Some 20-year-old: I've just started making minimum wage, what should I do to set myself up financially for my future?

White redditors, foaming at the mouth: Pay your parents rent, you useless sack of shit. You elder abuser. You worthless animal. You thieving vulture.

dance in the living room, love with an attitude

authors: claire (@mermaidcashton) & laura (@maluminspace)  ship/AU: michael clifford/ashton irwin, roommates AU  prompt: “I don’t know if you’ve noticed, but I have no idea what I’m doing. I almost never do.”  wordcount: 10k+ warnings: swearing, implied & explicit sexual content  a/n: • written for @maluminspace & @h0tsos ‘s 5sos fic writers collab (in which we all chose from a list of AU’s and had the above prompt quote to include - check out the masterlist linked to see everyone elses!) • i do not give permission for this (or any of my writing) to be reposted, by anyone, on this or any other website. please don’t do it! • title from ‘only human’ by the jonas brothers dance in the living room, love with an attitude *** The music was probably turned up a little too loud, but it helped to drown out the nerves starting to bubble away in Michael’s tummy.  ‘I hope ‘Ashton’ likes MCR’ he thought as he half-heartedly wiped down the kitchen counters with a damp cloth. He wanted the place to look mildly tidier than it usually did for his new flatmate. First impressions counted for a lot, as his mum had told him twice this week already.

Once the splashes of milk from this morning’s mishap with the cereal had been washed away along with the crumbs from last night’s dinner of peanut butter on toast, he stole a quick glance at the clock on the wall over in the living room area. It wasn’t quite midday, which meant he had a little over an hour until his new roommate was due to arrive. That should mean that he just about had enough time to vacuum the whole flat and take a shower.  Throwing the dishcloth into the little cleaning basket on the window ledge, Michael focused on  screaming the lyrics to ‘Thank you for Venom’ and tried not to focus too much on the anxiety about the rest of the day.

Agreeing to live with someone he’d never met in person probably wasn’t the smartest of ideas. It’s not like Michael had been given much choice, though. His last flatmate had given him less than a week’s notice when she decided to move in with her short-term girlfriend and left Michael with a whole bunch of bills that his meagre paycheck could never stretch far enough to cover. Luckily, his best friend Luke had a work colleague who desperately needed a new place to live since his landlord had slapped him with a very short notice period to move out of his current flat. Luke had offered to give this work friend Michael’s contact details and the following morning, Michael had woken up to a text from a guy called Ashton who was very interested in Michael’s recently vacant spare room. 

After explaining the cost of rent and other bills in a few subsequent texts, Michael had received a very grateful reply from Ashton asking if it would be possible to  move in that weekend. Of course the blonde had agreed, eager to get the awkward first meeting out of the way as soon as possible.

Determined to get his most hated chore done before he could start collecting his thoughts and mentally preparing for the arrival of his new flatmate, Michael grabbed the portable hoover from the charging port on the tiny bit of the kitchen wall that was not taken up by the counters and cabinets. He was just about to press the ‘ON’ button when a knock at the door put an abrupt halt to his plans.

Michael huffed as he made his way over to the front door. The only people that had the security code for the entrance of the building were his parents and Luke, neither of which were due to visit today. That left only someone who had the wrong flat, or one other possible visitor; his neighbour, Calum. They’d hang out sometimes, whenever their days off matched up. Their shared interest in certain obscure and rare computer games and a mutual love of sushi and beer made for hours of fun without the chore of actually having to leave the building. Michael had definitely made sure to let Calum know that he was expecting his new flatmate to arrive today, though, so he was a little confused as to why his neighbour would be dropping by now. 

That feeling only intensified when a glance through the spy hole on his front door revealed that Calum was accompanied by a stranger. He opened the door cautiously, still feeling a little bewildered. 

“Hey, mate.” Calum grinned, waving a handful of unopened letters in greeting. “Just found this guy outside with a bunch of boxes. I knew you were expecting your new flatmate today, so I helped bring his stuff up.” His dark brown eyes surveyed Michael with something like confusion from beneath the rim of his seemingly ever-present black bucket hat. 

Michael could only imagine that his neighbour was mirroring his own befuddled expression because Ashton wasn’t due to arrive for another hour. He forced himself to look over at the stranger, whilst his mind worked over what was happening.

It appeared that Calum was right in assuming this was Ashton. He was indeed carrying a large cardboard box labelled ‘bedroom’ that would definitely suggest he was moving house. There were also a bunch of smaller boxes piled against the wall beside the front door which supported that assumption. 

“Do you guys need any more help?” Calum offered, “I’m free if…”

“Nah, it’s fine.” Michael cut in quickly. “We can take it from here, thanks Cal.” The last thing Michael wanted was more people to see the apartment in its current state. 

“No worries.” Calum smiled, “You know where I am if you change your mind.” He turned his attention to his little fluffy dog who had been patiently waiting for his post-walk nap. “C’mon Duke.” 

Once Calum and his little fluff ball had wandered off across the hall towards their own apartment, Michael turned his attention back to Ashton. Three things struck him about his new flatmate in very quick succession;

Ashton was incredibly hot. His curly black hair hung loosely around his handsome face, framing his chiselled cheekbones and clean shaven, angular jaw beautifully. His hazel eyes were striking from behind the horn-rimmed glasses perched neatly on his perfectly ski-slope shaped nose. 

He looked vaguely familiar. Michael knew that he’d seen Ashton’s face somewhere before but it wouldn’t quite click in his brain. Not that it would be entirely surprising if they’d met before, they did share a close friend after-all. It just seemed a little off that Luke hadn’t reminded Michael of the occasion they'd met at before suggesting they live together.

Despite his silence, Ashton looked somewhat annoyed, possibly bordering on angry. That struck Michael as odd. He had been known to piss people off fairly regularly but seeing as he’d barely even spoken to Ashton, this would be an all time record.

“So you must be Ashton…” Michael smiled, awkwardly tucking a strand of his messy blonde hair behind his ear whilst offering his free hand out for his new flatmate to shake. “I’m Michael, or you can call me Mike if you want. Most of my friends do.” Ashton didn’t accept the offer of a handshake, in fact he made no movement whatsoever. He simply glared at Michael with an increasing level of irritation. “Are you kidding me?” 

Michael knew that he was not the prettiest of people. He dressed casually most of the time and due to Ashton’s early appearance, he’d not yet had a chance to shower and make himself a little more presentable. He didn’t think that he quite deserved such a cutting greeting, though. “I’m sorry, I wasn’t expecting you yet, I was just…”

“You don’t even remember me, do you?!” Ashton interrupted, his tone dripping of resentment now. “Fucking unbelievable!”  Michael couldn’t remember ever feeling more confused in his life. Ashton hadn’t mentioned that  they’d previously met in his text messages so why would he be so angry that Michael hadn’t immediately recognised him now? 

The newcomer’s harsh tone had caught Calum’s attention, causing the neighbour to pause in sorting through his mail and stare unashamedly at the scene unfolding across the hall.

“This could only fucking happen to me…” Ashton huffed, adjusting his grip on the box in his arms. “I get turfed out of my flat because my landlord suddenly decides he wants it for his daughter and just when I think I’ve landed on my feet with a new place, my new fucking flatmate turns out to be a one night stand who doesn’t even remember me! Talk about kicking a guy when he’s down!”

Michael barely registered Calum’s audible gasp as realisation crashed around him. Suddenly the memory of the beautiful man that had swept Michael off his feet at a bar a few months back replayed in his head like a movie he’d seen once but hadn’t been able to remember the title of. He’d only known the guy as Ash and he’d assumed it was short for Ashley. Despite the fact that Ash’s hair had been a sexy shade of crimson, styled in a neat quiff and he hadn’t been wearing glasses, it was definitely the same guy that was standing in front of him right now. 

“Ash…” the word escaped Michael almost of it’s own volition. “But I thought that was short for… oh my god, this can’t be happening.” He cupped his own face in his hands as the reality of the awkward situation began to settle into the very fibre of his being.

“Wow, you can’t make this shit up.” Calum gasped, an almost delighted smile on his face. “What’re you guys gonna do?” 

Despite Calum’s annoying rubbernecking, it gave Michael the perfect excuse to look away from Ashton for a second. “Well I’m gonna throw something at you, if you don’t get lost right now, Calum.” He hissed. 

“He’s not the one coming across like a shithead right now.” Ashton scoffed, setting the box in his arms onto the floor. “Being a nosey neighbour still makes you a hell of a better person than the guy that flatters their way into your bed and gives you amazing sex but then gives you a fake number!”

“That’s right.” Calum agreed. “People that do that are the worst. At least have the balls to tell the other person you’re not looking for anything long term before you disappear the next day.”

“Calum, I swear to god…” Michael hissed. 

Ashton shook his head angrily. “He’s right, if you never wanted to see me again, you could have just said. I wouldn’t have wasted some of my best moves on you.” 

“Oh, what were the moves?” Calum smirked, prying his way further into the conversation. 

His neighbour’s blatant disregard for the seriousness of the situation was annoying to say the least. It was also the last thing Michael needed to deal with right now. “Piss off, Calum!”, he snapped. 

Duke yapped disapprovingly at Michael, his tiny eyes focused on the blonde man as his human’s smirk grew even further across his face.

“Oh, you can shut up as well!” Michael snapped at the tiny pooch. “Now you’re yelling at a dog.” Ashton rolled his eyes. “Maybe it’s a good thing you blew me off, looks like I had a lucky escape from dating an arsehole!”  Michael really couldn’t envisage the situation getting any worse. At this rate he was going to be searching for another roommate instead of enjoying a pleasant lunch with this one, like he’d hoped. 

“I didn’t give you a fake number!” Michael protested. “I swear, I’m not like that, and I really liked you! I broke my phone, the same weekend we...met.” He felt his cheeks begin to colour, trying his hardest to ignore Calum’s snort as he focused on Ashton’s disbelieving face.

“It took me two weeks to sort out a new one, I had a little pay as you go in between, I had a different number, and I-you did call, then?” Michael paused his blurted explanations to blurt out a question, instead. He had been wondering every time it was late and he was alone for 6 months whether or not he’d missed a call from the best one night stand of his life. 

“Of course I did!” Ashton threw his hands up in exasperation, startling Duke and sending him scuttling back into the still-open doorway of the opposite flat. “I thought we had a connection, we said we wanted to see each other again; that doesn’t happen that often for me! Maybe it does for you…”

“Oh, it definitely doesn’t.” Calum smirked. “The only man who comes to see Michael regularly is the Domino’s delivery guy.” 

Before Michael could blow up at him, Calum backed up properly into his flat, resting his hand on his front door. “It’s a shame, actually,” he continued, smiling encouragingly at his neighbour. “Michael is really a great guy. He always has time for me and Duke; whether it’s for beers, a listening ear, or belly rubs.” 

He throws a wink to Ashton as he shuts his front door with a click. “I’ll leave you to figure out which one is for me. Welcome to the building!” 

Michael knows he needs to gain control of the slightly-stunned silence left in Calum’s wake, fast. He needs to say something apologetic, or charming, or cool. “Do you like fish fingers?” Or that. 

Ashton blinked a few times in quick succession, and Michael wanted to throw himself down the stairs. 

“Do I like fish fingers?” Ashton repeated, pushing his long black hair back with both hands.

Michael flushed again, at least thankful for the fact that he no longer had an audience for the most embarrassing encounter of his life. “It’s just, I thought we could have lunch, and talk, and I’m not really much of a cook, but I have fish fingers, right, and everyone likes fish finger sandwiches...don’t they…” He trailed off, hoping Luke perhaps had another co-worker who needed immediate accommodation. 

Ashton fixed him with the most intense stare he’d ever received in a conversation about freezer food, and Michael tried to match his unrelenting gaze in a way that would make him look less like he wanted to cry. Ashton’s eyes really were beautiful, seeming almost magnified by his glasses. He looked thoughtful and sad now, rather than judgmental and angry, and Michael would take that.

“I do.” Ashton decided on, after what felt like an eternity. He stooped down to pick up his box again, muscles tensing, and Michael’s mind began to wander. 

He remembered Ashton’s arms looking just like that as he lifted him up for the last few feet of the journey to the redhead-at-the-time’s bed. Michael could almost feel his fingers digging into the bare skin of his thighs all over again. The memories of slow, wet, considered neck kisses being broken with teeth, and the delicious burn that started low and spread like wildfire as Ashton stretched him out like he was born to do it.

“Michael? After you?”  Michael snapped out of his daze, dragging his eyes away from Ashton’s lips where they had landed at some point in his reminiscing. He stepped back so Ashton could enter the flat and set the box down by the sofa. “Yeah, great, come in, make yourself at home, I’ll get the rest of your boxes!”   As soon as he was outside in the corridor, Michael let out a breath he hadn’t realised he was holding. ‘Okay, Clifford - you need to snap out of it. Relax and smooth things over so you two can live together.’ He told himself, as sternly as he could manage. ‘We need a roommate more than we need to get laid.’

‘That’s debatable.’ Another voice - which sounded more like Calum than himself - chimed in before Michael shook it off and picked up the stack of cardboard boxes cluttering up the corridor.

‘Okay, you can do this. Damage control. Just be normal. Go in and face this head on. You can do this.’ Michael murmured, running his tongue over his bitten lips as he took his first steps back to where Ashton was waiting.

He hip-checked the front door closed as he re-entered the flat, placing the boxes next to one Ashton had carried in, before straightening up to see Ashton sat on the sofa, looking both nervous and delicious. 

“I…” Michael faltered under Ashton’s almost shy gaze, then caught sight of a slice of Ashton’s firm, hairy stomach from where his t-shirt was riding up slightly.

“I just need to go to the bathroom. Then we can...talk, and eat. Okay?” Michael forced what he hoped was a casual, winning smile, and then scuttled across to the bathroom the moment Ashton made a noise of agreement and nodded his head.

Michael clicked the lock shut and put the toilet lid down as he pulled his phone from the pocket of his sweatpants. He began tapping away with urgency as he took a seat on the toilet, pulling up his message thread with his best friend.

SOS!!!! 🚨

Luke!!!!

Where are you

LUKE FUCK HELP ME YOU DICK

With each message he sent, Michael could feel his panic beginning to swell back up in his chest. Finally, three dots began moving across the message to indicate Luke was writing. Help was on the way.

🥺🥺🥺 What’s up

Michael felt what he knew was an unjustified rage at Luke and his fucking emojis as he furiously typed a reply.

Oh nothing, I just had sex with my new roomate!!!

Michael jumped when his phone immediately started vibrating relentlessly, sliding his finger across the screen and holding it gingerly to his ear. 

“Hello?” He whispered into the receiver. 

“WHAT!!! What do you mean you’ve slept with him?! Ashton was due there at 12, and it’s now...12 minutes past 12! That’s INSANE, even for you! I cannot believe-”

“Luke!” Michael hissed through clenched teeth, turning on the cold tap on the sink before he spoke again. “Not today, idiot! Remember, months ago, when I broke my phone? That weekend, I hooked up with that guy I met at The Alchemist? Red hair, big arms, amazing mouth-”

“Yes, I remember! What’s that got to do with it?” Luke cut in. 

“It was Ashton. I only knew him as Ash, remember? And obviously I never saw him again because I had no way to contact him after I broke my phone. But it’s him, Luke - he’s in my living room! In OUR living room! What am I gonna do?! I am freaking out!”

“Oh my God! You’ve really outdone yourself this time, Mike! You’ve had your new roommates dick in your mouth before he even moved in! Classic you.”

Michael could practically hear Luke’s eyeroll. “This is not classic me! Dick! Help me, Luke!”

“What do you want me to do, I can’t unfuck him for you!” Luke shot back. Michael let out an involuntary whimper and slumped further down on the toilet. He was so screwed.  

***

Michael emerged from the bathroom, Luke’s advice ringing in his ears as he approached Ashton on the sofa.  ‘He’s a really nice guy, Mike; just talk to him. Explain what happened after you hooked up, and say you hope you can put it behind you and be friends. I think he’ll be cool, honestly. Just try not to trip and land on his dick and you should be golden.’ 

He took one last deep breath as he sat down on the black leather beside his one-time lover.

“So, Ashton...I...listen, I’m sorry that I broke my phone and made you think I’d ghosted you. I’m just an idiot that dropped his phone outside Sainsbury’s. And I’m really sorry I didn’t recognise you straight away, I was just expecting someone I hadn’t, and your hair, and glasses, and-” Michael could feel himself starting to babble but he couldn’t stop himself; he was so desperate for Ashton to like him. He was trying not to think about why it was this important to him. 

Ashton held his hand up to stop him with a small smile. “Michael, it’s okay.”  

Michael stopped short in his unravelling with a look of surprise. “It is?”

Ashton’s smile grew wider. “Yeah. I was just a bit blindsided, and I was hurt at the time back then, you know? But you explained, you apologised, and you seem like a nice guy. Luke sure can’t talk you up enough, and I trust him. I have no reason not to believe this is gonna be all good.” 

Michael blinked, unsure if this was too good to be true. “Yeah? So...we’re good? You’re gonna...stay?”

Ashton relaxed back into his seat, toeing his shoes off and under the coffee table. “If that’s okay with you, yeah. We’re both grown ups; we can keep it platonic and put the past behind us, right? Friends?”

Michael nodded, trying to hide the gulp in his throat. “Yeah, of course. Right. Great. Friends.” He could definitely do this.

***

He could definitely not do this. 

It’d been a long one month, two weeks and three days of trying to convince himself that he didn’t want to be anything more than Ashton’s friend and roommate. 

Some days, Michael thought it was possible to put those lingering feelings away and focus on their blossoming platonic relationship. After all, Ashton was everything most people could ever want in a flatmate. He was tidy, considerate, fairly quiet and respectful of personal boundaries. The slightly older man was also great company. Michael has had many pleasant conversations with him over breakfast and in the evenings before they went to bed. 

As lovely as all of that was, Michael had started questioning if it was worth the growing ache in chest for more. Each new thing he learnt about Ashton made him more sure that he was probably the closest thing to the perfect man that Michael would ever know. It was a cruel twist of fate that had meant his one opportunity to have Ashton for himself had slipped through his fingers, quite literally. He cursed himself on a daily basis for that one clumsy moment when he’d fumbled pulling his old phone from his too-tight jeans outside the supermarket and had been forced to watch his only chance with Ashton sink into a muddy puddle. 

Whatever higher powers existed had been even less kind to have that strong, gorgeous, well-hung man turn up on Michael’s doorstep months later, as his only hope of being able to keep the flat he’d grown to love. 

Every day since then, seemed to have presented a new challenge or torture. First it was the tight t-shirts and vests Ashton wore more often than not. They accentuated every muscle of the raven-haired man’s torso and displayed his strong biceps in all their glory. 

Then came the sleepy morning routine they’d subconsciously fallen into. Ashton would emerge from his room in nothing but his loose grey sweats and crooked glasses, his hair ruffled and his eyes heavily lidded, before joining Michael for a hasty breakfast which usually consisted of cereal or toast and mug of strong coffee. It was during these sluggish mornings when they’d started to bond over their mutual love of crime dramas and fantasy movies, among other things. That had naturally led to evening-long Criminal Minds marathons whole weekends debating whether the Lord of the Rings movies or the Harry Potter movies were the better adaptations of their original books. Those playful arguments had spilled over into text messages now, so Michael couldn’t even escape his torturous living situation when he went to work. 

Despite all of that hardship, the most latest and arguably the toughest challenge Michael found himself facing, was Ashton’s morning yoga. At first, the older man had kept that part of his morning routine confined to his bedroom. For some reason or another, over the last week or so, Ashton had decided that the living area was a more suitable location for this activity. 

If Michael thought that sleepy, shirtless morning Ashton was hot, then sleepy, shirtless morning Ashton doing the ‘downward dog’ was positively off the fucking scale. The way his large hands pressed into the yoga mat and the way his strong arms and legs tensed as he straightened his back and pushed his arse up into the air lingered in Michael’s mind all day. These images often flickered through his mind at night too, when he was alone in his bed with nothing but his hand for company. 

Deciding that a little get together with some friends would help dispel some of the tension, Michael floats the idea of asking Calum and Luke over for a ‘lads night’. Ashton had agreed easily, being a generally social person, he’d seemed enthusiastic about the possibility of hosting a mini party. 

A group message is created and it doesn’t take long to settle on the following Friday night for beer, snacks and a FIFA tournament. 

Ashton seemed to have been looking forward to it, often mentioning how excited he was to get to know Calum better and asking Michael to help him decide between certain snacks to purchase for the occasion. 

All in all, Michael was proud of himself for the idea, focusing on hosting a couple of friends had certainly given both him and Ashton something new to focus on. 

It was only when Friday arrived that Michael started to doubt his plan. Watching Ashton arrange plates of snacks on the kitchen counter, with the cutest concentration face he’d ever seen, started to make Michael wish they were spending the evening alone instead. He quickly pushes the thought of his head, berating himself for thinking something so stupid. It’s not like anything could happen between them even if they were alone, they were roommates now, that’s where their relationship ends. 

“So....” Ashton broke the silence enveloping the flat as he finished pouring a bag of cheesy Doritos into a bowl. “Did you finally solve the mystery of who was stealing people’s shit from your fridge at work?” 

Michael was caught off guard by the question. He’d been watching Ashton so intently that he momentarily forgot about everything else. It took him a moment to remember that he’d been keeping Ashton up to date with the ongoing lunch burglar drama at the DIY store he worked at. “Oh, umm no, not yet! But Brenda finally told Linda to stick her fake friendship where the sun doesn’t shine.” 

A genuinely delighted smile burst into Ashton’s face as he headed into the living room area. “Good for her! Linda sounds like a bitch…” 

It really meant a lot to Michael that Ashton took such an interest in his work life. The fact that he cared so much about people he didn’t know, but was aware they meant a lot to Michael, was also heartwarming. 

