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#bi weekly payments
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A GUIDE TO BECOMING DEBT FREE QUICKLY
Paying off a loan can be a long and difficult process, but there are ways to speed up the process and become debt-free faster. Here are some tricks that can help you pay off your loan faster: Make bi-weekly payments: Instead of making monthly payments, try making bi-weekly payments. This way, you end up making one extra payment a year, reducing the interest you pay over time and helping you pay…
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soberscientistlife · 3 months
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Something to think about…. What if you were a single parent with a child . You work full time for $14.00 hr. You bring home roughly $800 .00 per paycheck (bi-weekly). Your bills: $1, 000 . 00 / rent $150 .00 / electrical $250 .00 / car payment $150 .00 / car insurance So let’s do the math : You bring home about $1,600 .00 a month & your bills average about $1,550.00 (give or take). You’re making it, but barely. This doesn't even include groceries, internet, cable, cell phone, etc . (nor does it include child tax credit, or child support) Now, it’s a really cold December and you get a power bill for $600 .00 How do you pay that? To put it simply , you don’t. Because you can’t. So your power gets shut off. But you know what your lease says? It says you get evicted if your utilities are terminated. So now you’re in court crying to a judge who doesn’t care, & you have 10 days to get out. Well you’re in luck, because you found somewhere with 3 days to spare & it’s only $650.00 a month! But to get in, you must pass a background & credit check. Which you can’t because you just got evicted. You’ve never been a criminal, but even if you could pass it, you’re looking at $1300 to move in, after paying the deposit & first month’s rent. Time’s up …. Landlord shows up at 7am with the police & changed your locks. So, now you’re living in your car with your 7 year old son & everything you need to get by. You tried to get a storage unit, but you don’t have a billing address so they won’t sell one to you. So you could only take what would fit in your backseat. You pay to shower at local truck stops & eat whatever can be cooked in a gas station microwave.Someone sees you & your son living like this & calls C.P.S; guess what happens next ? ? ? They remove your child from your care. As if this isn’t devastating enough, you lose your job too. (Because “an employee losing their child reflects poorly on this company .”) So now, you apply for an apartment with the region where the waiting list is 3-7 years. Then you go into Wal-Mart to put in an application. When you get back to your car you see that your back window has been smashed & someone helped themselves to your belongings. Remember that it is December & really cold. Now you have damage to your only shelter. You call your car insurance, who says your deductible is $1,000.00 ~ AND ~ they’re going to increase your monthly rate since you’re now “ high risk .” You call the homeless shelter as a last resort & all their beds are full. I’ll stop here ….. Because I think you get the point . The people we work with everyday are these people . WE ARE THESE PEOPLE . We are all so close to homelessness & don’t even realize it . All it takes is :
one unexpected bill📃~
one fender bender🚙💥🚗~
one lay-off 📊~
one house fire 🏠🔥 , etc. Instead of talking trash about people who are poor , homeless , or need assistance , why don’t you try being grateful that you’re not in their shoes …… YET ! This is about staying humble & being kind . BE THANKFUL FOR WHAT YOU HAVE ❤
Read this, then read it again
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beardedmrbean · 6 months
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Former Baltimore City State's Attorney Marilyn Mosby was found guilty on Thursday of two counts of perjury by a federal jury in Maryland.
Mosby, who was Baltimore's highest-ranking prosecutor from 2015 to earlier this year, was found guilty after she falsely claimed she was suffering from "financial hardship" because of the pandemic and obtained federal funds illegally.
She used the money for down payments on two vacation homes in Florida, according to the Justice Department.
Jurors began to deliberate on Thursday after opening statements on Monday. Mosby did not testify during the trial.
A lawyer for Mosby did not respond to ABC News' request for comment.
Mosby was known for charging the six police officers involved in the Freddy Gray case, a Black man who died while in police custody in 2015. The officers were later either acquitted or their trials were declared a mistrial.
The DOJ said Mosby submitted COVID-19 related distribution requests for withdrawals of $40,000 and $50,000 respectively.
The indictment, filed in January of 2022, says that Mosby falsely certified that she met at least one of the qualifications for distribution as defined under the CARES Act, specifically, that she experienced adverse financial consequences from the Coronavirus as a result of being quarantined, furloughed, or laid off; having reduced work hours; being unable to work due to lack of childcare; or the closing or reduction of hours of a business she owned or operated. In signing the forms, Mosby "affirm[ed] under penalties for perjury the statements and acknowledgments made in this request," according to the indictment.
