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Spoken like a Promise
Florida’s finger hovered over send, rereading the simple Spanish sentence over and over again. 
He hated feeling like this, he was the chaos state, he threw himself at danger without a second thought, and barely a first thought. He shouldn’t care so much, or feel so messy, or be so scared. 
He stared at the years of text messages he’d sent his father, he had never replied. Florida only got his number from one of Loui’s pa visits. 
Loui’s pa visited him. 
He wasn't jealous, he couldn't be, not when France practically treated him like another son.  
He sent the message and threw his phone down, adding to an essay worth of unread words. Florida could barely write in English, too worried that it would replace Spanish, he couldn’t handle the disappointment if his father finally returned only to find Flordia didn't know their language. 
No matter how much easier reading would make his job or how long it's been since he’d last seen Spain, he didn't trust his dyslexia with the grammar rules of two languages. The memories of learning to read and write the first time grated against him, putting the final nail in the coffin of ever trying again. 
He hated feeling like this. 
He needed company, the quiet made him want to tear his skin off. He considered calling Loui but hesitated.
Loui was his perfect partner in every way, he made him think his ideas through without ever shutting him down but Loui wasn’t safety, he was caution. 
Loui made him think just realistically enough to make sure his plans went off without a hitch or a fatal injury, he brought him down to earth.
The last thing Florida wanted was to see this situation realistically, he wanted to be up in the clouds, untouchable, safe. 
When was the last time he had felt that safe, it had been in the Spanish empire, hadn't it? But that wouldn’t make sense, what about Spain was safe-?
.
.
.
Oh, he knew what it was. 
Florida curled up, pulling his legs against his chest, giving one last look to his phone before snapping away. 
“Oh, for the love of god! What the fuck do you want-?!” California paused his indignation at Florida, once again, teleporting directly into his house with no warning when he saw the other state. 
He was sitting on the floor, facing away from California, his head pressed between his knees. 
“Oh wow uh, you all aight dude?” He tilted his head to the side to try to get a look at his face. 
Florida peaked an eye out before turning his body just enough to make grabby hands. 
“Oh,” California just barely said before sliding off the coach to join Florida on the ground. He scarcely had a chance to open his arms before Florida barrelled into him, wrapping both his arms around California’s back, squeezing his face against his chest.
California rested his arms over Florida’s lower back, his brother could almost hear him mentality scrambling for the correct thing to say. In the meantime he enjoyed the feeling of his gentle breathing. 
He doesn't think the Spanish Empire was ever safety, he left every interaction queasy. 
But then he would turn to the room just down the hall with the door that was always open to him; where his brother would be waiting with open arms, a quip on his tongue about their father’s behavior that almost convinced Florida they were a normal functional family and a gentle hum on his soft voice that would lure him to sleep no matter how worked up he was. 
That was safety. This was safety. 
“This about Spain?” Cal asked quietly. Florida blearily opened eyes he didn't remember closing. “I can’t think of another reason you’d come to me over literally anyone else.” 
Florida nodded after a moment, feeling a hand start carding through his hair. “He still won’t say anything to me, even now, when texting would literally be so quick but nooooooooooo.” 
Cal sighed softly in that way he always does when Florida has expectations for their father. “He always could have sent a letter.” It comes out bitter. 
Flo huffs, “Yeah but that's like, sooo much work, I get it.” 
The bitterness only gets darker. “He had, centuries.” 
Florida doesn’t respond, he knows from experience that no matter how hard he pushes Cal would never outright state exactly what he thinks but he decides against risking it anyway. 
He nuzzles further against him. “Can you sing me something?” 
He snorts, “you want me to rub your back too, little prince?”
“Hey, I’m still older than you,” Florida groans. “And yes, please.” 
One of Cal’s arms keeps a tight grip on Flo while the other begins to trail across his back. He starts humming the tone of an old lubally he would  sing to him as colonies, occasionally slipping into lyrics where he remembered them.
The song evolved into something Florida didn’t recognise as the moment stretched on but it was soft and comfortable so he really couldn't care. 
It wouldn’t take long before the heat of the room became unbearable between the two of them. California’s smell of citrus and salt water reflected his own, with a mix of vanilla and wildfire smoke.  
“Am I a bad big brother?” Flo heard Cal’s voice hitch in his throat as his body stiffened under him. 
Florida felt himself drawn further up, his head tucked under Cal’s chin, their chests pressed firmly together. “No. Never. You’re the best I could have gotten.” 
“I’m, pretty sure this is supposed to be the other way around.” Flo’s grip tightened, his hands tangling in spools of hair spilling across Cal’s back. He wasn’t sure he had ever held his brother in the same way before. 
“You always took the brunt of it, this is the least I could do.” Florida was destructive, hyperactive and had a distaste for all and any authority figures - a textbook problem child.
The fact that California only set things on fire accidentally made him pretty well behaved by comparison. 
“Maybe you would have gotten some of dad’s attention if it wasn’t for me.”
“God please, the last thing I needed was more of Spain’s attention.” A shiver ran through Cal so deeply Florida half thought it was an earthquake. He spoke more quietly. “I’m not sure what I would have done without you, what he would have done if we were alone for all that time.” 
A question pushed itself to the front of Florida’s mouth. 
California refused to talk about what happened in the years after Florida left the empire for the union; All he knew was by the time Cal became a US territory he had stopped calling Spain his father, had a desperate need for independence and was somehow even more protective over Florida. 
He swallowed it back, he was sure if he could handle the answer right now if his brother actually told him this time
“He loved us.” He said instead, it came out far away and distant. “I remember, even if he doesn't anymore. I bet he could again.” 
California didn't respond.
“He chose to take us in.” Florida continued. “That has to mean something.”
“Colonies were a useful form of power consolidation. Participating was necessary to keep pace with the other European empires.” He had taken on that annoying condescending monotone voice that made Florida blood boil. 
“He didn't have to adopt us, he didn't have to raise us. Britain never treated his colonies like children, at least not the OG 13.” Cal just dismissively sighed. A growl bubbles in Flo's throat before he keeps rambling. “We could have been anything else to him-”
Cal went still, so still that Flo pulled back to check his face after making sure his heart was beating.  
He saw foggy eyes that threatened tears, “yeah… yeah, you’re right, we could have- he could have- Anything.” California was barely talking to Florida anymore. 
“Cali?” Flo had gotten lost again - he was doing so good this time. Why was Cal’s voice so breathy, why was he so scared, like ‘anything’ meant something else, something more. “You know something I don’t again.” 
He looked back at him, blinking his eyes clear. “Right, sorry dude.” He takes a deep breath. He gave a weak smile after a moment before going in for one last tight squeeze. “We’re okay now, that’s what matters. It's only going to keep getting better.” 
He speaks it like a promise.
 Flo beamed, that manages to get a proper smile out of Cal. Satisfied, he leans back and lets his brother get up. 
Florida takes the hand Cal extends to him.
--------
the most siblings ever
if y'all wanna speculate on what happened between Spain and Cal i'm all ears, i wanna see your fear of your own imagination
first fic in years be soft with me
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How to Find the Best Deals on Quick Delivery Furniture
Furniture that can be delivered quickly, typically a few days or a week, is referred to as quick delivery furniture. It contrasts with the usual furniture delivery process, which can take weeks or months to complete. When an order is placed, furniture that can be delivered immediately is frequently kept in warehouses and may be delivered promptly.
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With a variety of types and designs that may be delivered to your door within a few days, many internet stores focus on quick delivery furniture. Fast-delivery furniture can encompass anything from sofas and chairs to beds and dining tables. It's a popular choice for folks who require furniture immediately, such as those moving into new homes or replacing outdated furniture at the last minute.
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Compare prices - Selecting the first furniture store you see is sometimes the best option. Comparing costs and delivery times at a few retailers is a good idea. You could find a better offer somewhere else.
Look online - Numerous online companies offer quick-delivery furniture and may offer more affordable prices than traditional brick-and-mortar retailers. Additionally, you can use websites that compare prices to locate the most fantastic offers.
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Look for sales - Watch out for deals and discounts. Numerous shops provide discounts on particular products or at specific seasons.
Verify the shipping charge - Some retailers might not charge anything for furniture that needs to be delivered quickly, while others would. When comparing pricing, remember to account for the shipping fee.
Read reviews - Read reviews from other buyers of the same product before deciding. It can help you understand the product's quality and the dependability of the delivery service.
These pointers will help you locate the most affordable quick-delivery furniture without compromising comfort or quality.
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Quick delivery of furniture might be cost-effective if you require furniture right now. It is impossible to wait weeks or months for typical furniture delivery, particularly if you've recently moved into a new house or urgently need replacing furniture. Furniture with quick delivery is sometimes more expensive to deliver. On the other hand, many online merchants provide free shipping on selected items or if you spend a specific amount.
