My bank is trying to become cashless and I'm so mad about it. (I am looking for a new bank)
Our society cannot be cashless.
Why?
Because to open a bank account you need to have a permanent address, specific ID, and other items that are unobtainable for certain people including the homeless/houseless/some "illegal" immigrants
Not everyone us comfortable using digital only, I know a few old people who don't like cards, I know people who budget by using physical cash, and some people just prefer cash.
Also a lot of kids still use physical money as an allowance (I work in a craft store and having a kid come up with what is obviously their allowance to buy themselves craft supplies is so wonderful)
But there's another side to it.
A lot of places have surcharges based on card usage. It's usually "under $X" but I've seen a few places that are like "there's just a surcharge on all card transactions" like -_-
And banks can (and will) charge card fees. They probably do already in some places. And if card is your only options then you have to pay these fees and they can charge you whatever the fuck they want. And they will because that's what banks do. They exist to get money put of your account.
And banks that are like "we don't have any cash but you can use our ATM" ignoring the fact that not everyone can or will use an ATM and God forbid their 1 ATM go down, then what?
Banks: we've seen a decrease in physical money in the last few years so we're going to wind down physical money options.
As if there wasn't a pandemic that made a lot of people afraid to use money for the past 3 years!?!?!?!
I work retail and I can't be like "well we've barely had no sales this morning so that means we will only have a few in ther afternoon so I might as well close the store 4 hours early" that's not how it works.
Banks need more regulation imo and they shouldn't be allowed to go "cashless" because until our society fixes like capitalism/housing issues/domestic violence issues/mental health issues/etc we can't go cashless.
Like literally the only way we'd be able yo go cashless is if we live in a utopia where money doesn't exist. I'm sorry but the scifi dream of everyone having a chip in their wrist that is ID/money/bus pass/etc is a dystopian nightmare that capitalism would use to exploit everyone is they could.
I will admit I rarely use cash, I literally only use it for conventions (to stay on budget) or if someone owes me money and give me cash, I'll put it on my bus pass.
But just cuz I don't really use cash, doesn't mean it's not needed.
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Three weeks ago I got a new-used car. A 2020 Kia Sportage with less than 40k miles on it.
I was told I needed three references who were not related to me and who did not live with me. So, I gave them some good references; an ex co-worker, an ex boss, and a current boss. At least I felt they were good; none of them lived with me or had family ties to me.
Since I had to travel three hours to the dealership where the car was at, I made sure the insurance was taken care of and paid for before going to pick up the car. Everything else was handled over the phone or via text so that all I had to do was go there, sign some papers, and hand over a check for the down payment.
So, I secure transportation out to the dealership. I go in, shake hands, sign papers, and hand over the down payment. I'm given the keys to my new car, and I drive it the 3 hours home.
Today, three weeks later, I'm at work when I start receiving calls and texts from the dealership. Apparently, the bank now says my references aren't good enough because now they are saying my references can not have the same address. They all have to live separately. Two of my references happen to be married, but they don't live with me and aren't related to me, so why does that matter?
I'm frustrated cause now I have to look through my contacts for people I can use as a reference. And why? I was already approved for the car, or I wouldn't have been able to drive away with it. The dealership even put a GPS tracker in the car at the bank's request.
But now, 3 weeks later, they take issue with my references? All cause two are married to each other. I guess in the bank world, married couples don't live together, and people don't have roommates.
What are they gonna do though, repossess my car before the first payment is even due?
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7 ‘’I love it when you touch me like that.’’ for JJ
Only two weeks until OBX is back!!
my taglists are here + you can requests here at any time
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Initially, it was a ‘no girlfriends’ camping trip, but Kie didn’t want to be the only girl on the trip so she invited you and Sarah. She liked being one of the boys and hanging out with them, but being alone with three boys for a whole weekend in the woods was more than she could handle.
After sundown, you wrapped yourself in JJ’s hoodie, no longer warm in your denim shorts and tee shirt. Pope and JJ were working on the dinner — campfire grilled cheese — while John B. was making sure the fire would not die. You, Kiara and Sarah were helping wherever you could.
‘’Don’t eat the whole bag, it’s the only one we have,’’ JJ told Kiara who was eating another marshmallow.
She took another and flipped him off in return, making you and Sarah laugh.
