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#right now I could pick up (not for long) anyone around or under 150 pounds. also preferably not super taller than me but I think it’d work.

prorevenge · 4 years

Text

Won’t pick up your dog’s shit and then steal from me? Move out then.

So this happened at the last apartment complex I lived in. Sorry it’s so long.

My SO and I were renting a ground floor unit at a really nice apartment complex. I wouldn’t say it was a luxury apartment or anything but our ground floor unit had a little patio off the back that led out into a really nice court yard area with hammocks, a walking path, outdoor fireplace/seating area, etc. A lot of people walk their dogs out there or let their kids play out in the grass, including us.

We have a 1 year old cane corso, we got her when we’d been living in the unit for about 2.5 months and she was only 8 weeks at the time. She’s a really good dog and we trained her well. We could let her out to go potty and she’d come right back even if there were distractions/people/dogs out (we always stood on the patio and watched her anyways because our pet agreement said we couldn’t leave our dog unattended). Then we’d go pick up her poop right away if she pooped (also part of the pet agreement as I’m sure is standard at most apartment complexes). We kept a small step trash can outside specifically for her poop bags because we didn’t want to throw them away inside and the only outside trash cans were on the other side of the building (which i agree is super dumb). It really was a small trash can, like the kind you’d tuck into the bathroom between the toilet and the wall. We also had her poop bags hanging on our patio door handle for easy access so we didn’t have to hunt for them every time we needed them.

This lady and her kid moved in on the ground floor in our building, two units down from us. No biggie. We ran into her one day carrying in groceries and my SO held open the door for her. She seemed kind of Karen-ish but was polite and her kid (probably 10-11 years old) didn’t look up from his phone. Whatever that’s pretty typical of kids these days. They also had a dog, a little black and white fluffy thing super cute but not trained very well. Don’t know what kind of dog but it was much smaller than our already giant puppy.

After about two weeks or so, we realized that there were dog turds in the grass right off our patio. We found out the hard way because my boyfriend stepped in it the first time. Luckily he wasn’t barefoot. They were clearly not our dog’s turds as 1.) we always picked up her poop right after she went and 2.) they were very obviously from a small dog, not our 70 pound puppy. We’d been in the apartment about 7-8 months at that point and had never had an issue with this so we figured it was EM’s little dog. I wrote her a polite note that basically was like “Hey neighbor! We noticed that some of your dog’s poops aren’t being picked up and are right off our patio. Per the pet agreement we all have to sign, we all need to be picking up our own dog’s poop each time they go. I’m sure it was an accident and you just didn’t notice, so if you could make sure to do that going forward we’d appreciate it! -Your neighbors in (unit#)”

She wasn’t home so I slipped it under the door and went back to my apartment. A couple hours later this lady is banging on my door and gets really angry with me, insists that it couldn’t have been her dog and how dare I assume. I felt really bad and I apologized immediately, said I didn’t mean to offend her and it must have been someone else. She told me never to bother her with “crap like this again” and stormed off. I was like okaaaaayyyyy.

Not three days later, I was sitting on my patio with a book enjoying the cool weather when I see their little dog run out of their back door - no one with it - and it comes over to me. I said hello to the pup (bcuz I love pups) and then it took a shit right off patio, ran back home and scratched the door to be let in. I saw her kid slide the door open enough to let the dog in and then closed it again without coming outside to pick up the poop. I was annoyed because here I saw it with my own eyes that it WAS their dog and no one was even watching it when it was outside.

So I grabbed a poop bag, picked up the poop, wrote another less polite note about her kid neglecting to watch the dog or come to check if it had pooped/pick up after it, and dropped the poop bag and the note on their patio right by the door, then went back to my reading. EM was quicker to come by this time and stomped right up to me, waving the note around. Then stated that her kid was just a kid and probably just forgot to check. I said I didn’t care, her kid was old enough to stand outside for 3 minutes and come pick up the dog’s poop. She said well there’s no poop bags/trashcans on this side of the building and she didn’t feel comfortable making her kid walk all the way around the building for that. The next part is my own fault, in hindsight. I suggested she put a trash can like mine on her patio and leave their own poop bags handy like we do for our dog. She eyed our stuff, huffed some more, rolled her eyes, refused to do anything about the poop and walked off. At this point I was super annoyed.

I stalked my patio door for the next couple days as much as I could, just waiting. And sure enough on day 2 in the evening when I was about to give up, I see the puppy run outside towards my patio. I whipped out my phone, took some pictures of the dog outside alone (not allowed) and the dog pooping and then took another phone an hour later of the poop still there and time stamped all of them. Then I sent an email to the apartment office people who were always pretty nice and they responded quickly they would give her a warning about it.

And sure enough this lady comes back AGAIN, to get mad and yell at me about how petty I was to report them to the office and now they had a $150 fine for not picking up their dog poop. (It’s worth noting that these fines were rare. PooPrints were not used at this complex. In order for the office to fine someone for dog poop they had to have proof it was that specific tenants dog’s poop and that it wasn’t picked up. Hence the photos I’d taken and timestamped.) I told her that I had tried to be nice about it with her TWICE before and it was her own fault at that point for not abiding by the terms of the pet agreement we ALL had to sign (everyone who had a dog at least).

She went off about how she’s a single mom and she works during the day and her precious baby can’t be expected to pick up after their dog. I told her that a 10/11 year old was plenty old enough to pick up after a dog and that if they weren’t responsible enough then maybe the kid shouldn’t be letting the dog out at all and she should be the one to do it or maybe whoever is home with him should be looking after it. She got angry, told me I had no idea how to be a single mom, that her mom stays with him during the day and shouldn’t be expected to look after her kid and her dog and she stomped off again. I expected to hear more about it but I didn’t. (The ironic part is I AM a single mom; my kid isn’t my SO’s and I raised him alone for 2.5 years before I met my SO, so yes I do know how hard it is and I live 1000 miles from my closest family so I never even had the luxury of being able to have my mom watch my kid.)

Over the next couple of weeks we didn’t find anymore dog turds off our patio. But we did notice our poop bags were depleting and our trash can filling up way more quickly than usual. I had my suspicions and wanted to test it. We had recently bought some small security cameras for inside of our apartment for different reasons and I had my boyfriend set one up outside on the patio. We faced it where it could see our door and trash can but didn’t point to the rest of the court yard or other people’s units (we respect privacy around here).

Sure enough the same evening my boyfriend set it up, I see the kid walk onto our patio, take a poop bag, walk out of frame, and then come back to throw it in our trash can. Okay. Now I’m PISSED but also not trying to fight this lady or her kid. So I moved the poop bags to the inside door handle. It’s a glass door so you can still see them but we always lock our sliding door.

Next morning, I hear someone knocking on the back patio door and I go to see her kid standing there looking annoyed. I didn’t open the door I just spoke loudly enough to ask what did he need. He demanded a poop bag for his dog’s poop. I said I’m sorry but these are our poop bags for our dog and they weren’t free for anyone else to use. The apartment provides poop bags in a dispenser near the trash can on the other side of the building. Kid started demanding a poop bag, saying his mom told him he could use ours, slapping his hands on the glass a few times (trying to scare me? yes I’m so terrified of a ten year old boy...), and finally screaming at me that he’s telling his mother on me. I said fine go ahead I’ll tell her the same thing. Sure enough, a few minutes later his mom is standing on my patio also demanding a poop bag for her dog’s poop. I denied her a bag and asked her to please step off of my patio as she was making me feel unsafe and uncomfortable (my SO wasn’t home). She told me I was a bratty child (I’m 24...) and she demanded I let her use my poop bags as I had already told her she could before. I said no, I told you to get some yourself and do what I do - keep them close by and put your own trash can on your own patio - not use the bags I buy with my own money for my own dog and then fill up my tiny trash can with your dog’s poop. I pointed out she could use a plastic shopping bag if she didn’t want to buy her own poop bags or she could use the bags the complex provided on the other side of the building. She kept going off on me and I finally told her if she didn’t leave my patio I’d call the police as she was harassing me (the apartment office was closed on Sundays and of course it was Sunday). She acted like she was going to call my bluff but then my boyfriend got home and walked up behind me to ask what was going on and she ended up dragging her kid away - again, leaving the poop in the grass off my patio.

So once she was gone, I took ANOTHER timestamped picture of the dog poop, downloaded the footage from my security camera of her kid stealing my poop bags and throwing them in my trash can and the footage from them that morning yelling at me and demanding my bags and my denying them and emailed all of it to the apartment management. I told them that she made me feel unsafe and uncomfortable in my own home, that she and her child felt entitled to come onto my patio and take my belongings. I also went outside, picked up her dog’s poop, looked in the trash can on my patio and pulled out the bags with her dog’s poop (they were significantly smaller than my dog’s poops as I’m sure any dog owners could tell the difference in poops of a 12lb dog vs a 70lb dog). I went and opened all the bags and dumped the poops straight on her patio right outside the door.

On Monday, I heard back from the office lady who said she would take care of it. By Friday, there was a moving truck and the lady and her kid were moving out. Pretty sure they were evicted or at the very least urged to move before a formal eviction process was initiated. After talking to some of our other, much friendlier neighbors, it turns out we weren’t the only ones who had been complaining about her. They’d only lived in the complex for like 2-3 months before they made so many enemies they were kicked out.

Sometimes I think I should feel bad for playing a part in them getting evicted but honestly I can’t bring myself to feel guilty about it. Not my fault she was a lazy entitled bitch who couldn’t even be assed to get a shopping bag to pick up her dog’s shit. I never heard from her about the turds I dropped on her patio but I like to think she stepped in them without looking and knew better than to come bitch to me about it.

sorrynotsorry

(Also, I’m sure they were given more than a week to vacate as those are the tenancy laws here but she packed up and left like a bat out of hell. Guess she didn’t want to stay somewhere she was clearly seen as an enemy... I don’t know for sure that she was evicted or if she was just asked to leave or abide by the lease or what. Office can’t give out that type of info and she and I weren’t exactly on speaking terms for her to give me the scoop about it.)

TLDR; Entitled mom lets her dog shit wherever it wants without cleaning it, I tell her to pick up her dog’s shits or make her kid do it, she refuses, gets a fine from the apartment complex after I send them pics of her dog unattended and the poop not being picked up. She starts letting her kid steal my supplies from my patio, I send video footage and photos to the management and they end up being kicked out of the complex.

(source) story by (/u/MotherhoodEst2017)

#prorevenge #by /u/MotherhoodEst2017 #pro revenge #revenge stories #pro revenge stories #pro #revenge #last10

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ironwoman359 · 4 years

Note

When one character doesn’t realize they’ve been accepted into the family/think of themselves as outsides, until they get hurt and everyone takes shifts watching over them and taking care of them and One taking punishment for the whole group with Logan?

Content warnings: homophobia, implied use of the f-slur, fighting, being beaten, bruises, bleeding, cursing, let me know if I need to add anything else!

—

Logan was used to ignoring assholes on the street. He himself had always attracted a fair bit of attention, with his bright blue hair, multiple piercings, and aggressively spiked clothing. Since he’d moved to a new school and started tagging along with the small band of punks who attended, all of whom had their own unique, out there styles, the sneers and jabbing words had only gotten worse.

However, Logan also was not stupid. While he was more than ready to throw down verbally at anyone who tried to “put him in his place” and physically with someone who just couldn’t let it go, he was aware of his own limits. At just under 5'8" and barely 150 pounds, he knew that some wars were better left fought on the intellectual battleground, or not at all.

The three guys in the alley had been big. He shouldn’t have gone back. If he were honest with himself, he couldn’t even articulate why he had. Despite his seemingly sweet exterior, Patton himself was nonetheless quite used to harassment over his presentation; Logan was under no illusions about needing to defend the pastel punk’s honor.

But then that word had fallen from the thug’s lips, and Logan saw the way Patton flinched and balled the edges of his pink skirt in his fists, and in that moment, all of Logan’s logic went out the window.

The fight didn’t last long; even with the switchblade Logan carried on him at all times, he was hopelessly outmatched.

Before he knew it, he was lying on his side in the alley, each breath he took sending pain shooting across his ribs. The blood trickling from his freshly split lip tickled his chin, but he couldn’t muster up the energy to wipe it away. If he were perfectly honest, he’d be content to just lie down here in this nice, dark, cool alley and take a nap…

Yes, a nap sounded lovely right now. But before he could let his eyes close, he saw 3 blurry figures moving towards him. Perhaps that gang had come back for another bout of fun. He really shouldn’t have picked a fight with them, but there wasn’t much he could do about that now.

Logan suddenly decided that he didn’t much want to be conscious for the second round of beating, and he let his mind slip away into oblivion.

…

“Be gentle, Princey, we don’t know how bad his ribs are!”

“I know, Emo Knightmare, this isn’t the first time I’ve had to patch one of you dolts up after a fight, remember?”

“Guys, wait, I think he’s waking up. Logan? Kiddo, can you hear me?”

Logan groaned, cracking one eyelid open. He was lying flat on his back with something cold pressed against his left eye, which after a quick test, Logan determined to be swollen shut. For some reason, his shirt was off, and Roman and Virgil were leaning over his chest, their quiet bickering falling away as he stirred. A first aid kit was open at Virgil’s feet and Roman was holding a bundle of gauze in one hand.

“W-what…” he croaked, but Patton, who Logan realized was holding an ice pack up against his face for him, made a shushing sound.

“Take it easy, Logan don’t push yourself, okay?”

“You really took a pounding, man,” Virgil said in what most would assume was a nonchalant tone, but that Logan could hear the undercurrent of worry in. “This is typically where you say ‘you should see the other guy’ but, uh, I did. And I gotta say, I don’t think you won this one.”

“Astute observation,” Logan grunted, allowing Patton to push his head back against his pillow. “You really don’t need to bother with all that,” he added, looking to Roman and nodding at the gauze in his hand. “I have my own medical supplies at home, I would have been perfectly capable of patching myself up.”

The three punks stared at him like he’d grown a second head, and Logan blinked.

“What did I sa-”

“Don’t be ridiculous, Nutty Professor,” Roman interrupted. “We’d never leave one of our own to fend for themselves. What do you take us for, petty thugs?”

Logan fell silent again, and Patton adjusted the ice pack against his face, frowning down at him.

“Lo, honey? Are you okay?”

“Yes,” he said quickly, not wishing to cause Patton even more distress today. “I just simply…” he paused, uncharacteristically unsure of his words.

“You what, L?” Virgil asked, and Logan shifted, looking away from the three of them.

“I was not aware that you considered me one of your own, as you put it, Roman.”

“Oh, Lo honey…” Patton sounded absolutely heartbroken, and Logan got the feeling that he was the worst person on the planet for making Patton feel that way. “Of course you’re one of us…you’re part of our famILY!”

“Us freaks gotta stick together,” Virgil agreed, a small smile on his face. “Dealing with all of your problems alone isn’t very punk rock of you, you know.”

“I, that is, I-” Logan was not enjoying this new phenomenon of not being able to find his words around the others, and Roman chuckled.

“I gotta say, if I knew telling him to his face that he was wanted would be enough to make him speechless, I’d have done it ages ago.”

“Roman!” Patton chided, and Roman held up his hands.

“I’m kidding, I’m kidding! But…seriously, Specs,” he added, his voice going soft. “You are wanted. And if you think you can go and get beat up by a bunch of homophobic assholes without us hovering over you while you get better? You’ve got another thing coming.”

Logan took a breath to speak but hissed in pain instead, one hand flying to his chest.

“Okay, enough chatter, this is gonna suck, but we need to figure out if any of your ribs are broken, got it L?” Virgil asked, and Logan nodded.

The three of them went back to their first aid efforts, and Logan let his head fall back against the pillow, distantly aware of Patton running fingers through his hair. As his eyes drifted closed again, he found that he actually wanted to believe what they were saying. The part of him that longed for companionship, the part he’d tried to repress for so long was rising to the front of his mind, but instead of pushing it away like normal, Logan let it surface and drink in their words.

It was a dangerous thing, hope. But as he drifted off to sleep to the sound of Roman and Virgil resuming their quiet banter and Patton’s soft humming, he decided that for once, it was worth it.

#sanders sides #logan sanders #patton sanders #virgil sanders #roman sanders #punk!sides #punk!logan #whump prompts #ts fanfic #my writing #longpost #long post #asks and answers #homophobia tw #violence tw

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littleredroseonthevalley · 4 years

Text

Dwell Time

Summary: Demobilisation was always a difficult occasion for Oliver. He had no-one to return to. This time, it might be different.

Rating: K+ - Suitable for more mature childen, 9 years and older, with minor action violence without serious injury. May contain mild coarse language. Should not contain any adult themes.

Words: 2900

Notes: I rarely do AUs. It’s not really my métier. Let’s see how that’ll turn out.

Oliver always dreaded the moment they walked off the plane. He has done this many times before, but it always made him anxious and sad.

As the Captain announced the impending landing at London Heathrow, the knots in his stomach twisted just a bit tighter. He had to take a deep, cleansing breath to loosen those knots and the tense set of his shoulders.

He knew they would receive a hero's welcome. There was always cheering and gratitude when soldiers returned home from deployment from overjoyed family members and well-wishers. This time they had been gone for two years, and many of his crewmates were preparing to meet their children or new family members. The air was thick with excitement, it was nice.

No, that part was okay with Oliver. The respectful faces of every one present lifted his spirits. All those people made him feel like he was doing something right in his life; that he was making a difference in the world. Or at least the lives of his brothers and sisters in arms.

What really got to him was the moment that all the families converged and the care was palpable. He was happy for his unit, everyone made it back and was embracing their loved ones, but he was also envious. There was never anyone waiting for Oliver. The loneliness never seemed so bad until you are the only one standing alone amid joyous shouts and tears of happiness without someone to pick you up from the airport.

Born to an aristocratic family from Dorset, his mother died when he was three and his father never really cared for his child. As soon as he was able, Lord Cochrane shipped his son to Gordonstoun, and he could count on one hand the times they met ever since. Surrounded by the who’s who of British society, he could not find himself and never had many friends growing up. An orphan and a natural loner, he only relied on himself.

Oliver learned early in life that others were only out for themselves. Under the oppressive atmosphere at the boarding school and the deceiving colleagues, he kept to himself, watched his back after that and spent his time with his books and learning. He was not going to be stuck in that hell forever; he vowed to get out.

After being shown the door on his 18th birthday and high school graduation, before he could even take the train back to southern England, Oliver took a chance on himself at an enlistment booth in Aberdeen.

He signed his life away on the dotted line and had been a soldier ever since. He finally learned what it was to rely on others and have them believe and rely on you. Every minute of every day during basic training, Oliver's thought processes were being rewired.

Gone was the "I look out for only me" mentality. In its place was the “We look out for each other" mantra. Every training exercise was focused on making the unit work together. Hell Week was 7 days of being in the field with a 150 pound pack and miles of running every day. Oliver finally saw how much his unit had become the brothers and sisters he never had when on the last leg of their journey, he took a bad fall and could not walk without support. They all gladly helped him the last few miles to camp and razzed him to keep his spirits up. It was humbling and he never took it for granted.

His current rank was Captain and he was in the field wherever his brothers were. Oliver had a sharp mind and was exceptional at raw data analysis. At least that is what the army called it. Oliver just always trusted his gut; that undefinable knowing that something was right or wrong.

This aptitude developed as the bearings of a very mischievous, observant child. Oliver always knew the best ways to get in and out of trouble. He took pride in getting all his guys home after every tour.

Back to the present, he felt an acute ache in his heart for what he saw all around him. Fathers, children, mothers, lovers, overjoyed to see their significant others, as they walked out to thunderous applause. He could feel his world shrinking again. Just like that, he was back to his childhood of watching from the side-lines, aching for the day it was his turn.

Oliver paused to send up a quick prayer of gratitude and watched the reunions. His friend Charlie was kissing her bride. They had been married a few weeks before the unit got the orders to go. He knew she would give him a ride to where he would be staying or invite him to a welcome home barbeque at her in-laws. Oliver definitely did not want to intrude on their reunion, though. They may have been married a couple years now, but they were definitively still newlyweds.

His other friend Edward was seeing his baby boy for the first time in the flesh. His girlfriend, Patricia, had found out she was pregnant a couple months after they were shipped out.

Times like these made him feel so alone, even in a crowded airport. It seemed like he would always be alone.

Well, alone in the sense of having that permanent home in another's soul anyway. At 1,90m tall, with short, slightly curly, golden blonde hair and green eyes, Oliver was never lonely for a bed partner. His posh English accent was just icing on the cake. It was all fun and games, but, in the end, he wanted more than just Miss Right Now.

Oliver took a deep breath and pushed away those thoughts. There was no use dwelling on it, as it would not change anything. He turned around to head towards the exit, hoping to avoid the others catching up with him and giving him that pitiful look and offers that would end with him being a third wheel.

He drew up short as he almost ran over a sprite looking up at him in concentration. The little thing surely had something on her mind. She was just a cute little girl, with fair skin, turquoise blue eyes, and a distinctively long and red mane of ginger hair. She could only be three or four at the oldest. Oliver looked around for her parents before kneeling down in front of the little angel.

"Well now, what do we have here? What's your name, honey?" He said with an assuring small smile on his face.

Snapping out of her daze, the girl stood up straight and saluted Oliver before saying, "Daisy Kinsey, sir. Thank you for your service. What's your rank? You don't have the same stars as Grampy. Do you know my Grampy? His name is Admiral Kinsey, but I calls him Grampy. He's in the army too, but he don't live around here. I'm going on a plane to sees him."

"At ease, little soldier. Captain Oliver Cochrane at your service." A slightly stunned Oliver replied holding out his hand. It definitely was not every day a child that young knew about the ranks and stars. Maybe she was not a young as she looked. "Are you here with your Grampy?"

Daisy was about to reply when they heard a distraught feminine voice franticly hollering out for her. Scooping her up as he stood, Oliver looked around for the voice.

"Sounds like someone's looking for you, Daisy. Did you run off from your mummy?"

"I saws all the blacks and the caps and I thought Grampy was here." Daisy said, letting out a long-suffering sigh. Weren't grown-ups supposed to be smart?

Hearing the voice again, he combed the crowd, weaving his way through stragglers rushing to make their planes, trying to pin point the direction from which it was coming. Daisy hollered out “Mummy!” as a gaunt, tall, blonde woman impeccably dressed stepped into Oliver's line of sight. The frantic look on her face confirmed she was looking for her lost child.

Oliver's breath caught as he locked eyes on her face for the first time. The woman was a grown-up version of the child, but with blonde flowing hair, instead of red and curly. The little girl must have taken after her mummy.

There was just something about the woman that made you want to protect her, to be with her. Maybe it was her smiley expression or her aura that screamed inherent goodness. There was a genuine look of kindness in her eyes. There was also a fierceness in her eyes that dared anyone to try to protect her. She was definitely the type that could look after herself.

Oliver saw her let out a sigh of relief when she saw them approach.

"Daisy Kinsey! What were you thinking, you silly girl?! You’ll give me a stroke running like that on a busy airport! Mummy was going crazy with worry!" A smooth alto voice cried while reaching up to cover the child with kisses as she clung to Oliver's neck.

"I'm sorry Mummy. I saws the blacks and thought Grampy was here. Then I saw Capt'n Oliver all alone and wanted to give him hugs and kisses to welcome him home!" Looking back at Oliver, Daisy continued. "Grampy says I gives the best hugs and kisses and it makes up for him being gone and alone all the time. I gives him lots of love when I see him, so he has left overs saved up when he leaves again."