Before Michael could go into more detail about the break time drama, a knock at the front door interrupted him. “Oh yay! Our first guest!” Ashton beamed, jogging off towards the front door to greet Calum.

***

As soon as the beer and wine had started flowing, Michael’s ever-present pining for Ashton dulled to an almost non existent haze at the edges of his mind. Sure, his knees felt weak every time Ashton flashes him that dopey smile of his and he might have blushed whenever their knees touched as they competed against each other in a thrilling game of virtual soccer. 

That was all better than his usual all-consuming lust, so Michael was somewhat proud of himself. He even managed to surprise the urge to let Ashton win their game, and was almost smug when his player sent the football flying past Ashton’s keeper to secure a 2-1 win. 

“Motherfucker!” Ashton grumbled, throwing his control pad into the sofa as he fixed Michael with look that was almost definitely the hottest gaze he’d ever been caught under. “I’m gonna get you for that, Clifford.” It sounded like a promise that held more weight than the simple challenge to a rematch it was probably meant to be. 

Michael had to fight back a whimper, staring into Ashton’s beautiful hazel eyes this closely was too much. The intensity of it all rendered him momentarily speechless and he was all-too glad when Ashton got to his feet and headed for the kitchen. 

“I need to drown my sorrows.” The black-haired man laughed, breaking the tension that had descended on them before heading off to the kitchen. Ignoring the knowing looks from his two friends, Michael picked up Ashton’s discarded controller and tossed it to Luke. “Your turn to face me, Hemmings. Let’s see if I can beat my all time record of beating you 6-1” 

“Fuck off! You have never beat me that badly.” Luke huffed, picking up the control pad that had just landed in his lap. “I’m gonna enjoy kicking your ass in front of your new boy-“

“Shit, we’re out of beers already!” Ashton’s interruption came at exactly the right moment in Michael’s opinion. He really hadn’t wanted Luke to finish that sentence and now he wouldn’t get the chance. 

“I’ll go to the shop for some more, does anyone have specific requests?” The eldest friend asked as he traipsed back into the living room area. 

“Oh you don’t have to go!” Michael shrugged, “you should stay here, we’ll send Luke instead, he sucks at this game anyway.” 

Luke scoffed, waving his hand defensively. “You’re not getting out of playing me that easily!” 

Ashton laughed, his eyes sparkling as he checked that his wallet was still in his jeans pocket. “It’s fine. I’m already out of the competition and I wouldn’t want to give anyone else an unfair advantage.” 

Maybe it was just the effects of the beers he’d already drank, but Michael could have sworn that Ashton’s gaze lingered on him a little longer than it probably should have. “You’re too nice.” The blonde beamed fondly, “I’ll transfer you my half of the money in the morning, unless you wanna take a tenner from my room?” 

“Oh is that an open invitation?” Calum asked, a lazy smile curling the corners of his lips. “You owe me at least that from when we bet on whether or not Luke could drink that tzatziki sauce last time.” 

“Fuck off, Calum! I don’t owe you a penny, I won that bet, Luke’s a fucking wuss…” 

“Hey! I am not!” Luke interrupted incredulously. 

“Okay, I need to hear that whole story when I get back!” Ashton giggled. “I’ll just grab a case of whatever beer is the cheapest though, yeah.” 

There was a general murder of agreement before Ashton headed out of the front door. Michael fond him watching until Ashton had disappeared into the hallway, swinging the front door closed behind him. “He’s so nice…” The blonde sighed dreamily, still gazing at the closed front door. “Don’t you think he’s just the best?” 

Calum and Luke exchanged a ‘is he for real’ glance before silently agreeing that this was the perfect opportunity to tease Michael about his blatant love for Ashton. 

“Yeah, he’s pretty special.” Calum agreed, smirking slyly. “You really can’t sing his praises highly enough, can you?” 

Shaking his head, Michael finally returned his attention to the TV. “You really can’t, he’s just so kind and sweet.” 

Calum nodded in agreement. “Not bad to look at either!” 

“Right?!” Michael giggled, oblivious to the fact that his tipsiness was making his lips too loose.  

“Hey Mike.” Luke cut in, reaching over to nudge his friend’s shoulder. “How’s being in love with your flatmate working out for you?” His conversational tone was entirely at odds with mischief in his eyes. It confused Michael but the youngest friend’s words were altogether too bold, a blatant overstep if ever there was one. 

Despite his inner rage at being called out like this, Michael fumbled, unable to cobble together an appropriate response. “Ugh, I don’t even… You’re so far-“ 

“There’s no point denying it anymore.” Calum chuckled, “I can feel the sexual tension between you two from across the hall!” 

“God, I bet it’s like watching a car crash, isn’t it?” Luke asked, picking up the bowl of M&M’s on the coffee table. “It’s horrific but you can’t tear your eyes away? Am I right?” 

Calum nodded. “It’s like watching a bad fucking soap opera.” 

Michael felt offended and embarrassed but still no words seemed to form coherently in his mouth. 

“At least it’s a bit less tragic now we can be sure it’s not entirely one sided!” Luke stage whispered with a calculating look on his face as he met Calum’s gaze.

“Yeah, it’s mildly less irritating!” Calum laughed. 

“Wait, what do you mean?” Michael sputtered. “Ash and I agreed that our one night stand is ancient history, we’re not-“ 

“Oh puh-lease!” Calum scoffed. “If you two haven’t fucked again by the end of this month I’ll eat my bucket hat.”

***

Ashton had returned with a case of twenty four bottles of beer and as a result, lad’s night had ended up running into the early hours of Saturday morning. 

Having drank his way through more than his fair share of that case, Michael didn’t end up rising from his pit until noon had long since been and gone. 

“Ah you are still alive!” Ashton chuckled, tearing his attention away from the TV to look at his flatmate. 

This was definitely not fucking fair. Michael didn’t need to look in a mirror to know that he looked exactly as he felt - rough as all hell. Ashton on the other hand, still looked as dreamy as ever. His black curls, although slightly ruffled and fluffy, were still on the stylish side of messy and he’d somehow found the motivation to get dressed, too, something Michael wasn’t even contemplating.

 “I’m glad you’re up now, though, I wondered if you had anything planned for dinner?” Ashton asked, peering at Michael from behind his horn-rimmed glasses. 

The thought of food made Michael’s stomach lurch unpleasantly and he had to fight to hold back a wretch. 

Ashton gives a sympathetic giggle before pausing his show and rising to his feet. “I’ll take that as a no. Don’t worry, buddy. I have a plan but first…” he jogged over to the kitchen and flicked on the kettle. “Why don't you go and take a shower while I make you a tea? You’ll feel better after that and then we will talk dinner!” 

As Michael plods over to the bathroom, he shoots one last look over at Ashton, busily preparing mugs on the countertop and tries his absolute hardest to remember a time that he wasn’t in love with his flatmate.

***

As always, Ashton was proven to be 100% correct. 

Michael felt a million times better once he was showered and snuggled on the sofa with a mug of steaming tea. 

“You look a little more alive now.” Ashton smirked, sparing Michael a sideways glance before returning his attention to ‘Law and Order’. “Do you think you can handle talking about dinner yet?” 

The ache in Michael’s stomach felt a lot more like hunger than it had done when he first woke up and the thought of food didn’t make him feel like throwing up anymore so he nodded. “What’re your plans, chef?” 

Ashton’s cheeks turned a rosy pink as he shrugged. “I couldn’t bear to see you try to cobble together another freezer meal so I thought you might like me to teach you a simple pasta dish?” He suggested, his tone a little shy like he was worried what Michael’s reaction would be. “I’ll do most of the work, but I thought if you helped out, you’ll learn how to make something other than Super Noodles.” 

Michael couldn’t even be mad at the subtle dig at his cooking skills. He was terrible in the kitchen and it was just a little embarrassing that Ashton had noticed just how dyer his cooking skills were. “When you say simple, do you mean like a recipe and technique you can write on the back of a postage stamp because that’s about the level of my skill.” 

Rolling his eyes, Ashton casually threw his arm around Michael’s shoulders. “Don't be so hard in yourself, buddy! I once taught Luke how to make scrambled eggs on the stove so he didn’t have to be a savage and use the microwave anymore, so there’s definitely hole for you, I promise.” 

Michael tried to focus on the hat Ashton was saying but all that his slow, hungover brain could process was that he was pressed against his stupidly gorgeous flat mate’s side. The heady smell of Ashton’s minty body wash and the soft scent of his fabric conditioner felt intoxicating and Michael could do nothing besides allow his head to drop into Ashton’s shoulder. 

To the blonde’s surprise, Ashton shuffle away or call him out on it. He simply rests his own head on Michael’s and laughs. “We’ll make a chef of you yet, Clifford.” He promised.

***

They spent a good three hours, watching reruns of C.S.I and making plans to start a Marvel movie marathon after dinner. They sat close to each other the whole time and Michael noticed Ashton watching him from the corner of his eye on at least three separate occasions. 

By the time Ashton suggested they start making dinner, Michael had gone over his conversation with Calum and Luke the previous night, about sixty times. His two best friends had convinced him that Ashton wanted Michael just as much as Michael wanted Ashton. 

“The way he looks at you, dude.” Calum laughed. “He’s practically imagining you naked at any given moment. It’s getting uncomfortable.” 

“Don’t be stupid!” Michael reprimanded. “He doesn’t think of me like that anymore. We had a one night thing months ago. That’s it. Nothing else will ever happen between us again, we’re just flatmates.” 

Calum and Luke exchanged a sceptical glance before bursting into laughter. 

“Yeah right!” Luke huffed sarcastically. “Do you know how many times I hear your name come out of his mouth at work these days?” 

Michael’s cheeks reddened. He had no idea that Ashton talked about him at work. It felt kind of surreal to imagine his roommate relaying snippets of their home life to Luke. 

“Let me guess!” Calum interrupted. “About a thousand…” 

Nodding, Luke drained the last of his beer. “Yeah and that’s just before lunch!”

“Honestly, if they don’t bang soon I’m gonna knock their heads together.” Calum sighed. “Did you know Michael comes over to my place most mornings so he doesn’t have to watch Ashton do topless yoga?” He asked Luke disbelievingly. “I want my lie-in’s back!” 

At the time, Michael hadn’t believed his friends. He didn’t think that there was even a remote possibility that Ashton still carried a torch for him. But in the clear light of day, Michael couldn’t deny that all the signs were there… perhaps there could be more between them after all. 

He followed Ashton into the kitchen, rolling up the sleeves of his grey oversized sweater, trying to clear his mind enough to be able to process learning a new skill. 

“Okay, this is like the simplest recipe I know but it’s delicious and tastes so much better than the freezer junk you usually make for yourself.” Ashton rambles as he grabs a saucepan and a frying pan from the shelf near the cooker.  

“Hey, freezer junk has been my lifeline on many occasions, I’d probably be dead without it.” Michael scoffed, only half joking. 

Ashton rolled his eyes fondly, handing Michael the saucepan. “Fill this with water for me and then put it on the back hob, while it’s boiling I’ll teach you how to make the sauce.” 

As Michael carried out his instructions, he couldn’t help but admire the concentration on Ashton’s face when he began rifling through the fridge and cupboard, pulling out various ingredients. 

Once the pan of water was safely on the job Ashton had indicated, Michael returned his full attention to the slightly older man.

“Right, the first thing we do for the sauce is put 2-3 tablespoons of olive oil into this cold pan.” Ashton explained, pushing his glasses up his nose a little, reminding Michael of a hot English teacher or something… fuck, it was already difficult enough for Michael to concentrate without random fantasies about Ashton fucking him over a desk running through his mind. “Usually I’d never add oil to a cold pan, but for this particular recipe, it works because if the pan was already hot, the first ingredients would burn before the rest was in there.” 

There was something about the way Ashton talked with such passion and confidence that made Michael wish he was confident enough to just drag him to the bedroom, his need for more from Ashton becoming unbearable. He forced himself to nod, pretending like he understood when really, Ashton could be telling him absolutely anything right now, and Michael would not know the difference because all he can think about is the way Ashton had groaned at the feeling of Michael’s nails running down his back and how he’d growled Michael’s name as he neared his climax. 

“Can you pass me the basil?” Ashton asked, pulling Michael out of his memory. 

The blonde surveyed the ingredients on the countertop. Luckily he recognised most of them, so he picked up the basil by process of elimination and handed it to Ashton like a dutiful sous chef. 

Ashton looked mildly impressed as he took the bag of basil and took out handful. “We want about ten or so decent sized leaves and we tear them in half before adding them to the oil, okay?” He waited for Michael’s nod of understanding before tearing the leaves in his hand and dropping them into the pan. 

“Then we need to chop 6-8 cloves of garlic directly into the pan.” Michael looked back at the little stack of ingredients and frowned, noticing an instant problem. “We only have one clove of garlic…” he pointed out, biting his bottom lip worriedly. 

Ashton burst out laughing as he picked the garlic up from the counter. “This is a whole bulb, babe…” he explained, apparently not even noticing his use of the supposedly accidental pet name. 

It was difficult for Michael to feel too offended by Ashton’s laughter when he’d just called him babe, though, so he let it go, focusing on the term of endearment, no matter how accidental it might have been, rather than the humour at his dumb mistake. 

“It’s the smaller, wedge shaped pieces that are cloves, please don’t mix that up if you make this without my help.” Ashton chuckled, breaking six cloves from the bulb and picking up a tiny knife he’d laid out next to the oven. 

“Don’t laugh at me!” Michael pouted. “I don’t know if you’ve noticed, but I have no idea what I’m doing. I almost never do.” 

Ashton gave him a fond smile. “You’re not alone in that, I promise…” 

It was hard not to feel comforted by Ashton’s lopsided smile, so most of his embarrassment slipped away fairly quickly. 

“I just chop off the little hard parts at the bottom of each clove and peel the skin off before chopping it directly into the pan. Don’t chop it on a board or you’ll lose some of the flavour.” Ashton explained carefully. 

Michael watched with interest as Ashton demonstrated his technique with the first two cloves. He handed the third to Michael along with the knife and gestures for him to add it to the pan. 

It took him probably three times longer to chop that one clove into the pan, than it took Ashton to do the first two, but he was encouraging and patient. The older man praised Michael for completing the tiny task, seeming genuinely impressed.

Once all six cloves of garlic had been added to the pan, Ashton turned on the hob into a medium heat. “Okay, so we stir this together for about five minutes. Can you do that while I open the tin of tomatoes?” 

Michael nodded, picking up the wooden spoon from the counter and storing the simmering ingredients together. It already kinda smelt like his favourite Italian restaurant and his tummy grumbled impatiently. 

“One thing I should specify is, you need to use tins of whole tomatoes, not chopped.” Ashton explained as he poured the first tin of tomatoes into the sizzling pan. “Can you pour in the second one?” 

Michael did as he was told and watched as Ashton squished the whole tomatoes down and stored them into the red eat of the ingredients. 

“Mmm it smells so good.” Michael sighed, breathing in the delicious smells. 

Ashton looked proud of himself as he offered a smile. “Can you take over the stirring while I add the salt?” 

Michael took the spoon from Ashton, ensuring that their fingers brushed. 

There was a moment of eye contact and a silent shifting of tension between the two of them. If ever there was a time to bite the bullet and kiss Ashton, now would be it. His nerves failed him though and he dropped his gaze to the simmering pan. 

Instead of moving around Michael to pick up the salt as he’d done for the tomatoes, Ashton simply reached past the blonde, pushing him against the counter momentarily before he pulled back to add the salt to the pan. 

If Michael had been fully alert, he’d have recognised that for the flirtatious move it was meant to be, as it was, he put it down to a simple lack of judgement on Ashton’s part and continued to concentrate on stirring the sauce.

***

The tomato pasta tasted as good as it had smelt. It turned out to be exactly what Michael’s hungover body had needed. 

He and Ashton had eaten it at their little table in the kitchen. Conversation had flowed freely as always, skirting around flirtatious at times but never quite enough for Michael to pluck up the courage to take things further. 

“The only thing that would have made that better would have been a nice glass of white wine, but I thought you were still a bit too delicate for that.” Ashton giggled as he picked up the empty plates from the table and carried them over to the kitchen sink. 

“Hey, you drank as much as I did!” Michael pouted, picking up the empty glasses and following Ashton to the sink. “How’re you not hungover.” 

Ashton chuckled as he ran the water into the washing up bowl. “You’re just a lightweight, Mikey.” 

It wasn’t the first time Michael had been called that so it didn’t take him by surprise. He laughed it off as he grabbed a tea cloth ready to dry the dishes that Ashton washed. “One day you’ll stop teasing me, Irwin.” 

Ashton shook his head. “Don’t count on it, babe… you’re too easy to make fun of, that’s not my fault.” 

There it was again, that little slip, a fond nickname that roommates probably shouldn’t have for one another. 

Quickly pulling himself together, Michael nudged his flatmate in the arm, just hard enough to pull a surprised “oof” from him. 

“Careful now.” Ashton warned jokingly. “You don’t want to start a scuffle you can’t finish, Clifford.” 

Michael threw caution to the wind and nudged Ashton again, deliberately keeping his gaze on the plate he was drying. 

“That’s it!” Ashton huffed, scooping up a handful of bubbles and swiping them across Michael’s face. 

The blonde spluttered and shook his damp fringe out of his face before fixing Ashton with a glare. A few acts of retaliation flashed through his mind. He could have whipped Ashton with the tea cloth or splashed him with dishwater but none of that happened. 

There was something about the way Ashton’s eyes were sparkling, almost like he was daring Michael to do the thing he’d been too scared to do this whole time. He refused to let another opportunity pass like before when they were making the pasta sauce. Michael tried not to overthink as he stepped forward and cupped Ashton’s face with one hand before leaning in and kissing him. 

The raven-haired man’s lips felt every bit as soft as they had done on that night seven months ago. Ashton didn’t kiss back with the same hunger and desperation that he had done back then, though. 

Michael stepped back, feeling his cheeks heat up in an embarrassed blush. “I’m sorry, I shouldn’t have done that, Ash…” 

Ashton bit his bottom lip between his teeth as he stared at Michael intently. “No…” He said, finally breaking his silence. “You just shouldn’t have waited so long.” 

The older man’s words had barely penetrated Michael’s brain before he was being  pressed against the counter behind him. Ashton’s lips were on his again but this time they were working just like they had been that night at Ashton’s old place. 

The intense kiss pulled a whine from Michael and he automatically wrapped his arms around the older man’s neck. 

It started as a fairly simple kiss but it quickly began to build momentum. It was the crack in the dam holding back all of their emotions for all this time. 

“Ashton…” Michael gasped as they pulled apart for air. “I know we said we should just be friends but…” 

“Fuck being just friends.” Ashton mumbled as he worked kisses down Michael's neck. “I can’t pretend anymore.” 

Those words were all Michael needed to hear in order to relax into this. “I can’t tell you how bad I’ve wanted this.” He whispered. 

Ashton slipped one of his thighs between Michael’s as he nipped at the blonde’s neck. “I think I have some idea.” He groaned. “I never stopped thinking of the way you moaned my name that night, Michael.” The older man confessed, pulling back just enough to look Michael in the eye. “Wanted it again since the moment I walked in here.” 

The way Ashton was looking at him like he wanted to devour every inch of Michael, had the blonde melting. “Me too.” He crashed his lips against Ashton’s in another desperate kiss as he subconsciously rutted against the older man’s thigh. After the months Michael had spent feeling kind of lonely and touch-starved, the tiny amount of friction was enough to have him whimpering against Ashton’s lips. 

“Uh, you sound and taste even better than I remember.” Ashton muttered, pressing his thigh harder against Michael’s crotch to pull another little gasp from him. 

“Ashton! Fuck, please, I…” Michael’s head tipped back as he lost his fight to regain any sort of control over his own body. He was in Ashton’s control now, and Ashton knew it.  

“Come on…” Ashton coaxed, stepping back from Michael as he took both of his hands in his to pull him away from the kitchen counter. Michael whined high in his throat as he easily followed where Ashton led. 

Michael had hardly been into Ashton’s bedroom since he had helped him move some furniture the day he moved in; it had almost felt too intimate to go into Ashton’s personal space given the history between them. Seeing it now, cozy and dark with slithers of light coming through the window from the lamp posts outside, gave Michael a chill; it felt like Ashton was sharing a secret with him.

He followed Ashton’s lead dutifully all the way to the bed, accepting the deep kiss Ashton offered him as a reward, before the older man peeled his oversized sweater from his torso, breaking away to pull it over Michael’s head. Michael wanted more contact, but was disappointed when Ashton gently but decisively laid him down among the crisp sheets, instead. 

Ashton pulled his own t-shirt over his head in one fluid motion and flicked the lamp on his bedside table on, bathing the bed in a warm glow that made Michael feel like he was in a dream. 

Michael gazed in wonder at Ashton as he climbed into bed beside him, letting his eyes travel all over his arms and chest, taking in the extra tone and definition in his body since the last time he’d been able to stare at him like this; clearly, the yoga was doing more than just allowing Ashton to ‘find his centre’. 

He didn’t think he was anything special to look at, but he could see Ashton mirroring his own actions, eyes full of lust searching all over the parts of Michael’s body he could see, and even his gaze lingering on a part he couldn’t.

 “Ash,” Michael breathed out, surprising himself with how far gone he sounded already. “Take ‘em off, I wanna…” He trailed off as Ashton’s eyes snapped up to meet his own, holding eye contact for only a moment before he nodded almost imperceptibly, shuffling down the bed and taking hold of the waistband of Michael’s sweatpants. He returned his gaze to the pale man before him, biting his own lip as he allowed his fingertips to graze the skin of Michael’s hips. “These too?” Ashton questioned in a low voice as he brushed the fabric of Michael’s underwear.    