You sat beside Kiara and took a marshmallow too. ‘’After a whole weekend with boys, we’re in need of a girls night very soon.’’ You turned to Sarah, her house being better suited for sleepovers.
It was fun to spend time all together, but watching movies in the Camerons’ huge movie room and complaining about the annoying things your respective boyfriends do in your pajamas was nice too. Sometimes, Sarah steals alcohol — wine — from Rose’s collection and it’s a whole other level of fun.
At the end of the night, half of the beer stash was gone and everyone was drunk. Even Pope. He rarely let loose, so it was fun to see him being a teenager instead of the responsible grown up he always tried to be. By the fire, Kie and JJ shotgunning cans of beers while Sarah was half asleep on John B.'s shoulder — she was a lightweight.
It's been a while since you all had this much fun.
After JJ lost to Kiara, he threw his beer can with the rest and stifled an exaggerated yawn. ‘’I think we’re gonna turn in,’’ he announced, coming to you and wrapping his arms around your shoulders.
You let him pull you up and followed him to your tent. Once the door was zipped up shut, JJ dragged you down on the sleeping bags and began kissing you. It was messy and needy, but that's to be expected after drinking that many beers.
A hiss left your lips and you pushed JJ off. ‘’Ow, something’s digging in my back.’’ You reached under you and removed whatever was under you, tossing it aside without any care, then grabbed JJ by his shirt collar and re-attached your mouth to his.
Your hands went around his neck and his hips rolled against yours, eliciting a small moan. JJ was hard beneath his shorts, his cock pressing firmly on your thigh. He did it again and you met his movement, making the both of you moan.
‘’Shh. We have to be quiet,’’ you chastised, but JJ was not listening, busy with his mouth on your jaw and neck, nipping and kissing.
Kie, John B. and Pope weren't dumb. They knew exactly what was happening inside your tent, but you could at least have the decency to not be fucking loud. The woods are very echo-y. Even more so at nighttime. They didn't want to hear their friends having sex a few feet away.
You pulled off your hoodie and shirt, leaving you topless. The air inside the tent was a bit cold, causing your skin to erupt in goosebumps and your nipples to perk.
‘’Hello beautifuls,’’ JJ said in true JJ Maybank humor, looking at your breasts with boyish heart eyes. ‘’If you had told me you weren't wearing a bra, I would've taken you here a lot sooner.’’
You giggled, the red of your cheeks matched the red of his hat, which was somewhere inside the tent.
His mouth attached to your nipple and you quickly launched for the camping light, only now remembering it was on. ‘’Turn the fucking light off!’’
‘’But I can’t see in the dark.’’ JJ turned it back on and you turned it right off.
‘’If you turn a light on, everyone will see the shadows of what we’re doing inside the tent. Have you ever gone camping?’’ you asked, snatching the light from his reach so he wouldn’t turn it on again.
‘’Yeah. Big John took me and John B. on many camping trips. I’m a camping pro.’’ He winked at you before getting back to business.
His tongue swirled around your nipple, putting his dirty mouth to another use than coming up with dumb ideas. ‘’Mmh, J.’’ Your fingers grabbed at his hair, soft sighs leaving your lips.
While this was nice — okay, really nice —, you were dying for JJ to touch you.
As if he had read your mind, he slid a hand down and under your shorts and underwear and pressed against your clit, eliciting a choked gasp. ‘’Yes.’’ your hands grabbed at his shoulders, fingers digging into his tanned skin when he began teasing your clit. ‘’I love it when you touch me like that.’’
—
OBX taglist: @moralina @eudximoniakr @toylewestinnyc @rottenstyx @sweeterheartxamerica @jordierama @viridwityy @izzy-laufeyson @kenzi-woycehoski @lilaconner @Katsukis1Wife @hawkegfs @mommyruuetrue @acornacreacure
All and more taglist: @spiokybirdstarfish @kenqki @liidiaaag @hawkegfs @gillybear17 @areaderinlove @acornacreacure @black-rose-29 @fudge13
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how to transfer your old pokemon to pokemon home before it's too late!!!
the wi-fi services for the nintendo 3DS and WiiU are shutting down in early april 2024, and while it specifically lists pokemon bank and poke transporter as being available post-shutdown, there is no guarantee of how long that may be for. there will likely come a time when these services shut down, and it could be in the relatively near future.