You might discover an excellent deal if you're willing to browse around and compare costs. To ensure knowledgeable assistance and support, rely on Florida Furniture Logistics as your furniture delivery service provider.
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mariacallous · 1 year
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In June, as the sun set on Dublin, Ohio, a well-to-do suburb of Columbus, several dozen people dressed in golf shirts and floral shifts filed into a small auditorium to listen to a talk by a new neighbor. Vivek Ramaswamy, a thirty-seven-year-old entrepreneur, had settled in the area with his wife and toddler son after making a large fortune as the founder of a biotech company. Now, thanks to dozens of appearances on Fox News to criticize “cultural totalitarianism” enforced by liberal élites, he was closing in on fame as a conservative pundit. In the past year, he had cast aspersions on Black Lives Matter and “the death of merit”; mask mandates and U.S.-border protection; public-school curricula and the actor Jussie Smollett. All the flame-throwing had established him, in the words of one anchor, as the network’s “woke and cancel-culture guru.”
Ramaswamy has perfect-looking teeth, a high forehead, and a thick shock of hair that rises into a swirl at his crown. Out on the sidewalk, he’d hastily replaced his flip-flops with sneakers, in a nod to formality. At the front of the auditorium, perched on a stool, he spoke into his microphone with a showman’s brio, as if addressing a far larger crowd. He enjoyed forums like this, “where there’s no agenda, there’s no objective, other than to create spaces for open conversation, for people to be free to say, and feel free to say, the kinds of things that they might have wanted to say behind closed doors,” he said, smiling brightly. The true test of the strength of a democracy was not, he argued, how many people voted. It was “the percentage of people who feel free to say what they actually think, in public.”
One of the opinions he wished to air to those assembled was that “woke-ism”—a belief system that Ramaswamy sees as an insidious secular creed—has overtaken religious faith, patriotism, and the work ethic as a key American value. Corporate virtue-signalling and hypocrisy are everywhere, he told the audience. “Let’s muse about the racially disparate impact of climate change as you fly on a private jet to Davos,” he said, to laughter from the nearly all-white crowd. C.E.O.s were recruiting “token” people of color for their boards in the name of diversity while refusing to seek out diverse points of view. The Walt Disney Company was self-righteously protesting Florida’s “Don’t Say Gay” law after cutting deals with the repressive Chinese government to film footage for “Mulan” in Xinjiang.
To Ramaswamy, such corporate do-gooderism—and especially environmental, social, and governance investing, known as E.S.G.—is a smoke screen designed to distract from the less virtuous things that companies do to make money. Amazon donates to organizations that aid Black communities while firing workers trying to unionize. Nike produces advertisements with the civil-rights activist and former N.F.L. quarterback Colin Kaepernick while exploiting workers in Asia. Many such companies, he intimated to the audience, were building tacit alliances with the Democratic élite.
That corporations are given to hypocrisy is hardly a novel observation. But Ramaswamy’s twist on the familiar critique, which he laid out last year in a book entitled “Woke, Inc.: Inside Corporate America’s Social Justice Scam,” is to place E.S.G. investing at asset-management firms like BlackRock, Vanguard, and State Street at the center of what ails American life. He calls this kind of socially conscious investing—not political corruption or dark money, not election denialism, not disinformation—the gravest danger that American democracy faces today. E.S.G., he told his audience, lets the private sector “do through the back door what our government couldn’t directly get done through the front door.”
The three top asset-management firms collectively hold more than twenty trillion dollars in retirement funds and other capital, about the same as the national gross domestic product. And the stocks that the firms control give them extraordinary influence over almost every public company in the world. “It’s not a right-leaning issue, it’s not a left-leaning issue,” he said. Private-sector attempts to address climate change are not only laughably insincere, he argued; they’re encroaching on work that should be done by the government—and only if the citizens agree.
Ramaswamy’s crusade against E.S.G. is based on a pair of seemingly contradictory ideas: that attempts by companies to address societal problems are cynical and ineffective, and that those attempts also pose an existential threat to the democratic process. But such inconsistencies are often obscured by Ramaswamy’s frictionless oratorical style—a brisk patter, peppered with references to Hobbes and Hayek, that wends toward well-modulated moments of outrage. In Dublin, his words had gray and blond heads bobbing in agreement.
Ramaswamy’s mother worked as a geriatric psychiatrist; his father was an engineer and a patent lawyer at General Electric. They came to the U.S. from South India before Vivek was born, in 1985. Growing up in the Cincinnati area, Vivek established himself as an overachiever: an accomplished pianist, a nationally ranked tennis player, and the valedictorian of his Jesuit high school. He graduated from Harvard College and Yale Law School, worked at a hedge fund, then started a pharmaceutical company, Roivant Sciences, where he made hundreds of millions of dollars. That a chunk of this wealth derived from a failed effort to bring an Alzheimer’s drug to market is something he doesn’t dwell on in speeches.
After Ramaswamy emerged from that failure, his cutting one-liners, which he deployed in “Woke, Inc.” and on Twitter, attracted notice at Fox News, and last year he left his pharmaceutical venture behind. His mother, Geetha, had never heard of Tucker Carlson or watched Fox News before her son started showing up on the network. “I wish he could be on other channels as well,” she told me. But, to her chagrin (and to his, though he’s slower to admit it), other networks weren’t biting.
In recent years, Ramaswamy has contemplated a move into politics—something he discussed with a friend from law school, J. D. Vance, a venture capitalist who was just elected to the U.S. Senate in Ohio. But if the event in Dublin, organized by a marketing executive, felt vaguely like a campaign stop, Ramaswamy was there to promote more than policy ideas. Although he’d begun his talk by saying “there’s no agenda,” it eventually turned into a sales pitch for an investment company he’d just started. The company, Strive Asset Management, had the financial backing of the billionaire Peter Thiel, Vance’s V.C. firm, and other investors, and intended to compete with BlackRock and its peers. Although Ramaswamy was still hiring and searching for office space, he told the audience that Strive would soon offer investment funds, at fees competitive with BlackRock’s, that wouldn’t ask the companies it invested in to “push political agendas.” It would ask them only to deliver quality products and services and to make money for shareholders.
As the talk concluded, anti-woke investing didn’t appear to be foremost on attendees’ minds. Two women descended on Ramaswamy with smiles as broad as his own. They’d founded their own K-12 school after criticizing what was being taught at their children’s private school. They planned to center virtue and patriotism in their new curriculum. Would Ramaswamy like to meet with them to discuss it further? (He would.) Two more women approached: would he attend their “Freedom Rally”? (He was supportive but noncommittal.) A man with a thick and bristly mustache pulled in close, stared him in the eyes, and asked, “When’s the last time you read ‘The Art of War’?” (“Uh, high school?”) Ramaswamy turned away to relieve his wife, Apoorva, a doctor who was eight and a half months pregnant, of their restless two-year-old son. By the time he turned back, a woman in a bright-red top was confiding that she, too, was concerned about the local schools. As Ramaswamy’s son dipped his hand in a cup of water and appeared ready to burst into tears, the woman said, “We’ve worked so hard to get rid of the gender-identity stuff. Now we want to . . .”
A shadow flickered across Ramaswamy’s face. “Don’t talk about that so much,” he told her while also signalling to his wife and a body man who was travelling with him that it was time to move on. “Talk about what you want to replace it with instead—civic education, American history, patriotism.”
The term “woke,” which dates back nearly a century, was initially used in Black communities to describe a raising of consciousness and has since become a catchall denoting awareness of a range of social-justice issues. In recent years, “wokeness” has also become, in conservative circles, a subject of suspicion and ridicule: shorthand for performative righteousness, like “political correctness” before it. Opposition to woke principles has become a business opportunity, too. A former Green Beret has found success with a “patriotic” coffee brand, Black Rifle, based in Salt Lake City. The conservative commentator Sara Gonzales founded American Beauty, a cosmetics company “for women who love America.” (Lipstick shades include Freedom Fighter and Triggered.) Vanessa Santos, who runs a right-leaning public-relations firm called Red Renegade PR, told me that the market for anti-woke goods is niche but ardent. “People want to buy something that’s patriotic,” Santos told me, and “they want to know the kind of person who’s behind the product.”
Ramaswamy’s Strive isn’t even the only “anti-woke” asset-management firm to launch in the past few years. In 2020, the money managers William Flaig and Tom Carter started the American Conservative Values E.T.F., a fund that boycotts companies deemed to be supporting a liberal agenda. 2ndVote Funds, which offers two products and emphasizes conservative and faith-based values, appeared the same year. Last month, Strive surpassed both outfits in size, announcing that it had more than five hundred million dollars in investment assets after its first three months.
