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jemjommaa · 23 days

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Navigating Denton's Competitive Real Estate Landscape

Denton, Texas, has emerged as a thriving real estate market, attracting the attention of investors, homebuyers, and developers alike. The city's continuous population growth, coupled with the presence of two major universities, has created a dynamic and competitive landscape that requires a strategic approach to navigate successfully.

The Allure of Denton's Real Estate Market

Denton's real estate market is buoyed by the city's robust economic growth, demographic diversity, and the expansion of educational institutions. This unique position drives demand for a variety of commercial properties, from vibrant downtown storefronts to office spaces serving the burgeoning tech and professional services sectors. Additionally, the city's expanding residential development has spurred growth in the need for service-oriented businesses, such as healthcare clinics, restaurants, and childcare facilities, and real estate agents in Denton TX, making it an attractive market for investors looking to capitalize on ground-floor opportunities in emerging neighborhoods.

Financing Real Estate Investments in Denton

Securing financing for real estate investments in Denton requires a well-thought-out strategy. Potential investors should start by ensuring their financial health is in top shape, as lenders will scrutinize credit scores, debt-to-income ratios, and investment history closely. It's advisable to shop around for the best financing options, including traditional bank loans, government-backed loans, and private lenders, to find terms that best suit the investment's needs.Establishing a good relationship with local banks and credit unions that understand the Denton market can also lead to more favorable financing terms. Before finalizing any deal, conducting thorough due diligence on the property and having a clear understanding of the investment's cash flow potential is crucial.

Trends and Predictions for Denton's Real Estate Market

The real estate market in Denton is poised for continued growth and diversification through 2024, reflecting broader trends in the Dallas-Fort Worth metroplex. A notable trend is the increasing demand for mixed-use developments that combine residential, commercial, and entertainment spaces, catering to a desire for more integrated living and working environments.Additionally, the affordability of Denton, compared to the more central areas of the metroplex, is attracting both first-time homebuyers and investors, suggesting a steady rise in property values. Another trend is the growing interest in sustainable and energy-efficient properties, driven by a heightened focus on environmental responsibility and cost savings.

Navigating the Competitive Landscape

Despite the promising outlook, potential investors should be mindful of the competitive landscape and zoning regulations that can impact development plans. The city's desirability has led to a surge in demand, driving up property values and creating a highly competitive market.To navigate this competitive landscape successfully, investors and developers must be strategic in their approach. Thorough market analysis, including evaluating comparable properties, understanding local zoning laws, and identifying underutilized or overlooked properties, can provide a competitive edge.

Leveraging Technology in Real Estate Investing

Technology's role in the future of real estate investing in Denton cannot be overstated. Innovations in digital transactions, property management software, virtual tours, and big data analytics are set to revolutionize how investments are sourced, analyzed, and managed.These technological advancements promise to make the market more accessible, efficient, and profitable for investors willing to adapt and innovate. By embracing these tools, investors can gain a deeper understanding of the market, identify lucrative opportunities, and streamline the investment process.

The Importance of Professional Advice

Navigating the complexities of Denton's real estate market can be daunting, and seeking professional advice is crucial. Leveraging the expertise of financial advisors, real estate experts, and local market specialists can provide invaluable insights and guidance.These professionals can help investors navigate the competitive landscape, identify the most promising investment opportunities, and develop strategies to mitigate risks and maximize returns. Their knowledge of the local market, zoning regulations, and financing options can be the difference between a successful investment and a missed opportunity.

Summary: Navigating Denton's Competitive Real Estate Landscape

Denton's real estate market presents a compelling opportunity for investors, homebuyers, and real estate companies in Denton TX, but navigating its competitive landscape requires a strategic and well-informed approach. By understanding the market trends, financing options, and technological advancements, as well as seeking professional guidance, investors can unlock the door to a world of real estate opportunities in this thriving Texas city.

#realestate #denton texas #housing #realty #property for sale #real estate investing

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masterofd1saster · 8 months

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CJ current events 21sep23

Hunter Biden indictment

Case is United States v. Biden, 23 cr 61 (D. Del.). The indictment is at https://s3.documentcloud.org/documents/23977706/hunter-indcitment.pdf

There are three counts. The first two are for lying on the ATF Form 4473 you must complete and sign in order to buy a firearms from a licensed dealer. You can download a 4473 from https://www.atf.gov/firearms/atf-form-4473-firearms-transaction-record-revisions

The third count is for possession of a firearm by a crackhead.

***

speaking of tax evasion

Two Florida businessmen, David Aaron and Russell Ultes, were sentenced today to 18 months and nine months in prison, respectively, for a scheme to evade over $1.1 million in income taxes. *** https://www.justice.gov/opa/pr/fort-myers-roofing-contractors-sentenced-prison-evading-over-11-million-taxes

***

excellent 54 sec video

DALLAS - A man police believe was involved in a dramatic shootout while attempting to break into an Oak Cliff apartment has been arrested and charged. The incident, which happened on Saturday, August 19th around 6 p.m., was captured by a doorbell camera. A man claiming to be a maintenance worker shows up outside the apartment door at a complex off of Gannon Lane. In the video, Ethan Rodriguez can be heard talking to the man through his doorbell camera.*** maintenance worker as 30-year-old Aaron Contreras.*** Dallas County Sheriff's Office records show Contreras' criminal history dates back to 2013.*** https://www.fox4news.com/news/video-oak-cliff-apartment-shootout

***

Maybe able to use dad's VISA for your next high

A key Senate committee is planning to vote on a bipartisan bill to expand banking services for legal marijuana businesses by the end of September, sources familiar with the plans, confirmed to the Washington Examiner on Friday. The Senate Banking, Housing, and Urban Affairs Committee intends to hold a markup session for the bill during the last week of September, which was first reported by NBC News. The legislation is intended to give federally regulated banks and credit unions legal cover to take cannabis dispensaries and growers as customers. Currently, banks and credit unions still face federal prosecution and penalties if they provide services to legal cannabis businesses because it is still considered a Schedule I substance, which is defined as drugs with no currently accepted medical use and has a high potential for abuse, according to the Drug Enforcement Administration. As a result of not having access to financial services, many state-legal cannabis businesses are forced to operate their businesses only using cash.*** https://www.washingtonexaminer.com/news/senate/cannabis-banking-bill-end-of-month

***

Gov Whitmer kidnapping plot

Three men accused of plotting to kidnap Michigan Gov. Gretchen Whitmer in 2020 were acquitted Friday. William Null, twin brother Michael Null, and Eric Molitor were found not guilty of providing support for a terrorist act and a weapon charge. Deliberations began Thursday. "You gentlemen are free to leave," Judge Charles Hamlyn said. The trio is the last of 14 men to face charges in state or federal court. Nine were convicted and now five have been cleared.*** A juror approached Molitor outside the courthouse and "said he was very sorry for all he had gone through," defense attorney William Barnett told The Associated Press. "The man shook his hand and gave him a hug." "They went after three peoples’ lives and destroyed them for three years," Barnett said of the attorney general’s office. "I’m just lost for words. This is an emotional moment."*** https://www.foxnews.com/us/michigan-jury-acquits-three-men-in-plot-to-kidnap-gov-gretchen-whitmer

