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#the first was from a summit a few years ago...im sure i still have the art around here somewhere...

gaydiekane · 4 years

Text

THIS IS MY FIRST TIME DOING A CUT SO IF IT DOESNT WORK IM SO SORRY IM CLOGGING UR FEED ANYWAYS-

before we start~~

greyson- ahhh yeah they/them pronouns but originally greyson used he/him so if you see any stray he/hims that i forgot to change please lmk (comment with the sentence or smth it'd be greatly appreciated)

link to chapter 1

i do not own any of the characters or settings from the riordanverse, all rights go to richard russell riordan. i also don't own perry the platypus, that goes to dan povenmire

finally, this is only my current draft, so when this whole thing is done and completed this chapter could be entirely different. i'm also a cHiLd so my writing isn't that good please bear w me 💀 i also suck at titles if u have any other ideas lmk 💀💀

anywaysssss..

The Currently Unnamed Fic

Chapter 2 - i think this is now named An Intro to New Life but im not 100% sure?

The boy led me down the hill and to the Kansas house. There was a man and a few other people playing a card game. I mean, I thought they were people, but they looked like goat boys. Something was nagging at me in the back of my mind, like something about this was familiar, but I couldn't figure it out.

"Mr. D," the kid said, "we have a new camper. And- hold up," he turned to me, "what are your pronouns?"

"She/her."

He turned back to Mr. D. "She's fifteen!"

Mr. D placed his cards face down on the table. "Fifteen? Whoever your parent is is awfully stupid."

Some useful information, I suppose. And, parent? My mom said she was bad at math in school, and my dad. . .

"My mom mentioned something about my dad when she dropped me off here," I said.

"Well, you're not one of mine," Mr. D said, and averted his attention back to the game. "Owen-"

"Oliver."

"-would you mind showing her around?"

"Oh, I would love to, but," the kid, Oliver, flashed the book he was reading, "I've got some reading to do. And I'm also redirecting mortals, so. . . . Catch ya later," he said walking away.

"He could've just said he didn't want to," Mr. D said under his breath (but still loud enough for everyone to hear). "Uh, Garrett Smith! Can you show around the new kid?" he asked to the nearest kid in the strawberry field.

The kid looked around my age, maybe a bit older. They had curly strawberry blond hair and tan skin like they spent almost all of their time outside. "Sure thing, just let me put this-"

"Nonsense, Sandra over there will take care of whatever it is." Mr. D interrupted. "I've got a card game to finish, so if you would please, George Salazar, show around, er, what's your name?" He turned to me.

"Elizabeth Herman," I answered. "I go by Ellie, though."

"Yes, show Lizzy Henderson around."

"On it Mr. D," the kid said. I didn't trust that their name was Garrett Smith or George Salazar.

I left the table and met the kid at the bottom of the stairs. They greeted me with a bright smile. "Hey, I'm Greyson Summit," they said. "I wish I were George Salazar. Oh, to be on Broadway, instead picking strawberries for the god of wine," they said dreamily.

I returned a smile. "I'm Ellie. Nice to meet you."

"Oh, and don't worry," Greyson added, "you don't have to bow down to Mr. D. He doesn't do much."

I nodded my head. Like Perry the Platypus, I thought. "Why would I need to bow down to him?" I asked.

"Oh, right, I should explain," Greyson said. "That's Dionysus, the god of wine and all that. You said your mom said something about your dad, right? I'm assuming she meant he's a god too."

I felt like I had been hit by a brick. I probably was at some point if I didn't remember basic stuff from sixth grade English, but that's not the point.

"Wait, I think I've read about this place," I said.

Greyson got a confused look on their face. "Like, in The Lightning Thief?" I nodded my head. "Woah." They laughed. "Not to be dramatic, but you should probably be dead. Let's head to the east."

Greyson began walking off towards what I assumed was the east, leaving me the opposite of "no thoughts, head empty."

I ran to catch up with them.

"By the time we're done it should be time for lunch, then I'll show you the other side after," they were saying.

"Sounds like a plan," I said.

We made our way along the creek towards the east woods. Greyson wasn't the best tour guide. We would pass by something and they'd randomly point out what it was. At least it wasn't a safari. I nearly giggled at the thought.

"Volleyball court. Art's and crafts. Hermes kids doing. . . something. Oh no, there's fire again."

I watched as a couple kids tried to stomp out a small flame in the grass.

"Again?" I asked.

"Yeah," said Greyson. "Come on."

They tried to strike up small talk. Unfortunately, both of us were quite bad at making conversation. Maybe it was best we weren't as good at striking things up as those Hermes kids.

I tried thinking of some icebreakers and introduction questions while we walked around.

"What are your pronouns?" I asked.

"They/them," Greyson said. "I'm genderfluid, but it's easier to use they/them pronouns than correcting people all the time. But if it really bothers me sometime I'll correct you, just a heads up."

"Cool. Thanks for letting me know."

More silence.

"Your pronouns are she/her, right?" they asked.

I nodded.

"So. . . where are you from?" Greyson asked after a bit more silence.

"Arizona," I answered.

"Oh, cool," they responded.

More silence.

"Where are you from?" I asked.

"Kansas."

Out of all the new and crazy info I'd gotten that day, that one won first place by far. "But I thought Kansas didn't exist?"

"What?"

I shrugged.

We made it to the rock wall. The heat emitting from it reminded me of Arizona summers. A girl dropped down nearby where we were standing.

"Beat ya!" she shouted up. She looked over at us. "Oh, hey Greyson. Who's this?"

The girl was short. Well, maybe short to me, I'm 5'8". She was maybe 5'4"? (Is that short?) She had dark brown skin and vitiligo. She also had brown eyes and dark brown coily hair.

"This is Ellie," Greyson said. "Do you think Kansas exists?"

She blinked. "What?"

"Do you think Kansas exists?" Greyson repeated.

"Yes, of course," the girl answered.

"Even before you met me?" they asked.

She paused, before answering, "Well, I hadn't given it much thought before."

"Damn, alright," Greyson said. "Ellie, this is Leila."

"Nice to meet you," I said.

Another girl dropped down from the wall. She had black hair with a split dye that was hot pink. Her hair was steaming, and her tan skin looked blistered in a couple spots. "You cheated!" She pointed at Leila accusingly.

"How do you cheat at a rock wall?" I asked.

"How can you think Kansas doesn't exist?!" Greyson asked me.

"Hold up, you didn't think Kansas existed?" the new girl asked me. "Wait, who are you?"

"I'm Ellie," I answered.

"Cool, I'm Chleo," she said. "Anyways, you thought Kansas didn't exist?"

"I thought it was made up for the plot of the Wizard of Oz!" I said. They all just looked at me. "How many people have you met that are from Kansas? What has ever happened in Kansas? What exists there?" I asked.

"Well, I know Greyson. . . ." Chleo said.

"The National World War I Museum is in Kansas City!" Greyson claimed. We all just stared at them. They put their hands up defensively.

"So. . . how do you cheat at rock wall climbing?" I asked again, hoping to drop the subject of Kansas.

"Oh I'm a daughter of Hecate," Leila said. She snapped her fingers and her and Chleo had switched places as Chleo went to rest her arm on Leila's shoulder. "The mist is easy to manipulate for me." She shrugged, ignoring Chleo on the ground.

"You bitch!" Chleo exclaimed from the floor. "Which also means, she cheated," Chleo said, getting up.

"No, I just used my resources!" said Leila. "They tell us to do that."

A horn sounded in the distance. "Come on Ellie, we have to line up for lunch," Greyson said. "We can go with the Hermes cabin, since they're here." He glanced above my head before walking towards a forming line of kids with mischievous looks on their faces, like I was told I had.

"Who's your godly parent?" I asked Greyson.

"My dad's Apollo," they said quietly. "We're not really supposed to talk in lines but lots of people do anyways."

We walked in silence to the dining pavilion. We went over the creek, passed by a huge arena, an archery range, the cabins. I knew there wouldn't be much left for Greyson to show me after lunch, but I knew continuing to let them show me around was better than to be friendless.

I was handed a plate of food and sat on the end of table eleven next to a kid with curly light brown hair and hazel eyes. He looked older than me.

"Oh, hey newbie!" he said. "I'm Austin."

"I'm Ellie," I said. "Nice to meet you Austin."

"Nice to meet you too Ellie," he said. "I'm the head of cabin eleven and one of the camp counselors this year. It doesn't matter too much, but I suppose it's good to know. Come on newbie, it's our turn at the fire." We all got up and walked over to the big bronze brazier in the middle of the pavilion.

I watched as Austin pushed a portion of his plate into the fire. "Hermes," he said.

I pushed a portion of brisket into the flames. "Hermes?" I said, though it came out as more of a question. Austin laughed and shook his head, and we went back to table eleven.

Back at the table I talked a bit more with Austin. He told me he has a twin sister, Kaite, and how he's from Michigan and moved to New Jersey a few years ago. He's turning nineteen this October and is really into crafting because he grew up doing it with his mother as a kid.

"What did you mean it didn't matter that you're head of cabin eleven?" I asked.

"Not that part, the part about being camp counselor," he said. "Camp counselors and cabin counselors are different. We call cabin counselors cabin heads to avoid confusion, but you'll hear both. Cabin heads just make sure none of their siblings are being absolutely stupid and lead them to their activities. Prep for inspection, all that. Camp counselors are more of like, the older sibling to everyone, they're all cabin heads, they do inspection, stuff like that. Kinda take charge. They're the people you go to if you need something. Some cabins have more than one counselor, by the way."

"What about Chiron?" I asked.

"Well, you'd go to him for super important stuff, like emergencies. A serious injury, an attack. Mr. D, well, just, never go D with an emergency. He'll most likely do nothing. Actually, he's good to go to if you have any questions regarding sexuality or gender identity." He paused for a moment, before continuing, "Camp leadership! Right!

"So once Percy and Annabeth -- you know who they are? -- Coolio, once they left everyone realized they forgot how to run the camp because they did everything and wars and all that jazz. Instead of trying to remember, they made new over-complicated systems to run the place. They work though. Until the older heroes came back. A couple summers ago the older campers came back to teach here." He pointed to the director's table. Along with Mr. D, I saw a few other adults chatting and eating. "Ever since they came back, us camp counselors have been kinda demoted. No one comes to us much anymore. Granted, they do know more, but it kinda sucks being demoted. Some of the cabin heads get replaced by the adults too, if they have an adult sibling here. But since they teach they're not around much for their cabin. It doesn't make too much sense." He shook his head.

"Maybe it's just that awkward telling a twenty year old what to do," I suggested. "Who are all the camp councelors?"

"There's me, Emma from the Aphrodite cabin, Ricky from the Apollo cabin, and Asia from the Iris cabin," Austin answered.

"You see? I just came to you for a question, you're not useless!" My words of encouragement didn't seem to make him all too much better. Though, I was never too good at encouraging others.

"I guess," he said. "That reminds me, after lunch is over I need to get you a copy of the Camp Half-Blood Confidential. And a shirt."

"The what now?"

"Years ago, after the last war, they were talking about what they would change about camp and all that, and Nico said the orientation video, which only he had seen. Everyone ended up watching it and they decided, 'Woah, this is terrible!' So they wrote a book."

They did what now? "That's stupid," I said. Who would write an important informational book for kids with dyslexia to read?

Austin looked at me questioningly. "What do-" He was cut off by a loud voice from elsewhere in the pavilion.

"Alright everyone," Mr. D stood up for announcements, "we have a new camper. Everyone say hi to Lizzy Henderson." There was a bit of hesitant applause before someone else from the director's table stood up.

"Maybe we should let her introduce herself," she said, giving a quick glare to Mr. D. He muttered something about how he did a fine job before the woman continued. Her gray eyes scanned the tables for the new face. "If you want to stand up so we can all see you..."

The blonde lady began to reminded me of a middle school English teacher. And I don't know how she didn't notice me, I was the only one not in bright orange. I should've stuck out like a sore thumb.

I stood and her eyes fell on me. Her smile wavered and she said something I couldn't make out to the man next to her, whose back was still facing me. She looked up again and continued, her smile returned. "How about you tell us your name, your age, and where you're from?" she asked.

Most eyes were on me, which bugged me because now I didn't know where to look. I decided to try keeping my eyes on the woman. "I'm Ellie Herman, I'm from Arizona, and I'm fifteen," I said.

I heard a few people start whispering around me. The lady furrowed her brows and looked back down at the man next to her, who then turned around to look at me. I noticed the man's black hair and sea green eyes, along with a nasty scar under his right eye, the same way I had imagined Luke's while reading the books. Then it hit me. The woman talking to me was Annabeth Chase, like, the Annabeth Chase.

"Do you know who your godly parent is yet?" Annabeth asked, sounding almost hopeful.

I shook my head. "No."

After a moment her smile returned. "Well, we're glad to have you here, Ellie." Annabeth turned to the rest of the campers. "Everyone welcome Ellie Herman, undetermined."

#s.chap.2

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surelybystarlight · 4 years

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Season 4 Letters

Late 12th month, 100 AG Dear Fire Lord Zuko,

Rebuilding the Southern water tribe is going along better than expected. So much had already changed by the time we got here. The benders from the north have made leaps and bounds in bending strong buildings. With the men finally back from the war we hope to have many newborns come end of next Spring and are building a hospital in expectation. I’m writing to inform you that we will be proposing a formal medical exchange program at the First World Summit in 2 months, at the 6 month mark since the end of the war, in hopes of expanding our knowledge of healing by combining it with the herbal knowledge of the earth kingdom and the surgical knowledge of the fire nation. I am asking for your support of this program. An exchange of professional knowledge will not only be a sign of good faith and respect of other cultures on the fire nation’s part. It will also act as a symbol of the new age we are trying to build, one of mutual healing and support.

I know it’s only been 3 months since we last all saw each other in Ba Sing Se, but I miss you and Toph. Suki and Sokka are doing well, with the help of our father, Sokka’s established a council of tribe members over seen by the chief to make decisions. Him and Suki are leaving for Kyoshi Island in a few days, Suki has new recruits to train and Sokka is traveling as “Son of the Chief” to formalize diplomatic ties with Kyoshi Island and Omashu. I think he’s just trying to avoid the days of endless sun coming up. I don’t know how they are going to make it work, but I hope they do. Aang's doing great, trying to be the avatar and mediate every conflict he comes across every chance he gets. Tell me, how are you doing, How’s Mai? How’s Uncle? Has he driven you mad with tea and proverbs yet? Hows Toph? I know things are still rough with her parents. Uncles idea of taking her on as a pledge (word!!) was brilliant. Toph supposedly getting a courtly education in the fire nation pleases her parents, and in exchange she doesn’t have to go back to being sheltered.

Wishing you the best, Master Katara Daughter of the Chief

(p.s. Still feels weird calling you that but I’ll get used to it.)

Mid 1st month, 101 AG Dear Master Katara Daughter of the Chief,

I can assure you that you will have the fire nation’s support behind your proposal, I agree an exchange of knowledge and skills will be beneficial for everyone. Water bender healers will be in high demand here once our doctors learn of what you can do. Will you be joining in the exchange? There would be a prime apprenticeship in Caldera hospital and a place for you in the fire palace waiting for you.

Things are ok, it’s stressful being firelord. It’s hard to not just yell at everyone, but I have to set a better example than my father. I'm so glad uncle decided to stay as my adviser rather then retire to his tea shop just yet. At this point I’ll take any advice I can get, proverb or not. Toph’s doing great, you know how she is, she doesn’t talk about the painful stuff. She’s been very useful in vetting the staff and nobles for Ozai supporters. She’s kind of become my unofficial bodyguard. She’s even complained that she wished someone would make an attempt on my life just to spice things up. If I didn’t know her better I’d be scared. Mai left on a sabbatical a little while ago, said she needed to find out what makes her happy, not just what she doesn’t hate. I know we weren't going to find happiness with each other. Not after everything we’ve both seen. Last time I was truly happy and at peace was at the summer palace with the whole Gaang. I hope she finds happiness wherever it may be.

Hoping you’ve found your happiness, Firelord Zuko

(p.s. It still feels weird being called that)

Early 2nd month, 101 AG Dear Zuko,

Why didn’t you tell me Mai left sooner? I know you never really forgave yourself for leaving her at the Boiling Rock, but you deserve to be happy too. You deserve someone who loves you and you love in return. I miss the summer palace too, even though we were preparing for a war, I haven't felt so at peace since. I miss our night time sparring matches, letting off steam. And the day to day routine of our little family. There were moments I could have lived in forever. I mean, I am proud of the work Im doing, rebuilding my tribe is important to me. And being in a position to effect change on the world, to usher in this age of peace is so empowering. Aang wants to start and airbender acolyte program after the World Summit, which is just as important to him. He wants me to join him once the healer exchange program is off the ground. Wants me to become an acolyte and help him “rebuild” the air nomad culture. Maybe I’ll find peace in the air nomad philosophy. I know that it didn’t exactly always work for me in the past, but maybe I’ll understand it better if I study it. I want to be able to be happy at the air temples. The days of endless sun are here, I’m sure I’ll find the idea of Air nomad philosophy more agreeable once I’ve seen the moon in the night sky again. For now, Aang's Air nomad diplomacy is not appropriate for handling midnight sun madness. I know I won’t get your response before I leave for the World Summit, so I’ll see you then.

