I Knew Love

Paring - Sigtryggr x Stiorra Genre - historical fiction, Viking, romance, cannon compliment, grief Summary - Stiorra sits by the mound of her buried husband as she remembers her life with him. Warnings - grief, loss, mentions of sex Word count - 3529 A/N - this one was hard to write. The first time I watched his death scene, I cried. I made it halfway into the next episode before going "nope, can't watch more" and spent the next few weeks trying and failing to get past that episode. I did. Once.

The mound rose up before her. Inside it was the body of her husband. What she would give just to hear his laugh again, to see his smile, to brush her hands through his hair. To hear his voice, saying “I love you” one last time. 

She recalled the day she met him.

She’d thought she’d been brought to this room so he could have her. She was not about to let that happen. As she held a broken glass to her face, preparing to cut it, he’d come in. He’d told her not to, that he would not harm her. That he only wished to speak with her. Still, she couldn’t trust him. This man had taken her hostage. Who was to say he wouldn’t let his men have their way with her? Who was to say he wouldn’t himself. But, he reached out, taking the glass from her, his fingers lingering on her hand a little longer than was necessary. Then he’d moved away, as if to assure her of his intentions. 

That was the moment she realised he was not like other Danes. He was a man of honour.

When she started to fall for him, she did realise it at first. She found herself happy when he came, but her mood dropped when he left. She found herself enjoying his company, reading to him. One day, she taught him to play a game she loved. She discovered that she took joy in watching him think out his next move. She had a feeling that he let her win. She found herself longing for his smile, his laugh. Once, she stared deep into his warm blue eyes. He held her gaze. Her eyes travelled down to his lips, and she wondered what it would be like to…

A solitary tear escaped her eye. She remembered the day he asked her if she would come with him to Eoforwic. She didn't even hesitate in her response. Thirty days together and she still knew so little about this Dane, so different from all the others. Her father came, and she was overjoyed to see him alive. But when he told her he'd refused to let her go, her face fell. She told him that the Dane was gentle, a man of honour. While her father was not convinced, he had very little say.

The journey, while uneventful, proved exceptionally fruitful in the knowledge of the Danish warlord. His men told her much about him. At one point, they stopped to bathe, and he personally guarded her against his men. She'd slipped behind a bush to redress. While walking back, she heard laughter. She glanced over at the lake. She could see him, laughing with his men. She’d frozen at the sight of his bare chest. Coherent thoughts seemed to vanish as she stared. She’d seen men without their shirts on before. But those had been her fathers men. Not him. He spotted her staring. Going silent, the laughter fading from his face. She had come to her senses and fled.

He never mentioned it, not until much later. The first time they…

She sobbed, her heart felt like it was made of stone, dropping down. She recalled the first time he gave her a gift. They’d been in Eoforwic, now Jorvik, for a month. He’d had her sit by his side at every feast, treating her like she was the queen. Every time someone came for advice or help, glancing at her to leave the room, he would instruct her to remain. Often, he would even seek her counsel on something. It touched her how much he trusted her, but it didn’t seem as though he felt the same way she did. On the journey, she accepted that she loved him. And that she’d loved him for a while. One day, after a month, he walked by her side in the streets as she shopped. She’d needed new clothes for a while. He strode a few paces behind her. As they stopped, her gazing at the beautiful fabrics on display, he pulled her over to a stunning green velvet, telling her that she would look like a goddess in a dress made with this fabric. But she had refused, saying it was too expensive, even for the King of Jorvik. But what she didn’t know is that, secretly, he bought the fabric, had the dress made, and left it by her door. She’d opened the door to find the package waiting. She'd opened to find that dress. She could tell who'd had it made without asking. And so her maid, Hella, helped her into the deep emerald dress. It was soft and warm and fit her perfectly. She’d walked downstairs, where he was entertaining guests. The Saxon Ealdormen of the local lands, she supposed. They were laughing, which she took as a good sign. But, when she entered, all heads turned to her. The King of Jorvik stood, holding his hand out towards her. She took it and he guided her to her chair at his right. The seat reserved for his most trusted advisor. 

She still had the dress. But the years had done their damage to it.

Falling to her knees, she relived the first time they’d kissed. He’d woken her up early one cold morning. She got up, grumbling. As they stepped outside, she realised it was still dark. She asked what he thought he was doing, waking her up this early. He promised her that she would not regret it. He led her out of his city and into the woods. They reached a clearing at the top of a hill. He sat, spreading his cloak out for her to sit on. She shivered in the early morning air. He put a tentative arm around her, and she wriggled towards his warmth. She asked him what it was he got her up so early for. “Wait for it,” he said. Then the sun peaked up over the trees, bathing them in its soft glow. It was magical. She gasped as all the colours appeared, somewhat muted by the orange light. She glanced at him and found herself captivated. He was much closer than she realised, their noses almost touching. He leaned in closer, placing his large, but tender hand on her cheek. Then either he moved, or she moved, or the gods pushed them both together. The feeling of his lips on hers was beyond anything she’d ever felt. She’d kissed the cheeks of the men who served her father, but it had been nothing like this. They were soft, applying the lightest pressure, his palm burning into her cheek. His other hand had slid around her waist to hold her closer. She tangled her hands in his long auburn hair. She didn’t even realise that they were falling until she felt the grass pillowing her head. He didn’t seem to see how far they'd gone until he ripped himself away from her. She lay there, on the cold, damp ground, gasping, tears stinging her eyes. Of course he didn’t feel the same. That’s why he pulled away. He apologised, said that he did not mean to dishonour her. She was too shocked to respond. He held out his hand to help her to her feet. He tried to leave, to take her back, but she didn’t let go.  She had no idea what to think. He’d kissed her, and now he was trying to leave. And so she’d asked him, outright, how he felt. What he said next imprinted itself on her heart forever: “I’m sorry. I did not mean to make you think I did not care about you. Perhaps if things had started right, this would be different. I took you as a hostage, I imprisoned you. That is not the way we should have met. We should have met somewhere, anywhere but there. I cannot be with you, no matter my feelings, knowing I hurt you, knowing I scared you when I took you hostage in Winchester.” An agonising sob threatened to escape her. He was right of course, as always. But still she did not let go. She came closer, laying her palm on his chest. “I do not care. I met you. And I hated you, and I was scared. But you did nothing. You told me that you would not harm me. You swore it. And I believed you. I didn’t know what it was then, but I know now. The gods decided that we should be together. And I think we should listen.” She stretched up to kiss him again. But again, he pulled back. “I am not one to ignore the gods, but if I could not meet you the right way, I will do everything else the right way too.” And he kissed her again, but this time on her forehead, before pulling her along behind him to walk the horses back to Jorvik.

The words he had said then stuck with her, even now. She remembered when he first told her he loved her. He’d invited her to join him on a hunt. She remembered the sun setting, casting a wondrous, golden light over everything. She didn’t even hear him approach. She simply turned and there he was, the light making his hair seem to glow. And he just said it. And then kissed her. She hadn’t kissed him since that day. That time, the kiss had been wild and desperate. This time, there was a different kind of passion. It was softer, more careful, like he was trying to control himself. But it still made her sigh and lean in. They stumbled back, but didn’t fall.

Then there was the day they married. The night she lay with him, with any man, for the first time. The proposal had been fairly simple. She’d been trying to teach him to read and write, not that he was a very good student. Or so she thought. He didn’t seem to practice, and she would gently admonish him for it. Until one day, he wrote down something on a scrap of paper. Will you be my queen? He dropped the paper on the table and she picked it up. She turned to see him gazing at her. “Yes,” she’d cried. “I will be your queen.” The wedding itself was fairly simple. A pagan wedding. She wore the blue dress he’d bought for her, the last time she’d ever wear it before the moths got to it. Her father was there, her brother, her father’s men and her friends, even Aethelstan, the King’s bastard son was there. He seemed happier. The whole day was a whirl. People everywhere. Even her new husband's brother showed up. He was drunk, which was apparently normal. She remembered dancing with him, laughing and drinking with her friends. Everything was perfect. And then, when everyone was passed out or gone, he took her hand. “Perhaps it’s time we went to bed,” he whispered in her ear. Her heart jumped, she knew what was to happen now. But then he said, “If you don’t want to do it, then we don’t have to. No one will ever need to know.” But she turned to him, determination blazing on her face, “If I want to hump, I shall hump. And I say I want to.” He laughed at her statement. “Then, let us go hump.” Giggling and laughing like children doing something they shouldn’t. He led her up to the bedroom. It was the room he’d slept in alone since the house had been finished a week before. She stood for a moment admiring the craftsmanship. His hand brushed back her hair, exposing her neck. He pressed his lips to that patch of skin, and she sighed, leaning back into him. His hands were fast undoing the ties at the front of her dress and it fell away, pooling at her feet. Now for the ones at the back of her underdress. She shivered as the cold winter night air touched the bare skin of her back. He pressed his lips down her spine, making her arch her back. He came around to face her. Now it was his turn. She undid the buckles holding his overcoat closed. It joined her dress on the floor and started pulling on the ties at the top of his undershirt. Yanking it up from the hem, lifting it over his head. He put his arms up to help her pull it off, revealing his bare chest. Her breath caught on her chest. Scars covered his stomach. One of the men had told her how he received them. When the Irish captured his capital, Deflyn, they’d smashed through the door, and he’d caught many of the shards. They’d attacked so early, he’d not had time to put his armour, and so when they smashed the gate, he was unprotected. He leaned forwards and kissed her with the same wild desperation as the first. He pushed her back and she tripped onto the bed. His weight crushed her into the furs, but he still wasn’t close enough. He moved his lips from hers to her cheek and then to her neck, sliding her dress down, pressing them on each new patch of skin that was revealed.

The remaining details were a haze. She could only remember feeling the most unimaginable pleasure. Feeling a flash of pain, a strange sensation, but above all, inconceivable pleasure. And it was like that, almost every night. Every night they found a new spot, a new position. Every night they each discovered something about each other.

But now..

Now, every time she closed her eyes, she could see her father’s sword entering his heart.

Every time she would see him crumple to the floor.

Every time she would feel his cold skin as she kissed him for the last time.

Every time she would swear revenge on the Saxon King for killing her husband. For killing the man she loved.

you’re drunk

⇒ jaebeom

“Pew pew!” You narrate the sound effects from your finger guns “Jae! I’m shooting love bullets at you, are you falling for me?”

“Baby how much did you have to drink?” Jaebeom laughed.

That was a very valid question, your best friend was getting married and you had been put in charge of throwing the most epic bachelorette party complete with penis straws, strippers, and alcohol. Lots and lots of alcohol.

You had taken your duties so seriously that Jaebeom had to come pick you up from your wild night out, quite literally. He carried you bridal style out of the bar and walked you to his car a few blocks away.

“Just alottle.” You jumbled the words.

“Okay, that’s not even a word.” Jaebeom scoffed, “You’re gonna have the worst hangover tomorrow.”

“Oh man, Jaebeom is gonna be so pissed at me.” You said, forgetting that he was the one carrying you. “Hey! Don’t be a snitch and tell him. Sometimes he’s a little uptight about these things”

Jaebeom held back a laugh as you continued. “You got it.”

“All in all,” you yawned, “he’s a pretty good boyfriend, I’d give him a 4.7 rating on Uber.”

As he reached his car, Jaebeom was thankful he’d been the one to get you. He secretly loved taking care of you, but he’d never let you know that.

“Hey am I spinning or what?” You commented.

And with that, Jaebeom knew he was in for a long night.

⇒ mark

It was 3:24 am when Mark finally woke up. He’d heard his phone ringing, but couldn’t find the will to get up and answer it. Laying in bed, he contemplated the possibility of you calling, so when the phone rang a third time, Mark leaned over and picked up the call.

“Hello?” His voice still groggy.

“Mark Tuannnnnnnnnnnn!” You answered gleefully. “I need you.”

“What’s going on? Are you drunk?” He sat up in bed at the sound of your voice.

“I- uh just had a little bit, it was my friend’s birthday. Anyway, I can’t get a car home and my friends are about to leave so–“

“Stay with one of your friends and text me your location. I’m coming to get you.” Mark instructed. “And Y/N? Please don’t do anything stupid.”

“Aye aye captain!” You responded with a laugh.

Hanging up the phone, Mark rushed to get dressed faster than he’d planned. You were without doubt, 100% wasted.

At 3:47 am Mark arrived at the address you’d texted, which turned out to be a diner. He found you sitting alone in a booth, sipping on a vanilla milkshake and eating some French fries.

“Where’s your friend?” He asked, his voice concerned. “She just left you here?!”

“Relax, she just left 5 minutes ago. Why’d you take so long?” You asked, dunking a french fry in your shake.

“Sorry, I’m usually not up at three in the morning!” Mark snapped. “Next time call someone else when your chauffeur can’t make it on time.”

Placing a hand over his across the table, you spoke, “I’m sorry baby, but thank you for coming.”

His expression softened as you thanked him, how could he be mad at you when you were so cute? For the amount of stress you gave him, Mark couldn’t admit to himself that he loved the fact that you called him first for any situation.

“Well now that I’m here, do you mind sharing that shake and fries?”

⇒ jackson

“Swell, swell, well” you slurred. “Lookie who it is!”

You’d gone for a well deserved girls night out, having fun with your girlfriends. That was before you tried stripping and dancing on top of the bar, prompting your friends to call some backup.

“Y/N, is that my jacket?” Jackson asked as he walked to the bar, sober as ever.

“Whattttt? Pft, no!” You looked at Jackson’s jacket hanging off your shoulders, “Ohh wait...”

As the realization dawned on you that you were in fact wearing his jacket, you looked at him with a devilish smile. “Do you want it back?”

“I mean no–“

“Shots! Shots! Shots!” You yelled happily, “Bartender! Shots for everybody! I want everyone here to have a glass in their hand, I’m paying tonight baby!”

The crowd in the bar cheered as you made your announcement.

“Yeah! Let’s have shots!” A random guy yelled.

The bartender locked eyes with Jackson who quickly mouthed no. Nodding, he served two shots, one for you and one for Jackson.

“Princess, can you get down from the bar stool? You’re going to fall.” He calmly asked.

Complying with his request you attempted to get down. Holding his shoulder for support, you were taken aback, “woah, when did you become so buff?”

In the dim lighting of the bar, nobody could tell that Jackson was blushing, and nobody would ever know. Because you were the only one who could make him do cheesy things like that.

“Ready baby? One, two, three!” Giving him a quick ‘cheers’, you downed what must’ve been your sixth shot that night.

Jackson on the other hand had thrown his shot over his shoulder, acting as designated driver meant he couldn’t enjoy the high with you.

“Wooohooo!” You laughed. “Okay, let’s talk.”

“What do you wanna talk about?” Jackson asked, curious about what this truth serum might bring out in you.

“When we’re... you know... doing things, am I bad?” You tilted your head, genuinely concerned.

“W-woah, I was not expecting that” Jackson coughed and laughed at the same time. Truly, he didn’t think that was what you were thinking about.

“Come on!” You whined. “It’s so unfair, you get to be a successful K-pop person, and you’ve probably fucked so many people!”

Jackson brought your stool closer to his and leaned into your ear.

“Trust me babygirl, you’re very, very good at... doing things” He whispered, his voice husky.

“Um, can we go home...” you told him, a little flustered from his confession.

“Why?” He asked. “Are ya going to take advantage of me?”

He winked and stood up, walking towards the front door.

“Jackson Wang get back here!” You yelled after him.

⇒ jinyoung

Jinyoung knew he’d find you on the balcony.

Mark had thrown an apartment warming party for his new place and had invited everyone. Of course with Mark, he always made sure everyone was drinking except him. Jinyoung made a mental note to scold the host for getting his girlfriend so drunk.

Stepping out into the evening air, he took off his jacket and wrapped it around your shoulders.

Noticing he was there you smiled at him lovingly. “Cigarette?” You offered the vice to him.

Groaning, he took it out of your hands and straight to his lips. “You need to quit.” He said.

“Hypocrite,” You rolled your eyes at him, “besides I only do this socially.”

“Still,” Jinyoung said. Exhaling a puff of smoke, he put out the cigarette and threw the stub over the balcony. Mocking a baseball swing, he watched the foul thing fall down the stories of Mark’s new building.

“Hey!” You pouted. “I wasn’t done with that.”

“Now you are.” Jinyoung smirked. “Look at this view.”

“I know, it’s so magical.” You sighed. You pulled your bottle of tequila from the balcony floor and took a big swig.

“What the–“ Jinyoung started. He couldn’t contain his laughter when he saw the bottle pop up from nowhere.

“I’m not sharing, after what you did to my cigarette.” You held the bottle away from him “I know you’re gonna drain this.”

“Okay, okay,” he held his hands up in defeat, “I won’t try and drain it.”

“Promise?” You asked. “Pinky swear.”

You held out your pinky like a five year-old. Shaking his head and chuckling, Jinyoung attached his pinky to yours.

“I don’t know how I’m so in love with you.” Jinyoung looked out of the balcony. It took him mere seconds to register what he was saying when he turned to you. “I mean-“

“You love me!” You squealed. “I knew you were going to say it first!”

Turning to him, you wrapped your arms around his neck. “Don’t even try to deny it Jinyoung, you’re stuck with me.”

“I guess I am.” Jinyoung complied, wrapping his arms around your waist. “But you know, you’re so drunk sweetheart, you’re going to forget I said it in the morning.”

“Mr. Park, this is not the kind of thing one forgets” You stated. Leaning into his chest you placed your head over his heart, mumbling “I knew you were going to say it first.”

⇒ youngjae

Youngjae was eating his words as he watched you down shot after shot. He’d teased you before going out that you never let loose, and while he was right, he’d now come to regret the decision encouraging you to drink.

“Kiss me!” You clung to your boyfriend.

“Woah, woah, woah,” he managed to dodge your lips as they landed on his jaw.

“Come on, I know you can do it,” you insisted. “Just one kiss.”

“Y/N, darling, you’re beyond drunk.” Youngjae tried to reason with you. “We can’t.”

“I knew it! You’re going to break up with me.” You began to cry.

Oh crap, you were one of those emotional drunks.

As the tears flowed down from your eyes, Youngjae struggled to find the words to make it better.

“Why would you think that?” He asked

“Because you’re avoiding me and you won’t kiss me!” You cried.

“Yeobo, please. I would love to kiss you right now. A lot actually. But I can’t, we can’t. It’s not right.” He explained.

“Can’t or won’t?” You pushed him. You took another sip of your drink and he cringed.

“Alright, alright!” Youngjae brought your forehead to his lips, and lightly pecked it. “Happy?”

“What was that? That was the kind of kiss my grandpa would give. Kiss me like you mean it.” You insisted.

“Alright, point to where you want me to kiss you.”

You pointed to your eyes and Youngjae’s lips followed, then each cheek, your nose, and finally your lips.

As Youngjae leaned in, he pivoted and kissed the corner of your mouth.

“You’re the worst!” You exclaimed. “Don’t be such a tease.”

“Sober up and then we’ll talk,” Youngjae replied with a laugh.

⇒ bambam

Unlocking the door to your apartment, Bambam helped you in.

“Woaah” you said almost falling in your heels. “The air up here really is that good!”

“Y/N, you’re at most 5’8 in those heels, there’s no difference of air quality with a couple of inches.”

“Let me have this okay!” You hollered.

“Alright, come on,” Bambam ushered you into the bedroom, “let’s get you ready for bed.”

You plopped yourself on the bed as he knelt down and took off your heels. He worked his way up, removing your skirt and top, leaving you in your bra and underwear.

“Hey, hey, hey! Buy a girl dinner first.” You covered yourself up, “are trying to get me naked?”

At the mention of this Bambam lost it, chuckling he replied “Baby, trust me, that’s like the last thing on my mind right now.”

“Oh, so you think I’m ugly!” You retorted.

“No, I just wouldn’t take advantage of you when you’re like this.” Bambam replied calmly.

“Damn you and your manners!” You responded “if you’re not trying to get me naked then I want you to turn around while I change.”

“Y/N are you serious? You’ll take forever, just let me do it. It’s not like I haven’t seen you before” Your boyfriend insisted.

“Turn around!”

Seeing as he wouldn’t win the argument, Bambam turned around and waited for your signal to turn back. He waited ten whole minutes before you were finished.

“Okay, you can turn around.”

And what a sight awaited him, you’d managed to get your pajamas bottoms on correctly, but the shirt was on backwards. Stifling a laugh he headed over to you, “May I?” He asked.

Shrugging you sat on the bed again as he helped turn your shirt towards the front. When he finished he noticed you were sleeping in your sitting position.

She’s in for a rough morning tomorrow.

Tucking you into bed he kissed your forehead, and got ready for bed himself. “I love you, you crazy girl” he whispered.

⇒ yugyeom

For someone dating an excellent dancer, you yourself had two left feet. Usually you shied away from showing this trait off but when you were drunk? Let’s just say you certainly thought you were good.

“Jagiya, why do you always have to be drunk to dance with me?” Yugyeom laughed.

You were too busy busting out what you thought was the Lullaby choreography, but actually looked like you were a grandma with hip problems.

“Less talking more dancing!” You called out happily.

Sometimes you and Yugyeom did this, when there was nothing to do, you’d order a pizza and get drunk. It was a great way to relieve the stress of the week, but always ended up in a splitting headache for one of you. Today, it seemed like you would be the one waking up with a massive hangover.

As the song ended, Yugyeom changed the playlist and let a slow song play.

“May I have this dance?” He asked, bowing down.

“I guess.” You said jokingly.

Looking fake hurt, Yugyeom pulled you close and you swayed to the music.

“Woah,” you said, breaking the tension, “so awkward.”

“This isn’t awkward Y/N, it’s romantic.” He insisted. “We’re keeping the spark alive.” 

“Ugh, that sounds like something an old person would say,” you groaned. “I don’t wanna be old.”

“Unfortunately for you, everyone grows old.” Yugyeom said, resting his chin on top of your head. “But it’s okay.”

“Is it?” You asked, looking up from his shoulder.

“Absolutely.” He nodded.

“Since when do you say such profound things Yugy?” You asked, raising an eyebrow.

“Since always, you just don’t listen.” He stuck his tongue out at you playfully.

“Ah you’re right, everything you say goes in one ear and out the other.” You teased.

“Oh that was a low blow,” Yugyeom tickled your sides, “you’re going to get it!”

return to masterlist

Always and forever.

Pairing: Bryce Lahela x F!MC (Casey Valentine) 

Book: Open Heart

Word Count: 4211

Warnings: MAJOR CHARACTER DEATH, mentions of death. 

Disclaimer:All the characters belong to Pixelberry. I do not own anything, except the storyline. 

A/N: *hides myself*Hi! This is officially my second Bryce x MC fic that I manage to write! This is a different take on the story, its a storyline that I have wanted to write for a long time. It is a pretty cliche’ trope for me to write, but I am a sucker for those stuff. Its a bit angsty-ish aswell! In this universe, it was years after the incidents from the first book! And, i apologize in advance for any grammar mistakes since english is not my first language!  I want to thank @maria-soederberg for checking for errors, and for all the medical reference in this book! <3  AHH, i am freaking out inside since its my new story, i felt a bit giddy, anxious everything while typing this! So, I hope you all enjoy! Also, missing Bryce Lahela hours :’) 

Tags: @choicessa @annekebbphotography ! 

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Always and forever.

The wind was blowing on Casey’s face, as she stared at the view upon her. She had felt everything that life had thrown at her - love, friendship, happiness, and even loss. As a doctor, she faces something different every day in her life. It's either, a new decease or the death of a patient.

Some people she meets tend to leave a mark on her life. Mrs Martinez who had passed away after getting a medication injected that promised to be a cure for her Rhodes diseases, having the chance of fulfilling her dream. 

She had faced it all - pain and happiness. She didn’t know much about life before she met Bryce Lahela, a surgical resident she met on her first day of her medical residency. He had shown her what life is about – that life has more to offer than work and medicine.

His brown eyes shone every day as he walked through the halls of Edenbrook, his smile made those around feel a bit giddy. He also gave people a wink, especially female co-workers. It became his signature and a way to boost his confidence. No one would know what really goes on his mind, as long as he has this cheerful demeanour.  

Casey recalls the second day of her residency as if it wasn’t long ago. She remembers she had messed up the patients’ charts, and on top of that her boss Dr Ethan Ramsey gave her hell. He was used to her being a good doctor, knowing what to do. But on that day he was disappointed and so was she. Her confidence was shaken, she felt hot tears stung in her eyes. Casey hurried up to arrive in the empty and hollowed hallway of the hospital where nobody ever goes. It was an old wing where the surgery rooms used to be. Now that they had moved into another part of the hospital, no one ever goes through these halls. A perfect place for Casey to calm down.

Her legs gave in and she slowly slides down the wall towards the floor. She felt like she failed in her dream to become a good doctor. She worked so hard to get here and she feels like she had ruined her chance. When that realisation hits her, she feels the tears rolling down her cheeks. She buries her face into her hands and sobs quietly. Casey is so in thoughts that she doesn’t notice the presence next to her.

"Hey, rough day?" He spoke in a comforting tone.

She just nodded as she wiped away the tears that were still forming. At this point, she didn't mind the company anymore. She had become too exhausted to shoo the person next to her away.

"Me too, I became too over-confident and ended up making a mistake. Dr Tanaka already taught me about the surgery and how to proceed. But yet I still made the mistake so he threw me out of the surgery and took over.”

Casey nodded in understanding as they sat in comfortable silence with each other. The silence was therapeutic for both of them. And that moment was the beginning of something special. Something by far greater than birthdays or festive. But, it all went crashing down on the 5th of October.

Bryce Lahela had been diagnosed with lung cancer. He saw it coming because his childhood was a rebellious stage in his life. He had joined all the gangs that someone possible could join, which include illegal activities including a huge amount of cigarettes and other harmful activities that can hurt the lung.

He remembered the day of his diagnosis. How he suddenly felt nausea and difficulty in breathing. It caused him to faint in the middle of the halls of the hospital . The difficulty of breathing caused the brain to not get enough oxygen. The result was him passing out before he even hit the floor. He doesn’t remember how he got into the treatment room, but he remembers after waking up that Dr Ramsey was standing in front of him. A patient chart in his hand – his patient chart. He only explained they have to make a few test before being sure. And of course, Bryce followed through. After he was finished with all the test, he was assigned to a patient room. He heard footsteps echoing outside his patient room. And then Dr Ramsey, Dr Emery and Dr Valentine – Casey came into the room. Casey had red eyes, as if she had cried. Dr Emery and Dr Ramsey look at him as if they had lost a fight. She makes her way first to him, pulling him into a tight hug. He was surprised by the hug but welcomed it. Bryce didn't let go of her He knew something was wrong when Sienna, Elijah and Jackie enter the room as well. One time, he explained that whenever he gets a terrible diagnose, he doesn’t want to be alone when he gets the revelation.

Dr Ramsey makes his way to him with his results.

"Dr. Lahela, how are you feeling now?" He asked. Dr Emery steps forward and stands next to Ethan.

"I feel better but my head hurts a little." He replied gesturing to his head that was wrapped in a bandage.

"We have your results and, we have bad news." Dr Emery said.

Bryce raised an eyebrow and his voice was filled with uncertainty, "What does it say?"

"I'm sorry Bryce but you have been diagnosed with stage 4 lung cancer. We had seen several symptoms that matched. As you might have noticed we brought you into a CT to see what could have caused the symptoms. On the pictures we have seen space-consuming lesion. After a few more test we found out that this space is a malignant tumor. We also have found out that it had unfortunately spread beyond the lungs." Dr Ramsey explained to him.

He nods expectantly, accepting the diagnosis that was given to him. Casey felt her heart stop at the word 'cancer'. She didn't believe what she was hearing, she doesn't want it to be true. She shook her head in disbelief as she glanced at him.

"It can't be, please tell me it's not true." She screamed in disbelief, Bryce immediately placed his arms around her waist pulling her into him.

"It’s gonna be okay Cas." Bryce pulled a crying Casey into his arms.

"We have set up a treatment for you, we will include you for chemo and we are suggesting radiotherapy or ERBT (External beam of radiation therapy), which delivers high doses of radiation to lung cancer cells from outside the body to kill cancer cells. We need you to stay in the hospital for a few weeks to make our examinations easier. We can let you go for a few days, but we need someone to supervise you during those times. Do you have any family Dr. Lahela?" Dr. Ramsey asked him.

