from ripoff artists. There are certainly plenty of ripoff artists (notwithstanding that some of them run banks). But banks have an irreconcilable conflict of interest here: they might want to stop (other) con-artists from robbing you, but they also want to make leaving as painful as possible.
Instead of letting shareholder-accountable bank execs in back rooms decide what the people you share your financial data are allowed to do with it, the CFPB is shouldering that responsibility, shifting those deliberations to the public activities of a democratically accountable agency. Under the new rule, the businesses you connect to your account data will be "prohibited from misusing or wrongfully monetizing the sensitive personal financial data."
This is an approach that my EFF colleague Bennett Cyphers and I first laid our in our 2021 paper, "Privacy Without Monopoly," where we describe how and why we should shift determinations about who is and isn't allowed to get your data from giant, monopolistic tech companies to democratic institutions, based on privacy law, not corporate whim:
https://www.eff.org/wp/interoperability-and-privacy
The new CFPB rule is aimed squarely at reducing switching costs. As CFPB Director Rohit Chopra says, "Today, we are proposing a rule to give consumers the power to walk away from bad service and choose the financial institutions that offer the best products and prices."
The rule bans banks from charging their customers junk fees to access their data, and bans businesses you give that data to from "collecting, using, or retaining data to advance their own commercial interests through actions like targeted or behavioral advertising." It also guarantees you the unrestricted right to revoke access to your data.
The rule is intended to replace the current state-of-the-art for data sharing, which is giving your banking password to third parties who go and scrape that data on your behalf. This is a tactic that comparison sites and financial dashboards have used since 2006, when Mint pioneered it:
https://www.eff.org/deeplinks/2019/12/mint-late-stage-adversarial-interoperability-demonstrates-what-we-had-and-what-we
A lot's happened since 2006. It's past time for American bank customers to have the right to access and share their data, so they can leave rotten banks and go to better ones.
The new rule is made possible by Section 1033 of the Consumer Financial Protection Act, which was passed in 2010. Chopra is one of the many Biden administrative appointees who have acquainted themselves with all the powers they already have, and then used those powers to help the American people:
https://pluralistic.net/2022/10/18/administrative-competence/#i-know-stuff
It's pretty wild that the first digital interoperability mandate is going to come from the CFPB, but it's also really cool. As Tim Wu demonstrated in 2021 when he wrote Biden's Executive Order on Promoting Competition in the American Economy, the administrative agencies have sweeping, grossly underutilized powers that can make a huge difference to everyday Americans' lives:
https://www.eff.org/de/deeplinks/2021/08/party-its-1979-og-antitrust-back-baby
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights
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My next novel is The Lost Cause, a hopeful novel of the climate emergency. Amazon won't sell the audiobook, so I made my own and I'm pre-selling it on Kickstarter!
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Image: Steve Morgan (modified) https://commons.wikimedia.org/wiki/File:U.S._National_Bank_Building_-_Portland,_Oregon.jpg
Stefan Kühn (modified) https://commons.wikimedia.org/wiki/File:Abrissbirne.jpg
CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en
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Rhys A. (modified) https://www.flickr.com/photos/rhysasplundh/5201859761/in/photostream/
CC BY 2.0 https://creativecommons.org/licenses/by/2.0/
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heathers-letters · 6 days
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May 14, 2024
"[The administration's new] Tariffs will rise to 50% on semiconductors and solar cells, 100% on electric vehicles, and 25% on batteries, a hike that will help the Big Three automakers who agreed to union demands in newly opened battery factories, as well as their United Auto Workers workforce. “I’m determined that the future of electric vehicles be made in America by union workers. Period,” Biden said."
"In other economic news, a new rule capping credit card late fees at $8, about a quarter of what they are now, was supposed to go into effect today, but on Friday a federal judge in Texas blocked the rule. The new cap was set by the Consumer Financial Protection Bureau (CFPB), the brainchild of Massachusetts Democratic senator Elizabeth Warren, and was part of the Biden administration’s crackdown on “junk fees.”"