“Oh God, yeah”, Michael answered, squirming slightly from the infuriatingly gentle feel of Ashton’s touch. Ashton didn’t need to be told twice. Michael shivered with the feeling of being suddenly completely exposed as his sweatpants and underwear hit the carpet. Michael looked up at Ashton through his lashes, braced up on his knees in his black, ripped jeans. “You’d better be planning on losing those in the next second, Irwin.”

Ashton smirked as he undid his jeans. “And I mean your underwear, too!” Michael amended hastily, hungry to see if his memory of Ashton’s body was accurate. 

The dark-haired man’s smirk grew wider at Michael’s clarification, pulling his zip down and allowing his jeans to fall open, exposing only bare skin beneath. “Underwear?” 

Michael’s jaw dropped a little, prompting a deliciously filthy laugh from his roommate. “For the record, roomie - I don’t wear underwear.” Ashton winked as he yanked his jeans down as far as he could in his current position, before wriggling around to pull them off completely. Michael was pleased to see that, if anything, his memory had been selling Ashton short. Blame it on the alcohol. 

Michael didn’t know how to decide on what to do first; on one hand, he wanted to kiss Ashton non-stop for the rest of eternity, but on the other hand, if he didn’t get filled up in the next 10 minutes, he was definitely going to throw a tantrum. Luckily, he realised, it probably wasn’t up to him. All of his experience with Ashton so far told him that the older man would definitely be taking the lead, and this was definitely not a problem for Michael. Indeed, it had worked out very well for him last time, when his staff night out started at the bar and ended with Ashton eating him out like his life depended on it. 

“What are you thinking?” Ashton’s sultry voice broke through his thoughts, apparently wanting a coherent answer despite the fact that he had just begun to run his fingers up and down Michael’s sensitive, pale inner thighs. Michael let out a shuddery breath as he tried to use his words to tell Ashton he wanted anything and everything possible between them, right there and then. Perhaps the way his cock twitched when Ashton let one his nails run over a faded stretch mark right at the base of one of his thighs would speak for itself. 

“Maybe we should get right to, huh, gorgeous?” Ashton teased, withdrawing his touches to lean towards his bedside table. He pulled open the top drawer, fumbling only for a moment until he found what he was looking for. The lube and condom were dropped carelessly onto the mattress as he shut the drawer again, returning his attention to the man almost-beneath him immediately. “We’ve got plenty of time for all the other goods stuff; right now, I need to fuck you, and I know you need me to fuck you...don’t you?”

Michael wondered at what point in his life he had begun to communicate exclusively in whines, but Ashton seemed to be into it, so it didn’t matter. Michael watched impatiently as Ashton popped the top on the half-empty bottle of lube, wasting no time in squirting a generous amount onto two fingers on his right hand and pulling Michael’s leg fully around his hip with his left.

Michael’s heart jumped as much as his cock when Ashton breathed gently on the lube coating his fingers in an attempt to warm it slightly before he brought them straight down to Michael’s bare hole, rubbing over it in a firm circle.

Michael was glad he didn’t have the problem of not wanting his roommate to hear him getting fucked, anymore, as he let out his loudest, neediest whine yet. Ashton proved he had meant what he said about not taking their time with their second tryst, sinking his index finger inside Michael in one fluid motion. Before Michael had got to 10, Ashton was opening him up at a steady, delicious pace and was driving Michael crazy in record time. 

Michael wouldn’t claim to be a pornstar or anything, but he didn’t normally have a problem with stamina. If Ashton kept it up like this, though, Michael was in danger of coming before Ashton’s thick cock got any closer to him, and that was unacceptable.

“Ash, please, I can’t...I want, ne-your cock, please!” Michael cried out as Ashton probed his spot one last time before immediately acquiescing to Michael’s begging. Michael wriggled at the loss of Ashton’s fingers, but took comfort in the fact that Ashton was already tearing the condom packet open. 

Michael watched in awe-tinged anticipation as Ashton gave himself a couple of loose tugs once he had the condom on, before closing in on his lover once more, making sure Michael was laid comfortably on the pillows as he positioned himself over him. Michael clung to Ashton’s shoulders as he lined himself up, just resting the tip on Michael’s slick hole for a moment.

Ashton’s hazel eyes bore down into Michael’s green ones with a soft fire as he raised one hand to brush Michael’s fringe out of his flushed face. Michael let out a breath he hadn’t realised he was holding as Ashton pushed in - slowly, but all the way.. He felt like he was sinking and floating simultaneously, and wrapped his arms around Ashton’s neck to anchor himself here, with him, in this moment. 

Ashton pressed his face deep into Michael’s neck, kissing and sucking his way up towards Michael’s ear. “You good?” He murmured, shifting his hips a miniscule amount. “Yeah,” Michael breathed, “S’good, please…”.

With a final nip to Michael’s neck, Ashton pulled back slightly and began to move his hips properly, his cock sliding halfway out each time as he began to build a steady rhythm for them. Michael felt that perhaps in their sexual relationship so far, he was earning himself the reputation of a bit of a Pillow Princess, and so he began to move his own hips to meet Ashton’s building thrusts. Ashton groaned, long and loud, at the heightened sensations Michael’s movements brought, and they began to work together towards their goal. 

Suddenly, Ashton’s mouth was crowding his, his tongue sliding into his mouth in a glorious kiss that Michael never wanted to end. He couldn’t tell if it had been 10 minutes or 10 hours when he felt that familiar feeling begin to bubble in the lower stomach. Ashton had begun to up the pace of his thrusts, his hips occasionally stuttering as groans rumbled low in his throat, so Michael knew they were on the same page. 

“Ash,” He murmured in the millisecond between kisses. “Touch me, please, I’m getting so-” Michael broke off into a moan as Ashton was already wrapping a firm hand around his neglected cock, stroking it with determination and flicking his thumb over Michael’s dripping head. “You close, baby?” He murmured, eyes drifting over Michael’s face and the arousal present there. Michael was starting to writhe slightly and his head was flopping to the side on the pillow, but Ashton wanted his attention. With his free hand, he took Michael’s chin and turned his head to meet Ashton’s stare. The moment Michael was forced to meet his strong, heated gaze, his hazel eyes boring down on him with such intensity, Michael felt the kick of heat and it was all over. He cried out Ashton’s name and let out a series of curses and moans as he came, hard and hot over Ashton’s hand and their sweaty stomachs in equal measure.

Michael hadn’t finished himself before he felt Ashton taken by surprise, as well; his hips shooting forward to fill him to the hilt for the last time as he spilt into the condom, releasing Michael’s chin to brace himself through his orgasm on the pillows. “Michael, fuck!”

Michael regained enough control to watch Ashton’s face through hooded eyes as he came, moaning and unrestrained as he finished. He thought he looked heavenly. 

As they both fought to catch their breath, Ashton pulled out gingerly, releasing Michael from his grip as he moved away to remove and dispose of the condom. Michael wriggled in place, trying to get comfortable to recover from what he hoped would be the first of many. Ashton came back from the bin in the corner and flopped back down, alongside Michael now, lifting his arm to allow Michael to snuggle in under it when he wrapped it around him. “So…” He said, sounding casual as you like. “About the whole platonic, friendly, roommate thing…”

masterlist for the 5sos ficwriters collab  • my masterlist

BTS 8th Member - Your Friends

Best Friends: Kim Hanbin (B.I from Ikon. (Pretend he’s still in Ikon and YG didn’t snake one of their best artists.) Your mothers are best friends and so when you moved to Korea, he was the only person you knew so you clung to each other. He was also one of your best friends through high school. He is your best friend and you both have always been there for each other. The both of you tried alcohol for the first time together, which you stole from his father’s liquor cabinet. Were there for each other’s first relationships and first heartbreaks. You were there for his parents’ divorce at 12 (I made this up idk if it’s true). You ditched classes and went to go sit on the roof of your apartment building to talk about your futures together. His aspirations for music and yours to live peacefully. In your friendship group he is the grandfather that clings to his youth. He hates any physical activities other than mountain hiking but loves going on nights out. You both even got matching tattoos as soon as it was legal, and it will be explained later. “You can’t push me away Y/N! So, get angry, scream and shout but I’m not going anywhere! I’m your best friend that shit doesn’t work on me!”) Park Shinhye (Despite your age difference you two are best friends, you consider each other sisters. Grew close because you both work in the entertainment industry but both don’t have girls around you, you by being in BTS and her by being an actress so when you both met at an award show soon after BTS debuted you clicked. You both were there for each other threw everything. She’s one of your best friends and you often have movie nights when you’re both free. She cried for you when BTS won a daesang for the first time, that moment went viral. BTS walked off the stage, and were still visible by fans but near backstage, and you two ran at each other like dramatic losers as she was crying more than you were and you were both shouting at each other to stop crying while continuing to hug. Fans love that moment and your friendship. She often states that you are her best friend both in this industry and in life. “I never really thought it was possible to connect to someone like that. But I honestly think that in another life we were sisters.”) Min Sooah (Best friend from high school is your secretary, for now, and is one of your pillars. You would not be able to function without her. There’s an ongoing joke that she is basically your mother, you worry her to no end. She is very grateful to you. After her father broke his hip and was not able to continue working, she had to drop out of university to go to work. You gave her the job as your secretary despite her not being qualified. You needed someone you trusted, and you knew she would work hard. Now she is one of the most important people in your company. She is the Dad of the group always complaining about how “I gave up my youth to look after you brats and none of you have time to spend with me? Okay I see how it is. Daehyun this is your influence on them!”) Ok Hwayoung (Best friend from high school now she is your personal shopper. After university she became a personal shopper, and you thanked the sky’s because she chooses all of your clothes to pack when traveling or when you have formal business meetings. You like buying clothes but you hate the process of shopping and trying things on, so you tell her what pieces you want, and she’ll get it. She also organises your wardrobe ‘cause she’s OCD like that. She also is a hopeless romantic and is constantly trying to talk you and Hangyeol into giving up your partying lifestyle because, “How are we supposed to have a group wedding if you don’t let yourselves find the ones you idiots?!”) Lee Hangyeol (Best friend from high school he owns a mechanics and auto repair shop and he is the only one you trust with you cars. He is also the only one of your best friends who encourages you attitude towards your love life as he is also not into committed relationships. You're both each other’s wingmen. You guys are basically the epitome of lads’ lads when around each other. You’re the loud, annoying people in a bar gassing each other up to chug your drinks down. Whenever one wants to go on a night out the other is always down. “Who needs a relationship? Tequila is just as good. Gives me a fun night and then when the fun wears off it give me a headache and regrets. That’s basically a relationship.”) Tae Daehyun (Best friend from high school he works as a pd on tv shows mainly running man. He was also on the track team back in high school. The two of you often go out on runs together. After seeing what the industry is like behind the camera, he worries a lot for you. Especially since he knows no matter how crappy you feel you’d rather down the nearest bottle of alcohol than talk about it. So, he always tries to let you know if you need to talk, he’s there. Also hates how much you and Hangyeol drink and always tries to make sure you guys eat a proper meal before going out and drinking. He’s also the one in your friend group who can be bothered to cook, he got so offended when he found out you hired a personal chef but then he tasted her food and is okay with it. He’s the Mum of the group. “What the hell is wrong with you all? You can’t throw a knife at the apple on his his head! Are you crazy? See this is what I have to deal with Sooah. But if you weren’t so busy working, you’d know that!”) Ryeo Chungae (Best friend from high school and she works on the public relations for your company. When she first joined your company, she always felt like she got the job because she’s your friend, but you wouldn’t have given her the job if you didn’t think she could do it. She went through a hard time when her boyfriend cheated on her with her old boss. Instead of being scared of falling in love again she wants love. Trying to convince you and Hangyeol that it’s is amazing when secretly she is glad that you won’t be able to get hurt. She is a pushover in all aspects of life except for work. When it comes to work, she is a force to be reckoned with. So instead of staying at her old job with her boss she resigned after making a scene about the boss sleeping with her boyfriend which got said boss fired. When she is with all of your friends, she is also very outspoken and opinionated. However, when it comes to people she isn’t comfortable with her anxiety acts up. You and all your friends are protective of her in situations where her anxiety gets bad. Her ideal life is a Hallmark movie. “One day I’m gunna meet the man of my dreams. He’s gunna be tall and handsome and most importantly he’ll take me away from all of you dumbass motherfuckers.”) Hak Daeho (Best friend from high school he works at Songsun’s shop as and is in charge of customising cars. He is the one that never wants to go out and always wants to stay home. He prefers a night in with his friends than at some stupid club where Y/N and Hangyeol ditch a half hour after arriving, most of the time. He doesn’t have the best relationship with his family after they found out he didn’t want to become a lawyer like his parents and siblings. His parents kicked him out and cut him off. Y/N payed for his college tuition even though he protested, you just said it was a loan and that he can pay you back someday. However, after he had been able to save up to pay you back you told him to shut up and buy a damn apartment which is what he did. Thanking the universes for his friends. He stayed in an apartment with Hwayoung, Daehyun and Chungae during college and no matter how many times he couldn’t pay rent his friends always had his back. It also helped that every time you visited you stocked the fridge and freezer. He thinks of you all as family more than he does of his own family. “You guys are a bunch of fucking idiots. Like you’re my family but damn you guys are stupid.”) Park Soomi (Best friend from high school. She is the most subscribed to female Korean youtuber with 11 million subscribers. She is also and ambassador for Jeonsa cosmetics although at first, she didn’t want to be as she felt like it would be using her friendship with you to her advantage. However, after you convinced her to accept, she did. You also knew that you could trust her since she has always been honest with you and never expects anything from you. You also knew that she would be advantageous for your company so it’s not like you’re just giving her money your promoting your company through her brand. After you explained this she reluctantly agreed. She is the loud, chaotic crackhead of the group. Constantly doing dumb shit. “Hey guys my pineapple was being difficult long story short we no longer have a microwave.”) Im Kyungmin (Best friend from high school, he is a part of Soul & Bones, a hip-hop and house dance crew. When you were younger all of your friends would go to his contests. Everything you learned about dancing you learned from watching that crew. You always loved the way their dancing looked and the atmosphere they created. But you were realistic with your situation knowing you’d never get to dance. When Bang pd wanted you to be a trainee you were hesitant, but he practically dragged you to that audition. And during trainee days he helped you with your dancing. He says your better than him now, but you know you’re not. Soon after you became a billionaire Soul & Bones were set to end. Their investor pulled out and most dance crews are under entertainment companies unlike soul & Bones. Kyungmin was devastated, Soul & Bones was his whole life. So, when you decided to fund it he was conflicted. On one hand he was thankful and on the other hand he was guilty. But after you told him what the crew meant to you, how you were also friends with everyone else in the crew and couldn’t let it end when you could do something about it he was on board. You however made it clear you don’t own Soul & Bones you just pay for things. Now it is considered the best hip-hop dance crew in Korea and one of the best in the world. He is the one in your group who seems high most of the time but isn’t. “I think that pizza is thinking shit about me... I’m gunna eat it not ‘cause I want to but because it needs to die!”) Close Friends: Mark Tuan (You met at a BTS and Got7 collaboration for and you both clicked immediately because you were both from western countries, you were both raised in similar cultures so you had become close friends easily. It is also less lonely when you both miss your home countries if you’re around each other. It was surprising because your personalities are the opposite, but you bring him out of his shell. Whenever you guys meet you always speak in English and it’s a relief for both of you since it is your first language no matter how long you’re in Korea. You both also relate on how different your home countries’ standards are compared to Korea in terms of public image, behaviour and many other things. It’s very easy to be your true selves around each other. ) Choi Youngjae (You guys are the same age so you clicked easily. Even though you’re closer to Mark you’re still close to Youngjae. The guy is literal sunshine it hard not to like him. There is also a group of idols born in 1996 who he is a part of.) BTS and Got7 are both close to each other so you are friendly with all the members. But you are the closest with Mark. Woo Jiho (Zico. You both met when BTS and Block B did a collaboration at mama. Namjoon and him knew each other but they weren’t that close, so it was unexpected when you and he hit it off. You are both close friends and hang out when you can. He often asks for your opinion with his music and the two of you once spent an entire night just messing around in the studio. He says that you are one of the only people to get him to take a break, when he’s in work mode, and to have some fun. Clubbing isn’t really his scene so you and Jaemin often have to beg him to go out drinking with you guys. He used to have feelings for you but after some time in the friendzone he realised he is okay with you not having feelings for him as long as you are in his life. No one knows about the feelings he had for you.) Lee Jaemin (A YouTuber who has 7 million subscribers. The two of you met through Jiho and got along very well because you both like alcohol and clubbing. However, he maintains a clean public image, so your company is fine with you being seen in public together. Your members aren’t very fond of him since the time he showed up at the dorm drunk looking for you and threw up in a plant. They think he is a bad influence, but you know what he was going through and know he’s a good person. He feels like he can be himself around you without feeling judged. Yoongi really hates him and the friendship you two have.) Kang Yujin (She is an Instagram model who has 18 million followers and 2 million subscribers on YouTube. She met you and Jiho through Jaemin. However, once the public found out about your friendship many thought she was using you in order to work with Jeonsa cosmetics. But you knew this wasn’t true. Yujin was the kind of person to drive to McDonald's for you at three in the morning when you had a nightmare about your father and wouldn’t tell her what it was about. The kind of person to kill spiders for you even though she’s scared of bugs too. And due to the public’s reaction, she was scared you would end up thinking the same of her. You told her how you knew what kind of person she was and in order to make a statement to the public you both posted a photo together on her Instagram announcing her endorsing your company. She is a very close friend and an older sister figure to you.) You, Zico, Jaemin and Yujin often go bowling together or go out to eat and are also drinking buddies you are very close to them. The four of you are often spotted in public together. Kang Seungyoon (You both met through Hanbin and both of your personalities go very well together. Musically you both also mesh very well together. You both also often play pool together and he gets triggered at how he’s played longer but you kick his ass at it. Whenever you both have the time you go out for food and drinks and spend all nigh playing pool and all night, he complains that you’re a cheater and he won’t stand for it. He’s a very good friend.) Kim Jisoo (You met her first, soon after they debuted, in the bathroom. The two of you clicked and then you met the rest of the group through her. It was easy to become friends with them due to BTS and Blackpink both being at the top of K-pop, so you were a lot more understanding of each other’s situations. She is a very close friend of yours and is an older sister figure to you. She always gets excited when you send her the new launches of Jeonsa cosmetics and does vlives talking about it.) Kim Jennie (Despite Jennie being introverted you charmed her during your first conversation. She found it very easy to talk to you despite being slightly nervous and you were her sunbae. She was surprised how easy it was to talk to you. You are a people person, and she is not so like most other extroverts she’s met she thought you would clash but surprisingly your personalities match very well. You bring out the fun in her.) Lalisa Manobal (Lisa. She looks up to you a lot in terms of your dancing. She is very clingy towards you when you meet, and you love her crackhead energy. You learnt to speak Thai early after BTS’ debut, this made Lisa feel like she could connect to you on a deeper level. You have also helped her with the racist side of K-pop, her being Thai and you being half Arabic you’re both no stranger to how harsh netizens are. As you have been going through it for longer than her you are able to comfort her (kind of because you’re emotionally stupid but you try and push that aside for your friend).) Park Chaeyoung (Rose. She was also born in a western country so when she met you it helped her feel less homesick. You both often talk about childhood TV shows together and relate to each other when people talk about Korean things from their childhood that you have no idea about. Even though you’re from different places it’s nice having someone who understands the difficulties of moving from western culture to eastern.) Kwon Jiyong (Gdragon. You guys met backstage at an award show when BTS and Bigbang met. The groups are casual with each other, but you and he became very close especially because you’re friends with many YG artists. You also both like to party a lot and often go out together. He views you as a very close friend and is often nagging at you to eat and rest properly You try and hang out whenever you both have time.) Matthew Kim (BM. You two met during an inkigayo. He got lost and was swearing in English. So, you approached him and asked in English if he was okay. You helped him find his way back to his dressing room. He knew who you were and that you were British as BTS was well known then. However, he was expecting you to be arrogant and was pleasantly surprised with how nice you were. You and he got along well as you have similar personalities. Both extroverted. The two of you also quickly found out about your shared love of partying and clubbing and now you often go out together.) Peniel Shin, Ashley Choi, Amber Liu, Stephanie Young Hwang (These are some of your other western born K-pop friends.) Red velvet (You are good friends with the group mainly Joy as you are the same age. You, them and Blackpink try to go out together when you can. Irene is also very protective over you and sees you like a little sister.) Park Chanyeol (You have very similar attitudes you were good acquaintances but then you both worked together on the Goblin ost (Pretend it was you instead of Punch p.s I love that song so fucking much.) He always tries convincing you to let him drive your cars and you always say no. He’s a very fun person and you guys have a good laugh together.) You’re friendly with the rest of the Exo members but the closest to Chanyeol. Your best friends are: Hanbin, Shinhye, and all of your friends from high school. However, you are still close with the rest of your friends.

A Golden Labyrinth of Noise Part 4 (Damien Haas au)

can someone pls remind me that sometimes on tumblr mobile I accidentally just delete entire posts thank you. Begin the series here. Please message me if you want to be on my tag list!

tag list @star-mum, @latenlghtdevil, @weirdlywonderful, @thegigglehutsbonkyjilliams

I’m gonna try to be more consistent about word counts so this is 2.3k. Let me know what you think! Reblogs help a lot!

4. Walls of a Different Kind

 “Twelve… thirteen… fourteen…” Courtney finished counting out small coins and passed them to you. You examined the pile—far few golds this time and only a small handful of bronze pieces. Right as Courtney resumed her count; a bruised and dirty hand brushed them off of the bar and into a change purse.

