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#Credit Card 💳
xtruss · 4 months
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Finance: Credit Card Surcharge Guidance Set To Start In New York
— By Damon Fletcher | February 6, 2024
Rochester, N.Y. (WROC) — There is a new guidance for New York State businesses when charging an additional fee to customers paying with a credit card, starting on February 11.
This new guidance comes after Governor Kathy Hochul signed into law Assembly Bill 2672 in December, which imposes disclosure requirements with respect to credit card surcharges for transactions with New York customers.
“Transparency is crucial in building trust between businesses and communities and now patrons will be empowered to budget accordingly,” Governor Kathy Hochul said.
The New York Department of State also provided a list of dos and don’ts:
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DO:
The business lists the higher credit card price next to a lower cash price.
The business lists the credit card price for items and services, then lets customers know they will receive a discount for using cash.
The business changes all prices to the credit card price.
DON’T:
The business posts a sign on the door and at the register stating an additional 3.9 percent surcharge will apply for credit card purchases.
“This business has a 4 percent cash discount incentive built into all pricing. Any purchases made with a credit or debit card will not receive the cash discount and an adjustment in cost will be displayed on your receipt.”
A convenience fee, service fee, administration fee, non-cash adjustment, technology fee, processing fee, etc., is charged to credit card users and added as a separate line item on a customer receipt.
The price tag of an item shows “$10.00, + 4 percent if paying with a credit card.”
Vendors will be required to post the highest price that consumers might pay when using a credit card, along with the price that is offered when the customer uses another payment method such as cash, check, or debit card.
Any surcharge must be no more than the amount charged to the business by its credit card provider.
Failure to do so can lead to a $500 penalty after every violation.
Local businesses continue to take and utilize credit card usage. Some businesses that spoke to News 8 that their customers’ credit card usage is about 90%.
For Three Heads Brewing’s taproom, that figure amounts to about 70%, but the president of the company, Daniel Nothnagle, says that credit card surcharges still cost the brewery $1,500 – $2,000 a month.
“We’ve always looked it as a necessary evil, we all like using credit cards, I use them myself for all my purchases, so no one wants to see extra fees, so we’ve always rolled it into the cost of products at the bar, we can afford to cover the cost of the surcharge,” he said.
He added a bulk of that surcharge is businesses footing the bill for credit card rewards programs.
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dudewotheck · 1 year
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hwsforeignrelations · 4 months
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Al’s all-American pic for these spicy otp facts
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the-gayest-sky-kid · 16 days
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dazai
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usamey · 2 years
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ohhhhhh my goodness
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hoonvrs · 1 year
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UGHH OMG SORRY IVE BEEN SO BUSY BUT I FINISHED ALL MY EXAMS 😭😭 im saur glad rn that i can FINALLYYY catch up with noona ive been putting off reading anything so now i can read it peacefully without stress 😎 ANYWAYSS i hope everything is well for you and ive also been seeing u grow and js so i know im so proudd of uu 🫶🏻🫶🏻🫶🏻
- 💳
DONT WORRY ABOUT IT BAE🫂 IM SO HAPPY FOR YOUUU exams are the WORSTT👎🏼👎🏼 so sorry i’m replying so late i’ve been out since 9am and i’m still out rn💔
credit card🥹 why are you trying to make me cry that means a lot to me💔💔 I HAVEMORE IN THE WORKS COMING OUT SOON😁
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onlyhuis · 1 year
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he would be so. mean. i'm dizzy june i need to lie down 💤
he would tsk and scold you for lying down because how else are you supposed to sit on his face then?
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iwan1979 · 1 year
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for real? 139 Likes, 5 Comments - Liron Segev (@thetechieguy) on Instagram: "How SCAMMERS Steal Your Credit Card Info! 💳 #tech #security #techtoktips #scammer"
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WIBTA if I continued to use my mom’s card even though I have one of my own?
💳💳💳 <- to find later
When I (25F) was 15, my mom (55F) gave me a credit card with my own name that was attached to her bank account. This way, I wouldn’t have to carry cash around to places.
Since then, I’ve used that card when was buying someone a gift or when I hung out with my friends at the mall or doing any kind of shopping. I’ve always warned her beforehand what I was purchasing and at no point did I use it to purchase something I couldn’t afford (the most expensive purchase made with this card was a Nintendo Switch for my 18th birthday).
Ever since I got a job in late 2022, I have my own credit card that I use for essentials like bills and groceries, but I eventually use my mom’s card to buy treats like a book from my favorite author or a gift for a friends’ birthday or anything “unnecessary”.
