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rightnewshindi · 2 months
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श्रीलंका में अवैध रूप से चला रहे थे ऑनलाइन मार्केटिंग केंद्र, 21 भारतीय युवक गिरफ्तार
श्रीलंका में अवैध रूप से चला रहे थे ऑनलाइन मार्केटिंग केंद्र, 21 भारतीय युवक गिरफ्तार
Srilanka News: श्रीलंका के अधिकारियों ने 21 भारतीयों को द्वीप राष्ट्र में अवैध रूप से एक ऑनलाइन मार्केटिंग केंद्र संचालित करने के आरोप में गिरफ्तार किया है। उन्होंने इसे पर्यटक वीजा में दी गई ढील का उल्लंघन बताया है। श्रीलंका में पर्यटक वीजा पर रहने वाले इन सभी भारतीयों की उम्र 24 और 25 के बीच है। सभी को प्रवासन और आप्रवासन विभाग ने हिरासत में ले लिया गया है। प्राथमिक जांच के बाद विभाग ने…
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anyataylorjoys · 5 months
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I read somewhere that there is a yellowjackets discord out there that has a capping age of 30. So when someone turns 30 do you just kick them out at midnight? Once you're 30 you're no longer allowed to enjoy media and can't participate in discussions about them. stay out old people ❌🙅❌ (anyone 30+) ❌🙅❌
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phantomrose96 · 2 months
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If anyone wants to know why every tech company in the world right now is clamoring for AI like drowned rats scrabbling to board a ship, I decided to make a post to explain what's happening.
(Disclaimer to start: I'm a software engineer who's been employed full time since 2018. I am not a historian nor an overconfident Youtube essayist, so this post is my working knowledge of what I see around me and the logical bridges between pieces.)
Okay anyway. The explanation starts further back than what's going on now. I'm gonna start with the year 2000. The Dot Com Bubble just spectacularly burst. The model of "we get the users first, we learn how to profit off them later" went out in a no-money-having bang (remember this, it will be relevant later). A lot of money was lost. A lot of people ended up out of a job. A lot of startup companies went under. Investors left with a sour taste in their mouth and, in general, investment in the internet stayed pretty cooled for that decade. This was, in my opinion, very good for the internet as it was an era not suffocating under the grip of mega-corporation oligarchs and was, instead, filled with Club Penguin and I Can Haz Cheezburger websites.
Then around the 2010-2012 years, a few things happened. Interest rates got low, and then lower. Facebook got huge. The iPhone took off. And suddenly there was a huge new potential market of internet users and phone-havers, and the cheap money was available to start backing new tech startup companies trying to hop on this opportunity. Companies like Uber, Netflix, and Amazon either started in this time, or hit their ramp-up in these years by shifting focus to the internet and apps.
Now, every start-up tech company dreaming of being the next big thing has one thing in common: they need to start off by getting themselves massively in debt. Because before you can turn a profit you need to first spend money on employees and spend money on equipment and spend money on data centers and spend money on advertising and spend money on scale and and and
But also, everyone wants to be on the ship for The Next Big Thing that takes off to the moon.
So there is a mutual interest between new tech companies, and venture capitalists who are willing to invest $$$ into said new tech companies. Because if the venture capitalists can identify a prize pig and get in early, that money could come back to them 100-fold or 1,000-fold. In fact it hardly matters if they invest in 10 or 20 total bust projects along the way to find that unicorn.
But also, becoming profitable takes time. And that might mean being in debt for a long long time before that rocket ship takes off to make everyone onboard a gazzilionaire.
But luckily, for tech startup bros and venture capitalists, being in debt in the 2010's was cheap, and it only got cheaper between 2010 and 2020. If people could secure loans for ~3% or 4% annual interest, well then a $100,000 loan only really costs $3,000 of interest a year to keep afloat. And if inflation is higher than that or at least similar, you're still beating the system.
So from 2010 through early 2022, times were good for tech companies. Startups could take off with massive growth, showing massive potential for something, and venture capitalists would throw infinite money at them in the hopes of pegging just one winner who will take off. And supporting the struggling investments or the long-haulers remained pretty cheap to keep funding.
You hear constantly about "Such and such app has 10-bazillion users gained over the last 10 years and has never once been profitable", yet the thing keeps chugging along because the investors backing it aren't stressed about the immediate future, and are still banking on that "eventually" when it learns how to really monetize its users and turn that profit.
The pandemic in 2020 took a magnifying-glass-in-the-sun effect to this, as EVERYTHING was forcibly turned online which pumped a ton of money and workers into tech investment. Simultaneously, money got really REALLY cheap, bottoming out with historic lows for interest rates.