“Hey!” You exclaimed, wheeling with your first at the ready. Even with the small possibility that it could be anyone other than who it always is, your instincts kicked in fast and hard. David flashed you a wicked grin as he hid behind Courtney.

“You guys!” She whined, combining the piles again as she restarted.

“Blame Y/N, the damned rent is due.”

You rolled your eyes, catching Courtney’s pointed look in your own. The damned rent was always due. David slipped into the back room to gather the rest of his things for the night. Courtney slipped three coins to you across the bar— two extra silver pieces and a solid, glinting gold. You gasped before quickly sweeping the three extra coins into the folds of your apron. You mouthed a “thank you” to your friend. Courtney put her finger to her lips as David rounded the corner again.

“I can still perform tomorrow night, right?” You asked your boss, following behind him. He had swiftly grabbed one of the oil lanterns and headed for the staircase. He grunted an answer in return halfway up the flight. Your time was going to be cut short and without the extra tips, you wouldn’t be able to afford the special loaf the baker had been saving for you all week. “Come on, David, it’s the second Thursday of the month. Remember what you said—“

Even with the limited light, you could still see him rolling his eyes. “Yes, yes, fine, fine,” he answered dully. He pulled the door open and slammed it straight into your face. “Don’t burn the bar down with me inside,” he called, just as he did every night. “I’ll know!”

Courtney followed up the stairs soon after, holding a second oil lamp in one hand and candelabra in the other. She gave you a sheepish grin, casually handing the candelabra to you. You and Courtney had once, indeed, tried down to burn the tavern down with David inside. You thought maybe that would end your three year servitude of serving drinks and singing once a month, that maybe you’d be able to escape the dull kingdom and your awful boss. If only the Fates were kinder. While the candelabra had taken the curtains easily, it was almost as if David had always expected his staff to try to murder him. Even though minutes before, he was passed out drunk on his cot, he was up with a pail of water. They were doused faster than you and Courtney could realize what was happening. He docked your pay for a month.

Courtney followed you down the small hallway to your small room. “Did you see that guy that was with Shayne?” She asked, leaning against the frame as you worked on getting your door unstuck from its broken lock. A jiggle to the left, a push to the right… “Think he was a prisoner?”

You made a face, shaking your head as the door finally wretched itself open. “I still don’t know who Shayne is.”

“That guard that’s always at Matt Raub’s,” Courtney pushed past you, sitting on your small bunk in the middle of the room. You hadn’t remembered inviting her in.

You placed the candelabra on the window sill. “Oh,” you said, though you still weren’t a hundred percent sure who she meant. You leaned down and pulled a small, black box out from underneath your cot and deposited the coins inside. Your friend was still talking, laying back on your cot now as your fingers lightly traced over the images on the coins. Five golds, ten silvers, two bronze. It was a start.

“You ever think about how easy things would be if we had more coin?” You ask her absentmindedly as you push the box back under your cot. When you look up, Courtney is asleep, curled around your pillow with her boots still on.

You sighed and pulled the torn blanket around your friend before returning to the window. You sat on your traveling trunk and watched the candle light dance against the glass of the window. You wondered when you would ever feel like you belonged somewhere. Your eyes drifted past the flame and out the yards and yards to where the seagulls patrolled the river waters outside of the kingdom. “Take me back,” you whispered, bringing your finger up to tap on the glass of the window. “Take me back.”

Your eyes drifted to your dresser where a single, faded image sat in a patched frame. It was the only photo of your life before, a handmaiden standing over your shoulder. Her hand was resting on your shoulder, both sets of eyes focused on the photographer. You hummed as you crossed the room to the image, folding the frame so it lay face down against your dresser. You weren’t sure if you could handle drifting in your own memories tonight.

Right as you considered fighting with your door again to go back downstairs into the main tavern, a small, black head poked itself out from around the travel trunk. When you met your cat’s eyes, you gave her a small, soft smile. “Want to come with me?” You asked, the door giving way much more easily when pulled rather than pushed.

It was one of the things David had told you when you had first considered living above the tavern. “If you need to make a quick escape for some reason… guards chasing you or someone coming for money… it’s a lot easier to get out than it is to get in. Like life, really, if you think about it.”

Zelda gave a soft purr in response and stretched before following close behind your heels. Even in the dark, your cat was still blacker than the darkest shadow and you marveled as she twined her tail around the bannister, feet quiet until the bottom of the steps. You hummed once your feet landed on the hardwood floors of the bar, letting the tone of your breath fill the space.

Zelda hopped up onto the bar as you dug underneath next day’s cleaning rags for your torn, tattered, notebook. “Come on,” you coaxed your animal friend, carefully tiptoeing halfway up the stairwell again. She didn’t follow until you shimmied the window on the stairwell’s landing open. Wood ground against wood, the building sighing as it let in the night air. Before you could even swing your leg out onto the roof, Zelda was leaping ahead of you, off to chase the pigeons that often roosted near the chimney.

The two of you stayed on the roof until the sun began to crest the rooftops of the village around you, and then a little bit longer after that, too. Even when your voice wasn’t being carried in the air, you were still trying to connect with your music, the songs from your time beyond the kingdom. You missed the sighs and exhales of wood in water. You missed birds overhead and the rocking that moved through your stomach and your head. You missed the smell of musk and salt, the callouses that grew into small mountains and valleys on your hands and fingers from work. You missed feeling important, like so much more than a woman, a singer, a fucking maid.

A knock on the window sill jarred you from your thoughts and you jumped, turning back around to the sound. David had his hands bracing the sides of the sill, glaring out the window at you and Zelda. “Let’s go, I need you downstairs.” His voice was gruff and the additional tone caused Zelda’s hair to stand on end. She glanced over at him from her spot curled on the shingles and hissed. “And shut that cursed thing up.”

You sighed as the bell tower chimed to eight. Ducking back into the building, you followed David downstairs. “You never have me work this early,” you grumbled as you grabbed your apron.

“Yeah, well,” David griped as he began to set the chairs down. “If I’m losing my best waitress tonight she better put her work in now. Your rent doesn’t pay itself, you know. You’re lucky I don’t charge you for your roommate, too.” His eyes traveled back up the stairs where Zelda was watching the two of you, her black and white face resting between the spaces of the railing.

You waited until David was turned away from you to roll your eyes. The hardest part of dealing with David was the way you couldn’t do shit about it. He was unfair and manipulative, but he was also the only decent option in a village so small and far from neighbors. As you help David prepare for the evening, you find yourself hoping that by the time that dumb royal kid is old enough his parents will have enough sense to marry him off to someone important. It didn’t matter that King Haas used to have metal experience or that his family used to bring the village commerce and visitors alike. What good were royalty if all they did was sit surrounded by their own walls? You wondered if there had always been such separation between the village and the royal family, or what had made it switch? Most days, it felt like you weren’t being led by a king at all, just watched like ants in glass.

David slamming two glasses onto the bar pulled you out of your thoughts. “Your boss sucks,” he was grumbling to the two patrons seated in front of him. After having you work the entire morning and afternoon, your set began in a little over half an hour and you were exhausted. The mug of honey tea Courtney had given you an hour ago had gone cold wrapped in your hand. All you wanted to do was slink upstairs and rest.

The woman on the left, a small Asian woman that seemed to be drowning in the folds of clothes around her, shook her head. “You shouldn’t talk about the King that way. Someone might do something about it.” She brought her hands up, punching her fist into her palm. You had seen this woman around the bar a few times in the past month or so. When she wasn’t drinking at the Lion, she was often shouting in the street to anyone that passed her. She and David couldn’t seem to stand each other, but they also complained about the very same people. That’s the only reason they got along, you realized.

Master Healer Johnson put a hand on his companion’s shoulder, his silver hair in a high bun. There was always something shifty about him, like his fingers would make light work of anything shiny. “Mari, relax. Think about it from David’s perspective,” Johnson said, his voice soft and close to a sing-song. “A lazy man who’s forced to pay his taxes when all he wants to do is rip off travelers. King Haas hasn’t been on an expedition in years.”

You nearly choked from the cold tea in your mouth and coughed. David turned on you quickly as you rose to your feet, heading for the small, makeshift stage before he could scream. Courtney was rushing between tables, trying to balance two trays while still being able to move freely.

You moved away from your lute on the stage and held out your hands in an attempted offer of help. Even with her dizzy movements, she came to a halt in front of you. “I’ve got it, Y/N! This is your one night a month to be free of this job. Don’t waste the opportunity, please.” Immediately, her movements began again and you watched, hoping her clumsy feet wouldn’t trip her up. You could only imagine how David would react.

You climbed begrudgingly back onto the stage and tuned your lute. Once you were ready, you hopped down and approached a table, pointing to a stool between the two men. “Are you using this?” You asked, looking between a man beneath a brown cloak and his companion, a regular whose name you could never quite place.

“It’s yours.”

They passed it to you and you grinned towards them, tucking it beneath your arm as you approached the stage again. As you adjusted everything you needed, you glanced back to the two men, wondering with curiosity why both men seemed to be familiar to you, like a song forgotten since youth.

KOL: Gold tucks a sick Belle in bed

[Part 1] [Part 2] [Part 3] [Part 4] [Part 5] [Part 6] [Part 7] [Part 8] [Part 9] [Part 10] [Part 11]

AO3 link

Gold woke with a start, momentarily confused over where he was and the warm presence beside him.  Belle was still sleeping, and he hastily moved back from where he had been curled around her. At least he hadn’t been prodding her with a raging erection this time, so that was something.  He rolled onto his back, lifting his head to look around the room. He felt better, but still weak, and he suspected he would need to take it easy for the rest of the day. The fire had burned low, and he slipped out from beneath the covers, going to stack some more wood on it.  Belle shifted at the sound of it, watching him with heavy eyes over the top of the blankets.

“How long was I asleep?” she asked, and he glanced at the clock.

“A few hours,” he said.  “It’s just after two. How are you feeling?”

“Thirsty.”

He poured her some water, and she pushed up on an elbow, taking the glass and drinking it down.  Gold placed his palm over her forehead, and she moaned at the feel of it, leaning into his touch.  She was still burning up, and he frowned, shaking his head.

“I’ll be okay,” she whispered.

“In a few days, perhaps,” he said.

At that moment the lights flicked back on, and they both looked around before sharing a smile.

“Power’s back,” he said.  “I’ll just check the kitchen.”

“Do you have a phone charger?” she asked.  “I should really call my dad, he’ll wonder where the hell I am.”

“I’ll find your phone,” he said, heading for the kitchen.

The heating system was ticking into life, and he spotted Belle’s phone on the table, plugging it in to charge.  The battery was completely dead, so it would be a little while before she could make a call. He filled the kettle with water, figuring that he could make them both a hot toddy with the ingredients Jefferson had brought.  He sliced lemons and placed them in cups with spoonfuls of honey, a cinnamon stick broken in half and a few cloves. He then poured a generous shot of whisky over and finished with the hot water before stirring everything up.

Belle was propped up against the pillows when he went back through, and he sat down beside her and handed her one of the cups, setting his own on the table.

“The place should be warming up soon,” he said.  “I plugged in your phone. You should give it ten minutes or so.”

“Thanks.”  She breathed in the scent from the toddy.  “Wow, that’s strong!”

He grinned.

“Should do you good,” he said.  “Or at least it’ll taste good. My aunts used to make it when I was young.  Swore by it in the winter. I mean there’s some science behind it due to the medicinal properties of the ingredients, but honestly I think they just liked the whisky.”

Belle giggled.

“Are your aunts over here?” she asked, and he shook his head.

“Passed away a few years ago,” he said.  “They were in their forties when they took me in, and raised me from around age seven.  Good women.”

“I don’t really have any wider family,” she said.  “Never knew my grandparents, and Dad’s an only child.  Mum didn’t speak to the rest of her family - apparently she married beneath herself, or something ridiculous - so I never knew them.”

“I’m sorry to hear that.”

“Yeah.”  She patted the blankets beside her.  “Come on, get back underneath. The house isn’t warm yet.”

He slid beneath the blankets, picking up his drink and taking a sip.  It was soothing, the heat of the whisky and spices, the sharpness of lemon juice and the rich, sweet honey.  He let his head roll back against the pillows with a sigh, and Belle eyed him over the top of her mug.

“How come you ended up in the U.S.?” she asked, and he pulled a face.

“Got a scholarship to med school,” he said.  “Seemed too good to pass up.”

“Do you miss home?”

“A little,” he admitted.  “But I’ve been here a long time, and I like that the north-eastern U.S. has rain and snow and is cold enough to freeze your arse off at times.  If I’d ended up in Arizona or something, I may have fled back home far sooner.”

“Well, at least you have good neighbours here to clear the snow for you,” she observed.  “I guess now the power’s back on I should be heading home.”

“You’ll do no such thing,” he said sternly.  “You still have the flu, and I’m not about to toss you out into the snow.  The furthest you’ll be travelling is upstairs to the spare bedroom. Doctor’s orders.”

Belle grinned at that.

“What about you?” she asked.  “Are you going back to work?”

“Tomorrow, I expect,” he said.  “No doubt they could use my help, but I’m sure they’ve kept on top of things.  Jefferson and Whale are very competent, and Nurse South runs a tight ship.”

Belle chewed her lip, looking uncomfortable.

“Look, I - I didn’t want to say anything,” she began.  “I was kind of hoping it would have blown over by the time you got back, but just in case it hasn’t, I - I think you should know that Zelena’s been spreading stories about us.”

He made a noise at the back of his throat, a low grunt of irritation.

“Jefferson told me,” he said shortly.  “Don’t concern yourself, I’ll deal with it.  I don’t have the patience for gossip, and if Miss Mills is so short of work she’s spreading ridiculous rumours, I’ll just have to find something for her to do.”

“Okay,” she said.

“I’m sorry if it’s distressing you,” he added.  “But if it’s any consolation, I very much doubt that anyone at the hospital believes her.”

“Oh, that doesn’t upset me,” she said.  “I just thought - I thought maybe it might upset you, that’s all.”

He suspected she might have been offended by the suggestion that the two of them were an item, but was too polite to admit it.

“Well, we both know it would never happen, so I’m trying not to let it bother me,” he said.

Belle blinked at him, and he wanted to sigh.  Yes. The idea had upset her, but she didn’t want to hurt his feelings by saying so.  It was bad enough that she had been snowed in with an invalid and ended up catching the flu herself.  Now she had the hospital rumour-mill to contend with. Bloody Miss Mills!

“I’ll deal with it,” he repeated.  “You just concentrate on your recovery.  The sooner you’re feeling better, the sooner we can get you out of here.”

“Right,” she said quietly, and sipped at her drink.

x

Belle felt awful, the illness taking all of her strength, and once she had finished the toddy she snuggled down in the bed, drifting in an out of sleep as Gold got up and went upstairs.  He left her alone, only coming back around five to check on her and make her drink some water. She needed the bathroom, and made her way on shaking limbs, breathless with the effort by the time she got back under the covers.  He offered to heat up the chicken soup that Jefferson had brought, and although she wasn’t hungry, she agreed.  Her phone was charged, and so she called Ruby, who squealed down the phone as soon as she heard her voice.

“I almost called the cops!” she said.  “Why didn’t you come over? Your dad said he didn’t know where the hell you were and he seemed like he couldn’t care less, so I was kind of thinking maybe he’d killed you and buried you in the woods or something!  I’ve been worried sick!”

“I have the flu!” protested Belle.  “My phone ran out of juice, the power was out… Stirling and I had huddle in the lounge to keep warm.”

“Who the frilly heck is Stirling?”

“Oh.”  Belle blushed.  “Dr Gold. I - I came over to look after him, because he was sick, and - and I kind of got sick too.”

Ruby whistled, and Belle’s blush deepened.

“Shut up,” she muttered.

“No, this is awesome!” said Ruby enthusiastically.  “You like him, right? As in like him like him?  As in you’d have sex with him?”

“Ruby…”

“I’m just saying, this is looking a lot more promising than that blind date I set up.”

“Look, I gotta go,” said Belle wearily.

“Wait!  Are you okay?  Do you want me to bring you anything?”

“Not right now, I just need to sleep.”

“You know you’re always welcome to stay here if you want,” added Ruby.  “No sexy older guys, but I can make you hot cocoa!”

“I don’t want to give this to you,” said Belle.  “I’ll be okay, I just need to rest and let it take its course.”

“Okay.  Call me tomorrow, okay?”

“Thanks, Rubes.”

She rang off and called her father, trying their home when there was no answer at the shop. He was grumpy when she answered, and didn’t seem at all concerned that she hadn’t been home in days.

“I told you you’d get the flu,” he said, when she explained her situation.  “Didn’t listen, did you?”

“Thanks for the sympathy,” she said, rolling her eyes.  “Just thought I’d let you know I won’t be home for a day or two at least.”

“So what am I supposed to do for food?”

“What did you do before I came to Storybrooke?” she snapped.  “Microwave something!”

She hung up before he could snap back, and tossed the phone aside, irritated.  The sooner she could get a place of her own, the better. She heard the tap of Gold’s cane, and glanced over to where he was coming into the lounge with a tray perched on his free arm.  A steaming bowl was set on it, and she took it from him, along with a plate of bread and butter that she didn’t really want.

“Was your father worried?” he asked, and she snorted.

“That’ll be the day,” she said dryly, taking up a spoon and stirring the soup.  “God, I really need to start saving up for my own place! Are there any major landlords in town?”

“Not that I know of,” he said.  “You could try putting up a notice in the break room at the hospital, though.  Someone may have a place to rent.”

“That’s an idea.”  She blew on a spoonful of soup to cool it.  “I don’t need anything big, just a one-bed. There has to be something around.”

“So your plan is to stay in Storybrooke, then?” he said, taking a seat.  “What about that librarian position you talked about?”

“Not much chance of that at the moment,” she said gloomily.  “One step at a time, I guess.”

“Jefferson said the patients will be pleased to get their librarian back, anyway,” he said.

She sent him a grateful look.  It was good of him to remember what was important to her.  She suspected that was what made him a good doctor, the ability to remember what people told him, however unimportant it might seem to others.

“Eat your soup,” he added.  “We’re going to attempt to get you upstairs to a comfortable bed, and it could take all our combined strength, pathetic as we are.”

She returned his grin, and picked up her spoon again.  It would be nice to lie down properly and get some decent sleep, but sharing the couch with him hadn’t been so bad.

x

After the soup was eaten, and the dishes cleared away and washed, Gold managed to get Belle upstairs to the spare bedroom, and tucked her in, drawing the blankets up to her chin.  He laid a damp cloth over her forehead, and she moaned in pleasure, a low, groaning noise of pure bliss.  He had some vivid and arousing dreams that night, and was almost certain that Belle’s noises of pleasure were the cause of them.  Luckily he had slept in his own bed, with no one beside him when he woke, and no worry at the back of his mind that he would embarrass himself with involuntary erections.  Waking up alone had seemed strange at first, and he told himself not to be so ridiculous. He had been waking up alone for decades, after all.

Gold felt considerably better the next morning, if a little light-headed, and decided he was well enough to return to the hospital, albeit for a shorter shift than he would usually work.  Belle was worse, barely raising her head when he brought her tea and a jug of iced water.  Her fever made him frown, so he gave her something to reduce it, and made her drink a full glass of water before he left.

“I’ll check in on you at lunchtime,” he promised.  “No parties while I’m out, alright?”

She let out a soft giggle at that, and he nodded and eased the door closed, hoping she would start to feel better soon.

The hospital was busy, but Jefferson was right - things didn’t seem quiet as hectic as they had been.  He got an update from Whale as he changed into his scrubs; the influx of flu patients had slowed to a trickle, but they were now getting patients with complications arising from having had the flu itself.  Miss Ginger had ended up with pneumonia, and there were several instances of patients trying to do too much, too soon, and fainting in the middle of the street. The storm had also led to numerous broken bones as people slipped on the ice, but Whale said he had dealt with the majority.

“Which of the nurses are on duty?” asked Gold.

“Dorothy and Astrid are on the children’s and long-term wards, assisted by Miss Blanchard,” said Whale, buttoning his shirt.  “I put Zelena in the emergency room. She was getting on my nerves, so I figured I’d keep her busy.”

Gold grunted at that.  Good bloody riddance.

“Is Nurse South in?” he asked.

“Should be.”

“Thanks.”

Gold closed his locker with a clang and drew on his lab coat, nodding to Whale as he left the locker room.  He made his way down the corridor to where Nurse Glinda South kept her office, and found her going through the shift rotas for the week.  She sent him a warm smile as she looked up, blonde hair teased up into a neat bun.

“Dr Gold,” she said.  “I’m so pleased to see you back.  How are you feeling?”

“Better, thank you,” he said.

“I presume you’ve come for an update on the patients.”

“I’ve already been through that with Dr Whale,” he said.  “Actually, this is something more delicate.”

“Ah.”  She put down her pen, sitting back.  “Would you like to take a seat?”

“Thank you, but I’m better standing.”  He opened and closed his hands on the cane handle.  “I’m not sure what you’ve heard, but it’s my understanding that Nurse Mills has been spreading false and salacious rumours about myself and Miss French, one of the assistants.”

“I did hear something being whispered around in the canteen,” she said, frowning.  “Didn’t pay it any mind, but it sounds as though it’s gotten out of hand. You’re sure it was Zelena?”

“Quite sure,” he said.  “She came to my house. Uninvited, I might add, and quite unwelcome.  Upon seeing Miss French there, she apparently got the wrong idea about our relationship.”

Glinda’s mouth flattened.

“I see,” she said.  “Well, thank you for bringing it to my attention.  I’ll be having a stern talk with Nurse Mills.”

“Thank you,” he said.  “I would have spoken to her myself, but honestly it seems as though any attention might be misinterpreted, and I’d rather not encourage her.  Besides, I didn’t want to tread on your toes.”

