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#but having your payment method be your literal hand?
friendrat · 9 months
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But I don't wanna live in a dystopian world!!!
#i just saw this video about amazon having this pay with your palm technology#guys why would you give away your biometric data for convenience?!?!#we're really at this point where we will sell our privacy to save 30 seconds#and i know people have been saying this for forever#but what happens when that becomes the only way to pay?#like we are getting so close to what they describe in revelations it's scary#and yeah i get that people said that about barcodes and credit cards#but having your payment method be your literal hand?#that's too close for comfort#and it's literally not smart to give these companies that info#if they have a data breach who knows what a hacker can do with that?#i know this is a crazy scenario but what if a hacker gets ahold of your fingerprints and currupts the digital record for a crime?#on top of that you only need your fingerprints registered with the police for a few reasons like if you are a criminal or work with kids#you have the right to not have the government have your info without reason#but what happens when the government demands that Amazon (or Apple or any other company pulling this crap) give over their records?#now they have that whether you are a criminal or gave your permission or not#that would be a violation of your 4th amendment rights: to be secure in your person houses papers and effects against unreasonable seizures#don't think the government would do that? police in my area will absolutely violate that right by running plates#to see if you have an expired registration even if you weren't doing anything that required they run your plates#so yeah i fully believe the government would violate the 4th amendment#and what's more... i don't even think that they would have to demand the info i think amazon or apple would offer to sell that info to them#ok sorry for the rant#this world is just getting scary y'all
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eunxhan · 1 month
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❝ But remember, in this game, there are no winners or losers. There's only survival and satisfaction. ❞
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Ꮺ 😪 Requested ⨾ HEY I looked at your profile and it’s literally so pretty, and you write for so many fandoms I’m literally dying…Now I wanted to ask for a ticci toby x male reader! Committing a crime together, covered in blood only to end up on the mansion/forest making out. Feel free to add horror, any amount of smut or anything you’d like. Thank you in advance and, is “😪” free for anon?
Ꮺ Eun Replies ⨾ I'm sorry for taking too long but thank you! I'm still not good at writing gore but I do added smut and I tried putting on violence..? But I hope this doesn't disappoint you ^^
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Ꮺ Disclaimer — NSFW AT THE END. If you're under the age of 16-18, I'm not responsible for what content you consume.
Reader & Genre ⨾ MALE!Reader, He/Him/His
Words used ⨾ 1,236 words 6,850 characters
Character ⨾ TOBIAS ROGERS (Ticci Toby), He's an adult here.
Art Credits ⨾ @/shatteredankles
Links ⨾ My Navigation and Mandates
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Toby is known to play tricks on people. While he has been known to steal things for his own amusement, he usually returns them later or pays for them with some form of "payment" like a practical joke back at the store owner. While Toby doesn't have a conscience, he has a sense of right and wrong, but it's based on what is funny, rather than what is morally correct.
Toby takes pleasure in playing harmless practical jokes on people, especially those who have wronged him. When Toby steals something, it is generally for fun and not for personal gain. His motivation is that he finds it amusing to see the reactions of the people who he is stealing from. He usually returns the items later, or replaces them with something else that is equally funny.
On the other hand, [M/N] is more of a thrill-seeker. He love taking risks and trying new things. How do he and Toby met? That's now on you, He's also very creative and can often find ways to get away with things that most people would never even think of. He tend to see stealing as a game, with the goal being to get as much as he can without being caught. [M/N] loves the adrenaline rush he get from stealing, and he often take items he doesn't even really want just for the thrill of it.
Both Him and Toby are quick on their feet and could easily escape into the forest. They might even have a secret hideout in the forest where they could hide out and plan their next adventure. Ticci Toby would probably enjoy the chase and try to make a game out of it, while [M/N] would be more focused on getting away as quickly as possible.
Toby would likely be both impressed and annoyed if [M/N] tried to one-up his game. He would be impressed because he appreciates cleverness and originality, but he would also be annoyed because he views stealing as a competition, and he wouldn't want anyone to be better than him at it. He would likely try to one-up him back, leading to a sort of back-and-forth battle between the two thieves.
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Toby and [M/N] had been stealing together for some time now, and they had developed a strong sense of competition with each other. They would often try to one-up each other, stealing bigger and better things than the other had, and would sometimes even bet small amounts of money on who could get away with the most valuable prizes. But despite their competitive spirit, they also loved to tease each other, taking any opportunity to make fun of each other's methods or techniques. This made stealing together a fun and exciting adventure for both of them, even if at times it could also be a bit intense and competitive.
Both are competitive as hell, They're a couple of teens and one of them is a literal killer. Their competitive instincts often led to them teasing each other to an extreme, pushing each other's buttons until all that was left was pure annoyance and anger. In these moments, they would often come very close to physical violence, but neither one wanted to actually hurt the other. Making Toby in a sour mood, He would mumble slurs against his breath whenever [M/N] "wins"
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Ꮺ ⨾ ONESHOT —
As they hurriedly made their escape from the store, they couldn't help but feel a competitive tension brewing between them. They found themselves in the forest, having just pulled off a daring heist and hiding out in some gross abandoned building. Their nerves were on end and they were both feeling the adrenaline from the excitement of the robbery. As they argued over who had been more responsible for the successful heist, they began teasing each other relentlessly, their words becoming more and more heated.
In the heat of the moment In the heat of the moment, the tension between Him and Toby reached a fever pitch. The air was thick with anticipation, and the dim light filtering through the broken windows cast eerie shadows on the decaying walls. Toby's heart raced as he glanced over at him, Toby's eyes narrowing as he took in the sight of him. The two thieves were standing inches apart, taunting each other, their eyes locked in a battle of wills. They felt the anger and resentment building between them, but neither one could seem to let go.
