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bigskydreaming · 5 years

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So it took interest rates that were like WE OWN UR SOUL NOW U FOOL HAHA TWILL BE OURS FOREVER, but joke’s on them lol like I never use that thing anyway. But I got the personal loan for $10K in the end after like a month of searching but who knew that obsessively raising my credit score for a year by like....occasionally chilling all night in an IHOP rather than use a credit card too much on a room would like....pay off with a credit score that actually is useful to me in a way that means I don’t even care right now that hahaha credit scores are just pointless imaginary numbers that really only exist because capitalism’s a dick?

Look I’m allowed to be a hypocrite for three weeks let me have this, I promise I’ll go back to ranting about people selling their souls for the sake of strings of binary code on a computer screen, like just cuz I wasn’t using mine doesn’t mean other ppl don’t want theirs.

Because oh yeah so I was like gimme the loan plz and they were like ugh fine and I somehow got my credit card companies to raise my limits because I’ve had them for over a year now and I honestly couldn’t even tell you how I convinced them to do that like did I haggle did I beg did I put out, who knows, it’s been a very long and strange and sleep deprived month and that’s on top of a long, strange, sleep-deprives two years. Point is between raising my limits on those two, the loan of DOOM and getting a CareCredit card with the remaining credit left to me or before the latter realized I’d just massively dinged my credit cuz the raised limits and loan hadn’t been reported yet, I came up with the $12400. Like again most of that is in the form of imaginary money that I’ll probably spend years paying out of future paychecks so if anyone wants to go ahead and put The Revolution on the books for like, say October, that would actually really work for me. I’d even be all pumped and full of rest and vigor and extra fightey and like, you know how fightey I usually am to begin with I’m just saying....

So now I am literally just waiting for my loan check to clear in my bank account cuz my doctor doesn’t accept checks. Second it does, probably Monday, I’ll go down to my doctors office, pay the $6200 upfront and finish the insurance paperwork for them to submit the claim for the insurance company’s part of it, and they can officially schedule my surgery, possibly in as little as three weeks??!!

Which is absolutely surreal to me, like after literal years of treading water and setbacks and everything dragging out endlessly and he’ll even just yesterday, it’s utterly bizarre finishing my stuff at my bank and doctor’s this morning and hearing how matter of fact they all are about how quickly things could happen now and like. Finally be over. Or like, start lol in the sense of holy shit I could actually maybe have an actual life again.

They can’t confirm a date until my first payment is processed, only then does she officially put me on the books at Cedar Sinai when they can get me into an open OR, but it hopefully could be the 20th. She’s already got another surgery scheduled for that day and an OR booked for it with potential slots before and after it but I can’t count on the 20th as a given just yet. Could still be one, two or even three weeks after that before they actually fit me in, so I’m trying not to set my thoughts and hopes too much on that three weeks from now appointment but that’s easier said than done. LOL.

But whenever it’s actually set for, I go in the day of, pay the second half of the payment, and the surgery takes a few hours but they send me home the same day. My high school friend from San Diego hopefully is going to be able to take enough time off to look out for me while I recover, we’ve been tentatively planning for that for most of a year but couldn’t guarantee anything with her work until we had actual dates which I mean we still don’t technically have. But my jaw will be wired shut for ten days so there’s no way I can manage on my own, esp the way I’ve been getting by day-to-day, and I’ll be on a liquid diet and having to drink everything through a special straw and stuff and completely unable to talk the whole time and oh yeah also apparently in agonizing pain that I’ve been extensively warned could put anything I’ve experienced thus far to shame, so I’m really REALLY looking forward to that part lol. Currently pondering the viability of just knocking myself unconscious every day. We’ll see how it goes.

But after that I go back in ten days later and they unwire my jaw, check that everything looks okay and I’m healing the way I’m supposed to, and I have two weeks of physical therapy and....that’s it. It’s over. I’m just. I’m just leaving that right there for now because I honestly don’t even know what to do with that thought after all this time, it’s. Like I can’t quite wrap my head around it and even really picture how that works. Idk my brain just fizzes out and it’s like wait, are you sure, that doesn’t sound right.

But like I made them go over it multiple times to make sure I wasn’t missing anything or understanding it wrong or whatever, like my doctor was this combination of kinda amused but also exasperated when I finally stopped asking to go over it all again. LOL look I just really really really needed to be sure there wasn’t something else involved that like I was supposed to already know or have been told by someone else, I don’t know okay? Anyone who’s been following me the last couple years knows that this isn’t how this sort of things go, they’re supposed to get my hopes up and then tell me they have no clue what’s wrong or send me off to someone else or tell me oh yeah you also need another thirty thousand and an MRI and some headgear that’s like made of platinum, but we just thought you already knew that. LOL.

