if they paid a living wage, interpretive jobs really would be one of the few kinds of non-evil work in existence… you literally just get to be in a space… and share it with people… crazy…

Any Cryptid Luz headcanons??

I think you mean Creepy Luz? Maybe it was the corrector happens very often

So I've had some discussions before if you want to check them out, but here are some ideas I've got:

• They're a magic clone made by the Emperor's Coven, who's is (canonically) covering for Luz at the Summer Camp and sending periodic letters to her mom – for reasons we have yet to discover, but my guess is that Luz's presence in the Boiling Islands is an important bridge between the human world and theirs, a perfect opportunity to place someone to spy or study the other realm under an unsuspected cover, helping their mysterious scheme (which I also guess has to do with conquering some ancient magic or unleash something that needs both worlds to work)

• (Also I rather refer to them as Lus than Creepy Luz, it makes them more sympathetic lol)

• Lus, as a synthetic being starts as the tool they were programmed to be, their personality being a very very superficial reading of Luz's: and, since they're at the Summer Camp, they practically absorb the values and activities performed at the place as their own, a seek for reference of how they should behave + and better adapt to this new world + convince Luz's mom about their progress of becoming "average" ;

• They move and talk in a rather robotic way, their stance is stiff and they have relative difficulty with facial and body expression;

• As they spend more time in the human world, making friends and all, they start developing a personality of themselves (having occasional existencial crisis whenever they need to report to Emperor's Coven or write to Camilia (it comes from the crossed Lus on the letter from Grom episode!);

• They're obedient and tranquil, but a little quirky in their own odd way of being. Lus's favorite hobbies include reading Encyclopedias and making to do lists, and other activities that the Camp had taught her;

• They're very rational, and imagination is not their forte. But as Luz, they feel the need of making friends, which Belo's referred as "enlarging your scope of analysis";

• Kikimora is responsible of receiving Lus's reports and make sure they're safe and working according to plan. With time though, shenanigans happens and she develops a soft side for Lus.

Big thanks to @miki-13, @fermented-writers-block and @sepublic and their insights about this subject! Also check out @miki-13's fanart of Lus and mine too!

Diary of an Emotional Masochist, Chapter One: Dignity and Shame

I am an emotional masochist. I’m the kind of person, who, when I’m already going through a bout of nostalgic melancholy, will decide to read old journal entries or look through old photographs. The kind of person who, when it’s three a.m. and I can’t sleep because I’m thinking about what loves have come and gone (to borrow a phrase from Edna St. Vincent Millay), will get up and Google search those loves. I am the kind of woman who, when I’m already sad, will listen to an album that devastates me. I have a long list of albums that it’s almost too painful to listen to, albums that remind me of such specific times in my life that listening to them takes me right back to where I was then. A different person would purge their record collection and iTunes library of such albums, but, like I said – I am an emotional masochist. On lonesome evenings, after a couple glasses of whiskey, nothing sounds better to me than spinning one of those records (or queueing up one of those playlists). This is one of those lonesome-whiskey evenings, so won’t you join me in indulging? We’re listening to Crooked Fingers’ Dignity and Shame.

From the first sparse, haunting notes of “Islero,” I am transported back in time to the summer of 2005. God, that summer. That terrible, wonderful summer. I’d fucked up my life the year before, and I thought that would be the summer I’d fix it, except all I did was fuck it up even more. God, that summer. That March, I moved away from Chicago after living there for five years. I planned on moving to Milwaukee come autumn, to start fresh in a fresh town. In the meantime, I moved back in with my parents. I wasn’t home, much. Nights, after work, I went to one of the two bars in Kenosha where all my sad drunk hoodlum friends hung out. On days off, I walked in the woods – the heat was relentless, and the canopy of trees offered cool green comfort. Or I drove to Chicago to see shows and drink with my friends and try to remember why I’d left; drove to Milwaukee to scope out neighborhoods, sit for hours at the Hi-Fi Cafe, go record and dress shopping. On one of my record shopping expeditions, I bought Dignity and Shame. It was on the Staff Recommendations shelf, and I liked the cover art, so I took it home with me – and it was serendipity, it was exactly the album I needed at the time.

As soon as I got home, I set it spinning on my turntable, and the first track – “Islero” – gave me goosebumps. The second track – “Weary Arms” – made me cry. It had sad cellos and a lonesome cowboy guitar, and Eric Bachmann’s voice was a raspy baritone: Beware of strangers knocking at your door. Old lovers, too. Don’t think for one second they’ve forgotten you. Oh, oh, oh. By the time the final, hidden track played, I’d melted into a puddle of tears and goosebumps on my bedroom floor. The album destroyed me, and it spooked me because so many of the stories sounded like things right out of my life, both from that year and six or so years before it. It was like Eric Bachmann had read my diary and set it to music. I wanted to write him a letter and say: “Get out of my head, god damn it! Get out of my aching heart.” It’s impossible for me to write about Dignity and Shame, or about the summer of 2005, without descending into hyperbole, sentimental poetry, and melodrama. My God, that summer was hyperbole, sentimental poetry, and melodrama. I was still young enough that it was acceptable to feel things that intensely, acceptable to talk about a sunrise over Lake Michigan by saying things like: “When the light shot through the horizon in streaks of peach and gold, it was the most god damn beautiful thing I’d ever seen.” Dear diary, listen to me.

My “Weary Arms” wrapped tight around so many lovers, that summer – four of them, plus a handful of brief flings. Later that year, I lamented that I hadn’t had as many wild love affairs as I’d had in years past, which, yes, says something unflattering about me. And Eric Bachmann sang: You have many enemies, for reasons no one’s certain of.

One night, while I sat at one of the bars and waited for my friends to arrive, a girl approached me. I didn’t know her, but she knew me. She sat down across from me and lambasted me for sleeping with a guy she’d been dating at the time…two years before. She called me a slut, and some worse things. I wanted to buy her a drink, to appease her. I couldn’t understand why she hated me so much. When I slept with that guy, I had no idea he had a girlfriend. So many enemies, so many lovers, but could a jaded girl like me heed an uptempo “Call To Love?” In that song, Eric took the role of a particular one of my lovers, and said: Won’t you hear my heart? I’m transmitting a call to love. On a night when the moon was orange-red and luminous, that lover said: “The moon is the color of your hair.” Another night: “You were born in the wrong era, Jess.” And, though I was a sucker for sentimental poetry, my guard was up. Lara Meyerratken answered for me: Don’t need my heart kicked ‘round the block no more. You may be smooth-talking, daddy, but I’ve heard it all before. I traded gossip with the “Twilight Creeps.” In this sweet-sad song with the bright piano and the shimmering backup vocals, I was both the singer and the sung about. I could have sung it to one of my lovers, should have said to her: Flower, don’t dig so deep so you don’t go anywhere. But the words were also about me: You say someday you’re gonna float away. Take yourself some kind of holiday. I often told my sad drunk hoodlum friends, the twilight creeps, that I needed to get the hell out of town. “If I could just get gone for more than a few days, go somewhere more than a few hours away…there ain’t no use in trying to make me stay.”

My lovers all wanted to make me stay. The flower-girl, I’ll call her Valerie. The one who spoke poetic words to me, I’ll call him Jack. And there was Lon, and Carmine. In different ways, for different reasons, they each wanted me to choose them over all the rest. Even a few of the week-long flings and one-night stands, older punk guys or younger hippie girls, said things to me like: “How did I get so lucky as to meet a girl like you?” Or: “So, are you my girlfriend now?” And when I said no, they called me a heartbreaker. A “Destroyer.” It’s a woebegone cowboy of a tune. Doleful drums, piano that tinkles like ice cubes in a bar glass, and a lap steel guitar – which, as far as I’m concerned, is the aural equivalent of an anti-hero walking off into the sunset. The song is all about how the singer is going to make someone his, and then he’s going to leave them behind. When they called me heartbreaker, I wanted to sing it: Lay down, just let it come, and resign your heart, today, to get blown away. “Valerie,” well, that’s why I’m referring to that lover as Valerie. Much like me, she was a punk rock girl turned heroine of a Tom Waits song (heroine of a Crooked Fingers song). She had thriftstore dresses and jailhouse tattoos and self-inflicted scars. “Valerie,” the song, has a sanguine strut, is a besotted love song, and I thought of Valerie, the girl: Red roses, silk, you in your sleek summer dress. You were light, revelation, oh, I love you the best. But she and I kept our love unspoken. We both had other romantic complications, and only touched each other on long hot nights after too many bottles of wine and too many pills. “Sleep All Summer” was my song for Jack, the young ex-goth whose mouth was pink and pouty like he’d been sucking on a strawberry popsicle. Our love was either all the good songs and kissing ’til our lips were raw, or it was screaming matches and hangover headaches. What bliss is this, and then he’d get attention-starved and whiny, and I’d burn hot and cold and say nasty things, and we’d say: “This is it, we’re through.” But – There ain’t no way we’re gonna find another, the way we sleep all summer. Why won’t you fall back in love with me? And we’d run into each other at the bar, and faster than our friends could say I told you so we’d be tangled up in the backseat of his car or rolling around by the lake, and the whole thing would start all over again. He’d play the martyr, and I’d say: I would change for you, but babe, that doesn’t mean I’m gonna be a better man.

And “Coldways” kill cool lovers. Lon was a folk singer from the north woods. He’d been one of my best friends for years already, and when we started dating I was so tired of complicated, fiery relationships that I mistook comfort for True Love. My heart still hurts when I think of how I hurt him. He wanted me to marry him and I just wanted to be drunk and in love, to listen to “Coldways”’s thrumming, swelling sound. To sing along: Come out, come on, tonight the city’s alive. “Wrecking Ball” has a jaunty, punchdrunk piano, and the piano had been drinking, but so had I. God, I drank so much that summer. On the rare night I spent at home, I holed up in my room, wrote long, sad, tales of people in the legend of my life, and drank blackberry brandy mixed with Sprite. Something like that would taste over-sweet to me now, make me shudder, but maybe the same part of me that craved sentimental poetry also thirsted for sugary drinks. And most nights, I wasn’t at home. Most nights, I changed clothes in my car after work. I swapped my reeking-of-pizza button down shirt and black slacks for one of my vintage dresses. A mint green confection, or a pink and white sundress. Something from the ‘50s, blue with red and white polka dots, or a slinky black number that a ‘30s jazz singer would have worn. And I sat at one of two bars, drank whiskey and Coke, or brandy old-fashioneds, or gin and tonics all night long. I waited for my friends to arrive, and I drank and smoked and entertained myself with one of the items I always had in my bag – a book of poetry by Dorothy Parker or Edna St. Vincent Millay, a deck of Alice In Wonderland tarot cards. And sometimes, someone would find me intriguing. I swear, I wasn’t a Manic Pixie Dream Girl, but… I was a redhead in a retro dress (usually with a strand of fake pearls, too) sitting in a dive bar, smoking pastel-colored cigarettes, reading sonnets and tarot cards. Christ. Often, someone found me intriguing, chatted me up, and I wound up with yet another lover. I was a destroyer, destroying myself with booze and love. I was a wrecking ball. Eric Bachmann, accompanied by that barroom piano, sang: And you laughed and you danced, and it let you feel fine for a while. Hanging out with the kids who you knew soon would fall out of style.

I’ve left two songs out, dear diary. I did it on purpose, because they are the two that hurt the most. They are also the two that heal the most. The kind of songs that make me weep, then tell me to dry my tears. “You Must Build A Fire,” oh, it is one of the saddest songs. It begins with only two guitars (a finger-picked lead and that god damn lap steel again), and Eric’s voice is so plaintive, sounds like it’s about to crack, and he sings: Oh, gracious love, you were so kind to me. You only broke my heart, let my arms and legs stay strong. So I could swim upon the open sea, searching for another love. Floating along aimlessly. I haven’t told you about Carmine, yet. Carmine was a musician who looked like a magician from an old-time carnival. The year before, he’d ruined me in a worse way than any other lover ever had. (As a friend put it, he was one of the ones who fucked me up so bad I was pretty much ruined for anyone else.) He ruined me, but I let him back into my life. That summer, we got together. It was supposed to be closure, but of course it just opened everything up again. He said: “I want to be with you. I want to try again.” I said: “Okay, yes, let’s start over. I want to be with you.” He said: “Only if you break things off with all your other lovers. I want to be your only.” The nerve, giving me an ultimatum like that when he was even more of a notorious libertine than I was. And the song sang: I had someone, a love I thought was true. But sometimes you just get tired, and you must try not to die. And give your love, though no one may receive. You must build a giant fire, for the whole wide world to see. It sounded like that whole heartbroken, hot summer. Oh, where are you, love?

The title track, “Dignity and Shame,” is a piano ballad that told me: To be sure, there ain’t no cure. There could be no one to save you. It is the track I return to over and over, more than any other track on the album. Though my life has calmed down a lot in the decade since that summer, sometimes – that feeling comes, you’ve been here once before. That wicked feeling you don’t want to feel no more. And then, Eric Bachmann (get out my head, god damn it!) sings: You’re not the same as the day that you came. You can choose dignity, or shame.

I choose dignity. I carry my broken heart like a torch in the night. Little keeper of light, burning deep, burning bright in the dark.

[originally appeared in Witchsong in October 2015]

class mates | brian may

CHAPTER ONE

Brian May x Reader College AU

Summary: First time for anything is usually hard, so when you start your first year of undergrad, you begin to second guess your decisions. What may seem to be a tiny nerdy club to get your mind off of the stresses brough to you by your major, might soon transform into something more meaningful in the long run.

Warnings: Nothing bad in this chapter, cheek blushing, akwardsness, that it! No smut or angst... yet!