[M/N] 's breath tickled his skin, his words sending shivers down his spine. Toby could feel the heat radiating off his body, and he couldn't help but be drawn to him despite their rivalry. His mind raced as he tried to think of a clever retort, but before he could utter a word, [M/N]'s lips crashed into his. The force of the kiss left him breathless, him lips tingling with delight. Toby' S hands instinctively gripped [M/N] 's waist , pulling him closer to him as he kissed him back with fervor.
As their tongues danced together, exploring the depths of each other's mouths, [M/N] felt a fire ignite within him. He could feel the warmth spreading through hiz body, his core throbbing with desire. Toby'z hands began to explore his body, his fingers tracing the contours of the man's curves, sending shivers up his spine.
Toby pulled away slightly, his eyes locked with [M/N] as he spoke in a husky whisper, "You may be clever, but you're also right about one thing. I do want to see who can outlast whom in this game we're playing."
They continued to tease and provoke one another, Toby couldn't help but feel his heart race with anticipation. The tension between them was palpable, the air thick with desire and competition. He could see the hunger in [M/N]'s eyes, the way his gaze lingered on his body, and it only fueled his own desires.
As they circled each other like predators, their hands grazed and brushed against one another, sending electric shocks through their bodies as well as both of them grinding on each other. [M/N]'S breath hitched as Toby's fingers lightly traced the curve of his waist, his touch sending waves of pleasure coursing through him. Their bodies pressed against each other, the heat between them almost unbearable.
"Wow.. Ha.. You couldn't get enough of me, do ya?" [M/N] whispered in between the kisses, Toby frowned hearing that and lunged forward, his lips capturing [M/N] once again in a searing kiss. the intensity of their passion was overwhelming. Toby's knees buckled, his body melting against [M/N] 's as he moaned into his mouth. His hands roamed freely over his body, exploring every curve, every inch of his skin.
As their kiss deepened, Toby felt an insatiable hunger grow within him. the kiss came to an end, Toby and [M/N] pulled apart, looking at each other with a mixture of fear and excitement in their eyes. They had both felt something they had never felt before, a connection that went beyond their petty competitions and the rush of stealing, Toby's eyes locked with [M/N]'s as he whispered, "You win this round, Reader. But the game is far from over.."
They have completely forgot about the food and drinks they stole, that was now on the ground..
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Ꮺ ⨾ I DO NOT CONSENT TO MY WORK BEING COPIED OR TRANSLATED.
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azrielslostshadow · 7 months
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Modern!Azriel Headcanons
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Modern! Azriel/ Navy Seal! Azriel x reader
Wordcount: 900ish
Warnings: annoying drill sergeant, couple curse words, not super gendered (like one mention of a dress)
A/N: az is a cutie in this one too :)))
Modern!Azriel who grew up in the same trashy neighborhood as you and cass and rhys. 
Modern!Azriel who was determined to make it out despite what his shitty father and half-brothers had to say about it. 
Modern!Azriel who was somehow top 10 in your graduating class despite missing like half of junior and senior year to work and help his mom pay the bills. 
Modern!Azriel who got a 1500 on the SAT and a 96 on his ASVAB (Armed Services Vocational Aptitude Battery) test. 
Modern!Azriel who knew that his best chance out of the hood was the military (also probably not the best way to work out all his anger)
Modern!Azriel who convinces cass to join him and they both enlist in the battle buddy program together. (they both deploy together so they always have a homie to rely on)
Modern!Azriel who is a fucking 6’4” unit and is recruited by the navy bc he’s massive and a genius and secretly speaks like 5 languages (bc his mom is an immigrant and they’re like that) 
the drill sergeant just about dropped and foamed at the mouth at the sight of azriel and cassian (drill sergeant goes on a tangent about finally getting some “real sailors” and the rest of the unit literally hates them bc yeah he’s right they don’t compare)
Modern!Azriel who (alongside cassian) gets asked to apply to seal school and they graduate with some of the highest BUD/S scores the navy has ever seen (his mom is super proud and makes him mole de pollo bc its his favorite and she loves her son and his friends)
Modern!Azriel who makes it to captain in six years instead of the average nine bc he’s just that good
Modern!Azriel who always remembered you as his kind coworker from his trashy minimum wage dishwashing job in high school and definitely not as his friend’s cute younger sister.
Modern!Azriel who remembers every time you brought him dinner and badly lied about how you hated to waste food and didn’t know what to do with the leftovers so he wouldn’t feel bad about eating it (bc times were tough in HS and he really wasn’t eating enough at all)
Modern!Azriel who just kind of slowly blinks at you when him and his unit walk into the museum that you’ve been working at. 
Modern!Azriel whose chest tightens with something strange when your whole face lights up after recognizing him. 
Modern!Azriel who has only had casual flings (mostly bc he was always away for work) but feels his heart drop to his feet when you press your lips to his left cheek and give his arms a little squeeze. 
Modern!Azriel whose whole body relaxes when you pull him into a hug. who’s knees almost give out when you rub your manicured hands up and down his biceps and whisper about how you missed him–how you were worried about him. 
his whole team will harass him later about his reaction and beg for the details behind your history because even though they’re navy seals they’re really just chismosas on the inside. 
Modern!Azriel who is seriously so confused as to how you (someone who was so kind and loving) could be involved in counter-terrorism.