He shook his head, his family was never in the picture. He was cut out from his family except for her sister Keiki. They had been in contact with each other but she couldn't look after him. And he doesn’t even know if he should tell her any of this. She just found a place in college and works out a plan for her life. His illness would just get in the way, and he really doesn’t want this.

"I can." Casey said as she stood up from Bryce's hospital bed and make her way towards Dr. Ramsey.

"Rookie, are you sure?" He asked for confirmation and she immediately nods without hesitation.

Bryce was speechless. She would take him under her care, she would be his assistant.

"Cas, are you sure? I don't want to be a burden to you, and with my condition it’s gonna be a hard one." Bryce questioned her decision.

"I want to Bryce, I owe it to you.. You’ve done so much for me. Now it is time that I do something for you. And it isn’t just me, all of us, we are here for you, we are going to help you." Casey gestured towards their friends.

He smiled at her response, and nod in appreciation.

"Can I have a minute alone with Dr. Lahela? Thank you." Dr. Ramsey said as all of his friends leave the room including Dr. Emery too.

"What's the details Dr. Ramsey?"

"I don't want to break this news in front of the others but, based on your condition now. There is a 4.7 percent chance for you to live for the next five years. We don't have the exact calculations but, the tumour inside your lungs had been spread throughout your body, almost hitting some major parts of your body. Even with treatment, we cannot promise you to win the fight against the cancer. We can only help the cancer to not continue to grow. And to give you a bit more time. At the end, we calculated that you might have approximately 6 months to live. Only with the treatment, without the treatment, you might not survive this month. " Dr. Ramsey stated with a sad tone in his voice.

Six months, 183 days.

After his conversation with Ramsey, Bryce unexpectedly pulled him into a sudden hug. Ethan didn't question his intentions instead he gave into the hug. It lasted a few moments before he leaves the room, leaving Bryce with his thoughts. He knew back then, he knew the risk from his actions before but he was stubborn. He let himself get into the wrong group and ended up with a decease that can’t be cured anymore because his cancer is too far.

He glanced around the room, his days were numbered and he decided to make the most of the life he was given. He immediately dialed Keiki's number, to drop the news leaving no details behind. He decided to give her a chance to know what is going on in his life. Maybe she wants to visit him and have at least the last moments with her brother before he leaves them forever.

After the conversation ended, Casey makes her way back to the room. He smiled at her presence, and he took a deep breath.

"Casey, where are the others?" He asked looking around for their friends.

"They went to get some food for you, and I think Elijah is making a stop to the restroom." She replied as she took a seat beside his bed.

Bryce smiled at the thought, he was debating on telling her about the final detail.

He took a deep breath, and said: "6 months." He said quietly, louder than a whisper but quieter than a shout.

Casey didn't understand what he meant, until a few moments later. Her eyes went wide at his words.

"Is it what I think it is?" Her voice breaks as she said it. She is in disbelief, he knew the truth would break her but he didn't want to leave her in the dark.

"I'm still here, Cas, and I'm not going anywhere now." He said softly as he traces circles on her back. She sat on the bed, and felt her tears flowing once more. He is still here, he is going to make it. 6 months, is just a number. And just an assumption. There were many cases where people with stage four cancer lived longer than the number they were told. Maybe Bryce is one of them.

They sat in the position for a long time before she decided to go back home. As soon as she arrived at home, she curled into a ball, as she silently cried in her room. The night was hard, she barely slept. She doesn’t know how life will be like when he is gone.

The next day, she managed to make it through her shift with a smile plastered on her face. It was not easy to get through the shift. Ethan sometimes asked if she is okay, but after she said ‘yes’ all the time, he noticed that she doesn’t want to talk about it.

Back at home, she heard a knock on her door, and Sienna makes her way inside the room. She was in her pajamas, and with a couple of stuff. She brought some ice cream and a few pillows.

"Hey, let's have a sleepover together. I want to cheer you up." Sienna explaines as she sat on her bed. Casey sat on her bed and smiled weakly at her.

"Thank you, Sienna, I just thought that I could be strong. I want to be strong for him, but I can't." She explained which ended up with her crying again. Sienna placed the pillows and ice cream down before she started holding a crying Casey in her arms.

As the next day arrived the truth hit her harder than before. She packed herself an overnight bag to bring to the hospital with her. She decided to look after Bryce after she finishes her shift. After she was done working her shift, she finally was able to go to Bryce’s room. She finds him eating his dinner alone but judging by his face, he doesn’t like the hospital food much.

"I wished I had some ice cream now, Cas. This hospital food is killing me." Bryce says as she laughs at his antics.

"Well, I could bring you a scoop if you promise to finish up your food." She offers which made his eyes light up in joy.

"Thank you, you're a lifesaver." He expresses his gratitude and continues finishing his food.

She smiles at him, and continues to accompany him for the night. She ended up falling asleep as well. The days keep being like that for them, she would be there for him every night until the day arrived where he was released from the hospital. He was released from the hospital by one condition. He had to be monitored at home. Casey has to make sure that his heartrate continues and that his oxygen saturation is constantly above 85%.

The day he was released, Keiki made her presence at his apartment. Casey was introduced to Bryce's little sister, who is not that little anymore. In the mornings, Keiki would be his assistance while Casey was at work. All of the hospital staff had taken the opportunity to help him any way they can including Dr. Ramsey himself.

One day, Keiki and Casey were having lunch together.

"Thank you for looking after Bryce, Casey." Keiki suddenly says.

"It is nothing, I knew he would do this to me as well." She says as she glances at his room.

"He told me the other day, he was grateful for you. Everything you've done for him. I know I didn't have a chance to get to know him properly because of mom and dad but, I get to know him now before it’s too late and it’s everything." Keiki explains, her voice soft.

"I am grateful for him, and I feel like when it comes to him. It is one of my weaknesses. I  care about him a lot, and hearing the news makes me feel sad. I am not ready to lose him yet, he …" She stops, realizing she's been crying.

Keiki rubbed her back and gestures to his room.

"I believe that you should tell him how you feel, life isn't stopping for anybody. Six months for him is all that he got." She suggests before making her way to the living room, leaving Casey alone in the kitchen.

Casey takes a deep breath, and makes her way to his room. She sees him on the bed, he is resting after a long day of treatment. She takes a seat beside his bed, and his head shots up at her presence.

"Hey Lahela, how are you doing?" Casey asks while checking his vitals. So far heart rate looks good, no extra syncopes on the ECG, and his saturation is constantly between 89% and 95%.

"I'm doing good, although I feel like my energy is drained out of me, every day."

"Hey, you're still here. It's all that matters." Casey says to him and he smiles weakly at her.

"So, what's the purpose of your visit to Casa de Lahela." He gestures at his room.

"I wanted to check on you and, I have something to get out of my chest." Casey smiles at him, as she squeezes his hand.

"Consider me checked, did I ever tell you how lucky I am to have you here." He admits quietly as his eyes gaze into hers.

She feels her cheeks burn from the sensation, she decides to lie down beside him. She squeezes herself into the space left on the bed.

"I don't want to lose you." She admits quietly as she lies her head on his chest.

"You will never lose me, Cas, I am always here with you. You can’t get rid of me easily." Bryce explains to her with the same amount of confidence that he always has.

"I know, I just can't bear the thought of knowing that you are sick. I-I love you Bryce. These few months had made me realize  that I am in love with you, and I am not ready to lose you yet." She confesses  while looking him straight into his eyes.

He placed a kiss on her forehead, "I love you too, Cas, being a sick dude made me realize it. You are the one person who wanted to accompany me after a long day of work, the way you bring me ice cream every once in a while make me fell for you, Casey Valentine. I-" He stops suddenly, gasping for air. Casey’s head shots up to the monitor. His heart rate shows ventricular fibrillation and his saturation went down to 65%. Casey stood up and called the hospital to send an ambulance immediately. After that she starts with chest compression, as long as the doctor needs so they can use the defibrillator.

Clueless, Keiki stepped into the room and stop in her tracks. She saw her brother lying on the bed, unconscious, Casey on top of him trying to reanimate him. Keiki doesn’t know what to do, she has never helped before.

“Let the paramedics in!” Casey orders.

After a few moments, the paramedics arrive and instantly build up the defibrillator. After they shocked him two times, Casey decides to intubate him so that he is not having any lack of oxygen. After a successful attempt, they load him into the ambulance and rush him into the ambulance and into some tests to see how much worse his conditions are.

In the hospital they rush him onto the ICU where gets put onto life support. Dr Ethan Ramsey looks over his vitals and looks at Keiki and Casey who stood there shocked.

“Keiki, you’re his sister. I have to give you the decision. Your brother only lives right now, because he is on life support. He will not wake up again, his cancer is too far for him to survive. The cancer made his lungs collapse which means that he will never breathe on his own. So, I ask you, Keiki. Shall I turn of the machines and help him die peacefully.”

Keiki sobs and Casey puts a comforting arm around her. She closes her eyes, not wanting to witness the situation in front of her. 

“I love my brother, but I know he would want to leave the world as soon as he has no chance to live without support.” Keiki starts. “Turn it off, Dr Ramsey.”

Ethan nods and turns off the machines, he injects Bryce an amount of morphia to save him from pain or any other obstacles.

After a while fighting, Bryce finally let himself go. The monitor showing flat lines, no breathing rate, no heart rate and no saturation left. Bryce Lahela has left the world.

Time of death, 8 p.m.

------------------------------------------------------------------------------------

The whole Edenbrook community was shocked at the news of his sudden death. Casey felt her heart break into bits and pieces. She thought about their conversation before and let herself cry a bit longer.

A few weeks later, Bryce's funeral was happening. The rain is pouring as the day went on, she never imagined that this would occur to her. Losing the one you love is the greatest pain that one could ever go through.

Many of his co-workers had come to say their farewell and even his family made an appearance. Casey stood there with her friends close by, she dreaded this day. The sadness, the emptiness she felt at that moment. It was unbearable. There was this emptiness that Bryce had left behind. This funeral made the loss of someone she loved dearly more realistic. At first, she was able to pretend that this was just a nightmare of hers, but seeing he was buried in front of her, she has to accept the fact that he will never come back.

After it ends, Casey lingers at the cemetery for a while along with Keiki by her side.

"He left you this, I found it when we were cleaning up his place before. I think he wants you to have it," Keiki says as she hands her a letter that is sealed.

"Thank you, Keiki."

"No, thank you, Casey for all you've done for him." Keiki pulls her into a hug, and make her way back to the car.

Casey starts to head back leaving the cemetery behind. She decided to live not only for her but also for Bryce. During that time she wasn’t able to read the letter yet. It was too heart-breaking.

It’s been a year since the event that no one ever expected. She makes her way up to a hill. Rocket Hill was one of Bryce's favourite spots to hang, and hike during his days. She holds a polaroid of him standing on top of the exact hill proudly making his mark for the world. 

The wind was blowing on Casey’s face, as she looks at the view in front of her. The view from the hill was spectacular. The city of Boston could be seen from a distance. After a few moments, she takes a seat on a bench facing the city. The letter from Bryce was in her hand. She knew she needed a perfect time, and now that time has come. She took a deep breath and slowly opens the letter

Hey Casey,

It's me or Jackie would call ‘the scalpel jockey’ here, I feel like I'm healing every day but I know that's not the truth. We all gotta end somewhere, and I can feel my end is coming closer. I don't want to make you worry but well, I did make you worry, right? Love, I have no idea what to write or say now but Keiki forced me to write and well, we gotta start somewhere right? So, If I'm writing this... It means my time is uo. I just want to speak some truth here. I was cut off from my family when I finished high school. I have been living on my own for a long time. Keiki was the only family I knew, and med school was hard because they knew to whom the name Lahela belongs. But, being here at Edenbrook made me realize I have a family after all. My family are my friends. We may not be related by blood but we're gonna stick together till the end. My time here also led me to you; Casey Valentine, the future of Edenbrook. You stood by me from the beginning until this very moment and I want to say thank you. Life with this decease had made me realize that time is precious, and it should be spent with those we love and cherish.  Every day was a special one because you were in it and I wouldn't have it any other way. Well, that's enough of cheesy Bryce for one day. If you ever doubt yourself in anything, remember that you are enough as a human, a doctor, and a friend. Okay?

Love,

Bryce 'Scalpel Jockey' Lahela.

PS: Don’t be afraid to fall in love again, Casey. I want someone to make you as happy as I made you. I want you to have a family of your own, and please take care of Keiki. <3

Despite the sadness from the letter, she feels herself smile at the letter, holding it tight not wanting it to get away. She looks up at the sky, seeing the sky had changed its colours. She smiles at the scenery upon her and starts to enjoy it. She knows Bryce would have wanted it. And even though she has lost the one person she has loved so much, she will continue to live her life for them. But Bryce Lahela, will always be her first love, and she will never love anyone the same as she loved him. Bryce is her forever, and he will always be.

THE END

A/N #2: Hey! I hope you guys enjoy reading it as much as I enjoy writing it, I never had any particular experience from what I wrote but, I have been wanting to write this for a long time! I really hope I get to deliver it, it was hard to share this to you guys, but I wanted too! Don’t forget to like, reblog and even comment anything! It would really mean a lot! Once again, thank you for reading it! <3

survey results 🥳

so a few days ago i did a follower survey and now i’ve gathered the results so it’s time for some stats 📊

some general info

this survey was made just for fun and there might be mistakes in it.

i can’t do math, so i apologise for that in advance.

216 people participated in this survey.

answers were submitted between august 17th and august 21st via google forms.

some questions allowed for participants to choose more than one answer, which means the total might be more than 100% on those questions.

the number of people who chose each answer are in brackets.

if i get asks about this everything will be tagged “fp survey 2019” so if it gets annoying just blacklist it!

the results (with some comments from me) are under the cut!

about you

what’s your age?

32.4% (70) 14-17

27.8% (60) 18-20

21.3% (46) 21-23

9.7% (21) 24-26

4.2% (9) 13 or under

3.2% (7) 27-30

1.4% (3) 31 or over

* i’m so old hhhh 😳

what do you identify as?

70.8% (153) female

20.4% (44) formless blob

6% (13) male

2.8% (6) other

* i didn’t wanna exclude anyone, which is why i chose to have an “other” option to allow people to express whatever they feel comfortable with identifying as.

sexuality

37% (80) bisexual

19.9% (43) lesbian

17.1% (37) asexual/anything on the ace spectrum

13% (28) i don’t use labels

10.6% (23) pansexual

9.7% (20) other

out of which:

4.7% (10) queer**

6.9% (15) heterosexual

3.7% (8) gay

* as this was a question where people could choose multiple options, the total percentage is more than 100%.

** queer wasn’t originally an option in the survey, but i added it in the results as there were so many that wrote it when choosing “other” as an option.

what’s your zodiac sign?

13% (28) pisces

12% (26) taurus

10.6% (23) sagittarius

10.2% (22) scorpio

9.3% (20) capricorn

7.9% (17) aquarius

7.4% (16) libra

6.9% (15) leo

6.5% (14) gemini

6% (13) virgo

5.6% (12) aries

4.6% (10) cancer

* shoutout to all my fellow pisces! i was actually surprised that so many of you who took this are pisces, didn’t expect that.

where are you from?

44.9% (97) united states

22.2% (48) other countries/unable to count

8.3% (18) canada

5.6% (12) united kingdom

4.6% (10) australia

4.2% (9) germany

3.2% (7) sweden

3.2% (7) finland

1.9% (4) russia

1.9% (4) ireland

* these are just the top 9 countries from the survey. if you wanna know a number for a specific country, feel free to ask me! 

** oh and a shoutout to my fellow swedes! (i wanted to write something in swedish here but i didn’t know what sdkshjgkl)

dan & phil

do you watch dan & phil?

97.2% (210) yes

1.9% (4) used to but not anymore

0.5% (1) who?

0.5% (1) other

0% (0) no

* i don’t know why i had an other option for this question, but it was fun reading this one person’s rant about how the last question (”dannie or phillie :)”) of this part scared them. love you, you’re valid!

when did you start watching them?

25% (54) 2015-2016

24.5% (53) 2013-2014

24.5% (53) 2017-2018

16.7% (36) 2011-2012

5.6% (12) 2019

2.8% (6) 2009-2010

0.9% (2) 2009 or before

0% (0) i don’t watch them

do you think they are together?

90.7% (196) yes

8.8% (19) i don’t know

0.5% (1) i used to but not anymore

0% (0) no

dannie or phillie :)

59.3% (128) dannie

40.7% (88) phillie

* shoutout to all my fellow dannies!

about me and my blog

when did you start following me?

51.4% (111) 2019

35.6% (77) 2018

13% (28) 2017 or before

* it’s wild that some of you have been following me since 2017 or before - wow! and thank you! i feel like you have seen a lot sdhjsfjkl

how did you find me?

37% (80) honestly no idea

31.9% (69) from someone else’s blog

27.3% (59) saw your gifs/edits

14.4% (31) tumblr recommended

2.8% (6) read a fic of yours

2.5% (5) other

0.5% (1) from a friend

* as this was a question where people could choose multiple options, the total percentage is more than 100%.

fav content of mine?

75.9% (164) gifs

26.4% (57) edits

13.4% (29) icons

17.6% (38) fics

40.3% (87) text posts

3.5% (7) other

* as this was a question where people could choose multiple options, the total percentage is more than 100%.

** didn’t know ppl liked my text posts that much but thank u! and shoutout to the one person who said “memes” sjdkskfjkgl 

*** also seeing 38 (!!) ppl say fics really boosts my confidence in writing, which is very much needed for me rn, so thank u!!

anything you wanna say about me as a person/my blog 😳

this was an open question, where people could write whatever they want about me and my blog.

there were quite a few answers and i’m not sure if i should publish them or how i even would in that case, but just know i’ve read them all and cried (good tears, i promise) and i really do appreciate every single one of you so much. 

will try to remember all your kind words on days when i need to cheer up and i will save them and look back at them if i ever need motivation for anything 💖

anything else? suggestions? or if you wanna reveal who you are that’s okay too

this question was another open one as well. some chose to reveal themselves, while some just said something nice.

notes for myself

in a potential future survey i’ll have less of the “other” option, as it can be hard to group some answers together.

for a potential future survey i will definitely phrase the questions a bit differently and maybe add other questions for a more precise result.

i just generally feel like i learnt a lot - both about who my followers are and also what they think of me. it was very interesting to go through and reflect on!

i’ve only ever done one survey for an essay in school, so making a “not so serious one” was fun and i think i learnt a lot from that aspect as well. might be useful in the future, who knows!

prompt 6 - roger taylor x reader

thank you @kfirthequeersblog for requesting! hope you like it :) 

prompt 6 from this list :) 

a/n: as per usual i got carried away, so v sorry that it’s so long. anyways, this is my first roger post so feedback would be greatly appreciated! this works for roger or ben hardy!roger, whichever one you prefer! requests are still open ;) 

word count: 4.7 k wow 

warnings: angst, fluff, drinking, nothing too wild 

“y/n come on, please just come out tonight, it’s been forever!” Roger tried to persuade you, leaning against your kitchen counter.

“I don’t know Rog, I’m really not up for it tonight,” you told him, finishing the rest of your dishes.

“You haven’t been ‘up for it’ for three weeks now,” he sighed, “I know you’re still upset over that wank-“

“Roger,” you interrupted rolling your eyes.

“Okay, fine,” he held his hands up in defense, “you’re still upset over the breakup. But you have to get back out there at least, plus we’re playing tonight so you get the best of both worlds; get wasted at the bar and get to see me on stage” he teased, gaining yet another eye roll from you.  

“I just think I need more time before I ‘get back out there’,” you admitted.

“You two only dated what? Six months?”

“Actually three, thank you,” you snapped, “but unlike you, I need more than a few hours before I have someone else in my bed,”

He laughed at your dig at him, “just come tonight, for me?”

You sighed, not wanting to fall for his puppy dog eyes he was trying so hard to use against you.

“Fine,” you sighed, “only for a few hours,”

“Yes!” he jumped up, pulling you in for a hug, “I promise you’ll have a good time. See you in an hour!” he rushed out of the door, to his apartment, right across from yours.

You let out a sigh, running your hands over your face. You knew it would be a good idea to finally get out and have a good night with your friends, but you were worried you would see your ex out, it was a fairly popular pub that the two of you used to frequent, and just the thought of running into him had you ready to call Roger and cancel.  

Against your better judgement but trusting Roger’s promise, you got ready for the night out.

**

An hour into the night, and you were feeling good. You had met some other friends at the pub, waiting for the boys to go on, the drinks and conversation flowing. Suddenly, the lights dimmed while a voice announced Queen. People cheered and clapped, a few girls yelling out Roger’s name and you couldn’t help but shake your head, watching as your best friend ate it up, smirking to himself as he sat on his drum stool.

You didn’t miss Roger scan the audience before meeting your eyes, throwing you your favorite smile. You gave him a smile in return, mouthing ‘good luck’, which he gave a wink in return before starting the song out, causing the crowd to go crazy.

“God, look at him,” your friend sighed next to you.

“I know, Fred is incredible up there,”

“No, you idiot, Roger,” she laughed, and you joined her, “poor boy, you haven’t even been watching him and his eyes haven’t left you the whole time,”

“Oh whatever!” you scoffed, “I’m sure he’s eyeing the girls behind us,”

“He’s been in love with you for ages, you’re literally the only one who doesn’t see it,” she told you, rolling her eyes at your tendency to be oblivious to things like this.

“Are you sure you haven’t had too many of those?” you teased, nodding towards her almost empty glass.

“Just telling you the truth babes” she shrugged.

“If he was so in love with me, I’m sure I wouldn’t be able to hear him shag a different girl every night,” you countered, trying to ignore how the thought of him with those other girls made your heart hurt a little.

“But if he wasn’t so in love with you, he wouldn’t stay in on the weekends to eat junk food and watch sappy movies with you, he wouldn’t hate your ex the way that he does, and he definitely wouldn’t be watching you like you’re the only girl in this whole damn pub,”

Her words hit you like a truck, not realizing that maybe Roger really did have feelings for you, and as you looked back to him and he shot you another wink and a smile, you couldn’t believe it had taken you this long to realize you definitely reciprocated those feelings.

“Told ya,” your friend said in a sing song voice.

“Jesus,” you sighed, ordering another drink, downing two shots.

**

Once the boys were done playing, Roger immediately came over to you, wrapping his sweaty arms around you, picking you up to spin you around.

“Put me down!” you said through giggles.

He sat you down, draping an arm around your shoulder.

“Any chance that adorable guitarist is on his way out?” your friend asked, raising her eyebrows.

“Just changing and he’ll be out,” Roger assured her with a smile, before she excused herself to get another drink.

“You guys were absolutely incredible, Rog,” you told him, “like mind blowing-ly good”

“Thanks, love,” he smiled at you, waiting for the bartender’s attention to order.

You looked at him and for the first time really looked at him. His shirt that was unbuttoned almost completely, showing off his toned stomach, the way his hair fell to his shoulders in a perfectly messy way that only he could pull off, the necklaces that adorned his neck, especially the one you got him for his birthday that he never took off.

Your gawking was cut short, seeing the one person you prayed you wouldn’t. He was behind Roger, a good distance, but close enough to feel your heart sink. He was chatting up a girl you had suspected he was a little more than friendly with while the two of you were still dating. You tried your best to ignore it, however when she saw you and smiled before reaching up and pulling him into a kiss, you couldn’t hold it in. You felt the glass slip out of your hand, not even flinching at the sound of it shattering on the floor below, which gained Roger’s attention.

He looked to you and then where your eyes were trained, where the two of them stood, still kissing, his hands roaming over every part of her body. You didn’t even realize you were crying until a hot tear fell and hit your hand, snapping you out of your trance.

Roger immediately tensed, starting to walk towards them. You hurriedly pushed around him, standing in front of him while he never looked away from your ex.

“I’m gonna kill him,” Roger said through gritted teeth, trying to push past you.

“Roger, no!” you held him in place, gripping his jacket for dear life, “please don’t make this a big deal,” you pleaded with him, watching him soften just looking at you.

You took a chance and looked behind you, seeing the two had finally decided to come up for air, before you turned back to Roger.

“See? It’s all done, let’s just get out of here okay?” you asked him, trying to ignore how your voice cracked and more tears threatened to spill.

He paused for a moment, looking to your ex and then you, a wicked glint in his eye.

“Well, if you won’t let me hurt him, guess I’ll just have to do this,” he shrugged.

You looked at him confused before he cupped your cheeks in his hands, bringing his lips to yours. You stumbled back a bit, shocked, one of his hands coming to your waist to pull you closer, the other resting on the small of your back to steady you. The kiss was unlike anything you had ever experienced before; a passionate, intense, holy shit I think I’m seeing stars kind of kiss. You kissed back, your hands on his neck, every other thought leaving your head except him.

Sure, you had kissed Roger before, drunken nights telling each other you were “s’glad to have a best friend as good as you” before exchanging a chaste kiss, but this, this, was something new entirely.

All too soon, he pulled away, leaving you breathless and dizzy, while he looked flawless as always.

You almost whined at the loss of contact, before you felt his lips meet your neck and you had to hold back a moan. He kissed his way up to your ear, and you gripped his shoulder.

“I think it worked,” he whispered.

“What work–“ you started, before turning to see your ex, wearing an expression similar to Roger’s only moments ago. “Oh, right, yeah it worked,” you faked a smile.

“That was brilliant y/n, I’m sure he’ll be calling you tonight,” he winked, taking a swig of his beer.  

“Yeah, maybe,” you shrugged, watching as a girl made her way towards Roger.

He smirked at her, watching as she purposefully pushed her chest out a little more when she saw she had his attention. You tried to refrain from rolling your eyes, wishing you were used to this by now.

You already knew what was coming next: he’d offer to buy her a drink, she’d accept of course, they’d start talking, knowing he wasn’t truly listening, then you’d hear them go at it all night through the thin walls of your apartment, then be met by her leaving in the same clothes as the night before, writing down a number Roger would never dial.

“I think I’m gonna go ahead and go home,” you told him, downing the rest of your drink.

“Are you sure? It’s still pretty early,” he replied checking his watch.

You faked a yawn, “just been a long day,” you explained, and he nodded.

“Alright, I’ll see you later, love”

You tried not to let the words get to you as he pressed a soft kiss to your cheek.

“Later Roger,” you smiled, slinging your purse over your shoulder and making your way out of the pub.

**

As soon as you were home you opened a bottle of wine, hoping it would calm you down. You couldn’t believe what was right in front of you the whole time. A knock on your door startled you, wondering who could possibly be at your flat at 2 a.m.

You pulled the door open to a drunk Roger, swaying a little, smiling lazily at you.

“Roger? What the hell are you doing?”

“Came to see you, have an idea,” he told you, walking in and sitting on your couch.

“What about the girl from the pub?” you asked before you could stop yourself, praying you didn’t sound as bitter as you felt.

“Told her I’d call her tomorrow,” he hiccupped, and you felt your heart drop, knowing it meant he definitely fucked her, he just wasn’t willing to say it to you out right.

“y/n, it doesn’t matter you’re not listening to my idea,” he whined.

You apologized, emptying the rest of your glass of wine, joining him on the couch, legs crossed, facing him.

“We should date,” he stated, and you felt your heart race and face heat up, “like as a joke y’know?”

As fast as you had gotten your hopes up, they came crashing down again.

“I’m sorry, what the hell are you on about?”

“To piss him off! If he’s gonna go around with a new bird it’s only fair you have someone to show off too,”

“You really think that’s a good idea?”

“It’s a genius idea,” he told you, sitting up slowly, “we pretend we’re dating, he comes crawling back, you get to tell him to fuck off, I have the satisfaction of pissing him off, we both win,”

“I guess you have a point,” you giggled, refilling your wine glass, “so what do we do if a bird comes up to you after a gig just begging to go home with you? Think you can turn them down?”

“Do you have no faith in me?” he laughed, grabbing the bottle of wine and drinking it straight from the bottle, “I’d do anything for you love,” he smirked, leaning his head back on the couch.

You were thankful his eyes were closed so he couldn’t see how red your face was while your thoughts ran rampant.

