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resminilawoffices · 3 years
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If you or a beloved has been seriously injured, or a beloved killed, in a school bus accident, let our Rhode Island Attorney Island assist you to navigate the complex legal proceedings. For more information call us at 401-751-8855.
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kingsheadharborrp · 3 years
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Chloe Li
Name: Chloe Li
Date of birth: December 9th, 1994
Age: 26
Gender/Pronouns: cis woman, she/her
Occupation: Personal Trainer
Hometown: Camden, Maine
Length of time in King’s Head Harbor: two years
Neighborhood: Bayside Bluffs
Faceclaim: Leah Lewis
BIOGRAPHY (Trigger Warning: Death, Drug use, Car accident)
The definition of gifted child burnout could be accompanied by a picture of Chloe Li. She was a sweet girl who grew up with a humble life in Camden, Maine. From the time she was a little girl, she yearned to see more than her little town of 5,000 had to offer. She wanted nothing more than to get out of Camden, and find greener pastures, but that required more money than her parents had. Her only hope of getting out of her small town was a college scholarship. They were hard to come by, and everyone knew that. Especially for a girl in a town as small as her own, but she was determined. If anyone could make it out of her little town, it was Chloe.
Chloe was a smart girl who was consistently on the honor roll. But, so were many other students at her school. Academics wouldn’t be enough to secure a scholarship, so she decided sports were her best bet. She took up Soccer, Softball, Swimming, and even Gymnastics. Her evenings were filled with practices, and her weekends were filled with games almost all year long. Her parents implored her to slow down time and time again, but she could see the pride in their faces every time she led her team to victory. She was a shining beacon of hope to the Camden locals, the vision of a girl who could rise out of their small town and make something of herself. She couldn’t just throw all of that away.
Still, consistent practice, and disregard for her own physical and mental health was enough to wear anyone down. As time passed, Chloe found herself struggling more and more to find balance between everything she was forcing herself to juggle, only exasperated by the pride the town held for her. Chloe felt like she was letting everyone down by taking a break, but she knew she couldn’t continue at the pace she was going. She would take her fall from grace in stride, and accept that she could not be the pride and joy of her small town. But, as Chloe descended the stairs in her little home, she was met with her parents holding a scholarship offer from the University of Michigan for Soccer. It was a full ride to a huge university hours away from Camden. It was everything Chloe had always wanted, but it suddenly felt more like a death sentence. The pride on her parent’s faces spoke volumes. There was no way to turn down that offer. Her dreams of travel had been squashed again, this time by what she hoped to be her ticket to freedom.
College was a bigger struggle than Chloe expected. She hoped that a new setting would reinvigorate her, and that she would find the joy in school and life again outside of her town. But, it just seemed to make everything worse. She couldn’t hold a candle to the athletic talent of the other girls on her Soccer team. She struggled to make friends, and excel in her classes the way she had in Camden. She was sleeping through class, her grades were dropping, and her coaches were consistently putting forth the warning that she would lose her scholarship if things didn’t turn around. Her parents worried, asking if she needed to take the rest of the Semester off. She could go home, and reset. But, Chloe couldn’t face her family as a failure. She couldn’t bear to hear the suspicious whispers and sympathetic looks of her neighbors. Going home wasn’t an option for her, so she did the only other thing she could think of: She dropped out.
Before she could even bring herself to think it through, Chloe found herself buying a one way bus ticket for the next route leaving. She fled, ignoring the stream of messages that streamed in as word spread of what had happened. She’s never looked back. She hasn’t returned to Maine since that day, too scared to face the people she failed. Instead, she traveled around, hoping to find what he was looking for. It never came, instead just being struck with the weight of loneliness. She was alone in the world, and it was of her own design. Eventually, she found herself down south, looking for a bar that wouldn’t card her. She was too young to drink, but that wasn’t what she needed. She just needed a single night where she didn’t feel so alone. Finally, she found a bar that would let her in, and that’s where she met Kim.
It was sudden. One minute, she’s telling her story, the next she’s been taken under the wing of Kim, and this group of bikers. They looked out for her, taught her things. She felt like she had a family again. More importantly, she had Kim. She was everything Chloe dreamed to be. She was fearless, independent, and brave. It didn’t take long for Chloe to fall fast and hard. Their romance was inevitable. Chloe could swear that those were the best three years of her life, filled with the romance and adventure that she had always wanted. She was a part of something amazing, and it felt like nothing could touch her. Of course, nothing gold can stay. Her idealized life was quickly struck down with an unexpected death of one of their members.
Chloe always thought that the constant harping in Drivers Ed on being aware of motorcyclists was redundant until her friend’s accident. It wasn’t anything dramatic, a car turning left when they shouldn’t have, but it took his life in an instant. It shattered Chloe. She had known it was a possibility, but the shock of real life breaking the fantasy she had created was too much for her. She became withdrawn, angry, and turned to drugs to cope. She could see the looks the others gave her. They knew what she was doing, and they were scared for her, but she couldn’t find it in her to stop. It only furthered her need to pull away, not willing to face the sympathetic looks that her failure had brought about. It was worse with Kim, who Chloe pushed away harder than the rest. Her new habit strained their relationship to the breaking point, Kim eventually ending things with Chloe. She couldn’t find it in herself to stay after that.
In the middle of the night, she packed up what she could, and left again. She had once again failed the people she cared for the most, and there was no way she could look them in the eyes again. Chloe had no destination, no direction, and no idea who she was anymore. All she knew was if she kept going, it would be easier to make it all go away. She traveled from state to state for years, piecing herself back together along the way. She eventually found herself in King’s Head Harbor, Rhode Island two years ago, and hasn’t had the nerve to go any further North towards her family, but the guilt of what lies behind her is too great to face. Instead, she’s found herself laying down unexpected roots in King’s Head. She would even go so far as to call it home.
Personality
+ Independent, Loyal, Compassionate
- Impulsive, Flighty, Hot-Headed
WRITTEN BY Casey
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enchantedlokii · 4 years
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Demons
Prologue
Rating: PG-13
Warnings: mentions of death, mentions of depression
Characters: Peter Parker
Mentioned: Richard Parker, Mary Parker, May Parker, Ben Parker, Tony Stark, Steve Rogers, Adrian Toomes, Pepper Potts, Mantis, Drax, Peter Quill, Stephen Strange, Thanos, Ned Leeds, Michelle Jones, Happy Hogan, Morgan Stark, James Rhodes
Anyone who knew Peter Parker knew that death followed him like a shadow. It started when he was just six years old when his parents died in a plane crash. They were secret agents, he knew now that he was older. Most likely, it wasn’t an accident, but there was nothing he could do about it. The case had closed years ago, and he wouldn’t even know where to start when it came to looking for suspects. He couldn’t even be sure that whoever had done it was still alive. Most likely it was a suicide mission. That didn’t make it hurt any less.
He knew that his Aunt May and Uncle Ben, whom he had been staying with when the accident occurred, hoped he wouldn’t fully understand what had happened, but Peter was smart for his age. He knew that his parents were dead. He knew that they were never coming home. He knew that this wasn’t supposed to happen. And he knew that the pain in his chest was something he had never felt before and hoped he would never feel again.
For eight years, Peter got his wish. He still felt the heartache that lingered over his parents every now and then, but he loved Ben and May like they were his father and mother. He knew that they loved him like he was their son, too. He was grateful for them, and he was so glad that they had taken him in so quickly. They had been there during his darkest days, and he knew he could never thank them enough.
Peter was fourteen when his next tragedy came. Him and Ben had gone out for ice cream. It had been a bad day at school, and Ben insisted. Peter’s newly acquired Spider-Sense told him it was a bad idea, but he pushed it away. He didn’t quite understand his powers yet, and Ben didn’t know about them. He couldn’t just tell his uncle that his gut was saying they shouldn’t go get ice cream, but he wish he had at least tried.
The two hadn’t been there five minutes when the store was robbed. Peter has begged Ben to stay out of it, but his uncle was a cop. He pulled his gun on the man and the man shot him with his own. A scream had ripped through Peter’s throat as he rushed over, desperately trying to stop the bleeding. Ben had tried to comfort him, running a hand through his hair and whispering soft words to him, but Peter was devastated. Because the blood wasn’t stopping and Ben was getting weaker and he could hear his heartbeat fading away.
He didn’t think it could get any worse, but the cry that May had let out when the cops brought him home and explained what happened broke him again. They had sobbed together on the couch, neither of them getting a wink of sleep that night. For days, Peter didn’t want to do anything but lay in bed and try to sleep without getting terrible nightmares of watching his uncle die in front of him again and again. He only snapped out of it when May tried to comfort him. She was the one who had just lost her husband, and she was comforting him. He decided that if for no other reason, he had to be strong for her. At first that was the only reason, but then he made the decision to start experimenting with his new powers and took on the role of Spider-Man.
Spider-Man was how Peter officially met Tony Stark. He never ended up mentioning the fact that they had met, albeit very briefly, at a Stark Expo years ago. He doubted the man remembered the scrawny kid who was dumb enough to try to shoot down a drone with a toy repulsor. Even if he did, it would be an embarrassing story to tell.
He would never forgetting coming home from school one day and finding the man talking with his aunt on their living room couch, acting like it was no big deal. Then, Tony had admitted he knew that Peter was Spider-Man — Peter never asked how he figured it out — and asked him to go to Germany with him to fight against Captain America.
At first that was the only connection they had. Tony kept his distance after Germany, and Peter didn’t blame him. He was sure he had blew it after the whole Vulture incident. He had been terrified the man hated him, but when he found the brown bag on his bed with his suit inside, he couldn’t help but be hopeful. Sure enough, that led to many more training sessions and days in the workshop. Peter had been invited to the man’s penthouse. Had actually stayed the night in the guest room a few times. They said that it was nothing more than a mentor-mentee relationship, but Peter was starting to notice the differences in how Tony treated him. Pepper, too. They had even invited him to their wedding, and that’s when Peter was sure that they were at least starting to see him as something more than the annoying Spider-Kid who kept almost getting himself killed.
Then, the Snap happened. Peter didn’t hesitate to swing off the school bus when he saw the spaceship. He had a gut feeling that Tony was there, and he had felt a knot in his stomach when his mentor had nearly been hit by a flying piece of metal that he managed to swing in and stop.
Later, as he was clinging to the edge of the spaceship and started to grow dizzy from the thin air, he was sure he was going to fall to his death, but Tony promised he would catch him and he did. Peter knew that the man wanted him to go home. He wanted him to be safe, but Peter couldn’t leave. He knew that he wouldn’t be much help against the aliens, but he knew he would never forgive himself if he had stayed home and something happened to Tony.
Then, on Titan, he watched as Mantis, Drax, Peter Quill, and Dr. Strange disappeared in front of him. He felt pain overwhelming his body as his healing factor tried to stop his death. He could feel his hands growing numb, and panicked filled his chest. He had begged Tony to help him even though he knew there was nothing he could do. He could faintly remembering apologizing. For what, he wasn’t sure. He wanted to say it was for sneaking onto the ship. For disobeying him. For anything that happened that day. Deep down, though, he knew it was because he kept remembering the day of the ferry.
“And if you die, I feel like that’s on me.”
The next thing Peter remembered was waking up on Titan. Dr. Strange had explained that it had been five years before teleporting then to Earth, where they were immediately thrown into a fight. A fight that ended when Tony used the Infinity Stones to destroy Thanos’ army.
Peter knew immediately what was happening. He could feel it. Even before he rushed over, he knew that Tony was dying. Still, he couldn’t stop himself from trying to talk to him. He had heard him try to say something to him upon seeing him crying, but he had been too weak.
Once again, Peter has been shadowed by death. He blamed himself. Because that was the one thing that they all had in common. His parents, Ben, Tony. They were all connected to him. In his mind, it seemed like he had to be the reason. It had to be his fault.
That’s why he hated to keep going. He kept wondering who would be next. Aunt May? Ned? Michelle? He didn’t want to lose any of them, but he knew it was inevitable.
He was terrified when Happy started coming around. When he explained that Pepper wanted him to be in Morgan’s life. That Tony would want him to be in Morgan’s life. Happy wanted him around. Pepper wanted him around. Morgan wanted to get to know him. Even Colonel Rhodes had made the comment that he hoped Peter would stop by sometime.
Peter was torn. Because he wanted to be around people who cared for him. He needed love and support more than anything right now, but he was terrified. He was tired of the shadow of death. He was tired of losing everyone he loved.
He couldn’t let it happen again.
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parkernotes · 5 years
Text
sick day
also available on ao3
post-endgame / sickfic / domestic fluff
featuring worried parents pepperony & big brother peter
word count: 4646
The shrill sound of the bell indicating the end of the last period of the day is definitely the best thing Peter has ever heard. Mrs. Warren starts reminding them about the next week's quiz, but her voice gets muffled by the sound of Peter's classmates packing their bags and dragging their chairs across the floor noisily as they stand up. Peter is able to hear it due to his super hearing, so he messily writes down a reminder on his planner before throwing everything inside his bag and hurrying up to catch up with Ned who is already waiting by the door.
"So, MJ and Betty told me during lunch they want to go grab some pizza tonight, are you in? I think Zach and Tyler are coming too, but I'm not sure," Ned says as they step out of the classroom into the hallway, already packed with students. He pauses for a moment before continuing, "You know, it's enough time for you to… hang out. In Queens. For a while. If you know what I mean. We were planning to meet up at 8."
Peter chuckles, but shakes his head. "I'm gonna spend the weekend at the lakehouse. I'll only have time to pack a bag when I get home, so no hanging out in Queens today, I guess," he explains, tugging the hem of Ned's jacket, silently indicating he needs to stop by his locker.
Ned hums as Peter inputs his passcode on the lock. "I thought you were going to be around again this time. It's been a while since you went there, yeah?"
"Not that long," Peter says, pulling out his Chemistry and Calculus textbooks. His Physics one is already inside his bag, and with three different exams scheduled for the following week, he will have no choice but get some revision done during the weekend. "It's because Pepper went on a business trip, and Tony had to tag along, for some reason. Guess it was pretty important."
Tony mentioned something about going with Pepper to California to deal with some issues of the company - Peter didn't really understand what those entailed, only that the couple would be gone for two weeks. They left Morgan in Mrs. Rhodes' care, who is by all means Morgan's honorary grandmother. She invited Peter over multiple times the past few days to hang out with them, but due to the pile of homework he had to complete, the countless of tests his teachers were scheduling plus patrols, he had no time to barely breathe, let alone visit them. It didn't stop him from feeling bad, though.
Peter doesn't think he has sleep for more than four hours during the past week while trying to balance all aspects of his life, and it's getting to him. Despite the stamina that came with the spider bite, he can still only push himself so far. He feels quite lethargic due to the exhaustion, and just can'twait to fall asleep in his room at the lakehouse tonight.
"Well, we'll miss you, man," Ned says as they start walking towards the exit again.
"I'll come back Sunday afternoon, though," Peter says as they head down the steps. "Maybe there'll be some time to hang out."
"Alright, you let me know," Ned says.
They hurriedly do their handshake when Ned spots his bus parking in front of the school, and Peter watches him run towards it in order to grab a seat, pushing some people by accident in the process. He smiles a bit to himself, but as soon as his friend is out of sight, he can feel the exhaustion creep on him again.
He feels bad for not patrolling after school as usual, but at the same time he knows he wouldn't be able to do much. At best, he would stop some muggings before falling asleep on a random rooftop out of pure fatigue. He doesn't really want to be woken up by a desperate call from Tony asking if he's alright - not again - so Peter decides it's probably for the better.
xx
Happy knocks on their door at 5 p.m. sharp, only a few minutes after Peter is done packing his bag. From his room, he hears May opening the front door and greeting Happy excitingly, as if they hadn't seen each other just yesterday.
Peter cringes to himself. He still refuses to stop and think about that .
He pauses when he hears a third voice in the living room, loud and familiar.
"So, where's the kid? Please don't tell me he forgot we were coming."
At that, Peter stands up right away, heading to his door as May laughs, answering he's just getting ready. He walks through the short hallway and into the living room, pausing as the three adults turn around to face him.
"Tony," he breathes, a big smile on his face as he closes the distance between them. Tony catches him in a warm hug, chuckling against Peter's hair and patting him on the back.
"Missed me much?"
"I didn't know you were coming!" he smiles as he steps back, glancing up at the other man. "Hey, Happy!"
"Hi, kiddo," Happy says. "How have you been?"
"Good, good," Peter says, despite everything.
"You look a bit tired," Mr. Stark points out, not unkindly. "School's been tough?"
"He's been working hard," May answers for him, her tone proud but somewhat concerned at the same time. She pats him on the back softly while looking at Tony. "This weekend will be good to him, so make sure he rests a lot."
"Don't you worry, there will be no studying done under my watch," Tony reassures her, winking at Peter. "So, you ready?"
Peter nods, already turning towards his room. "I'll just get my bag!"
Turns out Tony was already in town to meet with someone and decided to wait for Peter so that they could head to the lakehouse together. However, he also finds out Happy will actually be staying behind with May, which is fine, but also totally weird. After hugging May goodbye, he tries to glare at Happy but only ends up receiving an amused - but also suspiciously nervous - chuckle and a hair ruffle from the man.
Once finally on their way to the lake house, Peter can't help but nod along sleepily as Tony talks away about his time with Pepper in California, sat comfortably on the passenger seat of one of Tony's many fancy cars. They're not even out of town when he finally dozes off, head resting on top of his hoodie crumpled up against the window.
He doesn't know how much time has passed once he wakes up, but they're on the road. The sun is setting on their left, and the sky is all shades of purple and orange. Music is playing softly from the speakers, and Tony glances at him once Peter raises his head.
"Hey, sleeping beauty, thanks for conking out on me," he says.
Peter smiles, stretching his arms in front of him with a groan. "Sorry, it's been a long day."
"I'm just kidding," Tony says, but Peter already knows. "Sleep more if you want. We have around half an hour left before we get there."
Peter nods, raising his hands to rub up and down his arms. Even though the AC is off, he feels colder than usual.
He catches Tony looking at him again through his peripheral vision, and soon he's supplying helpfully, "There's a blanket in the glove department."
"Oh, thanks," Peter says around a yawn.
He opens the glove department and pulls out a carefully folded Paw Patrol blanket, certainly Morgan's. It's thick enough though, so Peter doesn't hesitate before covering his upper body with it, resting his head on the same place as before. He's out again a few minutes later.
xx
The next time he wakes up is by Tony shaking him gently, a hand on his shoulder. Once Peter's eyes flutter open and focus, he realizes they've arrived at the lake house, and night has fallen.
"We're here, bud," Tony announces, opening the door on his side to step out.
Soon enough, the dark landscape is illuminated by the warm light coming from the inside of the house as the front door opens and a tiny figure steps out. Morgan comes running directly towards Peter as he steps out of the car, and despite all the fatigue, he picks her up easily.
"Pete! I've missed you," she says, loosening the grip her short arms have around his neck only to kiss him on the cheek with a loud smack .
He giggles despite himself, twirling them both around. "Me too," he says. "Sorry for not visiting you at Mrs. Rhodes house."
"It's okay," she says.
Peter puts her down and she runs to greet Tony just as Pepper steps out of the house, heading towards the car. Peter meets her halfway in a gentle embrace, sighing softly against her shoulder.
"How have you been, sweetheart?" she asks, pulling Peter back to look at him properly. She brushes a curl away from his forehead, studying his face attentively. "May told me you've been so busy with school."
"Yeah, it's been hard, but I'm almost done with most tests," he shrugs, smiling softly.
He's sure Pepper knows how tired he feels when she says, "After dinner you'll go to bed right away, yeah? We can do whatever you kids want to do tomorrow."
"Yeah," he breathes, smiling gratefully. He turns around to face the car, "I just have to get my-"
"Tony will bring your bag inside for you," Pepper interrupts, raising her voice so that said man can hear. She wraps an arm around Peter's shoulders, leading him to the front door. "Right, honey?"
"Yeah," Tony grunts, and Peter looks behind his shoulder only too see him balancing Peter's bag on his right shoulder and Morgan on the left one.
xx
Peter feels weirdly dizzy when he steps out of his room after showering and changing into some comfy clothes. He suspects it might be because he hasn't eaten in a while, or because he hasn't slept for a long time the previous night despite his nap on their way from the city, but, either way, he feels like crap.