Word Count: 2.1k

Author’s Note: I am terribly sorry if this seems like a boring, textual chapter. I felt the need to explain everything as thoroughly as possible in order to understand the context of everything. Future chapters won’t have lengthy, boring starts like this one! But, nervertheless, I still hope you enjoy this first chapter!

Trying to mind your own business while walking down the sidewalk, multiple shoulders continued to brush your own as you made your way down the busy London street. You had recently moved to the lively area of Kensington to pursue the next step in your life- completing your undergraduate degree. 

Renting a small loft located on the outskirts of the heart of London city, you decided it would be best to live closer to the place you would be spending majority of your time throughout the months to come. Being your first year starting university, a unviersity filled with people you had never met, located in an area you hadn’t grown up in, you knew living in the area would save you the additional first year stress of commuting.

With a sticky note in hand, you had written down your destination prior to leaving your apartment knowing you would most likely get lost without it; and of course, you were right. Your vision was exchanging between your note and the street signs attempting to find the location of the university itself. 

Bringing a hand up to readjust the sunglasses perched on your nose, you continued on your journey down the sidewalk until letters spelling out Imperial College London filled your peripherals assuring you that you were so far walking in the correct direction. Breathing out a dramatic sigh of relief, you mentally prepared yourself for finding the next location, the location that happened to be the destination of your first lecture.

With what took only a few left and rights, you arrived at the front doors of the building where your Intro to Biology lecture would be held. Yes, you were evidently about to major in Biological Sciences. Taking one last glance at your note to memorize the number of the lecture hall, you shoved the piece of paper into your pocket upon embarking into the large brick building. 

You found yourself mesmerized at the many posters plastered across the walls, advertising for the various clubs and events located on the campus. To be quite frank, your nerves were bubbling inside of you as you started to question whether going to post-secondary was the right step for you. I mean, what student doesn’t second guess their educational choices?

With your nerves subsiding within, you found yourself walking into your first lecture hall lined, or should I say crammed, with over a hundred seats and tiny desks. It was pretty intimidating. With desks already occupied with students, you decided to pick a seat near the back corner of the room in hopes of avoiding interaction with the others who were enrolled in the class. It was only your first day, and although making friends seemed to be a go-to idea, it wasn’t exactly your main priority.

Getting out a few pens and a notepad with a few minutes to spare, you tapped your foot anxiously against the floor as you watched the class fill up. With nearly every seat occupied, class soon began right on time. 

Even though the professor was only going over the syllabus and not the hard-core material, you found yourself zoning in and out of attention, something surely other kids were doing. After what felt like an eternity but more realistically around an hour, the professor bid the class farewell till the following week and let you free.

Packing your stuff while making slight glances to the people situated around you, you mentally cursed at yourself for being too socially awkward and too shy, which ultimately  hindered the starting of conversations. Walking out of the hall, intro to biologywas your only class that day meaning you would most likely be on your way back to your loft.

Unfortunately, or perhaps fortunately, you stopped yourself as a particular poster taped to the hallway wall grabbed your attention. Referring to a club dealing with astronomy, inviting those majoring and not majoring in physics. You were quick to pull out a pen from your material carrier bag alongside your crumpled sticky note that you had previously shoved into your pocket to drought down the place and time of meeting. 

The topic of astronomy had always seemed to fascinate you, and not having room in your course schedule for electives dealing with astronomical related matter meant joining a club would be in your best interest.

With the first club meeting taking place that night, you continued on your walk back to your flat where you proceeded to take a power nap and cook yourself a quick dinner. Sorting through your clothes, an audible string of shit’sand hurry upcame out of your mouth repeatedly as your frantically rushed around your room looking for something to wear. You could not, I stress could not, be late to the first meeting.

Yeah, you could've just worn what you were wearing earlier that day, but, you wanted to look a touch more presentable knowing that you would be having no choice but to interact with the other goers of the club. Slipping on a pair of jeans paired with a collared shirt that popped out from under a knit shirt, you once again were back to walking down the London sidewalks with the same note in hand. Only this time, the streets weren’t as crowded with pedestrians compared to the morning due to it being a later time in the evening.

Finding the building at a quicker pace then your first lecture, most likely a factor of not many students creating a hassle around the campus, you braced yourself as you stood in front of the door to the club meeting destination. Once again, you found yourself second-guessing your decisions. Was it really a smart idea to join a club dealing with a subject you weren’t solely studying?

As your mind juggled between the opportunities of making friends with the juxtaposing idea of possible humiliation, you were taken out of your thoughts when a soft tap was felt on your shoulder.

“Will you be going in?”

The question was soft yet mixed with slight confusion.

Noticing you were standing in front of the door and blocking the entrance for others, you quickly reached out your hand to grab the door knob, turning your head to get a brief view of the person.

“Sorry.”

That was all you managed to get out, opening the door before walking away quickly to avoid any response from the person. With this being a smaller room compared to your lecture hall, a few desks and chairs were scattered around, facing a black board that was mounted at the front of the room.

Taking a seat at the back of the less intimidating room, you placed your bag on the floor beside you as you rested your elbows on the desk, scoping out the room. There were around fifteen students, including yourself, looking eager as ever to participate in whatever this club had to offer.

The walls, similar to the ones in the hallways, were filled with posters strictly relating to astronomy, picturing different diagrams and layouts of the solar system, milky way, you name it.

“Alright,” a familiar soft voice filled the room at a volume raised just enough for everyone to distinctly hear.

Drawing your attention towards the front of the class, you found yourself eyeing the person that you had minutes before made conversation with, if that could even be classified as a conversation. Giving a slight clear of his throat, he continued.

“Welcome, and I guess thank you for dropping in to today’s first club meeting,” the man spoke with a small smile spread across his face while his hands were held in front of him, fiddling with his fingers.

Taking in the boy’s presence, you couldn't help yourself but aimlessly graze your eyes over his lanky figure. Maybe this club wasn’t going to be as bad as you thought.

“If you were unaware, which I’m sure you guys aren’t,” he said with brief chuckle, earning small giggles from the few students scattered around the room, “we are going to be discussing things in relation to astronomy.” With that, he gestured to the posters covering the walls of the room. The posters that gave the room much more life.  

As he continued to talk, the boy would switch between slight swaying of his body, to quiet finger tapping on the desk closest to him, as he explained the various activities and mini field trips the club would engage in. Taking only twenty minutes to do so, you were more intrigued with what the club had to offer than your mandatory biology course that morning.

“Being a student like you guys, only in my second year of majoring in physics, I am going to make this as fun and interesting as possible,” the boys said with a nod at the end of his sentence, almost as if he were reassuring himself.

“Any questions?”

With a few students asking questions pertaining to missing club meetings and confirming the date of certain events the boy had already planned, you decided it would be better to just listen in and save questions, if any were to arise, for later on during the term.

“Before you guys leave,” the boy spoke after answering the student questions, “if you wouldn’t mind writing a tiny paragraph about what you hope to learn from this club, that would be great.”

He gave a few lose leaf pages of lined paper and a tiny box of pencils to a student sitting at the front of the class, telling them to take one of each and pass them around in case anyone forgot their writing materials.

“Be sure to write your name at the top of the paper along with your major and year just so I get to know you all better.”

With the hint of nervousness lacing his tone, you were getting the feeling this may have been his first time instructing a club as such.

“If you’ve decided, after my short spiel, that this club isn’t for you, no hard feelings but do feel free to leave without writing a reflection,” he spoke, smile failing to fall from his face. The boy did seem passionate about the this branch of physics.

Turning around to grab his own notepad and pencil from his bag, he started to write down his own notes.

“Oh, and not to forget,” he spoke, looking up from his piece of paper, “my name is Brian.”

After his final remarks, he left the students to work on a small reflection as he continued to stand at the front of the class, writing notes of the front pedestal. A few students trickled out without writing anything, most likely indicating that this wasn’t the club for them, though, that wasn’t the case for you.

Taking out your own notepad and a pen, you wrote your name at the top of the paper followed by a few lines of what you were excited to learn about during your time in the club. After a couple of minutes, you tore out the sheet from your notebook, putting your stuff in your bag, slinging it over your shoulder. Walking to the front of the class, you approached the so-called Brian, holding out your paper for him to take.

Looking up from his writing, he held his hand out to take the page from you, the smile that had been presented all class, now being presented to you personally “thank you… y/n,” said with a brief pause as he located your name on the sheet.

Giving him a smile and a small bob of the head as a substitute for ‘you’re welcome,’ you were about to turn away when his words stopped you.

“First year in biological sciences?” Brian questions, clearly already reading through your written response. He too was eager like the remained of the club.

“It is,” you nod, looking up to examine his face as his eyes scanned over your paper. He was sudden to look up from your writing to you.

“I’m taking a few entry level biology courses as my electives,” he acknowledges, placing your sheet down on the pile that was already accumulated from the other student responses, “maybe I’ll see you around!”

He was so soft-spoken that it made you gush inside, a burning heat rushing to your cheeks. Yes, this was only a simple gesture, a simple statement, but it gave you some hope that your first year could turn out to be enjoyable.

“For sure,” you try to contain yourself, refraining from tugging your lips into a smile wider than the one you were already showing, “have a good one, Brian.”

“You as well, y/n!”

MASTERLIST

TAGLIST

@brianmayswifey @caborhapch @mishago @obsessedwithrogertaylor @doyourememberthelaughter @readinghorn @leah-halliwell92 @cheepygirl @shishterfackisback @fatheadtheroger

If you would like to be added to the tag list, feel free to let me know!

- Yours truly, R. 

Sam & Crowley   Dec 13, 2021

Sam

Sam left the Bunker without letting anyone know and drove the Charger up to a small rise that overlooked farmland below. They’d been calling this town home since they’d received the key to the Men of Letters Bunker. But he still felt like this place was just one more stop on the big open road.

Sam got out and leaned against the front hood of his new old car. It hadn’t taken him any time at all to get back in the grove of driving the thing. He knew he was a little early for this meeting, but when demons were involved, experience had taught him that it paid to scope out your surroundings ahead of time.

Crowley

Appears sometime later I hope you're not here to waste my time Moose. I've got a demon in class. I’m using him as an example so make it snappy.

Sam

Sam smiled to himself before he turned. He'd known Crowley would show early, regardless of how put upon he sounded. "This is most likely a waste of both our time. But I'm tired of all the cryptic looks and snide innuendos. Let's just have out with whatever it is you're trying so hard NOT to say."

Crowley

Raises an eyebrow I’ve told you. You know what I'm giving you. You know what it can bring to you. All I'm asking is for a bit of a slight of something. We're perfect co-mates. Seeing as YOU gave it to me in the first place.

Sam

He laughed "Oh you're kidding. That's what all this has been about? Having a little trouble with that little monkey on your back there are you?

Crowley

Steps forward. It’s not for me…per se. See, I’m trying to regain hell. Demons don’t like feelings darling. I'm using it against them. So, help me...raise a little hell sort to speak. You give me yours, in return, I give you mine...... And more. We both don’t like dear old Luci running the place amuck."

Sam

The mention of Lucifer's current actions struck a raw nerve. Having that evil bastard just brazenly take Jo and Abby couldn't be left unpunished. Lucifer had to go down, but Sam still wasn't sure that Crowley would be the one to help them do it. "So... you're what... sending souls to demon boot camp to prepare for a war with the Devil? Then IF you win, you just reinstall yourself as ruler below? And we just go about our business up here because, what? It’s the Devil you know rather than the Devil you hate more? That about cover it?"

Crowley

"What I do with my time and my play things is not your business. Our business is here and now is if you agree. I'm smarter than Ruby and will never give you more than you can handle. Besides, seeing as your new... partner Lane" circles around you "could use that extra help. It’s the perfect deal Samuel. I reclaim hell, you help your new friend. Seeing as the two of you are becoming Bonnie and Clyde."

Sam

Took him a minute to figure out what the hell Crowley as getting at. Then it dawned on him that he was referring to Derek. Yes, they had been teaming up on a few cases here and there, but nothing as dramatic or notorious. "Bonnie and Clyde huh?" chuckles "You've been spending too much time with the old TV Land reruns." Sam sat back on his car and looked directly at the former king of hell "The only problem with your big master plan is that I don't need what you're offering. It's been a long time since Ruby..."

Crowley

Rolls his eyes “What you need is Stability. I can give you that. How far along until you're Uncle again Sam? How much further until things truly become busy? So many changes. Not enough lifeline.  The wedding coming...you can't come to terms with it. It’s going to happen. Whether you want it or not. I'm offering a life raft here."

Sam

Sam felt the tightening of his jaws as Crowley brought up Dean's wedding, baby and the myriad of changes about to be dropped into his lap. If he was being truthful with himself, he'd have to say he wasn't dealing with it, at least not yet. "So, this is where we have a heart to heart, share our feelings and difficulties and then seal our bond in blood." He pushed up from the car and walked back to its driver’s door. "You now what Crowley, screw you and your imaginary life raft. Not in the market for one at the moment. Stop embarrassing us both"

Crowley

"I won't offer this again Samuel." pulls out scotch and sets it on the car. "Last chance. Think about it. One In a lifetime offer. Unlike Ruby, I'm actually giving you a choice." snaps fingers and vanishes.

Sam

Sam moved towards the front of the car just as Crowley snapped his fingers and vanished "Crowley!" He looked around but knew that he was once again alone on top of the hill. The contents of a decanter of fine whiskey mixed with demon blood still swishing on his hood. Anger flooded him and he grabbed the bottle intending to dump it out as he had the last, but once the top was removed the aroma fill his senses. Shoving the cap back on her yelled out in frustration and rage. "You Shit Head!" Then he got into the car, placed the bottle safely against the seat and drove back the way he'd come.

you said you take prompts right?? how about a richie that doesn't see the point of art and a eddie whos a artist, and somehow they fall in love?