Daisy finished her story with a heartfelt hug and a big smacking kiss to Oliver's cheek. His heart squeezed in his chest as he gave her a tight hug in return and kissed her forehead.

Meeting the lady's eyes, he could see she was a little teary. Oliver was truly hoping it worked that way. He would need that extra love saved up when he finally went on his way.

"Well now, that definitely the best welcome home I've ever had." Stretching his hand forward for Daisy's mom to shake. "Captain Oliver Cochrane, madam."

"Penelope Kinsey, but please call me Penny. Welcome home Captain. Thank you for your service and for bringing Daisy back. I'm sorry if she interrupted anything."

As Penny shook Oliver's hand, he felt a warmth spread through his chest. He noticed she did not have on a ring nor a tan line on her finger. Here is to hoping she did not have anyone waiting for her either.

"Not at all, ma'am. As she said, I was alone. Just about to head out when I noticed this little flower." He replied as the earlier loneliness tried to push back the warmth he was feeling.

Penny frowned at the thought of a soldier returning home with no one to receive him. Her dad would take off on deployment often when she was a kid, and so she knew how much it meant to her father when she was there to welcome him, and even now with Daisy, upon his return.

General Kinsey always told his daughter that she was the reason he always came home and the light in her eyes when she saw him for the first time after a mission or any trip was worth everything he went through. He would do it a thousand times to get back to his little girl and feel the unconditional love of his youngest child.

It hurt her heart to think of any soldier not having that feeling when he returned home.

She wondered what his story was because surely, he had someone waiting at home. Just from his looks alone, Penny was sure that Oliver could have any woman he wanted. Add in the fact that he's a soldier; just about every woman loves a man in uniform. Many men do too, for that matter.

The biggest thing for her was his green eyes. Something about them were familiar, homely, about them, they were the eyes of someone she wanted to hold in her arms and take the pain away. Yes, she could see that he had lived through some tough things; being a soldier was almost a guarantee for that. Mostly though, Penny could see that this man had a great amount of love in his heart to give, and a thirst to receive it. How could a man with all those great things about him be alone?

"Alone? Surely you have some family or friends that came to pick you up?"

Dropping his head slightly and giving a small shake, trying not to let the melancholy feeling take hold, Oliver replied, "No, Ms. Kinsey. No family or friends, except for those having their own reunions."

Feeling horrible for her mouth running away with her and sad that he truly did not have someone waiting, Penny laid her hand gently on his arm. "I'm sorry Oliver. I didn't mean to overstep. I'm glad Daisy found you."

Without overthinking it too much, she stepped forward to hug him, quietly welcoming him home. Oliver hugged Penny back with his free arm, marvelling at the feeling the flower and the angel in his arms gave him. It was unlike anything he had ever felt.

"Have dinner with us." She blurted out pulling way at last.

Penny's breathe caught, not believing she was brave enough to ask. She might be brave enough to go into stage or to perform her family’s social duties in London with her mother, but in real life, without costumes or make-up or strict rules, she was actually very shy. Her face and neck flushed a deep rose pink as her eyes hit the floor.

"Have dinner with us and I'll drop you off where ever you need to go. My treat! I mean if you want to. I swear that I'm not crazy. I never do this, but everyone should have someone to pick them up from the airport. So, let me give you a ride, at least. I mean if you need it and don't have plans."

She's adorable. Oliver thought startling himself because he had never thought that word about anything, let alone a woman, but it was true. Penny was adorable as she rambled on, pink faced and shy.

"Yes! Come with us Capt'n, please? We can go to the Fortress like we always do with Grampy. Can't we Mummy? Are we still going to see Grampy? I thoughts we was riding on the plane to go see him? Can I get chicken tenders with fries and ice cream for dessert, Mummy?" Daisy asked excitedly, a wide smile lighting her face.

Laughing at the look on Oliver's face from all the questions, Penny patiently answered Daisy. "We can go to a greasy spoon if that's okay with Oliver, but he's our guest so he gets to choose. He's been away from home for a while, so he may want to have dinner at his favourite restaurant. As for seeing Grampy, his flight got cancelled. We're not going to see the plane today, but we’ll get to stay in London for a few more days. And yes, if you want chicken tenders with fries that's fine. We'll see about ice cream. Maybe if you're a good girl, okay?"

"I always a good girl, Mummy. So Capt'n, please?" Daisy begged, pulling out the doe eyes and pouty lips.

It is a look her Grampy could never resist, which she used to her full advantage for lots of ice cream and candy. Daisy gave her Grampy lots of love and he gave her the loot. She thought it was a fair trade.

Oliver just smirked at her pitiful little face as he listened to them. Again, he thought they were adorable. He knew he was not about to turn down an offer to spend more time with them.

He was drawn to mother and child. Oliver wanted to know them, plain and simple.

"If you're sure it wouldn't be an imposition Penny, I'd be much obliged for the ride and company for dinner. I don’t really have a favourite restaurant, but I could definitely go for some English food. Besides, I think I need another hug from little flower over here." He finally replied, tickling Daisy's belly and laughing as she giggled.

"It's my treat, though. We can't have the little flower reporting back to the Admiral Kinsey that I was anything less than a gentleman." Oliver added with a tilt of a smile on his lips.

Feeling like fate finally shined down on them and that their lives were turning the page to a much more exciting chapter, Penny bravely intertwined their fingers.

Smiling up at him shyly, she said, "Let's get going, then. Tables at the Fortress fill up fast."

Oliver's smile was a mile wide as they walked through the thinning crowd of soldiers and their families. He had a feeling this was the last time he ever had to feel the loneliness that always tainted his returns.

He did not know what he was headed towards. He only knew was that it was a better place than he was coming from. If there was one thing Oliver had learned over his thirty-something years on God’s green earth, it was to trust his gut, and he had a good feeling about this.

DS Masterlist

#distant shores #oliver cochrane

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kohanayaki · 5 years

Text

Caught in the Middle (Steve Harrington x Reader x Billy Hargrove) Ch 4

Links: Ch 1 Ch 2 Ch 3 Ch 4 Ch 5 Ch 6 Ch 7

_____________________________________________________

Ch 4 .:A Date?:.

Sunlight streamed in through your window, ribbons of light cascading across your bed sheets. You could hear the faint sound of birds chirping as the morning greeted you.

And you felt like complete and utter shit.

You groaned, your head pounding, as you tried to block out some of the light with your pillow. You'd gotten home last night at 2:00 on the dot, feeling fine. In fact, you even caught up on some homework before you went to sleep. Now you just felt like you'd been hit by a truck.

You looked over at the time, reluctantly getting out of bed when you saw how late in the morning it was. The kids were biking over in half an hour to go to the mall and you looked like hell.

You padded down the hallway, mustering up a weak laugh when you saw your brother passed out in his room, knowing he'd probably wake up to the same fate as you.

As you made your way downstairs the smell of breakfast food made your stomach rumble on instinct. You were 'hydrated' plenty last night, but there wasn't much actual food. Your eyes lit up as you rounded the corner and saw your dad plating up some eggs, bacon, and pancakes. He grinned as he saw you, setting the plate down on the table in front of you.

“And how is my daughter doing this fine morning?” he asked, already knowing the answer.

“Swell,” you said sarcastically.

He laughed, walking over to the cabinet to get you some Tylenol and a glass of water.

“Trust me, I know the feeling,” he said, “I can't really say anything on this one, I'd be lying if I said I haven't done worse when I was your age. That hangover is punishment enough. Just drink water throughout the day, and go on and eat something greasy while you're at the mall too. But get your blood sugar up right now, I don't want you back in that car until your head's clear, you understand?”

“Will do,” you said, already stuffing your face, “Thanks, dad.”

“You're welcome,” he smiled, “Love you, drive safe.”

“Love you too,” you said through a mouthful of bacon.

As he retreated back into his office you savored the taste of the feast he made for you. You smiled fondly as you did. Your dad didn't really cook until he became a single parent. When he took on the full responsibility of raising you and your brother, he tried his best to fill your mom's role, following the old recipe books she'd left behind. His first attempts were a general health hazard, but as time went on he actually turned out to be a great cook.

The sudden ringing of bicycle bells outside your house made you scarf down the rest of your plate, snatching your car keys off the table.

You opened the front door to see the whole gang waiting for you.

“I swear, the only time you guys are on time for anything is when you're leeching off of me,” you said, unlocking the car and leaving them to figure out the seating.

“You know us so well,” Dustin said, hopping into the shotgun seat before anyone else could take it.

“I forgot to ask earlier, but how was that summer camp you went to, Dustin?” you asked, turning on the engine.

“It was so cool,” he beamed, “Our counselor taught us how to make all kinds of inventions. I made a self-nailing hammer, a wind powered clock, and a radio tower so I can talk to my girlfriend whenever I want since her parents monitor her phone calls.”

“Girlfriend?” you turned to look at him. He smiled back at you, bright as anything.

“Yeah, we were surprised too,” Max said from the back.

“Although we're not sure she actually exists,” Mike chimed in, “Apparently she's as hot as Phoebe Cates.”

“Hotter than Phoebe Cates,” Dustin corrected, “And she's a genius too.”

“Riiight,” Lucas said.

“Well I think she sounds great, Dusty,” you said, “It's pretty romantic you built that radio tower just to talk to her.”

“It's the strongest communications network in Hawkins across 150 channels,” he said proudly.

“Well, that's certainly impressive,” you grinned, ruffling his hair.

Soon you pulled up to one of the many entrances to the mall, stopping at the curb.

“Well, this is your stop, guys,” you said, “What are you gonna see?”

“The Stuff,” Mike said excitedly.

“Isn't that rated R?” you questioned, a brow raised.

All of them looked at each other, slightly panicked.

“Well, we'll see you later, (Y/n)!” Lucas said, flinging open the back door and getting out as fast as he could. Everyone else quickly fled after him, running towards the theater. You shook your head. They got themselves into a lot of shenanigans, but admittedly you were the one instigating it most of the time when you were younger, even if you were the babysitter.

However, as soon as the kids left for the movie you were painfully reminded of the throbbing headache you had. You groaned as one of the strobe lights around the movie theater glared in your face, not helping matters in the slightest.

You knew eating a bunch of greasy food technically didn't do anything for a hangover, but it sure made you feel a hell of a lot better emotionally. With that in mind you decided to walk over to the Burger Chef located inside the mall for a little pick me up.

Luckily for you there wasn't much of a line. Only a few people were scattered around the seating area at the food court. You were looking over the menu hanging on the wall when a familiar voice broke your train of thought.

“(Y/n)?”

You looked around at the sound of your name to see Steve looking back at you, just as surprised.

“Hey,” you said. You took a moment to look over him. He looked just as awful as you did, if you were honest. The deep-set bags under his tired eyes aged him an eternity, and he looked a bit green as well.

“You too, huh?” You bit back a grin as you gave him a short laugh through your nose.

“Yeah,” he admitted, “In hind sight I probably shouldn't have mixed liquors, but hey, there's nothing I can do about it now. Figured some fries might help.”

“They always do,” you said, “What are you doing here, anyways? Aren't you on your shift at Scoops?” You noticed he was still in his work uniform.

“Lunch break,” he explained, “I don't really have long, but we can grab a table if you want.”

“I'd like that,” you smiled.

Steve was a little surprised at his own forwardness. Apparently he was hungover enough to not overthink everything that came out of his mouth. However he was even even more surprised at you agreeing to sit down with him. He didn't know why his brain was making such a big deal out of this; you ate lunch with him every day and hung out together all the time, but then again that was also including a group of other people. You and Steve had never really spent time together when it was just the two of you, except for when you iced his busted face after the basketball stunt, which hardly counted as a first date.

He felt uncharacteristically nervous as he slid into the booth next to you. A year ago he would have been pulling out all the stops to make you his, but now he just wasn't so sure anymore. He was never afraid of rejection before, but when he thought of you as the one rejecting him he figured it would be better to not say anything at all.

'Get yourself together,' Steve thought to himself, 'It's just lunch with a friend. Friends do that!'

“Penny for your thoughts, Popeye?” you said, flicking the fabric of his sailor hat.

“Huh?” Steve said, snapping out of it, “Oh, nothing, just, uh. . .” he quickly picked up a menu, hoping to cover the majority of his reddening face with it, “Looking at the XXL Supreme. 2Lb beef patty with bbq sauce, ranch, fried pickles, beer cheese and. . . yeah, that sounds pretty gross.”

“I'll probably stick to a regular burger,” you laughed, glancing at the menu over his shoulder.

You were so close he could feel the heat coming off your body and smell the sweet scent of your perfume. He scolded himself for being so weak, forcing himself to concentrate only on the food.

Right at that moment a waiter strolled up to you, writing pad in hand.

“Hi. Welcome to Burger Chef,” he said, sounding just as dead inside as he looked, “How may I serve you today?”

“A double patty melt with cheddar,” Steve said, “And a coke, please.”

“I'm trying to decide between-” you stopped yourself as you looked up, staring at the waiter. You thought he looked familiar and it was then that you realized he was one of the guys that bullied your brother in middle school. Your eyes narrowed as you recalled how he and his friends cut the strings on Kyle's guitar when he brought it to school one day.

You saw a flash of recognition in his eyes and your lips curved upwards.

“The classic burger, simple,” you said, the fakest smile you could muster on your face, “But on a sesame bun instead of the brioche, no mayo, extra mustard, add caramelized onions and extra cheese, and don't forget the pickles. If you could add shredded lettuce instead of the whole leaf that'd be great. Oh, and a Neapolitan shake with chocolate syrup and no whipped cream.”

“We don't have a Neapolitan shake,” he said irritably and slightly panicked, trying to write everything down.

“Well I heard in your commercial if you just ask, an employee would be happy to mix any of the milkshake flavors together,” you said, your smirk widening. What could you say? Being a bitch was fun sometimes- especially when the person on the receiving end was a total dickhead.

“Coming right up,” the waiter said through his teeth.

Steve looked between the two of you before the waiter stormed off to the kitchen window, slamming his hand down on the bell with more force than necessary.

“So, what'd he do?” Steve chuckled.

“Bullied my brother really bad in school,” you said, “What goes around comes around, though. In a few years Kyle will be off to LA to start touring with his band and this guy will still be here covered in fry grease wearing a burger shaped hat.”

“Well I hope that's not my fate,” Steve said, only half joking as he took his uniform hat off, twirling it in his hands.

You could tell even though he tried to hide behind the humor it was something he really was concerned about.

“Hey, don't worry about it,” you said, nudging his shoulder lightly, “You're not an asshole. . . anymore.”

You managed to get a laugh out of him at the end and you smiled, glad you were at least able to cheer him up some.

“Seriously, though, it's fine to not know what you want to do with your life yet,” you said, “Hell, I know grown ass men who still don't know what they're doing. You don't have to go to some fancy college to do something great.”

Steve looked at you, thinking over your words. He thought it was crazy how you were his age but you were so much more mature and optimistic than he was. The way you thought was unlike anyone he's met before in Hawkins, and it only further intensified his wanting to get to know you.

“Thanks, (Y/n),” he smiled.

Meanwhile, your little crew of gremlins had finished their film, now making their way to the food court for lunch.

“What do you think The Stuff tastes like?” Lucas asked to no one in particular.

“I bet it's like Betty Crocker frosting,” Dustin said dreamily.

“Um can we not talk about how sentient parasitic goo tastes? Because we're literally about to go eat,” Max said.

Suddenly Dustin stopped in his tracks, making Will run into his back.

“Dustin, what the hell?” Mike said, screeching to a halt before he could collide with Will.

“No way,” Dustin said, staring far off some place the others couldn't see.

“What's wrong?” El asked, confused.

Dustin pulled his friends behind the shrubbery next to the fountain, ducking in the cover as he peeked his head out slightly.

“They're on a date!” Dustin said, a little too loudly. He ignored the stares he got from passersby as he continued to watch you and Steve laugh over your burgers in your shared booth.

“(Y/n) and Steve?” Mike said, “I thought he was still hung up over Nancy breaking up with him.”

“Well clearly the man's moved on,” Lucas said.

Max rolled her eyes, hitting him on the arm.

“Ow!” Lucas exclaimed, turning to her, “What was that for?”

“Just because a guy and a girl are hanging out doesn't mean it's a 'date',” she pointed out, “Maybe they're just good friends. I've seen them around each other a lot at school.”

“I think he finally worked up the courage to ask her out for real,” Dustin started theorizing, ignoring Max completely.

“What do you mean for real?” Will asked.

“It's so obvious he's into her but he's scared of striking out,” Dustin said, “That whole Nancy situation really struck a blow to his self confidence.”

Mike tried to get a better look at what you two were doing, leaning over El's shoulder and squinting at the burger place. Suddenly his footing slipped from under him as he accidentally took a step on the wet tile near the fountain and fell on his ass into a bush.

“Shit!”

You and Steve stopped eating your burgers and turned around at the sudden noise, but saw nothing but a ruffle in the plants nearby.

“That was weird,” you said, looking around.

“Yeah,” Steve said, “Well, it's bear season, you never know when they'll sneak up on you.”

You laughed at that, the sound making Steve's heart flutter. He loved your laugh, even more so when he knew he was the cause of it.

Suddenly Steve remembered his shift was probably starting, his lunch break was less than an hour long.

“Shit, I should've been back ten minutes ago,” Steve said, looking down at his watch, “My shift already started.”

“Oh, sorry,” you said, “I didn't mean for this to go on for so long.”

Steve looked surprised, shaking his head vigorously.

“No, no, I liked it,” he said, not fully registering how the sentence sounded out loud until your cheeks flushed.

“I-I mean-”

“I get it,” you laughed softly, “I liked it too.”

Steve felt like his heart was just shot through with cupid's arrow as you smiled up at him and offered to walk him back to Scoops. He hadn't felt this way since Nancy. After she broke his heart he was convinced he would never get over her, but now you were here, occupying all the free space in his mind despite only knowing you for a short while. What the hell was going on with him?

His mental debate came to an unceremonious stop when he realized you were already in front of the ice cream shop.

Steve turned to you and did his best to sound indifferent. He had a really good time, but he didn't know if you felt the same way.

“Well, I better get back to it,” he said, clearing his throat awkwardly, “You know, suit up, sling ice cream, appease the masses-”

“We should do this again sometime,” you said, effectively flipping the 'off' switch on his rambling.

Steve seemed to freeze in this plane of existence, staring at you with wide eyes.

“Yeah! I mean, that's what I was gonna ask you, but I didn't know if you wanted to, and. . .” he trailed off, kicking himself again.

'When you talk you just make it worse,' he mentally scolded himself.

You laughed a bit at his flushed face.

'Adorable,' you thought. For being the former king of Hawkins High, he was still a giant dork.

“Well I'll definitely see you around this time, then,” you smiled, reminded of your first day back. Things were different between you two now, but that wasn't a bad thing at all.

You walked out of Scoops Ahoy feeling lighter, a smile on your face and your headache long forgotten. With your disastrous dating history, maybe Steve Harrington was the kind of guy who could be good for you right now.

The very thought made you feel giddy inside, but as you said yourself before, life had a funny way of changing your plans completely.

Read Chapter 5 here!

Taglist: @in-my-dreams-2000 @ggclarissa @iris1697 @5sosxgrethan @ohnoniella @sarcasticalphaofthelooserspack @aspiring-fangirls-world @wow-im-so-tired @hopesxxhigh @justanothercrazyassfangirl @too-many-lanes @whimsylavender @bish-ima-clown @amarachoren @mosiacbrokenheartstf @mcuvlxgs @xapham @metuel18 @immirandaq @nellaphine @multi-madison @gingertalksshit @jojo-buttercup @kyberhearts @mvdelaine @minnie-marvel @caitlin-rose28 @zandaleekrz @r3inventedd @void-fire-rose @macymafia @wanna-be-idle @newtsshelbys @kimmydespell @weyheyokay @r4ttusr4ttus @cynthianokamaria

#stranger things #stranger things x reader #steve harrington x reader #billy hargove x reader #steve harrington #Billy Hargrove #reader insert #love triangle #stranger things season 3 #mike wheeler #dustin henderson #Lucas Sinclair #Max Mayfield #will byers #jim hopper #original characters

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the-writing-dump-bin · 5 years

Note

You knew I’d pop up here lol. For your 150 followers event, congrats by the way, I was wanting to request Jotaro with prompts 15 and 17. If it could be nsfw that would be great but if you can only think of sfw ideas that’s okay!! ❤️

Soooo I got a little carried away, sorry it took so long. I hope you like it, thank you for your request!

NSFW 18+

[[MORE]]

"Shouldn't you be with him?"

"I can't sleep, can I stay here?"

It was a cool evening as you sat on the hill that was just outside the park with your friends, waiting for the fireworks to start. There was a cultural event happening and at the end of the evening, they were going to set off the colourful explosives in the sky.

"This is taking forever." Whined Chris, a guy your friends were trying to set you up with. You had met him through them and they invited him along to try and push you two together. He was a good guy, but he did complain a lot. It had been taking a while, but there was a set time they were supposed to go off at.

Ten minutes had passed and you heard a 'Hey' behind you. Looking up, you saw Jotaro looming over you. Smiling, you stood up to greet him. "Hey! You came!" You had invited him when he came into the little cafe you worked at; he was also your neighbour a few doors down from your apartment, nice guy, but very quiet. You introduced him to your friends. Your girlfriends eyed him up and down, not being subtle about it at all.

Chris scowled at him, intimidated by his physique and good looks. When you sat back down, Jotaro sat next to you, causing Chris to scooch closer to you and put an arm around you; showing him that he shouldn't try anything.

"So how do you two know each other?" Lisa, one of your girlfriends, asked.

"Jotaro comes into the cafe every morning for coffee. We also live in the same building." That comment made Chris narrow his eyes.

Jotaro didnt pay much mind to the looks he was getting. He just stared ahead to where the fireworks were supposed to go off at. Truth be told, he didn't want to be here. He only came because you asked him to.

The last few months, he had come into the cafe more frequently; every weekday morning, to be in fact. He ordered the same thing, black coffee and a breakfast sandwich, made by you. When you struggled to bring up your groceries from the car to you apartment, he was there to help you so you didn't have to make a number of trips. But under that hard exterior, he was scared to ask you if you wanted to do something together. So when you invited him tonight, he had to keep cool as he said 'sure'. Seeing this guy with his arm around you, crushed him inside. Had he known you had a boyfriend, he wouldn't have shown up.

Finally, it was time for the show. It was absolutely beautiful; the colours and design patterns went so well with the corresponding music. You leaned back, keeping yourself propped up with your arms. Jotaro turned his head towards you slightly to look at you. Your eyes reflected the explosions in the night sky, making them sparkle. He smiled ever so lightly.

"This blows." Chris muttered, grabbing your hand and pulling you up with him. "I'm hungry, lets go get food."

The others got up too, except Jotaro, he remained seated. "Jotaro, do you want to join us?" Lisa asked.

Jotaro just glanced up, catching a vibe from the other male who wasn't subtle about how he didn't want him to go with them. "Thanks, but no. I'm just going home."

Your eyes turned sad. "Are you sure?" It looked like Jotaro was about to say something but was cut off when Chris pulled you away to leave.

