#appraisal
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Last summer, Nathan Connolly and his wife, Shani Mott, welcomed an appraiser into their house in Baltimore, hoping to take advantage of historically low interest rates and refinance their mortgage.
They believed that their house — improved with a new $5,000 tankless water heater and $35,000 in other renovations — was worth much more than the $450,000 that they paid for it in 2017. Home prices have been on the rise nationwide since the pandemic; in Baltimore, they have gone up 42 percent in the past five years, according to Zillow.com.
But 20/20 Valuations, a Maryland appraisal company, put the home’s value at $472,000, and in turn, loanDepot, a mortgage lender, denied the couple a refinance loan.
“We were clearly aware of appraisal discrimination,” said Dr. Connolly, 44. “But to be told in so many words that our presence and the life we’ve built in our home brings the property value down? It’s an absolute gut punch.”
Source
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I love it when two characters are both shown to be devoted and codependent af like it may be less obvious with one of them but no they’re still just as unhinged and loving as the other ✨
#satorika#Lakehouse#madohomu#sunnflower#appraisal#can I add appraisal here I’m adding appraisal here 😭#I’m going to add more here later on when they come to mind lol#my posts
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FOR SALE!
Just a random thing sitting around in my garage, some cultists sold it to me a while back, said it was the "Bringer of the End Times," whatever that means. It made for a nice decoration piece, but now it's clogging up space, so figured I'd sell it.
Bringer of the End Times, a thing that looks nice, I guess. Appraising for 20 gp if only because I think I can flip a profit by selling to @nefarious-exclam, seems to fit the aesthetic. Untested.
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Appraisal's Appetitie [2023]
I haven't posted her debut picture on here, but have the newest drawing of mine instead. She's shaped like a dumpling, her face is cute and a bit spotty but everyone loves her!
I hope you all love her too <3
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Mr. Cali is the premier independent authority in training and designation for real estate agents working in the residential real estate market.
#mrcali #designatedlocalexpert #DLE
#appraiser
#appraiser #realestate #realtor #realestateagent #home #property #investment #forsale #realtorlife #househunting #dreamhome #viral #top #usa #likesforlike
© 2023 Mr. Cali | All Rights Reserved
Mr. Cali
2148 E Street La Verne CA, 91750
909 575-8792
www.MrCali.com
#mrcali#dle#designatedlocalexpert#appraisal#appraiser#california#property#broker#realestate#realstate
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Raggedy Ann Collectible Bear, Dakin, 2000
Source:
Glendale, AZ
EJ's Auction & Appraisal
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The go-to archivist depiction
Example of someone who cross describes as a go-to depiction of an archivist; this is Archie in Regular Show
Samantha Cross, an archivist who reviews examples of archives in popular culture, has argued that the "go-to depiction of an archivist" is often middle-aged, White, male, and likely cisgender. She also described Zootopia as feeding into "the stereotype of records and archives being distant," and the almost useless archivist in Voltron: Legendary Defender. One of the best examples of what she describes as the "go-to depiction" of an archivist is Archie in Regular Show, but there are others as well, which align and buck this depiction.
Reprinted from my Wading Through the Cultural Stacks WordPress blog. Originally published on May 13, 2022.
If he can be considered an archivist, there is the Librarian in an episode of She-Ra: Princess of Power. He oversees the Library in the Valley of the Lost, and is said to be a hermit. He is an elderly man with White hair and is White. He also manages what is known as the Inner Library, which has books "in a language not used in a thousand years." It is, arguably, a bit archivy. He is not the only White archivist I've written about on this blog. One of the oft-mentioned on here is Jocasta Nu, an elderly White woman, who runs the Jedi Archives. Another example I sometimes forget is the White female archivist who is manipulated by Anna to change a birth record in My Dictator Boyfriend. [1]
Some fan fics seem to feed into the idea that archivists are White people. These fics show archivists as stereotypical with grey hair, for instance. Others showcase archivists of color, including those which I've written myself, even making Bow's dads archivists, even though they are historians in the original series, She-Ra and the Princesses of Power. This is a bit of an oddity, however. As, others example of a White archivist are the records clerks shown briefly in an episode of 180 Angel, Abigail Chase in the National Treasure franchise, and a reference librarian in Can You Ever Forgive Me?. Additionally, it could also be argued that Theoda and Pothina in Cleopatra in Space are archivists, or at least information professionals of some kind as they work in a museum of the show's protagonist.
Apart from Hermes Conrad, a bureaucrat who you could argue is an archivist I suppose, there's the Japanese man, Ura, in Pale Cocoon, a green Gem named Peridot in Steven Universe. The latter two could be either be said to be archivists, each in their own way, or engaging in some archivist tasks. In any case, Peridot's voice actor is Shelby Rabara, a Filipino-American actress and dancer. More directly than any of these examples is the Black male record clerk, Clark, in Joker (played by Brian Tyree Henry), who tries to help Arthur Fleck get his hands on records of his mother. However, he is determined to stick to the rules, leading Fleck to literally steal the records from him to avoid the red tape.