He plops down on the couch next to Morgan, who's attentively watching My Little Pony on Netflix. He can hear Tony and Pepper cooking in the kitchen, and the smell of homemade tomato sauce drifting from there.
Peter closes his eyes, resting the back of his head against the soft cushion of the couch. He hears Morgan giggling at a particular funny line and Pepper complaining about something Tony's done in the kitchen, but soon these sounds become muted and he starts to fall asleep.
He almost dozes off when he startles himself with a violent sneeze.
Morgan jumps from where she's sat next to him, looking at him with wide eyes before saying, "Bless you."
"Thanks, Mo," he says, the sound coming off a bit nasal.
He makes a quick trip to the bathroom to blow his nose, and settles on the same spot next to Morgan when he comes back. This time, he falls asleep without any interruptions.
"Bud, dinner is ready," Tony's voice drags him back to reality. "You're really worn out, hm?"
Peter groans in response, feeling the man's brushing through his hair. A moment passes, then the hand pauses.
"You're a bit warm," Tony observes. His hand travels down to press against Peter's forehead, then his cheek. "How're you feeling?"
After a moment of consideration, Peter opens his eyes tentatively. "Head hurts a bit. I'm feeling kinda weak, too," he admits after a few moments of hesitation, not feeling like hiding it.
"Well, you might be coming down with a fever," Tony sighs, a worried crease between his brows. "Pep, can you get me the thermometer?"
Pepper, who had just entered the room with the plates to set the table, frowns at them. "What happened?"
"Kiddo's a bit warm. He's not feeling very good, either," Tony replies, hand gently landing back on Peter's hair.
"Oh no, sweetheart," she sighs, placing the plates down on the table. "I'll be right back."
Morgan makes her way from the dining table, where she was excitingly waiting for her spaghetti plate, to the armchair near Peter and Tony. She looks down at Peter with a frown, so similar to her dad's - Peter softly smiles up at her, reassuringly.
Pepper comes back only a few moments later with the thermometer. She turns it in and hands it to Peter, who closes his lips around it with a sigh.
"Come help me put the table, baby," she calls Morgan. "Peter's just fine, hm?"
Morgan follows after her mom silently, not before throwing one last fearful glance behind her shoulder.
Once the thermometer beeps, Peter pulls it off and Tony takes it to check the reading.
"105.3," he pronounces. "Well, you do run a little hotter than us, but that's a little bit high for you."
"Yeah?"
"Yeah," Tony sighs, looking down at him empathetically. "I would only really start worrying if it goes above 106, though. I think with some proper food in your system and a long night of sleep you'll be just fine."
"God, I hope so," Peter groans, rubbing his hands across his face. "That would suck."
He hears Tony chuckle, and in the next moment the man is standing up. "C'mon, before Morguna eats all the food."
xx
Peter usually helps to wash the dishes after dinner when he's over at the lake house, but this time Tony brushes him off.
"I can handle a few dishes on my own," he says, patting Peter on the shoulder and turning him towards the staircase. "Go on, I'll check on you after I'm done."
Peter can only nod sleepily in response, slowly starting to climb the steps behind Morgan and Pepper. The little girl is already proclaiming which bedtime story she wants to read this time, and once they reach upstairs she turns around to look up at Peter.
"Do you wanna read, too?" she asks, reaching out to take Peter's hand in her own tiny one.
Peter's heart breaks a little. Throughout dinner, he tried to speak up and join the conversation not to frighten Morgan with his condition, but it wasn't much. Looking down at her, he can easily understand she doesn't want to let him out of her sight just yet.
Pepper puts a hand on top of Morgan's head, gently brushing her hair back while giving Peter a reassuring look. "Peter needs to rest, sweetheart," she then says, looking down at Morgan. "You can play with him tomorrow, alright? Say goodnight."
Morgan pouts, reluctantly letting go of Peter's hand. "Goodnight," she says.
Peter smiles tiredly, reaching out to pat her in the head. He'd usually give her a hug and a kiss, but he doesn't want to risk spreading any germs. "Goodnight, Mo."
After turning around and heading to his room, Peter doesn't even bother to turn on the lights. He makes a beeline for his bed and crashes into it, then tiredly arranges the covers on top of his body.
He wakes up to someone touching his hand. He startles, eyes shooting open, but once his vision focuses he sees Tony sitting on the edge of his bed in the semi-darkness, holding Peter's wrist against his chest. The lights from the hallway are entering his bedroom through the narrow opening of the door, and thanks to that Peter is able to see the watch Tony is slipping on his wrist.
"What…?" he begins, trying to sit down.
"Hey, it's alright," Tony reassures him, easing him back against his pillow with a hand on his shoulder. "Didn't mean to wake you up. This is to track your vitals during the night, okay? FRIDAY will let me know if your temperature rises."
"Oh," Peter replies, bringing his wrist closer to his face to inspect it.
"How do you feel?"
"About the same," Peter replies, eyelids already starting to feel unbearably heavy again.
Tony sighs, tucking the covers up to Peter's chin before standing up. "Even though you have the watch, let me know in case you need anything, yeah?"
Peter hums in response, eyes fluttering close. The last thing he hears is Tony softly wishing him a goodnight and the door behind closed with a muted click after he steps out of the room.
xx
The next time he wakes from sleep, is to quiet voices talking in his room.
Before even opening his eyes, the next thing Peter feels is a pounding headache and how... damp his clothes feel. He whimpers softly at the pain, and suddenly he hears someone shushing him and a hand brushing through his hair.
"Pete, come on, I need to give you some medicine," Tony's voice says. "Can you sit up?"
Peter tries, but there slightest movement he makes with his head makes the headache pound at his skull. "Hurts," he manages to groan softly.
"I know, kiddo," Tony replies. "The medicine will help."
He blinks his eyes open, and he spots Tony sitting on the exact spot to when he was slipping the watch on Peter's wrist. Behind him, Pepper is standing up with her arms crossed over her chest, looking over them with a frown.
"I'll get him another shirt," she says once as Tony helps him up.
Looking down, Peter realizes his shirt is almost soaked in cold sweat.
"Come on, arms up," Tony tells him quietly, minding his headache, tugging at the hem of his shirt.
Peter weakly lifts his arms in front of him, and Tony drags the fabric up his chest, through his head and then through his arms until he's shirtless. He whimpers, feeling colder than ever, but soon enough there's another shirt - completely dry this time, thank God - going over his head.
The movements make Peter feel a bit dizzy, so he closes his eyes as he leans back against the pillows Pepper arranged against the headboard of the bed.
"Don't fall asleep, Pete," Tony urges. When Peter's eyes flutter open, he sees Tony opening a small pill bottle. "Give me your hand."
He drops two pills on the palm of Peter's hand and gives him a glass of water.
"This should work for your metabolism. Superhero Ibuprofen, if you will," he says conversationally as Peter swallows the pills. "Courtesy of Bruce. Your Aunt should have some back in Queens, too."
Peter feels a wave of warmth wash over him. Knowing that there are people thinking ahead for him, taking care of this kind of stuff even though he thought he would never get this sick ever again, makes him feel a little bit better despite the pain.
Peter didn't even noticed Pepper was gone, but suddenly she steps out of the adjoined bathroom of his room with a wet cloth and a hand towel.
"Come here, sweetheart," she guides him forwards gently so that Peter is sitting on the bed but not leaning back against the pillows. She uses the towel to wipe off some of the sweat from his collarbones, neck and his face.
While she does it, Tony hurries to change his pillowcase, so that when Peter's eased back to lay down on his back again, he's not grossly covered in cold sweat anymore. The slightly cold wet cloth is placed against his burning forehead, and as Tony adjusts it against his skin Peter can already feel himself drifting off.
"Th'nks," he manages to murmur before falling asleep.
xx
Peter's temperature doesn't rise again throughout the night, but he doesn't sleep very well. He turns around a lot and the movements only serve to make him even more dizzy. When morning comes, instead of waking up to FRIDAY or Pepper announcing that breakfast is ready as usual, the door opens slowly and Tony steps into the room with a bowl on one of his hands. Peter wasn't deeply asleep to begin with, so his eyes flutter open at the noise.
Peter only blinks up at Tony as he sits down on the edge of the mattress and places the bowl on the nightstand. Through his mostly clogged nose, Peter can smell oatmeal, banana and honey.
"Your temperature dropped," Tony observes, voice almost a whisper. He raises a hand to brush Peter's messy curls away from his forehead, and he notices that the wet cloth placed there during the night is gone. "Feeling any better?"
"Head doesn't hurt anymore," Peter replies. "It feels kinda heavy though. Feeling kinda weak."
"That's because you haven't eaten anything since dinner," Tony observes promptly. "Try eating this and then going back to sleep, alright? You gotta sleep it off, rest as much as you can."
"Kay," Peter agrees, only because he just wants to get over this sickness as soon as possible.
"Good kid," Tony praises. "You should get sick more often. You're never this compliant."
Peter scoffs. "Ha ha," he says, slowly getting up. "You know I-"
He interrupts himself when the door creaks as it's slowly pushed open. Both he and Tony turn around to look, and sure enough Morgan is peeking through the narrow opening, wide eyes fixed on Peter.
"Mo, weren't you eating breakfast?" Tony asks.
"I finished already," she replies, unusually quiet.
Tony sighs fondly, reaching his hand towards her. "C'mere."
Morgan hesitantly steps inside the room as Peter reaches for the oatmeal bowl on his nightstand.
"Your brother's fine," Tony reassures her, pulling her up to sit on his lap once she's close enough. "He's improved a lot already, yeah? It happens. He'll be up soon enough, climbing up walls and giving us all heart attacks."
Peter smiles. "Yeah, don't worry," he agrees, holding back a wince at how hoarse his voice sounds. "We'll get to play before I leave."
"Today?"
"I'm afraid not yet today, baby," Tony answers for him. "Maybe tomorrow. Petey needs to sleep as much as he can to be strong again."
Morgan huffs, but nods. "Okay."
She only stays for a few more minutes, still looking terribly sulky as she goes away to find her mom. Peter sighs after swallowing a spoonful of food, feeling terrible about the whole ordeal. He was supposed to be perfectly fine , playing on the edge of the lake with Morgan during the morning and then coming back inside to revise for his exams during the afternoon, only to spend the evening before and a little bit after dinner with Tony in the garage. He missed them all so much, but now he's making them spend their time looking after his sorry self.
Being sick really fucking sucks.
"Stop sighing, you're depressing me," Tony pipes up a while afterwards, looking up from the phone he pulled out of his pocket. "Don't blame yourself for this, alright? Pep and I were expecting this. She spent a long time away from everything familiar to her, but even now that we're back her routine is still not back to normal. It would be kinda weird if she wasn't acting up a little bit."
Peter thinks a little about it. Before Tony and Pepper had to leave for California, Peter saw them practically every weekend and therefore was able to spend a lot of time with Morgan. She's still probably facing the same separation anxiety as he is, but worse. Not surprising for a five year-old.
"Still sucks," he concludes grumpily. "I hate being sick. I didn't think I would fall sick again after the bite."
"Me neither," Tony sighs. "But it's alright. The good news is that you're improving really quickly, so you should be fine by dinner."
"Yeah," Peter nods, putting the bowl back on the nightstand. He rubs his hands over his face. "Gosh, I feel so tired."
"As expected," Tony sighs, patting his ankle above the covers before standing up. "Go back to sleep. I'll wake you up for lunch."
xx
Peter naps during the day as advised, but again, it's a weird kind of sleep. He can't get comfortable no matter what, and his head starts to hurt again. He dutifully eats the soup Pepper brings him a few hours later, but he's quite dizzy and doesn't even manage to finish it. Tony gives him another dose of medicine and tells him to go back to sleep, looking down at him with a worried frown Peter thought he wouldn't see again this weekend because he's supposed to be feeling better already.
Well, his condition does improve a little bit, but he still feels like utter crap. Tony thought he would be as good as new by dinner, but he doesn't make it to the dining table. They bring him more soup, and afterwards Tony convinces him to take a shower. Peter manages to shower on his own, leaving the door unlocked in case he crashes, but thankfully that doesn't happen while he's under the showerhead. However, it's once he's weakly pulling a pair of clean sweatpants over his boxers that he loses his balance, colliding painfully against the sink before descending to the ground.
"Fuck," he hears Tony say, and in the next second the man is dressing Peter's trembling frame in a shirt and hoodie. Peter didn't even notice he had entered the bathroom. "Are you okay? Did you hit your head?"
Peter shakes his head softly, but his vision suddenly becomes blurry as his eyes well up with tears.
"Kiddo, what's wrong? What hurts?"
"Everything," he whimpers, quite pathetically. But it's true - everything hurts. His head feels heavy and fuzzy, his nose is clogged all the time, he feels like he's fucking freezing , and while he was supposed to rest during the day, his fucked up brain decided to give him disturbing nightmares instead.
He starts crying out of pure exhaustion, mental and physical. This weekend was supposed to help him relax and recharge, but so far it only made him more miserable and turned him into a huge bother to Tony and Pepper.
"Hey, hey, hey," Tony says, sounding quite startled. He wraps a hand around Peter's shoulders, crouching besides him on the bathroom floor. "Don't cry, buddy. It's alright, I'm here. Tell me what's wrong."
"I'm so fucking tired," Peter whines, choking on a sob. "I just wanna rest but I can't."
"Oh, Pete," Tony sighs, pulling into into a warm embrace. Peter rests his cheek on his chest, hiccuping softly as tears run down his cheeks. "It's okay. You're getting better. I know it sucks, but it'll be over soon."
He runs a hand up and down Peter's trembling back, squeezing him against his chest for a moment before pulling back. He wipes Peter's tears away with his thumbs, even if they keep on coming.
"Come on, let's put you in bed," he says, standing up and pulling Peter up with him.
Tony tucks Peter in, but follows suit and lies down next to him on the bed once he's settled and covered in blankets like a human burrito. He wraps his arms around his covered frame, tucking Peter's head under his chin.
"Try to rest now, yeah? I'll be right here with you," he reassures Peter. "If it doesn't work, I'll still be here."
Peter sniffles. "Okay," he whispers back. "'’M sorry."
Tony clicks his tongue, pressing a kiss against the top of his head. "You have nothing to apologize for," he says. "It's not your fault you got sick. It probably had to do with some weak self care skills, but it wasn't your intention. We'll work around that, yeah? Don't you worry."
"Okay," Peter says again, sleepier by the second. "Th'nk you, Tony. Love you," he adds as an afterthought.
He both hears and feels Tony chuckle lightly. "Love you too, kiddo."
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lovelyirony · 6 years
Text
AU where Maria Stark was Good (But Maria Carbonell was Better)
TW: brief mentions of alcohol and abuse.
Maria Stark gave birth on May 29th. It was stormy outside. There was a lot of thunder. She loved it. Howard was outside. He wanted to know if it was a boy. Maria said that it was a beautiful baby boy, Antonio. Howard snorts. “Anthony,” he announces. And the nurses write that down instead. This is his first mistake with newly-christened Anthony. 
Maria is expected to still keep the house clean and care for a child and do all sorts of charity auctions and still keep her figure. It’s exhausting. She hates it. So Jarvis steps in to help. He keeps the house clean and cares for Tony, the shortened version that Maria will accept because it is not Anthony, if she ever organizes charity events and needs to keep her figure. What a joke. 
Howard is never around. She always figured that he was never ready for children. But he wants to pass the company down. So they had a baby. Maria was excited: a little baby to hold and influence. A baby to teach and cuddle and coo at. A little one to watch grow up and fret over. Perhaps a boy that would be innovative and bright and kind. 
Howard wants none of that. He does not pay attention the baby. He holds “Anthony” at seven months and Tony cries for the five minutes. Howard immediately hands him back. Maria frowns. “He’s your son, Howard.” 
“I have work, Maria.” It is always work. 
Obadiah Stane comes in to give the baby gift. It’s a small set of tools for the tyke. “So he can start building our troops back up,” Obie says with a wink. “Looking ravishing as ever, Maria.” Maria has always hated Obadiah. He is not what he appears to be. She’s caught him in Howard’s office once or twice. She can’t prove anything, but she’s making sure that when Tony turns 21, he is never getting the reigns to that company ever. 
Howard starts drinking. It isn’t so bad at first. It’s just more than she’s seen. It takes a turn for the worse when he tries to hold Tony and nearly drops him. Maria screams. He hits her cheek. Maria stares at him in disbelief. 
She packs up her things the next day and moves out. She hires a lawyer while there’s still time. She knows it only gets worse from there. She had to see her Aunt Sofia go through the same ordeal. Insist that her husband loved her, he just got into moods. He didn’t. 
The divorce happened quickly. She bruised easily. It made all the headlines. Stark Industries tanked. She got a quiet payout to never mention it again. She took the payment. Mentioned it all over again whenever she could. Maria changed her name to Maria Carbonell. She was cast out of society for mentioning a problem. Tony Carbonell came with her. So did Jarvis. 
Tony grows up not being shunned. His mother sings him Rosemary Clooney in the kitchen. He meets the other side of the family. People look down on their family for having a single mother. Maria doesn’t care. “No matter what, don’t let anyone else’s opinions dictate what you’re going to do,” she says firmly. “No one can ever truly take away who you are, Antonio.” Jarvis nods at this whenever he visits. 
He gets straight A’s. He grows up to be quite social, nice, and always inventing new things to help society and the general public. He starts working at a restaurant at sixteen to help out with the bills and such (Maria put almost all the money in a college fund and backup fund, and they live in a nice little apartment) and meets many people. He’s a natural talker, a talent he gets from his mother. 
He gets into the most prestigious school around New York. SHIELD Academy. Maria frets about it. She’s worried. Like a mother would be. She walks him to the first day. “Mama, I’ll be fine,” Tony says, rolling his eyes. “You’re embarrassing.” 
“A mother can’t be worried about her own son?” Maria asks him. “Are you saying that I shouldn’t be concerned? That I shouldn’t be a good mother?” She lets out a little smile as Tony whines. 
“No, Mama...” She nods. Tony walks with her. She kisses him on the cheek. He hisses that she’s embarrassing. 
“You love me anyway, Antonio. Call when you need a ride, huh?” 
“Mama, you have work until five tonight. I’ll take the subway.” 
“You know I don’t trust the subway.” 
“And you know that you can only miss so many days of work.” Maria nods. He will take the subway. He got the stubbornness from Howard. Everything else from her. 
By the end of the day, he’s telling her everything over dinner. (He cooked, she stayed at the office late.) He joined band, he joined the quiz team, he joined the chess team, and he’s thinking of being the mascot as well. 
“Doesn’t the band play at the games?” Maria asks. Tony shrugs. 
“I’ll figure it out, Mama. I always do.” 
He eventually plays the trombone by cutting a hole in the mascot’s mouth. People think it’s hilarious, a bit weird, and Maria can proudly say that her son is both the mascot and plays an instrument besides. 
They call her in for a conference. While he is a bit of a talker, that isn’t the thing that they want to talk to Maria about. It’s the fact that there’s a national competition, funded by Pym Industries. Maria is reluctant to admit that this could be a good thing--the event would be in upstate New York. There’s the possibility of him running into Howard. (She’s let him meet Howard once or twice--Tony did not like him much.) 
She bids him goodbye at the bus stop. Waves hello at his new friend, Rhodey. He seems like a nice boy. 
“You’re Tony’s mother?” A lady comes up to her. She’s wearing a very gorgeous lavendar dress. 
“Are you Rhodey’s mother?” 
They have tea and lunch. Maria and Roberta become lifelong friends, much to the bane of Rhodey and Tony, who don’t get away with nearly anything now that their mothers are friends. 
The Pym trip ends up being good for Maria and Tony. She picks up a new thing--embroidery. Peggy Carter also visits. She meets Tony, and they become friends as well. Tony learns to celebrate everyday with careful consideration, and that he does not want to inherit Stark Industries at twenty-one if Howard is still living and he doesn’t have absolute say over what they’re doing. 