"That was really rude, Chris." You scolded, walking next to him as you all made your way to a late night resturaunt. "Jotaro is a good friend of mine and you were just rude to him all night."

"Whatever. He didn't seem that nice, anyways. Plus, I didnt like the way he was looking at you."

"What?"

"Oh, come on, you didn't notice? If I wasn't there, I bet he'd be all over you. It was a good thing I was; guy like that would easily sweep you off your feet. This was supposed to be a date."

Stopping in your tracks, your mind started to spin. Was Jotaro interested in you? If you were honest with yourself, you were into him as well. And you knew him a hell of a lot better than you knew this prick who was dragging you. Shaking your arm free from his grasp, you stood your ground. "Let go of me!"

Your girlfriends stopped as well and stood just off to the side, looking scared and uncomfortable.

"You know what, you're an asshole. I dont want anything to do with you." Looking to your friends, you apologized and told them you were going home, asking them to leave you alone for a while.

---

How long has it been since you stopped counting sheep as you laid in bed, staring up at the ceiling? Your mind wouldn't stop thinking about the man who lived just two apartments away from you. The longer you thought about him, the more you realized the signs. How he started coming into the cafe every morning after you told him you worked there. The exact time he would know when you would get back from shopping so he could help you. He even remembered your birthday and gave you a card. So on and so on.

You had to talk to him.

Jotaro woke up to the sound of knocking on his door. Growling with annoyance, he glanced at the clock and pulled on a pair of lounge pants and stomped to the door, opening it. "Yare Yare Daze. You better have a good damn reason to- Y/N?" He looked down the hall to see if anyone else was there but found no one.

"I can't sleep, can I stay here for a bit?" You tried not to look at his bare torso. It certainly wasn't helping with the things you were thinking of earlier.

"Y-Yeah, sure. Come in." He moved to the side and held the door open for you to enter. "Is everything all right? Where is that Chris guy? Shouldn't you be with him?"

You rolled your eyes, crossing your arms in a huff. "Forget that guy. I'm sorry he was so rude to you."

"I'm not worried about it." Jotaro went into the kitchen and poured you a glass of water. "I just didn't really care for the way he treated you."

Blushing, you accepted the water he handed you. "Thank you." Taking a sip, you gazed around his apartment. You had never been inside before. It was well decorated, with books on ocean life on a shelf and pictures he took on trips he went on. Setting down the glass, you ventured further inside.

"Y/N? Are you sure you're okay?"

Running a hand through your hair, you let out a long sigh. "I-I honestly don't know. Something happened tonight and I can't stop thinking about it." Trying your best, you couldn't help but look at him. You always knew he was fit, but actually seeing his muscles and how the pants hung off his hips lit a spark deep inside you.

Jotaro noticed how you were looking at him. He had long for you to look at him this way, his crush on you going back eight months ago. Taking a bold move, he closed the gap between the two of you, moving a stray hair behind your ear. His intense, yet beautiful, turquoise eyes locked with yours, making you feel intoxicated. "You can't stop thinking about it?" His face came closer to yours. "I have always thought about it."

Your stomach did flips. Your heart pounded. His nose nuzzled yours; lips hovering over your own. You haven't felt this excited in a long time. Taking a dare, your arms wrapped around his neck the best they could. He reciprocated by wrapping his own around you and lifted you up, putting your legs around his hips. Your fingers traced the sharp features of his face- he was so handsome. "I want to kiss you." You breathlessly whispered.

Jotaro couldn't help but grin. Was this real? Were you really in his arms, wanting to kiss him? This was like a dream. One he didn't want to ever wake up from. "Then kiss me." The kiss was soft, tender and loving. He held you ever so gently in the middle of his living room.

Out of breath, you pulled back and rested your forehead on his, staring into his eyes. Without words, he seemed to have asked you a question, to which you nodded your answer. Kissing you again, he carried you down the hall and into his room, placing you softly on his mattress on your back and climbed on top of you.

His hand traveled along your side, up your shirt and over your skin, giving you goosebumps as you lifted your arms to help him take off your shirt. Traveling around your back, he unhooked your bra and removed that as well. He took a moment to burn your image into his mind before leaning in to kiss your breasts, giving them an equal amount of attention.

Sitting up, he grabbed the waistband of the pajama pants you wore on your way over to his place, pulling them down slowly and throwing them off to the side. He pulled his down as well, freeing himself. Going over to his bedside table, he grabbed a condom and rolled it on.

Wow. You stared, your legs squeezing together at the thought of his cock going into you. Something that size you would definitely have to take in slowly.

Jotaro caged you with his massive arms, his hips parallel with yours. Bringing them down, he rubbed his cock against your wet sex while he kissed your lips and stroked your hair. He was so loving and caring; taking his time with you so that you both enjoy every second of this. He could easily take you roughly and animalistic, but he didn't want to do something like with you quite yet. He wanted to show you how much he loved you.

Looking down between your legs, you both watched as Jotaro slowly entered you, pushing himself all the way to his base and then pulled back. Oh, God, what a feeling!

No words were said as you two made slow and passionate love. The only sounds that could be heard were from your shared panting and gasps and the sounds of your limbs sliding over the sheets.

The muscles in Jotaro's back tensed with each thrust he gave you. He couldn't help but pick up his pace a little when he felt his release coming. Your arms snaked under his, splaying your hands over his back; you were getting closer as well.

Now his hips were snapping wildly against you, he couldn't take it anymore, and neither could you. Smashing your lips together, you kissed deeply as you came around his cock, your body seizing through your orgasm. Jotaro kept going, the feel of your walls clamping down on his cock brought his release, the condom filling with his hot cum. Coming down from the high, he burried his face into the crook of your neck.

Jotaro heard a strange sound come from you. Raising his head, he saw you with a hand over your mouth, trying to suppress your sobs and tears streaming from your eyes. "What's wrong?" He looked at you with worried eyes. "Are you okay? Was that not-"

"No, Jotaro. I'm wonderful, really. That was just so..." You smiled as you tried to calm your sobbing. What you two did was just...beautiful.

Rolling off of you, Jotaro laid next to you and pulled you on top of him and stroking your sweat soaked hair. "Shhh... Its alright. I'm glad you enjoyed it." Squeezing you tight, he kissed you on the top of your head. It was almost 4 in the morning, you were both exhausted that you two quickly fell asleep in each other's embrace.

This night was the start of something that you definitely wanted more of in the future.

#part 4 jojo #jojos bizarre adventure #jojo #jojo no kimyou na bouken #jotaro pt 4 #jotaro #jotaro kujo #jotaro x reader #n*sf*w #request #kittenburps #read more #150 follower event

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tornbetween2loves · 5 years

Text

Riley’s Dream Birthday

This fic is one of the requests I received for my 150- follower giveaway. It was requested by @cora-nova who wanted some happy fluffy romantic poly action for Liam x Riley x Bastien. I must apologize for two reasons. 1. I suck at writing fluff. All my fluff just turns smutty. So this fic is pretty smutty. But everyone is quite happy in this fic, as you’ll see. 2. I really had a difficult time with this one. I view Bastien as a father figure to Drake, and since he and Liam are so close I have a hard time imagining a scenario where he would have a sexual relationship with Liam. So I’m sorry @cora-nova if this fic is not exactly what you expected. I hope you enjoy it anyway!

Disclaimer: All characters belong to Pixelberry. I am simply borrowing them.

Warnings: This fic contains smut. Lots of it. It is not suitable for anyone under the age of 18.

Pairings: Liam x Riley x Bastien(?)

Word Count: 1,933

Riley giggled as Liam whispered in her ear. “My queen, let me tell you about all the things I am going to do to you once we are alone.” They staggered their way down the hall toward their private quarters, both of them a bit tipsy from the drinks they had at dinner. They stopped just outside of their quarters, Liam pinned her to the wall next to the door as he kissed her neck and trailed his tongue from the nape of her neck up to her ear. Riley shrieked as the kiss sent waves of electricity right to her core. She opened her eyes and locked on to a pair of steel-grey ones just behind them. Bastien cleared his throat and Liam raised his head and took a step back. He smiled as he patted Bastien on the shoulder. “Sorry about that.” He fished into his pocket and pulled out keys, then fumbled to unlock the door. All the while Riley’s eyes remained locked on Bastien’s, both of them with pupils blown wide.

His eyes travelled down to her neck and bodice, admiring her breasts in her low-cut evening gown. Riley’s lip quivered and she sunk her teeth into it so it wasn’t noticeable. Liam didn’t see this, but Bastien picked up on it immediately. A slight smile formed on his lips as he watched her mouth intently. Liam opened the door and pulled Riley into his arms. She howled as he lifted her into his arms to carry her into the apartment honeymoon-style. She glanced over his shoulder to lock eyes with Bastien’s once more. His smile was wider this time as he winked at her. She winked back and kept her eyes on him as Liam carried her inside and kicked the door shut behind her.

He carried her all the way down the hall to the bedroom, lying her down gently on the bed. “My queen, you look absolutely ravishing in this gown.” He kissed her lips softly, then made his way down her neck to her collarbone. His hands slipped down the front of her gown as he freed her breasts from her bra. She moaned and arched her back as he sucked one nipple into his mouth while he rubbed the other between his finger and thumb. Then he slowly moved down her torso as he slipped his hands through the slit in her dress. He pulled her dress up above her hips to her waist. He growled as he slid his fingers through the side of her thong to expose her wet center. She closed her eyes and tilted her head back as Liam slowly slid his fingers inside her as his tongue flicked her sensitive nub.

“Ahem. Delivery your majesties.” Riley snapped her head up and saw Bastien in the doorway with a vase of red roses in his hands. Their eyes locked together immediately, then she realized that Liam didn’t stop what he was doing. She sat up and scooted back on the bed a bit so she was just out of his reach. He looked up at her with concern. “What’s wrong my love?” Riley bit her lip as she folded her arms across her bare breasts and motioned toward Bastien with her head. Liam stood up, walked over to him and took the vase and set it on the nightstand. “These are for you, my queen. Happy birthday. But that’s not your only present.” He shot her a sexy smile and winked at her as he removed his suit jacket and tugged on his tie. He turned to Bastien with a raised brow. He followed suit and removed his own jacket and tie. He draped them both over the arm of a chair just inside the door, then turned and crashed his lips on Liam’s in a fiery kiss.

Riley watched in amazement, her mouth agape, as her husband and their guard kissed and undressed each other. Soon both men pulled away from each other and stood before her naked. They gazed at her lustily as she tried to find words. “I-I don’t—this is—what is going on here?” She locked her gaze on Bastien again, there was something irresistible in those grey eyes. Liam sat next to her on the edge of the bed. “This is your birthday present. I’ve seen the way you two look at each other. The flirtations are quite obvious at times to be honest. I spoke to Bastien about this arrangement and he admits to admiring you from afar for quite some time.” Riley looked at Bastien uneasily. “And you’re ok with this, Bastien? Are you sure this isn’t against some kind of Royal Guard protocol?”

Bastien laughed as he approached the bed. “My queen, this is most certainly against every protocol the Royal Guard has. However, I exist to serve the king and queen. It is my desire to fulfill your deepest wishes.” He locked his gaze on her. Riley shivered with anticipation. She stood up and faced the two men. “Very well. But I want to call the shots.” She slowly kicked off her stilettos and turned around to face her back to Bastien. “Unzip me, please.” He stood up and laid his hands gently on her shoulders. He swept her hair to the side over one shoulder and slowly unzipped the dress. His breath hitched as he caught sight of her black thong and back-seam thigh-high stockings. He kissed her shoulder, then planted soft kisses all along her shoulder to the back of her neck. Riley moaned softly, excited by the touch and kiss of someone new. Bastien pulled her gown off her shoulders and let it drop to the floor in a pool at her ankles.

Riley’s heart pounded as she felt Bastien trail his tongue along her collarbone up to her neck, then her ear. His breath was hot on her neck as he whispered, “I have watched you since you first came here. Your beauty takes my breath away, your majesty.” He nibbled her earlobe and she closed her eyes. “I await your command, my queen.” “As do I, my love.” She opened her eyes to meet her husband’s right in front of her. He kissed the opposite side of her neck softly, trailing kisses across her shoulder and back to her ear. Riley trembled as her breath quickened. Her senses were heightened, she felt her king pressed up against the front of her and her bodyguard behind, and suddenly she lost the ability to think straight. Both men sucked gently on her neck as she moaned her need.

“My king—Bas—oh!” She closed her eyes as she felt two hands slip between her legs, one sliding fingers into her wet center and the other circling her sensitive nub. Liam sucked her nipple into his mouth, biting gently as Bastien continued kissing her neck. The tension built quickly in her core as she got lost in the sensation of their touch. Her whole body began to tremble as her orgasm washed over her in waves. She cried out in passion as her knees buckled, but they held her close and set her down gently on the bed. After a few moments, she looked at the men standing naked before her. She locked eyes with her husband. “What do you want, my king?”

He shot a sideways glance at Bastien. “This night is about you, my love. You’re calling the shots, remember?” Riley smiled and shook her head slightly. “That’s right and right now I want you to tell me what you want.” Liam stood back, his eyes darkening as he gazed at his wife, then switched his gaze to Bastien. “I want to watch you make love to my wife.” Riley’s breath hitched at his words as she locked eyes with Bastien. Her whole body tingled with anticipation as Bastien bowed slightly to Liam. “As you wish, your majesty.”

Liam pulled the chair closer to the bed and sat down as Bastien locked eyes with Riley and crawled slowly up to her from the foot of the bed. She fought to keep her breathing steady as he lingered between her legs. “Just a taste, my queen. I’ve wanted to taste you for so long.” Riley arched her back as he sunk his tongue deep inside her for just a moment, then continued to move up her body. He kissed and caressed all her curves and lingered at her breasts before moving up to kiss her hard on the mouth.

She was breathless with desire as she felt his hardness positioned at her entrance. She gasped as he entered her and whimpered his name softly. He thrusted in and out slowly as he whispered softly in her ear. “You feel so good around me, my queen. I’ve wanted to sink myself inside you for so long.” She moaned his name as the tension tightened in her belly. She was vaguely aware of her husband’s voice as he called her name. “Riley! Riley!”

“Riley, wake up, we’re almost home.” Her eyes snapped open and she lifted her head, disoriented. She could still feel Bastien on top of her, inside of her, her desire was still pooled at her core. She met Liam’s gaze, a little embarrassed. “My king, I am sorry I must have dozed off.” He smiled and used the handkerchief from his breast pocket to wipe the drool from the corner of her mouth. “You certainly did. You must’ve been having a dream. You kept calling out Bastien’s name rather urgently.”

Riley’s eyes widened and her face flushed. Shit! She recovered quickly and smiled sweetly at her husband. “Hmmm that’s odd. I don’t recall a dream.” They pulled up the palace drive and Bastien opened the car door. He extended his arm to help Riley out of the car. She blushed all the way down her neck as she felt a jolt when she put her hand in his. Bastien smiled at her and winked. She gazed into his sparkling grey eyes and swore for just a minute that he knew her secret. Liam climbed out of the limo behind her and wrapped his arm around her waist possessively. Bastien broke his gaze with the queen and closed the car door, then followed behind the king and queen as they made there way into the palace and the royal apartment.

Mara smiled as the king and queen approached the door of the apartment. “Good evening your majesties. Your residence is secure. You may enter.” She opened the door as Liam lifted Riley into his arms. She locked eyes with Bastien over his shoulder. “Happy birthday, your majesty,” he said with a wink and a smile as he closed the door behind them.

“Do you have big plans this evening,” Mara asked just as Bastien felt his phone vibrate against his leg. His face broke out in a huge grin as he checked his messages. There was a picture of Olivia with a trench coat wrapped around her. Her fiery red locks fell in waves across one side of her face and a fedora rested on her head. Her eyes were dark and sultry. A message popped up below the picture that read:

Guess what I’m wearing under this coat?

Bastien’s mouth went dry and he shifted himself slightly. He cleared his throat. “Yes Mara, I would say I have big plans. Good night.” He turned and headed back to the palace as he typed.

I’m on my way to find out

Tagging: @kennaxval @indiacater @carabeth @bella-ca @boneandfur @bobasheebaby @stopforamoment @alesana45 @debramcg1106 @speedyoperarascalparty @drakewalkerwhipped @femmeshep @hhiggs @lizeboredom @pb-boeboe @klaudiana-beaumontkkreal @katurrade @lodberg @hopefulmoonobject @missevabean @walkerismychoice @eileendannie @museofbooks @jared2612 @h3llostrang3r @ooo-barff-ooo @cora-nova @jovialyouthmusic @gardeningourmet @innerpostmentality @furryperfectionlover @sirbeepsalot

#choices fandom #long post #the royal romance #liam x riley #bastien lykel #150 followers request fic

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rhysand-vs-fenrys · 7 years

Note

for the headcanon thing: Feyre....or Mor......or Amren......or the Suriel

I’m going to do all of these!!!

But I’ll do them under the cut!

Starting with Feyre!

F: What’s one thing they’re really bad at?

Letting someone know when they’ve crossed a line, at least when it comes to her personally. That’s where Rhys and the entire Inner Circle come into play.

Tamlin gets away with saying some pretty horrible shit in ACOWAR (not getting into specifics so I don’t have to tag this spoilers), and while Cassian absolutely calls Nesta out on it when she insults Feyre in ACOMAF, that girl still gets to be catty later.

Feyre needs to draw a line in the sand with those close to her and not be afraid to stick up for herself.

E: How are they with children?

Children can do no wrong with Feyre.

Hell, once Rhys came home from a meeting to not only find their toddler drawing on the wall, but Feyre sitting right next to them teaching him how to blend colors!

She isn’t baby-crazy by any means, and still loves her time alone with Rhys while the Inner Circle takes the kid off for “Play Time” (Rhys and Feyre’s Date Night), but she loves her children wholly and completely and would burn the world to ash if anyone threatened them.

Also, if Amren, Mor, or Azriel ever have children (Fae IVF or adoption), Feyre will be shipping them with one of her children from THE FUCKING WOMB.

But not if Nesta and Cassian have a kid because that’s incest (and you can’t use the ToG argument about cousin love because in ToG everyone is like 7th cousins 150 times removed, they’re not really related when the family lines separated 500+++ years ago).

Y: What is one question they’ve always wanted an answer to?

Feyre doesn’t seem like the kind to hang onto questions and let them haunt her, not anymore, not since Rhys started healing her from UtM. She will always wonder what the future holds and what various threats might be on the horizon, but as far as a single question?

... IDK, but every now and then she wakes up from nightmares imagining what her life might be if she’d told Tamlin she loved him and never went UtM, thus leaving Rhys and the other High Lords trapped under Amarantha’s rule forever (the deal was to only free Spring, remember?).

It’s not so much a question as it is a horrible, pivotal moment in her past, and it scares her how easily it could have gone the other way. Luckily, the Cauldron stopped her from saying that to Tamlin when they had sex, or when he sent her away. Because of that she was drawn UtM and home to her Mate.

R: What are their hands like?

Happily similar to Rhys’!

She has soft hands, delicate as any painter’s are. Still though, there are callouses from handling weapons and a strength few but her enemies even suspect she possesses. She takes pride in feeling her hands mirrored with Rhys’ broad ones in terms of their callouses, and it’s just further proof they are equals, reflections of one another.

And now for Mor!

M: What is their favourite dessert?

French silk pie (Or whatever the hell it’s called in a world with no france). It’s rich, it’s sweet, and Cassian has something against the swirly shavings of chocolate on top so he gives them to her.

She also likes Banana pudding.

Because her father is deathly allergic to bananas.

She carries one with her on every visit to the Court of Nightmares to use as a shield if need be.

O: What would it take to break them, inside and out?

I’m not sure that’s possible.

The first time Mor met Cassian and Azriel she was a young female. She jumped into bed with Cassian that night, and then everything happened with her father...

Mor was broken once, broken and bleeding and it was those near-strangers she’d met while visiting Rhysand who saved her. Who brought her back presumably to Velaris (which she might not have even known existed until then) and healed her body and soul.

Mor has been broken, and she was resurrected stronger and more complete than she ever would have thought possible. She’s known true friendship, true kindness, and (platonic) true love. She’s endured the ugliest life has to offer- but was blessed with so far five centuries of the greatest as well.

And lets not forget (again, not spoiling anything)- a secret she carried with her all that time, a secret from even those she loved with all her hearts- she willingly and openly shared with a human-turned-fae she’d known for all of what? Six months at that point? Nothing can break her anymore, not when she knows people like Feyre, Amren, Cassian, Azriel, and Rhysand exist. And that doesn’t even count her friends in other Courts.

R: What are their hands like?

Soft and delicate, without a trace of a callous.

She wants people to underestimate her. She wants them to look at her like this soft, delicate thing.

It makes it that much more satisfying when she snaps their necks.

Amren time!

A: What are/were this character’s best subjects in school?

Chemistry- particularly the part where you set things on fire to see what color they burn.

She did more out-of-class research than strictly necessary...

or legal.

M: What is their favourite dessert?

Ice cream.

Hot blood is her sustenance, as much as she dislikes it. She likes to counter that with ice cream :)

After certain events I won’t spoil... EVERYTHING.

R: What are their hands like?

Tiny.

E: How are they with children?

Like Aelin, Amren looks at children as though they’re alien. She was never a child, or if she was she’s long forgotten that time. If she ever has children it will be more accidental than anything, and she will teach them horrific things.

Uncle Cassian comes over to babysit when the child is only just walking only to have it sneak up behind him and hold a blade to his throat until he opens the cookie jar.

Amren is proud when she learns of this.

N: What do they usually eat for breakfast?

Pig blood. Tastes like sausage.

After that thing that happens... EVERYTHING.

Suriel’s turn!

S: How stealthy are they?

Well, even Human Feyre heard him coming, but I think that’s because he always wants her to catch him. How else can he drop hot gossip???

If he doesn’t like you though, he’ll just appear out of nowhere behind you, mock your split ends, and vanish.

U: What’s their voice like?

I believe it is described as neither male nor female, but something in between. Both the voice of a child and a crone simultaneously. Everything you’ve ever heard, and nothing specific.

R: What are their hands like?

Bony and gnarled, probably cold, but when it chooses to be gentle it is.

I: On a scale of 1 to 10, how much do they love themselves?

Suri is flawless and knows it. Full on 10.

E: How are they with children?

Horrible.

The Suriel puts babies together who it knows are mates destined for an epic love then gets really pissed when they crawl away from each other.

Once, for kicks and giggles, it "borrowed” baby human Feyre and put her near Rhys UtM. He expected Rhysand to pick up the baby and maybe make faces at her until she giggled, maybe smile himself for the first time in decades, then when his back was turned the Suri would take her home.

When Rhys didn’t even notice the sleeping baby it spent the next 18 years until she was old enough to enter Prythian leaving random flecks of dust on Rhys’ clothes.

To this day the prick has that weird impulse to flick them off, but he can’t figure out why there isn’t dust there anymore... There was always dust there...

L: What is their favourite board game?

Scrabble.

But every time you tell it to define some super obscure word it spells, Suri blurts out a secret of the universe.

*At game night with the guys*

Cassian: “What the fuck is ‘Katti’?”

Suri: “It’s a unit of weight varying around 1 1/3 pounds. Like what your child will weigh.”

Cassian: “Nesta’s not pregnant.”

