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How to Apply for Student Loan Forgiveness: A Complete Guide (Only 8 STEPS)
Student loan forgiveness is a lifeline for borrowers struggling to repay their loans. If you’re burdened by student debt and wondering how to apply for student loan forgiveness, this guide is for you. We’ll demystify the process, outlining key steps and insights to help you navigate the journey to debt relief.
Understanding Student Loan ForgivenessTypes of Student Loan Forgiveness ProgramsPublic…
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#biden student loan forgiveness#how to apply#how to apply for student loan forgiveness#how to get student loan forgiveness#student debt#Student Loan Forgiveness#student loan forgiveness 2022#student loan forgiveness 2023#student loan forgiveness application#student loan forgiveness update
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Things Biden and the Democrats did, this week #16
April 26-May 3 2024
President Biden announced $3 billion to help replace lead pipes in the drinking water system. Millions of Americans get their drinking water through lead pipes, which are toxic, no level of lead exposure is safe. This problem disproportionately affects people of color and low income communities. This first investment of a planned $15 billion will replace 1.7 million lead pipe lines. The Biden Administration plans to replace all lead pipes in the country by the end of the decade.
President Biden canceled the student debt of 317,000 former students of a fraudulent for-profit college system. The Art Institutes was a for-profit system of dozens of schools offering degrees in video-game design and other arts. After years of legal troubles around misleading students and falsifying data the last AI schools closed abruptly without warning in September last year. This adds to the $29 billion in debt for 1.7 borrowers who wee mislead and defrauded by their schools which the Biden Administration has done, and a total debt relief for 4.6 million borrowers so far under Biden.
President Biden expanded two California national monuments protecting thousands of acres of land. The two national monuments are the San Gabriel Mountains National Monument and the Berryessa Snow Mountain National Monument, which are being expanded by 120,000 acres. The new protections cover lands of cultural and religious importance to a number of California based native communities. This expansion was first proposed by then Senator Kamala Harris in 2018 as part of a wide ranging plan to expand and protect public land in California. This expansion is part of the Administration's goals to protect, conserve, and restore at least 30 percent of U.S. lands and waters by 2030.
The Department of Transportation announced new rules that will require car manufacturers to install automatic braking systems in new cars. Starting in 2029 all new cars will be required to have systems to detect pedestrians and automatically apply the breaks in an emergency. The National Highway Traffic Safety Administration projects this new rule will save 360 lives every year and prevent at least 24,000 injuries annually.
The IRS announced plans to ramp up audits on the wealthiest Americans. The IRS plans on increasing its audit rate on taxpayers who make over $10 million a year. After decades of Republicans in Congress cutting IRS funding to protect wealthy tax cheats the Biden Administration passed $80 billion for tougher enforcement on the wealthy. The IRS has been able to collect just in one year $500 Million in undisputed but unpaid back taxes from wealthy households, and shows a rise of $31 billion from audits in the 2023 tax year. The IRS also announced its free direct file pilot program was a smashing success. The program allowed tax payers across 12 states to file directly for free with the IRS over the internet. The IRS announced that 140,000 tax payers were able to use it over their target of 100,000, they estimated it saved $5.6 million in tax prep fees, over 90% of users were happy with the webpage and reported it quicker and easier than companies like H&R Block. the IRS plans to bring direct file nationwide next year.
The Department of Interior announced plans for new off shore wind power. The two new sites, off the coast of Oregon and in the Gulf of Maine, would together generate 18 gigawatts of totally clean energy, enough to power 6 million homes.
The Biden Administration announced new rules to finally allow DACA recipients to be covered by Obamacare. Deferred Action for Childhood Arrivals (DACA) is an Obama era policy that allows people brought to the United States as children without legal status to remain and to legally work. However for years DACA recipients have not been able to get health coverage through the Obamacare Health Care Marketplace. This rule change will bring health coverage to at least 100,000 uninsured people.
The Department of Health and Human Services finalized rules that require LGBTQ+ and Intersex minors in the foster care system be placed in supportive and affirming homes.
The Senate confirmed Georgia Alexakis to a life time federal judgeship in Illinois. This brings the total number of federal judges appointed by President Biden to 194. For the first time in history the majority of a President's nominees to the federal bench have not been white men.
#Thanks Biden#Joe Biden#student loans#loan forgiveness#lead poisoning#clean water#DACA#health care#LGBT rights#queer kids#taxes#tax the rich
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Biden's Student Loan Forgiveness Revolution: Dive into the SAVE Plan
Discover the latest on Biden Student Loans! Uncover the revolutionary SAVE repayment plan, cutting your burden by HALF. Say goodbye to financial stress as the Biden administration grants loan forgiveness to millions.
Act now to secure benefits before October! Over $116.6 billion forgiven already, with more to come. The administration’s unwavering commitment shines through. But hurdles persist — Supreme Court, challenges, opposition. Biden fights on for student debt relief.
Don’t miss out on these transformative updates. The path to lighter student loans is clearer than ever. Learn more now about Biden Student Loan news!