But. I mean. Yeah. That’s it. I checked. A lot. Theoretically though unless there’s some new bizarre development in which case I will most likely detach my spirit from my body and evolve into my ultimate great rage power Digimon form, AreYouFreakingKiddingMeMon, and go like, fight god or the physical embodiment of the universe or whatever like I keep threatening....like, that really is what’s left. And then it’s all over. My jaw should by all accounts be restored to its full functionality from before all this. No more pain, no more eternal headache, no vertigo, blind-outs, no problems eating any particular food or swallowing or 45 degree slope to my lower jaw, none of the shit that’s been my day to day existence for well. Years. LOL.

Yeah. Really don’t know what to do with that yet. I just. Can’t. Haha.

Anyway, as I’ve said before, I literally couldn’t have made it to this point without the support of people here, both emotionally and financially. I hate to ask it because you’ve helped so much already, but I’m definitely going to have to ask for your help a little longer, there’s just no way around it. I am completely wiped and tbh overwhelmed so I’m probably going to try and sleep the rest of the day - I was pretty much up all night, unable to sleep while I waited to hear back on all this.

Then when my head’s fully processing things again and not friztzing our because I’ve forgotten how to process good news, lol, I’ll probably be putting together a post asking for your help paying my insurance premiums one last time, and on Monday or once I get the official set in stone date for my surgery I’ll be doing another, basically begging you guys to help keep me afloat the hopefully no more than three weeks til then.

I really really hate having to do that when I know you all have helped and given so much already, and it’ll literally be nothing more than my basic expenses of motel room and food, I don’t need anything beyond that, but I truly don’t see anyway around it. I exhausted every possible avenue available for me to try with my credit in order to get this loan and raise my limits enough, and I milked every cent I could out of those. There’s just no more money to be pulled out of any of that, it took everything I had to get what I needed for the surgery. And I’m afraid of the very real possibility that if I don’t ask for this help because of pride or because of how much I’ve asked for already, I’ll end up using one of my credit cards to pay for my room and such and end up stuck without enough money at hand to cover the second half payment on my day of surgery and I truly literally can not afford that. I have no idea what will happen with my insurance if I have to reschedule, how long it would take to reschedule, etc.

And the other side of this is there’s really not a whole lot left I can do for work at the moment. I’ve finished off all my existing projects except for one last cover and they already paid for it in advance. I honestly don’t know that I could take on new jobs if it ends up with my surgery on the 20th in just three weeks. Searching for more jobs and clients has become more and more time consuming these past months as is, and the simple truth is I couldn’t in good conscience or in honesty guarantee any new clients that I could finish their job in that time frame. Not with my present state physically and mentally and the uncertainty of my day to day expenses and stress about potential complications hanging over my head and not, truthfully, mixing all that well with my pre-existing mental health conditions lol. And yeah, if I can’t guarantee getting any new projects done in three weeks, I can’t afford to take them on for any potential client’s sake, not to mention the sake of my professional reputation, which I will really need to be, y’know, intact, in order to rebuild my life basically from the ground up, once my previous physicality and quality of life comes back after my surgery and recovery (knock on wood). With at least two or three weeks of recovery after the surgery even assuming it goes well and has no other complications, that’s way too much time to leave clients hanging and not be available to address any needs, concerns, revisions, etc. Especially if they’re not returning clients but brand new ones.

So yeah, as much as I would love to not have to ask for any more help than I already have and have been given, I sincerely just don’t see any alternatives that don’t jeopardize or risk wasting all the help I’ve already been given. You know I am fully aware of just how much that is and what its cost some of you, and I already could never repay you for this, not even in terms of just the money itself, but the fact that I know some of you have given at your own very real expense, sending me money that you really could have used yourself, that wasn’t any kind of surplus. I am already beyond grateful and humbled and overwhelmed how many of you have stepped forward to help me in ways that even though I’m older than many of you, I honestly have no precedent for, in ways and to an extent I’ve never received help or support from family. So I just needed to say that again, because I have not asked for any of this lightly, and I don’t now either. Really, really thank you. I’m not exaggerating or being dramatic or hyperbolic or silly for a change, when I say you guys most likely saved my life. Its simple fact. Hell, I was genuinely hours away from sleeping outside freezing my ass off in December, that first time I posted asking for help and you guys came through for me. So, yeah. I will never ever forget this, and never ever be able to give back as much as I’ve been given these past few months, though I will always do my best to pay it forward.