***

other CJ systems

Last year, Mahsa Jina Amini, a 22-year-old woman from the town of Saqqez in northwestern Iran, came to visit family in Tehran—a stranger in a strange land. On September 13, she was exiting a subway station with her brother when she was stopped by the morality police for wearing an “inappropriate hijab.” It’s unclear what she was actually wearing that day—her mother says it was a “long, loose robe”—but she was locked up and beaten for this so-called crime. Three days later, on September 16, Mahsa Amini was dead. At first, photographs circulated showing her lying in a coma in a hospital bed with tubes in her mouth and nose. Security forces claimed that Mahsa had suddenly collapsed in detention and suffered a heart attack. But a doctor from the hospital told me via encrypted message that Mahsa had died before she ever arrived. Leaked medical scans revealed that her skull had been fractured. The hospital photos, it turned out, were part of a regime cover-up—a fact that spread like wildfire throughout the country thanks to the reporting of fearless Iranian journalists.*** [protests] The regime sent in troops to crush the revolt. During the crackdown, more than 500 protesters have been killed, a quarter of them women. Another 20,000 have been jailed. At least seven were executed after brief show trials. UN experts estimate that at least 5,000 children have been poisoned in what they describe as “targeted chemical attacks against girls’ schools” that have been reported in “91 schools located in 20 provinces across Iran.” ***

Take the case of Zeinab Kazemi, who removed her hijab in February at an engineers’ gathering in Tehran. This month she was sentenced to 74 lashes. After she was sentenced, she wrote on Instagram, “I have never regretted raising my voice for justice and against oppression, and I still don’t.” Iranian journalist Nazila Maroufian was thrown in jail for interviewing Mahsa Amini’s father last year. After she was released, she posted a photo of herself without a headscarf and the message, “Don’t accept slavery, you deserve the best!” She is currently detained in an Iranian jail, and is now on a hunger strike, in protest against the sexual assault she has reportedly endured behind bars. ***

https://www.thefp.com/p/mahsa-amini-murder-iran-revolution

***

quick thinking

***Five people were about to enter a home on the 8900 block of Pebble Beach Circle in Westminster, California, when four masked men forced their way inside with them. The victims included an older woman, a 14-year-old boy, a seven-year-old girl, an adult man, plus the woman who was able to hide in the closet. It was about a quarter to 11 p.m. on Sept. 11 when police received a call. "Officers arrived at the residence in under three minutes and observed four males running out of the front door. All of the male suspects were observed wearing masks and armed with handguns as they ran from the residence," the Westminster Police Department said in a statement. "A male suspect pushed the adult male victim to the ground and used a stun gun to gain compliance. Four of the victims were tied up in the living room as the suspects demanded to know where the valuables were kept." Police arrived within three minutes of receiving the call, but by the time they arrived, the four suspects were already running out of the house. Officers on the scene could see they still wore masks and had handguns. One of the suspected burglars, Danny Sommay, 29, was apprehended and arrested on charges of kidnapping, robbery, conspiracy to commit a felony, and armed criminal action. Sommay's 9mm handgun was revealed to have been stolen, so he was also charged with possession of a loaded stolen firearm. He is currently being held at the Orange County Jail on $1,000,000 bail. The other three suspects are still at large. *** https://www.washingtonexaminer.com/news/crime/california-woman-home-invasion-hiding-closet-call-9-11

***

don't do the crime if you can't do the time

Three pro-life activists who took part in an October 2022 “rescue” in a Washington, D.C., abortion facility were each found guilty of felonies that could land them up to 11 years in prison and fines as much as $350,000. The verdict follows a separate trial in which five other pro-life activists were also found guilty. The activists — 74-year-old Joan Bell, 73-year-old Jean Marshall, and 41-year-old Jonathan Darnel — were indicted on felony conspiracy against rights and violating the federal Freedom of Access to Clinic Entrances Act, also known as the FACE Act. The FACE Act increased penalties for people who accost or obstruct women who are seeking abortion at clinics or pregnancy resource centers.*** https://www.catholicnewsagency.com/news/255394/three-more-pro-lifers-guilty-on-face-act-charges-face-up-to-11-years-in-prison

***

earned every second

A Pennsylvania man was sentenced today to 25 years in prison for manufacturing and attempting to manufacture child sexual abuse material (CSAM). According to court documents, David Dunn, 57, of Red Hill, used the mobile applications Snapchat and Likee to coerce and entice a 10-year-old female to engage in sexually explicit conduct. Dunn told the victim he was 11 years old and sent the minor female CSAM depicting minor boys, which he had downloaded from the Dark Web. Dunn captured the CSAM he coerced the victim to create and sent it to another individual via Telegram. Two cell phones seized from Dunn’s home contained thousands of images and videos of CSAM. Dunn pleaded guilty to one count of sexual exploitation of children. *** https://www.justice.gov/opa/pr/man-sentenced-sexual-exploitation-child

***

really must think there are no consequences A laughing teenager appears to deliberately plow a stolen car into a retired police chief, Andreas Probst, in a fatal Las Vegas hit-and-run that has left his widow furious, according to a now-viral video of the collision.*** Probst, 64, was on his morning bike ride when the teenager struck him Aug. 14 about 6:04 a.m. on North Tenaya Way near West Centennial Parkway, Las Vegas Metropolitan Police Department said in a statement.*** In the footage, the driver asks, "Ready?" as the giggling passenger records the collision on his iPhone. "Yeah, yeah, yeah, hit his a--," he tells the driver, who then veers the Hyundai Elantra into the bike lane behind Probst, who is wearing a red shirt and shorts as he pedals. The driver can be heard honking three times before he rams into Probst's back wheel, sending him flying over the hood of the car. The passenger turns, points his iPhone out the window and records Probst roll to a stop on the side of the road. "Damn, that n---- got knocked out!" the passenger says in the 31-second clip. "Oh, sh--, we need to get out of here," the panicked driver replies as he steps on the gas. Police tracked down the driver, who has not been named due to his age, and booked him into Clark County Juvenile Hall on charges related to the hit-and-run.*** https://www.foxnews.com/us/teen-driver-appears-intentionally-hit-kill-retired-police-chief-viral-video

***

"You’re going to have to kill me." "Bang."

An Ohio man wanted for the murder of a 77-year-old woman was shot by a man defending his family during a home invasion on Thursday, according to the Fayette County Sheriff's Office. Michael James Brooks II, of Columbus, Ohio, was hospitalized Friday for injuries sustained during the home invasion. When he is released from medical care, he will face charges for burglary, home invasion and theft by receiving in Georgia and murder charges in Ohio, police said. Investigators said Brooks has an extensive criminal history. He is wanted in connection with the fatal stabbing of Emily Foster, which occurred on September 9, 2023, in Columbus, Ohio, and also for the carjacking of a red Ford F-150 truck in Kettering, Ohio, which was later found outside the burglarized home in Georgia.*** the homeowner was armed with a gun and confronted the intruder, who was wielding a knife, in his basement. The homeowner reportedly warned the suspect before shooting him. Police said the homeowner then left the basement and took up a defensive position on the second-floor staircase to protect his family. "There, he took his stand as the subject made his way up to the second floor. [He] made the comment, something to the effect of, ‘You’re going to have to kill me,’ when the resident fired a second shot. *** https://www.foxnews.com/us/ohio-murder-suspect-breaks-georgia-home-meets-family-man-firearm

***

Something wrong w/ tweaking?