Then the tide changed with the massive inflation that struck late 2021. Because this all-gas no-brakes state of things was also contributing to off-the-rails inflation (along with your standard-fare greedflation and price gouging, given the extremely convenient excuses of pandemic hardships and supply chain issues). The federal reserve whipped out interest rate hikes to try to curb this huge inflation, which is like a fire extinguisher dousing and suffocating your really-cool, actively-on-fire party where everyone else is burning but you're in the pool. And then they did this more, and then more. And the financial climate followed suit. And suddenly money was not cheap anymore, and new loans became expensive, because loans that used to compound at 2% a year are now compounding at 7 or 8% which, in the language of compounding, is a HUGE difference. A $100,000 loan at a 2% interest rate, if not repaid a single cent in 10 years, accrues to $121,899. A $100,000 loan at an 8% interest rate, if not repaid a single cent in 10 years, more than doubles to $215,892.
Now it is scary and risky to throw money at "could eventually be profitable" tech companies. Now investors are watching companies burn through their current funding and, when the companies come back asking for more, investors are tightening their coin purses instead. The bill is coming due. The free money is drying up and companies are under compounding pressure to produce a profit for their waiting investors who are now done waiting.
You get enshittification. You get quality going down and price going up. You get "now that you're a captive audience here, we're forcing ads or we're forcing subscriptions on you." Don't get me wrong, the plan was ALWAYS to monetize the users. It's just that it's come earlier than expected, with way more feet-to-the-fire than these companies were expecting. ESPECIALLY with Wall Street as the other factor in funding (public) companies, where Wall Street exhibits roughly the same temperament as a baby screaming crying upset that it's soiled its own diaper (maybe that's too mean a comparison to babies), and now companies are being put through the wringer for anything LESS than infinite growth that Wall Street demands of them.
Internal to the tech industry, you get MASSIVE wide-spread layoffs. You get an industry that used to be easy to land multiple job offers shriveling up and leaving recent graduates in a desperately awful situation where no company is hiring and the market is flooded with laid-off workers trying to get back on their feet.
Because those coin-purse-clutching investors DO love virtue-signaling efforts from companies that say "See! We're not being frivolous with your money! We only spend on the essentials." And this is true even for MASSIVE, PROFITABLE companies, because those companies' value is based on the Rich Person Feeling Graph (their stock) rather than the literal profit money. A company making a genuine gazillion dollars a year still tears through layoffs and freezes hiring and removes the free batteries from the printer room (totally not speaking from experience, surely) because the investors LOVE when you cut costs and take away employee perks. The "beer on tap, ping pong table in the common area" era of tech is drying up. And we're still unionless.
Never mind that last part.
And then in early 2023, AI (more specifically, Chat-GPT which is OpenAI's Large Language Model creation) tears its way into the tech scene with a meteor's amount of momentum. Here's Microsoft's prize pig, which it invested heavily in and is galivanting around the pig-show with, to the desperate jealousy and rapture of every other tech company and investor wishing it had that pig. And for the first time since the interest rate hikes, investors have dollar signs in their eyes, both venture capital and Wall Street alike. They're willing to restart the hose of money (even with the new risk) because this feels big enough for them to take the risk.
Now all these companies, who were in varying stages of sweating as their bill came due, or wringing their hands as their stock prices tanked, see a single glorious gold-plated rocket up out of here, the likes of which haven't been seen since the free money days. It's their ticket to buy time, and buy investors, and say "see THIS is what will wring money forth, finally, we promise, just let us show you."
To be clear, AI is NOT profitable yet. It's a money-sink. Perhaps a money-black-hole. But everyone in the space is so wowed by it that there is a wide-spread and powerful conviction that it will become profitable and earn its keep. (Let's be real, half of that profit "potential" is the promise of automating away jobs of pesky employees who peskily cost money.) It's a tech-space industrial revolution that will automate away skilled jobs, and getting in on the ground floor is the absolute best thing you can do to get your pie slice's worth.
It's the thing that will win investors back. It's the thing that will get the investment money coming in again (or, get it second-hand if the company can be the PROVIDER of something needed for AI, which other companies with venture-back will pay handsomely for). It's the thing companies are terrified of missing out on, lest it leave them utterly irrelevant in a future where not having AI-integration is like not having a mobile phone app for your company or not having a website.
So I guess to reiterate on my earlier point:
Drowned rats. Swimming to the one ship in sight.