Hoping you find your happiness too, Your friend, Katara

Late 2nd Month, 101 AG Dear Katara,

I know you wont get this before the World Summit, but I wanted to write you anyway. I am proud of my work, I hope I’ll find fulfillment in bettering the lives of my people. Love is not a given for Firelords, when Mai left my court started looking for suitable candidates for Fire Lady. Their concern is more with stability and producing an heir than ensuring I'm in love. Love was just never in the cards for me, I was never the hero of our story destined to get my girl. You’re lucky to have a chance at happiness with Aang. Even if, as we are both painfully aware, Air nomad philosophy isn’t always applicable, as long as you’re happy with him. And if for some reason you aren't, there will always be a place for you in my country and home.

Alway your friend, Zuko

Early 4th Month, 101 AG Dearest Zuko, Dear Fire Lord Zuko, Zuko,

The World Summit was very eventful and beneficial for all. I know I said some things after the celebration ball. That certain things happened, but I want to assure you that I will be joining Aang at the Air temples, it’s where I am meant to be. I want to be happy with Aang.

Katara

Late 4th Month, 101 AG Dearest Katara,

I understand, like you said, We aren’t the ones who get our happily ever afters. Just promise me you wont give up your own happiness for the sake of his. I’m not saying you have to come to the Fire nation if you don’t find peace as an Acolyte, just remember you aren’t a prize. Your happiness matters too.

Always your friend, Zuko

Late 6th Month, 101 AG Dearest Katara,

I heard from Ty Lee that you’ve returned to the Southern Tribe to help run the healer exchange program and train new healers. I hope you find your happiness there. I know it couldn’t have been easy to leave the Air Acolytes, but I am proud of you. One of us deserves to find happiness

Hoping you find your happiness, your friend, Zuko

Mid 7th Month, 101 AG Dear Zuko,

Due to the reluctance of water tribe healers, I have decided to join the healer exchange program and set an example by taking a position in the Fire nation. I will be returning with you to the Fire Nation after the 1 year of Peace Celebration to begin my apprenticeship. I’ve heard you’ve yet to accept or even entertain any of the potential Fire Ladies, I know you said love isn’t in the cards for you, that we aren’t the heros, but you deserve to be happy too. Thank you for your support, I haven't found my happiness yet, but I hope I will soon.

Yours Always, Katara

Early 8th Month, 101 AG Dearest Katara,

I was genuinely happy to read that you’ll be coming back to the Fire Nation with me. Like I promised months ago, there will always be a place for you in my home. I hope you can find your happiness in the Fire Nation. I look forward to seeing you again at the Peace Celebration.

Yours Always, Zuko

Early 9th Month, 101 AG Dear Master Pakku

You would be wise to never doubt the insight of a guardian in the ways of their charges's heart. For no one knows said heart better than the one who watched it form. I won the pot, time to pay up old man

Better luck next time, General Iroh

Chapter notes

Zuko and Katara got really drunk during the World Summit ball and ended up sneaking off together to have a heart to heart. They lamented both feeling like they were supporting character. Katara said she felt like she was just supposed to be apart of Aang’s happily ever after regardless of if it was her happily ever after. They end up admitting to each other that their happiest moments were with each other and share a drunken passionate kiss.

Afterwards Katara tries to bite the bullet and make herself happy with Aang at the air temple, but she doesn’t last very long because it really isn’t where she’s happy. She ends up leaving Aang, giving him a speech about needing her own happily ever after.

Zuko and Katara come together for discrete yet passionate love making at the Peace Celebration. They decide to keep their relationship a secret for the time being both to protect Aang's feelings and to avoid court gossip. However, Uncle Iroh figures it out right away, he had a bet with master Pakku since the end of the war when Zuko took the bolt of lightning that the two would end up together.

#zutara #zutaramonth #zutara month #zuko #katara #letters #zutara month 2020

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asparrowandaswann · 4 years

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C2: RETURN TO SHIPWRECK COVE. PART 3#

The room was small and bare, with a bed which she could tell from a glance creaked terribly. A chest of drawers, empty. A chair with a woven seat stood against the wall. A small table sat in the corner, an old pot of ink, but no papers, no quill. An inch-thick layer of dust covered everything, as Teague had warned. No one had entered this room for quite some time. She could find nothing personal. Nothing which could tell her about Jack, from when he was simply Jackie. Jackie Teague. The boy before the legend. A pang of disappointment gripped her stomach. She had hoped to know him better. Something of his childhood which he would never have told her himself.

Nevertheless, the room smelled of him. As though he had just left the room. Something spiced, a vague hint of sandalwood, and... sweat. Quite overpoweringly of sweat, in fact, considering he hadn't set foot in the room for Lord knows how long. And there was something else... something...

Elizabeth moved towards the bed, the bedding seeming to be the source of the smell, as, where else could his scent be coming from? She pulled back the covers gingerly, and gasped, leaping back. Blood. Dark, old, blackened blood. With a brave sweep, she pulled away the thin blankets entirely. The bed was soaked through. Or had been, some time ago.

Just then, there was a knock at the door.

"Yes?" Her voice broke. She couldn't take her eyes off the blood, wondering whose it was, and hoping to God that it wasn't Jack's.

The door inched open with a creak, and when she turned, she saw a little man, grey and slightly bowed, backing into the room, carrying a stack of linens in his arms as he pushed the door open with his shoulder.

"'ere y'are, yer Kingly-ness." His voice was smooth and grandfatherly, and as he turned, kind blue eyes caught her worried gaze, following it to the bed. The man shook his head sadly. "Aye, t'was a bad time, that."

"What happened here?"

The man placed the bedding down on the wicker chair, taking a moment first to wipe away the best of the dust with a rather soiled handkerchief.

"I've been 'ere since Jackie were a wee lad." He explained, stripping the bloodstained bedding away as he did so. "I was born int' piratin', but truth be told, never been much good a' sea. Much prefer land, so I found myself 'ere, amongst me own, withou' 'avin' t' do much wot pirates be doin'. The lad weren' like tha', though. It surprised no one when 'e ran off t' the sea the momen' 'e turned four'een, withou' so much as a 'bye, pops' to ol' Teague. 'E'd come back now and then, though... always sportin' an injury which needed seein' t'."

Elizabeth's eyes widened. So it was Jack's blood.

"Aye, Miss." The man said, seeing her worry. "There were one particular night... nigh ten years ago or so, now. The boy came stumblin' back, 'avin' sailed 'ere in a little scrap of a boat, with a man named Gibbs. 'Is only crew a' the time, though if you'd seen this boat of 'is, 'e were in no need of a crew. It were small enough to be manned alone. No, 'e'd lost 'is ship, the Pearl, quite recently, in fact, and was still cut up about it. Loves that ship like a mistress, 'e does. So, Gibbs practically carried 'im up 'ere, up the hill, screamin' the whole way for a doc'or. Obviously, place like this, we 'ave one, an' we give 'm enough business to keep 'im 'ere. Doc'or Grove, is 'is name. 'E saw to the lad. 'E'd been shot, twice." The man patted his chest, just over his heart. "T'was a near miss. A few inches further south an'... Well, Teague were furious with 'im. The lad 'ad 'ad a pistol, after all, but 'e'd refused to use it. 'That bullet weren' mean' fer 'im, Dad', 'e kept sayin'. Never seen old Teague so mad, I ain'." Taking the straw mattress, which was also stained straight through, he carried it out into the hallway, returning moments later with a replacement. "This were pillaged just a week ago from a fine Spanish galleon. Should be more fittin' for a King." It was too large for the small bed frame, hanging limply onto the floor, but Elizabeth was grateful all the same.

"I've seen Jack's scars." Elizabeth confessed, thinking back to their time on the island, having been mutinied by Barbossa. She thought of the dark cloud which had crossed Jack's gaze as he had drawn back his sleeves. "How on Earth did he survive?"

The man glanced towards the skies. "Miracle, I reckon. That lad's seen 'is fair share. Someone's smilin' down at 'im, scoundrel though 'e is. 'E must 'ave charmed an angel in a prior life, I reckon. Nah, 'e pulled through by the skin of 'is teeth. I s'pose no one thought to change the beddin'. 'e only ever comes by with some injury or other, when this is the closest friendly bit of land with a doc'or. Whatever 'e lies on would only get soiled again anyway." He busied himself, tucking fine sheets - no doubt taken also from a fine galleon - as best he could under the oversized mattress, and fluffing a fresh goose pillow.

"And that was the last time? That Jack was here?"

"Aye." He brushed his hands together as he stood back to admire his work. "Though..." His face froze, and he half-turned, smiling at Elizabeth with a glint in his cornflower-blue eyes. "Now I come to think of it, there were one other time since. Quite recen'ly, in fact. Couple years back. 'E'd just gotten 'is Pearl back, I believe, an' it were once again ol' Gibbs who brought Jack 'ere, the lad staggerin' an' shoutin' that 'e didn' need no doc'or, 'e just needed 'is Pearl, but Gibbs knew best, as always."

Elizabeth's eyes widened. That must have happened since they had met, after she had watched him from the battlements of Port Royal, sailing into the distance. "What happened?"

"Fever. 'E'd caught summit nasty from some tribe, an' it were burnin' through him. Delirious, 'e were. Rantin' an' ravin' one minute, weepin' into the pillow, the next." He was eying Elizabeth curiously now, watching her. She shifted uncomfortably. "After all 'e'd survived before, no one doubted for a moment that 'e wouldn't pull through. A legend like 'e's carved out for 'imself, 'e could 'ardly go down to a fever, now, could 'e? But it were a nasty sickness, all the same. I remember one evenin', the night before the fever broke, I came in carryin' a tray of broth, to try an' get summit into 'im, an' there were no one else there at the time but the doc'or. The lad were sleepin', so it seemed, but 'e were mutterin' t' 'imself, nonsense, as always, an' neither the doc'or nor I paid it much mind, until..." He stepped closer to Elizabeth now, his voice dropping to a mere whisper. "'E started speakin' a name."

A coil tightened in Elizabeth's gut. "A name?"

"Aye. Name of a woman. Chantin' it, quiet, like, under 'is breath. Now, it caught my attention because I know the lad not to be the settlin' sort. 'E's 'ad 'is flirtations, sure, but no one 'as ever truly caught 'is eye, to my knowledge. The doc'or noticed too, an' asked me if I recognised the name. I said I didn'. 'E stopped as soon as 'e started, an' 'e woke the next mornin', past the worst of it."

Elizabeth licked her lips, her mouth suddenly dry. She wasn't sure if she wanted to know. Obviously Jack had had his fair share of women, but to think that one would leave her mark enough for him to speak her name during his delusions. But of course, her curiosity was too great.

"What was the name?"

The man smirked. "Lizabeth."

Her face burned, and for a moment she lost herself, her mouth gaping with shock. He had spoken her name. They had parted ways, and yet he had chanted her name, calling for her, perhaps dreaming of her under the heavy sleep of fever. What could that mean, besides...?

Pulling her lips into a pout of indignation, she stepped back sharply. "Common enough name. No doubt the whorehouses of Tortuga are teaming with Elizabeths and Lizzys and Elizas and... I'd thank you not to look at me that way." She snapped at his knowing gaze. "And to keep any gossiping thoughts to yourself."

The man mimicked drawing a line across his lips in an oath of silence. "Believe me, Miss, with all that goes on 'ere, that would be one of the more mundane tidbits, anyway."

Still not convinced, she asked warily. "What is your name?"

"Perkins, Miss." He didn't bow, as the gentlemen of Port Royal would have. This was the Kingdom of Pirates, after all. "Pleasure's all mine."

She nodded her head curtly. "Thank you for replacing the bed. I think... I shall sleep now."

The bid him goodnight, locking the door behind him.

Sitting heavily onto the bed, the mattress dipping dangerously off the side of the bed-frame, she thought about all she had learnt that night. She imagined Jack, in this very room, as a young boy desperate to follow the call of the sea, until the urge had been too strong to resist any longer. She imagined him on this bed, writhing in agony while a doctor pulled the bullets from his chest. So much blood had been lost. How on earth had he survived? She imagined him bathed in sweat, sleeping in the bloodstains of his last visit, chanting for her, calling for her. She imagined herself, water bowl in hand, dabbing with a cloth at his brow, soothing him. Clinging to his hand as the doctor performed his crude surgery on his wounds. Stroking his hair as the wounds were cleaned with precious rum, and cauterised with red hot metal. She imagined them both, in this bed, whispering to each other...

Oh, you hussy. Her husband not but a few hours gone, and already she was picturing herself with another man. And not just any man. That man.

God, ten years was a long time, indeed. Her body had been awakened to sensual realities of womanhood, and she knew that she couldn't wait ten years. But as for him... no, she'd have to steer clear of him. Jack was as much a danger to her heart as to her body. He would worm his way into her heart, and stay there. And she must protect Will's heart, above all else. Protect it within her own.

But as for physical pleasure... she resolved again to find a way of communicating with Calypso. After all, all men took lovers, why not a Pirate King?

Removing her heavily armoured coat and belt, she slipped beneath the covers in her black dress, placing her effects on the ground, within easy reach. Glancing again to check the lock of the door, her hand skimmed over her thighs, her fingers travelling to that secret part of her. A part of her still sore from her hasty honeymoon. Flashes of images raced through her mind as she touched herself. A pair of dark, kind eyes. Strong, calloused hands on her bare waist. Her fingers tracing over a scar on a man's chest. Soft, greedy lips tasting her own. A wry smirk. A glint of gold.

Tipping herself into ecstasy, she let the night take her, and let her exhaustion claim her.

#fanfic the adventures of elizabeth swann #the adventures of elizabeth swann #elizabeth swann #sparrabeth #travellingtypewriter #travellingtypewriter fanfiction #travelling typewriter #fanfiction #fanfic #PotC #potc fanfic #potc fanfiction #pirates of the caribbean #chapter two #part three #return to shipwreck cove #shipwreck cove

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monstress · 5 years

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any korean variety show recs?

alright so saddle up because this is long

for new watchers who know next to nothing about the korean entertainmentindustry, wants to learn more abt culture:

abnormal summit, esp s1. group of semi-diverse expat panel discussculture/issues and how it pertains/compares to south korea and their owncountries. also ngl some of the panels are hot so shoutout to sam oykere anddaniel from australia.

first time in korea. changing guest of long-time expats bring their friendsover to south korea to experience the culture for the first time. you getrambunctious friend shenanigans and crash course of interesting places to visit+ eat.

korean food table. long-ass running, well-beloved food show. im hungry.

for new watchers who want to get into it because of the hallyu wave:

x-man. the start of it all. fixed members and guests play games and try tofigure out who is the spy among them. the precursor to running man. it endedyears ago but it’s LEGENDARY. i can’t tell u how many clips from some eps thatare still being played on other shows today. see your favorite stars at theirmost humble of beginnings. introduction to the dominating MCs of today: yoojaesuk and kang hodong.

happy together s3 (the sauna version). the only talk show of its kind withequal number of male and female mcs (sad ik). funny as hell, even withnon-celebs guests. way back when even jun hyun moo, the MC with the most showson his belt right now, was a nobody and made his bread and butter dancing toshinee’s Lucifer. great talking segments which i’m sad they got rid off in thelater iterations.

strong heart. a talk show where celebs share interesting stories from theirlives. if you can manage through kang hodong’s overly boisterous MC style,there are some absolute gems from this show but imo just watch based on theguests. also lee seunggi!

knowing brothers. popular talk show with a school-like setting. imo watch it based on the guests, again if you can manage through kang hodong lmao

i can see your voice. celebrity guests try to guess if a person is a good singer or tonedeaf.already multiple versions in asian countries. honestly surprised americansdon’t get in on this.

masked singer. a panel try to guess who the voice from an unknown, masked singer belongsto. i don’t know why they made an american version since the formula is onlythrilling with a tight-knit industry but ok!

weekly idol. if you’re into kpop, surely you’ve seen random dancing segmentsby now. watch it based on who you stan i guess.

doesn’t care about idols, just want to have fun:

new journey to the west. cast travels to a country and needs to win gamesfor food/sleeping place/dragon balls. fuckinnnn??? hilarious?? established cast and production team chemistry (from their previous show, 1night2days) so even the pilot doesn’t have new cast awkwardness. stellar editingand ingeniously entertaining yet simple games. they’re not afraid to rip eachother apart (some of the members’ have some…interesting past which is fun tobring up).

i live alone. a clip show of an average day of celebs who live alone. while it does haverotating celeb guests, the major draw of the show is the permanent panelmembers established in 2017, esp park narae (who is a legitimately talentedentertainer and tbh deserves better! you’ll get what i mean when u watch theshow!!).

omniscient interfering interview. clips of daily lives of celebs and their managers (who in the industry arealways in the shadows but now it’s their time to shine). wildly popular thateven most of their managers have shot for commercials. watch for the fooddescriptions from lee youngja which was a career-defining talent for her thatshe won the channel’s top entertainment award. the first woman to have everdone so across all three major channels.

infinite challenge. this show has a LOT of episodes but imo watch these specials: the ballroom dance eps, the summer music festivals, bobsleigh challenge, calender model challenge, extreme part-time job, history x hip-hop, the jack black eps, saturday saturday i am a singer, and the (very incredible, very powerful) express delivery special. iconique.

running man. i’m amazed that this show is still airing. the choi minsoo eps and sherlockeps are one of the show’s stand-out. again, if you’re into the cast chemistry,check this out.