Here you go, anon! This prompt hit me with inspiration in the middle of... Well, let’s just say I was in a situation pretty similar to Eddie’s.

I Don’t Like Art, But I Do Like You - AO3 Link

It doesn’t matter that he goes to an art school -

Richie Tozier does not respect art majors.

He just doesn’t, not when they’re all pretentious and useless. The dance majors spend every night partying, and then meet up with the musical theater majors in the morning to dance on the tables in the cafeteria. The crafts majors are a joke before you even get past their name. There’s literally no use for a degree in fucking drawing.

He doesn’t respect them, not when they’re all useless.

Richie actually puts work into his craft. Woodcarving is difficult work that keeps his hands occupied and actually produces something useful in the end. His pieces, if not sold after turning them in for a grade, he can keep and use. Most of the furniture in his apartment is his own - which really saves him money.

And he’s dedicated enough that instead of going out on Saturday night to get wrecked, he tucks himself in early so that he can go into the studios at 6:30am on a Sunday.

Yeah, he’s a pretty great student.

The only downfall to going into the studios early, and on an off-day, is that almost every room is locked. The facilities are shit, to say the least, considering they’re only open twenty four seven during the last two weeks of each semester. And now he’s going to have to scope out the building to see if any floor has an already open room; Otherwise he’s going to have to go down to the security desk again and wait for twenty minutes for someone to bring a key.

Things aren’t looking great when he reaches the fourth floor and finds all the woodshop studios locked tight, but he doesn’t actually need the woodshop today. It’s just some prep work for his final project. There’s a whole lotta work to put down on paper before he’s ready to start building. So, since he doesn’t need the woodshop he decides to scour the rest of the building for an empty room.

The fibers floor isn’t even split into a bunch of studios. It’s just three long hallways that are, in themselves, studios - and all three hallways are locked. The illustration floor, two up from fibers and proudly displaying a glistening display case filled with art work, is equally useless. But snugged in between, past a small gallery and the lightbox room - is the guillotine. Richie doesn’t typically have need for the paper cutter, save on rare occasions where he needs to mat and display his blueprints, but he knows it’s there. And, to his surprise and pleasure, the light in the room is on.

Which means it’s open.

Which also means someone must be inside.

Richie’s first thought upon opening the door is fuck, I got beat out. That thought is quickly followed by a string of I was right, there is someone inside and oh god, it’s gonna be a useless visual arts major.

And, again, he’s right.

The single, large table in the room is covered in a stack of objects. Sketchbooks are flipped open to thumbnails and references, larger printed sketches with value are taped down beside that, and neon colored pencils spill out from a lavender colored tote. Several plastic containers are laid out, filled with water, watercolor tablets, and some remnants of paint mixing. A laptop is angled between them, the screen filled with photos and the speakers quietly playing music.

And, the crowning jewel - there’s a cute boy at the center of it all, frowning in Richie’s direction.

“You’re covered in fucking dust.”

Oh. Oh no. Richie likes that.

But, he reminds himself, he also likes his dust.

“Yeah, that comes from hours of working hard, short stuff. Using the whole table?” Richie leans against the doorframe, making it clear he isn’t going anywhere. He crosses his ankles, his scuffed up boots dragging across the floor. He would be going for a kind of rugged look, if it wasn’t for the fact that his denim jacket was hand-dyed to be bright pink.

“What’s the point of not utilizing my space when no one else is here?”

“Well, it didn’t take long for someone to show up, did it?” Richie is grinning, feeling like he holds the upper hand. There’s no real reason for him to be an asshole right now, but according to him, it’s part of his charm. It’s supposed to be endearing.

The kid does not seem to find it endearing in anyway. He just snorts and fixes a pointed look on Richie.

“It took sixteen hours.”

Richie is visibly confused, and the kid laughs at him. It’s more of a bark, but Richie hesitantly labels it as, well, endearing.

What he’s supposed to be, right now.

“I’ve been here since 3pm yesterday. You wanna share the table? Sure. You wanna be a dick about it? I’ve been staked out here on and off for the past five nights, you can go back to your own floor.”

Richie is...floored. Astonished. Confused?

This kid, this visual artist, has been here for sixteen hours. Sixteen hours on a Saturday night. Into a Sunday morning. And more than that, this isn’t even the first night.

“You gotta be a wreck.” There’s something new in Richie’s voice, something eerily close to a begrudging respect.

“Yeah, most of the illustration students are.”

Oh. Oh no again.

This kid isn’t just cute, he’s funny. He’s got a spark. Richie doesn’t think he can stand for that, not if he still intends on disrespecting visual artists.

“When are you going home?”

“God, you’re that desperate to take this room from me? I’ll probably go home around noon, but I’m coming back tonight. I need this done for my six hour studio tomorrow.”

Richie finally pulls out a stool and leans directly into this kid’s space, actually looking at what he’s working on. It’s a series of record covers, from what he can tell. He’s actually kind of fascinated by the layout, there’s obviously a lot of planning gone into it. Even the lettering is styled, pages of calligraphy and designs laid out next to the finalized sketch. The kid doesn’t push him away, either. He lets Richie take it all in, and after a few moments, quietly starts pointing out his favorite parts.

It’s quiet and soft. It’s still the early hours, when most people aren’t in the studios to begin with, and they have the room all to themselves. Richie thinks of a few questions to ask, and the more he pushes, the more interested he is. This kid has an answer for everything, and a good one. It’s not as bullshit as Richie thought it was.

Eventually this kid points to the sunrise, and Richie thinks for a moment that he’s going to take it all back if he has to pause for a picture, but again, he’s surprised.

“Look at that piece of shit,” Eddie grumbles. “That goddamn orange dot is supposed to make staying up worth it? Who cares that I just gave up an entire night of sleep when I get to see the fucking sunrise! Yeah, sure.”

Richie thinks he’s gonna piss himself from laughing so hard, or at least fall off the stool.

It’s still early, to be fair. And he hasn’t had coffee or breakfast. And he was immediately thrown off his game when he met an artist who’s actually competent. So he doesn’t think he can be completely to blame when his filter isn’t as strong as it should be.

“I think I’m in love with you. I think I’m in love with you and I don’t even know your name.”

He gets pushed off his stool.

(It’s worth it, though, when he looks up to a pair of shining eyes and the words “It’s Eddie.”)

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Construction revenge ten years in making and why I will never have another business partner.

Long story. TL:DR at bottom.

A little over ten years ago, when I was a young carpenter, I met a guy who I'll call "chad" because f*ck chad.

Chad was a new hire by the company I was working for, and became my helper. We got along famously even though he was 10 years older than me, he didn't mind working under a 23 year old carpenter as an apprentice.

Chad and I had worked together for 6 months when he brought up the idea of starting a business together, he figured between the two of us, we could easily run a crew and build houses.

After talking it over with my pregnant girlfriend (now wife) we decided that it would be better for me to be an employee, but still a 50% partner for tax reasons, and insurance purposes. Chad said that was fine with him. So we started laying out who was take care certain aspects of the business.

Chad was to be the guy to find work, as I look (and still do) way younger than I am, and it's doesn't instill a lot of confidence in the client to think their framer is 16. Chad was also to take care of payroll, insurance, and, any other financial factions.

My duties were simple. Staff and run the crew, and keep on budget, something that came easy to me. I was to be paid an hourly wage, as well as 50% of profit after all business expenses. I never took my profit draw, as I rolled it back into growing the company.

Things were great for about six months, the crew was working well together, we had a few houses under our belts, and a contract for a 10,000 square foot custom house with multiple out-buildings. Things were great.

So chad has never built a foundation, and we usually hired a crew to put the foundation in for us, as like I said chad has never built one, and I personally hate concrete work.

We couldn't get our normal foundation crew in, so I stepped up and said "f*ck it, I'll do it myself"

The company we were building for is one of the best custom home builders around, and doing a good job on this house could mean that we wouldn't have to pound the pavement looking for work, work would be given to us. Perfect arraignment.

Until it wasn't.

Chad started spending money like it was going out of style. He sold his 2500 Chevy pickup, and bought a new Jeep Wrangler. He had the jeep for about a months before he sunk it in water while 4x4ing, and it " caught on fire" mysteriously a few days after.

He received the insurance payout, and bought a brand new dodge 2500 power wagon, which he (in short order) sunk in water within a few weeks.

I never noticed the red flags as chad and I rarely spoke face to face, he was the business side, I was the "get shit done" side.

I finished the foundation, and picked up the cheque from the builder. The builder said that we over billed him by 25% but he was happy with the work we (I) done, but not to over bill again, as he doesn't like over paying, as there may not be any money left at the end of the build. I apologized, and asked him to cancel the cheque, and issue one for the work actually completed, he agreed too and said " I'm so happy to have honest people working for me"

I usually don't pick up the cheques, nor did I ever really look at the books, as it wasn't in the scope of my responsibilities. This prompted me to log onto our corporate account, and see that we are so far in the red, that we couldn't afford to buy a red pen, let alone cover payroll.

I showed up at chads house and tore a strip off of him, he apologized and a promised to top up the account with his personal "profit draw" money.

I go into work Monday to find the locks on our tool bin had been changed, my name removed from all accounts, and a letter taped to the tool bin stating I was "dismissed from my duties" for an undisclosed reason.

I was f*cking furious. I was not aware that as a business partner I could be fired.

I found another job quite quickly, and tried my best to put it behind me.

That's when I found out where the money was going, and that chad had been slandering my name around town, blaming me for the missing money, as well as a bunch of egregious statements about my work ethic, trade skills, mental stability, and home life.

Now, I fastidiously tracked all of our interactions with a simple journal, and had backups of the transactions of our business account. I also happened to have backups of all our texts, voicemails, and pictures of everything.

This is the revenge part.

I took the "evidence" to my fathers lawyer (RIP) friend, who started a fraud/embezzlement investigation through the CRA (Canadian revenue agency, Canada's IRS) and called the insurance provider to make sure they were being paid. (They had never received anything)

I called the builder whom we were building for and explained what was happening. He told me that chad had essentially stolen around $30,000 for payment of work not completed, and had broken into their office and stolen another $15,000 (replacement value) of equipment and tools.

I did what anyone would do.

I called the police.

Police said they couldn't help me and said it was a civil case. And the builder said he wasn't going to sue, as chad had no money, and it wasn't worth the headache.

So I called his auto insurance company. Sent them all the pictures of his sunk vehicles, texts about them, and a short video he sent of him lighting the jeep on fire.

Insurance company filed charges against chad, and won, chad is on the hook for around $130,000.

I've spent the last 9.5 years telling anyone who'll listen about chad, and o have had him essentially black balled from the carpentry industry around here, because it's not slander if it's true.

I have also looked up his criminal history, as it is public domain every 3 months or so and make a point of showing up at his court proceedings, or offering myself as a character reference for the crown (prosecution).

So I've gone out of my way to remind chad that he can't f*ck me over without repercussions. And no, this doesn't end here.

Years have passed, and I am still pissed off.

I receive a call from a guy offering me a job. It was the builder that chad screwed over, not remembering that we know each other, after I explained who I was, and this bridge is burnt due to chad, he still offers me the job. Medical dental, company van, gas card, corporate credit card. I accept his offer.

First order of business, finds another way to f*ck with chad. Through the grapevine I find where chad is living and working. New boss calls the company chad is working for, and chad is summarily fired.

I get in touch with chads landlord, explain how he operates, and chad is evicted for unpaid rent. He was apparently a couple months behind.

I also managed to get his girlfriends phone number call her and explain what this guy does to people, and his extensive criminal history, including, but no limited to fraud, identity theft, insurance fraud, his many assaults, and his wanted picture published in the paper.

Turns out she is owner of his truck, primary operator, but he pays the insurance. He cannot insure a vehicle until he pays off what he owes for the fraud.

She asks me what she should do. I say that I'll take care of it.

I call the insurance provider, explain what is going on, for them to tell me he doesn't even have a license anymore. They void the insurance on his (girlfriends) truck after speaking to her, and set up a sting with the police. I personally get to be involved as I knew what was going on.

So I sit and wait for the day it goes down. I roll up behind the unmarked police cruiser, and quickly explain who I am and what my plans are.

The police are thinking that they are just waiting to pull him over for driving without a license, and no insurance, I said I'm going to cal him immediately as soon as I see him.

So he comes cruising out, and I make the call, he actually picked up the phone to call me a bunch of names, and the "n" word. (I am as white as the fresh fallen snow) and promptly gets pulled over.

Police issue a ticket for;

Reckless driving No seat belt No license Using a handheld device.

During this the girlfriend pulls up, and proceeds to give consent to search her truck.

In the truck they find multiple id's, stolen credit cards, a couple ATM skimmer machines, and a fake police badge.

He was arrested on the spot.

Revenge over, right?

Nope.

Police then ask to search the residence he was living at, he moved into the girlfriends house after I had him evicted from his own place.

In the garage they find a vast collection of stolen tools, a lot of which belonged to the builder I was working for, from when he broke into their office, and they were all stupidly still labeled with the company's inventory control stickers.

This brought on more charges, and he was remanded to police custody until his trial date.

Well justice is sometimes slow here in Canada, and his trial date was at the time, 17 months into the future.

Well yesterday was his trial date, so my boss (who chad ripped off) chads ex-girlfriend and I attend the hearing. Just to see the man squirm.

His judgement was 8 years in jail (after being granted time and a half for time served) a $100,000 dollar fine, 1000 hours community services after release, and no possibility of parole.

I got to watch him be taken away in chains twice.

Never underestimate the fury of a quiet man.

And f*ck chad.

