#ko fi prompts | Explore Tumblr Posts and Blogs

Visit Blog

Explore Tumblr blogs with no restrictions, modern design and the best experience.

Fun Fact

China blocked Tumblr because of pornography and censorship problems in 2013.

phoenixyfriend · 1 year

Text

Time for some tracts:

"How do we create jobs?" You raise the minimum wage, because if people don't need to work three jobs to make rent, those other two jobs will mysteriously open up.

"How do we support small businesses?" You raise the minimum wage, staggered to the biggest corporations first.

"How do we reduce homelessness?" You raise the minimum wage.

"How do we make sure raising the minimum wage doesn't negatively impact prices or--?"

Prices are already rising faster than wages are, this is playing catch up.

Put a cap on CEO salaries and bonuses, they can't earn more than 100 times more than their lowest paid workers. Current US ratio is 342, which is insane. (This list is mostly about the US.)

Hit corporations first, give small businesses time to adjust. McDonald's and Walmart can afford to raise wages to $20/hr before anyone else does, they have that income.

Drop the weekly hours required for insurance from thirty to fifteen. This will disincentivize employers having everyone work 29hrs a week, partly because working only 14hrs a week is a great way to have undertrained, underpracticed staff. Full time employment becomes the new rule.

Legalize salary transparency for all positions; NYC's new law is a good start.

Legislation that prevents companies from selling at American prices while paying American wages abroad. Did you know that McDonald's costs as much or more in Serbia, where the minimum wage is about $2/hr? Did you know that a lot of foreign products, like makeup, are a solid 20% more expensive? Did you know that Starbucks prices are equivalent? Did you know that these companies charge American prices while paying their employees local wages? At a more extreme example, luxury goods made in sweatshops are something we all know are a problem, from Apple iPhones to Forever 21 blouses, often involving child labor too. So a requirement to match the cost-to-wage ratio (either drop your prices or raise your wages when producing or selling abroad) would be great.

Not directly a minimum wage thing but still important:

Enact fees and caps on rent and housing. A good plan would probably be to have it in direct ratio to mortgage (or estimated building value, if it's already paid off), property tax, and estimated fees. This isn't going to work everywhere, since housing prices themselves are insanely high, but hey--people will be able to afford those difficult rent costs if they're earning more.

Trustbusting monopolies and megacorps like Amazon, Disney, Walmart, Google, Verizon, etc.

Tax the rich. I know this is incredibly basic but tax the fucking rich, please.

Fund the IRS to full power again. They are a skeleton crew that cannot audit the megarich due to lack of manpower, and that's where most of the taxes are being evaded.

Universal healthcare. This is so basic but oh my god we need universal healthcare. You can still have private practitioners and individual insurance! But a national healthcare system means people aren't going to die for a weird mole.

More government-funded college grants. One of the great issues in the US is the lack of healthcare workers. This has many elements, and while burnout is a big one, the massive financial costs of medical school and training are a major barrier to entry. While there are many industries where this is true, the medical field is one of the most impacted, and one of the most necessary to the success of a society. Lowering those financial barriers can only help the healthcare crisis by providing more medical professionals who are less prone to burnout because they don't need to work as many hours.

And even if those grants aren't total, guess what! That higher minimum wage we were talking about is a great way to ensure students have less debt coming out the other side if they're working their way through college.

------------------

Linda P requested something either really interesting or really silly and this is... definitely more of a tract on a topic of interest (the minimum wage and other ways business and government are both being impeded by corporate greed) than on a topic of Silly. Hope it's still good!

#economics #politics #personal #ko fi prompts #ko fi

2K notes · View notes

werewolfaday · 1 month

Note

hey!! you should draw some fat werewolfs <3 (not in a weird way i would just love to see werewolfs with my body type) (also this is not a criticism xoxo)

there are a couple on the blog already if you scroll through!! the plan is to continue to draw a variety of werewolf body types as i continue doing this though; specifically there is one planned with that exact prompt that was a ko-fi request. i'll be doing over the weekend at some point, you'll catch it then!

#asks #anons are open for now. reminder than at any prompts or requests you can submit through ko-fi though!#but yeah don't worry expect fat werewolves in the future and also throughout the year

26 notes · View notes

paulii7 · 6 months

Text

𐙚‎ ‎ ‎ ‎ ‎ .‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ 𝓗ᰔpeless 𝓡ᰔmantic‎ ‎ ‎ ‎ 𔘓‎ ‎ ‎ ʾʿ ˒˓

He was willing to jump through that rose.