He comes back with an injured puppy and puppy eyes. “It’s coming out of your bank account,” Maria warns him. “We are not keeping her.” 
Her name is Dorothy after she gets her feet tangled up in Maria’s thread and can’t get it off. They keep her because despite Maria’s tough attitude, she’s a sucker for dogs. 
Rhodey and Tony both get full rides to MIT. Roberta and Maria cry. They learn how to not turn into helicopter parents and talk to each other about how Rhodey isn’t eating anything but pasta and pizza, already on his way to gain his freshman fifteen (pounds) if not for the ROTC training, and Tony doesn’t remember to eat often enough. 
“What a pair of geniuses we have raised!” Roberta writes Maria. Maria laughs, and writes back. She embroiders a new pillow to put in Tony’s dorm room to embarrass him. (Yes, she is a troll.) 
Tony meets a boy in college. He’s afraid of what his mother will think. He’s afraid of what everyone will think. Rhodey finds out first after Tony gives Steve a quick kiss goodnight after they went for pizza. 
“Out of all the guys, and you pick Rogers to have at your door?” Rhodey says. “I would’ve gone for Barnes, personally.” Tony shrugs. He’s trying to pretend like he’s not vibrating with relief because Rhodey doesn’t care. 
He writes to Maria. Finds that it’s easier. Mama visits him. 
“Antonio,” she says softly. “I love you no matter what. And you know that. I am your mother, not your dictator. I do not get to decide who you love.” Tony cries. He hugs his mother. 
Roberta insists that Steve come to Sunday family dinner at least once to see if he meets standard requirements. 
Steve does. Rhodey lays into him. Terrence Rhodes laughs at a joke Steve makes about pie. He is easily accepted into the family. Jarvis even cracks a smile as Steve helps wash the dishes. “At least we know Antonio will be in good hands,” he murmurs to Maria. “Your son is quite messy.” Maria smacks him on the arm, but smiles. It is good to see her son so happy. 
Rhodey meets a girl named Carol. She’s tough, resilient, and laughs at all of his stupid rocket science jokes. Tony loves her already. 
Tony inherits Stark Industries at twenty-one after Howard dies in a freak car accident. (There are suspicions, but no one wants to say anything upfront.) Tony takes the reigns. He shuts down weapons manufacturing. 
“I am Tony Carbonell, not Tony Stark,” he says. “I am not my father, nor have I ever been.” Stane is spitting mad. Orders an assassination attempt. 
It barely misses his heart. 
Maria feels like it goes through hers. 
Tony is in the hospital. They bring in Dr. Ho Yinsen, who talks her into an experimental treatment. They’re putting a temporary reactor into his heart. Based off of Howard’s design. The only good thing he does for his son. 
They power it on palladium. It’s only a temporary, year solution. 
Tony designs a new element. He makes headlines. It’s called Carbonellium. Jarvis cries at the young boy, who acts like he hasn’t just revolutionized the world. 
Steve proposes after they graduate from college. It’s symbolic only: it’s still illegal to get married in New York. They still have a ceremony. Carol is the flower girl, much to her amusement. Jarvis is the ringbearer. 
Steve and Rhodey are in the military. Tony cries. Maria looks on. “He will be okay,” Maria murmurs. “You know Steve. He is too stubborn to die.” 
“Too stubborn to give up either,” Tony reminds her. They wait. 
Steve sends him letters. Tells him as much as he can. Says he misses Maria’s meals, they were so good. Asks Tony how business is going. Says he misses him dearly. Tony keeps every single letter. He sends Steve care packages and little gadgets in the mail. 
Barnes gets sent home. His arm...there is nothing left. Tony nods. Makes sure that Barnes gets the proper help, and a newly designed arm. There’s nothing like it. 
He releases plans to help people who are missing limbs. People can walk again. Get prosthetics for a lower cost and higher technology use. Tony studies the ways humans move. Anticipates things with Barnes. Writes Steve every day, even if his day was super boring. 
Steve surprises him. He never told Tony when his leave was--he did two tours. He comes home while Tony is at Maria’s apartment, singing Rosemary Clooney and Nat King Cole. Steve hums along, smiling as Tony doesn’t even notice until he turns around and drops a sandwich on the floor. 
Maria shrieks as she gives her son-in-law a hug. “You’re back!” Steve laughs. He had gotten flowers for her, a kiss for Tony. Maria smacks him on the arm. “Don’t you ever come back home when I am in my bathrobe again!” Steve laughs. 
“I’ll try not to, Ms. Carbonell.” 
Steve and Tony move into a house that has a white picket fence, a garden in the back for Tony and Steve to work on, and a kitchen that Tony swears he’s going to fix up. (He does.) 
Steve paints it up all nice. They ignore the stare of neighbors and laugh when Carol and Rhodey buy the house next to them. 
Carol and Rhodey’s daughters and son visit frequently. Rupert shows interest in art, which Steve can help with. He was studying to become an art teacher, but the army always did have a draw for him. Helena wanted to be just like Roberta Rhodes and work as a seamstress. (Roberta did a little bit of side work, and Helena loved it.) Riri was the anomaly: adopted as a baby, it appeared she was following the footsteps of Rhodey and Tony. She wanted to be a mechanical engineer. Rhodey and Tony marveled at her ideas of a powered suit of flight. “So I can fight bad dudes,” she says seriously. “Like the power rangers.” (She loves the power rangers.) 
Maria smiles at her life. She is getting old; her bones creak, her muscles are not what they used to be. But she has led a good life. Her Antonio has had a good life. She fears what would have happened if she had stayed. 
Maria Stark would have been a good mother--but Maria Carbonell is infinitely better. 
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inadarkdarkroom · 7 years
Text
I Told You So
In the late ‘80’s I moved to a small town called Mercer Island just outside of Seattle to live with my aunt and her three daughters. I had just gotten out of one of those “troubled kids” institutions that I still blithely refer to as a reform school, and needed to enough credits to graduate.
I was totally cool with it. My aunt is a lovely woman and I did not want to go back to England where my dysfunctional immediate family lived. Fuck Margaret Thatcher, you feel me? I’d gotten used to living in the states after spending my entire life as an ex-pat.
When I first moved in with my aunt she’d been living in Winthrop, Washington, a small town in a county the size of Rhode Island but with only one stop light. But my aunt was getting her degree at the University of Washington, and Mercer Island has one of the best high schools in the state and she wanted to make sure her kids had a better chance of getting into the colleges of their choice, so we moved there soon after I moved in with her.
Mercer Island was, and is to this day, a very insular, wealthy, and tony community. And the people who lived there(not all of them, but most), were very pleased with themselves that they lived in a little John Hughes movie-type neighborhood. Which meant that there was fuck all for the local kids to do.
There had been bowling alleys and video arcades and an all-ages venue, but the parents had complained that these places were not in the Mercer Island spirit of making sure their kids were staying at home and hitting the books and making them proud. So pressure was placed, letters were written, complaints were filed, and one by one all these places went out of business. Then the parents would loudly bitch and moan and wonder why all their kids were dying in drunk driving accidents on the floating bridge coming back from keg parties held in Seattle eight miles away. It’s amazing how adults’ cogent thoughts and logic reasoning tend to disappear once they can afford a BMW...
What this meant was that there were two places for teenagers to congregate on Mercer Island. One was the parking lot at McDonalds, and the other was the local Denny’s. Years later, after I’d moved to Seattle, the local Parental Fun Police decided to take on this particular den of iniquity as well, with the end result that Mercer Island wound up as being one of only two places in the US where the Denny’s wasn’t open 24 hours, closing at 11 on weekdays and midnight on weekends.
So I’m now a senior at a real American high school after spending my entire life overseas. Sure, it’s in the middle of a overprivileged white ghetto, but the school is top notch and I’m making friends. And my friends and I would go and hang out at the local Denny’s, drink endless amounts of cheap coffee and smoke Camels and bullshit.
So one night my friends and I go down to Denny’s and I wind up meeting George Russell, who is hanging out there as well, and we sit at his table with him.
George Russell is charming. George Russell is loquacious. George Russell is well read. George Russell makes eye contact when talking to you, his handshake is firm. George Russell is also one of the very few black people who live on the Island, and all my friends who are quite sheltered are glad to have their One Black Friend to prove they aren’t that quite sheltered.
I could care less about his ethnicity or my friends’ attempts to gain street cred. I’d just spent eighteen months in a reform school after being kicked out of a British military academy I hadn’t wanted to go to in the first place, I have nothing to prove.
And like I said, George Russell is quite a fellow. That night we talk about comic books, and the publishing houses of Dark Horse and Fantagraphics, literature, movies, politics, foreign policy. George Russell’s a smart chap, and quietly self-effacing. Purposefully harmless.
But George Russell is also in his thirties, and while I understand the allure of associating with an older individual, especially if that older individual can buy your underage ass beer, that older individual is still hanging out with your underage ass.
And George Russell also has a police scanner on the table in front of him. Every now and then he would cock his head to the side to hear what was coming over the airwaves, pausing the conversation to hit the squelch button and fine-tune the frequency. Later that night, two cops wandered into the joint for some comped coffee and they give George Russell The Nod. George Russell gives The Nod right back. I ask him about it. Quite pleased with himself, he informs me that he does “some side work” for the local PD. My friends assure me that George Russell is cool. Don’t worry, he’s not a narc. He just helps them around the office. Also, he gets all the chicks. George Russell is the man.
But this sets my spidey sense tingling. I’m only eighteen, but I’ve already been around the block a few times in quite a few different neighborhoods in several different countries. And I’ve just gotten out of a reform institution. I can judge body language and vocal inflection and eye movement, and there’s something about George Russell that doesn’t add up. Maybe it’s the fact that he’s so self-effacing and purposefully harmless. Maybe it’s the fact that he screams Cop Groupie. And trust me, people who are Cop Groupies should set your antenna twitching. But no matter. As a minor acquaintance, he’s a good conversationalist.
So George Russell would buy my friends beer, hook them up with whatever shitty brick weed they were desperate enough to smoke, sometimes hang out with us at parties. We would chat a little bit, the two of us. But in the back of my mind I thought him an unctuous creep with a bad case of the smarm so we didn’t associate.
After I graduated I would still spend time on the Island, and I would run into George Russell here and there. By this point I was using my Swiss passport as a “fake ID” and my gift of the gab to get it past the liquor store clerks’ limited understanding of French and German so George knew he couldn’t sidle up to me and be all like “Hey bro, you need a half rack of Rainier? I can totally get it for you.” So we’d just give each other The Nod, and that was it.
One night I was hanging out at the Bellevue bus station waiting for the #220 to arrive. I looked over to the side and saw this girl nearby. Poor thing. She was probably barely seventeen and covered in makeup and her slumped posture and guarded body language just screamed “Get me out of here. Please. Take me away from this godforsaken dump and knock me up with two brats to beat in the double-wide while you’re working triple shifts at the brewery to pay off your Camaro lease, I don’t care. Just get me out of here.” My heart went out to the poor girl. Even though I was barely out of my teens myself I remembered how awful they could be.
Just then a voice said “Hey Dude. What’s up?”
I look over and there’s George, all smiling and harmless. He bums a smoke from me and we take in the night. He notices my pitying look at the sad case off to the side and apropos of nothing busts out with “Yeah, I noticed her too. Wanted to go over and say something and cheer her up, you know? But you know how it is. A black man in a town like this talking to a white girl? I’ve got to watch myself..”
The bus arrives. We stub out our Camels and get on board, he in the front with a magazine, me in the back with my Walkman and my thoughts. And my thoughts were this: What the fuck?
First of all, while Bellevue was another well-to-do white neighborhood on the East side, it sure as shit wasn’t Alabama. And yes, by this point I’d been living in the States for a few years and had realized that outside some cities it was kind of a racist shithole populated with really spiteful ignorant cunts who didn’t know jack and hated anyone that did. But it didn’t mean that if you needed to pull that Ralph Ellison Invisible Man shit, that Bellevue was the place to do it.
Second, every single other brother I knew would not for a moment have said something like that, much less to a white boy like me. Public Enemy was king, Malcolm X was years away from hitting the movie theaters but Africa medallions were omnipresent, NWA was pissing off both the cops and Tipper Gore in equal measure, no way somebody with any kind of self respect would up and announce that statement. Unless it was something they thought it was what you wanted to hear.
I remember looking at George Russell in the front of the bus and thinking to myself that yes, he was an unctuous creep with a bad case of the smarm. But there was something else. Something I didn’t like. I scanned my thoughts for racist overtones, but honestly could not find any.
Look, I understand if you’re a diplomat or a spook(Note to readers: Spook as in the pejorative of a member of the Clandestine Services, not that other pejorative. Please take a short fall off your high horse) or a diplomat who’s a spook or you’re an undercover cop and you want to blend into the background and not attract attention. I get it. But if you’re a normal citizen, a citizen, and you’re going out of your way to be unseen? There’s something going on.
And there was something going on with George Russell. And it made me suspicious that he told me what he thought I wanted to hear. Moral of the story here, if you’ve got spidey sense, listen to it when it tingles. It’s there for a reason.
A few months later one of my friends had a party at his apartment. He was one of the few of us who had one and because it was on the quiet white East side instead of Heavily Armed Hobo Junkie Alley where my warehouse was in Pioneer Square, all my friends would go there instead.
George Russell was there, doing hot knife hits off the stove and flashing that famous smile of his. Making small talk and minor physical contact, little pats on the back or touching your forearm when talking to you, like a waiter angling for a bigger tip or Bill Clinton hitting you up for a campaign contribution.
I remembered that night at the bus station and kept my distance. Just gave him The Nod, got it back in return. So far, so good.
George Russell soon left to go on a date, leaving behind the better part of a case of Henry Weinhardt’s for my friends to toast his early absence with. That was the last time I ever saw him. I don’t think I even touched a drop of his beer bribe, I just concentrated on the Afghani Blonde I had smuggled back from overseas the year before, so cut with henna it was like smoking designer shampoo.
Once again I voiced my personal opinion of his character to my friends, but they were white kids barely out of high school and so stoked to have a homeboy to high-five with, that they assured me I was just paranoid and definitely not as def and down with it as they were. My manners dictate that I don’t mention that they live in a fucking Disneyfied suburb where the most dangerous thing they have to deal with is drunken frat boys at TGIFriday’s.
The next morning a man walking his dog spotted what looked like a body by a dumpster near a nightclub noted for it’s blond and brainless clientele. The local homicide arrive in their unmarkeds and discover a twenty three year old female vic, naked and strangled and raped and most unsettling of all, posed. Laid out on the sidewalk like Jeebus on the cross, legs folded over each other, arms akimbo and outstretched with a pine cone carefully placed in each open palm. She’d been kicked so hard her liver had split open against her spinal column.
This is one was not a crime of passion. This one had had time spent on her. This one had been used like an object to send a message. This is not good.
Even though it’s a singular instance in a small town with a small police force, to give them credit they wise up quick. They swallow their pride and send an assistance request to Behavioral Science at Quantico.
But the Feds have a backlog a mile long and two miles wide. Everyone knows Washington State has the highest number of serial murderers in the nation, but the hard-ons in wingtips have been burned before out here. They’re still smarting from the fact that the Green River Killer has evaded capture for decades, burned up countless man-hours with nothing to show but the occasional awkward press conference. We’ll look into it. We promise.
About a month later a man broke into a woman’s apartment that she shared with her two young children. He raped and beat and strangled her to death, then placed her corpse on the bed posed so that when her kids came into the room the next morning to find out why she hadn’t made them breakfast before taking them to kindergarten, that the first thing they saw was the shotgun he’d inserted into her vagina and left there.
The suspect was a secretor, and the semen samples matched those of the woman found in the parking lot the month previously. The press dubbed him The East side Killer, and noted the two victims were habitues of local nightclubs where popped-collared douche bags flashed cell phones the size of bricks to impress the type of women easily impressed by a fucking cell phone.
Less than two weeks later, The East side Killer struck again. This one also was caught napping. Beaten with a baseball bat so badly her brains splattered all over the bedstead, he had then taken a knife and stabbed her almost three hundred times from her head to the soles of her feet, left her corpse with a dildo in the mouth and a copy of The Joy Of Sex tucked under what was left of her right arm.
By this point the Boys From Virginia With No Sense Of Humor had come on the case post haste. They sent out John Douglas, whose character Scott Glenn in The Silence Of The Lambs was based on. Overworked and seriously underpaid, he wound up with brain fever caused by exhaustion and almost died in a cheap hotel room in Seattle. But he recovered and continued to work the case. Posited that all three murders were the work of one man. Definitely a Cop Groupie. Maybe an African American, skilled at blending in white society, maybe brought up in white society.
This was big news. Serial killers go on the hunt inside their own ethnic backgrounds, at least, that was the given up until this happened. Douglas discussed how white American mono-culture had become so entrenched in media that it had become easy to imitate for outsiders. He was proven right when forensics found the pubic hairs found on all three vics were African American.
Meanwhile, good old George Russell was still being good old George Russell. Cheerful and good-natured and pleasant. But chinks were appearing in the armor. Ex-girlfriends now found him hostile towards them, whereas before he had always been Mr. Smooth. Whereas before he had always been modest, now he was cocky and arrogant.
One of the reasons George Russell had been doing “some side work” for the PD on Mercer Island was because he had been arrested a lot as a kid for petty crimes, and the local police had taken him under their wing to try and straighten him out, give him errands to run and a vision of a possible future that didn’t involve a vision from behind bars.
But it hadn’t taken hold, and they knew it. When the word was being spread around cop shops from Bothell to Bellingham that the suspect was an African American perhaps brought up in white society, they just knew. After all, Mercer Island was pretty much white society.
When they arrested him they found personal belongings of all three victims on his person. And although DNA testing was still considered science fiction, and expensive science fiction at that, they put up the scratch to have it done and it came back positive. He smiled and joked with them as they put on the cuffs. This is all a big misunderstanding fellas. Don’t worry, we’ll all have a good laugh about this later at Denny’s. Ha ha, you guys....
Good old spidey sense. It saved me from being subpoenaed. Because we didn’t associate I never had to stand up on the witness stand and point him out to twelve tried and true. A neighbor of mine with whom he’d had a relationship later told me he once confided to her that I scared the shit out of him. He was probably lying. If he wasn’t then it was probably one of the nicest things anyone has ever said about me. Friends, acquaintances, they weren’t so lucky. Summons servers slapped paper on them and they had to go to King County courthouse and see the glossy technicolor close-ups placed on an easel for evidence, Kodachrome enlargements showing battered bags of meat that had once been mothers and daughters. Human beings turned into bloody mush out of rage and anger and hatred hidden behind a smile they’d all fallen for.
And there, in front of them in a snazzy sport coat and tie, seated grinning by his grimly aware public defender, was George Russell. Giving them little waves of encouragement. Hey fellas. Sheesh, can you believe this? What a world, eh?
In Washington State they still hang you, you can decide between the noose or the needle if you get the death penalty. Fucking barbaric either way, I suppose. George lucked out with three consecutive life sentences. No possibility of parole.
Walla Walla isn’t the worst place to do time, but prison is prison and inside your word is bond. Some chancer who fancies himself a smooth mover with a fancy line of patter isn’t going to get much credibility no matter how brutal the crime. Last I heard he’d been attacked while in the yard, had his throat sliced ear to ear with a piece of broken light bulb. Whatever genius for a day trying to make his rep wound up missing both carotids, so George survived. Probably still trying to weasel his way into the upper incareration echelon. Hey Dude, remember when you tried to kill me? Ha ha, good times, Bro. Good times..
My friends were astounded and creeped beyond belief. None of them had known any of the victims, but George Russell had been their buddy, man, their bro, and their bro had turned out to be a fucking great white shark in their very small pond. They were lucky they were minnows, they just didn’t realize it. I’m not a cynic, I’m a realist. Very few cynics get to say I told you so as often as I do, but in this case I kept my mouth shut and didn’t remind them of the times I had warned them about him.
At this point I’m working two jobs while taking night courses at the UW in filmmaking. Evenings I’m bouncing at the Moore Theater to feed my concert habit, but by day I’m back at Mercer Island working at a video store, pretty much getting paid to get a filmmaking education of another sort. And the housewives would come in and chatter about the local boy turned serial killer, getting a slight frisson as they discussed the case over little cups of overpriced frozen yogurt.