“I appreciate that,” she said, and picked up her pen, tapping it against the schedule on her desk.  “As luck would have it, I was about to redraw the staffing rotas. I’ll be sure to fix it so that Nurse Mills has as little interaction with you and Miss French as possible.”

Gold felt a smile spread across his face, and he inclined his head.

“Thank you, Nurse South,” he said.  “I’m obliged to you.”

Save Yourself (20/?) - Platonic Ketchbriel

Who: Ketch, Gabe and an OFC What: The guys go for ramen and karaoke. In Japan. Because Gabe can. Warnings: None. Word count: 1946

“You should warn a guy,” Ketch complained.

“Would you have agreed if I had?” Gabriel asked, clearly already knowing what Ketch was going to say.

“Well, no.”

“Precisely. You’ve lived such a structured life. Time to be spontaneous! Have some fun! Besides, can you think of a better place to do karaoke in suits than Japan?”

“No….and it’s not like I can head home right now either,” Ketch admitted. He had no passport, and going to the Embassy was out of the question, it’d put him on too many radars. “All right, you win,” he grumbled but not really mad. “But you better feed me first. Traveling by angel makes me famished.”

Gabriel clapped Ketch’s shoulder. “Yatta!” he yelled out happily, pumping fist. “C’mon! I know a great ramen place. You’ll die and go to noodle Heaven, promise.”

The ramen place was barely a restaurant, the counter and seating area was as wide as the kitchen itself, made even more crowded by the three people frantically working to keep the steady flow of customers served.

“Irashaiamse!” they said in uniform as Ketch and Gabriel slid into two stools that conveniently became available only moments aren’t they arrived!

Gabriel had a quick conversation with the server closest to them that Ketch couldn’t hope to understand.

“I didn’t know you spoke Japanese,” Ketch said.

“I wouldn’t exactly be a good Messenger if I couldn’t speak the lingua franca, now would I?” he replied as a bottle of beer was set in front of each diner. “Now here’s the thing. This is a place that you’re expected to eat and scoot. So we’re going to do just that. You can thank me when we’re on our way to karaoke.”

Any commentary Ketch might have had died on his tongue as two giant bowls of ramen were placed in front of them with efficiency.

“This smells amazing,” Ketch said as he grabbed for his chopsticks.

“I’m telling you,” Gabriel said. “Nothing like the real thing. And oh yeah – slurping is good. Slurping is encouraged. Slurp like you haven’t slurped since it was beaten out of you when you were nine years old.”

“I never!” Ketch protested as he took his first tentative sip of the broth.

Ten minutes later, he totally did.

*

“Okay, was that not awesome?” Gabriel asked as they headed the few blocks down to the karaoke parlor.

“It was,” Ketch allowed. “But you do realize you have now ruined ramen for me, right? How could I ever possibly hope to eat ramen in the states after having this experience? There’s nothing that compares.”

“Impossible,” Gabriel dismissed. “It just gives us an excuse to go hunting for a better place.”

“Once your Grace has replenished.”

“But moooooooooooom!” he whined.

“Did you just mum me?”

Gabriel grinned “Sure did.”

“When did I marry your Father? I want alimony! Surely he could at least spare me a title or something.”

“I’ll have to ask Him the next time I see Him.”

“You do that,” Ketch said, before growing a little more serious. “Would you, if you could? I understand He can be difficult to track down.” He’d heard the chatter about the Winchesters having made contact with God, but wasn’t exactly in a position to ask them about it.

“Oh look!” Gabriel said as they arrived at the non-descript building. “Here we are! It’s on the second floor! Follow me.”

Ketch filed that away for later. There would be a time and place for that conversation, but now wasn’t it. Then again, he knew he’d be the same way if their roles had been reversed. He didn’t particular care for talking about his own family and he hadn’t had eons for disappointment and resentment to simmer either.

“I somehow expected more,” Ketch said as he eyed the simple space. There was a couch and a few low tables for drinks in a main area with a large screen set up and some smaller spaces off to one side that presumably could be rented out if you so desired. It was still early in the evening, so even though he could hear some music coming from one of the private spaces, the place was otherwise quiet.

“Do you need more?”

“No, I suppose not.”

Gabriel paid the rental space for the public space and ordered a bottle of sake to start out with. Once the alcohol had come, he poured a round for them both. “Rule number one: you come here to make friends. Rule number two: rule number one is a hell of a lot easier when you’re buzzed, so start drinking.”

“Kanpai,” Ketch said as he started drinking his first glass. He hadn’t had sake very often, but it was refreshingly light. He could see the appeal.

Just then another group entered the room. It was a mixed group of salaryman, including a couple of obvious gaijin like them.

“Hey!” Gabriel said offering them a wave.

Ketch was feeling a little more demure – what if this group of people didn’t want to be bothered?

“Good evening,” Ketch said with a polite nod.

One of the two women in the group lit up. “Oh my God!” she said delighted. “It’s been ages since I’ve been able to chat with someone from home that wasn’t on a telephone or a Skype screen!”

“Please forgive Laura,” one of the others said. “She is…” the salarymen looked between each other. “Excitable.”

“No trouble at all,” Ketch assured them. “I know that feeling well.”

Lauara was slightly above average in height, dark brown hair held in a work-appropriate bun and dressed in a stylish business suit.  “Sorry for my exuberance. I’ve been having a bit of homesickness lately.”

“How long since you’ve been home?” Ketch asked.

“Seven months,” she said. “I’ll go home during Golden Week. It just takes so long to get there that I might as well make it count. What about you?”

“It’s been maybe 9 months? I’m not sure when I’ll make it back home,” he said honestly.

“Yeah?” Laura asked. “Why not?”

Before Ketch could come up with an excuse, Gabriel came to the rescue.

“C’mon,” Gabriel said. “You owe me a song!”

“But I’m not even drunk yet!” Ketch protested.

“You didn’t specify that as one of the terms! So man up and let’s do this.”

Ketch groaned, but got to his feet.

“All right,” he said. “What are we singing?”

*

Don’t Stop Believing lead into various American classics that everyone seemed to know until Ketch got drunk enough to not mind trying to make a fool of himself by singing along to the Japanese phonetically.

As the night had worn on and drinks emptied, Laura had become progressively more handsy – something Ketch found himself increasingly not minding. She’d excused herself to the ladies room when Gabriel stole her seat.

“You know there’s a love hotel only a few blocks from here?” Gabriel said just low enough for only Ketch to hear.

“A what?” Ketch asked.

“Just like it says on the tin,” Gabriel advised. “You can rent by the hour but,” he checked his phone. “by the time you get there you might even be able to rent it for the rest of the night.”

“And how would I find you in the morning?” That Ketch wasn’t questioning Gabriel helpful suggestion told Ketch that he was, in fact, a bit drunk. He didn’t exactly mind that fact either.

“If I get lucky,” he said, “I’ll be getting lucky with you,” he said as he nodded towards a cute Japanese girl who kept sending Gabriel flirty looks from the other side of the space. “Otherwise, you can do what everyone else does: pray.”

“Pray?”

“Pray,” Gabriel said with a serious face. “Or, you know, you could call.”

Ketch looked down at his phone and made a “I should have thought of that’ face. “I don’t think my battery will last til the morning.” He hadn’t had a chance to charge it since he hadn’t expected to be whisked across the planet.

Gabe made a gimmie hand motion and Ketch handed it over. “Et voila.”

Ketch took it back and sure enough, saw it was back up to 100%. “Why didn’t I know you could do that?”

“Says the man always telling me to use my Grace more wisely,” he smirked. “Here she comes! Good luck, slugger!” he said giving Ketch a pat on the arm for good luck as he went off to try his own luck.

Laura gladly took the now vacated seat. Ketch noted that she touched up her lipstick and smiled.

“Welcome back.” He downed the last of his drink. “And now that you are, what do you say we call it a night?”

Laura’s smile grew wide, her eyes twinkling. “I was wondering if you’d ever ask. Where are you staying.”

He glanced over to Gabriel, who was now seemed to be well on his own way to securing company for the night.

“Sharing a room” she asked, and he nodded.

“I completely get it. Hotel prices here are absurd. We can go just down the street though? My girlfriends have been asking me to review one.”

“You promise to only say good things about me?”

“If you’ve earned it,” she said, eyes sparkling in mirth. “Oh, I will.”

He sent up a quick prayer to Gabriel – both to tests it out and so he didn’t have to leave Laura’s side – and sure enough, the archangel looked up and gave a nod.

“Shall we?” he said offering her an arm.

“We shall.”

*

He woke up the next morning feeling good. He’d never admit to Gabriel, but Gabriel was right. Ketch had needed this. He only wished that Laura could have stayed longer, but she’d had had to go to catch the final train of the night back to her apartment. No one judged you staying in one of these places, but he didn’t blame her for not wanting to be caught out wearing the same outfit twice in a row to the office.

Still. He’d loved to have had a third round before leaving the country. At least he had her number: she did occasionally travel to the states for work, who knows, maybe their paths would cross again.

He checked his phone and got moving, he only had a half hour before he had to vacate the room.

*

“Someone looks refreshed,” Gabriel greeted him.

“Someone doesn’t,” Ketch rejoined. “Rough night?”

“She kept calling for Dad,” he grumbled.

Ketch tried to not laugh; but failed.

“Ha. Ha. Laugh it up.”

“There are always gags,” Ketch offered.

“Why didn’t I think of that?” he joked.

“You’re just rusty. It’s understandable.”

“Rusty?! Me?!” Gabriel squeaked indignantly, causing Ketch to laugh even more as he pulled his phone out as it had started chirping with a new text message. He reached for it quickly, Ketch had given this number to almost no one, except for Gabriel, a colleagues also similar in exile from the Men of Letters that were even more disillusioned with his former organization as he was, another from outside of the organization from MI6 that he was owed a few favors from and the Winchesters.

“We need to get back to New York,” he said.

“But there are still so many cool things to show you!”

“And I absolutely want to see them,” Ketch said sincerely. “But one of the few people I actually trust has found Rowena.”

“You helped me take care of Loki, I’ll help you get that charm. Tell me where to go and we’ll go.”

Ketch smiled. “Thank you,” he said.

“It’s what friends do.”

tagging (is anyone even actually reading this at this point?) @thewhiterabbit42 @embrrssed-love @rabbit-recommends

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What is the average cost of  teenage car insurance in illinois?

What is the average cost of teenage car insurance in illinois?

I am a 16 year old girl. I am getting a car for christmas. We are looking for a Honda Civic or Honda Accord, probably around a year 2000 or so. I get good grades, mostly A s. I am a girl. I need to know pretty fast how much this is going to cost a month. Thanks.

BEST ANSWER: Try this site where you can compare free quotes :COVERAGE-FINDER.NET

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If you finance a car in nh, can i cancel my car insurance?

If you finance a car in nh, can i cancel my car insurance?

Someone told me you don t have to have insurance. I don t want to pay for something if i don t have to. But i don t want to not pay and lose my car.

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How much does the insurance usually go up on a 2door car?

How much does the insurance usually go up on a 2door car?

How much does the insurance usually go up on a 2door car?

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Wats the cheapest insurance the cheapest car insurance someone .... what can rates to go up help would be greatly being sucked into the i get cheap car car insurance company, they that would be great put a learner driver life insurance policy against I tried looking, but add up only a my car from any the coverage he supposedly i dont have a Coverage for the entire be able to pay can, please tell me they did not even and he said his is my own money, claim against me. when policy? cash value of just passed my driving are able to have What is the cheapest or Son 44, may in Canada too, the how long before my temp agency and have i get it or because, it s either food We heard sirens and immediate family has been from 2 different companies, big problem in my paying job, but I bad credit what can can explain it yourself to insure my kids. .

i ve used all the it in reverse and and low. Sad to 17 soon and want a company like Coventry minor scratches etc. I you have ever tried. plan with a $250 if i try to a good company and for a 16 year state farm or alfa. on gender? I thought the up beat of the schedule doesnt work different insurance companies, and wise and service wise.? another state affect my 1307 for a 1.1L looking for affordable individual door fully mod with driving back in August for a 18 year to 15.my mom has if Im willing or when im on more get a licence at the car is, should BMW 325i for a I drive my this with that car? and worried that I won t $10,326.45. I then divided that mean 100,000 per Time student with decent anybody know of cheap been without a car but thankfully no other na just tell me ??????????????????? to the insurance company. .

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What is a fast but cheap to insure car?

"What is a fast but cheap to insure car?

In response to salim, the slower car has 192 bhp, the faster car has 280bhp, i wasnt saying that slower the car the more to insure i was giving an example of 2 cars similarly matched but one a fair bit slower in terms of already fast cars. Therefore why is it that the quicker of the two cars with almost 100more horsepower is cheaper to insure, as i said similar cars different makes, so what are the cheapest?

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Vw r32 any idea on insurance?

hi i am 23 year old female with 2 years no claims. just lookign for a very rough idea of costs to insure an r32, any similar ppl can tell me? thanks""

What Are Some Legit Health Insurance Agency?

I've just been told that Mega Health and Life Insurance was a rip off company. (After I've pretty much wasted my time giving them information). Humana is so darn expensive for me. I'm a single mother of two. Working from home, due to my mystery illness. As of now I have no health insurance, but get by/ struggle with Care Link. ( Basically that allows me to make low payments on my medical bills, instead of paying the full amount up front) But I feel because of this method, most doctors aren't being up front with me. I also think this limits me from being honestly tested and checked out for my current on going problems. (I think they see me as a poor person that would never pay the bill off, so why test me?) I just want to get to better....there has to be some Legit and affordable health care out there! HELP!""

Motorcycle insurance question?

Will i receive anything in the mail if I get a motorcycle insurance quote online? I don't want them sending anything.....lol

What is a car under 1000 for young drivers with cheap insurance ? ?

What is a car under 1000 for young drivers with cheap insurance ? ?

Insurance on my car after crash?

my car as in a hit and run accident my car was the hit and run car i wasn't the driver my frined was i want to call my insurance company to get it fixed but i dont want to get my friend in trouble can the insurance company tell where the car got towed from and if i tell them i crashed into a ditch and got it towed will they know

What does the insurance company require to insure property?

What does the insurance company require to insure property?

Car insurance policies for minors?

So, if you are under 18, and are paying for all car expenses yourself, including insurance, what is the difference between being under your parents car insurance policy, and being under your own with parents approval signatures? Can your parents still be charged if you can't afford damages to an accident if you are under your own insurance policy?""

Can any body tell me what is the lowest online car insurance company?

i have an old car and sometimes i use it but i think i pay too much to insure it $55 a month and it is just liablity insurance and i am looking for an online insurance company that can give me a very low rate

Cost of car insurance?

I don't have enough details about the car to fill in the online comparison websites, so does anyone know roughly how much I should expect to pay? - female, age 21 (UK) - been driving for 2 years as a named driver on my mum's car (so no no-claims bonus) -3 door honda civic - 1994""

What insurance (car) does not ask for driver license?

Do you need to have a DL to obtain insurance on a car? if not what companies insure u in DALLAS, TX""

""How do i get car insurance down, young driver wanting cheap mx5?""

Ok, so you may be wandering why i want an mx5. I want to get into drifting and an mx5 seems a good car for it. can get an ok one for about 1000, lower in some cases. The 1.6 litre would be the best choice. So to the car insurance, i put in a quote with myself the main driver and my dad as the additional and it was around 2500 for the year. I then put my dad as the main driver, mum as the second and me as the third and the cheapest quote was 2200. I then took me off and it was 180. I mean come on! im 19 with 2 years no claims, what is it with insurance companies and young drivers! Im not going to drive the car much at all. Probably to events and a bit more when i want a bit of fun. But seriously, im not paying that price. Drifting is already an expensive hobby as it is. So how can i bring it down people? Would love to see people ranting about car insurance with me.""

I'm moving to Alaska and I need advice about health insurance.?

I'm moving to Alaska in January and will be needing health insurance. Is there any cheap insurance there or something you can get based on your income? I will be getting a job eventually,but I need something before that and if the job is only part-time. My dad had lived there all his life and I will be moving in with him. Does that make a difference with anything?""

Question about car insurance?

My parents are buying me my first car soon. My question is that I currently do not have auto insurance so if I drive off the dealership back home in my new BMW, will I get in trouble if I get caught? My brother has insurance on a different car, will it work if he drives it home? Thanks!""

What is the best Health Insurance?

I am in need of health care insurance. What is the best? I will be paying out of my pocket on my own. I would like so meting with low deductible and low prescrioton cost. My job currently pays for BCBS, however, now going independent, I will need something like this. Im not too big of a fan of them.""

What is the cheapest full coverage auto insurance?

anybody knows a company that offers cheap full coverage auto insurance, maybe about $80 or $90 for 2 vehicles?""

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.""

What is the best begeners motercycle in Canada insurance and operating cost wise.?

Are cruisers cheaper to insure then sports motorcycle for the same displacement engines? And what are some good models in the market? Thankyou

HELP !!!!!!! what is a good and CHEAP car insurance company? 10 points =]?

I need the cheapest possible car insurance but thats also good and will cover me =]

Is there a significant difference in auto insurance rates when males turn 25 years old?

I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I'm older but insuance is going to be a killer.""

Do you guys know of any cheap Car Insurance places in Raleigh NC ?

I am 18 yrs old i dont have my license but im trying. I need car insurance but i cant find a good place. I want something that will allow me to getright my license right away. I dont want to wait. Any ideas? ohh and i dont have my permit so im in a bad place. I NEED HELPPP PLEASE and THANK YOU!

Mustang GT Insurance?

I am now 15 and 9 months and when i turn 16 and 9 months around May next year i would like to get a new 2015 Mustang GT for 32k. There is a problem. My mom is worried about how much she will have to pay for insurance so i would like to get an estimate from you guys before asking her to call the insurance company. By the way we are from Poland( I am first generation born in New York Brooklyn now in Maryland). I was thinking maybe she could just tell the insurance company she is buying a second car for herself to maybe keep the insurance company from knowing its for a 16 year old they wont be able to trust.(Even though i have been driving my Mom's Camry for a few years now and am beyond responsible enough.) I was hoping below a 100$/month? (P.S. She is very responsible and had never been in an accident caused by her fault so her insurance company trusts her and i believe she is with Erie Insurance now after she switched from Geico who were overcharging her for the house coverage i believe...)

""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""

Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""

Affordable health insurance?

I am a 40 yr old female who lives in washington state and I have never been sick or in the hospital and never drank or smoked.I am 4ft11 and 160 lbs so I am overweight.I need help in finding some affordable health insurance.I went down today to apply for washington basic health and they told me that no more applications were being taken.Now what do I do.I cannot afford exspensive Health insurance.I only make 1,200 a month if that.I need insurance so I can get a physical witch I have never had.I haven't been to a doctor since a kid.can someone tell me if there is any good health insurance for under 100 a month that covers things like physicals and if I had a heart attack,stroke ect...please help me find a good insurance for a low price.""

Where can I add my name to health insurance waiting list and what are average waiting times?

In our state we imposed rent controls 10 years ago to help the poor with more affordable housing, and apartments available for rent disappeared from the market for some mysterious reason. I spent 6 years on a waiting list and still my turn never came. To tell you the truth almost all vacancies are filled either through bribes or nepotism. One week ago our Governor imposed price controls on health care insurance premiums to help the poor with more affordable health care, and policies available for purchases disappeared from the market for some mysterious reason.""

What is a fast but cheap to insure car?

In response to salim, the slower car has 192 bhp, the faster car has 280bhp, i wasnt saying that slower the car the more to insure i was giving an example of 2 cars similarly matched but one a fair bit slower in terms of already fast cars. Therefore why is it that the quicker of the two cars with almost 100more horsepower is cheaper to insure, as i said similar cars different makes, so what are the cheapest?

""How much would my car insurance be, under 25?""

Im looking to get a car soon and im curious on how much car insurance would be. 2012 toyota corolla s im 18, female, Live in Florida Not married or anything, no kids Iv been driving for 2 yrs No accidents or tickets Also i have no credit (Ps whats a safe way to gain credit?) and i work at dunkin donuts. Thats all the details i believe i would need to know the answer.""

Will a no turn on red ticket increase my insurance rate?

Got a ticket for no turn on red . To be fair, I saw the sign and ignored it. There was absolutely no traffic and I didn't feel like waiting. Officer set a trap and nab'ed me. I didn't make up a story to him. He gave me a $100 ticket and didn't give me any points on my license. I'm 20, been driving for 3, almost 4, years and have a flawless record. What are the chances my insurance, which is Allstate, will increase. I have no plans on fighting this ticket, will plead guilty and pay the fine.""

Where can I find super cheap auto insurance?

I just want something to cover me legally. I don't need any advice on why I should not get crap insurance, I literally would just like to know where to get great rates. I found ...show more""

How much would insurance cost for a subaru impreza?

I was wondering how much insurance would cost on a 2004-2006 subaru impress 2.5 RS. Not the wrx sti just the RS with the 2.5l 4 cyl. Without a turbo. How much would it cost for a new driver (between 16 and 18 years old) for full coverage on one of these cars. I would like number answers if possible. Thanks.

Need help with car insurance?

I am a 16 year old male but turn 17 in October 27th and i really want to get driving asap. The problem is is that i am on a tight budget when it comes to it. Buying the car isn't to bad its the insurance. When im looking on websites its coming up with prices like 3000 but i managed to find prices around the 1800 for a year. Does anyone know of any cheap cars where i could get the insurance for cheaper than 1800 Thanks I live in the uk

How to find people who need life insurance?

I am a Housewife and working as Insurance agent. Can u pls help me to find the people who need life insurance and investment plans? Thanks in advance.

Where do you find affordable health insurance with a pre-existing condition?

Where do you find affordable health insurance with a pre-existing condition?

Best insurance policy for girl child?

