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n3xii · 9 months

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pick a card - how you can find balance

Hello everyone! today's pick a card will focus on:

-what you're placing all your energy into, what you're neglecting and how you can find more balance in between everything you're taking on at the moment. take a deep breath and allow your intuition to guide you towards your pile!!

pile one

what you're focusing on- page of wands and king of coins, Saturn in Scorpio

for you guys im seeing a focus on growth, expansion and exploring new ideas. youare wanting to grow your money and maximize your potential, not only with money you have the potential to make but money you already have whether it be savings, inheritance, loans, investments. you're pouring your energy into ambition and practicality and achieving financial freedom. intuitively i feel like this pile wants to achieve great things at a young age, you feel that you are destined for entrepreneurship, or making bold career moves that are risky but still grounded in reality. so overall pile one, you're energy is being poured into your longterm stability and financial freedom, especially financial freedom that is achieved through inheritance, investments, trading, traditional methods such as stocks or selling something.

what you're neglecting- nine of pentacles

Overall, the Nine of Pentacles suggests that you may be neglecting essential aspects of self-care, financial management, and appreciating the abundance that is already around you. you're being encouraged to find a balance between working towards your goals and taking time to enjoy life's simple pleasures. in the pursuit of finding financial freedom at a young age and achieving long term stability, you may be stifling social relationships too. pile one, its more than ok to pour more energy into your friendships, you can work towards your goals while still enjoying life's simple pleasures. your friends may miss you, dont listen to online creators who tell you that you can go out and have fun while striving towards an extraordinary lifestyle. longterm stablity may be difficult but it doesnt have to be miserbale or lonely.

pile two

what you're focusing on- the hanged man, the ten of swords, mecury in libra

the Hanged Man and the Ten of Swords together suggest that your energy is being poured into surrendering to, accepting, and embracing change. You may be in a period of transformation, releasing old patterns, and finding wisdom in challenging experiences. im feeling shadow work vibes, meditating on your fears and triggers to find the root of them. i feel like this energy is specifically demonstrating you placing a ''halt' on your fears to really examine every angle of them. im seeing the image of a spider creating a web, and one day they just stop to sit in what they've created before continuing to make their web. This combination of cards encourages you to be patient, with your life's direction, to find meaning in the journey. any delays or setbacks happening right now are trying to get you to stop, like the spider has, to exmaine where you are and what your triggers are, to build a foundation of something you ahve to know what the foundation is. i feel strongly that you're also being halted to examine your friendships and assoications before webbing a foundation in them. i also think that this pile is pouring energy into deciphering what media is influencing you and how its effecting you mentally, as well as how your words influence others, how your words effect your mind and reality. you could be getting into affirmations and manifestation.

what you're neglecting- the 6 of pentacles

you may not like hearing this, but you're neglecting fair, and balanced exchanges of energy, time and resources. The Six of Pentacles indicates that you may be neglecting the balance between giving and receiving. It's important to assess if you are being too generous to others at the expense of your own well-being or if you are hesitant to receive help or support from others when needed. or alternatively, are you not aware of how much you're expecting from others without giving in return?

pile three

what are you focusing on- three of cups and two of cups, mars in aries

friendships, close connections, building bonds, creating loving and harmonious relationships. you're pouring your energy into the more emotional, social aspect of life. i also feel that you're energy is going towards being emotionally vunerable and open in your relationships, you're placing emphasis on giving people quality time, sharing moments of openness, building mutual bonds with people. i also feel that there is also of impulsiveness going on, i think while you are pouring energy into a deeper bond, you're going head over heels, this feels like emotional compulsion to go 100 percent in on someone. i also keep getting the message about you being in a social group or friendgroup in which you break off into a partnership with someone in that group, and instead of balancing your time and energy between everyone, you're impulsively poring your emotional energy into one person. that wont resonate with everyone though.

what you're neglecting- 4 of pentacles

stability, solid foundations. the Four of Pentacles advises you to avoid neglecting areas related to financial generosity, planning, adaptability, and emotional connections. This card can indicate that you might be neglecting to embrace change or holding onto outdated financial beliefs or habits. It's essential to be open to new ideas, adapt to evolving financial circumstances, and be willing to make necessary adjustments. this card may also be coming up to signal that you're holding too tighly on something and neglecting everything else in pursuit of holding onto one thing, in your case, a relatiosnhip or bond with someone.

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bitchesgetriches · 9 months

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I'm terribly sorry if you've been asked this before, but I recently got a payout from a court case. I need to know how to passively invest. Problem is, I've been living poor for about 5 years after my knee injury. I already read a suggested article on your page about ways to invest a $1,000, but I'm looking for which companies are best to trust. Google isn't exactly reliable in that area with all its sponsored ads, so I was hoping if I could ask y'all: If you had about 10k drop into your lap, what is step 1? (and possibly 2 & 3)

We're so glad you asked, kitten. Were I in your situation, below are the steps I'd take.

Step 1: Establish a safety net. You've been "living poor" after an injury, which tells me that a little financial security could go a long way. So establish an emergency fund with some of that money. We recommend keeping an emergency fund in a HYSA (high yield savings account), which are currently returning about 4% across the board WITHOUT the risk of stock market investing. Here's how that works:

Not Every Savings Account Is Created Equal

You Must Be This Big to Be an Emergency Fund

Step 2: Invest in low-cost index funds. Do not--we repeat, DO NOT--attempt to pick individual stocks or companies to invest in. Leave that to much richer and more experienced investors. Instead, choose one or a handful of low-cost index funds. These bad boys track the entire market to minimize your risk. Here's how they work:

Investing Deathmatch: Managed Funds vs. Index Funds

How To Start Small by Saving Small

Step 3: Investigate diversified investments. If there's anything left over, you can look into an alternative long-term investment, like real estate, a small business, or even higher education for yourself. This can be a way to invest in something more personal, that you care about. But do your homework to mitigate your risk and figure out what sort of return you'll get. We write more about this here:

Small Business Investing: A Kinder, Gentler Alternative to the Stock Market

How To Save for Retirement When You Make Less Than $30,000 a Year

If you found this helpful, give us a tip!