Also Read: Kinfolk Home Loans: A Customer-Centric Alternative to Woke Banks
#biden student loan#biden student loan debt relief#biden student loan forgiveness#biden student loans#student loan forgiveness biden#economic insider#latest news#trending news#usa
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Student Loan Forgiveness Facts
Millions of eligible borrowers won’t be able to benefit from the recent student loan forgiveness initiative. What options are still available?
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Biden declares understudy loan help for borrowers making under $125,000 following quite a while of extraordinary interior discussion
Biden declares understudy loan help for borrowers making under $125,000 following quite a while of extraordinary interior discussion
Biden declares understudy loan help for borrowers making under $125,000 following quite a while of extraordinary interior discussion
President Joe Biden reported his arrangement for pardoning understudy obligations for certain borrowers Wednesday, which incorporates excusing $10,000 for borrowers who make under $125,000 each year and broadening the installment freeze one last time for the rest of…
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#biden loan forgiveness#biden student loan#biden student loan forgiveness#biden student loans#joe biden student loans#loan forgiveness#mohela#pell grant#public service loan forgiveness#student debt#student loan#student loan cancellation#student loan forgiveness#student loan forgiveness 2022#student loan forgiveness biden#student loan news#student loan pause#student loan pause extension#student loans#student loans biden
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#President Biden expected to make big announcement about student loan forgiveness#President Biden#President Biden student loan forgiveness#President Biden student loan#Biden student loan forgiveness#student loan forgiveness#student loan#student loans#student#the last hours
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#us politics#2022#twitter#tweet#the serfs#debt forgiveness#student debt forgiveness#student debt#cancel student debt#student loans#memes#shitpost#biden administration#president joe biden
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#Dems deliver#president biden#student loan forgiveness#fuck oligarchs#fuck billionaires#fuck corporate greed#fuck Republicans
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In light of the recent Supreme Court ruling on student debt forgiveness in Biden v. Nebraska, it seems it might be useful to revisit why American students have so much student debt.
Ironically, it all dates back to Reagan's and the Republicans' decision to cut back on funding for public colleges and universities in order to avoid the possibility of having an "educated proletariat."
So it isn't surprising that is is Republicans who were opposed to any government debt forgiveness for student loans. THEY DON'T WANT TO HAVE EDUCATED CITIZENS. The poorly educated are much easier to manipulate and control.
In 1970, Ronald Reagan was running for reelection as governor of California. He had first won in 1966 with confrontational rhetoric toward the University of California public college system and executed confrontational policies when in office. In May 1970, Reagan had shut down all 28 UC and Cal State campuses in the midst of student protests against the Vietnam War and the U.S. bombing of Cambodia. On October 29, less than a week before the election, his education adviser Roger A. Freeman spoke at a press conference to defend him.
Freeman’s remarks were reported the next day in the San Francisco Chronicle under the headline “Professor Sees Peril in Education.” According to the Chronicle article, Freeman said, “We are in danger of producing an educated proletariat. … That’s dynamite! We have to be selective on who we allow [to go to college].”
“If not,” Freeman continued, “we will have a large number of highly trained and unemployed people.”
#ronald reagan#public higher education#educated proletariat#roger freeman#student debt#supreme court#student loan forgiveness#biden v nebraska
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hey everyone beware there are now scams out try get your college loan forgiveness money
i just got a voicemail about the $10,000 i could get and friends, i was fortunate enough to never take out loans for college so i KNOW this call was pure stinkin' BS
while the application for student debt forgiveness is not online yet, please make sure when you do fill it out you do it at a .gov official address.
Here's a Q&A about the program with a link to sign up to be emailed when the application is available. You will note it's on a .gov address so it's the real deal.
https://studentaid.gov/debt-relief-announcement/
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In October, tens of millions of borrowers will be required to pay their monthly federal student loan bills for the first time since March 2020, the Department of Education clarified Monday.
The pandemic-related pause on both payments and interest accumulation has been set to end later this summer, though the exact date payments would be due was a little fuzzy.
The Biden administration had previously said that the pause would end either 60 days after June 30 or 60 days after the Supreme Court rules on the separate student loan forgiveness program – whichever comes first.
A law passed in early June to address the debt ceiling officially prevented the pandemic-related pause from being extended again. The repayment date has been extended a total of eight times under both the Biden and Trump administrations.
“Student loan interest will resume starting on September 1, 2023, and payments will be due starting in October. We will notify borrowers well before payments restart,” the Department of Education said in a statement sent to CNN Monday.
The update was first reported by Politico.
Borrowers typically receive their bill statements from their loan servicer a few weeks before they are due. Not every borrower’s bill is due at the same time of the month.
The Department of Education has said that it will be in direct communication with borrowers and ramp up its communication with student loan servicers before repayment resumes.
Student loan experts recommend that borrowers reach out to their student loan servicer with any questions about their loans as soon as possible, especially if they are interested in enrolling in an income-driven repayment plan. Those plans, which set payments based on income and family size, can lower monthly payments but require borrowers to submit some paperwork.