TL:DR.

Roasted red peppers.

Set oven to 350

4 quartered red peppers Cover in olive oil Bake until soft/slight browning on skin Soak in Italian salad dressing until cool

Return to oven with feta cheese on top( skin down)

Remove when cheese starts to brown.

A nice healthy addition to any barbecued meal.

(source) (story by Strofari =)

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Renters insurance

Renters insurance also includes liability coverage to protect you in case you’re sued for damages. It’s also important to know that renters insurance applies only if your belongings are damaged, not your house, but any belongings you might have if you rent out your apartment or house. There are also coverages you can add such as when you build a new home. Also keep in mind that renters insurance won’t pay for loss or damage you caused to an apartment rental while the building was being built. In the insurance coverage, it states, “The policy will pay for damages to be caused by damage incurred by you at all times, including accidents, while dwelling fires, without excluding medical expenses borne by injured parties and medical expenses borne by occupants of your rental unit or rental space.” But when it comes to renting out a home, there are a few factors beyond the scope of insurance covered by renters insurance. While the details vary according to state and insurance company, some of the biggest.

Condo Unitowners insurance

Condo Unitowners insurance offers coverage for all types of homes, cars, condos, garages, condos-only, and other buildings. You’ll save money on car or homeowner’s insurance because you’ll have to cover more than just your liability. If you’re looking for more than insurance, you might also want to consider an umbrella policy and liability policies to protect your personal assets. With these policies, you’ll be able to protect your home (e.g. your car with $100K or $300K of liability protection) and your liability from property damage and personal injuries. While some home insurance policies don’t offer liability protection, an umbrella policy may be your best choice if you want more. For some, this may be a better deal than a car or truck. When you get a home-based insurance quote, make sure to mention the policy’s coverage amounts and limits when buying insurance and signing up. The average rate that many customers.

Homeowners insurance

Homeowners insurance policies may include limits for per person, per accident and underinsured motorist coverage. An auto policy with a higher limit for per accident is referred to as . In most cases, the coverage limits are set to a number specified in the company’s regulations. In the case of an accident, each driver is responsible for covering the other party’s injuries, property damage and uninsured motorist property damage. All drivers in Georgia are required to buy liability coverage. This coverage pays for injuries to other people and their property that you cause with your vehicle, any property damage to other vehicles or your own injuries to other drivers. Liability limits are also expressed in a few different ways, including the limits to which you may be entitled as well as your uninsured motorist coverage. As stated by the Georgia Insurance Department, all auto policies are required to have minimum limits of $25,000 per person and $50,000 per accident in bodily injury liability, as well as $25,000 in.

Understanding renters insurance quotes

Understanding renters insurance quotes and discounts can save you money on insurance premiums and other costs You may qualify for lower rate quotes with some of the national providers like Allstate, State Farm and Farmers. As mentioned above, a number of insurance providers offer renters, homeowners and renters policies. These types of policies will allow you to pay more to replace any kind of belongings, or even get better coverage. Most of these companies will provide all of the discounts you can easily find. Many of the major insurers also offer discounts when you buy an insurance plan. As an example, they will provide you with free car insurance with the new car if your old car is totaled. As mentioned above, these are a few of the insurance quotes available on Airbnb, which were popular in the past. For the most part, in the country, renters are more than a small percentage of the U.S. population. The average cost of renters insurance is only about $1,000 per year, not quite the amount of money you could save on.

Reasons to buy renters insurance in Houston

Reasons to buy renters insurance in Houston: When you get a quote from your insurance company, the coverage limits that you’re asked to add to your policy will probably include: The list of discounts you’ll receive from your insurance company for your renters insurance policies varies from policy to policy. This is because in Houston you might get two or three of the most valuable discounts from your insurance company compared to a small handful from an insurer. If you purchase renters insurance only from an insurer, and you do purchase it from the right company, you’ll only need to pay the state minimums. If you have multiple insurance policies with the same company, and you are insuring your three cars on a single policy as a renter, your renters insurance will pay for your vehicle and your rental car in full. You don’t necessarily need to be a renter, but it can make your insurance more expensive by raising auto liability coverage. Be sure to shop around before buying renters insurance. Compare and buy the best.

Get cheap renters insurance in Texas

Get cheap renters insurance in Texas and start comparing. Renters insurance is more expensive than your standard auto policy. You’re responsible for your own damages and injuries. If someone breaks into your home, or other structure, and breaks your door, they could have to pay you for a rental while they try to steal everything in your apartment. Renting a home is a big financial responsibility. Even if you don’t rent your home, the cost of your renters insurance policies can vary widely, depending on the specific coverage you choose. Some cover more than you have, and some don’t. The cost of your policy depends on what you choose and the policy options you have. The average cost of renters insurance in Texas is $1,686 per year, but many renters choose to purchase more than $1,000 of liability coverage. This insurance covers damage to your personal belongings and can be necessary if something goes wrong with your apartment. You should discuss your personal needs with your insurance agent before you buy your.

Houston, TX Renters Insurance Covers Your Home

Houston, TX Renters Insurance Covers Your Home If you don’t own the rental property that you’ll rent, renters insurance helps protect you from damage, including losing your possessions. If you rent an apartment while you’re living out of town, renters insurance will cover the landlord’s responsibility for replacing a portion of your belongings. Unlike most renters insurance policies, which focus on the building, your renters insurance covers personal liability, legal proceedings, and more. However, unlike most renters insurance policies, you can purchase an umbrella policy, too. An umbrella policy will protect your belongings, but it may also protect your business. When you’re renting an apartment, you’ll typically be spending more on rental insurance. Renters insurance is expensive, as you’re renting out apartments or housing a small business. Many landlords use renters insurance as an “all in one.” That way, you’ll get the most out of your . However, renters insurance has a premium that.

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To George Washington from Lieutenant Colonel John Laurens, 4 August 1778

From Lieutenant Colonel John Laurens

Providence 4th August 1778

Sir,

I had the honor of receiving your Excellencys letter of the 28 Ulto the day before yesterday. The following is a short journal of what has passed since the date of the letter which I wrote from point Judith.1

July 25. Our situation at the point being dangerous from the facility with which the enemy might land a party in our rear and cut off our retreat, I sent the greater part of our pilots to quarter three or four miles out of the cul de Sac—and reserved only a sufficient number for

attending to the signals which we expected—their safety was provided for by a horse patrole of militia. A twenty gun Sloop went into Newport harbour.2

26—Recd an open letter from General Sullivan for the Admiral containing his plan of operations.3

He informs Count d’Estaign that three entrances to Rhode Island—one East of the Island called Seakonnet or the Eastern passage in which there are 2 gallies and one small frigate. Another on the west of the Island between it & Connanicut I.—called the main channel, in which there are 2 frigates—besides 3 gallies and 2 or 3 frigates at New-Port. a third on the west of Connanicut Island—called the west passage in which there are 3 Frigates That the enemys land force amount to 7000 men including three regiments on Connanicut. He proposes that the Admiral should detach a proper force up the east and west channels to take the frigates & galleys stationed there which force might afterwards serve to cover the passage of the American troops—from Bristol and Tiverton—And that the main body of the Squadron shd block up the principal or middle Channel—so as to prevent the escape of the enemys ships—and the arrival of succours.

his design is to pass all the enemys works on the north part of the Island—leaving a sufficient detachment to observe the troops stationed in them—and to advance rapidly to the attack of the redoubts which immediately environ the Town—at the moment of this attack he wishes the Count to begin his upon the batteries which defend the harbour to cannonade the Town—and land his troops in the most favourable place for seconding the American attack.

He refers the Count to a sketch of the country sent by me—as this did not appear to be sufficiently accurate and detailed to be satisfactory I wrote to the general entreating him if possible to inform the Admiral as nearly as he could—the strength of the profiles in each battery—height of parapet—height of the ground above the surface of the water—distance to which they might be approached—number of guns and their callibers—observing that tho’ from the sketch both the entrance and bason of New-port harbour appeared to be subject to a dangerous cross-fire—yet upon a more minute investigation they might be found contemptible compared with the force to be employed against them—I likewise enquired whether the right and left flank of the enemy’s chain of redoubts were not so situated—as to admit of vessels anchoring near enough to fire ricochet along the line.

27th. Two deserters crossed from Rhode Island—they say that the scarcity of provision occasions murmuring among the troops—that the new levies are employed in mowing—that the French fleet is expected—and the troops are busily employed in raising new works.4

28—A Ship and sloop appear off block Island—two british Frigates beat out of the harbour at New-port—but returned towards evening—thick hazy weather.

29—The Fog cleared away and the appearance of the French Squadron was as sudden, as if they had been brought to view by raising a curtain—The gentleman who had the superintendence of the pilots did not choose to venture them till the signal agreed upon should be given—I went on board the admiral with my dispatches—He informed me that his intention was to have gone into New-port harbour and fired the signal there—the receipt of Genl Sullivans letter—the expediency of distributing pilots among the ships—and the advanced hour of the day—induced the admiral to anchor his squadron off the main channel and order two frigates with a tender up the Eastern Channel and the Sagittaire a Ship of the line up the west.5

30—The orders relative to the ships and frigates could not be executed till the morning—the Sagittaire was fired upon from a two gun battery of twenty four pounders on the west side of Connanicut—she returned a broad side and passed it—from an explosion which we discovered immediately after we judged that the enemy had blown up their magazine and evacuated the battery—the Sagittaire received two slight scratches in her hull—Upon the approach of the Aimable and Alcmene frigates in the East channel—the enemy set fire to the King Fisher 20 gun sloop—The lamb galley mounting 2 eighteen—2 nine and 2 six pounders—and sent the spit-fire galley mounting 2 eighteens—2 twelves & six six pounders—in form of a fire-ship.

The latter blew up, soon after the Count de Grasse had caused a grapnel to be fixed in her—and while his crew were in the act of towing her off—but neither they nor their gallant commander received the least injury—Mr Dorset who boarded the King Fisher with a party, with a view of saving her from total destruction—had an escape equally providential—the remains of her powder blew up while they were on board—without doing them any hurt6—Previous to making the gran[d]7 attack on the batteries in the harbour—the Admiral judged it of the greatest importance to make himself master of connanicut Island—The difficulties in the way were these—If he were to attack them only on one side—viz.—the western—the enemy would have nothing to hinder them from empowering our attack with reinforcements to station some ships on the E. side of Connanicut would effectually cut off the communication and the admiral would have ordered the ships to run the gauntlet thro’ the entrance of the harbour—if they could afterwards have anchored out of the reach of the batteries within, but this was pronounced impossible—And to expose them both to the fire of the passage, and the more deliberate cannonade from the batteries would be exposing them too much in a preliminary operation—It was determined therefore to call upon General Sullivan for a proper number of militia to oppose such reinforcements as it was judged the enemy could spare—By the admirals desire Col. Fleury and myself set out to represent the importance of the object and ask his assistance. In our way we met Genl Sullivan—he informed us that he had several new matters to propose to the admiral and judged a conference with him necessary—he was received on board with proper military honors—and at his departure the admirals ship was manned, and fired fifteen cannon—Gen. Sullivan brought a draught on a larger scale—but a draught which the admiral had was infinitely more correct and minute—The Genl informed the Count that the enemy’s principal work was on domine hill8—that this was the highest point in that part of the Island and commanded both the redoubts and the Town—that this carried either by storm—or if that were found impracticable, by heavy artillery and mortars all the rest would follow of course—here consequently he intended to bend his strength, he proposed that the American troops should land on the east side of the Island and the French on the west—each to support the other in case of attack—he still judged it unnecessary for the Count to make his attack on the batteries—till the moment in which the attack on the enemys works should take place.

This evening some of the outermost ships made signals of the appearance of a fleet the squadron was ordered under sail to be in the greater readiness either for chace or fight—the vessels from the E. & W. channels ordered out.9

31st The Squadron returned to their Station. The Fleet announced by the signals proved to be eight transports convoyed by a Frigate. Some say they were loaded with wood from Long Island for New port. It is generally beleived they were loaded with Beef and Flour. They put about as soon as they discovered the French Ships and escaped under the Veil of Night.

American privateers men who had landed upon Connanicut and several of the inhabitants asserted that the Enemy had evacuated that Island. The Count determined to send a party towards Evening to ascertain the facts. Among other plans, it was once proposed that the whole fleet should proceed up the West Channel, turn the North end of Conanicut, and descend the main Channel, till it should arrive at a proper place for operating. This it was urged would avoid the Cross fire at the entrance, and put the ships in a position from whence they would be less exposed to the fire of the interior Batteries—But upon further examination it was found, that to effect this detour, the ships must either have a Wind which would answer both to go up the Westand come down the middle passage—or, that after going up with a fair wind they must wait at the North end of Conanicut for a favorable change to come down or lastly that they must beat down the main Channel. The uncertainty and delay incident to the two first were discouraging—The last was declared by the most experienced pilots to be impracticable for ships of the line—As the narrow limits of the Channel would not allow sufficient scope for working, and missing stays in such circumstances would be fatal.

By the Admirals desire I went on shore to make some arrangement for the reception of the sick and prisoners—and for establishing Signals at point Judith, that he might have the earliest intelligence of the approach of any of the enemy’s ships.

The Admiral sent a party to Conanicut for the purpose beforementioned, their report confirmed the accounts of the privateers men &ca.

1st Augt As soon as the morning Fog which generally prevails at this season, was dissipated—The Count landed with a detatchment on Conanicut, in order to reconnoitre the Harbour and Batteries of New port. In the Battery on the West side of Conanicut which had fired upon the Sagittaire, we found two twenty four pounders spiked up, their carriages intire and their heavy ammunition. From thence we proceeded through the incampment of the three Regiments, which appeared to have been precipitately abandonned, to the Battery on the East side called Dumplins Rocks Battery. The two 24 pounders belonging to this, the Enemy had thrown down the precipice on which the Battery stood. We discovered them with their carriages at the waters edge below. in both Batteries the platforms appeared to have been newly laid.