There are two characters other than Hermes, Ura, Peridot, or the unnamed record clerk which can undoubtedly be described as archivists: Arizal in Recorded by Arizal and Grandpa Park in Stretch Armstrong. Neither seems to have professional training (Arizal may be on the path to such training), but both engage in actions which make them archivists in one way or another. There's a solo archivist in Ultraman Taiga, a presidential archivist named Briony in Leif & Thorn, and a 26-year-old archivist named Cortez Velasquez in Heirs of the Veil, the blue-skinned sisters (and archivists) in Lore Olympus, and Rae, an aspiring archivist in Always Human.
There are many other examples and characters who engage in archivist duties like arrangement, description, preservation, appraisal, reference, collaboration, outreach, administrative tasks, and selection, so in that sense, this is only scratching the surface. That is in part because the number of posts on this blog are minimal, not even reaching 100 posts at present, so I don't have many other examples to use for this post. But, if I decide to pursue this in the future, I may come back to this post and build on it again.
© 2022 Burkely Hermann. All rights reserved.
#archivists#archival science#archival studies#archives#arrangement#description#preservation#appraisal#archival appraisal#reference#collaboration#outreach#selection#always human#lore olympus#leif & thorn#ultraman taiga#regular show#zootopia#voltron#samantha cross#pop archives#jocasta nu#my dictator boyfriend#national treasure#180 angel#peridot#steven universe#pale cocoon#joker film
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Beware the Educational Consultant
Got a problem? Let’s get in a consultant to sort it out for us. They all play slightly different roles depending on the school need, but they monetise their allegedly prestigious work CVs and ‘experience’. This is repackaged, bought and sold at high rates back to schools. This blog will consider their uses in more detail.
Getting in an EC is the knee-jerk reaction from so many Heads. The more…
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#306#appraisal#consultancy#education#educational consultant#educational leaderships#governance#governors#HMC#leadership#management#schools#teaching
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I'm thinking about Red Letter Media's Nukie video and the idea of VHS grading again. Do you have any idea how easy it would be to fake that? It's like Rich said, they can't open the plastic to inspect the tape, they're literally just looking at how banged up the corners are and how pristine the shrink wrap is. If you have an old, beat up copy of Back to the Future, what is stopping you from going to Office Depot and having a new box printed on glossy cardstock? Cut it out, fold it, glue it together, throw in some random naked tape you have in a box somewhere, and then shrink wrap it at home. How could they possibly tell the difference? How much fidelity could a "real" tape box have? If it was originally printed in the 80s, the only problem you could run into nowadays is making it look TOO good. TOO many dots per square inch. TOO crisp edges. I'm sure you could fudge it in photoshop and make a high-res png of the cover look like it was printed in a Taiwanese factory in 1986. VHS forgery seems simple enough, because the forger would have access to the same high quality photos as the appraisal company.
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Have questions about the Appraisal? Here's a little insight!
#appraisal#houseappraisal#homebuying#homebuyers#homebuyingprocess#homeworth#homeloan#realestate#realestatemarket#realestateagent#realtor#firsttimehomebuyers
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Selling Your Home in Huntington Beach: How to Avoid Mistakes and Get the Best Results
If you're planning to sell your home in Huntington Beach, California, you may be feeling overwhelmed by the process. The purchase agreements on their own are 16 pages long that includes arbitration and mediation if Buyer or Seller does not perform execution of the contract. However you can streamline the process and maximize your profits by avoiding some common mistakes to selling your home. Here are some key tips for selling your home in Huntington Beach.
1. Price Your Home Competitively
Huntington Beach is a popular and competitive real estate market, so it's crucial to price your home competitively to attract potential buyers. You have to understand that the location of your home gives the best value. Huntington Beach homes near the 405 will not be the same value as in Huntington Harbor. Having an agent who knows how appraisers work will give your the best approximate range of value. However in the end, the Buyer purchasing your home is the Final price not what it is listed on the market.
2. Make Repairs and Maintenance a Priority
Before listing your home, make sure everything is in good working order. Address any necessary repairs that are major repairs. Having a roof and termite inspection to know exactly what the costs are so there are no surprises while in escrow. Not only will this make your home more appealing to potential buyers, but it can also help you get the best possible price for your home. Buyers are nervous when they do not know the condition of the property and many are not experienced. Escrow moves easier when the condition of the home is excellent.
3. Stage Your Home
Staging your home can make a big difference in how quickly and easily it sells. Work with a professional stager or take the time to declutter and organize your space. Sometimes it's as easy as removing a couple chairs in the dinning room or making your home ready for many people to walk through your home at a time. This can make your home feel more inviting and help potential buyers envision themselves living there.
4. Market Your Home Effectively
In Huntington Beach's competitive real estate market, effective marketing is key. Work with a real estate agent who has a strong online presence and utilizes social media to showcase your home. This can help you reach a larger audience and generate more interest in your home. The listing agent's job is to get as many eyes inside your home. The more people seeing your home physically than online is a great sign of good marketing.