I never felt any guilt towards this until a couple of months ago where I overheard a conversation between my mom and my aunt, where my mom said something along the lines of “when I retire, I’ll need to cut down living costs” and I couldn’t help but wonder if my purchases fit this into this category.
I then asked my mom if she felt I was spending too much money. She said that my purchases were all fine and that she would “figure things out” when it comes to cutting expenses from her life.
Even with this dismissal, I still feel guilty looking at the card. WIBTA if I continued using it?
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kandavers · 11 months
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Y/N HELPING WALLY WITH HIS HAIR
*aggressively bangs credit card on table*
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They tend to get a bit Distracted… 🥺
And and!
I get that You’re referring to the 💳💥💳💥 meme, but on a sliiightly more Serious note, if Anyone actually wants to Support me for what I do, please Feel Free to drop by my KoFi and Tip me!
Here it is:
I’ll also Doodle something for you for Every Tip you send over my Way! So 😳😳 Please do!
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riverianepondsims · 5 months
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The Sims 4 to The Sims 3 | target retail collection
Hey all, happy holidays ☃️! Here's a new conversion set from simkoos to introduce your Sims to shopping where you go for one thing, but spend §200 somehow...
Important info and download 💾 under the cut:
I have so many WIPs and so many already converted sets I haven't posted but this one has been on my to-do list for a while! Target is a trendy, quiet, and very red department store chain here in the US, and now in SimNation too. So, here's what is included in this set: Target Checkout Counter - Deco, has lots of slots (works great w/ATS3's counter base for registers). Original mesh by Severinka. Target Shopping Cart - Deco, has lots of slots. Original mesh by Severinka. Has been decimated somewhat to reduce polycount. Target Self Checkout Machine - 3 versions Mesh by ScodeeYodee - I decimated this mesh significantly (by 50% for HLOD, 70% for MLOD). It's still a little high poly, as the original was over 16k. I also edited the texures a bit (smoothed out). Version 1 - Deco only, has lots of slots. Version 2 - Savvy Seller Register (TS3 Store), retains deco slots. Version 3 - Savvier Seller Register (Ani's mod), retains deco slots. Retail Display Table - 3 versions (all have a lot of slots) Version 1 - Deco only Version 2 - Savvy Seller Pedestal (TS3 Store) Version 3 - Savvier Seller Shelf (Ani's Mod) Retail 1x1 Shelf - 3 versions (all have slots) Version 1 - Deco only Version 2 - Savvy Seller Pedestal (TS3 Store) Version 3 - Savvier Seller Shelf (Ani's Mod)
Retail 2x1 Shelf - 3 versions (all have slots) Version 1 - Deco only Version 2 - Savvy Seller Pedestal (TS3 Store) Version 3 - Savvier Seller Shelf (Ani's Mod) Target Unfolded Shopping Bag - 2 versions Version 1 - Deco only, mesh by ATS4 Version 2 - Acts as WA storage chest, requires WA EP Target Folded Shopping Bag - Deco, mesh by ATS4 Target Small Sale Signs - Wall Deco Target Large Sale Signs - Wall Deco Target Wall Ads - Wall Deco Simple Modern Tumbler - Deco H2.0 Quencher Tumbler - Deco Simlish Target Store Sign - Wall Deco Target Logo Sign - Wall Deco Target Outdoor Sculpture - Deco Target Outdoor Bollards - Deco EfficientJet Mop - Wall Deco Bonus Item: Gift Card Display - 2 versions This item is by TheGoldSim! Version 1 - Deco only Version 2 - Works as a Greeting Card Display (PhoebeJay's mod) Collection File - This goes in your Collections > User folder, is simply a folder that has all of the items together in-game for ease of access. The versions of items that require either WA, the Savvy Seller TS3 Store Set, Ani's Savvier Seller Mod, or PhoebeJay's mod will not work without having those items/packs downloaded and installed separately - I just added the script to them so they will function as such if you already have them! If you don't have them, they will function just like the deco versions. Additionally, some of the shelves may or may not require the Generations EP as they were cloned from the GEN shelves. Ani's Savvier Seller Mod: https://www.nraas.net/community/The-Savvier-Seller PhoebeJay's Greeting Card Mod: https://modthesims.info/d/664311/send-greeting-cards.html
🔍 Search: You can search for riverianepondsims, simkoos, target, retail, or 2023 to locate the items conveniently using a catalog search mod. Credits for this set again (thank you!): Simkoos Severinka ScodeeYodee GoldSim ATS4 (Sandy) Ani PhoebeJaySims Special shoutout goes to @tangledhelix, who is building an awesome Target lot! I can't wait to see the finished version :)
- You can find all of my previous uploads conveniently by clicking “Navigation” on my blog and going to “Downloads” or visiting riverianepondsims downloads
My downloads will always be free, but if you would like to say thank you: Ko-fi ☕ 💾 Download: SFS - Individual items | SFS - Archive file
🛍️💳🛒
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channelinglament · 1 year
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Is it okay if I send this idea. Imagine yandere hsr hearing you singing love songs. Imagine you singing a song like call me maybe. The characters would think you are asking them for their number.
