I was going to finally finish this stupid diamond painting while I give my brain time to mull over my notes and try to come up with some way to use up the end half of the semester. Plus, it's just been sitting, incomplete, in my closet taking up time and space and it's lame.
But we're out of butter #adultproblems and it's over ninety degrees outside and we need butter to do the cooking.
So I'm not finishing my diamond painting. I'm out getting butter and fixating while my partner eats and gabs about random internet nonsense.
I'll probably finish this one specific spot/detail on the canvas and get some more writing done.
I wonder how much time I could save with a really thorough script, if I had most of the frames planned out before I really started drawing........ This graphic novel gives me existential dread if I think about it too hard.....
Listen to your body Parents biggest mistakes As parents we all have one of the worse habits of all. We care more about the sickness of our children or spouse than to listen to our own bodies.
Becoming an “adult” and figuring out personal finances is extremely tough. If you have no structure or basic knowledge of saving and surviving, it can be quite intense. I have 3 easy hacks to help get you on track with your personal finances.
A. Create a Weekly or Monthly Budget
Creating a budget can be overwhelming. I recommend starting off with a weekly budget for beginners. It is easier to start with because it’ll be an actual breakdown of your daily expenses. Some you may not even technically need.
A Monthly budget shows more of where your money is going “in bulk”.
All of your income should have a place in your weekly or monthly budget. Your money should be spent in effective ways, also meaning PRIORITIZE.
First, you must determine your monthly income, followed by your fixed expenses (rent, car note, other bills), and finally your common expenses. It is important to be month-to-month specific, this will allow you to be more prepared and more accurate.
INCOME-EXPENSE=$0 *This does not mean spend all of your money until you have $0*
B. Reduce Daily and Leisure Spending
Once you figure out your weekly or monthly budget, your next step will be how to reduce spending. You have to first determine where all your “free” money is going. Eating out? Shopping? Unnecessary Purchases? Although something maybe $5-$10, those purchases add up. Next thing you know you’re spending $100 in two days.
A method that works for me is my legendary “No Spending Days”. On “No Spending Days”, I do not bring my debit card out of the house. I usually only take $20-$40 cash out of the house, with emergency only purposes. I also cook at home on “No Spending Days”. This has allowed me to save money in ways that are unexpected. I have a bad problem with unnecessary purchases, buying things I really can go without but “I have the money so why not” It also refrains me from making big restaurant purchases of $15+.
C. Pay Off Any Credit and Do NOT Get Behind
If you happen to have a credit card or car note, PAY THEM OFF. Although it may be annoying and a hassle, it is important not to create more debt and risk your credit score. Credit seems to run the world so, it’s important we stay on top of things. Again, PRIORITIZE.
I’m big on staying on top of my bills, never allowing myself to get behind. Getting behind means just that, once youre late on a payment it seems like forever to be caught back up without having to use your “free” money on those late bills. Try to save in advance!!!
Most mit tudjam én, mit kell ezzel csinálni. Ők vesznek el egy csomó pénzt, tudják inkább ők! Miért nekem kell ezt csinálni? Bohóckodni ilyen hülyeségekkel.
Over the last week I’ve seen, actually witnessed some extremely disturbing behaviors from adults. Just shows how much this world has changed from when our grandparents were young and raising children to how people are today.
Let’s start from last week
I started my blog, Twitter, and Tumblr back in June of 2019. Feeling the desire that with everything I’ve had learned through those tough lessons…