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the-level-up-diaries · 5 months

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MY 2023 GOALS

The goals I set this year vs what I actually accomplished.

Enroll in WGU and complete a degree in 6 months

-I enrolled and switched my degree a few times. I am now enrolled in the master's program with WGU and I want to land a system admin job in the year year after I graduate that pay $90k-$120k. I am also getting Cisco and RedHat certified, so *fingers crossed* .

Pay off my student loan debt

-On December 22nd of 2023 I will officially be DEBT FREE!!! I struggled, worked 2 jobs, burned out a couple of times and made many sacrifices. I can honestly say I am very, very proud of myself. I questioned many days could I get debt free and even thought about waiting on relief, but I finally did thank God!

Get a job paying over $65k

-I took a course and landed an SDR role within a company and my job with OTE pays $72k. It's a hard job, but I am learning everyday and I hope that I can continue with the company as long as possible.

Get my credit above the 700s

-This is a yes and a no! I won't officially get my new score until the new year, but since all my debt will be gone, it should be past THE 700S.

Lose 50 lbs.

-I really struggled with my weight this year as well as my eating. What I learned is I needed to simplify my routine. I start turning on anime and watching that while I walk at a speed of 3.0-3.5 on the treadmill. I walk an hour everyday, but Sunday. I will lay out the plan on how and when I'll lose this weight in a later post.

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nando161mando · 2 months

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"Debt is a form of social control" (EN: English)

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scooby-dooaccountant · 1 year

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"Scooby-Doo Where Are You?" (1969)

S1 Ep5: "Decoy for a Dognapper"

Air Date: October 11th, 1969

Review content warning: explicit language

Let's dive into the Villain in this episode. Our villain this episode is Buck Masters and maybe it's just me, but I hate this guy and let me explain why. For Starters he's a White Man™️ whose whole episode is kidnapping dogs so his dog could win the show. What a loser.

His motive as stated above, He steals the top (2) competing show dogs and even his own to keep him off the suspect list. There isn't one, as cops seem to be too busy to deal with whatever the gang is doing that episode. He stands to win ($250,000) for a large show ($2000) from a small show, the size is never stated so you can decide.

If you're going to be a villain - pick a name. Classic Scooby Doo is picking your name so that your legacy lives on. I'm saying this for you man, it doesn't affect me at all. Maybe playing your cards a little better would help with that as well. And a community so niche as well. I don't even think you stopped to look at the bigger picture. Embarrassing.

Financial Breakdown as always:

Shitty Indian Costume: $30

Wooden ladder $470 for a 10ft "library ladder" which is extremely similar to the one shown in the show, you would easily need 2-3 to achieve the height needed.

3 dog kennels: $50 each / $150 all together.

Outdoor projector: $100

Maracas: $10

Large Wooden Crate: $130

2 cases of dog food: $52

Entry fee: 100$ for large show / $20-$50 for small

Stolen property: 3-6 months jail time and $1000 fine

Apparently, in today's world people are spending up to $170,000 on their show dogs a year to be in "show condition" for these kinds of events. Meaning that Buck Masters championship dog, in itself, is worth some $$

All to win a dog show. Potential $250,000 in big brand shows, anywhere for $200-$1000 in smaller shows.

Total for large show: -$172,042 (including dog maintenance)

Stand to make a gross profit of: +$77,958 I could see how this could be motive money.

The man is pure evil, don't get me wrong, he sends Scooby locked into a crate down the railroad to be hit by the Midnight Express bullet train because he wasn't the right dog. Mind you - that's the henchmen's fault.

But yet, can't even grasp cultural standards and practices for the culture he is pretending to be from. He suuuucks.

It's a 1/10 from me. Try harder. Try just once actually.

#badguy #mystery #mystery machine #scooby doo #scooby doo where are you #scooby gang #shaggy and scooby #debt collection services #finance

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bellmercantileaus · 7 hours

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Debt Recovery Agency | Bell Mercantile

In today’s fast-paced world, it’s not uncommon to find yourself in a financial bind. Whether it’s due to unexpected medical bills, job loss, or simply overspending, debt can quickly pile up, leaving you feeling overwhelmed and unsure of where to turn. This is where debt recovery agencies come into play, offering a lifeline to those drowning in debt. But what exactly do these agencies do, and how can they help you regain control of your finances?

Understanding the Role of Debt Recovery Agencies: Debt recovery agencies specialize in recovering outstanding debts on behalf of creditors. They act as intermediaries between creditors and debtors, working to negotiate repayment plans, recover assets, and ultimately, close the loop on unpaid debts.

The Importance of Communication: Effective communication is key when working with a Debt Recovery Agency. Be transparent about your financial situation and responsive to their inquiries. By keeping the lines of communication open, you can work together to find a solution that works for both parties.