5. Be Prepared for Showings
When selling your home in Huntington Beach, it's important to always be prepared for showings. What's important is knowing when buyers are available to capture the most eyes of your home possible. Keep your home clean and tidy, and be ready to vacate the premises at a moment's notice. This can help ensure that potential buyers have a positive impression of your home. This can be very tiresome if your home is not priced accordingly or marketed effectively because you'll be doing this chore more often.
6. Work with a Local Real Estate Agent
Working with a local real estate agent who knows the Huntington Beach market can make a big difference in the success of your sale. They can provide valuable insights into the market, handle negotiations, and help you navigate the selling process with ease. It's also important to have the ability to market your home to attract the most buyers possible. Chances that someone buying your home in Huntington Beach will be out of area. That's why it is important to have a program that casts the widest net possible.
It is also important to understand the purchase contract. Many transactions that I represented the Buyer, I've had Listing Agents counter with 'as-is'. That might be small, but in the state of California all real estate residential transactions are conducted "as-is in the current condition". So it is not necessary for a seller to counter that to a buyer in a purchase contract.
By avoiding these common mistakes you can be confident that your home will sell in Huntington Beach and maximize your equity.
Mr. Huntington Beach Real Estate
315 7th St D Huntington Beach, CA 92648
949-310-4110
#Mr. Huntington Beach#Mr. Huntington Beach Real Estate#Real Estate Agent Huntington Beach California#Realtors in Huntington Beach California#Huntington Beach California Realtors#Real estate agents in Huntington Beach California#Huntington Beach Real Estate Agents#Appraiser#Appraisal#Appraiser near me#Home Value Huntington Beach#Huntington Beach Realtor near me#Huntington Beach real estate agents near me#Huntington Beach Realtor#Huntington Beach Real Estate Agent#Huntington Beach Brokers#Huntington Beach Real Estate Agency#Real Estate Agency Huntington Beach#Realtor in Huntington Beach#Real Estate Agent in Huntington Beach#Cash Offer#Appraisal Huntington Beach#Best Realtor in Huntington Beach#Best Real Estate Agent in Huntington Beach#Huntington Beach realestate#Realestate Huntington Beach California#California Real Estate#Huntington Beach#Conrad#Conrad Mazeika
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Come on in!
Welcome to the Item Shoppe, your one stop shop for all your needs in the Exclamation Point PFP RPG Blog Cinematic Universe (EPPRBCU, !CU)!
Check out @character-selecton for other exclamation points to visit!
Buy something, will ya!
#in stock: items on sale as presented by me!
#appraisal: items submitted by you (submissions)!
#borrowed goods: reblogs of items on sale that i definitely acquired legally!
#bartering: talking to you (asks)!
#not rpg: any stuff not related to the !CU!
Our current shopkeeper (mod) is @pkscarlet, please be patient they're still inexperienced! (also check out what i consider to be my ref below the cut, or don't)
#epprbcu#in stock#appraisal#borrowed goods#bartering#not rpg#also check the tags for occasional secret lore#such as this: the e at the end is not only there for old words#but it also stands for exclamation#exclamation point pfp rpg blog cinematic universe#punctuationverse
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Types of Coping Mechanisms
There are so many ways coping mechanisms can be classified. In psychology, they are broken down into three main strategies based on the nature of the stressor- appraisal focused coping strategies, problem focused coping strategies and emotion focused coping strategies.
(a) Appraisal focused coping strategies This is when a person tries to change the way they think (for example they choose to be in denial) to help them adjust to and have a more positive outlook on their situation. People usually employ appraisal focused coping when there is no straightforward solution to your problem. When we deal with a situation, we usually tend to think we're responding to the situation as it is, but that's not true. We respond to our perception of the situation, which can be different from reality. Altering their perception of the situation can help people look at them differently and even identify the stressors.
(b) Problem focused coping strategies These are solution oriented approaches to dealing with a stressful situation. If the stressor is one that can be changed, the situation can be handled by eliminating the source of stress. These, in my opinion, are the simplest ways to make a situation better for yourself. If you can recognize that you're stressed because your days are hectic, make a schedule and see how that works out for you.
(c) Emotion focused coping strategies This focuses on dealing with the emotions that are stirred up as a consequence of a stressor. Unlike the other two, emotion focused coping looks to reduce the effects of the stressor rather than eliminate the stressor itself. People usually cope with these emotions by i) disclaiming (refusing to acknowledge) ii) escaping/avoiding the stressor iii) accepting responsibility or blame iv) exercising self control v) positive reappraisal of the stressor/situation. The main aim of this coping mechanism is to draw attention away from the stressor, which can be achieved through meditation, breathing exercises to reduce anxiety, pleasant activities like painting, embroidery, etc.
I know this may be a little hard to understand; I tried to make it as simple as possible but you cant run from technical terms, right? While reading up on this subject, I was absorbed in it completely and found it very interesting (and I also had a few epiphanies myself) and that's why I wanted to share it on here. :)
#mental health#coping#coping mechanism#healthy coping mechanisms#healthy coping skills#emotions#problem solving#appraisal
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The most powerful personal branding in the real estate industry™
www.mrcali.com
#mrcali#dle#designatedlocalexpert#appraisal#appraiser#california#property#broker#realestate#realstate
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