I’ll never forget a comment made by one of these people that sort of made me see it from George Russell’s perspective, which was really creepy in and of itself. These two women were talking, and one of them said: “Well, you know he was never reallyfrom Mercer Island. He just moved here as a child.”
I almost wanted to scream at them what fucking idiots they were. They were so soft and suburbanized and stuck up that one of their own had started hunting them for sport and taking their lives as trophies but hey, at least he wasn’t really from the neighborhood. Their property values weren’t compromised. Hooray for them.
If you don’t believe me google George Waterfield Russell(Because remember all serial killers have three names, natch), but be prepared to see blurry cop polaroids of a dead and naked woman with a shotgun inside her.
But the point of this story is, is that Bundy was arrested in Florida, Bianchi was tried in California, at the time this all went down Green River was still considered a bad place to turn tricks, this means that I used to hang out and get high with the first convicted serial killer in Washington State.
And he was a total creep.
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Bully
Josh Fortner* Josh Pinson* Blaine Z.* Rodney H. Callen Rhodes Carter Collins Corey Jones Rodwell* Evan P. Katelyn Kupperbusch* Grace Johnson* Emily Waller Desereé* Dorothy* Erica Moss* Carley Hicks* Demontria Wilcox* Zack Perkins* Genevieve* Alex Bastian* Shelby Daniel* Jeanne B. Jennifer H.* Ellen J. Katherine Small* Caitlyn Haynes* Colleen Caitlyn McMurtry* Jacob Sherlock Joshua Turner* Ali Pruitt* Danny M* Julius* These are the names of people that actively bullied me or stood by while their friends did. The names with asterisks were active bullies, whether it was in person -sometimes physically (or threatening to stab me and or plant a knife in my bag to get me expelled)- or online -cyber harassment- The names with no asterisks are people who stood by knowing it was happening. This is not a full list. Some of the people on this list are people I still talk to because we were "friends" and "still are". To all of you on this list, fuck you. Fuck you because I'm 22 years old and this shit happened in elementary and middle/spilled over into high school and I'm still not over it. I still see some of y'all around my hometown and I lock up and have to leave the building until you're gone and y'all probably don't even remember me, or what you did. Fuck you because I still feel like the nerdy 5th grader that just wanted to read, not to be told that I would never have friends because I was stupid and ugly and fat and boring. Or being shoved into the window seat and harassed the entire bus ride home for anything and everything. Or the kid being made fun of for trying to support/represent my mom when she had cancer. I still feel like that chunky, frizzy haired, wire glasses wearing 12 year old being told she's annoying. I still feel like the too skinny on purpose, too quiet 13 year old getting fake asked out in front of your bros because it was funny to embarrass me. I still feel like the freshman in high school being told "I'll fucking cut you" by a senior sitting behind me in chorus when I asked her to quiet down so I could hear the instructions. I still feel like the lonely 15 year old kid desperately tagging along behind the cool girls that treated me like shit except when we were at Girl Scouts together. I still feel like that depressed and mildly suicidal 16 year old getting shouldered into a locker by a fucking lineman on our varsity team because I pissed off his girlfriend on accident. I still feel like the senior in high school that had to eat lunch with the principal's secretary because you kicked me off of the lunch table and got your friends to keep me from finding somewhere else to go, but at least it wasn't eating alone in the bathroom right? Fuck y'all.
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resminilawoffices · 3 years
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School Bus Accident Lawyers in Providence
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gentlemoonquakes · 4 years
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Past, Present, and Future
Past:
She made her money by making robots. They were small, strong, and versatile. Perfect for both commercial and private use. They were constructed using easy to replace modules which made them extra cost-effective and simple to repair. After months and months, or more like years and years, of pitching her inventions to cities, schools, corporations and the like, Anne finally got a grant from one of the richest businessmen in the world.
He made his money more or less by accident. Right place at the right time, you could say. He discovered the Rhodes Crystal, named after himself, which scientists hypothesize to have appeared on Earth after one of the major asteroid collisions of the late 2070s. These crystals break all known laws of physics and radiate with what seems like infinite amounts of energy, both in power and longevity. The Rhodes Crystals are viewed with great skepticism, of course, but that does not mean the scientific community and the corporate sector haven't been pouring billions into researching them. When Anne won Rhodes' grant it was a shock to everyone. Sure, she had a solid business model and a good deal of success behind her, but do our cities really need more bots zooming all over the place? Apparently, Rhodes thought so. His grant was for more than money, though. With his billions, he designed and built a flying drone ship that hovers hundreds of miles above the Atlantic ocean. Powered by one of his crystals, it floats ominously in the sky, waiting for the laboratory of Anne's dreams to be built atop it. She has been imagining the perfect research and design space all her life, and within a year it was built. She and her team called it “The Island” as a working name, but it began to stick. Before it was even completed, Anne knew that she and her team would do great things there. Present: It was a painfully dull day. Troy was staring at his computer screen, looking but not seeing, after sending at least a dozen emails to companies that are looking for new interns. He blinked in surprise when a response pinged through. He chuckled when he checked the email address. Of course The Island responded. They are desperate. He knew that place would turn into a tourist trap the moment it opened. There would be no room for actual technological advancements to be made. He was about to delete the email when the little voice in his head stopped him. He paused and then opened the email. Congratulations! You have been granted a part-time internship at The Island. We have reviewed your resume, and we think your credentials from The Institute make you the perfect addition to our team… It goes on to say that he will start next week if he so chooses. Of all of the other prestigious organizations he could work for, why does it have to be The Island that wants him? But if he doesn't take it he may never get another position and then he'll be stuck at The Institute for at least another year. He's been there his entire life, so what's one more year? But then again… He began typing a response.
Future:
Ren brushes another cat hair off of the fanned-out pile of pamphlets on the bar-height counter in her kitchen. Her house was converted into a real-estate office after her parents' actual office was destroyed in the recent Rhode's Crystal explosion. Her parents' business is bound to go bankrupt any day now. A pair of voices begin to fill the kitchen as her mother emerges from the hallway, escorting a client to the back door. As she and the stranger pass the threshold, she asks her daughter to flip the sign outside to "be back in thirty minutes". 
Ren makes her way out of the front door and down their walkway, but just as she reaches for the sign, a desperate-looking middle-aged man approaches from around the back side of the house. She informs him that they are about to go on break and that he should come back in a little bit. He is not interested in real estate, but is instead just a traveler who would like a drink of water and a restroom.
She flips the sign and lets the man in before guiding him to the upstairs restroom. She grabs a bottle of water from the fridge. When he returns to the kitchen he downs it in two swift gulps. He is tall and rugged, unshaven and a little grimy, not unlike most people that pass through here. After handing Ren the empty bottle, the stranger leans over the counter and speaks to her with great and sudden urgency. He warns her that a storm is coming soon. She doesn't believe it. The weather forecasters are more than diligent about giving the citizens of this small town ample warning to evacuate before a storm. The man ignores her disbelief and hands her a small, silver, egg-shaped device. He flicks it open to reveal one solitary blue button and tells Ren that if she presses it she will be saved. He sets it on the table and sees himself out. To everyone's horror, a major storm overtook the horizon later that week while Ren was in town. Her home is dozens of miles away, probably safe, but she panics nonetheless and attempts to evacuate the city. The buses are overloaded and the cars are backed up as they try to force their way onto the freeway. Nothing but the sounds of car horns and shouting fill the air. A new uproar arises as the winds and dust become unbearable. Ren knows this is the end. It has happened to so many towns before. 
People start to run but she says put, alone on the sidewalk by the dusty bus stop, a barren stretch of countryside between her and  the black cloud. Just as the wind threatens to tear the bus stop up from where it sits, she pulls the silver egg out of her pocket, opens it, and presses the button.
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kf14wxbw-blog · 5 years
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itsalwayssnowyinsp · 6 years
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Mun Info
Name: Alison Age: 20 Timezone: EST
Muse Info
Name: Firkle Smith Age: 12, turning 13 soon Birthday: October 25th
Headcanons:
-Firkle was born and raised into the Church of Starry Wisdom, (Though mentioned in The World of Ice and Fire by George RR Martin, was actually made by HP Lovecraft) a cult that began in Rhode Island, and sprouted more locations all over the world. He was indoctrinated, as were his parents, and the many generations before. -The youngest goth is cruel, cold, and has a bit of a superiority complex; anyone who isn’t with him is against him, and is therefore unworthy of his time or his kindness. -He has an obsession with botany and natural poisons, and at times he will poison himself, because he’s been arrested for poisoning other students on “accident”. -Despite his determination to always wear black and grey, he’s actually colorblind. He can’t tell the difference between dark colors and black, red and orange look the same, and he has to send pictures of things to people at times to ask what color they are, before purchasing them. -He wears glasses sometimes, his eyes are incredibly photosensitive, and his face will hurt from light exposure, and the glasses help him focus on the things he wants to see. -He’s an abstract artist, oil pastels and charcoal are his favorite instruments to use. -He has a pet opossum named Ammutseba, Firkle takes her with him to most places he goes to, and she’s a baby, so he’ll just put her in the pocket of his coat.
Roleplay example:
Pale flakes of snow drifted to the ground, the young goth let out a long sigh, the frozen air cut straight to his bone as the breezes hit him, his hair tangling, the flakes disrupted in their passage to the ground. Standing by the age old bus stop, the wind slowing, but not halting him as he takes a cigarette between his bony fingers, and holding it to his lips. Fumbling with his lighter for a moment, then effectively blocking the wind with his hand, blazing the end of his cancer stick, breathing in the nicotine. His trembling hands stilled, his heart rate calming, the frosty air only bothered him on the surface as he inhaled the smoke, and exhaled his life. Finding solace in his addiction, the wait for the rickety bus was much easier to tolerate with a morning cigarette.
As the blissful bad habit brought the cigarettes to his end, he put it out on the sign, watching as the black ashes, and the ashes that fell previously contrasted with the stark white snow. The cold air taking his notice as he dropped the cigarette, staring back at the bleak white surroundings, he only had to wait for a few more moments. The roar of the shaking yellow school bus came from down the street, and Firkle shoved his hands in his pockets, concealing the icicles he used as hands under the pitch black of the pockets of his peacoat. He had wanted a trench coat, but his mom wanted him to look more “put together”. Whatever that meant.
As the dinosaur of an automobile stopped in front of him, he had found himself wishing it went right past him. Alas, it had not, and he climbed the steps into the bus, he wasn’t tall, and lost any ability to be imposing, but that didn’t stop him from having a hard set scowl on his face. If he was pissed off, people were less likely to try to converse with him. It was better when people didn’t waste oxygen. Coming to the very last seat on the left side, his expression of rage deepened, his voice coming out harsher than intended, for better or for worse. “Move,” he growls at the unanticipated person in his seat, the person just smiled, pulling the overused ‘I don’t see your name on it.’ Firkle had heard that too many times to not have retort, giving the guy a dangerously sweet smile, “Move before I write it in your fucking blood.”
The reaction he got was priceless, the person seemed genuinely surprised, maybe a little scared, as they should be, in the goth’s opinion. And they moved, but not before jabbing at Firkle, muttering something about a feisty gremlin, but the goth didn’t feel like starting a fist fight, so he very kindly ignored it. There were better things to break someone’s face over.
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Edison New Jersey Cheap car insurance quotes zip 8817
"Edison New Jersey Cheap car insurance quotes zip 8817
Edison New Jersey Cheap car insurance quotes zip 8817
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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I'm 19 sold my truck that had become a money pit and saved about 5 grand to put down on a new car. I make about $1950 a month at my job and have been there for a year. I came across a subaru Impreza STI for the price of $29000 only has 400 miles on the car and I can afford the payments per month (around $400) I'm just curious about insurance costs. I'm 19 been driving for 3 years no accidents and no tickets... What should I expect for insurance per month??(ballpark estimate) my insurance guy is not in til tomorrow just asking to see what you guys think
What is the Benefit of an insurance company selling a new for old Policy?
And... Why is it important to them to have the correct reserve... I already know a few reasons, but I'm revising and my mind has gone blank! Please can someone help? I'm normally very much on the ball.. but its just left me! Thank you""
Insurance for less than 3 months?
Is it possible to get car insurance for just a few months, before i dissapear off 2 uni? Which Insurers do this?""
Is insurance expensive for this car? [1st time driver]?
http://www.scion.com/#tCColors Its a Scion Tc, and im thinking about getting it for my bday, is it good on gas and such? or easy to drive?, and is the insurance expensive on this car, i know its already expensive for teen drivers but does this car make it more expensive than a regular honda civic or cheaper smaller car a 16 yr old would usually get???""
Does a paid speeding ticket affect auto insurance rates or anything?
Does a paid speeding ticket affect auto insurance rates or anything?
A cheap car insurance? USA?
im looking for the minimum required.
Motorcycle insurance/registration in IL?
Do I need insurance to register my motorcycle in the state of IL? I know I don't need insurance to register it at the currency exchange, but it's cheaper at the DMV so I rather go there, I just don't know if I need proof of insurance.""
Can an insurance co.legally drop my homeowners ins.?
Have had insurance with the same company for about 20 or so yrs.Home and auto.They recently tried to make my 60,000 dollar home worth over $100,000,000 and charge me a lot more for ins. and I said no there is no way my home is anywhere near that amount.Next thing I know I got a letter saying my home wasn't up to the standards they require.Is that legal??""
Do I need a license/registration for Motorized bicycle or 50cc gas moped scooter in CA?
Do i need to register or obtain a license for the above 2 vehicles in California. I tried to call DMV but it really takes forever. I can't seem to find that info on the website either. Thanks
How much do you pay for car insurance?
I know that you cant tell me exactly how much car insurance would cost for me so I am asking how much you pay for car insurance? If you are around 18 years old and drive and older car and have good grades how much do you pay per month for car insurance?
""Im a new driver and my insurance in 1600 or above, i have tried all the cheapest cars!?""
i have just passed my driving test and i am looking for a cheap run around car to start me off, ive tried all the cheap cars (fiestas, peugeots and much more) but nothing seems to take my insurance lower, does anyone have any ideas...???? thanks.""
Edison New Jersey Cheap car insurance quotes zip 8817
Edison New Jersey Cheap car insurance quotes zip 8817
Does having a medical marijuana card affect auto insurance?
can auto insurance companies raise your rates if you have a medical marijuana card
Nissan 370z insurance cost?
Hi, im 16, and im looking into getting a 2009 370z next year. I already have the financing calculated and I can afford the monthly payments with the job i currently have. But I know the insurance would rock my wallet. And that's if they even DO insure me. So my question is, will insurance even take me? If they do, roughly how much yearly? Do you think its too expensive? Should i look into a used 350z? Thanks in advance.""
Do i need insurance to learn a driver to drive?
My friend has got insurance on his car on his provisional do I need insurance to teach him drive it I'm a full licence holder for 4 yaer
Car insurance for new drivers !?
Ok so Ive spent quite some time googling this but to no real answer ! My question is, what is the cheapest insurance available for a newly passed 18 year old male? From this i mean: What care gives the cheapest quote? What insurer is the cheapest? Of course i know there is no one cheapest insurer/car but a general type of answer would be helpful. like saying what your insurance was at 18 on what car and with what insurer! Thanks very much !""
Looking into farm bureau insurance in louisiana need help?
Farm Bureau is the cheapest insurance I can afford here but do I have to be a member to get auto insurance through them? I am only 19 will they insure someone my age?
How much money can i get from a car accident?? it was not my fault?
i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????""
Has Tort reform had a beneficial impact on Health Insurance rates in California.?
California has had Tort reform in medical malpractice for 30 years. Has this kept Health Insurance affordable in California? Ask the parents ofNataline Sarkisyan how they feel about tort reform. Rather than pay for an expensive transplant and a lifetime of expensive care, her insurer simply denied the claim knowing they most her parents could get in punitive damages was $250,000. Seems to me that tort reform is another name for death panels!!!""
Life Insurance / Burial Insurance help please (ENGLAND)?
I need advice about applying to and paying for some type of insurance. This would be on behalf of my mother so when the time comes for her to leave me, I will be able to pay for her funeral. I have spoken to her but she is stubborn and set in her ways and thinks I will automatically be able to cover the financial costs for her funeral when she does pass away. I dont care for money for myself, I just want to know that I can pay into something so upon her passing I will be able to pay for her funeral costs (instead of my mum taking out the insurance/policy it would be me on her bahalf as she is terrible for thinking about stuff like that). I am an only child as so I am solely responsible for paying the expense""
Which is smarter? Don't buy health insurance? or go toss premium money out the door?
Our company policy was cancelled, now there is a new plan being offered. So should we pay the new $1050 premium, or would it be smarter to put that money in the bank and pay for our ...show more""
Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none
If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket ...show more
Are online insurance quotes secure?
they want us to submit a lot of info inclusing social sercurity number, i am afraid they can misuse the information , are my fears legitimate""
Is there any cheap health insurance that have good coverage in california ?
Is there any cheap health insurance that have good coverage in california ?
Health insurance and medical abortion?
so i just took a pregnancy test today im 18 and pregnant. i cant sleep i cant eat im a mess. i need to terminate this pregnancy asap so i can get on with my life. i called my health insurance HealthNet, and they DO cover the medical abortion (abortion pill) thats not plan B. its the abortion by medication. they also said i need to find an obgyn to approve it or something then its all covered. so i called one and they said i have to pay 750 dollars!!!! even if they do cover it i still have to pay that! im in california btw, and i dont even have 100 dollars. could i go to a hospital that covers me and get it for free? or for atleast 100$? at most? or do i have to go to plan parenthood at spend the 350.""
What good are healthcare insurance brokers?
I called one two weeks ago & he was going to email me different quotes. He never bothered to, and so I called him & asked where they were. He said he forgot. Meanwhile I called another health care insurance broker & she too sent me some quotes. I attempted on line to apply for one, but there was a problem with the form allowing me to go further. I not only called the broker like she said I could if there was a problem, but I also emailed her about the problem. She didn't return my phone call, and as of yet has answered my email. It seems to me they must not want to make a commission, so is it just best to contact the health insurance companies on their own? In the past a broker was able to tell me if I would qualify if there would be a mark up above standard rates. Now they say just apply on line and see what happens. Everything has to be on line which always obviously doesn't work. So, what good are health insurance brokers? They need to just do away with them if they aren't going to work.""
""Toyota celica, my first car?""
so im getting a 2004 toyota celica gts as my first car and im wondering how much my insurance will go up just by having this kind of car and being a teenage male? also what color is best, i cant decide between silver or black. i love black cars but i think the celica looks great in silver too. are black cars really a pain to have to clean all the time and which would look best? and does anyone know if they are well built cars""
Im a 20 yr old female- much would it cost to insure a 1.4 2007 astra sxi?
JUST PASSED TEST. Its insurance group 6 Tanks
How much does on average do people pay for health insurance?
I'm doing a debate on weather or not obese people should pay more for health premium or not but thats not the important part, the important part is how much does the average person pay for health insurance?""
Car Insurance and Tickets?
My room mate just got two tickets. One for changing lanes without using a blinker and another for not having his headlights on at 9 o'clock at night. He had just left a parking lot. He had a previous ticket for going 12 over the speed limit which was moved to a parking violation. Will these new tickets affect his insurance rates? He has State Farm and lives in Saint Louis. Should he just pay it or get it fixed?
Costco auto insurance?
a friend of mine the other day told me that she pays 90 dollars on her car insurance and she is 16 years old. I just wanted to know if there is a catch because it sounds too good to be true.
Where do I go to find public liability insurance?
I am starting to run workshops, teaching creative recycling crafts and require public liability insurance. Could you point me in the right direction please?""
Any car insurance agents out there?
I really need someones honest opinion. My vehicle was stolen right out of my driveway a few nights ago. I am hoping that it is recovered, but in the event that it is not. How does my insurance co determine how much they will give me for the vehicle? Please explain in dumby terms because I am not in this line of work. I appreciate all the help you have to offer.""
Is motorcycle insurance less than car insurance?