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AHAHAHHAH THIS IS GOLD✨️✨️
Since no one specified characters, I'll chose randomly (I actually started spinning the wheel in google lmao-)
- this is a reaction, not a drabble like I attempted ;w;
@2broschlininahotub
Trailblazer(Caelus and Stelle)
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(You can think of one or both, I referred as they/them because I wanted you to pick the one you're comfortable with, or both if u want to. I mean, they're the same person-...but I can't help but think of them as twins lmaooo)
╱|、
(˚ˎ 。7
|、˜〵
じしˍ,)ノ
^ this is them.
"Did our Aeon just started singing??"
- they would just stand there and listen
- until they understand this is a romance
- Are you proposing your love for them?🥹
..You're asking for their number?
...💳💥💳💥💳💥💳💥 (this is Welt's credit card)
- You can get not only their number, but their(Welt's) money aswell!
- Also wdym by "You just met them"..?
- If they somehow manage to hack your phone (50/50 chance) then they'll 100% call you
...10000% call you if they manage actually..
They will not leave you alone afterwards tho..
You love them right?
Dan Heng
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- ...
- * blushes and looks away *
- ૮ ˶ᵔ . ᵔ˶ ა
- Would definitely find a way to hack your phone and get your number. Though, probably, by this moment, you'll be at Herta's space station.
- would not question why did you start singing. Actually would ask you to sing more, he absolutely loves it.
..just don't sing it nearby others..
-2/10 would not recommend. Sing only to him. At least only romance songs (or around the trio)
March 7th
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- Uwah!♡
- This is so cute!
- Ofcourse you can have her number!
- Would you like to take pictures with her?
- Maybe a date even?????
- *Furiously writes in her diary several pages about your "confession" for her*
/ᐢ⑅ᐢ\ ♡ ₊˚
꒰ ˶• ༝ •˶꒱ ♡‧₊˚ ♡
./づ~ :¨·.·¨: ₊˚
`·..·‘ ₊˚ ♡
Please sing it only to her.. just in general
She loves your voice, but
She can't chose, if she wants everyone to hear you, or if your voice should be only to her (or trio)
Silver Wolf
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(Yes 2 gifs)
This two gifs is literally what she is doing after hearing what you just sang (while you're still singing-)
- Hacks your phone, takes your number and adds her.
- Even tho Herta froze her game accs...is willing to work with her and that robo-guy to bring you here.
- Doesn't wanna share with Herta and others..so would steal you afterwards
- Say hello to life with Kafka and Blade
- Until others find you..
Gepard
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- *Blushing intensifies*
- He would turn into tomato
- His face would be redder than Riddle Rosehearts's hair
- Stutters
- Malfunctions
- But happy
- When you're here, would take you on a date. And give you his number almost immediately.
- Sadly cannot do anything before Herta, SW, Welt and others bring you here.
..He's so angry that he wanst the first one to see you, but at least you're here now
He understands that you need to communicate with others but..
Make sure to pay attention to him
___________________________________________
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..Want me to make part 2?
..if yes then what characters? Or should I spin the wheel again?
https://spinthewheel.app/RJM6E2G5Di/link
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selineram3421 · 1 year
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Fucking hell-CUDDLES!
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Alastor X Sweet Reader Oneshot
Warnings? ⚠
⚠ nudity(nothing detailed), cuddles, kisses, fluff, soft Alastor, domestic, the L word ⚠
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In The Night💕
The day was filled with work.
Usually, both of you would still be up and around with some energy left, but it was surprisingly busy today and you both wanted a much deserved rest.
As soon as you entered the room, you kicked off your shoes and fell face first into the bed.
"Darling, at least get dressed for bed.", Alastor says as he closes the door behind him.
"Hn...", you groan and lift your upper body up with your arms, glancing over your shoulder to look at him. "Fine."
He chuckles, removing his coat as he makes his way to the closet, opening the door and hanging it up.
"Go get the bath ready, I'll get our clothes."
You let out another noise of protest before getting up and making your way to the bathroom.
Most of it was in a blur but you got the water running, putting the drain cover after being satisfied with the temperature and started undressing.