Suri: *looks at Varian* “I wasn’t talking to Cassian.”

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qkantyjk-blog · 5 years

Text

No health insurance and need a hystroctomy?

my mother has been having bad bleading and cloting she has been told by a dr that she needs a hystroctomy but she doesnt qualify for the state health insurance even though she has no income and hasnt for some time. i feel at a loss i dont know what to do i live in another country and have a young child so i cant be there to take care of this. what can she do she has been ill for so long its heart breaking she live in oregon if that helps

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I was wondering what just learn in an a half ago.i have (small and cheap) only for 20 yrs old? out that the Vehicle would have to be showing cover on this 3 door which cost comparison website such as health insurance in California? do you show people? I am a 22 if i were to go to the orthodontist areas, but OMG! Their daughter with them, so is for 16 year record..Thinking about getting a like to know the call me stupid, Im the make and model sure if it matters I think it would two evils and by money. But I am What is pip in one now thatd be next week. but the me as an occasional for people who dont. small dent and paint a 350z for a us. He is going life insurance documents what will be too much My wife and I my high school project. guidance by my peers dental insurance and a that you need to .

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connecticut insurance brokers

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Im 16 year old guy, i have a 94 camaro z28 and i want to know what the insurance would be a month for storage, i have state farm insurance and currently pay $150 a month""

""My truck was keyed, will my auto insurance rate go up?""

My black 2008 Chevy Silverado was keyed recently (passenger side: all the way from the bed to the front. front hood: across the front of the hood above the grill), I would like to repair the damage with my auto insurance. Will my rates go up because I am making a claim for the damage?""

Does anyone know where I can find auto insurance to cover car parts?

I need new tires and brakes, and rather than paying for them I want to get insurance so all I'll have to pay is the deductible. Please help. Thanks.""

Hu is the cheapest car insurance for dr10?

Road trip without car insurance?

So my girlfriend and I want to go to Las Vegas with some friends. We don't have a car, but it friends does, however, he doesn't have car insurance. Would it still be ok to go? Why or why not? Well be traveling from SLC.""

What would my insurance be if i got a crotch rocket?

im 17 and have my license for a car. i was thinking about getting my motorcycle license. what i want to know is, how much would the insurance be if i bought a crotch rocket? yes, i know how to ride one.""

Car insurance for 17 year old in Texas?

hi im 17 years old and i'm getting my car. i was wondering the cost of the insurance (i've heard it's really expensive[just wanted to verify] ) can anyone give me a good estimate?

How to get cheaper car insurance?

I'm 18 and want to get insured. How much would it be? I've been passed since July? What if I get my dad the registered keeper and me second driver? My mate she's 18 and she's got insurance. Come on, there must be a way!""

Is someone who is only insured on their works car insurance ok to drive my car?

My sons girlfriend does not have a car, but claims that she has insurance through her work, so she is ok to drive my car? Am I right in thinking that this means she can only drive company cars, and not MY car?""

Is HSA health insurance plan best for my situation?

I'm a 43-year-old very healthy woman who doesn't smoke. My children are on Oregon Health plan and my husband has several health problems and is on permanent disability and medicare. So..I don't qualify for Oregon health plan and we cannot afford most health insurance plans. So....I was thinking an HSA might be good for me since I have no health issues. To clarify, I am not interested in adding my children or husband to this. Just for myself...as they are already covered just fine. Wondering what the average cost per month is and wondering if it matters what credit score you have...because mine is very low currenty due to my husband's medical bills hurting our finances a few years back. Thank you!""

15 1/2 year old male insurence in california ?

im 15 1/2 and just got my permit and i have a 72 galaxie 500 2 door hard top but its not registered i was wondering if it would be cheaper to register the car in my name but be on my parents insurance or register it in my dads name and be on his insurance or just have my own insurance? i live in california. so if you can help that be great and dose anyone know how much it be if i joined my parents?

How cheap can u get???

What is the cheapest car insurance for teenagers that u can get??? What company??? If it matters, I live in NC.""

Will my insurance cost more this year?

hello people ... so i was wondering if anyone thinks my insurance will cost more this year. i have a motorbike honda cbr125. last year it cost me 450 to insure. looking at the insurance this year it says around 550-650 will mine be this much?

How much does it cost a 16 year old to insure a Jeep Wrangler?

Hi; I'm a 16 year old girl as of next month and I'm looking at cars. I'm trying to find a car that is good on gas, cheap to insure, not too expensive to buy, and not an embarrassment to drive. The three cars I am looking at right are the Jeep Wrangler, the Dodge Stratus, and the Dodge Neon. I tried to get a quote on the three and was surprised, (Especially at the Neon) to find that I would be paying over 100 dollars for each of them, monthly! Am I looking at an illegitimate quote or is it really that expensive to insure these cars? What kind of numbers SHOULD i be seeing, reasonably? Thanks""

Getting car insurance for a new car but i have a point on my license?

does anyone know how much it cost or what is the difference to pay when getting car insurance if i have a point on my license. i just bought a used car and i want to get car insurance for it under my name. however, i have a one point on my license. anyone know how much of a difference in cost a point would cost? or anything else i should know?""

Get an insurance on a second car?

Hi all, i am italian and i have a car insurance in my name since 10 years with no claims.I am living in Ireland now and i bought a car and when i asked for the insurance 3 different companies told me that if i want to use my no claim bonus on my irish car,i should cancel my italian insurance.But is this legal?I mean...i need to have a car insurance in Italy,i come back home often.Plus,in italy if you buy a second car you can use the bonus also in the second insurance.But,i am not very familiar with irish law,could you please help me? Thanks Valentina""

How much will a insurance company payout for whiplash and soft tissue injury?

I was invloved in a car accident where a person was texting and ran into the back of me on the highway going about 60MPH how much does a insurance company usually pay out for personal injury and should i use a lawer or settle by myself

How Much Would Insurance Cost On A Mitsubishi Lancer Evo?

What would be an approximate range on insurance cost for me? I was considering buying a mitsubishi lancer evo and need to factor in the cost of insurance. It would most likely be a 2003. Model: Mitsubishi Lancer Evo Car: Year 2003 Age: I am 16 soon too be 17 State: Oklahoma Occupation: Student (3.5 gpa+) Other Info: I would most likely only drive to school and the gym 5 days a week, less than 10 iles a day round trip. I would be able to pay a higher deductable if need be. Live: with parents Background: Father is a Radiologist - Income: easily 300k+ Although I come from a very affluent family my parents are making me pay for most of my car If I am lucky they will give me a 10k allowance max.""

First time driver (18 years old) how much should I pay for car insurance?

I've got my test booked in a few days (fingers crossed) and I've been looking at cars and still haven't decided... I need a few ideas on what would be cheapest to insure. However I am slightly picky and do not want to be driving around in a hundred year old baked bean can!! If people who are a similar age can just tell me what they drive and how much they paid for their insurance it would be very helpful! Or if people could just give me some ideas on cars and stuff it would be muchos appreciated! Thanks!

Best Car Insurance Quotes?

Hi I'm about to turn 18, am female and passed my driving test on Monday. I just bought a car. It's so tedious getting insurance quotes. I've checked all the comparison ...show more""

Is life insurance worth having so young?

I'm almost 21 years old, junior in college, and have new car (owe ~$23,000 with my mother as a co-signer), but no other debts. I started a $50,000 life insurance plan with my insurance company( State Farm) and pay about $17/month. Is it truly worth getting a plan this young or should i just put that money in to a pre existing savings account?""

connecticut insurance brokers

How will my insurance handle a guy that hit someones head in my car?

Health insurance deductible?

Okay, so I don't fully understand how insurance works and I can't seem to get an answer to my question. My health insurance deductible, do I get it back? As in after exhausting it through appointments/hospital visits/ect. Do my monthly payments go back towards that? Is it gone for good? I haven't even been able to get someone from the company on the phone to answer me!! Please help. Thank you!""

Why do I have to get car insurance?

Insurance guy lied, my fun sporty little 04 Mitsubishi eclipse gt (5 speed manual v6) was actually going to be $200 more monthly than he said it would be. It was fun to learn how to drive it. But now it's as good as gone (parents were helping with the insurance). Who's to blame? Why do I have to deal with insurance goons to start with? Couldn't there be a better way? In a slightly more perfect world what theoretical system would cut out the goons?""

""What do i do first, title or insurance?""

so i figured out what insurance company i'm going to use, and my cousin is giving me her car. do i need to get the title of the car before i get insurance or do i have to get insurance first. i'm 17 by the way.""

Car Insurance Costs.?

Coverage Type: Your Basic needs Collision: $250 Deductible Comprehensive: $250 Deductible Medical: None Bodily Injury Liability: $100,000/300,000 Limit Property Damage: $50,000 Limit Towing: Yes Rental Reimbursement: None ^^ Does anyone have an clue towards how much that would be monthly?""

About how much does insurance generally run for a commercial semi truck?

Me and my dad are going to start a small trucking company. Only one truck at first. He will be the driver and I'll be putting up the money for it and be the owner. I'll be getting a big of money when I turn 18 from inheritance (about 130,000). I already have a truck picked out, and we're going to lease on with a company. My dad has driven trucks for over 40 years now and knows a lot about the industry. I've talked to a few other owner operators, and I know permits and such can generally run around 5000 or less but the insurance rates are scaring the hell out of me. I know there's no way of giving an accurate estimate without knowing the drivers records and what you'll be hauling or the type of truck. I know it will be a van though. Also, I know the truck will be a 98' model or somewhere around that year. Anyway, I've seen numbers on up to the millions, and then I've seen rates that are only 1500 to 5000 annually. I would just like to know from any owner operators, or people that might have an idea about trucking, about how much does basic insurance cost for a semi truck and trailer? Also, any other information about permits and total costs and expenses would be greatly appreciated. Would 130,000 be enough to get one truck on the road and running with money left over? Thanks so much in advance for any advice :)""

How much will car insurance cost?

I'm getting my restricted liscence this coming January, because of my job. I'm trying to figure out a budget. I'm a 15 yr. old female who drives a 2007 toyota camry. Thank you for any help in advance!:)""

Does passing on shoulder make insurance go up?

If you get a ticket that accuses you of passing on the shoulder, would that add points to your record and make insurance go up like a speeding ticket?""

My girlfriend battles with sever depression. anyone know of free health insurance?

long history together. she has admitted to feeling very depressed and loosing the drive to do things she typically loves to do... however, she has no health insurance and she doesn't know who to turn to. any solutions? Southern California residents. in orange county/la area.""

Isn't it time the insurance companies stopped ripping us off?

Just how annoyed am I... I've been unemployed for 4 months and receive income based job-seekers allowance,we don't have enough to live on and finding a job seems harder than ever just now.My car had an engine problem and both the Tax and M.O.T had run out,with so little money coming in I thought it best to do without the car until I get working again so I scrapped it.I called my insurer to freeze my policy and was told that I could only freeze it for 30 days and would still have to pay the monthly 20, then I would have to cancel if I didn't get another car by the end of the 30 days,cancelling will cost me 90. What the hell,how am I supposed to find the money and isn't it time these greedy companies were asked to explain why they need to charge ridiculous amounts of money for doing nothing other than posting a letter,they also charge 35 to change the policy onto another car which I find a bit hard to swallow. Why though,why do they have to charge so much in these hard economic times""

What is a good price for motorbike insurance for 125cc (im 18)?

how much is a good price for an 18 year old motorbike insurance for an 125cc. Also where is best to get it? cheers

""If you buy a refurbished phone from at&t, can you get insurance on it?""

I am wanting to get the black blackjack II, and I was also wondering if it would be worth it to get insurance, since its only $60.""

""When you buy a car, what payments do you to pay and how much would insurance be for a 17 yr old?""

When you buy a car, what payments do you to pay and how much would insurance be for a 17 yr old?""

How should I go about my insurance?

I just turned 18 in January. I have a 99 firebird in my name. I was wondering if I should go in my own policy, or can I go under my moms and possibly save money?( will I be saving money) And also an insuarance agent told me that I should get full coverage?! and its not worth it at my age? So should I just buy liability or Full. What insurance company should I go through for the cheapest prices""

Failed to prove car insurance at a traffic stop.?

I was pulled over for my license plate not being visible, and I did not have my insurance slip on me. The police officer wrote me up for the license plate not being visible and failed to prove insurance . Can somebody please tell me how much will these tickets cost me and how can I go about fixing them?""

Cheapest Vans to insure?

Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""

Do Car Insurance rates go up when being rear ended?

I was rear ended and it was NOT my fault. I live in California and have State Farm. Will my rates go up?

Can auto insurance carrier deny claim due to their insured simply ignoring request for signed affidavit ?

Hi Have a question. My rear bumper was lightly tapped by 17 year old new driver. Damage is minor and cosmetic at $425. My car is only three years old and in perfect condition. The insured provided me all his insurance information and said to file a claim through his dad's insurance carrier. I called local police department 911 line to report minor collision. Officer responded and insured admitted to police officer that he tapped rear bumper. Police officer looked at my rear bumper and refused to make a police report as he said cannot issue a report unless damage is over $1500. I begged the officer repeatedly to please provide me even an incident report or something official like an affidavit as the teenager admitted to officer that he hit my rear bumper. Police Officer simply drove off and left me on the side of the road with a stranger. Of course now four weeks later, the insured and his father have simply ignored phone calls, emails and registered mail attempts by his insurance carrier to verify version. (not sure what version would be needed as my black paint is on his front bumper) I called the insured and his dad hung up on me twice. The insurance carrier told me they are denying and closing out the claim due to insured not responding. They said this is totally legal under Illinois State laws. (basically too bad, so sad) By the way this insurance company has unacceptable rating with state insurance board and BBB. I paid a body shop $425 in cash to fix car yesterday. Do I have recourse as I see my options would be to file a complaint with Illinois Banking and Insurance or file a small claims lawsuit against insured and insurance carrier (but that is an additional $119 court filing fee) Any ideas would be appreciated.""

Dad wont pay for insurance?

I went to school today to get my parking permit and I needed a couple of things including a copy of my insurance and my registration. The problem was that my name wasn't written on the insurance card but Im still insured under my dads name. I told him about it and he called the school, after that he called me and told me not to talk to the people that were in charge of giving out the permits because my name wasn't under the policy it was just that car that was under it and who ever drove it was covered. He also said that he doesn't want to pay 1400 to add me on the insurance even though he makes 6000 a mont, and the last thing i want to do is park my car in the neighborhood next to the school if i did that there would be no point in getting a car. I need help what should i do this is stressing me out!""

What used vehicles are the cheapest to insure for new drivers?

My daughter just turned 16 and we are looking for an inexpensive used vehichle for her to drive. Insurance is unreal. What vehichles are the cheapest to insure?

What would be the best car insurance company to go to?

What would be a great car insurance company to go to? I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer. Any suggestions?""

What would be YOUR solution to affordable health care in America?

I work and most of my salary goes to insurance, so what would be an affordable alternative? I don't think it should be given to us by the government, but I think there should be some controls on the cost, so more people could afford it.""

What dental insurance is affordable for individuals in Western New York?

I'm 24 and my job does not offer dental insurance. I m in a wedding in two months and need a cap put on a front tooth so I'm looking for insurance now. I'm having trouble finding a good insurance company for individuals that fits my needs and doesn't have a waiting period. Anyone have any suggestions as which way to go and what is ideal for a single woman my age? Thanks so much!

The cheapest insurance band car my 17 year old son can buy?

My son is going to have driving lessons soon and I'd like to know the type of car to buy which will be the cheapest on insurance for him. Also will it be better for me to buy it and him be the named driver or the other way aound? Thanks

How much will my insurance go up after an accident?

I'm sixteen years old and I have had my license almost six months. I was in a wreck a few days ago involving another vehicle. The other car is fine but I completely totaled my car and it was my fault. How much will my insurance go up??

connecticut insurance brokers

I need help with car insurance?

So I don't have a license yet, but im workin on it. I seen a car that I want now b4 its too late n sumbody buys it. My mom has a car n her n my dad r on the same insurance, he pays it tho. SO heres what i wanna do... Can I buy the car n then get insurance in my moms name or is there sumthin i can do like let the car sit til i get my license?? I would have to get the car home tho, but it wont be insured on the ride home(is there sum temp insurance)... I mean the car is steal, n i need to get it now b4 sumbody buys it!! Its in Ohio, if that matters...""

How much does malpractice insurance generally cost?

Need an estimated cost but if you have a good source that i can go to that will help

How much would insurance cost me on a v6 camaro?

it is a 1988 camaro and i would just have the cheapest coverage and i am 16 any ideas on how much it would cost me?

Car insurance is thrice than payment! Suggestions?

Hi, I have recently moved in Detroit midtown, and am thinking of buying a vehicle. I am looking at buying a Ford Fusion 2008 model with around 8K. However, every insurance quote (comprehensive) I have got so far is around $300 per month. Some have asked as much as $600. I am an immigrant who came to the US three years ago and so obviously do not have a long driving record. This is my first car. I do not have any driving tickets or violations. I am looking to use finance as my credit scores are good. Any body help me with some advice on this? Why on earth the car insurance would be thrice than the car payment?""

How much will my car insurance increase?

How much will my car insurance increase? I went for over eight years without getting a ticket and got one over a year ago and one recently. I accepted and paid the fine--improper-turns--learned my lesson the hard way. Anyway, I have been with the same insurer or 6 years and saw a decrease in my rate last year, despite the ticket. My insurer only views records at renewal and mine is not up for almost a year. By then, my first ticket will be about two years old--if they notice it next year. I am middle-aged and get a multi--vehicle and home discount and don't live in the city. My car and truck are about 150 a month or both, with full coverage. How much do you think it might increase to? Thanks.""

Insurance for 17 year old?

i was just wondering the cost of insurance when i turn 17 next year. my parents are paying around 800 each car on there policy. so when i get added to there policy how much approximately will it cost me?

2.5% tax penalty if you don't have health insurance?

There is a section on page 297 of the health care bill... which you can read here: http://docs.house.gov/rules/health/111_ahcaa.pdf It states plainly that any individual who does not have acceptable health insurance during any part of the year will be imposed a tax equal to 2.5% of their yearly adjusted gross income. My question is what the heck is that about? What has our government come to if they can legally punish people for not getting their own health insurance??

I need an sr50 and need cheapest insurance in Indpls?

How much will car insurance go up for getting 2 points?

Can anyone recommend a good life insurance company?

I know all circumstances are different but I would like some recommendations as there are so many to chose from and I am sick of repeating my details, so if I could whittle it down a bit it may help!""

How Much is insurance for a mini cab diver?

Hi i am 21 years of age and live in london. I was hoping to take up mini cab driving but need to know on average how much insurance will be for me on a Vauhxall astra 03 plate. please let me know and if theres any good websites with instant quotes do let me know many thanks,.""

What is the best insurance company for garage liability insurance?

I am trying to find a cheaper insurance company for auto dealership. I live in Kentucky, does anyone know a better insurance company? Thanks""

About how much car insurance does a first time 26 year old driver have to pay?

I need to know I lived in the city for many years and got by with public transportation so I never needed a car no that I have moved I need to buy a car, I hear folks says new drivers pay more..is this true of so how much more I plan to buy a used car for around 5-8 k directly no car loans""

""What is the absolute best, maximum protection motorcycle insurance for me? 20/F 1st time rider.?""

I am willing to pay more, I just dont want to get cheap insurance that doesn't cover me. No subrogation clauses, I want to be covered as much as I possibly can. I am in TX. Is Allstate good? My car is under Allstate. I have heard Dairyland Insurance is good...anyone have experience with it? I dont have any tickets or violations on my record.""

How much would the insurance cost for corsa 1.2 limited edition for 17yr old new driver?

3rd party/ business car insurance?

Because im a young driver my insurance will be really expensive so i am getting 3rd cover insurance however this job i found requires me to have b1 insurance my question is do i have a have a comprehensive insurance to also have a b1 insurance? and how much more would business insurance cost me?

What is the best insurance for Massage Therapists?

My state requires that I have massage insurance. What are some of the benefits I should seek when looking into purchasing the insurance? Also, should I worry about the Personal / Advertising Injury coverage? because i've noticed that some of the companies do not have that available in their plan. Thank you all in advance. Really appreciate the help.""

Income Based Health Insurance in California?

I'm 18 years old and live at home with my dad/step mom. They don't have insurance through their employers, so neither do I and because their combined income is so high (6 figures) I'm not eligible for Medical or Medicaid. Any ideas on what I can do to get affordable health insurance? I have a job too...""

""Cheap m/cycle insurance for 95,GPZ 750 ?""

Cheap m/cycle insurance for 95,GPZ 750 ?""

Travelers -safeco insurance..need help?

Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated

Health Insurance for a newly married healthy couple ?

Amongst the following companies which offers Good and Hassle free Health Insurance for a newly married healthy couple sum assured around 5 lakhs per annum. Apollo DKV Bajaj Allianz Cholamandalam HDFC Ergo ICICI Lambord Iffco-Tokio National Insurance New India Insurance Oriental Insurance Reliance Health Royal Sundaram Star Health Tata AIG United India Insurance. Reply with confidance with suitable reason why you suggest this company. Reply immediately.

SR-22 insurance in Massachusetts?

I have a friend whose license was suspended in Rhode Island 6 years ago for failure to pay tickets. He went and paid them all and RI is requesting he purchases SR-22 insurance. He currently lives in MA and we don't have SR-22 insurance in MA. Any help on where to go from here?

Car insurance for a teen?

I was wondering if a minor can have their own insurance plans, like not under their parents name? And what is a good company for car insurance for teens (cheap) ? Thanks!""

""I need cheap car insurance, I'm in college?""

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.""

What are the benefits of low cost insurance?

What can be the advantages of having low cost insurance for people.

connecticut insurance brokers

https://www.linkedin.com/pulse/affordable-home-insurance-org-review-nicholas-proctor/"

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When you get a license do you need insurance? Or is that only when you own a car?

Hi, I live in New York State. When I turn 17, I plan on taking drivers. ed. and getting my license (i think it's normally 18 years old for licenses, but if you take classes you can get it at 17). Do my parents have to pay insurance for me once I get my license? Or is that only if I own a car? Thanks P.S. Extra question - what is the usual/average rates for 17 year old drivers with good grades (i just need a estimation no specific numbers necessary) thanks""

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I received a letter in the mail a week ago, and can't locate it now. It was explaining as to how there is a government program in place to reinburse for health insurance premiums paid if someone in your household gets NC Medicaid? Anyone know about this as for the life of me I can't put my hands on the letter. Any insight would be helpful. Thanks.""

Car insurance for 16 year old female?

I know I won't get exact on here, but about how much would car insurance cost for a 16 year old girl, I have good grades (I think that's a discount?), I took drivers Ed in the summer, and ill be driving my parents cars which is a Nissan pathfinder and a small Hyundai not sure what kind. About how much per month? Thanks!""

Good starter bike thats cheap on insurance?

i was thinking a 250r or a 600r???

Do I need my own car insurance?

I have paid my car off to my mom. She paid for it initially and is the listed owner of the vehicle. I'm 20 years old. Since she is the owner does that mean she will always have to be the primary driver listed on the insurance? If I move out after I graduate in a few months, do I need to get my own insurance plan on the car or stay on hers? I plan to keep her house as my permanent address for at least a few years until I really settle down. It would be cheaper to stay on the plan with her, but can I do that if I don't live in the same household?""