“Okay,” you agreed softly, watching his exposed chest rise and fall, “okay let’s do it,”

Maybe it was the alcohol that made you agree, or maybe it was your way of dealing with heartbreak, or maybe it had nothing to do with any of that and everything to do with the drunk blonde drummer boy in front of you.

“Then I’m sure you won’t mind if I stay the night, girlfriend?” he teased, and you threw a pillow at him.

He knew you wouldn’t care, he couldn’t count how many times he had shown up at your apartment drunk and crashed on your couch, prepared to apologize, only to see you making breakfast for the both of you without a care in the world.

You brought out blankets and pillows for him, both of you giggling in your inebriated state as he tried to assemble his makeshift bed. Finally, you made your way to your room, wondering what the hell you had agreed to.

**

The next morning you quietly made your way to your kitchen, hoping maybe Roger had already gone home. Upon seeing a mess of blonde hair on your couch you realized you couldn’t be that lucky.

You started breakfast, trying to distract yourself from what was going on around you. What if you “dating” Roger made you fall for him even harder? What if it didn’t make your ex jealous and it was all for nothing? Why did Roger only want to fake date you?

Your thoughts were interrupted by a loud groan followed by slow footsteps to the kitchen.

“Morning,” you smiled at him, cracking eggs into a bowl.

He ran a hand through his hair, “G’morning,” he mumbled, placing a kiss to your head, reaching into the cupboard to get a glass, “really not fair you never get hangovers and I do,”

You laughed, “well maybe it’s because you drink three times as much as I do,”

Maybe he forgot about the whole thing, maybe he was just dru-

“Well what are the plans for today, my darling girlfriend?” his voice still deep and raspy from sleep and you felt your grip on the pan you were cooking in tighten.

Fuck.

You forced a laugh, “um, well, nothing really, was thinking of studying at that coffee shop near campus later,” you told him, keeping your head down to avoid any kind of eye contact, knowing you’d get lost in his eyes.

“We’re gonna study on our first date?” he groaned.

“I know it’s news to you, Rockstar, but most first dates don’t involve a bed shortly followed by a cab,” you teased, handing him his plate.

“Well they should,” he shrugged, shoveling a forkful of food in his mouth, “guess I have a lot to learn huh?”

“Too much,” you sighed.

“Well you’re the only one I want to teach me,” he smirked, and you rolled your eyes, pretending to look for something in the fridge so he couldn’t see how visibly hopeful his words made you.

You composed yourself, pretending his words had no effect on you while you finished eating your breakfast, making casual small talk of school and the band.

“Thanks for breakfast love, gotta go get ready though, heard I have a hot date later,” he winked, placing another kiss on your head as you began cleaning the dishes.

You just shook your head, but Roger didn’t miss the red on your cheeks as he shut the door behind him, all the while wondering what the hell he was going to do.

**

You didn’t know what you expected when you told Roger you were going to study and you definitely didn’t know what to expect when he considered it a date, but you didn’t expect him to meet you there, flowers in hand, smile so wide you wondered if it hurt.

“Roger you’re a sap,” you teased as he handed you the flowers, “they’re beautiful, thank you” you said quietly.

“Anything for my girl,” he winked, leaning down to place a kiss on your cheek.

He held the door open for you, going to order while you found a seat, pulling your books out of your bag. You flipped open the anatomy book, but your mind was nowhere near the nervous system, instead trained on Roger. Roger, Roger, Roger, was all your brain seemed to think about nowadays. His hair, his eyes, the way he called you his girl even if it wasn’t real, the thought that he had snuck out to buy flowers for you, the way he kissed you the other night at the pub, everything about him sent your mind into over drive and you felt like you were going crazy. Crazy, because you were falling for him. Crazy, because maybe you always had been falling for him and it took the breakup to realize it. Crazy, because you knew it would never work out. Crazy, because you were going to go along with this stupid idea that he had just to be that little bit closer to him.

“y/n?” you heard, and you almost couldn’t believe it.

You turned to see your ex at the table behind you, so wrapped up in your thoughts of your fake boyfriend that you didn’t even see the real ex there.

“Oh, uh, hi,” you stammered, cursing your nerves as it caused you to drop a folder, sending papers scattering.

He immediately got up to help you retrieve all of them, handing them to you with a smile that you couldn’t reciprocate.

“Look I’m really sorry about the other night, I thin-“

He didn’t finish his sentence as Roger came up behind you, wrapping one arm against your waist, the other holding your favorite drink.

“Oh, sorry love, I’ll let you two catch up,” he placed a quick but still dizzying kiss on your lips.

“Actually, we were just finished. Nice catching up with you,” you told him with a small smile, noticing how he looked at you in disbelief. You took Roger’s outstretched hand, going back to the table.

“He positively hates me,” Roger said quietly, taking a sip of his drink, unable to wipe the cocky smirk off of his face.

“Isn’t that the point?” you laughed.

Roger felt his heart drop a little at your statement, “yeah, suppose it is,”

**

Throughout the following weeks, you saw more of Roger than you thought possible. The dates became more frequent, he walked you to your classes, you never missed a gig.

Nights that you didn’t go out were spent in your apartment, something you questioned, since nobody would see you two, but you never pushed it.

The two of you had decided to keep it a secret between the two of you, not wanting to risk anyone telling your ex that it was all an act.

And while it was all going well; your friends all congratulated you, your ex loathed Roger more than you could imagine, and Roger was right, he was trying to get you back. He would stop you in the halls, right before Roger would swoop in, or he’d try to call, but Roger would be there to answer your phone. Not that you minded, Roger was right when he said he was a wanker, and you positively didn’t want him back.

Despite all of this, you couldn’t help the constant nagging feeling you had. That this was all an act, that Roger didn’t mean those forehead kisses and compliments. That he didn’t really want to spend all his free time with you. That he did care that he was turning girls down left and right despite what he told you. You wondered when the act would finally disappear, and you’d be left to mend yet another broken heart.

While Roger was battling the same feelings of his own, he was much better at hiding them. He could pretend nothing mattered to him in an instant. He hated it, really, he wished he could tell you how he really felt; that he was pretty positive he was in love with you, that he never turned down girls before but he’d started since you two began this whole thing, that he loved nights in cooking dinner with you far more than drunk shags with random girls, but instead, he only knew to pretend he was doing all of this to piss your ex off, and he was doing a fine job if the looks he received from him were any indication.

Friday nights, as usual, were spent at the small pub closest to your apartment, watching Roger play. You couldn’t look away from him if you tried, so focused on his drumming, pausing every now and then to throw you a smile or a wink. Girls nearby would look at you in disbelief, unable to comprehend that you were lucky enough to call him your boyfriend. If only they knew, you thought.

Normally you would be okay with seeing your ex at the pub, if anything it would make you excited. You knew that it shouldn’t, you shouldn’t play with his feelings like this, but once Roger saw him and pulled you in for one of those head spinning kisses, you didn’t care.

Tonight, however, you groaned when you saw him walk in. You couldn’t take it anymore. The kissing without meaning from Roger, the hand holding, and laughing, and how natural and real it all felt, knowing deep down it meant nothing to him. It was tearing you apart and you couldn’t hold it in anymore.

Your friends ordered a round of shots, and you happily downed two, seeing Roger make his way off the stage towards you.

“You look beautiful, love,” he told you, placing a kiss on your forehead, before grabbing a drink for himself too.

You mumbled a thanks, his arms around your shoulders, pulling you into a hug.

“Already saw him walk in, you ready?” he whispered in your ear.

You pulled back to look at him, even in his tired and sweaty state still the most beautiful boy you had ever known. You greedily decided to at least get one more of his star seeing inducing kisses.

He cupped your jaw lightly, looking into your eyes, noticing something was wrong, but thinking it was the nerves of your ex being there. He placed his lips to yours softly at first, your hands resting on his chest. He playfully bit your bottom lip, one of your hands instinctively reaching for his hair, pulling him closer to you. One of his hands trailed to your waist to steady you, the other holding the back of your neck to him. While you wanted it to last, there was a sense of urgency to the kiss, your heart racing and breaking all at once.

Suddenly, you pulled away.

“y/n?” Roger asked, noticing a tear threatening to spill and the way you held your hands up towards him made his brow furrow.

“Roger I, I just can’t do this, not right now, it’s not working,” you stuttered, not knowing what to tell him.

The pub suddenly felt too small, like it was closing in on you as Roger looked at you confused. You spun on your heel towards the exit, not caring who saw, just needing to get out. You swung the door open and welcomed the cold air. You reveled in the moment you had to yourself before Roger came bursting out of the door looking for you.

“Hey, love it’s alright, he already saw us together, I’m sure it worked,” he laughed, reaching for one of your hands but you flinched away from him, “it worked babe, he stomped off that way,” he assured you.

“Rog,” you sighed, your hands running over your face, “it’s not working because you’re not hurting him, you’re hurting me” you blurted out, the tears you tried so hard to hold back springing to your eyes.

“I hurt you?” he asked, taking a step towards you, cupping your face with his hands, examining your face as if he thought he had actually physically hurt you.

“No,” you whispered, “not like that Rog,���

“What do you mean y/n?”

Was he really that oblivious? You thought to yourself, did he really not know? Did he miss any and all of the signals you had thrown his way over the past few weeks?

“You hurt me because you made me fall in love with you, you idiot,” you felt a wave of relief slowly followed by one of panic.

“You – you’re – you mean – you’re in love? With me?” he stammered, “but I thought – “

“Exactly, it wasn’t supposed to be like this, I know, just forget I said anything,” you backed away from him.

Tears were falling freely now, and you wished you could stop them, but knowing that Roger didn’t feel the same way for you hurt more than you had anticipated. Maybe a small part of you foolishly thought that Roger felt the same, that he’d confess his love for you and you’d live happily ever after.

“I’ll see you later, Roger” you gave him a small, sad smile, turning to walk back to your apartment.

He didn’t follow you.

**

2:58 am. You rubbed your eyes, hoping you were just reading the clock wrong, but on a second glance, you were right.

You couldn’t sleep, again.

It had been two days since you’d talked to Roger. Two days since you told him you were in love with him, two days since he broke your heart more than any other stupid boy had. Two days since you’d been able to sleep properly, or to have any type of thought that wasn’t revolved around him.

You decided you would try to walk yourself to sleep, just around the block once or twice, anything to not sit around thinking about him. You grabbed your hat and a coat, not caring that you were only wearing an old jumper with joggers and an old pair of tennis shoes.

You opened your door only to be met with Roger. His hand up, prepared to knock. You both looked at each other in complete shock and confusion; eyes wide, jaws dropped.

“I – “ you both started at the same time.

If there was any consolation, it was that Roger looked as rough as you felt. His hair was messier than normal, he was wearing a t shirt with joggers, the bags under his eyes showed that your sleeping habits were the same.

“I’m sorry,” he started, and you shook your head.

“You don’t have to apologize, Roger, you don’t feel the same way, I understand, it’s really okay,” you told him, your eyes watering at the words you didn’t know you were brave enough to say.

“Wait,” he shook his head, brow furrowed, “you think that I don’t feel the same way?”

“Well, I mean,”

He quickly interrupted, “I came here to tell you I’m sorry that I didn’t tell you sooner, of course I feel the same way, I’ve been in love with you for ages, I didn’t think you’d ever feel the same way, and then you were so hung up on that stupid wan-“

“Roger,” you interrupted.

“I’m sorry, so hung up on him – “ he rephrased, before you interjected again.

“Roger,”

“What do you want me to call him?!” he asked, throwing his arms up.

“I don’t want you to call him anything, I want you to kiss me,” you told him, reaching your hands forward and holding onto his shirt.

He smiled down at you, breathing a sigh of relief. Leaning down, his captured your lips with his own, holding you so close to him it caused you to giggle, pulling away from him.

“Oh you’re so funny,” he teased, kissing your forehead, then your cheeks, slowly making his way to your neck as you stumbled back into your apartment.

“So,” he asked, trailing his hand under your jumper, “I’m sure you won’t mind if I stay the night, girlfriend?” he smirked.

“Hmm,” you teased, pulling him closer to you, “I suppose I can, boyfriend.”

tag list: @fourmisfitz @hoop-diddy-doo 

Danganronpa V3 Commentary: Part 4.7

Be aware that this is not a blind playthrough! This will contain spoilers for the entire game, regardless of the part of the game I’m commenting on. A major focus of this commentary is to talk about all of the hints and foreshadowing of events that are going to happen and facts that are going to be revealed in the future of the story. It is emphatically not intended for someone experiencing the game for their first time.

Last time, as chapter 4 started being less character arc and more plot, everyone entered the Virtual World upon Miu and Kokichi’s totally-not-suspicious suggestion, Kaito was a dog and we rounded out his list of Manly Things with curiosity and playfulness, and he was also on extremely high alert over Kokichi doing anything suspicious but let Gonta slip under his radar because there’s obviously no way Gonta would do anything bad.

Now we’re in the chapel, discussing how everyone is going to split up to search the Virtual World.

Kokichi:  “Oh, yeah… Before we split up, I wanna ask you something, Miu.”

[Kokichi and Miu whisper to each other]

Here’s another way in which Kokichi is deliberately sabotaging the mercy kill plan before it’s even happened. He’s not stupid enough to have forgotten their planned meeting place, but he’s pretending he has and confirming it here in the hopes that someone will overhear (which indeed Keebo does), giving Shuichi yet another clue which will make figuring out Miu’s plan (and therefore Gonta’s guilt) far easier in the trial.

Maki:  “So, who’s going to decide how we split up?”

Kaito:  “Just leave it all to me! I’ll figure out how everyone should split up in a flash!”

Look, guys, Kaito’s still being useful and a leader! And also he probably wants an excuse to put himself in the same team as both his sidekicks, as well as probably Kokichi so he can keep an eye on him. (And… what if he would have put Gonta in a different team than Kokichi to stop anything potentially bad happening. I bet he would have done.)

Miu:  “No, no! Hold up! I’ll decide that! I know this world better than any of you, so I’ll decide!”

She doesn’t really know this world any better than anyone else now that everyone’s explored the whole place (aside from a couple of rooms in the mansion that don’t have anything relevant in them anyway). That’s just an excuse to let her organise her murder plan. She’s kind of bad at this.

She puts Kaito on the roof, of course, so that when she logs him out in order to frame him it’ll get him out of the way of her meeting with Kokichi. Also potentially so that if they do figure out Kokichi was killed on the Virtual World rooftop, Kaito will still look the most suspicious.

Kaito:  “Huh!? Why do I gotta go up to the rooftop!? It’s freakin’ cold out there!”

Kokichi:  “Yeah! There’s no way the faint-hearted Kaito can search in the cold!”

Kaito:  “Alright! Bring it on! All I gotta do is search the rooftop, right?”

Aaaand Kokichi, knowing full well Miu is doing this for her plan, deliberately helps it along for her.

Miu then puts Kokichi in the salon, because he’s supposed to end up dead, which means that nobody will be able to vouch for the fact that Kaito didn’t go to the salon to log himself out.

Then she doesn’t give a fuck other than putting herself on the chapel team. Which makes it kind of obvious that she’s got a hidden agenda here. Literally all you needed to do was randomly pick additional people to assign to other rooms, Miu, it wouldn’t have been hard. You’re terrible at this.

(And if she’d randomly happened to put Gonta on the chapel team, then that would have saved her life.)

Kokichi:  “Then Gonta should come with me. We can search the mansion’s surroundings, since no one else wants to deal with the cold.”

Gonta:  “Okay… Gonta come with you.”

Gonta is just being heartbreakingly subdued and obedient. Usually he’d be more cheerful about being given something he can be helpful with, but not now.

Kokichi:  “Mm-hm, a true gentleman must always volunteer to do the dirty work.”

FUCK YOU AND YOUR DOUBLE MEANINGS, KOKICHI

Tsumugi:  “So… you’re just going to use Gonta again. I’ve decided! I’m going that way too! I have to make sure you’re not abusing poor Gonta!”

I’ll give Tsumugi this: she seems pretty committed to her act of pretending to care about Gonta’s wellbeing. I don’t know if she knows what Kokichi is planning for him – probably not, and even if she was it’s not like she’d stop it because it’s an excellent story – but in terms of the character she’s pretending to be, this bit about her being on Gonta’s side is one of the most consistent things she does. I haven’t been pointing it out every time, but it’s been there.

Kaito:  “We still need one more for mansion duty. Shuichi, come with us.”

Shuichi:  “Ah, okay…”

Maki:  “…”

Shuichi:  (Is Maki upset…? Because she’s all by herself now?)

There’s this whole bit here, during the ensuing optional dialogue as well, with Maki quietly glaring (at either Kaito or Shuichi, it’s not clear which), presumably because… she’s mad that Kaito picked Shuichi to go with him and not her? But it just doesn’t feel right to me. Yes, I’m sure she would have preferred to go with Kaito than be stuck with neither of her close friends, but she’s not the kind of person who would get actively mad about it, especially not when they have more important things to be doing. The writing is probably trying to pretend that this is about her romantic feelings for Kaito and that she’s all jealous that Kaito would rather hang out with Shuichi than with her, but no, fuck off, that’s such a goddamn stereotypical way for someone to be acting upon romantic feelings (not to mention hugely dickish to your other friend). Maki isn’t like that at all; please remember the time two days ago where she could barely even comprehend that she had such feelings.

As an optional bit of dialogue, Miu suggests making this entire place their new reality and literally everyone (except Maki, who is still being inflicted with bad-writing-induced anger, and Gonta, who is very quiet) disagrees with her, then…

Miu:  “Ugh… grghggh! I-I’ll make you regret this!”

Shuichi:  (Regret this? What does she mean? She says such ominous things…)

You’re not being super subtle about the fact that you’re planning to kill us all, Miu.

Also, if you examine the organ in the chapel…

Shuichi:  “…Kaede probably could have played the organ well too. …”

Aww. (It’s great how the game has occasional mentions of her such as this to make it clear that she’s still important to and having an influence on Shuichi even now. That’s something the first game utterly failed to do with Sayaka.)

On the way back to the mansion…

Miu:  “Whoops, my hand slipped.”

[Miu “accidentally” drops the signboard in the river]

Nobody ever genuinely says that when their hand really did just slip. Again: she is so bad at this and Shuichi would have seen right through her if she’d actually succeeded in killing Kokichi.

Gonta is also still very quiet during this whole exchange about the missing bridge, even though you’d expect him to be worrying about the people on the other side or trying to find a way to help somehow. (This kind of quiet behaviour is something it makes sense that Kaito still wouldn’t pick up on, since he’s not paying any specific attention to Gonta, and without doing that it’s hard to notice a lack of something.)

Once they’re in the mansion, Kokichi doles out the other roles on the team and tells Shuichi and Tsumugi to go check the dining hall and kitchen – note how he leaves the entrance hall out of it, since he needs that to be empty. Kaito is still here during this conversation, which is briefly relevant later in a way the writing doesn’t draw explicit attention to, so keep this in mind.

Gonta:  “…Gonta go now.”

Oh, Gonta, you poor thing. He’s just so quiet and defeated and sad, or at least that’s the implication given by his very few lines once you know what’s up. He is, however, suppressing it and not showing a visibly sad expression here, meaning that again, even Kaito probably can’t pick up on this due to the less nuanced expressions on the avatars.

Tsumugi:  “It’s surprisingly cold out there, so be careful. You should come back here to warm up.”

Gonta:  “Thank you… but Gonta okay. Gonta not smart enough to get sick.”

Gonta then also smiles upon Tsumugi’s concern for him. So things probably seem pretty fine and not worrying from the perspective of anyone with him, regardless of how perceptive they are.

Kaito:  “Someone who isn’t smart wouldn’t want to save everyone… They’d only think of themselves.”

Gonta:  “Oh… thank you.”

Aaaaaagh. These words from Kaito are the last thing anyone says to Gonta before he becomes a murderer in a desperate attempt to save everyone. Maybe that helped him feel just a tiny bit less awful about it. He may be about to become a murderer, but he is so, so far from being stupid.

And it’s absolutely lovely that Kaito thinks this: that meaningful intelligence isn’t about book smarts or whatever but is about how much you care about others and how often you’re thinking about how to help everyone around you. In fact, that would explain why Kaito always gets so mad when people call him an idiot! It’s not because he cares that they think he’s book-dumb – he knows he’s not, but he doesn’t ever bring up that fact to correct people because it’s not the point. It’s because he takes it as them assuming he doesn’t care about anyone but himself, and of course he’d hate others getting that impression of him! That also fits perfectly with the fact that Maki has never stopped calling him an idiot but Kaito stopped complaining about it once they were friends – in other words, once it became clear that she knew he cared about helping her and therefore didn’t mean “idiot” in the sense that bothers him.

It’s also amusing to realise, considering how much I like to call Kaito “idiotically selfless” or words to that effect, that he would see that as a complete oxymoron.

Tsumugi:  “I want to go back to my real body.”

Kaito:  “Well… These avatars aren’t that bad, y’know?”

Shuichi:  “Huh? These avatars?”

Kaito:  “Just kidding! It’s just a joke! I’m just joking!”

You’re still kind of bad at this, Kaito. Lucky for you Shuichi’s being selectively oblivious here.

So they all split up to search for what is presumably quite a long time, until Shuichi and Tsumugi happen to be together as they hear the crashing sound.

Tsumugi:  “Maybe that sound was something falling off the roof?”

Shuichi:  (But… the person on the roof is…)

Welcome to yet another instance of first-time-me being utterly terrified Kaito was dead. By all rights, Shuichi should be too, but… he isn’t? Moments after, they hear Keebo’s voice, and then even if you attempt to get Shuichi to go check the rooftop, he’ll just insist he needs to go outside to check if that was Keebo. Like, geez, you heard Keebo’s voice so at the very least he’s alive, but what if Kaito isn’t???

This is admittedly the first time Kaito’s been possibly dead in which it even makes sense for Shuichi to potentially think that and be worried about it. So, since there’s actually no precedent for how Shuichi would react to this, maybe I’m just overestimating his ability to even think Kaito is dead. More on that in a bit.

This is also the first time Kaito’s been explicitly possibly dead in which the primary out-universe point of this event isn’t actually to make you think he’s dead. That’s just an unintended side effect of the real reason for it, which most directly is that Miu was trying to frame him, but in a more out-universe writing sense (since Miu really could have tried to frame anyone and it didn’t have to be Kaito) her framing him has a deliberate purpose for Kaito’s character arc during this case.

Look at where Gonta is standing when they run into him outside. He has not just come from checking the mansion’s surroundings, has he. The only place he could have come from is that dead end to the side of the mansion where we’re going to find the toilet paper later. This right here is the conclusive proof that Gonta is the murderer.

Tsumugi:  “You heard that loud noise, right?”

Gonta:  “O-Oh… Gonta hear noise, but Gonta not see anything.”

Gah, look at Gonta having no choice but to lie to them in order to be able to save everyone. He looks sad as he says this, not because he’s disappointed he couldn’t be more helpful, but because he hates lying to them.

Shuichi:  (And what about Kaito? He should have heard that from the roof… He would have run over here right away… What’s going on?)

YES AND YOU SHOULD BE MORE WORRIED ABOUT HIM BECAUSE OF THAT

Shuichi:  (…Alright. My talent… is solving mysteries. So that’s what I’m going to do.)

Aww, look at Shuichi psyching himself up to solve this even though he’s clearly kind of confused and freaked out right now. He really is good in a crisis.

Gonta:  “What happen? Did something happen to Keebo?”

This isn’t Gonta having to lie or hide anything, since he’s probably genuinely confused as to why Keebo was heard nearby – he knows he sent Miu sliding through the wall, but he presumably doesn’t realise that the chapel is on the other side of it.

Gonta:  “Leave it to Gonta! Gonta just need to carry signboard!?”

Oh Gonta you precious thing. He is now a murderer and he’s intending to get everyone else mercy-killed soon but he’s still trying to help out in even the smallest ways!

Gonta:  “But board is so thin. Will it be okay? What if board breaks this ti—”

At this point Gonta has already used toilet paper that didn’t break, so really he should have grasped this rule, but apparently he hasn’t? I guess Kokichi didn’t bother trying to explain the rule to him properly and just told him it was special toilet paper.

Keebo:  “We’re not sure, but her avatar isn’t moving. Maybe something happened in the real world that’s preventing her from moving it.”

This is kind of a misleading description. From this alone, it gives the impression she’s standing there, frozen, which presumably would be what would happen if someone was killed in the real world and lost connection with their avatar. But not only is her avatar not moving, it’s lying face down on the ground. You know, as if she was murdered in here or something.

Maki:  “…Hey, where’s Kaito?”

Shuichi:  “Ah, Kaito! I-I don’t know, I ran here as fast as I could, I didn’t check the roof…”

Maki:  “…You didn’t even bother going to the roof to get him. You’re colder than I thought.”

I guess we can assume that Shuichi was so wrapped up in the panic of it all that he didn’t even think to check the roof (and that mine and any other sensible players’ attempts to get him to do so weren’t canon). And from the way Maki says “get him”, not “check on him”, it seems she’s running under the assumption that Kaito isn’t dead and Shuichi was just kind of a dick for forgetting to include him in the running around in a panic that we’re all doing. Which makes sense, since Maki saw Miu’s virtual corpse and so she started off with the impression that if someone’s dead, it’s probably Miu, and therefore Kaito’s probably safe. Shuichi still has less excuse.

Only a little later, once Maki confirms that Kaito isn’t on the roof…

Maki:  “But don’t worry… He’s stupid enough to get himself killed, but I know he won’t really die.”

Shuichi:  “…” (I suppose that’s true. I don’t have to worry about him…)

But this is presumably why Shuichi wasn’t nearly as worried as he should have been. Even though he says he supposes that’s true like he’s only just realising this here, the fact is that Shuichi has always been low-key under the impression that Kaito is basically invincible, such that it apparently doesn’t even occur to him (or to Maki for that matter) that there’s still a possibility he could get killed at some point. Well done, Kaito, all your insisting that you couldn’t possibly be worried or hurting about anything somehow succeeded in getting your sidekicks to really see you that way.

Gonta:  “Um… So Gonta just say name in phone, and someone come get him?”

And there goes Alter Ego Gonta logging out and temporarily ceasing to exist. We won’t see him again until the end of the trial.

Kokichi:  “Now that we’re alone, I wanna tell you something.”

Shuichi:  “…What is it?”

Kokichi:  “You’re really useful.”

Really, Kokichi? Because if you really think that about Shuichi, then why the fuck does your future plan in chapter 5 not use him as your accomplice and instead just completely glosses over the fact that his “usefulness” if used against you is going to make the plan fail? Good job being thoroughly aware of another of the reasons your plan is terrible and then doing it anyway.

Kokichi:  “So, how about you stop hanging out with dumb ol’ Kaito, and be *my* friend instead?”

It’s really annoyingly entitled of Kokichi to act like this when he’s done absolutely fuck all to earn Shuichi’s friendship, while Kaito has done everything and more to deserve it.

Kokichi:  “I think I can be useful to you too… y’know? I can help you save everyone. And you wanna save everyone, riiiiight?”

And now Kokichi is trying to manipulate Shuichi through his desire to save everyone, even though there was a perfectly good way to save everyone this chapter without getting Miu and Gonta killed that Kokichi didn’t feel like sharing.

Shuichi quite rightly nopes out of this conversation without saying a word. Presumably he’s figured that Kokichi is just trying to manipulate him and doesn’t actually care about saving everyone at all.

Kokichi:  “Nee-heehee… aw, I got rejected. But I won’t give up that easily. When I find someone I like, I’d do anything to get them to notice me… even strangle them.”

I gather this is one of the lines that people use to argue that Kokichi has a crush on Shuichi. And… okay, sure, even my aromantic brain can accept that that’s probably what’s being implied here (especially given he’s alone and therefore has no reason to be lying). But… so what? Even if Kokichi has a crush on Shuichi, that has absolutely no relevance to Kokichi’s meaningful role in the story – not any of the parts of his character that are interesting, nor the things he does in the plot. So it’s bizarre and frustrating to me that the writers broke Shuichi’s POV for what simply isn’t a relevant enough part of the story to justify that.

Aaand Miu’s dead. Hooray. Now she can be more of an interesting character! I’m literally not even kidding – I’m going to be talking about her nearly every time she’s mentioned from this point on and I’m going to actually have fun doing so.