When the deer demon came into the bathroom, he found you struggling to take off your shirt.
"Let me help dear.", he said, taking the bottom hem of the shirt and lifting it over your head.
You let him, holding your arms up so it was easier to slide it off.
After both of you were undressed, you stepped into the tub. Alastor went in just behind you and settled down, pulling you with him, letting you rest against his chest.
The water was perfectly warm, which made you a little sleepier.
Feeling yourself starting to sink into the unconscious, you held onto your love and let out a few mumbles.
"Am-I'm falling to sleep..", you managed to let out, blinking starting to slow.
"Go ahead, I'll wash you.", he whispers, kissing the top of your head and holding onto you just a little bit tighter.
"M..you sure..?", you asked, eyes now closed and you traced a thumb over one of the scars on his shoulders.
"Positive.", he said, rubbing your back.
With his soft caresses you drifted off, still somewhat present as you felt him start to wash your body with a rag.
He was humming, you weren't sure what song but it was nice.
At some point you were turned over with you back against his chest. Now he was washing the base of your neck, kissing your cheek when he was done.
You woke up just a bit when it was time to wash hair. Sitting up because you wanted to help him wash his.
"Mon amour-", he tried to stop you from doing so but you were sleepily stubborn.
"I'm washing your hair.", you mumbled, getting the shampoo and putting some in your hand.
Turning to face him, you saw that he wet his hair.
Scooting a bit closer to reach over, you work the shampoo on the top of his head, being extra careful around his antlers.
The Radio Demon hums in appreciation and rests a hand on your hip, tilting his head down when needed for you to get the back. Closing his eyes when you ask so you can rinse off the shampoo.
You must have fallen asleep when he was washing your hair, because when you opened your eyes again both of you were dressed and dry, but only you were in bed.
"Go back to sleep darling.", Alastor whispered from the side of the bed, pacing a glass of water on his nightstand and turning the oil lamp light down.
"Come here.", you said closing your eyes, holding your arms open and lifting up the comforter.
The man in red pajamas slid into bed and into your arms, letting out a sigh of content when feeling your warmth and one of your hands lightly scratching the back of his head.
"Love you.", you mumbled softly, placing a kiss on the base of his jaw.
"I love you too.", he responded, holding you close and closing his eyes.
With a light snap of his fingers, the oil lamp was fully turned off and both of you let sleep take over.
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*bangs credit card on table* 💳💥💳💥💳💥💳💥💳
~Seline, the person.
Taglist@
@c4rved-pumpk1n @ducky-died-inside @stolas-thebirb @kiraisastay @bisexualboba @naelys-the-aster @willowaudreykeyes @scary-noodlesblog @+?
ML for Alastor🎙
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starsandhughes · 8 months
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Penalty Box Series— Quinn Hughes Edition (One)
23-24 Season Masterlist
next: two
sorry it’s short!
OCTOBER 11, 2023
yourusername
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liked by _quinnhughes, bboeser, and 18,436 others
yourusername WELCOME TO MY POST GAME PENALTY BOX UPDATE SHOW: CAPTAIN BEST FRIEND HOME OPENER EDITION
z-baby and i (and mom & dad!) flew to vc specifically to watch quinn’s captain ceremony, and needless to say, i was a crying mess. quinn, i am so proud of you and how much you’ve grown. i know you were nervous and didn’t want the night to be all about you, but you deserve every last bit of cheers and applause for how great you are, how talented you are, and how much you’ve grown into who you are. you deserve all of it and more.
besides my wonderful best friend, one of your favorites and mine, garly, created absolute poetry tonight. in case you don't remember, garly got the final goal of the season with an overtime winner that got him a hatty— and tonight, HE GOT THE FIRST CANUCKS GOAL OF THE REGULAR SEASON!
and my beautiful blonde princess SCORED A DICK TRICK (four goals to those who are lame and don’t know what that is) TONIGHT! I WAS GOING CRAZY IN THE STANDS, BESTIE!
the canucks canucked around and found out! they won 8-1! what a marvelous start to the season and i’m so happy i got to be there for it! you guy are going to do amazing this season💙 i’m so proud of all of you!
p.s. i’m shamelessly the most proud of my best friend<3 i love you, quinny!
tagged _quinnhughes
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_quinnhughes i love you so much, sissy💙 it means a lot that you and z made the trip for me! (thanks for not posting a bad picture)
yourusername i wouldn’t have missed it for the world! i’m so proud of you bubba💙
trevorzegras proud of you, man! you were great!