What Strive sells are E.T.F.s—exchange-traded funds, which consist of a basket of stocks or bonds, similar to a mutual fund. The first E.T.F. that the firm introduced invests in energy companies. It was soon followed by an E.T.F. that focusses on the semiconductor industry. Strive also began a publicity campaign targeting seven companies—Amazon, Apple, Chevron, Citigroup, Disney, ExxonMobil, and Home Depot—that Ramaswamy claims would be more profitable if they abandoned their E.S.G. goals.
The creation of firms like Ramaswamy’s represents a countermovement to a phenomenon that itself was a countermovement. E.S.G. investing arose in part as a response to the concept of shareholder primacy, which Milton Friedman famously articulated in a 1970 essay in the Times. Corporations should not be concerned with the public interest, such as reducing discrimination and pollution, he argued. Managers’ only duty was to maximize the profits of shareholders, the company’s true owners—an idea that, for obvious reasons, was instantly appealing to many investors.
The opposing argument, which came to be known as stakeholder capitalism, contended that when companies made decisions they had a responsibility—financial as well as ethical—to everyone affected by their dealings. As such, they might weigh factors other than profit, such as environmental impacts and the well-being of workers and communities. The term “E.S.G.” was first formally proposed in a 2004 U. N. Global Compact report. Specific ways of measuring a company’s E.S.G. performance have since been refined into a scoring system. Pension-fund managers, for example, might use the scores to evaluate long-term risks such as climate change and demographic shifts, to avoid squandering the money of workers who would depend on their retirement funds in the future. Some companies game their E.S.G. scores and exaggerate their “responsible” choices as a cynical marketing strategy. But even companies that take the goals seriously aren’t motivated primarily by virtue. Rebecca Henderson, a Harvard Business School professor who consults with companies on sustainability, said, “I promise you, these companies want to make money.” But, she added, executives are also eager to stay viable in a future in which carbon might be taxed and more employees and consumers will avoid companies that pollute heedlessly or mistreat their workers.
Larry Fink, BlackRock’s C.E.O. and a proponent of E.S.G. investing, is a favorite target of Ramaswamy. As a shepherd of around eight trillion dollars in investor money, Fink has urged companies to adopt plans to become carbon neutral and ultimately transition to a post-carbon economy. Ramaswamy contends, without citing specific evidence, that Fink is collaborating with political élites on such matters: promoting environmental policies that they have failed to push through Congress. He has attacked Fink’s supposed liberal agenda so assiduously that a newcomer to U.S. politics might, after imbibing conservative media, mistake the BlackRock C.E.O.—one of the most powerful men on Wall Street—for a darling of the American left.
BlackRock’s business is more complicated than Ramaswamy suggests. For instance, not all of its funds are E.S.G.-based. (A company spokesperson notes that less than six per cent of its assets under management are in “dedicated sustainable investing strategies.”) Last year, BlackRock announced that it would allow investors in some of its funds to participate in company shareholder votes on matters such as executive compensation and climate policies, rather than BlackRock voting on their behalf.
Some skeptics of Ramaswamy speculate that, for all his insinuations about Fink’s alliances, he’s part of a well-established campaign that is guided by right-wing mega-donors and is intent on sabotaging climate-change measures. Ramaswamy dismisses such notions; he’s down, he says, with the “grassroots” people—conservative patriots who are fuelling anti-E.S.G. backlash that has reached Republican-controlled legislatures from Texas to West Virginia. In October, Louisiana announced that it would withdraw nearly eight hundred million dollars from BlackRock. Similarly, Florida later declared that it would divest two billion dollars from the company.
Bill Ackman, the founder of Pershing Square Capital, a fifteen-billion-dollar hedge fund, was, behind Thiel and his affiliates, the second-biggest seed investor in Strive. Still, he told me, he disagrees with much of what Ramaswamy says: “My experience, at least with the companies we know, is that being thoughtful with everything from packaging to environmental considerations is generally something that’s good for business. If Exxon were smarter, they probably should have made some earlier-stage investments. They should have put up capital in the first round of Tesla.” Nonetheless, Ackman appreciates Ramaswamy’s emphasis on what he thinks is an unhealthy concentration of capital in the asset-management industry. “A world in which three fund managers are controlling corporate America is not a world that’s good for America,” Ackman said. Because BlackRock and its competitors make most of their money through fees, he said, and don’t own the stock they control on behalf of their investors, they have little at stake in the outcome of policies that they’re promoting.
Tariq Fancy, who until 2019 worked as BlackRock’s global chief investment officer for sustainable investing, has doubts about both Ramaswamy and E.S.G. He has concluded that sustainable investing, at least as BlackRock was practicing it, is counterproductive. E.S.G. creates an illusion of progress that allows people to avoid harder, more meaningful ways of addressing climate change and other problems. He said that most E.S.G. investing (which he differentiated from corporations trying to make themselves “greener”) takes the form of divestment—choosing not to put money in, say, fossil-fuel companies. Such discrete redirections of resources, he suggests, are unlikely to build into movements powerful enough to provoke broad policy change. “Look at the Middle East,” Fancy said. “They’d talk about not having investments in alcohol, but they never thought that it would stop people in France from drinking wine.” He also noted that Ramaswamy and other conservatives say that the government, not people like Larry Fink, should address climate change, but fail to acknowledge that the political and regulatory process has been distorted by corporate interests. “If they were serious, they would follow the argument to its natural conclusion,” he said. “You would want to get money out of politics. ” The more likely reality, Fancy believes, is that the Ramaswamys and Thiels of the world would prefer to see little to no government action on climate change, labor practices, diversity in boardrooms, or other issues.
When I asked Ramaswamy why he ignores how money in politics compromises the regulatory and legislative process, the issue seemed to bore him. People had been fretting about getting money out of politics for years, he said. His Larry-Fink-as-left-wing-bogeyman theory, by contrast, felt fresh.
But didn’t the enormous concentration of wealth in the hands of a few pose a serious threat to democracy? Not necessarily, he replied. “You can buy your yachts, you can buy your houses, you can buy your nice cars, but you shouldn’t be able to buy a greater share of voice as a citizen,” he said. The ultra-wealthy did buy more of a voice, I pointed out, by influencing the political process at every level, from choosing the President and hiring lobbyists who write legislation to pouring money into school-board elections. He picked up his phone, as if to seek out a more interesting conversation. “I just don’t think that’s the biggest problem.”
Shortly after Ramaswamy was born, his family commissioned his horoscope, which predicted that he was destined for greatness. He would later say that his family bestowed on him, their firstborn, a sense of “deep-seated superiority” and an expectation that he would outperform the “average mediocre Joes” with whom he went to school. Geetha told me that she and her husband, known as V. G., believed that Vivek and his younger brother, Shankar, as children of immigrants, would have to work harder to succeed than the children of American-born parents. “There are a lot of things we didn’t know, being from India,” she said.
In eighth grade, at a large and economically diverse public school, Vivek was “roughed up” and pushed down the stairs by a Black student. An injured hip required surgery, and his parents decided to enroll him in a private preparatory school. When I first asked Ramaswamy if that incident influenced his views on race, he seemed not to have thought much about it. But some days afterward he wondered aloud if the experience had precipitated his doubt that members of one underrepresented group had a unique claim on being discriminated against: “All human beings can be on both the giving and receiving end of that.”
A strain of animus toward Black Americans runs through much of Ramaswamy’s public commentary. After a foundation that has been linked to Black Lives Matter was discovered to have spent donations on high-end real estate, he started to quip that B.L.M. should stand for “Big Lavish Mansions.” In our conversations, he could be similarly antagonistic, as when he discussed how today’s civil-rights activists—a group he defined as comprising Al Sharpton, Jesse Jackson, and Ibram X. Kendi—had “sold out” to corporate America. He couldn’t say exactly how Kendi had sold out, but he believed that Jackson, the Baptist minister and former Presidential candidate, who is now in his eighties, had profiteered on his standing as a civil-rights leader. Ramaswamy likened this to extortion, but later clarified that the extortion attempts he meant to criticize were racial-equity audits conducted by the former Attorneys General Eric Holder and Loretta Lynch and their law firms. Corporations such as Starbucks and Verizon, he said, felt that to avoid accusations of racism they had to hire the firms, often at great expense, to assess their diversity policies.
“I definitely find the idea of systemic racism revolting,” Ramaswamy told me. He allowed that it had existed in the U.S. at moments in the past, offering the era of slavery as one example. But racism was atrophying, he said, so societal goods should not be unevenly distributed on racial grounds. He mentioned a white, heavyset conservative male classmate at Harvard who was considered uncool, and argued that the social pecking order was stacked against him “more than some athletic Black kid who came and got a place on the basketball team.” Ramaswamy blamed affirmative action and similar policies for forcing élite institutions to lower their standards, and said that the current narrative of systemic racism creates more racism than would otherwise exist. “Affirmative action is the single biggest form of institutionalized racism in America today,” he concluded.