A Florida woman was arrested after she allegedly left her 11-year-old son in a hotel room with a dead man following her drug-filled sexual encounter with two men. Amy Kemper, 32, admitted to authorities last week that she used drugs and had a ménage à trois in a room at the Hammock Beach resort in Palm Coast, Florida, before she decided to leave her son there with the 60-year-old man while she left with the other man overnight Sept. 9, the Flagler County Sheriff’s Office said in a release. She told deputies she thought the man was snoring strangely and when they returned they found him unresponsive. He was later pronounced dead in the room by medical personnel after CPR was attempted. *** https://www.foxnews.com/us/florida-woman-arrested-leaving-son-11-hotel-room-dead-man-following-menage-a-trois-2-men

***after tues

If you're looking for the worst person in West Virginia....

Hardy Carroll Lloyd, 45, of Follansbee, West Virginia, pleaded guilty today to obstruction of the due administration of justice.*** “It is absolutely reprehensible that the defendant threatened witnesses and jurors in the Tree of Life case, a tragedy that claimed innocent lives and emotionally scarred many in the Jewish community,” said FBI Director Christopher Wray. “The FBI will not tolerate the intimidation of citizens participating in our criminal justice system, and we will work with our partners to hold legally accountable anyone who threatens or carries out acts of violence against them.” According to court documents and statements made in court, Lloyd admitted to making online threats to jurors and witnesses involved in the federal hate crimes trial in Pittsburgh of Robert Bowers, the Tree of Life Synagogue mass shooter. Lloyd, a self-proclaimed “reverend” of a white supremacy movement, distributed threatening social media posts, website comments, and emails during the trial. As part of his plea agreement, Lloyd stipulated that he intentionally selected the jury and government witnesses in the Bowers trial as the targets of his offense due to the actual or perceived Jewish religion of the witnesses and the Bowers victims. *** https://www.justice.gov/opa/pr/west-virginia-man-admits-obstructing-tree-life-trial

***

What's wrong w/ you????

A criminal complaint was unsealed today in Manhattan, New York, federal court charging Grei Mendez, 36, and Carlisto Acevedo Brito, 41, both of the Bronx, New York, with narcotics possession with intent to distribute resulting in death and conspiracy to distribute narcotics resulting in death in connection with the poisoning of four children under the age of three, one of whom died, at a daycare facility in the Bronx. Mendez and Acevedo Brito are both in custody and will be presented today before U.S. Magistrate Judge Jennifer E. Willis. *** As alleged in the complaint, from at least in or about July 2023 through at least in or about September 2023, Mendez and Acevedo Brito and others conspired to distribute fentanyl, including at a children’s daycare center in the Bronx (the Daycare). There, despite the daily presence of young children, the defendants maintained large quantities of fentanyl, including a kilogram of fentanyl stored on top of children’s playmats. In addition, the defendants maintained in the Daycare items purpose-built for the distribution of large quantities of narcotics, including three so-called “kilo presses,” which are designed for the recompression of drugs in powder form commonly used by narcotics traffickers at “mills” or other locations where narcotic drugs are broken down, combined with fillers, and portioned for sale. The narcotics and one of the kilo presses recovered are pictured below.*** As a consequence of the defendants’ drug conspiracy, on or about Sept. 15, at the Daycare, four children, who were all under three years of age, appear to have experienced the effects of poisoning from exposure to fentanyl.*** https://www.justice.gov/opa/pr/two-charged-federal-narcotics-offenses-resulting-death-connection-poisoning-four-children

Presumed innocent, etc....

***

about that anti-social personality disorder thing...

***

Really, FBI?

The FBI had so many paid informants at the Capitol on Jan. 6, 2021, that they lost track of the number and had to perform a later audit to determine exactly how many “Confidential Human Sources” run by different FBI field offices were present that day, a former assistant director of the bureau has told lawmakers. At least one informant was communicating with his FBI handler as he entered the Capitol, according to Steven D’Antuono, formerly in charge of the bureau’s Washington field office. D’Antuono has testified behind closed doors to the House Judiciary Committee that his office was aware before the riot that some of their informants would attend a “Stop the Steal” rally thrown by former President Donald Trump but he only learned after the fact that informants run by other field offices also were present, along with others who had participated of their own accord.*** Defense lawyers at the trial of five “Proud Boys” recently asserted that the FBI had as many as eight informants spying on the organization and that at least one was with them at the Capitol that day. Former Capitol Hill Police Chief Steven Sund has said that, in addition to the paid informants, the FBI had at least 18 undercover agents in the crowd plus an estimated 20 from the Department of Homeland Security.

***

the road to hell is paved is paved with what?

Attorneys are expected to give opening statements Wednesday in the jury trial for the first two Aurora police officers criminally charged in the 2019 death of Elijah McClain.

Aurora officer Randy Roedema, 41, and former officer Jason Rosenblatt, 34, each are charged with reckless manslaughter, criminally negligent homicide and assault in connection with McClain’s death.

They are the first to stand trial of the five people indicted in the 2019 killing. Jury selection began Friday and is expected to be completed on Wednesday, Shelly Bradbury reports.

All eyes on Aurora courtroom as first of three trials begins in Elijah McClain’s death.

Elijah McClain died of ketamine toxicity, updated autopsy report says.

Elijah McClain’s mother says Biden’s police-reform order doesn’t do enough, urges Congress to go further.

***

IJ's work on civil forfeiture is cool & important

More than three years ago, the FBI aimed a dragnet raid at a Los Angeles private vault company. In the process, the FBI took more than $100 million from customer safe deposit boxes—including $40,200 from Linda Martin. The FBI had no idea who Linda was when it seized the cash. It didn’t know that Linda and her husband, Reggie, were saving to buy a home. And when the FBI decided to forfeit and keep her life savings, the agency never told Linda what it thought she had done wrong. So, earlier this year, IJ launched our second class-action lawsuit against the FBI—this time for keeping Linda and other property owners in the dark during so-called administrative forfeiture proceedings. Barely a month after Linda and IJ filed suit, the FBI decided to return the money (with a modest amount of interest). This is a tremendous win and long-awaited relief for Linda. But the FBI didn’t do it out of the goodness of its heart; its motives were much less wholesome. When it decided to return Linda’s savings, the FBI asked the court to dismiss her claims, arguing there’s no longer a dispute for the court to resolve. As Liberty & Law readers likely suspect, the FBI is wrong about that. IJ filed Linda’s case as a class action so that we could obtain justice not only for Linda but also for potentially thousands more like her.*** https://ij.org/ll/fbi-returns-life-savings-in-bid-to-get-out-of-lawsuit

***

When a dad calls you about his 11 y/o daughter being groomed, don't blame the girl

***

safer in Iraq? kill someone for a 2012 Hyundai?

