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#realest guy ever <33
toastytrip · 4 months
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Fishing Buddies Gone Fishing
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FINALLY finished this thing after putting it off for a few months because I didn't like how it originally looked <///3 its improved so much though I'm proud of it
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Also have some other funnies from last year :} We need more dill pickle rep!!!!
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idyllic-affections · 1 year
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employee benefits.
summary. baizhu remains constantly attuned to his chronically ill employee and their needs. it is no surprise that he knows when they are unwell.
trigger & content warnings. chronic illness flare-up.
tropes, pairings, fic length, & other notes. fluff. baizhu & reader, qiqi & reader. 0.5k words. they/them pronouns for reader. this post is an expansion of invisible disability? it's rather visible to me.
author's thoughts. in celebration of me getting baizhu within 30 pulls and me getting to soak up all of his lore like a dry sponge would to water, heres some more baizhu content!! we love him in this household <33 he and kaveh are literally the REALEST genshin characters ever with the most relatable trauma and ideals like what the fuck man..... /lh
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baizhu knows that some days, his junior herbalist just can't work; it's far too much for their body. he's had many such days himself. it's unavoidable and unpredictable—some days, his body doesn't function well even if he was completely fine the day before. the same applies to his young hire. as such, he is often the one able to see the signs as soon as the day begins.
"good morning, dr. baizhu, qiqi, changsheng," they greet, a tired smile on their face. their smile widens a little bit when qiqi tugs their sleeve to draw their attention before handing them a pastry.
"[name] needs to eat."
"hehe... yes, you're absolutely right, qiqi. thank you."
she hums, content, as they pat her head. she remains glued to their leg.
the way their chest rises and falls is blatantly irregular, as if they're trying to catch their breath. there's a slight tremble in their limbs as well. baizhu briefly wonders if qiqi is supporting their weight, if she's somehow, subconsciously aware that something is off about them this morning in particular.
"oh my," baizhu muses, observing their tired disposition. "did you not rest well?"
"what he's trying to say is that you look awful."
"jeez, it's this early and you're already bullying me, changsheng? gui isn't even here yet. it's too early... what did i do to deserve this?" they huff. "to be honest, i woke up feeling unwell. i don't know why. i just feel very weak today."
"hmm..." he's thinking. if they are unwell, he absolutely will not permit them to work, given that they may faint or collapse at any point. he simply doesn't want to see them hurt themselves. "well, there's still quite some time until we officially open. come. i'll examine you."
"do i get an employee discount?" they joked, to which he smiled.
"i won't be charging you."
"wha— no. i was joking. i was kidding. you can't not charge me. that's hardly fair, given that i can afford it. i know we're supposed to make things as easy and affordable for patients as possible, but i don't need those accomodations. i work here. i already have easy access to everything i need."
"don't be stubborn, [name]."
"i am stubborn, dr. baizhu. you can't be hypocritical and expect me to allow that."
silence. then, the liyuean doctor chuckles fondly. the way he gazes at them is soft.
what a handful they are.
"fine, fine. i'll take the cost from next month's pay, alright? just let me look at you. we can't have you collapsing on us today, now can we?"
a month later, they find something... oddly normal about their pay. not a single mora has been deducted.
"dr. baizhu, i love and respect you and would never doubt the things you say, but... you said you would take my examination cost from my next paycheck. this is the same amount of mora i get every month."
"oh, did i say that? hm, i can't seem to recall that conversation."
"...with all due respect, you're insufferable sometimes."
please consider reblogging, it helps me out quite a lot!
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lotus-pear · 7 months
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thank you for literally feeding the entire bsd fandom in terms of ships?? like you’re one of the only bsd blogs EVERYONE can follow bc they will get fed eventually in terms of their pairing i can’t think of a single ship that doesn’t get some recognition with your art. it’s refreshing that you’re not skk or sskk only like the majority of the fandom
THIS IS ONE OF REALEST ASKS IVE EVER RECEIVED TY⁉️ what can i say, being stuck in rarepair hell is a constant for me in every media i indulge in so i’m used to getting the short end of the stick in terms of content.. which is why i try to be versatile for you guys <33
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celestie0 · 26 days
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Hi ellie! hru doinn!
gojo would be getting the sloppiest messiest head from me if he pulled any shit like that “statistically speaking 🤓☝️” post said skhdjd.
i also like to think that he had some dating app installed for a very short period n for the prompts like “pet peeve” he probably said things like “unequal pay, systematic oppression of women in workplace, pink taxes, ppl who dont read feminist literature ugh”
ouu n have u seen that one manga panel of gojo saying something like “like i give a damn about guys’ hardships”. feminist gojo is canon n kickoff gojo does things to impress the girlies (n it always works)
im not fazed by things like these but with gojo? he can have me! plz dont tell him i said that
zuro anon
HIII ZURO BB <33 i’m doing ok tyyy my love :”) a lil tired today but i got my iced coffees so im ready to be bouncing off the walls soon 😼 how are you doing today? 💕
gojo would be getting the sloppiest messiest head from me if he pulled any shit like that “statistically speaking 🤓☝️” post said skhdjd.
this is the realest thing ever i swear to god 😭 you n me are so locked in on this loser boy n pussy desperate gojo agenda AND I HATE THAT WE WOULD FALL FOR IT LMFAO 🤣 we gots to go to horny jail 😞😞
YOU’re SO RIGHT ABOUT THE DATING PROMPTS LMFAOOO
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this was gojo’s entire hinge profile fr ^
(also i realized i made a typo n typed system oppression instead of systemic oppression but i feel like that’s something gojo wld do too so imma leave it like that 🤣🤣)
also yesss that panel of him is one of my faves 😭🤣 he was so hot for that tho i swear when i first saw that scene i was like 🤭 heheheheheheheeh i just know he’d give his woman the ultimate pricness treatment 😩😩
i’d like to think kickoff gojo became a feminist to get girls n then the more he looked into it he was like🧍🏻‍♀️oh damn this shits fr fucked up. n then he became adult gojo “I DONT CARE ABOUT MEN’S HARDSHIPS!!! GO CHEW ON A BRICK OR SUMN GATDAMN!!! DO YOU KNOW WHAT WOMEN HAVE TO GO THROUGH EVERYDAY?!?!! 😤😤”
he’s a lil confused at times but he’s got the spirit 🧚‍♀️✨
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hella1975 · 8 months
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idk how valuable this is because maybe you showcase your personality differently on the internet than real life etc etc but I meant it when I said you're really passionate and I can tell how much you love things and people and the world and you are funny and kind and I have never once thought you to be cold or unfeeling or uncaring it is very much the opposite to me and some of my happiest moments on tumblr are talking to you<33 don't let your mom and her issues drag you down. she is likely projecting her own feelings onto you and she doesn't know what's going to drive your friends away because she is your mom not one of us. as your friend I can confidently say your personality is awesome I am not being driven away!! love you<3333
i appreciate you saying this <3 like this is really touching for the same reason it's one of the things that frustrates me most about this whole thing, bc the way i am on tumblr with the weird fixations and the rambling and the writing and the humour etc etc - that's ME. that's who i am and people love me on here for it. like even i can acknowledge that somehow im decently popular and it's for the realest version of me ive ever given anyone. like you guys know shit about me that my mum or closest friends dont even know. that's pretty fucking cool! that's so reassuring to know that at the end of the day, the me buried under all this mess is LIKEABLE. but then how do i get out of the mess. in real life i cant get the words out. affection sits on my tongue and it's like i physically cannot spit it out. it makes me uncomfortable, awkward, mean. that isn't likeable. it isn't me either, and that's why when i get written off as unfeeling im just. so so upset becuase im NOT. i KNOW im not. it's only bad days where i truly question it but most of the time i know im not an unfeeling person! im very fucking passionate! i feel everything too much! but no one fucking sees it and it's taking me too long to learn to translate it so im just. stuck here until it clicks one day and it's so so annoying
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jrueships · 1 year
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AHEM.
Why Jaren Jackson Jr. is a bottom: A List
1. The poor guy will do anything for attention from the team, ESPECIALLY from Ja.
2. Big guy that just wants to impress his tiny boyfriend (the same boyfriend that definitely tops him). He shows off just for the praise 😭
3. That one video of him doing that little tip-tap dance when Ja gave him the attention that he was practically begging for. IT WAS SO CUTE 😭😭😭
4. His outfits. He’s just showing off for his man (in hopes of something happening 🥰).
5. His legssssss. No way Ja doesn’t take advantage of his thighs. His thighs and ass are the main reasons why he’s the bottom. Always COVERED in h*ck*es.
6. Ja may be WAYYY shorter, but his personality is big. Jaren is WAYYY taller, but his personality is smaller (which is still quite big lol).
7. I almost view their relationship as a Kyle/DeMar type thing. If that makes sense?? Kyle and Ja are bossy and most people would assume they are both bottoms. But they aren’t. THEIR BIG GUYS ARE.
8. Jaren always looking at what Ja shows him on his phone. He’d do anything for that man to be happy (bottom behavior).
this was all off the top of my head, so it may not make total sense??? if i think of more reasons why i’ll tell you 😭😭😭
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REAAAAAALLL!!!!!! IVE BEEN JUST READIN N READIN THIS AS A LITTLE DOG BISCUIT FOR ME... AN LITTLE TREAT <33 ... but i have decided to POP THIS BABY OUT N CELEBRATE WOOHOOO HAPPY DPOY JARENNNNNNNNN!!!!!!!!!! *posts ask containing listed statements on why you are a sheet clawer
happy dpoy ? confused and scared but still trying to act happy jasper the dolphin voice before tyler in a wig and heels evaporates his whole existence
FIOOORST of all,,, thank u for numbering these down bcs u KNOW I love love LOVEE tackling ALL my moots details this is so FUUUN!!!!!
1. The poor guy will do anything for attention from the team, ESPECIALLY from Ja.
LITERALLLYYYY!!! EXAAAACTLY!!!! YESSSSS!!!! made me whip out my 3 go to replies after listening to my friend hate on the same shit i hate or make THE REALEST points to ever point in the whole history of points, on the latter side FOSHURE!! youre literally so right tho like....
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you can't look at him... at his ACTIONS!! and TELL me he is Not FOR THE TEAM!!! LIIIKE (i DONT listen to icespice i am NOT a munchI AM NO T A M U NCH‼️‼️)(I SAID LIKE BEFORE HER AND AFTER MEAN GIRLS OKAY!!!!!!) Everyone was lowkey getting a little jealous of the ABSOLUTE LEAASH brandon Clarke has had on jaren.... but like. Can You Blame Him. Clarke is GORGEOUS. He's like a 6'8 ja but more importantly without the mental problems. Ja acting out by being all 'alpha male whatever 🙄'.. he wanna be jarens man again soo bad. JA!! get this thru ur SKINNY BEAVIS N BUTTHEAD HEAD!!! jaren liked U bcs u were a LESBIAN!!! who is also bisexual. He will ALWAYS be YOUR LITTLE MEOW MEOW or whatever u guys roleplay in bed or discord lmfao WHEN URE AROUND!!! Jaren is just a very im gonna give up 110% of myself to whoever i happen to be around AND U GOTTA LEARN TO UNDERSTAND THAT!!!! like he literally opened his legs to u and ure like 5ft tall like. Let's not act like he has high standards now or something. He dreams of dill*n brooks. Daily. Not even nightmares. Full on straight up not straight wet dreams bro. Find your inner zen ja. Please. For the good of your baby mama (jaren.
2. Big guy that just wants to impress his tiny boyfriend (the same boyfriend that definitely tops him). He shows off just for the praise 😭
THE AMOUNT OF SHORT KING PROPAGANDA BEING PASSED RN!!! I AM TRULY LIVING Y E S !!! THIS THIS THIS!!!!
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he said WHEN U FEELIN COCKY!! I M FEELIN COCKY!!!!!! .... u know... and if u feelin like... a certain COCKy.... just so happeningly around u know... someone submissive and breedable...ME then...you know... im still feelin kinda cocky too... namean 🥺👉🏿👈🏿..?
Ja pausing briefly in peace to read this 3:02 (minutes kept random to make it seem like jaren hasnt been agonizing & planning this text for over fifty days and nights) before he's about to tweet out another threat to yet another small child: ........ what 😑?
it's so cute... and a little sad 😭 like he wants him so bad. Walking all normal but suddenly prancing all giddy like a done up horse (unicorn) whenever ja even as much as LOOKS at him!! please jaren.... ure whining at this point. Salivating all over this little pebble of a man. This twig. i Love it, frankly. i Do. he needs this santas helpers d*ck and he needs it Bad .give it to him NOW, ja! RIGHT NOW.
