Things Biden and the Democrats did, this week #16

April 26-May 3 2024

President Biden announced $3 billion to help replace lead pipes in the drinking water system. Millions of Americans get their drinking water through lead pipes, which are toxic, no level of lead exposure is safe. This problem disproportionately affects people of color and low income communities. This first investment of a planned $15 billion will replace 1.7 million lead pipe lines. The Biden Administration plans to replace all lead pipes in the country by the end of the decade.

President Biden canceled the student debt of 317,000 former students of a fraudulent for-profit college system. The Art Institutes was a for-profit system of dozens of schools offering degrees in video-game design and other arts. After years of legal troubles around misleading students and falsifying data the last AI schools closed abruptly without warning in September last year. This adds to the $29 billion in debt for 1.7 borrowers who wee mislead and defrauded by their schools which the Biden Administration has done, and a total debt relief for 4.6 million borrowers so far under Biden.

President Biden expanded two California national monuments protecting thousands of acres of land. The two national monuments are the San Gabriel Mountains National Monument and the Berryessa Snow Mountain National Monument, which are being expanded by 120,000 acres. The new protections cover lands of cultural and religious importance to a number of California based native communities. This expansion was first proposed by then Senator Kamala Harris in 2018 as part of a wide ranging plan to expand and protect public land in California. This expansion is part of the Administration's goals to protect, conserve, and restore at least 30 percent of U.S. lands and waters by 2030.

The Department of Transportation announced new rules that will require car manufacturers to install automatic braking systems in new cars. Starting in 2029 all new cars will be required to have systems to detect pedestrians and automatically apply the breaks in an emergency. The National Highway Traffic Safety Administration projects this new rule will save 360 lives every year and prevent at least 24,000 injuries annually.

The IRS announced plans to ramp up audits on the wealthiest Americans. The IRS plans on increasing its audit rate on taxpayers who make over $10 million a year. After decades of Republicans in Congress cutting IRS funding to protect wealthy tax cheats the Biden Administration passed $80 billion for tougher enforcement on the wealthy. The IRS has been able to collect just in one year $500 Million in undisputed but unpaid back taxes from wealthy households, and shows a rise of $31 billion from audits in the 2023 tax year. The IRS also announced its free direct file pilot program was a smashing success. The program allowed tax payers across 12 states to file directly for free with the IRS over the internet. The IRS announced that 140,000 tax payers were able to use it over their target of 100,000, they estimated it saved $5.6 million in tax prep fees, over 90% of users were happy with the webpage and reported it quicker and easier than companies like H&R Block. the IRS plans to bring direct file nationwide next year.

The Department of Interior announced plans for new off shore wind power. The two new sites, off the coast of Oregon and in the Gulf of Maine, would together generate 18 gigawatts of totally clean energy, enough to power 6 million homes.

The Biden Administration announced new rules to finally allow DACA recipients to be covered by Obamacare. Deferred Action for Childhood Arrivals (DACA) is an Obama era policy that allows people brought to the United States as children without legal status to remain and to legally work. However for years DACA recipients have not been able to get health coverage through the Obamacare Health Care Marketplace. This rule change will bring health coverage to at least 100,000 uninsured people.

The Department of Health and Human Services finalized rules that require LGBTQ+ and Intersex minors in the foster care system be placed in supportive and affirming homes.

The Senate confirmed Georgia Alexakis to a life time federal judgeship in Illinois. This brings the total number of federal judges appointed by President Biden to 194. For the first time in history the majority of a President's nominees to the federal bench have not been white men.

Navigating Student Loans: Funding Your Path to Education

For many students, pursuing higher education requires financial assistance, and student loans have become a prevalent means of funding this journey. This article aims to provide a comprehensive overview of student loans, including their types, benefits, considerations, and key factors to keep in mind when exploring this important financial tool.