#windfall #how to invest #investing 101 #investing for beginners

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manifesting-principessa · 22 days

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the beginner's guide to making money by investing in stocks (hot girl version)

since one of my goals here is to make money i wanted to teach you about what i know about investing in stocks. i use the website etoro to invest, below you can see a picture of my portfolio at the moment. i am by no means an expert but i've found the whole process of investing to be unnecessarily mystified so i thought i'd share what i have learned so far.

what does buying stocks mean?

in simple terms, buying stocks means buying a (tiny) fraction of a company. if the value of the company increases the value of your share goes up, if the company loses money the value goes down.

when should i buy and sell?

ideally, you should buy when you think that the value of a stock will increase in the future and you should sell when you have made a profit. in practice, this means you try to invest when a stock has reached its lowest value and you sell when you think it has reached its peak (but this is, of course, impossible to predict perfectly).

where can i buy stocks?

i would personally recommend going through an online stock trading platform, like etoro. you can look up what the best stock trading platforms are for your country. you should pick one with minimal fees that offers some tutorial or introduction to trading.

you can also go through a stock broker (a person that makes the investments for you) or more broadly your bank - be aware though, that they might take a cut of your profit for their services which is something you need to subtract from your expected profit.

how do i know what to invest in?

There are a few recommendations that I have seen time and time again:

ETFs - exchange-traded funds are bundles of stocks that are traded together. the advantage of ETFs is that they don't rely on a single company making a profit, the companies just need to make a profit overall. they are much less volatile than individual stocks and since economies usually always grow in the long-term, you are very likely to make a profit.

large companies - you can also invest in large, well-established companies that are very likely to make a profit and very unlikely to go bankrupt (e.g., apple, amazon, etc.)

diversify - this means you should invest in a wide variety of companies and industries. even when one of them does really poorly you are likely to make a profit overall.

copy-trading - this means 'copying' the investments of a more experienced trader. so you specify an amount of money and invest it the same way someone who knows what they're doing is.

how much should i invest?

most websites have a minimum amount you need to invest so you could start with that to get a feel for how it works.

as a rule of thumb, they say you should not invest money that you will need within the next 5-10 years. that rule prevents you from having to sell your stock at an unfortunate moment - even if you initially write losses, you can wait for a moment when your stocks have increased in value again.

if you have a fixed income you can commit to investing a part of your income every month. i've seen this referred to as dollar-cost averaging and i have not tried it yet but it is said to be a good way to build wealth in the long term.

how do i actually make money using this knowledge?

simple answer: by selling your stock at the right time and withdrawing the money. investing is a marathon, not a sprint - you should generally give your money some time to make a profit instead of checking every day and panic selling when you see a slight change. disclaimer: at least where i am from you need to declare what you made from stocks as income and pay taxes on it.

thank you so much for reading!

if you have questions or know more about this and want to add something please leave a comment 💕

#financial freedom #law of assumption #stock trading #financial empowerment #financial education #neville goddard #manifesting money #manifestation #rich girl

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deaths-accountant · 8 months

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Mole Interest

Mole buy stocks; mole invest

Mole must get her mole interest-

A quick mole-Google and she gets

The foremost trading app.

Countless firms are spread before her

CEOs beseech, implore her

They’ll return the most next quarter

Or else they’ll eat their cap!

Their speeches are long and dreary-

Kindred pitches form one expanse-

She knows efficient market theory

So she’ll pick one out by chance.

Finds a lovely busy Molehill,

Wide and lively with juicy worms,

Workers of the utmost moleskill

Do fair good work with fair good terms.

They’ve got sick pay near the best,

Pensions for old age,

Grievances quickly addressed,

And a living, squirming wage.

Their tunnels meet the latest codes-

They won’t collapse with heavy loads

The bi-annual inspector toads

Are but the meagrest expense.

Mole’s first AGM comes by

And she finds profits just shy

Where next door reports theirs lie.

Lost profits are loss to her sense.

Workers work well chatting without threat

But under the whip work harder yet

Workers’ welfare has no station

In the firm’s profit equation

Even if upon occasion

It distracts them from their grind.

And all the happy friendly chatter

On bottom lines ceases to matter

If she gets less she disinvests-

The CEO has made a mess

“It’s not how many worms I’d get

If maternity pay weren’t so kind”

She has her eye on ROI

Spies where dividends are high

Chase that bright green profit line

To where the tunnels aren’t so kind

The moles here toil, shifting soil

For pennies on the dime.

There is no noise; there are no joys

Or else they’d be chastised

They must not pause their tired claws

They are not unionised.

And in this thrift of pay for shifts

Their CEO is wise.

So money goes where money will:

The higher ROI molehill

And molehills where bosses are kind

Are molehills that get left behind

So management resolves to find

Each last bit of profit.

To compete in the present market

Suboptimality must be quit:

Maternity pay’s out the door

All chattering will be deplored

And toads won’t visit anymore.

The market demands it.

So interest rates equilibrate

If the workers will put up with it it has no moral weight

If you can take it with no fight it must be free.