TURDAE ‼️‼️
3. That one video of him doing that little tip-tap dance when Ja gave him the attention that he was practically begging for. IT WAS SO CUTE 😭😭😭
LIKE GET IT TOGETTHER JAREN!!! he is head over TIPPY TAPPY DANCEY H E E L S for that online thug it's SO funny 😭. Ja half assing to pretend hes a security guard like jaren started and jaren being so happy abt it 😭😭 when the bf agrees to be the rainbow pony to ur pink pony in ponyville. THEN WHEN DESMONDS TRYING TO JUST GET HIS INTERVIEW DONE JAREN PLOPS HIMSELF NEXT TO HIM MIMICKING HIS POSE?? STARING?? pulling out ALL the stupid little tactics to try and get him mr handsome to notice him.. then he scoots closer when he doesn't PLEASE babygirl!!! Daddy's working 😾. IMKIDDINGSORRYLMFAO i need to stop saying that ironically, people are gonna think imsrs.. Anyways. I took a screenshot but thanks to jarens long neck.. he looked like a roadside 4legged human-like creepypasta monster so. Nvm. BUT AFTER THAT HE TRIES LIKE? TAPPING DESMONDS giant hunk of an ARM! by God. I know what you are jaren! AND HE DOESNT EVEN GET NOTICED THERE??? like throughout that whole thing desmond didn't even look at him once 😭. AT LEAST JA SPARED THE POOR SOUL A SINGLE SECOND GLANCE FOR HIM TO GET ALL GIGGLY OVER!!!! Desmond is so cool guy who doesn't have a personality to him and only makes npc responses if any. I think jaren is kind of obsessed. He wants to suck his **** so bad. Maybe that's why ja spared him a crumb of attention. Like when u let the leash a lil long then suddenly keep it short. That's so mean. Do it Again, ja.
4. His outfits. He’s just showing off for his man (in hopes of something happening 🥰). 5. His legssssss. No way Ja doesn’t take advantage of his thighs. His thighs and ass are the main reasons why he’s the bottom. Always COVERED in h*ck*es.
combining because i am a GREAT THINKER 🗣!!!! but moving on YES!! TIMES A MILLION! The fact that jjj has admitted he has a habit of buying new clothes like everyday.... who do u have in mind when u buy those jarebear? Is it someone little that likes to hype up whatever cool new thing you've got interesting to him ? Hm? Suspicious.
H*CKIES ALONG HIS THIGHS PLEAAAAASEE PLE A SE!!! P L E ASE!!!! just ONE fic where someone tops him and leaves h*ckies ob those HUGEMONGO CHUN-LI thighs PLEASE anyone PLEASE!!!! IM TIRED OF US ONLY HAVING THE VISION!!@ WE NEED THIS IN PICTURE OR PAPER!!! N O W!!!!!!!!!!!!!!!!
i KNOW ja **** him *** i just KNOW he does he probably BITES it im so. LISTEN. THIS IS COMIN STR8 FROM THE SOURCE. I AM JUST THE MESSENGER!!! we know. We KNOW. Jaren ALWAYS wears compression leggings... and for What. FROM what? FROM WH O M?
For WHOM???? Ja's playing around pretending to help the pt stretch jarens legs by coming from the side or behind and he kinda grabs his thigh-like and grips it a little teasingly cus he knows.. it's a little Sensitive. From last night. Well it better be anyways. And his fingers squeeze near that inner thick of the thigh and jaren let's out a jolt and a lil HEY :oO !!!! That makes the pt guy usher ja out (he just thinks they're playin.. has no idea.) (Jaren intends to PLEASE JA. KEEP IT THAT WAY!!!) And ja snorts n snickers n scampers off Knowing that Jaren Knows HE knows. And jarens trying not to giggle, trying to keep his frowny face or roll his eyes like that wasn't anything but annoying. Like his face isn't feeling like a forestfire right now. it's Sick. it's Sickening. . . M o r e.
6. Ja may be WAYYY shorter, but his personality is big. Jaren is WAYYY taller, but his personality is smaller (which is still quite big lol).
HE IS A S H O R T KING!!@@! MAMA AYE!! i belive in his SHORT KING SUPREMACY!!! okay!! Jaren is but a mouse compared to his giant ego. When jaren tries shoving someone it's like... ok little guy. Let's get you to bed. When someone shoves ja it's Uh Oh. For Real. Top girlboss bottom malewife relationship my Beloved. LOVE hearing other's thoughts n comments on players personalities !!!! it's so cool!!
7. I almost view their relationship as a Kyle/DeMar type thing. If that makes sense?? Kyle and Ja are bossy and most people would assume they are both bottoms. But they aren’t. THEIR BIG GUYS ARE.
THIS IS.... I DO NOT GURANTEE UR SAFETY FROM THE KYLE/DEMAR GIRLIES. but i LOVE the idea behind it. Just because a person in the relationship has the fatter ass doesn't mean they can't top ok!!!!! Im so big behind this FLAT ASSES NEED LOVE TOO!!! Shoutout sauce gardner for leading the 2 dimensional bttm booty charge. I believe in you an them bones, my bratty bttm king. anyways... ur mind may be too great for this world... cherish it. Always. Big guys bottomimg... ure so real for this. My sibling in stronghold.
8. Jaren always looking at what Ja shows him on his phone. He’d do anything for that man to be happy (bottom behavior).
YHE PHONE OBSERVATION PLEAAASEEE !!! YES!!!!
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Ja just looking up: How Do I Play Papa's Pizzareea On My Phobe. 💯
And jarens smiling and laughing and staring at dreamy like he's watching ja write up their marriage vows. Jaren thumbs up jas memes physically when they don't get thumbed up digitally on reddit. He's his little 6'10 cheerleader and he will live and die by the pompom. Giggling and twirling his hair and kicking his feet and getting all happy to write in his fuzzy pink princess diary abt how ja gave him a Cool and Aloof😎 Signaturely Awesome Sauce 😎 ja head nod of approval when jaren helps him spell restaurant in the Google maps. (Jaren also got it wrong and they were 25 minutes late to the restaurant) (their table was taken but ja took care of it.) (Don't Ask How.) This 6'10 man rlly makes himself SO babygirl all for these little gremlins to ignore or sometimes nod at. It's like snow white and the seven dwarvOKAY IM KIDDING IM SORRY LOL. jarens just so. All of This. Yeah. You really read him like a book 😭😭 caught him spread eagle LMFAO! i YEARN to hear more I REALLY DO!!! DO NOT BE SHY IN REMEMBRANCE........ this is for History. this is for... Ted .
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yippieitsarvensart · 7 months
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OK OK SO !!! HCS FIRST 👇👇
both the tweels > bpd, autistic. also partially blind in both eyes and wear contacts (morays have shit eyesight), their vision gets shittier the lighter the ambient, + they have shit balance but are pretty fast. they have long hair shaved on both sides, are black w/ vitiligo, notable on their face on the same side of their black hair strand (stolen hc), and have freckles with their merform's colors. oh and their gills never go out so they can breathe underwater + their ears are that shape i drew on floyd always, bc the potion cant take those things away. they have some scars from brawls in the ocean. in my head they also purr. AND theyre both transfem. to me. (they use any prns but mostly he/she) + theyre every gender under the sun & bissexual/panssexual, they date everyone regardless of gender
floyd specific > adhd. gets overwhelmed pretty easily and his meltdowns consist of him whining and crying and breaking stuff and wanting attention. can understand tone when hes in a good mood only + has super control of his tone & voice, not masking just very good w it. he can toletare tight clothing but as long as its 1 item, prefers large ones. also he likes enclosed spaces and needs stimulation 24/7, never stops never stills, either has music or is fidgeting. special interest is fashion (mostly shoes) :3c
jade specific > slight ocd. its not that big but its there. hard to get overwhelmed but when he does he breaks and throws everything around him, even people. has more difficulty w tone and his face + voice is almost always stuck in that customer service one, poor guy. absolutely LOVES tight clothing and tight spaces. hes not very hyperative hes just chillin most of the time. vibrating slightly sometimes when hes vv happy. special interest is mushrooms ofc!
bonus riddle > bdp, autistic, ocd. also has depression & anxiety. uses he/she and is transfem bigender sapphilean (mlm wlw) ! the white strand you comented abt on my art (thank you sm for the kind comments btw <33) is a hc that i have about the after effects of chap 6. she ended up having that white strand and cant seem to get it out no matter what... has dyed it before but gave up eventually. anyways she has chronic pain on her wrists bc of writing so much! i also hc that his overblot left burn scars on his arms, legs & face. in the begginings of nrc time he had an ED, but after his 3rd year he was very recovered and is now pudgy. her special interests are books & hedgehogs :D
(+ i can talk abt silver & sebek if you want :3c)
ANYWAYSS, jchshjds riddle is so silly hes so unaware of social clues poor guy..... its so funny that hes the only one out of the loop there. but they work it out eventually....
honestly im convinced sebek would try asking him on a date and riddle would accept but he would know it was a date. and this happened for a long time. until riddle told trey & cater about him, sebek and silver hanging out and they were like "riddle.... thats a date.... you guys are doing things boyfriends do" and hes all "we are What." jdjwndjsn
I DO HAVE TIME give me some ingredients (ideas) and i'll cook (write) . bc unfortunelly i am not so big on ideas rn 😔😔
also THE IMAGE ?!!??!(($!? HGJDHS ive saved it its so silbekrid....
I was literally looking at this in the morning while eating breakfast like "I'll respond to this after I eat" Now, 7:30pm, I start writing out a response. smh.
YOU LITERALLY HAVE THE CREATIVEST MIND EVER?? THE REALEST THOUGHTS IN THE GALAXY???
I have actually mentioned before that I also think the twins have shit eyesight and how I think it goes down is like; ONLY JADE uses contacts, Floyd finds the idea of putting those things ON YOUR EYEBALLS is like actually disgusting he would rather DIE. So he- Like Jade -Has prescription glasses, but he never uses them unless he's in his own room and wants to actually see clearly. Azul insists he wears them while working in the lounge because he doesn't need Floyd tripping over and breaking things, it would be annoying to clean up after him. (translated: I really don't want you to get hurt please wear ur glasses so I can stop worrying about you) I don't actually have hcs for the twins' sexualities n' genders but I feel like they're so nonbinary spectrum 2 me... and also bi/pan is so real 2me now thhank you... Tweels purring real... idc if eels can't actually purr they can now... The separate-specific hcs I agree with it all, very very super real
YES go ahead and talk about the other two as well I love your massive awesome brain it's so full of things and I need to study you under a microscope methinks... I love love love Silver especially, he's one of the characters that when I hadn't played twst yet he caught my eyeee and I was like !!!! :OOO pretty boy alert!! Although with Sebs it took a little longer, I've only just recently started liking him a lot more but with the help of hcs and deep diving into lore I have quickly warmed up to his character... Love the boy Love him <33
and Riddllleeee... ohhh Riddle <3333 I'm #FallingInLove for real (take this part as inspo for a fic if you want boo, I can write prompts all day) Riddle just being so confused when caycay n' Trey tell her he's been going on dates this whole time. Like why didn't I get told about this. Have we been dating this entire time and I didn't know. And then she has a crisis and freaks out about it because "what if Sebek and Silver didn't know either and they are literally just my friends and they see me as a friend-" and all these 'what if's' go through his head and it makes him go. coo-coo. So he's extra irritable, too many heads are rolling once again, and she's trying extra hard to avoid/ignore/turn down any of Sebek's and Silver's offers to hang out BECAUSE SHE JUST FEELS SO AWFUL ABOUT IT like they really. REALLY need to talk it out. SebeSil go to someone else (can't think of any1 rn, maybe lilia?) to ask for advice on what to do... AUUGHHH then idk 1000 words later they k-k-kiss and make up (like the song. aha)
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notespeed · 3 years
Video
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How to Invest Profitably Tax Free
Can you really use the special COVID rule to invest right now with your IRA, tax-free?
This question will be answered in this episode of Noteschool with Eddie Speed, Brian Lauchner, and Joe Varnadore, with their special guest, Kevin Stokes. 
Kevin is an Apache pilot for Idaho Air National Guard. Joe and Eddie met Kevin and his wife Susan almost two years ago in a three-day class of Noteschool. 
According to Joe, Kevin and his wife are what they call in Noteschool a “ninja” meaning they are buying or flipping a lot of houses.
For Kevin, at first, their goal is Buy and Hold properties. This is what they have learned but then he realized that he did not like the business of buy and hold. For this reason, he looked for a better way and this is why he landed at Noteschool.
Ever since Kevin and his wife met Eddie in Noteschool they started learning and analyzing notes because they are interested in investing. For so long they are trying to move out of the buy and hold mentality.
Learning and usings notes have become Kevin’s way of leveling up and thinking bigger. And now they have a business in nine states.
Kevin took advantage of a program that started as part of the “Cares Act Distribution” that was launched last March 2020 by using his IRA.
If you are interested in learning how Kevin was able to invest in notes by taking a chance in using this program continue watching this video.
Take advantage of a Special Covid Rule – “Cares Act Distribution”  that allowed one of our students to take a $153,000 Distribution from a Corporate 401K.
Landlords are burning out. Tenants are behind on rent payments. Toilets are backing up.
Uncover Why Savvy Investors Use Proven Mortgage Note Strategies for Massive Monthly Profits In Today’s Ever-Changing Market… Risk-Free!
Discover more about Note School and profiting without Tenants, Toilets and by taking our FREE one day class:
https://new.noteschool.com/TV
Latest Class Information:
https://noteschool.com/3-day-classes/...
Download a Brand-New eBook by Eddie Speed It’s A Whole New Ball Game With Creative Financing
https://lp.noteschooltraining.com/mon...