Modern!Azriel who is shocked when you explain to him that the art world is full of criminals and that terrorists especially love to use expensive art as methods of payment for whatever horrible acts they want to commit. 
Modern!Azriel whose chest puffs with pride when he hears you tell your boss that you have full faith in his unit and their abilities bc “azriel isn’t the kind of man who lets people down”
Modern!Azriel who is supposed to be paying attention to the baroque painting on the wall but can’t take his eyes off of you in your beautiful, floor-length, velvet gown. 
Modern!Azriel who takes out two things in one night: a secret terrorist cell and you to dinner. 
Modern!Azriel who realizes he hasn’t been able to have a serious relationship bc he’s been in love with you this whole time (read: since he was literally 9 years old and you told him he had the prettiest eyes in the world)
Modern!Azriel who wears the matching bracelet you got him every single day. especially when he’s deployed bc a photo of you might actually be too dangerous for the field
Modern!Azriel who never tells you exactly what he does just that he’s the captain of a navy seal unit bc its classified, but you still worry (especially bc you’re a historian and can almost immediately tell where he’s been in the world based on the souvenirs he brings you)
Modern!Azriel who almost bursts into tears when you tell him you love him first bc he’d  been struggling to get the words out for weeks
Modern!Azriel who gets to experience softness from someone other than his mother for the first time in his life
Modern!Azriel who is in a healthy, positive relationship with someone who loves all of him including his flaws. 
Modern!Azriel whose partner teaching him about emotional maturity and communication and slowly walks with him down his healing journey
Modern!Azriel who is pathetically in love with his partner and can’t wait to start their life together. 
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Universal Heacanons
character headcanons that are included in my other works (included V1, V2, Gabriel)
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V1 - is unable to speak. they were not programmed with speach in mind due to being a model for war, they are able to understand most languages but do not have any form of voice box - as previously stated they enjoy painting with blood. in a form one might compare to graffiti they tend to paint as a way of tracking where they have been, and for their own enjoyment - their enjoyment of art and painting started as a method of self expression and a form of connection to their creators, as this particular V1 model had only ever seen a handful of humans before arriving in hell - can record and capture photos of things they see, this was yet another vestige from their original purpose. they often record fights with more notable opponents for reference in subsequent battles
V2 - is not inherently programmed with the ability to speak but is equipped with a voice box. i imagine that they were at one time planned to speak however it was not finalised in this model. there are however vestigial limbs of that design plan, and if sounds are uploaded they would be able to speak - after a certain amount of time in hell they do find a way to synthesise speech. it is a bit janky, but once they find a way to speak they don't stop. literally. please shut them up dear god - similar to V1 they have the ability to capture photos of what they see, however their ability to record was removed from this model due to privacy concerns. Unlike V1 V2 rarely takes photos of things, they are still intent that they are leaving hell and want as few reminders of the place as possible - they contain many images and pages of information about human cultures in their databanks which was intended to better inform them about the humans they would be guarding and interacting with, helping them serve their role as bodyguards or security
Gabriel - while i always love seeing other's interpretations of what Gabriel's face look like i do not believe that he has one in a traditional sense. i believe that the armour he wears is actually part of his form, and that removing it would be a sort of beheading him - before his fight with V1 he disliked the sight of blood and gore and avoided being around it as much as he could. it is not as if he couldn't stand it, he simple didn't like to be reminded of the realities of what Heaven's justice looked like for the average person. after his fall from grace, he is no longer phased by it, if anything prefering it to clean surroundings as a reminder to himself that he did the right thing - with the father's light Gabriel was technically immortal, as long as there was some part of him left he would eventually ressurect. as a soldier of god he was designed to be able to fight evil, unlike the council members (which is how they were able to be killed so easily) TW Self Harm v - has not been given many positive ways of dealing with traumatic situations and as such has resorted to using battle as a form of self harm. he sees his physical wounds as a karmic payment for his misdoings ^
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many thanks for reading, i will endeavor to update this with my headcanons for other characters where i am able to. as always feel free to send your own headcanons in, i love learning about how others interpret the same characters
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yanderedollhouse · 2 months
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Say Yes
How Andreas makes his deals
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Believe it or not, Andreas was a nurse even before he became a demon, but now that he has lost the good majority of his humanity, he has other methods of finding rewards in his work
While some demons demand payment in the here and now, devouring souls before the host is even cold in the ground, Andreas is an investor
He enjoys the power he holds over people, and he wants it to last as long as possible. If that means he has to do a little extra work, so be it
When he finds a mark, he refuses to give it up, and so far things have always worked in his favor. After all, who are they to refuse a better life?
As a traveling nurse with many qualifications, Andreas comes into contact with many people looking to simply end their pain and he quickly finds that the marks may be easier to deal with in the ER, but the souls in the psych ward are vastly more. . . rewarding.
He’ll start out sweetly, bringing the mark a few more blankets, a drink, or maybe even some contraband if he thinks it’ll pay off well
Then comes his wellness check
It’s not technically part of the intake that they’ve already done, but nobody needs to know about that. In fact, most are grateful that he isn’t repeating the strip search. (Though he may make an exception for you)
He’ll start with many of the standard questions, sitting in the chair across the room where he knows the cameras don’t work
Are you a danger to others or to yourself?
How long have you felt this way?
Do you have a plan?
He doesn’t put down the questionnaire as he continues to calmly ask:
Do you wish things were different?
What needs to change about your life to make it worth living?
What are you willing to do to make that happen?