*ding dong, dong ding!*

Monokuma:  “A body has been discovered! Everyone, please report to the computer room… Wait, you’re already here. Wow, I get to bring you the body discovery announcement live!”

Not everyone’s here; Kaito isn’t. So I have to assume that, despite Monokuma claiming he’s only doing this live, he still did broadcast at least the first part of it in order for Kaito to hear it.

Consider how the body discovery announcements don’t tell you whose body it is. And remember the conversation Kaito and his sidekicks had near the beginning of this chapter discussing how Shuichi is the most likely target for a future murder, in which Kaito fiercely promised he’d protect both of his sidekicks despite having no way to guarantee that. How terrified must Kaito be right now that the victim could be Shuichi or Maki.

(This isn’t even the first time Kaito’s heard a body discovery announcement while alone and nowhere near the crime scene – in fact, it’s the third – but this would definitely be the most frightening one of all for him given the context.)

Gonta:  “Gonta… not understand, either… Miu like this when Gonta wake up… Hey! What going on!? Why this happen!?”

Oh, Gonta. He understands this even less than everybody else does right now.

Gonta:  “M-Murder…? Wh-What you mean!? Did something happen while Gonta sleep!?”

This isn’t even that subtle about it! You’d think that if Gonta remembered the Virtual World, he would still feel like something happened while he was “asleep” and wouldn’t be phrasing his confusion in quite this way.

Keebo:  “We weren’t asleep and that wasn’t a dream. We were in the Virtual World.”

…But then Keebo’s subsequent line does do a good job of making you instead jump to the assumption that the “sleep” Gonta’s talking about was just this.

Kaito gets here and says that he was taking a nap when the body discovery announcement woke him up.

Gonta:  “You were sleeping? Gonta was sleeping, too! Had strange dream! Gonta not understand anything!”

The way that he associates it with Kaito’s nap also rather implies that he really does just see it as normal sleep. The “strange dream” is obviously meant to make you assume he’s talking about the Virtual World, but presumably what it really was was just a regular dream caused by his subconscious brain doing weird brain things while his consciousness was in the simulation.

Kaito:  “I didn’t know if it was okay to log back in, so I went back to my room and slept.”

That… doesn’t quite sound like something Kaito would normally do. I feel like he wouldn’t usually be so quick to just give up on their search for the secret of the outside world (and on keeping an eye on Kokichi’s potential scheme), and wouldn’t let himself be stopped by the possible risks of logging back in unplanned. So… his real reason for going back to his room proooobably has more to do with his illness than anything else. Maybe he really had coughed up blood while logged in and had to go change his clothes.

Also, if Kaito had logged back in straight away like he probably would have done if he wasn’t sick, then headed back to the rooftop where he was supposed to be… the murder might not have happened. Kaito is bound to realise this himself once it becomes apparent that the murder happened on the virtual rooftop. Yet again, he in particular could have prevented a murder but failed to do so, not just because he didn’t do a good enough job of getting through to Kokichi or keep a close enough eye on him despite how hard he was trying, but also in an even more direct way. If only he hadn’t been dying.

Shuichi:  “We need to discover who killed Miu.”

Kokichi:  “Nee-heehee… you seem ready. Well, of course you are. One of your dear friends was killed, so it’s finally time for you to shiiiine!”

This seems like Kokichi being a dick to Shuichi, who hates the way he can only be useful once someone is already dead. But it’s also Kokichi being a dick to Kaito, because the fact that Shuichi is so much better at saving people than him has been eating away at Kaito more and more lately.

Shuichi:  “I’ll find the culprit so that we can all survive.”

Kokichi:  “…Even if the culprit is Kaito?”

What exactly the fuck are you trying to prove here, Kokichi, you know the culprit isn’t Kaito.

Monokuma:  “I’m certain you guys’ll make this turn of events very entertaining!”

Yes, someone sure has done his best to make this case very entertaining. Again, good job, Kokichi, you gave Monokuma exactly what he wants.

Kokichi:  “Well, what’re you sad about? You guys hated her! Not as much as you hate me, but still!”

Tsumugi:  “Th-That’s not the issue… Of course I thought she was loud and annoying, but…”

Kaito:  “I never wanted her to die. I wanted us all to escape together.”

Kokichi is trying even harder than usual to suppress his basic human decency now that he’s killed someone himself. Basic human decency is the only reason anyone else (except Keebo, who had some semblance of a connection with her) is upset about Miu’s death right now, but that’s still more than enough reason to be horrified that a person they knew is dead. But Kokichi’s trying to tell himself that it’s totally okay that he killed her since everyone hated her anyway, right? No, too bad, it doesn’t work like that. You’re still a murderer, Kokichi.

Gonta:  “Urgh… Gonta no can forgive this. Gonta… never forgive this. Never forgive culprit, either… But Gonta never forgive self!”

SGHJSDGHJADGHJFSHJFD. I don’t think I need to say any more here.

Shuichi:  (I’m… so tired of this awful feeling. I have to do something. I can’t let this—)

Kaito:  “Shuichi, don’t carry the burden all by yourself.”

Kaito is still incidentally being a huge hypocrite and probably still overcompensating for his own sense of inferiority here… but his heart’s 100% in the right place regardless. Even though Shuichi didn’t say anything out loud, Kaito can pick up on the fact that he’s putting a lot of undue pressure on himself just because he’s the detective, so of course Kaito should still try and encourage him not to do that.

Kaito:  “You’re my sidekick! Don’t forget. We’re gonna do it together! If we work together, we can solve this—”

This is a little more off the main point, though. Shuichi almost certainly can solve the case on his own, after all (and Kaito knows it). The point of Kaito’s support isn’t that Shuichi wouldn’t be able to solve the case without him, but that doing so would be a lot less painful and stressful for Shuichi if he has his friend by his side throughout it. But here Kaito is trying to imply that Shuichi absolutely needs him and not just that he’s an optional extra help to make things a little easier to bear.

Kokichi:  “Shuichi is the most reliable person in a class trial, y’know? Why would we let such an important person work together with a suspect like you?”

Even if we disregard everything about how much Shuichi believes in Kaito and assume that he really is the most obvious suspect right now (which he’s not, because he’s so obvious a suspect that it’s clearly not him), this is still a completely backwards argument. Shuichi investigating together with the prime suspect would be a good thing, because then he’d be able to keep a close eye on them, make sure they don’t try to destroy evidence, and notice any suspicious reactions they have that might otherwise have slipped under the radar.

Kaito was also technically one of the main suspects back in case 2 by virtue of being one of only a few people without an alibi. But the very fact that he willingly chose to investigate with Shuichi that time immediately made him less suspicious, because the real culprit wouldn’t have wanted to increase the risk of Shuichi picking up subtle signs that they did it. And, of course, Shuichi noticing subtle suspiciousness from his investigation partner probably contributed to him ending up so sure that Kaede did it in case 1.

Kaito:  “You’re saying that if I was the culprit, Shuichi would hide the truth to protect me?”

I mean, if Shuichi was going to do that, he’d do that regardless of whether Kaito investigated with him or not, so again, Kokichi’s argument is terrible. But…

Kaito:  “Bullshit! Don’t underestimate Shuichi! Even if I was the culprit, he’s the type of guy that’d see things through!”

Kaito is so fucking good. It’s completely inconceivable to him right now that he would ever kill someone or try to deceive Shuichi, and he knows just how much faith Shuichi has in him. But Kaito believes so strongly in Shuichi’s convictions as a detective that he has complete faith that even if the inconceivable did come to pass, Shuichi would still be able to do what he knows he needs to to save everyone.

And of course, that’s exactly what ends up happening. The foreshadowing is delightful.

(And apparently Kokichi can’t grasp this concept, because if he did, then he would know full well that making Kaito the accomplice in his plan was never going to work.)

Plus, not only is this delicious foreshadowing for case 5, it’s also quite relevant to this case as well. Shuichi has more faith in Kaito than he does in anyone else, so it follows that if Kaito believes Shuichi would be able to pursue the truth of him being the culprit, he also believes Shuichi would be able to pursue the truth of anyone else being the culprit – even someone else Shuichi has a lot of faith in, such as Gonta. So what’s going to happen in the trial when Kaito starts to get angry at Shuichi really isn’t as much about belief and doubt as it might seem. Kaito has clearly stated right here that he knows Shuichi would – and should – pursue the culprit even if it turns out to be a person that he wants to believe in.

Kokichi:  “But, remember Kaede’s class trial—”

Kaito:  “He saw us through that, didn’t he!? I believe in Shuichi!”

Exactly. We already have concrete proof that Shuichi is capable of proving his closest friend to be a murderer if that’s what it seems like he has to do. Your future plan is never going to work, Kokichi, you absolute moron.

Kokichi:  “Nee-heehee… You love to believe, don’t you, Kaito? But that belief can turn against you, especially in this killing game, y’know?”

So, of course, this is also foreshadowing for how this trial is going to turn out for Kaito, and Kokichi’s very much doing this on purpose.

Kokichi’s been constantly trying this whole game to shove his philosophy that believing in people is a terrible idea down everyone’s throats, particularly Kaito’s. It sure is convenient for that attempted message of his that his master plan just happened to incidentally involve him turning the most inherently trustworthy person in here into a murderer, now, isn’t it. While Kokichi is telling himself that this whole murder here is just for the purpose of backing up his future lie that he’s the mastermind, I don’t think that’s really the only reason it happened.

But also, this brings to mind the thing I talked about a couple of chapters ago regarding the two different kinds of “believing in” someone, first just trusting that they’re a good person and secondly believing in their potential to be awesome. Kaito was talking about the latter kind of belief with regards to Shuichi here – and honestly, the former kind, about whether or not Shuichi would kill someone, hasn’t ever been in question by anyone since the first trial ended. But Kokichi turned around and suddenly made this about the former kind of belief instead – because that’s the only kind of belief that’s relevant to Kokichi, since his entire worldview revolves around the conviction that everyone who feels it is wrong. Kokichi can’t believe in anyone’s potential to do amazing things, because that would require believing in them as a person first. Maybe that’s part of why he idiotically thinks Shuichi won’t figure out his plan in chapter 5.

Kaito:  “Heh… I’ve got no idea what you’re talking about… I don’t get it at all…”

It seems that while Kaito has unshakeable faith in Shuichi’s ability to find the truth even if it involves someone he believes in being a murderer, Kaito isn’t quite so sure about his own ability to accept such a painful truth, should it come to that. (Remember that Kaito had a harder time accepting that Kaede did it than Shuichi did, in the end.) So he’s trying to brush it off and tell himself that Kokichi’s just talking nonsense and he doesn’t have to worry about it.

Kaito:  “Fine, if you’re gonna get all worked up over it, then me and Shuichi won’t team up.”

It’s actually a little surprising to me that Kaito concedes on this. I guess he just figures that if he doesn’t, Kokichi will continue to pester them about this the whole investigation and it won’t be worth it.

Kaito:  “That said, try to get through this on your own! Clear me of suspicion with your own power!”

That and he knows that Shuichi’s strong enough by now that he can get through it on his own and doesn’t really need anything more than Kaito cheering him on from the sidelines.

…And it was Kokichi’s insistent dickishness that pushed Kaito into acknowledging that. Hm. I wonder if that was deliberate.

Shuichi:  (Of course, this is Kaito we’re talking about, nothing I say could change his mind.)

I mean, he clearly still wants to investigate with you, Shuichi – if you were stubborn enough and insisted to Kokichi that no, fuck you, I can investigate with whoever I damn well choose and I choose Kaito, then that would at least potentially get him to shut up. Buuuut Shuichi is still really passive even when he’s in Ultimate Detective mode, so instead we get stuck with Kokichi for half an investigation.

Shuichi:  (I can’t be afraid… I can’t get lost now. In order to protect everyone, I have to do something. I have to do something…)

Shuichi still is putting a little too much of the burden all on himself, though. Don’t forget that Kaito believes in you even if he’s not investigating with you, Shuichi!

---

[Next post]

A Response to Josh Gad

On August 28, 2019, actor Josh Gad decided to post a lengthy Twitter thread regarding our political climate. I decided I wanted to post it in its entirety as one long letter instead of just posting each individual tweet and then give my response point by point. So here we go.

I don’t want to be the guy always shouting at the top of his lungs about the same thing. Life is too short. So this (I’m hoping) will be the last time I try to put into words how I feel about the current political situation we are in and reach out to those of you content with where things are right now in our country. So here we go. I know some of you wanted and hoped to throw the whole system out and see what happened if we disrupted political norms and elected a “guy who says it like it is” and in a weird way, I guess I even understand that impulse. But this is where we are now objectively: Donald Trump has never been fit for office and it appears that he is mentally unhinged. We can talk around it. We can play word games. We can debate what that means. But by all appearances he is truly a “madman.” I know it sounds funny and entertaining to hear the absurdity of the President of the United States threaten to nuke a thunderstorm to send it away or get angry at a country for not selling him another country but it’s not funny. It’s actually debilitatingly [sic] sad. Because our lives aren’t a reality show, even if he thinks he’s living in one. We have all lost the plot. We are chasing him down a rabbit hole of insanity and avoiding real issues like gun violence, immigration, health care, poverty and most importantly the very real threat of climate change, something this man doesn’t even believe exists because apparently he knows more as a realtor than the entire scientific community. We aren’t on the precipice of catastrophe or at the doorstep of doom...we are sadly past it. We need leadership to help us formulate how we adapt, grow & tackle environmental changes unlike any humanity has seen in the last few thousand years. But we don’t have that. Instead we have a man more interested in who likes him & who doesn’t than in anybody’s welfare currently reading this thread. I know some people out there believe he must be supported because he represents the religious and moral values you and your family share. But, the truth is, I know nobody really believes that because each and every single version of religious texts I’ve come across say that lying, cheating, stealing, coveting, and deceiving are not moral attributes worthy of lauding. He’s the definition of a fraud. You know it. I know it. Hell, even Fox News knows it. For them, it’s just another inconvenient truth. This isn’t about moral leadership. If you can sleep at night telling yourself that this President is a morally righteous, mentally sound, truthful man, I envy you. I wish I could fool my brain into believing a single syllable of that sentence. I’d have much fewer gray hairs. But I’m not living with my head in the sand. I can, sadly, see what a child should be able to see...we are all in danger as long as this demagogue is in the Oval Office. He is a monster. A racist white Nationalist, who doesn’t even bother using dog whistles, but is singing out loud for all to hear. Our allies are now our enemies. Our enemies are now inside our gates making a mockery of our system while our President cheers them on. 2020 isn’t an election year. It’s the single most historically important moment for our country in the modern era. We have already failed this test once. If we fail again...there is no do-over. History will bury us in its annals and assail us like those fools whose mistakes we repeated because we were too greedy, stubborn or polarized to do the right thing. After all, this is no longer about political differences. This isn’t a football game where we’re all on different teams. This is one union. One country under God that has been through hell and back but carried a torch of greatness on its shores promising something better than anywhere else in the world...opportunity. “The American Dream.” For far too many that dream has become a waking nightmare. Let’s wake ourselves up. Let’s come together. Before it’s too late. Register. Fight. Educate. Learn. Read. Resist. And most importantly. VOTE. Vote like your life depends on it...because this time it does.

Josh, I hope that you have the chance to read my response and consider what I have to say. Part of the problem with the condition of our country is the divisions created when people aren’t willing to listen to and respect each other’s differing viewpoints. First of all, you say that you don’t want to be the guy screaming about the same thing at the top of your lungs and life is short, yet you say you’d have much fewer gray hairs if you could go to sleep at night believe the President is a morally righteous, mentally sound, truthful man. If life is so short, why are you keeping yourself up at night over your own personal beliefs? It’s self-sabotage, and maybe you should consider seeing a doctor for the benefit of your mental health and also a cardiologist so you don’t have a coronary. I voted for President Trump, and it wasn’t to throw a wrench in the system and shake up “political norms”. I weighed my options. I didn’t vote for him in the primaries. But between Trump and Hillary Clinton, I chose who I felt at the time was the lesser of two evils. Voters had no real yard stick with which to measure Trump’s political accomplishments or failures. We had one for Hillary, and clearly the American people didn’t want her in office. She has a history of racism going all the way back to her time as First Lady of Arkansas. There’s video of Hillary on the campaign trail from March 2016 at a coffee shop in Minnesota when she snapped at a young female person of color for questioning her on whether she planned to address the diversity of elected officials. Not to mention the emails that leaked days before the election no doubt had an affect on voters. Her history with her husband’s victims didn’t help her, either. The President isn’t avoiding issues like gun violence, immigration, health care, poverty -- you just don’t agree with what he has done on those issues. He’s addressing the issues and looking for bipartisan solutions. For one thing, he instituted a ban on bump stocks. He pressured Mexico to crack down on migrants passing through their country to get into the United States (the majority of whom were entering the country illegally -- you can hate the law all you want but until it changes, it’s the law that exists and should be enforced), his administration has expanded access to prescription drugs and the slowdown in prescription drug price growth during his time in office has saved over $26 billion. With regard to poverty, President Trump created 4.7 million jobs in his first two years and lowered the unemployment rate to its lowest in recorded history, particularly for African-Americans and Hispanics. I’d love to hear what your solutions are for these issues.  As for climate change, President Trump said climate change is a complex issue and added “I’m not sure anybody is ever going to really know” the cause. There are several theories that have been explored by scientists and numerous solutions presented, both small- and large-scale. Some aspects of earth’s core temperature changes have nothing to do with man - they’re do to natural environmental effects. So how do you intend to completely eradicate global warming? I know the President isn’t perfect. I know he’s not a paragon of moral virtue. But in my opinion, he’s still a better leader than Hillary Clinton would have been. At this point, you sound like someone standing on a street corner holding a sign that says THE END IS NIGH. If anyone’s mental state should be considered and questioned, perhaps it’s your own. Just from reading your tweets, it comes off that you’re some foaming-at-the-mouth lunatic.

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BOOK REVIEW: ACOWAR

Basic info: Author:  Sarah J. Maas Series: ACOTAR #3 Goodreads rating: 4.7 Published: 2017 My rating: 6/5  

I feel so much pressure while writing this review for ACOWAR because, let‘s be honest, it‘s most anticipated book this year, from the series loved by everyone. I can‘t even imagine how much pressure Sarah must have felt while writing it and, now, when it‘s finally out... I would be freaking out in her place because each choice, each destiny of our favourite characters is in her hands and if she doesn‘t make them right... Well, I wouldn‘t like this whole fandom to come for my head.

I think the most important thing you want to hear me now saying whether I got disappointed or not. Well... I didn‘t. Maybe, as in all other books I read, I‘d like to change a thing or two, but in overall, I was even far from disappointed. One of the reasons which really made me write a huge positive point to Sarah (although it probably doesn‘t have anything to do with her) is that a lot of fan theories I‘ve heard were confirmed! I am going to talk about them a bit later, in a spoiler filled part of this review, but, yeah, it made me really proud of this smartass fandom. Sarah, as it comes to plot twists, in my opinion, is one of the best writers, and in ACOWAR she truly confirmed to be amazing at it. I think that it‘s really hard to guess her plot twists, so as I said, I am really really proud of this fandom for actually figuring out her sneaky twists (some of them wouldn‘t have even came to my mind!).

“But this is war. We don’t have the luxury of good ideas - only picking between the bad ones.”

And, while there were some confirmed theories, still, Sarah made a lot of surprises, so it kinda felt like a rollercoaster ride. I was shitting my pants and then suddenly jumping happy dances, and then BOOM, I am again bitting my nails. One episode seriously broke me, I even cried (and I do that really rarely) because I was so believing in some fan theories that... Well, I promise you are going to shit your pants, too.

No matter what, I am still very thankful for Sarah for telling us this extraordinary story. I am surely going to miss Feyre‘s voice and being a part of that amazing and brave Inner Circle. I am not that super excited about other 3 books which are going to be set in the same word, just told by different characters (and there is nothing said about time perspective?), but since ACOWAR left quite a bunch of unanswered questions, I kinda have this feeling we are going to meet our beloved characters again. Someday. I hope.

Okay, so let‘s move on to the actual review. IF YOU DON‘T WANT TO GET SPOILED – LEAVE NOW AND GET BACK AFTER YOU READ THE WHOLE BOOK! But seriously, come back, I put my heart into this review...

--------

So.

Where do I start?

Well, I guess I should start from Spring Court and how badass Feyre is. I mean, I wouldn‘t have thought of such a wicked and smart plan, so I am so impressed with Feyre! There are some stupid decisions which she made through the series and it made me question her as a protagonist who is lead by pure logic (let‘s be honest, that decision to go to Under the Mountain without even reconsidering all cons and pros was a hell stupid choice she made in ACOTAR), but I can see that change in her character, how she became an aristocratic  High Lady, from a simple country girl. Later on, when we have this short episode of that damned mirror which title I can‘t remember (but it sounds really cool and magical and scary), and Feyre looks at herself and accepts every flaw she has, it was something really amazing, something that makes this series so good and Feyre, as protagonist, strong and independent.

The only pity I feel is that Feyre didn't stay to see Tamlin‘s reaction after she brought down the whole Spring Court. What does the fox say now, The Tool?

However, although in one hand I am happy Feyre wasn‘t forced to do anything at Spring Court, but at the same time, I missed some problematic drama. It just felt so easy for Feyre to accomplish her goal that I‘ve been waiting something huge to happen. Something that would make Rhys show up like he once did during the wedding. But, I am quite happy with what we got and I really don‘t complain.

ACOTAR is a prologue, we are introduced into this world and first time meet Feyre and other characters, while ACOMAF is full of feelings and love drama. So what we‘ve got for ACOWAR? Well, a war. Surprising, huh? Yeah, ACOWAR is full of politics and diplomacy and preparing for the battles which are awaiting for Prythian and if not that war and all those cool and brutal and heartbreaking battle episodes I think a few more pages and I could have got a bit bored, BUT, although balancing on this line can be tricky, Sarah again used her flawless writing abilities and unexpected plot twists. All episodes with the Bone Carver, Bryaxis, Suriel, Tamlin, Lucien, made me stay alerted and excited. I think all those scary and cruel episodes are my favourites, I liked that urgent feeling to smack someone‘s face when Tamlin or Beron was talking all those hateful words, calling Feyre or Rhysand a whore. Hate – is the fuel of ACOWAR, as heartbreak is for ACOMAF and excitement for ACOTAR.

Another thing I really really want to discuss is... side characters! All those we‘ve already known and those who we just met. I think that deep in my heart I prefer The Bone Carver over Amren and Bryaxis over Azriel because those creatures – they are new, something I‘ve never seen before in any other book. They know everything and everyone, they can see far ahead into the future and meet it with a pride. They can look in Death‘s eye (well, The Bone Carver probably have needed that mirror to somehow look into his own eye) and they don‘t get afraid. I was so excited for all of them join the battle and as Rhys revealed his bargain with The Weaver it was such a mindblow, I was all fangirling and cheering. And when Suriel died for Feyre, that‘s such a dobby kind of act! So, if I could pick my own Inner Circle, The Weaver, The Bone Carver, Bryaxis and Suriel would definitely have their places in it!

Another prisoner who had come to love its cell. Perhaps Bryaxis and the Carver should meet. And ancient death-god and the face of nightmares. The painting, dreadful yet alluring, began creep roots deep within my mind.

Okay, so, before I wrap up all this nonsense I just wrote, I want to mention just a couple more episodes which broke my heart. Well, first one is Feyre's realisation that The Bone Carver shows in Feysand’s child shape. I was dying when I heard this, I mean, it‘s so promising and so beautiful and it also says a lot about The Bone Carver.

I wondered who would carve his death in the Prison. If he had perhaps already carved it for himself on the walls of that cell. If he had wanted to make sure I was worthy not to taunt me, but because he wanted his end . . . he wanted his end to be worth carving. And as I gazed at that decimated part of the plain, the ashes of the Illyrians still raining down . . . I wondered if the Carver had made it. To whenever he had been so curious about going.

Next episode is Mor‘s coming out, which broke my heart not in a good way and it didn‘t break for Mor, but for Az. I still think Mor is super unfair by not saying Azriel the truth and no person should be misled for that long. That‘s kind of cruel and super selfish, especially when he is not just a stranger, he is her friend, best friend, and he has hopes. This is something that will always keep me bugging if this question won‘t be solved in other books.

Speaking of unanswered questions, well, there are plenty of them, so I don‘t know whether I should be angry with Sarah for leaving so many loose ends or be happy because they are small promises that we are going to meet out beloved characters in the future. Anyways, she left us quite a lot of material for our own assumptions and theories, starting with Nesta‘s strange look, Lucien and Elain‘s relationship, Helion and his heir, Tamlin‘s life, human queens, Cauldron and so on.

Also, I need to mention Tamlin and his ‘be happy‘ for Feyre. Even if he said so many hateful words and acted like a douchebag and a tool, I think that at the end, he managed to restore his image. I finally understood him and that Nephele‘s philosophy saying that Tamlin – someone Feyre held as her weakness, turned out to be her strength, when she was desperate, made me really emotional. I don‘t know what do you think about Tamlin, I mean, probably all he have done won‘t ever be okay, but I am still happy he and Feyre made peace and that last wish for Feyre to be happy... I seriously thought he is going to spit something and don‘t agree first, but when he looked at... dead Rhys‘ body and then said to Feyre to be happy... That‘s a beautiful end and I am so thankful for Sarah for it.

And with barely three steps to the edge of that cliff . . . A warm wind, kissed with lilac and new grass, blasted up from beneath me. A wind of -  spring. Lifting me, filling my wings.”

OKAY. NOW. Definitely, the most heartbreaking episode which brought my tears is... well, Rhys death. You know, I still can‘t believe he actually was dead. Like, DEAD. What. I actually first got really emotional during that Rhys‘ goodbye speech before the battle to his friends because I was really really afraid that Sarah is going to do that. All those hints and signs, it was clear the whole book someone is going to die. And although, Rhys was resurrected, but Sarah actually killed him. She did that.

It was so unexpected and I really thought that‘s it, there is nothing Feyre can do now, but then we got reminded about that one special way...

What I completely didn‘t expect is Amren climbing out of Cauldron. You know, that‘s probably one of the things which a bit disappointed me. I somehow knew from ACOMAF that Amren won‘t survive this series and when she unleashed herself (and that was awesome!) I kinda already had made my peace with a fact she is gone, but then she got back. I am forgiving Sarah for this decision only because I really liked that Amren was on her way somewhere when RHYS saw her and as he said, asked her if she wants to join him and maybe get back. Like they were playing with Death, like it would be their ally, their friend. Playing with a destiny and don‘t even feeling afraid or audacious - that's something I find truly fascinating.

And as Amren smiled at me . . . I wondered if that had been her last gift. If it all . . . if it all had been a gift.

I still have a lot more to say and I can go and go on, but I think those are the main thoughts I‘ve wanted to share with you. Please comment your own opinions or DM me because I am always available for some ACOWAR fangirling.

Darkness blotted out the stars in his eyes. The darkness of assassins and thieves, the darkness of uncompromising death.

I am so thankful that Sarah let us to hear this amazing story, that we had a chance to meet The Cursebreaker Feyre, Night Lord Rhysand, Tamlin The Tool, Ancient Amren, fashion icona Mor, nasty Commander Cass, Shadowsinger Az, best buddy Suriel, death god The Bone Carver, even annoying Elain and Nesta, Tarquin, Helion, The Fox Lucien, bitch Ianthe, even King of Hybern (*pointing at Hybern‘s head* HA-HA loser). It was an amazing journey I truly won‘t forget, so thank you thank you thank you for this incredible world you‘ve painted with all those pretty words.

 Leave this world . . . a better place than how you found it.