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#NoteSchool
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---------------------------------------------------------------
Brian Lauchner (00:01):
Can you really use the special COVID rules to invest right now with your IRA tax free, stay tuned.
Brian Lauchner (00:19):
Alright. Well, welcome back to NoteSchool TV, I'm Brian Lauchner and I'm a part of the GC team here. And I'm exited to be the one to bring you back in for the rest of the week and we kind of dive back into NoteSchool TV, if you are new to these videos and you get a lot of value out of it man, we would really love it if you would just like the videos as we produce them and definitely subscribe to the channel so that you're getting kind of, some of the content as it's coming out. And if you really want the most timely information, make sure you are like, clicking that notification bell so that you're getting notified when we go live. So you can jump on YouTube and engage with us with your questions. Bring some questions to the table. Today, we've got some interesting information about notes, but if you are newer to notes or you're newer to NoteSchool and you're just wanting to learn a little bit more, go to www.NoteSchool.com/TV, And you can learn a whole lot more about kind of what we do and how you can get engaged. But for day today, let's start by jumping into the news.
Brian Lauchner (01:18):
Alright, Mr. Joe Varnadore, take it away.
Joe Varnadore (01:38):
Good morning, everyone. Good morning, Brian. And we do have some breaking news this morning, hot off the presses yesterday. So starts off with we basically, as we wrap up this interesting year, right, we have three trains wedding or speeding towards the distress loan intersection, forbearance request, or up since the first week of December unemployment numbers are stagnating and increasing, and then the Cares Act expires in a couple of weeks. So with that, we have a few more, a couple of more items. One is reported by bank reg data, which says that aggregate the NPO Volume Non-Performing on Volume is up to $127.55 billion, which is basically $32 billion higher than the end of 2019. So, also this year Brian, which is just crazy, is that the four largest banks, and this is just the four largest banks reporting, which is Bank of America, JP Morgan Chase, Citibank and Wells Fargo have increased their loan loss reserves from 5.2 billion, the end of 2019 to almost $33 billion today.
Brian Lauchner (03:12):
Let me just clarify for people who don't understand what Loan Loss Reserves are, Joe, help me say this. This is literally their reaction to the market to protect themselves, right?
Joe Varnadore (03:23):
Right. So they have, so banks have a, they have a performing kind of portfolio. They have a Non-Performing Portfolio and they have to keep a certain percentage of those funds in a reserve account against a battle out non-performing loans. The, and the crazy part of that, Brian, is that as these banks hold that money there, they can't do anything with that. So they lose all of that leveraging effect. It's basically, we talk about dry cash at NoteSchool. This is dry cash for banks, so they are holding that and it is, it is just, it's kind of all coming together. And last week I did report that the moratorium on foreclosures and so on, did extend out to January 31st of 2021. So let's bring Eddie on real quick to kind of get his take on that. And then we're going to move on with our special guest today, Mr. Kevin Stokes, Hey, Eddie.
Eddie Speed (04:24):
Well, there's nothing going on in the market, right?
Joe Varnadore (04:29):
Absolutely nothing.
Eddie Speed (04:30):
Yeah. you know, guys, we are keeping our ear to the ground hard. I will tell you that. I just spoke to a group of high volume real estate investors last week. All guys that are what I call the Ninjas, the hundred house a year plus guys. And and I basically did a little waterfall, Joe, of some of these market details and some of the ones that you've been covering over the last few weeks. And what I find interesting is, is they didn't know this information and it's helping them form their decisions about how to progress the business. People say, Eddie, why are you so optimistic about the next five years in the business? It is because all of these variables just keep stacking up and those variables are going to produce some terrific opportunities. If we know how to take advantage of the opportunities, when those banks, when those banks gather up loan loss, reserve money, that means they can sell loans at a discount. That's essentially what it means.
Joe Varnadore (05:33):
Yeah. And you know, Eddie, we are going to be on top. We got a lot of experience in non-performing loan from the great recession as it flowed forward. And I can tell you that we are going to be on top of this as it continues to unfold in the first quarter of 2021,
Eddie Speed (05:52):
That's it we'll keep watching it. We'll keep telling you.
Joe Varnadore (05:55):
So stay tuned, guys. We have a special guest today and this gentleman, I'm a big fan of, of Kevin Stokes and his wife, Susan, Susan can be on today, but Kevin, come on and bring Kevin on. And Kevin one of the things I most like about Kevin, is that he is an Apache pilot for the Idaho Air National Guard. And man, as Eddie would say, I think that's being a pilot myself. I think that's as cool as the backside of your pillow.
Kevin Stokes (06:31):
You're too kind Eddie, or Joe.
Joe Varnadore (06:35):
So Kevin you guys were kind of in the corporate world and you know, you were, you know, doing flying Apaches and you guys became what we call in NoteSchool, a Ninja Real Estate Investor. You and Susan did. And I know Susan has a photography business as well, but you guys became what we call a Ninja, which means you were buying a lot of houses, right? Or flip.
Kevin Stokes (07:00):
Our goal is buying, buy and hold. That's what we'd always learned. And in I found that I didn't really like it a whole lot and it was seeking out a better way to do it that I ended up at NoteSchool.
Joe Varnadore (07:12):
Yeah, absolutely. So you have you guys have been, you know, buying and holding and you've done all of that. You've done the rehab and you know, you now you're buying on buying on terms and you're also selling on terms and they're in the Boise area. And really, you're kind of nationwide at this point as well. Aren't you?
Kevin Stokes (07:33):
Yeah. Notes was the way we were able to lever up and, and move from just the treasure Valley, which we could drive to and think bigger. And now we're in nine States, I think.
Joe Varnadore (07:47):
Yeah. So you're nationwide, right? That's.
Kevin Stokes (07:49):
Pretty much.
Joe Varnadore (07:49):
That's pretty impressive. Yet Ediie, we met Kevin and Susan in a three-day class here. Gosh, about a year, almost two years ago, wasn't it?
Eddie Speed (08:01):
Year and a half, I would say.
Joe Varnadore (08:02):
Yeah in Indianapolis, I believe.
Eddie Speed (08:06):
I remember that well, I remember.
Joe Varnadore (08:06):
I remember they sat right there on the, in the middle of the room on the back row. I don't know Kevin well, Eddie, why Eddie and I remember crazy things like that, but we do, you know, I mean, it's just yeah. They sat right. Third seat over from the beginning there. So you you took advantage of a program that was started as part of the cares act, which you know, came into play back in March of this year. I mean, we've all talked about that. So tell us a little bit about what you and Susan did. I know you had some money in you guys had some money in a corporate 401k and tell us a little bit what the, how that happened. Unpack that story for us.
Kevin Stokes (08:49):
Well, you know, we met you guys when we started investing in looking to invest in notes. So we, a lot of time analyzing it. It's just analysis by paralysis is something I've had to overcome my whole life. And we spent a bunch of time trying to understand how to move out of our buy and hold mentality. I still have a corporate gig that we've been looking to exit for quite a while, but all the money we had saved up that wasn't tied up in other properties already was tied up primarily in my corporate 401k. Then I had a traditional IRA and Susan had a traditional IRA from her previous employment plus for business. And so we started a self-directed retirement account under her business. And we were looking to fund it. We were gonna use notes to kind of start that a hundred dollar plan with that retirement plan and then find a way to roll over.
Kevin Stokes (09:42):
But we hadn't really decided in about the time. We had figured out a plan, the Cares Act kind of changed everything, provided the Cares COVID related distribution. And because of the lockdown in Idaho Susan's business tanked, as far as photography goes and she didn't do any sets for nearly five months. Well that qualified us under the Cares Act Distribution Plan to take out the amounts that we had available to us. Every individual is kept a hundred thousand. I was able to split that between my corporate 401k and my traditional IRA. Susan was able to take hers out of her traditional IRA completely. And so between the three of us, between the three accounts, we got 153,000 that we were able to pull out roughly, I think a little bit less. And we use that money to go set up funding of our note purchases.
Kevin Stokes (10:44):
We knew we wanted a high-income, hi cashflow, because our goal is to get me out of my corporate gig. So we got, we concentrated on the monthly income potential for payoff and a lot of equity in each one of the properties, because I'm not full-time in this, she's not full time in this. We wanted the least amount of trouble that we can get. We did a number of calls with NoteSchool on our weekly calls looking at some of the calls. And in fact, one of the, I knew I was on the right track. Cause one of the assets we were buying, we're looking at buying came up as one of the spotlight.
Joe Varnadore (11:26):
One of the Assets Of The Week, right?
Kevin Stokes (11:29):
Like the Assets Of The Week, it popped right up. And then that was the moment for me that I went, okay, I know what I'm doing. Like, like I've reached it to where this is, this is the right place for us.
Joe Varnadore (11:40):
Gotcha. So let's talk a little bit about, so this Cares Act Distribution allowed you guys, you had like a hundred thousand in one account and 53,000 and another, and you got to move that over into your into your account. And so that allowed you then to use that money and you basically went to NotesDirect and you started, you didn't use all of the money. You used a hundred thousand dollars on buying some notes and we'll look at those in just a few minutes, but that allowed you to go in and you know, to create income in this COVID distribution. It allowed you or Cares Act Distribution. It allows you to pull that money out of there. And really you're going to have to pay the taxes on this, but at the end of three years, you'll get all of any taxes that you had to pay back. And then you keep the total income off of that, right?
Kevin Stokes (12:36):
Yeah. So the, the, the big key to this is that the, your tax burden is just like regular earned income, like a normal distribution, but the Cares Act allows you to split that up into three equal payments over the next three years, then the additional bonus. And this is the big kicker and why this is so powerful is that if you put the money back into a qualified retirement fund, then you can file amended taxes for the three previous years and get all that money back.
Joe Varnadore (13:06):
Right.
Kevin Stokes (13:06):
So what this is allowing us to do is I'm using the cashflow to pay the taxes this first year, so that we can leverage the remaining assets we've got for levering up our business to get us some private investors and to move forward with that, and then pay the taxes this year, pay the taxes next year, and then all that money that we've got. I can just, I don't know any number of options. I can just put that money, that full 153 back into the retirement account. And we get to keep the taxes they'll come back to us.
Joe Varnadore (13:41):
So Eddie, so what Kevin did was he, you know, he went into NotesDirect, right? And they started looking at notes and they picked the four notes. And that we're going to look at here in just a second. So they found four good notes and they took a hundred thousand dollars of that money and it allow them to go do this. And if we'll pop that up there on the screen, there let's look at those. So Kevin purchase you guys so on NotesDirect our notes platform, There's your four notes and the UPB guys is Unpaid Principal Balance. So the Unpaid Principal Balance on loan 1 was 26,245. The monthly cashflow was 558.60. And you purchased note , you purchased notes at a discount. So the purchase was 24,875. And you can see that for note two, note three and note four, right? So these four notes had $112,933 in unpaid principal balance. You bought those four notes for $99,485. Right. And because of that, you now have a monthly cashflow, right. Of 1500 and basically $50 per month, right?
Kevin Stokes (15:05):
Yep. Yeah. It's actually so far, it's been a little bit higher than that because number four, there he's been paying double payments.
Eddie Speed (15:12):
Wow.
Kevin Stokes (15:12):
And he's been asking three times he's asked the servicers what the payoff balance is. So I think he's getting ready to pay it off.
Joe Varnadore (15:21):
You mean, even during the pandemic, you've got a guy just saying, Hey, you know, I'm just going to pay double payments.
Kevin Stokes (15:27):
I, it's, we're blessed. A lot of people are scared of this last year, but this has been a good year for us.
Joe Varnadore (15:34):
Yeah. You know what, it has. And so, Eddie, you want to chime in here and talk about this a minute.
Eddie Speed (15:40):
Yeah. I want to congratulate you, Kevin. You know, we NoteSchool tries to put out a lot of information and one of our preferred vendors who has, which was Quest Trust they are the ones that essentially told you guys about this opportunity, but it's not just knowing about it. It's doing something about it.
Kevin Stokes (15:59):
That's right.
Eddie Speed (15:59):
That's what I love. It's the action. And so you took that information and ran with it and bought four notes. And then you have another, essentially $50,000 that you have a very active investment business where you're soliciting capital investors. You're trying to pursue by buying properties, own terms, creative terms, along with you know, buying these existing notes. It doesn't take a lot of budget to buy these marketing budget by these existing notes. Cause you just went to NotesDirect and click the button and bought them. Right.
Kevin Stokes (16:36):
Yeah.
Eddie Speed (16:37):
And I do remember, you know, you're bringing some of these deals on our little special, what we call our deal lab every week and, you know, and just kind of breaking it down us, just kind of beating it up and talk through it. I teach you guys all the time. You're a more tactical personality than me, Kevin, but you're also really good at due diligence. Right. And it makes a good mix because it doesn't take me long to make a decision, but I like having good facts and you're good at gathering up the facts and position them to where I could say, yeah, I could live with that. Or I wouldn't, or you know, it was just sort of talking through it at the end of the day, obviously it's your decision, but you're leveraging some experience. So let me tell you something, you take a hundred grand and turn it into $18,000, annual cashflow. It doesn't none of us on this show today need a much of a calculator to know that the math's gonna work in your favor.
Kevin Stokes (17:38):
Yeah. That's the kind of Excel spreadsheet that really gets me excited.