Then, he’ll approach the bed, standing over where the mark sits- wait, was he always that tall?- and with his right hand extended, he’ll make his offer
They don’t all know that he is a literal demon, and he feels free to omit that in his offer for their soul
But when he clasps their left hand in his, placing a light kiss on the ring finger, a small dark mark appears around the flesh
And when they look up, questioning, their words will stick to their throat, for the whites of his crimson eyes have gone completely black
Some have screamed, but when the other nurses come running to the rescue, the mark is completely alone. The only evidence of Andreas’ visit is a light brown blemish–looking almost like a barcode – surrounding their ring finger
He’ll see you in 60 years or so
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isleofdarkness · 5 months
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This is amazing and perfection. The silent communication between Ace, Jay, and Mischa. Chefs kiss. Mischa being over protective and trying to isolate himself for the sake of other people's state of minds. Wonderful.
Seeing everyone who Mischa helped encouraging him to speak as well as letting him know that they will always be there for him is so touching and inspiring. Like. There's nothing better than knowing despite how much you refuse to take anything from people as a form of payment that people still wish to give out of the goodness of their hearts. That people appreciate your efforts and want to support you in what is most important.
How you show the turmoil and protective nature on all accounts is beautiful. And I love and adore it. <3
-birb
Thank you thank you thank you!
Their system is actually pretty unique in that it's almost all physical touch. The only signs that aren't by touch are the "acknowledged" and the "we need to get x out of here" or "get me out of here" signs. The other signs are all minor touch, things like running a finger over someone's knuckles or brushing the back of their hands together. This method keeps them from lying while not being triggering. If one of them, say Ace, is actually okay, it won't have a problem with very minor touch to its hands (wrists and larger touch run a not insignificant risk of freaking someone out even if they are okay.) If Ace cringes or accidentally gives some other tell that the touch caused distress, they know that it needs an out even if it tells them it's fine. Touch is also more effective at getting through to someone having a flashback (usually Jay,) an anxiety attack (usually Ace,) or is dissociating (usually Mischa.) Sound and tiny visual cues don't register as quickly if at all (even if Mischa's various physical traumas didn't make coming up with a sound language extremely hard,) but touch usually does. If they don't respond, that's a red flag. Surprisingly it's way more subtle than visual language, just because few use purely touch language. It's not something most Isle people have experience with.
This touch language is also why Jay is going to so quickly learn Riah and Claudine's touch-and-sound language. He already has experience with both a touch language and a sound language, so the former isn't as foreign to him as it is to the rest of them.
Mischa really gets worried because the others are all "so young," and he never seems to hear when Ace points out that he is literally only a few years older than them. His problems, he thinks, are way too much to put on their shoulders. They've got enough problems without him adding his into the mix. The problem with that is that his problems usually almost kill him and the rest of them inevitably come when Polina gets him to a Sanctum location and called Sanctum. And then they're all worried about him because they love him, he's always been there for them and they want to be there for him, and he doesn't want them to worry so he tells them that he's fine.
This has led to many near-incidents and one Incident.
He just wants to protect them and they just want to help him. For as much as the guy preaches to them about "it's okay to ask for help," you'd think he'd be more open to getting help that he didn't even need to ask for.
Mischa didn't think Rose liked him. Outside of when she was asking him to help Ace, she pretty much refused to talk to him and dodged his every attempt at conversation for years. He thought she was just there because Ace was there and that was fine. It wasn't like she was doing anything wrong and he wasn't going to use her cold shoulder as an excuse to refuse to help Ace's beloved twin. Ace had told him time and time again that Rose didn't actually dislike him, but he'd never really believed it before now. But Ace had been right. Rose had just been saving her words for the right time.
They all just love each other so much.
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3wisellamas · 2 years
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Deltarune Halloween Prompts Day 21: The Dark Web
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The city air chilled The Hacker to the core as he walked, but he didn't mind it, just tugging his coat tighter. That's just how things were on that side of town, where the teacup rides didn't run and the refuse of the city above piled up and spilled out of the dirty alleys and gutters.
It was the glitchy side of the city, the wrong side of the roller coaster tracks, and the night was right for fighting. Literally -- the Virovirokuns and Poppups would sometimes hold fight nights on the streets, good practice for their malware magic, though currently a surprise contender, Nubert, was dominating, which delighted the crowds with cheers of "My man!" echoing through the district.
The Hacker just walked on by all that, though, hoping not to draw attention to himself. Attention was disastrous when he was out on business, and what business he had that night! He'd gotten in another cache of leaked passwords to sell off, normally a routine affair, but a crucial one had been missing, one that, to a Hacker like himself, could prove to be priceless. And then the unthinkable had happened: someone put a price on it.
Not money, of course. No one in his business trusted money anymore, too easy to track, and so almost all of them had switched to crypto, or more creative methods of payment -- trade, information, services. It was the latter the seller asked for that password, but would only give the details in person, and it was for that reason The Hacker made his way out into the cold streets of the Dark Web that night.
Strangely, the meeting place was...a trash can?
No sooner had The Hacker approached than a long white nose popped out from under the lid, mismatched yellow-and-pink glasses scoping him out. "HERE 4 THE [Enter your login details below]?"
"That depends. You got the goods?"
The creature laughed, tossing away the lid and pulling himself up out of the can to stand at roughly waist-height to him. Of course, what a silly question -- what Addison didn't have the goods?
"LET'S TALK [Business] SHALL WE!! [Reasonable prices] ARE MY [middle name]!" The Hacker looked up at an old poster the Addison was standing under depicting a much more youthful version of himself, giving his middle initial as "G". "ALL I'M ASKING [begging] [pleading] FOR IS A LITTLE [and I'll scratch yours]. WHADDAYA SAY??!"