Love, Marta

Blog Updates

Jungle Fury Disc 1

Welcome to the Jungle, Part 1: Master Mao ultimately chooses Lily, Theo, and Casey to guard the box containing Dai Shi… but rejected candidate Jarrod ends up releasing the villain when he lashes out at Mao.  Master Mao pulls a Jedi/Ascends.  The trio goes to Ocean Bluff, where they meet RJ and Fran.  The former saves the trio from the Mantis monster and the Rin Shi minions as he’s their new ‘master’.  He then gives them their Ranger uniforms and morphers, sending them out when the monster, minions, and Camille are seen on one of his TV screens.  Theo and Lily successfully morph and start fighting Rin Shi. Casey fails and gets grabbed by some minions when he spots the monster going after Fran.  10/10

Welcome to the Jungle, Part 2: Although Casey figures out how to morph, none of the three know how to supersize when the monster does so.  Master Mao’s spirit briefly saves the day.  RJ refuses to teach them the technique until they’ve each mastered their weapon.  Theo ends up mentoring Casey on his.  Now a cohesive whole, they can form the Jungle Pride Megazord to defeat the monster. A fly-creature named Flit apparently lives in Camille’s stomach, coming out to cheer on the Rangers during Megazord battles.  Fran also gets hired by RJ.  10/10

Sigh of the Tiger: Casey wants to be mentored by RJ in order to catch up to Theo and Lily… but instead gets assigned various menial chores in between the trio fighting off Buffalord. Poor Fran gets stuck hosting a children’s birthday party down in JKP alone.  Everything works great in the end, though.  10/10

A Taste of Poison: The Five Fingers of Poison are called upon by Camille.  Casey gets ‘barely’ poisoned and Lily tries to take on Rantipede on her own in response.  RJ has made a vehicle for Casey which is helpful.  The show tries to sink the Lily/Casey ship to lackluster effect. And Fran’s already getting annoyed with her coworkers.  9/10

Can’t Win Them All: Theo loses his self-confidence after failing to defeat Gakko.  Ergo, RJ takes him out into the woods for some odd but effective training (and a lecture).  The characters continue to interact fantastically (I swear this group of five has the some of the best team chemistry in the franchise).  With renewed confidence, Theo takes point in destroying Gakko.  Dai Shi is getting frustrated with his minions’ ineptness.  9/10

Dance the Night Away: Theo gets jealous of Lily and Casey growing close… and Casey doesn’t react well to Theo insisting he’s the new guy.  Lily is not amused.  RJ makes the Claw Cannon, which when used properly is very useful in defeating both Toady and Stingerella.  9/10

Pizza Slice of Life: RJ goes on a de-fishing trip, leaving Casey in charge.  Not wanting the responsibility, he decides to ‘share’ it with Theo and Lily, which ends in disaster.  Things go much smoothly after Casey realizes he needs to step up to the plate as a JKP employee like he does as the Red Ranger.  Meanwhile, the villains have a largely internal conflict.  9/10

Way of the Master: Lily is determined to learn how to wield the Jungle Mace from the retired Master Phant when the Pangolin with its tough armor attacks Ocean Bluff.  Dai Shi decides to use the three life talons to revive the three Overlords, first going in search of the Sky Overlord.  The first episode without Fran, but RJ wore purple! 9/10

How am I already a fourth of the way through this season?!  I’m also done with the first Book of Fire disc for ATLA regarding my blog. I’m enjoying this season just as much as I did back in 2008.  Three episodes are team-centric, RJ mentors Casey in one episode and Theo in another, Lily and Casey shared one, Casey mostly had one to himself, and the final episode featured Lily and the titular master.

Mighty Morphin 2 Disc 5

The Great Bookala Escape: The team helps the titular alien (and his ‘lightning diamond’) escape from Lord Zedd’s grasp.  Billy’s the one who bonds the most with him.  5/10

Forever Friends: Aisha’s childhood friend Shawna is not happy about Kimberly and Aisha growing close. But the two brunettes end up bonding while captured by Goldar.  6/10

A Reel Fish Story: Four aquatic monsters are created as well as one out of an inner tube to try to destroy the Rangers.  Of course, the scheme fails.  A one-off character conquers his fear of there being monsters in the lake to rescue Bulk and Skull.  6/10

Rangers Back in Time, Part 1: Lord Zedd turns the heroes (and the rest of Angel Grove, if not the world) several years younger, making them in particular children.  Adorable antics ensue, but the episode ends with Photomare trapping the six in a photograph.  9/10

Rangers Back in Time, Part 2: This is the series’ hundredth episode.  Once Alpha gets the team back to normal, they readily undo the villains’ scheme.  8/10

The Wedding, Part 1: For some reason, Lord Zedd’s ‘recharging’ occurs on the weekend the team goes to Australia (it’s school-related but not plot related). Rita Repulsa returns and gets Finster’s aid in her scheme to rule the universe by putting Lord Zedd under a love potion’s influence.  Finster also turns Alpha 5 evil as part of the plan to capture/defeat the Rangers. The robot is hilarious as a bad guy. 7/10

The Wedding, Part 2: Alpha’s efforts to be evil are amusing but effective.  The Rangers do make a breakout, only to fail in a supersized battle and get teleported back to the theater.  Lord Zedd is now lovesick over Rita Repulsa to Goldar’s self-centered worry. 8/10

The Wedding, Part 3: The titular hitching goes off without a hitch (heh).  The happy couple’s scheme to destroy the Power Rangers… not so much. Billy removing the disc returns Alpha to normal.  7/10

Return of the Green Ranger, Part 1: The Wizard of Deception creates a Tommy clone to be the evil Green Ranger as part of his scheme to destroy the team.  The others end up tricked into a situation where they get sent back to colonial times.  8/10

This disc ended on the cliffhanger of the two Tommys meeting as well as the other Rangers being back in colonial times.  Billy and Tommy each got an episode, while Aisha and Kimberly shared one.  The rest were largely either team or villain centric. It’s hard to believe I’ve watched over a hundred episodes of Mighty Morphin now for my blog.  I’ve moved on to writing April’s posts now.

Special note- the ‘the’ is missing in the DVD menu and in the title bit in the actual episode for the ‘Green Ranger’ first-parter, so I’m not using it despite it being on the DVD case and in the booklet.

SG-1 Season 6 Disc 1

Redemption, Part 1: Rodney’s back, huzzah!  But more seriously, Anubis has deviously attacked Earth through the Stargate. Jonas is trying to find his place at SGC… though he wants it to be as a member of SG-1.  Drey’auc has died to the grief of Rya’c and Teal’c; Bra’tac works to mend the ensuing rift.  5/5

Redemption, Part 2: Sam, Rodney, and Jonas combine brainpower to find a way to save the day (with Jack as the ‘muscle’.  The SGC nearly shuts down before Bra’tac, Teal’c, and Rya’c show up with the news that they destroyed Anubis’ device powering his scheme (that was their subplot as well as Rya’c proving himself as a warrior to both himself and his father). In part to avoid having a Russian teammate, Jack has Jonas Quinn join SG-1.  4.8/5

Descent: Jonas proves himself helpful and brave during the mission to investigate a mothership that has neared Earth and ends up in the Pacific.  Jacob Carter & Major Davis are supporting roles.  They end up rescuing Thor’s consciousness.  4.7/5

Frozen: Time to go back to Antarctica when the SGC scientists there find something- or rather, somebody.  It’s a rather bittersweet episode that ends on a cliffhanger.  4.4/5

This season has been surprisingly good so far, given the loss of Daniel.  I suppose that just highlights that the series relies on multiple pillars beyond its four leads.  Good job, show.  I can’t wait to see what’s next for the team!  My blog can be found here.

The Best Super Bowl Ads of All Time

The next Super Bowl is coming. And as we get closer to the big game, Americans aren’t just looking forward to the football — they’re also excited to see what the nation’s big-budget brands will come up with for this year’s ads. Because Super Bowl ads are so high-budget and infamous, many companies go to great lengths to keep them secret before they air. Some companies even add to the suspense of their ads by releasing teaser ads for their ads. (How meta.)

To give you an idea of how mysterious, and exciting these teasers are, here’s an example of one from Doritos, which features “Old Town Road” rapper, Lil Nas X:

  But teasers aren’t the only thing we can watch to prepare for the marketing marvels we might see on Sunday. To amp you up for this year’s “Ad Bowl,” I’ve collected some the best ads from the last decade and before. Be sure to check back, as we’ll continue to add to this list as new teasers are released. Without further ado, please enjoy these attention grabbing and sometimes award-winning ads. The Best Super Bowl Ads from the Past Decade 1. “Joust” – HBO and Budweiser (2019) Prior to the 2019 Super Bowl, Budweiser launched a funny series of ads that followed a medieval kingdom where the king and townspeople would cheer, “Dilly Dilly!” when offered the beer. The series also featured a hero called the Bud Knight. In some advertisements, he would ride in on his horse and fight in battles clad in armor covered in Budweiser logos.  At the beginning of Budweiser’s 2019 Super Bowl ad, you see a handful of happy medieval characters waiting excitedly for the Bud Knight to arrive at a jousting match As the Bud Knight heroically rides his horse on screen, the audience cheers, “Dilly Dilly!” as the competition begins. But. things get grim quickly. Shocking, the Bud Knight loses and is knocked off his horse by the opponent. As the tall, masked opponent walks up to the knight, most Game of Thrones fans will begin to recognize him Gregor Clegane, a.k.a. “The Mountain” — one of the show’s most monstrous villains. As Clegane towers over the Bud Knight, it becomes apparent — especially to GoT fans — that the ad is mimicking a dramatic death scene from the HBO series where The Mountain physically squished another heroic figure with his bare hands. Clegane dramatically, but comedically, reaches down to grab the Knight with both hands. As townspeople react over-dramatically to what’s going on, it’s apparent that Clegane’s killed yet another knight by squishing him off screen.

Suddenly, the Game of Thrones theme music begins to play as a dragon flies over Clegane and takes him down with a blow of fire. As the dragon escapes into clouds and smoke, the music gets louder as the show’s logo and air date appears instead of a Budweiser logo. In a sense, Game of Thrones and HBO hijacked and destroyed the Budweiser ad series.  This ad is hilarious as it comedically mimics an incredibly intense and notable scene from Game of Thrones. More interestingly, it surprises audiences who are just expecting it to be a standard Budweiser ad. This is a great example of how one ad combined cross promotion with a memorable storyline. The ad, produced by Droga5 and Wieden+Kennedy, was so humorous and clever that it even won the 2019 Super Clio, a Clio Award for Super Bowl ad participants.  2. “We All Win” – Microsoft (2019) After it came to Microsoft’s attention that people with missing limbs or limited mobility were having trouble holding and pressing buttons on video game controllers, the tech company developed an adaptive controller with touch pads rather than buttons. After the controller’s launch, Microsoft highlighted this story of how they solved for the customer in a 2019 Super Bowl ad titled, “We All Win.”

n the Gold Clio-winning campaign, Microsoft interviewed children with mobility issues and missing limbs about why they loved video games, but how they still faced difficulties with game controllers due to their disabilities. Many of the children and parents featured in the ad explain that gaming helps them connect with friends in ways that they might not be able to otherwise. However, because of the current line of controllers, they have difficulty playing or competing in many games. “I never thought it was unfair. I just thought ‘Hey, this is the way it is and it’s not going to change,” says one boy. After demonstrating the problem with game controllers, the ad shows the children using Microsoft’s new adaptive video game controller as they explain how it makes gaming easier and more accessible for them. For example, one girl excitedly says, “I can hit the buttons just as fast as they can,” while a boy exclaims, “Now everyone can play!” “‘We All Win’ hit all the marks in terms of emotion, starting a dialogue, and fun. It wasn’t an ad about disabilities, it was about kids wanting to play video games,” says Dmitry Shamis, Senior Director of Creative. “I loved it back in February and still love it now.” Not only does “We All Win” tug on your heartstrings, but it also encourages solving for the customer and accessibility by explaining how Microsoft took the time to develop a product that fixed a major problem faced by a unique group of customers. This ad makes you believe that Microsoft genuinely cares about its customers and will make extra efforts to ensure that everyone has a great experience with its products. You can read more about this particular campaign and get inspired by a few more empowering ads in this blog post on inclusive marketing. 3. “It’s a Tide Ad” – Tide (2018) Another Super Clio winner was, “It’s a Tide Ad,” created by the clothing detergent company, Tide, as well as the agency Saatchi & Saatchi New York. In 2017 and 2018, Tide released a number of commercials with storylines that had nothing to do with Tide, except for the actors’ noticeably clean clothes. When viewers were at the edge of their seats, someone in the ad would say, “It’s just another Tide ad.” Then, they’d see the Tide logo and text that said, “If it’s clean, it’s Tide.” This campaign started with a long Super Bowl ad, which also received an Emmy nomination. In the ad, Stranger Things’ David Harbour shows up in several common ad scenes, including in the bathroom with a buff deodorant model, driving a sports car, and laughing on the couch with a fake family. As he appears into each commercial, he explains that all of them have one thing in common: clean clothes that were washed by Tide detergent. In the end, he says, “So, does this make every Super Bowl commercial a Tide ad? I think it does.”

Since Tide has one job of keeping clothes clean, they show off the brand’s strength in multiple versatile and silly scenarios. Humor like this can also be a great way to make a simple product more memorable. If you go to the store to get detergent shortly after seeing this commercial, Tide might be the first thing to pop into your head because of the ridiculous ads. 4. “Band of Brands” – Newcastle (2015) What do you do when you can’t afford a Super Bowl ad? Cross-promote with other brands who will pay for it.  That’s what Newcastle, a popular beer company, did back in 2015. Prior to the 2015 Super Bowl, Newcastle launched a call to action video where Parks and Recreation actress Aubrey Plaza encouraged brands to pool their money for one big ad. Because Super Bowl ads that year were well over $4.7 million — not including production — a number of big and small brands reached out to Newcastle to join in for a chance to be featured — even for just a few seconds — in the ad The one-minute ad is filled with product placements as it tells the story of a couple that’s sharing Newcastle beers together to celebrate moving into a new home. As they walk through their new house, you can see brand logos hung on the walls like paintings, family photos, or decorations. As they unpack the boxes, they not-so-subtly talk about all the appliances they have while holding them up to the camera. Aside from the obvious visual product placements, they also work brands into their conversations. For example, at one point, the man tells his girlfriend that he can’t believe they’re moving in together after “meeting on Match.com.” Although the ad starts off with more clever obvious product placements, it gets funnier as the couple starts pointing out every single product they have in their house as quickly as possible.

This ad is an incredibly clever example of a brand that took product placement and co-marketing to the extreme, while benefiting from a virtually free Super Bowl commercial.  5. “Keep Your Hands Off My Doritos” – Doritos (2010) “Keep Your Hands Off My Doritos” hilariously tells the story of an overconfident man meeting his love interests son for the first time. In the ad, the man walks into his date’s home with flowers and sits with her child as the mother gets ready. When she leaves the living room, the man is seen noticeably checking her out. He sits down with swag as he starts talking to her infant son. Without thinking to ask the child if he can have one of his Doritos, he grabs a chip. The boy immediately and loudly slaps him, stares him down in the most intimidating way a child can, and angrily exclaims, “Keep your hands off of my momma. Keep your hands off of my Doritos!” The overconfident boyfriend ends the commercial cowering in fear as the screen fades. As the logo appears, you hear the boy’s mother ask, “Are you playing nice?”

This ad was so funny that it’s still seared into many of our minds. Even though it launched nearly a decade ago, I still tell friends to “keep their hands off my Doritos” when they grab one of mine without asking. Although it’s only 30 seconds, the ad is hilarious, relatable, a little bit shocking, and heartwarming, which makes it so memorable. The Best Super Bowl Ads Before 2010 6. “Wassup” – Budweiser (1999) If you grew up in the late ’90s or early 2000s, you might have a memory of kids at your school yelling the word “WASSUP?” to each other. I know I do. If not, you’ve probably seen the Budweiser ad that the now outdated greeting comes from:

In the ad, a man answers the phone while watching a big game. His friend on the other line asks, “Wassup?” The man on the couch says, “Nothing. Just watchin’ the game and drinkin’ a Bud.” The conversation escalates when the man’s roommate unexpectedly walks in and yells, “WASSSSUPPPPP?!” In true 1990s fashion, the roommate rushes to pick up the other house phone to join the conversation. The three men then just start yelling, “Wassup!” in louder and more bizarre ways until they suddenly get quiet. One of the friends then asks, “So, wassup?” The two others on the phone again say, “Nothing. Just watchin’ the game and drinkin’ a Bud.” Then, everyone says, “True.”  This video might seem like a waste of millions of dollars on a Super Bowl slot, but it definitely wasn’t. As a viewer and consumer, all you need to know when watching is that the three friends are all watching the game and drinking Budweiser. The “Wassup?” marathon was essentially a tool meant to make the commercial funny and memorable. Based on the fact that, “Wassup” was still getting referenced in the second half of the 2010s, it’s easy to see that this ad was a success. 7. “Your Cheatin’ Heart” – Pepsi (1996) This old Pepsi commercial highlights the consequences of what could happen if you “cheat” on your company’s brand. The short and sweet ad simply shows fake security footage of a Coca-Cola delivery employee placing Coca-Cola cans in a store refrigerator to the Hank Williams Sr. song, “Your Cheatin’ Heart.” Things get interesting when the delivery man looks to make sure no one’s watching and then opens the fridge with Pepsi in it. Suddenly, the shelves in the fridge collapse as all of the Pepsi cans noticeably barrel out of the fridge and on to the floor. The ad makes a short and simple point: Even Coca-Cola employees love Pepsi:

8. “1984” – Apple (1984) At the dawn of 1984, Apple leveraged the George Orwell classic,”1984,” in an award-winning Super Bowl campaign. The 1948 George Orwell novel, followed a 1984 dystopian society where everyone dressed the same and conformed to the same leader, views, and ideologies. As an innovative company, Apple has always tried to be “different” from competitors. The tech giant’s approach to Super Bowl advertising stood by this same mission even back in 1983. The Super Bowl ad brings the conformist community in 1984 to life as you see men marching in straight lines towards a room where their leader is on a giant screen, telling them, “We are one people, with one whim, one resolve, and one cause.” At the climax of the commercial, a woman with a hammer and colorful clothing starts running towards the screen. She launches her hammer into the screen as it explodes. 

  A narrator concludes, “On January 24th, Apple Computer will introduce the Macintosh. And you’ll see why 1984 won’t be like 1984.” Not only did the ad, directed by Ridley Scott, highlight a well-known book. But it was boldly symbolic of early tensions and monopolies in Silicon Valley. At the time, Apple was considered a young, disruptive company while IBM was the only tech giant in the PC industry. Tech journalists and innovators in Silicon Valley often thought about IBM as a soulless corporation. In this ad, Apple explains why innovation, disruption, and tech unique tech underdogs would destroy monopolies of the future. It also reiterated and enforced the brand’s positioning as a company that wanted to make products that would allow people to embrace their unique qualities and skills. This is a strategy that they’ve continued to use in their campaigns today. 9. “I’d Like to Buy the World a Coke” – Coca-Cola (1971) On the hills of Italy in 1970, Coca-Cola pulled together a group of young adults from a number of countries and filmed them sing a jingle called, “I’d Like to Buy the World a Coke.” This resulted in one of the most notable ads from Coca-Cola, let alone a popular ad from the 1971 Super Bowl:

This commercial is a great form of early inclusive marketing as it shows that everyone has something in common, despite the fact that we all come from different or diverse backgrounds. In particular, this ad shows that millions of people from all around the world can agree on the fact that they enjoy Coca-Cola. Not only does it embrace the beauty of diversity and world peace, but it also highlights the international popularity of the soda beverage. Super Bowl Ad Takeaways Even if you’re a small business marketer. you can learn from these ads for your own video or content marketing strategies. Here are a few things that many of these ads have in common. Emotion: Whether they leave you feeling happy, sad, or optimistic, most of these ads drew your attention with a topic and storyline that built emotion. Pop Culture: As you saw with Budweiser, HBO, Newcastle, and Apple, some of the most memorable ads acknowledged notable pop culture or literature and weaved a memorable story around them. Relatability: Emotional ads don’t often work without relatability. Many of these ads do an excellent job of putting you into their protagonist’s shoes. Whether you’re seeing children able to access gaming in a Microsoft ad, or laughing at the child who’s protective of his mother in the Doritos ad, you identify with the characters or people featured on a deeper level. For more examples of big brand ads you can learn from, check out these rosters of Emmy nominees, Clio Award winners, and our marketers favorite campaigns of 2019.

Editor’s Note: This blog post was originally published in January 2015. It was updated for comprehensiveness and freshness in 2019.

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Genesis G70 is the 2019 MotorTrend Car of the Year

Wind your mental clocks back just over three decades. The year is 1985, Ronald Reagan just began his second term in the White House, and a new Korean car company was selling a Giugiaro-designed hatchback for the low, low price of $4,995.

Americans couldn’t pronounce the name of the brand (Hun-dee? Hi-yun-day? Hoon-dye?). And its little Excel did anything but. The wheezy econobox’s most notable performance credential was the LAPD’s dubious—later retracted—claim that Rodney King was driving one at speeds of 110 to 115 mph.

Fast-forward to the present. How beyond belief is it that that same cheap and cheerful automaker—Hyundai—not only has launched a luxury brand but has also built a better BMW 3 Series fighter right out the gate than the Japanese luxury brands have in numerous attempts?

That car is the Genesis G70, and we have voted it the 2019 MotorTrend Car of the Year. That’s all pretty unthinkable, right? Unthinkable, that is, unless you’ve been paying attention.

Hyundai launched Genesis Motors two years ago with the impressive G90, a full-size luxury machine that humbles cars such as the BMW 7 Series and Lexus LS. However, the G90 doesn’t really do much against the 4,700-pound German silverback in the room—the mighty Mercedes-Benz S-Class. And although the quite-fine Genesis G80 is a capable midsizer, it doesn’t exactly send shivers down the backs of engineers in Stuttgart or Nagoya. It isn’t, as we like to say, a needle mover.

The G70, however, is. The segment the G70 competes in—entry-level compact luxury sport sedans—has long been defined by the BMW 3 Series. However, for the past decade or so, the Bavarian’s claim of supremacy has been in doubt. That has opened the door for a plethora of stellar sedans from half a dozen countries, ranging from Audi to Cadillac to Jaguar to last year’s COTY, the Alfa Romeo Giulia. Despite comparison tests showing BMW is no longer in ascendency, when creating segment benchmarks, automaker product planners still circle back to, “We want to create a 3 Series fighter.”

Of course, it helps to have a bunch of ringers on your development team to help bring those Eurocentric touches to your first effort—folks like BMW dynamics veterans Albert Biermann and Fayez Rahman, Bentley design talents Luc Donckerwolke and SangYup Lee, Mercedes color/trim specialist Bozhena Lalova, and Bugatti Chiron designer Sasha Selipanov. Coordinating this dream team is former Lamborghini brand czar Manfred Fitzgerald, who has created a Genesis “brand book” to keep his troops focused.

The result of all this hard work is a stunning, value-packed sport sedan that should shake up any shopper’s consideration list.

“What’s remarkable about the Genesis is the Koreans have done what Toyota, Nissan, Honda, and GM have all failed to do: build a legitimate BMW 3 Series competitor,” international bureau chief Angus MacKenzie said.

Over many beers, you and I could sit and pick apart that statement. Yes, the original Infiniti G35 caught BMW flat-footed. Agreed, dynamically speaking, the Cadillac ATS and aforementioned Giulia are superior to the F30 3 Series. However, Angus’ point is that there is no asterisk required for the G70. We don’t have to say the car is better in this way but not that. No excuses are necessary. Am I saying the G70 is perfect? Of course not. No car is. But I am saying that the G70 is exceptional, and when stacked up against our six key criteria, it clearly emerges as our 2019 Car of the Year.

Before delving into said criteria (and in particular Engineering Excellence), I’d be remiss to go one step further without mentioning the G70’s platform cousin, the Kia Stinger. A finalist at last year’s Car of the Year competition, two negatives held the Stinger back from top honors: Its interior design is too blandly similar to every other Kia extant, and its suspension does not befit its sporty-car pretentions. More impressively, we brought a 3.3-liter RWD Stinger GT with us to our 2018 Best Driver’s Car party. There the Kia finished an honorable ninth place out of twelve. That may not sound like much—until you take into account that several bona fide six-figure supercars were ahead of it, and one (Corvette ZR1) finished behind it. Still, the Stinger has felt a bit … unfinished.

Given one additional year of development time, what we assume is a different sort of customer to chase, and perhaps even a different mandate, the G70 does not suffer from the same shortcomings. “The G70 is smooth, quiet, fast, upscale, nimble, good-looking, and a great value,” guest judge (and AMC, Chrysler, and Ford engineering guru) Chris Theodore said. “It’s very good at almost everything.”

The G70 makes a terrific all-arounder, but certain triumphal notes do stand out. If you want a seat at the 3 Series table, true sporting ability trumps a perfectly damped ride and NVH-free cabin. Some version of the word “balance” appears seven times in the notes from seven judges; any suspension complaints had to do with ride quality, not with handling.

“Holy moly, such ferocity and control,” road test editor Chris Walton said. “My attention was rapt. My heart raced. Held to the standard-bearer, a BMW 3 Series, this car out of the gate is better. It’s more evolved and more luxurious than the original Infiniti G35 was, has an edge to it that a Mercedes-Benz C-Class lacks, and feels more alert than an Audi A4.”

We should mention performance under the hood. The optional 3.3-liter twin-turbo G70 is a ferocious animal. The RWD car hit 60 mph in 4.7 seconds, whereas the heavier AWD car did so in 4.8. The rear-driver did the quarter-mile run in 13.2 seconds, whereas the all-wheeler was just a tenth behind. That’s quicker than the BMW 340i, a touch slower than the Mercedes-AMG C 43, and right on the nose of the 340-hp version of the Jaguar XE. “Your basic rocket ship,” Theodore said. “The engine pulls to infinity and beyond.”

Curiously, few of the 5,595 words we collectively wrote as notes about the G70 mention anything about the base 2.0-liter version feeling slow or underpowered. Yet the numbers tell a different story. The manual 2.0-liter takes 7.2 seconds to hit 60 mph, and the automatic requires 7.4 seconds. By contrast, the BMW 330i needs just 5.5 seconds to hit 60 mph, the Mercedes C 300 sedan takes 6.0 seconds, and the Alfa Romeo Giulia Q2 requires 5.2 seconds. The G70 similarly trails in the quarter—more than a second off its nearest rivals. “The 2.0-liter makes most of its power above 3,000 rpm, and the transmission is geared a bit too long to let the G70 make the most of that meat,” features editor Christian Seabaugh said.

Our fully loaded 2.0-liter Dynamic and the decently contented, power-packed 3.3T Advanced both came in under 45 grand. That’s thousands of dollars if not tens of thousands less than Genesis’ competitors. “I’m blinking hard, looking at the Monroney,” executive editor Mark Rechtin said. “I’m trying to figure out how this is possible. I’m not sure if there’s another vehicle in the segment that drives this way at this price point.”

Like all Car of the Year winners, there’s an X-factor at work, some secret spicy sauce that makes the eventual victor jump up off the page, out of the various spreadsheets, and down from the minds into the hearts of the judges. Last year’s champ, the Alfa Romeo Giulia, had it in spades. So does this year’s Genesis. “Somehow,” technical editor Frank Markus said, “this one, with rear-wheel drive, put it all together for me.”

For others, too. Check out this praise from senior production editor Zach Gale: “What an incredible first effort from a new brand.” Seabaugh professed love for the upgraded engine: “What a great way to wake up. This 3.3-liter TT V-6 is just a monster. I absolutely adore this engine. This was my favorite G70 on the proving ground, and it continues to be in the real world.” Then there’s editor-in-chief Ed Loh: “The pull of the 3.3T makes this one easy to love. BMW, Audi, Lexus, Acura, and Infiniti have a real problem on their hands.”

Advancement in design is what you would expect from a car company that has poached talent from Europe’s finest. The G70 is not derivative, but anyone who’s hung around premium German cars will notice a certain resemblance. Genesis didn’t crib its classmates’ homework, but it is working from similar notes. Said guest judge (and former Chrysler design boss) Tom Gale: “A lot of credit is due regarding package execution and combination of design elements for this segment.”

Once inside, the interior fitments are clearly worthy of the compact luxury segment. Genesis had four models on hand for us to sample. “Very upscale interior—almost Mercedes-like,” Theodore said. Detroit editor Alisa Priddle followed with more detailed notes: “Gorgeous quilted black-and-white seats with the diamond pattern in the white stitching.” Associate online editor Michael Cantu said the G70 “has the fit and finish some automakers would dream of.”

As is the case with many compact luxury sedans equipped with leather-clad power front seats, the G70 has a rather tight back-seat area. I’m 5-foot-10, and I fit fine behind a like-sized driver. But 6-footers felt pinched. It’s not big back there. Your friends will fit, just not comfortably for lengthy road trips unless front-seat occupants slide forward a bit.