Joe Varnadore (17:43):
Yeah. That's that math, that 18% return math. Right. And well, you know, Kevin, you know, Eddie with Kevin, you as an Apache pilot you are an engineer and you have a lot going on in that cockpit at one time, there is not, you're using both feet, both hands. And one of those eyes to look ahead and one to look below you, right?
Kevin Stokes (18:05):
Yeah. Those were good days.
Joe Varnadore (18:07):
Yup. Yep. So tell us a little bit about, so again, this is, if you roll this into a qualified account within three years, then those taxes you'll follow amended return, and there'll be, they'll come back to you. So any taxes you have to pay on this, you'll get all of that tax money back, right?
Kevin Stokes (18:28):
Yeah. Like, so for instance, the not to get into the specific numbers, but I'll use easy ones. The tax burden is about 45,000, but rather than spend that it's 15 a year. And the cashflow is going to cover the first year. And then I'm assuming that at least one of these is going to pay off and we can pay the others and then just continue to collect that money outside of it. And then as long as we pay the 153 back into the retirement account and in the beauty of it is it doesn't have to be in the one that originated. So we're done with the traditional IRAs and we'll be able to put that into our self-directed account. And in the self-directed account, we've got two other NotesDirect assets in there now that are performing as well. We use the same criteria for those as we did the others just to get started. And once we pay it, then the amended returns get filed and then we'll, we'll get that money back. As if we choose to do it.
Joe Varnadore (19:31):
So that really means is that all of the profits on this, cause you were doing this out of a retirement account anyway, so this really wasn't today money, right?
Kevin Stokes (19:39):
Yeah.
Joe Varnadore (19:39):
So it'll all go back in. You'll have all of the taxes you paid in back, and it will have been a great move because that allows you to get that money out of that corporate 401k into a self-directed and then never have to pay, and then having the taxes come back in the back door So that's an amazing thing by the way, folks that is still around, you've got until the end of the year until the 1st of January, the December 31st to do this, or look into it yourself. And I don't know, it may get extended. We don't know. I talked to the folks at quest yesterday to check on that and they don't know as yet, but we will stay on top of that for sure.
Eddie Speed (20:22):
Yeah. One thing I wanted to say to you guys, and I know we want to bring Brian on here and, and make sure he's got any questions, but one thing, one point I wanted to make to you guys is, one of the things that we do at, with our students at NoteSchool a lot is we show them ways to recapitalize their business. So right now, Brian and Susan have a hundred thousand dollars invested in these notes, and you're doing the math in your head go in and well, the cash flows great. But in three years, Brian and Susan are going to need to do something to put that $153,000 back in their retirement accounts so that they can get their income tax. They had to pay on the money when they took it out, that they can get it back.
Eddie Speed (21:08):
Well, instantly in our head, we're going, no problem. You take those notes and you could sell a cashflow with those notes or, and not ever, not really have to sell the whole note. You don't have to sell all the payments in order to do that. Or the other thing is those notes are good performing notes. Kevin, you could just, you could go find a passive, I call it wouldn't really be a passive investor. It would be a passive lender and you could just borrow money and pled those notes as collateral. So, Kevin already knows how he can get the money back, even though he's enjoying the cashflow right now, but to get that money put back in the retirement account so that he can get his get it placed back in there. Again, he already knows how he can recapitalize and do that. And to me, when you start being able to think down the road of how you structure financing around, he's bought a note, but you could do the same thing. If you, if you did sell financing on a piece of property. Now, all of a sudden you don't do one deal. Now you built a business where you can do many, many, many deals.
Joe Varnadore (22:14):
That's right.
Eddie Speed (22:18):
Let's bring Brian on, and let's see what else Brian would ask Kevin. This is a great session today, guys.
Brian Lauchner (22:25):
Yeah. Well, first things first, very impressive. I think some of the things that stand out to me were not even questions, just things that stand out as far as there are so many investors right now who they feel like they're in this rut because they they're struggling in their say their wholesale business. They feel like they're struggling because they can't find houses to buy whatever it is. And this is where I try to encourage people as much as I can to say, you got to get involved, you got to start learning some of the stuff, a guy like Eddie Speed has been doing it, you know, for 40 years he might know a thing or two. Right. And and I think Kevin has kind of taken this information. He's really run with it. Now I will say this just as a quick disclaimer definitely may seek some accounting professionals to get you the information you need.
Brian Lauchner (23:10):
Nobody on here is trying to give you legal or accounting advice or tax advice. But to see that it's possible, I think is what most investors really need right now is to just know like, Oh, there's an opportunity here. And I just got to figure out those steps, right? And I would say that for some of you who are brand new to NoteSchool, the first step is going to be going to www.NoteSchool.com/Tv. Just to learn a little bit more about how does this whole note world work? What is this Eddie Speed ecosystem kind of thing that he's developed. to really get engaged, start getting this information in your head and going out and plug it in. And for those of you who wanting to do what Kevin did and just start buying notes right away whether it's in a tax advantage account or not, you can do that and we can actually teach you a little bit more on our YouTube playlist.
Brian Lauchner (23:56):
There's a Feeding Frenzy Friday where we break down the NotesDirect Friday Featured Asset. If you caught all of that.
Joe Varnadore (24:03):
Wow.
Brian Lauchner (24:03):
Who's rewind it to rehear it. Right. But we break down a note and we talk about those details to give you the confidence that Kevin had, which is, I'm on the right track. I feel like I'm absorbing the information and I'm really getting it. It's now just time to go out and take action, click that buy button, and you can obviously buy something as easy as buying something on Amazon. So, that's kinda how I would say we can go ahead and wrap up the day here. We've been going for a little bit, so thank you to Kevin for coming on. Really appreciate your time and you know, sharing your story. I think it's encouraging to a lot of people who want to get involved.
Joe Varnadore (24:41):
Very good. Kevin, thanks so much, you know, we appreciate you guys and and what you guys do and your family that you have there in Boise and you know, the creativity guys, we are going to have to get even more creative than we had to earlier this year as we move into 2021. So, Eddie final thoughts?
Eddie Speed (25:05):
Kevin, Congratulations. I would say that in light of the fact that you guys, that your wife had an interruption of business this year. You took some smart action and you made a significant adjustment. By the way, I was thinking about this also, if you had to pay taxes in a year, your income was down a little bit.
Kevin Stokes (25:24):
Yeah.
Eddie Speed (25:24):
Right. So that was the smart time to pay taxes when your income was down a little bit and glad that you guys are back going. And I, it's fun to hear you guys every week talking about buying properties on creative terms as well. So just keep doing what you do, man.
Joe Varnadore (25:39):
Absolutely. And guys, as we roll it, as we want to wind up the end of the year as well Eddie, we're going to start into 2021 talking about more and more and more about buying on with Creative Financing, buying and selling on terms. So just gotta keep that in mind. And we do have a show next week and the week after Christmas as well. So we look forward to that. Brian, tell us how, if people can get involved or find out more about NoteSchool, man.
Brian Lauchner (26:09):
Yeah. So first of all, obviously you, you can definitely like it, subscribe to the channel, make sure you're clicking the bell notifications. I see several people chimed in here, Stanley, man, thanks for engaging. How do you get started? You go to www.NoteSchool.com/Tv. It's probably a great starting point to get signed up for some of the training that we have. Some classes that we teach. Shelley mentioned she aspires to be a Ninja. I think that's really cool. Like if that's what you're trying to build your business around, man, let's get engaged. Let's get you on your way. Let's get you some support and some education to help you reach those goals. Right? So for the rest of you, we will see you next week, every Wednesday at 11:00 AM central time, click that notification bell. So you are in the know we're going to have another great guest and we will see you all next week.
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notebooknebula · 4 years
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Dr. Paul White of RealNumberz
https://www.jayconner.com/dr-paul-white-of-realnumberz/
Jay Conner is joined by none other than Dr. Paul White, the founder and CEO of White Orthodontics, and author of several best-selling books.
White Orthodontics is a high-end, technology-focused orthodontic practice based in Virginia.
Dr. White created RealNumberz with his son, Trey, to utilize the latest technology to “supercharge” his real estate investments.
RealNumberz is the only comprehensive software application designed to help investors manage a diverse set of assets that includes rental properties, private lending, fix-and-flip, and fix-and-hold projects, as well as mortgage notes and syndications.
This incredible software eliminates investor anxiety by using real-time data and an automated reminder system to allow real estate investors to maximize their returns with 50 percent less time.
Paul believes the key to achieving financial freedom has as much to do with optimizing your existing investments as it does with acquiring more of them.
RealNumberz is the easy-to-use solution for the ongoing problems associated with late or inaccurate rents, incorrect note payoffs, uncontrolled and over-budget rehab projects, “yield drag”, and much, much more.
RealNumberz has helped many of its clients save thousands of dollars and manage their real estate investments from their pockets! Go to https://www.realnumberz.com to see how you can “supercharge” your portfolio with this amazing software!
Real Estate Cashflow Conference: 
https://www.jayconner.com/learnrealestate/
Free Webinar: 
http://bit.ly/jaymoneypodcast
Jay Conner is a proven real estate investment leader. Without using his own money or credit, Jay maximizes creative methods to buy and sell properties with profits averaging $64,000 per deal.
#RealEstate #PrivateMoney #FlipYourHouse
————————————————————-
Jay Conner (00:00): Well, hello there and welcome to another episode of Real Estate Investing with Jay Conner. I’m Jay Conner known as the Private Money Authority. Also the host of the show today. And if you’re brand new to the show, we talk about all things that relate to real estate investing. We talk about how to find off market deals, motivated sellers. We talk about how to get your deals funded without relying on banks or mortgage companies also talked about how to rehab houses. We talk about how to sell them fast. And just as importantly, we talk about how to automate the business because after all, why are we in this business? Well, we’re in the business for the wealth and the freedom. So we’re not looking to replace our day job with another job, called real estate investing. We’re looking to run the show to where we are running our business and our business is not running us.
Jay Conner (01:03): Well, again if you’re brand new, I started back in 2003 in Eastern North Carolina, investing in single family houses. And for the first six years, until 2009, I relied on the local banks. I got cut off like the rest of the world did in January, 2009, after being in the business for six years. And I learned about this world of private money and private funding. How to use people’s individual investment capital and their individual retirement accounts to where I can have an unlimited number of private lenders into an unlimited number of private deals. As of today, my wife, Carol Joy, and I have got 49 private lenders individuals, just like you, that are investing with us and and funding our deals. So if you are also interested in learning how you can get funding for your deals and not ever miss out on another deal, because you didn’t have the money and you don’t want to rely on your credit, you don’t rely on your verification of income and your credit score.
Jay Conner (02:05): I’ve got a free gift for you. And that free gift is to come join me, access free for the first 30 days to my new Private Money Academy membership. So why in the world would you want to come check me out for free? Well, first of all, you get me live two times a month in a Zoom coaching call in the group setting for all of the members. Right now, we’ve got about 150 members or so, and it’s growing very, very quickly. We do that twice a month. You can bring all of your questions to the Academy membership, Zoom call. And we also update content every month, talking about locating deals and funding and et cetera. And on each Zoom coaching call twice a month, we put one of the Academy members such as yourself in what we call the hot seat, where we analyze your business, figure out what your challenges are and help you put together a plan to help take you to the next level in your business.
Jay Conner (03:04): So come join me for free for the first 30 days at Jay Conner, www.JayConner.com/Trial again, that’s Jay Conner, JayConner.com/Trial. You will absolutely love coming and checking out these Zoom calls and et cetera, with all the benefits that you get as being in the membership. Well, if you are brand new to joining the show, you may not know this, but if you’ve been tuning in for awhile then my lands, we launched June, 2018. We’re almost North of 300,000 downloads and growing very, very quickly. I have some amazing experts here as guest on the show. Well, today is no different. Let me introduce to you my friend and expert. Well, this gentleman is the founder and CEO of a company called White Orthodontics, which is a high end technology focused orthodontic practice in Virginia.
Jay Conner (04:12): And he’s also the author of several bestselling books. Now this gentleman also created a service that is called Real Numberz that ends in a Z. And he created that with his son, Trey, and the reason he created it, they created it was to utilize the latest technology to supercharge their real estate investments. Well, here’s what Real Numberz is about. It is the only comprehensive software application that’s designed to help real estate investors manage. And that’s the key word because this gentleman is an expert when it comes to managing deals after you bought them, which is a challenge for some people, but he designed this software to help real estate investors manage a diverse set of assets, which could include rental properties, private lending. There you go! Fix and flip properties, buy fix and hold properties, as well as if you’re into notes, mortgage notes, or syndications, his software will also help manage those investments as well after you get in.
Jay Conner (05:25): So this incredible software that he and his son Trey developed eliminates the number one investor anxiety by using real time data and an automated reminder system that allows real estate investors to maximize their return with 50% less time of yours involved in the deal. He also believes the key to achieving financial freedom has much to do with optimizing your existing investments as it does with acquiring and getting more investments. Well, his software Real Numberz is that easy to use solution for the ongoing problems associated with later inaccurate rents, incorrect note pay offs, uncontrolled or over budget rehab projects, and much, much more. In addition to that, this software has helped many of their clients save thousands of dollars and manage their real estate investments from their pocket. So with that, let me welcome my friend to the show and expert Dr. Paul White. Hello, Dr. White!