2 days 1 night (s1, skip to s4). where the new journey to the west’s cast chemistry and production team isfortified! season 1 was very popular but it ended because the director wantedto pursue his studies. season 2 and season 3 tried to capture its magic with new casts and directors but it just wasn’t the same. when season 4 came ploddingalong, people thought it’ll be canceled soon enough. the newest director was amentee of the original director though and with great luck in the new cast, season 4was herald as the show’s comeback. the ‘no smoking’ episode was brilliant. edit post chatroom scandal: from the bottom of my heart, don’t watch s4 because of one member who is an honest-to-god piece of shit.

what on earth??. an underrated show! a limited series of four men who embarks in a dangerouscross country trip. the first few eps was set in a Qatar desert, the next inthe wetlands of Scotland. educational, good chemistry btwn the members, sharpediting. also not gonna lie part of the reason i did watch this was for ji jinhee. sue me i was in a jtbc misty withdrawal! shares the same director as 2d1n season 4!

sister’s slam dunk. a rare show with an all-female cast with the premise of fulfilling eachmember’s dream with the help of the other members. honestly just watch seasonone for min hyorin’s dream of debuting as an idol (hence dragging in the othermembers too, much to the chagrin of the older members). if you like thechemistry between members enough, stick around! the cast is funny andcharismatic and it’s just (sniffs) i love women! i still bop to the songs onthe regular too.

doesn’t care about guests, just want to relax (my fave kind):

lee hyori’s bed and breakfast. popstar lee hyori and husband opens up their home as a bread and breakfast. depression? cured! streamit on netflix!

little house in the forest. this show is glacial…in the best waypossible. it’s like an ingmar bergman film. honestly best to watch when you’rein bed ready to sleep

youn’s kitchen. legendary actress youn yeo jung opens a restaurant in a foreigncountry with season one in indonesia, season two in italy. idyllic af.

hodong’s kitchen. a spinoff show with the cast from new journey to thewest (they won a bet that if they win a game, their wish is to shoot a showlike youn’s kitchen since they share the same director). if you like the njttwcast and want to see them run a small restaurant, here’s your show!

blind date cafe. what it says on the can. blind dates are done in a cafe withwaitservice that consist of musician lee juck, actress yoo inna,comedian yang sehyung and sf9 member rowoon. it’s very…cishet lmao buti love yoo inna and will watch her wait for paint to dry. some of the couplesare EXTREMELY valid tho (if anything, watch for the webtoon artist andchildrens horror book author! i STAN their love!)

coffee friends. actors set up a cafe. fulfill your coffee shop au daydreamwith yoo yoon seok here!

may food bless you. a team of close female friends that consist of actress hwayeong and comedian lee youngja, song euni, and kim sook gives advice and suggest food to aid for submitted concerns while having a meal. a great show to watch while having dinner.

note: these shows…aren’t perfect. lemme be upfront that there can be elements of casual -isms in them (the relaxing shows are generally okay tho) and i’m just gonna leave it at that.

#answered #Anonymous #this is......extensive #i hope the categories help

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inthebivy · 7 years

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Fear & Trembling in the Winds

Late July, 2016

I’d been scared all day, since Tommy and I started up the Wolf’s Head at dawn. My friend Zach had warned me that three groups of his friends climbed it and all said “Horrifying, terrible, don’t do it!” I already knew I didn’t like being on top of vertical cliffs, where there’s no escape. But here I was anyway. Here, halfway through the “Piton Pitch,” the most notorious 50 feet of the route. It was easy for a while, a ledge traverse with a crack nicely protected by old pitons, so plenty of places for my hands and feet - then I rounded a corner and suddenly the ledge and crack petered out into nothing, into a sea of holdless slab. 15 feet away I saw the end, a huge sandy ledge you could sleep on. But in between was nothing - just one old piton hammered into the middle of it, what seemed like a very far way away.

I started out towards that piton, and found nothing good to hold, or stand on. Shit. I retreated. There was another way, going up a hard-looking crack, also with a piton in it. Maybe I should go that way? I pulled out the “beta,” information on which way to go where, and confirmed that indeed, I should just head out the slab. Damn it.

I looked out, and down. The exposure was relentless. “Exposure” meaning cliffs falling away below you for hundreds and hundreds of feet. Still no good holds. But a storm was threatening, and there was no going back, or down, so I cast off into the void, the sea of nothing.

Wolf’s Head ridge looking steep from Pingora

How I got into this pickle

A couple months ago I wrote about my mountain mentor and great friend Ben. I wrote about how he took me up climbs that scared me so much I couldn’t move. And now I was back in what I knew was Ben’s favorite kind of climbing - ridge traverses - like Evolution, or Palisades, or Forbidden. This is a climb Ben would have loved. It’s a climb Ben would have taken me up, dragged me up, me paralyzed with fear, “gripped,” rattled, lost it, but still there.

Today I want to talk about that fear more.

Most climbers I know don’t have the same fear of heights that I do. Sure, everyone says they’re scared of heights. Even Will Gadd. But Ben would hop up on a tiny summit pinnacle. Greg does that too, and Ryan - “climbers” do that. They’re comfortable in thin air, like mountain goats. It’s not like that for me. Get me even 5 feet off the ground and I cling tight, I stay seated, I don’t want to stand up, I feel the vertigo, the “what if,” “what if I fall?” I like to hold on tight. I’ve bailed off beginner routes because I was scared - a 5.6 in Lander last spring, a 5.8 (with bolts!) just last week. So … why do I climb? I used to say “I’m retiring” after every climb. But then I go again. I’m probably the worst climber who’s been climbing for 10 years, because my fear resets my skills to 0 every season.

I’ve felt fear for a long time. Growing up, I was afraid of the dark. I would jump from my bed to the safety of the hallway to avoid being nabbed by the monsters under the bed, or on the floor. I wasn’t scared of heights, I don’t think - I spent much of my waking hours climbing trees in the yard, looking down at our roof. But as time went on, I gained that fear. The Fear, I called it. The paralyzing fear.

I’ve tried to work with the fear a few times. It’s a knot in the pit of your stomach. It’s a tight chest, or neck. It causes me to leave, to run away. In DC, in 2005, I tried “exposure therapy” to fear - I’d stay in dark rooms, or shut the door in the bathroom (with monsters hiding in the mirror). I re-read “Dune” and found the Litany:

"I must not fear. Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past I will turn the inner eye to see its path. Where the fear has gone there will be nothing. Only I will remain."

I read Buddhist philosophy and practice about detaching from the illusions we think are our true self.

But I lost my nerve and stopped facing fears. When I hiked half the Appalachian Trail in 2008, I was scared of being alone, and never sat through to see what was on the other side of it. I clung to other people. And I grew ever more scared of heights.

Fear and the Diamond

Three mountains stand out as the peaks of my fear, all 2010 trips with Ben: downclimbing a 4th class slab onto the Little Bear - Blanca traverse (Ben had to talk me down); getting totally paralyzed, unable to move, on the East Ridge of Forbidden Peak (Ben had to break out the rope and throw me one end); and what has become the Ultimate Fear, the ultima thule of terror: getting three pitches up the Diamond on Longs Peak (also with Ben) and completely losing it; we bailed and he noted the cause as “Skye altitude sick” - a generous diagnosis. I may have been altitude sick, as I went from sea level to 13,500’ in a day. More to the point, I was completely psychologically shattered.

Little Bear to Blanca. Intense fear, and eventually came to terms with it.

Ben rapping down to the start of the Diamond, after my first rain-bivy, also at 13,500′. Note his smile.

Here’s me, petrified, on the side of Longs Peak just before we bailed. Note the terror in my eyes.

Into the Winds

The Winds have been on my list for 2 years, and were high on the list for this fall. I planned to go in September, after the legendary mosquitos died down, but an old ranger friend from Philmont, Tommy, hit me up on Facebook a month ago.

Hey Skye! Nice looking pictures, you defintitely have the beta for Wyoming. Im looking for a climbing last weekend of july to climb Pingora or something in the Cirque. Ive got a rope and half a rack. Seeing if youre interested

I was interested. I hadn’t seen Tommy in a decade, and I remembered him as a bit of a wildman, so I made sure we were on the same page about risk:

Me: Also as a general caveat, I am pretty darn cautious / conservative when it comes to risk, and have lost the "summit fever" I used to have... my priorities are 1. come back alive 2. come back friends 3. get to a summit. You down with that philosophy? Tommy: Absolutely, Ive definitely learned to swallow my pride when it comes to summits. No more of a humbling feeling than when mother nature decides whether or not you send. Here are my priorities, 1. get on the route. 2. get off the route safely 3. enjoy the climb 4. summit.

So it was on. A month went by, I got my gear together, and I headed south after work, through the Cliff Creek fire zone (props to the wildland firefighters out there!), met Tommy in the morning, and hiked in to Cirque Lake.

Hiking in, Pingora at right and Wolfs Head atop a cloud.

We climbed Pingora Peak’s South Buttress, the chillest sweetest sunniest rock, huge ledges and nice climbing and straightforward rappelling.

We looked at Wolf’s Head from the top and were both fully intimidated. We camped at the lake again, shooting star photos. Tommy dreaming of Wolf’s Head. We woke, and we headed up.

Wolf’s Head

I was scared from the first step onto the rock, up grassy ledges to the start of the route on the “Sidewalk.” Tommy was fine.

We got near the Sidewalk, and I felt inside: I should climb this. This is what Ben taught me to do - and I’m ready. I can do this. I told Tommy I was up for it, and he protested not.

I headed up the Sidewalk, 2 feet wide, unprotected, cliffs on both sides - and I wasn’t really there, mentally. I was moving tentatively, clinging. Halfway out I thought maybe I could get a piece of gear in, so I pulled out the “nuts” - metal chocks that fit in cracks to hold a fall - and, something I’ve never done before, I dropped half of them off the side of the mountain. Now I was trembling for real. This was a problem - a major portion of our safety gear, gone, and me shaking in the middle of an unprotected skinny slab.

Looking back down the Sidewalk

The nuts had landed on ledges below us, so I retreated back down the Sidewalk, downclimbed the ledges, retrieved the nuts, and got back up to the Sidewalk. Take 2. I breathed deep - this time, just go for it. And I just went for it. Feet, rubber soles smearing on sticky granite. Hands, holding the two edges, corners, solid holds. And I just moved. No funny business trying to put a nut in halfway - I just went. I crossed the Sidewalk, got to a solid spot, I put in solid gear, and I whooped with joy. I had done it. And my head was in the game. But The Fear was still there, underneath - fear of what was to come.

We climbed 4 pitches to get to the towers. The Towers. Four towers, each with its own “crux” or hard move. The “hard moves” were only 5.6 - easy, by any good climber’s standard - but still bone-chilling to do above hundreds of feet of thin air, when you have an almost-debilitating fear of heights like I do.

This whole time, I had The Fear. It was ever-present. And in turn, I worked on being present with the fear. On seeing the fear as something separate from me - so that I wasn’t consumed by the fear, but could hold it at arms-length, thank it for keeping me safe, and still not be paralyzed or ruled by it. “Ah, fear - that’s a feeling.” And keep moving.

Getting to the base of the first tower move was a scary and awkward down-crawl on loose rock without good protection, and we both got rattled. “Good gear, good rope, keep moving” became my mantra. I saw a rappel station and thought “maybe we should bail…” - better yet, maybe we should get the Canadians behind us with double 70 meter ropes to bail, and slide down their ropes back to our camp. But they weren’t bailing, and we kept moving.

Tommy did the boulder hug move in style, then got into a very tight awkward chimney and stopped, inside the slot, before the piton ledge. The Piton Pitch. He was around a corner and kept shouting back about how awkward it was. “Awkward is fine” I shouted back, “just make it safe.” He did. I followed, and popped out on the ledge. Tommy was not stoked, which is unusual with him, but he was hanging in there.

The ledge looked great, and I saw two pitons in the crack in the corner. Pitons are old-school climbing gear, metal hammered into cracks too small to take other gear. Solid. All’s well. I walked out, around the bend - and the ledge petered away into nothingness. There was another piton, out in the middle of a sea of slab. Slab meaning no cracks, nothing to really hold on to, grab, stick a hand or foot in securely. Just little holds. This is fine when you have bolts the whole way, and a short walk back to the car. But here, although safe, it still was terrifying.

I saw another route, a vertical crack, with a piton in it. It looked harder, and it wasn’t clear if it “went” all the way to the ledge. I looked back at the horizontal route. The ledge was only 15 feet away, huge, and inviting. I just had to get there across an infinity of slab, and one piton.

Tommy entering the Piton Pitch

I checked the beta again. Yep, definitely have to go out that slab. And so I went. Good handholds, one at a diagonal but it worked. Decent footholds. I headed down and right to the piton. I clipped it with a sling. And I headed out, into space, towards the ledge. There was another crack. I reached it. I let out a whoop and holler. I was home free. I placed a cam in the crack and headed to the ledge. I built an anchor, and told Tommy I was off belay. I was safe! I had made it through the hardest part! And I hadn’t really even looked down, down the hundreds and hundreds of feet to the ground.

This is just how climbers climb. It’s not anything special. But for me, with my fear of heights, it was downright magical. It was a breakthrough. The Fear was gone.

Waiting for Tommy to take down his anchor, I thought about Ben. I thought about Ben like I had thought about him on the Grand last summer, “my first big mountain alpine lead.” I thought he would have loved it, and I thought Ben I miss you fuck I miss you. I missed him, and I cried, and my eyes stung from the sweat and fear and sunscreen. Then I had Tommy on belay, and he was climbing.

Tommy followed to the ledge, unhappy on the slab too. Then he headed up around Tower 3… and right then, the sky opened up and the rock was instantly soaked with rain. Tommy continued, aiming for a cave at the base of Tower 4. He climbed quickly, then I followed. This was a hand crack traverse, over infinite space again, on a rope, and wow: heady.

Tower 4, the final crux. I wanted to hand it off to Tommy but instead just went for it. Did it. Climbed it, had fun with it! I stuck my foot in the crack, along with my 2 hands, in order to be solid to place a big cam in the crack. Now this is fun! The Fear was gone. I was just climbing.

We got through tower 4, then climbed 2 more pitches of easy, fun rock, and I ended up on the summit. The summit!

The clouds had vanished when Tommy was halfway through Tower 3, by the way, and stayed away for the rest of the day.

We headed down 6 rappels and a bunch of ledge-walking, some exposed, some mellow. I had a new rappel system down, taught me by my roommate Mike, for extra efficiency and safety. I felt efficient and safe on the rappels. I felt safe in the mountains.

We got back to camp, swam, ate, shared food with the Canadians who were right behind us all day, drank a beer and stayed up late taking star photos.

From camp, at night under stars and Milky Way, surrounded by mountains, and in the morning, sunrise advancing over the granite peaks, I bowed to the four directions:

Thank you, mountains Thank you, family Thank you, friends Thank you, Ben (and all who’ve gone before)

Life, death, what is this existence anyway??

This life, and the fact that it’s going to end for each of us, is a crazy thing to me. It doesn’t fit in with the day-to-day in our society, or the stories we tell, or what we take for meaning. Save money, buy a house, get promotions, buy a bigger house, buy a bigger TV, a bigger truck. All of that falls away during climbing.

Up on Wolf’s Head, a thousand feet off the deck, dark clouds all around and rain coming down, no escape other than keep going all the way over, for hours, with fear and trembling - that truth, that mortal truth, is very present. And the focus and presence, the “lead head” or “lead mind” that I have to get into in order to climb - that place of sheer utter presence, because you have to, of separating from The Fear, of sitting with it, not running away from it, for hours, on top of a 2 or 10 foot wide ridge, counting on your partner to stay with it too, to save your life by building a safe anchor and catching you if you fall - that specific mental focused place - that’s why I go climbing.