it is also pretty much impossible now to transfer pokemon to the switch's Home service with alternative methods such as PKHeX (popular pokemon save editor for the uninformed) due to the implementation of server-side Home IDs tracking pokemon at all times - the details of that aren't super important for this post, but point is, whenever bank shuts down, unless nintendo makes an offline way to transfer to home, it will be impossible to move pokemon from the old gens to the new, even with alternative/hack-y methods.
i write this guide with the intention of making this process easier for people since transferring pokemon has changed so much over the past two decades that it's a bit of a mess, and in a timely manner to give people time to finish the process. i'll be organizing by generation so feel free to skip to any part of the guide you need. (keep in mind that transferring is permanent, your pokemon cannot go back afterwards!!)
(by the way it would mean a lot to me if you weren't overwhelmingly negative of pokemon in the tags/reblogs. i get that pokemon transferring being an online service sucks but reading that stuff in my notifications constantly is really tiring </3 make ur own post to talk about that)
to walk you through, i'll be transferring this random shiny spinda i hatched in emerald version all the way up to pokemon home. her name is Moss :]
below the cut since this is long as fuck sorry LOL
GEN 1/2 -> 3 (aka RBY/GSC -> RSE/FRLG)
this is impossible! as for the Virtual Console releases of the gen 1/2 games on 3DS, more on that later in the gen 5 -> 6/7 section.
GEN 3 -> 4 (aka RSE/FRLG -> DPPT/HGSS)
what you need:
a copy of RSE or FRLG
a copy of DPPT or HGSS in the same language as the RSE/FRLG copy that has beaten the champion and has access to post-game areas, preferably HGSS because it lets you transfer unlimited times as opposed to DPPT's once-per-24-hours limit (unless you happen to have korean DPPT/HGSS, which is not language locked in terms of transferring)
either an original DS or a DS lite, the old ones with the GBA slot at the bottom
the steps:
#1. you can only transfer 6 pokemon at a time, so get whatever 6 pokemon you want to transfer up together in gen 3. if you're intending to transfer less than 6 pokemon, you'll need to catch some extras since you have to transfer the full 6 every time (i usually just catch a bunch of extra mons on the first route, which is what i've done here with the poochyenas/wurmples)
#2. put the gen 3 game into the GBA slot of the DS, and the gen 4 game into the DS slot. both games should appear on the home menu after turning on the DS.
#3. load the DS game and spam A past the title screen. before loading your save, scroll down. you should see a "MIGRATE FROM (GAME NAME HERE)" option. if you don't, either the GBA game isn't reading properly, or you have not visited Pal Park in your gen 4 game of choice. in HGSS, the Pal Park is located in Fuchsia City, and in DPPT, the Pal Park is located at the end of Route 221 below Sandgem Town.
#4. select the aforementioned migration option and pick the pokemon you want to transfer.
#5. navigate to the Pal Park and complete the Catching Show, where you re-catch your transferred pokemon in the wild. this does not overwrite what pokeballs they were originally caught in! you will need to bring a pokemon with Surf if you have any Pokemon that spawn in the water areas. you can check what location the pokemon you transferred will be in on bulbapedia.
#6. say yes to storing the caught pokemon in your PC boxes and they'll be there!
important things to note:
pokemon with HM moves will be blocked from transfer, so make sure to use the Move Deleter to remove HM moves from any pokemon you're transferring in gen 3 before trying to transfer. in RSE, the Move Deleter is in Lilycove City, and in FRLG they are in Fuchsia City.
gen 3 -> 4 is the only step in the transfer process where held items transfer up as well, meaning that if you attach a valuable item such as a rare candy, master ball, or TM to a transferred pokemon, you can take it off that pokemon and put it in your bag in the gen 4 game.
an aside about colosseum/XD gale of darkness on gamecube:
you can transfer pokemon from colo/XD as well! unfortunately you'll need to have beaten colo/XD, and then you will also need to beat the gen 3 game... in FRLG, you even have to complete the postgame ruby/sapphire quest on the sevii islands to unlock trading with the gamecube games. once you do all that though, you can navigate to the pokemon center basement in Phenac City to trade with your gen 3 GBA title. to do this, you'll need a gamecube or wii with gamecube compatibility, a GBA (or GBA SP), and a GCN -> GBA link cable to connect the two consoles.