The indictment says that Mosby did not experience any such financial hardships and in fact, Mosby received her full gross salary of $247,955.58 from January 1, 2020, through December 29, 2020, in bi-weekly gross pay direct deposits of $9,183.54.
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indy-gray · 1 year
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Listen yall, this is writeblr and I'm seeing it a lot and that is a GOOD THING. but the WGA Strike is SO CRITICAL to the writing craft.
I say this as someone who has written (and occasionally still does) professionally. (Not creatively, a different kind of writing when I'm freelancing) Yall need to understand that this can do so much for those of us who don't write creatively professionally.
When I was writing professionally, I was 22, I'd been unemployed for 2 years already, and the first employer to say yes to hiring me got me with no negotiation. I was paid .03$ per word. THREE CENTS per word. My usual turnaround time was 48 hours for 3k words because any longer than that and I forfeit my payment. They put a max on my word limit so that they could limit my payment. I couldn't write more than 5k words per week. I made about $150 per week and at first I had to forfeit several dollars of that to Paypal fees because that's the only way my employer would fulfill invoices.
I got no benefits, in fact they specifically moved payment methods from my invoicing to a google form I filled out bi-weekly. This made it incredibly hard to track payment for tax purposes.
But this WGA strike? This could open the doors for other professional writers to demand value for their work. We have to support this strike with our entire chests. If the WGA can do it then so can other unions. Join the appropriate union and show some solidarity, because their success is OUR success.
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teathattast · 1 year
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Payments bi-weekly?
Love wins 🩵🩷🤍🩷🩵
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victimofbeingstupid · 3 months
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Scam job on Indeed strikes again: Return of "Pay me money"
This is awareness post to warn other users on internet how I (and possibly you) can be scammed and potentially exploited by this person(?)/company(?). Tumblr was chosen because any information posted here can be searchable by google. I did the search before working with this company and if I would found a blog like that I would avoid my time waisted.
At end of January 2024 I was contacted by Helen Nordin after I submitted an application for Administrative Assistant on Indeed for Euclid Education Foundation (euclidfoundation.ca). I was informed on being chosen for the role and after some back in forth emails and short phone interview position was mine. Pay was generous for 28 CAD an hour with upgrade for 30 CAD once trial month was up.
Red flag: Despite a healthy 1 or 2 emails in a day between several days I got job too easily and phone interview was barely informational, more like she called and asked questions for the checkmark. I thought it was because by my resume and me being overqualified for this position, but it was not.
I started the work that consisted of simple tasks like creating presentations for the company, only contact I had with named Helen person though Telegram @ Helen_EDUfoundation. After 2 and half weeks of work and constant communication I reminded them about my salary (which was planned to be sent to me bi-weekly) because they didnt mention it before that. They assured me that by Friday afternoon I will get my payment. When I didn't get money Friday I didn't say anything because banks can be late on transactions, and on Monday I was blocked by Helen on Telegram and somehow our convo was erased.
My phone calls to +15143176557 (Helen's number that we used to communicate) were dropped immediately, while calls from other numbers were going all the way to voicemail so I assume I was blocked. I have my suspicions that they are some form of crypto bros because one of my latest tasks was to find cheap sellers for Samsung S20. They said its for international students, but I was an international student and all of stuff we provided for ourselves and one of prominent features of S20 model is crypto wallet included.
In this times when finding a good job is hard many scammers make profit out of you so please research every opportunity that others offer you, especially if it sounds too good to be true. Im glad that I only wasted my time and my plans for close future, but others can waste so much more.
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benzodolli3 · 7 months
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When you're waiting for more money to get more drugs
Why the fuck is it bi-weekly payment I need that shit NOW
my plug got farmpam bottles and 98% MDMA but I only got $80 rn shoot me
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Update I fucking SCORED from my ammamma
She didn't like them so she just gave them to me 🥰
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coinandcandle · 1 year
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Coin's Ko-fi!
Ok! I've decided to update my Ko-fi after a very helpful commenter (you know who you are :> ) suggested I look into it more!
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You can find my ko-fi here: Buy Coin a Coffee!