Alright so I am 18 and I just purchased a 2001 GSXR 600 and some tell me that it will cost more to insure than a car..and some say less..I personally think it will cost less considering that a bike will cause much less damage than a car would. Please help me out and tell me about how much a month this bike will cost, thanks!""
Life insurance is not a investment?
LIfe insurance is a investment tool Is it worth it? It's a great investment tool. Not married, no kids? What's the POINT of the life insurance?""
Mustang GT Insurance?
I am now 15 and 9 months and when i turn 16 and 9 months around May next year i would like to get a new 2015 Mustang GT for 32k. There is a problem. My mom is worried about how much she will have to pay for insurance so i would like to get an estimate from you guys before asking her to call the insurance company. By the way we are from Poland( I am first generation born in New York Brooklyn now in Maryland). I was thinking maybe she could just tell the insurance company she is buying a second car for herself to maybe keep the insurance company from knowing its for a 16 year old they wont be able to trust.(Even though i have been driving my Mom's Camry for a few years now and am beyond responsible enough.) I was hoping below a 100$/month? (P.S. She is very responsible and had never been in an accident caused by her fault so her insurance company trusts her and i believe she is with Erie Insurance now after she switched from Geico who were overcharging her for the house coverage i believe...)
How much does insurance cost for a new young driver with a brand new car in newyork city?
How much does insurance cost for a new young driver with a brand new car in newyork city?
Edison New Jersey Cheap car insurance quotes zip 8817
Edison New Jersey Cheap car insurance quotes zip 8817
Is progressive a good insurance? what's the best insurance?
i got a great quote from progressive but not sure if they're any good...are they a pretty good insurance? or if there's one better?
Car insurance WITHOUT a bank account?
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card. can only pay with cash by monthly installments
Teen Car Insurance + Accidents Clarification?
I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered for collision. My dad's car is not covered for collision either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not get collision coverage on it like my dad and sister's cars? Would that be cheaper? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :) Oh, and if it matters, I went to traffic school after my accident to remove the points against my driving record (I think that's what it did) My sister had already gone to traffic school recently for a speeding ticket so she can't go again for her accident.""
Can i buy contacts online using my insurance only?
I HAVE EYE MEDS INSURANCE?
Where can i find affordable short-term health insurance?
I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!""
How much does car insurance cost for a 18 year old?
For a mustang GT 2012? estimate please thank you :)!!
I got into a car accident like 2 weeks ago and i havent recieved a rent a car from the insurance company??????
I havent recieved a rentacar from the insurance company i didnt have insurance since the car was no more that 3 hours new to me i had just bought it. It was cansidered a total lose from the insurance what should i do.
Cheapest bike insurers?
got my provisional bike licence, going to buy a bike in oct hopefully, where can i go to get the dirt cheapest insurance, im getting third party only, and any tips on how to keep prices down?""
""Hi i'm 21 no previous driving experience, how much will my bike licensce and insurance on a 125cc-200cc cost?
im considering doing my bike test and just wondering how much it would cost to insure a 125-200cc road bike? Also how much does it cost on average pass your bike TEST THANKS VERY MUCH ANSWERS WILL BE APPRECIATED!
How much would a 1995 dodge dakota be roughly for insurance?
i was going to tailgate off of my parents insurance (i just got my lecense and i wanna pay what my parents pay til the dmv tells my insurance company) both of my parents have a clean driving record and have been on the road for 30 years. i just wonder how much insurance would ROUGHLY be
Car insurance?
which car insurance company do you perfer for a teen that just starting a job and just turned 16
Why do men pay higher car insurance?
I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""
How much does it cost for auto insurance for a 16 year old??/?
How much does it cost for auto insurance for a 16 year old??/?
Is Liberty Mutual a good reputable car insurance company?
If you know anyone that has them..or heard stories..or if you have them please let me know some things about them..pros,cons. Geico is quoting me $3500 for 6 months..I got a new car and Libery Mutual is quoting me $2000 for a year..so that's pretty good I really want to switch but I dont know anything about them. All advice open...""
How can we make health care insurance work like car insurance?
Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can't drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much. Why can't health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?
Proof of insurance?
My friend wants to use my car for his driving test here in california. I know the DMV will ask for proof of insurance. I have the insurance card in my glovebox, and am under my parents insurance, but im not the actual insurance holder with my name on the card. Im just a driver under there insurance. Is my friend still able to use my car, even though im not the primary insurance holder, just a driver on the policy? Do the parents have to be there in order for it to take place?""
What does it take to fix a flooded car?
Last June, my town fell victim to river flooding. It's caused tons of damage and many cars to be flooded. I'm looking for a cheap car and I got on a rebuildable cars website. I found a newer car that is reasonable on gas and insurance, but is flooded. What would they have to do to fix it and about how much would it cost?""
How much is car insurance in ontario?
im just wondering, how much would car insurance be for a 1st time driver whos 19 and have to do it all on his owe as nobody in the family has a car lol. i dont plan on putting a car on the road till i get my g2, what isnt for like another 10months haha so i have been saving money up, Im Thinking it will proly be around $400 a month but not sure so does anybody else in ontario know how much it is? ps.. live in belleville ontario canada""
Why does a classic car cost more to insure?
My friends got an 02 Acura RSX 5 speed and he pays like $600/month and the car has some engine mods. We are both 17 except he has a couple tickets. I called 3 different insurance companies and they all quoted me around $750 a month. the car in question was a 76 Chevrolet Camaro with an automatic trans and 350ci v8 (though the vin would probably indicate a 267ci v8) why is the newer car cheaper to insure? with a manual trans? kids these days dont appreciate the old cars like I do and stick with Honda and Acuras and those are the ones I actually see getting wrecked. I wouldn't get full coverage on the old car because if it were to wreck i'd just get another as they aren't worth fixing and are a dime a dozen it's not really a rare classic car. I understand that engine size might be a factor. The rsx is lighter and has a smaller engine but the Camaro is much heavier with a bigger engine. Would a z28 cost more? (already upgraded to 350 and upgraded suspension from factory) I didn't ask the insurance on that. What about the Pontiac Firebird of the same years? (70's to '81) it shares a similar setup. When I ask the insurance people how they calculate their rates they say its the area and experience of the driver but me and my friend live in the same area, he's had his license longer but has tickets. His car also costs way more. They could not give me any more info on rates they say they're just there to quote and don't know anything else. So why is this like this?""
Do i need car insurance while im not using the car?
Im due to renew my car insurance. Ive 6 days after my motor insurance policy ends where i will not be using the car. Do i need to be insured for these 6 days despite not using or moving the car.? thanks
Trying to find cheapest van insurance for private use?
Has anybody researched cheapest van insurers in uk
What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?
I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood ...show more
What is the cost of homeowners insurance on Alabama shores?
Have or have not got insurance if you live on Alabama coast?
How much would my car insurance cost?
I can't find any information online. I haven't bought a car yet, but my dad was looking at this 2005 Ford Mustang. It is V8 Automatic, 2 doors, I have taken a Self Defensive Driving class, and I am currently 16 years old (I turn 17 in a few months). I don't have anything on my record either. So any estimate on how much insurance would cost? I can add some extra info if you need it. Thanks.""
Does anyone know any cheap car insurance companies for new drivers?
I am coming up to 19 (1 week) and have had my UK Full Manual license since December 2012, it's now May 2013. I have tried everything to find cheap car insurance online and it's virtually impossible! I don't know if it's my area that I live causing it to be so high, or my lack of experience with driving. I have tried different addresses (i.e. family members) not in to be fraudulent but to see if it is the area, which is proving to be quite true. But I've tried insurance comparison websites and asked friends who they got their insurance from and still no good. My cheapest quote is around 2,000 which I just can't afford. I am going to university in September and will be going on various placements within the weeks I am there, so a car would really help get me to places easily. I was wondering if anyone had any tips on lowering the cost of insurance, somehow? I've tried all these telematic sites but it's still too high. Also, could anyone recommend any sites I could try for my insurance quotes? N.B. I haven't purchased a car yet (as there is no point if I can't afford insurance) but is there a year which can help to lower the cost of car insurance? Such as, rather than having a 10 year old car (03 reg) having a 3-4 year old car? Any specific year? Thanks very much.""
Edison New Jersey Cheap car insurance quotes zip 8817
Edison New Jersey Cheap car insurance quotes zip 8817
https://www.linkedin.com/pulse/do-take-your-plates-from-car-you-dont-pay-insurance-anthony-johnston/"
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Mountain Dale New York Cheap car insurance quotes zip 12763
"Mountain Dale New York Cheap car insurance quotes zip 12763
Mountain Dale New York Cheap car insurance quotes zip 12763
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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I'm 17 - Insurance on a 1985 Corvette? - Please help!?!?!?
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Why is my car insurance so high?
why is my car insurance so high my cheapest quote is 4000 on my own i have a 1.1 peugeot 106 im nearly 20 years old and passed my driving test at the end of november 2010
Cheapest and best flood insurance?
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Why does Allstate keep increasing my insurance rate?
I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?""
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Have you ever tried Kwik FIt for car insurance?
I wouldn't do this out of choice, they rang me. what a joke. One call centre takes your name and your date of renewal They pass you onto Call Connections Ltd who ask you about your age, address etc. Then they say we have xyz insurance companies who want to quote for you, sir ( note this is before they have any car details ) They then pass you to one insurance company to give you thier quote. Once that call is ended you bounce back to Call Connections who pass you to company number 2 etc etc I hung up. whoever devised that business model wants shooting. Surely no-one will put up with that ??""
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Can I drive someone else's car without insurance?
I am getting my license soon (if i pass the road test) can i drive someone else's car without having any insurance in Rhode Island ?
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What is the different between pension saving and life insurance?
i plan to buy for my personal insurance but i have no idea which one i should go for. Is that everyone of us need to have saving insurance to make life be protected? My friend suggested me to go for the pension plan , but some of them they not agree why should i go for any insurance saving. I have a confusion now.""
Where can I find a cheap but reliable enough car?
Ok... so my car died all of a sudden on me and now I am left trying to find rides. Riding the bus/other public transportation is uneconomical and too time consuming because I live far from work. I am unable to afford a car payment AND insurance (since the cheapest insurance I can find is around $140-150 a month. it wasn't even that high when I was 17). Where can I find a cheap car that won't break down? I can't buy from a private seller because I don't have any money. I can only afford to pay something month to month.
How much is it to get your insurance license?
How much is it for the classes/exams/etc in california? I just got hired for state farm, and i need an insurance license but how much is it exactly?""
Why did my insurance go up for switching cars?
I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.""
Teenager car insurance.?
I turn 16 in February and I want to know about how much I'm going to be paying for my car insurance. I'm going to be under my Dad's plan with State Farm. I'm male and my GPA is over a 4.0. I'm going to be driving a 2001 Dodge RAM 1500. I don't know if anyone can give me an exact cost but I justed wanted to know a range.
Haotian vixen 125-8 motorcycle insurance?
I have recently purchased a haotian vixen 125-8 motorbike to learn on. i will soon be doing my CBT. I understand that it is an imported bike but i cannot seem to find any insurance companies that know of the make, what can i do ?""
Whats a good cheap sports car?
Hello i need some help. This is my situation I'm 20 years old i live in Connecticut and I'm looking to purchase a car (used). I have about $2k cash to put down on it. I would say my limit for price would be about 6-8k due to financing fees taxes etc (credit score of 731). Now what I'm looking for is a pretty fast sports car to use as my DD.(I currently have a 89 mustang lx 5.0 which gets about 10 mpg city) Not very economical as a DD when gas is over $4 a gallon. Anyways back on topic, I found a 2002 wrx for 8k but got quoted for an insurance rate of 2k-3k. So this is out of the question! I make about 200 a week at the moment and pay $100 cell phone bill and $100 a month for rent. So my funds are limited for insurance + car payments. Basically i need to know a reliable cheap fast sports car i can get a good insurance rate on. But it also has to get good fuel economy! Sorry for the long rant and me being so picky but please help!""
""Which costs more, feeding a horse or paying for car insurance?""
Which costs more, feeding a horse or paying for car insurance?""
What happens if my employer forgot to deduct my health insurance?
I just started a new job and my employer seemed to forget to deduct my health insurance from my paycheck. I called the benefits department and they said I was signed up for the health insurance. I called the health insurance company and they said I'm signed up. I called the accounting department and they said I'm not signed up for health insurance. What happens now? Am I going to get hit with a huge bill for that not being withheld from my paycheck?
Mountain Dale New York Cheap car insurance quotes zip 12763
Mountain Dale New York Cheap car insurance quotes zip 12763
What is Private Mortgage Insurance?
What's an easy definition for Private Mortgage Insurance?
Insurance companies that will insure a Cat C motorcycle?
I got an online quote for my insurance broker, they took the reg and all was fine until i phoned up and they said they dont insure total loss vehicles.. so now im looking to find a place that will. Otherwise i will be looking for a frame n logbook from another bike lol""
How much will cost to remove two wisdom teeth without insurance?
I,m male 21 years old and i'm wishing to remove both bottom wisdom teeth since it cause me feel bubbles on my ears and headaches, i don't know how much will cost me to remove them without insurance, but what is the average price on most states? i live in Oklahoma.""
Where can I find health insurance as an 18 year old and I'm peregnant?
I'm an 18 year old, I live in Florida, I have a job as a CNA, I'm pregnant and married. I was woundering where can I go to get affordable health insurance and if it's likely that I'll get coverage. I would also like to know an average of what it would cost.""
What is The Cheapest Auto insurance?
I want to find out how much auto insurance would cost. Im 16 and I just got my license. If i do get a car it would probably be an old car from around the 1990's and it would have a lot of mileage. Im looking for the cheapest answer possible. Please don't answer by saying that it depends on something or a website to look it up on.
Where is the best place for me to get car insurance?
My policy on Geico expired recently. Right now I'm trying to think of all the money I'll be saving without using Geico. Their rates were outrageous. Those cavemen are smart not to use Geico. Every lie has some truth in it. Anyway, I need to renew my insurance, and I'm fed up with Geico. Are there any other companies that are reasonable like Nationwide, State Farm, All State, Progressive, and whatnot?""
Progressive vs Allstate Auto Insurance?
I am going to be saving $500 with either company. Just curious on anyone's opinions. Both are going to be saving me about $40 a month.
How Much does car insurance cost for 16 year old male in Alberta?
For a 2003 saturn vue, how much can i expect to be paying for car insurance?""
Cost for insurance license?
What is the total cost for obtaining a insurance license in California? Taking into consideration the exam, background check fees, etc? PLEASE..answer if you truly know. And tell me other essential information that I should know such as the time that it takes to finish the courses.""
Car Insurance Question?
Ok I'm 17 and looking for a car... I found a 1996 Camaro for $2000 my mom said the insurance would be high, so she said no/we'll talk about it. I know insurance is more for guys and teens so its going to be a little more but how much? I know I cant get an exact percent but a rough guess maybe? Would it be like $50, $100, $200 a month? my phone bill is $100(I pay not her)""
Life insurance on an ailing parent? How do I take out a policy on my mother?
I'm the sole caretaker of my ailing mother, I have no siblings, just a husband, a 4 y/o and a baby on the way. My mother and I have been talking and she needs life insurance. I take care of everything with the household, bills, etc....but I'm kinda unsure what to do about life insurance. Right now I'm about to get power of attorney over everything but I'm inexperienced about the life insurance thing. What are some good companies to go with? What kind do I get? I think she had life insurance when she was working about 5-6 years ago but she has no clue what happened to it..so I'm taking matters into my own hands. Help? She has ALS (Lou Gehrigs).""
Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?""
Can I get cheaper insurance while my vehicle is in storage?
I'm going to be out of the country for a while, and am putting my car in an auto storage place. But since I'm keeping it registered and leaving the plates on it, I have to maintain insurance. Do any insurance companies offer cheaper insurance or a special type of insurance that I can put on there, since I wont be driving the vehicle? This is because I'm deploying to Iraq, btw.""
How do you get new home owner's insurance after you were dumped?
Hypothetically speaking, say your home owner's insurance company does NOT renew your policy? How long do you have to find a new company and what if no company will take you on due to too many claims?""
What is an easy and cheap way to get a supra up to around 300-400bhp?
i know it wouldnt be cheap but as cheap as possible..also no more than 400bhp yet as the insurance will be sky high i'm 21...i don't want it to be an absolute monster yet but i want it to be able to keep up if you know what i mean..i have about 10,000..why have you got so much at 21 you ask? my dad died when i was 9 and when i turned 18 i got 45,000,, remember i dont want to spend more than 10,00 but will be willing to go a little over.""
Health Insurance question for California?
Is there a state program for minors(age 16) of low income?
What is the best way a low income student can get health insurance?
Again, low income and can't rely on parents and how could I get retro coverage for an emergency bill a month ago. Currently uninsured, only insurrance is car insurrance.""
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
For my situation what is the best way to minimize the insurance cost?
my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...any good insurance companies? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do?
Car Insurance Question?
Hi I was involved in a road traffic accident, I have valid insurance & my vehicle is being repaired. My insurance is registered at my current home address but I have just realised that my driving licence still shows my previous address. I am being provided with a courtesy car & have to provide my licence number, will this make my claim invalid???""
I wonder how many points will my insurance raise ?
So my car was parked in-front of a SUV Lexus in a parking lot. Then, i left my friend's house and started to drive. I stepped on the gas pedal to drive forward but i forgot that the car was still in Reverse mode. So i hit the Lexus car which was behind my car and luckily no one was in that car. There is damage on that car's left side headlight and left-side of the bumper. I wonder how many points will my insurance raise ? i just got the license like a few months ago and this is my fist accident. The SUV Lexus car's parts and labor fee is really expensive so i might don't have enough cash to pay them thou. (estimate $3000-$5000)""
How much extra is car insurance if you have points on your licence from speeding?
Is it worth attending the speed awareness course or does this not matter to the insurance companies.
Where i can get tips of cheap auto insurance?
Where i can get tips of cheap auto insurance?
Liability insurance if car catches fire?
my car got caught on fire i think the firefighter says it say electric wiring i only have liability insurance is my insurance will cover that my car is total now ,thanks so much""
Can a person with kaiser permanente insurance in colorado move to arizona and retain that insurance coverage?
Can a person with kaiser permanente insurance in colorado move to arizona and retain that insurance coverage?
Mountain Dale New York Cheap car insurance quotes zip 12763
Mountain Dale New York Cheap car insurance quotes zip 12763
Car insurance for 16 years old in california?
I am turning 16 soon and getting my license and a car. I just want to know how much insurance is for me per month for triple A without any tickets or accidents. My dad already has insurance is there a family plan?
Does anyone have a moped and pay insurance for it?
I would like to get a moped when I get my driver's liscence in a few months or so. Does anyone own a moped and pay insurance for it? I've heard it's much higher than car insurance. And also, would the insurance rate be higher for a new driver, rather than one who has had a liscence for a few years?""
Is there any site you can go to and find how much car insurance will be?
i am trying to get a 1997 chevy caviler the insurance will be in my name the car i have right now its in my stepdads name i need to find out about how much ill be payin car insurance so i know if i can afford the car or not
Can anyone please suggest me Child insurance plans for my daughter?
I have 4 year old daughter for whom I wish to invest in a Child Plan. Please suggest a good child plan from any Indian insurance players
If you switch from one auto insurance company to another does it look bad?
I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?
How much does a No Insurance ticket from the police cost in Illinois?
I got a no insurance ticket about 2-2 1/2 years ago along with a no registration ticket. The car wasn't mine and I didn't know that the car had no insurance/registration. I live in Illinois by Chicago, so it may be different. I just found out that they suspended my license about 3-4 months ago, because I never went to court for the tickets.""
Car Insurance On A 2005 Mustang For A Young Driver?
Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months""
Car insurance while deployed...?
My husband is in the military and is currently deployed overseas and I had a question about his car insurance. It does have a loan out on it so that requires us to have full coverage on it normally...I was wondering that while he is deployed and since his car is not going to be driven (there is no way I can drive it since it's a stick shift and I can't drive those lol) if we could lower the insurance on it. I'm just not sure if we'd be able to because of the loan...or does it depend on the bank/insurance company? Thanks for any info!!
I just moved to california and brought my car here?