"Over the weekend, [Republicans] introduced a bill to force President Biden to send offensive weapons to Israel for its invasion of Rafah, overruling the administration’s decision to withhold a shipment of 2,000-pound and 500-pound bombs after Israeli prime minister Benjamin Netanyahu announced his government would invade Rafah despite strong opposition from the Biden administration. "
Full newsletter under the cut.
Today the White House announced tariffs on certain products imported from China, including steel and aluminum products, semiconductors, electric vehicles, batteries and battery components, solar cells, ship-to-shore cranes, syringes and needles, and certain personal protective equipment (or PPE). According to the White House, these higher tariffs are designed “to protect American workers and businesses from China’s unfair trade practices.” Tariffs are essentially taxes on imported goods, and altogether the tariff hikes cover about $18 billion in imported goods.
In 2018, Trump abruptly ended the economic era based on the idea that free trade benefited the global economy by putting tariffs of 25% on a wide range of foreign made goods. This was a cap to a set of ideas that had been sputtering for a while as industries moved to countries with cheaper labor, feeding the popular discontent Trump tapped into. Trump claimed that other countries would pay his tariffs, but tariffs are actually paid by Americans, not foreign countries, and his have cost Americans more than $230 billion. Half of that has come in under the Biden administration. 
Trump’s tariffs also actually cost jobs, but they were very popular politically. A January 2024 National Bureau of Economic Research working paper by David Autor, Anne Beck, David Dorn, and Gordon H. Hanson established that the trade war of 2018–2019 hurt the U.S. heartland but actually helped Trump’s reelection campaign. “Residents of regions more exposed to import tariffs became less likely to identify as Democrats, more likely to vote to reelect Donald Trump in 2020, and more likely to elect Republicans to Congress,” they discovered.
Now Trump is saying, that if elected, he will impose a 10% tariff on everything imported into the United States, with a 60% tariff on anything from China and a 100% tariff on any cars made outside the U.S. 
In contrast, the administration’s new tariffs are aimed only at China, and only at industries already growing in the U.S., especially semiconductors. Tariffs will rise to 50% on semiconductors and solar cells, 100% on electric vehicles, and 25% on batteries, a hike that will help the Big Three automakers who agreed to union demands in newly opened battery factories, as well as their United Auto Workers workforce. “I’m determined that the future of electric vehicles be made in America by union workers. Period,” Biden said.
The administration says the tariffs are a response to China’s unfair trade practices, and such tariffs are popular in the manufacturing belt of Michigan, Wisconsin, Ohio, and Pennsylvania. Democratic senators from that region have asked Biden to maintain or increase tariffs on Chinese imports after “[g]enerations of free trade agreements that prioritize multinational corporations have devasted our communities, harmed our economy, and crippled our job market.” 
In other economic news, a new rule capping credit card late fees at $8, about a quarter of what they are now, was supposed to go into effect today, but on Friday a federal judge in Texas blocked the rule. The new cap was set by the Consumer Financial Protection Bureau (CFPB), the brainchild of Massachusetts Democratic senator Elizabeth Warren, and was part of the Biden administration’s crackdown on “junk fees.” 
The U.S. Chamber of Commerce and the American Bankers Association sued to stop the rule from taking effect, and U.S. District Judge Mark Pittman, appointed by Trump, issued a preliminary injunction against it. His reasoning draws from an argument advanced by the far-right Fifth Circuit, which oversees Texas, Mississippi, and Louisiana, arguing that the CFPB itself is unconstitutional because of its funding structure. "Consequently, any regulations promulgated under that regime are likely unconstitutional as well," Pittman wrote. 
On Friday, major airlines, including American Airlines, Delta Air Lines, United Airlines, JetBlue Airways, Hawaiian Airlines, and Alaska Airlines—but not Southwest Airlines—sued the U.S. Department of Transportation over its new rule that requires the airlines disclose their fees, such as for checking bags, upfront to consumers. The department says consumers are overpaying by $543 million a year in unexpected fees. 