What you don’t take will seal your fate

Intertemporal allocation in its most efficient state

By values that do not belong to me.

#mole interest #still could do with a lot more refining #any comments are appreciated- positive or negative #and may influence a final version

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sidehustlerscentral · 9 days

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Take Control of Your Finances: Earn Income on Your Schedule and Your Terms 🤝

Introduction

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therealvinelle · 2 years

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Who is richer Cullen Family or Volturi Family ? How much money do you think Volturi has?

Carlisle Cullen, age 370, has accumulated a fortune of $34.1 billion — much of it from long-term investments made with the aid of his adopted daughter Alice, who picks stocks based on her ability to see into the future.

Isle Esme is a tropical island off the coast of Rio de Janeiro. It is owned by Esme Cullen, and was given to her by her husband, Carlisle Cullen, as a gift.

Though mystified as to whether or not Bella is changed, Aro in return sends Bella the necklace as a wedding gift. It is described as being ostentatious with a very large jewel, and is said to have been part of the English crown jewels.

The Volturi still own almost all of the property in the vicinity. They have small private landing strip and more…

I think the Volturi have a lot of money from real estate, that's as solid as an investment can get. They can afford Heidi flying around in a jet or her yacht, so they're docking in Monaco wealthy at least.

Still, I don't think they're Scrooge McDuck wealthy. Certainly nowhere near the Cullens.

The stock market is something you could make a lot of money on if you just know the future. If for instance I travelled back in time just a couple of years, I could potentially make millions from buying, selling, and shorting at the right times. Buy PPE manufacturers in 2019, Pfizer in 2020, sell in August 2021, buy Gamestop before it took off, short Facebook in 2021 and Netflix and Tesla in 2022, and borrow insane money to do it all because I'd know for a fact that I'm getting it back. If I'm feeling unethical I'll buy oil and electricity well ahead of 2021 as well. I'll bet too, I now know every election winner.

Point is, if you know the future then the stock market will make you so rich. Holy god you're gonna so rich.

The Volturi could bet around, sure! They could have invested a little in every vaccine manufacturer when the pandemic broke out, thrown themselves on the Gamestop craze when it began (but when to sell? Alice knew when it was gonna burst, they did not), they can figure out Facebook and Netflix are about to take a hit and predict Musk's idiocy to make investors pull out, and electricity and oil are probably resources they're already invested in. However, they can't know for sure the way Alice can, and so they'll have to be moderate with their every investment. And if they're trying to make short term investments like these, then they will end up making bad investments that blow up in their faces.

Aro is running a thousand-year-old organization he wants to be stable, and that means he can't suddenly call a meeting to tell everyone that he, ah, might have lost €200M because heh, tiny chance he decided to put it in Vine. Hm, yes, sorry about that.

Aro's going to have to do long term investment, and that means real estate, all the real estate. Maayybe if he wants to have a bit of fun he invests in other things as well, but that'll be Aro investing in a company that produces animal-shaped jewelry because those were the cutest tiny ceramic guinea pigs he ever saw, not looking to make the big bucks.

The Volturi can't match Alice.

With that in mind, I think the Cullen fortune has been overestimated. Money gets to a point where it's more of a hassle to have, and a sum like $34B or even $64B as Forbes estimated (I'll put it this way, I'd love to see how Forbes arrived at that number) is a full time job to manage. Yes, the Cullens have luxuries they don't need, and given Alice's... Aliceness, I’m sure they’re ugly rich, but they are also living fake lives. They get their legal documents from a shady guy in Seattle. I'll almost guarantee you that they only do the bare minimum in terms of managing their fortune. I honestly think their genius solution to stay under the IRS' radar is to just... keep it lying around the house in cash form. If the money was accounted for, Bella would have been grabbing a credit card, it's telling that she grabbed a wad of cash instead. For larger purchases (can't buy an island with cash) I imagine they have offshore accounts an alternate identities.

But, again- these guys have a guy in Seattle that they run to for fake papers.

They act like drug lords, not billionaires, is what I'm saying. To the point where I would wager Alice has sold a few very expensive art pieces, wink.

I think their fortune is vastly oversized but the indications we're given of how they manage it would point to it not being in the tens of billions. I also just... genuinely don't think they're capable enough to hide that kind of money.

Still, given Alice's gift- should she want to become the richest woman on Earth she could do it, but I don't think she has.

(Note on real estate: yes, I know 2008 made it look unstable. However, this was due to greedy banks overdrawing mortgages, the extant houses being uninhabited, and a whole lot of nonsense. There are many ways to invest in real estate, and doing so wisely is going to be a very safe long term bet.)

#alice cullen #twilight #twilight renaissance #twilight meta #twilight economics #volturi #capitalism tw

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spooniechef · 1 year

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Emergency Calories (0-1 Spoon)

Food can be a struggle on really bad days, no matter what the circumstances are. You hurt too much to make something, or maybe it’s the thought of the dishes afterwards that’s too daunting to bear. Maybe you’re too brain-fogged for whatever reason to decide on a thing to actually make, or hyperfocused too long on something and come out of it so hungry that it’s turned to nausea and/or headache, and the thought of any real food is sickening. Either way, the problem’s the same - too much hunger, not enough spoons to fix the problem.

The way I’ve found to deal with that is to keep a small stock of emergengy calories on hand; the kind of thing that needs minor preparation at most, and at most one dish and a utensil. Most of them don’t even need that much. Sometimes, just the act of cramming some emergency calories into my face has unlocked enough spoons to be able to manage an actual meal. So here’s a list of the emergency calories that have been my saviours, particularly since my fibromyalgia diagnosis.