I just moved from florida to california, and i really need to know what i have to do? With the license plate? Registration? All this kinds of things, and for how long I can be driving with the florida plate and drivers license? Thanks for the help guys!!!""
Best car insurance for 17 yr olds?
been quoted silly money for car insurance...anyone know who is cheapest for 17 yr old 1st time driver????
Am i paying too much for car insurance?
I am in my early 30s. A single male, no kids. I have a pretty much spotless driving record. The only ticket i have had in the past 10 years that i can think of off hand was for not using a turn signal, that was over a year ago. Other than that, nothing in around 10 years. No claims on my insurance in over 10 years either. I drive a 2001 Ford ZX2, its a compact car-for those not familiar with it , it would be similar to a Chevy Cavalier or Dodge Neon. Oh, im paying $700 every 6 months for full coverage car insurance through Nationwide. I have been with them ever since i started driving. This seems like alot. Is it? My friends tell me im overpaying, yet when i call around other places to get quotes i never find anything cheaper. In fact several places have told me to stay where im at. I dont have a problem paying it, but im just trying to find out if this sounds about right and fair as far as the price goes. Anyone out there a insurance agent?""
Do I need to have insurance before registrating a car in California?
Do I need to have insurance before registrating a car in California?
My Car Insurance won't cover this?!?!?
I got into an accident on a rainy day. I did not hold collision or comprehensive. Because I skidded into a ditch and the car rolled, an oil leak occurred. The fire department came and had to put oil dry on the oil leak which was saturating the ground. I hold all the other coverages (liability/property damage, underinsured/uninsured motorist/medical). The fire department bill for the oil leak clean up / hazard removal was $500. The car insurance company says it falls under collision and since I don't have it they don't have to pay out the $500. I insisted it was under liability / property damage as the oil leak is a hazard and causes property damage. Is this fair that they said it falls under collision? Or should I fight it. If so how?""
What is the best and cheapest car insurance for a first time driver?
I have been driving for about 3 years now. And now I am saving up for my first car. I just want to know whats the best car insurance because I know its gonna be pricey because I am a first time driver and under 25. What do you suggest I should try? I am still doing my research regardless but I want to be prepared to pay for at least 6 months in advance because I am still in college as we speak. I just don't want to worry about that every month when I get the car. Thank you !!
Cheap Auto Insurance for someone under 21?
The lowest auto insurance rates I can find wants me to pay like 340 a month I want to know if someone knows of a auto insurance that has a monthly fee of 200 at the most high or low deductibles do not matter buut there has to be a deductible anyone know a auto insurance that can offer me this Thanks
Can a car insurance still charge me if there was no police report and the guy ask me for money to let me go?
I turned right in a street when I got hit on my rightdoor it got just a littledented.But the other cars leftside bumper,headlight,and side of where the tire is at did get kind of ...show more""
""Have get government assistance, can i get cheaper auto insurance?
I can't afford my auto insurance but I was told if I get assistance there are insurers that will give me a discount. Does anyone know where? I also heard if I was in states custody I can get it free or cheap.. is this true?
How much does life insurance generally cost?
im looking for a life insurance policy, somewhere in the neighborhood of 5,000,000, that ISN'T a term policy. in other words, when i die, however far away that is, my beneficiary gets 5 million. how much would that cost me?""
Why is my car insurance so much cheaper than other companies?
i was looking around for auto insurance to see if there was anything cheaper than what im paying now. im a 20 year old male with a 2005 scion tc. i have been driving for about 2 years and currently use state farm. when i first insured my car 2 years ago, i was paying $148/mo. due to a speeding ticket, it has risen to $194/mo. i also have comprehensive and collision with a $500 deductible. $100,000/$300,000 coverage with full glass also. not complaining, i think this is great i looked at nationwide, allstate, geico, and progressive. these companies are supposed to be so great, but progressive quoted me at $485/mo for the same coverage! the other companies where all in that general area. progressives state minimum coverage plan for me was almost $300/mo. why do these other companies cost so much more? im not complaining about mine, obviously im not gonna switch, but i am curious as to the difference in price.""
Car insurance help in NC?
If your insurance is canceled will I have to pay to get the tag legal again,if so how much.Thanks in advance :)""
When you buy a brand new car off the showroom do you still need insurance for uk?
if you buy a brand new car and if it has gaurantee do you still need insurance?
How much would my car insurance cost?
i am a 17 year old girl with a car in insurance group one was wondering how much it is going to cost to insure???
About how much would it cost to be added onto your parents car insurance per month?
i am a 17 yr. old girl. am a reasonably good driver and i got a 92 on the written test. any approximation would be helpful.
Which insurance company is the cheapest?
i live in ontario canada and i wanna know which company has the cheapest insurance. my insurance expires this month? please help........................
Cheap car insurance for a new driver?
like the title say do ya know a car insurance that is real cheap for new drivers got my license this month and my car and now i just have to register it and get insurance and i got a job and i just want to know how im going to budget stuff and how much you expect i should pay a moth
Mountain Dale New York Cheap car insurance quotes zip 12763
Mountain Dale New York Cheap car insurance quotes zip 12763
Car insurance for a 21 year old?
I'd like to know (roughly) how much it would cost to insure a 2001 NISSAN MICRA 1.0 SE 3dr Auto Hatchback for a year? I'm 21 female Have a brand new license (never had a car nor been insured ever before) How much would it cost if i wanted a temp licence for a month? I know all companies are different so just a rough quote please from anyone who knows abt car insurance, thanks.""
Is a 93' mustang hatchback cheap on insurance cause its a hatchback?
hello I'm 17 and i'm looking to get a car. I have always loved the 93 mustang.Its my favorite car ever.It is a hatchback so would that make it cheaper on insurance?? my parents always helped my brothers by putting there name on the tittle along with my brothers.I'm pretty sure it made it cheaper.There are only 2 cars that i really want either the mustang or a older honda civic hatchback.i like the way both the cars look.please help. leave you comments/opinions Thanks!
What is the cheapest car insurance in southern california?
im 17 and a half, with C average grades. just started driving, what is the cheapest car insurance?""
Does anyone know which insurance companies do not using residential location in calculating car insurance?
I guess I have heard a few months ago that some car insurance companies will not include the location of where the car would be parked in their calculation of car insurance. The media touted that it will cost less to car owners who live in high traffic areas such as Los Angeles. Any input will be welcome
Car Insurance Question?
I am 17, have my license with no restrictions and I live with my parents who have 5 registered and insured cars. By law am I required to have insurance since I am a minor with a non restricted license? My parents will let me drive with them uninsured but How is it different if I drive alone? Insurance stopped covering me 6 months ago when I had to drive with them on my permit, and my mom never put me on the policy. I am also the only junior in my school who can drive but doesn't because my parents are hiding me. Do I by law need insurance because I have a license as a minor and have registered and insured cars in my household?""
Where can I get cheap car insurance I'm 17 male and need comprehensive cover?
I have a saxo 2001 that cost 2000, I don't mind going on my mums insurance, anyone no a cheap place?""
MAZDA3 with insurance questions?
u think i'll be charge high cost of car insurance by getting mazda3 sedan..im 18 first time driver and a female i live in san francisco. and how much is mazda3? like with the taxes and everything?? serious answers are greatly appreciated. i want to stay under $20k
How much does car insurance cost?
if you can't give me an exact amount or something that's fine, just give me some kind of ball park.""
Why don't people just buy themselves health insurance?
I am 26 years old and have had a major back surgery. Still I pay just $98/month for my Blue Cross of California PPO health insurance. Why doesn't everyone without insurance just go buy it for themselves instead of buying an Ipod or new cell phone? This would keep the government from rationing health care and having more power over us citizens as well as not forcing some people to pay for others.
Will it be cheaper to pay the $1000 fine for not having insurance then to purchase insurance?
There is no incentive to buy insurance...just a whip if you don't. Maybe a small example; Dude and his girlfriend, who voted for Obama, are a young couple living in an apartment. They own an old car that they are always trying to keep running and Dude has bounced off of a couple of jobs while his girlfriend is looking for a part-time that she can hold on to. They can't afford the payments on a new car or health insurance. Dude gets a new job but time is running out. It's coming up on tax return time and they NEED that f'n money! But it's too late...they are going to lose the whole tax return to fines now and will owe more for the fines than the tax returns were going to be anyway...so they buy insurance and wonder how they are going to pay the rent, much less eat.""
How do i get insurance?
ok i saw one i like what should i do next ? should i call them ? and i want to pay monthly, and how soon do you think my insurance can be started? and can i start today?""
Insurance for a 17 year old on a ninja 250?
hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?""
How To Get The Best Homeowners Insurance?
How To Get The Best Homeowners Insurance?
How much to insure 2004 corsa 1.2 sxi?
I am 18 years old and unable to get a quote for some reason. I was wondering on average how much woul it be to get insurance on a 2004 corsa 1.2 sxi, on my parents name?? Does anybody know if it would be more than 2000??""
Insurance for second car?
hello i ma a taxi driver with psv insurance my son has recently bought a car and wants me to put me down as the main driver to keep the premium as low as possible. what i want to know is can i have two policies one private and one psv???
Does having V8 engine increase insurance?
Does having a V8 engine increase your insurance? And if it does is it significant??
Renewing car insurance?
My car insurance is up for renewal in January and I have been looking quotes up on the internet. But when it asks for the period of licence held for I put 0 years as I passed my test in July but my car was insured in my name from january when I was on a provisional. I then put that I have 1 years no claims as I havn't claimed in the year that I've had the car insurance but it won't accept it as it says I can' have no claims that is greater than the period i've held my license for. So do I put that i've had my license for a year (which would include the provisional period) or do I put that I havn't got any no claims. Thank's in advance.
Additional insurance?
hi, i have been covered with cigna insurance 80:20 and i ve undergone miscarriage which costed me 2500$ after insurance. now i want to be careful as i am planning to conceive again. i ve listened that there will be additional insurance will helps to cut the cost of delivery. is it true?if it is can anyone of u sugest me the plans?""
Tesco Car insurance cancelled?
I have just returned from 2 months being away and was very much surprised to read letters from tesco insurance about being unable to take money from my account for the annual renewal of my policy and therefore cancelling it. I talked to my bank and they said that there were not attempts to take money from my account by tesco. While tesco says that my card has been refused. I asked tesco if they could reinstate my policy due to some fault with the payment, which does not seem to be my bank they say that cancelled policy cannot be reinstated and suggest to pay  230 for the period that they were trying to collect and open a much more expensive new policy. They also told me that I face penalty because my car is uninsured now. I would like to reinstate the policy as cancelled unfairly and at the same time I need to insure my car quickly to avoid facing penalty. I wanted to maintain Tesco policy in case they reinstate it, as i will not have cancelled policy on my records and will not have to pay extra for the month, they have been cancelling my account, i also have 2 years no claim with them, provided another insurance, whose car slightly dammaged my front door, while i was parked at a petrol station, pays them. This insurance admitted that it was their fault, but have not finished paying Tesco. This is another reason, tesco could do me even cheaper insurance, once the responsible party pays in full. If i leave it as it is i am afraid that in additioon to cancelled policy I will have a not fully payed claim on my records.""
What happens after you settle with your insurance company?
My car was stolen Monday morning on July 15 around 3am to 5 am in Richmond CA the car was park right by my parking lot my question is what happend after I settle a payment with my car Insurance and The police find my car after I settle with my insurance?
What is the minimum automobile insurance required in the state of california?
What kind o risk is being managed when someone takes out a life insurance?
I can't get car insurance because of where I live what can I do?
I am 17 (boy) and passed my test on 15.08.2013 and I cannot get a quote under 4000 because of where I live. Don't try saying its my age or the car I want (Mini One 1.6l) because they seriously don't change a lot. I've tried every car possible with a 1.4l and lower engine and the prices don't go below 4000. If I change the address to my friends house who lives like 2miles away the price goes down to 2700 and if I change the address to my Nans address who only lives 15minutes away it goes down to 1500. I am seriously thinking of putting my Nans address down for insurance because there is no other way I can see myself driving and I know it's insurance fraud but how else am i suppose to get f***ing insurance. Someone please help and don't just tell me stuff I already know.
Insurance Cost for a 1966 mustang convertible in mint condition?
I'm curious how much, on average, would insurance cost for an 18 year old male driving a 1966 mustang convertible in mint condition be? And if you could explain why too that'd be awesome thanks! :)""
""I am looking for affordable auto insurance, quote that i get online with AA is confusing, any suggestions?""
I am looking for affordable auto insurance, quote that i get online with AA is confusing, any suggestions?""
Which we will take good family health insurance?
i would like take one good family health insurance,give me details suggestion which is best""
Mountain Dale New York Cheap car insurance quotes zip 12763
Mountain Dale New York Cheap car insurance quotes zip 12763
https://www.linkedin.com/pulse/short-term-car-insurance-california-advice-needed-ryan-valdez/"
0 notes
Can you borrow against Term life insurance policies?
"Can you borrow against Term life insurance policies?
Can you borrow against Term life insurance policies?
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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If the policy holder on car insurance crashes does it affect the named drivers?
I am wanting to get a car and been 19 it will cost a lot , my insurance drops below 1000, if i put my parents as named drivers. I was wondering if the policy holder (me) had a crash would it affect their insurance or is it just the other way around, if they crash as named drivers it will affect the policy holder? As they have no claims discount and i have none , so i can not apply NCD protection ? Thank you :)""
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I am going on a trip out of the country for 4 months, and my car will be parked in my parent's driveway with a cover over it the entire time. How can I find the LOWEST possible car insurance for these months? I called Progressive and the guy was a total salesman with me, saying, Oh you need vandalism insurance, oh and you can't have vandalism insurance without collision insurance, so before I knew it, my quote was up to $120 a month. That's barely lower than the insurance I have now! How can I just get the bare minimum, state-required insurance? I live in Nevada, by the way, if that helps.""
""If I have no car or house, do i still have to pay taxes and insurance?""
When I'm 18, i will use the bus and an apartment in Miami do i sitll have to pay any type of taxes? (besides the money taken from my paycheck at work) Also, is the only insurance i have to pay is life insurance and health insurance? How much will those cost me?""
Whats the best California insurance ?
I want full coverage what's the best company
How much does medical insurance for a newborn cost monthly with a premium?
I just need an average. I'm doing a project for my health class on the costs of having a baby.
Should I report my car accident to my insurance company?
It was actaully me rear ending her car on my motorcycle. We exchanged insurance info so I know whe is going to report, but do I have to report it also? My bike was just scratched on the cheap plastic part and I only have liability. I know my insurance will go up either way""
What is the average limits that you have on you auto full-coverage insurance?
I live in Chicago Illinois. The lowest limits are 20/40/15.
Insurance and car accident.?
I was involved in an accident in which I struck a vehicle in the rear on 11/15/2004. It was not a bad collision and I was starting to walk-up to ask the driver of the other vehicle if he was okay, when a car rear-ended me and then two more cars hit that vehicle pushing my jeep under the vehicle which I had hit causing severe damage in excess of $3500. My insurnce payed the driver I hit, but I have not received a dime from farmers insurance. I placed a call to the insured vehicle that strcuk me and they told me to use my insurance company to hash-out all the details and to collect funds for repair my vehicle. I told this to my insurance agent (Progressive) and they said they would do that but I didn't have full coverage so that will not happen, I need to deal with the other partie's insurance companies. I have no Idea where to go from here. If I had the money, I would get a lawyer and I am sure that I would have this resolved right now. Does anyone have an idea for me? peace""
Which is the best insurance company for motorcycle insurance?
I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks
What is the cheapest auto insurance place in Houston that I can get without a license?
My problem is , i lost my wallet and it had my social securtity card in it, so i have to wait 2 weeks to get it in the mail. I was gonig to get my license because i just bought a car but now i cannot get the reguistration and title without insurance under my name. I put my car under my dad's name only and now the courthouse says that i must have it under my name so that is already 65.00 down the drain, next i call up more insurance places and they are charging me 125.00 down then 65-70 a month. This is crazy ......i need a cheap 1 month car insurance place asap!!""
How much does Car insurance cost?
I am 17 and a half about to get a license. I want to know an estimate on how much car insurance will cost for me alone. The car I'ma use is an 1990 Acura Integra. I really don't want a it depends answer haha. Just want a best guess? What's the best type of car insurance and is recommended? And is there any discounts that can help me?
Health insurance in NY state for pregnant women?
I just graduated with a bachelors degree, and my student health insurance runs out in August. The health insurance offered by my husbands job (which won't open up to me until Jan.1 anyway) considers pregnancy a pre existing condition, and won't cover it. We have been searching for affordable plans, but the only ones we have found that will cover pregnancy aren't accepted in New York state. For all the plans offered in NY that we've been able to find, none cover pregnancies in progress. I would hate to have to use the state provided health care plan for pregnant mothers (mostly because I feel like there is no reason for me to be part of a government program when we are capable of paying for our own insurance, but also because it means we have to go to specific clinics and I won't be able to keep my doctor), but there is no way we will be able to cover all the costs of a birth, especially if for some reason I need a C-Section or the like. Can anyone give me some advice, especially as it relates to the NY state health plan for pregnant women?""
Can you borrow against Term life insurance policies?
Can you borrow against Term life insurance policies?
How much should I expect to pay for car insurance?
I'm a 17 year old female that will drive a Vauxhall Corsa but it's kind of old like this one: http://www.ajb-enterprise.co.uk/wp-content/uploads/2007/09/vauxhall-corsa-club-2001.jpg Does the amount of lessons/make of car/pass score change the price of insurance? All the insurance sites want me to enter my details, which I don't want to do. Is there a big difference between cost when I'm 17 compared with 18? Sorry for all the questions but thanks (:""
Is it illegal to not have car insurance?
and if it's not illegal, what am i getting confused with?! i always thought it was illegal....? my friend is getting his car and he said it's a crappy car so there isn't any need to insure it. ???""
Police get cheaper car insurance?
I went on a compare site and the only thing i change was the job to police officer and the insurance was cheaper? This may be due to the fact that they are less likely to commit crime.
Will Fred loyas liability auto insurance policy cover a person driving your car if they have any or all of the?
My romate is from out of state so she doesnt have a texas drivers licensae! She has a out of state license but it may be expired - I have liability insurance in texas from fred loya insurance-Will any of these factors keep her from being covered while she is driving my car?
Wow does anybody else have insurance this cheap?!?!?!?!?
I just bought a2005 Suzuki GSXR 600 Sportbike ( high powered). I got my insurance and They quted me $7.65 every 6 months for liability and 75.68 for fukll coverage, which I got. I know some people that are paying 800.00 every six months for this bike. I have been with the company (State Farm) since I was 16 and have nothing on my record. I am 25 now. Anybody getting this good of a deal???""
Can I get renter's insurance without a deductible?
Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""
Do I need insurance to drive with an instruction permit?
I am 19 years old in California. I tried looking at the CA DMV website, but it does not specify anywhere whether I need insurance in order to drive with an instruction permit...""
Is it possible to obtain a learner's permit without having my parents' insurance rates go up?
I am a 16 year old in NY and my parents do not want me to obtain a learner's permit because they are afraid that their insurance rates will go up and they cannot afford it now. Now, a friend told me that I could go to the NY DMV without my parents and get a learner's permit. Is this possible? I would like a learner's permit not only for the ability to drive, but also as a solid form of photo ID (like, instead of a passport). What should I do about this? PS. My parents won't be convinced.""
How to bring Car Insurance down?
Here's the lowdown: Been driving for over 20 years on a Full UK Licence, apart from a few prangs 20 years ago have been driving without incident. Was a chauffeur for a few years, no traffic accidents. Was a delivery driver for a few years with no traffic accidents (the only one in the firm) Have also been driving a motorbike which 2 years ago I had to re-take my tests for. I scored 100% in all areas, theory, the section I called 'stunt' driving and road test. I have kind of got fed up with using company cars, hire vehicles and the motorbike to get everywhere, so decided to purchase a cheap Audi A3 (I'm talking an ancient one here). 3PFT insurance works out at over 1000 per year...about the same as the car is worth. This is too expensive for me (considering my bike insurance is 150 a year) how can I bring it down?""
Affordable Car insurance for an 18 year old male?