From the Heights on the East side of Conanicut we had a very distinct View of the Battery on Brenton’s point—the Cannon appeared to be 24 pounders—two fire obliquely on the entrance of the harbour—and two directly across.10

The Battery on Goat Island is partly of Earth and partly of Masonry—It has a great many embrasures—but we could not discover any Cannon in it—besides it appears to be in a ruinous condition and its low situation must make it yield at the first salute from the lower tear & Top, as it may be approached to a very convenient distance. The Battery on Dyers point appears to be most respectable and has this advantage over us—that the Ships of the line cannot approach any nearer than half a mile—but this circumstance will only retard our success a little—The Work on Domini Hill appears considerable—but the face presented to us is not flanked—we discover Two frigates at the upper end of the main passage—some distance beyond the town, An East Indiamen armed as a Ship of war (which appears the most respectable Ship of War they have) and a Frigate between Goat Island and the Town in front of the Town—along the Kuays a number of merchantmen and Transports—within Brenton point One Vessel which is said to be a fire Ship—We discovered an Encampment just above the Town—Brenton point Battery is guarded by a Detachment of Hessians.

2d—The Admiral disembarrassed his Squadron of the Sick—prisoners & prizes. The Two last are ordered to providence. The Sick are in Houses near the North & South ferry, up the West passage. Genl Sullivan has appointed a Commissary to supply them with necessaries. In this neighbourhood is the watering place for the fleet—the daily consumption is so great, that they supply themselves slowly.

3d  By the Admirals desire Col. Fleury & myself set out for providence to know in what forwardness matters are for the land attack.

4  Early in the morning we arrived at providence.

what I have gathered concerning the Enemy’s force—and our own is as follows.

Strength of the enemy previous to reinforcements3000

1st Reinforcement under Genl Brown

 1st Batallion of his Brigade344

2d Reinforcement under Genl Prescott1200

       Total4544

Marines and Sailors1000

5544

The British Regiments are the 38—43—54—22d—there are Six foreign Regiments & 2 American Corps.

 General Sullivan has in this State

  Continentals2000

  Militia3000

He expects from Massachussets Militia3000

  Connecticut1000

  New Hampshire600

9,600

Besides this the Division under the Marquiss de la Fayette, part of which arrived yesterday—and part the day before—Several Corps of Volunteers—inclusive of a Regiment of Artillery from Boston.

We shall labour under a great disadvantage in having no brass field pieces of large Calibers—The Iron ordnance that we must from necessity use will be very unweildy—From the tardiness of the Militia and the necessity of constructing transport Boats, I have no hopes of our being ready for action before monday next.11 General Sullivan exerts himself as much as possible, but he cannot hasten the wished for day. The Count D’Estaing’s case is cruel when I consider what a noble Squadron he commands—That by a long voyage he missed meeting the British Fleet at Sea—that by a physical impossibility he was obliged to renounce the Splendid enterprize at Sandy Hook—That by new misfortunes he is losing the most precious moments—at a time when the Eyes of all Europe are upon him—As I think him a great Officer and most respectable man, I cannot but most sincerely feel for him.

In obedience to your Excellency’s command I represented to Count D’Estaing the advantages that would result from stationing a Ship of the line in the sound—and the practicability of his overtaking the British fleet in such a situation as we would wish should the evacuation of New York take place.12 He was perfectly of your Excellency’s opinion in both points—but he seemed to think that the attack of Rhode Island would require all his force—and besides it seems to be his principle to keep his Squadron together—and not to weaken it by Detachment. As soon as the present expedition is over he will be ready to bend his course either to Hallifax or Sandy Hook, as the General good may require—If Hallifax should be the next Object, will not a co-operation on our parts by land, be necessary, and in that case, will it not be advisable to make some timely arrangements.

Inclosed I transmit your Excellency a Map, which may be useful in illustrating the proposed plan of Operations.13 The french Troops are to land on the west side of Rhode Island above Dyers Island. The Americans on the East side nearly opposite. We have reason to beleive that the Enemy have abandoned their works on the North part of the Island—and have centered themselves within their lines at new port.14 I omitted to mention to your Excellency that when the Sagittaire was detached up the west passage—it was represented to the Admiral that she was out of supporting distance and was exposed to an Attack from the Enemy’s whole naval force. He therefore ordered the Fantasque another Ship of the line to take same Station.

I fear I have tired your Excellency with detail—and hope my next will contain more important matter in fewer words. I am with the most inviolable attachment & sincere respect Your Excellency’s dutiful Aid

John Laurens

HEY IF YOU HAVE 3 HOURS TO KILL, READ THIS LETTER FROM JOHN TO WASHINGTON.

Nothing Toulouse (Partie deux des trois)

We had earmarked a stack of shops and after dilly-dallying for a few hours, we doubled back to find them. Tom wanted to take a look in a record store, because he has developed a serious penchant for vinyl since we moved to England. I endorse it, because I like the aesthetic and the tactical nature of putting physical music on.

As Tom fingered his way through a lot of bad pop looking for a Serge Gainsbourg souvenir of our trip, I went straight to the French section. While Tom was in the shower the night before, I channel surfed to a French variety show (think Graham Norton), on which was a crazy singer had performed a great song. He had two vertical drum kits stacked high and run by a machine powered by electricity and compressed air. He also had an amazing hat that made him look like an eagle, or a Marvel superhero. That was enough for me to seek out the new album he had been touting on the show. Tom must have enjoyed it too, because he was also looking for it, despite neither of us knowing anything about him other than the album cover (which was a stylised geometric repeating letter M). Tom asked at the counter and surprisingly the guy knew what we were talking about. He let us know that the artist was actually called ‘M’ (short for Matthieu Chedid) and the album was called Lettre infinie. He also pointed us in the general direction of another record store - apparently there are 10 in Toulouse!

When we found the street we were looking for, Tom suggested we stop for a coffee. The menu seemed a little friendlier and the waiter thankfully spoke English. When they arrived (with the carrot cake I had ordered and a chocolate pecan biscuit for Tom), Tom took a sip and said that it was the best coffee he’d had in at least two years. Afterwards, I mentioned this to the lady behind the counter when I went to pay. As it turns out, she had lived in Perth and had been inspired by the coffee culture there to open a similar coffee shop back in France.

In the second record shop, the guy did have Letter infinie, which then inspired more searching. We went a bit mad, ending up with a number of French pop albums (including Serge Gainsbourg’s daughter, Charlotte) and Tom also found the full soundtrack for Rocky Horror Picture Show - on slutty red vinyl! While we were choosing, a hipster with a baby strapped to his front came in and acknowledged the guy behind the counter, who proceeded to remove his fedora to give the first an air kiss (actually two air kisses, as is the French style). There was something heartwarming about seeing two straight men kiss and then commence a nonchalant conversation laced with the usual masculine bravado.

Antipodean Automobile

We didn’t have too much time left before we had to pick up the car to head into the Gers, so we started to head towards the main train station, where Europcar was. The station was confusing, but we made it there quite easily. Within an hour we were packing our bags into the boot of a zippy little SEAT. We had a cigarette and planned the approach - this would be our first time together on the other side of the road. Tom took to driving like riding a bike. I felt a little strange as I tried to be a helpful navigator from what should be the driver’s seat.

After navigating past a Gilet Jaunes (yellow vests) protest in the centre of Toulouse and crossing a couple of busy highways, we were on the open road and the traffic subsided. It’s always nice to be somewhere new, but the countryside was truly magnificent. I used Tom’s phone (for some reason, mine refused to pick up the network when we arrived) to message Saskia with our ETA. Then it was just like any other road trip; chatting away, pointing things out in the passing fields, and switching between bad pop on the radio (in this case Nostalgie FM) and YouTube videos played through the car (in this case more of M and some Serge Gainsbourg).

A while down the road we passed through a beautiful little village called Cologne, with a huge covered market square. We stopped to take some pictures and got talking to a local family, noticeably proud to live where they did. We had a little wander around a couple of blocks and then jumped back on the road. Just as the nerves of antipodean automobile travel subsided and I relaxed into the sunny journey, we were almost there. We stopped for a drink on the last village before Valence-sur-baïse, our destination for the night.

This little piggy went to Le Petit Cochon

When we got to the village, we looked for an ATM and/or a shopping centre for last minute supplies to no avail. Searching on Tom’s phone, I couldn’t locate anything easily and just gave up. We almost had a tiff when I located an ATM on the map. Tom parked the car and it just happened to be across the road from Le Petit Cochon.

The door flung open and we were greeted with a hug, as if no time at all had passed. This was actually the first time Saskia and I were meeting each other’s partners (although we had both spoken of them), but introductions were easy and conversation flowed. We chatted about the drive to Valence-sur-baïse and gushed about the unseasonably good weather. Andrew offered us a hand with our bags while Saskia gave a tour of the house and the unoccupied rooms. We arrived at our room and the double doors swung open to reveal a high-ceilinged room painted in calming shade of lilac. The room was en-suite, with a spacious bathroom including a bath AND bidet. Saskia and Andrew gave us a minute to compose and went off to brew a cafetière.

While Tom fell backwards onto the bed (commenting that he felt like it would be a thousand times more comfortable than the meagre offering the night before), I took the opportunity to have a snoop around the room. Apart from being well-furnished with lovely French furniture, every detail had been considered to ensure a comfortable stay for any weary traveller - or two. Organza bags of lavender were centred on each pillow, a floor-to-ceiling bookcase was stacked to the brim with holiday reads and ponderous prints and paintings adorned the walls. I carried onto the bathroom to scope out the deep bath that I would be enjoying later on. The towels were thick and thirsty and toiletries were laid out on the vanity. I came back and woke Tom who had immediately fallen asleep in the sunshine of the afternoon.

We wandered downstairs where we sat in the beautiful garden drinking coffee and chatting with Saskia and Andrew about - among many other things - the story of Le Petit Cochon. Like the best stories, it started as a crazy dream, contained a lot of planning and then came together perfectly all of a sudden. Our hosts left us to enjoy the sunshine. Andrew switched out the coffee tray for two glasses of quaffable local vin rouge and a bowl of crisps. We wrote postcards, sipped wine and admired the view of fields and farmhouses. The feeling of relief I had experienced getting off the plane came flooding back, only this time much stronger. I sighed and slumped further into my chair. At some point I reminded Tom that we had a reservation for dinner (something that Saskia had arranged on our behalf in the days leading up to arrival), so we packed up before we got a little too relaxed.

Back in the room I ran a hot bath with a good slug of shower gel to create some bubbles. I laughed at my Spotify playing the same ads only in French before the sultry voice of M kicked in. I lingered for a while, making the most of the tranquility and the shampoo (which we had not packed in our haste to leave the day before).

Feeling fresh, we wandered down through the chaos of the other four guests leaving for their own dinner reservation. We exchanged pleasantries and carried on into the parlour. With the last of the daylight not making it into the ground floor, the room was aglow with candles. Saskia and Andrew joined us after sending everyone else on their way, and we picked up the conversation we had started in the garden. We moved through politics, immigration and art until Andrew drove us to the restaurant before we missed our booking!

This little piggy had roast chicken

I chose Le Ferme de Flaran (which was literally a five minute drive) because of an impressive sample menu made with local produce. Saskia had mentioned earlier that the chef had been handpicked by the local maire to rejuvenate the restaurant originally converted from an array of medieval farm buildings.

We were seated and given menus all in French - luckily Toms pocket phrase book had a menu reader right at the front. We were seated by a young guy that gave us a wine list. Taking the opportunity to try something local (made at a château mere miles away) I ordered pousse rapiere as an aperitif. An Armagnac-based liqueur, the name pousse rapiere (or rapier’s push) refers to the feeling it gives if you drink it neat. Instead, it is served as a cocktail with sparkling wine.

Tom abandoned me for the loo and asked me to pick a wine. Not knowing any of the wine, I ran my finger down the prices and settled on something mid-range from the nearby Gascon region. I don’t know why it was a struggle - we were in France, so any wine would be great!

The young waiter that spoke a little English wasn’t around when we were ready to order, so we struggled through with a lovely lady who took it in her stride. When she bought the entrées she gave a whole spiel that I ignored, assuming it was about the lovely meal placed before me. “Monsieur?” she stated to get my attention and repeated the sentence again. All I caught was “Le Petit Cochon”, so putting two and two together I responded, “Oui, Le Petit Cochon”. Tom then made a joke in English that she was calling me a little pig. She looked puzzled so, a glass of wine in, I pulled out my best French. “Je suis un petit Cochon?” The lady cheekily chuckled and threw her hands up as if absolving herself of the matter entirely.

The food was a triumph of flavours, simple fare with just enough pomp. Tom had an entrée with mushrooms that had been cooked in butter to the point that they had caramelised on the outside, but were perfectly plump and juicy in the middle - I don’t think I’ve ever eaten such a mushroom. I chose a wild boar terrine, which was garnished with a single cornichon (never has a tiny pickle been more in context!)

Our mains were as delicious and impressive. Tom had chicken in a creamy sauce and I opted for les poisson du jour (which was salmon in a orange, lemon and lime butter sauce). Both were amazing and complete with fresh crusty bread on the table to mop up our respective sauces.

In between mains and desserts, we laughed and drank (and spilled) wine, chatting about the last couple of days, reminiscing about past holidays and planning for the next one. I live for these moments with Tom. That point that we forget day jobs and commuting and just be in the time that we are in - like mindfulness in practice without the intent or the wanky title.