Ramaswamy’s political awakening began not at home but in the company of a conservative-Christian piano teacher with whom he took private lessons from elementary through high school. As he worked his way from the easy Bach preludes to Mozart’s “Rondo Alla Turca,” the teacher, who became something of a godmother, railed against Hillary Clinton and extolled the virtues of free speech, patriotism, and Ronald Reagan.
A conservatism that puts its faith in unfettered markets would come to inform even Ramaswamy’s understanding of caste relations in the Indian state of Kerala, where he spent summers with his family. Ramaswamy’s family is Brahmin, the highest caste in the Hindu hierarchy. In “Woke, Inc.,” he maintains that “American-style capitalism” is repairing the damage of that pernicious system, writing approvingly that a “lower-caste guy” in India can now deliver Domino’s pizza and “my family tips him to show their appreciation.”
At Harvard, where he majored in biology, Ramaswamy joined the South Asian Association but was more interested in American politics. Identifying as a libertarian, he became president of the Harvard Political Union. He also performed Eminem covers and original free-market-themed rap songs as a kind of alter ego called Da Vek. Paul Davis, who lived in a dorm with Ramaswamy and later worked with him at his pharmaceutical company, said, “He knows his views and style rubbed some people the wrong way, but he didn’t care.”
At the time, Ramaswamy was irritated by what he saw as groupthink all around him. One of his classmates’ campaigns, a push to raise wages for janitors on campus, prompted him to lash out in the Harvard Crimson. The article was an early demonstration of his glee at puncturing what he sees as liberal pieties. Those supporting a wage increase, he wrote, had inadvertently linked the “fundamental human worth” of the workers they were championing to the paychecks they received. True, a bigger paycheck might give the janitors more financial stability. But the higher pay—more than “the laws of supply and demand would require,” he claimed—would signify that Harvard students felt sorry for the janitors. This would harm the janitors in other ways, as “a condescending strain of sympathy subtly yet naturally replaces the mutual human respect that otherwise would have existed.”
The summer after Ramaswamy’s sophomore year, he took an internship at a nine-billion-dollar hedge fund called Amaranth Advisors. He thought that working in the firm’s biotech division, where a team of doctors and scientists evaluated stocks for the firm to invest in, might be more exciting than working in a lab. “Woke, Inc.” records his disillusionment with the experience. He recalls Amaranth’s founder, Nicholas Maounis, explaining to the summer interns that the purpose of a hedge fund was “to turn a pile of money into an even bigger pile of money.” Ramaswamy joined a company-sponsored cruise, where he says he came to the attention of the firm’s big traders by winning a poker tournament. After that, they began taking him to extravagant restaurants and clubs with bottle service—indulgences subsidized by investor fees. “Even at the age of nineteen, it struck me as, like, this is not the way a company should be,” he said. The next year, after one of the firm’s traders reportedly lost several billion dollars in a week betting on natural-gas futures, Amaranth collapsed. (Maounis, through legal counsel at his new firm, Verition Fund Management, said that he recollected neither Ramaswamy nor the events he related.)
Ramaswamy’s next summer internship, another disappointment, was at Goldman Sachs. He describes the inner workings of the firm as a charade, with jaded bankers in hand-tailored dress shirts doing little while making a show of how busy they were. He was especially struck by what was often called Service Day, when employees engaged in volunteer projects around the city. One day, he recalled, he and some co-workers gathered at a park in Harlem for a tree-planting session. A Goldman boss showed up in Gucci boots, told the employees to take photographs to document their presence, and then split. The group reconvened shortly afterward at a bar. (A former Goldman executive who participated in the volunteer program for nearly two decades told me that, although the flavor of the episode seemed credible, it was hard to imagine an entire group abandoning a project before starting.)
When Ramaswamy remarked to a colleague that it should be called Social Day, not Service Day, the colleague asked him if he’d ever heard of the Golden Rule. To treat others as one wished to be treated, Ramaswamy offered. “No,” the colleague told him. “He who has the gold makes the rules.”
After graduating from Harvard, Ramaswamy took a job as a biotech-stock analyst at QVT, a hedge fund in New York City led by physicists he considered brilliant. He learned about financial engineering and how to evaluate investment opportunities, but after a couple of years he got restless. In 2010, he spent a day auditing classes at Yale Law School, where he’d previously deferred enrollment. Sitting in on a criminal-law course taught by Jed Rubenfeld, Ramaswamy was mesmerized.
“I am inherently interested in questions of justice,” he told me. “It was a disciplined way to explore and figure out what I believed about things. I thought, I have to do this.” While continuing to work at QVT, he enrolled at the law school. In the years he was there, he said, he made around ten million dollars. At Yale, he established important connections: with Vance, a fellow Cincinnati Bengals fan; Thiel, who hosted an intimate lunch seminar for select students, and who later staked him on a venture helping senior citizens access Medicare; and his future wife, Apoorva, who lived across the way from him while attending medical school.
Ramaswamy stayed at the hedge-fund job after getting his law degree, and also took a standup-comedy class. The course was “traumatizing,” he said—he wasn’t any good. But he did learn a trick that stuck: carrying around a notebook to capture passing thoughts or jokes as soon as they arose. While researching biotech companies for QVT, he began filling the notebook with ideas and with impressions of executives he met. In 2014, these scribblings became the basis for Roivant, his pharmaceutical venture. It was a fine time to start a company. Venture-capital investors were flush with cash and searching for ambitious young men with startups that they could invest in.
The pharmaceutical-development process, which involves moving drugs through rounds of testing and approvals, is slow, and drugs are often abandoned along the way. Sometimes a drug doesn’t work. Other times, the decision to drop a product is economic: executives determine that the drug, no matter how effective, won’t be profitable, or won’t align with their business strategy. Ramaswamy’s idea was that Roivant could license drugs that had been left languishing, take them through the rest of the development process, and share the proceeds with the original manufacturer.
Ramaswamy had no experience running a company. Nonetheless, he’d soon declare that Roivant would be the “Berkshire Hathaway of drug development.” He raised approximately ninety-three million dollars from investors, among them QVT. Roivant had around ten employees at the start, including Ramaswamy’s mother and brother, and was organized in the spirit of a hedge fund, with subsidiaries that each specialized in a single medical issue, such as women’s health or urology. Scientists and pharmaceutical experts hired for a subsidiary were offered equity in the company as an incentive to leave jobs at more established drugmakers. Ramaswamy’s advisory board included several well-known Democrats, including Tom Daschle, the former Senate Majority Leader; Kathleen Sebelius, the former Secretary of Health and Human Services under President Barack Obama; and Donald Berwick, the former administrator of the Centers for Medicare and Medicaid Services.
Berwick was attracted to Roivant, he told me, because of its commitment to improving access to critical medicines. “I thought he had latched on to an important problem in that there are important drugs that don’t get developed because they don’t fit in the business model of the company, so these assets stay on the shelf,” Berwick said. “His idea was to get them off the shelf by making them attractive. ” In discussions with Ramaswamy, “politics never came up,” Berwick said. What the founder did talk about was pricing drugs reasonably so that they’d be accessible to patients who needed them.
At the end of 2014, Roivant acquired one of its first drugs, an experimental Alzheimer’s medication, from GlaxoSmithKline, for five million dollars up front. There is no effective treatment for Alzheimer’s, and drug companies have spent billions of dollars trying to develop one. Geetha Ramaswamy had worked for pharmaceutical companies that were developing treatments for Alzheimer’s and other cognitive disorders, and had clinical expertise that would be valuable to her son’s company. The drug that Roivant bought, known as SB-742457, had been shelved even though in early trial phases it had shown signs of reversing mental decline when paired with an older drug called Aricept. Ramaswamy’s company would owe G.S.K. a 12.5-per-cent royalty on net sales and other possible payments should it manage to bring SB-742457 to market.
In 2015, the biotech industry was in the midst of a boom—or, some might say, a bubble. Stock prices had been skyrocketing in an environment full of hype. Ramaswamy took advantage of the moment. He created a subsidiary in Bermuda to own the drug, and prepared to sell shares to the public before the medication, in combination with Aricept, began the pivotal Phase III clinical trial.
That June, the subsidiary, Axovant, raised more than three hundred million dollars through an initial public offering—a remarkable amount given that the subsidiary’s value was based solely on the potential of one untested drug. As the drug, since renamed intepirdine, proceeded through the clinical trial, with around thirteen hundred patients, Forbes put Ramaswamy on its cover and called him “The 30-Year-Old CEO Conjuring Drug Companies from Thin Air.” In the accompanying article, Ramaswamy declared, “This will be the highest return on investment endeavor ever taken up in the pharmaceutical industry.” The following year, Forbes named him one of the richest entrepreneurs in America under the age of forty. But in September, 2017, with Axovant reportedly valued at around $2.6 billion, Ramaswamy received an unpleasant phone call. Intepirdine was a bust. It had failed to meaningfully improve the health or cognition of the patients in the clinical trial.