A refugee family who had been in the U.S. for less than a year is “utterly heartbroken” after their son and brother was shot and killed in a carjacking Tuesday night. Ahmed Zainuldeen, 23, identified Wednesday by his employment caseworker, Anna Hanel, with refugee resettlement organization African Community Center, was a refugee from Iraq who had been living in Egypt before coming to the U.S. with his parents and younger brother in November 2022. He was killed in the parking lot of his family’s apartment complex overnight Tuesday in the 7400 block of East Harvard Avenue, according to the Arapahoe County Sheriff’s Office. Deputies are still searching for four suspects, who may be teenagers, in connection to the shooting and carjacking.*** “His parents have seen plenty of violence in their lives,” she said. “Now they had to see it here in the United States, where you’re supposed to feel safe. That’s what you came here for.” Zainuldeen and his younger brother were working to provide for their family, who fled Iraq due to persecution, Hanel said, and Zainuldeen had only saved up enough money to buy the car that was stolen, a 2012 Hyundai Sonata, a few months ago.*** https://www.msn.com/en-us/news/world/victim-in-fatal-arapahoe-county-carjacking-was-iraqi-refugee-in-u-s-less-than-a-year/ar-AA1h14Va

***

excellent column about democracy at https://www.thefp.com/p/laurie-schlegel-stood-up-to-porn

***

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pdj-france · 9 months

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Des images de caméras corporelles ont enregistré le moment où un cambrioleur présumé a chuté à travers le toit et dans un bac de recyclage lors d'une tentative de vol à la VacationLand Federal Credit Union dans l'Ohio. La police locale a répondu à une alarme vers 2h12 et a découvert le suspect coincé dans le bac de recyclage sous une porte d'accès. La capture du suspect Les agents ont sorti leurs armes et ont attendu que le cambrioleur, identifié plus tard comme étant Tristan Heidl, apparaisse à la porte d'accès. Ils ont ensuite ordonné à Heidl de se mettre à terre et l'ont aidé à sortir de la poubelle. Malgré l'étrangeté de la situation, le suspect n'a pas été blessé. Tentative infructueuse de vol Heidl avait réussi à pénétrer à l'intérieur de la banque et avait utilisé des outils de construction pour accéder à des zones contenant de l'argent, mais il n'a pas pu ouvrir le coffre-fort de la banque. Il a été arrêté et inculpé d'introduction par effraction, de possession d'outils criminels et de safecracking. Coopération du suspect Heidl a été coopératif lors de son arrestation, répondant honnêtement aux questions des officiers et expliquant qu'il était dans le besoin financier. Il a été détenu en prison avec une caution de 50 000 $ US.

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d818consulting-blog · 11 months

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How To Get Bad Credit Loans In Fort Worth TX

With bad credit, your options for getting a loan are limited. You may only get acceptable, but not so attractive solutions. If you badly need bad credit loans Fort Worth TX, you will have to pick the best option available to help you move on. However, it’s important that you steer clear from unsecured loans because of the high-interest rates they come with. They are also not very easy to qualify for. It’ll be better if you have collateral that will motivate lenders to loan you some cash.

Even when you don’t like it, you will be judged whenever you want to take a loan. Creditors will dig deeper into your credit history and decide whether to lend you their money or not. They have to determine how risky it will be for them to loan money to a borrower. With bad credit, you should expect to be denied any credit right away. But no need to worry, it is possible to get loans if you have bad credit.

Here’s how to get loans when you have bad credit:

Use a cosigner

Using a cosigner to get a loan means that you will be taking the loan with a creditworthy and trustworthy partner. If someone with a good credit history believes your reasons for wanting a loan, they will agree to be your cosigner. A friend or close family member with a good credit history can cosign your loan. The cosigner will be sharing the risk. This assures lenders that the loan will be repaid in full. It will also increase your chances of getting approved for bad credit loans Fort Worth TX.

Use of your home equity

Using the value of your home or car as collateral is another sure way of getting bad credit loans Arlington TX. In this way, the lender’s risk will be mitigated, and all the unfavorable conditions resulting from poor credit rating will be offset. Though home equity is risky, it will help to strengthen your chances for a loan. Lenders will be at ease to lend you their money knowing that you are willing to risk to get the loan. In the loan agreement, ensure to offer the home equity as a caveat to help counterbalance your bad credit history. Just remember that the risk involved is high, in case you default on your loan.

Get a secured loan

Aside from home equity, other types of secured loans include fixed assets that you can as financial leverage to get bad credit loans Fort Worth TX that are secured. The fixed assets include stocks, savings, boats, and cars. They are known as secured loans because your loan is secured against your property (valuable fixed asset). This will allow the lender to look past your credit rating because you are taking the risk. When considering secured loans, you should weigh the risk versus the reward.

Seek from online lenders

It is easy to get bad credit loans Arlington TX from online lenders whether you have bad or no credit history. Online banks have competitive loans for individuals with bad credit. Their application processes are user-friendly and easily accessible. Such new competitors offer favorable conditions with minimal restriction standards for borrowing. They base their loan approval on a person’s level of education and employment history, which seems fair.

Look for a reputable online lender with a successful history, even if it’s a short one. You may find above-board online lenders, some of whom are not well established and will offer their loans at low-interest rates. Do your research to get the best offers.

Ask a loan from friends and family

Sometimes you’ll not get a cosigner or have the equity to help you borrow bad credit loans Fort Worth TX. Your best bet can be your family or close friends. Although it’s hard to fuse financial matters with personal relationships, if they are confident with you borrowing a loan from them, it’s worth a try. Remember to make it formal so that you avoid any issues. Set out the terms and agree in writing. Ensure you repay the loan on time to avoid ruining the relationship with your loved ones.

Join a credit union

Joining a credit union can help you overcome your bad credit history. You can get bad credit loans Arlington TX by joining a credit union. You’ll find several credit unions including veterans, teachers and other professions. Credit unions are non-profit organizations, and they offer similar services as do commercial banks. The difference is that credit unions are owned by members and not shareholders. They are open to new members and can lend out money to members if when their credit history is bad.

Credit unions base their judgment on the member’s character and demeanor. When they accept your membership, you are sure to enjoy the perks designed for members. Getting a personal touch is one of the perks you receive when your loan application is being considered. When searching for a credit union, look for one that is in line with your profession or one that you share something in common. You should be able to identify with the credit union.

Explore Peer-to-Peer Lending

Peer-to-peer lending evolved a few years ago and it’s an adaptation that originated from the internet. Peer-to-peer lending is a fair alternative to traditional banks, and it pertains to individual lending. With peer to peer lending, you can agree to terms with a total stranger through online platforms. The stranger will overlook your bad credit score and offer you a loan.

Many peer-to-peer lending online platforms can offer you the bad credit loans Fort Worth TX you direly need. The individual lenders may choose to loan you based on your credit history or be more lenient with you because of competition with the traditional lending avenues. The risk is enormous for both parties because you can be tied to an unscrupulous lender. But if you find a good lender, you can develop favorable conditions.

In case your application is rejected because of bad credit history, get an interview with the lender who denied you. Once they accept the interview, get the appropriate documents to assure them that lending you is not a risk. Documents that can ascertain your creditworthiness include employers or landlord recommendations. Others are your list of assets, bank statements, tax returns and job history. Prepare for the questions and lay everything out during the interview and you are most probably going to get the loan.

Just like the unsecured loans, you should avoid taking payday loans by all means. Payday loans will leave you with nothing and you’ll have to start from scratch. As bad as your credit score may be, you can still search for personal installment loans with longer repayment terms and favorable rates.