Our desserts arrived somewhere in the laughter and wine, and they were suitably impressive. Tom had a crème brûlée flavoured with the same orangey pousse rapiere from earlier. I opted for the tarte tatin, which came with a small scoop of the most decadent vanilla ice cream you can imagine.

As our plates were cleared, the chef emerged from the kitchen and approached every table to ask how the meals were. Fearing shame, I pulled my best French together to say, “Oui monsieur, c’est magnifique!”. He pondered my response (or my abuse of the language), nodded his head once and carried on to the next table.

We had noticed part way through the night that the guests from Le Petit Cochon that we had met in the hall were also dining a few tables away. Despite having been offered a lift from Andrew, we all agreed that we would walk back in a convoy. In true British village style, someone had packed fluorescent clothing for safety!

Back at hôtes de chambre we shared our dining experience and marched straight up to bed to sleep it off. Saskia had graciously closed the exterior wooden shutters in our absence, so that we were guaranteed a sleep in regardless of the sun.

Do You Need A Lawyer To Draw Up A Will?

A will is a legal document that directs who will receive your property when you die. The legal requirements are pretty simple. In order for your will to be valid, you must know what property you have and what it means to leave it to someone, then sign the document and have it witnessed according to the laws of your state. Some states allow you to make a handwritten will, called a “holographic” will. This will does not need to be witnessed, but it is much more likely to be challenged after you die. Many services have popped up that offer do-it-yourself will software or documents. These might work fine if you have little or no property, small savings or investments, and a traditional family tree, but the rest of the population should not use these programs. When it tested three leading online legal document preparation services, Consumer Reports concluded that none of the will-writing products was likely to entirely meet a person’s needs unless those needs are extremely simple. And likely you’ll need a lawyer to definitively determine whether or not your needs are indeed simple. Not hiring a lawyer can lead to problems that drag out your estate administration and cost money and create headaches for your heirs.

If you’ve decided to make a will, but you’re not sure how to go about creating it, you can either hire a lawyer to help you, or you can do it yourself. Both situations have distinct advantages; however, the right option for you depends on your specific circumstances.

Advantages of Writing Your Own Will

The primary benefit of drafting a will yourself is cost. Lawyers generally charge between a few hundred to several thousand dollars to draft a will. However, the price of do-it-yourself online will programs ranges from $20 to $200 or more, while writing the entire will yourself costs you nothing. If your assets and bequests are simple and straightforward, and you are careful to comply with state law, writing a will without a lawyer should generally not pose a problem.

Advantages of Hiring a Lawyer

Having a lawyer draft your will can buy you peace of mind. A lawyer can ensure that the will complies with state law, provides the best tax advantages for your estate and heirs, and accounts for particulars in your specific circumstances. In short, you may feel more assured that the document will stand up in court even if contested, and that your wishes will be carried out as desired.

Considerations

If you chose to write a will without a lawyer, be sure to carefully research applicable state laws, particularly with respect to spousal inheritance laws, the signing of the will and any requirements relating to witness. In addition, write your wishes as clearly as possible because ambiguity in a will can render it invalid. If you use an online program to draft your will, read all instructions carefully and follow them to the letter. Some programs offer to have a lawyer review your documents for extra cost, an option that may give you additional peace of mind while saving you money.

When to Hire a Lawyer

In some circumstances, hiring a lawyer to draft your will is the least risky option. You should probably hire a lawyer if you have assets in multiple countries or states, have minor children, have been remarried, are in a same-sex relationship, own a small business, possess assets over $2 million or believe your will might be contested. A lawyer may also be a good idea if you do not understand the online forms or believe that the forms do not meet your particular needs.

Things You Should Know Before You Make Your Own Will

About two-thirds of Americans don’t have a written will, according to a 2015 survey by Lawyer. For most people, it’s something they put off or haven’t gotten around to yet. Age, unsurprisingly, is also a factor. The 2015 survey found only 30% of Americans aged 45-54 had a will, while 46% of those aged 55 to 64 had one. That makes sense if you consider that assets tend to increase as you age. If you have neither children nor any assets to speak of, and you’re comfortable having your closest blood relative, a parent or sibling receive your property outright, then you can probably get away without having a will. So if you’ve got plans for any of your assets, it can be worth the time and effort to develop some sort of plan, and get it all in writing even if you don’t hire a lawyer. “I’d rather have a DIY will because at least gives the beneficiary named a fighting chance.

• Understand Your State Rules: If you are going the DIY route, you’ll need to research your state’s laws. The rules can be quirky: Handwritten wills may not require any witnesses, for instance, but only half of states accept these wills as binding. A newly drafted, typed will now requires two witnesses’ signatures to be valid, wherever you are, but an older typed will that was executed, which used to require three witnesses, will be subject to the old requirements unless it is updated. You may also want to know if your state has an estate or inheritance tax and how to plan for it. About six states impose an inheritance tax; to be paid by any heirs who live in those states, while a dozen states impose an estate tax, which gets paid on your overall assets. (That’s on top of the federal estate tax, which affects only the wealthiest estates.) For instance, if you are dividing assets evenly between heirs, and one lives in a state with an inheritance tax, you’ll need to decide whether to set aside additional assets to cover the tax hit.

• Designate Beneficiaries: A will won’t cover all of your assets. A lot of people make up a will thinking it disposes of the whole estate. But it doesn’t. Anything that’s in joint name or payable to a named beneficiary, such as life insurance policies or 401(k) balances is outside the scope of a will. Before you even start a will, you should assign beneficiaries for as many accounts as possible. You can also create transfer-on-death or payable-on-death designations for checking, savings, and money market accounts, as well as certificates of deposit and U.S. bonds. Almost all states also allow you to name someone that will inherit any stocks, bonds or brokerage balances upon your death. And over a dozen states allow you to set up transfer-on-death stipulations for vehicles and real estate.

• Spell Things Out: Once you’ve taken care of beneficiary forms and checked out your state law, write out your intentions. A few guidelines:

I. Use the right language: You need to spell out who you are and the purpose of the document. Statements like “I declare that this is my last will and testament” and “I declare that I am of legal age to make this will, and that I am sound of mind” are not just for the movies. They’re critical to ensuring your will is taken seriously by your heirs and the courts, according to Utah law.

II. Be specific: If you are using a will to pass on your house, for instance, include the full address when identifying the property. For personal items, include a complete description. And use the full names of beneficiaries, rather than just referring to them as “my wife” or “my child.”

III. Name an executor you trust and tell them where to find your will: This is the person who will be wrapping up your affairs after your death and eventually distributing your assets. The American Bar Association recommends naming a secondary executor or a co-executor, in case your first choice is unable to carry out the task or predeceases you.

IV. Appoint a guardian for minor children: For each child, you should name one person as a guardian and another as an alternate. It’s perfectly legal (but not necessary) to pick different guardians for each child.

V. Spell out contingencies: Perhaps the most difficult aspect of a DIY will is thinking through all the contingencies. Say you’re leaving everything to your sister. But what if your sister predeceases you: Do you want the property to pass to her children? Or do you want to go to your other siblings? Describe the contingencies for each portion of your will.

• Consider an Upgrade: While a DIY will is better than nothing, lawyers argue that a professionally drafted document can do far more to protect your heirs, particularly if the beneficiaries you’d choose aren’t those provided by your state’s intestacy law. It might even cost less than you’d imagine. While a handwritten will won’t cost you a penny, in most states, a fill-in-the-blank formatted will, downloaded from a site will set you back about $100 while a will drafted by an attorney can cost, on average, only about $375. (For a larger, more complex estate, with federal estate tax considerations and specific trusts or entities such as family limited partnerships, the price tag will be $1,000 or more but complex estates should not be relying on DIY wills in the first place.) And at many firms, a will is billed as a flat fee, rather than an hourly rate. So if cost is a concern, you can call ahead to ask what the fees are.

What makes a will legal?

Any adult of sound mind is entitled to make a will. Beyond that, there are just a few technical requirements a will must fulfill:

• The will must be signed by at least two witnesses. The witnesses must watch you sign the will, though they don’t need to read it. Your witnesses, in most states, must be people who won’t inherit anything under the will. (If your state allows “holographic” wills, you don’t need witnesses.)

• You must date and sign the will. You don’t have to have your will notarized. In many states, though, if you and your witnesses sign an affidavit (sworn statement) before a notary public, you can help simplify the court procedures required to prove the validity of the will after you die. You do not have to record or file your will with any government agency, although it can be recorded or filed in a few states. Just keep your will in a safe, accessible place and be sure the person in charge of winding up your affairs (your executor) knows where it is. A lawyer does not have to write a will, and most people do not need a lawyer’s help to make a basic will -one that leaves a home, investments, and personal items to your loved ones, and, if you have young children, that names a guardian to take care of them. Creating a basic will rarely involve complicated legal rules, and most people can create their own will with the aid of a good software program or book.

How to Make a Will Without a Lawyer

A lawyer is helpful in the will creation process because you can be confident that your will has been drafted according to your state’s laws. An attorney’s help is not essential, however. If you feel confident that you can navigate your state’s laws and express your wishes on paper in a clear and unambiguous way, you can make your own will. Each state has different formal requirements, but you may opt to comply with the laws of every state to help ensure that your will is valid.

• Start a new word processing document or begin writing in ink on a blank sheet of paper. No state is particularly picky about the precise form your will takes, but most require it to be printed in ink.

• Specify that the document you are creating is your will. Title the document “Last Will and Testament” and identify yourself on the first line by stating your name, city and state of residence, birth date, and your intent to create a final will.

• Identify your spouse or most recent ex-spouse by name if applicable. Also supply the date and location of the marriage or divorce.

• State the number of children you have who are currently living and supply their names. If any of your children are minors who will need care in the event of your death, state that you select a specific individual to act as your children’s guardian. Appoint one or two additional individuals who may act as alternate guardians.

• Appoint an individual to act as your estate’s personal representative. This individual will handle the legal processes involving your will and oversee the disposition of your assets to your beneficiaries. Appoint one or two additional individuals who may act as alternate personal representatives.

• Identify clearly any property you are giving away and the person whom you would like to receive the property. Be as descriptive as you can, stating the beneficiary’s full name and relationship to you. When describing property, do so in a way that will be unambiguous. For instance, provide the exact address of a house rather than just saying “my home.”

• Print your name, your current city and state of residence, and the date at the bottom of your document. Include a line for your signature. Below this line, create three additional areas for the names, addresses and signatures of your witnesses.

• Sign your will in front of three disinterested witnesses. A disinterested witness is someone who is not a named beneficiary in your will. After you have signed, have the witnesses provide their information and signatures on the appropriate lines.

Wills Attorney Free Consultation

When you need estate planning help with wills, trusts, powers of attorney, health care directives, probate, estate administration, and more, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

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Source: https://www.ascentlawfirm.com/do-you-need-a-lawyer-to-draw-up-a-will/

Do You Need A Lawyer To Draw Up A Will?

A will is a legal document that directs who will receive your property when you die. The legal requirements are pretty simple. In order for your will to be valid, you must know what property you have and what it means to leave it to someone, then sign the document and have it witnessed according to the laws of your state. Some states allow you to make a handwritten will, called a “holographic” will. This will does not need to be witnessed, but it is much more likely to be challenged after you die. Many services have popped up that offer do-it-yourself will software or documents. These might work fine if you have little or no property, small savings or investments, and a traditional family tree, but the rest of the population should not use these programs. When it tested three leading online legal document preparation services, Consumer Reports concluded that none of the will-writing products was likely to entirely meet a person’s needs unless those needs are extremely simple. And likely you’ll need a lawyer to definitively determine whether or not your needs are indeed simple. Not hiring a lawyer can lead to problems that drag out your estate administration and cost money and create headaches for your heirs.

If you’ve decided to make a will, but you’re not sure how to go about creating it, you can either hire a lawyer to help you, or you can do it yourself. Both situations have distinct advantages; however, the right option for you depends on your specific circumstances.

Advantages of Writing Your Own Will

The primary benefit of drafting a will yourself is cost. Lawyers generally charge between a few hundred to several thousand dollars to draft a will. However, the price of do-it-yourself online will programs ranges from $20 to $200 or more, while writing the entire will yourself costs you nothing. If your assets and bequests are simple and straightforward, and you are careful to comply with state law, writing a will without a lawyer should generally not pose a problem.

Advantages of Hiring a Lawyer

Having a lawyer draft your will can buy you peace of mind. A lawyer can ensure that the will complies with state law, provides the best tax advantages for your estate and heirs, and accounts for particulars in your specific circumstances. In short, you may feel more assured that the document will stand up in court even if contested, and that your wishes will be carried out as desired.

Considerations

If you chose to write a will without a lawyer, be sure to carefully research applicable state laws, particularly with respect to spousal inheritance laws, the signing of the will and any requirements relating to witness. In addition, write your wishes as clearly as possible because ambiguity in a will can render it invalid. If you use an online program to draft your will, read all instructions carefully and follow them to the letter. Some programs offer to have a lawyer review your documents for extra cost, an option that may give you additional peace of mind while saving you money.

When to Hire a Lawyer

In some circumstances, hiring a lawyer to draft your will is the least risky option. You should probably hire a lawyer if you have assets in multiple countries or states, have minor children, have been remarried, are in a same-sex relationship, own a small business, possess assets over $2 million or believe your will might be contested. A lawyer may also be a good idea if you do not understand the online forms or believe that the forms do not meet your particular needs.