So I did a quote on several sites (Progressive, Esurance etc) and the quote comes up to about $2,000 a month, $8000 for a 6 month policy!! This is crazy, it is twice as much as the value of my car!! Where can I find a quote for a lot less maybe $100 a month or something? My mother does not drive and I am the only driver in the house so I can't use her. Mazda 6i 2004 6Cylinder I am a full time student and worker""
What is the most popular and cost effective family medical insurance in California?
We are a family of 3 (me 45 my spouse 44 and my daughter 10) and we are moving to live with green cards in Los angeles, January 2011. We are trying to get an idea of what is the most popular Medical insurance is in Los Angeles and how much we would expecting to pay for this Medical insurance?""
What cars have the best insurance rates?
What cars have the best insurance rates?
Failed to prove car insurance at a traffic stop.?
I was pulled over for my license plate not being visible, and I did not have my insurance slip on me. The police officer wrote me up for the license plate not being visible and failed to prove insurance . Can somebody please tell me how much will these tickets cost me and how can I go about fixing them?""
Do you need car insurance to drive with a permit?
Do I need car insurance with my drivers permit? I'm 17 and doing have my license yet but I have my permit. I don't know what the law is for Wisconsin. Am I covered as long as the owner of the vehicle is in passenger seat?
I hit someone car's door when I was parking. How much it will cost?
When I parking. I hit someone's car then she was opening the door. How much should I pay? I have a learner permit and I was practice parking with my friend who is over 21 with drive license. When I practice parking. It was clear on my back but the last time I practice. There is a car just parked back me and I did not notice it. When she open the door. I accidently hit on her door. It is not too bad. A little bit dent. And she said she is going to call the insurance. If it is not too expensive. I will pay. So. I just wonder how much it will cost me. Thanks
Will Insurance goes up when I change my car motor?
i am trying to buy a car. but some cars are cheap when they changed out their motors. how much will the insurance go up if the motor is changed. and how much will the insurance go up if the car is modified?
""What kind of qualities should I look for when purchasing a car? ie insurance, modern elements...?""
For experienced buyers: As an entry level analyst looking to purchase a car, I was hoping to get some ideas about my first big purchase. My norm has usually been purchasing something and regretting it some time down the road ie Bought a Dell laptop, turns out it heats up a lot. Or a new smartphone (android), turns out it freezes plenty. So I want to purchase a car, and was hoping if someone who is experienced could possibly take some time off to tell me what I should look out for. I understand insurance is a *****, and even though cars are affordable on lease, the insurance will get you. My objective: Car : Lease a pre-owned or 2nd hand car, possibly 2012 or 2013 model, 4 door, sedan. Insurance : Max coverage, low payment (ideal but, shoot for the stars and....) Questions: I understand there are qualities or modern elements like lane stabilizer and effective cruise control that can reduce insurance coverage. How effective can they be? What kind of sedans have low insurance and are modernistic, such as built in navigation and those cool looking monitors? (kind of childish) Which insurance coverages are the most important, there is basic, comprehensive.... If you need additional information, I will be checking this question hourly and will be glad to provide additional information. Thanks!""
Cheapest SR22 car insurance?
Can anyone recommend which auto place (ex: safe auto, geico, etc) has the cheapest SR22 insurance. I already know there's alot of different variables/situations but i just need an idea. I've only had 1 dui and it was 5yrs ago.""
Provide proof of insurance online for Florida?
My previous insurance got canceled and i need to provide my new insurance to the state of Florida so my license doesn't get expired... can i do this online?
I have a polish worker were can i find cheap car insurance for him?
I have a polish worker were can i find cheap car insurance for him?
I do not have regular health Insurance?
I regularly go for activities like white water rafting. Is it possible to buy cover for injuries from such activities on per event basis?
When will my car insurance go down?
About 2 years ago, I was in one heck of an accident. Everyone in my car passed out, and the other car was basically fine, so police only went off their story. And they're not going to say it was their fault I assume. Police report says it was my fault, but i don't know. Stuck me in a coma for a while :P I had a severe traumatic brain injury too. So all in all, I don't drive because my mom doesn't want me to pay much for car insurance. I've heard different numbers, but the cheapest quote I've heard is $300 a month! I'm actually going on an LDS mission for two years, and won't be driving until it's done. So about March of 2016. Will my car insurance go down at all in that time? I will turn 21 in June of 2016 too
Would insurance be greatly different for a grand am gt and a grand prix GTP?
Im thinking about getting either a grand am gt or (preferably) a grand prix GTP. Would the insurance for those two cars be greatly different in cost if all the other things like coveerage, driver, etc is the same for both? thanks!""
How do i fight GAP insurance?
hello.... so i purchased a vehicle in 2006..... didn't like it too much so i took it back to dealership and traded it for a different vehicle and bought full warranty on it. dealership said the warranty was good for 50000 miles or 4 years. the vehicle was totaled just recently and i owed about 7500 dollars on it. my insurance paid 6100 dollars for it and i was thinking ok no problem the gap will cover the rest , but the gap insurance is only paying 212 dollars on it. they said there was some left over loan on my old car which they will not cover... i don't know much this insurance crap but its really breaking my balls that i will have to paying almost a 1000 dollars out of my own pocket. is there any i can fight gap insurance and have them pay the entire left over loan??""
Does anyone know of affordable family health insurance?
i need an affordable family health insurance
Can you borrow against Term life insurance policies?
Can you borrow against Term life insurance policies?
What are some affordable health insurance in the NJ area?
I am 25 years old and currently unemployed. I will be a student in the health care field and I'm required to purchase health insurance. I also have to get a physical exam along with vaccinations. I looked online for some insurance and I have to pay at least $250 a month which is too much for me. Are there any affordable health insurance?
""Someone hit my car, do I have to report to my insurance company risking the rate increase?""
Few months ago somebody hit my rental car in their rental car during vacation. Other party's fault, he admitted, police report confirms this is his fault. Both me and the other party were insured. The other party seems to be reasonable. Now I have a repair bill, few thousands. I am reluctant to report this to my insurance company, since I heard over and over again that even though it's not my fault my rate can and probably will still go up (read here if you don't believe http://www.carinsurancecomparison.com/does-your-auto-insurance-go-up-if-someone-hits-your-car). I think this is ridiculous, but that's the way how things are. So is it possible, and is it a good idea that I contact the other party insurance myself without involving my insurance since my case is a clear cut case? Are there any pitfalls that I should be aware of?""
Why does anyone not complain to insurance companies ?
people have auto insurance because of the fear of accidents. but when accidents occur, why does insurance companies increase their prices ridiculously? insurance are for the case of accidents. when accidents happen, we already have given them so much money. why do they need double the money from us after accidents ? were we just giving them money in free before ? i understand that auto insurance must be required but there should be some rules set by government so that they could not rob people so easily. it is like it is legal for them to rob people. i feel we should complain against it. any supporters ????""
Do you pay a lot of money for car insurance where you live?
Wher so you live an dhow much does it cost. I live in NY it the sh*t is HIGH.
Georgia Car Insurance?
If i'm moving to Georgia it states that I have 30 days to register my car and I need to get car insurance within those 30 days. If i'm looking around for insurance am I allowed to drive with an out of state insurance during those 30 days? Please give a absolute answer not something that you are guessing.
Test drive a car? no insurance..?
I've found a car i wish to test drive. As it's my first car, I am currently not insured. How would i go about getting temporary insurance in order to drive this car for about 15-30 minutes? thanks.""
""Health insurance, pre existing condition?""
what is the difference between a pre existing condition in health insurance and pre existing condition exclusion period. im reading from howstuffworks, health insurance but still confuse. i understand employer waiting period. here is the link for pre existing condition http://health.howstuffworks.com/health-insurance12.htm here is the link for pre existing condition exclusion period http://health.howstuffworks.com/health-insurance13.htm""
Visitors in USA - no medical insurance?
I have my parents visiting me from abroad and my father needs to go see a Doctor immediately for Heart Condition. He does not have any insurance in US. What can we do? Are the hospitals OBLIGED to see any patient, regardless of coverage? Will I get roped into the whole process? Please guide.""
How much would AAA car insurance cost?
I tried calling but their lines are always busy lol.. so I'm gonna try my luck here. My friend is 25 and getting his license first time driver. (he lives in a poor family so yes it took him that long) He wants AAA because since he has a clunker he doesn't want to keep calling for a tow everytime it breaks down and pays a fee. He has a 2001 plymouth neon and lives in Southern California. Any ideas how much his monthly insurance might cost?
Car Insurance for teen?
I was wondering how much my car insurance would be... I am 18 and just about to get my license and am buying an old nissan. I live in west virginia. any ideas?
""How much does tornado insurance cost? (to cover only my house, but not what is inside the house)?""
i have car insurance right now with allstate where i pay 50 $ every month, how much would it be if i add tornado insurance to cover only my house but not what is inside the house? I know you dont know, but i just want you to tell me approximatley how much please.""
How can we find a reliable car insurance on the internet?
How can we find a reliable car insurance on the internet?
What to know about cars and car insurance?
okay so i will go out to look for a car in a couple of months and i would like to know what look for when buying a car to make sure i will make a good buy, also i would like to find which car insurance would be a good one to get, my mother told me something about paying once a year or every 6 months and i would like to know which are the insurance that offer that type of paying plan and please do tell me if your insurance is good or bad ... we had an issue with allstate when my brother got hit by someone so, allstate is out for me""
Why do people think I haven't looked hard enough for affordable health insurance?
On a political blog I mentioned that as an equity partner in a law firm I paid Aetna $12,000/yr for parent-child coverage because law firms require the partners that own it to purchase their own coverage. We received the rates that companies with approx 100 employees are charged. I also paid a share of what the firm contributed to employee coverage, which came out of profits Conservatives jumped all over me for failing to shop around. I had failed to mention that we switched from Blue Cross to Aetna for cheaper rates in exchange for greater rationing, i.e., less participating doctors, higher co-pays, etc. Can somebody recommend a reliable insurer with lower rates that Aetna?""
Am I covered under my parents car insurance?
I got my License yesterday and I want to drive my parents car, am I covered by their car insurance? I am 16 Years old.....""
Where can I buy afforadbale individual dental insurance?
Where and how much? For one.
Car hit by uninsured driver - how to recover the costs?
My stationary car was hit by an uninsured driver in March 09. The insurance company made me pay 500 excess and said that this will be fully recoverable as the other driver was at fault. The car was then written off and I was paid the value of the car. In December the other driver was found guilty of driving without insurance, fined and given penalty points. Even though my policy gives me legal cover, it has now been 11 months since the incident and they do not seem to be very active. Also, my policy expires next month and as the claim is still open, the insurers assume that I lost my no claim bonus and quoted me twice as much for the renewal. I'm confused now, is there anything I can do to get my 500 back? I hope you can give me any ideas on what to do. Thanks""
How much does renter's insurance cost?
How much does renter's insurance cost?
Do libs honestly believe that car insurance is analogous to health insurance?
Beware of these guys; they are dangerous... In my state alone you don't have to buy car insurance if you can post a bond or if you have a fleet of cars i.e. if you can SHOW YOU HAVE THE ABILITY TO PAY FOR any damage you cause with your car. If I can pay for my own health care, why would I buy health insurance?""
Car Insurance pay out when vehicle written off?
My car has been written off and my insurance have offered my 1,250 for it. They said they use some Glass Vehicle Valuation thing so I went on it's website n had the car valued myself n there's 5 categories for pricing the vehicle: Trade-in Excellent condition - 1,376 Trade-in Average condition - 1,210 Trade-in below average condition - 1,066 Dealer sale price - 2,640 Private seller price - 2,221 Which is the price I should get for my car? It was an 02 plate Renault Megane Coupe Privilege + in excellent condition! I found the same car in a different colour on Auto Trader for 2,000. I think I should get the private seller price as I am effectively selling them my car and not trading it in!? My car was set on fire btw! Awoke at 3am to the thing in flames just a few feet away from my house! ='(""
How much would it cost to import this motorcycle from the U.S to Canada?
this bike costs $ 6000 U.S. How much would it cost to import this bike back to canada. I am looking for all the fees, taxes insurance(if it needs it) every single dollar i would have to spend to bring the bike from u.s to canada. Also if you could list the exact steps that i would have to go through how many days it would take to do everything. I will bring the bike back on a trailer. I have never done this and know nothing about how this works so detail is a must and all the costs are a must to i am looking for dollar amounts. thanks a lot""
What is the best and cheap health insurance?
What is the best and cheap health insurance
Why does car insurance suck for a 19 year old guy in Ny.?
Anyone think its ridiculous I had to pay like 430 for car insurance this month. I've been driving for over a year and I know it doesn't lower till your like mid TWENTIES! But it's bullshit , my car is old and I haven't gotten a ticket or gotten into an accident so I don't understand. What the f**k is a renewal anyway! And I hear it's more for guys my age even though it's pretty much a joke and a fact that girls are shittier drivers though you get the pinky dick guys with the supposedly fast cars that crash them trying to be a badass. Car Insurance is ran by the rich who can care less about people's safety and they are able to bend the laws to they're benefit so they make more profit. Revolting isn't it?""
Insurance for a 22 year old driving a new Z06 or a new viper?
I don't have one and i'm not 22, but i was just wondering how much do u think insurance would be if i get a z06 or a viper when i'm 22 and before you say anything negative, its because i hope to do really really well in school and make at least 65g a year out of college in finance. . . . . Also. why dont 22 yr olds drive around in realy nice cars like that out of college if theyre making 60-70g a yr??""
""I was hit by an uninsured motorist, and I have an uninsured clause in my car insurance.?""
My car was totaled out, and since my car insurance had a non insured motorist clause then I just have to pay the deductible, and they will cut me a check. I was hurt in the accident, and I wanted to know if my car insurance (Progressive) will also pay out pain and suffering. I am considering taking this guy to small claims court, but if I do then I have no idea what the outcome would be. IF my insurance offers me a pain and suffering settlement then should I take it? can I negoiate for a higher settlement? Everyone is telling me to take whatever is offered to me because the guy that hit my car didn't have insurance, and could possibly claim indigentcy in which case I would most likely never see the money. I can get a pain and suffering settlement from my own insurance, but I believe that the person that hit me should have to pay it, and I am also assuming that I would get more money out of him directly than letting my insurance cover the pain and suffering. This is my first wreck that I have gotten into, in which, I was the party that was damaged (almost died), and the other guy only received a ticket. I know that life is not fair, but like I said before, this is my first car wreck where I was owed money and the other person did not have insurance. Any information will be much appreciated. Thank You Very Much.""
Can you borrow against Term life insurance policies?
Can you borrow against Term life insurance policies?
Insurance Rates tied to credit score?
I just read the front page of our local newspaper regarding homeowners and auto insurance rates will be tied to ones credit score, making those with lower incomes, or problematic credit to pay even more for the home or auto insurances. The main question I have is...do you think that if ones credit improves, that the insurance companies have an adjustable rate that will decrease when ones credit score increases? I know this isn't the way it's going to happen, but what are your feelings on this plan?""
How do I show proof of car insurance from USAA?
I'm new to buying a car and everything. I'm 19 and a soldier in the US Army. I started an account online with USAA, but have no physical documents. I plan on buying a car in a few weeks. When I go to the dealer and they ask me for proof of insurance. I haven't actually bought a policy from USAA yet. I only got a quote online and I was planning on calling USAA at the dealership and purchasing a policy over the phone. But how do I actually show the dealer my proof of insurance? Can I call USAA and buy a policy over the phone and then have them verify to the dealer that I have insurance? Can all this be done the way I'm planning to do it? Thanks!""
Can i register a car thats being finance in new york under florida insurance.?
the bill of sale is in my name but the insurance is my girlfriend and its florida insurance can i register car in new york.
How much does a Triple AAA insurance agent make on average?
How does Triple AAA pay their agents? Their agents don't sell Life Insurance right? What all do they sell? How does this job compare to...say a State Farm agent?
What's the best health insurance company for a self employed family?
Self Employed. In Georgia. What's the most cost effective company that pays great? Thanks
Where to go for cheap car insurance for a young driver?
I am 16 yr old and passed my test 1 month ago! I have done my pass plus too! The best quote i have found is $1200 and that is without telling them i have done my pass plus! It was also for third party fire and theft! Can someone recommend a cheap insurance company. Thanks!
How much should I insure a 2 bedroom condo for?
I want to buy insurance for a 2 bedroom, 1150 square foot condo in Orange County, California. I am interested in knowing how much coverage to buy to cover inside damage due to a catastrophe like a fire for example. I don't care about coverage for personal belongings or outside of the building. I just need to know what it costs to restore the inside walls, floors, etc. in case they are ever destroyed.""
Getting car insurance under parents name (Ontario Canada)?
I am 19, and I want to buy my first car, how ever I cannot pay 600 dollars a month for insurance. My dad does not want me on his insurances because he does not want the risk of his insurances going up if I get in an accident. So I was thinking, would my dad be able to insure my car under a different insurance company than the one he has now, and then just put me on the insurance. There for if I get in an accident, the insurance for the new car would rise, but the insurance for his car which is under a different insurance company would stay the same?. Theoretically speaking, if the above is true, and I do get in an accident, and the insurance rises to a price where I could not afford the monthly payment. Would my dad be able to just cancel the insurance?""
Home insurance automatically renewed can I get my money back?
Firstly, yes I am an idiot and should read my post more carefully.... I have just realised that I have been paying two sets of home insurance for a year because my previous years had been automatically renewed.....can I get my money back?""
Can i sorn my car and keep paying insurance?
can I sorn my car for a couple of weeks as its run out of mot and tax. I want to sorn it for a couple of weeks while i sort out a couple of problems then put it through its mot and tax it again. In the meantime while its sorn can i continue to pay my insurance as I dont want to lose my no claims for the year or will my insurance company know its been sorned?
How much would my car insurance go up if I got a mustang?
I'm 24 years old, have a good driving record, and I am currently on with my dad's insurance. I have a 2005 chevy aveo right now, with almost 75,000miles; and I pay $110 a month for insurance. Unfortunately, my car may be reaching it's end, and I may have to get a new car. I've found a used 2002 ford mustang, 2 door and 14,633 miles on it. How much do you think my insurance would go up? My dad says it would sky rocket... But I figure I'd ask anyway! Thanks!""
What is an insurance premium?
Is the insurance premium what you pay monthly for your insurance?
American car insurance while living in canada?
i am an american citizen, living in toronto............can i have american auto insurance while living in canada?......... i have an ontario drivers license and ontario auto plates........... help me please........these canadian rates are outrageous""
Liability Car Insurance for another state?
Hi, I would really appreciate if someone could give me an answer to resolve this situation: Facts: 1- I legally own a car in the US, currently I'm overseas. 2- My friend has a complete power of attorney 3- Car was registered in California and now is staying in Virginia for almost a year. 4- I put the car on Nonoperational status with CA DMV and canceled insurance in 08.2008. 5- I need to make my car drivable again, and my friend has to move it to MD where she lives. 6- To put car back on road with CA plates I should renew the registration with CA DMV. 7- CA DMV requires the liability insurance before registration. 8- My friend was at the insurance company (Progressive Insurance) and they say, they cannot insure the car with Californian liability unless the car is physically in CA. Wnen I'll be back to US in couple of months I have to drive car back to CA, because I study there so my residence is CA. Can anyone tell me please how this situation can be resolved? - I don't wanna sell my car - registration with MD MVA is the last expensive and unwanted option.""
Is there an insurance that gives the same benifits as AAA at a lower price?
AAA is awsome but expenisve is there any other car insurance that offers the same benifits at a lower price
Where can i get the cheapest car insurance and only 3rd party i am aged 18?
Where can i get the cheapest car insurance and only 3rd party i am aged 18?
Auto Insurance Questions?
In the household there are 3 cars, but 18 driver is only listed under 1 car,(mom) If the other 2 cars are on the same house (but different names auto insurance) he can drive those car with no insurance coverage problem right?""
Does anyone have term life insurance with primerica? Are rates with another company better?
Does anyone have term life insurance with primerica? Are rates with another company better?
""Chrysler 300c, tax and insurance?
how much would it cost to insure and tax the 300c for a year and do they drink on petrol cheers
Can I take a Medical insurance policy now and use it?