Address - 4006 Belt Line Rd Suite 138 Addison, TX 75001 United States

Email - [email protected]

Phone - 6823079938

Website - D818 Consulting

Blog - How To Get Bad Credit Loans In Fort Worth TX

#bad credit loans

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chorusfm · 1 year

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Counting Crows & Dashboard Confessional Tour

Counting Crows and Dashboard Confessional are touring together. 06/13 – Omaha, NE @ Steelhouse Omaha 06/17 – Indianapolis, IN @ TCU Amphitheater at Winter River State Park ^& 06/18 – Cincinnati, OH @ PNC Pavilion ^& 06/21 – Milwaukee, WI @ Miller High Life Theatre ^& 06/23 – Highland Park, IL @ Ravinia Festival 06/24 – Sterling Heights, MI @ Michigan Lottery Amphitheatre at Freedom Hill ^& 06/26 – Moon Twp, PA @ UPMC Events Center ^& 06/28 – Niagara Falls, ON @ OLG Stage at Fallsview Casino ^& 06/29 – Northfield, OH @ MGM Northfield Park ^& 07/01 – Syracuse, NY @ St. Joseph’s Health Amphitheater at Lakeview ^& 07/02 – Canandaigua, NY @ CMAC ^& 07/05 – Saratoga Springs, NY @ Saratoga Performing Arts Center ^& 07/06 – Holmdel, NJ @ PNC Bank Arts Center ^& 07/08 – Wantagh, NY @ Northwell Health at Jones Beach Theater ^& 07/09 – Bethel, NY @ Bethel Woods Center for the Arts ^& 07/12 – Columbia, MD @ Merriweather Post Pavilion ^& 07/14 – Gilford, NH @ Bank of New Hampshire Pavilion ^& 07/15 – Boston, MA @ Leader Bank Pavilion ^& 07/18 – Providence, RI @ Providence Performing Arts Center ^& 07/19 – Bridgeport, CT @ Hartford HealthCare Amphitheater ^& 07/21 – Bethlehem, PA @ Wind Creek Event Center ^& 07/22 – Atlantic City, NJ @ Borgata Event Center ^& 07/25 – Selbyville, DE @ Freeman Arts Pavilion ^& 07/26 – Doswell, VA @ The Meadow Event Park ^& 07/28 – Virginia Beach, VA @ Veterans United Home Loans Amphitheater at Virginia Beach ^& 07/29 – Raleigh, NC @ Red Hat Amphitheater ^& 08/01 – Charlotte, NC @ Skyla Credit Union Amphitheatre ^& 08/02 – Charleston, SC @ Credit One Stadium ^& 08/04 – Fort Myers, FL @ Suncoast Credit Union Arena ^& 08/05 – Fort Lauderdale, FL @ Hard Rock Live ^& 08/08 – St Augustine, FL @ The St. Augustine Amphitheatre ^& 08/09 – Tampa, FL @ MIDFLORIDA Credit Union Amphitheatre ^& 08/11 – Alpharetta, GA @ Ameris Bank Amphitheatre ^& 08/12 – Albertville, AL @ Sand Mountain Amphitheater ^& 08/14 – Nashville, TN @ Grand Ole Opry ^& 08/18 – New Orleans, LA @ Saenger Theatre v 08/19 – Sugar Land, TX @ Smart Financial Centre at Sugar Land ^& 08/22 – San Antonio, TX @ Majestic Theatre ^& 08/23 – Irving, TX @ The Pavilion at Toyota Music Factory ^& 08/25 – Norman, OK @ Riverwind Casino ^& 08/26 – Tulsa, OK @ The Cove ^& 08/30 – Highland, CA @ Yaamava’ Theater ^ 08/31 – Phoenix, AZ @ Arizona Financial Theatre & 09/02 – Las Vegas, NV @ Pearl Theater & 09/03 – San Diego, CA @ The Rady Shell at Jacobs Park & 09/06 – Los Angeles, CA @ YouTube Theater ^& 09/08 – Lincoln, CA @ The Venue at Thunder Valley ^& 09/10 – Berkeley, CA 2 The Greek Theatre ^& 09/13 – Airway Heights, WA @ BECU Live Outdoor Venue ^& 09/14 – Bend, OR @ Hayden Homes Amphitheater ^& 09/16 – Seattle, WA @ TBD 09/17 – Seattle, WA @ TBD 09/19 – Bonner, MT @ KettleHouse Amphitheater ^& 09/21 – Boise, ID @ Ford Idaho Center Amphitheater ^& 09/22 – Salt Lake City, UT @ USANA Amphitheatre ^& 09/25 – Morrison, CO @ Red Rocks Amphitheatre ^& ^ Dashboard Confessional & Frank Turner --- Please consider becoming a member so we can keep bringing you stories like this one. ◎ https://chorus.fm/news/counting-crows-dashboard-confessional-tour/

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brooklynfamilydivorcelaw · 1 year

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Top Hotels near Brooklyn, NY neighborhood

Introduction

If you're looking for a hotel near Brooklyn, NY, then check out these top picks that are located close to area attractions like Prospect Park and the Barclays Center.

Hotel Le Bleu

Hotel Le Bleu is located in Brooklyn, NY, and it's a favorite of travelers who are looking for a boutique hotel experience. The hotel offers a complimentary shuttle service for guests. With a rooftop bar, restaurant, and pool, Hotel Le Bleu offers the perfect amenities for any traveler.

City View Inn Brooklyn

City View Inn Brooklyn is a great choice for those looking to stay close to the action in Brooklyn. It’s located in one of the most popular neighborhoods, only three blocks from the Barclays Center, and only 10 minutes away from Prospect Park. With easy access to public transportation and plenty of restaurants nearby, this hotel offers an intimate experience that feels like home.

The rooms are simple but well-maintained with hardwood floors, flat-screen TVs, and large windows allowing natural light into each space. There’s no restaurant on site but there are plenty within walking distance so you don't have far to go if you want something quick or more formal dining options nearby.

Nu Hotel Brooklyn

Located off the Brooklyn waterfront, Nu Hotel Brooklyn is a great choice for travelers who want to be close to all the action. The hotel offers guests a luxurious urban retreat with modern amenities and top-of-the-line service.

The hotel features an outdoor pool, hot tubs, a sauna, and a fitness center. The sleek rooms have high ceilings and large windows that let in lots of natural light—perfect for soaking up those famous New York City sunsets. There's also complimentary Wi-Fi throughout the property as well as free breakfast each morning at BKLYN Kitchen & Bar located onsite (breakfast includes eggs made to order).

Hertz Car Rental

Hertz Car Rental is located onsite, and there's also a rental car kiosk in the lobby. You can also walk to DUMBO from here as well (about 10 minutes). has a location at the airport, so you can avoid any unnecessary stress when picking up your car.

To get here from JFK airport: Take Bus No. B16 toward Flatbush Ave/Brooklyn Bridge Boulevard; transfer at Atlantic Ave Bus Terminal subway station onto L Train towards Jay Street - Metro Tech Station; exit at Court St N/Cadman Pl L train station; walk 2 blocks east on State Street; turn right onto Water Street is located at 100 Water Street, right near the hotel. To get here from JFK airport: Take Bus No. B16 toward Flatbush Ave/Brooklyn Bridge Boulevard; transfer at Atlantic Ave Bus Terminal subway station onto L Train towards Jay Street - Metro Tech Station; exit at Court St N/Cadman Pl L train station; walk 2 blocks east on State Street; turn right onto Water Street Hertz Car Rental.

Hertz Car Rental: New York City JFK Airport (JFK)

American Airlines Federal Credit Union: 94-05 Sutphin Blvd, Jamaica, NY 11435

American Airlines Federal Credit Union

The American Airlines Federal Credit Union is a credit union headquartered in Fort Worth, Texas. Founded in 1936, it is the largest credit union in the United States based on assets and has over 2.6 million members. The mission of AAFCU is to provide superior value to its members through quality member-focused products, services, and information while helping them achieve their financial goals.