Peanuts: zero prep, zero utensil, zero spoons. Peanuts (and most other nuts, if you’ve got a peanut allergy) are high in protein and fat, because nut oil, and while not particularly high in carbs, they’ve got enough to be going on with. This makes them a quick-burn and a slow-burn food, and can be supplemented with other things that are higher in carbohydrates to get more of a quick pick-me-up. Thing is, it’s the longer-term energy that I tend to be going for when I shove a handful of peanuts into me, since I’m generally hoping that it’ll perk me up enough to make an actual meal. That’s why I keep a bag of salted peanuts in the cupboard; if I can’t make myself prepare anything and need something a little more substantial than the usual snack foods, I’ll just pour myself a handful and munch.

Dried fruit: zero prep, utensils, and spoons, at least in terms of consumption. I have a whole entry planned about why a dehydrator is the best investment anyone who lives with a really tight spoon budget can make, but if you don’t have one, store-bought dried fruit is fine. A little expensive, maybe, but sticking with raisins helps with that, and getting those little snack-boxes of raisins may end up a nice little nostalgia trip back to elementary school lunches and that one trick-or-treat house no one really wanted to go to because the raisins weren’t even chocolate-coated. For something that feels a little more prepared and tastes a little more interesting, mixing raisins and peanuts is really nice, giving an interesting range of textures and flavours. Sometimes a handful of peanuts plus a little box of raisins can unlock a whole spoon with which to cook an actual meal, I’ve found.

Potato chips: zero prep, utensils, and spoons. Maybe not the healthiest choice, but sometimes it’s the only choice. They recommend plain salted chips (or crisps) for chemotherapy patients for a reason; they’re easy on the stomach and help replenish lost salts. Whether they’re fixing a salt deficiency, fixing a blood sugar deficiency, or just a placebo, I don’t care; I find a little bag of crisps settles my stomach when I’ve left it too long between meals and have the nausea as a result.

Rice cakes or crackers: minimal-to-zero prep, utensils, and spoons. It all depends on how you’re eating them. You can have them plain - they even have flavoured rice cakes now - and that takes no spoons or anything. On the other hand, if you’re up to picking up a knife or pulling something out of the fridge, rice cakes and crackers are a good, light, easy-on-the-stomach alternative as a vessel for something that actually tastes of something. For instance:

Peanut butter: minimal prep, utensils, and spoons. Peanut butter (or any other nut butter, again accounting for allergies) can be eaten with a finger out of the jar if you’re really having a bad day, but if you can manage a spoon, just eating a couple of spoonfuls from the jar works just as well. There’s also the option of dipping something like dried banana or apple chips or something into the peanut butter and eating it that way, if you’ve gone the dried fruit route. However, if you can manage a knife and maybe a plate, this provides scope for peanut butter sandwiches or just peanut butter spread on rice cakes. If inspired that way, there could even be PB&J. It’s shelf-stable, so it doesn’t go bad very quickly, and has the same basic benefits as the nuts on their own. Maybe more sugar and/or salt, is all.

Sliced lunch meat: minimal-to-zero prep, utensils, and spoons. Like the rice cakes - in fact, part of why the rice cakes are there is because they can be part of a low-spoon charcuterie board sort of set-up. Way less expensive than Lunchables. Or, if you just need some protein that isn’t a nut, just roll up a piece of whatever lunch meat you’ve picked up and nosh away. Same basic thing as jerky or dried sausages, but both those can be kind of salty and a bit more effort to eat than someone might be up for, and both are a lot harder to put on a cracker.

Cheese: minimal-to-zero prep, utensils, and spoons. Whether real cheese, Kraft Singles, or some lactose-free version of cheese, it’s still got protein and fat and is useful for something you can just quickly eat right out of the fridge, or spread on crackers if it’s cream cheese or soft cheese, or slap together a cheese sandwich with. A versatile way of getting your protein in on the same tier as the lunch meat.

The deciding factors on all of these are how long they take to go bad. Fresh fruit is a great snack but any time you buy fruit, you’re making a commitment to either eating it all before it goes off or wasting food, and that latter’s a pretty common outcome, particularly when some of one’s symptoms can lead to forgetfulness. That’s another one I’ll point out in the dehydrator-related entry, but for now, sticking strictly with the basics - that these are good, solid snack options for days when there are just no spoons left, and are sometimes effective enough to replenish a spoon for cooking a real meal. Just the one, generally, but it’s like one of those tiny minor mana potions you get in video games; sometimes that one spoon is the difference between getting something done and not. It’s enough, sometimes.

These are just my recommendations for the little essentials that should be sitting in the cupboard somewhere in case of emergencies - the kinds of things that I’ve learned will keep me going when I’m struggling and too hungry to function. If you’ve got any further ideas for little snacks for bad days, additions are welcome. I haven’t put soups in here because they’re not really near-instant calorie sources; I’ll touch on soups another time.

#cooking #The Spoonie Chef #Spoonie essentials #tips and hints #snacks

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red-dyed-sarumane · 10 months

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やめてください柊マグネタイト feat. 羽累 / Please Stop Hiiragi Magnetite feat. Haru english translation

Hiiragi Magnetite's 16th song over all & the 10th song in aru sekai series! There's no background text this time but I think the amount of context in the lyrics is more than enough to figure out this part of the story.

