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#the mortgage years
cheesycatz · 13 days
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congrats on the birthday
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happyvoltz · 4 months
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kedreeva · 6 months
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How did you get into keeping peafowl? They're one of those animals that I'd love to keep but have unfortunately made peace with the fact I probably won't have time and space to care for them in the future.
I loved them, and I was an asshole about it.
I lived with my mom in the suburbs, and purchased hatching eggs from eBay (don't do that), and a styrofoam incubator (don't do that), and hatched them in my closet (definitely don't do that) and brooded them in my bedroom (don't do that). A friend of my mom had recently got a farm, and agreed to keep them in a pen at her place until I bought a house, at which point I went out, got a stable full time job, started putting away money for a down payment, and seeing a real estate agent to look at hobby farms. About a year later, I found one that fit my criteria (house I didn't have to repair too much stuff in, acreage, barn), got a mortgage, and started building pens with my family.
This is, I feel I should not have to say, NOT the way to go about getting into peafowl. But I did turn my life around for them, so I can't complain about the end result.
That being said... I wouldn't give up entirely if I were you, if they are what you want in life, but I would just bear in mind that the road to them may be harder than you want to endure depending on your starting point. If you can acquire a dwelling space where they're allowed (it doesn't need to be "livestock" area, since some places consider poultry to be different than livestock, and peafowl fall under poultry), and you're willing to build them a pen, their care isn't particularly intense or anything. The space to keep them is the major hurdle.
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oceandiagonale · 22 days
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Drew something for Gene to wish him a happy birthday ♥︎ Hope you enjoy!
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THANK YOU!!! I love the expression and color on this piece a lot, it's so pretty... (it's literally so clean/smooth and he looks so kind......) 😭😭😭😳😳😳
He's 11 years old now... if you know anyone that's in 5th grade or below he's literally older than they are now good lort
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frances-baby-houseman · 3 months
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Please remind me that I am not entitled to a 1.1 million dollar house just because I want it very very badly. I don't have 1.1 million dollars! That's the bottom line!
But it's 2 houses down from my MIL and the neighbor in between is the listing agent and her husband was like, we'll dig a tunnel under our house to connect you to rita! What a dream for my kids to just go back and forth between our house and their grandma's! we'd never need to pay for aftercare again!
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deitiesofduat · 5 months
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DEITIES Update – 2023 ➝ 2024 New Year’s Edition
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Happy New Year Everyone!
Typically I would write a formal blog post for my end-of-year update, but I'm writing something on the fly for the sake of timeliness ✨
I wish I could say I completed most of what I wanted in the year 2023, as I had several goals I thought were feasible. However, some of those goals had to be placed aside for a very sudden but fortuitous reason, that I feel worth sharing with ya'll -- which is that Iiiiiiii bought my first house! 🥹🥹🥹
(As you can imagine, this took quite a bit of my energy and time this past year, thus explaining part of my absence -- more details regarding my activity under the cut!)
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From early August thru the end of December, my home-searching and closing process was incredibly long, stressful, exhausting, expensive (lmao), and time-inducing. I'm thankful to have had support from my agent, and well as my friends and family while navigating this ordeal, and I'm in the process of moving my items and services into my new home during the remainder of my apartment lease.
This home search combined with my full-time work, was a major reason why took a partial break from social media, and semi-hiatus from new art. This also affected my frequency of updating the DEITIES website and blog -- at least, on the front end. I did a lot of backend work and completed a major to-do with migrating the website and giving it a new primary domain -- so now, both deitiesofduat.com AND deitiesproject.com will redirect to the website. 👍
For the most part though, I used the 2nd half of 2023 to focus on some major life decisions, and leading into early 2024 I’m aiming to give myself a bit of a lifestyle reset. It's going to take some time to settle into this new normal, so aside from occasional media posts I'll continue to be quiet a bit longer. Once I complete some key home-owning goals and attempt to recharge, I'll aim to resume the goals I had in mind for DEITIES Project and my personal art, as well as engaging with my audience more (I miss interacting with ya'll, aha 😭).
In the meantime, thank you all for you continued patience and support! Despite being offline more-than-not this past year, I really appreciate the continue interest you all have in this project. DEITIES remains so important to me even with my shift in scope, so I'll do what I can to put iterate on it and give it all my effort when I have more bandwidth. Until then, wishing you all the very best in 2024!
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aercnaut · 2 months
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oh you hate lee? you're going to look him in his big sad puppy dog eyes and hate him?
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shubhmortgage · 2 years
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Mortgage Calculator Service in California:
Use the free California Mortgage Calculator to estimate your monthly payment, including taxes, mortgage insurance, principal, and interest.
A mortgage calculator helps in calculating things in a few minutes. Buying a new home is a time of dreams and opportunity, but navigating the mortgage process can also make it stressful and confusing. Different interest rates and repayment terms can make it difficult to compare mortgage loan offers.