I recently came to know that I need a small operation to my Nose which costs around 50000 INR. Doctor advised me to make it through Insurance. However I do not have any medical insurance yet. So Can I purchase a Medical Insurance now and get it operated in a few months?? Please let me know the best procedure. Here the Operation is not an emergency, but it is needed at a stage. Please suggest me.""
Co-Buyer Auto Insurance?
All, I helped ex GF to buy a car. I thought I was co signing for loan but apparantly I am a co buyer of car. The registration is her or me . I dont mind being responsible for loan. If she messes up loan I will make payments. She tells me she has car properly insured etc. What worries me is if she lets insurance lapse or cause a major accident could I end up in trouble. Can I insure myself against her letting insurance lapse or causing major injury/damage? I currently have no personal auto insurance (have company vehicle). Is there anything else I can do to protect myself? Im very worried about this. Do I need to be or am i overreacting? Pat""
What do you pay for auto insurance?
Do you consider it reasonable or not? thanks for answering. Please let me know where you are from. just looking at the statewide quotes.
Does not having license on you affect insurance?
My brother was returning home one evening last week and thought that the speed limit increased before it did, so he was pulled over for speeding. He was let off for that, but given a ticket because he didn't have his license on his person. He has one, but he left his wallet at home. Now he is worried this will affect his insurance. Does anyone know? Does he have a rap sheet or anything now? This is his first ticket. I have no experience with this now.""
How much do you pay for your car insurance ? (UK)?
I am 19 with a VW polo 1.4 payin 140 a month
Do i need insurance to be under my name when taking my drivers test?
so im taking my drivers test soon and i need to know if i have to get insurance under my name on the car..my mom does have insurance on the car i will be using but only under her name..so will i have to add my name to the insurance just to take the drivers test? i live in california
Can you borrow against Term life insurance policies?
Can you borrow against Term life insurance policies?
https://www.linkedin.com/pulse/how-much-would-insurance-cost-2007-mustang-carter-pennington/"
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Insurance Points
You are getting quotes for auto insurance and trying to find the best value on an insurance policy. You get a great quote that is affordable and offers all the policy options you are looking for; but then the insurance company comes back and tells you that the cost of the insurance premium is more than you were originally quoted. What happened? It could be because of insurance points.
Insurance points are violation points assessed against your driving record by your state’s department of motor vehicles for traffic violations and/or at-fault accidents. The number of points added to your driver’s license for an offense varies by state. Many insurance companies will check your driving record before finalizing your insurance quote or possibly after you have purchased an auto policy. In the latter case, if your driving record from your state’s department of motor vehicles comes back showing tickets/accidents that you did not initially report on your insurance application, your auto insurance rates may be significantly higher than the pricing the insurance company originally quoted.
10 Things You Should Know About Insurance Points
So, use your due diligence and learn more about the things that can make your auto insurance premium increase including these 10 things you should know about insurance points.
Not all tickets or accidents end up on your driving record. Driving offenses can be either moving or non-moving violations. Many times, a first-offense, non-moving violation will not end up on your driving record.  Non-moving violations are things such as not wearing a seat belt or failure to produce proof of insurance when stopped. Also, there is always the chance that the police department may not report a violation to the department of motor vehicles, especially in a first-offense situation. Of course, you can never be sure of this without checking your driving record.
Not all states use the point system. While many states use a point system to track violations on your driving record, not all of them do. So, chances are, if you live in a state that does not use a point system, your driving record may not reflect the violation. There are nine states that currently do not use a point system, including Hawaii, Kansas, Louisiana, Minnesota, Mississippi, Oregon, Rhode Island, Washington, and Wyoming. However, just because you are not being assigned points against your driving record does not mean your driving violations are being ignored. These states monitor your driving violations and if you continue to accumulate offenses, your license could eventually be suspended.
Driver’s license points and insurance points are not necessarily the same thing. If you are unsure about the price of an auto insurance quote, ask the insurance agent more about what points are being charged on your auto insurance quote and how this affects the premium. You may be charged for insurance points assessed by the insurance company itself rather than points charged against your driver’s license. You can pay extra for auto insurance based on where you live, the type of car you drive or for prior auto insurance claims you have filed.
You may be able to remove insurance points from your driving record by attending an approved driving course. These courses generally teach good traffic safety practices. In some cases, taking an approved course can keep a driving offense off of your driving record completely. This option is sometimes offered in traffic court and is a good option to keep your auto insurance rates from increasing.
You should know your driving record before buying an auto policy. The best practice is to know what your MVR (Motor Vehicle Record) report shows before you try to buy an auto insurance policy or switch insurance companies. It is highly likely that any auto insurer will at some point check your driving record. If you are not forthcoming about any tickets or accidents on your driving record, your auto insurance quote will not be accurate and the rate will go up once the insurer accesses your MVR report. If you are unsure what offenses are listed on your driving record, you can obtain a copy from your Secretary of State’s office for a small fee. The fees vary from state to state. Some online services also provide access to your MVR report, but for a substantially higher fee.
Tickets and accidents aren’t the only things that can increase your auto insurance premium. If you notice an auto insurance increase in premium, the culprit may be something other than points against your driving record. If you have poor credit, many auto insurers will charge a higher premium. Also, if you have recently moved, your location may be considered “high risk” meaning there is more traffic and accidents are more likely to occur. Changing vehicles may also make your auto insurance premium increase. These vehicles typically cost more to insure:  luxury cars, sports cars, convertibles, vehicles that perform poorly in safety tests and vehicles with a turbo-charged engine.
Some types of violations will definitely increase your auto insurance rates. Major violations are reported to the department of motor vehicles are will show up on your driving record. Some of these major violations include racing, DUI or impaired driving, reckless driving, refusing a breath test for DUI, hit and run (failure to stop), fleeing from police or driving on a suspended license. If you end up with too many violations, your auto insurer could drop your coverage. If this happens, you may be considered a high-risk driver and only able to purchase high-risk auto insurance from a carrier who offers it. These insurers typically also provide the SR-22 requirement if you are required to file it with your state.
There are some violations that typically do not affect your insurance rates. For a first offense, a minor non-moving violation may not show up on your driving record or affect your insurance rates. However, if you continually receive multiple tickets for even minor violations, you may eventually be charged points on your driver’s license. Some of these minor violations include: safety belt or child seat, failure to yield, speeding, improper passing or turning, passing a school bus, expired driver’s license, no proof of insurance, broken tail lights, not displaying license plate, parking violations, noise violations, registration violations, failure to appear violations, texting or following too closely.
It is difficult to determine how much your insurance premium will increase. There is no way to tell how much your insurance premium will increase after a ticket or accident is reported on your driving record. Every insurance company has its own formula for calculating insurance points and how much these points will increase your auto insurance rates. If you have an insurance company that offers accident forgiveness, your rates may not go up at all after your first accident.
A major driving offense could affect your insurance rate for up to 10 years. The amount of time a driving offense will remain on your driving record varies by state. For major offenses such as a DUI, auto insurers may check your record as far back as 10 years. For other violations, an insurance company may only check your driving record for the past three years. If you are unsure, you should ask a company representative to explain how insurance points are used to calculate your auto insurance rates.
Here Are Your Options
First of all, when buying auto insurance, you should obtain a copy of your driving record from your state’s DMV (department of motor vehicles). Review your record and if you have tickets/accidents on your driving record, shop around for the best rates. Auto insurance comparison sites such as Compare.com, CoverHound, NetQuote, or Insure.com may be helpful in this process.
Before making a final choice on your auto insurer, it pays to check out the insurance company’s customer service record through consumer organizations such as J.D. Power & Associates and its financial strength rating through insurance rating organizations such as A.M. Best.
It pays to be truthful on your insurance application because the insurance company will check your driving record sooner or later and you will be charged a premium that correlates to the driving violations found there. Take a driving course if possible to remove some of these violations and do your best to remain ticket and accident-free. After some time, the violations will fall off of your driving record and your auto insurance premium will decrease.
Visit: InsureMyCar.ph | Free Car Insurance Quote
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Human...
For use in various human universes, including the zombie apocalypse au. Ciana Monteith: Age: 32
Ciana’s parents were hippies. She was home schooled and raised vegan, but turned away from a minimalist lifestyle to go to college and become an engineer. She has been dabbling with 3D printing and building moving prosthetic limbs. She has even built herself a metal arm from scratch that works almost naturally, but it’s prone to breaking down and needs regular maintenance and modification. She became Belial and Asmodeus’s guardian when the boys got into trouble while attempting to escape the care system.
Health: ★ ★ ★ ★ ★   Intelligence:  ★ ★ ★ ☆ ☆ Speed:  ★ ★ ☆ ☆ ☆ Agility:  ★ ★ ☆ ☆ ☆ Attack:  ★ ★ ★ ★ ★ Defence:  ★ ★ ★ ★ ★ Belial “Bells” (surname unknown): Age: 13 He has memories of vision and sees a little bit in dark and light but is otherwise completely blind thanks to a serious car accident. His mother died during childbirth and there was no father to speak of, so the boys were orphaned. He was the smaller of the twins and much weaker when born, and has been prone to illness all his life, probably due to an ongoing heart condition. He has gotten stronger as he’s gotten older, even if his life expectancy without a heart transplant could be short. He may be borderline aspergers and has a severe dislike for being touched. He’s well ahead of his peers at school however, and has been fast tracked to college education due to this. He hopes to study law eventually.
Health: ★ ☆ ☆ ☆ ☆ Intelligence:  ★ ★ ★ ★ ★ Speed:  ★ ★ ★ ★ ★ Agility:  ★ ★ ★ ☆ ☆   Attack:  ★ ★ ☆ ☆ ☆  Defence: ★ ☆ ☆ ☆ ☆
Asmodeus “Azzy” (surname unknown): Age: 13 Smart, but does not apply himself, Asmodeus appears quite average next to his sibling until his competitive streak comes out. More athletically inclined than Belial, he prefers to exert himself in Kickboxing and other sports. He has a strange relationship with his twin; both being an antagonistic rival and his defender. He’s trudging his way slowly through school though effortlessly flies through exams. He still isn’t too keen on Ciana and is quite jealous of her closeness to Belial but he settles, as living outside a care home with a rather carefree guardian has it’s perks. He doesn’t yet have a plan for his life beyond school, though it might involve politics.
Health: ★ ★ ★ ★ ☆ Intelligence: ★ ★ ★ ★ ☆ Speed:  ★ ★ ★ ★ ★ Agility:  ★ ★ ★ ★ ★ Attack:  ★ ★ ★ ☆ ☆ Defence: ★ ★ ☆ ☆ ☆
Liang Telis: Age: 20 Comes across as being the life of the party, but is often on the verge of mental collapse. He did well at school but without any idea or direction in his life, his father insisted Liang join the military and be “a useful member of society” instead of partying and walking in half drunk at 4am. This surprisingly suited Liang and the structure kept him occupied, but once he returned, his self destructive attitude escalated until he “came out” to his parents on a hospital bed after a particularly heavy drinking session. While his father refuses to hear anything about his son being gay and devises incredible cover ups, his mother and (confidant) half-brother are much more understanding and the confession calmed him considerably after. He’s stopped sleeping around and is dating his childhood friend, Ren Fei, though the relationship is often tempestuous. For now he’s sticking with the military, but old friends and his family (besides Dysmas) are pushing him to find a quieter and less strenuous career.
Health: ★ ★ ★ ☆ ☆ Intelligence:  ★ ★ ★ ☆ ☆ Speed:  ★ ★ ★ ★ ★ Agility:  ★ ★ ★ ★ ★ Attack:  ★ ★ ★ ★ ☆ Defence: ★ ★ ☆ ☆ ☆ 
Piper (no surname): Age: 10 A kid from the same care system as Belial and Asmodeus, he hasn’t found his home yet. He was found living in a dump with rats that he’d trained to trust him and bring him food; he had no idea how long he’d been living there but it had easily been since he could just about walk. He still keeps pet rats, though his carers insist they be fancy varieties from pet shops and not wild vermin. He’s average at school but is an incredible athlete already - he practices free running and has hopes of becoming a professional gymnast.
Health: ★ ★ ★ ★ ★   Intelligence:  ★ ★ ★ ☆ ☆ Speed:  ★ ★ ★ ★ ☆ Agility: ★ ★ ★ ★ ★ Attack:  ★ ★ ☆ ☆ ☆ Defence: ★ ☆ ☆ ☆ ☆
Anyu Winters: Age: 19 A biology student, Anyu has turned out to be a rather well rounded and chill guy given he was also a child of the care system. He played a big part in the lives of the younger kids there and still visits them like an older sibling. He’s non-binary but despite a leaning towards a feminine appearance, he prefers male pronouns. He's leaning towards becoming a vet nurse when he leaves college.
Health: ★ ★ ★ ★ ★   Intelligence: ★ ★ ★  ☆ ☆ Speed:  ★ ★ ☆ ☆ ☆ Agility:  ★ ★ ☆ ☆ ☆ Attack:  ★ ☆ ☆ ☆ ☆ Defence: ★ ★ ★ ★ ★
William Black: Age: 28 In and out of prison for theft for a large portion of his life. He's a self professed kleptomaniac and loves the finer things in life. He was studying drama but discovered show business was hard to break into and earning money through less moral ways was easier. He's not long got out, so is still adjusting to life on the outside. He's still rather directionless. 
Health: ★ ★ ★ ★ ☆ Intelligence:  ★ ★ ☆ ☆ ☆ Speed:  ★ ★ ★ ★ ☆ Agility:  ★ ★ ☆ ☆ ☆ Attack:  ★ ★ ★ ☆ ☆ Defence: ★ ★ ☆ ☆ ☆
Seth Payle: Age: 35 Leads a simple and very private life. He doesn't have many friends and his family are also absent but he doesn't mind at all. He lives to work, holding down a job as a funeral director and having little in the way of a social life. He’s very reserved and doesn’t smile much but when asked if he’s happy, he’ll tell you he is smiling on the inside.
Health: ★ ★ ★ ☆ ☆ Intelligence:  ★ ★ ★ ★ ☆ Speed:  ★ ★ ★ ☆ ☆   Agility:  ★ ★ ★ ★ ☆ Attack: ★ ★ ★ ☆ ☆ Defence: ★ ★ ★ ★ ☆
Otto Mawnan: Age: 12 An only child who gets a bit lonely. He’s home schooled due to nocturnal insomnia and sleeps a lot during the day so has missed out on a lot of crucial social time and relationship building. He’s an average preteen who just wants to have a bit of fun and make some friends. His tiny village is miles from anything and is filled with a lot of retired people so he’s made more friends with adults than kids his own age. He’s not sure what he wants to do with his life; he’s a bit young to decide yet anyway.
Health: ★ ★ ★ ☆ ☆ Intelligence:  ★ ★ ☆ ☆ ☆ Speed:  ★ ★ ★ ☆ ☆ Agility:  ★ ★ ★ ☆ ☆ Attack:  ★ ☆ ☆ ☆ ☆ Defence: ★ ★ ☆ ☆ ☆ Fleur Rhodes: Age: 16 Recently homeless. Her mother, father and two brothers died in a house fire and she was the only one who got out in time, just because she was sleepwalking. She’s refused to live inside a house or flat since then due to her fears, but hopes to get over this some day soon and get her life back together. She has a fair inheritance but she’s saving it for college to study psychology; when she’s ready that is.
Health: ★ ★ ★ ☆ ☆ Intelligence: ★ ★ ★ ☆ ☆ Speed:  ★ ★ ☆ ☆ ☆ Agility:  ★ ★ ★ ☆ ☆ Attack:  ★ ★ ★ ☆ ☆ Defence:   ★ ★ ☆ ☆ ☆ Fife McFarlane: Age: 18 Intersex, recently graduated high school. They were a good student with above average marks, but severe social anxiety and a stutter has made it very hard for them. They live alone with their father, Shane, as Fife’s mother left after they were born. Thanks to Shane - a fisherman by trade - they landed a quiet janitorial job at an aquarium, which Fife is loving. They hope they might go on to do something else within the sector, but for now, they’re just relieved that life is panning out without too much stress.
Health: ★ ★ ★ ☆ ☆ Intelligence:  ★ ★ ★ ☆ ☆ Speed:  ★ ★ ★ ☆ ☆ Agility:  ★ ☆ ☆ ☆ ☆ Attack:  ★ ★ ★ ☆ ☆  Defence: ★ ★ ★ ☆ ☆ Maggie Pinto: Age: 25 Comes from a very supportive family and has been on HRT since her early teens. Her family took Jack in when he was a young teen as well, so they’ve grown up like brother and sister. She’s been working double shifts as a waitress in a bar since she left school so that she can save and go to college. She has a few ideas for what she wants to be; a beautician, a tattoo artist.. The world is still her oyster. 
Health: ★ ★ ★ ★ ★  Intelligence:  ★ ★ ★ ☆ ☆ Speed:  ★ ★ ★ ☆ ☆ Agility:  ★ ★ ★ ★ ☆ Attack:  ★ ★ ☆ ☆ ☆ Defence: ★ ★ ★ ★ ☆ Jack Dawes: Age: 24 Came from a broken family, his father walked out when he was 5 and left Jack, his mother, and little sister destitute. When his sister passed away because they couldn’t afford treatment for her, Jack went off the rails, blaming himself and promising his mother they’d never be poor again. When he was caught breaking and stealing from houses in the richer neighbourhoods, he was taken from his home and put into care, only getting off without a sentence due to his age. Maggie’s mother was working in the care system at the time and fostered Jack. His mother became a close friend of the family but never took Jack back to struggle as they had before, deciding his life was better now. He does odd jobs and can turn his hand to most tasks to make a living.
Health: ★ ★ ★ ★ ★   Intelligence:  ★ ★ ★ ★ ☆ Speed:  ★ ★ ★ ☆ ☆ Agility:  ★ ★ ★ ☆ ☆ Attack:  ★ ★ ★ ☆ ☆ Defence: ★ ★ ★ ☆ ☆ Alastor Dreamweaver: Age: 31 Alastor can’t remember much of anything from before the accident. The doctors told him he was found in the debris of a collapsed building and had been in a coma for several weeks. He remembers his name, but nobody can find any information on him besides the basics on his birth certificate and old credit history, of which there is little. He’s trying to piece together his life and figure himself out again. There’s always the sense of something or somebody missing and that it’s all just on the tip of his consciousness. He’s discovered he’s an excellent artist and has been dabbling with it as a form of work.
Health: ★ ★ ★ ☆ ☆ Intelligence:  ★ ★ ★ ☆ ☆ Speed:  ★ ★ ★ ☆ ☆ Agility:  ★ ★ ★ ★ ☆  Attack:  ★ ☆ ☆ ☆ ☆ Defence: ★ ★ ☆ ☆ ☆ Dante Malachite: Age: 23 Rich kid with parent issues, Dante doesn’t do a whole lot of anything. Despite his father being worth a fortune, Dante has spent time living rough and been in and out of jail cells; usually for petty crime and nothing worth charging for. Generally he has a “fuck you” attitude with the world and is quick to temper, but he is slowly coming around to the idea of fighting for the underdogs of society instead of throwing everyone under the same bus.
Health: ★ ★ ★ ★ ☆ Intelligence:  ★ ★ ★ ★ ☆ Speed:  ★ ★ ★ ★ ★ Agility: ★ ★ ★ ★ ☆ Attack:  ★ ★ ★ ★ ☆ Defence: ★ ★ ★ ☆ ☆ Sheba Monarch: Age: 17 Sheba has been rich and privileged most of her life. She was captain of the cheer team at school, got good enough grades despite not being all that sensible, and was handed everything she ever really wanted without a quibble. Her parents tend to buy her off to make up for the lack of emotional support and general neglect, which Sheba is happy enough to accept. She never was that cuddly anyway. With her school years coming to a close though, she’s beginning to get nervous about where to go from there. 
Health: ★ ★ ★ ★ ★   Intelligence:  ★ ★ ☆ ☆ ☆ Speed:  ★ ★ ★ ☆ ☆ Agility:  ★ ★ ★ ★ ★ Attack:  ★ ★ ★ ☆ ☆ Defence: ★ ★ ☆ ☆ ☆
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