GEN 4 -> 5 (aka DPPT/HGSS -> BW/BW2)
what you need:
a copy of DPPT/HGSS
a copy of BW or BW2 in the same language as DPPT/HGSS copy that has beaten the champion (or N in the original BW) and has access to post-game areas.
two DS consoles of any kind (3DS is also fine!)
the steps:
#1. get the pokemon you want to transfer together in your gen 4 game's PC boxes. you can only transfer 6 pokemon at a time. if you have less than 6, catch some extra pokemon, since you need to transfer the full 6 every time. save it and turn off the DS with the gen 4 game.
#2. turn on your gen 5 game and navigate to the Poke Transfer Lab. personally i just fly to Black City/White Forest and head west.
#3. talk to the NPC in the lab to start the transfer process. you will be prompted to turn on your other DS again and open DS Download Play with your gen 4 game inserted. do that and download the Poke Transfer app that comes up.
#4. select the 6 Pokemon you want to transfer when prompted.
#5. play the transfer minigame! just drag the... bow? (lol) on the bottom screen to aim your pokeballs. there's technically a time limit, but it's very generous, and your final score doesn't matter.
#6. say yes to transferring the pokemon once you're done and they'll be placed in your PC boxes!
important things to note:
pokemon with HM moves will be blocked from transfer, so make sure to use the Move Deleter to remove HM moves from any pokemon you're transferring in gen 4 before trying to transfer. in DPPT they're in Canalave City, and in HGSS they're in Blackthorn City.
the level the pokemon was obtained at and the date it was obtained is changed upon transfer to gen 5 - it will have the met date of your DS clock and the met level of the level it was at the time of transfer. if you'd like to preserve a pokemon's met date, make sure to change the DS clock to the proper date.
GEN 5 -> 6/7 (aka BW/BW2 -> 3DS TITLES/BANK)
what you need:
a copy of BW/BW2
a copy of any 3DS pokemon game (XY/ORAS/SUMO/USUM)
a 3DS (or 2DS, i'll just be referring to them all as 3DSes here) with the poke transporter and pokemon bank apps installed. these were free apps that were once downloadable from the 3DS eShop, but the 3DS eShop is no longer available, so if you don't already have them installed you will need to explore alternate methods, AKA hacking your 3DS and injecting them in. that's outside the scope of this guide but you can find more information here on 3ds.hacks.guide. (do not attempt to follow any 3DS hacking guide not on this website, they could be outdated and harm your 3DS!)
a nintendo network ID that your 3DS is logged into (also outside the scope of this guide but if you don't already have one, it will prompt you during the process to make one)
internet connection
the steps:
#1. poke transporter defaults to trying to transfer every pokemon located in Box 1 of your PC, so go into your gen 5 game and put every pokemon you want to transfer into Box 1, and take anything you don't want to transfer out. if you want to transfer more pokemon than you can fit in one box, you'll have to transfer multiple times.
#2. open poke transporter with your gen 5 game inserted into the 3DS' cartridge slot. after pressing A through some menus and selecting the gen 5 game when prompted, it should ask if you want to transfer the pokemon in Box 1, with a preview of the pokemon inside. confirm and let it do its thing. after poke transporter is finished, the pokemon you transferred will be in the special Transport Box in bank.
#3. make sure you either have a 3DS pokemon title downloaded onto your 3DS, or swap out your gen 5 cart for one, it doesn't matter which.
#4. close out of poke transporter and navigate to pokemon bank. at the time of writing this guide, bank is still online and is free for everyone without a subscription - the main menu has an infinite "free trial" period number.
#5. select "use pokemon bank" and pick a 3DS game to connect with when prompted. it doesn't matter which one, but if you're looking to see your pokemon in a gen 6/7 game right now, pick the one you want to move it into. viewing a pokemon in a gen 6/7 game isn't required to move to home later, though!