I headed up Wolf’s Head for Ben, because I knew he would have loved it, and would have taken me up it. I fought fear for hours, and found the presence and place that lies beyond fear. And by staying through it, I found something deeper, not for Ben or for anyone else, but for me.

Thanks to Tommy for being a great, fun, and safe partner (not in that order). Thanks to “the Canadians” - Rob & Jill - who were right behind us all day with a double-70m rope, giving me some extra security if we’d had to bail. And big props to Max and Ryan for free-soloing pretty much that whole route, in about an hour, early in the morning before we even got to the Sidewalk.

Postscript, June 2017

This is the Diamond. Two months before Wolf’s Head, I climbed a peak across the valley from the Diamond with Philmont friend Chris Sawyer. I’ve spent much of the year since re-learning the physics, mechanics, and safety systems of climbing. I bought a new harness, new rope, better shoes. And this year (almost a year since Wolf’s Head) I’ve climbed 50 pitches of “sport” climbing and am back in the game. I’m climbing as hard as I was at my peak in 2012, and getting better. This story about the Diamond may not be over yet...

#maintainthelight

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zroeriws-blog · 5 years

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Canada Life Insurance?

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oilskirt7-blog · 5 years

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Why I’m voting YES

SOMEONE said to me recently that Alex Salmond has “divided a nation” with the independence referendum, but if division is about discussion, about debate, even friendly argument, with so many people engaged in something as important as the future direction of my country, then I’m absolutely all for it.

I heard someone discuss this on the radio the other morning and he said his family were Italian – and they often have loud, vociferous family arguments about kinds of things – but they still loved each other…

I think it’s wonderful that a small nation like Scotland can reach this point in considering its future direction with what has been a campaign of hope, optimism and positivity.

But before I set out my reasons for voting Yes I should remind folk that I’m not a politician – mind you, that’s not stopped Danny Alexander from becoming First Secretary to the Treasury!

I don’t think anyone who has watched any of my television programmes could be in any doubt as to my love of Scotland, my passion for the hills and mountains and wild places, its history and legends, but of course independence is much more than that.

I’m at an age where the result next month won’t actually make all that much difference to my career, or my finances, or how I feel about Scotland, but I actually have two very important reasons for voting YES – and they are aged seven and five!

I really don’t want my granddaughters to grow up in a Scotland that is governed by a Westminster elite that has no concern or vision for a more equal society.

I don’t want them governed by a privileged few that have absolutely no commitment to the protection of the most vulnerable in society.

I don’t want them to grow up in a country that harbours weapons of mass destruction.

I don’t want them governed by people who, when they talk about “times of economic uncertainty”, actually mean fluctuating oil revenues or increased borrowing costs, rather than the economic uncertainty of insecure or poorly paid work, and food banks, and pay-day loans and the kind of deprivation that sees one in four men in Glasgow die before the age of 65!

I don’t want them to grow up in a Scotland where one in five children are in poverty.

In my lifetime the UK has had five Tory governments, and the people of Scotland didn’t vote for any of them.

I want my granddaughters to grow up in a Scotland where, if our government is cheating on us, or telling us lies, or producing legislation that puts the most vulnerable at risk, we can simply sack them, by not voting them into power again.

With a Westminster government the like of which we have at the moment, we can’t do that, or we can, but only with the unlikely help of Middle England. And it’s become increasingly clear over the years that the political aims and ambitions of Scotland and Middle England are poles apart.

I believe, like many others, that Scotland’s future should be in Scotland’s hands, so that we can together build that better, fairer, greener, more prosperous country that we all know is possible – a fairer and more equal society, a nuclear-free society, an environmentally sensitive society with a burgeoning renewable energy industry, and one in which we can bring to an end the grotesque situation where 7% of people own 84% of the land.

We talk endlessly about the importance of democracy but how democratic is the current UK set-up?

Let’s not forget that as a nation state the United Kingdom was an imperialist construct. To this very day it retains the undemocratic trappings of such a concept:

A hereditary head of state,

An unelected second chamber,

No written constitution and

A ruling elite drawn from a narrow, privately educated strata of society.

It’s time for fundamental change.

Let me ask you a question. How do you see Scotland? Do you see it as a poor, wee, grey northern country with its hand out for more and more subsidies?

If you do perhaps you need a paradigm shift. You know these drawings you see of an ugly old person, but the harder you look the vision changes to that of a handsome young person?

An optical illusion that demonstrates the way in which a paradigm shift could cause you to see the same information in an entirely different way. Maybe some of us need to start looking at Scotland through different eyes.

A Scotland with the potential to be amongst the five wealthiest nations in the world.

A Scotland with enough natural resources to create a huge renewables energy industry that could be the envy of the world.

A Scotland with massive oil reserves,

A Scotland with a hugely successful whisky industry,

A Scotland with enormous agricultural and fishery resources,

A Scotland that has the best educated society in the world,

A Scotland with a diverse and hugely talented workforce,

A Scotland that has a well loved song that is sung around the world every New Year,

A Scotland whose people are welcomed wherever they go, from Tibet to Timbuctoo…

Think of these things, then look at that grey old picture of poor wee Scotland once again.

Two years ago I walked through Scotland from end to end, 470 miles from Kirk Yetholm in the Borders to Cape Wrath.

I walked through the country because it’s only by walking that you can actually hear the heartbeat of the land; it’s only by walking that you can read the small print of a nation.

In the course of that long walk I saw a land that was rich in potential, from the fertile argricultural lands of the Borders to the world-leading engineering example of the brilliant Falkirk Wheel, to the natural resource potential of renewable energy – wind, wave, tidal and of course, the world famous landscapes of Scotland that attracts visitors from all over the world.

Earlier this summer I cycled the length of Ireland, from Mizen Head in the south to Malin Head in north Donegal.

In the course of that my mate Hamish and I were astounded by the apparent affluence of the place. We cycled on roads that were well cared for and smooth.

We never had less than four bars on our mobiles and even in remote places like the Aran Islands or the west coast of Clare we had Wi-Fi in every bed and breakfast and hostel we stayed in.

And in the course of dozens of conversations no-one at all, absolutely no-one, thought it would be good if Ireland once again became part of the UK.

And do you know this – recently Ireland was voted as the best place to live, in the world. A small, independent nation, just like Scotland could be.

Don’t ever let anyone tell you that Scotland is too wee, or too poor, or too dim, to go it alone.

Let me finish by sharing the advice of the arch-capitalist himself, the former pin up boy of Margaret Thatcher – Richard Branson.

This is what he said; “If someone offers you an amazing opportunity and you’re not too sure you can do it, say yes anyway – then learn how to do it later.”

I think that’s fine advice. On September 18th let’s say YES, and set out on that adventure together, overcome the difficulties and strive for the summit.

I’ll be voting Yes so that Scotland and England can enjoy the relationship of equals that the Union, in over 300 years, has never actually delivered.

Thank you. Saor Alba gu Brath!

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I just had a baby born, and I lost my health insurance. We planned to put my baby and I on my husband's university plan, but he is not a full time student anymore, as he works to provide for us. It makes all of us without health insurance and we cannot afford to buy one for the three of us. We do not qualify for federal help either. My husband works for the company that does not offer health benefits. If he were to switch a job, then we would get benefits in 3 months. Are there any options for us?""

Can a woman add a man to her health insurance?

Im about to graduate college and hope to become a teacher in August...my fiance wants to open a tattoo shop and therefore will not have insurance coverage... so my question is: Once we're officially married, and i am employed as a full time teacher...will I be able to add him (and my 2 kids) to my insurance? The reason im asking is bc im unsure (embarassingly) if a woman can add her husband to the insurance..bc i know men add there wives and stuff all the time? Does my teacher insurance cover all of us, including my husband and 2 kids?""

What penalities will I get having invalid car insurance?

Two nights ago police stopped me when I was delivering food and checked my insurance details. I had insurance for social purpose only. They told me to change my insurance to business insurance and they let me go with warning. Last night same guys stopped me again and again they checked my car and found me delivering food. Luckily they let me go again but they reported of the offense. What will happen now? will I get points or fine or what?

Have you ever gotten a car insurance quote online in Illinois?

how easy was it to get the quote? was the process confusing at all? Did the site explain what coverages you needed and why you needed them?

insurance quotes for apartment renters

How long do i have to wait to change to a cheaper car insurance company?

I just got this car last week, and it's used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that's going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?""

Is there a federal law that requires us to buy car insurance? Why or why not?

Will I lose my life insurance with AIG?

I have a life insurance policy with AIG. With the recent news about the AIG financial troubles, what happens if this company folds or goes bankrupt? Will I lose my life insurance policy with them?""

Can u guys suggest me a best insurance company?

Dear frnds i m intending to sell jewellery at ebay and i wanna insured items before shipping it to customers can u guys suggees me a good insurance company.i want item to be insured until it reaches to customers hand.

""Is there a type of independant health insurance that is cheap, or semi cheap? And that is not a fraud?

I am a student and Im poor!

Ca insurance rates question ?

My car insurance for me is almost $300 a month !! I have the chevy cruz ! Im 18 right now how long will it be till my rates go down a bit ??

I'm about to be 19. Where should I look for health insurance?

in California I work 2 part time jobs, neither give health insurance and my parents don't get health insurance from their jobs. It's currently Summer break but I will be going to school in the Fall. I asked for help from my bank (Wells Fargo) but my mom said I could find much better prices. Any advice would be appreciated, I need it by tomorrow.""

""If im already on my parents insurance for two cars, how much more will it cost if they add a new small 03 car?""

The new car is an 03 mitsubishi lancer, the two cars i was insured on before were an elantra gt and a nissan titan (05) I wanted to know if insurance will shoot up a lot more with another car or if it will just be like another 40 or so dollars a month?""

""Once you get your license, do you have to have car insurance even if you don't own a car?""

Say you're over 18, you go for your license test and get your license. Six months later, you buy a car. During the six months before you buy the car, do you have to have car insurance, even if you're not driving during those six months at all?""

Is landlord responsible for pool insurance?

We signed a lease that required us to take out insurance for $ 500,000 if we used the pool and planned on having guests use the pool also . They also wanted the insurance to cover themselves . When speaking to our insurer, USAA, they said our renters insurance , which included $100,000 liability, would cover us having anyone besides us use the pool or being on our property in general . The landlord was responsible for having insurance for the pool and the house to protect themselves and they told us we were not responsible for paying for insurance for the landlord . The property was in Norfolk VA . We just wanted to know if he landlord was trying to get us to pay for their share of insurance when it wasn't our responsibility and if we were right to have stuck with USAA advice .""

TSC Direct Car Insurance?

Does anyone have any experience with this insurance? I have seen lots of ads for it on the subway. Got a quote today from the website and it is waaaayyy less than what my boyfriend is paying with Geico. Good reviews? Bad reviews?

Do people know the truth about insurance drops?

Why are 2% getting their insurance dropped, they don't meet the requirement of Affordable Care Act. Or in other words those insurance policies have worse coverage then Obamacare.""

Average insurance price for a Speedfight 2 (16 year old male) ?

could anyone please tell me the average insurance price for a Peugeot Speedfight 2 red wrc 50cc moped 2006 ---- for 16 year old male, no modifications just 3rd party, locked up at night with the cheapest price?? any help/info is helpful -- thanks alot :)""

I need a good affordable health insurance company in united arab emirates (Dubai)?

What is the positive & negetive aspect of Term insurance?

Why insurance agent do not show interest towards term insurance. Why they insist on ULIP only.

What is the cheapest auto insurance company for someone who has 3 minor speeding tickets?

Need to know this ASAP as current policy will expire end of Aug. 2007. Thanks all! ;)

Can I drive my car without insurance?

I don't have insurance yet. But my car is insured under both my parents name. So if drive my car with my mom or dad is in the car with me, and i get into an accident, will it still be insured cuz my dad or mom was in the car with me? Mom says it won't be insured.""

What is the cheapest best kind of individual health insurance?

What is the best kind of individual health insurance...that is the cheapest?

""When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company?""

Say, today is 1st Feb'09. I had an auto policy (from Farmers) that expired on 1st Jan'09. Today, I buy a new policy from a different insurance company(AAA). When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan'09 to 31st Jan'09 by Farmers?""

Volvo Insurance ...... ?

I am a 16 year old male and I am looking at the 2010 Volvo C70 for my first car. I was wondering is the insurance really expensive on those ? About how much would my insurance be a year if I get that car ?

Should I be put on my moms car insurance?

should I be put under my mothers insurance, or should i take care of my car insurance my self? Im 18""

Can you drive a car home you have just bought without insurance?

If i were to buy a car could i drive it straight home with no insurance, if i was going to sort it out when i got home. obviously don't want to sort out insurance for a car i haven't seen or payed for.""

Is a Honda Civic expensive to insure?

I'm looking into buying myself my first car. Hoping for a newer used. I've been asking some of my friends about what car I should get, and many have said the Honda Civic. However none of them own this car themselves (many said if they could go back & change this they would.) But what I'm wondering is it expensive to get insurance for?? I've heard yes & no, so I'm just confused!! Thank you!""

Is there a good site for auto insurance quotes?

i'm 26 and gonna get a new car and looking to shop around for GOOD car insurance with GOOD coverage w/o braking the bank. is there one site to get multiple quotes or do i have to go to each insurance site individually?

""Hello, Does anyone know what is the cheapest health insurance company for a 30 years old male living in NJ?

I am looking to buy health coverage with a decent company. Thanks for your help.

insurance quotes for apartment renters

https://www.linkedin.com/pulse/home-insurance-quote-dwelling-florence-stephen/"

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captainalwayslazycollectort-blog · 6 years

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a life insurance online quote

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a life insurance online quote

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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ok so i was involved in an accidents 6 months ago because this person ran a red light and hit me... i dislocated my elbow and have been in physical therapy since... last time i went to therapy they told me i have 8 more visits left because my health insurance is gonna be maxed out..... and they told me they dont bill car insurance companys..... soo i call the car insurance company and they told me they cant pay for any bills until the settlement is done, but the therapy said they cant wait that long soo i dont know what to do..... i need more than 8 visits""

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What type of insurance should I have for my cars?

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About life insurance.......?

My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on one of his grandparents,who he knew was getting old and didnt have much longer to live?Could he actually do this and cash in on it?""

When health insurance says it has?

weight benefits... what is that? Is it only stomach stapling or is it a weight loss doctor or what??? Do you know andone who has used these benefits? Or do you work with health insurance?

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If an insurance company has a payout of 17 millions, admin expense at 5 million, and profit of 2 million, with 26,000 insured. How much premium would they charge to each client.""

a life insurance online quote

Who has the best life insurance?

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Hi, I'm 17 male - just wanted to know how much would the insurances be if i bought a 1.2car""

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I got my license when I was 19. I've been driving for two and a half years and barely found out I am not on my parents insurance. I was planning on buying a brand new car but I am now worried about insruance rates. I know they'll be high, but how high. I know insurance rates are based on age and experience. Is it likely I will be charged more because I have never been insured? Last time I checked for insurance I got calls for about 5 weeks straight. This time I don't want to give out any personal information. My question basically is will never previously having insurance before affect my rates?""

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Insurance company policy?

I was hit in a wreck. They're insurance company quoted me $400 and wrote me a check for it which I did not accept. All they did was look at the external damages. Then I took it to a dealer collision center and they quoted me $1100 and they guessed more damage was done but couldn't say unless they took apart my bumper. I'm not wanting to get it fixed in a shop since my father can fix it for me, but $400 is not going to cover the cost of fixing it. so my question is... Does their insurance company have to give me the money quoted by other body shops or is my only option having it fixed in a shop?""

What is the average cost of monthly car insurance in Alberta?

regarding a fourth year female driver

Cheap car insurances?

i'm a 21 year old college student driving a 2005 make car- i need a reasonable insurance company any suggestions.. any incentives for being a female and being on the deans list in college?

Insurance and car accident.?

I was involved in an accident in which I struck a vehicle in the rear on 11/15/2004. It was not a bad collision and I was starting to walk-up to ask the driver of the other vehicle if he was okay, when a car rear-ended me and then two more cars hit that vehicle pushing my jeep under the vehicle which I had hit causing severe damage in excess of $3500. My insurnce payed the driver I hit, but I have not received a dime from farmers insurance. I placed a call to the insured vehicle that strcuk me and they told me to use my insurance company to hash-out all the details and to collect funds for repair my vehicle. I told this to my insurance agent (Progressive) and they said they would do that but I didn't have full coverage so that will not happen, I need to deal with the other partie's insurance companies. I have no Idea where to go from here. If I had the money, I would get a lawyer and I am sure that I would have this resolved right now. Does anyone have an idea for me? peace""

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Just wondering what the laws were in Canada if I need insurance on my car that is unplated and probably going to the junk yard in the next 2 weeks (have to scavenge some parts before I let it go) Calling my insurance company tomorrow to add on the new car but wondering if I should take the old car off altogether?