“It felt humiliating,” Ramaswamy told me. Roivant had acquired another promising drug, to treat prostate cancer, that, when used in combination with a second drug, seemed to ease symptoms of uterine fibroids and endometriosis. But the prostate medication was years away from coming to market. “I’d let people down. I took it hard,” he said. Even now, he says, the wounds from the fiasco aren’t fully healed. However, he’s come up with a positive spin on it: “My latitude for being willing to fail big is a lot higher than it was then.”
In the summer of 2019, the Business Roundtable, an association of more than two hundred C.E.O.s of the largest companies in the country, issued a new statement of corporate responsibility, saying that businesses should aim to operate ethically in addition to delivering profits to their shareholders. The statement was not binding for members, but it reflected anxieties about wealth inequality and about the declining financial security of the middle class. Around that time, individual companies, from Airbnb to Citigroup, issued their own statements on moral obligations. In January, 2020, at the World Economic Forum in Davos, David Solomon, the C.E.O. of Goldman Sachs, announced that the firm, in its U.S. and Western European markets, would no longer underwrite initial public offerings for companies whose boards lacked at least one “diverse” member. (That number is now two.)
Ramaswamy’s notebook began filling up again. “Everyone was saying the exact same thing at the exact same time, and it got under my skin,” he said. He submitted an op-ed to the Wall Street Journal in which he denounced “stakeholder capitalism” for advising powerful companies “to implement the social goals that their CEOs want to push.” These were issues that should be decided by the citizenry, he wrote, through voting and policymaking. After the article ran, Ramaswamy relished the impact that he seemed to be having. “It wasn’t like being at a dinner party, where I’m just sharing my opinions,” he told me. “If I wasn’t the one making that argument, I wasn’t sure if anyone else would be taking that on. That was enjoyable, but it also came with some sense of responsibility. ”
A book seemed like a natural next step. Seeking advice, he turned to Rubenfeld and his wife, Amy Chua, who is also a professor at Yale Law School and whose book “Battle Hymn of the Tiger Mother,” about spurring her two daughters to become overachievers, had been a best-seller. (Chua had also mentored Vance at Yale and advised him on the writing of his memoir, “Hillbilly Elegy.”) Around the time they met, Rubenfeld was under investigation by Yale for sexual harassment—a charge that he denies and which led to a two-year suspension from the faculty. He heard out Ramaswamy’s somewhat scattered ideas and suggested a tauter study of capitalism, democracy, and the changing culture of the American workplace. Rubenfeld said of Ramaswamy, “He is one of the most skilled people I know in terms of listening to criticism and learning from it.” Ramaswamy accepted the advice, began writing trenchantly about his experiences in the Ivy League and the corporate world, and eventually took his proposal to a publisher of conservative authors, Center Street.
In May, 2020, as he was working on the manuscript, George Floyd was murdered by a police officer in Minneapolis, and cities across the country erupted with protests. Corporate executives began issuing statements expressing sympathy and support for racial justice. (A photo circulated of Jamie Dimon, the C.E.O. of JPMorgan Chase, kneeling in apparent solidarity.) Ramaswamy, unsurprisingly, was annoyed. “The murder of George Floyd was tragic,” he wrote in “Woke, Inc.,” “but it was also tragic that thousands of people of all races died of diseases every day that could be better treated by a broken health-care system.” Employees at Roivant, too, wanted Ramaswamy to issue a statement of support for Black Lives Matter. Instead, he sent a company-wide e-mail that acknowledged the “painful” week and the protests, and advised his staff to “stay safe.” This did not go over well. A colleague accused him of being “tone-deaf,” and many of the young people Roivant had recruited demanded to know how the company was addressing systemic racism in its subsidiaries. He later wrote, “There was something curious to me about corporate America’s fixation on the BLM movement, even as other obvious injustices continued to abound. I was personally appalled by China’s persecution of its Uighur population.” But, he went on, “none of my employees or directors expressed concern to me about these human rights violations.”
In the aftermath of the January 6th attack on the Capitol by supporters of President Donald Trump, Ramaswamy co-authored a Wall Street Journal op-ed with Rubenfeld. They called the assault on the Capitol “disgraceful,” but sounded more exercised that Twitter, Facebook, and other tech companies had suspended Trump’s accounts on the ground that he had incited violence. The op-ed contended that the tech companies’ decisions about whom to ban were politically motivated.
Members of Roivant’s advisory board were following Ramaswamy’s new career as a cultural critic, and some were distressed. In Berwick’s view, Tucker Carlson and Fox News were toying with American democracy. Moreover, Berwick thought, Ramaswamy’s regular public statements about how corporations did not exist to deliver social benefits ran counter to Roivant’s original mission—to bring reasonably priced medicines to people who needed them.
The day after the Journal piece appeared online, Berwick resigned from Roivant’s advisory board. Daschle and Sebelius quit, too. Ramaswamy was startled by the departures, particularly Berwick’s, but he was unrepentant. A week and a half later, he went on Carlson’s show to call on President Joe Biden to pressure Twitter to reinstate Trump.
“To me, he’s assuming a status quo that does not exist,” Berwick said. “Democracy is so under the gun right now. And the very forces that he’s talking about, these moneyed forces, are part of the reason. His view is they should get out of the political scene entirely, and my view is they’re in it—the money’s there.”
Just a few weeks after January 6th, Ramaswamy announced that he would step down from the business he’d founded to focus full time on his writing and political interests. Roivant had recovered from its Alzheimer’s-drug failure, and he told me he realized that he “couldn’t be a free-speaking citizen without hurting the company.” He was also mulling a run for the Senate seat in Ohio held by Rob Portman, who said that he would not seek reëlection, in large part because of the polarization in Washington.
The Republican Party was perennially in need of candidates of color to diversify its ranks—especially those with stage presence and a good origin story. Ramaswamy was invited to a dinner attended by Kevin McCarthy, the House Minority Leader, and took the opportunity to raise the subject of his political future. He recalls McCarthy saying that he could do more good as a thought leader for the Party than as a junior member of Congress. Others he consulted suggested that a life in politics would be a source of misery and frustration.
Ramaswamy was also casting about for another business to start—maybe an anti-woke shoe company to compete with Nike, or an anti-woke beverage company to take on Coca-Cola. But conditions seemed more propitious for an “anti-BlackRock”—something much bigger than the anti-E.S.G. companies that had already formed.
At the time, a wave of anti-E.S.G sentiment was taking hold at the local level. States including Oklahoma, Kentucky, and Texas passed bills that allowed their officials to restrict the activities of financial institutions if they were determined to be limiting their dealings with the fossil-fuel or firearm industries. The lobbying arm of the Heritage Foundation, which has received funding from the billionaire Koch brothers and other allies of the fossil-fuel industry, is an enthusiastic supporter of such anti-E.S.G. endeavors. (Ramaswamy has appeared frequently at Heritage functions.) Heritage also has ties to the State Financial Officers Foundation, a group that includes conservative state treasurers and has promoted anti-E.S.G. efforts. Ramaswamy spoke to a gathering of the group this past February. A few months later, he was collaborating with one of its rising stars, Riley Moore, the West Virginia state treasurer, on a Wall Street Journal op-ed. The piece criticized the disproportionate power of the “big three” asset managers over public companies.
Moore told me that, after he took office in January, 2021, he heard that coal, gas, and oil companies with operations in his state were struggling because some banks had made it more difficult for them to borrow money. (He declined to name any of the companies.) “I immediately started to dig in and wonder about how we could push back,” Moore said. West Virginia was one of the country’s largest energy producers, with some seventy-two thousand workers in the sector, and the industry generated millions of dollars in revenue for the state. Moore wrote to Goldman Sachs, JPMorgan, Wells Fargo, Morgan Stanley, BlackRock, and U.S. Bank, warning that they might lose state contracts should they be found to be boycotting fossil fuels.
“Everybody talks about climate change, and I get what they’re saying—maybe the climate is changing,” Moore said. “But it misses what’s measurably changing drastically in this country, and that is the question of human flourishing. We see people’s life expectancy dropping, drug addiction, people generationally doing worse than their grandparents or parents were doing. That is a huge problem, one that has to be addressed more immediately than the question of the climate changing. Here in West Virginia, that is a rich man’s problem.”
Moore added that today some West Virginia coal miners make ninety thousand dollars a year. Meanwhile, small towns and local businesses have been “gutted” by Walmart. “If they take our coal-mining jobs away in certain parts of this state, the only jobs we have left are in Walmarts,” he said. “And that’s not living.”