Dr. Paul White (06:35): Hey Jay, how are you doing?
Jay Conner (06:37): I am Fantastic! And just for the sake of these, may I call you Paul on the show?
Dr. Paul White (06:42): Oh, please do.
Jay Conner (06:45): So. Welcome to the show Paul. So glad to have you. Of all the experts and guests that I’ve had on this show. I haven’t had anybody else come on the show with this type of software and this kind of service to help real estate investors. I mean, in my business still today, we keep up with everything on an Excel spreadsheet. Seems to work pretty well since our average profits are 67,000, but you know, one of the four pillars that I teach in my business is what I practice. And that is automation. I actually work in the business less than 10 hours a week because of automation, other software we use and the team we have. And so I’m so excited to hear about this automation software that you and your son Trey have developed.
Dr. Paul White (07:33): Well, Jay, thank you so much for having me and, you know, I appreciate so much what you do and the great coaching that you give your clients. And it’s an issue that I have seen. It’s the same thing you just said. There’s just not much out there, right? We’ve never had anybody on that talked about this stuff. And it was a problem that I had and, went to solve the problem by looking for software. And all I found were spreadsheets and things like that. And I had sort of a bigger list of things I wanted to accomplish. And so spreadsheets are great, but they don’t take care of everything that you want to do with them. And so as a matter of fact, I was a member of a mastermind years ago, and I’m doing a lot of what you were coaching and that is to acquire stuff.
Dr. Paul White (08:09): You know, I had been for too long that guy that did what Dave Ramsey said, and that was to just save your money and pay off all your debts and do all those things. And that’s great if you’re in debt or if you have, if you can’t manage your money, but it’s not a great formula for managing wealth , and so anyway I started, you know, I had some money saved up. So when I got into these masterminds, I started, you know, acquiring a bunch of assets and I was feeling really good until the phone started ringing, you know, for more money and, you know, verifying payoffs and all this stuff. And I just started going, Oh my gosh! You know, what do I do? And here’s the problem. I went and talked to some of the guys in the group that had been in there before me.
Dr. Paul White (08:43): And I said, what are you doing to kind of keep track of all this stuff? And surprisingly the answer was nothing, you know, and occasionally the really sharp guys were using spreadsheets. And so then I asked, okay, well, what, what kind spreadsheet? And one guy said, well, I got this one off the internet. And other guy said, well, I got this from my brother-in-law. And I looked at him and they weren’t even the same, you know, and as orthodontists, we were like things nice and straight and neat, and even, and I just, I wouldn’t see in any kind of congruency there. So it made me a little nervous. So that’s sort of how it got started.
Jay Conner (09:11): There’s no doubt. There’s a huge demand for this type of service. Let me go to your background for just a moment.
Dr. Paul White (09:17): Sure!
Jay Conner (09:17): Please share with me and the audience, your story. You’re a doctor. And you know, you can straighten people’s teeth, right? And then you got into real estate investing along the way. So let’s hear your backstory.
Dr. Paul White (09:31): Well, you know, thank you for the question, cause it’s a great question. And it’s a lot of what we wrestle with it, you know, Warren Buffet famously said, you know, if you don’t make money, while you sleep, you work till you die. And that was sort of a, you know, kind of a crazy thing. And the Aha moment for me was when I finally understood the difference between income and wealth, you know I have a great job, but as Kiyosaki would say in his book, Cashflow Quadrant, I owned my job and that was all I had. I didn’t have wealth and I wasn’t building any wealth I was just working. So, you know, just like you’re trying to do with your clients, we’re trying to have freedom. You have to have income for that. Actually I have to have wealth from that.
Dr. Paul White (10:08): And I had income and I didn’t have freedom. And even still with my job, I own a good job and I make a good living, but I can’t leave the job for more than, you know, a week or so because of the amount of work that it creates before I leave and the tremendous amount of work that leaves when I get back. And so you just never gone very far and you’re always, you know sort of tied or chained to the practice. And so that was sort of a big Aha for me, is understanding that if I’m going to have some more freedom, I have to have something that’s making money while I’m not there. And for me, orthodontics was not that, not that thing. I love it it’s been great, but I started looking for other ways to make money and I discovered what you know, and what all your clients have known or will know.
Dr. Paul White (10:46): And that is that all the wealthy people in the world that are successful have real estate as a major portion of their portfolio, if not all of it. And so including our current president. Thanks. So, anyway it’s one of the things that I’ve learned is that real estate is the way to go. And, as I said, when I was in this mastermind sort of, you know, a little hand holding and trying to learn how to learn the ropes I just found that no one was keeping track of things. And so you see these pictures of messy desk and and so mine, wasn’t a messy desk. It was on a pool table. So I had paperwork spread everywhere and I was just excited, you know, I was acquiring stuff left and right. And I was just leaving this pile of, paperwork and assets behind me.
Dr. Paul White (11:26): And I thought, that’s all I had to do. Right. Cause you hear the term passive income. And so I thought that was it right? I’m there I’ve arrived. And then, you know, the headaches started coming and the questions started coming and you’re getting a lot of emails and phone calls asking for more information or more money or any of these things. And I just started going, Oh my gosh, how am I going to handle this? So my, momentary moment of sort of peace and I feel finally arrived and I’ve got it going, just sort shattered into the reality of my portfolio was chaos. And so I had to find a way to get control of it. And and that’s when I went to my son. Cause I know you mentioned you know, spreadsheets Excel. And to be honest with you, I’m a little intimidated by that.
Dr. Paul White (12:08): It’s not that I don’t like numbers, but for some reason I never learned Excel and all the other software that I ever learned, I just sort of picked it up and started working with it. So, and I can do the basics in Excel, but I can’t really do, you know, create all the sales and do those kinds of things. And so I asked my son who is a programmer. I said, can you make me an Excel spreadsheet? And he said, sure, what do you want on it? And so I told him a few things and as he’s programming, I said, I started asking more and I started adding more things. He goes, alright, do me a favor before I keep this madness going, make a list of all the things you want this to do, and then I’ll make it happen. Right? And I made the list and I handed it to him and he goes, he said, data, a spreadsheet.
Dr. Paul White (12:42): I mean, spreadsheets, can’t do this kind of stuff. I said, If I said, so what are we doing? He goes, you need an app. And I went, A what? Cause I had no idea what an App was Right? And so that’s how we started Real Numberz. And that’s been the, probably the most rewarding thing for me has been to have these ideas of how I want to manage my real estate and all the different investments that are real estate related investments have him sort of have these ideas in my head and I write them down on a piece of paper and he makes it happen. Now in the software world, they call Wire Frame is how you plan out every little step in the development of software out. And I, I call what I’m doing, you know, Wire Frame me. He said, dad, just writing crap on a piece of paper.
Dr. Paul White (13:20): You’re not Wireframing so, that’s been kind of fun, but it’s been amazing. Number 1, to recapture some of the money or my investment in his education. And number 2, to be able to work together with him and sort of work through these tools. And to be honest with you when it first happened, you know, and I looked at for spreadsheets, I go, well, there’s gotta be something else out there. And I looked everywhere for some software that was as comprehensive as what we’ve created and there’s nothing out there. So that’s been, you know, my why for 30 years was to make the quality of orthodontic treatment in the Richmond area better than it was when I got into it. And now my why’s to help real estate investors know their numbers so they can get to freedom faster.
Jay Conner (13:59): I love it! S, what different, before we actually get into what Real Numberz does.
Dr. Paul White (14:07): Sure!
Jay Conner (14:07): And the benefits of it. Because it definitely sounds multifaceted as to what it will do before we get into that. What type of different business models can this software serve and help real estate investors? For example, my business model is two fold. I either buy them in single family houses. So we’re talking to here all single family houses, I mean, in my case. So that will be a subset of my question. What different business model is that many single family houses only is it also commercial? We’ll get to that in a second. But in my single family house world, I’ve got two business models. I buy them. Business model, number one, I buy them, I fix them up. I flip them, I cash out, right? So we kill the golden goose, no wealth right there.
Jay Conner (15:01): That’s just big checks. My second business model or that I do with other deals is I’ll buy them. If they need fix up, I’ll fix up. If they don’t need fix up. And they’re a pretty house in either case. The second business model is I sell on rent to own. Now what makes my rent own or selling a lease purchase different is I actually believe it or not actually require my buyers to enter my credit repair program. And I actually help them get a mortgage. Therefore, 80% of mine cash out. Most of the real estate investors may be 5% cash out on least purchase. Those are my two business models. So leading up to my question what are the different models that Real Numberz will serve?
Dr. Paul White (15:54): Yeah, that’s a great question. Well, you know, what’s so funny about software and this is a true expression software’s never done. So you have this long runway of things that we’re trying to accomplish. And, basically real numberz is divided into four basic buckets. One is real property. The next one is private lending. The third is mortgage notes. And then the fourth is funds and syndications. And so within the real property space you can it takes care of any kind of property think of multifamily, single family you know, self storage, all those kinds of things. And, and what’s really neat about it is also there’s a dashboard for the entire portfolio. And so what we’re trying to build is a piece of software that not only manages all of your properties or all of your assets day to day as needed, but it also gives you a global input about how you’re doing as far as having some kind of target date for retirement or job transfer or, you know, whatever it is that you’re trying to do.
Dr. Paul White (16:49): And so what we’ve gotta do is have weighted average returns on all those things. And that’s a pretty complicated piece that we’re building. As far as real estate now, all there’s a general ledger for the entire portfolio for your entire asset base. And so, regardless of what kind of assets or different types of assets you’re doing, there’s a ledger that keeps track of all the money coming in and out of your portfolio. Then each individual asset has a ledger as well. And so it obviously takes care of transactions. And then those ledger items are then used to drive analytics, and then eventually it’ll drive tax reporting as well. And one of the features that we added to it, what’s sort of speaks to your fix and flip is I, years ago I was buying active turnkeys, like you’re talking about.
Dr. Paul White (17:35): And I had bought a piece of property and and from a guy in CG and so they were rehabbing it. And then I got an email that said we needed, you know, $8,000 more. And so I just wired the money site on scene. And, you know, one of the challenges with professionals, doctors, dentists, lawyers, whatever is at least for medical professionals, is we do whatever it takes to make things right for a patient, even if it costs us money. So we’re just, you know, we just want people to trust us. So we do whatever it takes. And we tend to have that same mentality with those that we work with. And what I’ve discovered in all other walks of life is not everybody’s that way. And even there’s some, I guess, in the medical profession, not the way, but I don’t know any of them.
Dr. Paul White (18:15): And so we’ve just always done whatever it takes to make it right. So there’s a high level of trust. So if somebody said I needed $8,000 more, I just would wire the money. Right? I don’t do that anymore, but that’s what I did when I first started. And it turns out after the the property had been rehabbed and closed, and then we had a tenant in place. We had actually then just finished creating real numberz. So I went back and just to play with the software, entered in all of the the data from the acquisition. And it turns out that that $8,000 was $8,000 over the budget. And I didn’t know it, and I had no clue. And and so I called the property management. So what’s the deal with this $8,000 is, Oh, we put new windows in the house and I go, well, great!
Dr. Paul White (18:53): I’m not saying I wouldn’t have done it, but that certainly would have been a decision I would have liked to been involved in. And so that really sparked me to create one of the features of a real property is a thing called a rehab tracker. And so you create a budget and you create as many different rehab projects as you want to name them. And then you put the amount of the budget, and then you start making deposits towards that budget, which come off your balance sheet, but then any of the charges against those do not, again, hit your, ledger again. So it keeps track of those things, and it keeps a running balance of how much money was spent in those kinds of things. So it can certainly be used for that. If you’ve got a business where they’re flipping a bunch of houses all the time, you know, there are other softwares out there where you need a professional to help you develop it for you, but for the average investor, it’s a great, it’s a great solution.
Dr. Paul White (19:37): That’s a fairly inexpensive to be able to manage those things, and then to have the property and track the income, if you’re renting it as far as the the selling part of it, it’s one of the things that’s actually in development is a sell feature that then you create a subject to, and then seller finance the houses as well. So in our mortgage note section, we already have that capability. So you can then turn and open that app up in the mortgage part, and then keep the mortgage that way, if you want it to. But eventually I want to meld the two, but we’re trying to get a basic program that works for enough people. Cause that what you’re talking about is fairly sophisticated. So,
Jay Conner (20:12): So you mentioned there’s actually four different categories for Real Numberz, one was flipping, Right?
Dr. Paul White (20:22): Well, real property in general. Yes.
Jay Conner (20:24): So just real property though whether you’re flipping or holding,right?
Dr. Paul White (20:27): right, right.
Jay Conner (20:28): And then you said private money or private lending. Tell us how.
Dr. Paul White (20:31): Yeah.
Jay Conner (20:32): Tell us how the software helps that category.
Dr. Paul White (20:37): That’s ,Thank you for the question. Yeah, one of the things that’s funny is, you know everything that we do in Real Numberz, I wanted everything lifestyle wise to be able to my portfolio from my pocket. So everything you need is stored on the app. Your pictures, your photos, your contacts, your documents,security duct, documents, all those things are right there in the app. And so one of the things that’s interesting if you’ve done, I know you have, but I don’t know about your listeners that have done private lending, but you know, at some point in time that the borrower wants to pay you back. And so they want you to verify the payoff. And again, because of my ignorance and inexperienced, I just assumed when they gave me a pay-off amount, I went, yep, that’s right. And it turns out I went back and checked them off by several thousand dollars or one of them.