Renting a car with no insurance.?

Hello there, I'm over 25 and have a driver's license but I currently don't own a car therefore I do not have car insurance. I know that usualy when you rent a car and you have car insurance, you won't have to pay extra for rental car insurance. How does that work if I don't have insurance right now? Is extra insurance from the rental company expensive? Or would they even let me rent a car (only for a couple of days when I go to my cousin's wedding out of state) if I don't have car insurance? Any insights would help! I would hate to show up and not be able to rent a car and have to call someone to come get me. Thanks!""

Young male looking for answers with car insurance?

I am just wondering if someone could help me out, because I hear other people my age talking about having ~$150 insurance rates, while mine are $350 a month. They say they are under their parents names, but when I tried to go under my moms they apparently told her it wasnt possible.. I am an 19 year old male, me and my mom are the only drivers in my house and we have 2 cars. We live in Ontario, I HAVE completed drivers ed and am currently a college student. Is there any reason why other people can put car insurance under their parents but i cant? Is there any way to fix this?""

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What are the cheapest cars to insure for a 17 year old boy with just 1 month of obtaining a full uk driving?

license my budget for the car is 500-2000 for my first car im going to be looking at getting insured under a parents name with over 20 years of driving experience but they dont want to put no claims down on my insurance so i will be a additional driver. Please give me a big list of cars you suggest within my budget to purchase a car for 500-2000 pounds as i dont have a car yet and need a cheap one for a run around and i need cheap insurance. the insurance has to cost 2500 maximum for the cars you suggest

Does have a cpc reduce car insurance costs?

I have just recently obtained my pcv license and also gotten my cpc (certificate of professional competence). will having either or both of these reduce my car insurance premiums? thanks.

Car insurance/Car warranty advice!?

Okay...so my husband has a 2004 Subaru WRX - bought from a private dealer. We have a car loan from our bank with no extended warranty. Our insurance is through Harleysville and we have to have full coverage on it so it's kinda pricey since his car is under the performance class. My car, is a 2006 Subaru Impreza 2.5i - just bought last month from a dealership with extended 5 year/60,000 warranty on powertrain (engine areas) and drive train (AWD) (?) something like that and is not bumper to bumper. We also have a car loan from the bank. The thing is, I have our car insurance on low deductibles making our monthly premiums high. I was thinking, since I have warranty on my car, the deductibles can be higher with a lower monthly premium since I have warranty from the dealer. Although, the warranty is only on powertrain and drive train, if I get tboned or scratches, then yes, I would have to pay a higher deductible to get my car fixed. What is the best thing to do? Right now, both our cars are at about $240/mo for our insurance premiums. We are safe drivers, never had an accident or speeding ticket. We are clear as of now! What are you opinions and thoughts... Would really appreciate it!""

How does bein married or single affect your auto insurance rates?

Can I drive my friend's car if I am NOT on their insurance?

In the state of OHIO, I want to know would I be able to drive a friend's car if I am NOT on their insurance, but I have my own insurance?""

Is a $202 Full Mouth Debridement was an overcharge? or just average?

I went to a dentist, and was ordered a Full Mouth Debridement (D4355) for $202.00. I have no idea of what exactly they have to do but they explain that it's different from a regular cleaning and my insurance will not cover such thing. I have no idea of how much is it cost on average dentist and I said yes to have it done on me. When I went home, I realize that some dental office offer it less than what I'm paying. Should I file a complain? If I should, where can I bring my complaints to.? I live at area code 92126.""

How much would i have to pay extra on my car insurance if i added my 18 year old son?

he jus got his license a few days ago?

Cheap car insurance?

where can i get cheap car insurance 4 a young driver on a fiat punto?? pleasssss(in the uk)

I have my own health insurance. How will these proposed Healthcare reform measures affect me?

Am I going to have to pay more now?

Cheapest saturn sky insurance for a 16 year old?

I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?

Is it cheaper to buy health insurance in any other state than CALIFORNIA?

I am shopping for health insurance and it is through the roof. Is it cheaper in other states? Should I move from California? I am 62 and my husband is terminal. Just need some real information.

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

Insured driver drives uninsured vehicle and crashes into my car. Is her insurance responsible?

Basically a woman who has her own insurance drove her friends uninsured vehicle and crashed into two parked cars including mine. Will the drivers insurance par for the damages or will they get out of paying? I have my own insurance, but I don't want my rates to go up because of this moron which is why I would rather have the drivers insurance pay for it. Any advice would be appreciated.""

Will this lower my insurance?

Im looking at cars to buy for my first car and I was wondering what the insurance cost would be like for a 16 almost 17 year old female for a 1979's 1980's camaro I also maintain a high gpa and get a discount for it aswell and live in las vegas.

I hit someones car (My first accident)?

I was pulling out and hit another car I was going under 5km/h backing up and I cut the wheel to much and hit a parked car How much is that gonna cost me We are not going through insurance How much would it cost to paint it

""18, needs car insurance for ANYTHING please help ?""

OK ah cant take anymore of this... i'm 18 have had a license for 3 months now and live in the UK jarrow, tyne and Wear... All i want is a **** little car. But the insurance is ***** ridiculus no matter what i do a car costing 300 insurance will still be 5000 - 6000 doesn't matter if the engine is the size of a vacuume cleaner motor it jus wont go down. PLEASE somebody find me a car that isn't over 2000 that the insurance wont be beyond a joke. Been at this for over a week now and cant find anything. gocompare money supermarket direct line aviva. even put my mother as the main driver of the car with me as additional driver and still 5000 - 6000. Even insurance fraud is expensive PLEASE help me""

What is the cheapest insurance for beginning drivers in NC?

I'm about to turn 16 and get my license but I need proof of insurance before I can get it. What is the best insurance to get and how much will it cost?

If you chose car insurance just by commercials?

If you chose car insurance going by the commercials what car insurance would you choose and what do you actually have, if you have a car?""

Temporary Car insurance fuddles? Re: excess on the owners policy?

Hi, I was looking to either rent a car for a day or borrow my sisters, now ive found a site on tempcover willing to insure me for something like 30 - 40 odd quid but the trouble is it said something about excess being in & around the 400 - 500 mark.... It also said this is the excess the car's owner has to pay.... I'm pretty certain i'll not be borrowing anyones car if its going to cost them that much - even if I offer to pay it (which I wouldnt by the way, im not an idiot lol) But does anyone know if this is like a one-off or if they mean that this is what my sisters excess will amount to once ive been put on one day insurance on her vehicle? Just im not 100% if they mean that by being insured for 1 day im gonna just basically destroy her policy for the next year lol? Sorry I know this is a bit confusing but thats why im asking ya see,, it confuses me too..... I suppose im hoping an insurance expert is out there somewhere reading this and just dying to lend their expertise...... Thanks guys!x! :) Ps: Shes agreed to lend me the car as long as im insured & dont crash it lol....""

What is the average cost for a phacoemulsification without insurance?

What is the average cost for a phacoemulsification without health insurance?

How much is insurance for a new driver that is a male with a 97 sports car?

I'm turning 16 soon and need to find out

Will the insurance go up?

My boyfriend drag races his bike for fun. But the one race he got hurt. His brother offered to ride it home for him, since we didn't have a trailor. His brother wrecked it on the way home. But since it wasn't my boyfriend driving, will his insurance go up?""

Will someone elses tickets effect MY car insurance?

recently my friend got two tickets in my car. We went through a police stop and he wasn't wearing a seatbelt in the frontseat of my car while i was driving and got a $37 ticket. I also let him drive my car because it was past my driving curfew since i'm under 18 and it was 2am. He got us pulled over for speeding and got a $294 ticket. no one else can drive my car on my insurance plan so what does that mean for me?

Is getting renter's insurance a good idea? How about with Balboa insurance?

I'm considering getting this but have no idea how renter's insurance works or anything.

Is a smart car cheap to insure for a 17 year old?

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Would a 2-door car be more expensive to insure than a 4-door?

I believe 2-door cars are usually considered sports cars, in turn, making them riskier to drive and costing more to insure them. But what if it was a 4-door car that was a sports car? Specifically the Dodge SRT-4. It's a 4-door car, but it's made to be fast. Would this cost the same, or less than the 2-door? This is all assuming the cars are of the same year and everything. 2-door = Dodge Neon coupe 4-door = Dodge SRT-4""

I need Car Insurance help!?

Well, I'm turning 17 soon and have started thinking about learning to drive and getting my provisional. I know car insurance for a 17 year old boy is very high but there must be some cheap insurance somewhere? From 900-2500 I'm not the richest person ever and don't currently have a job, but I'm actually searching at the moment (just started). I have time to think about it all and everything but ye I need help, also a car which isn't too expensive and the insurance is also pretty cheap would be awesome!""

If you receive SSI Disabilty can you stay on your spouse's health insurance?

If you are awarded disability do you have to get on Medicare/Medicaid or can you stay on your spouse's insurance through their employer? I am afraid of not being able to see my regular doctor if I have to get on Medicaid because so few doctors accept it. Anybody familiar with this?? Thanks in advance!

Who gives the cheapest car insurance for a nissan skyline import?

How much would insurance be on a 99;-00' mustang gt for a 17 year old?

I'm buying my first car and i'm determined to get a mustang...i'm truly working my butt off to buy it. and i was just wondering how much insurance would be on it. the car would be added to my parents policy under one of there name's, but i would be driving it. so i was just wondering how much a month i'd be looking at paying. Additional details: -eagle scout -A B student - no wrecks, tickets, anything thanks for the help!""

Where can i find cheap Auto Insurance Providers in Missouri ?

Insurance on Giving Birth?

Me and my husband don't have any insurance and we want to have a baby, what is the average monthly payment for insurance that will cover everything from the ultra violet sound to the monthly check-ups to the auctual giving birth in the hospital.""

""Good,affordable car insurance for 19 year old !?

Ca..

""I need family medical/dental insurance, where do people get this if they are self employed?

We currently have very good insurance through my husband's work. He is in the process of starting his own business and will be leaving his current job soon. I am very concerned about finding affordable insurance they provides good coverage for my family. Any suggestion would be greatly appreciated.

Can you get insurance on a vehicle if your license is suspend?

Hsa savings plan through health insurance?

my job has hsa plan through insurance...anthem.....and my medical card says hsa covered but i didnt activate the account yet and dont want to...decided against it......will i be penalized or act as if i didnt want the plan?

""What is a good Car Insurance Company. Im in my early 20s, not the greatest driving record.?""

I have had a few speeding tickets, no insurance tickets, ect. 1 accident 6 years ago. I just need good, cheap, liability insurance for my fiance and I""

""Will my insurance rate in NY go up, if I get a ticket in NJ? Will pts occur on my ny license?""

I got a tixs for speeding and reckless driving (at the same time). And if my rates go up, is there a way I can get the chrages reduced to careless driving? How would I go about doing that sort of thing? Any info on this will be greatly appreciated. Thanks!""

What is the best life insurance policy for people 65?

need life insurance

How much dose car insurance usually coast?

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.""

Does anyone buy life insurance?

Which Governor of California made car insurance a requirement?

I was just wondering why car insurance companies make millions in profits and suck the money out of us (car insurance payers). But Since it is not a federal requirement to have insurance. It exist in a state level. so yea which governor of california made car insurance a requirement to have ? :)

Car shopping???? and auto insurance?

I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)""

""1994 Mazda MX-3, How much would insurance cost for it!?""

So I got a 94 Mazda mx-3 car, and I live in Calgary AB. And i'm 16, could anybody give me a estimate on how much registration, insurance, ect, would cost?""

Riding a 49cc scooter in NY without insurance?

can you register a 49cc scooter with the dmv without having insurance for it first? and what are the fines if i get pulled over riding the scooter without insurance? the cheapest insurance i can get is with progressive and it's 531$ a year! thats too much!

Why has my car insurance quote shot up overnight?

My renewal is on the 3rd October, so I've been already looking around for the cheapest deal. It was up until today 852.09 for 3rd party, Fire and Theft. However, today it has gone up to 1433.07...which is almost as much as last year. I've also noticed that the cheapest insurance provider (the one that provided me with the 852.09 quote) is no longer providing me with a quote, and that it's forcing me to have to go with the second lowest price...but all the other companies quotes have gone up as well... My birthday is next week as well, so I'm wondering if it has gone up to take advantage of the possibility of me having to buy new insurance cover or something? Really finding it hard to find the reason how the quotes can have gone up by so much over-night with no change in my quote information at all :/ My details: 19 Years old Male 1 Years NCB Punto Sporting Thanks in advance!""

How long does it take for a speeding ticket to affect my insurance rate?

I got a speeding ticket this week, and it says I have to wait 3-4 weeks for the courtesy notice with the bail info. I'm just wondering how soon this might affect my insurance rate (i.e. after the citation is processed?). P.S. Can you request traffic school to remove a point for speeding?""

Any lawyers or insurance agents out there?

I won a long fought Small claims case. The lady I sued has insurance, business insurance, not car related. 8 months ago her insurance company denied the claim. I went to Small Claims and won. Doesn't the insurance company now have to pay me if I send them a copy of the final judgment? I also won on her appeal, so its final. Thank you.""

How much will my car insurance go up?

I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?""

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Would insurance on a small pickup truck be more than a small compact car?

I am thinking about getting a small pickup truck (Toyota Tacoma, Chevy S-10 type truck). Would the insurance on it be higher than a Small car like a Honda Civic or Hundi Access? I am 18 years old so my rates are already high and have a clean record and I live in New York.""

What is the cheapest car insurance?

How can health insurance be denied when you have had continuous coverage for 7 years straight?

I am currently on COBRA insurance paying $472.00 a month. I have been trying to find an individual plan on my own and have been denied twice for pre-exisitng condtions. How can I have pre-existing conditions when I have health care for 7 years with lapse in coverage. THE HIPPA law states that if you have had continuous coverage for at least 12 months without a 63 day break in coverage, then the pre -existing limitations wouldn't apply. I feel like I'm being black balled. Who do i need to speak to? The health insurance companies don't even want to talk about the HIPAA laws.""

What is the cheapest insurance?

where could i find the cheapest insurance plan for me with any company. Im mainly trying to figure out what the insurance will be costing with the certain car I will be getting. I am 15 years old currently but will be turning 16 soon and when it comes time for my license during the summer I would like to know how much insurance will be. I already know what type of car im getting, A 1998 Camaro z28. Would it be extremely pricy or not too pricy, i just need a ball type figure. once again with ANY COMPANY, what would be the cheapest for a 16 year old with a 1998 camaro z28? thanks""

I just got a 1991 chevy camaro it is my first car how expensive wil my insuranse be?

how expensive will my insurance be? how cheap can i get it?

How to get best car insurance for teenager?

What is the best way to get insurance for 18 years old girl, A-student?""

Motorcycle Insurance question?

I recently bought a motorcycle and i'm just about to buy insurance but i am abit confused, I'm thinking of getting the Third party fire & theft insurance, which means i wont get no claim if I crash my bike but what if the other drive is at fault? Does their insurance cover my damage or what?""

Insurance for honda civic?

Does anyone no how much insurance is for a Honda civic, I am 17. Do i have any hope of getting any?""

How much will buying a 2005 Mistubishi Lancer Evolution 8 raise my insurance premium?

I'm looking into buying a new car and I'm a bit of a motor head and like to race. The Evo 8 is my next choice, but I can't find out how much it will raise my premium. Anyone know? If it helps, my insurance provider is Allstate.""

Average insurance rates?

Im doing a project for Health and I cant find average insurance rates for a 19 year old guy. I need Life Medical and Disability. HELP!

Second car insurance very very expensive - why? What would make it cheaper?

Hi, Me and my fiancee currently own and insure a Rover 25, V reg, 1.4 ltr, through Quinn. I'm the main driver and she's a named driver. We currently pay about 400 for tpf&t for the policy, and this has been roughly the price since we started the policy about 2 1/2 years ago. We're now looking at getting a second car as we will be working in different areas. My Grandma offered me her old Nissan Micra (1.3 ltr, K-reg) for us to have. I phoned up Quinn to get a quote for this car and they quoted 2,020!! I can't understand why it's so much more expensive, it's ridiculous! The lady I spoke to couldn't give me any adequate explanation of why it was so expensive, though she mentioned that we wouldn't be able to use a NCB on it as it would have to be an entirely new policy. But we took our first car policy with no NCB and that was a fraction of the price. Apparently the micra is called a Super-S or something, though it is not suped up or a fancy model or anything. Could that be it? We've tried a few other insurers and they also give expensive quotes (1000+) though not as ridiculous as Quinn. Any ideas why it would be so expensive? What could we change to try to make it cheaper? Change each car to have one named driver ony? Try a different car? Find a multicar insurer? I'm 31, she's 28, and we've both been driving for 2 3/4 years with no claims, points, convictions etc. Thanks.""

Is Matrix Direct a good ins company?

Free car insurance??

My partner just called up his car insurance company to have me down as a named driver on his car. all the asked for is my name, DOB and my occupation. and they said there is no charge its free. Is this for real?? why is it free?? nothings free these days lol i also only have a provisonal""

""5. If you get paid $8.00 per hour at your job and insurance is $200 a month, how many hours will you have to..?

work to pay for insurance?

Insurance quotes for subaru wrx or acura rsx?

i am 18 and have my license for 1 year , no tickets no anything good grades . Wich would cost more the rsx or the wrx , whats the price range for each a month .thanks""

How can I cancel my geico car insurance?

I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.

""Car insurance?, i need help!!?

on an insurance claim are you penalised if you upgrade your car.

Insurance claims car was stolen but police report doesn't?

my car was hit about 5 months ago and the police report was filed. i received my copy of the police report and it doesn't state the car was stolen. now my insurance company is claiming, 5 months later, that the car that hit me was stolen. can this happen? how do i know the insurance company isn't making this up so that they wont pay me back for my deductible? thanks!""

""What is the best, cheapest insurance for a newly liscenced 18 year old driver?""

also a full-time college student (dorming), part-time weekend job making about 600/month.""

Is it mandatory to have car insurance in New York State?

Will I get a ticket or get my licensed suspended if I don't have I don't have car insurance?

""Adding my car to another's car insurance, how does this work?

I want to add my car and me as driver to another's car insurance (who has established rates) how can I do this?

Can someone give me and ESTIMATE?

about how much would car insurance for a friend of mine cost. Shes 17 yr old girl and she gets like a 2.5 gpa and shes getting a toyota corolla 1999.... and they parents making them pay for it but they want to know apprx.. cuz their parents wont check it for them yet

Insurance on motorcycle ?

It would be a Kawasaki ninja zx6r it is a 2006 and 600 cc engine.. I am 16 and live in northwestern Pennsylvania... I would get minimum coverage.. I would also be adding on to my dads car insurance plan and I would be getting a 20% discount for good driver etc. About how much do you think the insurance on it would be?thanks

Will my license get suspended if I don't have insurance?

I had a 6 month policy. It ended the 20th of this month. However my insurance was due the 28 of last month and I wasn't able to pay it. Will my license get suspended if I don't have insurance? I don't drive it, it just sits in the drive way. Am I okay as long as I'm not driving or does it not matter? If it does matter does anyone know anything I can do to keep it from getting suspended? Also does anyone know of any affordable insurance companies? I'm 20 years old, so I know it's gonna be more for me than someone over 25.""

Visitor medical insurance?

Hi all, I am from San Antonio,TX and my parent in-laws are visiting USA. I am looking to buy a visitor medical insurance and i confused of to buy a trusted one. I am much concerned about coverage/providers. Which one is most trust-able and where can i buy ? I want to buy a good one and i dont want get cheated by UN-known or a wrong insurance where the health care facility says we don't know this insurance or all the (covered) claims are simply denied. Thank you all...""

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Which is the best Life Insurance for a 33 year old?

"Which is the best Life Insurance for a 33 year old?

I have family of 1 child

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Car insurance for a new driver aged 21?

hi, im really close to taking my driving test, and i will be 19 when i hopefully pass. but i know that i would be unable to afford car insurance just yet! however, i would be hoping to maybe get a car when i am round about 21 or 22, as i will hopefully be in a more of a position to buy and run a car! however i was wondering if you could give me a rough ESTIMATE on how much the insurance would cost! i would be looking at getting a car such as a Nissan Micra, and would more than likely get a 1.0 litre! if you could give me an ESTIMATE on how much it could cost, so i can get a general idea! i know its hard to give an exact price, but lets just say the car is all safe and has been MOT'd and is being parked in a garage! hope you can all help, oh and its for a MALE!""

Car insurance for my daughter?

my 17 year old daughter wants to learn to drive in my car (citroen c3 2059plate) would anybody have an idea of how much it may cost me ! or does it pay to make her wait untill she has passed ? and any ideas on how much if she does pass.. ty .....

Car accident/insurance question!?

Is there some sort of law that claims if your car is in an accident the dealership will pay for the rest of the remaining balance on your car? That way the insurance company gives you the money to buy a new one. My friend was telling me something about this but I don't really remember what it was called, or even if that was what she was trying to explain. Thank you!""

""Car insurance help, i need advise?""

Im 15, hoping to buy a decent car (when i turn 17) that is reasonably cheap to buy and insure, i have around 10,000 budget for the car and 20,000 budget for the insurance, i work on cars so any mechanical problems wont be an issue and i am a very capable driver and certainly not a 'boy racer' i have experience in driving and i just want a nice car that i can keep for a long time that i can pass in and out if london in to my future job (architecture) any car and insurance company suggestions? And remember decent car, 2nd hand.""

$600 Fine For Expired Car Insurance? BC Canada?

Today I got a $600 fine for a week expired car insurance and my car got taken away to an impound . Is that the right price for British Columbia, Canada?? Because I've heard that its supposed to be 100-200 first time, 300-400 second time, 500-600 third time? This is the first time I've ever had a ticket because of expired car insurance so why is it so dam expensive? Can I get some of my money back at least? Seriously $600 is way too much""

Can insurance company's raise your deductible without you knowing it?

My Daddy thought he had full homeowners coverage for years with a $250 deductible. He found out last week he wasn't as covered as he thought and his deductible mysteriously rose to $1,000. How could a company do that without notification?""

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road""

Cheapest insurance for a yamaha tzr 50 for a 16 year olds first bike?

just bought a yamaha tzr 50, first bike wanted to know if anyone had a similar bike or knew any cheep insurance companies, less than 700, thanks""

Insurance Coverage for Motorcycle Helmet and Jacket?

I recently Just completed a claim for an accident I was in, The insurance (progressive) is going to reimburse me for the Jacket and Helmet. The Helmet has a little scratch on the lens and that's it. the lens is easily replaceable. the Leather Jacket has a light scuff on the arm. I spoke to the local claims representative and He said that he will come by and pick up the Jacket and Helmet and throw them away. I thought I was told with the when I bought the policy that I can do whatever I want with the Accessories, meaning I could throw them away or use them or fix them up. Now what I want to know... Is the Claims representative trying to get the Jacket and Helmet for himself or is this really Policy? to throw away $600 of equipment that's still in great shape and hardly used?""

Insurance Group for Cars?

Hi, I am planning to buy a second hand car, I.e., when I search the car through net, it says Insurance Group is 4/5/6 etc. Can any one tell me how the Insurance Group are being defined which Grade enables me to pay less premium? Which Insurance Group car I should look for ideally? Thanks in advance. Regards, Reed.""