You can do a one-off payment or subscribe and become a member where you can do even $1 a month!!
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Here's what I offer to those who buy me a coffee:
My love and immense gratefulness ;D
Extra Credit Witchy Assignments (in addition to the bi-weekly assignments I post here)
Early access to Tumblr posts
Monthly Tarot Spread
Member-exclusive craft or DIY ideas (not scheduled, I just post as they come to me)
More UPG-related posts
Vote on Polls for post ideas!
Ko-fi exclusive posts
hi-res versions of my infographics and tarot spread graphics as well as access to some non-witchy art!
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Of course, these things may change as I cycle new ideas in and out to see what works for the majority.
Ko-fi also has a "selling" option so for extra things like my $3 for 3-card divination or future things like custom sigils and knick-knacks!
That way even if you can only do $5 or more for one month you'll be able to receive these things in your inbox for that month! <3
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bitchesgetriches · 9 months
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Bitches, I'm in a bit of a pickle. I got a work study job that pays semi-monthly, but I also have a "regular" job that pays bi-weekly. How do I figure out how to plan for weekly/monthly expenses? In the past I've divided the monthly expenses by 2 so I don't have to worry about holding onto money from each paycheck, but now there will be times when the paycheck dates don't match up. Sorry if it's confusing, but my bill-anxiety be rearing its ugly head at this sticky situation.
No worries, my dear. This is hard stuff!
We recommend you start with a spending tracker and reverse-engineer a biweekly budget or bill payment schedule from there. Here's how to get started.
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
If you found this helpful, consider joining our Patreon!
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notfinancialadvice · 11 months
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Quick ramble about loan payments (I'm so pissed)
If you have a loan, it is critical to understand how your cash is applied when you pay. Study your statements and agreements.
A few months ago, I took out a business loan. The payment is due monthly on the 1st.
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I set up an auto-payment every other week, because that's the schedule I have various client invoices on.
This keeps cash coming in throughout the year so if someone is late, I can handle it a bit more fluidly -- I'm never at the intersection of "no incoming cash" and "cash is needed."
As much as possible, I avoid using credit. I hate paying interest on short term cash needs.
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BACK TO THE LOAN.
Auto-payments biweekly result in 26-27 payments a year because of how calendars align. You are actually paying a bit more than 12 monthly payments, but the amount is broken up over a longer period, so it is far less difficult to handle.
Also, you pay more towards principle slightly faster since there is slightly less interest to generate daily. It's a minor benefit in comparison to an extra payment (26 biweekly = an accumulated 13 monthly)
AND YET. THESE FUCKS.
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I had the payment auto-drafted from a high-yield savings account with the same bank of the loan, using their loan-repayment system.
SIDE NOTE: All your savings accounts should be "high yield FDIC insured" savings accounts.
Unless you live outside the USA, then something similar. Nothing on this blog is financial advice, doubly so if you live outside the US, because I don't know how your systems will work.
The point: Any cash not needed quickly needs to be making you money in a risk-free environment.
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THE CRUNCH
The auto-draft of the payment was held "unapplied" for 2 weeks. So 1/26th of a payment was sitting in an unapplied status -- EARNING THE BANK INTEREST, NOT ME -- until the next one clicked over.
"This in case the calendar lines up in such a way you could otherwise be late."
Um. Okay. Well. Fuck you?!
Your monthly payment system handles this calendar discrepancy fairly handily. Because it's not a difficult problem to solve.
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I ended the auto-biweekly payment with extra principle payment
Set up a traditional monthly auto-payment to cover myself and ensure there is never a penalty based on odd calendar lineups
Set up a NEW BI-WEEKLY EXTRA PAYMENT (ensuring it applies specifically, and exclusively, to the principle of the loan) FROM A DIFFERENT BANK TO ENSURE IT APPLIES IMMEDIATELY UPON RECEIPT.
This is going to save me a fucking fortune because there isn't a 2-week delay in the extra payment.
The cash immediately hits the principle and chips away at it, so there is less principle in the coming month to generate new interest.
This is pocket change at the beginning of the loan, but adds up after the first few years, but once it hits critical mass -- your principle payments begin to outweigh your interest payments -- your start shaving YEARS off.
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It does require me to, monthly, schedule an extra payment via the website because of how their auto-payment system set up.