Some states that pass anti-E.S.G. legislation could face a new set of economic difficulties, according to a recent study by Daniel Garrett, an assistant professor of finance at Wharton, and Ivan Ivanov, a senior economist with the Federal Reserve Bank of Chicago. They found that in Texas five banks paused or halted their underwriting of municipal bonds after anti-E.S.G. laws were adopted in September, 2021. The experts’ estimate suggests that a loss of competition in the market cost Texas municipalities an additional three to five hundred million dollars in interest on bonds in the first eight months.
Earlier this month, the anti-E.S.G. movement gained ground in unexpected territory. Vanguard withdrew from a large climate-finance alliance, the Net Zero Asset Managers Initiative, which aims to encourage fund companies to reach net-zero carbon targets by 2050. The company, which had been under pressure from Republican politicians, stated that it would track its own climate progress instead. Critics immediately accused the company of giving in to the anti-woke movement. Ramaswamy filed the news away as another victory.
He was also gratified, this fall, by the response to a public letter he’d sent the C.E.O. of Chevron, urging him to reject calls by BlackRock and other institutional shareholders to reduce carbon emissions and to increase investments in renewable energy. When I met Ramaswamy for dinner one night in Manhattan at his favorite Mexican restaurant, he told me he’d be meeting later that evening with Chevron’s C.F.O. Ramaswamy seemed exhilarated by the thought that he, like Larry Fink, could start telling business leaders what to do.
He’d been on a round of speaking engagements and was in the city with his body man to promote, among other things, a new book with a self-explanatory title: “Nation of Victims: Identity Politics, the Death of Merit, and the Path Back to Excellence.” As he tore into a plate of quesadillas with huitlacoche, I asked Ramaswamy if his burgeoning reputation as a conservative firebrand had taken a personal toll. He chose his words carefully. A family member no longer spoke to him, and he’d been ghosted by a close friend. Although he’d forged new relationships with conservatives, none of the connections had turned into friendships. “I feel like the public advocacy, or whatever you call what I’ve been doing in the last couple of years, has eroded more friendships than new friendships made up for it,” he said.
Although Ramaswamy delights in the visibility that his Fox News appearances bring, he wonders about the opportunities foreclosed. “I feel like I recoil when I see someone describe me as a conservative,” Ramaswamy said. “Not that there’s anything wrong with being a conservative. It’s just not how I would describe myself.”
Fear of the label did not stop Ramaswamy from travelling to Washington, D.C., a few weeks later to receive the Gentleman of Distinction Award at the annual gala of a right-leaning organization called the Independent Women’s Forum. The unofficial theme of the event, which took place in the great hall of a museum, seemed to be outrage about transgender athletes in women’s sports. Still, the mood in the room was exuberant. The midterms were imminent, and Republicans were anticipating big gains.
Ramaswamy had flown in from an investment conference in Las Vegas, where he had been interviewed alongside Mike Pompeo, the former Secretary of State, at an event entitled “ESG for Thee, China for Me.” Somewhere along the way, he had upgraded his footwear to black brogues, and when he took the stage he delivered a speech less folksy than the one he’d tried out months earlier, in Dublin. He shared his child-of-immigrants story; quoted Abraham Lincoln and Martin Luther King, Jr.; slammed E.S.G. and tech censorship; and then got to the self-mythologizing portion of the narrative—that he had stepped down from his company, where he’d been working to develop a cancer drug, to fight a new kind of cancer afflicting our culture.
“That is this new secular religion in America that says that your identity is based on your race, your gender, and your sexual orientation, full stop,” he said. “That America is a systemically racist nation. That if you’re Black you’re inherently disadvantaged. That if you’re white you’re inherently privileged.”
The following month, the Republicans’ disappointing performance in the midterms led to furious intraparty debate over whether to remain loyal to Trump or to move on. But a point of consensus seemed to be that the quality of the Party’s candidates mattered. After people started suggesting that Ramaswamy run for President, he found it hard to shake off the idea. Maybe he was the right person to unify the country around shared values—values that, at the D.C. gala, he underlined in a pounding conclusion.
“The idea that no matter who you are, or where you came from, or what your skin color is, that you can achieve anything you ever want in this country, with your own hard work, your own commitment, and your own dedication—that,” he said, his voice soaring, “is the American Dream.”
Moments later, he was engulfed by admirers. Frank Coleman, of the Cigar Association of America, who claimed that the F.D.A. was “trying to kill the industry” by threatening to ban flavored cigars, had never heard of Ramaswamy before, but said, “It was a tremendous speech.” Tulsi Gabbard, the former congresswoman and 2020 Presidential candidate who’d recently announced that she was leaving the Democratic Party, called Ramaswamy courageous. Mark Meadows, Trump’s former chief of staff, used the same word. An hour later, Ramaswamy was still fielding well-wishers when he realized that he needed to get to the airport. It was wheels-up soon, and he had places to go. ♦
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jackhalljrs · 7 hours
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fidelceno · 13 days
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Restoring Functionality: The Importance of Garage Door Repair in Fort Lauderdale
Your garage door is a crucial component of your home's functionality, providing security for your vehicles, belongings, and entry into your home. However, like any mechanical system, garage doors can encounter issues that affect their operation and safety over time. When faced with garage door problems, homeowners in Fort Lauderdale need reliable repair services to restore functionality and ensure peace of mind. Let's explore the significance of garage door repair and why it's essential for homeowners in this vibrant Florida city.
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Addressing Safety Concerns
A broken garage door can be a severe risk to your family's safety and the protection of your belongings. Problems like misaligned tracks, broken springs, or damaged cables might make the door unstable or abruptly close, putting people or property in danger of harm.
Professional garage door repair in Fort Lauderdale addresses these safety concerns by identifying and rectifying faulty components that compromise the door's operation. Experienced technicians have the expertise to diagnose the root cause of the problem and implement effective solutions to restore the door's stability and safety features.
Preventing Further Damage
Ignoring little garage door problems can eventually result in more significant issues and more expensive repairs. If you ignore a minor creak or a slow-moving door, it could develop into a major malfunction.
Expert garage door repair services in Fort Lauderdale provide prompt action to fix small problems before they get worse. Technicians can stop further damage and prolong the life of your garage door by realigning tracks, lubricating moving parts, and replacing worn-out parts.
Restoring Functionality and Convenience
A broken garage door may inconvenience your everyday schedule and way of life. Whether you struggle to open or close the door, experience loud noises, or encounter issues with the remote control, these problems can affect your productivity and peace of mind.
Professional garage door repair in Fort Lauderdale restores your garage door's functionality and convenience, allowing you to operate it smoothly and effortlessly. Experienced technicians diagnose and resolve issues efficiently, ensuring your door operates reliably for years.
Enhancing Energy Efficiency
Your garage door plays a significant role in your home's energy efficiency by providing insulation and sealing out drafts and outdoor elements. A damaged or poorly sealed door can compromise your home's insulation, increasing heating and cooling costs.
To increase energy efficiency, professional garage door repair services in Fort Lauderdale address problems, including gaps, cracks, and old weather stripping. By restoring the door's insulation properties, skilled technicians help you save money on energy bills and create a more comfortable indoor environment.
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Preserving Curb Appeal
Your garage door contributes to your home's curb and aesthetic appeal. A damaged or unsightly door can detract from the beauty of your home's exterior and lower its resale value.
Professional garage door repair in Fort Lauderdale restores the appearance of your door, enhancing your home's curb appeal and visual appeal. Expert technicians can repair dents, scratches, paint damage, and worn-out hardware on your garage door to give your house a new, welcome appearance.
Garage door repair is necessary for your Fort Lauderdale home to remain secure, practical, and aesthetically pleasing. Whether dealing with safety concerns, operational issues, energy inefficiency, or aesthetic considerations, professional repair services offer tailored solutions to meet your needs.
By investing in garage door repair, homeowners can ensure the longevity and performance of their garage doors, enhancing the security and value of their properties. Experience reliable garage door repair in Fort Lauderdale with Florida Garage Door Company. Ensure safety and convenience for your home. Contact us today for expert service!
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dulibaninsurance · 27 days
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What Is a Home Insurance Inspection?
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As mentioned, a home insurance inspection is separate from a typical home inspection. When you schedule a home inspection, it’s usually for your own peace of mind. For example, you may want to be sure that the home has no major structural issues, such as a cracked foundation or damaged wiring. A certified home inspector can examine the home inside and out to look for any issues and summarize them in a report.
More info home insurance
Home inspections aren’t always required by mortgage lenders, though an appraisal is, in order to establish the property’s value. Mortgage lenders typically don’t ask for a home insurance inspection either; this is usually requested by the company through which you’re attempting to purchase homeowners insurance. However, whether you’re getting a regular home inspection, a home insurance inspection, or an appraisal, you’re responsible for paying the cost out of pocket. 