Known as you.

Your thorny way of talking won’t stop him as he tries to get closer. With him taking one step at a time. He won’t stop as he wants you more. Even if it hurts. Even if he’s full of scars. Even if his fingers bleed from your thorns. Making it a problem as he only thinks of you every day and every night. It takes a long time before you decide to let down your thorns. Allowing him slowly and stealthily in your rose. As he enjoys without the feeling of your thorns hurting him. Making the dream of his magnifying.

“Now I know we feel the same something.”

44 notes · View notes

satancopilotsmytardis · 3 months

Note

I just read Dalliance and it was SO GOOD!!!! Do you have plans to update it soon or is it more on the back burner? No worries if you don’t have plans to update it- I know you’re working on other things and I will happily read whatever you write!! (Also just read Changing Currents and it was FANTASTIC)

I'm so glad you're enjoying it so far! I have quite a few WIPs at the moment so I'm not sure when Dalliance will be updated next, it and Changing Currents are currently my beefiest projects and I've been having to cut back writing time for my two jobs. But rest assured, I have Big Plans for Dalliance once I have the time to get back to it!

#i think im gonna tey to close out changing currents then the kinktober prompts then bitch me violently then dalliance then going live #that will give me some time between the two that have the most plot and the longest estimated word counts #tanco speaks #ask #asks #literally no joke if you guys want faster updates donating to my ko-fi #is the best way to get them #when i have enough money to pay my bills i can work less hours and write more

8 notes · View notes

phoenixyfriend · 1 month

Text

Ko-Fi prompt from Isabelo:

Hi! I'm new to the workforce and now that I have some money I'm worried it's losing its value to inflation just sitting in my bank. I wanted to ask if you have ideas on how to counteract inflation, maybe through investing?

I've been putting this off for a long time because...

I am not a finance person. I am not an investments person. I actually kinda turned and ran from that whole sector of the business world, at first because I didn't understand it, and then once I did understand it, because I disagreed with much of it on a fundamental level.

But... I can describe some factors and options, and hope to get you started.

I AM NOT LEGALLY QUALIFIED TO GIVE FINANCIAL ADVICE. THIS IS NOT FINANCIAL ADVICE.

What is inflation, and what impacts it?

Inflation is the rate at which money loses value over time. It's the reason something that cost 50 cents in the 1840s costs $50 now.

A lot of things do impact inflation, like housing costs and wage increases and supply chains, but the big one that is relevant here is federal interest rates. The short version: if you borrow money from the government, you have to pay it back. The higher the interest rates on those loans, the lower inflation is. This is for... a lot of reasons that are complicated. The reason I bring it up is less so:

The government offers investments:

So yeah, the feds can impact inflation, but they also offer investment opportunities. There are three common types available to the average person: Bonds, Bills, and Notes. I'll link to an article on Investopedia again, but the summary is as follows: You buy a bill, bond, or note from the government. You have loaned them money, as if you are the bank. Then, they give it back, with interest.

Treasury Bills: shortest timeframe (four weeks to a year), and lowest return on investment. You buy it at a discount (let's say $475), and then the government returns the "full value" that the bond is, nominally (let's say $500). You don't earn twice-yearly interest, but you did earn $25 on the basis of Loaning The Government Some Cash.

Treasury Notes: 2-10 year timeframe. Very popular, very stable. Banks watch it to see how they should plan the interest rates for mortgages and other large loans. Also pretty high liquidity, which means you can sell it to someone else if you suddenly need the cash before your ten-year waiting period is up. You get interest payments twice a year.

Treasury Bonds: 20-30 years. This is like... the inverse of a house mortgage. It takes forever, but it does have the highest yield. You get interest payments twice a year.

Why invest money into the US Treasury department, whether through the above or a different government paper? (Savings bonds aren't on sold the set schedule that treasury bonds are, but they only come in 30-year terms.)

It is very, very low risk. It is pretty much the lowest risk investment a person can make, at least in the US. (I'm afraid I don't know if you're American, but if you're not, your country probably has something similar.)

Interest rates do change, often in reaction or in relation to inflation. If your primary concern is inflation, not getting a high return on investment, I would look into government papers as a way to ensure your money is not losing value on you.

This is the website that tells you the government's own data for current yield and sales, etc. You can find a schedule for upcoming auctions, as well.