Which is frustrating.
But I can future-date a payment.
Which fixes that.
So 5 minutes of digital labor once a month or so will save me a lot of cash.
I set up a monthly calendar reminder -- "Current payments will ping on DAY and DAY. Double check BANK SITE for next month is set up. If not, set it up."
It'll take me about 30 minutes a year total and will pay more in perspective than any other activity I have ever done for anyone ever anywhere.
Study your loan documents.
Study your interest.
Always ask yourself who is making money on your cash. You? Someone you owe?
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tafrus · 20 days
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what do you know about Darling Dolly? Don't even get me started on how much I LOVE her. She is by far one of my favorites ever oh my gosh. Seeing her in action irl last year made me so unbelievably giddy. If I had $300 to throw around willy-nilly I wouldn't buy her, but I'd really really think about it. I'd consider it strongly. Bi-weekly payments of $70 isn't THAT bad.
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soberscientistlife · 6 months
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Reality
What if you were a single parent with a child . You work full time for $14.00 hr. You bring home roughly $800 .00 per paycheck (bi-weekly). Your bills: $1, 000 . 00 / rent $150 .00 / electrical $250 .00 / car payment $150 .00 / car insurance So let’s do the math : You bring home about $1,600 .00 a month & your bills average about $1,550.00 (give or take). You’re making it, but barely. This doesn't even include groceries, internet, cable, cell phone, etc . (nor does it include child tax credit, or child support) Now, it’s a really cold December and you get a power bill for $600 .00 How do you pay that? To put it simply , you don’t. Because you can’t. So your power gets shut off. But you know what your lease says? It says you get evicted if your utilities are terminated. So now you’re in court crying to a judge who doesn’t care, & you have 10 days to get out. Well you’re in luck, because you found somewhere with 3 days to spare & it’s only $650.00 a month! But to get in, you must pass a background & credit check. Which you can’t because you just got evicted. You’ve never been a criminal, but even if you could pass it, you’re looking at $1300 to move in, after paying the deposit & first month’s rent. Time’s up …. Landlord shows up at 7am with the police & changed your locks. So, now you’re living in your car with your 7 year old son & everything you need to get by. You tried to get a storage unit, but you don’t have a billing address so they won’t sell one to you. So you could only take what would fit in your backseat. You pay to shower at local truck stops & eat whatever can be cooked in a gas station microwave.Someone sees you & your son living like this & calls C.P.S; guess what happens next ? ? ? They remove your child from your care. As if this isn’t devastating enough, you lose your job too. (Because “an employee losing their child reflects poorly on this company .”) So now, you apply for an apartment with the region where the waiting list is 3-7 years. Then you go into Wal-Mart to put in an application. When you get back to your car you see that your back window has been smashed & someone helped themselves to your belongings. Remember that it is December & really cold. Now you have damage to your only shelter. You call your car insurance, who says your deductible is $1,000.00 ~ AND ~ they’re going to increase your monthly rate since you’re now “ high risk .” You call the homeless shelter as a last resort & all their beds are full. I’ll stop here ….. Because I think you get the point . The people we work with everyday are these people . WE ARE THESE PEOPLE .
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renee-writer · 4 months
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Something to think about....
What if you were a single parent with a child . You work full time for $14.00 hr. You bring home roughly $800 .00 per paycheck (bi-weekly).
Your bills:
$1, 000 . 00 / rent
$150 .00 / electrical
$250 .00 / car payment
$150 .00 / car insurance
So let’s do the math :
You bring home about
$1,600 .00 a month & your bills average about $1,550.00 (give or take).
You’re making it, but barely.
This doesn't even include groceries, internet, cable, cell phone, etc .
(nor does it include child tax credit, or child support)
Now, it’s a really cold December and you get a power bill for $600 .00
How do you pay that?
To put it simply , you don’t.
Because you can’t.
So your power gets shut off.
But you know what your lease says?
It says you get evicted if your utilities are terminated.
So now you’re in court crying to a judge who doesn’t care, & you have 10 days to get out.
Well you’re in luck, because you found somewhere with 3 days to spare & it’s only $650.00 a month!
But to get in, you must pass a background & credit check. Which you can’t because you just got evicted.
You’ve never been a criminal, but even if you could pass it, you’re looking at $1300 to move in, after paying the deposit & first month’s rent.