Youtube | NND

敗北ランド実際は排他失敗社会だ理解がない A defeated land, truth is excluded It's a failed society, I don't get it

快も不快も後悔が対価人生終わった一回でバーイ Pleasantness and unpleasantness, compensated with regret My life's over, a one time byee*(*occurance)

差異得ライド言った言わないの記載はないがごめんもない A disparity advantage ride, won't you say it was said? There's no record of it, but no apology either

埋没ランド失態晒した失敗社会だ理解がない A buried land, it exposed the errors It's a failed society, I don't get it

毎食ドットファニーインダストリー道理混濁ドーミー for Me 賞味ソーリー暴利ストーキング！ Every meal dot, funny Logic of an industry Muddled dormy for me, an appreciation Sorry, it's usury stocking!

背徳ノット甘美見出す脅威承認コンタクト産み長期投資勝利合理苦ショウミー！ The knot of corruption, so sweet Discovering threats, acknowledging them Creating contact, a long term investment Success, rationality in pain, show me!

やめてくださいやめてくださいえーブンブンブブンブンブンブブンは？ Please stop, please stop, yeah Buzz buzz b-buzz buzz buzz b-buzz, huh?

やめてくださいやめてくださいえーブンブンブブンブン Please stop, please stop, yeah Buzz buzz b-buzz buzz

は？ Huh?

最速回答聡明じゃないの？判断遅いよははいははい The fastest answer, it's the most sensible, isn't it? Your decision's so slow, ha, yeah ha, yeah

愛読愛用スーパー問う賛とノーマル問う散に学びなさい A favorite reading, please learn from A super accusation of praise and dispersal of a normal accusation

単発バイトお金がないね仕方がないねヤるしかない It's a one-shot job, there's no money in it, huh There's no way around it, huh, I have to do it

催促回答どう？ねえ？しないの？判断遅いよははいははい Demanding answers, how about that? Hey? Won't you do it? Your decision's so slow, ha, yeah ha, yeah

退職ボットバーニング皆苦労人同士御社不当に奉仕飲み飛び込みローディング！ A resignation bot, burning Everyone's so wise, colleagues Your company unfairly drinks up the bargain Plunging into loading!

愛毒ノット堪忍見た？ストーリー更新網膜調子推しの身お搾り庶民！ A knot of poisoned love, endurance You saw it? The story's update The state of the retina, your favorite's body, an aperture of the common folk!

契約もっとパーリー人格統制狂信鉱脈通りツルハシ売り撒きダンシング！ A more pearly contract Personality regulation, what fanaticism The flow of the vein, a pick-axe A distribution of sales, dancing!

感謝出会いに感謝人類全員感謝毎度収入お布施恒例脳脆当然放置！ Gratitude, gratitude for meeting All of humanity's grateful Every time, receipts, offerings, customs A sentimental mind naturally leaves it alone!

やめてください！！やめてください！！ Please stop!! Please stop!!

えーブンブンブブンブンブンブブンは？ Yeah Buzz buzz b-buzz buzz buzz b-buzz, huh?

やめてくださいやめてくださいえ－ブンブンブブンブンブンブブンは？ Please stop, please stop, yeah Buzz buzz b-buzz buzz buzz b-buzz, huh?

やめてくださいやめてくださいえーブンブンブブンブンブンブブンは? Please stop, please stop, yeah Buzz buzz b-buzz buzz buzz b-buzz, huh?

やめてくださいやめてくださいえーブンブンブブンブン Please stop, please stop, yeah Buzz buzz b-buzz buzz

はあ。お人よしなんて言葉ヅラだけはまあいいがただ「自分自身さえ我慢すれば」「それで全部済むならいいや」って一回二回小さな侵略を許すうち気がついたら唯一の聖域をお前らに何もかもめちゃくちゃにされた Hah.* (*sighing) It'd be acceptable if people's significance was just a term but Only "If you have patience with yourself" "Then everything should be fine once it's over" they said Once, twice, when I noticed the forgiveness of small aggressions The sole thing off limits caused Everything unreasonable to happen to you guys

断れない！断れない！断れない！嫌われたくない！ああ！そのせいで！そのせいで！そのせいで！ It's unrefusable! It's unrefusable! It's unrefusable! I dont want to be hated! Ah! Because of that! Because of that! Because of that!

何もかも終わった Everything's over

----

T/N

1- the bye towards the beginning, since its in katakana it makes sense for it to be a casual drawn out bye but given this is a magnetite song & a series song at that i cant ignore the possibility of it also being a play on 場合

2- the ha hai ha hai parts, i think given the spacing its more of bitter laughing or sighing than a y-yeah/y-yes type deal.

3- i translated oshi as your favorite but its used for someone you support or are a fan of, similar to stan or bias but i wasn't sure those terms fit the mood of the song

4- this is more of a fun fact series wise but the 8 times 7 times repeating pattern for yamete kudasai and bunbunbubun respectively is the same pattern as the repeating parts in laboratory (kaete, koete and yamete, tomete respectively)!

5- another series note, the sono sei de is very similar to the sono sei wa in kugutsu ashura so while i translated it as "because of that" saying "in that world" may also be an intended double meaning!

#vocaloid #cevio #song translation #hiiragi magnetite #haru #yamete kudasai #柊マグネタイト #やめてください

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icfmindia · 1 year

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HOW TO INVEST IN STOCK MARKET?

People these days want more than one stream of income, so for that stock market investment is the best way out to bring new inflow of money in life. There are certain approaches one must follow to get into stock market, otherwise this may also give you huge losses.

Earning profits will be easy when you know the right strategies in stock market in different segments. Learn best option strategies practically with ICFM

Your vision and benchmark profit should also be defined before entering the market, where you can set a limit for profit and loss too and also how much is the capacity to invest.

Now, the important factor is to pick correct stocks and shares where you can invest and earn. There are numerous methods of stock picking that investors and analyst apply. But they are also the modification of the basic buying strategies of investing.