"Depends. What's this service you're askin' for?" The Hacker hoped it wasn't TOO unreasonable. He had his connections, his ways of doing things, but he couldn't do everything -- but at least, he could find someone who could.
But, this job proved to be beyond anything he could've expected. "I JUST NEED A WAY INTO [the mansion]."
"Outta the question, buddy. Queen locked the place down tight with that Knight of hers in charge. You know how many blue checksmarks you gotta have to get in nowadays?"
"I JUST NEED NEED NEED NEED A WAY IN," Spamton repeated, his face growing grim. "[General Specific] I GOTTA GET INTO [Day 13: The Basement]. YOU FIND THE DOOR AND [WIN FABULOUS PRIZES!!]"
He held up a floppy disk, which The Hacker could only assume contained the password he sought. What an idiot, openly carrying that around this part of Cyber City! But, if he hadn't gotten mugged for it already, maybe this guy knew what he was doing after all.
He sighed, shaking hands with the strange little Addison. "Fine, I'll see what I can do."
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seobash · 3 months
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jess-moloney · 6 months
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Signs An Online Storefront Is A Scam
I was doing more research into this and came across an interesting article about this and though this IceStudios website doesn't meet all of the criteria they meet a lot of it. Check it out:
5. Amateur website design
However, fraudsters tend to move quickly and often don’t want to take too long to build a fake shopping website, as it could easily be identified as fraudulent and get taken down. This is why they tend to opt for simple, inexpensive website templates that come with limited features—often just enough to convince unsuspecting customers that they’re the real deal.
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No one can tell me this isn't one of the most amateurish websites they've ever seen for someone who allegedly has a degree in marketing from LCF.
7. Limited contact details
Raise your suspicions if the site only has a fill-in contact form, the customer service email is a random Yahoo or Gmail account instead of a corporate one, or the contact details are non-existent.
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I mean this is literally all you get for contact info it's on form and it seems to go absolutely nowhere. Like it's just there for decoration. They don't even have a note up saying how long you should wait for a reply or email addresses/regular addresses/phone numbers or any sort of support for customers.
8. Complex or non-existent returns policy
To ensure they comply with the laws surrounding consumer protection rights, reputable retail brands are transparent about their return and refund policies. Scammers, on the other hand, often don’t bother putting much thought into the return policies that feature on their sites—if they choose to include one at all.
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You can read through their entire (and extremely confusing TOS) and never actually find what their return policy is. There are also several red flags in this about how they are not responsible for basically anything including false advertising or if you get your item or not.
9. Questionable payment options
Legitimate brands will always give you the option of paying with traditional and secure methods—including credit and debit cards, cash on delivery, or pay later options, such as Klarna and Afterpay.
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You get one payment option with them. Though you can put in any card I suppose since it's GPay they should still have way more than one option here for people who want to buy their stuff.
10. Bad social media
Most legit businesses have some sort of social media presence as it serves as one of the best ways to advertise their products and services. If an online retailer doesn’t have an overt social media presence—or the social media icons displayed on their site lead nowhere—the chances of it being fake are high.
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We already know how poorly this is run. Their most recent post is a stolen magazine cover from 1968 that Ice Studios has nothing to do with. They constantly say they are about to drop items then never drop them. They don't ever reply to customers asking questions about when certain items are coming back. They have falsely advertised that camo suit I don't know how many times (it looks extremely different on the actual website).
So the list of how to identify a scam store online is a list of 10 things and Jess's Ice Studio's shop meets 50% of that criteria. I'm not saying this proves it's some kind of scam but some of these things should just be basic knowledge if it's not a scam. If it isn't, then it's run by the most stupid people on the planet and there's no way Jess has a real degree in marketing, that's for sure. [Source Article]
Edit: Forgot to add
1. URL red flags
The fastest way to tell if a site is secure is by checking for HTTPS, with a padlock next to it, in the URL. HTTPS indicates that the site uses SSL encryption, which is superior to HTTP. With HTTPS, nobody between the website and the user can read the data.
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No padlock
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orchidyoonkook · 7 months
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Do you only take paypal for your books?
Hi there Anon!!
ATM yes. This is the only method of payment as the books aren’t like a “product” I sell from a website. But rather something I go out and buy the materials for and then make by hand as like a limited edition sort of thing. Does that make sense?
Like I don’t have a store or a shopify or Etsy. It was literally a “would anyone want this? Oh a couple of you? Oh cool, you can just PayPal me for materials and I’ll make them for you” cuz I didn’t want to outsource the printing. And this way they’re much more special. (At least to me)
Hope this helps!
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orientalgroupposts · 11 months
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Argan oil for private label
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Description
As a private label supplier, you can offer your customers high-quality argan oil, extracted from the nuts of the argan tree, which is native to Morocco. This natural oil is rich in essential fatty acids, vitamin E and antioxidants, giving it nourishing and protective properties for the skin, hair and digestion.
At Bioprogreen, we use traditional extraction methods to ensure the purity of the oil, and our products are certified organic to guarantee the sustainability of the production. You can offer argan oil pure or blended with other ingredients to create unique cosmetic or food products, such as body lotions, hand creams, shampoos or soaps made with argan oil. You can also sell pure argan oil in bottles for customers to use as they wish.
Benefits of Argan Oil
Improves skin elasticity with its moisturising and antioxidant properties
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Versatile use as an ingredient in personal care products such as moisturizers, hair oils, soaps and lotions
Ability to improve skin texture by reducing blemishes and dark spots
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UV protection: Argan oil contains natural antioxidants that can help protect the skin from damage caused by the sun's UV rays.