Time’s up ....
Landlord shows up at 7am with the police & changed your locks.
So, now you’re living in your car with your 7 year old son & everything you need to get by.
You tried to get a storage unit, but you don’t have a billing address so they won’t sell one to you. So you could only take what would fit in your backseat.
You pay to shower at local truck stops & eat whatever can be cooked in a gas station microwave.Someone sees you & your son living like this & calls C.P.S; guess what happens next ? ? ?
They remove your child from your care.
As if this isn’t devastating enough, you lose your job too. (Because “an employee losing their child reflects poorly on this company .”)
So now, you apply for an apartment with the region where the waiting list is 3-7 years.
Then you go into Wal-Mart to put in an application.
When you get back to your car you see that your back window has been smashed & someone helped themselves to your belongings. Remember that it is December & really cold. Now you have damage to your only shelter.
You call your car insurance, who says your deductible is $1,000.00
~ AND ~ they’re going to increase your monthly rate since you’re now
“ high risk .”
You call the homeless shelter as a last resort & all their beds are full.
I’ll stop here .....
Because I think you get the point .
The people we work with everyday are these people .
WE ARE THESE PEOPLE .
We are all so close to homelessness & don’t even realize it .
All it takes is :
* one unexpected bill📃~
* one fender bender🚙💥🚗~
* one lay-off 📊~
* one house fire 🏠🔥 , etc.
Instead of talking trash about people who are poor , homeless , or need assistance , why don’t you try being grateful that you’re not in their shoes ...... YET !
This is about staying humble & being kind .
BE THANKFUL FOR WHAT YOU HAVE ❤
We Are All Struggling In Different Ways.. 😭😩
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ortensiawhiskers · 4 months
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A plus at the very least is not I can feel more secure with all the payments going on since I get paid weekly instead of bi weekly 😭😭😭
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raccoon-formality · 5 months
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2024 Commitment
(this is a re-post from Patreon)
Hello,
This is Matthew and I am here to talk about some stuff regarding this Patreon account.
Let me start with the less than good news. I would like to apologize for neglecting my obligations near the end of last year. Parking Ticket Mayhem and Scaling Up Industries did not include Patreon member mentions and I also didn't release early access versions of those games either. Although right now I believe most people supporting me are friends who would support me anyways, it is still a level of disrespect and negligence to your support that I would not like to continue going forward.
So, that leads quite smoothly into the changes I am making. Starting 2024, I am making a commitment to myself to be more professional. I will be taking my commitments more seriously and will be moving forward with more transparency. This restructuring coincides with the rebranding I am doing.
Games from now on won't be published unless the Patreon member mention is added somewhere. I will also been setting a reminder to publish regular written progress reports (either monthly or bi-weekly, to be determined). These reports will be public and probably will be able to be posted on multiple platforms for your convenience. At the same time, the most recent early access versions of my games will be published if applicable. Game jam games or short projects (under 2 weeks) won't get early access versions.
To that point, I want to do more long term projects. Heavy trucking was the only project I spent more than a month on and I think it would be a good idea for me to do more of them. This type of project would be what I would be releasing early access to. I have a couple ideas for larger projects I want to make. That is part of the reason why I am making these changes. Whatever I do end up making, I want to make sure that this is sustainable for long term commitments. 
You may have also noticed the new logo and redesigned website, this is part of the rebrand I mentioned earlier. I really want to make this year the year I do big things. I want to make this dumb hobby project mine into a brand that can be recognized for it's quality, consistency, and commitment to transparency.
So, with all that out of the way, let me get into what I'm actually doing.
Yesterday, I published The Pig Pen, a small, minimalist arcade action game. This game is a landmark for, among other things (First to fulfill the commitment of patreon thanks, first to have the new logo. first game I've made to have an online leaderboard, First godot 4 game, ect.), being submitted to the first ever game jam I have hosted. The jam was called One Last Game 2023 and it took place between the 29th of December to the 1st of January. This game jam was not only a success, it completely blew expectations out of the water. With over 100 people joining and over 30 entries.
As for my other projects, Scaling Up Industries was a ton of fun to make, gained me a bunch of experience with working in teams, and I believe we made a really quality game considering the time restraints. Parking Ticket Mayhem exploded in popularity right after it's launch, it is now sitting at ~8,700 views on itch.io and another 8,100 views on newgrounds.