Related: ICFM is the best Institute for stock market in Delhi.

Following are the 2 useful strategies for investing:

Growth investing- investors look for those companies which are having high growth potential, hoping to realize the maximum benefit from appreciation of price in the long term purpose. As the investors seeking out the growth so he is less concerned about the dividend income and more willing to risk investing in new companies showing high potential to grow.

Value investing- here, investors invest in blue chip companies who are well established and shown slow and steady returns over the period of time and get benefit of regular dividend income also. Investors are more focused in steady income through avoiding risk as compared to growth investing. And strategy helps in buying the stocks when it falls and selling after a certain increase in price and their intrinsic worth realized by the market.

A Mixture of Value and Growth

If anyone is planning for long term approach of investing, a mixture of both the strategies will give a great benefit to the trader. Behind this, there are certainly good enough reasons to back these stock investment strategies.

Because of the dependency on the seasons, value stocks typically performs well in the market during the good times but also have a risk of falling down if the bull market sustained for the longer period of time.

On the other hand, growth stocks work phenomenal when interest rates drop in the market and due to this their earnings goes up. When there is a last stage going in the bull trend then also these growth stocks continue to rise.

So due to mixture of both, investor enjoys higher returns on his investment while reducing the substantial amount of risk. Suppose any uncertainty happened in the market and an investor has both the growth stocks and value stocks, so he can generate optimal earning and fluctuations won’t wipe out the real investments and returns will be more likely to balance out in your favor over time.

Conclusion

Every investor should build up their own strategy to stand in the stock market and which suits their needs and wants. One can go for growth or value or both, any dedicated strategy will give great results when you are consistent upon it. You can change the strategy during the course of your life as the financial situations changes or goal shift.

#Derivative Market Course #Stock Market Course #Trading Course #Share Market Classes #share market training

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notfinancialadvice · 1 year

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This is my top-tier emergency fund. I am not in an emergency, so I am viewing this as an opportunity.

This is one of the funds I invest in. It is a single fund (I buy 1 ticker symbol of shares), the fund then takes investor money and buys shares of a lot of companies.

The cost of this service is about $1 per $10,000 invested across the entire fund. It’s ridiculously cheap. This is how EFT and similar funds work.

The benefit being they do the leg work of figuring out what companies will be worth more someday in the future, and which are overpriced now. This is an incredibly difficult task requiring extremely expensive equipment and a career of experience that must be run 24/7/365 forever.

Ergo: this is a great deal. I am paying about $1/10,000 per $1 I invest to not do any of that.

(I think it might actually be slightly higher than this clean example but by “slightly higher” I literally mean a few bucks instead of literally $1. Am writing this on my phone while waiting for a meeting to start.)

Previously, I researched the fund and said “this works for my personal situation” and bought shares and monitor it very occasionally.

Because the fund’s stock price is down, as part of normal stock market stock marketing, I can say “I can buy more shares for the same amount of cash I normally invest on a weekly basis.”

The risk is the fund will go to $0 and I will lose all my money. This is an inherent risk to investing. In researching this fund, I feel the risk is so low it is statistically irrelevant.

The reward is this fund will recover and be worth more than I bought it at. The timeline for this to happen is 20-30 years, or when I am in a life-or-death situation and have exhausted all alternatives, whichever comes first.

I specifically am using money saved to invest, so we are going to focus on what my options are with this $X

The alternative would be to put the money I have for investing into a high-yield savings account for 20-30 years instead. The return on those are, as of writing, up to 4%.

Why is this not the best option? +4% vs -2.66%?

This is from a fact sheet.

Every fund has one (it’s actually a giant, potentially illegal, red flag if one does not) and they are part of the publicly available, pre-purchase, literature.

Google “{ticker code} fact sheet” and you will find it. They will all have a table similar to this. It will be publicly available and should not be behind a signup wall.

An annualized return is the average return over that period, year by year. So a 12.42% return over 10 years turns a every single $1 invested into $3.22. Google “annualized return calculator”

A savings account at 4% compounding daily turns this into $1.49 in 10 year. Google “daily compound interest calculator”

For comparison, they stock market return matched that just after Year 03 of 10.

So, when a fund I trust for a long term investment is down, to me it is future money on sale.

Every $1 I put in today does a little further then it would when the stock is performing well.

There is risk.

Funds will have bad years, they will have bad multi-year periods.

When I check on it, I ask, “are things bad now for everyone? Or is everyone doing well, but this fund sucks? If so, why — is it temporary, is it because they are digging deep into a long term strategy, is it because they lost their edge? Is this being fixed?”

Timing the market (holding cash until stocks are low) is difficult and rarely works out.

You can’t reliably predict when YOUR stocks are going to move, or how far, or in which direction — all you need to focus on is what you are picking.

I have $X that I invest weekly

When I have money and my stocks are high, I double check my emergency cash savings. Are they comfortable? If not, fill. If yes, invest.

When I have money my stocks are low, I am more aggressive about investing extra money. Not at the risk of damage should emergency cash be needed! But if I have extra cash, I strongly consider this as a good time to invest. Can I invest more than $X?

When I don’t have money I don’t look at the market, it’s not relevant to my immediate situation.

#money #stock market #aging tumblr population #make money #stocks #money management #adulting

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options-tradings · 2 years

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What is options trading for beginners?

Besides stocks, there is a growing interest in options trading. Options are financial contracts that derive their values from an underlying asset, such as stocks, ETFs, bonds, etc.

Options trading involves buying or selling underlying assets at a fixed price on a future date.