I’m going to go ahead and leave my paypal link here anyway, though I’ll be making those two additional posts tomorrow and next week, as I said. Aiming to keep them shorter than this, well, shorter than any of my posts, really, as shorter posts really just get more traction and I’ll need that. I can always link to the longer explanations of my situation for those wanting to know more.

Again, thank you all more than I can figure out how to put into words. I’m finally. Fuck. LOL. Sorry, I’m being very umm, sentimental over here but like its your fault I’m overwhelmed lol, like omg you guys, you can’t just throw love and affection and support at a guy with so much childhood traaaaaaaaauma, his brain doesn’t know how to handle it, look, you broke him. Are you happy? You broke his brain machine.

Okay cool, we’re back to inanity and obnoxious humor as an overcompensating self-defense mechanism, whew, everything’s normal, everyone can relax. LOL. Anyway, I’m gonna shut up now and go try and get some rest. Just know that I’m doing so feeling way more....hopeful? Optimistic? Faith-in-humanity-and-goodwill-and-community-ey? Than I have in years.

....the fact that I don’t even know what I’m feeling right now is called probably tells you all you need to know about me, huh? LMFAO God I’m so messed up lol. But whatever. Still alive and kicking. So. Y’know. There’s always that.

https://paypal.me/bigskydreaming?locale.x=en_US

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weholyperfectioncollectorme-blog · 6 years

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Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Private health insurance = cheaper and better care?

Statistics show that US citizens pay almost exactly 2X per capita for health care compared to countries with government-supplied general health care. As with so much of our ...show more

Simple ques about Car insurance. Ive had my drivers licence?

For over ten yrs but have never had a car in my name. Also have never had my own car insurane. My driving record is spot clean no tickets violations nothing and im over 30. Would i still have to pay as much as a 21 yr old brand new driver for car insurance ?? am i looked at the same as them ??

Insurance cost for jeep liberty?

I was thinking about getting a 2005-06 jeep liberty CRD (diesel) as my first vehicle, but wondering what insurance would cost. I'm 24 years old, male and live in a small town just north of Toronto and with only a G2 license.""

Is it a bad idea to get your own car insurance at 18?

I wanna get my own car insurance! I wanted to know if it would be a bad idea or a good life lesson! Is it true that car insurance cost more with new cars? Because I want to get a 05 Suzuki Forenza! It's a used car it's only 2,000! Any parents out there please help! I need all the advice I can get before I turn 18!! Thanks!!""

What are some good cheap car auto insurance in the washington dc area for a 23 yr old female?

What kind of insurance to get?

I come from a low income family and my health insurance is called Healthy Families. Its really basic and only covers check ups, physicals, and other things in community health clinics. I have several moles I that I would like to get checked out at a dermatologist and some help with my acne as well but I hear that dermatologist visits can get expensive. What kind of insurance can I get that won't break the bank?""

Does anybody know the average daily cost of having your newborn stay in the NICU?

I know most people have insurance that helps cover a certain %, but what amount is the real cost that the hospital bills the insurance company and the patient pay?""

How to get cheap car insurance for a 17 year old?

I'm a 17 year old male and i've recently passed my driving test and done IAM (Institute of Advanced Motorists) I live in the UK and need to know of any cars for cheap insurance or any ways to get cheap insurance WITHOUT putting myself as a named driver on my parents car. Many thanks. :).

Will I be covered under my moms car insurance?

Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?""

If I get car insurance will my parents' rates go up?

If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?""

Can a vehicle be registered and insured to different people?

i want to register the car in my name but ... the insurance will be cheaper in my boyfriends name... can we do that?

Loans for older/classic cars?

Any banks or financial institutions out there give loans for older cars? I know most banks only give loans for cars less than 5-6 years old, but I want something in good condition that may appreciate in value, or at least not depreciate so long as I take care of it. But I do need a loan. Links to companies that do these kinds of loans will get you a best answer.""

Health insurance in NY? Minor children & jobs that don't offer healthcare?

My friend has twins that are 17 & they are having a hard time finding affordable health insurance like many people, she works 2 jobs that total around 2,300 a month & her husband makes around 3,000.. None of the jobs offer healthcare to the kids, they tried a insurance called Hudson health but ended up being told it would be about $600 a month which they can't pay, does anyone know any insurance that works with you, or that is more affordable? Any help is much appreciated :) thank you""

Motorcycle insurance?

I'm young (21) looking for motorcycle insurance in MA and I was wondering some of the better options. Btw I'm looking for full coverage quotes. I have had a regular drivers license for about 4 years and I live in a rural area, not a lot of theft. I know it takes much more personal information than that but again I'm just looking for estimates. Just looking for good (preferably local) insurance companies and estimated quotes.""