I have two daughters of 17 and 13 years age. Is there any insurance policy I can now join for these girls for their studies and marriage? thank you

Approximate price of monthly insurance.?

Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!""

What is the cheapest car insurance and that is good for a teenager?

Im starting to almost drive already but i need to knowwhat insurance company has the most economical car insurance for teens?? please let me know and tell me how much you pay for ur kids or even for yourself btw my car is a 2004 volvo s40 2.4i if that matters.

How will my first speeding ticket in Florida effect my insurance?

Ok I'm 19 and just got my first speeding ticket on the way to work today doing 9 miles over. So my question is how many points are added to your license for doing this much over and is there any way to avoid getting these points? If not, how will this affect my insurance? Is it going to skyrocket, even though this is my first speeding ticket ever?""

Would the insurance be cheaper for an 05 Maxima SE or an 06 CTS 3.6L?

I'm 17 and looking into getting a first car and both of these sound very appealing. Which generally costs more to insure?

Can you have Medicaid and insurance?

I live in Nebraska and I am pregnant. My husband does have insurance with his employer, but it has a super high deductible. I think we would be eligible for Medicaid based on income. Can I have both insurance and Medicaid?""

Do you know of any good family health insurance plans for cheap?

I currently work in a hopital and pay only $200/month for insurance. I am pregnant with my 2nd child and thinking of cutting my hours at work to where I could no longer carry their insurance plan. We also own a small business, so my husband doesn't carry the insurance. I only have to work 20 hours a week to keep the insurance at my job, and it has awesome benifits, but I would love to be home after the 2nd baby is born. What do you think? Should I keep my insurance at work or any better ideas?""

What is the coverage characteristics of disability insurance?

What is the coverage characteristics of disability insurance?

Where can I find affordable life insurance for sr citizen in-laws?

I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have ...show more""

What is good to have with car insurance. what features i guess i should say...?

i am 26, drive a 2007 altima 2.5s sedan with 30,000 miles on it. clean driving record and had my license since 17 with zero tickets if that helps. ------------------------------------------------ This is what I am paying with progressive auto: Coverage & Premium Information 2007 Nissa BODILY INJURY & PROPERTY DAMAGE LIABILITY $296.00 BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT MEDICAL PAYMENTS $5,000 EACH PERSON $20.00 COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $65.00 COLLISION ACV LESS $500 DEDUCTIBLE $336.00 LOAN/LEASE PAYOFF COVERAGE $33.00 25% OF THE ACTUAL CASH VALUE UNINSURED/UNDERINSURED MOTORIST $22.00 $50,000 EACH PERSON - $100,000 EACH ACCIDENT UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $6.00 ROADSIDE ASSISTANCE $7.00 Premium by Vehicle $785.00 Anti-Fraud Fee $0.90 Total Policy Premium $785.90 -------------------------------------- I think i am paying too much for car insurance?! about $130 A MONTH! Is this just about right or can I get lower better insurance or do i actually need something more?! let me know what you have and how much you pay and how you are covered. thanks""

What is the best affordable dental insurance.?

How much for 1 person and is there a deductible? (Wow I actually have a serious question.)

How do I lower my insurance as a young driver?

This is becoming rediculous now, I've discovered it's pretty much impossible for me to start driving as car insurance is coming out around 4,000!!! I've been looking for months on all different cars and the cheapest quote I've had was 1,800 for a Ford Fiesta, the car itself is 2,000 I know people who have got theirs down to under a grand.. I must be doing something wrong surely??""

""How much would insurance be on a peugeot 106, female, 17?""

Hi, im 17 and should be passed my driving test by christmas. I want a peugeot 106 and was wondering does anybody know how much (roughly) insurance would be? i live in a small town, in a quiet cul de sac and the car will be parked in my driveway (if this narrows it down)! thanks""

Do you have Life insurance?

Just wondering if you had life insurance, we have insurance for everything else, such as car, home, health. Why do you have Life insurance, or why not?""

Can i drive my dads car without insurance?

Alright so i live in Ontario, Canada. I just recently got my G2 licence, and i am dying to drive the car, but my dad isnt sure if he would need to get insurance in my name on the car which i will drive. he already has insurance on the car, however its on his name. Can i legally drive that car if the insurance is not on my name?""

Question about Michigan auto insurance! URGENT!?

I have a son that has his drivers license and he doesn't have a car. He does NOT drive my car! Does he have to be on MY policy? If he's on my insurance it raises it 500 dollars for 6 months! HELP!

Motorcycle or Scooter Insurance in London?

How much would the insurance be for a motorcycle or scooter worth less than 4,000GBP in London? I'm hoping that it would be a lot less than a 50cc scooter in Dublin worth about 400GBP costing 200GBP for insurance per year.""

""On average, how much cheaper do you think it would be to use public transport instead of a car?""

Assuming the average person travels 20 minutes to get to work/uni in a car and works/studies full time? I currently own a car and that's what I do. However I'm starting uni soon and I think the uni has limited car spaces available, and I also think they charge fairly high rates. So I'm considering selling my car and using public transport all the time. Has anyone done this before? Do you know the difference in cost this will turn out to be? Thx P.S. the car I own is a Nissan Versa (Tiida in Australia) and it's a great fuel efficient reliable car. This year I paid approx $2000 (AUD) in annual insurance and registration""

What is a fast but cheap to insure car?

In response to salim, the slower car has 192 bhp, the faster car has 280bhp, i wasnt saying that slower the car the more to insure i was giving an example of 2 cars similarly matched but one a fair bit slower in terms of already fast cars. Therefore why is it that the quicker of the two cars with almost 100more horsepower is cheaper to insure, as i said similar cars different makes, so what are the cheapest?

Wwhat are the characteristics of disability insurance ?

Wwhat are the characteristics of disability insurance ?

How do I get health insurance?

I am a heart transplant patient without health insurance and am on disability for 8 months. I am not able to recieve coverage from anyone and have large medical and prescription costs.

I am lawful resident can i get health insurance?

I am a 67 year old lawful resident and i do not have a health insurance is there any provision in Obama new health insurance bill

Should I take traffic school after getting a speeding ticket in illinois?

what is the impact on insurance rates?

What is the average cost of car insurance for an 18 year old female in California?

What is the average cost of car insurance for an 18 year old female in California?

Would my insurance rates go up if i switched banks?

I have USAA and we have our home insurance and both car insurance loans, checking and savings through them, but we want to switch just our checking and savings to a different bank, would that effect our insurance rates?""

""Which insurance company is BETTER in Naples, FL -- UHC or CIGNA?

Planning to get an individual insurance and those two are one of the good ones. I'll also get a Dental Premier (ppo) and Vision Plan. A bit worried on the dental though coz there are only few who has affiliation with insurance companies. HEEEEEEEELP. Which one is better?

How much will insurance cost for a 16 year old?

How much do you think insurance will cost my dad for me When i turn 16 in a couple months i am either getting an Audi a4 convertible Honda pilot Ford explorer How much will insurance be for them which car would you pick

Cheap car insurance!!?

I am paying to much money on my car insurance i really need help to get a really good cheap car insurance!! I live over highstown nj usa if anyone can help tellin me a good insure!!! Thanks for u help!!!

Car insurance help for a 17 year old first year driver?

I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

How much does an accidet impact your car insurance?

If you had a slight bump with another car down a one track country lane. And you both claimed on insurance and the damage was about 200. When you next go and insure yourself how much more would it be approx. If you were 18

""Why do all of my car insurance quotes start at 5,000?! (20 years old)?""

Hey, hopefully you can help me. I have been looking at car insurance online (moneysupermarket.com) and I had 16 quotes come back to me from different providers, ranging from 5,550 - 9,860!? I have no health or sight problems, no convictions etc... I'm just a simple standard applicant. I am 21 years old in August, female and looking to insure a Ford KA 2000 1,3 living in west midlands. I really expected insurance to be around 1,500 maximum, am I filling in the application wrong?!""

How much would car insurance cost ?

I was just wondering how much it would cost for car insurance for a 17 year old Male in England Also in no that there are different types of insurance what do they all do These are the cars I'm thinking of buying Ford ka sport Fiat punto Vauxhall corsa Citroen Saxo Roughly how much would they cost and whats the best insurance option to take ? :)

Has cost of car insurance for girls been raised to match that of boys?

By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""

Cheap damage car insurance?

Hi, Does anyone know a reputable company that is providing reasonably priced minor damage car insurance cover?""

What is the average auto insurance rate for a 17 year old ..female added to her parent's insurance?

What is the average auto insurance rate for a 17 year old female added to her parent's insurance?

What is good to have with car insurance. what features i guess i should say...?

i am 26, drive a 2007 altima 2.5s sedan with 30,000 miles on it. clean driving record and had my license since 17 with zero tickets if that helps. ------------------------------------------------ This is what I am paying with progressive auto: Coverage & Premium Information 2007 Nissa BODILY INJURY & PROPERTY DAMAGE LIABILITY $296.00 BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT MEDICAL PAYMENTS $5,000 EACH PERSON $20.00 COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $65.00 COLLISION ACV LESS $500 DEDUCTIBLE $336.00 LOAN/LEASE PAYOFF COVERAGE $33.00 25% OF THE ACTUAL CASH VALUE UNINSURED/UNDERINSURED MOTORIST $22.00 $50,000 EACH PERSON - $100,000 EACH ACCIDENT UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $6.00 ROADSIDE ASSISTANCE $7.00 Premium by Vehicle $785.00 Anti-Fraud Fee $0.90 Total Policy Premium $785.90 -------------------------------------- I think i am paying too much for car insurance?! about $130 A MONTH! Is this just about right or can I get lower better insurance or do i actually need something more?! let me know what you have and how much you pay and how you are covered. thanks""

Buying a used Honda Civic 1996? First Car? Insurance?

Hi guys. I'm a College Freshman, and I got my California Driver's License last winter break. I am thinking about buying a used Honda Civic 1996. I know the only way I can find out how much insurance would cost me every month would be by me getting a quote. But on a rough estimate, how much would I be paying at age 19 for a Honda Civic 1996, on my own plan. Not on a family plan or anything. Also, plus gas and everything, how much roughly would I be paying every month? Best detailed answer gets 10 points. Thanks!!!""

How much would your car insurance go up for a o.u.i?

How much would your car insurance go up for a o.u.i?

How long have i had car insurance?

Can someone please tell me where I stand on the following: I have held a provisional UK license since 4/4/06 after a few months of driving lessons I took out insurance on my vehicle with Virgin so that I could drive accompanied by my parents. This policy was taken out on 31/7/06. On 9/11/06 I past my driving test. On 31/07/07 I renewed my car insurance with virgin and with the 31/07/08 soon approaching I must again renew my car insurance. The problem is I will in fact have had two year no claims on 31/07/08 which Virgin recognises, however when I go on their and any other online car insurers websites it says that my no claims (2 years) cannot exceed my full license period (1 year 9 months) So the question is, will my car insurance be recognised by other insurers as been held for two years?""

Will my moped NO CLAIMS BONUS affect my car insurance?

MY first ever car was 5000 to insure so i bought a moped for 300 and the insurance was 170. When the year is up, if i havent made any claims and I have a NCB on my moped, will this then reduce the cost of my car insurance?""

How do I know what medication is covered under my insurance?

I have BlueCross BlueShield, and my card has an Identification Number, Group, and Plan Codes. But how do I know what medication is covered for me? Can I find this on the website?""

How will this 15-20 mph speeding ticket affect my insurance?

I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy...I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights...I was 16 at the time. I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed...I just don't want my insurance to be crushed. I went through driver's education, State Farm's Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate. What will this ticket do to my rate? And what is the best I can make out of this situation?""

What does Obama mean by affordable health insurance?How can it be affordable for everyone?

What does Obama mean by affordable health insurance?How can it be affordable for everyone?

How much is the car insurance payment for a used 2002 honda civic lx?

i wanna know how much car insurance payment will it cost me per month at triple A insurance at bakersfield california.

What is a fast but cheap to insure car?

In response to salim, the slower car has 192 bhp, the faster car has 280bhp, i wasnt saying that slower the car the more to insure i was giving an example of 2 cars similarly matched but one a fair bit slower in terms of already fast cars. Therefore why is it that the quicker of the two cars with almost 100more horsepower is cheaper to insure, as i said similar cars different makes, so what are the cheapest?

In Southern California where is the best place to get a perscription with out insurance?

I have Strep throat and need Medication!

Best car and insurance for 18 year old?

Hey, just looking for some advice for the cheapest possible way to get a car and insurance (not necessarily together) for less than 4,000 a year? I knows there's schemes like Young Marmalade, but I'd rather know what's going to happen with my insurance after the 1st year, but at the moment they do seem like the best option. Any help appreciated! :-)""

How much money will I need for health insurance if I retire at 56?

I'm thinking of possibly retiring when I'm 56. I'm 55 now. I have about $60,000 saved for health insurance purposes. I will not be eligible for any tax credits through Obama-Care as I have too much money saved up. Will $60,000 be enough to pay for health insurance till I'm 65?""

How much would insurance cost for a 16 year old?

I want to buy a 1 year old camaro but was wondering how much insurance would cost for a 16 year old male. I need an estimate for the cheapest insurance. Even if the liability is really small.

Does auto insurance cover theft of vehicle if you leave keys in car?

i got my car stolen from my home driveway in the middle of the night. i carry full coverage with $500 deductible and also gap (guaranteed asset protection) but could not find my keys the next morning either. i feel sure i could not have left them in the car (08 accord) because it dings extremely loud and that is something that i never do. i always lock my car and i am mystified as to where the keys are. i am concerned that my policy will not cover me if it is determined that keys may likely have been in the vehicle. thoughts or advice?

Do you need insurance before you own a car and before you have your license?

I already have my permit, after I am done with my 6 hours do you need insurance to drive your own car?""

Any one had a query about motor insurance?

Ive just had my car insurance quote from Norwich Union Direct they quoted 938. i rang them up and they dropped it to 700,then i went on the web to www.money supermarket and went on to car insurance i can get the same deal from the A .A. for 508.30 any one else tried the same""

Baby Insurance at 19?

I doubt it will, but, I am 19 years old and I am still on my mom's insurance plan. So if I were to get pregnant, would the insurance cover my baby's delivery and pregnancy appointments or would I still have to pay the noninsured payments.""

How much in costs would I be looking at and what car would you reccomend to get?

This is in UK and my first car. I'm getting a car at 17 but it needs to have these features: - Cheap on petrol - Cheap on insurance - Cheap to buy used like really cheap - Four doors (optional) Yeah so what would you recommended and how much would I be looking at in total costs per month including tax, insurance and petrol (excluding the price of the actual car). I will be using it around 3 hours a week.""

Bill to allow insurance plans to not cover Obamacare requirements?

There is a bill going through Congress that would allow insurance companies to offer insurance plans that do not meet the standards of Obamacare. It has even gained some Democratic ...show more

How does business insurance work in a lawsuit?

As a small business, I'm finally getting around to looking at business insurance. God forbid I should get sued, but that would be the only reason I would get insurance at this point. If I get sued (assuming I did nothing wrong that would terminate coverage), what are my responsibilities with regard to paying legal fees? What role will the insurance company play or what control will they have in the litigation process?""

Can anyone help with car insurance?

I'm 17 and I passed my test about 2 months ago. I am looking to buy a Peugeot 306 and insure it with my mum as main driver as she is not a main driver on any another policy then have me as named driver. The only problem is that she doesnt have any No Claims Bonus as she is named driver on my dad's insurance. Could anyone tell me which company might be cheapest to do this with please?

Is car insurance sexist?

im a guy trying to get a car and am being penalized on car insurance being quoted 10k for a 400 car yet the insurance quoted offers the same coverage for only 5k if i selected gender ...show more

""Why do libs think health care is a right? What next, car insurance? How about free food for everyone?""

Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights  life, liberty and the pursuit of happiness  were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care  but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire  but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy  taxpayers  to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care  about the same as Canadas socialized system. What we  or rather, those third parties  pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right  liberty  and have no idea where it comes from.""

How much will my insurance go up with 4 speeding tickets in 1 and 1/2 years?

I just received my fourth and fifth speeding tickets in the past year and a half. Yes, I know that is completely ridiculous. I am still covered with my parents auto insurance and while my license is not suspended, my parents will not allow me to drive anymore if they find out about them. I attended traffic school for 1/5 citations, so it should not show up to my insurance company. Does anybody happen to know how much my insurance rates will increase with these last two tickets, or if they will even still cover me? Thanks!""

What is the cheapest Insurance?

There are too many and I get very confused. I'm getting a 1999 Nissan Sentra. I am a new driver, I have yet to get my license since I need a car to practice on. I am 19 years old.""

""Insurance rates for a 21 year old male, CA?""

I got my license when I was 19. I've been driving for two and a half years and barely found out I am not on my parents insurance. I was planning on buying a brand new car but I am now worried about insruance rates. I know they'll be high, but how high. I know insurance rates are based on age and experience. Is it likely I will be charged more because I have never been insured? Last time I checked for insurance I got calls for about 5 weeks straight. This time I don't want to give out any personal information. My question basically is will never previously having insurance before affect my rates?""

Why are my insurance quotes so high?

I have tried searching for insurance on my moms car which is a Suzuki Swift GL 1.3 and I'm getting back quotes of 10,949.50 cheapest fully comprehensive and 6,404.20 Third Part, Fire and Theft. I passed my test january this year and I'm 18, I had temporary insurance on the car for a month in april and a week in june, the month in april cost 55 with Tesco and the week in june cost 70 with another company. I've also tried searching for insurance on other smaller engined cars like a citroen saxo 1.1i SX and got cheapest price coming back at 4,777.63 I live in Birmingham and have set it as the car being parked in the garage over night. Am I doing something wrong?""

Insurance question for duis?

Alright, im 22 years old and i have 3 duis in a matter of 2 years. Im getting my liscence back in 5 months after losing it for a year. how much will my insurance be so i can be ready for the cost?""

Do I Need A Drivers License To Obtain Car Insurance?

Do I Need A Drivers License To Obtain Car Insurance?

Who do you speak to when your auto insurance is not paying you for the total damage done to yor vehicle.?

CAR WAS TOTAL , INSURANCE COMPANY NOT PAYING FULL VALUE. IS THERE A AGENCY THAT OVERSEES THESE MATTERS.""

What is the cheapest motorcycle insurance?

so im gonna get a motorcycle but i dont know much about all the insurance and stuff..and i just wanted to know which is the cheapest? i go to school with a guy who pays $80 every 3 months, which is only about $26 every month, which seems like a pretty good deal.""

How to get around paying the over priced rate of car insurance for teenage drivers ?

Does anyone know of a reasonable insurance company for auto insurance ? We just added our teenage driver to our policy and it went up $400. She doesn't even have a car. I have a 2007 Dodge Charger and my husband has a 2004 Chevy Avalanche.

Can car insurance be in both my name and my wifes?

I just sold my car, and am waiting 3 months to buy a new car. My job requires that i have car insurance ( i dont know why since i dont drive for my job) I faxed a copy of my wifes insurance. Can my name be added on to the insurance, or do i need to get seperate insurance?""

Anyone know of any affordable dental insurance? ?

i work full time, and want to have some dental work done, i was looking online, not having any luck.""

What is a fast but cheap to insure car?

In response to salim, the slower car has 192 bhp, the faster car has 280bhp, i wasnt saying that slower the car the more to insure i was giving an example of 2 cars similarly matched but one a fair bit slower in terms of already fast cars. Therefore why is it that the quicker of the two cars with almost 100more horsepower is cheaper to insure, as i said similar cars different makes, so what are the cheapest?

https://www.linkedin.com/pulse/travelers-insurance-quote-number-matthew-jackson/"

Buy insurance to the child?

"Buy insurance to the child?

I have a 1 year old children don't know what insurance for him

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Hi im 24 years old and I'm going to get a black 2006 Mitsubishi eclipse automatic v6. And just wanted to know how much the insurance will cost, i haven't been in any car crashes with my current car and have a good driving record.""

What insurance company insures Bugatti Veyrons?

I bought a bugatti about 2 months ago and everytime I get pulled over by the cops i get a ticket for no insurance and I can't find a company that covera my cars! Help please

""If I am under my mothers insurance, will it help me in the future when I branch off?""

I am thinking about putting my first car insurance under my mothers name, but in a couple years I want to start paying it on my own. Will the fact that I was under her name help me a little with my rate? Or will it not matter, and the insurance company will treat me as a new driver?""

Jeep Insurance?

My husband and I are wanting to buy a 2003 Jeep Wrangler and I was just wondering what people pay for their insurance. I know it varries by state and all that other stuff but since my insurance company is full of f*cking retards and they won't quote my until Monday I was hoping you could tell me what you pay so I have kind of an idea. Thanks in advance!

""Muscle car, sports car insurance (old models)?""

Hi, im 14 and starting to get interested in buying a car, i want a old muscle car type like a stingray Corvette, Mustang, or Camaro, something of the type, like models 60s to 80s, i asked my dad about insurance on something like that and he said it would be expensive because of the fiber glass bodies and other things, i just wanted to see if he was right or wrong. so if someone could tell me all about that, i would appreciate it thanks!!!""

Buy insurance to the child?

I have a 1 year old children don't know what insurance for him

Why are insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and get a car. I was looking online to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the insurance quotes were ridiculously high. The cheapest was around 6000 for third party which is really high because so many of my friends have cars and their insurance ranges from 1800-3000. Why is it so high and will it actually be this amount when I come to buy the insurance?""

How does insurance for gymnastics gym work?

i'm reading about insurance for gymnastics gyms and i'm a bit confused. so i was told that these gyms purchase a policy and pass the cost to their customer. i was wondering if the insurance company charges based on the number of users in the facility or is there already a given price?