Options trading can be more complex than trading stocks. When you buy stocks, you fill an order for the number of shares you want to purchase. Your broker executes the trade at the prevailing price or the price limit set by you. But options trading requires understanding advanced strategies and knowledge of asset price movement.

How does options trading work?

When traders buy or sell options, they have the right to exercise the options at any point before their expiry date. But simply obtaining an options contract doesn't require one to execute its terms at expiration. Due to this feature, options are regarded as derivative securities. It also means that, unlike shares, options don't represent ownership in a company. The market price of the options is, therefore, the proportion of the underlying asset price.

How to trade options

Open an options trading account: Brokerage firms will screen probable options traders for their experience, understanding of risks, and financial preparedness. They will note these factors in the options trading agreement. The broker will ask you for,

Investment objective

Trading experience

Financial details

Types of options you want to trade

The broker will assign you an initial trading level based on the answers.

Nowadays, you can open an options trading account online with brokers like Angel One.

Pick options you want to buy: You can select from the available options contracts in NSE. For your understanding, a call option gives you the right to buy an underlying asset at a fixed price on a future date. A put option allows the holder rights, but no obligations, to sell underlying stocks at a predetermined rate on a future date. The decision to buy a call or put option will depend on your understanding of asset price movement.

If you expect the asset price to rise, you will obtain a call option. Conversely, you'll buy a put option when you expect the asset price to fall.

Predict option strike price: An option only remains valuable if the underlying asset price finishes close to the strike price on expiry or the contract is 'in the money. It means above the strike price if it's a call option and below the strike price in case of put options. You'll want to buy options with a strike price that reflects where you expect the stock price to move during the option's lifetime.

The price you pay for an option is the premium. It has two components - time value and intrinsic value. The higher the premium, the lower your profit.

Determine the option time frame: Every option has an expiration period or the last date you can exercise your rights. The expiry date is not random. The option's expiry date in India is fixed on the last Thursday of a month. Options are not suitable for long-term investment. Options traders bet on the short-term movement of the asset price. Hence, options are available for 1-month, 2-month, and 3-month duration.

An option's time value decay as it moves close to the expiration date. If you don't monitor the movement of the asset price or don't execute the option on time, it may expire worthlessly.

Now trade options with angel One. Open an options trading account and start investing.

#options #optiontrading

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marketmenn123 · 2 years

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When is the best time to upgrade your furniture?

There is no bad time to upgrade your furniture. You need to consider your situation, but if you are in the market for a new couch, chair, or bed, make sure you take the time to find a quality piece at a great price. You may not know it, but now is the best time to start looking for furniture stores because many stores are starting to stock their spring and summer furniture now. When you wait too long, you risk missing out on the best deals and being forced to pay more for the same items.

If you've been thinking about getting new furniture or switching some things around, you're not alone. So many people are in the same situation, and if you're like me, you've probably waited too long to make a change in your home. This is a guide to being proactive and when the best time is to make a change in your home. Your furniture goes through a lot of wear and tear. Over time, it can start to show its age and might not be as comfortable as it used to be. You might be wondering when the best time to upgrade your furniture .

What is the best time to upgrade your furniture?

The best time to upgrade your furniture is when it starts to look old and outdated. There is a lot of wear and tear that your existing furniture may suffer from and it will start to get ratty looking. You will feel unsociable when you are surrounded by tatty and dated furniture. If you feel it is time for an upgrade the best way to do it is by contacting a furniture removalist to help you.

How to determine what furniture you should upgrade?

Purchasing furniture is always a difficult process. You'll find better prices online, but what if you don't have time to go to the store and test out the furniture for yourself? This is why purchasing furniture online is a great idea. It allows you to find better prices and purchase furniture from the comfort of your own home. However, this is a big investment, which is why you need to take your time. Read this article to learn how you can select the right furniture for your home.

What might affect your decision?

Furniture is in our lives for the longer period. When we invest in the furniture, we want it to serve us for the long term. This blog will talk about the different aspects of furniture and how we can shop with the purpose of getting furniture that will serve our need and building aesthetic value as well.

How to pick the best time to upgrade your furniture?

Picking the best time to upgrade your furniture is not a big deal but it can be a time consuming process. You have to ensure that your furniture serves the purpose for which it was designed. You need to ensure that you are purchasing the best furniture Shops for your money. In most cases, we do a lot of research to ensure that we pick the right furniture. But, this research is never enough.

Conclusion: You'll be surprised by how much money you can save when buying furniture at the right time.

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21kschool · 2 years

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How Can Online Schooling Help You Invest More In Your Child's Future?

Online schooling comes with a host of benefits. With the cost of traditional education rising to 12% a year, the personal savings you could realise through online schooling is quite clear. These savings don’t just mean extra disposable income in the short run, they are potential investments to secure your child’s future.

How do you save because of online schooling?

No additional transport costs:

On average, you spend anything between INR 9000 and INR 15000 every term to send your child to school by bus. Those who have chosen online schools like 21K School save up to INR 45,000 a year. More often than not, these costs are hidden in exorbitant school fees.

Lower medical bills:

This one isn’t as obvious as the other reasons. With your child safe at home, you aren’t exposing them to the ever-recurring common cold at every turn of the season. With rising medical expenses, these savings can add up to quite a bit.

Minimal to no uniform costs:

Some online schools require children to have school uniforms, even then, with the reduced wear and tear, you won’t find yourself buying a new set of uniforms every term.

Less expensive fees:

Of course, you want your child to access the best education. Traditional schools that provide a choice of international curricula comparable to 21K School and a particular quality cost anywhere from INR 900,000 to INR 16,00,000 yearly!