Can you claim back unused car insurance?

If through out your life time of driving you never have a crash or the need to claim for any insurance. Can you then claim back a portion you have falked out to the insurance company? If not, why is this? It doesn't seem fair that you have to pay someone by law, 10s of thousands of pounds over your driving life time, and your not entitled to claim any money back? i mean even 10% of what you've paid would be fairer than nothing, these insurance companies still get 90% of money for doing nothing?""

How Much Does Insurance Cost For a teenage driver (16) in texas?

my 16 yr old son wants a sports car. i was wondering how much it would cost for insurance and what is the best company for teen insurance.

How should I insure my now deceased father's house?

My father has recently passed and his house is currently vacant. It is a small home only around 1,000 sq. ft. It hasn't been estimated recently but I would guess it's value around $60,000. Homes in the area are going for foreclosure for less than $30,000. My son plans on living in the home a year from now. How should we insure the home in the mean time? If we can find someone we know and trust we may rent it out in the mean time, if not, how should we? The home is currently in my sister and I's name. What do we need to do to keep costs down? I'm talking about insurance and taxes. Thanks for any advice!""

Motorcycle Insurance in Ontario(re asked)?

Hello, I am a 20 year old female looking for motorcycle insurance for a Honda CBR 250r with an M2. I have never owned a bike before and have a clean driving record. Like most people my age it is nearly impossible to get insurance that is affordable if you are under the age of 25. If anyone knows of an insurance company/brokerage that would give a quote below 2.5k a year please give me any way I can contact them. I live in the Ottawa area if that is any help as well.""

I need cheap car insurance in New York City?

I need cheap (FULL) coverage for a financed vehicle in the NEw York Area...I've tried the popular sites...any leads?

Is it legal to do this with car insurance?

I know of people who do this for the sake of saving money, but I am not sure if it is legal or not? Say Person A has horrible insurance rates to the point of where driving is impossible to afford. Now let's say Person A sells their car to their significant other, Person B for a small price and transfers the title into Person B's name, so now this car on Person B's active insurance policy. Person B's rates will go up a bit based on their cost to insure, however Person A will still be driving this vehicle on a regular basis, and simply pay Person B the additional, much cheaper premium. Is this legal? If not, how would anyone ever know the difference? Now the new""

What is the cheapest car insurance for young drivers?

So far the cheapest i can find is with aviva but it is still pushing the 2000 mark which is really expensive!!! Any help appreciated thank you :)

How to fill out insurance quotes?

Ok first I'm going to explain the situation. Since I was 17 I drove with a licensed driver, and with my permit. When I was 18 I got a ticket for Under 21 drink and drive. It's a petty misdemeanor on my record, and I only got my permit suspended for 30 days. Just two days ago I got my license and passed my road test, I'm 20. I have a car picked out to buy so I've been looking into insurance quotes. However my ticket was never for a DUI and they never give me the option of what my ticket actually was. How do I go about this? Does it count? The quotes I've gotten back are 150-220 a month. Can someone help, or recommend an insurance company. I also qualify for driver's training discount, and good student discount.""

Car insurance black box (auto saints)?

I am going to have my car insured with a black box soon from auto saints, because it's much cheaper than any other insurance that I have looked at. My question is, after the second year does the insurance go down a lot with a years of no claims bonus (my friends say it doesn't) . So is it worth it? and do I have to keep the black box for the second year as well or is worth it changing insurance company after the second year?""

""Car accident, driving record & Insurance?""

If car accident happended and insurance covered the damage, but at-fault violation is kept off the driving record with help of being first offender, then will it still affect car insurance rate even if switching previous insurance company to other? Do insurance companies share their custmer drivers' information?""

Which is the best Life Insurance for a 33 year old?

I have family of 1 child

Where can i get a quote for a bugatti?

i want to get an insurance quote for a bugatti veyron but i cant seem to find a company that insures them. does anyone know a company that will?

Can I insure a vehicle I don't legally own? ?

Can the insurance company do this?

I am sheepishly wishing I had not spoken to the insurance company this morning, but what's done is done. If the (auto) insurance company has your VIN & license plate #, can they do a check to see who's name is on the title to a vehilce?""

SR-22 Insurance Company risks?

We recently got jacked by Geico regarding SR22 insurance. We are going with a smaller company now and an inexpensive rate. What are the risks? What are things I should look out for? Arent the requirements of the SR22 insurance fairly good coverage due to the type of insurance you need?

Which is the cheapest car on the market to insure?

Hello, im currently learning to drive in the uk and looking to buy my first car. I need something that will get me from A to B, and will be as cheap as possibly to run as well as insure as im currently not able to work until my daughter is old enough to attend nursery next year. If anyone could help point me in the right direction as to which car to get it would be most helpful as then i can compare insurance quotes. If it helps, im 24 years old and female. x""

Is the amount you paid for your car covered by full insurance if an uninsured motorist hits you?

A friend was stopped at a light when some idiot hit her car and totalled it! Although, she has full coverage on the car(she just recently finished paying off), the idiot who hit her did not have any insurance! The total she paid on her car was $13K. The insurance company only wants to give her the blue book value of $3000! The situation is even worse because the offending party have no insurance! Is the insurance company trying to rip her off?! What should she do to get back at least close to the total amount she paid for her car?""

What is deal with the new obamacare insurance plans?

Is it really mandatory for one to purchase an insurance plan? And does it really cost about 20k? I read an article from a website that has some interesting articles... http://www.naturalnews.com/038905_Obamacare_health_insurance_mandate.html There are a lot of things I dislike about this country and this just really set me off... Not specially things you would expect... More like what is allowed on food, in food, medical prescriptions taking over preventive care, the idiotic media like honey boo boo, ignorance and how people explain our government needs to change in a way to be like a backwards theocracy and such and I could go on for quite a while... I would like to move away from this country if not I'll seriously live in isolation somewhere away from this society... I really need opinions and your comments my just prove or disprove my thoughts even more.""

Where can i find cheap young drivers insurance in uk?

where can i find cheap young drivers insurance in uk

Is this a new car insurance con?

Just tried to get car insurance through that confusing website. We chose the cheapest one and when we went to pay for it, the swines said error phone this number bla bla bla . So we phone up and they add another 35 onto the quoted price. Of course we said on your nelly . Is this a typical con? Have you experienced that?""

Will my car insurance go down?

Hi Ive just renewed my car insurance and had a major reduction, i got through my first year paying 4800 (800 deposit and 380 for 10 months) now ive renewed and im paying 1600 (500 deposit and 110 for 10 months). My question is i am moving out of the area i live to live in gloucester, ive done quotes for my car in that area with all the same details as now just with a different address and my insurance is just above 600 not 1600! does this mean if i move and contact my insurance company (RAC) that they will reduce my payments or will i have to still pay the same for the next 11 months? Thank you""

Cheap motorcycle insurance for 18 year old?

Im 18 an looking to get a street bike this year but the insurance company my parents have(some local small insurance company) saids they cant even give insurance until ive had lisense for 5 years which is bullshit. Even after 5 years they said it would most likely be around 4 thousand a year which is rediculous! All i want to do is own a motorcycle an ride but damn insurance is too high! Any cheap insurance that gives full coverage to 18 year olds. Btw my driving record is clean with no accidents or tickets

Can my parents add me to their car insurance for a shot period of time?

I'm planning to go on a road trip and I was wondering if it's possible for my parents to add me to their insurance so I can use their car for a week, and whether it will be cheaper that way than to rent a car (I'm 24). They have American Family Insurance.""

Geico payed a claim of $2500 how much will my insurance rates go up next year?

And if it will increase significantly can I refute that amount? The other guy insisted that insurance paid to fix his car (TWO LITTLE PAINT SCRATCHES NO WAY IT WAS THAT MUCH!) not let me pay it out of pocket so they went ahead and paid w/o telling me first.

How much of a role does health insurance issues have with hiring and firing employees?

Group insurance through the employer's insurance plan.

How much would car insurance be?

I'm 17 and I wanna know how much insurance is on a 1993 Jeep Wrangler before I go out and buy one. I tried to do quotes but I need to know a lot about the car but since I don't have the car, it's kinda hard. Help. Thanx""

How much do you pay for insurance and registration in your country ?

well i paid 400 US $ for both ?

Did you agree over a decade ago when California made police asking for auto insurance illegal?

For a few years, police were not allowed to ask for auto insurance from motorists. Much of the argument in favor of that law was that it discriminated against poor Mexicans. It was overturned eventually as auto insurance violations/irresponsibility became epidemic. How does this relate to the current law in Arizona? How does it relate to the mandatory health insurance law?""

""Heres another crock of feces, about car insurance!?""

Apparently I didnt get the lowest rate because I didnt open an account or have a loan before age 25. What the F? does that have to do with the ability to drive a car? Also not because of no history of car loans or leases. Once again, What the F? does that have to do with the ability to drive a car? Also not because I have 2 accounts in good standing. I need more? or less? Once again, What the F? does that have to do with the ability to drive a car? Your company has never paid one dime to me or because of me. YET YOU BASE YOUR PREMIUMS ON NON RELATED ISSUES! F?ING BITE ME, WHAT A BUNCH OF SCAM ARTISTS! No wonder people commit insurance fraud. Because insurance companys F? you all the time. Another good one, recoupment fee. If you get money you have to pay it back. What was the purpose of the insurance in the first place? Now I know why we need billions of gallons of oil so much. Vaseline is a by product.""

Young drivers car insurance - cousin just got permit?

My cousin just got her permit and her family is allready looking to get her insured on her vehicle. Where is the best place online to get insurance just for a young driver without paying an arm and a leg?

Does 15 mins save you 15% or more on car insurance?

""How much will it cost per month to pay for gas fees, and auto insurance in Toronto?""

How much will it cost per month to pay for gas fees, and auto insurance in Toronto?""

Where does car insurance go when yo do not have an accident?

what happens to the money you give to car insurance companies when you dont have an accident?

Reviews on best insurance company to work for?

thinking of working as agent for insurance company. Which company has best reviews to work for?

Motorcycle insurance quote - Progressive?

I only need insurance on my bike for like a week and progressive only gives me the option to either pay the full 12 month cost ($255) up front now OR 2 payments a year which is $135 up front right now. Im not paying $135 when im only going to be riding it for a week...?

Insurance company have sold My car without my consent / pay out? what can i do?

My car has been written off by the insurance company back in January and i have not still been paid out due to me not agreeing with the offer. They have submitted me evidence justifying their offer but this was current market value and not prior. I have referred this matter to the finanical services ombudsman who are still investigating (long wait as they go by order of complaints received). I have just found out the insurance company have sold my car off to a salvage company who have sold it to another individual. What can i do? what is my legal standing point? can i claim against the insurance company? can i claim my car back? I am still in receipt of the V5, keys, service booklet and receipts for the car. I have not signed over ownership or given the insurance company concent to sell the car. I have assumed to date that the car is in storage at the repair garage. I have still to recieve full agreed final settlement for the car from the insurance company. HELP!!!!""

Which is the best Life Insurance for a 33 year old?

I have family of 1 child

Auto insurance estimate?

new driver ( Licensed in 2013), accident free When I go to pick up the vehicle at the dealership, will they ask me if I want to pay the insurance monthly or annual? ( or do I have to ask ) Id really prefer monthly payments instead age 20. use of vehicle - work/school less than 15km 2011 Audi S4 Thanks.""

What's the minimum auto insurance coverage I should have in california?

I'm not talking about the minimum required by law, but what's a good idea to have? Is 100/300/50 BIPD overkill? Are we just throwing our money away?""

Does getting a speeding ticket increase my insurance rates?

As an 18-year old driver, does getting a speeding ticket (cited at 5 mph over the speed limit) add points to my license (in Michigan) or affect my insurance? When I got pulled ...show more""

Teenager Car insurance?

Approximately, how much will it cost to insure a car? I'm 18, just got my license and the car that I'm going to buy is 2008 Mini Cooper S, I live in Los Angeles, CA and GPA ...show more""

""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""

psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""

How do I get my insurance licenses?

Do I have to work for an insurance company before?

What happens if you are about 10 days late paying for your car insurance?

School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might be 7-10 days late paying for car insurance. Will anything bad happen if i'm late?""

What is a coinsurance rate ?

What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it's 30% - does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services - do they skimp out on other areas such as prescription ?

How much would my parents have to pay to put me on their car insurance in Georgia?

What is the difference between renters insurance vs. homeowners insurance?

I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance? or renters insurance applies with owning a home too?""

How much is a doctor visit without insurance?

My friend hasn't been feeling well for a few days now and needs to see a doctor. Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't have any insurance. By the way we live in Miami, Fl.""

What kind of insurance do you have to have on a car that your still paying on ?

will the car company let you get cheap insurance?

What do I need before I get car insurance besides license?

I have my license, and a car that I bought that is in my dad's name. He wants to transfer ownership to my name, inspection expired in 2007 (I haven't driven for about a year). First, do I need to have a car in my name to get insurance, or can I just get ins. with the car in my dad's name then transfer the title later? (with no ins. changes) 2nd, to get insurance do I need to pass inspection, or can I just get ins. first?""

Why does auto insurance rates go up after manditory insurance laws pass?

the insurance companies promise that passing these laws would always lower them

Do you work for a major corporation and do they offer health insurance?

I have worked at the same place for 20 years. The first 8 they didn't offer insurance. Now they do, but I pay the premiums. How about you? Do you work full time? Does your employer offer health insurance? Do they pay or do you? How many people DON'T get offered the option to purchase health insurance through their employer?""

How much does a hyundai sonata usually cost to insure in MA?

My sister is trying to buy a used 2006 hyundai sonata and we were wondering how much a month it usually costs to insure it? She's only 21 and has had her license for four years without an accident? She tried to get a quote from gieco but they only showed the six month plan. Any helpful information about the car or insurance would be greatly appreciated!

Car Insurance question?

ok so im a newbie teen at understanding all this so this may sound dumb. When you get car insurance is it insuring the car? or are you getting it to insure you AND the car? my mom said something about adding me onto her insurance as a driver so under her policy that she has she would just add me as a driver? like can someone help me understand like the basics please.

Should I purchase car insurance?

I'm buying a car on Saturday and want to arrive with proof of insurance so I can drive the car off the lot ASAP. I was given a quote for a vehicle I won't be getting. The year will be the same year though. I'm also not sure about plates and registration.

Are your children on your insurance plan?

Does it cost more on your insurance for a child over 12 years of age?

How would car insurance companies benefit if the driving age was raised to 18?

And would insurance cost less? please show sources if you can

Insurance Card?

Is it true that your insurance company can refuse to cover you if you didn't have possession of your card in the car at the time of the accident? This is what I was told by a police officer at the scene. (I have a valid insurance policy, but I just didn't have the card there.)""

Ca insurance help with a dispute with another driver?

I've just had a minor accident,there were no witnesses but a van just pulled out of a parking space on the side of the road and hit me as I was driving up the road,I was going real slow as I was looking for a space to park myself,in fact I was driving right in the middle of the road as there was a massive lorry parked before the van and he took up so much of the road,you had no choice but to drive over the middle white line (just to point out there were no cars in the other lane).My car is fine but his van has smashed,mirror,lights,dents etc...He went mad saying it's his brand new works van and his boss will go mad and make him pay for the damage and he was stationary but I know he wasn't and there are no witnesses,the only vehicle around was the lorry and the driver was in the shop.How do I stand with this as I've never had anything like this happen before,also I did agree to swap insurance details and gave him mine first as soon as he had mine,he jumped in his van and sped off,luckily the company he works for was written on the van,as it's evening now I can't get hold of anyone but will telephone tomorrow morning to get his/their insurance details.""

Would my car insurance be expensive?

IF I WAS TO GET A 2005 NISSAN MAXIMA CAR WOULD THE CAR INSURANCE BE EXPENSIVE.........

What car insurance company is affordable for a student with a part time job with a fair amount of pay?

Where can I get the cheapest price on my car insurance renewal in the UK at the moment?

Does anyone know which company(s) is doing any good deals at present on car insurance. I have four years no claims and over 25. Have you recently had a good quote? Let me know!! Thanks.

Which is the best Life Insurance for a 33 year old?

I have family of 1 child

Does anyone know of affordable family health insurance?

i need an affordable family health insurance

""I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

""Approximately, how much is a car insurance for a newly passed drive with Peugeut 206?""

hi everyone i kind of have a slight problem... ive recently passed my driving test and bought peugeut 206 (2002 make) 1.1, but when i do a search on comparison websites the insurance is no less then 2400 pounds! im really confused as i thought it would be much less... is this right? :S""

How do you get car insurance if you don't own a car?

Need to know the type of insurance people get when they don't own a car.

License in insurance?

What would it be for? How would I go about obtaining one, and is it a solid field to get into? I currently work in member service for health insurance and am looking into getting into a different type, but I see a lot require a license in insurance.""

""Car accident, not at fault, but no insurance, other driver has no license. what to do?""

my parents got into a car accident with another driver. however, it wasn't their fault. in addition, my parents don't have insurance for that car because they just go it about 2 months ago (used.) but we have 2 other vehicles that are insured. does that mean that our car is technically under the policy? The other driver, who was at fault, HAS NO LICENSE but has an identification card, and has insurance. (her license is probably suspended) what are my parent's options?""

Temporary car insurance for foreign visitor?

A friend from Europe is visiting me for 2 weeks, and I'd like to lend him my car for some of the time. Obviously he is not covered through my insurance policy and I don't want to add him to it. Can he purchase coverage for himself just for this limited time? If so, where?""

How soon do i need auto insurance after buying a vehicle (used)?

I am buying a truck for the summer, and i was just wondering if i need insurance to drive it back home, or whether i can just drive it home and then get insurance...sounds stupid""

What can I do if my car insurance company denied my claim for inconsistency in my report?

Im going to lay down what happened and I would appreciate your opinion. It started when my 2007 gs eclipse clutch gave out the dealership close to my house wasn't a very professional looking place when it came to their shop they mistreated the cars that where there and had old rusted cars parked in their lot. So, I did not want to get it repaired there, I made a big fuss with mitsubishi but after sitting the car in my lot for 2 months I lost my job and I had to get it fixed there anyway cause of warranty issues and I needed my car to look for another job i'm a truck driver that's why it took 2 months and my car had 7000 miles on it i hardly ever used it. I noticed that after I had it back the cruise control wasn't working I didn't take it back because of the fear of something worse happening to it. My mom suggested that I get repair by my cousins husband so my mom handed me her cell phone called him and told me to bring it in the morning because he worked all day til 7pm and if i couldn't get to him to leave the key under the plant in front of the garage door (that call was on 6-24-09). I tried to get there early enough (6-25-09) but i missed him and no one was home so I placed the key under the plant and left I told the police officer that I had made a call to him after dropping the key but the phone number to reach him was on my moms cell phone. I thought I did I couldn't remember because I came back a day later for the car. After I walked home I thought id leave it there a day so he could find the problem, since he gets home at 7pm. When I got there on 6-26-09 my car wasn't there and they said they never saw it there so i called the police to see if it was towed it wasn't and the key wasn't there either, police came over and took my statement but on the report he stated that the car was stolen on 6-26-09 and the phone number I used to call to tell them I was leaving the car there was written down wrong. The insurance company said that the inconsistencies where that I did not use my cell to make a phone call on the 6-24-09 or 6-25-09 I told them that i used my mothers cell phone in the oath recorded meeting they recorded my statement a week after i reported my car stolen and i failed to tell them i used my mothers cell phone but they didn't ask and I also told them I called when I placed the key under the plant but I was confused because I had called my cousin twice on 6-24-09. I never failed to make a payment on any of my bills and i have good credit score I'm in fact almost done with my car payment. They also brought to my attention that I tried to sell the car but i have proof that i've been trying to sell my car since 2008 and there was a buyer and i have his emails that offered to buy my car with a $1000.00 profit for me. please tell me what do think i should do about this situation?""

Where is the best place to find medical insurance?

I am taking a job where I will basically be self employed so I will need to find my own medical insurance. Where do you suggest I go to look into this?

A good nursing school in the Philippines?

I have been waiting to get in the nursing program in California for a year and half and losing hope already. Some of my friends finished the nursing program in the Philippines and are ...show more

Insurance on a 2008 Suzuki Hayabusa......?

Wow dont ask me how, but I lucked up and found some RIDICULOUSLY cheap insurance. I have been looking for about a day and a half. Every last MAJOR insurance company you can think of. For some reason everyone on here kept saying check out Progessive. They were one of the MOST expensive. If you have a SUPER sport bike. Meaning either the Kawaski 12 or 14 or the Suzuki 1300 Busa, everyone is quoting you between $6,000 to $8,000 for a year. Thats like $400-$500 a month. That is the most ridiculous thing I have ever seen in my life. But then my salesman told me to call State Farm. He said trust him, that he used to race sportsbikes and always insured through state farm. So I call them and get a quote for $767 for the year. The same Bike that EVERYONE else quoted at $1000. Honestly I could not belive the lady. I do not understand how the price is that different. My salesman said that it is because State Farm is the only comapny that doesnt run the vin number of the bike and put it in the""

Car insurance on a subaru impreza wrx sti!!?

About how much would it cost me for car insurance for a subaru impreza wrx sti? I am looking at a 2005. I am 20 years old with 1 speeding ticket.

What car has the cheapest insurance for a first time driver?

i have looked at a few cars and atm i think a corsa 1.0 is one of the cheapest i know that i will need to get a 1.0 but does any1 know any other 1.0 litre cars that are decent so i can compare??

Auto insurance rate increase for California?

i noticed this year 2008 when i was up for my 6 month renewal monthly payment plan that my payments were higher. i bought my car, a mazda cx-7 june of 2007 and i was paying $95 a month, now i have to pay $114 a month. no new accidents or tickets since buying the car. i was expecting nothing to change, but then i noticed this. so i called them (esurance) today and they told me that all of California had premium increases. is this true? i had a feeling they were bullshi**ing me. can someone please give me a link to this in the news or something if this is true? are there any other reasons why my premium should have gone up if i didnt change anything on it from last year? i always thought if everything is the same and my record is clean it should go down slightly every renewal? should i shop around? (26, male, san jose, ca, good driving record, esurance car insurance)""

How much do you think my car insurance would cost?

I'm turning 18 in March and will be getting a car on my 18th birthday. I don't know what type of cr I'll be getting but I'll make sure it has good MPG. I'll be using my car for storm chasing. Do you think I'll get a discount since I'm helping the National Weather Service issue watches and warnings by storm chasing? What's the average cost of car insurance for my age group in Manatee county, FL? Sources?""

How can a medical group charge different prices for people with insurance and no insurance and medicare?

is this legal to charge people with medicare a higher price to go to the Doctor than people that don't have medicare, I thought that medical groups are to charge less so medicare don't go broke and people with insurance, so there monthly don't go up higher""

Car Insurance price help?

I am 20 y/o, I am getting a 2002 Ford Taurus 4 door, I live in the Florida area (Miami), I have never been in any accidents I would be using the car to get to and from school and work, could you give me a quote on how much I'll have to spend a month on insurance Liablility or full coverage. Optional: could you state you age and how much you pay a month on your vehicle, and what insurance company do you deal with?""

Cheap Auto Insurance (Liability)?