Additional information
INCI name: Argania Spinosa Kernel Oil
Type of processing: Cold pressed
Type of cultivation: Organic
All our Argan Oils have been certified organic by CCPB/ and to this end meet the regulatory standards of: (EC) No. 834/2007, No889/2008 and USDA/US NOP of the highest quality natural Argan Oil 100% & Premium.
Minimum quantity: 5 litres
Supply capacity: 20,000 litres/litres per week
Port: Casablanca / Tangier MED / Agadir
Payment terms: L/C, T/T, Western Union, MoneyGram, PAYPAL
Packaging and delivery
Delivery time: 15 days after confirmation of all details and deposit
Argan oil can be in 40ml, 60ml, 100ml ,125ml, in PET plastic with pump250ml, 500 ml, 1Liter, 10 Liters, 20 liters, 25 liters ,33 Liters in plastic with cap ,Argan oil can be in 40ml, 60ml, 100ml ,250ml, 500 ml in transprent or tinted glass bottle
Quick details
Place of origin: Morocco
Type of processing: cold pressed
Form: Oil
Use: Body, face and hair (use in a hair salon)
Type of supply: OBM (Original Brand Manufacturing)
Brand: BioProGreen or private label
Price: ex works
Certification: MSDS, CCPB / NOP USDA Program
Type of cultivation: Organic
Main ingredient: Argania Spinosa kernel
FOB price: Contact us
Product available in private labeling contact us for more information: Oriental Group
Informations de l’entreprise:
BioProGreen N°200 Lot Al Massar, Z.I Sidi Ghanem Route de Safi 40 000 Marrakech MOROCCO Tel:+212 524 335 449 MOB :+212 600 604 387 (Whatsapp / Viber) Fax:+212 524 457 961 Website : https://www.bioprogreen.com/ E-mail : [email protected] Follow US:  https://www.facebook.com/bioprogreenMorocco  https://www.instagram.com/bioprogreenmorocco  https://www.youtube.com/@bioprogreenmorocco4708
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bioprogreenmorocco · 11 months
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Argan oil for companies
As a company, argan oil is an interesting product to include in your product range. This natural oil is extracted from the nuts of the argan tree, native to Morocco, and is rich in essential fatty acids, vitamin E, and antioxidants. It is known for its nourishing and protective properties for the skin, hair, and digestion. In order to offer high-quality argan oil, Bioprogreen, as a supplier, uses traditional extraction methods to guarantee the purity of the oil. In addition, the products are certified organic to ensure the sustainability of the production. You can then offer argan oil in pure form or mixed with other ingredients to create unique cosmetic or food products. For example, you can develop body lotions, hand creams, shampoos, or soaps based on argan oil. You can also sell pure argan oil in bottles for customers to use as needed. How to use argan oil? Argan oil is a popular natural ingredient in skin and hair care, offering many beauty and health benefits. For hydrated, youthful skin, simply massage a few drops of argan oil onto the face and neck, avoiding the eyes. It can also be applied to dry areas of the body, such as the hands and feet, for soft, smooth skin. For strong, healthy hair, argan oil can be applied to the ends to prevent split ends, or to the entire hair to strengthen and moisturize. It can be used as a pre-shampoo treatment, massaging the oil into the scalp and hair, and leaving it on for 30 minutes before rinsing. Argan oil is also an excellent addition to personal care products such as moisturizers and hair oils, enhancing their effectiveness for optimal results. All in all, Argan Oil is a versatile and easy-to-use ingredient for superior skin and hair care, providing natural and long-lasting benefits for beauty and health. Additional information INCI name: Argania Spinosa Kernel Oil Type of processing: Cold pressed Type of cultivation: Organic
All our Argan Oils have been certified organic by CCPB/ and to this end meet the regulatory standards of: (EC) No. 834/2007, No889/2008 and USDA/US NOP of the highest quality natural Argan Oil 100% & Premium.
Minimum quantity: 5 litres Supply capacity: 20,000 litres/litres per week Port: Casablanca / Tangier MED / Agadir Payment terms: L/C, T/T, Western Union, MoneyGram, PAYPAL
Packaging and delivery Delivery time: 15 days after confirmation of all details and deposit Argan oil can be in 40ml, 60ml, 100ml,125ml, in PET plastic with a pump250ml, 500 ml, 1Liter, 10 Liters, 20 liters, 25 liters,33 Liters in plastic with a cap, Argan oil can be in 40ml, 60ml, 100ml,250ml, 500 ml in a transparent or tinted glass bottle
Quick Details Place of origin: Morocco Type of processing: cold pressed Form: Oil Use: Body, face, and hair (use in a hair salon) Type of supply: OBM (Original Brand Manufacturing) Brand: BioProGreen or private label Price: ex works Certification: MSDS, CCPB / NOP USDA Program Type of cultivation: Organic Main ingredient: Argania Spinosa kernel FOB Price: Contact us Product available in private labeling contact us for more information: Oriental Group
Informations about BioProGreen BioPro Green N°200 Lot Al Massar, Z.I Sidi Ghanem, Route de Safi, 40 000 Marrakech , MOROCCO Tel:+212 524 335 449 MOB:+212 600 604 387 (Whatsapp / Viber) Fax:+212 524 457 961 Website: www.bioprogreen.com E-mail : [email protected]
Follow US: http://facebook.com/bioprogreen https://www.instagram.com/bioprogreenmorocco https://www.youtube.com/@bioprogreenmorocco4708
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The 13 Best Pinterest Boards for Learning About Sell My House Fast
Lifetime is literally an island paradise in Florida, with plenty of palm trees, beautiful beach locations, plus some of the greatest sunsets on earth. Though Florida has numerous rather reasonably priced towns, new purchasers need to be informed that transferring to Aloha State comes with a significant rate tag, starting off with closing prices which might be among the the best during the country.