How long do you have to go to school for an insurance company?

Or any insurance place? For car, hostiapl, boats ect.....""

Wanna buy car insurance?

I wanna buy car insurance . My age is 26 year old but this is my first insurance that's why my insurance is very expensive plz tell me which insurance company is cheap

Why is Car Insurance more expensive in some areas?

My friend moved from Florida to Virginia and his premium went down $120.00 Why is insurance so much more expensive in some zip codes than others?

""If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?""

if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?""

Can i put my car under my dad's name to have cheaper insurance?

if do, why insurance company do that, they should have known that this second car is for customers' child""

What is the best car for insurance prices for a male driver under 25 in Ontario?

I am looking to buy a car and I know insurance will be expensive because I am a male driver under 25. I want to know which car would be the cheapest to insure in my situation. I have no tickets and no points. Clean drivers abstract.

Auto insurance cost?

I can't really get a quote from a car insurance web site. (It's a long story) I don't really know much about auto insurance at all. How much do you think my insurance would be? I'm a 20 year old female. I haven't ever had a ticket. The car I am potentially buying is a 2009 jeep grand Cherokee. that's $30,000 to $35,000. I would have a $20,000 loan. (my father would be co signing) since I have a loan I'd have to get full coverage. Any one got any idea of how much my rates would be?""

Why should anyone purchase insurance under Obamacare when there is no fine?

If everyone bonds together and refuses to purchase insurance under govt. intimidation this would be too large for the govt. to control and destroy Obamacare. Fine or not I will never ...show more

""I payed my Ticket, If I dont go to traffic school how much will my insurance go up?

I got a ticket that was 200$ because i live in california and i didnt see the judge to have him/her bring it down. If i dont go to traffic school how much money a month would my car insurance go up? im 18 years old. (tommorrow is my last day) and it says in the area i live in my final exam must be monitored my somewere else which means i cant do all that in one day. so im hoping i can miss and it only goes up 20$ or something.

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How much will motorcycle insurance cost approximately?

Im 17 and I have had my Minnesota drivers license for about a year. Im looking to buy a 250cc Kawasaki ninja or something similar. I will take the MSF safety coarse. I have good grades and have never crashed my car. Give me a rough estimate. Thanks!!

""After buying a used car, could I drive it right away without auto insurance?""

After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!""

Affordable health insurance new jersey family?

anyone know of affordable health insurance in new jersey for self employed 1 person needing family coverage?

Im 24 years old. How much will car insurance cost. Im female.?

I asked this question before. Everyone assumed I was under 18. Im actually a 24 year old female in Ontario. So I needed to provide this information originally when I had asked....sorry about that. So can anyone take a guess now?

How much would it cost me to get a basic insurance for an used R1?

In London?I' m 41 years old,i ' ve hold my driving licence since 1994 and i'm getting it converted into the UK one .""

I got a traffic ticket out of state. Will I receive points on my license and/or will my insurance rate go up?

I'm from Missouri and received a traffic ticket for running a red light in Iowa. The violation was vehicles fail to respond to steady red signal . Will I get points on my license from this ticket? If so, how many? Will my insurance rate go up? Should I try to get my ticket taken care of ? Thank you.""

""If I have full insurance on my car, am I covered if I drive a car that does not have insurance?""

Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).""

Computer experts: tips on how to insure the longevity of ones computer?

System Properties: Microsoft Windows XP Home Edition Version 2002 Service Pack 2 Dell Dimension DEO51 Intel(R) Celeron(R) CPU 2.53GHz 2.53 GHz. 768 MB of RAM AT&T Yahoo service provider - MODEM Speedstream 4100 My Comp. Tech told me he had tripled the memory; so the above specs. may not be accurate with regard to this. When not in use, I always put it on Stand By . Disk Fragmenter: when should I, and should not, utilize this? I'm 74 yrs. old, and had never even touched a computer til I retired; and have no formal education in computer operations. So please delineate your responses in layman's terms. Any recommendations so as to insure my computer's longevity would be greatly appreciated. Thank you, Alberich""

Insurance companies?

Why do insurance companies charge motorists so much?

Car insurance quote?

does anyone know a website that can give me an aprox car quote without having to go through all of the sign up etc process?

Insurance price?

does anyone have an idea of how much insurance would be for me to purchase a new wrx sti? age 24, pittsburgh PA, clean record...any rough estimates?""

Best car and insurance for 18 year old?

Hey, just looking for some advice for the cheapest possible way to get a car and insurance (not necessarily together) for less than 4,000 a year? I knows there's schemes like Young Marmalade, but I'd rather know what's going to happen with my insurance after the 1st year, but at the moment they do seem like the best option. Any help appreciated! :-)""

Ideas for a research essay on Private Health Insurance?