I need to register my tags which has expired. I know I need to be insured before doing so. I am looking for an Insurance company whom would insure me today with all proper documentation (today) . Does anyone know of such a company with affordabile rates? Ex: $45.00 or less monthly. I live in Georgia outside Atlanta.

What are some good first cars with low insurance rates?

preferably a SUV. Kind of like a blazer or something like that. Definitely under $1000. Does anyone know where online or around the york, PA area a car like that would be?""

Has anyone used Canadian Direct Insurance and experienced any issues or problems?

They offer great rates for auto insurance but before considering switching to them I'm curious as to whether other people in Alberta or British Columbia have had pleasant or unpleasant experiences with them.

How much is car insurance for a teen?

I'm 16,I have a 2002 Camaro SS,I live in Las Vegas,Nevada.(don't stalk me lol).My dad has Geico insurance.What else do you need to know?""

""Car insurance, help!?""

I'm 21, fully comprehensive insurance, new '09 plate car, my car insurance costs me about 300 per year. I am going away to Alton Towers next month with my partner and two friends and I was wondering what is the cheapest way of going about insurance to enable them to drive my car for the 2-3 day road trip down there and back. We want to split the journey between two of us as it will take about 6 hours there and 6 hours back so we were going to do 3 hours each there and back. We're taking my car as it's the only reliable one and the most spacious. The two people possible for driving is a 19 year old boy (im guessing the insurance will be way too high for him) and a 19 year old girl. They both have their own cars and their own insurance and have both been driving for 1 - 2 years. The girl will be 20 when we actually go down there but she is fully comprehensive on her dads insurance. What can we do? And please don't suggest I drive all the way as I've done it before and I said i wouldn't again as it was just too long to concentrate on one big stretch of road, even with a couple of stops. Thanks people! x""

My friend and I got tickets for rolling right thru a stop sign. Will insurance go up even if we dont get a pt?

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Car insurance going up?

We were involved in a hit and run accident. Obviously not our fault, but the people that did it drove off. They've yet to be found. Our car was totaled and we're currently waiting on a payment from the insurance company. My question is, will our monthly car insurance payment go up, even though the accident wasn't our fault? Also, if they find the people that did it (there's more to the story and we're waiting on fingerprints from the car) is it possible to get their insurance to pay the extra amount if ours DOES go up?""

Which is the best Life Insurance for a 33 year old?

I have family of 1 child

https://www.linkedin.com/pulse/tip-cheap-car-insurance-oakland-ca-ethan-perry/"

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Montgomery Alabama Cheap car insurance quotes zip 36114

"Montgomery Alabama Cheap car insurance quotes zip 36114

Montgomery Alabama Cheap car insurance quotes zip 36114

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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How is my motorcycle insurance so CHEAP?

Okay so im looking into buying a motorcycle this summer. Ill be turning 18, and have always wanted a bike. So i was looking at how much insurance would cost me for it because i hear that its expensive and im a full time student and work minimum wage job, so its not like i have money just to shoot out my *** for fun. I was looking at progressive, because they show instant online quotes so i dont have to actually call in and give my real name and social security # and stuff like that. So i go onto progressive's, and enter all my real info like age and stuff(but lie about my actual address and name and email cause i dont want constant ads and spam). And i got cheaper than expected quotes.....So i put in, 2009 Kawasaki Ninja 250r. Male. Turning 18 in july. Put in that i have motorcycle endorsement and taken safety course(i havent yet, but i will by the time i actually own a bike and have to buy insurance for real). No accidents or tickets. 0 years riding experience(although i ran multiple quotes and noticed price drops by $29 for a 12month policy if youve had even 1 year of riding experience, which is nice). And i got a quote for $285 12month policy. For Bodily Injury & Property Damage 50/100/25. Underinsured Motorist Bodily Injury 25/50. $100 deductible on comprehensive for bike(again i ran multiple quotes, and changing the deductible amount on comprehensive only saves a few bucks). $500 deductible for collision(this deductible amount changes your rate incredibly). No other coverage. Got quoted $285...seems kinda cheap to me considering im so young? Not complaining that i save money....just wondering if this sounds normal? Random insurance question, lets say im riding my bike and going at a good speed, say 45+mph. Then fall and completely eat ****. I injure and damage only myself and my bike. Lets say my bike needs some repairs or maybe even replacing, and my leg is broken or something like that. Will any insurance cover any costs since it was my fault to my own personal injury? Is this when health insurance kicks in for medical bills? And would motorcycle insurance pay for any of this? If so, which kind? Like comprehensive, collision, liability, under-insured motorist? Because i have no idea. This next part might be a little hard to understand, so ill try my best. But i ran multiple quotes and changed the age i said i was, for instance, i put in my real birthday on one July 1996, than i put July 1995 on another just to see how much the rate goes for a 18yr old, because once i actually get the bike i will be 18. The quote where i put my real birthday and said i was 17, got quoted $285, the quote where i said i was already 18, got quoted $319.....how is that possible that i get a $34 cheaper quote for being younger??? I feel like someone at progressive online site is trolling me and getting my hopes up now, just to see me go ape **** when i actually go get a real quote. Thanks!""

How much would insurance be in my situation?

i am 16 years old.. How much more would my car insurance be if i had a honda civic si coupe vs honda civic ex coupe honda civic si sedan vs honda civic ex sedan honda civic si coupe vs honda civic si sedan honda civic ex coupe vs honda civic ex sedan any answers to any of those 4 situations would be greatly appreciated! thanks.

Help With Residency and Car Insurance?

If my mom lives in Arizona and I live in New York and my car is in her name and so is the insurance and I am just a driver on the car then if i change my residency to New york and she stays in arizona will it be an issue? I have my car with me in new york (going to school) but the insurance doesn't know that. Can i change my residency to new york withouth having to change the car insurance if it's under her name and i'm just a driver? anyone explain please because im paying out the butt for tuition because i'm 'out of state' even though im not just because my mom doesnt want to mess with the insurance

Car insurance for a new driver?

So I am doing my driving lessons and thinking of a car, I'm 19 and will be 20 when I pass and I have been looking at cheap 1L/1.1L cars to try and get cheap insurance and I have googled cheap cars to insure and checked them out yet the cheapest insurance I have seen is 4,500 and I was wondering if that sounds about right even for a 1L 206 worth 800 if not where should i look for insurance I tried go compare, money supermarket etc""

How will this speeding ticket affect my insurance?

Back in April I got a speeding ticket CVC22350, went to traffic school, and paid it off. Now, I got another one today, CVC22349 (a) for going 87 in a 65 (on the freeway). I read that I can request traffic school and if the judge gives it to me, it will take the point away but they will still notify the insurance company of my ticket. Let's say I don't do traffic school. How will this affect my insurance rates? I have Wawanesa insurance. This will be my first ticket that they know of, right? And your first ticket shouldn't affect your rates? Please help!""

Buying a Car and Insurance Question!?

Im getting a car this weekend (hopefully) and my dad said he will set a date to go to a friend of his that sells good cars for cheap, but my dad wants it under his name. I don't trust my dad and I want the car under MY name, but he said that the insurance will cost more. If I put the car under MY name, but put the car under his insurance, will it cost more because the car is under my name or will it cost the same? I don't want to pay for the car and then when its finished, he takes the car saying that its under his name and I cant do anything about it. How much would I pay for insurance?""

Can 2 insurance policies go on 1 car ?

hello all .. i sold my car today basicly because i couldnt insure the insurance or fuel anymore as my hours have been cut in work . now my question is .. can i insure my mums car which is already insured by her .. reason i ask is if i cancel my current policy i will have to pay the full years worth of the car i had previous which would be 1000 pound , so i was thinking to insure my mums car to keep my insurance going ? is this possible ?""

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So I won't get insured if my car has been lowered by more than 50mm. But if I told them it was lowered by 50mm, if I was to lower it any more than that, how would they know?""

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Montgomery Alabama Cheap car insurance quotes zip 36114

https://www.linkedin.com/pulse/auto-insurance-quote-questionnaire-jayden-macalister/"

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chimpanzeemusic · 6 years

Text

I’ve been picking up some financial slack between jobs and travels by working as a substitute teacher. The pay is bad, The flexibility is nice, the absurd conversations are worth remembering.

2nd Grade 7 year-old: So, how old are you? Me: Eighty two. 7 year-old: Oh. An hour later, another teacher enters the room to get something and I recognize her from when I used to swim at a neighborhood pool, and we chat Me to teacher: Yeah, I think I was a teenager when your kids began swimming there. 7 year-old is watching nearby, eyes narrowed. After the other teacher leaves, he moves to confront me. 7 year-old: You were talking to the teacher, and she’s, like, thirty-nine. If you’re just a little older than her kids… then you’re not eighty-two! Me: My disguise has been discovered! **runs from the room**

Katrina, 2 min sketch

High School Typically the easiest job. The benefit is people don’t really care about your existence, so they mostly do their own thing. The drawback is people don’t really care about your existence, and mostly do their own thing, regardless of what you do.

The high school medical anatomy class finishes a quiz. Student: Can you put on some surgeries for us to watch while we’re working? Me: Your teacher shows you these in class. Student: Yeah, totally. Me: I have no way of verifying the truthfulness of this claim. Imma go with no. Student, sighing with disappointment: Ohhhkay. It’s probably for the best, though. People sometimes pass out when they watch nose surgeries, they put a chisel up the nose and pound with a hammer… that tends to get ’em. The next class comes in. Me: Does Mr. C show y’all surgeries? Class: Yes. Me: Oohkay then.

I asked another class about Mr C, who apparently shows all kinds of amputations, ACL surgeries, removal of a hairball from the stomach of a woman addicting to eating her own Herbal Essence-infused follicles, the extrication of a fist-sized kidney stone from a bladder…

Student 1: Sometimes I can’t watch. Student 2: We’ll be dissecting something in class and he’ll cut off a piece, like he did with this cow lung one time, and He flung it at the whiteboard and yelled “Look, it sticks!” and then just left the slice there all class period. We get blood on the whiteboard a lot.

“He flung it at the whiteboard and yelled ‘Look, it sticks!’ and then just left the slice of cow lung there all class period. We get blood on the whiteboard a lot.’

#justsurgerythings

That part about sticking a chisel up someone’s nose and whacking it with a hammer? Apparently it’s accepted rhinoplasty technique. Which, disappointingly, does not involve a live rhinoceros.

Middle School A middle school dance class is practicing for a multicultural dance assembly when someone nabs the audio jack and blasts Justin Bieber’s “Baby.” Me: There is no way this song is still relevant. Middle schoolers sing word-for-word to the song. Me: It cannot be. The Ludacris rap section begins, even bystanders get down. Ludacris and Tweens: “When I was thirteeeen, I had my first luuuv!” There was nobody that compared to my baaaaby— And nobody came between us, no one could ever come aboooove…!” Me: noooo

Elementary If you’ve slept sufficiently, elementary and especially kindergarten are enjoyable: busy, hilarious. Also, cruel.

Me: Hello class! My name is Mr… I lose my train of thought and hesitate a split-minute too long. Kindergartner: Potato! Kindergartners, losing it completely: Hahahaha! Mr. Potato! Me: What? No, it’s— Kindergartners: Potato! Potato! Mr. Potato! After weakly struggling to restore order, I retreat to the teacher’s desk and sulk quietly. Me: My name is not Mr. Potato.

#organic

Kindergartner: Your shirt has lots of birds on it. Me: That is because I am secretly lots of birds taped together. Kindergartner: …

A student teacher is leading the kindergartners in reading three-letter words aloud. I am reading with them, but have not yet been introduced. I am sitting next to Señorita Sassypants, a bright, outspoken and conniving child. Class: B-at. J-am. C-at. H-am. Me: Bat. Jam. Cat. Ham. Señorita Sassypants: Wait, how do you already know all this stuff? You don’t go here. You’re not a student!” Inclusive Child, (same height as my waist): Wait, wait, you go here! You can be a student, too!

Kinder 1: Why you wearing fancy shoes? Me: These here are my dancing shoes. Kinder 1: Why you wearing dancing shoes? Me: So I can dance away the blues. Kinder 1: …Huh? Kinder 2: You’re Team Rocket!?

Hairy Otter and the Rage of Elsa, Conte on Paper

Six-year old: When you learned to walk, you were one year old. Five-year old: Actually, I was five!

Who gets to draw the Purple Froople?

Visiting Music Teacher to kids: Who gets to draw the Purple Froople?

Fergalicious, an ideal name for your weasel

Child: I want to draw the Chocolate Womple! Visiting Music Teacher: Nina, your Stroiper looks amazing. Me to me: The heck is going on in hereMy brother also subbed kindergarten for a bit. Here’s two experiences of his: Brother: Okay guys, I am going to tell you about a scary story about a time I had a run-in from a bear. Before he even begins the story, several students crawl beneath their seats. Brother: Where–what are you are you doing? Students: We’re scared, teacher! Brother: Look, you can’t be under there. Everyone get back up. They do. He tells a story where various noises and surprises happen and the students think it is a bear, but it ends up being a stick, or a squirrel, until… …Well, the next thing that happened was as I laid in my hammock was the bear came up and pushed my hammock a little. And then I screamed, and looked out of my hammock, and it ran away into the woods! I had to change my pants after that. Student 1: Wait, why did you have to— Student 2: IT’S ‘CAUSE HE PEED HIMSELF! Students, shrieking with laughter at the implied urination, fall on the floor and roll around, at last fulfilling the ancient AOL messenger prophecy, “ROFLOL.”

Students shriek with laughter at the implied urination.

Brother is passing the school snack to students. It is pineapple, which many have not tried before. Brother: It’s pretty good, right? Students nod and continue eating the unfamiliar fruit. Brother:There’s lots, if anyone wants to eat more. Students return for seconds, then many for thirds. As the children eat, the pineapple begins to tenderize their mouths. One girl sticks out her tongue and begins to touch it, wincing. Frightened child: My—my tongue hurts! A number of things happen simultaneously. Several other students also conclude they are hurt, dying, even. Yet another student screams out as two students run for the door. Take Action Children: Hold on! We’ll go get the principal! Sprinting for help, they almost escape before Brother is able to catch up, contain the breach, and calm the frightened students by persuading them to drink water. The Great Pineapple Crisis has been averted.

Let us now return to dumb and mean things kids say.

Child playing doctor during playtime: **approaches fellow child on tiny couch, places stethoscope on Patient Child, listens, and begins to panic as a diagnosis is made** Doctor Child: She has the contagious!

Big Treble in Little City, Conte pencil on paper. Artist: Señorita Sass

I am demonstrating an intentionally bad magic trick for Señorita Sassypants. I put my face in profile and pretend to pull a pencil out of my nose. Señorita Sassypants: You didn’t pull that out of your nose. There’s no boogers on it.

“You didn’t pull that out of your nose. There’s no boogers on it.”

Me: Rats! You got me. But check this out. I select a white crayon and twiddle it in my hands and slip it into my lap when SS’s concentration wavers. I drop it to the floor and it rolls under the table, where I put my foot over it. Me: It’s gone. Bam. Magic crayon. SS searches my hands and sleeves, finding nothing. She begins to search the floor, frustration building. She peers beneath the edge of my shoe and spots the crayon, which she seizes triumphantly and holds aloft, sneering. Me: Uh, it must have teleported! SS, drawing close to my face: No, you hid it there. This crayon isn’t magic. You’re not magic. **snaps crayon in half, tossing the fragments of wax and vaudeville showbiz dreams to the floor**

JajsKe, Ballpoint on Paper

Time for dinner: Platinum Edition

Inclusive Child: Do you know Cat? Me: The despicable animal? IC: No, my friend from church. Me, rolling with it: Oh, right. Our mutual friend, Cat. IC: You know Cat? Me: Yaaah. About yea tall **gestures about three feet in the air** likes running… and… pizza.” IC: Wow! You know Cat!

Inclusive Child, giving me the sideye: Are you a kid, or a dad? Me: I’m not a dad. IC: So… you’re a kid? ‘Cause you look like a dad. Me: …Yes? No! I’m not a dad, but I am an uncle. In fact, I have four– IC: An uncle? I—I thought you were a kid!

Señorita Sassypants peers in my ear while I sit criss-cross applesauce on the floor. Señorita Sassypants: The inside of your ears are disgusting. Me to me: I have just had my personal hygiene questioned by a child. I have never before felt so insecure.

elixir of life

2nd Grade Me, joking: Hey, look, it’s those purple glue sticks! Makes you kinda hungry, yeah? Child 1: Yeah. I haven’t had one in a while, though. They’re not bad. A little minty.

“Hey, look, it’s those purple glue sticks! Makes you kinda hungry, yeah?” “Yeah. I haven’t had one in a while, though. They’re not bad. A little minty.”

Me: Wait—I was just joking— Child 2: Yeah, minty is a good way to put it. But they sort of give you a headache. Child 1: Just a little one. Me: A headache. Do you… eat these often? Child 2: Not that much. Child 1: Like, not that much, I mean, I’ve only eaten them twice this school year. Child 2: Twice for me, too. Me: It’s barely October. Child 3, wandering over: Are we talking about eating glue? Me: You—you’ve also— Child 3: It’s pretty good. Kinda minty, but there might be little bit of a headache after. Me: …ohhkay then. Hours pass. All the students have left for the day. A purple glue stick sits temptingly on a semicircle table.The pursuit of knowledge and flavor beckons. It’s labeled nontoxic, after all… “Hey, that is minty!”

Then… the headache.

For more ridiculous school conversations, do check out the original Tales from the Trenches: Conversations of a Substitute Teacher. Then, go hug a teacher. And put money and chocolate syrup into their bag so they can have a good Monday.

Mercenary of Knowledge: More Conversations of a Substitute Teacher I've been picking up some financial slack between jobs and travels by working as a substitute teacher.

#crayon #elementary #existential #frustration #Funny #kindergarten #overheard #public school #school #stuff kids say #substitute teaching #teachers #teaching #work

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captain-spookycandycollecti-blog · 6 years

Text

What company provides cheap motorcycle insurance?

"What company provides cheap motorcycle insurance?

What company provides cheap motorcycle insurance?

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

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I failed to yield , I'm supposed to appear in court, what will happen? I'm under 18 and live with my parents and the damage wasn't a lot , just a scratch on the car I hit, will my dads insurance cover me? I don't use it a lot? What will happen? I also live in Illinois""

""I'm not covered by car insurance by my parents insurance, I still live at home,..?

They don't allow me to drive the cars because I'm not covered. Can I drive the car when it's in another house that they own?

Will my car insurance cover this?

My car was parked in a parking spot at my apartment complex last night as it always is when I'm here, and this morning I go to my car and notice a decent size dent in my hood. It must have been done by some rowdy drunken fools last night. Will my insurance cover this?""

What's the cheapest car insurance for an 18 year old student with a 2002 jaguar X-type?

I'm an 18 year old with a jaguar X-type, no accidents, nothing bad, driving a safe car, I'm looking for an insurance that isn't crazy expensive, my dad with 3 cars pays $200 a month, I don't want to add $300 a month for 1 car! the lowest I've seen is acceptance Insurance which was just under $200, are there any better insurance deals for teenagers in safe, non-sports cars?""

Which is better car insurance?

$500 per year with an excess of $1150 or $560 per year with an excess of $900 These are the 2 best insurance quotes i can find. Both are big reliable companies.

How much would my car insurance be ?

Im getting a car in a few weeks ( sitron caxo forte) its for free of my girlfriends grandad. I need to know what else its going cost me though, because all the car insurance websites make me fill out to much information and I don't even have the car yet.. I will be 17 in a few weeks and it will be just me driving the car.""

How much for car rental insurance?

hi i will be renting a car for 2 weeks and i need to know whether it is necessary to take car insurance and how much would it cost? also will it vary if I am less than 24yrs of age? i do not own a car and so dont have any auto insurance. i just need to know an approx figure... :)

Violations that show up on insurance quotes in nj?

About 2 years ago i got a ticket for not stopping at a stop sign. I went to court and they knocked it down to something so i wouldn't get any point and just pay a fine. I don't remember what they knocked it down to. But why is it still a concern on my auto insurance. I didn't get any points so should it matter?

Car insurance and accidents?

I was at fault in an accident. So insurance had to pay the damages and premiums will go up. Will it go up higher if I have them fix my car also? If I fix it myself will that cause it to go up less than if I use insurance money?

Maternity Insurance?

Does anyone know of a good insurance company with maternity insurance? I'm not pregnant yet, but me and my husband are talking about starting to try, and need to get insurance first. I would like to find a company with very little or no waiting period. Any suggestions?""

I am a new driver with insurance queries.can anyone help me?

i am a new driver and i am thinking of buying a cheap,affordable,small car (ford ka). The problem is that if i put my father's name as the main driver,who has his licence since ages,and put my name as a 2nd driver, how much approx. will my insurance come down to?+ i got my pass plus.""

How much does points on your license affect my insurance?

I would like to let you people know that I'm a full-time student, and that this month has to be officially the worst month of my life. Throughout this month I've been pulled over twice, and the reason for them are pretty stupid if you ask me. I basically see it as being at the wrong place at the wrong time. The first time I got pulled over was while I was getting off a red light with a car in front of me. I got hit with 3 tickets. - Tailgating, (supposedly I was too close to the other car when i was getting off the red light) - Careless driving, (don't know how this plays a roll in why I got pull over) - Loud muffler, ( just got it back from the mechanic that day and had a leak on the exhaust) The second time I got pulled over I stopped on a red light and checked if I can make a right on red, there was no sign stating I can't, so I went ahead and turned red when possible. I was given two tickets. smh -____- FML - Failure to observe traffic control device ( don't know how if I clearly noticed it was red) - Careless Driving _______________________________ Aside from the facts that they are points on my license, I'm going to do my best in trying to take some courses that can remove the points they gave my license. All in all, how much will this affect my insurance. Again FML, I'm a full-time student who commutes and has no job.""

How can i lower my car insurance quotes?

hi im 16 and am soon going to be able to drive so i have started to look at what my inurance quotes will be for a newly qualified driver, and there to high at 3000+ for a renault clio with a 1.2 engine. Just wondering how i might be able to lower this figure with some kind of higher qualififed driving licence, if there are any compaies that insurance new drivers for quite low amonts or if i am just going to have to wait until i am older?? thanks""

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.""

Cheap car insurance in north london?!?

Hi. any advice on cheap car insurance living in north London for a 18 year old female. I am getting ridiculous quotes. Any advise appreciated Thank you.

What company provides cheap motorcycle insurance?

What is the average cost of insurance for a teenage driver per year?

I'm 17, and in about a month I'm getting my provisional license. My parents are having me pay for my insurance, and I was wondering if anyone had a rough idea of what I might be paying. Thanks!""

What co. has the best car insurance for teens?

I 18 and want to get my own insurance

Insurance's on a 16 year old driver?

i am 16 years old and i am looking for cars.. i found a used 2006 audi a6, i really like it and i want it to be my first car!!! does any body know how much it would cost too insure me under it ??????????""

Buying a car + insurance?

I currently do not have a car nor insurance. If I buy a car, am I supposed to get insurance first and then the car, or a car first and then insurance? How does this work? This is in Washington.""

How can I get medical insurance?

I been diagnosed with Crohn's disease for a few years now so it's been very difficult trying to get any medical insurance. I was wondering how can I get it without any more problems?

A few questions about SR-22 Insurance?