Things You Should Know Before You Make Your Own Will

About two-thirds of Americans don’t have a written will, according to a 2015 survey by Lawyer. For most people, it’s something they put off or haven’t gotten around to yet. Age, unsurprisingly, is also a factor. The 2015 survey found only 30% of Americans aged 45-54 had a will, while 46% of those aged 55 to 64 had one. That makes sense if you consider that assets tend to increase as you age. If you have neither children nor any assets to speak of, and you’re comfortable having your closest blood relative, a parent or sibling receive your property outright, then you can probably get away without having a will. So if you’ve got plans for any of your assets, it can be worth the time and effort to develop some sort of plan, and get it all in writing even if you don’t hire a lawyer. “I’d rather have a DIY will because at least gives the beneficiary named a fighting chance.

• Understand Your State Rules: If you are going the DIY route, you’ll need to research your state’s laws. The rules can be quirky: Handwritten wills may not require any witnesses, for instance, but only half of states accept these wills as binding. A newly drafted, typed will now requires two witnesses’ signatures to be valid, wherever you are, but an older typed will that was executed, which used to require three witnesses, will be subject to the old requirements unless it is updated. You may also want to know if your state has an estate or inheritance tax and how to plan for it. About six states impose an inheritance tax; to be paid by any heirs who live in those states, while a dozen states impose an estate tax, which gets paid on your overall assets. (That’s on top of the federal estate tax, which affects only the wealthiest estates.) For instance, if you are dividing assets evenly between heirs, and one lives in a state with an inheritance tax, you’ll need to decide whether to set aside additional assets to cover the tax hit.

• Designate Beneficiaries: A will won’t cover all of your assets. A lot of people make up a will thinking it disposes of the whole estate. But it doesn’t. Anything that’s in joint name or payable to a named beneficiary, such as life insurance policies or 401(k) balances is outside the scope of a will. Before you even start a will, you should assign beneficiaries for as many accounts as possible. You can also create transfer-on-death or payable-on-death designations for checking, savings, and money market accounts, as well as certificates of deposit and U.S. bonds. Almost all states also allow you to name someone that will inherit any stocks, bonds or brokerage balances upon your death. And over a dozen states allow you to set up transfer-on-death stipulations for vehicles and real estate.

• Spell Things Out: Once you’ve taken care of beneficiary forms and checked out your state law, write out your intentions. A few guidelines:

I. Use the right language: You need to spell out who you are and the purpose of the document. Statements like “I declare that this is my last will and testament” and “I declare that I am of legal age to make this will, and that I am sound of mind” are not just for the movies. They’re critical to ensuring your will is taken seriously by your heirs and the courts, according to Utah law.

II. Be specific: If you are using a will to pass on your house, for instance, include the full address when identifying the property. For personal items, include a complete description. And use the full names of beneficiaries, rather than just referring to them as “my wife” or “my child.”

III. Name an executor you trust and tell them where to find your will: This is the person who will be wrapping up your affairs after your death and eventually distributing your assets. The American Bar Association recommends naming a secondary executor or a co-executor, in case your first choice is unable to carry out the task or predeceases you.

IV. Appoint a guardian for minor children: For each child, you should name one person as a guardian and another as an alternate. It’s perfectly legal (but not necessary) to pick different guardians for each child.

V. Spell out contingencies: Perhaps the most difficult aspect of a DIY will is thinking through all the contingencies. Say you’re leaving everything to your sister. But what if your sister predeceases you: Do you want the property to pass to her children? Or do you want to go to your other siblings? Describe the contingencies for each portion of your will.

• Consider an Upgrade: While a DIY will is better than nothing, lawyers argue that a professionally drafted document can do far more to protect your heirs, particularly if the beneficiaries you’d choose aren’t those provided by your state’s intestacy law. It might even cost less than you’d imagine. While a handwritten will won’t cost you a penny, in most states, a fill-in-the-blank formatted will, downloaded from a site will set you back about $100 while a will drafted by an attorney can cost, on average, only about $375. (For a larger, more complex estate, with federal estate tax considerations and specific trusts or entities such as family limited partnerships, the price tag will be $1,000 or more but complex estates should not be relying on DIY wills in the first place.) And at many firms, a will is billed as a flat fee, rather than an hourly rate. So if cost is a concern, you can call ahead to ask what the fees are.

What makes a will legal?

Any adult of sound mind is entitled to make a will. Beyond that, there are just a few technical requirements a will must fulfill:

• The will must be signed by at least two witnesses. The witnesses must watch you sign the will, though they don’t need to read it. Your witnesses, in most states, must be people who won’t inherit anything under the will. (If your state allows “holographic” wills, you don’t need witnesses.)

• You must date and sign the will. You don’t have to have your will notarized. In many states, though, if you and your witnesses sign an affidavit (sworn statement) before a notary public, you can help simplify the court procedures required to prove the validity of the will after you die. You do not have to record or file your will with any government agency, although it can be recorded or filed in a few states. Just keep your will in a safe, accessible place and be sure the person in charge of winding up your affairs (your executor) knows where it is. A lawyer does not have to write a will, and most people do not need a lawyer’s help to make a basic will -one that leaves a home, investments, and personal items to your loved ones, and, if you have young children, that names a guardian to take care of them. Creating a basic will rarely involve complicated legal rules, and most people can create their own will with the aid of a good software program or book.

How to Make a Will Without a Lawyer

A lawyer is helpful in the will creation process because you can be confident that your will has been drafted according to your state’s laws. An attorney’s help is not essential, however. If you feel confident that you can navigate your state’s laws and express your wishes on paper in a clear and unambiguous way, you can make your own will. Each state has different formal requirements, but you may opt to comply with the laws of every state to help ensure that your will is valid.

• Start a new word processing document or begin writing in ink on a blank sheet of paper. No state is particularly picky about the precise form your will takes, but most require it to be printed in ink.

• Specify that the document you are creating is your will. Title the document “Last Will and Testament” and identify yourself on the first line by stating your name, city and state of residence, birth date, and your intent to create a final will.

• Identify your spouse or most recent ex-spouse by name if applicable. Also supply the date and location of the marriage or divorce.

• State the number of children you have who are currently living and supply their names. If any of your children are minors who will need care in the event of your death, state that you select a specific individual to act as your children’s guardian. Appoint one or two additional individuals who may act as alternate guardians.

• Appoint an individual to act as your estate’s personal representative. This individual will handle the legal processes involving your will and oversee the disposition of your assets to your beneficiaries. Appoint one or two additional individuals who may act as alternate personal representatives.

• Identify clearly any property you are giving away and the person whom you would like to receive the property. Be as descriptive as you can, stating the beneficiary’s full name and relationship to you. When describing property, do so in a way that will be unambiguous. For instance, provide the exact address of a house rather than just saying “my home.”

• Print your name, your current city and state of residence, and the date at the bottom of your document. Include a line for your signature. Below this line, create three additional areas for the names, addresses and signatures of your witnesses.

• Sign your will in front of three disinterested witnesses. A disinterested witness is someone who is not a named beneficiary in your will. After you have signed, have the witnesses provide their information and signatures on the appropriate lines.

Wills Attorney Free Consultation

When you need estate planning help with wills, trusts, powers of attorney, health care directives, probate, estate administration, and more, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Will probate Records

What is FMCSA?

Utah Statute Of Limitations

I Had A Child From An Affair, Can The Other Man Get Custody Of My Child?

Civil Lawyer

ATV Accident Lawyer Salt Lake City Utah

from https://www.ascentlawfirm.com/do-you-need-a-lawyer-to-draw-up-a-will/

from Criminal Defense Lawyer West Jordan Utah - Blog http://criminaldefenselawyerwestjordanutah.weebly.com/blog/do-you-need-a-lawyer-to-draw-up-a-will

Do You Need A Lawyer To Draw Up A Will?

A will is a legal document that directs who will receive your property when you die. The legal requirements are pretty simple. In order for your will to be valid, you must know what property you have and what it means to leave it to someone, then sign the document and have it witnessed according to the laws of your state. Some states allow you to make a handwritten will, called a “holographic” will. This will does not need to be witnessed, but it is much more likely to be challenged after you die. Many services have popped up that offer do-it-yourself will software or documents. These might work fine if you have little or no property, small savings or investments, and a traditional family tree, but the rest of the population should not use these programs. When it tested three leading online legal document preparation services, Consumer Reports concluded that none of the will-writing products was likely to entirely meet a person’s needs unless those needs are extremely simple. And likely you’ll need a lawyer to definitively determine whether or not your needs are indeed simple. Not hiring a lawyer can lead to problems that drag out your estate administration and cost money and create headaches for your heirs.

If you’ve decided to make a will, but you’re not sure how to go about creating it, you can either hire a lawyer to help you, or you can do it yourself. Both situations have distinct advantages; however, the right option for you depends on your specific circumstances.

Advantages of Writing Your Own Will

The primary benefit of drafting a will yourself is cost. Lawyers generally charge between a few hundred to several thousand dollars to draft a will. However, the price of do-it-yourself online will programs ranges from $20 to $200 or more, while writing the entire will yourself costs you nothing. If your assets and bequests are simple and straightforward, and you are careful to comply with state law, writing a will without a lawyer should generally not pose a problem.

Advantages of Hiring a Lawyer

Having a lawyer draft your will can buy you peace of mind. A lawyer can ensure that the will complies with state law, provides the best tax advantages for your estate and heirs, and accounts for particulars in your specific circumstances. In short, you may feel more assured that the document will stand up in court even if contested, and that your wishes will be carried out as desired.

Considerations

If you chose to write a will without a lawyer, be sure to carefully research applicable state laws, particularly with respect to spousal inheritance laws, the signing of the will and any requirements relating to witness. In addition, write your wishes as clearly as possible because ambiguity in a will can render it invalid. If you use an online program to draft your will, read all instructions carefully and follow them to the letter. Some programs offer to have a lawyer review your documents for extra cost, an option that may give you additional peace of mind while saving you money.

When to Hire a Lawyer

In some circumstances, hiring a lawyer to draft your will is the least risky option. You should probably hire a lawyer if you have assets in multiple countries or states, have minor children, have been remarried, are in a same-sex relationship, own a small business, possess assets over $2 million or believe your will might be contested. A lawyer may also be a good idea if you do not understand the online forms or believe that the forms do not meet your particular needs.

Things You Should Know Before You Make Your Own Will

About two-thirds of Americans don’t have a written will, according to a 2015 survey by Lawyer. For most people, it’s something they put off or haven’t gotten around to yet. Age, unsurprisingly, is also a factor. The 2015 survey found only 30% of Americans aged 45-54 had a will, while 46% of those aged 55 to 64 had one. That makes sense if you consider that assets tend to increase as you age. If you have neither children nor any assets to speak of, and you’re comfortable having your closest blood relative, a parent or sibling receive your property outright, then you can probably get away without having a will. So if you’ve got plans for any of your assets, it can be worth the time and effort to develop some sort of plan, and get it all in writing even if you don’t hire a lawyer. “I’d rather have a DIY will because at least gives the beneficiary named a fighting chance.

• Understand Your State Rules: If you are going the DIY route, you’ll need to research your state’s laws. The rules can be quirky: Handwritten wills may not require any witnesses, for instance, but only half of states accept these wills as binding. A newly drafted, typed will now requires two witnesses’ signatures to be valid, wherever you are, but an older typed will that was executed, which used to require three witnesses, will be subject to the old requirements unless it is updated. You may also want to know if your state has an estate or inheritance tax and how to plan for it. About six states impose an inheritance tax; to be paid by any heirs who live in those states, while a dozen states impose an estate tax, which gets paid on your overall assets. (That’s on top of the federal estate tax, which affects only the wealthiest estates.) For instance, if you are dividing assets evenly between heirs, and one lives in a state with an inheritance tax, you’ll need to decide whether to set aside additional assets to cover the tax hit.

• Designate Beneficiaries: A will won’t cover all of your assets. A lot of people make up a will thinking it disposes of the whole estate. But it doesn’t. Anything that’s in joint name or payable to a named beneficiary, such as life insurance policies or 401(k) balances is outside the scope of a will. Before you even start a will, you should assign beneficiaries for as many accounts as possible. You can also create transfer-on-death or payable-on-death designations for checking, savings, and money market accounts, as well as certificates of deposit and U.S. bonds. Almost all states also allow you to name someone that will inherit any stocks, bonds or brokerage balances upon your death. And over a dozen states allow you to set up transfer-on-death stipulations for vehicles and real estate.

• Spell Things Out: Once you’ve taken care of beneficiary forms and checked out your state law, write out your intentions. A few guidelines:

I. Use the right language: You need to spell out who you are and the purpose of the document. Statements like “I declare that this is my last will and testament” and “I declare that I am of legal age to make this will, and that I am sound of mind” are not just for the movies. They’re critical to ensuring your will is taken seriously by your heirs and the courts, according to Utah law.

II. Be specific: If you are using a will to pass on your house, for instance, include the full address when identifying the property. For personal items, include a complete description. And use the full names of beneficiaries, rather than just referring to them as “my wife” or “my child.”

III. Name an executor you trust and tell them where to find your will: This is the person who will be wrapping up your affairs after your death and eventually distributing your assets. The American Bar Association recommends naming a secondary executor or a co-executor, in case your first choice is unable to carry out the task or predeceases you.

IV. Appoint a guardian for minor children: For each child, you should name one person as a guardian and another as an alternate. It’s perfectly legal (but not necessary) to pick different guardians for each child.

V. Spell out contingencies: Perhaps the most difficult aspect of a DIY will is thinking through all the contingencies. Say you’re leaving everything to your sister. But what if your sister predeceases you: Do you want the property to pass to her children? Or do you want to go to your other siblings? Describe the contingencies for each portion of your will.