A home insurance inspection allows the insurance company to gauge the home’s replacement cost. This is also how the insurance company assesses risk to determine the likelihood that you’ll need to file a claim for damages and calculates your estimated premium costs. A home inspection may be more common if you’re buying an older home or a home in an area that’s prone to natural disasters, such as hurricanes, earthquakes, or forest fires. 
For example, in Florida and some Gulf Coast states, homeowners can go through a wind mitigation inspection. This type of inspection looks specifically at what efforts are in place to mitigate wind damage to a home that’s being covered. Insurance companies can offer discounts on coverage for homeowners who undergo this type of inspection and show that they’ve mitigated wind damage risk.
What a Home Insurance Inspection Covers
In most cases your homeowners insurance company may do a visual inspection of the home’s exterior. This allows it to check out the condition of doors, windows, roofing, and additional structures on the property. If the insurance company decides that a more detailed inspection is necessary, it will also take a look inside the home.3
Every inspection is different, but generally the inspector will be assessing things such as:
The condition and age of the roof
Any exterior hazards that could potentially lead to damage, such as overhanging trees 
Exterior items that could be damaged, such as sidewalks, lighting fixtures, or separate buildings on the property
Interior and exterior drainage systems
The condition of the basement, if you have one, and the foundation
Plumbing systems
The age and condition of the home’s electrical system
Home appliances
The condition of flooring and walls
Attic spaces and crawl spaces
Anti-theft measures, such as a home security system or deadbolts
Smoke and carbon monoxide detectors
The age and condition of the HVAC system
Chimneys and fireplaces, if you have them
Overall, the goal is to assess both risk and replacement cost if the home ends up being damaged. You may not need to be at home for the exterior part of the inspection if the insurance company only wants to look at the outside, but you'll need to be present for the interior inspection if one is requested. The time frame can be as much as two hours.
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chasehutchison04 · 1 month
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Repairs
In reality, bulkheads are deliberately designed to let water flow by way of and away from the soil they’re meant to guard. The goal is to prevent loss of land mass on the protected property that may outcome from currents, waves and tides, and to keep up proper water depth on the opposite aspect for navigation and marine life. Bulkheads additionally serve to safely mark boundaries between non-public property and public waterways. They may encompass random stones or concrete rubble, or they may be built from interlocking geometric materials engineered for that objective. They normally have an armor layer and a filtration or drainage layer to attract water away from underlying soil. Larger and extra complicated seawall or bulkhead constructions might incorporate some type of intermediate revetment. We find magnificence in what lies below understanding that supporting fillers and correct drainage play an important position in energy and longevity of your bulkhead. Evaluating every website for the proper solution is Sea & Shore Construction’s experience. Whether you should shield or enhance your waterfront, use an expert the place the sea meets the shore. Also Andre, the owner, quite a jovial person and really skilled. At Craftwind, our true ardour is instrument repair and restoration. Our services are designed to supply long-lasting protection in opposition to water injury. In buildings with flat roofs, particular processes are used to ensure that water has an escape route and that the roof has a water-proof masking which shall be impervious to wet conditions. See Uptasker for an inventory of roofing or building contractors who specialize in these areas. Replacing your bulkhead foundation and stairs is a seamless task for our gifted staff of specialists. We offer various options, including putting in new bulkhead entryways with a mixture of bulkhead and stairs or simply upgrading the outside bulkhead doors. Rest assured, we collaborate with several trusted vendors to make sure we have the proper product to match your distinctive wants. Florida Seawall Services is amongst the few companies that can make its personal precast concrete panels. Independent laboratories often take a look at our concrete to ensure top-quality merchandise on your next beachwall. We might be joyful to provide a no-cost inspection to help you thorougly consider the present condition of your seawall. Each project is unique, which is why Leveled Concrete tailors its repair solutions to fit the particular needs of your waterfront property. We won’t judge your property based on previous service jobs or evaluate you to the competitors. We’ll ship distinctive solutions that greatest attraction to your property, making certain functionality, efficiency, and safety for years. If you are in search of a extra efficient, cost-effective, and environmentally pleasant different to conventional repair methods, you've got come to the best place. Our Rock Solid Foam Seawall and Bulkhead Sealing Services are designed to revolutionize the best way you strategy infrastructure upkeep and restoration. Soil loss round bulkheads and seawalls is an issue that gets worse. As the soil continues to erode, the seawall and bulkhead will continue to settle the problem will worsen until it's now not repairable. URETEK South supplies bulkhead and seawall repair solutions utilizing our proprietary geotechnical polymer injection course of. Plus, the lowered downtime means you can get again to enterprise sooner. Coastal Pier and Boathouse, LLC has been building waterfront constructions as a marine building contractor for 5 generations. If you need a model new dock or repairs, we're right here to assist with glorious customer support and high-quality work.
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All You Need to Know About Impact Windows and Doors
Impact windows and doors have become an essential feature for many homeowners, particularly in regions prone to severe weather conditions. These specially designed windows and doors are built to withstand the force of high winds and flying debris, offering enhanced protection for your home. Typically made from laminated glass, which consists of two or more panes bonded together with a strong interlayer, impact windows and doors are much more resistant to breakage compared to standard glass.
Why Do People Prefer to Install Impact Windows and Doors Nowadays?
The increasing preference for impact windows and doors can be attributed to several factors:
Enhanced Safety and Security: These windows and doors provide superior protection against break-ins. The robust construction makes it extremely difficult for intruders to penetrate.
Hurricane Protection: In areas prone to hurricanes and severe storms, impact windows and doors are a necessity. They can endure the high winds and flying debris associated with these weather events, significantly reducing the risk of damage and injury.
Energy Efficiency: Impact windows and doors also offer better insulation than traditional windows, helping to maintain a consistent indoor temperature and reducing energy costs.
Noise Reduction: The thick, laminated glass helps to dampen outside noise, creating a quieter and more peaceful indoor environment.
UV Protection: These windows block a significant amount of harmful UV rays, protecting your furniture, flooring, and other interior elements from fading.
How Do I Select the Best Impact Windows and Doors?
Choosing the right impact windows and doors involves several considerations:
Certification and Standards: Ensure that the products are certified and meet local building codes. Look for certifications from organizations like the American Architectural Manufacturers Association (AAMA).
Material Quality: Consider the materials used in the frame and glass. Aluminum and vinyl frames are popular choices due to their durability and low maintenance.
Design and Aesthetics: Choose designs that complement the architectural style of your home.
Warranty and Service: Look for products that come with a comprehensive warranty and choose a company known for good customer service and after-sales support.
Professional Installation: Ensure the windows and doors are installed by certified professionals to guarantee maximum performance and longevity.
Do Impact Windows and Doors Offer Benefits Beyond Hurricane Protection?
While hurricane protection is one of the primary benefits, impact windows and doors offer several other advantages:
Security: Their resistance to breakage makes them an excellent deterrent against burglars.
Energy Savings: The enhanced insulation properties help to reduce heating and cooling costs year-round.
Noise Reduction: They are effective in reducing noise pollution, making them ideal for homes in busy or noisy areas.
Insurance Benefits: Many insurance companies offer discounts on premiums for homes equipped with impact-resistant windows and doors.
How to Find the Best Impact Window and Door Company in Florida?
Finding a reputable company in Florida involves a few key steps:
Research and Reviews: Start by researching companies online and reading customer reviews.
Certifications and Experience: Choose a company that is licensed, insured, and has extensive experience in installing impact windows and doors.
Quotes and Comparisons: Get quotes from multiple companies and compare their prices, services, and product offerings.
References and Referrals: Ask for references from previous customers and check with friends or family for any recommendations.
Visit Showrooms: If possible, visit showrooms to see the products firsthand and ask questions to the sales representatives.
In conclusion, impact windows and doors are a smart investment for enhancing the safety, security, and energy efficiency of your home. By considering the factors outlined above, you can select the best products and find a reliable company to ensure your home is well-protected.
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kim-possible69 · 2 months
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"I like being alone..but that is why I knew you were different..because for the first time ever, I wanted someone else’s company rather than my own.”
In the big city of Jacksonville Florida, resided a small studio apartment that was the home to Charlotte Lewis. 