High-yield bank accounts:

Savings accounts can come with a pretty unremarkable but steady return on investment; you just need to make sure you find one that suits you. Some of the higher-yield accounts require a minimum balance or a yearly fee... but if you've got a good enough chunk of cash to start with, that might be worth it for you.

They are almost as reliable as government bonds, and are insured by the government up to $250,000. Right now, they come with a lower ROI than most bonds/bills/notes (federal interest rates are pretty high at the moment, to combat inflation). Unlike government papers, though, you can deposit and withdraw money from a savings account pretty much any time.

Certificates of Deposit:

Okay, imagine you are loaning money to your bank, with the fixed term of "I will get this money back with interest, but only in ten years when the contract is up" like the Treasury Notes.

That's what this is.

Also, Investopedia updates near-daily with the highest rates of the moment, which is pretty cool.

Property:

Honestly, if you're coming to me for advice, you almost definitely cannot afford to treat real estate as an investment thing. You would be going to an actual financial professional. As such... IDK, people definitely do it, and it's a standby for a reason, but it's not... you don't want to be a victim of the housing bubble, you know? And me giving advice would probably make you one. So. Talk to a professional if this is the route you want to take.

Retirement accounts:

Pension accounts are a kind of savings account. You've heard of a 401(k)? It's that. Basically, you put your money in a savings account with a company that specializes in pensions, and they invest it in a variety of different fields and markets (you can generally choose some of this) in order to ensure that the money grows enough that you can hopefully retire on it in fifty years. The ROI is usually higher than inflation.

These kinds of accounts have a higher potential for returns than bonds or treasury notes, buuuuut they're less reliable and more sensitive to market fluctuations.

However, your employer may pay into it, matching your contribution. If they agree to match up to 4%, and you pay 4% of your paycheck into an pension fund, then they will pay that same amount and you are functionally getting 8% of your paycheck put into retirement while only paying for half of it yourself.

Mutual Funds:

I've definitely linked this article before, but the short version is:

An investment company buys 100 shares of stock: 10 shares each in 10 different "general" companies. You, who cannot afford a share of each of these companies, buy 1 singular share of that investment company. That share is then treated as one-tenth of a share of each of those 10 "general" companies. You are one of 100 people who has each bought "one stock" that is actually one tenth of ten different stocks.

Most retirement funds are actually a form of mutual fund that includes employer contributions.

Pros: It's more stable than investing directly in the stock market, because you can diversify without having to pay the full price of a share in each company you invest in.

Cons: The investment company does get a cut, and they are... often not great influences on the economy at large. Mutual funds are technically supposed to be more regulated than hedge funds (which are, you know, often venture capital/private equity), but a lot of mutual funds like insurance companies and pension funds will invest a portion of their own money into hedge funds, which is... technically their job. But, you know, capitalism.

Directly investing in the stock market:

Follow people who actually know what they're doing and are not Evil Finance Bros who only care about the bottom line. I haven't watched more than a few videos yet, but The Financial Diet has had good energy on this topic from what I've seen so far, and I enjoy the very general trends I hear about on Morning Brew.

That said, we are not talking about speculative capital gains. We are talking about making sure inflation doesn't screw with you.

DIVIDENDS are profit that the company shares to investors every quarter. Did the company make $2 billion after paying its mortgages, employees, energy bill, etc? Great, that $2 billion will be shared out among the hundreds of thousands of stocks. You'll probably only get a few cents back per stock (e.g. Walmart has been trading at $50-$60 for the past six months, and their dividends have been 57 cents and then 20.75 cents), but it adds up... sort of. The Walmart example is listed as having dividends that are lower than inflation, so you're actually losing money. It's part of why people rely on capital gains so much, rather than dividends, when it comes to building wealth.

Blue Chip Stocks: These are old, stable companies that you can expect to return on your investment at a steady rate. You probably aren't going to see your share jump from $5 to $50 in a year, but you also probably won't see it do the reverse. You will most likely get reliable, if not amazing, dividends.

Preferred Stocks: These are stock shares that have more reliable dividends, but no voting rights. Since you are, presumably, not a billionaire that can theoretically gain a controlling share, I can't imagine the voting rights in a given company are all that important anyway.

Anyway, hope this much-delayed Intro To Investing was, if not worth the wait, at least, a bit longer than you expected.

Hey! You got interest on the word count! It's topical! Ish.