_quinnhughes @/trevorzegras thank you, z!
yourusername TEARS
jackhughes @_quinnhughes you popped off tonight, quinny! i’m so proud to be your brother
_quinnhughes @/jackhughes thanks, jacky! i mostly love being your brother
jackhughes @_quinnhughes RUDE
yourusername @/jackhughes 🧸💳
jackhughes @/yourusername 🔩
_quinnhughes @/yourusername @/jackhughes ON THE FIRST GAME?!
_alexturcotte @_quinnhughes translation?
_quinnhughes @_alexturcotte they made a bet (credit card) involving me (bear) and jack is telling sissy to screw herself
_alexturcotte @/yourusername @/jackhughes WE’VE TALKED ABOUT THIS
trevorzegras @/yourusername how much do we get?
yourusername @/trevorzegras *i* get $50 for quinn not being hit in the face with a puck
_quinnhughes @/jackhughes ihy
jackhughes @_quinnhughes ihym
user5 I’M CRYING AGAIN😭
lhughes_06 @_quinnhughes our huggy bear is all grown up😭 proud of you, man! love you!
_quinnhughes @/lhughes_06 thanks, moose! i love you, too! you’re officially my favorite brother
lhughes_06 @_quinnhughes do i get a trophy?
_quinnhughes @/lhughes_06 i’m not sissy
lhughes_06 @_quinnhughes then you are not my favorite sibling
yourusername @/lhughes_06 MWAH! you’re my favorite little bother!
jackhughes @/yourusername i’m also his sibling?
lhughes_06 @/yourusername i’m your only little brother??
jackhughes @/lhughes_06 let’s be each other’s favorite
lhughes_06 @/jackhughes hard pass
user77 BEST DAY OF MY FUCKING LIFE
yourusername language!
jackhughes @/yourusername you and z basically sext in your comment section don’t even
trevorzegras @/jackhughes jealous?
canucks THAT’S OUR BOYS!!!
yourusername THEY DID SO GOOD!!!
trevorzegras psa that y/n/n sobbed so hard my shirt was soaked
yourusername it was a present!
trevorzegras oh my bad, thanks, sweet girl!
yourusername you’re welcome!
colecaufield we’re gonna get to play “is this a regular y/n reaction? of a pregnancy hormone y/n reaction?”
yourusername @/colecaufield watch it
trevorzegras @/colecaufield oooooo
_quinnhughes @/colecaufield we will not be playing that game, leave my sister alone! she’s carrying my nieces/nephews/both!
colecaufield @/yourusername @/trevorzegras @_quinnhughes OKAY, I’M SORRY
user91 i’m crying again tysm😭
bboeser i’m choosing to accept the princess nickname to say THANK YOU GIRLY HUGHES! love you!
yourusername oh good! congratulations on your nickname then! i love you, tooooooooo
_alexturcotte @/bboeser um girly hughes is what i call her
yourusername @_alexturcotte others occasionally use it!
_alexturcotte @/yourusername I WANT IT TO BE MINE
yourusername @_alexturcotte OKAY! SHIT, BOSSY! @/bboeser you’re gonna have to use something else, sorry!
bboeser @/yourusername princess hughes?
yourusername @/bboeser I LOVE IT!
_quinnhughes @/bboeser now i have to buy her another tiara
bboeser @_quinnhughes another?
_quinnhughes @/bboeser yep
yourusername @_quinnhughes MWAH!
bboeser @_quinnhughes she can’t get her own tiara?
_quinnhughes @/bboeser we have a princess treaty. that is not how this works.
_alexturcotte @_quinnhughes congratulations, brother! you’re no longer in the class A team!
yourusername lexi, my lovely human dildo, that song is about a sex worker doing cocaine
_alexturcotte @/yourusername w h a t ? (do not bring back lexi)
yourusername @_alexturcotte “breathin in the snowflakes” “and go mad for a couple grams” “or sells love to another man” (i’m bringing it back)
jackhughes oh my god
trevorzegras eddy WHY?!
_alexturcotte @/yourusername you mean to tell me we were singing along to a song about a crack addicted sex worker at 10?
yourusername @_alexturcotte surprise!
_quinnhughes @_alexturcotte i definitely was never on the A team
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hoonvrs · 1 year
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no stop i love the nickname credit card anonie its cute lmao tyty🤭🤭
- 💳
it isss cute idk it has a ring to it
ofcofc 🫶🏼🫶🏼
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regretfulcorrine · 6 months
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💳💥💳💥💳💥Slams credit card on table💥💳💥💳💥💳💥
I am humbling asking for Draco and Harry in number 9 please
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i humbly give Harry checking out Draco, both in said thigh highs ;v
(outfit prompt!)
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