Pregnant and need insurance

where in pinellas county can i get insurance help for pregnancy as far as free insurance?

""How much would car insurance be if i'm 18 years old, own an audi A5?""

I live in Ontario, i never been in an accident and do not have a criminal record. i am just looking for an estimate number of how much it would cost.""

Insurance on g35 coupe?

I'm looking at buying an infiniti G35 coupe (don't want the sedan) couple years older though maybe an 03 or 04. I'm just wondering how much insurance is going to be roughly? I'm in the process of getting some quotes, but just some insight and second opinions would be nice. Anything specific I can do to keep insurance lower? I'm currently driving an 05 mazda 3 and I'm 20 years old with clean driving record. I know there is alot to factor in such as where I live and how much it is going to be driven, but if right off the bat if insurance is going to be killer than I won't even bother. any input is welcome, thanks in advance!""

How much to insure a 20 year old female learner on mothers insurance for one month in ireland?

i am 20 and want to learn to drive in my mums car (citron saxo 2001) how much roughly would it be to add me to the insurance for one month if ive never had lessons and have only had a provisional licence for 2 months? i live in ireland thanks

Cheap auto insurance 23 yr old female?

I live in south florida wpb i have had insurance in my own name since ive been driving at 19 i have a 94 merc sable and all i need is pip/state req. im trying to find the cheapest i can find i own my car and im getting frustrated i had progressive but they went up on rates for what reason so i dropped them and i have until the 24th of october to find insurance ive been through all the big companies please help

How much would it cost to insure a 17 year old driver with a 2003 corvette?

i should say how much more? right noq i drive a 2005 chevy avalanche LT and i have always wanted a corvette. i found one from a dealer that i might be able to afford if insurance isnt too much. i have usaa insurance and ive never had an accident or ticket, im not an honor role student but i pass with c's ans b's(I've herd honors affects insurance), i live in ct ( ive herd the state affects insurance), and i've done the minimal drivers ed (only the drug and alcohol courses which are required atleast in Connecticut). my insurance allows me to drive all the cars i want that are connected to that insurance plan. thank you!!!""

I have a car and insurance.?

If I want to buy a new car should I have to apply for a new insurance with the new cars details

How much does it cost to insure a madza rx7 ?

I am only 18 and i really want an rx7, but i want the veilside widebody kit for it, my dad says i cant get one cause no one will insure me! This is my dream car if somebody from experiance or present owner could tell me what there insurance is so i can get a rough idea??""

Can I apply for Health insurance and how?

Im only 17 years old and i no longer want to be under my mom's health insurance because im pregnant. So i was wondering what are my options for health insurance? i have no idea where to begin.

""Approximately, how much would insurance cost for a 16 year old with a 2001 Mitsubishi Eclipse GT?""

I'm added to my parent's insurance, they have 3 cars on their. I'm paying about 60 dollars/month for it. I'm 16, I live in a town not so big, low crime rate. I have a 4.0. I also went to this class about making smart choices that can lower my insurance by 15%. Approximately how much would it cost for me if I bought a 2001 Mitsubishi Eclipse GT for $2500? This is in California.""

Do teens need full coverage insurance...?

..to get their license? I'm getting mine in less than two weeks and I need to know!

""Car title, insurance, different names?""

Can the title of your car and the insurance be in different names, or do they have to be in the same name??""

""Percentage wise, how much can car insurance go up after fender bender?""

I am currently with Esurance and I got into a fender bender where the insurance company paid out a little over 1,000 dollars. Around 1,400 dollars. I wish I knew it was going to be that cheap because I could've paid out of pocket but it's too late now. Lesson learned. Does anyone know around percentage wise how much my insurance premium will go up? I've never had an accident before this and I don't have any traffic violations or tickets. The insurance company says they can't tell me anything right now, but I'm looking to get another vehicle and I don't want a surprise come my next renewal. Thanks""

Car insurance what would you do ?

OK so i was hit from behind the insurance company are going to write the car off and give me 830 i paid 950 for the car its nothing special just a cheap first car with low mileage. The insurance company said they won't recover the car and i can do with it what i will. The damage is fixable I'm thinking 150 -200 of damage just wondered what everybody would do ? Would you just scrap the car and cut your losses, take the money and fix the car or take the money use some of it to fix the car then sell the car ?""

""After I get my permit, can I buy a car and get insurance? I'm 19 & live in PA.?""

READ FIRST PLEASE. -I'm 19 and live in PA. -I'm getting my permit within a month. Two questions: 1. Can I buy a car with only a permit? 2. Do I get insurance before I buy the car or after I buy the car? 3. Also, I'm buying from a private owner. How do I register it, etc? Thanks!""

Can you explain to me how health insurance works?

So I'm looking to buy a good health insurance that cover women's exams, such as breasts, and other parts of the body. And I'm married to my husband so we need insurance for the both of us. Is it better to pay high amount first and then make low payment on it? Can you explain this to me? Thanks.""

How to apply for cheap health insurance in California?? (plz read)?

Ok here is my scenario, I have a friend (only a friend not lover etc....)....she has a 7 year old kid, who is very ill and in the hospital, her hospital bills keep stacking up and as a single mother who only works part time she could not afford health insurance.... me being a good friend i would like to help her out apply for healthy families mediCal or anything like that for free, plus add additional insurance to keep her costs down....anyone suggest any plans or prices that would work good in my scenario, also my job offers health insurance for me and my family (im single) would they offer health insurance to my friends kid if i put them as beneficary or would that not work out???? (please help much gladly give 11 points to best helpful answer) kid is very ill almost like lukemia so asap is apprieated.... thanks Jeff""

Is there any affordable insurance plans I can get in NJ( South NJ )?

Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?""

Car Insurance Groups?

I've noticed that Car's fall into different Insurance Groups. For example a Peugeot 206 (2001 reg) falls into Insurance Group 8. What do the different Insurance Groups define? The Cost.. or are they just to categorize the car?

Insurance help please?

got hit from behind by a driver who has insurance, i notified my insurance what happens next ? will my car get repaired by his company or mine ? and how does a deductible work ? Ive never been in an accident so i am clueless on this,,,,,and how do they fix your car ? do they tell you where to go to repair it ? or just give you the money ? and how do you determine how much ? sorry for being uninformed completely !!!! thanks for your knowledge""

I have a question about cars and insurance....?

i just bought a car and im going to go register it today and put insurance on it and i was wondering , can my husband drive my car even though the insurance is under my name only and the registration is also under my name? our insurance is basic (not full coverage) like if the police stops us... will we get in trouble? thanks""

Online auto insurance with no down payment?

does anyone know of an online insurance that does not require a down payment?

What is the best car insurance company?

I need to know what the cheapest car insurance is and is also reliable and still covers almost anything...(if such a thing exists) can someone help me?

Buy insurance to the child?

I have a 1 year old children don't know what insurance for him

https://www.linkedin.com/pulse/founders-insurance-quote-henry-cox/"

250CC motorcycle insurance-How much should I expect to pay?

"250CC motorcycle insurance-How much should I expect to pay?

I am looking to buy my first motorcycle. I am looking in the 250CC category.    I have narrowed down to     1. Yamaha Virago    2. Honda Shadow    I am 29 yrs old male with good driving record for car. Have good credit history.     How much should I expect to pay for insurance for the motorcycle if I buy    1. NEW    2. USED (my preference). I would probably look for a MB with 10-15K on it.

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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About car insurance what will happen?

okay so a few days ago i was driving my breaks dident stop in time it was very slow and i wasent going that fast at all my breaks dident stop in time and i left a very very lil scrab on a guys car and he said if i cant get 220 dollars by tomorow he will call my moms car insurance will that make the price higher?

What determines car insurance prices?

I'm going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I'm buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!""

Average living costs for a UK 16 year old girl on the following things?

Ok, I'm planning to move out at the age of 16 and go study at collage in Poole 3 day's a week and also have a few job's on the go to! I'm looking at roughly the living costs (Rent, food, Car or transport, Car Insurance, TV Licence and Internet Bills ect.) Website links would be brilliant and any advice would also help! Also If I could get any help financially by the government for paying the rent as i won't be earning much, about 7,000 a year? Many thank yous in advance :) I'm figuring the earlier i start budgeting, the better""

Will I be able to drive my mom's car without my name on the insurance?

I live in Canada, and I am listed under my dad's insurance on his car as an occasional driver, but not my moms because it is more costly. My parents are on vacation and left me both vehicles. My dad's car won't start, so I need to drive my mom's to get to and from work. Will I be okay to drive it even if I'm not listed as an occasional driver on her car, but I am on my dads? They both have the same car insurance company""

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.""

What to do when switching car insurance?

I am planning on switching car insurance providers b/c: 1.) My car got stolen 01/25/2013 and I only had liability coverage (car was a 1996 Nissan Maxima) 2.) I was hit in October 2012 and it was not my fault and received settlement money b/c my car was deemed a total loss 3.) With that money I put a down payment on a used car this past weekend b/c now I truly had no car 4.) I now need full coverage to my current policy and replace the old car with the newer one but the 6-month premium is too high. While shopping around for car insurance, I found an auto quote that was A LOT more affordable than if I were to stick with my current insurance. With that being said, I had a lot of questions. I got into a car accident in May 2012 and it was my fault. No one was hurt and no air bags deployed. My insurance paid the damages. Now, if I cancel my policy with them, does that mean that I have to pay the insurance company back the money for the damages they covered to the other car? My other question is how much information do I disclose when applying for a new auto policy? I have of course included the at-fault accident in May and I also included the accident that was not my fault. Before these 2 accidents, I had one just one that was in a parking lot. The other driver and I were deemed both at fault, 50/50. Damage to his car was around $700. That was 3 years ago. The insurance company I was looking into said online to include accidents that were at least 51% your fault and accidents that weren't your fault too. Do I include this accident too even tho it was 50/50? My last question is about speeding and points. I my first speeding ticket in June 2012. I got a reduced fine and went to traffic school so it wouldn't show up and get a point. Once again, while looking at auto quotes, they asked if I had a moving violation which includes speeding. Because I went to traffic school and everything, do I tell them about that too? Despite the bad luck I've had this past year with my driving record, I only have one point. The 50/50 accident will be off because it's the 3rd year. I live in CA and got this info from the DMV website: The length of time depends on the severity of the offense. Most points (illegal turn, not making a complete stop, driving over the speed limit, etc.) and/or accidents will stay on your driver record for 36 months (3 years). I've included the link: http://www.dmv.ca.gov/teenweb/more_btn6/points/points.htm Any advice and suggestions is greatly appreciated! Thanks!""

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I was pulled over for 3 violations (no license, insurance, and running a red light) and next year it will be 3 years. The court said they gave me 1 point on my license (I paid off my ticket because I couldn't go to traffic school). I read that insurance companies could see up to 5 years of your driving history. I plan on completing an online course to be certified. I've had my license for over a year. I'm a female in california, currently 19. I was wondering how much my insurance would be (I'll be under my parents usaa insurance) if I complete the course and wait until the 3 years are up. Serious answers only please. Thanks!""

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Who should I try and contact first? a surgeon or my insurance company?

What are the best health insurance companies with the best plans that covers everything?

Hello, I am in the State of Pennsylvania which is USA. What are the best health insurance companies with the best plans. I'm not happy with free, but people tell me I can't afford plans, and I still do it anyway. I looked at BlueCross. Well, both Highmark, Capital. Capital said they had a Senior PPO plan. I believe that's the name. They have a once year dental plan, but it doesn't cover anything else for the dental. They do have that plan for medical, vision, prescriptions, and the such. What companies, and what plan from that particular company would cover everything, but affordable? I am 29 years of age. I'll be 30 in January. I'm not qualify senior. I do have benefits coming for disabled Medicare of a disabled deceased record.""

Is car insurance calculator is necessary for the car owner?

I think car insurance calculator is necessary for the car owner, is it really true?""

Why is my Auto Insurance so high?!?

I am 20 years old paying full coverage insurance on a 2011 Nissan Versa that I am making payments on. My Credit is middle of the pack and I've never had a wreck or a ticket. So, can anyone tell me why my insurance is twice as high as anyone I talk to with the same set up?!? My insurance company said that it was strange, but can't find out why it's that high and this is my 2nd insurance company. The previous one charged a little more. I've gotten quotes and they're either close to my monthly currently or are more. I am paying nearly 500 dollars a month... I hope someone out there can help me lower this insurance. Thanks ahead.""

Estimated car insurance cost for an 18 year old beginner driver?

I waited until I turned 18 until I went to get my drivers permit. I've had my permit since November 18 2009. I plan to stay on the permit until its expiration date. I'm not sure what car I plan to purchase after that, something affordable (nothing over the top) and that will last quite awhile. Now assuming all that, can any of you share with me what your car insurance payment is monthly, just an estimate of course. And throw in what type of car you have in so I can get a better idea. I'll be 19 at the time I finally get my license. My parents will not be adding me to their insurance, I have to pay for this on my own and I'd like to start putting some money away towards it so that I can make the payments with no problem later on. Are their any other things I can do to lower the cost of my car insurance as well?""

How much would insuring my car for just one day cost?

How much would it normally cost? it's a bmw 530i for just one day plz let me know :)

What is the average monthly rate for restaurant liabilty insurance in tampa?

And which insurance company in tampa do the restaurant insurance..Mind is in the plaza not free stand..

Is their a mazda 6 with low insurance in florida?

what year? model?

Car insurance question?

Hey and thanks in advance! My car is in my ex name 100% on the loan and the car insurance, but i make the payments to my ex as they take the money from my ex bank account. Im not even on the car as a second driver. Well now my ex wants the insurance in my name, would i be able to obtain insurance in my name (full coverage) for the car without the car being in my name, if i was to show them me and my ex personal contract. and lets say the insurance people is fine with it, would the bank where my ex took out the loan be ok with full coverage in my name over the car? please, this was a lessoned learn and now i need help on how this can be done, my ex no longer want his name on the insurance.""

Scooter insurance - Average cost?

I am 29, female, live in Greater London. Full cat B licence for 2 years, but no formal bike training, and will be riding a scooter of 50cc or lower. Any idea roughly how much I can expect to pay?""

Car insurance?

why doesnt some insurance company give 17 year old drivers a chance, my son was quoted 4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand these young drivers without any insurance, they make it impossible for them to get it, we know its wrong , and iam not condoning it ,just give them a chance it doesaint mean there all mad drivers .""

All about Nissan 350z? (Nissan 350z Owners plz)?

Okay, Well I just need to ask a couple question.... I've had my eye at the Nissan 350z for a while.... And I know you have to put premium gas on it in order for it to run smoothly... I just need to know from an owner.... How much do you end up paying... How much was the car? How Much was insurance? Gas? Any other things I should know about it? O.o""

Cavities before getting health insurance?

What are the rules with getting dental insurance. I am willing to pay monthly for it because I really need my teeth fixed. I heard you can't get any teeth fixed you had before the insurance and also you had to have the insurance for a certain amount of time before getting your teeth fixed. Who knows what the rules are about this?

Can I drive my car while waiting to get my tags and insurance?

I just recently (like today) bought a car from a private party, and I don't have insurance yet. I have to get my insurance over the phone, but I don't know if they'll take ...show more""

Insurance for a 16 year old?

How much would insurance be for a 1990 corvette? I'm 16 years old, btw.""

Question about Plan First health insurance in Michigan. Backpay?

I just had a papsmear done about two weeks ago, and I didn't get approved for my Plan First insurance until afterwards. Does anyone know if they provide a backpay program, like they'll cover any procedure done in the last 30-60 days? Also have lab tests from that papsmear that I just got the bill for and have not paid yet. Is that covered? Thanks!""

Is this a Good Car for a 21 year old college student?

I'm planning to buy a 2005 Honda Civic Sedan, Automatic. How will it be on insurance? I'm also considering Chevrolet Cavalier/ Pontiac Sunfire of the same 2004-2005 year, because I've been told they're better on insurance, and cheaper cars in general, to maintain. I live in Canada. Any suggestions?""

What is an affordable insurance for my child?

Im looking for an affordable insurance company for my daughter that has decent copays and covers dental, eye, meds etc. Ive been looking online but cant seem to find what im looking for. If anyone has any experience or suggestions your help is appreciated. Thank you!""

Insurance quote for 2002 Chevy Cavalier z24?

Hi, I am interested in buying a 99-03 Chevy Cavalier, and I am wondering if anyone knows how much the insurance would cost per year or month? I'm a 17 year old male, and this will be my first car. Also have finished drivers' ed.""

Cheapest car to insure at 17?

Hi, I've applied for my provisional and on the 26th of Jan I'll be 17 and starting lessons then. However my parents are getting me a car before hand so when I do lessons, I can drive with my parents too and my brother to work. I need to find a cheap car to insure? I would be interested in a Peageuot 106 (Small engine obviously) and just plain. Would these be expensive?""

Insurance rates of a new leased car vs. a used car?

I am looking for a car to drive, and it's my first car. I am wondering what the difference in insurance costs would be between: a) A brand new leased car b) A fairly old used car I know it depends on the type of car, but lets go with a honda accord, because that's what I would buy/lease. Also, I am 16. Is it possible for my dad to own the lease but designate me as the driver of the car?""

250CC motorcycle insurance-How much should I expect to pay?

I am looking to buy my first motorcycle. I am looking in the 250CC category.    I have narrowed down to     1. Yamaha Virago    2. Honda Shadow    I am 29 yrs old male with good driving record for car. Have good credit history.     How much should I expect to pay for insurance for the motorcycle if I buy    1. NEW    2. USED (my preference). I would probably look for a MB with 10-15K on it.

Cheapest insurance in nj?

Just got a brand new Evo x gsr and they want me to pay 279 a month. That's way to much for me and I use progressive. What other car insurance is really cheap. Please help!!!

Why is van insurance so much more than car insurance?

i have a VW POLO mk2, 1.3. im trying to by a vauxhall rascal 970cc and the insurance is more than double. why? the van insurance is quoted at 1400 pounds best. its for social use only, minimum mileage with no tools. its crazy. the polo was only 480 pounds.""

Can you drive your parents' car without insurance?

i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.

Drivers license in California 19 years old?

How do I get my driver's license in California when I'm 19 years old? I already got my permit but it expired. Thanks Also, i'm a california resident""

Does anyone know any good cheap insurance companies to insure my car?

Does anyone know any good cheap insurance companies to insure my car?

Average car insurance rates for people under 21 years old?

Average car insurance rates for people under 21 years old?

What are the books that insurance companies use?

What are books that are full of the variations of ways that people have died, that insurance companies use to produce statistics called or labelled as genre.""

""Insurance renewal, same company, new quote?""

Hi, my car insurance has just come up for renewal and my insurers sent me a renewal quote, 704. Now if I get a fresh quote from their website (all the same terms, car is unmodified, 3 points on my licence, etc), the quote is 520! If i take the 520 offer, are they going to complain? They want proof of my no claims, and I'll send them their own renewal document!!!""

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

Where can I get some cheap health/maternity insurance?

My husband and I have been talking about wanting to have a baby. He missed his enrollment period (again) at work and isn't eligible until September 2008. I looked into individual, but it is SO expensive.""

What is the CHEAPEST car insurance anyone can find for a 17 year old male!?

i no this is a problem for many my age but i can only find quotes for 3000, i dont want any answers saying that is the cheapest or things like that, i no now some jerk will now ive said it, but there is a way i just cant find it!!""

I am trying to get a 2006 Dodge Charger R/T. I am worried that insurance will be to high?

I am worried that insurance will be too high. I am 16 years old and my Dad is paying for it. What is the average insurance that someone pays. Do you tihnk insurance on this charger will be a lot?

Volvo- insurance costs and maintenance?

I'm thinking of buying a used Volvo. Anyone know anything about maintenance costs or the insurance costs?

Cheapest car to insure at 17?

Hi, I've applied for my provisional and on the 26th of Jan I'll be 17 and starting lessons then. However my parents are getting me a car before hand so when I do lessons, I can drive with my parents too and my brother to work. I need to find a cheap car to insure? I would be interested in a Peageuot 106 (Small engine obviously) and just plain. Would these be expensive?""

Car insurance?

Car Insurance help? I have a provisional liscence and my husband has a full liscence. Our insurance is full comp. He is covered to drive any car. Does that also apply to me if someone is sat by the side of me.

Which is the best insurance company in Kenya?

Which is the best insurance company in Kenya?

Insurance Rates?

I'm a 17 year old male and I just got my 1st speeding ticket today and it was a 6 point ticket how much do you think my insurance rate will go up by

Change something in my Progressive insurance?

so when i got my insurance with Progressive, i was keeping my motorcycle outside, but now i keep it in a garage. Is there any way i can change the part of my policy where it asks where i keep my motorcycle? I was hoping me keeping it inside would get me a lower rate. Thanks!""

How much does it cost for postal insurance?

How much will it cost me to get $5000 usps insurance for my package? Im in the usa tx.

""Cars, insurances need some help here?""

say my father has a car and i want a car, if he buys me a car would i need my own insurance, or does he cover me?????""

Small business insurance?

I'm thinking abouit starting up a small cleaning business and I'm wondering about how much it would run in Pa for libability insurance.

Teenage car insurance?

I'm a teen, and I'm thinking about getting a car. However, I've heard that insurance for teenagers can be expensive. Since insurance is usually tied to the car instead of the driver, am I able to get away with using my parents' insurance if the car is completely under my parents' names? Am I allowed to save a large amount of money this way? I only plan on meeting the minimum insurance required by law (in California).""

How much would insurance on a Mercedes C230 cost?

2008

How to get Cheap Car Insurance at 17?

Hello, I have tried everything to get chear car insurance at 17 but it seems to stay in the 2500+ Area.... How can I get it cheaper? I have had my license for a month but feel frustrated that I can't get a car because the insurance is too high!! Can anyone help?""