Knowing Your Rights: As a debtor, you have rights protected by law. Debt recovery agencies are bound by regulations such as the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment, deception, and unfair practices in debt collection. Familiarize yourself with your rights to ensure you’re treated fairly throughout the process.

Exploring Repayment Options: Debt recovery agencies understand that every debtor’s situation is unique. They can work with you to explore various repayment options, such as debt consolidation, settlement agreements, or structured payment plans. Together, you can devise a plan that fits your budget and helps you make progress towards financial freedom.

Embracing Financial Empowerment: While debt recovery agencies can provide invaluable assistance, ultimately, the journey to financial stability begins with you. Take this opportunity to reassess your spending habits, create a budget, and develop healthier financial habits that will serve you well in the long run.

In conclusion, while facing debt may feel daunting, it’s important to remember that you’re not alone. Debt recovery agencies exist to help you navigate the complexities of debt repayment and emerge stronger on the other side. With clear communication, knowledge of your rights, and a willingness to take proactive steps towards financial empowerment, you can overcome your debt and reclaim control of your financial future.

For More:

Ph: 03 9596 9311

Mail id: [email protected]

Working Time: Monday to Friday 8:30am–5:30pm .

Visit: https://bellmercantile.com.au/

#debt collectors #debt #debt collection services

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hetrosjistin · 3 months

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Hey, hey, you got student loans? Or really, any loans at all?

Have you gotten notices about your loan provider changing? How many times? If it's been like, 3 or so times? You definitely should call up your new loan provider and tell them to send you, by certified mail, proof that they retain the complete original loan documentation.

If they don't? You don't owe them shit. And given that the way loan sales is that generally companies are buying tens of thousands, even millions, of these physical contracts from one another and physically shipping them between warehouses, often without any kind of actual proper electronic sorting or documentation of the process?

Chances are good that after the third swap you owe exactly nothing.

Works less well on mortgages though I believe, but for practically any other kind of debt?

#student loans #debt #debt collection agency #debt collection services #fuck debt collection companies

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youngstrangergiver · 3 months

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Commercial Debt Collection

Commercial debt collection refers to the process of recovering unpaid debts owed by businesses to other businesses. When one business fails to pay its debts, it can disrupt cash flow and create financial challenges for the creditor business.

#collection #debt #debt collection services #debt collection agency

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adulting-figuring-it-out · 3 months

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Don't struggle alone with Debt. Reach out and ask for help. It will be the hardest thing you do, but will change your circumstances.

#debt #debt collection agency #debt collection services #debt recovery #financial #finances #budget #help #advice

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cedarfinancial · 3 months

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Cedar Financial is your ally in debt recovery

📣 Attention businesses! Cedar Financial is your ally in debt recovery.

Let's secure your financial well-being. 💼

For more details, Visit us!

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#BusinessAlly #FinancialWellness

#cedar financial #debt collection services #debt collection agency #debt collection california #debt recovery #financial services #california

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knowledgevariabledarcy · 3 months

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youtube

#debt collection agency #debt collection services #debt recovery #medical debt #first minister will axe scotland’s ‘scandalous’ school meal debt after a scottish sun campaign to help hard up parents #Youtube

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skyecoaiart · 4 months

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Unlock the secrets of profitable trading with our exclusive workshops and webinars. Education is the key to sustained success in the Forex market! 📚✨

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scooby-dooaccountant · 2 years

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"Scooby-Doo Where are You?" (1969)

S1 E4: "Mine Your Own Business"

Air Date: October 4th 1969

"Scooby and the gang are called to investigate a deserted mining town that is possessed by the ghost of a 150 year-old miner."

BABE. Let me tell you what's wrong with our villain this episode. Everything. Hank is our villain today and man he sucks. We've had some great villains with background and depth you could get behind. I mean just look at Captain Cutler. But Hank? Trash. The whole legend claims that the miner is back in search of gold and that he died in 1849, Coining him the name "Miner 49'er". I'm convinced that's the year Hank was born, but we all have our own conspiracy theories.

Hank became a villain to become rich off of oil?? Get this Geezer off my show and give me something more than everyday Americana! I spent a good 20 mins of my life watching this episode and all you give me is Hank??? Yikes Hannah.

The writers spent to much time sneaking Hank Williams into the episode, they forgot to write the mystery. It's not the Miners fault, however his lack of effort is. How did nobody stop, look at the miner and say "Huh, doesn't he look kinda like Hanks dad?" Or even a "doesn't he look like a taller, hairer version of Hank?" Nothing.

Villain ranking: 🙄

-1 for not even changing clothes

+1 for stilt work.

Bringing him to a 5/10 villain. His truly ONLY saving grace is that man can hustle on stilts.