Dr. Paul White (21:18): And so, and I typically lend out of my self directed IRA for those, those types of investments. And so one of the things that I kept noticing was the sense of urgency when they want to close all of a sudden, they out of the blue, they need to close some cause some deals coming up or they need money. And so anyway I got an email one time that said,we want to close this deal today, if possible, can you verify this pay-off? And I got, well, you know, my stuff, the documents are on a pool table back in my house. I don’t even have them here at work. And I’ve got my hands in somebody’s mouth all day. And so, I said, I can get it to you as fast as I can.
Dr. Paul White (21:52): And so, you know, worked all day. And then I went home and then I found the folder. At first I had things in piles on the pool table, my wife at least put them in folders put address on. So I found the folder and I find the the promissory note and I started doing the math. And at first I didn’t even understand that. So I’m doing it monthly, which is not the right way to do it either. And so of course now know that. And so I did the math for how much I was owed. Then I had to log into my self directed IRA account, find that asset, then look at all the amount of money that had been paid to me and then subtracted them, and then add it back to my original principle. And five hours later, I got the instant pay-off for him.
Dr. Paul White (22:27): And I was like, well, there’s gotta be a better way to do this. And so, because each asset, regardless of whether it’s your lending or flipping a house or whatever, has its own ledger, you’re tracking all the payments that you’ve received, which actually saved me a lot of money in the long run. But anyway, and so it knows the deal of the, of the original note, even if you’re wrapping somebody, which you can do, you can have a, we shouldn’t use the term JV, but a partner in the terms it’ll keep track of what the partner what his portion of the deal is. If you’re wrapping somebody. And when you hit, pay-off, there’s a button called pay-off and you hit that button, select a date, and it’ll give you the pay-off amount instantaneously. And it’s accurate. I closed five lending deals in January and every one of them was wrong to my favor, you know? And so it’s nice to have a piece of software. I just pull it out of my pocket and do find the, you know, open the app, find the asset and then push a button. And it tells me what I need. So it takes no time. And, It’s really kind of fun to be able to do that and people know, I know what I’m talking about now, so.
Jay Conner (23:25): That’s awesome! So that’s,
Dr. Paul White (23:27): yeah,
Jay Conner (23:28): That’s an App or that category confirms to the private lender as to how much they should be paid off.
Dr. Paul White (23:37): That’s right. So, yeah. And so it’s great for me. So I’m doing mostly most of the lending, so it’s telling me to pay off what it should be so that they, and they want me to verify it. So that’s the way that it works best. What’s really interesting is again, before I hadn’t created the software with my son I went back and again, sort of historically looked at a deal I’d done. And it turns out that they had missed a payment to my IRA. And I just thought, I didn’t really understand what a custodian did. I just thought they keep track of all the payments and call them when there’s a missed payment. And then they will give you some analytics to tell you how much money they’re making. And it turns out that that’s not right either. I looked up the word custodian means, it hold your stuff.
Dr. Paul White (24:19): You know, so I had closed the deal. I went back and just entered all the numbers. And this particular borrower had not paid a $1,500 payment during the whole transaction of the whole note. But then they closed the note as if they had paid that. So I missed a $1,500 payment, you know, and didn’t even know it and had already closed the note. So I couldn’t get that money back. So the app, just for that reason alone has saved me thousands and thousands of dollars. And it’s been great. And we hear that same thing from other investors that use the software.
Jay Conner (24:50): And I suppose that, of course, for the app to give you an accurate pay-off, then when you receive money you or someone is putting in the App, Oh, I received.
Dr. Paul White (25:03): that’s right.
Jay Conner (25:03): $1,500 payment on such and such a date. So it’s keeping up with what you have received so far.
Dr. Paul White (25:09): Yeah. And even if you get part of your capital returned, it’ll track that as well. So it’s really doing the math based on what you’re owed and what you’ve already received. And so that’s really, you know, and again, if you have a lot of these going, it’s hard to keep up with that kind of stuff. You know, spreadsheet can do it, but you know, what’s great about this software is it sends me a reminder of somebody misses a payment. Now, again, my need was somebody didn’t pay me and I didn’t know it cause an IRA is not calling them. I thought they were right. So, now I get a reminder if the payment has not been entered as received into the software. And so it’s a great way for me not to have to scan all the investments all the notes that I’ve got to see if there’s a problem. You know, it tells me if there’s a rent, a missed rent payment, it tells me I don’t have an interest payment from a loan, or if a note, a monthly payment hadn’t been made, all those things I know without having to go looking for it. So it really does make it easy to it reduces my stress and it alerts me when there’s a problem. So I can kind of keep doing what I’m doing and not have to worry about it all the time.
Jay Conner (26:06): Dr. Paul White’s website, that you can check out Real Numberz is www.RealNumberz.com , Paul there’s two other categories you mentioned that this software keeps that where, so it keeps up with any kind of real property investment keeps up with private money when you are the lender and what was the third category?
Dr. Paul White (26:32): Well, the other is a mortgage note, and I make a distinction between private lending and mortgage notes, because it’s a longer term investment and what’s unique about, and you can do these things with a lot the private lending, but a lot of private lending is usually straight answers with some points. And so what’s interesting with mortgage notes is you know, it’s an amortizing investment. And so it keeps track of all those things. And basically you can just buy a note and hold it and that, and just have this income for as long as you want. But there are other things you can do with a mortgage note that really can supercharge it. And one of the things you can do is sell it. And you can sell either a portion of it, or you can sell all of it.
Dr. Paul White (27:08): If you sell a portion of it’s called a partial.And so you can actually, in some deals, like if you bought a note, that’s, you know, say $50,000 and you bought that note for $30,000 let’s say a 10% rate, you can turn around and sell it to another friend or investor let’s say a 6% rate and get your 30,000 back out of it. And they will tell you in the app itself, it’ll calculate the number of payments that you have to sell in order to get your money back. And then at the end, the note comes back to you and you’ve got zero money in and invest it. And yet you have this stream of payments that are coming to you. And so, you know, a zero invested money returned is a pretty good infinite return that we all like to hear about.
Dr. Paul White (27:45): So that’s one of the things you can do. And the other thing you can do is borrow money against that note. So it’s just like having a house where you can borrow money against it. You know, it has that same kind of value to a bank or to a private lender. So there’s the things, and it keeps track of all these things. And again, if you sell five months, five years of a mortgage note, it creates a reminder at 4 years and 11 months to tell you that this payment’s coming back to you. So again, it gives you a heads up when a note is coming due when investment’s coming due. When rent is coming. And when the end of a lease on a rental that you have, it’ll send you a reminder, say this rental is coming due in 30 days. And so it helps me to send a note, send that very thing I just forward it cause it comes to my desktop or to my phone to be able to forward that note to the property managers say, okay, what are the plans for this property? We got anybody rolling here. Is he going to reinvest, you know, or renew? And so that way, again, I look like I’m on top of my game and I’m not having to do all that. I love that kind of aspect to it.
Jay Conner (28:41): That’s what I call automation. And then there’s a fourth category that this app provides service for, right?
Dr. Paul White (28:47): Yeah. Some people do funds or syndications and we’re just starting to build that part of it out. It’s mainly to track, you know, the issue with funds or syndication, is really no money in it and not much is returned to you until the deal closes. So, you know, a typical fund or syndication, will go five to seven years. Some of them pay off early. And so that one, we haven’t put as much time into it. Cause not as many people do those. It’s a great way for people that maybe don’t have a whole lot of experience to, if you can trust them. That’s, that’s the deal because a lot of those things can, you can lose your principal real quickly. So you have to be able to trust the people that you’re doing business with, but you don’t have to know a whole lot about real estate. But again, everything has due diligence. A better way is to have somebody like you start them off with a single family home because you can see that thing. You have all the control where you have no control over a syndication. So it’s one of those things that we’re sort of programming out for some of the other investors that have requested that. But most of what we do is those first three buckets.
Jay Conner (29:45): So the bottom line Paul, as I understand it is whether you are investing in single family houses, commercial, any kind of real property, the software is going to keep up with where you are and make sure you’re not, you know, wasting money or losing money, same thing as a private lender, make sure you got coming to you. What was in the promissory note and then mortgage notes, which are longer term you can do fractionals and then again, syndications. So, wow!This is simply amazing, Paul! And I’m so glad I’ve had you on here. So what do people need to do to go check out this software?
Dr. Paul White (30:25): Well you know, if you go to our website, RealNumberz.com and there’s a 14 day free trial. If you want to check it out, we’ve now adjusted it. So we’ve got a special running now where there’s a discount of 30% off the monthly fee and we do it by property. So if you have five properties or less, it’s less than it’s $47 a month as a subscription. And you have all the software, one of the cool piece of software that I didn’t talk about, there’s a piece of software attached to this, again, that you can’t do with a spreadsheet that actually connects to your bank account securely. So we don’t store any of the data. So it’s secure and encrypted, but it’ll pull the numbers and the transactions that go to that account. So on the general ledger, you’ll get uncategorized transactions and you would simply assign those transactions to one of your assets and it automatically populates the the ledger for that particular asset.
Dr. Paul White (31:14): And then it keeps track of all the other things that are going on. So it’s really helps you understand what’s going, coming and going and your business account. So it’s a great way to keep up with things and you should have a separate business account. Don’t keep this in your personal account. I’m sure you already have taught them that, but I’ve seen guys do that too. And it’s like, yeah, they have no idea where their money is or what’s going on with it. And you have to keep some reserves. Cause you know, real estate takes a little bit of management sometimes. So anyway, and then there’s an unlimited version of that, which is which also includes the mortgage notes part plus all the other things. And it’s unlimited data, all those other things and it’s $97 a month with a discount.
Dr. Paul White (31:49): And so one of the things that’s interesting to me is we had a client that was, I think he was spending a thousand dollars a month for a Bookkeeper’s account just to keep track of some rentals. And I’m like, dude, we can save you some money here. And he jumped on this in a heartbeat. He goes, this is way more than what I was getting before. I said, well, that’s, you know, we’re trying to make it something that you just, after you start using it, you won’t want to go without it. And that’s been my experience. It has saved me literally thousands, thousands of dollars.
Jay Conner (32:14): That’s wonderful!
Dr. Paul White (32:15): Yeah.
Jay Conner (32:16): Well Paul, thank you so much for joining me here on the show. And folks there you have it. Be sure and check out www.RealNumberz.com And go check out how to stay on top of your business and save a lot of money. Paul, thank you so much. I look forward to staying connected with you and folks, I’m Jay Conner, Private Money Authority wishing you all the best. Here’s to taking your Real Estate Investing business to the next level. We’ll see you on the next show!
24 notes · View notes
messykingofcamp · 3 years
Note
Numbers 30-40 for the 4:02 a.m. meme!
30.) Are your choices fated or of your own free will?
pHEW, what a question. I honestly can’t decide. I think that I’m one of those people who have free will but just choose to ignore it at the end of the day. That is because I do not trust my own free will. At least I could use “my choices are fated” as an excuse for eating too many cracker jacks and listening to Remains of the Day in my spare time, or using drive-ins as a fun little substitute for Tinder. (Don’t judge me here, every guy on Tinder always wants to go boating or mountain climbing. I am a student, I have a paper due Monday and need a quick dicking down, I do not want to go to a pancake house with you.)
31.) Do you have a hunch about how you’re doing to die?
Oh God, I have honestly no idea. I couldn’t tell you all on here because I am in the dark. Maybe some under-planned onstage stunt work if I make it onto Broadway? That sounds really impressive, which is why I don’t think it would happen. I’m honestly terrified of dying in a really embarrassing or underwhelming way, like falling and hitting my head on the washing machine. I just wouldn’t want anyone to find me because then they’d know I was a clown and got killed by a washing machine. I can see it now. One policeman would say: since he’s a clown, was the washing machine part of his act? The other one would say: No, he was just doing his laundry. Disappointment Vine would play in the background, my dad would hang his head, it would be very messy.
32.) Do you believe in star signs?
Ha, I don’t think so but I have to admit, they are pretty great with being able to sound exactly like you. I looked up what my star sign is, and it said “If you were born on August 8th, you are a Leo who’s good at arranging things.” That is super off, I can’t even arrange a threesome without someone getting sick or forgetting to get tested. Astrology girls are great though, I am here for their aesthetic. 
33.) How old do you have to be to be considered an adult?
Why do I feel like this is one of those questions that tricks you into sounding like a pedophile? Adults are 18 and older, but according to my Grindr bio, I’ve been 18 for maybe 3 years.
34.) Was your childhood happy?
I would say that my childhood was happy enough. Sure I probably weighed more back then compared to what I do now and I was lonely enough to always be talking about Newsies on Wattpad, and there was that whole weird era where my dad would pretend like he didn’t know his son who talked about Newsies on Wattpad was gay. But hey, could be worse. Being gay in a small town is tough, and I was lucky enough to have an accepting enough family and some good friends.