Understanding Student Loans

Student loans are financial products designed to help students cover the costs of tuition, books, housing, and other educational expenses. These loans are typically offered by government agencies or private lenders and come with specific terms and repayment conditions. Unlike other types of loans, student loans often have favorable interest rates and flexible repayment options to accommodate the unique financial circumstances of students.

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Types of Student Loans

There are two main types of student loans: federal student loans and private student loans. Federal loans are provided by the government and offer benefits such as fixed interest rates, income-driven repayment plans, and potential loan forgiveness or discharge programs. Private student loans are offered by banks, credit unions, or online lenders and have varying interest rates and terms. It's crucial for students to explore federal loan options before considering private loans due to the additional benefits they offer.

Applying for Student Loans

To apply for federal student loans, students must complete the Free Application for Federal Student Aid (FAFSA). This form determines eligibility for federal aid programs, including grants, scholarships, and loans. Private student loans require a separate application process, typically involving a credit check or the need for a cosigner, especially for students with limited credit history. It is essential to carefully review and compare loan offers, considering interest rates, repayment terms, and any associated fees.

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Repayment Options and Considerations

Federal student loans provide various repayment options, such as standard repayment, income-driven repayment plans, and loan consolidation. These options offer flexibility based on the borrower's financial circumstances. Private student loans may have fewer repayment options, but borrowers can explore refinancing or consolidation options to simplify repayment. Students should consider their post-graduation income potential, job prospects, and overall financial situation when selecting a repayment plan to ensure affordability and timely repayment.

Managing Student Loan Debt

To effectively manage student loan debt, students can take proactive steps, such as budgeting, living within their means, and exploring opportunities for additional income. It is essential to stay informed about loan terms, payment due dates, and available assistance programs. Students should also consider seeking financial counseling or working with loan servicers to explore deferment, forbearance, or loan forgiveness options if facing financial hardship.

Student loans play a significant role in financing higher education for many students. By understanding the types, application process, repayment options, and effective debt management strategies, students can make informed decisions and navigate their educational journey while minimizing the financial burden and maximizing the long-term benefits of their investment.

Get a FREE PDF of most reputable US Loan Providers

Student loan debt funds useless majors with zero economic value, then forgives the debt. This funds the Marxism that is dominating our universities today.

Credits: https://twitter.com/WallStreetSilv/status/1666090257618714624?s=19

https://twitter.com/profstonge/status/1666085492985856004?s=19

#studentloans #studentloanforgiveness #indoctrination #colleges #usa #unitedstates #unitesstatesofamerica #Universities

I'M CRYING I'M ACTUALLY CRYING

i didn't see anything on my dash yet, so—

Brb, gonna go cry. This is just over 1/3rd of my debt since I did get Pell Grants.

Farmers! Veterans! Elderly! Abused! Used! Displaced!

Trigger Warning! 💥 DELIBERATE NONSENSE is happening! 

Everyone will suffer & pay for it. That includes YOU, too! 

 Stay busy! ❤️ See you on the farm!

The trap!!!!

can student loan providers refuse to take my gay money then

Everyone in The White House had time today

This is not even an exaggeration.

Things Biden and the Democrats did, this week #13

April 5-12 2024

President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.

President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.

President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.

The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.

The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.

The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.

the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West. 

The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.

The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193

To any American reading this of voting age. Or will be of voting age for the 2024 election… VOTE! Vote vote vote. Register to vote. Ensure your friends are registered to vote. If it wasn’t clear before the SCOTUS decisions in the last two days have spelled it out clearly.

If you are not an able-bodied cis white heterosexual man, you are at risk. They will strip away your rights, they will do everything they can to make sure you are erased. That you are silenced that you are dead.

And if you think that your vote doesn’t matter. That there is no point. Then they have won. You have already let them win. You have let them control you.

They will come after you. If you are not a cis white male you are a target. You are disposable. And you will eventually lose your basic rights as a human being. Because if you are not a cus white man… to them you are not human. Simple as.