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I would like to get my medical insurance from Geisinger choice (I live in PA and know first hand they are good insurance) but I want my dental and vision from Humana. Am I allowed to mix insurance companies??

Help finding an orthodontist that accepts my insurance?

Hi everybody well ive been wanting to get braces but i cant afford them and i cant seem to find one anyways i live in California my insurance plan is Healthy Kids its a program part of Healthy Plans of San Mateo County i live in South San Francisco and i really desperately need help finding an orthodontist in or around this area i want my braces really bad like asap so yeah please if anyone can help me out it will be gladly appreciated! thanks

Rough cost of insurance group 17 cars?

Hi all, I'm looking at a Lotus Elise for my next car. Its insurance group 17 and I'm 25 with nearly two years no claims. Anyone know roughly what the insurance would be? Thanks xx""

Will car insurance cover a moped accident?

I was rear ended by a moped. The rider forgot to hit the brakes and nailed the back of my car. She broke my tail light and there's scrapes on my bumper and quarter panel. The rider didn't have insurance on her moped but has liability car insurance for her car. Her insurance company is refusing to pay for my damages, stating her moped is not insured, therefore they're not covering any damages. What should I do? I got a quote for $380 to fix my car.""

Can you register a vehicle and get liability insurance in Texas without a driver's license?

In the near future I'll be moving back to Texas, I'm currently out of the country and I'm a 20 year old US citizen. Anyway, I don't know if this makes sense but is it possible to buy, register a vehicle and get liability insurance in Texas without a driver's license? According to dmv.com to get a first time driver's license in Texas you need the following: -Provide proof of identity. -Provide proof of Social Security number. -Provide proof of Texas vehicle registration and liability insurance, if you own a vehicle. -Complete required application forms available at any Texas driver license office. -Pay the required fee. -Pass the written, driving, and vision examinations. The applicant must provide the vehicle for the driving test. -Your application must include a photograph and thumbprint. The main reason I ask this is because it says that I need to provide a vehicle for the test with insurance obviously, so does this mean that I can buy, register, and insure my vehicle before I take the driving test to get my driver's license? I do have an out of country driver's license, but I don't know if that will work. I have been driving since I was 15, but now I need my Texas driver's license. I still don't know anyone who could lend me their car for the test. Any suggestions??? Thanks.""

How can i lower my car insurance quotes?

hi im 16 and am soon going to be able to drive so i have started to look at what my inurance quotes will be for a newly qualified driver, and there to high at 3000+ for a renault clio with a 1.2 engine. Just wondering how i might be able to lower this figure with some kind of higher qualififed driving licence, if there are any compaies that insurance new drivers for quite low amonts or if i am just going to have to wait until i am older?? thanks""

Auto insurance: Found Wawanesa cheaper than Mercury?

Anyone in California find that Wawanesa is much cheaper than Mercury. For our two infiniti family the rates for 1 year was WaWa-$1150 vs Mercury ($1,650) What gives here?? Why the big disparity?""

""For pain and suffering money, how much is enough to ask for from your own car ins. company?""

I was in a car accident where the other driver was at fault (under 18 yrs old, no drivers' liscence, no car insurance, failed to yeild). My car was in the shop for 3-4 weeks, I just finished chiropractic care, and my ins. adjuster is going to meet w/ me soon. I have full coverage insurance plus 'uninsured drivers insurance'. So anything my regular car insurance doesn't cover my uninsured insurance pays for anything else. But he also let me know I will be getting 'pain and suffering money. How much should I ask for?!?! I don't even know an estimate of what I should ask for. The worst thing about it is, since the other guy doesn't have insurance, my dealing with my own insurance company. They said after my claim is settled, they will turn around and sue the other driver. I don't want to end up sueing my own car insurance company either. this is my first car accident.""

Involved in a car accident with 4 other cars. My car was the last to get hit. Insurance of car that hit me?

does not want to pay and my car is totaled. The first car that provoked the accident ran away. Now the insurance company of the car that hit me does not want to pay for the damages, they claim that their dirver did not cause the accident, even tho he was the one who hit me. I had liability car insurande so my insurance it's not responsible for my damages. I consulted a lawyer and he said nothing can be done in a situation like this. Who should be held responsible in this case? Is there anything I can do legally to get my car fixed or get some sort of settlement to I can buy another car?""

Can I get onto my parents insurance?

I don't have a car yet but i want to buy one in a year... I was wondering if I could join my parents insurance and if yes how much do you think ill have to pay monthly (Progressive) for a '65 Chevy C10 Custom?

How much will my insurance cost?

Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!

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Can you be insured by more than one auto insurance company?

I am thinking of buying a car and currently I am under my dad's plan for his car. I want to have a different insurance company for my car. Would I need to go off of my dad's insurance policy for his car for this? I am thinking the only problem would occur would be if there was an incident that didn't involve the insured car itself but where my auto insurance would cover whatever it is (e.g. as a pedestrian I am hit by a car in a no fault state). Thanks

""After one month, auto insurance gets cancelled?

I changed auto insurance after my other policy lapsed due to direct deposit mix up. I went with State Farm for both vehicles and paid about 20 dollars more per month for a better policy. I got a letter 2 weeks into coverage stating my policies are being cancelled due to not showing 30 days of coverage at the time of purchase. So I guess they can cover me for a month and ditch me? This don't sound right. I have zero tickets and zero wrecks and the same goes for my wife. My agent says the rate will go up from 138.00 per month to 245.00 per month! ! ! ! ! WTF?

At what age does car insurance drop to a normal rate?

im 16 and i wanna wait til a certain age so i dont have to pay alot for the insurance

Insurance company offering me a check to settle? What should I do?

I was in a car accident, where the other driver was 100% at fault. We both have the same insurance. They reimbursed me fully for my car, reimbursed my employer for health expenses (I assume) and I didn't get hurt too bad min the accident besides some whiplash and scrapes on my hand. Today, I get a call and an offer of a $250 check for the inconvenience of being in an accident. It sounds kinda fishy, I thought this case was closed long ago, so I told her to send the offer, in writing, describing the details of this inconvenience check. What exactly is going on here and why would they feel the need to randomly cut me a check? Something doesn't add up.""

Will my insurance go up?

I recently got a speeding ticket and y parents are going to kill me. I need to know of my insurance will go up. I'm only 16 and we have State Farm Insurance and the insurance is liability. It is in the state of Tennessee. I really need to know if the insurance is going to come up or if I can just pay it of without my parents knowing.

Can I cancel my insurance policy?

Am I able to cancel my insurance policy at any time? I am currently paying alot of money for insurance due to getting a ticket while I was still a new driver, and have found a company who will insure me much cheaper than my current. Will I need to pay any sort of fees? Give notice? Just curious, thanks! This is in Canada by the way.""

What is the cheapest Car insurance in NH?

I have a 98 ford taurus, nothing special first car, NH has stupidly high insurance im discovering so maybe someone can suggest a good one, good as in cheap. Thank you!!""

What CAR Should A First Driver GET ? Also What Company For The Insurance To Be The Cheapest ?

Passed My Driving Test 2 Days Ago ! I am 22 ! what car should i get that is cheap on insurance too ? Please give me the names and for the insurance companies :)) Thanku

Made a mistake on previous car insurance?

I'm worried about changing insurance companies as I forgot to tell previous insuraure about 3 points I have. What will the new insurance company say about the situation? Should I ring my old insurance company and explain? But the insurance has expired thanks

""Nice corsa modifications, cheaper on insurance?""

Hey guys, got myself a corsa.. Got tinted windows, alloys, irmscher body kit, tinted lights already. What other mods could I do that would be at the cheaper end of the insurance.. I don't want my insurance going up a bomb, but little to no increase mods would be great. Thanks!""

How much would the average monthly payments be on a motorcycle for a teen?

I'm 15, turning 16 in a few months, and I wanted to get a Ninja Kawasaki 250r. Most likely used, and around 2008 or 2009. I live in Las Vegas. Please include repairs, insurance, etc.""

Tell me Cheap Car insurance please!!!!?

im 25 got new car toyota 2010 Reaally need help with the GOOD car insurance? im having progreesive insucrance right now for which i pay 160 per month ...but i wanna know if there is ny cheaper car insurance but has to be RELAIBLE and GOOD one please? ALso if i can swtich to another car insurance easily and they refund my money? or its a contract for 6 months? Thank you so much in advance :)

Affordable and good quality health insurance?

I'm looking into purchasing some health insurance. I'm 20 years old with no major health concerns. I'm thinking about Allstate but I hear it's around $100 a month.

Pregnant: no insurance?

i just found out that i'm pregnant. it was a surprise. i don't have insurance. what can i do? i am over qualified for medicaid, barely. my husband is a police officer. to give birth at the hospital it will cost $7180. i called maternity card but they are very expensive and my doctor already said he doesn't deal with them. does anyone have any solutions? i really need an answer. thanks!""

Where can i find realy cheap car insurance for new drivers?

thier are places that have insurance for new drivers for like 100 or something like that. at the moment car insurance for me is 2000 and thats just a rip off i need cheaper options !

I have a 1987 Honda Elite. How many cc does it have? What is a cheap insurance co. to go thru.?

How much would the car insurance be on a 2013 Dodge Challenger R/T.? I'm under the age of 25 so I know it will be pricey. Any opinions?

Nice cars with out the insurance?

first off what is the difference between a normal cars insurance and a luxurery car like a ferrari.second, i have $100,000 and im looking for a nice fast car, but i dont want to buy a ferrari or sumthing cuz of the insurance is a lot higher i heard. i was even thinking about buying a 2009 ford f150 and souping it up with rims and everything but i'd rather a car thats really nice. does anybody have any ideas for a nice fast car with normal insurance?""

Will a bike licence bring down car insurance?

Ok, so I'm 18 and am looking to learn to drive. I know that insuring a car is going to cost a bomb anyway, but will the fact I have passed a full motorcycle test (A2) help to bring my insurance down? Or will the fact I will have access to two vehicles (car and motorbike) increase my insurance? By the time I pass my car test I would have had my A2 licence for a year and have 3years no claims discount. Also I am looking at getting a 1.1 Citroen Saxo. Will a two door be more expensive than the four door to insure or doesn't it make much difference?? Thanks.""

What is the annual premium for a house?

Cud u help me on my maths homework What is the aunnual premium for a house valued at 65000, if the insurance is 3 per 1000 of house value? Thanks""

Insurance in USA for people above 45 and below 60?

Hello, My parent just moved to USA (NY) a few months back and my father works at a grocery store. My parents do not have health insurance and I want to get them medical insurance somehow, something that is affordable since my father's job does not offer any health coverage. I am there only daughter and I asked my employer if I can add my parents to the my insurance policy but he said that will not be possible. My dad has been searching for a job which offers medical coverage but unfortunately it is a tuff time to find a job. My mother is suffering from Sciatica pain she went to one of the walk in clinics and got the medicine and ended up paying 200$ which did not do any good. Any suggestions how I can resolve this issue?""

Insurance Groups - HELP!?

Ok im looking to buy my first car, and ive found a 1.4cl Ford Escort which im interested in, it says its in insurance group 5E, is that a good group to be in (is it cheap or expensive), thanks for any help :D""

Do people with learner's permit have to be on the insurance? ?

I am 15 turning 15 1/2 on oct. 29 and my mom says I cant get my permit until she gets insurance on the car.How much does it cost exactly?

When You Buy Car Insurance On The Internet..?

You know when you buy Car Insurance, is it immediate effect? or do you have to wait a certain amount of time until you can go out and drive?""

How cheap could i get insurance?

im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance.""

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https://www.linkedin.com/pulse/find-affordable-health-insurance-self-employed-mia-ogden/"

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fancycollectionfury-blog1 · 6 years

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What is grandfathered health insurance coverage?”

"What is grandfathered health insurance coverage?""

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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I passed my test june of this year and have been a named driver on my mothers policy for short periods of time, its a 1.4 S Reg corsa. Now i am looking at buying my own car and building up my own NCB. I was wondering if anyone knew of a good cheap car to insure? an insurance company that doesn't wish to rob young drivers? and whether its cheaper being a named driver myself or having a parent as a named driver? or any other tips you might know of to keep the premium down. Any help would be appreciated.""

Does anyone know the insurance group prices in the UK?

looking at car insurance does anyone know how much is group is like 3E, 5 and 12 or summit is there any websites where you can find them? if anyone has any suggestions please leave below!""

Applying for medical insurance for my son..?

I'm on the COMPASS website and it asks if I have medical insurance through my job and if my child can get it also. If I'm trying to get CHIP for my son as it'll be cheaper then through my work. Should I just not say if I have insurance or should I continue and put yes my child can get insurance through my job?

Do you think insurance policies are a waste of money?

i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods etc""

Anyone know insurance companies that will sell life insurance to severely obese people?

Cheap car to insure for 17 year old boy?

Please just say a few car names and not your not geting any for cheap

Audi Q5 2014 car insurance cost houston?

i just moved to Us , Houston and i am 32 year old male so i would like to buy a new Audi Q5 2.0T any idea how much the full insurance ? and is it good car Q5 2.0 T ? Thanks a lot""

Are old Land Rovers cheap to insure for young drivers? 10points!?

For a 17 year old like myself, I've been asking around and a majority of people have said that a Series 3 to a 20+ year old defender are far likely to be cheaper to insure a young driver on. Is this true? I want a Land Rover because they are solid cars and the parts are easy to find and cheap to repair if anything went wrong. I'm looking for either a defender or a series 111 in good shape.""

Is there any way my parents can get my license suspended? and for new drivers how much is the insurance?

my dad is saying he doesnt want me to drive cuz im gonna visit my boyfriend. nd i jst wanna know if he cld suspend my license? my dad doesnt want to pay for my insurance nd i have to pay for it. nd was wondering how much its gonna cost me.

Which are the cheaper car insurance in UK?

Will my insurance go up?

will my insurance go up if i got a speeding ticket. i just got a speeding ticket almost doing 20 miles over the speed limit so i am worrying if it will effect my insurance or not and i have two accidents on it too. should i do the class or pay the ticket off?

Why are so many Americans losing their health insurance plans due to the Affordable Health Care Act/Obamacare?

Is there serious corruption in the health insurance industry? Would that have something to do with it? Why would so many health care professionals like doctors and dentists have problems with the Affordable Health Care Act/Obamacare? By the way, I'm keeping my employer based plan.They're not changing it, and, it's through my union.No one else in my store is changing theirs,either.""

Car Insurance for teens?

How much would it cost monthly for a teenage girl? You don't have to be exact but make an estimate.

I got charged with dui however not convicted. when getting insurance do i need to state a dui on there or not?

I recently got a dui. I cancelled my insurance afterward and I'm just about to get done with the 90 day hard suspension. I am getting a hardship licese in a week. Anyways i need to get car insurance. I have a trial in January in which I hope to get a not guilty verdict by the jury. In the meantime when I look at insurance quote questions, it asks of any infractions in last 36 months. Wondering if I need to put down the dui as an infraction or no. (I am innocent untill provin guilty). I dont know if i dont have to put dui down or not since i have not been convicted. If no great, But if yes could you also let me know that if i do have to put dui down and I am found not guilty in court in january, can i take action to get lower payment or money back""

What is The best Auto Insurance to get?

Can please someone suggest the cheapest and yet good car insurance company?

thanks

Insurance ticket in the state of texas?

My husband got pulled over recently and got cited for no insurance (it had actually lapsed due to non payment). That same night we got him some insurance with an immediate effective date. If we take that proof to the court can we get it taken off the citation?

Are there any Uk car insurance sites whose multiple car insurance quotes actually do work out cheaper than?

separate for each car

How can I make sure the Insurance company declares my car totaled if it received enough damage?

My boyfriend fell asleep while driving and damaged my car pretty badly. It got towed because it is not drivable at this point. This happened on Friday morning, and today, Monday, I got a call from my insurance asking me to find a mechanic for the repairs. Then he followed by asking if I knew where the car was. Isnt he supposed to get an estimate of the car before he decides if its worth any repairs? Or is that my job? Also, Im afraid that the mechanic will just fix the car to please the insurance company, but Id rather the car just get totaled. I dont want to have future problems because it is my understanding that the transmission got pulled out. Im not sure what to do. Im thinking of just choosing the dealerships collision department for the repairs. How do I make sure that if the car has too much damage, it is declared totaled?""

Has the economy effected the auto insurance rates for individual policies?

How much does it cost to insure a Ford Mustang?

Now for my first car I really wanted a Ford and the only one I like is the mustang. I know that they are sports cars so the insurance is high but I would like to know exactly how much it would cost for insurance especially since it would be my first car.

How are illegal immigrants getting free health care?