“Kai, get over here!” She proceeded to yell at the small ginger tabby cat who had a sock in his mouth. “Kai I swear! I’m going to be late for work if you keep doing this..” She sighed and took the sock quickly from the cat's mischievous hold. Charlotte put the last sock on and tied her shoes before grabbing her leather purse and leaving the apartment. She locked the door behind her and walked down the small flight of stairs leading to her tiny silver car. Starting the car she took off to her job at a local cafe called 'Urban Perks cafe' which was only about ten minutes from her apartment, on the way to her job she saw the countless little stores and couples who were all lovey dovey with each other. She wasn't going to lie to herself, she really wanted a partner and companion to help her threw life. Everytime she saw a couple she felt a little jealous of them. She made it to the cafe in time and got out of the car and entered the small cafe. Her manager Beverly barely looked up from her paperwork when Charlotte came in like usual. Charlotte rolled her eyes slightly before going to the back of the cafe where the small employee lockers, the room was small and bare with dim lighting and a couple of lockers. She put her brunette hair into a quick ponytail before grabbing her assigned apron from the little clothing rack. After finishing she went to the main part of the cafe and started taking orders, later a dark skinned man with jet black hair and lush green eyes came into the cafe. She instantly perked up as the boy was known as Daniel Miller, her childhood best friend. Sadly they haven't talked in months as their separate lives had caused them to drift apart from each other. He walked over to her, “Oh, hey Charlotte, long time no see. Wasn’t expecting you here.” he said softly.
 She looked up at him. “It's been quite a while hasn't it Daniel..” she said as she stared into his tranquil green eyes. He nodded "It sure has, well I have to get to work so can I get a caramel latte?" he asked politely and took his wallet out from the back pocket of his jeans. "Oh! Yes of course, coming right up!" She said quickly before turning to the coffee machines and making his order. After a couple minutes she finished and placed it on the counter in front of him "Its gonna be 5.67 for it". She said softly as he gave her the money plus a huge 6 dollar tip, she graciously took the tip and smiled. "Thank you, anyway see ya later" he said with a smile and walked away from counter. She watched as he left and felt a little upset that he had to go. That feeling was quickly replaced though when a new customer came in, and the customer looked to be in a very sour mood. 'Great.." she thought before getting ready to take the customer's order.
Charlotte was resting against the counter as she just had to deal with that sour puss of a customer, as she was resting one of her coworkers who she was close with came over. “That looked like a fun customer” Colt teased as he watched her glare at him. “Oh shut up, you dumbo” She sighed while she stood back up, “Oh cmon, i've had to deal with her too, she is a real bitch!” Colt exclaimed as he went over and washed a coffee pot. “Yeah, well did you get told that you were a stupid and horrible human being..?” she said as she began to wipe the counter. “Yeah something like that” he said nonchalantly as he finished washing the pot, “You get used to the abuse after a while” he shrugged and looked over at her. ‘Such a dick’ she thought as she ignored his stare. She stopped cleaning and said “We shouldn’t have to deal with it in the first place, I swear people need to treat baristas better”. As she said that the manager Beverly came out of her ghostly office, “Get back to work! I don't pay you guys for nothing!” She yelled and glared at them which sent shivers down both Charlotte and Colts back. “Yes ma’am!” Colt said quickly before rushing out of the room. ‘Again such a dick’ she thought as she began to wipe the counter again, ‘Why is Bev so mean, I honestly think her heart has turned to stone’ She thought as the clock dinged indicating that her shift was over. She quickly ran to the employees room and took off the apron before grabbing her purse and saying a quick goodbye to Colt before running out of the cafe to her car, she threw the purse and herself into the car and turned it on. On her way to her apartment she watched the couples again walking hand in hand making her feel a little jealous about it, she sighed and continued to make her way back to her apartment. When she got there she parked the car and made her way up the stairs to the apartment, she got there and opened the door immediately Kai came over to her and meows a welcome. Charlotte instantly felt better and picked Kai up “You must be hungry, aren't you?” She said taking him to the small kitchen nook and placing him on the floor before grabbing a can of cat food and opening it with the can opener and then put the food in the bowl and pet Kai. She walked to her room afterwards to get dressed into regular clothing so she could go to her college classes that were after work. She went to the college for business because she wanted to open her own cafe just like her mother wanted to open her very own cafe. Charlotte put on a sweater and some jeans before grabbing a bag with her laptop and other school supplies, she made her way back out the room and said goodbye to Kai before leaving the house and locking the door making her way to her car again. She got into the car putting the bag in the passenger seat and making her way to the college. As she got there she was reminded about just how big the place was. She easily got lost on her first day there, she sighed and got out with her bag before making her way to her first class. She entered the class and sat down pulling out her laptop and started to pay attention to the professor. As the class continued the professor said they would need to partner up with another student to do a project about how to operate a business. ‘Oh no, what if no one wants to partner up with me!?’ she thought to herself until a hand touched her shoulder making her jump a little. “Hey, would you like to be my partner?” A man asked, he had dark chocolate skin and beautiful blue eyes, “Oh! Uhm sure!” She said quickly, “Cool, im Mason so..when can I come over?” he asked. ‘Straight to the point I guess’ she thought, “Oh does Friday at five work for you?” She asked and he nodded. She quickly wrote down her address and gave it to him before getting up to leave for her next class. She left the class a little embarrassed on how she acted but made her way to the next class.
After her classes were finished she tiredly walked back to her car before going in and sitting in the driver's seat. ‘I'm going to embarrass myself when Mason comes over..’ she thought to herself as she stared at a tree that was in view from her car. ‘We’ll see how it goes I guess’ she said before turning on the car and pulling out of the spot and making her way home for the day.
(This is part one of a series, this is also uploaded on my Wattpad Kimmie_Kitty)
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swflcontractingfl · 3 months
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Discover the Benefits of Exterior Home Remodeling in FL
An exterior home remodeling company in FL specializes in transforming the look and functionality of homes. These companies have the expertise and experience to tackle various exterior remodeling projects, such as siding replacement, window and door installation, roof repairs, and landscaping enhancements. They understand the unique needs of homes in Florida, including weather resistance and energy efficiency. By hiring an exterior home remodeling company in FL, homeowners can revitalize their homes' exteriors, improve curb appeal, and create a more comfortable and enjoyable living space.
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gordonvalentin68 · 4 months
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4 Trendy Ideas To your Casino
At inns in the Hilton chain, for instance, if a "Do not Disturb" signal is on a door for 24 hours, the hotel's safety or responsibility manager is notified, in order to verify on the guest. You've gotten a right, for instance, not to be spied upon whereas you're undressing. That's not to say that you simply shouldn't have any expectation of privacy in a resort or motel. How a lot privateness a visitor can count on "largely depends upon where within the resort they're," Greg Duff, principal and chairman of the Seattle-based law firm of Garvey Schubert Barer and author of the Duff on Hospitality Regulation weblog, explains in an e mail.
Stephen Barth, an legal professional and professor of hospitality legislation on the University of Houston, explains. In line with Barth, motels and motels have good purpose to be wary about what friends might do on their premises. Supreme Courtroom struck down as unconstitutional a Los Angeles city ordinance that required motels to show over visitor lists to police without a warrant. In some cases, property owners additionally would possibly cooperate with police and other legislation enforcement agencies by turning over details about who's staying with them. Station opened its Purple Rock Resort in 2006. It was constructed within the Las Vegas community of Summerlin at a cost of $925 million, making it Station's most costly property.
However since a gunman on the 32nd ground of the Mandalay Bay Resort and Casino in Las Vegas reportedly hung such an indication on his door for three days in October 2017 earlier than opening hearth on a music festival and killing fifty eight folks, some hospitality chains are altering their practices. Hospitality regulation experts clarify that while resorts and motels want company to really feel comfy, they nonetheless own the property, and also have an curiosity in protecting their workers and other company. ezcasino789.com at Walt Disney World in Florida reportedly bought rid of "Don't Disturb" signs altogether, replacing them with "Room Occupied" signs, and informed guests that the hotel and its staff had the best to enter rooms, the Orlando Sentinel and other news shops reported.
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rosewoodroofing · 4 months
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stephensonbraswell19 · 4 months
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locksmith fort lauderdale
Locksmith Fort Lauderdale Mighty Locksmith Fort Lauderdale offers many services, such as key cutting, duplicating keys, repairing locks, fixing broken keys and installing door locks. You can count on Pro Locksmith to be there when you need us for all of your residential, commercial, automotive and emergency locksmith Fort Lauderdale services. We are a licensed, bonded, and insured Locksmith Fort Lauderdale. The main motto of Mr. Lockout Locksmith Fort Lauderdale is customer satisfaction. 24 Hour Locksmith Fort Lauderdale FL is a local, family owned and operated business provides reliable, affordable and fast locksmith services around the clock to the residents of Fort Lauderdale, FL. At 24 Hour Locksmith Fort Lauderdale FL, we work with sophisticated tools and technology which allows us to provide the high quality work that we do. Call Locksmith Fort Lauderdale today to get a technician dispatched to your location fast. 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jackhalljrs · 21 days
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Replacement Windows and doors  by Jack Hall Jr’s Professional Certified Installation, Dade City / Zephyrhills FL   813-754-7930 Ask for Jack
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