#6. the Transport Box is located one box to the left of Box 1 - navigate to it and drag your pokemon out into a normal bank box. now you can move them to any gen 6/7 pokemon game you want, or home later!
important things to note:
even though bank connects with both gen 6 and gen 7 games, once you place a pokemon into a gen 7 game (SUMO/USUM), you cannot transfer that pokemon back to a gen 6 game (XY/ORAS), so be careful!
an aside about the VC releases of RBY/GSC:
poke transporter can also be used to transfer pokemon out of the VC releases of RBY/GSC. these pokemon are changed pretty heavily, converting all their old gen data into pokemon's modern data structure. you can find more information about all the changes/conversions made on bulbapedia. these pokemon are considered gen 7 pokemon afterwards, and cannot be moved into XY/ORAS. pokemon with held items also cannot be transferred from VC titles and will fail to transfer.
if you want to transfer pokemon from cartridge RBY/GSC and have a save dumping device, it is possible to inject the cartridge's save file into the VC versions with Checkpoint on a hacked 3DS and then transfer that way. for GSC specifically, you'll need to edit your save slightly to make it compatible with VC GSC's save format. i personally made a converter for that here that you're free to use in-browser.
GEN 6/7 -> GEN 8+ (aka BANK -> HOME)
what you need:
a 3DS (or 2DS, i'll just be referring to them all as 3DSes here) with the pokemon bank app installed. this was a free app that was once downloadable from the 3DS eShop, but the 3DS eShop is no longer available, so if you don't already have it installed you will need to explore alternate methods, AKA hacking your 3DS and injecting it in. that's outside the scope of this guide but you can find more information here on 3ds.hacks.guide. (do not attempt to follow any 3DS hacking guide not on this website, they could be outdated and harm your 3DS!)
a nintendo network ID that your 3DS is logged into (also outside the scope of this guide but if you don't already have one, it will prompt you during the process to make one)
a switch with Pokemon Home installed, which can be downloaded for free from the switch's eShop. a nintendo switch online subscription is not required.
unfortunately, you WILL need a subscription to home's premium plan to do bank -> home transfers.
internet connection
the steps:
#1. open pokemon bank and make sure all the pokemon you want to transfer are in their own boxes, and any you don't want to transfer are not in the same boxes as the to-be-transferred pokemon.
#2. go back to the bank home menu and select the "move pokemon to pokemon home" option. when you get the notice about the transfer being one-way, you'll need to scroll down to hit "Begin".
#3. you will be prompted to select what boxes of pokemon you'd like to transfer, so pick all the applicable ones.
#4. you will then be prompted to put in the moving key from home, so turn on your switch, open pokemon home, and select the icon that looks like a 3DS on the main menu. when prompted, choose "Ready!" to get the moving key.
#5. input the moving key on the 3DS, submit it, and wait for both apps to do their thing. once bank goes back to its title screen, you can turn off the 3DS.
#6. home will go back to its title screen as well, and depending on how many pokemon you moved, you may have to wait a few minutes to get back into the app. once it's done, the next time you open home, it'll prompt you to choose how to organize your transferred pokemon into home. pick whatever you see fit.
#7. congratulations, your pokemon are safe in home!!
important things to note:
unlike all pokemon games before the switch, pokemon can actually go backwards in generation on switch, so don't worry about transferring a pokemon into scarlet/violet locking you out of moving it to sword/shield, for example. (the exception to this is LGPE - nothing can be moved into LGPE and once a pokemon is moved out of LGPE, it can't go back.)
pokemon home actually has decent hack checks, so be careful when transferring hacked/glitched/otherwise illegitimate pokemon around.
pokemon from a gen 3/4 game will have their met location set to "Poke Shifter" - this is an alternative translation of the japanese name for the Poke Transporter.
pokemon on switch can only transfer into games that contain that pokemon in its dex, so not everything transferred can go into scarlet/violet, for example.
and that's it!!
there's a lot of other quirks to the pokemon transferring process at pretty much all steps, so if you run into an unusual issue or have specific questions about how pokemon data is changed in minute ways across the franchise, i would encourage you to do your own research, all of this stuff is pretty heavily documented by the fanbase. this is just meant to be a guide for casual users, and a quick reference.
this guide of course does not cover options for transferring in alternative ways, but it's worth mentioning that if you have a hacked 3DS and the ability to back up save files at any point from gens 3 -> 5, you can use PKHeX to transfer pokemon into the 3DS titles, then move them to bank and transfer to home normally from there. that's outside the scope of this guide and i'd also encourage you to do your own research for that.
happy transferring!
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