Conclusion

So, we’ve covered some of the best hotels near Brooklyn. From a swanky hotel with a rooftop bar to a budget-friendly option with free breakfast, there’s something for everyone! You can even find yourself in an old church building one night and an art gallery the next. If you have any questions about where to stay or what to do while visiting this neighborhood, please don’t hesitate to contact us today.

Gordon Law, P.C.

Gordon Law, P.C. is a family law firm in Brooklyn, NJ that helps clients with divorce and related issues. We serve clients all over the DFW metroplex and surrounding areas, including McKinney and Plano. is a Michigan divorce law firm that helps couples navigate the difficult waters of divorce. We know how stressful and confusing this process can be, which is why we make sure to provide clear answers, expert advice, and compassionate support along the way. is a law firm that has been serving the San Diego area for more than 30 years. We know what it means to be a family, and we understand how important your marriage is to you. We take that into consideration when we’re helping you with your divorce case—whether it's an amicable one or not. You may find us online using these keywords Divorce Lawyer Brooklyn, Family lawyer Brooklyn, Custody Lawyer Brooklyn, and Child Lawyer Brooklyn.

Gordon Law, P.C.

32 Court St #404, Brooklyn, NY 11201, United States

347-378-9090

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premlatafinanceblog · 2 years

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aroundfortwayne · 3 years

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What’s Happening in the Parks: Week of September 27, 2021

New Post has been published on https://aroundfortwayne.com/news/2021/09/26/whats-happening-in-the-parks-week-of-september-27-2021/

What’s Happening in the Parks: Week of September 27, 2021

A list of Fort Wayne Parks and Recreation events and programs that are happening the week of September 27, 2021.

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puttingherinhistory · 4 years

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“ Madison, who works a customer service job at an airport spa, has an employee handbook that says “makeup should be well maintained” and “hands and nails must be well manicured.” She says the few men she works with just ignore these guidelines “because they’re meant for women but [it] doesn’t explicitly say that.” Her wages ($13.25 per hour + 15% retail commission) do not include additional pay to purchase manicures or makeup. During her interview, her now-boss commented on how nice her makeup looked and how well her shoes matched her purse—comments that make her feel like she needs to keep up that kind of appearance even though she already has the job.

It’s well known that a persistent wage gap exists for women workers in the United States, a gap that becomes even wider when race, industry, age and geography are taken into account. But less frequently discussed is the often silent expectation around appearance imposed on women workers, which has its own financial costs—known as the “grooming gap.” The grooming gap refers to the set of social norms regarding grooming and appearance for women, including the time women workers must spend to conform to these norms and the material consequences it has on their lives.

We’ve all heard the common advice to “look the part” at work. For men, that can often just mean business casual clothing and a short haircut. For women, it can mean hours spent each week on makeup, hair styling and curating an outfit that’s both attractive and professional.

The rules are usually unspoken; even when employers do not explicitly require workers to wear makeup, for example, women workers often feel required to wear it anyway.

They’re not wrong: Sociologists Jaclyn Wong and Andrew Penner found that physically attractive workers have higher incomes than average-looking workers, but that this relationship is eliminated when controlling for grooming in women. In other words, if you purchase the right clothes, makeup and haircut, higher wages are more within reach. It’s true that men need to abide by certain grooming rules, too, but they are less complex, less expensive and less time consuming. Men’s haircuts, for example, often cost much less than women’s haircuts—regardless of hair length. The grooming gap essentially constitutes a pay cut catch-22: If women don’t conform, they are paid less; if they do conform, they’re expected to use those higher wages on beauty products and grooming regimens.

Grooming costs for women can be extremely expensive; the global beauty industry, valued at $532 billion worldwide, directs aggressive advertising toward women to convince them they need to purchase a whole host of products to have a chance at being beautiful, well-liked or successful. The industry relies on maintaining impossible expectations around women’s looks so it can continue to rake in enormous profits. One 2017 study found the average woman puts $8 worth of product on her face each day; another found the average woman spends up to $225,000 on skincare and makeup during her lifetime. And then there’s the “pink tax”: Studies confirm that, 42% of the time, products marketed to women are more expensive than comparable products targeted to men.

The grooming gap also results in a loss of free time: 55 minutes each day for the average woman, the equivalent of two full weeks each year. Sara Nelson, president of the Association of Flight Attendants-CWA (AFACWA), says that, in her industry—a workforce that is 79.3% women—the expectation around appearance literally “interrupts your sleep”: Flight attendants get minimal rest between flights, and that rest time is further shrunk because they are expected to appear “perfectly coifed” before their next flight. Nelson says that all of her grooming tasks took 30–40 minutes each day (more than two hours in a five-day work week). Madison agrees: it takes her 45 minutes to do her makeup and style her hair before her 7 a.m. shift—and she wakes up at 5 a.m. to get it all done. Prior to this job, Madison says she worked at the beauty department at Target, where she spent $200 on products every other week.

Restaurant and hospitality workers are perhaps hardest hit by the grooming gap, as they rely on tips to survive. When I was a barista in 2010–2011, the only official dress code rule was to wear closed-toed shoes, for safety. Still, I knew I had to show up looking pretty to pay the rent; I made less than $10 an hour and I needed the tips.

Katie, 36, a veteran bartender and server in Fort Smith, Ark., says at her current job, it’s “understood” she should wear makeup. At a previous restaurant, a manager even told her and her coworkers they would “make better tips if [they] wore makeup.”

“Based on my own appearance—weight fluctuations, makeup versus no makeup, jewelry versus no jewelry—there’s a definite difference,” Katie says. She adds that she was passed over for the most lucrative bartending shifts at her previous job after overhearing her managers say they wanted “cuter girls” to bartend instead.

Multi-billion dollar industries also market fad diets and anti-aging products to women. Both Katie and Jeeva, 24, a bartender and member of UNITE HERE, the union representing hospitality, hotel and airport workers, worry about aging. “As you get older, as a female bartender, your tips can go down,” Jeeva says. Katie says she “hope[s] to leave [the service industry] in the next 10 years, before I get too ugly.”

The grooming gap’s effects are compounded for women of color. According to Restaurant Opportunity Center, restaurant owners look for workers who are “clean-cut, [have] good hygiene or a professional appearance, all potential code words for race.” For instance, Black women spent $473 million on relaxers, weaves and other hair care in 2017, in part because of racist ideas that natural Black hair is not professional or attractive. Black workers annually spend nine times more on hair and beauty products than other workers.

For transgender women, too, there can be an added layer of work, stress and self-consciousness. Autumn, who transitioned while at her current publishing job in Washington, D.C., says she quickly realized how much time and energy it takes to perform femininity for work. She used to spend 20 minutes to get ready in the morning, but now takes at least 45 minutes. Autumn adds, “I have to do things that cis women don’t have to… [but] it’s gotten easier with time and practice,” like tucking and dealing with facial hair. Because she presents extremely femme, Autumn says she hasn’t dealt with enforcement around her appearance, but other women workers around the country have been disciplined and even fired for appearing insufficiently feminine. Women workers have sued—and won—over gender discrimination that manifests as attractiveness discrimination.

Nat, a trans woman who works at a union in the Washington, D.C., area, says, “I didn’t feel like I was allowed to be a woman if I liked masculine things. It delayed any kind of self-reflection” about gender and identity “for such a long time.”