I heard in a lot of debate about illegal immigrants and how they care free services such as health care. I became a U.S citizen two years ago and I've been trying to find cheaper and quality health care, but I couldn't. I researched free health care online, but can't find it. I don't have health insurance, so whenever I visit the doctor, I either pay upfront if it's about $200 or they send me the bills if its way higher. So how are illegal immigrants getting free health care?""

Best overall car insurance company?

In your opinion (or based on any experiences) what is the best kind of car insurance?

Insurance rates after being cauught with someone in my car?

im 16, i was pulled over and issued a ticket for driving another person while only having a provisional liscnse. my dad is selling my car becuase he thinks my insurance will double. there is no ticket yet im still going to court. can somebody give me advice / details.""

How much does Mexican auto insurance cost?

I live in the U.S. and 'm going to be renting a car in Cancun for about a week on vacation so I am wondering how much an economy car or a van costs...? There is going to be six of us so either 2 economy cars or 1 van/suv.

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Cheapest cars for insurance for a teenage boy?

This is what I know: 4WD and newer cars means higher rates. I know certain cars, particularly Honda Civics and Accords from the 90's were commonly broken into and stolen, and that raised rates. I think I'll be responsible for paying my own insurance and gas. (Unfortunately I do live in a snow climate, but we haven't had real heavy snows in a while) So, it would be VERY helpful to list some non-boring/decent, reliable cars, that would be best/good on insurance costs! Thanks!""

Suing a car insurance?

3 weeks ago, my car got hit while i was asleep in the middle of the night. the person left his insurance and phone number.so he knew he was at fault 100%. i called the insurance and they agreed to fix my car. since the person hit my wheel and bumper at the same time my car was not drivable at all, so they got a towing truck to take it to the shop. i received a call 2 day later from the insurance telling me that they could only fix my bumper because it the accident had nothing to do with a broken part from the other side of where the car got hit. now my car was working perfectly fine the day before the accident. and the insurance doesnt want to fix the part that broke because they said it was impossible for the part to brake and because the part was rusted. Can i sue the insurance company?""

""When changing auto insurance company, is there disadvantage?

I have an auto insurance with my honda civic si 2001. I got the quote last year from Johnson.Inc. comprehensive $230 every month. Someday they called me said some mistake with my quote and change the price without permission goes up to $400per month. I want to find another insurance company I mostly got quote around $300 comprehensive per month without deductable.But don't know do i have to pay any penalty or disadvantage to change it?

What's a good insurance company to sign with?

I'm 20 years and pay $800.00 every six months for my insurance. I want to find a better and much cheaper insurance company. Please help me out.

With new Social Programs and Affordable Insurance for Everyone.....?

I can see that I will have a lot more money to go spending on eating out, going on long vacations and not having to work those long hours to make it anymore. Cant wait till November, its going to be Change time. How long before these goodies are implemented by the Democrats and the bad costly programs rid of?""

Will my gf's car be taken away if I don't have any car insurance but I have my driver's lisence?

I am a young adult and I recently obtained my Driver's License last year on the day before Thanksgiving. After that, I have been driving my gf's car and was wondering what ...show more""

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Is it possible for me and my brother to have two insurance quotes on the car, or do I have to go on his insurance? He is already insured on the car? Thanks :)""

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i have totaled my car and i have full coverage. will my insurance company pay off my vehicle?

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Insurance in the state of CA?

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Why is car insurance so expensive for 18 year olds?

I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything.""

How much is motorcycle insurance for a 24 yr old in NJ? How does it compare to car insurance?

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I am currently in England where I have medical coverage (NHS). I am an American and from California. I am having to move back to California, but obviously will not have medical insurance. What do I do? Can I still get insurance when I'm already pregnant? Can I qualify for medicare? How much am I looking at needing to pay? If anyone knows what happens when your pregnant in california with out insurance, that would be super. This is a family emergency which is making me need to move back. So please do not judge me because I am having to go somewhere with out insurance. Thank you.""

What kind of insurance should I get?

I need dental braces but can't afford them. Is there dental insurance that I can get so that I wont have to spend so much out of pocket??

Will Health Insurance Reform give us affordable premiums?

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I am looking for a good team name for an insurance agency.?

we are selling insurance products, estate planning and other financial products.""

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If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

Do I need to have my own insurance to drive a friend's car?

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What is insurancegroup 13? how much would insurance be for a 16yr old first time driver on Mazda MX-5 2.0i 2dr Powershift Convertible. And cvt means the gears change by them self? good/bad? thanks

What is grandfathered health insurance coverage?""

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

On homeowners insurance .. What is the difference between Replacement cost and Acutal cash Value? what pays mo

What pays more and what is the least expensive?? please some one explain to me in detail.. Does my home need to be insured with the market value???

How can I get car insurance?

Let me give some more information. I'm 18 years old, female, live in NJ and need to buy my own car and insurance soon.""

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What is the cheapest car insurance?

i have a 2005 mazada 6, and im just looking fot the cheapest car insurance in pa. dose anyone know of any?""

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Hi I just bought a 1979 Dodge Camper van which is in great condition with low miles on it. I want to get it plated which is fine but also I want to insure it but I am not sure what to expect, is it going to cost me less or more because of it being older? I am 26 years old and Ive had my license since 17. Ive been insured under my parents insurance as a 2nd driver since 17 also. Even if I didn't drive it all the time they just kept me on it. Well I'm not sure what else I can say to help out with an estimate of the insurance. Maybe some of you have better knowledge, I live in Canada, Quebec. Thank you. Btw this is my first owned vehicle which is kinda weird hehe but yeah I'm learning.""

Lying on car insurance...?

what are/or could be any consequences of me lying about my car insurance renewal when i do 26,000miles per year and if i put that i only did 10,000miles my insurance would be alot cheaper it would go from 240p/m to 180p/m!?!?!?!?!? how would the insurers know how many miles i did per year?""

How to be auto insurance agent that sells more than 1 brand of auto insurance product?

I am interested in becoming an auto insurance agent. I want to do this part time, but I don't know how to get started? I can go to school to get the degree to sell insurance, but how do you get the connections to sell the various types of insurance ?""

How does motorcycle insurance work?

So I just wanted to know a little about the pay brackets with motorcycle. Im not talking specific numbers cause I know to just get a quota for that. What I heard is for things like scooters or bikes under 150cc there is a bracket. Then it goes up for anything between 150cc to less than 400cc. Then after that you can expect insurance to go up more when you get into the 600cc supersports and so on. I know im wording this kind of poorly. It makes sense just like how insurance for a Ferrari is going to more than a pickup truck or economy car. I just remember someone saying on a forum that they got a ninja 400r and they were happy that its technically a 399cc engine bucause if it was just a bit more the insurance would have gone up to the next class in motorcycle insurance. I just wanted to know if someone can help explain how this works. I wouldnt mind having something stronger than a 250 or 300 motorcycle but if it means that insurance is going to double or something for a 600 or 650 then I may stray away from it because I still have insurance for my car. Also on a side note how exactly does super sport insurance typically compare to standard bikes? For example maybe a gsxr 600 or CBR 600 vs something like a SV650. Both have similarly sized engines but Im sure 600 super sports are more aggressively tuned and other factors. Lastly my one friend had a Kawasaki. I cant remember what kind but it may have been like a 2002 ninja 600? Anyways his monthly insurance was like less then $20 a month! Does anyone know what kind of coverage he may have had. When he crashed it, insurance paid for the damages to the car he hit and for himself. The bike however, was not covered at all. Is this a real thing or am I remembering it wrong? Sorry about the book! I was just curious. Thank you everyone for the help!""

Where is the best place for me to get car insurance?

My policy on Geico expired recently. Right now I'm trying to think of all the money I'll be saving without using Geico. Their rates were outrageous. Those cavemen are smart not to use Geico. Every lie has some truth in it. Anyway, I need to renew my insurance, and I'm fed up with Geico. Are there any other companies that are reasonable like Nationwide, State Farm, All State, Progressive, and whatnot?""

Car insurance for an 18 year old parent?

will having custody of a child help lower or raise my insurance, btw thanks for those who help""

Do I need Insurance on a financed motorcycle in Florida?

I have a motorcycle that is financed and I live in Florida. I am financed through HSBC. Is it mandatory that I have to have insurance on the motorcycle?

If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car?

Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?

Car Insurance decrease or increase?

I'm purchasing a 2012 Toyota Aygo within the coming weeks but I cannot be quoted on the insurance as the 2012 registration plates have not yet come up on the database of the insurance company I would like to go with. I have had a quote for 'nearly' the exact car but a 2011 version. Does anybody have a rough idea if the insurance is likely to increase or decrease with it being a 2012 model? Thanks :)

Who has the cheapest car insurance?

who do you think? im looking for east coast providers

Can i shift to another phone insurance company after claiming once?

i bought an iphone 3gs 3 weeks ago, someone stolen it from my locker. it was insured with phone4u insurance company. i pay 12 per month for my insurance, but they also asks me to pay 50 after the claim is being accepted because i had to claim before 6 months. can i shift myself to another company. after my claim is been accepted? and which is the best insurance company to go with? thank you in advance.""

Car insurance for a 16 year old in miami?

how much do you have to pay monthly??year??

How much is car insurance for a 16 year old now?

hi im sixteen i dont know where to look for the amount every site i go too wants too much information if you can find one for me my zip is 17325 or give me an estimate. thanks!

Cheap auto insurance?

My son has accidents and tickets over the last 3 years. We are paying $229.05 to Windhaven Underwriters. Know of any cheaper insurance prices?

Does where you buy the car affects its insurance?

so im thinking about buying my first car, i know that the kind of car i buy will affect my insurance, but what if i buy the same car (lets say a porsche 911 turbo) in an auction or on craigslist (which would be significantly cheaper). would i have to pay the same price for my insurance or ould it be cheaper ...""

Can someone help me with me Car Insurance?

I am a 17 year old that has just passed her driving test, I have my heart set on a Honda civic and was wondering how much insurance group 4 costs roughly??""

I am planning to buy medical insurance. Which insurance company provides affordable service with good service.

I am 25 working as a consultant but my company doesn't provide insurance. I am looking for a good insurance company to provide me with affordable service. Also what does term Plan type, Deductible, Coinsurance and Office visit mean in simple terms. I work in seattle.""

I am looking for the home page of atlantic highlands insurance?

""In college, moving out, do i have to change my car insurance?""

ok, i am 19 i go to a college in my hometown and currently live with my parents. i am planning on getting an apartment 2nd semester and found one for 550 per month with utilities which will be divided among 3 guys. my dad says that as long as the car insurance on my car is under his name it cannot move to a different address without being under my name which jacks the price up some $1800 a year. that ends up being almost triple my rent and there is no way i will be able to afford it. apparently saying it still resides at their house is not an option although i do not see why, its less than 3 miles away. facts, suggestions, loopholes anyone??""

""How are your health insurance plans, if you have individual insurance?""

I was asking about those who have health insurance, what are your companies like. Do you like your health companies, are the insurance plans good.""

""After a car is stolen, how long does it take for the insurance company to make a payment to me?""

I had full covrage, they didn't even off me a rental car, due to the police report.So now I'm just playing the waiting game for my settlement.But for future reference,who do you all recomend for good insurance coverage,without alot of bull up their sleeve?""

What is grandfathered health insurance coverage?""

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

Can i buy contacts online using my insurance only?

I HAVE EYE MEDS INSURANCE?

Car insurance for 16/17 year old and 21 year old?

We only need car insurance until January because we're moving, so we were going to get it in July. Can I get insurance with my sister, so joint insurance, she's 21, and I'll be 17 in July. I'm a new driver, and she got her license just last August. How much would that be, my mom said around 800? I think we have State Farm.""

Does your car insurance go up if you get a parking ticket?

I was just being dumb today and I parked in a neighborhood where you can't park. I accept the fact that I was in the wrong and all that. The fine is $80. What I'm most concerned with is whether or not it will increase my car insurance rate. My first thought was no, because it was a parking violation, not a driving violation. But considering how crazy car insurance companies are, I just am not sure. Any help? Thanks in advance.""

Would the insurance be too much?

My mom gave me her Audi TT RS this week because she bought a new car. The deal was I get the car but I have to pay for insurance and gas. So, will the insurance be a back-breaker? I'm 17 right now and I've had my licence for well over a year. I haven't been in any accidents or altercations with the law.""

""Cheapest way to get Car Insurance for a 19 year old male, in Ontario?""

I am a 19 year old male university student in Ontario Canada. I live at home in the summer and only one hour from home during the school year for my studies. I would like to purchase my own car for everyday driving. However, I know that I would not be able to afford the ridiculous insurance there is for a male driver that is under 25 and listed as the primary driver. I have heard of ways to get around this, such as getting listed as a secondary driver and having my dad as the primary driver and just me as a temporary driver. Doing this is kind of lying, as I would be having the car all the time in the school year and then bring it home with me when I work at home. I don't think it would matter though, I doubt it is risky that if I did need a claim they would investigate how much I had the car... But what my dad seems to think is that he can only have a certain amount of cars listed as him as primary. My mom and dad live together and together own a 1994 Intrepid, 2003 Cadillac CTS and a 1988 Corvette (that is insured for only 5 months a year, stored in the winter). I am only insured as a temporary driver on the Intrepid as it is too expensive for anything else. I also have a 21 year old sister who is in the same situation (lives at home for 4 months a year) but she has just bought her own car and is her own primary driver. So I don't think that should affect me at all, it is cheap enough for a female to get primary insurance at this age. So now I want to buy a sports car. I am 100% sure I want to buy a car that is not common, its just something I am stubborn about and so I know that insurance will be more this way. Specifically I was looking at an Audi tt, BMW 300 series, Mitsubishi Eclipse or a Mustang... I also found a great deal on a '99 Porsche Boxster that a seller has that is way underpriced and I'd love to buy it (first choice). My question is, can I claim that my dad is really the owner of the Porsche (or other car) and say that I am a temporary driver, and then have me drive it all the time and take it back and forth to school, etc, knowing my parents together already have 2 vehicles and 1 summer vehicle. I would take myself off of the temporary insurance on the Intrepid. My dad seems to think that an insurance company will not allow them to be primary drivers on 3 vehicles and 1 summer vehicle while having dependant children... But what if I did the insurance quotes online and got approved? I already did get quotes before, and I don't think I ran into any problems. But I want to be covered and in case I did need to make a claim, this method won't come back to bite me in the butt. What is anyone's take on this? Like I said, I cannot afford to pay the insurance on the car as a primary driver at this point, but paying for the car itself won't be a problem. I do realise that I will be paying for this way than I do at the moment because of the car, but instead of $3000 more I was thinking $400 more or something. Thanks for reading all the facts, any answers will be greatly greatly appreciated! Thanks everyone!""

How much is car insurance?

I am a first time driver, a girl, and I have discounted insurance because I took driver's Ed. How much would it be and how often do you may? (monthly?)""

Prior proof of insurance?

I just got progressive car insurance. They want me to send prior proof of insurance from my old company. Do I just send in my old insurance card?

Best car and homeowners insurance rates in Florida?

What company has the best rates? I know it varies, just looking for a few places to start!""

""Car insurance claim, name not on title?""

I've had my own insurance using my grandfathers car whom recently passed away. I've opted to assume the loan to keep using the car for transportation and keep a piece of him at heart (which has been a troubling process and not yet finalized). Given that it is of course not titled to me will I have any issues if I total or lose the vehicle and attempt to make a claim with the original owner now being deceased? Please advise, thanks!""

I got married but haven legally change my name how does that work with insurances?

""Insurance estimate on Integra, Mustang?""

Hey. So I am getting my first car in a couple months, and my dad said I could choose which car, but keep it in a low price range. I've always liked Integras, since I was little, and I always wanted it to be my first car, so thats in consideration. And my dad said get a mustang. I would like to know how much insurance is on each? The cars would be- Acura Integra 1996-2001 (LS, RS, SE, GS) Under my dads name (age 50) I would be secondary driver Silver or black or white Roughly 150k miles Maybe 25 miles a day Would buy used around 2000$ - 4000$ Im aware its a luxury car, thus insurance being a tad more expensive How much would you think insurance would be? We have Progressive but I just want a estimate - Maybe like the average of how much people with integras pay for insurance. Mustang 2004 Under my dads name (age 50) I would be secondary driver Black or silver Maybe 100k miles 25 miles/ day Used around 4000$ - 5000$ Not luxury, but its a sports car, Im guessing insurance is more expensive for it""

Car insurance for a 16 year old?

Hey, I turn 16 in a month and ive had my permit for a year then and its time to get my license. How much (an estimate) would it cost to insure a 1999 Honda Civic LX with geico?""

What do compulsory and voluntary excess mean in car insurance?

The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls

Does insurance pay total or worth?

My car is considered a 'total loss' with about 8,000 in damages. My payoff quote is 12,000. will my insurance pay the amount I owe, or the amount my car is worth, minus my deductible?""