Federal student loan borrowers can check the Federal Student Aid website for updates on resuming payments.
SOME BORROWERS COULD BE AT RISK OF DEFAULT
Some borrowers may struggle to resume paying their monthly student loan bills.
More student loan borrowers are currently behind on other kinds of bills than they were before the COVID-19 pandemic, according to a recent study by the Consumer Financial Protection Bureau.
The report also said that about 1 in 5 student loan borrowers have risk factors that suggest they could struggle when scheduled payments resume, like being delinquent on student loan payments before the pandemic or having multiple student loan servicers.
When payments restart, many people might be confused about how much they owe, when to pay and how. Millions of borrowers will have a different servicer handling their student loans since the last time they made a payment.
Originally, the pause on federal student loan payments was put in place to help borrowers struggling financially due to the pandemic.
From a jobs perspective, the economy has largely recovered from the pandemic-related disruptions. In May, 3.7 million more people were working than in February 2020.
But there are some soft spots. Major layoffs have recently been announced at big companies like Disney and Amazon. Earlier this year, a regional banking crisis was set off by the collapse of Silicon Valley Bank, the largest bank to fail since the 2008 financial crisis. And inflation remains high but is cooling after reaching a 40-year peak last year.
STUDENT LOAN FORGIVENESS STILL ON THE TABLE
Meanwhile, all eyes are on the Supreme Court as borrowers wait to see if the Biden administration will be allowed to move forward with its student loan forgiveness program. A decision is expected in late June or early July.
Under the proposal, individual borrowers who made less than $125,000 in either 2020 or 2021 and married couples or heads of households who made less than $250,000 a year could see up to $10,000 of their federal student loan debt forgiven.
If a qualifying borrower also received a federal Pell grant while enrolled in college, the individual is eligible for up to $20,000 of debt forgiveness.
But several lawsuits argue that the Biden administration is abusing its power and using the pandemic as a pretext for fulfilling the president’s campaign pledge to cancel student debt.
No debt has been canceled yet. But if the Supreme Court allows the program to take effect, it’s possible the government moves quickly to forgive the debts of 16 million borrowers who the administration already approved for relief.
If the Justices strike down Biden’s student loan forgiveness program, it could be possible for the administration to make some modifications to the policy and try again – though that process could take months.
#us politics#news#cnn politics#president joe biden#biden administration#student loan forgiveness#cancel student loans#federal student loans#student debt forgiveness#student loan debt#us supreme court#scotus#2023#Department of Education#politico#Consumer Financial Protection Bureau
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Things Biden and the Democrats did, this week #13
April 5-12 2024
President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.
President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.
President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.
The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.
The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.
The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.
the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West.
The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.
The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193
#Thanks Biden#Joe Biden#student loans#student loan debt#debt forgiveness#gun control#forever chemicals#PFAS#climate change#green energy
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THE STUDENT LOAN FORGIVENESS APPLICATION... IS LIVE!!!
IT’S HAPPENINGGGGGGG
Ok that’s too much capslock. Go here to fill out the application, babies:
Student loan forgiveness application
It takes about 30 seconds to fill out with your basic info. And while the site is in beta mode (or so it says) it seems... extremely well-designed and user friendly for a government site? Where was this level of web design when the ACA was passed?
If you have student loans we IMPLORE YOU to fill it out and see if you qualify. If you have questions (and who don't?), see our FAQ on student loan forgiveness here:
The 2022 Student Loan Forgiveness FAQ You've Been Waiting For
#student loan forgiveness#student loans#student debt#debt relief#federal student loans#Joe Biden#student loan debt relief#debt forgiveness#student loan forgiveness application#government
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#student loan forgiveness#thanks joe#vote blue#vote democrat#vote blue to save democracy#vote biden#democrats#democracy#social democracy#democratic socialism#democrats now socialism later#vote blue 2024#biden/harris 2024#vote biden/harris
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queen did you forget that the biden "apple" we picked is very much also killing people. like literally thousands of people. currently and actively??
#sorry like i get it. i do i promise. i get the urge to believe in a lesser of two evils#i get the desire for your vote to mean something REAL#but like. sorry there simply is not a lesser of two evils when both evils are genocidal#those lives matter. theyre not a campaign issue or a sacrifical lamb for MAYBE having abortion rights and student loan forgiveness#vote for him all you want! thats fine i get it. but how dare you criticize people for declining to vote for a man#who is literally MURDERING their friends and families??#like genuinely would you look a palestinian american in the face and tell them theyre selfish or pigheaded#for not voting for the man who paid for the bombs to kill their family's entire BLOCK#just bc he what? might help protect IVF??#fuck off#like. genuinely!!#sorry if this isnt worded well i am still a bit high!!#but this sucks!#think about it for a minute! is anything meaningfully changing! this leg of the genocide is happening UNDER 'vote blue no matter who!!'#this isnt trumps legacy!! this is all biden!!
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