At work and in the world, all women—cis and trans—feel the pressure to conform to normative standards of femininity and attractiveness. But the solution to this problem isn’t to throw away all the eyeshadow or take out a new line of credit for weekly manicures. The solution is to organize together.”

Continued in the link to the article, but uh

TL;DR: There’s a significant wage gap between women who conform to traditional feminine beauty standards by, for example wearing makeup and heels and using a lot of hair and beauty products, and the women who don’t. Meaning women are financially punished for not conforming to femininity or beauty standards. The gap is worse for women of color and trans women because there’s higher beauty standards for women of color and trans women.

And when women do get those higher wages by playing the game and conforming to beauty standards and femininity, they have to spend 2x-3x+ more on grooming and their appearance than their male colleagues, so those high wages just disappear and go right back into keeping up their looks, making it difficult if not impossible to keep up financially with men, this isn’t even mentioning how much more time women lose each day to having to keep up their “professional” appearance compared to male colleagues.

#Feminism #Womanism #intersectional feminism #beauty #beauty standards #cosmetics #makeup #make-up #fashion

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philbrannen · 3 years

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Excellent Car Dealerships Near Fort Valley, Georgia

A Georgia car dealership could be an ideal option if are looking to buy new cars. There are a variety of car dealerships in Georgia. If you are looking to secure the most favorable financing terms for your new car purchase, you'll need to research. Dealerships have different financing plans to suit many different types of customers. Before you take on any type of financing, it is essential to understand the interest rate and all details. Additional assistance is available at https://www.philbrannenfordofperry.com.

When it comes to buying automobiles in Georgia there are three types of financing. The first kind of financing is referred to as an auto dealership loan. These kinds of loans are commonly referred to as "purchase money" loans due to the fact that they require that the customer initially finance the car through the dealership prior to making a purchase. Dealerships typically finance up to 80 percent of the price of the vehicle. You will get a final credit score from the dealership that is comparable to your credit score. This means you are not eligible for a loan depending on your credit score.

Your second alternative is a credit-based dealership loan. These loans require you to purchase the car on the credit you have built up. Then you can finance the remainder of the car with a dealer financing loan. This financing program will use your credit score as the primary basis for the interest rate. This could reduce your credit score a bit but it will also give you the chance to secure the most competitive interest rate.

The most popular car financing program in Georgia is known as an installment loan. An installment loan requires that you pay off the balance of the car by monthly installments. This method of financing works well for those who need to purchase a car urgently, do not have funds readily available or you don't want to deal with a dealer. Many people turn to this method when buying their first car since it does not require them to obtain financing. The payment schedule is determined by your financial situation. Each month, you will make one payment towards the total car cost.

Car financing programs in Georgia are not solely dependent on credit score and credit history. Dealerships will also consider your income and credit history if they think that you are not able to repay the loan. They will also examine your employment history and any outstanding loans. These aspects will all be taken into consideration when determining your interest rate.

Before you decide on a financing plan, think about the cost per month of a car. Also, you should consider the cost of maintenance as well as insurance and gas if you plan to drive the car for the long term. The cost per year of owning a car is substantial, and it is recommended to pay a small amount each month for the long-term to pay lower monthly costs. You should consider the tradeoff of lower monthly installments and potentially lower costs in the long term.

In Georgia the majority of people own a car for many years. Car loans are an option for those who don't wish to purchase a brand new car every single year. They can finance the car's costs with a dealer loan, and the interest rate could be locked over the duration of the loan. If you've got a great credit score, you'll have no problem qualifying for this type of loan. Dealerships typically offer this kind of financing and you can save money by paying a lower interest rate.

A car loan in Georgia is simple, however you should do your research and use only approved sources. There are numerous reliable dealerships offering this financing, however they usually require a credit test to approve the loan. Be sure to check your credit score to see whether you're eligible. A Georgia credit union or car dealer will assist you in financing your new or used car.

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brooklynmuseum · 4 years

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Stronger Together

Hey Brooklyn,

We know that this is a precarious time in New York, and we want you to know we got your back. The Brooklyn Museum has been keeping the community at the center of our heart and mind. We are here to support you with art, culture, and most importantly love. During this time, it is important we continue to uplift and love each other, because to love is necessary work, and it is in love that we learn to build community, thrive, and lead under any circumstances. So, you know what to do! Check out the resources below, and tell a loved one to tell a loved one.

If you have questions, or have more you wish to see or to spotlight, reach out. We want to hear from you! Please email [email protected].

Text 'COVID' to 692-692 to get important COVID-19 related updates sent straight to your phone. You can text 'COVIDESP' to get updates in Spanish.

Local Business Highlights of the Week:

Our quick fix for all flavors of chicken and waffles, Sweet Chick, is finally open for takeout and delivery only noon - 9pm everyday!

Sweet Science is a warm neighborhood eatery where you can always enjoy a quality meal and a great drink.Though we're missing their hip-hop gallery, takeout & delivery food and cocktails (try their frozen drinks!) menu available Tuesday - Sunday, 2:00 pm - 8:00 pm.

Census

Complete the 2020 Census today at my2020census.gov!

Resources for artists, freelancers, and gig workers

Freelancers Union Freelancers Relief Fund will offer financial assistance of up to $1,000 per freelance household to cover lost income and essential expenses not covered by government relief programs.

The Artist Community Relief Fund supports artists and arts workers in the Lower East Side and Chinatown community affected by the COVID-19 pandemic. It provides unrestricted $250 emergency grants.

BxArts Factory Emergency Fund to Support Artists / Volunteers: an emergency fund through Go Fund Me, which will make proceeds available to artists directly connected to BxArts Factory in the Bronx.

Freelance Audio Fund provides emergency relief to the professional audio community impacted by COVID-19.

Facebook Small Business Grants Program - Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where they operate.

Food Resources

These guides by the Hunter College Food Policy Center list all food options (including stores that offer delivery and take EBT), by neighborhood.

Find resources like how to get funding for food and where to go to find food.

For LGBTQIA+ Communities

Black Excellence Collective: Black LGBTQIA+ mutual aid relief fund for vulnerable community members, including older adults, people with disabilities, those who engage in sex work, people who are undocumented, and those who are housing insecure. Black Trans Media: provide Black TGNC people and low-income communities of color in Brooklyn with supplies, cooked meals, groceries, and support as well as digital spaces for organizing and documenting communities' response to the pandemic. Fearless Femme 100: provides free mental health services to queer Black and Indigenous residents in Brooklyn.

People Who Are Formerly or Currently Incarcerated Center for NuLeadership on Urban Solutions provides post-release support for returning citizens in Brooklyn, including legal advocacy and community connections.

Support Release Aging People in Prison - RAPP to advocate for the release of older adults in prison, who are at greater risk of contracting COVID-19.

For Sex Workers

SWOP Brooklyn created this relief fund that will be providing monetary aid to sex workers in the New York City area who have been impacted by the COVID-19 pandemic. SWOP Brooklyn also has a panel discussion Saturday, May 23 at 6:00pm on Sex Workers during this pandemic, and resources that can be given to them.

Undocumented Citizens

The New York State Youth Leadership Council is compiling this live document of resources in NYC around COVID19 support efforts. We are prioritizing resources open to undocumented people.