How much are you paying car insurance NJ?

I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks""

How much does car insurance cost?

I'm looking at a car that costs about 2,400 dollars. It's a 1997 Toyata Camry. It has about 147,000 miles on it. How much insurance would I have to pay. I live in PA and I'm a 20 year old dude so I assume it's expensive. Also is 147, 000 miles a lot for this car...or is the camry super reliable?""

How much will it cost to run a car in the UK (17 Years Old)?

I know insurance is a good 4-5k but how much does it cost to run (Fuel, Etc.) I have a job and I work about 15 miles away.. I drive about 100 miles a week and I work for 5 days during the week. Any help will be appreciated!""

How much money do i need to save up for my first 6 months of insurance?

I will be 16 or 17 at the time of receiving car insurance and right now I am 15. This summer i will be getting a job and will buy my own cell phone and pay my own cell phone bill($130 for the phone $42 for the total bill). Let's say I receive minimum wage ($7.25) and am payed around $800 a month. If I begin putting aside money out of each pay check ( which will be roughly around $400) for car insurance and do this for around 12 months how much money will i need to put aside out of each paycheck ($400) to be able to pay for 6 months of car insurance? Also, my mom is going to let me buy her car in payments (at most it will cost $2000 altogether), how much should I put aside for that, so i would be able to buy her car at one time in 12 months?""

Could someone please explain health insurance to me?

Difference between PPO HMO DRG Private insurance, and deductibles I read it in my textbook but all these terms I'm not very familiar with so no matter how much I re-read the paragraphs I'm still a bit confused... I might sound stupid but oh well! Clarify for me please! Thanks for all who answer""

Can you rent a car without insurance?

For example....I don't have a car, so I don't need insurance, but if I want to rent a car, won't they ask for proof of insurance?""

Who has the cheapest motorcycle insurance?

Does the cost of my insurance for driving get reduced when I turn from 16 to 17?

What's the cheapest bike to insure for a 16 year old that still meets my requirements?

I'm 16. I've had my motorcycle license since December 2009, so that would be a year and about 4 months. (This is Oklahoma, you can get a motorcycle license at 14, but I had a late start.) My 17th birthday is in 2 months. I've been driving a car lately, but now I'm wanting to find another bike. However, it has to meet some requirements- it has to be good on the highway, since I live several miles from town and go on the highway almost every day, it has to be smaller than 500cc (not because of ability, just preference, I don't like big engines), and it has to be good on gas- at least 50 mpg. I don't car about the age, I know most people my age want the newest, coolest thing; personally, I don't care. I'd drive some 1963 rust-bucket so long as it ran. I'm just looking for the cheapest bike to insure for my age that still meets those requirements.""

Can someone explain this driver's insurance deal to me?

I don't have a license yet because I need to have proof of insurance to drive the car at the DMV. However, if my parents' cars are already registered to insurance, then I don't need to join their insurance or something and i can just drive their car right? My dad said if i join our family's insurance, the rates will get higher. But i don't get this. I thought it was just the car that mattered for insurance.""

How much should I expect to pay for car insurance?

I am a 16 year old male in Texas. Having a sports car, being a male, and a teen, approximately how much am I looking to pay a month? What would be the cheapest insurance to have?""

What is grandfathered health insurance coverage?""

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

https://www.linkedin.com/pulse/hyundai-insurance-nz-nathan-fleming/"

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Summit Mississippi Cheap car insurance quotes zip 39666

"Summit Mississippi Cheap car insurance quotes zip 39666

Summit Mississippi Cheap car insurance quotes zip 39666

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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My insurers have renewed my car insurance policy because I mistakenly thought the previous policy ended 5 days after it did. Their policy was considerably higher than I could get elsewhere. I have had 5 days cover - can I cancel without penalty?

Can you give me any car recommendations?

ok im a 16 year old boy turning 17 next month and my parents are buying me a car.they said that there are some requirements of their own 1.the oldest it could be is a 2005 model(i don't know why) and it needs to be with in our price range which is $10,000 to $20,000.i don't have many requirements just that it needs to have something where i can connect my ipod and phone to the car to play music or make a call and i don't want a honda or toyota because everyone has one of those in my area and at school(sorry if it sounds bratty but it kinda feels weird to me to have a car that most people have in my area). so what are some nice cars in our price range that would be a good first car.also my parents said the insurance cost doesn't matter.""

About how much will my car insurance go up after new car purchace?

I currently have full coverage on my used car, and will be trading it in. Will my insurance jump up? I currently own a 2002 alero and will be buying a 2010 vw gti.""

Summit Mississippi Cheap car insurance quotes zip 39666

I am looking for insurance on house?

i have drive insurance and i want to know if they have insurance on house also.

Who has the most affordable health coverage?

In general how long does it take to switch car insurance?

As well as canceling car insurance? I heard 7 days is that true?

Car insurance question?

If I am driving a company truck and lets say I got a ticket.. will my car insurance go up.. even though I am driving a company truck that is insured by the company..

""18, no job, need health insurance?""

I can't breath because my nose is all messed up, this has been going on for years and it just keeps getting worst and worst. I need insurance and my parents won't help me get any. So now I need a way to get it on my own. i have no job and know nothing about health insurance. I live in nyc""

Uninspected car covered by insurance in MA?

I've been driving my car uninspected for a while now because I haven't had the money (or the time to fix it on my own) and I know it will fail inspection. Does anybody know if my car would be covered by insurance anyways. (I have USAA)

What does 6 months mean for car insurance?

I'm 18 and I don't know munch about car insurance. For me it's about $1500 for the year or about $300 a month for six months. Is this every month for six month like January through June? Or every other month for the whole year?

""What is average renters insurance cost in Pensacola, FL?

Renter Insurance for a 1-bedroom Apartment.

How to choose a Life Insurance?

All the insurance companies sound like they're trying to sell us on the product. We're married in our thirties with two babies. Thanks!

Life insurance at 25 years of age.?

I am twenty five and would like to put my mom in life insurance. Is this possible and what would I have to do to put her in life insurance?

""Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""

Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""

Does compare the meerkat do cheap car insurance?

What is the cost of homeowners insurance on Alabama shores?

Have or have not got insurance if you live on Alabama coast?

Which car insurance company offers the cheapest price for a teenager??

Can I trust American Health Insurance?

I'm going to an American university and I have to buy student health cover. How trustworthy is it actually? If I get sick, will the insurance just say that my injury/illness isn't covered and left me to die - even if it's an insurance company that the university requires students to buy insurance from??""

What is required for a new resident in England (from Canada) to get car insurance?

Moving to England shortly, and it will be so much easier to find work and move into a new place if we have a car first. What information will we need to get insurance? We will be living with friends, so we could use their address and phone number until we get our own place. But will we need a national insurance number before we can get car insurance? British bank account? We'll be getting those things, but it would be so much easier to have the car first. Basically, what is required for us to provide in order to get a car bought, insured, and on the road? (We'll be paying cash.)""

Question about car insurance?

Is car insurance cheaper the older the car is or is it the other way around?

I'm looking for low cost health insurance in california?

Car insurance question?

The other week, my dumb *** relative backed into my parked car. Essentially, he could of saved himself two grand if he bothered to turn and look like he was supposed to. My question and PLEASE only answer with relative/helpful information: If I don't use a rental during the time my vehicle gets repaired, will it lower his costs with his provider? Or will it not matter? I only ask because, though an idiot, is still family (plus his parents are being ******* cause their kid can do no wrong if you know what I mean). So if not using the rental will help with his rates/etc. let me know.""

How is Erie auto and homeowners insurance?

I am searching for different auto and home insurance. Erie insurance has given me a good quote. Are they a good insurance company?

How much on average would car insurance in Calgary be for a minor?

(Never been in an accident, never received a ticket of any kind.)""

Why does insurance go up ?

I understand if I have been in an accident that my I may pay more insurance because its in my record. My question is .. if I buy a car that has record of having an accident does that make the insurance higher?

Co-Buyer Auto Insurance?

All, I helped ex GF to buy a car. I thought I was co signing for loan but apparantly I am a co buyer of car. The registration is her or me . I dont mind being responsible for loan. If she messes up loan I will make payments. She tells me she has car properly insured etc. What worries me is if she lets insurance lapse or cause a major accident could I end up in trouble. Can I insure myself against her letting insurance lapse or causing major injury/damage? I currently have no personal auto insurance (have company vehicle). Is there anything else I can do to protect myself? Im very worried about this. Do I need to be or am i overreacting? Pat""

What are the best life insurances for under $50 a month for family?

I am looking to get life insurance for my family since I am newly married this plays an important role. Does anyone know any affordable life insurances for families? Ive searched and haven't found any. I live in the little rock Arkansas area.

Does a parking ticket effect my insurance rate?

I got a $25 ticket for parking in a illegal spot. I have the option to plead not guilty or pay the fee (I even have the option to pay online to avoid the crowd). My only concern is, when I pay for this penalty will it effect my insurance rate?""

Summit Mississippi Cheap car insurance quotes zip 39666

Registering a car in California?

I just bought a car in California. I just moved here and am still looking for a place to live. It was a private sale, but they left me the plates, they said it goes with the car. She also told me I have 10 days to report to the DMV. Is this true? I haven't yet because I still have no place to live. If I opened a PO Box, would that be sufficient to register my car to, and even a drivers license? Or do I need a street address? What should I do? Also, can I insure it with just a PO box? I hope to have a place within the next week, but I'm still waiting on all of this right now.""

Can hospitals deny someone without insurance?

Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?

How do people in Florida cope with high car insurance rates?

Let's say for a young single person who has been driving for 5 years with a 2 year old car. How can someone afford insurance with a tight budget?

I have a few questions about car repairs and auto insurance?

first off, i was in a small accident a couple weeks ago, and was wonder how much it would cost to have the following repaired: 1. the hood is very minorly damaged, there is just a small gap where the hood closes, plus a little scratched paint on one side (very minor) how much would it cost to have that straitened out? 2. when the front end got hit, it shifted it over a little, so there is a small gap inbetween the inside corner of the headlight and the grill area, how much to straighten that out? 3. also, in regards to insurance, is it allowed to have two different people insured on one car through different insurance companies?""

How much is lowering a car likely to cost on insurance?

how much is it likely to increase insurance by replacing the springs with a Spax piece of kit?

Insurance on 04 STi.?

I am 17 year olds. I have Driver's ed, safety ed courses, and good grades. How much would insurance cost for me?""

How do you want health care reformed?

With all the rumors about the plan killing babies and grandma, we have gotten away from intelligent discourse. Polls say 70% of people want some kind of reform. What would you like ...show more""

What if I can't afford my car insurance payments?

I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?

Car Insurance Question?

I am currently a provisional driver, and to insure my car it would cost me 999. Once I past my test it will cost me about 4,000 to insure the same car. If I insure my car as a provisional driver now, will it be the same price when I pass my test, or will it be a lot more expensive like it is now? I really don't want to be paying 4,000 to insure a car :S""

Will this citation be reported to my auto insurance company?

So, earlier tonight i was driving my girlfriend home in my dad's brand new Porsche. He got it literally 14 days ago and he is obviously anal about it. but i drove her home in the car against his wishes while he was at dinner with his girlfriend. So on my way home, i was going 14 over the speed limit and i was pulled over, i was nice to the officer and he let me off with a citation, which sounds bad, but instead of me having to have that on my record, i just pay off the ticket and pay for a 4 hour driving class. And then there will not be any call made to my insurance company about the ticket. So will they really not call my insurance? my dad does not know i was pulled over and if i can just pay the ticket and take the class secretly then be done with it? or will the autorities still notify my company but make sure that they do not penalize me for it? I would basically be grounded the rest of the summer if he caught me taking out the 911.""

Can I add a person to my insurance if i dont own the car?

Okay, my live in boyfriend just got a car and is leasing it through an auto dealer, and making payments. The car is in his name. I would like to know if he can be added to my insurance policy? Does the car have to be in my name to be on my insurance policy?""

How much does car insurance cost at age 16?

ok so i want a used 2002 toyota celica but i wanna know how much insurance will cost me first before i buy it. so if you can help plsss answer thxs =) p.s i live in the state of new jersey if that can help idk lol.

Will my auto insurance rates go up if I get a red light camera ticket?

This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?

Why wont my insurance insure me ?

im currently paying 350 for a 125 honda varadero ( on learners ) then i passed my test ( im 19 ) i upgraded cost me 27 to get pillon and change to big licence. Then i asked them to do me quote on a 250 ninja r, so i can get insured on that and they said the insurance doesnt cover me you have to cancel it and go some where eles. what the ****?""

How does a first time car buyer get insurance?

I'm thinking about getting a car, used most likely. The question is how do I go about getting car insurance, I'm a first time car buyer btw? Do I need it before I buy the car? Am I able to buy it with the car? How would I go about getting car insurance? Thanks""

How much would insurance be when you first sign up.?

well im about to turn 17 and the car i have is a 2000 pontiac gran prix with the 3.8L V6. i live in the city and my grade average is 89% and have allot of experience driving. id also only be driving to school and work about 15k a year. and currently the car has 160k on it. i hoping someone can give me a price of what it would cost me, as iv tryed to get insurance quotes online but never recive the quote itself.""

How much does Mexican auto insurance cost?

Definition of Fully Comprehensive car insurance (UK)?

Does this mean i am insure to drive other peoples cars (with permission from them) ?? And also, my insurance on my last policy expried in July 2011, and i never renewed it, Does this mean i lose my 2 years no claims, or can i say that i still have 2 years no claims ? Is it still valid if i had no insurance for a month ?""

What is the cheapest price university in California to study Power Plants for international student?

I'm holding Diploma certificate in Airframe and Power plants, i need to continue my study in US, CAL exactly but i didn't find the perfect university i need a low price university which i can get bachelor degree in it so i need a help please as soon as possible to get start soon.""

Suggest me best insurance child plan in india for newborn?

i have newborn baby.

Immigrant Health Insurance?

How can a new immigrant in the US over 65 years and with pre-conditions obtain health insurance?

Whats the cheapest car insurance company in Missouri?

I am 20 and attend college. I never needed a car before but now that I have to start driving, I have to get my driver's license. I have my permit and a car but since I need legal tags and insurance to take the driving test. I have to get insurance before I can get tags. So I wanted to know whats the best insurance company for me, where prices won't be outrageous??? Thanks for the help: )""

How can I get some insurance?

I received a brand new bike a week ago but I dare not give it a try because I have not got it covered by insurance yet. I have tried multiple insurance companies online but every one I tried there would be a snag. Mainly it would be, 'what kind of driving licence do you hold'? I personally hold a clean driving licence for a car, but in the drop down list of different driving licences 'car' was not among them, so I could not go to the next section to continue trying to insure my bike. I live out of the city so applying for insurance and paying for it online would be the easiest option.""

""Young drivers (in your early 20), how much are you paying for car insurance?""

Young drivers (in your early 20), how much are you paying for car insurance?""

Who in the world has the cheapest car insurance?? 10 point 4 best ansswer....?

ive searched and searched and searched, after all im being dropped by state farm insurance cause i became a financial risk for them.... its not my fault i had 3 car crashes in 6 months.... anyway the best rates i got so far are.... $200 a month for basic and $553 for full coverage on a 93 chevy van POS.... no im not joking my rates were $130 for full coverage with state farm b4 all these accidents..... god help me im in michigan if that helps anyone else.... i really need a fast answer cause i got 3 days to get new insurance""

Summit Mississippi Cheap car insurance quotes zip 39666

https://www.linkedin.com/pulse/old-bmws-insurance-cali-driving-age-james-coleman/"

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apsbicepstraining · 7 years

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Serena Williams remains dominant over Maria Sharapova despite slow start

Serena Williams stands dominant over Maria Sharapova with win at Australian Open despite slow start

Separated by 18 straight winnings and enough animus to settle a agreement summit, Serena Williams and Maria Sharapova will never be closer than is required by their reciprocal profession of a tennis court. But, if the inked-in loser proved anything in their 21 st race, it was that the protecting champ might not be the nailed-on favourite in this Australian Open that many believe.

There are two reasons: food poisoning which struck Williams before her 6-4, 6-1 victory in an hour-and-a-half in sweltering midday heat on Rod Laver Arena here on Tuesday, and the lassitude it produced in her tennis. At durations she emerged confused, at one point in the second placed discounting certain challenges the entire stadium could see was lawful, then immediately squandering two on patently lost causes.

Later she said, I was a little listless. It was maybe only a problem going out to a faster start, like I had been in all the rest of my equals. I was just dealing with some food poisoning concerns from a few weeks ago. That was it.

As she proved when she went out in the US Open short of her expected win which would have extradited her the cherished docket slam Williams can fluctuate her climate as violently as her racket.