So yes, there are shortcomings. The 2.0-liter version needs to undergo a kale cleanse, as it’s among the heavier sedans of its class. Rechtin called out its lane keep assist function as wandering. Loh and Markus noticed detectable amounts of road NVH creeping into the cabin on rough aggregate paving. MacKenzie felt the engine note needs refining. And Seabaugh was dismayed that the infotainment interface makes no bones that it’s shared with down-market Hyundai and Kia models.

Genesis shows how a new model from a new brand must enter a crowded segment, one where both heritage and perception count. Not in the middle, not as merely a value proposition or even as a funky alternative, but at or so very close to the top that everybody is forced to take notice. If there are sins, they’re easily forgiven. Alfa Romeo did it last year with the Giulia. Genesis does so this year with the G70. If we can once again journey back to the 1980s, Lexus did exactly this (and then some) with the release of the initial LS 400. The entire industry was put on notice. Some brands (hello, Lincoln) have yet to fully recover because the parent companies refused to recognize the threat and invest the funds necessary to fight back against the hard-hitting, hungry, hustling newcomer. The other brands, chiefly the Germans, evolved. Sure beats extinction.

If Genesis can extend its product line with SUVs similar to the excellent new G70, it stands poised to take over the world of ma from PerformanceJunk WP Feed 3 http://bit.ly/2Sbqb6I via IFTTT

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"tennessee farmers insurance group

tennessee farmers insurance group

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Sent a fake transcript to a car insurance for good student discount?

So me like an idiot sent a transcript from my college to Geico car insurance and it was altered. I thought that in the next semester, i can be able to make it all up. the altered transcript had 2 C's 2 A's and 1 B. What can i do now? I am really afraid because I really don't know what to do anymore. I feel like committing suicide because of this. What should i do? My original gpa for the transcript was 2.50""

Ever felt like a criminal for trying to insure your car?

hi there i am a young male driver 20yrs old i am trying to insure my first car which is a suzuki wagon r+ ga and i fell as if i am a pure criminal i have tried many insurers online on the phone and in person i cant find a quote for under 1300 i woundnt mind so much but the car only cost me 200 and they wounder why people drive without insurance well at these prices i am personaly tempted can anyone tell me where i can find a cheaper qoute have tried hundereds prices have ranged from 1295-3645 (well saying this country is constanly ripping us off all the time is about time the goverment was standing in and helping out us motorist a bit they want to reduce the amont of cars without insurance they need to reduce the cost whats your fellings)

Hi I are v8 insurance more expensive than v6?

I'm getting a car soon and I can pick between an 08 bmw 528i v6 or 08 bmw 550i v8. I was wondering if insurance would be the same because there the same car. I live in California thank you.

How much is jet ski insurance approximately?

Looking to buy a jet-ski, just want to know about how much the insurance is, also how much the registration is in California, if anyone nos thx.""

""What auto insurance companies , (best price, dependable, etc....?)?""

What auto insurance companies , (best price, dependable, etc....?)?""

Car insurance cover query?

I have had an ongoing problem with a succession of worn ignition keys that are a pain when trying to start or open the bonnet on my Ford Focus.Will standard fully comp car insurance cover the cost of a replacement key/barrel if i take it to the dealer?

How much *Roughly* would my car insurance cost?

Im 19 i had my permit for almost 4 years now im about to get my license my mom has state farm and ill be added on to hers but i still have to pay her the difference. if it matters or affects me but shes had her license for about 20 yrs idk exactly shes only 38 though has never been in an accident or any tickets, always pay her bill give or take some how much would you say my insurance would cost?""

I have just started an apprenticeship and wondering if I would be able to afford a car and insurance?

I have recently just started an apprenticeship in march which is only 12 months long, however there may or may not be a job at the end of it. I get paid 2.65 an hour, 5 days a week 9AM-5.30PM and I currently am doing my driving lessons but I am sick of relying on other people for lifts. Will i be able to afford a car and insurance on this pay? I'm really not bothered what car I can get as long as it gets me to work and back.""

For someone (16) buying their own car how much will it cost?

1. the car its self, decent... something parents would feel good and safe about their child driving. 2. estimate of gas per week 3. insurance?""

Is there a way to find out someones insurance company only with their name and address?

i also have a license plate number. is there a website i can go to that i just type in someones name and their insurance company pops up?

Health insurance overlap! Two health insurance companies - is this ok?

Is it legal to have medical insurance with two separate health insurance companies during the transition between the two? And if one denies a claim, can you still file with the other?""

Confused about car insurance.?

I recently got my license but my parents aren't getting me a car just yet. If i ask to drive one of their cars they say no because i don't have insurance. They said they will get me insurance within a month but I'm curious if this is correct. My friends dad said as long as that car i am driving has insurance i can drive it, but my parents are saying I need the insurance. I don't know, I'm really confused.""

Motorcycle Insurance..?? Who is really reasonable1st Time Rider?

I've search and request several quotes for motorcycle insurance from the more well know insurance companies, but there all estimate $200 to $215 per month.. and I have my ryders liences.. Does anybody have any suggestionsggesions for better deals. Somebody hit me up>> thanks""

How do you rate Car Insurance ads?

From Best to Worst I rank Geico, 21st Insurance, Progressive, All State, Nation wide""

Is AARP's Homeowners/Auto Insurance A Good Deal?

Mom's insurance company made a whopping raise in her premium claiming they have been under charging her for 58 years! She wants to switch to AARP for homeowners and auto insurance. Are they a good company to deal with?

I need a site where I can compare health insurance quotes from the top companies. Any help will be appreciated?

Health Insurance Quotes Needed Online...

Cover for drivers not named on the car's insurance?

Hi there I'm selling my car to a colleague's daughter, and because they live about 50 miles away I told him he could drive it home, and see whether his daughter would be interested in it. I once heard that if a person drove a car that didn't have their name on the insurance, they could still be insured up to 3rd party if they personally had insurance for other vehicles. Is that true? Ta v much""

Why is insurance on an s2000 so expensive?

I have been looking for used cars in the 10-15 grand range as my second car, currently drive a miata, and I am stuck on a few cars: -01-02 s2000 -01 m5 -01-03 s4 I just recently turned 18, and took my driving test, and passed. I'm a male, about to graduate highschool with above a 3.0 and am already enrolled for a Junior College starting in Fall. I haven't received a violation yet, and I don't think I will any time soon. I was just wondering why insurance on an s2000 is MORE expensive than an m5 or s4. I was really sold on the s2000 because its 4 cylinders naturally aspirated (cheap on gas), a convertible, and relatively pretty. All of this was great news, until I saw how much insurance would be for this car. Lets look at the facts for these cars s2000: 2 door convertible 237hp/153lbft RWD 2 Liter N/A 4 cylinder top speed: 155 0-60: 5.5 - 6 seconds m5: 4 door Hardtop 394hp - I don't know the torque RWD 4.9 liter Naturally Aspirated v8 top speed: ~180 mph / 155 mph with limiter 0-60: 4.7-5 seconds s4: 4 door Hardtop 261HP/I do not know the torque AWD 2.7 Liter Twin Turbo v6 top speed: do not know/ limited to 155mph 0-60: 5.5 seconds I know that the small size of the car may make the s2000 unsafe, but the m5 is much more of a car than the s2000, and in my opinion much, MUCH more unsafe than the s2000. The s2000 is a sports car, but what is the m5 then, a 4 door family car? It is much more than that. High performance sports car in my opinion would be much more apropriate. If you are knowledgeable in the area of car insurance, i.e. you are a insurance agent or work for an insurance company, could you please let me know why an 18 year old has a easier time insuring an m5 or s4 than an s2000 under the exact same plan? Thanks for reading, and if you answer, thank you for answering. Have a nice day!""

Where can i buy rebuild-able cars from insurance companies?

I live in the state of Indiana, is there a place where i can buy rebuild-able cars from insurance companies, or from a action place where they are not so expensive?""

Where should i look to get the proper licensing to be able to sell car insurance in the state of california?

Where should i look to get the proper licensing to be able to sell car insurance in the state of california?

First car 350z insurance cost?

Im getting a 350z for my birthday , and im just curious on how much insurance would cost on it . And dont give me crap about its not a good idea because my parents and i already talked about it. Just name the price u think it is . For me cheap is $500-1000 a year. Average $1000-1500 a year and Expensive $1500-2000. i know my parents have insurance and pay $500 a year for their 2 cars. And my dad pays $750 on his commercial trucks, 7 of them. And i live in Pa if that helps? And i will take driver corses. thats when u ride around the city with a teacher. THANKS Bros""

Car insurance for 17 year olds?

Hey people, i am 17 in april and i have been looking into buying a 1983 mini mayfair with 13 alloys and arches....and thats it... onlly a 998cc, not the fastest of cars but guess what quoted over 1,300 Whats the F%$*& point, any body know ov any good car insurers that i may get a quote from? cheers.... Kyle""

In india car insurance have to pay monthly or yearly & how much it cost?

In india car insurance have to pay monthly or yearly & how much it cost? is that same for new aswell as for old car?

Do we need land lord insurance?

A close family friend is living in a property that have been left to my brothers, sister and myself by our mum but not paying rent do we need to get landlord insurance.""

What are the fines and penalties of driving without a license or insurance in California?

Under 18 with permit only. Also loud music. Was only driven in parking lot when pulled over. Car in another persons name. Are there any fines or penalties for car owner?

tennessee farmers insurance group

tennessee farmers insurance group

Assurant Health Insurance?

At a previous job I had good health insurance but adding my husband was costly so we got him BCBS IL through a local insurance agent. He is not the type to go to the doctor very often so a very basic plan is what we got him. It started out only being $160 for 3 months; now today I received a letter that it will be going up to $250 for 3 months. I have changed jobs and kept my insurance for awhile through Cobra but eventually found different coverage because the Cobra was so high in cost. But of course it has went up to almost $300 a month. I have been searching online for health insurance and found Assurant and it seems like I can get good coverage at a fair price. Do you have assurant? Do you think it's good coverage? Do you have any problems with using it? Any advice would be greatly appreciated. Thanks!

Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?

HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't ...show more""

Unemployment Insurance for Teenagers?

The business I have worked at for 3 years has just announced they are shutting their doors at the end of the month. I am only 17 but have been told that I am still able to apply for unemployment benefits...which I know next to nothing about. Basically, I've only worked 10-20 hours a week for a wage slightly above minimum. It's just been a part time job for me since I'm a student and involved in several sports and challenging classes. However, I'm still trying to save money for college, so...what do I actually get when I file for unemployment and am hunting for a job? Anything? Sorry if this question sounds ditzy...I don't know much about the workforce.""

Best car insurance companies...?

I am 18 and need to acquire insurance ... what are the best deals around?' I live in California ... Thanks!

Is it possible to find a health insurance plan with no deductible requirement?

I found the perfect plan for $33 a month, but it has a $10,000 deductible. WTF? Unless I become pregnant and have a kid, or need surgery or whatever, I find it impossible to make a $10,000 bill within a year. That's too much. I've always been healthy and rarely need to visit doctors. Then I was looking at other policies and they were more expensive, but they all had deductibles. One was like $160 a month with a deductible of $5,000. And anyways, I'm a college student and financially independent which means that I am no daddy's girl -I have to work to support myself and pay some school expenses. I don't want to depend on my parents financially in any way (they are willing to, but I just feel like at 21, I shouldn't be their responsibility anymore) so I always worry something would happen to me and they would have to pay hospital bills for me. I can't afford paying a very high deductible or a high monthly quote. Any hope for me? ..or should I move to Canada?""

Any ideas on how to get cheaper car insurance?

Any ideas on how to get cheaper car insurance?

How much wil Car Insurance be when i get my temps in Columbus Ohio?

How much wil Car Insurance be when i get my temps in Columbus Ohio. im going to be under my moms insurance. how much will i have to pay. or will i have to pay. my mom dosent kno, neither do i. can she put me on her car insurance for free or do i have to pay or what. whats the rules so to say""

Know any good insurance companies that will insure a home under renovation that we're living in?

We bought a foreclosure that needs a fair amount of work. We made it habitable and then moved in so we can work on one room at a time. What insurance company would be able to insure this home without raking us over the coals, even though the home may not be considered complete ?""

Classic Mini Insurance? Help?

Hi, I have a classic austin mini mayfair 998cc and 1989 year. I got quotes before on classic insurance at around 900 from footman james but now they have a new policy where they wont give insurance to anyone under 21. Ive tried all compare the market and other places but the cheapest i can find it for is 1600 fully comp. Can anyone help? ive tried other mini insurers like adrian flux but there around 2500! please help!""

How much will my car insurance be?

R reg vw polo 999cc

What company gives cheap car insurance!?

got my test comin up and i plan on passin rollon the 31st hehe i already got me a car its 1.3L and i been lookin around for some insurance online and all gettin realy high price. so just wonderin does anyone happen to know what company gives cheap insurance i know im not gonna get really cheap just if there is a company that does deals for 1st time drivers or like under 25s or something? Thanks

How do I find the best car insurance rates?

How do I find the best car insurance rates?

1967 mustang insurance?

I am 20 years of age me never been involve in car accident and never gotten pulled over have had my driver license since 2008-2009 around there I was thinking of buying a 1967 mustang does anyone know how much insurance will cost for that I currently have farmers insurance. Also does anyone know how much it will cost me to change its license plate tags from Oklahoma to California tags Its coming from Oklahoma thank you

Health Insurance for Low Income?

We are looking for an affordable health insurance plan. I'm 39 and my husband is 45 living in San Francisco. Healthy and never had injuries or big illness. We used to have a kaiser plan around $600/m and $25 for every visit. Any better deals?

Car Insurance Firms NOT on Comparison Sites?

Can anyone give me a list of car insurance companies that ARE NOT on comparison web sites like Confused.com? My insurance is up soon and I want to make sure I get the best deal by checking with as many of the big companies as possible. I will be using Confused, but I also want to check with the ones that aren't on there. Thanks.""

""What health insurance is recommended for a single dad with 3 kids, with a budget but have decent coverage?

I am a single father of 3 kids and looking for health/dental/vision insurance for my family. We don't really go to the doctor as much but still want decent coverage in case I need to do so. Any ideas? Am based in Southern California.

Cheap car insurance with DUI?

I'm really struggling to pay rent along with everything else, and now I have to pay car insurance or else my registration will be suspended. I can barely afford to buy food with my part time job and school. Is there a really cheap car insurance company that accept DUIs? I don't have bad credit and have ALWAYS paid my bills, I just need something relatively cheap or else I have no idea how I am going to stay under a roof with food. I live in northern California if that matters.""

What are the Cheapest Veichles to insure in Ontario? or in general?

What are the cheapest to insure? or the cheapest to fix?

How much do you pay for babysitting insurance?

So i'm doing a social studies project & it asks for liability. im doing babysitting service. help?

Does anyone know what 'excess reduction insurance' is?

Im thinking of renting a car. In the price quote it says basic car insurance is included but excess reduction isnt. does anyone know what this is? how is it different from the basic car insurance and do u know if the excess reduction insurance is also compulsory?

Is free Health Insurance and Food Stamps considered economics?

My sister says food stamps and health insurance are government. What are they exactly?

Cheap car insurance for new drivers??

does anybody know where i can get the cheapest car insurance for a Peugeot 106 1.1 im 17 and should pass my test by November, thanks.""

I was driving my firends car and had an accident. Whos insurance covers the wreck? My friends or me?

I was driving my friends car and wrecked it. My insurance says that insurance covers the vehicle not the driver. Is this the opinion of all insurance companies?

Experiences regarding CURE auto insurance company?

Hello ! I recently obtained a quote from CURE auto car insurance company ( www.cure.com ) and it seemed decent. Before I buy my insurance, I have one or two questions : Does any body have any kind of good or bad experiences with CURE ? Did they help regarding any kind of accidents/claims etc ? Did they try to rip you off ever ? Also, it seems like they mainly operate in NJ and PA, but do they have offices across the rest of the USA ? Please let me know ! Thanks a lot !""

Sports car insurance... Wil it be cheaper if...?

Well im 18 years old and still live with my rentz. I have a job and i make 1400-1600$ a month. I have only a few minor bills. Here in about 3 weeks im buying a 1996 pontiac firebird v6 coupe from a dealership. Before i buy the car i need some insurance info. Iv been to over 10 of the leading insurance companies and gotten rate quotes and there all 400$+ a month.. This is suprising because i only payed 120$ a month for my old car ( f150). So im wondering if my insurance will go down if my parents add me and my car to there insurance? If so how would i go about this? And how much of a price difference would it be? All answers are appriciated.. **No Spam Please**

tennessee farmers insurance group

tennessee farmers insurance group

Can we get cheap car insurance in the UK as Australians?

My partner and I are moving to the UK in March and had intended to buy a car. Just an Astra or something for under 1000. However, when I put our details into insurance websites it tells us we will have to pay upwards of 2000 for 3rd party insurance. I realise this is because we have not been residents or have held UK licences but is there any way to get something cheaper? This seriously hinders our plans, we can't afford that amount of money but were really hoping to have a car. Can any one give us any advice? I have put in that we have a UK licence (as we would be prepared to get upon arrival and would have to any way after 12 months) but this does little to change the quotes.""

""First Car, insurance price etc :)?""

Hi all, I'm going to go into more detail and search more etc. when I get the car's reg, but for now I can only ask all of you :) I'm going to buy 1.6 ltr ford focus off of my friend for 800, 5 door, 2000 model I think so what kind of insurance would I be quoted on it usually? I don't want links to websites as I havent got all the details... but I havent passed my test yet and it will be my first car, plus I'm 18 so it could be a tad expensive I know :S Thanks for reading :)""

Which medical insurance is the cheapest?

I want to apply for a good quality and low cost medical insurrance. Whihc one is good for me. I am in SF, California. Please advice. Thanks.""

What makes car insurance cheaper for young drivers?

I know it's to do with the car. Sometimes engine size and security features and the year it was made. So what other thing and what cars fit into cheap insurance

How much is car insurance for a 19 year old? Average estimate..?

How much for a 19 who had one accident?

""Pregnant, unemployed and I need insurance?""

I'm 24, recently terminated from BOA due to a matter with an incorrect procedure. Meanwhile, I'm pregnant with my second child and unemployed. My husband is doing great for our family (we are a small single family living by ourselves). He's working and paying all the bills and then some. Where can I find some much needed health insurance for myself? Please advise. Thanks and God bless.. (I'm 24, african-american, non-smoker, not diabetic, don't have any std or sexual disease, and I'm healthy thus far. Please help) Located in Atlanta Georgia, USA""

How much would the car insurance be for a 17-18 yr old male?

The car would be an original Austin Mini Cooper (1990 Edition). It would also be on my own insurance, not parents. Thanks.""

Subaru Impreza 2.5 for 17 year old?

I was thinking of getting Subaru Impreza 2.5 2007, but I wonder how much the insurance would be per month? I spoke to my parents already, they did agree as long as I'll pay. My step-father works in car service so he could do all the checks/tests or whatever it is called. I am in love with that car from ages, don't want anything else.""

Ever felt like a criminal for trying to insure your car?

hi there i am a young male driver 20yrs old i am trying to insure my first car which is a suzuki wagon r+ ga and i fell as if i am a pure criminal i have tried many insurers online on the phone and in person i cant find a quote for under 1300 i woundnt mind so much but the car only cost me 200 and they wounder why people drive without insurance well at these prices i am personaly tempted can anyone tell me where i can find a cheaper qoute have tried hundereds prices have ranged from 1295-3645 (well saying this country is constanly ripping us off all the time is about time the goverment was standing in and helping out us motorist a bit they want to reduce the amont of cars without insurance they need to reduce the cost whats your fellings)

What is the cheapest car to insure?

What is the cheapest, cheapest car to insure for a 17 year old in the UK. Cheers.""

Is driving a motorcyle dangerous? and will it raise my insurance prices?

is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs

Life Insurance question?

I have a non-prefer smoking policy life insurance but on the present I smoke .what could happen if in case I die? will my insurance still cover my family?

""Car title, insurance, different names?""

Can the title of your car and the insurance be in different names, or do they have to be in the same name??""

Is there a big jump in insurance between a 600cc sports bike and 650cc?

I see a lot of bikes that are 600cc, and I'm trying to keep insurance cost down. I have been stuck on Kawasaki because it seems there models have the best gas mileage an comfortable seating positions. The 250r is just out of the question, even though I'm a first time rider. I'm 35 years old and do not plan on racing, but i also don't want to be stuck with a 250cc bike when i purchase, as I plan on keeping whatever I buy. I'm looking at the Kawasaki ZZR600 and the Ninja 650, but not sure if the insurance will be that much of a difference from 600cc to 650cc.""

""Turning 17 in a few years time - group 20 car insurance, how much would that cost??""

as above, please answer, i know im being a tad bit ambitious lol (1995 aston martin db7 fh 2dr coupe) WOOP WOOP!""

Where can I find cheap car insurance for someone who has a dui?

I live in AZ and I am trying to find car insurance for someone who has had a dui. The only company so far is Bristol west but they are too expensive. Where else can I go?

My boyfriend's nephew got hit but he doesn't have car insurance.?

my boyfriend and his nephew were involved in a hit and run. however, his nephew doesn't have car insurance, will this have an a negative turn out for him??? i don't care about the other guy having or not having insurance...but will his nephew get in trouble? we live in California, it is illegal to have a car with no car insurance, registration, and license. please help!!!...how would it turn out for him??? HE WAS THE ONE THAT GOT HIT BY THE OTHER CAR... his nephew is the victim""

Who does the cheapest temp cover car insurance?

Who does the cheapest temp cover car insurance?

Speeding ticket...how much will my insurance go up?

I received a speeding ticket. If found guilty of it, how much can I expect of an increase in my insurance premium? It is my first ticket. I have USAA insurance. It is a minor infraction. (1 point in here in Cali.) Thanks for the help!""

Why car insurance quote from tesco is 550 whereas competitors quote over 1000 ?

i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.""

Insurance totalling my car looks suspicious?

At this point I regret making a claim and wish i could turn back the clock. I am being forced into a box and it looks shady. Three weeks ago my 2005 Cadillac STS was involved in a parking lot flood where the water rose and filled the floors of my car by about 4 inches. All us neighbors had cleaning parties using a wet vac and baking and toweling are cars in the sun over the next few days letting our vehicles dry out. On my car everything works like a dream as it did before with the exception of a 'check stability control' notice that comes on when I start the car. I have been driving the car fine since the flood and decided maybe I should make a claim to fix this error that pops up on the dash when i start the car. From the time I dropped it off at the dealer it has been all negative. Right away the dealer was negative and telling me it's the end of the world with my car, everything is ruined and it will probably be a total loss. He got the adjuster for my insurance company out there and it looks like it will be put in to the total loss category. No i am just asking the insurance company to forget everything and drop the claim because the damage is not that extreme and i dont want to lose my car. I am told at this point it is too late. Is that true? My neighbors are floored by this, i have been driving it around for a few weeks just fine and the car still looks new With only 62000 miles on it. I can't help from thinking that something suspicious is going on here. Do they stand to make a nice profit by totalling my vehicle and then replacing one module for a 1000 or so and having a perfect car with all systems working? Also the lady from the claims office said the car had to be 80% damaged for it to be a total loss. I asked her if this was based on speculative problems that they think may occur in the future because of the water, or based on actual damage now? She said it had to be actual damage now but couldn't give me any details from the adjuster yet. Can I demand that the adjuster list everything that he thinks has been damaged to my car (which I am convinced he will have to be creative to do so)? The car as i said drives wonderful, I checked the fluids on my own (fine), and the car looks new. Do I have any recourse here? I just want the car fixed for the one problem, i dont want to lose the car, and at this point I don't even care about having insurance fix the one problem, but again I am told it is too late to go backwards and drop this entire issue. I almost have an inclination to report this because it looks so shady. No reasonable person would look at, and drive this car and consider it a total loss. What is the agenda of the insurance company and cadillac dealer here? Something smells foul with this situation.""

How much do you think car insurance would be for me?

I am a 17 yr. old male in southern california driving a 2006 nissan 350z

Which car would be less for insurance?

A 2003 mustang v6 or an Infiniti g35 coupe? I'm 18 and I have a clean driving record. I have the choice of getting either one.

What is the best insurance company for a recently passed young driver?

I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""

Cheapest insurance for motorcycle in melbourne?

hi m looking for insurance company that hs cheapest price for me. m 19 yo female, 4years experience on motorcycle. help me pls,,, i think i ll gt for the third party""

tennessee farmers insurance group

tennessee farmers insurance group

Where can I get affordable healthcare?

I am a Iraqi war veteran with a serviced connected disability of 50%. I would like to find good health care for my wife a full time student that is affordable. I have done searches in places like www.eHealthInsurance.com and the insurance is either really expensive or it doesn't cover much which could make things expensive. Any suggestions would be great.

What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

""Where can I get insurance, I want to play a sport but I don't have insurance ?

So im thinking about joining sports in school but I don't have insurance and does state farm sell that kind of insurance or any other insurance company

Car insurance canceled my policy. i got in an accident and then paid the money. they accepted the money and?

then refused to cover the accident. i was told since they accepted the money and didn't make me open a new policy with a new down payment. and didn't give me my money back ...show more

Insurance question?

what is the average price of insurance of a 18 year old male with a sports car in the zip code area of 72601

What is UPS waiting period for health insurance?

How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?

""Renter's insurance, is it worth it?""

I keep on getting these ads from Geico on the renter's insurance packages that they offer. I am renting right now and has one roommate. I've gotten mixed opinions on the renter's insurance, some say it's not worth it some say it is. So what do you guys think? I don't think it's that much money, maybe like $20 a month or something like that?""

How much would insurance be on 96 tahoe?

i'm 19, and i'm about to get my licences. i always be eye balling this tahoe. how much would insurance be on it??""

Home Owners Insurance?

My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""

Insurance company would not like to insure me a sole proprietorship?

I am a film major, a student and very involved in different projects. I decided to open my own film company a sole proprietorship, meaning I DBA (Do Business As). I am looking for liability insurance for my business for wedding and events. They asked me if I was doing any other type of work currently. My reponse was that yes I am involved in being cameraman for one project and editor for another. I have not signed a contract or getting paid for any of these projects, simply volunteer. They came back stating that if they were to insurance me, I as an invidividual would no longer be able to be part of any project or post anything of my personal stuff on youtube. I understand that they are trying to protect themselves and that they are insuring me personally I guess since its a DBA. Has anyone else come upon this problem? I see many videographer put their stuff up on vimeo, youtube etc.""

How much is Car Insurance for a 16 year old?

I'm 16 year old guy, I have a 2004 Pontiac Grand AM sedan, I get good grades in school, about how much would it cost monthly?""

Insurance: Get car fixed?

On Friday, I was rear-ended by a 2000 Mitsubishi Montero Sport. I got some minor damage done to my 2004 Mazda 3s. My bumper has scratches and a dimple-- which really isn't noticeable. The car has 100,000 and I'm debating whether or not to get it fixed. I am thinking of taking the insurance money to pay off debt. Should I or should I get the car fixed? Will I get into trouble if I use the money to pay off debt?""

Can the auto insurance company pay me directly and not pay body repair shop?

So about 3 weeks ago some guy backed into my car and it was his fault... His insurance company said take my car to a body shop repair and they will pay the repair shop only.. I wanna take my car to different shops and get few estimates and have the insurance company pay me.. I wanna decide weather to fix the car or keep the cash (maybe sell my car and get a better one)... It's my car and I have the title for it.. Why should the damn insurance company control what to do with own my car or control how the repair process goes!!! it's a 1995 nissan 240sx... Please tell me if I can make the insurance company to write me a check. thanks!

Health Insurance Options?

If I move out of my parents house can I remain on their health insurance (In Massachusetts)? I am currently on my parents health insurance and I plan to move out but I work part time and the health insurance my work offers is around 500 dollars a month.. which I simply cannot afford. If I can not remain on their health insurance does anyone know of any other alternatives?

Will my car insurance represent me in getting claim from other person's car insurance company?