Closing charges, which usually range from two% to 5% on the assets’s order rate, are every one of the charges that purchasers will have to choose the closing day in advance of obtaining the keys for their new residence. It will take a village that will help you receive home; as just a couple illustrations, you’ll really need to fork out your lender to set up your home loan, your appraiser and inspector to evaluate your potential new home, and your home insurance company. You pays for these costs in one lump sum rather than paying out Every services provider independently.
In the event you’re interested by exactly how much closing costs in Florida may be, take a deeper take a look at what you can assume to pay for And exactly how you could possibly potentially lower these charges.
In Florida, How Much Are Closing Expenditures?
Mainly because of the Hop over to this website climbing expense of property, homebuyers in Florida will need to be very wealthy to afford to pay for a deposit and shutting expenses.
In accordance with a 2021 analysis by ClosingCorp, a company that does data around the U.S. real estate market place, closing charges for a house valued at $549,496 in Florida common $four,154. This amount equals 0.seventy six% of the price of your home. The nationwide regular is $six,087 as compared. Florida was among the most expensive areas to close on a home, coming in at amount 7 outside of all fifty states.
On the other hand, ClosingCorp isn't going to contemplate numerous products which could insert 1000's to the closing expenditures payments, for example home loan financing fees and private house loan insurance plan. Condition-distinct charges weren't taken under consideration possibly. In Florida, This might entail evaluating the Risk of flooding, obtaining added earthquake and windstorm insurance policies, and performing a land survey.
The quantity you will invest on closing prices may also count on where in Florida or the location you're going to. The ClosingCorp estimate made use of a median home price of $549,496 Whilst, For example, Kauai and Maui have home values that are much more than $1 million. In line with Florida Realtors, the typical sale rate for one-household property in Maui was $one.05 million as of July 2021, when compared with $one.32 million in Kauai.
Closing expenditures could possibly range from $27,500 to $66,000 if consumers want to pay back around five% of a house’s price tag, which could be anywhere from an estimate of $550,000 to as significant as $one.32 million.
Your total payment is going to be determined by the price of your own home and The problem in the residence sale.
What Usually Includes Florida Closing Fees?
Florida homebuyers might be curious concerning why closing costs could possibly be so expensive there.
Here are a few normal closing fees you can come upon in Florida, together with point out-unique facts you ought to be mindful of:
Mortgage Origination Charges
In case you’re not paying out hard cash for the new dwelling, your lender will be your to start with end throughout the dwelling-buying method. Nonetheless, obtaining a home finance loan is not really no cost; mortgage origination service fees are required to protect all administrative costs, from getting ready the house financial loan software to handling your cash at closing.
Mortgage Origination Expenses must be envisioned to range from 0.5% to 1% of the bank loan amount of money.
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Price for Credit score Experiences
Your lender will need to carry out their research to verify that you will be a reputable borrower when you apply for any type of credit history. Your lender will accomplish an entire credit Test on you as Portion of the house personal loan application system, which will contain acquiring your credit rating report from different credit agencies to gain a radical comprehension of how you’ve handled your debts.
You're going to be billed by your lender for your charge of having your credit history stories. If more than one particular person is listed within the mortgage software, assume this expense to be doubled.
Escrow Firm Charges
To help you from the complete closing treatment, you will have to retain the services of a title company or escrow company. Between you and the seller or residence builder, the title company serves as an unbiased intermediary. Escrow expenses are frequently shared by purchasers and sellers.
Your hard earned money, which includes your earnest funds deposit and down payment, will probably be stored through the title business in a 3rd-party escrow account until eventually closing. A title look for, working with an attorney to put in writing invest in contracts and certify the transfer of deeds, dealing with lenders on each side, and also other crucial actions during the closing procedure will all be coordinated through the title organization.
Payment to the Legal professional
Although It's not necessarily required, you or your title organization may work by using a housing lawyer to assist with lawful files, specifically These associated with home transfer paperwork.
What's more, an attorney can Assess your house insurance coverage and title insurance policies procedures, validate deeds, and support in creating your buy settlement.
The expense of using the services of a property legal professional in Florida entirely relies on your spot in the state, what you would like the law firm to manage, And the way tough the selling of your property is. Some housing Lawyers charge from the hour, while some present you with a set price to manage your property transaction.
Title Lookup and Title Insurance policies
When purchasing a home in Florida, a Title Lookup around the assets is often specified by your title and escrow business. A Title Look for is a radical investigation in to the historical past with the property’s titles to confirm that the seller has the lawful power to transfer possession to you personally.
You’ll require title insurance coverage in your case and your lender once the title look for is around to cover all of your choices. In the event that statements are created in opposition to your assets, title insurance policy safeguards both functions. Your title organization will support you in finding sufficient title insurance plan in accordance Together with the needs of the lender. As it’s a one particular-time price, the insurance plan is legitimate as long as you very own the residence you’re about to acquire.
Normally, to the “proprietor’s” title insurance policy coverage, the vendor ought to shell out sixty% and the client pays 40%. However, when you’re bargaining with the vendor, you can divide up these prices in another way that works for each of you.