None of those omissions feigned the result only the perception, because Sharapova was as ineffectual as she has been in most of her previous 18 demolishes, as her formerly rock-solid provide deteriorated. Yet she was still be permitted to stretching her nemesis.

Williams next faces Agnieszka Radwanska in the first semi-final, and, although it is unlikely the tension and anxiety levels will be as high-pitched as they were in this quarter-final, the deftly stepping Pole has different weapons. The fourth seed, who often falls short of her good on big reasons, is one of the games shrewdest strategists and had too much tribunal nous for Carla Suarez Navarro in the other quarter-final, prevailing 6-1, 6-3.

Williams said of Radwanska something she most probably would never dream of saying about Sharapova: I know Aga really well. Shes a really nice daughter. She goes out of her direction to say Hi. Its really cool. We ever get along with. Shes enormous. Whoever wins, we both deserve to be in the final. If she acquires, Ill be very happy for her. Im sure eggshell feel the same way.

Sharapova, meanwhile, took her defeat well enough. Shes had plenty of pattern. Questioned to explain how she could placed 16 hotshots past Lauren Davis last-place Friday, followed by 21 when she pulsated Belinda Bencic two days ago and only 3 against Williams with seven double faults she said: If youre sufficing maybe 180 kph against somebody else, thats an sensation. Against Serena, as we are all familiar with, the revert is one of her enormous persuasiveness. Shes extremely explosive. She abides fairly close to the baseline. She cuts the projectile early. She doesnt give you numerous inclinations. Thats the reason I cant get so many free phases against her.

But the match is still two out of three. Its not about the first object or a quality in the middle. Its really about the last object. I have to keep getting to the point where I have an opportunity to play against her, impede finding a way to alter that around. If I dont have that occasion then I dont have the opportunity to try something different.

And the immediate future? Im going to go and take care of my forearm firstly. Im going to go to Moscow, be part of the team. I dont contemplate Ill be playing[ in the Fed Cup match against the Netherlands ]. But this will be a is high time to get myself ready for a long year. I dont realise myself playing anything before Indian Wells. Williams, it seems, has left more deep bruises on her old friend.

After that routine win over Suarez Navarro, Radwanska terminated back to watch Williams-Sharapova and said later: But youre used to watching those musicians you were watching for so many years and too playing against them so many times. So, it doesnt genuinely, matter to be honest.

She did be recognised that her act is vulnerable too. I didnt serve that good today. I was trying to focus on that. Definitely when you play someone like Serena youre trying more. You have to really go for it.

Her fitness has to be an issue, though. Again, she wore the shin and ankle strut to ease serious injuries which action her out of the recent Sydney Open.

Its good. Its to be good, but also its not perfect because Im still playing, still exiting. Its hard to get rid of it. But its good-for-nothing that serious that I cant flow or play. That would be a bare minimum. A participate who relies so much better on her sharp change and apprehension will need a lot more than that against Williams.

The post Serena Williams remains dominant over Maria Sharapova despite slow start appeared first on apsbicepstraining.com.

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martechadvisor-blog · 7 years

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4 Habits of Healthy Creative Teams

Just like there are certain habits that ensure greater physical health—like adequate sleep, regular exercise, and a balanced diet—there are standard practices that can keep your marketing team healthier, too.

While the inner child inside all of us would rather eat whatever we want (chocolate-chocolate donuts) for breakfast, lunch, and dinner, our grown-up selves understand that limits and boundaries are there for a reason.

Likewise, the inner artiste within every creative may crave complete flexibility and freedom 24/7, but most also realize that too much of a good thing can hurt creative output rather than help it.

Although it may sound counter-intuitive, **a lack of structure and organization is often an obstacle to creativity, causing even the most talented teams to descend into utter chaos**. Without a clear, repeatable, and documented process, marketing teams get sucked into endless rework and unproductive meetings, leaving them without enough uninterrupted creative time to truly innovate.

When asked what gets in the way of their work the most, 33% of marketers cited the lack of standard processes for workflow and 31% called out poor prioritization. Combine these two ailments with excessive email and unnecessary meetings, and the average creative is left with just 38% of their day to focus on their “real work.”

Luckily, there is hope, and it comes in the form of four habits that, when used together, can create the right amount of structure to keep your marketing team healthy over the long term.

1. Be a stickler about creative briefs

You’ve almost certainly heard this tip before, but it bears repeating. Like with any healthy habit, just because marketing and creative teams know creative briefs are important, that doesn’t mean they use them. Surveys show that only 16% of in-house creative teams regularly use creative briefs. And of those who do, 60% reserve them for top-tier projects only.

Yes, it takes time up front to clarify the goals and vision for a project. But when you do, you’re much less likely to face endless (and expensive!) rounds of rework—usually at the last minute. On average, rework accounts for 40-60% of total project spending, and much of that can be avoided through the dreaded creative brief. (Well, those who fill them out often dread them; those on the receiving end tend to appreciate the clarity they provide.)

In truth, creative briefs can save your sanity, partly because they require all of your stakeholders to get on the same page before they ever invite you to work on the project. In order for creative briefs to be effective, however, you have to be firm about turning down project requests that arrive in any other format. That means no sticky notes, no hallway conversations, no IM requests, no exceptions.

Tip: If you use comprehensive work-management software, you have the option of creating customized “smart” work request forms with cascading drop-down menus, so your project initiators aren’t typing the same information into brief after brief—a big time saver.

2. Digitize your review and approval process

As knowledge work continues to rapidly change and evolve, there are great efficiencies to be gained when you move offline work online. A staggering number of marketing and creative teams are still handling the review process using technology that was invented 30 or more years ago—namely, routing proofs through email or printing hard copies and circulating them through the office. How staggering is the number? I’m talking 77%.

According to a survey conducted at the 2017 Adobe Digital Summit, only 23% of respondents are using a digital proofing tool. And yet 85% said their content production is moving too slow to meet demand. **Digitizing reviews and approvals is a simple way to gain speed and momentum**.

Why does digital proofing make such a difference? Here are just a few reasons:

A shared proofing space reduces or eliminates contradictory feedback—so no one has to schedule a meeting to resolve conflicts

All reviewers and stakeholders are automatically notified when proofs are ready, and those in charge of implementing feedback get notified whenever someone comments

There’s greater transparency into who’s causing delays, which results in faster response times and higher accountability across the board

Reviewers can comment on proofs from their mobile devices, whether they’re in the office or on the road

3. Streamline the process

Once you’ve got your work requests and creative briefs under control, and your reviews and approvals optimized for efficiency, you’re already several steps ahead of the competition. Now it’s time to take a look at the rest of your work processes.

How’s your visibility into your project queue? Are you still scheduling meetings to figure out the status of projects? When it comes to assigning work, how do you know who on your team is overloaded and who has bandwidth to spare? How do you determine and communicate the priority of projects? (Unfortunately, creative teams still say deadline remains the number-one criterion, rather than strategic impact or alignment with company goals.)

All of these challenges can be solved with the right work-management software for your organization—one that’s capable of automating the busy work and giving team members more time to focus on the work that matters. But how do you know which solution is right for you? It will depend on the size of your company, how you’re organized, and to some extent, your industry. So shop around.

Tip: Before onboarding a new tool, make sure that the solution you choose is comprehensive enough to allow you to kick two or more of your current software solutions to the curb. And rely heavily on the implementation specialist who’s assigned to help you get the most out of your purchase.

4. Embrace flex time

Do you find it contradictory that I would talk about flexible work hours and environments in an article that’s about strengthening boundaries and improving processes? The point is, when you lock down your processes, automate them, and move them into the cloud, it’s easier to give your team more freedom about when and where they get their work done. And it can make a big impact on their productivity.

Creative types work best when they’re measured based on output rather than simply on hours put in at the office. But it can be difficult to measure output in any objective way without the assistance of work management software. Further, with the added transparency you get by automating processes and making them cloud-based, it becomes easier than ever for creatives to work from home, the coffee shop, or wherever they’re more likely to be struck by creative brilliance. After all, creative leaps can’t be scheduled on demand. They’re more likely to occur after standard work hours and in stimulating environments than from within a chaotic maze of noisy cubicles.

These assertions aren’t merely anecdotal. Studies show that employees display higher levels of engagement and productivity when allowed flex time. And given that most marketers spend barely over a third of their time on their top priorities while they’re at the office—thanks to email, meetings, and other interruptions—everyone benefits when employees are allowed increased flexibility (without sacrificing accountability).

Proven Remedies for Creative Ailments

When you take control of work requests and creative briefs, gain efficiencies in reviews and approvals, streamline the rest of your processes, and allow your team greater freedom and self-determination, you’ll find that the combined benefits extend far beyond the sum of their parts.

Boundaries like these won’t feel like boundaries at all. They are, in fact, a prescription for even greater creativity and productivity as they relieve your team of repetitive tasks, busywork, rework, conflicting feedback, and competing priorities. Goodbye confusion and chaos, hello healthy creative team.

This article was first appeared on MarTech Advisor

#martech #marketing #technology #business #cmo

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livefreeshop · 7 years

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Shiny Object Syndrome is evil.

This is something you have probably heard over and over again. If you search the subject, you will read all kinds of advice on how to stop shiny object syndrome, how to become more focused, and even how to shut down projects so you can hone in on what’s working.

Well, I’m here to provide a different perspective.

I’m HAPPY I’ve given in to my “weaker” side and gone after lots of shiny business “objects” over the years. I’m not a productivity genius. I’m terrible at focusing on one project at a time, and I’ve started plenty of businesses that were a complete flop.

However, despite all of that, I’ve still managed to quit my job nearly 6 years ago from my six figure a year niche site business, I recently sold my software company for over 7 figures, and today I run a high six figure a year ecommerce business. Oh yeah, and I have several other businesses that I run or am involved with as well. (And all of that doesn’t even include this very blog and brand your are visiting right now…NichePursuits.com).

Business ideas are the shiny objects for me, and quite frankly I’m sick of all the negative advice about seeing a new idea and getting excited about it.

Excitement and passion are what drive success. If a business idea is “shiny” to you…you just might want to think long and hard about turning your nose at the opportunity by being a good little boy or girl that is always focused on the task at hand.

You could be missing out on something big.

Now, you could obviously take this advice too far. If you never COMPLETE a single project, you are just building half bridges that never get you anywhere. There is a big difference here. Complete a project and give it a shot in the wild, but don’t feel obligated to keep putting good money and hours into a project that may not be working, may not be as valuable as something else might be, or feel like you have to spend all you time on something even when it is a success (i.e. considering hiring a replacement for yourself).

Now with that savory little morsel of an introduction, let’s jump into the whole shiny enchilada.

Why Shiny Objects are Good

The very meaning of the word motivation, describes why shiny objects are good. According to Merriam Webster dictionary, motivation is defined by: “the condition of being eager to act or work : the condition of being motivated.”

Shiny objects actually get you off your lazy behind and DO something. They are motivating. For many people, this is a very good thing.

I can’t tell you how many people I’ve talked to that wished they ran a successful online business. When I asked them if they’ve ever tried, or even bought a domain name, they usually say “no”.

The desire to simply run a general side business is not motivating enough for many people to actually put in a little bit of work and do it. However, sometimes when the stars align, a shiny glare reflects off a SPECIFIC idea that sparks something inside of people.

The light bulb goes on, the shiny object appears, the fire is lit inside of them…and they become motivated. People finally stop reading, and start doing.

Passion and motivation are HUGE driving forces, and anything you can do to stimulate this type of action is a great thing…and that includes checking out the latest shiny object.

I personally tend to get excited about trying out new business ideas, and generally speaking, that has turned out to be a good thing for me.

For example, I started my Amazon FBA business about 2 years before I sold my software company. Perhaps you could make the argument that if I had focused 100% of my effort and energy on growing Long Tail Pro (it grew significantly every year I owned it anyway), I could have sold it for a higher price.

But I could also make the argument that if I hadn’t started my Amazon FBA business 2 years, my income would be significantly less today after selling my business.

The other upside to pursuing additional business ideas is the income diversity. If my software company had failed for some reason, I would still have my eCommerce business. If my eCommerce business fails for some reason, I still have my niche websites, etc.

In general, if you look at what business ventures you pursue as a portfolio approach, the negative stigma of chasing shiny objects may not be so bad after all.

When Shiny Objects Become Bad

Now that I’ve hopefully provided a little bit of a paradigm shift, I do need to add a word of caution.

Just because pursuing shiny objects can be good sometimes, doesn’t mean that you always should. In particular, if you are the type of person that only gets 25% or 50% of the way through a project and then changes course to something new all the time…then you might have a problem.

If you never give your new business idea the opportunity to even exist in the marketplace, how can you be so sure that the new NEW shiny object will ever get completed either?

So unfortunately, here’s a typical scenario. First you hear about building niche sites, so you get really excited (a good thing!) for 3 weeks as you buy a domain, do keyword research, and write your first article. But then you hear about selling eBooks with simple Facebook funnels and you stop the niche site idea.

After a few weeks dabbling with the infopreneur idea, you hear about someone making a KILLING with simple iPhone apps. Apps are the way of the future you know!

So, before finishing your ebook idea, you start looking into the iPhone app idea.

Unfortunately, this is an all too common problem for people seeking out their next big idea. If you are only building half the bridge and never completing your projects, you’ll never make it to the other side (income).

If this describes you at all, then perhaps you need to take a step back and assess the situation. How can you both harness the excitement of shiny objects, but not sabotage yourself by never completing a project?

How to Stay Shiny and Productive (Plus an Example)

One of the problems that many people have is that they go into new projects with reckless abandon, they don’t have a timeline or budget set. Simply putting these 2 things in place can help you stay on track and be much more productive.

So, is it really possible to try out multiple shiny objects (new ideas) and still be productive? Well, let me give you an example of a company that is doing both.

Perhaps you’ve heard of, DigitalMarketer.com. Ryan Deiss and Perry Belcher are almost the epitomy of individuals with shiny object syndrome. If you were to take a look at the TONS of businesses that these guys are involved with, it becomes mind boggling.

DigitalMarketer.com has dozens of employees. But they also run NativeCommerce.com – which is a portfolio of sites in various niches. These sites include things like SurvivalLife.com (which makes over $1 million per month), MakeupTutorials.com and HowtoInvestYourMoney.com…and MANY other sites.

Oh and they own Hong Kong Tailors…yep a suit making business.

Oh…and the latest I heard (at Traffic and Conversion Summit), they were considering opening their own retail stores.

So, the team behind Digital Marketer certainly proves that you don’t have to just focus on one thing to be successful. They see shiny objects all over the place and have gotten really good at developing systems to make them successful.

I should mention, that their 3rd partner, Roland Frasier is really the one that has put some discipline into their business by developing these systems. It seems like if things were left up to Ryan and Perry, they would be like kids in a candy store and end up just making themselves sick.

As previously mentioned, I am in a similar boat with my own business (yet at a MUCH smaller scale). I enjoy chasing various business ideas and it’s worked out well for me.

However, you need to have a plan.

First, set a timeline for how long you are going to devote to a new project…before you start another project. So, you might decide that you are going to give yourself 2 months or 6 months to work on a project and then decide at that point if its worth pursing further.

Next, set a budget. How much money are you willing to invest in this idea?

I think this is a critical step that many people don’t consider. Is it a few hundred dollars or a few thousand dollars?

Once you determine your budget and your timeline, you need to stick with it. Don’t get half way through a project and then suddenly switch gears. This just wont give you the data that you need to really determine if the idea is worth pursuing further.

As you start to earn more money, the problem of shiny objects can become bigger or smaller depending on how you look at it.

On one hand, if you have more money you can pursue multiple projects at once by hiring. In a simplistic example, you can build 2 niche sites at once instead of just one if you can hire people to essentially build the site for you.

In this sense, money can be a good thing.

On the other hand, you can still spread yourself too thin (in both terms of time and money) if you start working on so many projects at once that it becomes overwhelming.

So, once again it comes down to setting a budget and schedule. If you have the budget for the project (which includes hiring help), then perhaps you should go after the idea. If you don’t have the money for it; wait until you do.

Your Thoughts

Overall, I think the negative stigma that comes with “shiny object syndrome” is completely overblown. The problem doesn’t lie in the fact that you get excited about new projects.

You should harness this excitement and power and use it to save the world to grow your business! The times when you are motivated are the times that you should sit down and develop your plans, your budget, and your schedule.

Then stick to it.

The real problem with chasing too many projects at once is that you often never give them a chance. Before the project is complete you’ve moved onto something new.

So, by all means, you have my permission to work on multiple projects at once…but only if you can afford to invest the needed time and money to see it through to completion. And if your plan and execution works out like you hope, you just might have a few home run businesses on your hands.

I’d love to hear your thoughts. Feel free to leave a comment below.

The post Why I’m Happy I Caved to Shiny Object Syndrome and Now Run Multiple Businesses at Once appeared first on Niche Pursuits.

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