Wife got in accident with teenage girls that was at fault. Other driver had insurance, and I'm dealing with them, but because they say my car is totalled as its older and not worth a lot, they offered me some money, but when I go to buy a similar car online, I see I'm short a few thousand. They are being a bit difficult and have my car at a lot ( I know mistake but they said they only were going to look at it, now its gone). I don't have a lot of pull but will complain as much as I possibly can - was on phone for nearly hour today. Question: Do you think that my insurance company will help me get money from the other insurance company of the at-fault party? I have not contacted them yet.""

Whats the cheapest car insurance for full coverage?

Whats the cheapest car insurance for full coverage?

Best car insurance for 16 y.o. boy that is getting his license?

Cheapest car insurance for the coverage you get? discounts for grades?

Jeep Wrangler Sahara insurance?

I am a 16 year old female... I want a 2004 Jeep Wrangler 4x4 Sahara as my first car. My mom seems to think the insurance is too high. Can anyone tell me whether the insurance on it would be super high or give me an average number for insurance? Would it be cheaper on a smaller car? thanks .xx

Affordable Health insurance in CA ?

I'm looking to buy health insurance in CA. my income is 10,000$ a year and because i only work part time. i applied for Medical few months ago through welfare office, but my case worker was really mean he was asking for a lot of documents in order to approve my application and every time i go to the welfare office they make me wait for 4 hours.so i decided to look for health insurance through Obama care website but i found that planes that cost 100$ and below doesn't cover even 30% of the medical expenses. any ideas about getting affordable health insurance in CA with good coverage ??? Thank you""

Car insurance more expensive for younger drivers?

In the UK we have a little piece of legislation under the European Convention on Human Rights, which gives us freedom from discrimination. I know that a lot of young drivers are inexperienced and more eager on the roads, but what about the careful ones? Is it not a form of stereotypical discrimination for car insurance companies to charge more for younger drivers, and older ones for that matter?""

Insurance for 1987 jeep wrangler?

Just wondering how much you pay for insurance if you have something like an 87' wrangler. Don't give me the just go to this site and get a quote. , I'd just like some numbers please ;)""

Do you have health insurance?

if so, how much is it per month?? How old are you?? what kind of deducatble do you have?? feel free to answer also if you do not have insurance and how you might pay any medical costs.""

What is the best car insurance company out there today?

I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....

Does anyone know Proximately how much a P.I.P car insurance with come out for a 22 year old..?

With 4 year driving record? thanks

Classic car insurance for 17 year olds?

currently looking for cheap car insurance for escort xr3i. Because of my age this is almost impossible but I was wondering if it is posible to be a named driver for classic car insurance on a parents policy. most classic insurers say drivers must be over 25. is there anywhere I could do this ?

tennessee farmers insurance group

tennessee farmers insurance group

https://www.linkedin.com/pulse/affordable-health-insurance-plans-ky-william-brown/"

Health insurance question please?

"Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Putting alloys on a car? any idea how much insurance would go up?

iv not long ago passed, paying 1100 on a 1.2 any idea? cheers LS""

How much life insurance?

Married, no kids, will buy a house next year, anuual income = about 80K Options: 1x annual salary - free 2 x - $9.44/month 3 x - $18.88/moth 4 x $8.32/month 5 x $37.76/month Also, should I bother w/spouse insurance (about $5/month?)""

Does anyone know what the average insurance cost for a 2004 Dodge Ram is?

I just bought a beautiful 2004 dodge ram quad cab 4x2 4.7 V8 and i have quotes that range from $165- $303 per month. If you have a similiar truck to mine, how much is the average insurance payment, and what company do you use? I head AAA and 21st Century were pretty good?""

Question about Car Insurance?

I don't know if it's possible to get an answer from you guys, but it's worth a try! I have State Farm insurance, and I'm going to be driving a 2006 Hyundai Sonata, and i'm 16 years old. It's black, & I make pretty good grades, 3.5 is my avg (I heard that mattered) I was just wondering how much it would be per month! If you have any help, that would be great! Thanks :)""

Homeowners Insurance cost in Florida?

My husband and I just got an acceptance for a house we put an offer on. The house is in Orange County Florida, 82810 and has 2 beds 1 bath and 1005 sq ft. It was made in 1940, updated plumbing and electrical in 1989, House (not the land) was appraised at 55,000 in 2007, but i'm sure this has gone down in this economic weather. No pool, no garage tell me if you need more info to help me out on how much you think it could cost. I can't seem to find anywhere online for quotes for home owners insurance, just numbers to call and we need to find someone by Monday morning. I'm going to call in the morning but i don't know how much time I'm going to have before we go into the Real Estate office. My questions are: Do you know of online homeowners insurances in Florida that have an online quote system? How much do you think insurance for a year would cost on a house this size? What homeowners insurances generally have the lowest rates? Thank you so much for your help!!!""

Health Insurance cost?

Hi im a 28 year old non smoking male. I currently am unemployed but do unser the table side work which actually pays me more and im my own boss. Id like to have health/dental insurance. I wanted to see/ask what the monthly average cost you guys are paying and what companies are good. Again I will coming out of pocket as I do not work. Thanks for the help and have a blessed day.

Wondering about maternity insurance?

okay I dont have maternity insurance. My insurance will only cover me if I have complications. Is this what most people have? or do you have an insurance that covers maternity? I am asking because we are trying to have a child and I am losing my mond trying to find a good insurance co. What and whom do you recommend and why? and say I got the insurance in a month for maternity coverage will it cover me right away if I get pregnant in 2 months or etc or do I have to wait a full year to have the insurance and than be covered? Cause thats what I have been hearing.. ANY help would be great!!! thanks!!! ttc#1 on 8th month trying!!!

Do you need insurance to drive a car?

i live in alberta and i am wondering do you have to get insurance in order to drive a car will you be in trouble if you drive without insurance?????

Car insurance for a 16 year old?

What would an estimated car insurance amount be for a 16 year olds first car being a 2000 BMW 323 i?

Will my insurance go up after receiving3 points on my license?

I got careless driving and the cop told me it would be 3 points on my license. I took traffic school to remove previous points 6 months ago so I cannot do that. Will these 3 points raise my insurance rate? Also, I was pulled over by an unmarked detective, and he called in a motor cop to write the ticket. Would it be worth taking to court, and if I take it to court, what are the benefits vs. the losses I can face?""

Alloys and insurance?

If i wanted to put alloys on my car, will my insurance go up? Thanks""

How to get cheaper car insurance?

Im 17 and looking to buy a ford ka. I have looked at quotes online with me as the main driver and using my parents as named drivers to try and lower the premium but the cheapest i have found on price comparison sites is 2100 for the year. I was wondering if anyone could help me and knew anything that could reduce the payment. Many thanks for your time, sam.""

What does claim closed mean with respect to car insurance?

Recently I had a altercation with another vehicle and I promptly phoned my car insurance adjuster. The necessary info was taken and the agent said that everything would be handled by them from that point onward. I just received info (online) stating only that the claim was now closed. What exactly does this mean? claim closed ?

What happens if I dont have auto insurance for 2 years?

Hello all I have had a US drivers license for 2 years now. I am going back to school and so I want to get rid of my car as I have no need for one. So If I sell my car and don't have auto insurance for 2 years, when I come back after finishing school and try and get auto insurance will I be treated as a brand new driver? Are my rates going to be really high because I dont have any continuous insurance history at that point? Or will I be treated as a driver who has 4 years of driving history (since I will have had my license for 4 years at that point?) Thanks""

""Can you explain car insurance system in the UK, how it works?""

It is illegal to drive without a valid car insurance. I am unable to get a single quote for car insurance, what am I doing wrong or where is the catch? I am a new driver, have a provisional driving licence for a month. The car I want to buy is a large Mercedes S class (5-litre engine) that cost ca. 15K (I have my reasons). Why they would not insure me if I only want the THIRD PARTY LIABILITY cover (the minimum required by law)? The insurance company does not risk paying for my luxury car as third party cover does not cover the car, is that correct? My circumstances that I put in online forms: I am 26, UK resident for 3 years. The car would be bought and registered (and probably insured) under my mum's name, she is an EU national, has EEC (non-UK) driving licence for 20 years and is resident in the UK for 3 months only. I would need to add myself as a second driver... No company would give me an insurance quotation, do you know why? When I change driving licence in forms from provisional to full UK the result is the same (also no quotes at all). But when I change the car to e.g. a small Focus or similar, no problem, cheap insurance available and dozens of quotations are appearing. Are new drivers not allowed to drive luxury cars? HELP!""

""When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident

I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

Good insurance companies for young drivers?

Good insurance companies for young drivers?

How much should i pay for insurance of my car as a new driver in toronto?

Do the insurance companies in toronto accept my no claim record of driving from other insurance companies of the other countries or not? I have a 20 years record of driving in asia and a 10years record of no claim in my current insurance co. thanks to everybody who could give me information

Am I paying too much for insurance?

So both me and my wife share vehicle... We are insured through aaa with 500 deductible. We pay quarterly and it cost about 360 until our last statement came which was 435 (it went up). The car is a Chevy hhr 2006 with about 125k mileage on it. We only travel about 8 miles per day to work. Both of us are late twenties, she was involved in a hit and run a year ago (someone hit her costing 3000 in damages) while I got a speeding ticket for $185 2 months ago (those are our only two incidents in past 3 years)... Both of us have good credit, we are not homeowners as yet. Both of us has been on the policy for 2 years now and she has been the only owner (it's in her name). Are we over paying?""

Need braces insurance in california?

im trying to get braces and i need an insurance company that could help me pay for my braces.. please refer something to me thank you... im in souther california

Insurance companies rating?

I am thinking of changing insurance companies how do i check their rating.

Car Insurance?

I am a foreign student and I am about to drive a car!!!!! I am so excited, but there's a problem: Car insurance. I do not have any family in United States, so I have to get my own insurance. Thankfully, I am 18 years old, so it is possible. But however, I am going back to my home country in summer which means I don't need to drive. Is it possible to cancle the car insurance over the summer?""

How does auto insurance work? is it cheaper if a buy new car or an old one?

How does auto insurance work? is it cheaper if a buy new car or an old one?

Insurance for couples therapy ?

Does anyone know how to get insurance to help pay for relationship counseling?

""My brother wrecked my car and the Insurance wont cover it, what can I do?

While I was out of the country my brother wrecked my car and the insurance company wont cover it. I have full coverage and my brother had my permission to be driving my car so how can they refuse to pay?

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?

Questions about letter from insurance company?

I got a letter today from my insurance company who insures my homeowner's insurance - it said that they need to do an inspection of my home to see if I am maintaining it properly. I've been here since November 1999 and I've never gotten a letter like this before. But I was with another insurance company for several years - but I've been with this one for about 3 years I guess. if this were normal practice then why would I get a letter now and not every year? Is this normal insurance practice? This is the first time in my life that I've gotten one of these letters about a homeowners policy if it is not normal practice would this be because someone said something?

What does insurance mean?

Well I'm 16 and I don't know what insurance means : so I heard that louis' bum has insurance? What does that mean

Insurance for young drivers?

My son passed his driving test this week, he is 17.5 yrs old. I phoned our insurance company to let them know and his insurance has now jumped to over 2,000 - this is not including the 951 I had already paid to add him as a named driver when he got his provisional licence. I have been on price comparison websites but all are quoting huge amounts. As he is an A level student and plans on going to University he does't actually drive much. Anyone know what I can do to get the insurance reduced, if not now for in the future when the insurance comes up for renewal. Thank you.""

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

""17 Starting to drive, any cheap insurance sites?""

I'm now 17 and i am having driving lessons, i was just wondering if you know of any cheap insurance sites? Thanks""

Car insurance help!! UK?

I am 28 and JUST passed my test. I want to get either a BMW 3 series or Audi a4. Will my insurance be ridiculously high? Any ideas of prices? Thank you.

What is the best life insurance for seniors?

age 53, will retire in 2010 - federal employee""

Does anyone have car insurance through Wawanesa Insurance?

http://www.wawanesa.com/ I got a quote that is very, very good!! Looking for any feedback, good or bad. Thanks Note: Currently it is only available in California and Oregon (And Canada)""

Co-op Health Insurance?

Can anybody out there tell me how does Co-op Health insurance work. im researching for a paper in my finance class and cant find info elsewhere

Scooter insurance price ?

i live in the uk and I'm 16 and i was going 2 go 4 my scooter licence until i pass my driving test witch i will b starting in december i want 2know ruffly hw much wld it cost me 2 insure a 50cc scooter ??

Best car insurance for an independent at age 19?

Best car insurance for an independent at age 19?

What is the cheapest auto insurance for teens?

I can't find a policy under $1700, Or even anything under $290 a month. Houston Sucks!Im 18 and I pay more than anybody in my entire family.""

California Lawyer Malpractice Insurance Requirements?

Does a lawyer in California have to get Malpractice Insurance in order to take clients? For example if a newly admitted lawyer wanted to do a simple will for a family friend, would they have to obtain insurance first or can they take the case, at their own peril, and collect a fee for it?""

""Why can't we have Geiko,State Farm, or Progressive auto insurance in the state of Ma?.?""

I always see t.v. commercials for them but at the bottom of the screen it says not available in Ma. and a few other states that I can't remember. If I could save money buy switching to one of those companies I would but I can't , so I have to pick from Commerce or Metropolitan. My car insurance is really expensive (I pay over $300 a month) I have only had my license for a couple years so I under stand the whole new driver thing and my car was new when I bought it so I have full coverage but the car is only a Kia Rio, far from a sports car or luxury car. I pay more for my insurance than for the car payments.""

Good Dental Insurance - help?

I am having problems with some of my teeth. My overall teeth are pretty good. I have a cavity in one of my back teeth because my wisedom teeth came on and pushed that tooth forward making it hard to brush. It is very expenisve to go to a dentist. All dental plans I have seen either have waiting periods for major things or I can get coverage until october. What should I do. Do cavities spread?

Does a subcontractor need insurance?

typically, when you try to bid on jobs you will be asked for general/professional liability insurance. however when you subcontract do you still need insurance? also, what are riders and endorsements? thank you""

""Under Obama's socialized medicine, what would happen to those that work for health insurance companies?""

What would happen to those who work in medical billing & coding, claims departments for insurance companies, underwriting, etc... Wouldn't this just raise unemployment?""

Can I get health insurance for only my baby?

I just need a little guidance right now so I know what to do when my child is born. I'm due at the end of next June. I want to get health insurance for my baby because I'm not trying to pay an arm and a leg every time I take her to the doctor. However, I only need the insurance for the baby. I'm covered until I'm 25, even after I give birth, under my mother's insurance. (I'm 22 now.) Her insurance is through her job, she works for the State of Colorado. I already checked into adding the baby under her plan, but my mom would either have to be my child's legal guardian or adopt it. I don't want or need her to do that. I just keep hearing different things about being able to get it's own policy. Can anyone tell me if this is possible??""

How to get auto insurance quote/ estimate without a car?

I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.""

Can i buy car tax with only 24 hour insurance?

i need car tax first then im going to search for car insurance.

Monthly car insurance?

I need to find the cheapest car insurance for one month of coverage. I am working to get my car re-registered after being salvaged, so I don't have a lot of money to spend on car insurance this month. Since I live in CA and need to drive the car to get inspected, it needs insurance. All of the places I've checked have monthly rates, but I have to put a lot down and I can't afford it. Please advise.""

What is the cheapest car insurance company in Ohio for first time teen drivers?

I 16 and about to get a car but need to know the cheapest insurance company in ohio for teens.

Can an insurance company drop your auto insurance any time?

I have had 3 claims in 4 years. The first two claims where while living in another state. I since moved and just put in my third claim today (first claim with this company). My insurance payment really isn't all that high, about $75 monthly. The lady told me today that it would go up 10% if the cost was over $750. (it will be) She said this didn't effect my insurability or anything, but what if I had another accident in a year?? The real question is, can an insurance company drop you for any reason at any time? Some have said no, only within the first 60 days, others say yes, absolutely any time. What's the right answer?""

Motorcycle Insurance?

I'm wanting to get a motorcycle license, motorcycle, moto insurance. Isn't the pricing ridiculous for insurance if I add motorcycle insurance to it? Of course the insurance company's price differs but generally what is it like? -Thanks""

Can I get my car back from the impound using anothers insurance?

Recently my car was impounded due to no insurance - stupid I know - and now I can't retrieve it without insurance. The problem is the only way I can get insurance now is if I pay for a full year, can't afford that much so I have very few options now available, if any. What I want to know is can I insure myself using someone else's insurance and retrieve the car that way? Will the police and impound accept this type of insurance? And will I even be insured due to what happened? Because of what happened I now have 6 points so I realise it will be difficult to get insured. Thanks and hope someone can help. By the way this happened in the UK.""

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?

18 year old military personal auto insurance price in NY?

hello my name is Joseph and i recently just bought my first car yesterday. I financed through Navy federal bank and purchased a 2011 Mazda 3 I for 11k out the door price including tax. the check will be coming in the mail tuesday and i will need to have insurance to go pick up the car. ive been searching online and calling different insurance agents to get a quote and im looking at paying 400-600 per month for insurance ! here are some of the prices these insurance agents quoted me at. Geico - 500 State Farm - 400 USAA - 600 Progressive - 550 Esurance - 450 im just wondering if this is normal ? i was expecting to pay 200-250 but not 400-600, i am 18 years old. been in the military for 6 months. clean driving record. and have been license at the age of 16 since 03/15/2012 can anyone tell me if this is normal ? and what other car insurance companies are in new york ? thank you for your time.""

Texas Car Insurance - 16 Years Old - Provisional License?

Okay, I'm sixteen years old (turning seventeen on July) and I have my provisional driver's license already. I don't have a car so I use my parents' when I drive. They don't let me drive alone because I'm not part of the car insurance. My question is: do I need to be part of the insurance coverage that we currently have for our car to be able to legally drive alone, even though I don't own it? Or can I drive alone without insurance as long as owner of the car (my parents) know that I took the car? 10 points to whoever answers the best and the clearest.""

How long do I have to report an accident to an insurance company in California?

If I was in an accident in California how long do i have to report it to the insurance company so that they will cover it?

Will paying off my car loan lower my premiums on my car insurance?

After some research on the pros and cons of paying off my car loan early, I've decided to go ahead and pay it off while I can. Despite all the research, I still don't know if doing so will help lower my insurance rates. I have to carry full coverage on my 7-yr-old car (I purchased it used) as long as the bank holds the lein. Thanks!""

Whose insurance company I should contact for the car accident?

I am involved a car accident 5 months ago. There are four cars hit from rear one by one. I am the second car and have no fault in this accident. However, I did not have a collision insurance, so I should look for reimbursement by myself. I asked the insurance company of the car hit me, they said their insured driver has no fault(indicated in accident report), so they cannot pay for me. And they asked me to contact the company of the fourth car. Is this illegal? Cause in our country, no matter in what reason, the car hit you from rear should pay for you directly. And if their insured driver has no fault, they can ask payment from the insurance company of the car hit them. Anyone could help me? I will very appreciate.""

How much does liability auto insurance cost in Florida?

I am coming up to 21 years old, and moving to Miami in August for a year with a student visa. I am told that it's very useful to have a car in the USA, and as I am a car owner in the UK with almost 2 years of comprehensive with no claims, I was hoping that I would be able to purchase a car in the USA. Will this be possible and at what price?""

Cheap health insurance?

what is the cheapest health insurance in california? i am male 22, i do not smoke..""

How much does liablity insurance go up after a DUI?

How much does liablity insurance go up after a DUI?

Is insurance more expensive for a 07 civic si sedan or an 07 civic ex coupe?

Full cover insurance,I live in california, im 18, no tickets, no accidents. I know insurance is higher for 2 door cars but the civic si Is faster and more expensive.""

Question about car insurance in London?

My sister has gone overseas for a few weeks and has left her car at my house where I am taking care of it. I am not insured so I don't drive it. My housemate has insurance on her own car, would she legally be allowed to drive my sisters car? I heard somewhere that she could drive it, but she'd only have 3rd party coverage. Is that true?""

What is the cheapest car insurance?

What is the cheapest car insurance?

How much will it cost....?

I live in Hemet , Southern California. I have a 9 month old son. He will be nursed until 24 months, However, he does eat some solid foods. I my boyfriend and I rent an appartment for $750- How much would our monthly income need to be to support our family? How much is utilities in my area? How much do you spend on gas? How much is car insurance? How much is it to get my car smoged? How much are monthly groceries? What other bills am I missing? Please help!""

What is the CHEAPEST Motorcycle Insurance?

I want to buy a fairly new 02 or newer used Crotch Rocket. I have had 3 tickets 2 in 2008 & one in 09 for speeding you know 65 in a 50 stuff like that. Well my insurance will only drop from this point as I have driven the Speed Limit Respectively & will continue to. Well I called my State Farm agent about it & they said it would cost over 400$ a month that is WAY TO MUCH How can I buy a bike & save A LOT on insurance whats the best company? Any advice would be appreciated I turn 20 On July 11th. Please help me I am sick of my car I want a BIKE!

How good is your health care insurance?

Are your premiums are too high, coverage too low, or you simply cannot afford healthcare insurance and have no coverage at all.. Do your elected officials have healthcare insurance? Of course they do. After all you voted for them to not only get more paid vacation days per year, work less days; not have worries about homelessness, hunger, gas prices, food prices, unemployment or unemployment wages, bancruptcy, gas prices, welfare, retirement or health care insurance. In short you have voted in favor of them living better than you. Why should you be left out? Here is a start towards a solutuion. Now you too can be on your way to better healthcare coverage. Let's get America rolling again. - Lee Iacocca After all a goverment can only be as healthy as its citizens. http://www.michaelmoore.com/sicko/what-can-i-do/health-card/ I hope this helps.""

Car Insurance for Teens?

What can we expect for a 16 year old to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

Which are the cheapest car to insurance in Canada?

Hello: Planing to buy a car, but I will considered a car that is cheaper to insure, any suggestion? Thank you in advanced""

""How does health insurance work in prison/jail, is there such thing as health insurance for inmates?""

How does health insurance work in prison/jail, is there such thing as health insurance for inmates?""

""If I get an insurance quote from a price comparison site, am I guaranteed the cheapest price?

Is there likely to be hidden costs?

Use Medisave to Buy a Life Insurance?

Use Medisave to Buy a Life Insurance! Is this a wise choice?

Cheap health insurance for college students?

I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""

Regarding Health Insurance?

If I leave my employer and I have a health insurance from united healthcare for myself + my spouse. WIll it be possible that I can continue getting the insurance coverage......If Yes, how much more would I have to pay then?""

Accounting for Insurance Premium that is Financed?

I'm learning bookkeeping. I have some difficulty getting the right balance sheet entries. ABC LLC has their insurance financed by a third party. Which specific balance sheet accounts are involved in this? I'm assuming it's not a Note Payable - Cash relationship and I don't think prepaid exps are involved either. Much appreciated help

What kind of motorcycle should I get? Is insurance expensive?

I recently got a job about an hour away and would like to make my commute cheaper. I was thinking of buying a motorcycle for $3500 or less but I have never done this before. I want to know what would be the best for the size person I am. I am 6'5 and 300 lbs. So i need a big bike. Also is insurance generally more expensive than car insurance or not? Any suggestions will help me know what to look for. Thank you

Is everyone that gets insurance through work getting their notifications that insurance is going up?

Has anyone else noticed a great number of questions complaining about ins going up. These people are getting insurance through work. The notices must have gone out this week?

Mistake on insurance- value of car?

recently i was involved in a car accident where another driver drove into the back of my car and since then it has been written off. the problem is i undervalued the car on my insurance by accident (as it was a present and was unsure of the true value) can i explain this to the insurance company and get the money paid for the car? or will i just get how much i said the car was worth? thanks

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?

What kind of car insurance......?

do u have and how much do u pay a month

How much about would car insurance cost for a new driver (18) and an old car (honda 1993)?

i am 18 i got my license at 17 and i have an old car about how much would it cost to get my car insurance

What do i put for date of license on Geico insurance quote?

I was filling out an online insurance quote from Geico. When they ask for date first licensed do they mean your lerner's permit or your regular license?

Car insurance rip off?

my car insurance lists 2 drivers, 1 is excluded from coverage. the other person listed, I have no idea who that is. Why would they do this? Is it cheaper this way, having 2 drivers, or more expensive?""

Wwhat are the characteristics of disability insurance ?

Wwhat are the characteristics of disability insurance ?

Question about my 18 year old and insurance

I have an 18 year old who takes ADHD medication which without insurance costs well over $300 a month. She is not interested in going to college at this point so I'm not sure how much longer I can keep her on my insurance plan. Assuming it takes her awhile to find a job with good insurance does anyone have any suggestions on how to make her medical needs affordable for her?

What if I don't want to have Obama's health insurance or any health insurance?

I have had health insurance through my employer for the past 10 years. It covers everyone in my family and I pay about $70 a month for it. It's very affordable and I hope to keep ...show more

How much does liability car insurance cost for a 17 year old girl?

I know that the full insurance may be roughly 140-160 a month for me, but I was told by a friend that his insurance is only 80 bucks a months because he only got the liability insurance in which his insurance only covers the other car, but not any damage done to his own in the case of an accident. Keep in mind, he's male, and he is also 21. I'm looking to buy either a: 2000 sunfire 2000 cavalier 1995 jimmy 1998 chevy tracker 1993 bmw 325l ....and the idea is that I would get it with the liable insurance to save some money. How much may this cost me a month? I have no history of any driving infractions or accidents.""

Can you get insurance before you buy the car ?

I plan on buying a car within the next two weeks,is it possible for me to get insurance first ?""

Do porches have the most insurance rate?

Do porches have the most insurance rate?

""What is the cheapest car insurance company, In Pa?""

I am looking to see what car insurance would be cheapest between, allstate, state farm, nationwide, geico, progressive, esurance, 21 century, unitrin Direct ???? HELP""

Car insurance when buying a new car?

Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?""

Can I have Medicaid Share of Cost and private health insurance?

I was approved for Medicaid in FL with a Share of Cost of $425. Can I also buy private health insurance with medicaid?

I opened my car door and hit another car. I left a note and the person wants to claim insurance. Will my rate?

for car insurance go up? It was very little damage. I don't think the person wants to settle privately

HoW much do you pay for health insurance?

Is it affordable? Do you get help from your employer? What is a fair price?

New car financed through Honda Canada . I want to buy liability and life insurance .?

Can you purchase life and disability Insurance with a company of your choice to get a cheaper rate or do you have to purchase through dealer.

If I wreck my car while DUI does the insurance company still Fully cover it?

just a curious question. if you are drunk and total your car, nobody else or other property involved, does the insurance company still cover your car to full value? and what source do they use to determine the value of the vehicle?""

Do i have to get my car repaired with the insurance money?

bout a month ago someone backed into my parked car in the parking lot and actually let me know they did it. we exchanged info and i just had a rep. from his insurance come check out my car and give an estimate for repairs and a check with the amount. The damages to bumper are reallly nothing major and its old car, can run just the same as it used to before the damages. do i have to get it fixed or can i jus cash out this check and get a nice chuck of cash?""

""According to the Hillary healthcare proposal, Individuals will be required to get and keep insurance in a

system where insurance is affordable and accesible. Is this a good idea? Why or why not?

Can a health insurance company find out if you are NOT a full time student?

Is there any way that your health insurance company can or will find out if you are a full time student or not? Usually i am a full time student but this semester i have a class that is only 2 credits, therefore i have 11 credits and technically am not full time. My dad recently received a letter asking for me and him both to sign it and list the name of the school i go to etc. So my question is this, will they call and verify with the school? thanks""

Health insurance?

Im 18 and live in southern california.Im not covered by my parents health insurance or work(unless im injured on the job)....what should I do?

How much is your car insurance?

Just trying to get an idea of how much everyone pays...all my friends seem to pay less than me. I am 26, female. One speeding ticket and one DUI (in the state where I'm licensed)...both from 7 years ago. No accidents. I live in an urban area, a midwestern city with probably 200,000 people. I have a 2007 suzuki reno, base package, I have not made any insurance claims. The cheapest I've found is progressive at $110/month...I can't use places like The General or Safe Auto because my state doesn't allow it. When I get quotes from big companies, like state farm, the monthly cost is about $200...my coverage is probably fairly standard, if not on the low side, but meets state guidelines.""

My car was wrecked and the insurance company paid to have it fixed. Now they have found something they missed?