• Consider an Upgrade: While a DIY will is better than nothing, lawyers argue that a professionally drafted document can do far more to protect your heirs, particularly if the beneficiaries you’d choose aren’t those provided by your state’s intestacy law. It might even cost less than you’d imagine. While a handwritten will won’t cost you a penny, in most states, a fill-in-the-blank formatted will, downloaded from a site will set you back about $100 while a will drafted by an attorney can cost, on average, only about $375. (For a larger, more complex estate, with federal estate tax considerations and specific trusts or entities such as family limited partnerships, the price tag will be $1,000 or more but complex estates should not be relying on DIY wills in the first place.) And at many firms, a will is billed as a flat fee, rather than an hourly rate. So if cost is a concern, you can call ahead to ask what the fees are.

What makes a will legal?

Any adult of sound mind is entitled to make a will. Beyond that, there are just a few technical requirements a will must fulfill:

• The will must be signed by at least two witnesses. The witnesses must watch you sign the will, though they don’t need to read it. Your witnesses, in most states, must be people who won’t inherit anything under the will. (If your state allows “holographic” wills, you don’t need witnesses.)

• You must date and sign the will. You don’t have to have your will notarized. In many states, though, if you and your witnesses sign an affidavit (sworn statement) before a notary public, you can help simplify the court procedures required to prove the validity of the will after you die. You do not have to record or file your will with any government agency, although it can be recorded or filed in a few states. Just keep your will in a safe, accessible place and be sure the person in charge of winding up your affairs (your executor) knows where it is. A lawyer does not have to write a will, and most people do not need a lawyer’s help to make a basic will -one that leaves a home, investments, and personal items to your loved ones, and, if you have young children, that names a guardian to take care of them. Creating a basic will rarely involve complicated legal rules, and most people can create their own will with the aid of a good software program or book.

How to Make a Will Without a Lawyer

A lawyer is helpful in the will creation process because you can be confident that your will has been drafted according to your state’s laws. An attorney’s help is not essential, however. If you feel confident that you can navigate your state’s laws and express your wishes on paper in a clear and unambiguous way, you can make your own will. Each state has different formal requirements, but you may opt to comply with the laws of every state to help ensure that your will is valid.

• Start a new word processing document or begin writing in ink on a blank sheet of paper. No state is particularly picky about the precise form your will takes, but most require it to be printed in ink.

• Specify that the document you are creating is your will. Title the document “Last Will and Testament” and identify yourself on the first line by stating your name, city and state of residence, birth date, and your intent to create a final will.

• Identify your spouse or most recent ex-spouse by name if applicable. Also supply the date and location of the marriage or divorce.

• State the number of children you have who are currently living and supply their names. If any of your children are minors who will need care in the event of your death, state that you select a specific individual to act as your children’s guardian. Appoint one or two additional individuals who may act as alternate guardians.

• Appoint an individual to act as your estate’s personal representative. This individual will handle the legal processes involving your will and oversee the disposition of your assets to your beneficiaries. Appoint one or two additional individuals who may act as alternate personal representatives.

• Identify clearly any property you are giving away and the person whom you would like to receive the property. Be as descriptive as you can, stating the beneficiary’s full name and relationship to you. When describing property, do so in a way that will be unambiguous. For instance, provide the exact address of a house rather than just saying “my home.”

• Print your name, your current city and state of residence, and the date at the bottom of your document. Include a line for your signature. Below this line, create three additional areas for the names, addresses and signatures of your witnesses.

• Sign your will in front of three disinterested witnesses. A disinterested witness is someone who is not a named beneficiary in your will. After you have signed, have the witnesses provide their information and signatures on the appropriate lines.

Wills Attorney Free Consultation

When you need estate planning help with wills, trusts, powers of attorney, health care directives, probate, estate administration, and more, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

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Source: https://www.ascentlawfirm.com/do-you-need-a-lawyer-to-draw-up-a-will/

Do You Need A Lawyer To Draw Up A Will?

A will is a legal document that directs who will receive your property when you die. The legal requirements are pretty simple. In order for your will to be valid, you must know what property you have and what it means to leave it to someone, then sign the document and have it witnessed according to the laws of your state. Some states allow you to make a handwritten will, called a “holographic” will. This will does not need to be witnessed, but it is much more likely to be challenged after you die. Many services have popped up that offer do-it-yourself will software or documents. These might work fine if you have little or no property, small savings or investments, and a traditional family tree, but the rest of the population should not use these programs. When it tested three leading online legal document preparation services, Consumer Reports concluded that none of the will-writing products was likely to entirely meet a person’s needs unless those needs are extremely simple. And likely you’ll need a lawyer to definitively determine whether or not your needs are indeed simple. Not hiring a lawyer can lead to problems that drag out your estate administration and cost money and create headaches for your heirs.

If you’ve decided to make a will, but you’re not sure how to go about creating it, you can either hire a lawyer to help you, or you can do it yourself. Both situations have distinct advantages; however, the right option for you depends on your specific circumstances.

Advantages of Writing Your Own Will

The primary benefit of drafting a will yourself is cost. Lawyers generally charge between a few hundred to several thousand dollars to draft a will. However, the price of do-it-yourself online will programs ranges from $20 to $200 or more, while writing the entire will yourself costs you nothing. If your assets and bequests are simple and straightforward, and you are careful to comply with state law, writing a will without a lawyer should generally not pose a problem.

Advantages of Hiring a Lawyer

Having a lawyer draft your will can buy you peace of mind. A lawyer can ensure that the will complies with state law, provides the best tax advantages for your estate and heirs, and accounts for particulars in your specific circumstances. In short, you may feel more assured that the document will stand up in court even if contested, and that your wishes will be carried out as desired.

Considerations

If you chose to write a will without a lawyer, be sure to carefully research applicable state laws, particularly with respect to spousal inheritance laws, the signing of the will and any requirements relating to witness. In addition, write your wishes as clearly as possible because ambiguity in a will can render it invalid. If you use an online program to draft your will, read all instructions carefully and follow them to the letter. Some programs offer to have a lawyer review your documents for extra cost, an option that may give you additional peace of mind while saving you money.

When to Hire a Lawyer

In some circumstances, hiring a lawyer to draft your will is the least risky option. You should probably hire a lawyer if you have assets in multiple countries or states, have minor children, have been remarried, are in a same-sex relationship, own a small business, possess assets over $2 million or believe your will might be contested. A lawyer may also be a good idea if you do not understand the online forms or believe that the forms do not meet your particular needs.

Things You Should Know Before You Make Your Own Will

About two-thirds of Americans don’t have a written will, according to a 2015 survey by Lawyer. For most people, it’s something they put off or haven’t gotten around to yet. Age, unsurprisingly, is also a factor. The 2015 survey found only 30% of Americans aged 45-54 had a will, while 46% of those aged 55 to 64 had one. That makes sense if you consider that assets tend to increase as you age. If you have neither children nor any assets to speak of, and you’re comfortable having your closest blood relative, a parent or sibling receive your property outright, then you can probably get away without having a will. So if you’ve got plans for any of your assets, it can be worth the time and effort to develop some sort of plan, and get it all in writing even if you don’t hire a lawyer. “I’d rather have a DIY will because at least gives the beneficiary named a fighting chance.

• Understand Your State Rules: If you are going the DIY route, you’ll need to research your state’s laws. The rules can be quirky: Handwritten wills may not require any witnesses, for instance, but only half of states accept these wills as binding. A newly drafted, typed will now requires two witnesses’ signatures to be valid, wherever you are, but an older typed will that was executed, which used to require three witnesses, will be subject to the old requirements unless it is updated. You may also want to know if your state has an estate or inheritance tax and how to plan for it. About six states impose an inheritance tax; to be paid by any heirs who live in those states, while a dozen states impose an estate tax, which gets paid on your overall assets. (That’s on top of the federal estate tax, which affects only the wealthiest estates.) For instance, if you are dividing assets evenly between heirs, and one lives in a state with an inheritance tax, you’ll need to decide whether to set aside additional assets to cover the tax hit.

• Designate Beneficiaries: A will won’t cover all of your assets. A lot of people make up a will thinking it disposes of the whole estate. But it doesn’t. Anything that’s in joint name or payable to a named beneficiary, such as life insurance policies or 401(k) balances is outside the scope of a will. Before you even start a will, you should assign beneficiaries for as many accounts as possible. You can also create transfer-on-death or payable-on-death designations for checking, savings, and money market accounts, as well as certificates of deposit and U.S. bonds. Almost all states also allow you to name someone that will inherit any stocks, bonds or brokerage balances upon your death. And over a dozen states allow you to set up transfer-on-death stipulations for vehicles and real estate.

• Spell Things Out: Once you’ve taken care of beneficiary forms and checked out your state law, write out your intentions. A few guidelines:

I. Use the right language: You need to spell out who you are and the purpose of the document. Statements like “I declare that this is my last will and testament” and “I declare that I am of legal age to make this will, and that I am sound of mind” are not just for the movies. They’re critical to ensuring your will is taken seriously by your heirs and the courts, according to Utah law.

II. Be specific: If you are using a will to pass on your house, for instance, include the full address when identifying the property. For personal items, include a complete description. And use the full names of beneficiaries, rather than just referring to them as “my wife” or “my child.”

III. Name an executor you trust and tell them where to find your will: This is the person who will be wrapping up your affairs after your death and eventually distributing your assets. The American Bar Association recommends naming a secondary executor or a co-executor, in case your first choice is unable to carry out the task or predeceases you.

IV. Appoint a guardian for minor children: For each child, you should name one person as a guardian and another as an alternate. It’s perfectly legal (but not necessary) to pick different guardians for each child.

V. Spell out contingencies: Perhaps the most difficult aspect of a DIY will is thinking through all the contingencies. Say you’re leaving everything to your sister. But what if your sister predeceases you: Do you want the property to pass to her children? Or do you want to go to your other siblings? Describe the contingencies for each portion of your will.

• Consider an Upgrade: While a DIY will is better than nothing, lawyers argue that a professionally drafted document can do far more to protect your heirs, particularly if the beneficiaries you’d choose aren’t those provided by your state’s intestacy law. It might even cost less than you’d imagine. While a handwritten will won’t cost you a penny, in most states, a fill-in-the-blank formatted will, downloaded from a site will set you back about $100 while a will drafted by an attorney can cost, on average, only about $375. (For a larger, more complex estate, with federal estate tax considerations and specific trusts or entities such as family limited partnerships, the price tag will be $1,000 or more but complex estates should not be relying on DIY wills in the first place.) And at many firms, a will is billed as a flat fee, rather than an hourly rate. So if cost is a concern, you can call ahead to ask what the fees are.

What makes a will legal?

Any adult of sound mind is entitled to make a will. Beyond that, there are just a few technical requirements a will must fulfill:

• The will must be signed by at least two witnesses. The witnesses must watch you sign the will, though they don’t need to read it. Your witnesses, in most states, must be people who won’t inherit anything under the will. (If your state allows “holographic” wills, you don’t need witnesses.)

• You must date and sign the will. You don’t have to have your will notarized. In many states, though, if you and your witnesses sign an affidavit (sworn statement) before a notary public, you can help simplify the court procedures required to prove the validity of the will after you die. You do not have to record or file your will with any government agency, although it can be recorded or filed in a few states. Just keep your will in a safe, accessible place and be sure the person in charge of winding up your affairs (your executor) knows where it is. A lawyer does not have to write a will, and most people do not need a lawyer’s help to make a basic will -one that leaves a home, investments, and personal items to your loved ones, and, if you have young children, that names a guardian to take care of them. Creating a basic will rarely involve complicated legal rules, and most people can create their own will with the aid of a good software program or book.

How to Make a Will Without a Lawyer

A lawyer is helpful in the will creation process because you can be confident that your will has been drafted according to your state’s laws. An attorney’s help is not essential, however. If you feel confident that you can navigate your state’s laws and express your wishes on paper in a clear and unambiguous way, you can make your own will. Each state has different formal requirements, but you may opt to comply with the laws of every state to help ensure that your will is valid.

• Start a new word processing document or begin writing in ink on a blank sheet of paper. No state is particularly picky about the precise form your will takes, but most require it to be printed in ink.

• Specify that the document you are creating is your will. Title the document “Last Will and Testament” and identify yourself on the first line by stating your name, city and state of residence, birth date, and your intent to create a final will.

• Identify your spouse or most recent ex-spouse by name if applicable. Also supply the date and location of the marriage or divorce.

• State the number of children you have who are currently living and supply their names. If any of your children are minors who will need care in the event of your death, state that you select a specific individual to act as your children’s guardian. Appoint one or two additional individuals who may act as alternate guardians.

• Appoint an individual to act as your estate’s personal representative. This individual will handle the legal processes involving your will and oversee the disposition of your assets to your beneficiaries. Appoint one or two additional individuals who may act as alternate personal representatives.

• Identify clearly any property you are giving away and the person whom you would like to receive the property. Be as descriptive as you can, stating the beneficiary’s full name and relationship to you. When describing property, do so in a way that will be unambiguous. For instance, provide the exact address of a house rather than just saying “my home.”

• Print your name, your current city and state of residence, and the date at the bottom of your document. Include a line for your signature. Below this line, create three additional areas for the names, addresses and signatures of your witnesses.

• Sign your will in front of three disinterested witnesses. A disinterested witness is someone who is not a named beneficiary in your will. After you have signed, have the witnesses provide their information and signatures on the appropriate lines.

Wills Attorney Free Consultation

When you need estate planning help with wills, trusts, powers of attorney, health care directives, probate, estate administration, and more, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Will probate Records

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from Michael Anderson https://www.ascentlawfirm.com/do-you-need-a-lawyer-to-draw-up-a-will/ from Divorce Lawyer Nelson Farms Utah https://divorcelawyernelsonfarmsutah.tumblr.com/post/620170457071616000