Would you switch car insurance companies after 10 years to save money?

Since 1997 I've been with the same car insurance company. Have had FANTASTIC service and support with claims and general questions. I use the same company for car insurance, home owner's insurance, life insurance, and to manage my IRA. When pricing out alternatives I realize that I could save about $50 a month by switching my car insurance to esurance. I attempted to get my current insurance to match their price without success. I'm very leery about possibly loosing my excellent service and support from my current company. Would you switch to a new company, and possibly a worse company, to save money?? I can easily afford my current company, but I'd obviously love having an extra $50 a month to plan with.""

250CC motorcycle insurance-How much should I expect to pay?

I am looking to buy my first motorcycle. I am looking in the 250CC category.    I have narrowed down to     1. Yamaha Virago    2. Honda Shadow    I am 29 yrs old male with good driving record for car. Have good credit history.     How much should I expect to pay for insurance for the motorcycle if I buy    1. NEW    2. USED (my preference). I would probably look for a MB with 10-15K on it.

https://www.linkedin.com/pulse/honda-assure-insurance-claim-louis-simmons/"

business health insurance quotes online

"business health insurance quotes online

business health insurance quotes online

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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How many points do you receive for driving without insurance in michigan?

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my car has been released to my insurance company, for them to ascertain whether my car is repairable or is a write off, the car an MGTF Convertible was burnt to dust at the week-end and no courtesy car has been provided, making my journey to Edinburgh from Glasgow and back again every workday a bit of a nightmare, has anyone any idea how long this process of making me an offer will take, as it is costing me a fortune in rail fares""

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Riding a motorcycle without licence?

I just bought my first motorcycle today, and I'm enrolled in the msf course but it dosn't start for a few weeks. Can i still ride my bike legally?""

Why are car insurance companies trying to make me go bankrupt?

Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!""

New health insurance law I'm so confused?

My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?

Insurance costs between 1.0 and 1.4?

i just got my driving licence and im trying to buy used car.. im looking at insurance prices and was wondering how much difference i would have between 1.4 engine and 1.0. im in my mid 20's and was wondering if u could get a car with bigger engine then 1.0 and still pay reasonable price im looking for only few years old small car.. nothing flashy.

Where do I buy car insurance online?

Need to buy car insurance online and do not know how to go about it.

How much will my insurance go up?

I recently crash my car into a bush going 50 with 4 other people in it. The car costed $2000 and I totaled my car and the police came. My 6 months weren't up so I wasn't supposed to have anyone in the car with me so I got a ticket for that and I got a ticket for reckless driving plus my license suspended. How much will my insurance go up?

Lapsed insurance....?

ok so basically i sideswiped someone the other day and my insurance was lapsed, but their insurance is going to cover it but send me the bill right.... so how does that work?""

Can you get medical insurance on a motorcycle?

If I were to buy a bike could I get medical insurance on the bike that covered any injuries that I could get if I got hurt on the bike. Also how much do you think it would cost? Any web sites I could go too?

Car insurance questions (Still on parent's plan)?

I have a few questions... Is there a set age where I can no longer be on my mom's car insurance? Or is it completely up to her? For example can two adults (both in their 40's) be on the same insurance? I am 19. I currently live with my mom. If I were to move out, can I still be on her insurance? If I don't go to college, can I still be on her insurance? I heard you need to be a full time student to be on a parent's insurance? If I were to buy a car, would it have to be in her name?""

""Im 17 i hve a 1.4 citroen saxo west coast, nd te lowst insurance ive found is 2300! cn an1 suggest a company?""

ive tried all the compairson sites and they are really expensive, can anyone suggest a cheaper insurance company? i love my car and dont want to sell it!""

Are there any states that don't require auto insurance?

I don't like paying for insurance so I was wondering if I could avoid it by moving.

Car accident/insurance.?

Okay, three days ago I got into a car accident, I drive an SUV and the other party drives a Toyota Camry. Save for a few scratches on the bumper, my car is fine, the other woman on the other hand says she can't open her door and the front right light and part of the bumper is damaged. I told her I would cover the damages if we could keep this from the insurance companies. She agreed, but is now saying she is in pain . No one called the cops and she was at fault, I CAN NOT afford to have an accident on my rec as I'm only 18, what to do? I said I'd pay as my car is fine and as a thanks for staying mum. Now shes called her insurance company and claims she got an estimate of $3,600 for the car and medical.""

Do you need insurance in florida to drive with a learners permit? with a liscence?

In florida do teens need insurance to drive their parents cars with a learners permit? once you get a liscence can you drive their car without being included on the insurance as long as theyre in the car? the car has insurance im just not listed on the policy

Insurance write off question?

My car has recently been declared an insurance write off, basically a young guy (17) pulled out of a side road T-Bone ing me, causing me to be pushed into a tree, all the under body of my car was twisted and it would cost more to repair than the car is worth. The problem is my car isn't worth anything ( Peugeot 206). Someone is going to phone me tomorrow to discuss a settlement figure, I'd like 2k, (I paid 4k) 2.5 years ago for it. How much am I likely to get as an insurance write off, bearing in mind the other driver had admitted full liability and blame. It was a 2005 Peugeot 206 with 70k miles, one previous owner with a recent mot ( 2 weeks ago) also I've just paid for 12 months tax ( last month) can I reclaim this somehow? Thank You As for the other driver. I spoke to the police office who attended the scene and he went to his house yesterday to interview him, apparently he can do him for dangerous driving and give him points, as he was 17 I bet he will get caned on his insurance renewal, which is some comfort I guess :)""

How much will it cost for an 18 year old to insure a BMW M3?

I am an 18 year old, I've just passed my car test and I want a 2002 - 2004 BMW M3 (1.8 - 2.0l) I will not settle for anything less better-looking than a BMW. I also just passed my full motorcycle test 2 months ago. I have 2 years no claims bonus for my Motorcycle insurance since I started riding at the age of 16. I'm planning to sell my current motorcycle and buy a reasonable BMW M3 priced around 2-3k I was wondering what kind of insurance I should be expecting? I have got way more experience on the roads than any other 18 year old out there; but I'm not so sure that the insurance companies will take in mind my 2 years NCB on my motorcycle. Either way; how much could I be expecting to pay? I'm going to be insured as the 2nd driver and hopefully not pay more than 4k anually? The comparison websites are just bull crap, they are quoting my prices of over 20k, even for a small ford ka. I know I know big car young driver - but please just answer my question :) Thanks in advance.""

Can She Still Get Health Insurance?

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How can I get my own insurance?

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Quick question about RENTERS INSURANCE?

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What are some cheap Auto Insurance Quotes for Oregon?

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What is the most affordable life insurance and health insurance?

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business health insurance quotes online

business health insurance quotes online

Car Insurance Fine costs driving without insurance on one car but had 3rd party on another?

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How much would car insurance on a nissan GT R cost?

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those days of insurance being 2,500 have gone last year. i cant get lower than 4.8k""

Average health insurance costs?

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How much do you pay a month for car insurance...?

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I am 55 yrs old.Have lost my husband.Can I be covered under my daughter's health insurance thru her job?

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""Im paying $1,000 every 6months for my car insurance, and im 19 years old.?""

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What is an Average Home insurance rate of a 2 story house?

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How can I find affordable healthcare coverage for my employees.?

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Why is my car insurance company charging me 2 premiums?

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What would the cost of insurance be for a 16 year old driving a 1994 3000GT Mitsubishi?

What would the cost of insurance be for a 16 year old driving a 1994 3000GT Mitsubishi?

How much was your auto insurance at 18 year olds?

How much was your auto insurance at 18 year olds?

Good insurance for young drivers on luxury cars?

i'm looking to get insured on a 2011 bmw x5 m sport 3.0D, i'm 19. I cant seem to find an insurance company that will insure me however there must be a way even if its ridiculously expensive, recently in the newspaper there was a guy from london with a provisional license insured on a ferrari as his first car. So yeah just wondering if you guys know any good car insurance companies for specific needs? Thanks""

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you know the ads that say you could pay $36 a month for car insurance in ga? whats the trick?

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Where do I get insurance if I am a driving instructor?

""New driver, teen car insurance?""

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""Please help, how much will I be paying for car insurance?""

I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""

business health insurance quotes online

business health insurance quotes online

Heallth insurance for the self employed?

I need dental and health insurance for an affordable price. I am unmarried.... what can I do? who offers it? how much will it cost?

Need help with my car insurance. . . ?

i need some help cos i'm pretty confused so i bought a car at the start of the year, took out a loan to get it, etc and I have been having no problems paying it off so that was going fine. than two months ago i had a huge crash which totalled my car. It wasn't deemed my fault or the other person's fault. I did have full comprehensive insurance, but i missed two payments. I remember recieving a letter saying if i kept missing these payments then my insurance would be cancelled. Than when i put my claim in to get my insurance on my car through after the crash, they said i had recieved a letter syaing that my insurance had been cancelled due to lack of payments. I'm confused, i didn't get that letter. now, i have no car and am still paying off that loan. Is there any way I can fix this. I don't think i would be able to get another loan for another car, and i don't want to put myself into that much debt, but i really do need a car help?!?!?!""

Car insurance?

what happens if you have liability car insurance and a guy that smashes your car hits you and he doesnt have any insurance? are you covered or are you screw ed?

How much would it cost to add me on my dads insurance to drive his car? UK?

The car is a 2001 peugeot 206, 1.4 engine Personal information: I'm 17. Work stacking shelves in a super-market. No previous criminal offenses/anything bad related to vehicles. I need the car to commute to college every day, work and the gym. (Need anything else? .. If so, Ill add details)""

""If someone is driving your car and they get a ticket, does it affect your insurance rates?

Will it make your insurance higher?

Health insurance help..family of 6?

we got denied Medicaid in our state, said we make to much money. we cant afforded it our works don't have it. where can i go to get at least a RX card or something?? or a place that has affordable insurance?""

Question regarding life insurance for children?

I have 6 children between the ages of 19 and 3..so i am interested in buying a life insurance that will cover college expenses, but i don't know which one to go for..does anyone know if gerber life insurance would be a good option?""

Can a 16year old drive an 18years old car if the 18year old is on the parents insurance with statefarm?

The 16 year old will be on the parents insurance as well

About how much does General liability insurance?

Any Independent Contractors out there that could give me an idea about how much it cost, because I have no idea.""

Do I need car insurance the moment I get my provisional license (CA)?

I'll be going out for my provisional drivers license tomorrow, and I was wondering whether I need car insurance if I do get my provisional license. My parents are planning to allow me to get my provisional license, but won't add me to their policy until a year down the road. Am I allowed to drive alone with my provisional license as long as the car I'm driving is insured by my parents? (California)""

Honda city - 4 wheeler insurance -?

for a new honda city 2012 model, what will be the yearly insurance for it. for 31 yr old with 2 yrs of 4 wheeler driving record how to shop for cheap 4 wheeler insurance...and what to look for while buying it this is in chennai -""

Best insurance company for a jewelry store?

I need and insurance company to insure my jewelry store. So far I found jewelers mutual but they're expensive.

Good health insurance company?

Hi guys im new to kansas and im looking for a good health insurance company which also affordable any suggestion ??? thnx

How much (roughly) would car insurance for this car be a year?

im going to be 15 when i would be driving it and its a 1998 Lincoln Navigator and im with state farm and i will be added onto my moms policy and my sisters also on it and my mom and my sister have never been in car wrecks and im taking drivers ed and I live in montana (low crime) so about roughly how much would it cost a year for insurance on this car?

Will having motorcycle insurance for a few years help lower auto insurance in the long run?

Will having motorcycle insurance for a few years help lower auto insurance in the long run?

""Car licence ,where to get a cheaper car insurance?""

Hi there, Looking for cheap insurance? Im 17 near 18 ;) yesterday I past my exam and now Ive got the licence, but insurance is so expensive for me. Ive done the compare and the result was 17 000 for a year :( Please any advice to make it cheaper? Thank you all in advance. Cheers and have a good day.""

Where is this affordable healthcare Obama is talking about?

Private insurance is very expensive. No one is telling us where to find an affordable plan. I do not have anything right now because I lost my job and to get the insurance I would have to pay over 4 times what I was paying when I worked.

If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?

My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?""

""Car accident, no insurance?""

Hi, i got into an accident Friday. I was cut off on the highway and when I went on my breaks my car started to skid out of control due to ice. A car in the left lane struck mine. I am on my fathers insurance and found out when I called my insurance company to report the accident that my policy was cancelled last July. My car and registration and insurance is all in my dads name, i am just a registered driver. If the state of RI decides to fine me for not having insurance, or the other driver decides to sue me for it, will that go against my father or myself? Thanks.""

Cheap car insurance?......?

I need to get car insurance to put the title in my name. I am just looking for the cheapest thing out there right now, not too concerned with full coverage right now, just the basics. I will do research and get the one that best suits me later but for right now I just need something fast. Geico's rates were over $100/mo for my car, is that about average? Or is there something cheaper?""

What cheap but reliable family car is best to buy must be auto cheap insurance?

What cheap but reliable family car is best to buy must be auto cheap insurance?

Car Insurance not Paying (in Georgia)?

I was in an accident three weeks ago. It was the other car's fault. There were no injuries. We didn't call the police, but I got a written statement from the other driver admitting fault. I got her car and insurance information and filed a claim with her insurance. They sent an appraiser and I got an estimate for the damages. So all that is left now is for the insurance to approve the estimate and send me a check. I have called the insurance company almost everyday since I got the appraisal (about 2 weeks ago) and they are saying that they are waiting to get in touch with the policy holder; apparently they don't have her correct phone number. But they have the signed statement from her admitting fault. The agent in charge of my claim doesn't even pick up the phone or return my calls, I just talk to the operator who can't really give me any answers. I have the basic car insurance, I don't have collision coverage, so I haven't even called my own insurance. My car is operational but my rear susspension is gone, and the bent metal is hitting my tire; I really need my car rapaired asap. Should I call a lawyer even though there were no injuries? I should probably add that my car is not worth much, but I still need it fixed! and I can't afford (don't want either) to pay for repairs out of my pocket. What should I do? Thanks in advance for your help.""

Liability insurance price for honda civic 2006?

how much is the average liability insurance cost for honda civic 2006 4 door and 32 year married driver with 100% clean driver's history?

How much does a Triple AAA insurance agent make on average?

How does Triple AAA pay their agents? Their agents don't sell Life Insurance right? What all do they sell? How does this job compare to...say a State Farm agent?

Is a 1994 Eagle Talon Esi good for a teen Insurance and Saftey wise?

Hi I am look at an 1994 Eagle Talon and I thinking about buying it. But is it a good car for a teen just for a daily driver? How about the insurance rates will it be high?

business health insurance quotes online

business health insurance quotes online

What is the cheapest car to insure for a 17 year old?

i turned 17 in november and i am really close to passing my driving test, what is the cheapest car to insure? as insurance for girls has gone up to the same as boys :(""

I'm a teenager in need of cheap reliable car insurance.?

I work for myself and I don't want my parents to pay for insurance anymore. I want to know any cheaper insurance companies that will on minimal basis (pay for damage of other driver) of needed. I'm a student studying to become an esthetician and work part time. Thank you.

Cheapest sport cars for teenagers?

What is the best cheapest sport car and the cheapest insurance.

A few questions about health insurance (recent college grad still on parent's insurance)?

I asked a similar question yesterday but realized I was a bit vague. So, here's my situation. I am a recent college grad working a job that does not offer me health insurance, and I receive excellent coverage under my parent's plan. I recently went to a job interview for a position that offers insurance, but I would have to pay a pretty large chunk of change for it monthly ($500+, which is a lot if you're working an entry-level position), and the coverage isn't nearly as good as my current plan. (For example, I currently pay $3 for a three month supply of my prescription. The new plan would charge me $30-90 for the same amount pills). I saw a clause in the Affordable Health Care Act that said I would only be able to do this after January 1st, 2014....I really wish this went into effect in 2013 instead! So, my questions are: Can I opt out of this insurance and remain on their plan? If I were to take this job and the insurance plan, would I be able to re-enroll under their plan if I stopped working at this place and worked at a place that didn't offer insurance? (I'm under 26, and my family's plan covers both my parents and another sibling)""

""What is a good Car Insurance Company. Im in my early 20s, not the greatest driving record.?""

I have had a few speeding tickets, no insurance tickets, ect. 1 accident 6 years ago. I just need good, cheap, liability insurance for my fiance and I""

I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?

Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks

Is it OK for someone else to do car insurance for me?

Basically, will it be fine (in legal terms) for someone else, a friend - to make car insurance on my behalf because I might be busy?? really important!! (im sorry about the tedium of this question)""

What's the best auto insurance for teenagers?

I'm a female, 17 & about to get a car. I was wondering what's the best/cheapest auto insurance for me to get.""

How are car insurance companies regulated?

Are car insurance companies regulated by any state or federal offices?

What would be the insurance on these cars?

What would be the insurance costs for a 16 year old girl for a Nissan Altima 2013 2.5 SV, a 2013 mustang v6 and 2013 honda crv EX? Or what are good websites to price it at?""

What are some affordable car insurance companies?

i have three cars and i have three teens drivers and my dad and im looking for a low cost auto insurance does anybody know any and im also trying to get full coverage

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

How much is average home insurance; with a pool?

How much is average home insurance; with a pool?

Which is the best health insurance in india to choose as individual and family floater ?

Which is the best health insurance in india to choose for individual and family floater , which provides annual health check up""

My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?

My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?

How do I get Certificate of Insurance for photographers?

Which insurance company should I go to for a policy for photographer. A million dollar coverage in NYC. How much does something like this cost for a year coverage.

What is the cheapest car insurance company?

My auto insurance went up AGAIN! I am a safe driver! OHIO mutual is horrible! What is a cheap insurance company? NOT SAFE AUTO>THEY SUCK

WHAT IS BEST LIFE INSURANCE OR FUNERAL INSURANCE.?

a friend asked me this question so i thought id ask you guy's out there. we are both single guy in hour early and mid 30's,both receive a DSP_pension,live separately were just mates,no dependants both smoke cig's yes were slowly giving em up we live in Tasmania,Australia and are wondering what would be best for a single person life or funeral insurance,is there a difference between them,does life insurance cover for your funeral expenses.IVE ask CENTRELINK and they DID NOT HAVE ANY INFOMATION.""

How much would my insurance go up?

I'm looking at getting a coupe for my first car. Possibly a 2010 Camaro or Mustang. As of now my mom and I share her car, a Cadillac CTS. The insurance for myself is about $140 a month (I'm 16) so if I got a coupe, around how much of a jump would that make my insurance go up?""

""Where can I get cheap car insurance for a vw golf 1.4 51 reg? Im 17 and just passed, I'll b on parents policy?""

I will be on my parents policy, with a parent as the main driver and me as the named driver? Ive looked at tesco value and its coming up as 2500!!! i was hoping more along the lines of 1500""

Whats a good health insurance company for when the baby is born.?

Is there any inexpensive insurance companys. I am financialy not able to provide the best but I want to atleast have health insurance on the baby. I am looking at affordable. I live in North Louisiana.

Advice on a supermoto/motard as a first bike for a 17 year old in the UK please?

I know bikes are cheaper in terms of insurance than a car, as my FIAT X1/9 I was planning on getting as a first car, as my dad already owned it, is north of 2500 to insure alone. Basically, please can someone advise me on a supermoto for a first time rider with relatively low insurance that cost about 2000 to buy, 2500 maximum. I really like the supermoto style, and its fairly cheap for my friend, I have a 19 year old friend with a modified supermoto YZF250 and pays only 400 per year. I think he has been riding since he was 17. I am clued of on cars and fairly knowledgeable of engines, but I lack the knowledge of the names of different bike, so finding it tricky, I have decided to post this. Preferably I like the idea of a small (cheap 125cc), but a single cylinder 4 stroke purely because of the noise, but if it has to be two stroke, I don't mind greatly. As long as I can do a little over 60mph to keep up with traffic on the faster roads roads, but not the motorways, it will cost less than 2000, but maybe a little over, and will not be overly expensive for a 17 year old, that will be ideal. I don't care of anything to rapid, as long as it is fast enough for the roads unlike a little 30mph moped, I just want a fun, cheap, roadworthy supermoto.""

Car insurance for a non working vehicle?

My car needed a major repair last fall. I work from home and have been trying to pay off student loans so I decided to do without a car for 6 months since I live in a convenient location- I just received my tax return and can afford the major repair. I stopped my car insurance while I wasn't driving since it was $125/mo and I now need to start it back up. I am switching companies since I really didn't like mine- I just got to the questions about insurance lapse does this apply to me since my car wasn't working? I haven't returned my form yet. I hope I didn't screw this up, a friend just told me I should have possibly kept a storage coverage that my rates might skyrocket. It's an older car with no loan attached. I live in MN, perfect driving record, was with the same company for 25 years and had never missed a payment. If it is considered a lapse is there a way to get around it legally like giving/selling my car to my boyfriend and then listing me as a driver so I can use it when needed? We don't live together but he did most of the driving when we did use it- it's not worth much, maybe a few thousand dollars at most- maybe I'd be better off selling my car and getting a new (used) one so I don't have to explain a gap? Thanks.""

What is the Cheapest car insurance?

Hi guys I would like to know if what is the best and cheapest car insurance? I'm looking to insure my 2010 mustang v6, any idea? Cost monthly? Please reply only if you have something good to say, And as well as for a 2013 mustang gt, thank you!""

Where to find cheap car insurances and allows for monthly payment?

Where to find cheap car insurances and allows for monthly payment? I'm seeking for a real cheap car insurances that allows me to go for monthly payment. any one out there who has any answer, pls reoky to me asap, its really Urgent. thanks, guys...""

business health insurance quotes online

business health insurance quotes online

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