Heavy Trucking has made $304.69 (USD) to date, most (about $208.59) of which coming in the first few weeks. It has also gone on sale during itch.io's offical halloween sale and winter sale (which is still going on during the time of writing), making $46.60 and $24.50 (gross USD) respectively. Leaving $25 of copies that were sold for full price. Of this, ~7% goes to payment processors, ~10% has been chosen to go to itch.io, and then ~24% is taken by the tax man. Leaving ~$200 net. ~$40 went to getting me a new mouse after my dumb stupid razer mouse started double clicking and flaking out one me.
I am planning on making and maintaining a page on my website for statistics for people to look at so they can see how many videos, downloads, money, ect. my games make. Transparency is important to me because I believe withholding information only leads to speculation and conspiracy. Which is why (most of) my projects are on github.
Speaking of github, that is another thing I would like to talk about. All of my projects will be published publicly on github with two exceptions. One, if the game has online or proprietary software in it (such as The Pig Pen with it's online leaderboard or if I published a game on console, which i doubt will happen this year, that will probably not be allowed to be published). This is to ensure safety with these online services and so I don't get sued by Big Nintendo. Two, if a game contains NSFW (adults only) content. Github has a strict content policy and because of that games with NSFW content would be violating their policy if I were to publish them there. So, to solve that problem, I have made a git.gay account for if I want to do that.
Also, late last year I uploaded the source code for an unfinished project I was working on titled Cranky Raccoon for playdate. I had no plans on finishing it any time soon, so I thought it would be best to publish it on github and let people study it if they wanted to.
Alright, I've been rambling for a while now, so I will give a TL:DR and see you in the next progress report that will hopefully not be as lengthy as there won't be as much to catch up on.
TL:DR - Thank you for your support. Sorry for not doing the things I said I would. 2023 was a great year and I plan on making 2024 even better. More frequent updates are to come.
https://raccoonformality.com/stats
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redlenai · 10 months
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Commissions only via Paypal / Ko-Fi (International)
Commissions only via MercadoPago / Cafecito (Argentina)
Versión en Español -  Portfolio - Trello
Make your SFW order (Ko-Fi) - Make your NSFW order (Gmail)
Keep reading to see all my offers and few examples, Terms of Use, Turn around Time, Trello and more!
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Extra character: $3 USD
•• <<────≪•◦⚜◦•≫────>> ••
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Color: $10 USD
Background: $10 USD
Extra Character: $10 USD
•• <<────≪•◦⚜◦•≫────>> ••
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Fullbody: $20 USD
Extra Expressions: $15 USD
•• <<────≪•◦⚜◦•≫────>> ••
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Background: $25 USD
Extra character: $25 USD
•• <<────≪•◦⚜◦•≫────>> ••
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Color: $20 USD
Background: $50 USD
Extra character: $50 USD
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Extra page (5 panels) $40 USD each one | Máx. 5 pages
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Terms of Use
There is no extra charge for commercial or personal use regarding the commissions, you can use it however you want, print it, make merch, promotions, etc. After the payment is done, and the work is finished, the drawing will be sent and belong to the client. 📏 Due to my workload as a webcomic artist, I may be limited and not know exactly the amount of time commissions may take (Be it in level of details, amount of characters or drawings, same considering I make Bi-Weekly episodes for 2 Series: “Scarlet Society” & “Yandere City”, as well as I make exclusive content for the Patreon’s of Leveret Moreau, Bijou Paradise and OfficialGenesis). However, each type of commission have their own estimated time of delivery.
⏩You can see the To-Do List and check the stage of commissions on Trello⏪
💥 I won’t change the type of commission nor accept extra payment in hopes of the client to finish the product faster. If I hadn’t been able to work on the commission yet, it’s because there are other clients before you or I couldn’t have find time to work on it yet.
❌REFUNDS POLICY❌ - I won’t accept refunds or corrections after delivering the finished product. I take the time to make revisions through the stages of the commission and communicate them to the client (rough sketch, sketch, lineart, color, shading) so please make sure to make the proper corrections. - I only allow refunds if I cannot work in the commission at all, due to health or matters of force majeure
Remember to provide an E-Mail to send the finished files, and if needed a Social Media account to tag you (If you’d like to)
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