Our mortgage calculator should help you understand everything. This helpful tool makes it easy to find mortgage loans and choose the best deal for you.
How to Use This Calculator:
Our mortgage calculator can help you understand how differences in interest rates and repayment terms affect the size of your monthly payment and the total cost of a home over time. Little information is required to get started. Adding a few more details using the calculator's optional advanced options can give you an even clearer idea of ​​what your monthly mortgage payment might look like for different loans.
- House Price: This is the amount you pay the house seller. If you are in the early stages of home shopping, use the seller's asking price for comparison, but remember that this number is negotiable. If you are shopping in a highly competitive market and expect to be one of several bidders, you may want to bid above the asking price. In slower markets or for properties that have been on the market for a longer period of time, a bid below the asking price could be successful. Work with a real estate professional/ Mortgage Advisor to set your bidding strategy.
- Down Payment: When you enter the house price, the calculator automatically fills in the Down Payment field to reflect 20% of the house price. This is the standard down payment required for most traditional mortgages. Many mortgage lenders, including those who make government-backed loans, will accept lower down payments, usually in exchange for higher interest rates and/or fees - and with the stipulation that you pay for mortgage insurance, which you can factor into the calculator's advanced features.
- Term (in years): Enter the number of years required for the mortgage to be repaid. By default, this calculator assumes a 30-year mortgage, as this is the most common home loan term in America. Other standard mortgage terms include 15 years, 20 years, and 40 years. Adjust this number according to the offer you are evaluating. All things being equal, longer mortgage terms mean lower monthly payments, but also significantly higher interest costs over the life of the loan.
- Interest Rate: Enter the interest rate for the loan you are considering. Be sure to enter the interest rate, not the APR  (annual percentage rate). These numbers may be similar, but the APR reflects interest costs plus additional financing costs like fees and mortgage insurance.
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whaliiwatching · 1 year
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human droids to prove that c3po with long hair is a good idea actually
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arts-i-enjoy · 2 months
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AHHHHHH
#this post brought to you by: me#i. applied for a preapproval letter for a mortgage yesterday. and spoke to a realtor to start finding me houses#i want to move several states away which further complicated things. but the houses there are CHEAP#like under 100k for a 2 bedroom move in ready#anyways i got approved for 80k with a 20k down payment. and im FREAKING THE FUCK OUT#and because i got that pre app letter i have a loan officer calling me today to talk#and we literally work at the same bank so i can SEE that hes active and hasnt read my message#even though its been 45 minutes. KEVIN MESSAGE ME BACK. IM NOT GONNA BE ABLE TO FOCUS UNTIL I DO THIS CALL#AHHHHHHH S C R E A M. it might happening!!!! i might be finally.mov8ng out in a few months!!!#i mgiht be a HOMEOWNER by the end of the year#i have been saving money for this since i was. 16? 17?#ive had a good well paying job since i was 18.#AHHHHHHHHHHHHHHHHHHHHHHHH#once i have a house then i start job searching in that area. and start getting really serious about LEAVING my very good job#which is soooo scary. this job was supposed to be my lifelong career. but then everyone fucking moved to other states and left me behind#so theres no point staying here.#i might never have this kind of job security again.#but also my realtor said that theres a lot of bank jobs in that area so maybe itll be easy to find something#on the fence on if i tell my parents that im Making Moves right now#on one hand its hard to not talk about it becuae im STRESSED TF OUT#but on the other hand when i tentatively mentioned the state i want to move to#richard started yelling and swearing el oh el#might be better to wait and avoid the tension as long as possible?#but also i dont know how they can stay angry when its literally my best option#the other places where my friends live either have 0 opportunity and high housing prices. or are even moe liberal than where im going#idk. why do half of my problems come down to “my parents will be mad” like im a 12 year old or something. shit fucking sucks#this is why i want to get out of here#also it feels weird and bad to talk to my friends about how stressed i am about buying a house when all of them are stressed about#not being able to make rent or something. my problems feel like a brag in a really odd and shitty way. but hey!#if this works out maybe ill start being stressed about how im going to make my mortgage payments! :') yay!
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ribbittrobbit · 2 months
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one of my uni friends just had a baby and im losing my mind
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a-story-teller · 3 months
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I'm ambivalent towards both Sansa and Arya's chapters because they are both vaguely unpleasant bickering children who think they're better than each other. However, unlike many, many grown men, I don't hate either of them. Because, again. They're literally children.
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zoethebitch · 10 months
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alright so I'm happy to be home but like. upon getting back into town my first thoughts were about how I don't really want to live here anymore. might move to Memphis
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salted-caramel-tea · 4 months
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I remember the times you were struggling with dating because none of the guys tried to understand your sexuality. I’m very happy you found someone that does 💖 wish you both all the happiness
(he asked me to move in w him)
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mrtequilasunset · 8 months
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It's hard having twenty year old blorbos when all you wanna do is draw people over the age of forty
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thedevilinmybrain · 1 year
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