At the very least, traditional schools cost about INR 50, 00,000. That is, up until the twelfth grade. Private schools that offer suitable extracurricular activities and options of international curricula could set you back well over INR 1.5 Cr during the same period.

How do you invest in your child’s future?

1. Choose a reliable online school

Online schools undoubtedly help you contain costs and save money. The best way to invest in your child’s future by saving money is to send them to India’s best online school, 21K School. Not only does your child get access to everything they want and need to learn, you also save significantly to make smart investments for your child’s future.

2. Find ways to get earnings from your child’s art

Schools that care about your and your child’s future develop great plans for you. Schools like 21K School convert your child’s art and other craft into non-fungible tokens (NFTs). The earnings gained from these NFTs go towards your child’s future.

3. Invest in child insurance plans

Child insurance plans invest a portion of your premium in higher-than-average return options and can be cashed upon maturity.

4. Invest in gold or ETFs

You could buy some precious metal, rent a locker to keep it safe or invest small amounts over time in gold ETFs. These electronic investments allow you to purchase gold without worrying about keeping it secure. When the gold markets are ripe, you can sell your units, invest elsewhere, or buy more gold.

5. Sukanya Samriddhi

Sukanya Samriddhi accounts enable parents of the girl child to earn up to 7.6% annually from investments. You can choose to save for their higher education or even their marriage. This scheme is run by the Indian government and is a safe investment choice until your daughter turns 21.

6. ULIPs (Unit Linked Insurance Plans)

With ULIPs, you need not worry about inflation as much as you do with many other investment options. Part of the payment goes towards insurance if something unfortunate happens to you. The other part is invested in capital markets and generally generates a relatively stable return. However, you must research all ULIP plans available and pick the one that suits you best.

7. Post-office savings schemes

Post office savings schemes have been around for a very long time. They are known to be safe and generally offer a competitive rate of interest. Safe investments like these are a great way to ensure that the money you save by sending your child to an online school, is used for their future.

8. Stocks and mutual funds

Of course, the stock market is one option. However, make sure you do your research and are prepared for fluctuations. While this is riskier than many other options, it will likely yield the best returns for you.

Tips to make sure you invest right

While your approach to investment may vary, there are a few tips that every parent needs to know.

1. Set clear goals: Set clear goals of how much you want to save. It will help you plan your budget and ensure your savings are consistent.

2.Be future ready: The economy can sometimes be unpredictable. It is best to invest in multiple saving options and hedge your bets. Don’t go for only high-return investments that are often riskier.

3. Start early: This may be the most prudent advice. Start putting money aside as soon as you can. Any parent who has raised a child to adulthood will tell you, time flies. Make sure you start your investments early on.

#Online Schooling #Online Schools #Online Homeschooling #Traditional Schools

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sshbpodcast · 2 years

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Who’s got the lobes for business: The best Ferengi in Star Trek

By Ames

Rule of Acquisition number 74: “Knowledge equals profit.” At A Star to Steer Her By, we’re seeking knowledge: specifically the answer to who are our favorite Ferengi characters in Star Trek. The froglike race grew from a satirical take on capitalism in TNG, to a whole planet undergoing a gender revolution in DS9, to the occasional clever gag on Voyager and Lower Decks, and we were fully strapped in for the ride the whole time!

There are a number of good choices for favorite characters in the Quark family alone, so you’re going to see a lot more overlap from the four of us in our final picks. Spin the Dabo Wheel and see who came up as you read on below or listen to our coverage on this week’s podcast episode (discussion starts at 42:45). Pull up a stool!

Caitlin – Fortune 500 Ferengi

Pel

Quark

Moogie

Caitlin’s favorite Ferengi are all expert entrepreneurs in their own right, even if they have to go about it in their own ways. We demanded more of Pel for proving her worth in a male-dominated world; we’re all unfettered fans of Quark for just how much depth his character got to explore over the years, and of course we delighted in Moogie for literally wearing the pants in her relationship especially when females were supposed to be naked!

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Ames – All that glisters is not latinum

Quark

Pel

Reyga

The Ferengi that Ames wanted to spotlight are those that break the mold on traditional Ferengi social constructs. Again, we see Quark who consistently pushed against the limits of what we were told was Ferengi culture, Pel who defied the gender barrier and got away with it, and a rare throwback from Next Gen in Dr. Reyga, the Ferengi scientist studying in a field we’d never expected to see someone of his race involved in without profit attached!

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Jake – The beat of a different lobe

Nog

Pel

Leck

Jake wanted to give shout outs to Ferengi to march to the beat of a different drum… just not so loudly as to hurt their ears. Let’s have a standing ovation for Nog for finding his own path in the universe that took him places Ferengi had never been, yet another round of applause for Pel for pretty much everything we’ve already covered, and a little extra aplomb for Leck the Eliminator, a Ferengi so unusual he’d assassinate someone just for the XP.

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Chris – Long-term character investments

Rom

Moogie

Nog

Buy stock in Chris’s picks early on and you’ll reap the rewards by the end of Deep Space Nine. These characters are in for the long haul and develop hugely over the series. Follow along as lowly, disrespected Rom gains confidence over the seasons until he’s actually the Grand Nagus, as Moogie’s influence grows to incite a female revolution on Ferenginar, and as Nog develops from juvenile delinquent to respected Starfleet officer.

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We hope you found profit in our choices and didn’t get written up by the FCA. Next week we’ll have the spotlight on another alien race, so make sure you’re keeping up with us here. You can also continue on our voyage through Voyager on SoundCloud, hail us on Facebook and Twitter, and be sure to tip your Dabo girl!

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