Real estate property Transfer Tax
In Florida, the seller of the house is obligated to pay for the real estate transfer tax, that is also termed a conveyance tax. It’s taken instantly out in the financial gain gained from your house’s sale at closing.
The rate a vendor have to fork out is predicated on numerous things, such as the price at which the home is sold and whether or not the purchaser is suitable for just a homeowner’s exemption. In a location like Florida wherever people today may possibly invest in vacation households or rental Homes, it’s vital to recognise that a homeowner’s exemption implies which the property might be utilized as the customer’s principal residence.
Conveyance taxes for houses priced concerning $600,000 and $one million are 0.15% for every $100, but if the buyer is qualified for that homeowner’s exemption, the speed drops to 0.ten% per $100.
Home Taxes
That has a house tax fee of about 0.26%, Florida has certainly one of the bottom charges during the state. A $517,600 dwelling has a mean once-a-year property tax payment of $one,324. Prorated assets taxes are paid out by homebuyers at closing after which every single two decades following that.
Homeowner’s Insurance
Usually, lenders expect you to have a homeowner’s insurance plan protection that is certainly compensated for and active at closing. If your home suffers harm from a fire, vandalism, or theft, this insurance coverage will guard you.
As a way to ensure you could have sufficient coverage, based on in which you reside inside the state, do your investigate. Flooding, earthquake, and storm hurt insurance coverage may perhaps must be added. To categorise your own home’s flood danger, your lender can In addition have to have you to get a flood certification.
Dwelling Inspection and Appraisal
Right before your lender decides it truly is safe to transfer your own home bank loan, additionally, you will ought to bear an appraisal and residential inspection.
As a way to ensure that the new residence is valued quite in the course of the home-purchasing approach, your lender will assign a 3rd-occasion appraiser there. If you're able to’t spend your home loan and go into default on your own bank loan, your lender will have to be aware they will market your house and come up with a revenue.
To estimate the assets’s truthful sector worthy of, an appraiser will Assess your home, and its unique attributes, and Examine it to close by residences which are much like it.
An evaluation of the residence serves a unique function. In this case, a comprehensive walkthrough on the home by an inspector is going to be carried out to guarantee every thing, from the inspiration towards the roof, is in fantastic ailment. Your house inspector will bring awareness to troubles which might be now current or could acquire in the future. Applying this facts, it is possible to negotiate with the seller or request they make fixes prior to deciding to indication the deal.
Both of those the appraisal and your house inspection are paid out for through the homebuyer.
Private Home finance loan Coverage
Your lender will need you to purchase personal mortgage loan insurance coverage or PMI should you aren’t making a 20% downpayment. It permits consumers for being permitted for a standard financial loan with as tiny as a five to 19.ninety nine% downpayment.
While that you are liable for getting the insurance plan, it actually shields your lender simply because you haven’t produced a 20% deposit.
The price of PMI differs according to the number of your down payment plus your credit score score and is not included in the ClosingCorp full of closing fees expenses. PMI rates Generally range from 0.twenty five% to as much as 2.25% of the remarkable personal loan equilibrium.
What Can I Do to Minimise Closing Prices in Florida?
Is sticker shock previously beginning to set in? Here are a few vital techniques you may do to chop expenditures should you’re concerned about the way you’ll have the money to shut in your desire dwelling.
Assistance with Closing Expenditures
The Homeowner help programmes in Florida may assist you Slash your closing expenditures significantly.
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As an example, the Florida HomeOwnership Middle Affiliate (HHOC) provides a fifteen-calendar year deferred mortgage with 0% fascination and no month to month payments as Section of its down payment and closing Price aid programme. The cash can be utilized for the closing costs and downpayment.
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mouritzenstrauss50 · 1 year
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Top Tips for Literary Contests and Submissions
Just sharing a few of the ways I approach literary contests and magazine submissions (at least, when I'm not under my smut pen name). This is not a how-to-win guide, more of how to organize your ventures so you don't want to pull your hair out. It can be hard to know where to start, and I can't tell you what trail to take, but I can definitely hand you an outdated trail map from a hotel lobby. 1) Tracking and scheduling is important. It can take up to 10 or more submissions for a work to be picked up by a mag, and contests are an even trickier thing. I approach this like I do with book agent submissions: A giant fucking excel sheet, organized by genre, deadlines, review timelines, and my personal preference. This will save your butt for publications that don't accept simultaneous submissions, and will make sure you don't send a rejected piece back to the same people twice. 2) Consider avoiding high value contests, and focusing on lower payouts that have less competition when you first start out. There is a sweet spot between unpaid writing and $2000 prize pots that you have to find for yourself. Mine is anything above $25 a piece for accepted flash fiction, yours might be more or less, might be word count based, might be based in prestige and recognition rather than payment. Only you can decide what will feel satisfying as a sort of payment or literal payment for your work. Look for smaller publications and magazines that specialize in your style, or ones that you can write pieces specifically for. If you see low cost contests or piece-wanted ads, try to find some who have pushed their deadlines back once or twice-- this often means they have not gotten much traction, and you have a smaller pool of competitors. 3) Choose the right piece. Or write the right piece. There are two primary methods of going about this. You can either find competitions and mag submissions, then go through your backlog to find a suitable piece (or write a new one if you don't have a perfect fit), OR you can take one very polished piece from your collection and try to find publications that will suit it. Either way, make sure that you are giving your stories their best shots. A horror publication may not be interested in horror erotica, even if they are similar. A lit magazine may not accept stories about animals, or sci-fi. You need to get a wide cast, but make sure you have a hook on the end of the line.
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seobash · 3 months
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