The airlines say that the rule will confuse consumers and that its “attempt to regulate private business operations in a thriving marketplace is beyond its authority.”
The other big story of the day is the continuing attempt of the MAGA Republicans to overturn our democratic system. 
This morning, House speaker Mike Johnson (R-LA), second in line for the presidency and sworn to uphold the Constitution, left his post in Washington, D.C., to appear with former president Trump at his trial for falsifying business records to deceive voters before the 2016 election. The House was due to consider the final passage of the crucially important Federal Aviation Authority Reauthorization Act, but Johnson chose instead to show up to do the work the judge’s gag order means Trump cannot do himself, attacking key witness Michael Cohen, Trump’s former fixer. Johnson described Cohen as “clearly on a mission for personal revenge” and, citing his “history of perjury,” said that “[n]o one should believe a word he says in there.” 
“I do have a lot of surrogates,” Trump boasted this morning, “and they are speaking very beautifully.” Senator Tommy Tuberville (R-AL), who was also at the trial this morning, later said on Newsmax that they had indeed gone to “overcome this gag order.” 
Johnson went on to call the trial “corrupt” and say “this ridiculous prosecution…is not about justice. It’s all about politics.” He left without taking questions. Meg Kinnard of the Associated Press called out the moment as “a remarkable moment in modern American politics: The House speaker turning his Republican Party against the federal and state legal systems that are foundational to the U.S. government and a cornerstone of democracy.”
Peter Eisler, Ned Parker, and Joseph Tanfani of Reuters explained today how those attacks on our judiciary are sparking widespread calls for violence against judges, with social media posters in echo chambers goading each other into ever more extreme statements. According to her lawyer, Stephanie Clifford, also known as Stormy Daniels, wore a bullet-proof vest as she came and went from court, an uncanny echo of the precautions necessary in mob trials.   
In a different attack on our constitutional system, House Republicans are trying to replace the administration’s foreign policy with their own. Over the weekend, they introduced a bill to force President Biden to send offensive weapons to Israel for its invasion of Rafah, overruling the administration’s decision to withhold a shipment of 2,000-pound and 500-pound bombs after Israeli prime minister Benjamin Netanyahu announced his government would invade Rafah despite strong opposition from the Biden administration. 
White House press secretary Karine Jean-Pierre told reporters: “We strongly, strongly oppose attempts to constrain the president’s ability to deploy a U.S. security assistance consistent with U.S. foreign policy and national security objectives.”
The Constitution establishes that the executive branch manages foreign affairs, and until 2015 it was an established practice that politics stopped at the water’s edge, meaning that Congress quarreled with the administration at home but the two presented a united front in foreign affairs. That practice ended in March 2015, when 47 Republican senators, led by freshman Arkansas senator Tom Cotton, wrote a letter to Iran’s leaders warning that they would not honor any agreement Iran reached with the Obama administration over its development of nuclear weapons. 
The Obama administration did end up negotiating the July 2015 Joint Comprehensive Plan of Action with Iran and several world powers, under which Iran agreed to restrict its nuclear development and allow inspections in exchange for relief from economic sanctions. In 2018 the extremist Republicans got their way when Trump withdrew the U.S. from the deal, largely collapsing it, after which Iran resumed its expansion of the nuclear enrichment program it had stopped under the agreement.  
Now extremists in the House are trying to run foreign policy on their own. The costs of that usurpation of power are clear in Niger, formerly a key U.S. ally in the counterterrorism effort in West Africa. The new prime minister of Niger, Ali Mahaman Lamine Zeine, whose party took power after a coup d’état threw out Niger’s democratically elected president, defended his country’s turn away from the U.S. and toward Russia in an interview with Rachel Chason of the Washington Post. Recalling the House’s six month delay in passing the national security supplemental bill, he said: “We have seen what the United States will do to defend its allies,” he said, “because we have seen Ukraine and Israel.”
Notes and Citations available by subscribing to Letters from an American: https://heathercoxrichardson.substack.com/
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