35.) What are you missing from your life?
Well right now everyone is stuck inside their houses because of the coronavirus, so I am missing being outdoors. I love my time indoors as much as the next guy who has unlimited access to early 2000’s era reality show reruns and a good supply of warm milk, but I miss how things used to be. I still have to take Fangs to see a Broadway musical, and I haven’t had a Pop’s hot dog in months which I could really go for. And hey, I’d never actually show my face at B*** M***** again but I Veronica and I could have at least walked past it on our way to another store.
36.) Have you met someone who had a similar personality to your own? Did you get along?
Honestly, I can not say that I’ve ever met someone with a similar personality to me. I think that Veronica and I can sometimes have similar senses of humor and Fangs and I both have a crackhead type of social media presence, but even then, we’re still so different. I can’t say what I would think of someone who is similar to me. I don’t think I would know how to respond in that situation.
37.) Do opposites attract?
To be honest, I don’t think that being opposite or being similar has anything to do with attraction. I’m attracted to the man who pumps my gas, but I wouldn’t actually ever want to date him. It’s just a shallow thing. But relationship wise? Different ballpark. If you’re too different from someone, that can kill the vibe quickly. If you can never agree on anything then you probably shouldn’t be together. But hey, what do I know? I’m not super experienced here or anything, it’s just what I’ve observed.
38.) Is your life what you expected it would be four years ago?
Love life wise? Not at all. Four years ago I was still in that phase everyone has in middle school where they think they’re going to find the perfect guy and have this endgame relationship, so you never expect you’ll end up with the guy you joined a cult with. But honestly, what I have now is better because it’s the realest relationship I’ve been in. Back then, I also never thought I’d get the chance to put on so many productions at RHS and yet here I am. I know those productions always ended in tears and the Greendale drama department has an entire groupchat to call us cringe, but I still do have good memories of working on those musicals. I don’t regret doing Carrie or Heathers. They needed to happen for me to get to Hedwig, and then to get to college where I can hopefully put on a stage production without something insanely bad happening during it.
39.) Do you know what you want out of life?
I was going to go with a quick joke answer and just say “d*ck”, but my followers don’t want to hear about all of that. So I will try to answer this one seriously. If there’s one thing I really want to have in my life at this point, I would want to keep pushing boundaries in some way. For a gay theater kid who produced cringe content while he was in high school, I surprisingly did not do a lot of boundary pushing outside of my play productions. It’s not even something I knew I could do until I did Hedwig. Defending Hedwig wasn’t about the variety show. Every LGBT kid at RHS knows what it feels like to be pushed out of spaces because people feel uncomfortable. Sure it’s not outright homophobia, but it kept happening with Mr. Honey and we all knew it.
40.) What makes a person “good?” Are you a “good” person?
What makes a person good? I can’t say, but I like to think that I’ve been a good person. Certain people like Moose and the butcher from Lidl might say differently though.
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beatlevmania · 4 years
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16, 17, 33
Hey! ❤️
16. What’s the saddest song you’ve ever heard?
Its gotta be “You Are The Reason” by Calum Scott. I cry every single time
17. How about the sweetest song?
Either “Here, There, Everywhere” by the Beatles, “I Can’t Help Falling In Love With You” by Elvis Presley, or “Hopelessly Devoted To You” by Olivia Newton-John. 
33. If you were a cake which cake would you be?
Carrot cake. When you look at it from the outside, it looks like just an ordinary vanilla cake bc its just white frosting on the outside. But when you cut in, you can see the unique, unexpected carrot cake part. Basically me- I don’t think there’s anyone who really knows the REAL me: the “me” I put out there on this website. So you guys basically know me the realest out of everyone in the whole world. Damn
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kylorenpunk · 5 years
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Do them all. Suffer as I did 😂
Bitch I told you this was our friendship. We force each other to answer all the questions. 
1. selfie
Well… I wasn’t dubbed Selfie Queen for nothing… 
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This one is interesting bc I have zero makeup on. The most recent ones are too blurry. A lot of my fav selfies are full faces of makeup tho. 
2. what would you name your future kids?
I feel like that’s a decision for both parents but I really like the names Felicity, Isabella and Dimitri. Yes, all of them are names from various franchises I enjoyed throughout the years. Be glad I’m out of my phase where I thought Vladimir was a good name. 
3. do you miss anyone?
I miss all my friends I don’t get to see frequently. Love all of y’all and hope y’all are doing well in life! 
4. what are you looking forward to?
Fucking graduating. Jesus Christ it’s taken me five damn years. 
5. is there anyone who can always make you smile?
From my club it’s Chris, Yara and Josephine. Also my entire friend group from back home. Honestly I love my friends so much. 
6. is it hard for you to get over someone?
I feel like every situation is different so that’s a tough question to answer. 
7. what was your life like last year?
I honestly don’t remember much from December of last year. It was a good time though. 
8. have you ever cried because you were so annoyed?
I’m an emotional bitch. I’ll cry over anything. I cried over fucking Mulan the other day. 
9. who did you last see in person?
My parents and brother. Earlier in the day my club. 
10. are you good at hiding your feelings?
I’m shit at it. My face gives away everything. The other day my professor was going into her inspiration porn narrative and I just gave her a cold dead look the entire time. 
11. are you listening to music right now?
No but I have the Hamilton soundtrack stuck in my head right now since that’s what I was last listening to. If you haven’t heard it I highly suggest it. Man I wanna see it so badly. 
12. what is something you want right now?
Sleep but I’m trying not to throw off my sleep schedule right now and am waiting a bit before going to bed. I only got three hours of sleep last night so that’s fun. 
13. how do you feel right now?
Kinda tired. Relieved that I got two service projects in a row done today. It’s been a long weekend. 
14. when was the last time someone of the opposite sex hugged you?
My friend Sebastian hugged me when I dropped him off. I guess that counts. 
15. personality description
I’m a makeup loving nerd who enjoys sitting in pajamas watching anime and superheros as much as she enjoys swatching EVERY lipstick in Sephora. According to my friends I can’t go 5 seconds without mentioning how old I feel and my love for Dungeons and Dragons. I’m also an asshole. (Wow this sounds like a 12 year old writing this)
16. have you ever wanted to tell someone something but you didn’t?
Yeah tons of times. It’s bitten me in the ass. Oh well live and learn I guess? 
17. opinion on insecurities.
Everyone has them? If they say they don’t then they are lying. Mine is mainly related to my appearance or how I speak. 
18. do you miss how thing were a year ago?
I miss how things were in the beginning of this year. It started off strong then kinda turned into a shit show. 
19. have you ever been to New York?
No but it’s my top thing on my bucket list. My friends and I are highly considering a trip. 
20. what is your favourite song at the moment?
Of all time: Get Low by Lil Jon 
Currently: “Told You So” by Little Mix (If you haven’t heard their new album I highly suggest it if you love girl groups that preach women empowerment) 
21. age and birthday?
22 - June 21st (She’s a Cancer)
22. description of crush.
I don’t have a hardcore crush right now. More like 5 second crushes that are over the second they do something I don’t like. 
Edit: Currently “celebrity?” crush is Nathan Sharp. I am seriously considering dropping $55 to see him at a convention this month. 
23. fear(s)
Heights, something terrible happening to my loved ones, wild snakes, and the usual common anxiety fears 
24. height
Five foot three inches. I’m short. Yes I know it’s not that short but tall people like to put me in the short category anyway. 
25. role model
My mom’s coworker who was my internship supervisor. She has a doctorate’s in what I want to do and is amazing at what she does. The amount of knowledge and experience that women has is incredible. She is also extremely funny and knows how to teach with a sense of humor which I appreciate. 
26. idol(s)
Celebrity idols? I don’t really idolize celebrities bc humans are humans and have flaws. 
27. things i hate
Immaturity, intolerance of differences, demeaning slurs, The Last Jedi, and the new Fantastic Beasts movie 
28. i’ll love you if…
Play with my hair, are kind to my friends and family, share common interests, show an interest in what I have to say, basically respect me and those close to me and we’re good 
29. favourite film(s)
Hairspray, High School Musical, The Greatest Showman, Stardust, The Harry Potter series, Avengers, Guardians of the Galaxy
30. favourite tv show(s)
Jane the Virgin, Naruto (fuck off I hate myself too ok), the first three seasons of Arrow before it turned to shit
31. 3 random facts
I’m not artistically talented but I genuinely enjoy makeup and creating looks
I have a nonverbal brother with autism and he’s my favorite person ever
I completely programmed my brother’s communication device by myself 
32. are your friends mainly girls or guys?
Now my friends are mainly girls but when I lived in Tampa 90% of my friends over there were guys (Hi Mason). I’m going to say that’s bc of us all playing video games in the Delta lounge (RIP Dirty D). But yeah now it’s mainly girls and 80% of my dude friends are gay. 
33. something you want to learn
Sign Language. Ice skating. Hairstyling. Fashion (I’m trying to be better about putting clothes together). Also I’m down to learn more about makeup and techniques 
34. most embarrassing moment
Either farting while doing an air guitar in front of my entire girl scout troop
or signing to my friend that I liked her friend at a party and his brother repeated what I had signed out loud in front of everyone
wait. No. When I F U C K E D  up in front a super hot guy while volunteering and then chose an 18 year old jock as my wingman. 18 year olds are dumbasses. Don’t use them as wingmen. Fuck you Khaled. 
35. favourite subject
In grade school I think it was English or History. It really all depended on the year. 
36. 3 dreams you want to fulfill?
VISIT NEW YORK 
Hike the Smokey Mountains 
Visit Europe 
37. favourite actor/actress
Chris Evans (especially when he is trying to fight orange president on twitter) 
Also Mark Hamill is perfect 
38. favourite comedian(s)
I don’t watch comedians often. I guess the Fluffy guy? 
39. favourite sport(s)
The only time I give a shit about sports is when my university is undefeated or playing my first university in football. Or the soccer world cup if it’s on. However I appreciate the skill it takes to do a sport. 
40. favourite memory
San Antonio. It was my first time traveling without family and it was the greatest time. It was such a cool city 
41. relationship status 
Single - I take my sweet ass time 
42. favourite book(s)
Eragon (No, I haven’t finished the entire series. No, I don’t want spoilers bc I will do it eventually.) 
43. favourite song ever
“Get Low” by Lil Jon 
“Look Through My Eyes” by Phil Collins 
44. age you get mistaken for
Last year I got mistaken twice in a row within an hour for a middle schooler. I was 21 at at that time. During my internship one of the parents asked me if I had any kids. I’m either mistaken as a parent or as a 13-15 year old. There is no in between.  
45. how you found out about your idol
N/A since I don’t have an idol
46. what my last text message says
“lmao it’s alright” to Joey but the previous one is more funny “thankfully no one threw up this time” in regards to my friend’s party last night
47. turn ons
Well I aint about to talk about my sex life so let’s go with personality 
Common interests such as superheros or anime, charismatic, easy to get along with, common goals in life, cares about their loved ones, has passion, and someone I can hold an intellectual conversation with 
48. turn offs
rudeness, immaturity, inattentiveness, bad tempers, superiority complex, not being genuine, judging others, treating people like objects, and general lack of care for others or themselves
49. where i want to be right now
Back in the smokey mountains in a cabin watching movies and anime
50. favourite picture of your idol
N/A 
51. starsign
She’s an emotional Cancer
52. something i’m talented at
Apparently I’m good with kids      Makeup too I guess? 
53. 5 things that make me happy
friends, family, nerdy shit, makeup and Kakashi
54. something thats worrying me at the moment
Some shit happened last night that has me worried for some friends but I’m sure they’ll figure it out 
55. tumblr friends
A shit ton of y’all I know IRL. I won’t tag y’all bc that’s annoying af 
Joey’s my only internet friend @earthschampion (answer my text bitch) 
56. favourite food(s)
pasta, empanadas, crab rangoons, taziki sauce 
57. favourite animal(s)
Meerkats and koala bears
58. description of my best friend
K @burnitstronger: realest damn friend you will ever have. Will tell you how it is and provide never ending love and support. Never understands my dumbass shenanigans but loves me anyway. Love you boo 
J : Will also tell you how it is and forces you to watch Naruto and ruin your damn life. Will happily go with you to eat junk food after class. Will fight anyone who wrongs you and is def still plotting revenge on all my ex’s. Stans Loona
M: Will scream at you in Leo in a frightening but loving way. Has the best damn fashion sense I have ever seen. Is the friend that comes by when I need her to and brings a shit ton of snacks and love (J does this as well).