#economics #capitalism #phoenix talks #ko fi #ko fi prompts #research #business #investment #finance #treasury bonds #savings bonds #certificate of deposit #united states treasury #stocks #stock market #mutual funds #pension funds

63 notes · View notes

camsthisky · 7 months

Text

My cat, Ellie, is sick. She has a fever and she’s vomiting and while I’m making enough to cover her initial exam, she needs to get some tests and screenings done in order to figure out what’s wrong. I am going to have to heavily cut into my food budget and max out my credit card in order to pay for the tests.

If there’s any way you can donate, I’d be very grateful and if you do, I will write you a thank you of 100 words for every dollar you donate. Just make sure to leave a prompt, a fandom, and some characters in the message box there.

You can donate here.

#donation prompts #ko fi goal #writing #camryn rambles #cam rambles

12 notes · View notes

antony-art · 1 year

Text

suggest sketch prompts on ko-fi for 5€!

comms are still open, but those are out of your price range and you're interested in sending me prompts while still supporting me:

i will draw sketches for any ko-fi donations over 5€ / £5 / $6. just write in your prompt in the message field!

especially interested in doing TMA fanart right now but anything SFW is good with me!

i'd really appreciate any help, i'm really struggling right now due to health problems.

My biggest fandoms: The Magnus Archives, Our Flag Means Death, Interview with the Vampire, The Terror, Good Omens, Genshin Impact, The Witcher, Venom, Hannibal, Dragon Age, Yuri!!! on Ice, Fullmetal Alchemist, My Hero Academia, Star Trek, Hamilton, Torchwood, Doctor Who

67 notes · View notes

1liivers · 9 months

Text

5$ Cat Designs // Ko-Fi

My old tablet broke, and im trying to get the money back from what I payed for a new one.

Reposts appreciated

Form:(fill out on ko-fi)

Send prompts as well as mood boards or pinterest boards. Send Gender, and if you want a specific cat breed. Ask for white background or transparent background.

Ko-fi Link

Examples:

I can do accessories, unnatural/bright colors, horns, wings. The examples just dont have them

#ko fi #ko fi commissions #custom designs #prompt designs #commissions #custom character designs #cats

12 notes · View notes

arcanaebbe-theartisticwithery · 1 year

Text

Day 05/Digital Reward Part 2 - Sith Lord

Decided to do my favorite Sith Lord Darth Maul. I've always loved this dude, from his super short screen time to the books to the comics to the cartoon! I adore his design and back story and just like all of it.

For the designs on his fin/tail I kinda winged it and based them off his torso markings a bit. I think they look good.

He's also one of my biggest childhood crushes. 🤣🤣

Purchase- https://ko-fi.com/s/12473a2a21

Rewards- https://ko-fi.com/s/0cbcf2d380

DA LINKS ~~~~~~~~~~ Portfolio: https://artisticwitchery-portfolio.carrd.co/ Ko-Fi: https://ko-fi.com/artisticwitchery_shoppe Twitter: https://twitter.com/poeslilraven13 DA: https://www.deviantart.com/poeslittleraven13 Contact Me: https://t.me/theartisticwitchery Linktree: https://linktr.ee/arcanaebbeswitchery

14 notes · View notes

qadmonster · 2 years

Note

In your personal opinion, what is the appeal of body horror (or horror in general)? As in, what draws you to it?

For me, it's almost like a childlike whimsy at playing god. Pushing human anatomy to the limits of recognition, adding limbs, taking limbs away, putting things where they don't belong, turning things inside out, piercing, twisting, tailoring flesh, and braiding bones....it's like playing with legos.

I should add, that I don't say it like that in a misanthropic way. I like people, I like anatomy and flesh but I don't have dreams of going out and flaying people in real life or anything like that. There are a lot of gnarly things that can happen to our bodies in real life, and I usually try to avoid exploiting or exploring real-life conditions that don't affect me as well as disorders and diseases that could be considered deformities or disabilities. I try to keep to the over-the-top creative (read fictional) element, to distance myself from being seen as overly insensitive but I'm sure I've messed up before and no doubt probably will again. I'm only human after all (well, mostly).

tl;dr:

Bodies are weird and I like making them weirder. Sorry if my body horror stuff is offensively ableist, I'm not trying to make fun of or exploit anyone, I just like drawing weird stuff.

#I haven't done that much body horror lately #i rarely get prompts for it on discord or ko-fi #this was a great question

60 notes · View notes

Last Seen Blogs

ereminsdiary

🪼

beau-hutton

Well goddamn

teenagewastelandcomputer

just here for now :)

heibon-hiroo

Hiroo

subtlehaz