Hey, We're supposed to write an essay on any topic of our choice and show it relates to well being and opportunity in Canada while addressing inequalities (that part is optional). I'm thinking of writing on Private Health Insurance in Canada. But what can I focus on on in terms of the health insurance. Any suggestions""

When do car insurance rates drop?

At what age do car insurance rates drop? Currently I am a 20 year old male living in Kansas. Also what else will cause insurance to go down. If you get married, have kids, etc....? Thanks.""

Will the cost of my car insurance decrease if I have a provisonal license?

My friend told me this but I think it's rubbish.. I am 17 next week and he told me that if I get a provisional license now and get all my lessons done/pass my tests and get my full drivers license, then wait until I'm 20 to buy a car, the insurance would be cheaper than if I passed my tests when I am 20 and buy a car straight away. (assuming I use the same company/ deals) Is this true or is he charting ****?""

""How much does it cost to be on birth control w/ no insurance, how often do you have to see a doctor?

thanks

2 speeding tickets in 1 days! USAA insurance. Help Please!?

Ok, so as the title says, i got 2 speeding tickets in 1 day. Yes that was stupid, i know. I am really worried. one is a $205 fine, the other $110 both for speeding 15 mph over. I think it is possible to get defensive driving with one of the tickets because my last ticket was around 2 years ago. Thats the other thing. 2 yrs ago i got in a wreck, my fault and a ticket too + defensive driving. so with all that taken into account. do you think i will get dropped from USAA insurance or how much do you think my rates will rise? Thanks for the help!""

What are the age miletones for car insurance? UK?

At what ages does car insurance drop more than usual?

How to get health insurance for my wife.?

Just found out my wife is newly pregnant. I just switched jobs and am not eligible for insurance for 90 days (at which time I'll add her). Unfortunately though, we obviously need to get to the doctor before 3 months from now and have the preliminary check-ups and stuff. Is there anything I can do?""

Fronting car insurance?

I made a separate thread about me being a second driver but owning the vehicle,i wont actually be using the vehicle as much as the main driver,Hence me being the second driver.The answers i got back were You're fronting and its fraud blablabla . Is it fronting if i am a second driver but own the vehicle?Surely if i dont use the vehicle as much as the main driver then reguardless of who owns it thats correct..?""

A break in car insurance between my old and new car?

Hi, Tomorrow my current car insurance with my S reg corsa is due to expire at 12:00pm (Noon) now I have decided not to bother renewing this as tomorrow night I am going to buy a new car for which I have already put down a deposit. Now I have been told I cannot insure this new car now as I don't own it yet, but im worried that if my car insurance has a break in it then it will affect me - I currently have 2 years no claims and don't want to loose this - does anyone have any knowledge of what happens in the situation? Also with me not being able to insure the car until i own it, how do i go about getting the car back home from the showroom? Please helpppp""

Cheapest Car insurance for a 20 year old? Currently a student?

Hi Im a 20 and I have no car insurance, my dad gave me a mercury sable LS 0. I had insurance with my mom under Century 21, I got in a tiny fender Bender bumping into a car at a traffic light. Then my mom took me off the insurance. I had a claim. Anyway I got pulled over with no proof of insurance, I payed the penalty for it, how much will insurance cost me? I live in Orlando FL""

Medicaid insurance plus insurance?

seeing as many places don't accept medicaid now (either that or it's declining) was it a good idea to sign up for PPO health insurance, including the medicaid i already have? its through my employment and its about $35 every paycheck. i did it because i feel like medicaid acceptance is declining. i live in the US, by the way.""

Car Insurance think my car is a write-off but independent garage think otherwise?

My car (an 05 Peugeot 206) was involved in an accident (which was my fault but thankfully no other vehicle or persons involved) and there's been some damage to the front of my car (bonnet, grill etc.) - I've rung my insurer and they believe it's a write-off but I've asked them to send an assessor to check the damage. I've also had an independent garage look at the car (as someone else said that they did this in a similar scenario) who believe its not a write-off and they can repair it (450 was quoted for parts!!). He's sending me a quote for insurance work and a quote if it was done for cash. Can I get my insurer to use this garage if their assessor still deems it a write-off? If not, what are my options? This is my first time claiming insurance and I've got no real idea!!""

Car insurance for a 16 year old?

How much would car insurance be for a 16 year old male? The car is a 2010 Ford mustang V6 Premium. If it matters, im a straight A student. Would the car being a convertible change the price, if so by how much? Thanks!""

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