Guidance for People Who Use Drugs and Harm Reduction Programs

These guides for people who use drugs and harm reduction programs were created by: Higher Ground Harm Reduction, Reynolds Health Strategies, Harm Reduction Coalition, and Vital Strategies.

For Workers Who Need Childcare

Are you a parent who needs childcare while you work during the COVID-19 outbreak? Our volunteers are here to help you find the safest, lowest-cost options for your family.

Housing for Frontline Workers

Let’s find you a place to call home during your COVID-19 support work. AirBnB partnered with hosts to connect 100,000 healthcare staff and first responders with frontline stays so they can be close to their patients and safely distanced from their own families.

Internet and Technology

To help students stay connected during emergencies, the NY Department of Education is lending internet-enabled iPads to support remote learning for students. If you would like to request a device for a NYC student in your family, please fill out the form. The DOE will use the contact information you provide to get in touch with you to discuss when and where you can pick up a device. Priority will be given to students most in need, and all devices are granted on a temporary basis and will later need to be returned. There is a limit of one device per student. List of U.S Providers offering free Wi-Fi or special accommodations for 60 Days.

Remember to Follow Our Elected Officials For News:

See what NY Senator Gillibrand is advocating for in Capitol Hill for New Yorkers on Twitter! We are Tremendously thankful for her support for Culture during this time. Thank her for us too!

What’s going on da Hill? Follow our Senator Chuck Schumer on Twitter. We thank him for supporting NY through this pandemic, and supporting all valuable institutions in the Senate. Thank him for supporting the Brooklyn Museum so we can continue to support you! Don’t forget to @ him!

Stay up to date with information provided by Governor Cuomo. Follow our New York State governor on Twitter, Facebook and Instagram for up to date information regarding new health guidelines closures, and executive orders.

The Mayor has a new Daily Message available on Twitter, Facebook, Instagram and YouTube every morning. If your constituents have questions, comments or concerns, they want him to respond to, they can send them using the hashtag #AskMyMayor

The City Comptroller’s COVID-19 Resource Center contains critical information on the many government programs available to assist New Yorkers in need, recent policy changes regarding health and safety, options for financial support for residents and businesses alike, and organizations to reach out to for additional assistance.

The Office of the Brooklyn Borough President provides the most up-to-date information and resources to Brooklynites. Follow these pages regularly and follow Brooklyn Borough President Eric Adams on social media for real-time updates.

Congresswoman for the 9th District, Yvette D. Clark is working hard in Congress to support our local communities. Follow the Congresswoman on her Twitter to receive updates on what is going on in Washington DC and resources available in your ‘hood! Thank her for supporting the Brooklyn Museum during this pandemic. @ her on at twitter, you heard?!

Follow updates and news from Council Member Laurie A. Cumbo on Facebook and Twitter. Cumbo serves as the Council Majority leader for Brooklyn’s 35th District- Fort Greene, Clinton Hill, Crown Heights, Prospect Heights and Bed-Stuy.

Check out New York City Council Member Brad Lander’s resource page aimed to help NYC-based freelancers and artists navigate these uncertain times. Have your voice heard, fill out the survey and explore what benefits might be available to you. Follow him on Twitter for important updates.

Follow updates from the NYC City Immigrant Affairs office on Twitter interested in renewing your DACA application form. Call ActionNYC at 1-800-354-0365.

Ay-O (Japanese, born 1931). Basket of Fruit with Flowers, 1971. Color serigraph. Brooklyn Museum, Gift of Mr. and Mrs. Robert L. Poster, 77.279.7. © artist or artist's estate

#coronavirus #community resources #brooklynmuseum #brooklyn #community #covid-19 #strongertogether #brooklynstrong #brooklyn museum #nyc

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jumbomortgagesatlanta37 · 3 years

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Understanding Mortgages - Just what Mortgage?

Jumbo Mortgages Atlanta

When a person purchases home in Canada they will generally remove a home financing. Which means that a customer will borrow money, a home financing loan, and rehearse the home as collateral. You will contact a Real estate agent or Agent that is utilized by a home financing Brokerage. A home loan Broker or Agent will discover a lender ready to lend the mortgage loan on the purchaser.

Jumbo Mortgages Fort Lauderdale

The bank from the mortgage loan is often an institution like a bank, credit union, trust company, caisse populaire, finance company, insurance carrier or pension fund. Private individuals occasionally lend money to borrowers for mortgages. The financial institution of the mortgage will get monthly interest rates and can have a lien around the property as security the loan will probably be repaid. The borrower gets the mortgage loan and make use of the cash to get the house and receive ownership rights on the property. Once the mortgage is paid fully, the lien is removed. If your borrower ceases to repay the mortgage the lender will take having the house.

Mortgage repayments are blended to add the amount borrowed (the principal) along with the charge for borrowing the amount of money (the eye). The amount of interest a borrower pays depends upon three things: simply how much has been borrowed; the interest rate on the mortgage; as well as the amortization period or the time period the borrower takes to settle the mortgage.

The length of an amortization period is determined by just how much you can afford to spend month after month. The borrower pays less in interest in the event the amortization rates are shorter. An average amortization period lasts 25 years or so and can be changed if the mortgage is renewed. Most borrowers opt to renew their mortgage every 5yrs.

Mortgages are repaid over a regular schedule and are usually "level", or identical, with each payment. Most borrowers decide to make monthly payments, however, some choose to make weekly or bimonthly payments. Sometimes mortgage payments include property taxes which can be forwarded to the municipality on the borrower's behalf by the company collecting payments. This is arranged during initial mortgage negotiations.

In conventional mortgage situations, the down payment over a residence is at the very least 20% of the price, together with the mortgage not exceeding 80% in the home's appraised value.

A high-ratio mortgage is when the borrower's down-payment on a residence is less than 20%.

Canadian law requires lenders to acquire home loan insurance through the Canada Mortgage and Housing Corporation (CMHC). This is to safeguard the lender when the borrower defaults for the mortgage. The price of this insurance is usually passed on to the borrower and could be paid in a single lump sum payment when the property is purchased or put into the mortgage's principal amount. Home mortgage insurance plans are totally different from mortgage insurance coverage which takes care of a home financing completely if your borrower or the borrower's spouse dies.

First-time home buyers will usually seek a home financing pre-approval from your potential lender for the pre-determined mortgage amount. Pre-approval assures the lender that the borrower can pay back the mortgage without defaulting. To get pre-approval the lending company will conduct a credit-check on the borrower; request a summary of the borrower's debts and assets; and ask for personal data like current employment, salary, marital status, and variety of dependents. A pre-approval agreement may lock-in a certain rate of interest throughout the mortgage pre-approval's 60-to-90 day term.

There are several various ways for any borrower to secure a mortgage. Sometimes a home-buyer chooses to take in the seller's mortgage which is sometimes called "assuming a pre-existing mortgage". By assuming an existing mortgage a borrower benefits by spending less on lawyer and appraisal fees, do not possess to rearrange new financing and could get an interest lower than the interest rates obtainable in the actual market. Another option is good for the home-seller to lend money or provide a number of the mortgage financing to the buyer to buy the home. This is what's called a Vendor Take- Back mortgage. A Vendor Take-Back Mortgage is sometimes offered by less than bank rates.

From a borrower has got a new mortgage they have selecting taking on another mortgage if more money is required. An extra mortgage is generally coming from a different lender and it is often perceived by the lender to become and the higher chances. Due to this, another mortgage commonly has a shorter amortization period as well as a higher interest.

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