59. why i joined tumblr
I was bored on fourth of July in 2012 and my friends kept telling me that this website would be fun. Also the avengers “fandom” from back then 
60. ask me anything you want
I would say I’m sorry Mason but I enjoy making all my friends suffer. Make sure to give him a follow bc he’s cool. @masonjar828
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realestatecheap · 4 years
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Grant Cardone – Intro to Multi-Family Apartment Investing
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Grant Cardone – Intro to Multi-Family Apartment Investing
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supernovaecastaway · 6 years
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it seems that you didn't reblog the ask meme BUT I'M STILL GONNA ASK haha feel free to do only the ones you want: 6, 8, 9, 10, 33, 44
GIRL I DIDN’T REBLOG IT BECAUSE I SPENT THE MAJORITY OF THE DAY WASTING MY WRITING TIME ON SKATER BOYS!
but i guess ill answer since theyre here now XD
6) My fave show at the moment.... uuuuuh.... I really like that new 911 show that just started on Fox. It’s by the guy that does AHS and it’s about first responders, and has all the awesome actors like Angela Bassett, Connie Britton and Peter Krause. if you saw me talking about an au last week about a firefighter and a 911 operator, this is where the idea came from lol
8) My fave subject in school was English, which should come as a shock to literally no one. Well, I think technically band/color guard was my fave but I don’t think that really counts XD My least fave was math even though I was randomly good at it 🙄 Like, I was taking geometry in 8th grade, and had technically completed my high school math credits by the end of freshman year. But math is also the worst thing that has happened to me so yeah, fuck math.
9) Plans for the future. Wooooow, this is getting deep. The realest of real talk, I don’t know? If you’d asked me this question a few years ago, I’d have told you the plan was to move to LA, become a kickass music journalist and one day make my own music magazine that focused on touring. (Think Almost Famous turned into a magazine.) But then I actually went to LA and was a music journalist and wound up hating just about everything I had planned on for my life. Which is just fantastic, ya know? sarcasm btw Then I got really into baking and cooking so I thought maybe I’d go back to school for culinary arts and then I could write for food magazines and shit. Except the idea of going back to school makes me want to die. So, long story short.... I don’t know. I’m kinda living one day at a time at the moment. The only thing I know I for sure want to do is publish something, but I don’t want to do that until I can create something that truly feels like it could stand the test of paper and ink. 
10) If I could travel anywhere, I’d def go to Japan. I’ve always wanted to go and see where my grandma grew up and take in the amazing culture and the food. I’d also really love to go to London, and I would kill to go to Germany again since now I’m old enough to take part in all the fun stuff lol
33) I joined tumblr in 2009 so I could blog about how my then best friend was driving me fucking crazy without him finding out since he followed me literally everywhere else. And then he joined tumblr a couple months later and I had to purge everything anyway T.T in case you were wondering it would take almost a year and a half before we finally cut ties 
44) What do I think of you/your tumblr? I think you’re freakin’ awesome dude! I can always count on you when I’m trying to procrastinate-- and apparently when I’m not trying to XD-- and I know if I ever need to talk to someone, you’re there! I also now know if I need a flamethrower, I know who to go to lmao. 
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buniyaad · 7 years
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On Why Kenneth Cannot be IWGP Heavyweight Champion Just Yet and Why Y’all Need to Stop Sleepin on Kazu
Moving away from kayfabe, let's talk Kenneth the character and why he's gotta be completely removed from the heavyweight title picture for the next two to three years for New Japan to successfully expand its product internationally.
One of the realest things happening in New Japan right now is the global expansion strategy that's got everyone glued to their computers and trailing the latest gossip to see who's jumping ship to WWE/the other side, and who's sticking around to take New Japan to new heights. Arguably, Kenny's one of the faces of this strategy, as shown by his victory over Ishii at the finale of the G1 Special. Okada, of course, is the key face (being the company's face and all), but in terms of the English-speaking side of the international wrestling community, Kenny's the hottest name on the block. Do I like it? Hell to the fuck nah, and you aboutta learn why.
Now, as someone with so much political clout in the company who has made it very clear that he intends to stay with the company until he personally feels he's finished his tenure- why would anyone think he'd just leave New Japan after one title reign? How? WWE legit poached a dangerous number of talents, amazing talents that had made WWE a shitload of money, why in ball's hell would Kidani wanna jeopardize this cash cow? If anything, the character 'Kenny Omega' probably has some of the best storylines waiting for him once G1 really gets heated up and going.
So my question is- why rush it? Kenny's 33 goddamn years old, he is literally at his prime, but I don't think people realize the grave fucking consequences of putting the title on Kenny right before the American tour. He'd essentially be the face of New Japan when it wholeheartedly expands into the US. When New Japan mentioned wanting to be an alternative product, that's what people thought they were getting themselves into. You know, something besides WWE's hegemony. Putting a title on Kenny on Wrestle Kingdom would pretty much mean that he's the face of the American Tour come spring 2018. Kenny Omega, a migrant worker who's routinely scouted by WWE and constantly being told to go to WWE/stay in New Japan, this amazing dude who's one of the greatest of all time right now but is constantly under scrutiny because of his allegiances, he's gonna be heavyweight champion. Kenny is great. Fuck, he's amazing- but he's not New Japan.
And that's the beef- this is what's gonna make it or break it when New Japan fully expands. New Japan's localized strategy has kept it alive these past forty years. Were there ups and down? Absolutely. It's not news- wrestling is a dying art. It's literally been a dying art for a while now. Casual fans and smarks alive consume WWE because it's one of the few wrestling houses that went global and survived, and as bad as the storylines get, it's still serviceable enough that people actually pay to watch it, albeit very few people at the end of the day. And yes, a couple million wrestling fans versus a couple billion human beings in the world is, indeed, hella tiny.
It hasn't even been twenty years that New Japan finally started to co-sponsor events around the world while building relationships with indy wrestling houses. It wasn't Kenneth who jump-started this movement, it was New Japan and its homegrown talent and its dedication to an art style that is literally dying. Also, the damn company was near broke, this expansion strategy they've been dabbing in for these past few years is important because it could be New Japan's final chance to fully dig its heels into the ground and be real enough to finally break into the international market for real, for real.
But to do that, it has to promote what it holds worthy as wrestling product, and that's its unique wrestling style and all the homegrown and migrant talent that are gonna carry the company through the next twenty and thirty years. There's a reason why Shinsuke Nakamura is considered one of the greatest of all time, for both his character and real-life journey into becoming what he is today, because his fucking character was literally about paying homage to strong style. He's the motherfucking KING of strong style. Ishii, Shibs, all the others that have put their heart and soul into the style, they're the ones who have to represent New Japan at the end of the day. Even with Shinsuke off to the other side, he's doing the lord's work with whatever strong style he can use in a WWE ring (lord knows how little it really is).
And yes, it's very much a race thing. What, y'all thought just because the foreign heel heat aint that bad in a New Japan ring, that mean American wrestling fans won't start going 'what' at the next guy who starts speaking with a thick accent? Fam, you dealin wit sharks out here. Navigating this particular population is gonna take all the cunning in the world. If New Japan puts Kenneth as the face, when Kenneth eventually leaves (and he will because after he successfully pulls off multiple heavyweight title reigns, he's gonna most likely reach for greater heights elsewhere in the world because that's how human beings are), the racist backlash finna be real. It's probably one of the worst things about watching WWE, literally watching folks churn the cheap heel heat against actual foreigners and “character” foreigners. That shit will always be present because that's what wrestling houses like WWE promotes, and since human beings are subject to conditioning, the fans will behave like complete ingrates because that's what Vince and his cronies have always expected of them. I'm not gonna go into how utterly depraved the American wrestling community is cuz I'm pretty sure y'all already know about Moolah, the actual territory wars, and all the shit Kevin Dunn's done over the years.
Kenny's an icon. He is a freakin legend, but he should not be the face of an expansion strategy that is literally Japanese more than it is a “global” product. Of course, Kidani can have his Bullet Club Cleaner as the face of the march, but don't y'all fuckin sleep on Kazu. On July 24th, he gon be at a clean 400 days since he won that title. All we needs to do is keep it past October, and he will be the longest reigning IWGP heavyweight champion ever, and no, Kenneth should not be taking the title off a Kazu at Wrestle Kingdom because the backlash is gonna be astronomical. Y'all do understand the implications of him taking the title of Kazu, yes??? Ya boi Kenneth gon be takin it off a Japanese man on Japanese territory in front of a large Japanese audience and that's gonna be at the back of everyone's mind when they consume New Japan product. What happens after Kenneth leaves and they no longer have a foreigner with that kind of drawing power? They gon magically create one? Nah, they gon collapse because you cannot put your hopes and dreams on a person who isn't actually representative of the entire product. Kenny is representative of Kenny Omega. New Japan is representative of all those who came before and all those who will prosper after Kenny retires. And don't y'all dare sleep on the Young Lions. Them kids gon grow up to be kings of their game.
Long story short- Kenneth has multiple opportunities to become IWGP heavyweight champion. He will cleanly win the title one day, don't worry, but it aint gotta be now. Now is literally not the fuckin time. Yo, he got two amazing story arcs that can take upwards of two years to play out, y'all really want him to complete his New Japan tenure now? Fam, don't. Wait for it. Bank on him! Let him play out the Golden Lovers feud and the Bullet Club civil war. Let him take the IWGP US heavyweight title to a whole new level. Give him the opportunity to grow and prosper, and most of all, support him in his vision to help take New Japan to new heights- not aid in its eventual collapse and humiliation by bowing out after he's successfully milked all the crowds and worn all the titles.
And I don't know Tyson Smith but I'm pretty fuckin sure he aint about this noise neither. Otherwise, he woulda beaten Okada at Dominion. No, they drew, and he'll likely beat Okada in G1, but it won't be for that belt because that story's done for now. Ride the wave, homies. New Japan aboutta hit a new level of amazing, and having been a shitbegotten fan of this sport for the past fifteen years of my life, I can guarantee you these next few years are gonna be a legitimate doozy.
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all of them
goDDAMIT WREN (challenge accepted)
1.Kissed a girl?
yep
2.Kissed a boy?
ohhhhh yeah
3.Had sex in public?
ohhhh no
4.What’s your religion?
agnostic, yo
5.What does your URL mean?
kinda self explanatory ._.
6.Reason you joined tumblr?
lol my best friend had one and said i should get one so we could follow each other
7.Do you have any nicknames?
i have a FUCK ton. a few faves are... Tay, Tigger, Peter Pan, Babe, Lovebug, TJ
8.Do you like bubble bath?
yAS
9.Kissed in the rain?
...no? no. we’ve kissed inside WHEN it was raining
10.Dyed your hair?
one time,, the tips
11.Soup or salad?
ugh, i’m a whore for soup
12.Vegetable or meat?
veggies B)
13.Go out drinking?
at times, yeh
14.Smoke cigarettes?
in high school, a few times, yeh
15.Smoke weed?
twice, yah
16.Do any hard drugs?
nO, i’m a chicken and not interested tbh
17.Have you had sex today?
ah, should’ve asked me that yesterday ;)
18.Have you ever fallen asleep in someones arms?
yeah :) it’s nice
19.The relationship between you and the person you last texted?
great, fantastic, extraordinary. guess u could say we’re extremely.... infatuated with one another
20.Has anyone ever told you you have pretty eyes?
matt really likes them and always tells me they’re pretty despite being brown
21.Skipped doing homework to play a video game?
prolly even tho not the biggest gamer
22.Tried to commit suicide?
wow that’s fckn personal
23.The last time you felt broken?
ahhhhh, idkkkkk,,..,. the other day???? i am at war with Myself
24.Had to lie to EVERYONE about how you felt?
EVERYONE? yes
25.Do you have a Boyfriend/Girlfriend?
boyfriend for six months now ^-^
26.Do you have Long hair OR short hair?
long!
27.First thing you notice to a guy/girl?
girl: how thin they are (i’m trying not to compare myself but look what happens anyways)
guys: their smile
28.Do you sing in the shower?
yeah, especially if i’m home alone
29.Do you dance in the car?
lol yes
30.Where were you yesterday?
matt’s house for his 24th :)
31.Ever used a bow and arrow?
yes actually! i’m okay at it
32.Last time you got a portrait taken by a photographer?
oooh... i think a few months ago?
33.Do you think musicals are cheesy?
i lovE MUSIcALS
34.Is Christmas stressful?
christmas shopping is cus i suck at getting peeps things
35.Favorite type of fruit pie?
puMPKIN
36.Occupations you wanted to be when you were a kid?
doctor, firefighter (so i could be a fire WOMAN nor a fire MAn), singer, actress
37.Do you believe in ghosts?
yah m8, they the realest
38.Ever have a Deja-vu feeling?
i get that like once a week
39.Take a vitamin daily?
nah but i probs should
40.Wear slippers?
yes! my toes get so cold
41.Wear a bath robe?
don’t own one :o
42.What do you wear to bed?
comfy pjs
43.Do you want to get married?
yeeeeah, i do c:
44.Can you curl your tongue?
like a taco!
45.Relationship preference:
i guess,,..,. i prefer??,?,,? being with!!?,,,,,,! matt,,!!?.?......,!?
46.How many relationships have you had?
uhhhh.... like....  three? i think matt is my third one
47.How can I win your heart?
know how to play that smooth jazz on the sax
48.what makes a great relationship?
genuinely happy with the other person, never tiring of them, wanting to be with them 24/7, not being embarrassed by their quirks when in public, supporting them through everything but also telling them when they’re in the wrong
49.Shy OR open?
bOTH :o
50.Religious OR non-religious?
non
51.Caring OR non-restricting of you?
i care sO much
52.Straight edge OR non-straight edge?
i love alcohol too much
53.Piercings OR no piercings?
piercingssssss
54.Tattoos OR no tattoos?
tattoosssss
55.Quiet stay-at-home type OR party type?
deffos quiet and stay home with the doggos
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