After paying out around 12,000 to fix my car (body damage only, but new car so everything came from factory) we found out there is something else that needs to be fixed and because the car is so new and they don't make parts for it, whole transmission needs to be replaced, even though nothing it actually wrong with it. Now insurance wants to total my car. I have gap coverage and want to know my options if i would like to keep my car and have transmission fixed myself. At first insurance told me they would pay off car, I keep it and get settlement money, then they told me no settlement money, but I would get to keep car with salvage title and it would be paid off, now they are saying they r trying to make sure I can keep it at minimal cost to me . The lien holder says if the insurance pays it off, they (lien holder) will not allow me to keep the car. If the insurance pays for it, isn't it their option to allow me to keep the car or not? What are my options?""

""Does anyone know of an auto insurance provider that does not require a credit check in Vancouver, WA?

I switched from Progressive to Allstate online about a month ago. I started the policy and paid the premium. Now I get a letter from Allstate saying they are unable to carry a policy for me due to my poor credit. I'm angry and totally disagree with my credit score having anything to do with my driving ability. I refuse to do business with any company that uses a credit score to determine auto insurance rates or availability.

Short Term Car Insurance in California?

I moved from California to Japan about a year ago, and naturally, I canceled my US car insurance. Soon I will be visiting the USA for about 24 days, and I'd like to be able to drive during that time. I've made arrangements to borrow a car from my parents, so that part's fine- my question is, how do I go about getting insured for this temporary period? (In case it matters, I am 28 years old, not financially dependent on my parents and am a worker not a student)""

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?

https://www.linkedin.com/pulse/what-process-buy-insurance-new-car-lee-rosales"

http://ift.tt/2sDm9uz

What is a sedan? It’s a regular car by definition: Four-doors, front engine, a trunk… the most classic, basic iteration of your daily vehicle. The cars throughout this list fight against this definition; they want to be more, even if they are actually just sedans. Usually, a sedan isn’t a “pleasure” car, or a dream car. It’s a car made for going to the market, for cab drivers, for travelling with your family, or for picking up the kids from school. But what about performance ? There are a few sedans that really want to stand out from the rest. We’re talking about a true challenge for engineers and designers; it’s about turning an everyday car into a real sports car, a car that can provide that exciting sensation that we can usually only experience with other luxury cars. Here are 15 of the fastest four-door sedans on the market that are so much more than just a car to pick up the kids from school.

#1 2017 Audi S4 Sedan – Tech Friendly The new generation of Audi’s mid-size sedan was introduced at the 2016 Geneva International Motor Show. The main changes can be found in the interior, with the Audi Virtual Cockpit, a whole new dashboard system with only one screen for your GPS, rev counter, and everything else. The new S4 gets an all new 3.0 V6 turbocharged engine jointly developed with Porsche, giving the car 354hp and a 0-62mph time of 4.7 seconds, thanks to the all-wheel drive system. The old RS4, fitted with a 4.2L V8 with 450hp, had exactly the same performance. Even if the car is manufactured for great performance, it no longer has a dual-clutch transmission. The new S4 has an 8-speed automatic transmission provided by ZF. Like most German sedans, the top speed is electronically limited to 155mph. As the previous generations of S4, this one combines high performance with stealth, but with a great design.

#2 2017 Chevrolet SS – Cheap And Cheerful The Chevrolet SS is a very simple, but very cool car. It’s actually a Holden Commodore with a Chevy logo. It was created in order to replace the Pontiac G8. The only engine available is a 415hp 6.2L V8, with a 6-speed manual or an 8-Speed ZF automatic transmission. A new sequential automatic 6-speed will be available soon. There are no options available as the car is basically fully equipped, which is great, especially when you know the price, only $47 000. This car had the best HP/$ ratio out there! The engine is free of any turbocharger or compressor, so it sounds awesome every time. Nothing but the true, raw, beautiful American V8 note. This car has a mainstream design, but a vibrant soul. If rear-wheel-drive, a naturally aspirated engine and a manual transmission are the keys to  your driving pleasure, this Chevy SS is maybe the most attractive sedan out there.

#3 2017 Rolls Royce Ghost Black Badge – Dark Beauty Rolls-Royce’s Bespoke department can do some stuff that very few Bespoke teams can afford to do. The new range of ”Black Badge” cars is exactly the kind of high-end luxury car you expect from an already all-luxury lineup. This car is meant for self-made, independent, young people, because until these Black Badge models, a Royce wasn’t exactly a car for people under 50. On the BB Ghost, black is everywhere, even the Rolls-Royce emblem is black. Inside, there’s no more wood, but instead carbon fibre vinyl everywhere. The most interesting changes remain under the hood. The 6.6L turbocharged V12 gets a 40hp upgrade, which results in a whopping 610hp, while the 8-speed automatic transmission becomes quicker. Even if the top speed remains limited to 155mph (can’t the Bespoke department fix this?), the car gets 0.3 seconds faster from 0-62mph, with an impressive 4.6 seconds.

#4 2017 Aston Martin Rapide S – Singing Swan The Aston-Martin Rapide S is the result of an audacious but simple equation: The DB9 + 2-doors. And as you can see, the result is absolutely gorgeous. This is arguably the most beautiful sedan out there. The design is pure and definitely awesome. And it’s not only great to watch, it’s also great to drive. Yeah, to drive, that’s what makes the Rapide S so unique: it’s a luxury sedan you want to drive yourself, not like a Rolls-Royce Ghost or a Bentley Flying Spur. The car is fitted with the latest evolution of the legendary 6.0L naturally aspirated V12 engine, which means 560hp, and a whopping 203mph top speed. The old TouchTronic 6-speed transmission has been kicked out, and replaced by the new and popular ZF 8-speed automatic, with sequential mode. The 0-62 time has slightly improved, from 5.2 seconds to 4.4! And the sound, the pure, beautiful, intense and unique note of the N/A V12. This sound will turn any trip to your local market into a romantic journey. Unfortunately, the Rapide is going to be replaced in 2018 by a fully-electric variant in order to compete with the Tesla Model S. All of this reminds us about Aston Martin’s motto: Power, beauty, and soul.

#5 2017 Mercedes-AMG S65 L – Heavily Dynamic The new Mercedes S-Class was unveiled in 2014. This car is well-known for its stunning interior, with a gorgeous design and sleek finish. The car is fitted with a biturbo, 6.0L V12 engine, which produces a huge torque peak of 738lb-ft. For the record, it’s actually the engine Pagani uses in their Huayra. This is a very unique engine, with 3 valves per cylinder. The car also features a ”magic control” which ”reads” the road and erases any of the asphalt’s imperfections. It produce a whopping 630hp, which allow the heavy (2,250kg) vehicle to reach 62mph in only 4.3 seconds, which is 0.1 faster than the 585hp S63, even if this one has all-wheel drive and a short wheel base. Yes, the S65 L is only rear-wheel drive. The AMG is only available with a 7-speed automatic transmission. And, in a very unique fact for a German sedan, the car isn’t electronically limited to 155mph, which results in a top speed of 190 mph – in a great luxury car on your heated seat. The car is also fitted with carbon ceramic brakes, in order to make the 62-0 as quick as the 0-62. Even if the car’s capabilities are limited by permanent electronics aids, this car remains one of the best performance limos on the market.

#6 2017 VLF Destino – Back To Basics Remember the Fisker Karma, the 4-door hybrid sedan loved by some really famous people (we’re looking at you, Leo)? The Fisker Karma was a commercial failure, but Henri Fisker is back with a new brand and a new partner, Bob Lutz from G.M. With the brand renamed VLF, the Karma remains part of the lineup, but the new name of the car is the Destino, and the biggest change is, you guessed it, under the hood. No more straight-four 408hp. The new Destino is outfitted with the 6.2L V8 engine from the C7 Corvette. Is Fisker going backwards ? There is no more high tech solution for the engine, but the V8 outputs a whopping 647hp, which makes the Destino 241hp more powerful than the old Karma. This car started its life with a pretty complex hybrid powertrain system, and now Fisker decides to go back to basics with this V8 iteration of the Karma. Yay or nay?

#7 2017 BMW M760 Li xDrive – Autobahn Cruiser When Volkswagen bought Rolls-Royce in 1998, the development of new engines began. The engine of this M badge 7 Series is derived from the 6.6L V12 biturbo engine which is in the Rolls-Royce Dawn, Wraith and the Ghost we mentioned earlier. The engine is configured for 600hp. Like many other cars in this article, the M760Li is fitted with an 8-speed automatic transmission. This is the only M car with xDrive, but it’s for the best. It allows the 2,180kg limo to go to 62mph in only 3.9 seconds, for a top speed of 190mph. All of this in a luxury car, driving in total silence. Like the Mercedes S65 L, the car is only available with an extended wheelbase. Carbon ceramic brakes are optional, along with other fancy things yet to come.

#8 2017 Alfa Romeo Giulia QV – The Clover’s Comeback Since 2013, Alfa Romeo has been producing the 4C Coupe, a car built to compete with other lightweight sports cars. But Alfa is more ambitious, and wanted to steal the crown from companies like Mercedes and BMW. So here is the Alfa Romeo Giulia QV, that could eat M4s for lunch and C63s for diner. The heart of this beast is a 3.0L biturbo V6 engine from Maserati, co-engineered with Ferrari. It generates an output of 510hp. All of this with a manual or automatic transmission, and a carbon fibre drive shaft. All of this helps the car go up to 62mph in 3.9 seconds with a top speed of 191mph. The car has been lapping the famed Nürburgring track in only 7:39, which is the time of the last 911 Carrera S, and faster than both the M4 and C63s. The car can also be fitted with carbon ceramic brakes, and it sounds great, thanks to the active sport exhaust; it’s a nice tribute to Alfa Romeo’s golden age. This Giulia QV is definitely the true comeback of Alfa Romeo in the sports cars world.

#9 2017 BMW M3 Competition Package – The German Swiss Army Knife M3. One letter, one number, one legend. The BMW M3 is well-known for its versatility, you can pick up the kids, drive to the market, and smoke some supercars on your way home. This year, BMW wants to give the mid-size flagship car a subtile update. This model gets a 20 horsepower increase from the biturbo 3.0L straight 6 engine, which results in a great 450hp. The dual clutch transmission (DKG) is also improved, allowing the car to go to 62mph in only 3.8 seconds, or 3.9 with the regular 6-speed manual. The car also gets new rims, a new anti-roll bar, and all driving modes have been reconfigured. Unfortunately, the package doesn’t remove the speed limiter, so the car won’t go over 155mph. This Competition Package definitely fixed the original car’s lack of soul.

#10 2017 Cadillac CTS-V Sedan – The Patriot Nowadays Cadillac remains one of the world’s most famous Americans brands, but the CTS-V is probably not the car that comes to mind when you think of Cadillac. This American full-size sedan is really one of a kind. First, the design: you won’t see any other car with a design like this. Every single inch of this car is truly unique. And of course, the performance, because before being a 5-meter long sedan, the CTS-V is a true sports car. The vehicle is fitted with a 6.2L supercharged V8 engine from the last Z06, which still produces 649hp. And guess what. The transmission is an 8-Speed automatic with sequential mode – this is definitely the new standard. From front bumpers to the rear diffuser, carbon fibre is everywhere. The car weighs 1,850kg, and while this could seem heavy, for a full size sedan, it’s not. And the performance is great too, from 0 to 62 mph in 3.7 seconds. Don’t forget, the car is American, which means no top speed limit — which means 200 mph! The standard equipment is awesome: Brembo 6 piston discs, piloted magnetic suspension, locked anti-roll bar, all Alcantara/leather interior, premium audio, performance data recorder, and so much more. All this for only $85,595… If the American dream was a car, it would be this one.

#11 2017 Porsche Panamera Turbo – Gran Turismo For The Family You can find almost anything you want in Porsche’s lineup, from compact SUVs to GTs, but every single one is very well-conceived. The new Panamera is exactly that. The car is full of innovation. The first Panamera, launched in 2009, was a best seller, and this 2017 Panamera Turbo is here to replace it and keep the German manufacturer at the top of the industry. First, the car gives up on the 4.8L V8 engine, with a new 4.0L turbocharged V8 engine, which can produce 550hp. With the optional Sport Chrono Package, the car can go from 0 to 62mph in only 3.6 seconds! The 918-inspired headlights are part of the cosmetic update, but the best new detail remains the rear-wing,  and there are no words for it, so :

The dual-clutch transmission is now 8-speed. The Panamera now features all-wheel drive. An optional rear-wheel steering system is also available. Porsche’s goal with this car is to give the same amount of sensation to every passenger, doesn’t matter if you’re on the driver seat or in the trunk. A lot of fancy options are also available, like night vision assist, rear seat entertainment, and a sport exhaust system. All that just reminds us that a Porsche without any add-ons isn’t really a complete car, which is pretty sad. Hopefully that wing is standard!

#12 2017 Audi S8 Plus – The Lord Of The Rings Every major innovation has been introduced on this car, like the light aluminum frame, pneumatic suspension with variable height, or, more recently, the awesome Audi Matrix LED headlights, the world’s first laser headlights on a car. This S8 Plus is the only full-size performance sedan which can compete with the Porsche Panamera. The car is fitted with a 4.0L turbocharged V8 engine; the same engine can be found in every Audi RS but the RS3 and the TT-RS. The Quattro all-wheel drive transmission makes the car agile and surprisingly light to drive. The engine output generates 605hp, allowing the car to reach 62mph in only 3.5 seconds. The top speed is 190mph, but the car could easily go over 200. This true supercar performance in a stealth sedan. All the details that are usually in chrome are now matte black. The 21” rims are specific, and the carbon ceramic brakes remain optional. All of these features definitely make this car the automotive version of The Lord of the Rings.

#13 2017 Mercedes E63S 4-Matic – Supercar In Disguise This is the Mercedes-Benz mid-size sedan. It was a subtle, quiet car, but things changed when the performance department, AMG, turned the automobile into the new E63. Rear-wheel drive cars are expected from AMG, but for this model, all-wheel drive, “4Matic” transmission is the only option available. The engine is taken right out a Mercedes-AMG GTR, and pushed to 610hp. With the all-wheel drive, this results in an incredible 3.4 seconds from 0 to 62mph. The top speed is limited at 155mph, but it can be unleashed to a more extreme 186mph. Inside tech is everywhere, with huge screens for a GPS, speedometer, and everything else, like the Audi virtual cockpit. There are also some ambient lights with dozens of colors; combine this with the (optional) Burmester high-end sound system, and you get one of the most versatile cars out there. BMW is assumed to strike back with the next generation M5, but for now, this is Europe’s fastest sedan!

#14 2017 Dodge Charger SRT Hellcat – Hell On Wheels For Dodge, SRT stands for Street and Racing Technology. A Dodge with an SRT badge is always a fast car. But what about Hellcat? Both the SRT Charger and the Challenger got this new variety back in 2014. It brings a supercharger provided by AHA America to the already powerful 6.2L V8 engine. The result is the most powerful engine in America, with 717hp. Fun fact: the car needs to be started with a separate red key to unlock all the power. Guess what ? The gearbox is an 8-speed automatic with sequential manual transmission provided by ZF, which allows the Charger Hellcat to reach 62mph in… 3.4 seconds! The car features only rear-wheel drive, which means the smell of burning rubber is never far, but hopefully guys from SRT fitted the Hellcat with launch control! The best thing about this charger is the simple fact that this is a 204 mph, 717hp everyday car. And it’s actually cheap: $75 000 fully equipped. This is arguably the best HP/$ ratio out there.

#15 2017 Tesla Model S P100D – Greetings From The Future This is probably something you didn’t expect: the fastest sedan on the market is also the most environmentally-friendly! There is no gas engine in the Tesla Model S, and the fully-electric performance sedan features all-wheel drive. But there is much more. As you probably know, an electric engine doesn’t need to be revved up to get maximum speed. In this case, we’re talking about 602hp, right away, no turbo lag or anything. This allows the 2,000kg Tesla Model S to reach 62mph in 2.6 seconds. The car is electronically limited to 155mph. There is one electric engine on the front wheel axle, while the performance one is on the rear axle. When you open the hood, there is just another trunk. But the best (or the worst, your choice) is yet to come: the car is fully autonomous, with 8 cameras to keep the car aware of the surrounding environment, and allows it to drive 2 times safer than an average human. And, of course, the car can park itself. When you leave home, you can call the car with your phone and it can come to pick you up. This is the future, really.

Source: TheRichest

To Understand ‘Brexit,’ Look to Britain’s Tabloids

By Katrin Bennhold, NY Times, May 2, 2017

LONDON--Tony Gallagher, editor of The Sun, one of Britain’s most raucous and influential tabloids, looks down on the government, literally. From the height of his 12th-floor newsroom, all glass and views, the Palace of Westminster seems like a toy castle, something to be played with or ignored at will.

Mr. Gallagher also looks down on the editor of the more measured Times of London, whose office is one floor below and who makes a point of keeping his blinds drawn. The hierarchy is not lost on either man.

In Britain after the so-called Brexit vote, the power of the tabloids is evident. Their circulations may be falling and their reputations tarnished by a series of phone-hacking scandals. But as the country prepares to cut ties with the European Union after a noisy and sometimes nasty campaign, top politicians court the tabloids and fear their wrath. Broadcasters follow where they lead, if not in tone then in topic.

Their readers, many of them over 50, working class and outside London, look strikingly like the voters who were crucial to the outcome of last year’s referendum on membership in the European Union. It is these citizens of Brexitland the tabloids purport to represent from the heart of enemy territory: Housed in palatial dwellings in some of London’s most expensive neighborhoods, they see themselves as Middle England’s embassies in London.

In the campaign leading up to a snap election on June 8, most tabloids can be counted on to act as the zealous guardians of Brexit and as a cheering section for the Conservative government of Prime Minister Theresa May--even though the city that houses them voted the other way.

Mr. Gallagher made his mark on three of Britain’s most stridently pro-Brexit newspapers. He was editor of The Daily Telegraph, a conservative broadsheet, and deputy editor of the more midmarket Daily Mail, one of The Sun’s main rivals, before Rupert Murdoch poached him 20 months ago. Together, these three titles are a central reason that print coverage of the referendum campaign was skewed 80 percent to 20 percent in favor of Brexit, according to research by Loughborough University.

The campaign was marked by a relentless drip of anti-immigration rhetoric and a couple of big lies that stuck: the 350 million pounds (about $450 million at current rates) that Britain paid to the European Union every week (false) and the prospect of millions of Turks’ making their way to Britain if it stayed in the union (Turkey is not joining the bloc). Two years ago, the United Nations urged Britain to deal with hate speech in its newspapers, specifically citing a column in The Sun that compared migrants to cockroaches and the norovirus.

The tabloids say they merely reflect the concerns and fears of their readers. But their critics say they poison the debate by playing to people’s worst instincts and prejudices, distorting facts and creating a propaganda ramp that mainstreams intolerance and shapes policy.

I had emailed Mr. Gallagher seeking an interview on March 29, the same day Britain delivered a letter to European Union leaders in Brussels formally initiating the two-year Brexit negotiations. I argued that it was difficult to understand Britain today without understanding the tabloids. He must have agreed.

The elevator rose past the offices of The Wall Street Journal, the Dow Jones news agency, The Sunday Times and The Times, all the way up to The Sun’s newsroom. Mr. Murdoch, proprietor of The Sun since 1969, sits right above.

At The Telegraph, Mr. Gallagher won respect for overseeing coverage of one of the biggest political scandals in recent British history: More than two dozen lawmakers resigned after the paper revealed widespread abuse of allowances and expenses that paid for, among other things, limed oak toilet seats and the clearing of a moat.

But he also has a reputation for losing his temper. “Mail Men,” a new book about The Daily Mail, where Mr. Gallagher spent much of his career, quotes former colleagues describing him as a “figure of death” who “put the fear of the devil into his reporters.”

A tall, lean figure, he guided me to a seat opposite a panoramic view of London. Throughout our conversation, he was cautious and mostly unsmiling, but polite. (He called the book’s depiction of him “mean.”)

Unprompted, he pointed to a staircase and explained that The Sun’s newsroom was the only one in the building with direct access to the management floor. (“They are up and down those stairs all the time,” a journalist said later. “They” are Mr. Murdoch, when he is in town, and his British chief, Rebekah Brooks, a former editor of The Sun and of the now-defunct News of the World who was charged with criminal offenses related to phone hacking but was cleared by a jury in 2014.)

Mr. Gallagher was still enjoying the aftermath of a recent showdown with the government. The Sun had printed bumper stickers and run an eight-page special report on how a rise in national insurance contributions for self-employed people would hurt “White Van Men,” shorthand for members of the working class, who, in The Sun’s view, were getting the shaft.

It was the first time the tabloids had turned on the nine-month-old government of Mrs. May, and she swiftly retreated. “It took them less than a week,” Mr. Gallagher recalled.

He recounted the fury of David Cameron--Mrs. May’s predecessor as prime minister, who called for the referendum and campaigned to stay in the European Union--when The Sun turned against him on Brexit with a blistering front-page attack.

It so happened that Mr. Gallagher had a prearranged meeting with Mr. Cameron that day--”Just a catch-up,” the editor recalled. Mr. Cameron was cursing “about the coverage that he was getting in the early stages of the referendum,” Mr. Gallagher said. “He was in a red-faced four-letter rage.”

“I put my pen in my mouth because I thought I was going to burst out laughing,” he added.

At their best, Britain’s irreverent tabloids report without fear or favor, aggressively holding the political elite to account. But they can be selective about whom they hound--and boastful. In 1992, when the Conservative Party unexpectedly beat Labour after a ferocious anti-Labour campaign in The Sun, the paper’s headline proclaimed, “It’s the Sun Wot Won It.”

And Brexit? Was it The Sun wot won it?

“We campaigned for Brexit,” Mr. Gallagher said carefully. “I don’t think we caused Brexit.”

In June, barely an hour after the referendum results were in, he struck a very different tone in a text message to a friend at The Guardian: “So much for the waning power of the print media.”

According to a recent analysis by the Media Reform Coalition, a pressure group, senior executives from Murdoch-owned companies met with the prime minister or the chancellor of the Exchequer 10 times in the year ended in September, when the study was completed--more than any other media organization in the country.

Yet The Sun sells only 1.6 million copies today (more than 80 percent of them outside London and the country’s wealthy southeast), down from a peak of 4.7 million in the mid-1990s. It lost more than £60 million, about $75 million, last year.

Why are politicians still so scared?

“It’s a fact that print newspapers, national newspapers, set the agenda here far more effectively than broadcasters, who are essentially a reactive medium,” said Mr. Gallagher, noting that newspapers can keep hitting certain issues.

“So if you as a newspaper are making much of the fact that all our laws are made in Europe, eventually that permeates the national consciousness,” he said.

Britain makes many of its own laws, of course. But it is an interesting choice of example. A more obvious one might have been immigration.

Research by a former Times journalist, Liz Gerard, showed that tabloids pounded the immigration issue, with at least 30 hostile front-page splashes in The Daily Mail in the six months leading up to the referendum, and 15 in The Sun. The headlines--”Britain’s Wide Open Borders” The Daily Mail shouted--often tended toward histrionic. The Sun insinuated that child refugees arriving in Britain were lying about their ages and should have dental X-rays.

“Tell Us the Tooth,” the headline read.

A week earlier, I had met Kelvin MacKenzie, a former Sun editor and a columnist who was subsequently suspended for referring to a mixed-race soccer star as a “gorilla.” He said that the paper still reflected the “beating heart of Britain,” and that Brexit was won on immigration “by a thousand miles.”

Mr. Gallagher was more nuanced.

“It was about a combination of migration, sovereignty under the broad umbrella of taking back control, and a sense that, as a country, we were no longer able to control our destiny,” he said.

The Sun, which recruits some employees straight out of high school, has an almost personal relationship with its readers, like that with a trusted friend down at the pub.

Other newspapers in Mr. Murdoch’s group supported remaining in the European Union, Mr. Gallagher noted, reflecting the views of their readers. Among that group was the Scottish edition of The Sun, which like Scottish voters backed Remain.

“It makes commercial sense,” said Mr. Gallagher. But he has also been a passionate euroskeptic for years.

“Undoubtedly, we fed people’s enthusiasm,” Mr. Gallagher said. But, he added, “the idea that we can somehow drag otherwise unwilling readers to a point of view that they don’t otherwise have is delusional.”

Roy Greenslade, a former features editor at The Sun, disagreed. In 1975, he said, the last time Britain held a referendum on membership in what was then the European Economic Community, and a time when polls suggested that most people wanted to leave, all papers (except the communist Morning Star) campaigned to stay. People voted to stay.

“Every populist editor will tell you, ‘We are merely reflecting and articulating the public views,’ “ said Mr. Greenslade, now a journalism professor at City University of London. “But they are publishing inaccuracies and distortions which help people to feel the way they’re feeling.”

It was 2:30 p.m., and Mr. Gallagher had already mocked up Pages 3-29 of the next day’s paper. He expected the front page to lead with the funeral of the police officer who had been killed in the recent Westminster terrorist attack. The officer’s widow and child would appear in public for the first time, which could make for “emotional” pictures, the editor said. But the decision would not be made until the daily 5 p.m. Page 1 conference.

Mr. Gallagher said he had once attended a news meeting at The New York Times. He was not impressed.

“I was shocked at how threadbare and how little actual discussion there was in the meeting,” he said. “There was no energy, there was no creativity. It could not have been more desultory and perfunctory, the discussion. It was awful.”

The Sun’s news meetings are much more “lively,” he said.

O.K., I said. Could I attend the Sun meeting that afternoon?

He stiffened. “No,” he said. “It’s an inner-sanctum meeting.”

A what?

“We have lawyers in the meeting,” he explained, adding, “We try our headlines there. It’s quite a creative meeting.”

Britain’s tabloids pride themselves on their “creativity.” Perhaps The Sun’s most brazen front-page claim last year was “Queen Backs Brexit,” a headline later ruled misleading by Britain’s press regulator.

The Sun’s unchallenged king of “creative” headlines is Mr. MacKenzie, once the paper’s editor. Some of the meeting rooms are named after his most memorable creations, like “Gotcha,” his take on the sinking of an Argentine warship during the Falklands War that killed more than 300 people, and “Up Yours Delors,” telling Jacques Delors, then the president of the European Commission, where to stick a proposed new European currency.

I had met Mr. MacKenzie a week earlier to ask about those headlines. “Your front pages were sometimes funny and sometimes outrageous,” I began, at which point he interrupted and said, “And sometimes untrue!”

Wow.

I asked what headline he would like to see in the paper were he still in charge.

“I think the fake news headline that would give this country the most joy,” he replied cheerfully, “would be ‘Jeremy Corbyn Knifed to Death by an Asylum Seeker.’”

Mr. Corbyn is the leader of the Labour Party. Mr. MacKenzie’s fake news headline inevitably brought to mind the murder of Jo Cox, a pro-Remain Labour lawmaker who was killed by a man with far-right leanings a week before the referendum. Her death prompted a lot of soul-searching over whether the tone of the campaign had encouraged hate crimes.

(The next morning, I got a text message from Mr. MacKenzie: “Hi Katrin, Can you change that perfect headline from ‘Jeremy Corbyn knifed to death by asylum seeker’ to ‘Jeremy Corbyn Defrauded by Asylum Seeker.’ In the light of Jo Cox murder mine is in tol poor taste.”)

Mr. Gallagher left for his “inner-sanctum meeting” but promised to brief me later. I wandered up to the canteen on the 14th floor.

The servers were all Southern European. An assistant chef strolling by said the kitchen staff was mostly foreign-born, too. He could not imagine how they would staff the kitchen after Brexit. “It will be chaos,” he said.

It was 5:40 p.m. The lineup for the next day’s front page had been decided. The photos of the police officer’s funeral were found “unsatisfactory” for a full-page splash. A soccer player, Ross Barkley, who had been beaten up in a nightclub and who would later become the subject of Mr. MacKenzie’s gorilla column, was the main story. The headline: “Barkley’s Spank.”

My time was up. Mr. Gallagher had kept his poker face all afternoon. The only time I thought he had shifted in his seat was when I asked about his children’s views on Brexit. Two were too young to vote, he said, but his oldest, who is 21, cast her ballot for Remain.

He accompanied me to the door. “Don’t stitch me up,” he said.