YUCK

This episode is available to stream on Tubi! 📱🔌

#debt collection services #finance #mystery #mystery machine #scooby doo #scooby doo where are you #scooby gang #shaggy and scooby #hannah barbera #cartoon #nostolgia #badguy

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medical-data-systems · 4 months

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Looking for a medical debt collection agency?

MDS (Medical Data Systems) is a leading medical collection agency in USA committed to providing effective solutions for healthcare-related debts. With a dedicated team of professionals, MDS specializes in navigating the complexities of medical billing and collections, offering streamlined and ethical approaches to debt resolution. Leveraging advanced technology and industry expertise, we prioritize fair and transparent practices, ensuring a seamless experience for both healthcare providers and patients. MDS is dedicated to alleviating the financial burdens associated with medical debts through personalized repayment plans, negotiations with insurance providers, and exploration of alternative financial assistance options. Our commitment to confidentiality and ethical standards makes MDS a trusted partner for healthcare providers seeking efficient debt recovery solutions.

#medical debt #medical debt collection #debt collection agency #debt collection services #debt collector

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bellmercantileaus · 6 days

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Debt Collection Melbourne |

Debt collection can be a challenging and sometimes stressful process for both creditors and debtors alike. In Melbourne, like in many other cities, there are specific regulations and guidelines that govern the debt collection process to ensure fairness and legality. Whether you're a creditor seeking to recover unpaid debts or a debtor facing financial difficulties, understanding the debt collection process is crucial for navigating this complex terrain.

Know Your Rights: As a debtor, it's essential to know your rights when dealing with debt collectors. Under Australian law, debt collectors are required to abide by strict regulations outlined in the Australian Consumer Law (ACL) and the Australian Securities and Investments Commission (ASIC). These regulations prohibit harassment, intimidation, or deceptive practices during the debt collection process.

Communication is Key: Effective communication between creditors and debtors is essential for resolving debts amicably and efficiently. If you're struggling to repay a debt, it's crucial to communicate openly and honestly with your creditor to discuss possible repayment options or negotiate a payment plan that works for both parties. Ignoring communication from creditors can escalate the situation and lead to further complications.

Seek Legal Advice: If you're facing difficulties with debt collection or have concerns about your rights as a debtor, seeking legal advice can provide clarity and guidance. Debtors have legal protections under the ACL and ASIC regulations, and a legal expert can help you understand your rights and options for addressing debt collection issues.

Professional Debt Collection Services: For creditors seeking to recover unpaid debts, professional debt collection services can offer expertise and assistance in navigating the debt collection process. These services specialize in contacting debtors, negotiating repayment terms, and recovering outstanding debts on behalf of creditors, alleviating the burden and complexity of debt collection for businesses and individuals.

Stay Informed: Keeping up-to-date with changes in debt collection regulations and guidelines is essential for both creditors and debtors. By staying informed about your rights and responsibilities, you can navigate the debt collection process with confidence and ensure fair and lawful treatment throughout.

In conclusion, navigating Debt Collection in Melbourne requires knowledge, communication, and adherence to legal regulations. Whether you're a creditor seeking to recover unpaid debts or a debtor facing financial difficulties, understanding your rights and options is key to resolving debt-related issues effectively and fairly.

More Info Contact Us

Website https://bellmercantile.com.au/

Address: 585 Collins Street MelbourneVICAustralia3000

Ph: 03 9596 9311

Mail id: [email protected]

Working Time: Monday to Friday 8:30am–5:30pm .

#debt collectors #debt #debt collection services

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loanrecoveryservicesmumbai · 4 months

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Mumbai Debt Collection Services | Baadshah Recovery - Proven Debt Recovery Solutions

Explore Baadshah Recovery's Mumbai debt collection services for reliable and effective debt recovery solutions. Our expert team specializes in professional debt recovery, delivering tailored services to meet your financial needs. Choose Baadshah Recovery for efficient debt resolution in Mumbai and regain control of your finances. Contact us for trusted debt collection and recovery services designed to provide peace of mind and financial stability.

#Money Recovery #Bank Credits #Debt Collection Services #Financial Dispute Resolution #Mumbai Debt Recovery #Debt Collection Mumbai

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mnscredit · 4 months

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More than just a test of patience, waiting for past-due payments can be nerve-wracking. Your client relationships and cash flow will suffer from late.

#international debt collection #debt collection agency #debt collection services #debt collection procedures #debt collection companies #debt collection techniques

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debt-corporation · 5 months

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Overwhelmed by Debt? Find Relief with Our Debt Review Services!

Are mounting bills and financial stress weighing you down?

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Our dedicated team understands the challenges of managing debt and is here to guide you towards a brighter financial future.

Don't let debt control your life. Take the first step towards financial freedom today!

Contact us for a confidential consultation and let us help you pave the way to a debt-free future."

#debt #financial #debt collection services #debtreduction

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