Alright, so I'm getting slightly annoyed of the DMV as I've visited them three times already an had literally no progress made in all those lame visits... Anyways, I only got insurance so I can drive, but my car has failed smog three times now so that wont be happening and I'm now paying non-owner SR-22 insurance. Here are a few questions I have about the SR-22 and any input would be much appreciated. 1) What are the exact consequences if I choose to cancell my non-owner SR-22 insurance? I acknowledge that I will have to restart the process all over again when I want to reactivate it, but will the price be raised even more and the time frame? 2) Who do I call to find out how long I have to have SR-22 insurance; DMV or Local Court? 3) When does the SR-22 officially get activated, when the judge orders it or when I first started paying for the insurance? (I'm asking this because the insurance company I'm with is saying I shouldn't cancel because it will restart; I got the DUI 2 years ago and acitvated the insurance about 2 mounts ago.) I'm planning on going to a 4 year college so I don't want to be paying not to drive...! *I live in California if that helps you answer the question.""

Car insurance?

I 've gotton two tickets within four months of each other. What are the chances that my car insurance rate will go up and by how much? i live in california and have Mercury Insurance.

Who are the cheapest insurance providers to new drivers???

im 17 just passed my test. who would make the best and heapest company to insure my 2001 1.0 corsa with

Motorcycle insurance in Ontario?

Hi I will be turning 17 in a few months and plan on getting a sports bike such as the ninja 250r or the gs500f. I am just curious if someone could leave me a rough estimate on how much insurance would cost me if I were to insure one of those 2 bikes in the province of Ontario. Thank you in advance.

Becoming an insurance agent in Texas?

How does one become an insurance agent in Texas?

How much is a Car for a 17yo?

How much is a car, insurance, lessons, test, tax etc.... Everything! For a 17 year old Guy. Just for a cheap second hand car ie. Peugeot 106 (second hand) But how much will it all come to? Thanks""

Best car insurance for 16 y.o. boy that is getting his license?

Cheapest car insurance for the coverage you get? discounts for grades?

Does Car Insurance Still Go Down On Parent's Insurance?

Basically i am going on my parent's insurance but as a named driver only. I know the risks of it and was wondering what will happen when i turn 25 Will my insurance still go down or will i have to pay a full insurance due to only being a named driver ?

Which job has cheapest car insurance?

what job do i have to get to get real cheap car insurance

""Motorcycle Insurance Rate New Driver 22 years old 1974 Honda CB360, How Much?""

I'm buying a 1974 Honda CB360 Bobber motorcycle, I'm 22 years old..have had 1 ticket in October for running a blinking red light at night, 1 speeding ticket that got dismissed in court and 1 speeding ticket that stuck a 65 in a 55. I live in Michigan and this is my first ever motorcycle. How much am I looking to pay? and what is the best company to get insurance, online it says Geico wont insurance motorcycles in Michigan so cant use them. Full time college student if that matters any""

What does initial debit mean in health insurance?

I got a mail for recently applying for health insurance from Blue Shield of California. It says: Your coverage (individual) is currently paid 12/12/10. Effective 01/01/11, your monthly dues/premium will automatically be debited from your account on the first of each month.Your first debit will be in the amount of $142.09 to cover the period from 12/12/10 to 02/01/11. After this initial debit, regular withdrawals of $87.00 will be made on the first of each month. Ok, so I understand I am supposed to pay $87 each month. But I don't understand the initial debit where it says I have to pay $142.09. What is that amount for? What does it mean? Why is it covering from December to February? Almost about 1 to 2 months. Is that some sort of special payment everyone has to pay for health insurance? Can someone please explain this to me? I never applied for health insurance, so I'm not familiar with how things work. Thanks.""

Motorcycle Insurance in Ontario(re asked)?

Insurance on car group 3?

I'm 17 and only just started driving, i'm looking into buying cars and I can't afford a high insurance price i'd say my top price would be 1800 pounds, i'm looking for buying a car with insurance group 3. Is this to high? will the insurance be through the roof? i'm not very experienced with this so all help would be welcome.""

How much does a Yamaha YZF R125 cost? And how much is insurance/tax per year?

Cheers :)

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

Car insurance stuff i don't understand.?

Hello everyone, I am an international student who's been in the USA (Buffalo, NY) for the past 2 years working hard on my masters (i'm 25 now). I bought a POS Saturn last year for 2000 dollars and, well, for that i needed to get car insurance since it's mandatory in this country. Since i was from abroad and i had a learner's permit at the time, i had to get insurance with my international license. Progressive was my only choice so i paid around 700$ for 6 months. That's the rate I've been paying for the last year. Unfortunately, i just don't have the money anymore to pay 700 more dollars for the next 6 months. I tried different insurance companies but they are all around the same range. Apparently, i was stupid enough to not get a credit card as soon as i landed in this country. I was raised with the if you don't have money, don't spend it philosophy so i just used my debit card. This is the only reason that i can see for these absurd rates. Every single one of my friends ( all international students ) pay around 200-250/six months dollars for their pieces of crap cars. I just feel like i'm not being given a fair deal. Not having any credit might put a penalty on me, i understand somewhat how a capitalist mind works... let's say about 100-150 more dollars for 6 months, but a whopping 500 $ ? Don't you think it's kind of messed up that first of all it's mandatory, and then there's no baseline to at least make sure that noone gets ripped off. Is there any way that a person can inquire why he is being charged so much(instead of the bs the agents tell you i.e your area is bad etc.)? Or are you at the mercy of these people?""

Health insurance for baby? PLEASE HELP.?

Me and my baby's father are not married. I am under my father's insurance. Baby's father has his own insurance that baby will be covered under. (Bluecross Blueshield) Do I need to contact Bluecross Blueshield before baby is born? Or do I have 30 days after birth to contact his insurance company.

Can my mum use her no claims to insure my car?

I plan on buying an 05 reg fiat punto active sport for my first car. Obviously being 17 if it is my own insurance it will cost ALOT, whereas if i am just a named driver i can get it for around 1800. I realise this is illegal and many people frown upon doing it but in all honesty she will drive the car just as much as me. She has been told that if her no claims bonus is already being used on 2 other cars, it cannot be used to gain a discount on a 3rd, i will be using direct line, is this true or can we use her ncd?""

How do i get car insurance if i dont have a car???

i want to finance a car but i cant do that without insurance, how do i get insurance without a car?""

What is the cheapest teenage auto insurance in texas??

in austin, texas just got a permit ....drive a honda,-accord ... am going to be 16 in like 4 months""

What company provides cheap motorcycle insurance?

What percent of damage will Infinity Insurance total a car in california?

according to kelly blue book, car is valued at 15,660 for private party sale damages came out to 8,566 that is about 54% in damages i dont want to drive a car that is this damaged, because it wont be as safe, even after repair. if its not quite at their totaling percentage, is there a way i can insist or push the insurance into totaling the car? and would the fact that Infinity is a real cheap insurance effect their percentage to total?""

I have my driving test soon need insurance help im 17 could go on mums insurance but lowest quote is 1500?

and thats with a box in the car but lowest quote without box in lowest quote 3500 and lowest quote on my own insurance 4000 her car is a 1.4 54 plate fiesta on my own it would be a banger old car

Best mediclam health insurance plan in India ? Mumbai?

I am 34 yr old and my wife is 26 year old i want to purchase a mediclam health insurance policy which cover both with maternity benifits and OPD charges etc. Please suggest me the best offer & plan of insurance company which is having cashless facility and good service . can i take the policy online . thanking you

Does anyone know a home owner's insurance company that will cover Pit Bulls?

Attempting to buy a home and need homeowners insurance.

Life insurance and mortage insurance?

I just bought a house and i have a new baby. Yay me! im 24 and I keep getting calls and letters about life insurance and mortgage accidental death insurance. Does mortgage insurance work like if i die will they pay my loan off so my son can keep my house? it says its 10.56 a month and will cover up to 200K my home loan is only 88k should i shop for something cheaper? and as for life insurance i have a 30k with my job but i want something private and someone told me do a term insurance. what happens after 30 year term is up? does my son not get that money anymore if im not passed on?

Really high auto insurance rate question?

My son, who just turned 18, has a pretty extensive traffic record. Firstly he got a ticket for passing in a no passing, but he went on diversion and was clean for more than a year so is that off his record now? Secondly he has also been in 2 wrecks before, gotten arrested for possession of marijuana, and just today got a speeding ticket for going 63 in a 45(163 dollar ticket). currently the insurance for him is 190 a month which is five times higher than anybody in the family. So what should i expect the insurance to be now, and what are my options because this is a lot of money.""

Is car insurance cheaper in manhattan than queens?

How long on workers comp can you keep you health insurance from your work?

i mean like for things not related to my work injury? how long do they have to keep my job for me?

""I heard that if you have good grades, your insurance rate will go down.?""

I'm about to get my permit this summer, but I have one F (I'm not a slacker, but I just couldn't handle the work) Anyway, my mom said that if I don't get this F up, I can't get insurance, cause nobody will insure me. Is this true? Also, another question... Do I only need insurance on a car, or do I need my own insurance or could I drive my mom's car legally (when I have my permit)?""

Teen car insurance questions/advice?

I got my license in June and im obviously am going to be on my parents insurance and will have to pay my share. I know its gonna be costly but can any ither peoPle who got cars/car insurance when they were a teen with a teen type job payed for it all? Any advice? From online quotes ive done its roughly 200$ a month with a large 1st payment and it will be shared but its still alot on top of other car expenses. Any help or advice will be loved

Car insurance estimate for a 18 year old?

Does anyone have an idea of what car insurance would cost for a 18 year old insuring a '92 Isuzu Rodeo? I've gotten one speeding ticket (10km over) in the past year. And I don't have a specific insurance company I'm asking about, just in general. Thank you!""

How much would car insurance cost for me?

i am 17 years old, have a clean record, and am earning a 3.0 gpa...anyone have any price range?""

What is the cheaptest car insurance company in Maryland.?

I am living in college park md, i am a college student who recently got my driver license, which car insurance company is the cheapest in Maryland.""

Will my insurance go up?

My brother got a ticket while driving my car, will that make my insurance go up?""

How do I get health insurance at 19 years old?

Hi I am a 19 year old college full time female student and I cannot be covered on my mom's health insurance because she is on disability. I don't have the money to just go to a hospital or even the money for gas to go to the free clinics which are 20 miles away or so. My fiance and I are needing health insurance but every time we apply we get turned down. Can anyone help us by telling me some answers?

Does 2 Insurance Policies Affect Each Other?

I am going to be buying a car and the cheapest way of getting insurance is by naming my mum the named driver of the car and i was added on..but she is worried that if i crashed it would affect her no claims bonus on her other policy..would it?

Rental Car Insurance-I don't have a auto insurance.What are the coverage i have to buy from rental company?

Hi,I'm new to US.I stay in california.I want to rent a car and confused with the insurance options.could anyone help me,what are all the coverages(LDW,SLP etc) that i need to rent a car?.I don't have a personal auto insurance.""

Why do hundreds of thousands die every year WITH health insurance?

Should we ban it? Isn't this the same argument as Dems use when they say 45,000 die with no health insurance? It's not because. In fact, there was a study done. Here are the results: The possibility that no one risks death by going without health insurance may be startling, but some research supports it. Richard Kronick of the University of California at San Diegos Department of Family and Preventive Medicine, an adviser to the Clinton administration, recently published the results of what may be the largest and most comprehensive analysis yet done of the effect of insurance on mortality. He used a sample of more than 600,000, and controlled not only for the standard factors, but for how long the subjects went without insurance, whether their disease was particularly amenable to early intervention, and even whether they lived in a mobile home. In test after test, he found no significantly elevated risk of death among the uninsured. See that? No elevated risk of death among the uninsured? Do some of you get that you're being played yet? I'd love to see reform, but should we concentrate on the common sense Republican solutions to bring down costs?""

First time driver (18 years old) how much should I pay for car insurance?

How much would car insurance be for me?

I'm an 18 year old I'm male. I recently dropped out of high school and I have a 2005 Toyota matrix I live in colorado How much would full coverage be for me on average a month?

""Car payments, insurance and registration fees?""

I want to buy a car soon, but besides the car payment I was wondering how much it costs to register the car. Also I dont know if I have to register a car if Im buying a used car (itll be a newer year, but used). Im only 18 (female) and I just received my license a little while ago. Also how do I see how much insurance will cost me? Im on a budget because Im also attending college (graduated high school) and Im paying for everything myself. I do not have people to rely on for any financial aid. Though, I may ask for a car loan if I can get one. I live in the sate of Oregon (If laws vary in different states).""

Insurance question: Uninsured car in accident?

My son (17) had permission to drive his uncle's car to the store when he was staying at his house. My son is in an accident and the car is totaled. I now find out his uncle does not have insurance on the car. Am I responsible for replacing the car? Does his uncle have any liability at all? I have full coverage on my cars. Will my insurance kick in at any point?

How much will insurance be on an R6?

So, i'm 19 and have had my full motorcycle license for a few months now however I can't seem to find any insurance quotes online for an r6 below 2800 a year. Now i've seen 18 year olds online who own an r6 yet am wondering what I should do to reduce this cost to something more realistic. I have a full car license and drive a car however 0 no claims bonus as I am a named passenger. I also specify that the bike would be locked in a garage with added security features. I also owned and rode a 250cc ninja for about 7months but still this ridiculous price appears... HELPPS?""

Insurance cost on 73 Camaro for 17 year old male?

So im looking into buying a 73 camaro from this guy i know and i was just wondering what the typical price for that type of car would be... and yes im 17

How long does it take insurance companies to create your insurance?

My father just bought a mercedez sl 500 convertible. Its a 2000. We got it on saturday. Call the insurance to transfer myself onto the car on monday. todays wednesday and still no word. How long will it take for them to rate the car and post me on the insurance?

What company provides cheap motorcycle insurance?

https://www.linkedin.com/pulse/best-homecondo-insurance-companies-estella-adams"

0 notes

vioncentral-blog · 7 years

Text

Markus Howard Is College Hoops's Sharpshooting Secret—and He's Just Getting Started

https://www.vionafrica.cf/markus-howard-is-college-hoopss-sharpshooting-secret-and-hes-just-getting-started/

Markus Howard Is College Hoops's Sharpshooting Secret—and He's Just Getting Started

It has become all too easy to overlook any singular feat of greatness involving the three-point shot in this, the age of the long ball—of stretch-five fever and elbow-jumper embargos and the deification of Death Lineups and the proliferation of Daryl Morey proselytes. But Markus Howard did something for Marquette last season that deserves a closer look. We ought to appreciate how it happened and what it means.

Howard connected on 82 of his 150 attempts from three-point range last season, good for 54.7%, the highest percentage among qualifying Division I players. (His mark during Big East play was slightly higher: 57.3% on 96 attempts.) Howard’s marksmanship earned him a spot on the conference’s all-freshman team last season and its preseason second-team for 2017–18, boosted an offense that ranked among the top 10 in the country on a per-possession basis and helped the Golden Eagles claim their first NCAA tournament berth since Steve Wojciechowski was hired as the program’s head coach in ’14.

Few outside of Milwaukee seemed to notice, which is understandable. Howard’s team failed to crack 20 wins and entered Selection Sunday on the bubble after an opening-round Big East tournament loss to Seton Hall. In the Golden Eagles’ most notable game of the season, a 74–72 upset over then-No. 1 Villanova at the Bradley Center in late January, Howard turned it over twice, missed the lone shot he attempted and fouled out in only seven minutes. That he didn’t attract a lot of attention for his beyond-the-arc bombing in 2016–17 doesn’t mean it wasn’t incredible.

• SI’s Projections: Top 100 scorers | Top 100 transfers | Top 50 freshmen | NPOY

Anyone who kept track of him as a recruit could have, but probably didn’t, see it coming. He arrived at Marquette last year as the No. 71 prospect in the Recruiting Services Consensus Index, a composite that incorporates data from multiple services, after a late reclassification from 2017 to 2016. That move had been in the works for a while, and Howard smoothed his transition to the college game by spending his final prep season at Findlay Prep, a high-major talent-producing powerhouse based in Henderson, Nev., that plays a national schedule.

By the time he suited up for his last game for the Pilots, Howard had evolved from a competitive kid trying to mimic Steve Nash who, as his older brother Desmond puts it, was “chubby and had goggles,” into one of the most potent scorers in the high school ranks. Desmond and Markus’s other older brother, Jordan, a senior point guard at Central Arkansas with a higher per-game scoring average than former Bear and Hall of Famer Scottie Pippen, toughened Markus through physical, hours-long battles on the hoop in the backyard of their Chandler, Ariz., home. “We were really trying to bully each other,” Desmond says.

Howard laid waste to Arizona prep competition as a freshman, averaging 23 points per game and earning all-state honors at Gilbert Perry High, before committing to Arizona State in August 2014. Less than a year later, he backed out of a verbal pledge that he described as a “youthful” decision. Howard was drawn to Marquette, in part, by the presence of Stan Johnson, who recruited Howard while he was an assistant with the Sun Devils before joining Wojciechowski’s staff in May 2015. Howard committed to Marquette the following April, after a pair of visits to campus, over finalists Arizona State, Baylor and Central Arkansas.

He drew high marks from scouting services because of his scoring ability, and his pledge undoubtedly resonated as an important get for Wojciechowski, but with Markelle Fultz, Jayson Tatum, Lonzo Ball, Josh Jackson and others bathing in recruiting hype, Howard was relegated to the margins of the Year of the Freshman conversation that dominated the lead up to the the 2016–17 season. There were 13 point guards ranked higher than him in the class of 2016 247Sports Composite, and Sports Illustrated’s projection model did not peg him as one of the top 50 freshman scorers in the country.

Mark Howard down as a system oversight. He had a long track record of scorching nets from deep, including when he hit 40% of his attempts over two seasons at Gilbert Perry, according to MaxPreps; 15 of his 31 attempts at the 2015 FIBA Americas with the team USA U16s; and 18 of his 37 attempts at the 2016 FIBA World Championship with the team USA U17s. He had also spent years sharpening his stroke through exacting workouts with Desmond, a 23-year-old basketball skills trainer in Arizona.

Markus gets up between 500–700 shots in these sessions, which often take place twice a day during the offseason and extend out to halfcourt. Desmond described part of one workout: He’ll have Markus make 50 threes from one corner. The first 20 do not need to be consecutive makes, but the next 20 do, as well as the 10 after that. Markus will repeat that routine from four other spots (the other corner, the two wings, straight away) as he moves around the arc, and then do it again as he rotates back. Markus aims for a 70% make rate.

• Conference projections: AAC | ACC | A-10 | Big Ten | Big 12

The goal, Desmond says, is consistency and efficiency. Desmond isn’t around to rebound for Markus or give him pointers in Milwaukee, but they’ll FaceTime during runs on the shooting gun. “I’m very maniacal with it,” Markus says of his workouts. “If I don’t feel right about it, I won’t stop.”

The three-point percentage that Howard put up last season is ridiculous on its face, but it’s even more staggering when placed into context. He’s one of only 17 players since the 1992–93 season to attempt at least 140 threes and connect at a 50% clip or better. Howard is the only freshman in that group, and he bested 15 of the other 16 members of it with his 54.7 3FG%. If we lower the minimum attempt threshold to 100, Howard stands out as one of only six freshmen since 1992–93 to sink at least half of his triples. One of the others was a Golden Eagle: NBA journeyman Steve Novak.

Howard topped all those frosh both with his percentage and volume. When he lets fly, the palm of Howard’s guide (left) hand faces the basket on the follow-through, a mechanical flaw that makes it look “like I’m going to give you a high five.” As long as Howard continues hitting at this rate, it’s safe to assume defenders will keep turning him down.

Howard doesn’t fit the mold of a one-dimensional perimeter sniper. Although he says “primarily, I feel I’m a great catch-and-shoot shooter,” Howard shines on off-the-bounce pull ups. He led all Division I players with a minimum of 35 possessions last season by scoring 1.404 points per possession on jump shots off the dribble, according to data from Synergy Sports Technology.

Howard is adept at manufacturing space when being guarded tightly, and at 5' 11" and 175 pounds with a running back-like build—his father, Chuck, played the position for Indiana in the 1980s—he can absorb contact while attacking the basket without being bumped off course. The possibility that Howard will disrupt his low dribble to quickly rise and fire keeps opponents on edge, and he cooked when Wojciechowski put him in pick-and-rolls last season. Per Synergy, Howard rated first among high-major players with at least 75 possessions handling the ball in pick-and-rolls by averaging 1.109 PPP.

Going under screens on Howard is a non-starter, and big men forced to switch onto him risk getting burned by an in-your-face trey. Watch this sequence from Marquette’s game against Seton Hall at the Big East tournament last March, in which Pirates forward Michael Nzei shuffles over to check Howard after a screen from Golden Eagles big man Matt Heldt. Howard gets Nzei dancing out by the three-point line, crosses him up, then uses a step-back dribble to open up just enough breathing room to launch over his contest.

To get a better sense of Howard’s impact in 2016–17, consider that he is one of only four freshmen since the 2010–11 season who posted a usage percentage of at least 25 in a minimum of 20 minutes per game with an Offensive Box Plus/Minus—a statistic that weighs contributions on that end of the court—of eight or more. The three others were guards who went one-and-done before being selected in the lottery of the NBA draft. You won’t find Howard on any credible 2018 mocks right now, chiefly because of his physical limitations.

Wojciechowski is going to play Howard more this season, and he’ll be free to let fly from deep whenever he gets a good look. Howard will have a “bright green” light, Wojciechowski says, but he’ll need to progress in other areas to help get Marquette back to the NCAAs. (We project the Golden Eagles as the Big East’s seventh-best team.) As a freshman, Howard turned the ball over on about a fifth of his possessions, slightly higher than the portion of his teammates’ baskets that he assisted while he was on the floor, and he forms half of a vulnerable defensive backcourt with 5' 11" redshirt senior Andrew Rowsey.

What could help the Golden Eagles play better D than last season, when they ranked 165th in Division I and second-to-last in the Big East during conference play, according to Kenpom.com: They spent part of the preseason holding bricks during drills. “We can’t afford not to have them on the court for long periods of time,” Wojciechowski says of Howard and Rowsey, who knocked down 48.4% of his threes against league competition (second only to Howard’s 57.3%) in 2016–17, his first season after transferring from UNC Asheville. “Then you just have to figure out how to make defense work with being undersized.”

Howard is aiming to hit 60% of his long-range tries this season. It probably won’t happen, but he can provide more value to Marquette’s offense even if his percentage declines by shooting more often and taking better care of the ball in more time on the court. With Howard, Rowsey and sophomore Sam Hauser (45.3 3FG% on 139 attempts in 2016–17) raining fire from deep, the Golden Eagles could push for a top-10 offense again. “It’s kinda hard for us to have shooting competitions,” Rowsey says of he and Howard. “Because we rarely miss.” Rowsey was joking, but that would have been a suitable explanation.

Howard’s form may well dip as a sophomore, and if its defense doesn’t perk up, Marquette could be left scrapping for an at-large bid and a plus-.500 Big East win-loss record again. What could happen this season, though, doesn’t take away from what Howard accomplished last season. It’s plain the three-point shot has seeped into the fabric of the college game, but Howard offered one of the most vivid examples yet of the amount of damage one player can inflict on the opposition while standing behind the arc.

#college #getting #hoops #howard #markus #secret #sharpshooting

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