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capturousinfotech · 3 days
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tustinjimberlake · 10 days
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i wasn't myself during my kpop phase. literally out of my mind
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digitalictacade · 5 months
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findjoosoftware · 6 months
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Navigating the World of Online Payment Processing
The world of commerce has undergone a remarkable transformation with the rise of e-commerce, and at the heart of this evolution is online payment processing. From purchasing products and services online to managing subscriptions and making digital donations, online payment processing has become an integral part of our daily lives. In this comprehensive guide, we will delve into the intricacies of online payment processing, exploring its significance, the key players in the industry, security measures, and the latest trends shaping the future of digital payments.
The Significance of Online Payment Processing
Online payment processing is the engine driving e-commerce and digital transactions. Its importance extends far beyond the convenience it offers. Here are some of the key reasons why online payment processing is crucial:
Global Reach: It enables businesses to reach customers worldwide, breaking down geographical barriers and expanding their customer base.
Convenience: Customers can make payments and purchases from the comfort of their homes or on the go, making the shopping experience more convenient.
Security: Secure payment processing ensures that sensitive financial information is protected, reducing the risk of fraud and unauthorized access.
Efficiency: The automation of payment processing streamlines financial transactions, reducing manual labor and processing times.
Business Growth: Online payment processing supports the growth of online businesses, enabling them to scale their operations and reach new markets.
Diverse Payment Options: It offers a wide range of payment methods, allowing customers to choose the option that best suits their preferences and needs.
The Key Players in Online Payment Processing
Online payment processing involves several key players, each with distinct roles and responsibilities. Understanding these players is crucial to grasp the intricacies of the payment ecosystem:
1. Merchants
Merchants are businesses or individuals who sell products or services online. They integrate payment gateways into their websites or applications to accept payments from customers.
2. Payment Gateways
Payment gateways are intermediaries that facilitate the transfer of payment data between the merchant and the financial institution. They verify the transaction, handle the encryption of data, and ensure that the payment is securely processed.
3. Acquiring Banks
Acquiring banks, also known as merchant banks, are financial institutions that work with merchants to provide them with the necessary accounts and tools for accepting payments. They play a critical role in authorizing and settling transactions.
4. Issuing Banks
Issuing banks are the financial institutions that issue credit and debit cards to consumers. They are responsible for authorizing transactions initiated by cardholders and ensuring there are sufficient funds for the purchase.
5. Card Networks
Card networks, such as Visa, MasterCard, and American Express, establish the rules and infrastructure that govern payment card transactions. They facilitate communication between acquiring and issuing banks.
6. Customers
Customers are the individuals or businesses making purchases or payments online. They provide their payment information to complete transactions.
Ensuring Security in Online Payment Processing
Security is a paramount concern in online payment processing. As the digital landscape evolves, so do the threats to security. Here are some of the key security measures and technologies in place to safeguard online transactions:
1. Data Encryption
Data encryption ensures that sensitive payment information, such as credit card numbers, remains secure during transmission. Secure Sockets Layer (SSL) encryption is a common technology used to protect data.
2. Tokenization
Tokenization replaces sensitive card data with tokens, which are useless to cybercriminals if intercepted. This adds an extra layer of security to payment processing.
3. Two-Factor Authentication
Two-factor authentication (2FA) requires customers to provide additional verification, such as a one-time code sent to their mobile device, to complete a transaction.
4. Fraud Detection
Advanced fraud detection systems use artificial intelligence and machine learning to analyze transaction data in real-time and identify potentially fraudulent activities.
5. Regular Updates
Payment processing systems should be regularly updated to patch vulnerabilities and ensure that they are up to date with the latest security standards.
6. Compliance with Regulations
Adhering to industry and regional regulations, such as the Payment Card Industry Data Security Standard (PCI DSS), is essential to maintain security.
Trends Shaping the Future of Online Payment Processing
Online payment processing is an ever-evolving field. Several trends are shaping the future of digital payments:
1. Contactless Payments
Contactless payments, made through mobile wallets and near-field communication (NFC) technology, have gained popularity due to their speed and convenience. The use of smartphones for payments is on the rise.
2. Biometric Authentication
Biometric authentication, such as fingerprint and facial recognition, is increasingly used for secure and convenient payment authorization.
3. Cryptocurrency
Cryptocurrencies like Bitcoin are gaining acceptance as a means of payment, offering fast and borderless transactions.
4. In-App Payments
In-app payments within mobile applications provide a seamless purchasing experience for users, making it easier to complete transactions without leaving the app.
5. Enhanced Security Measures
Continual advancements in security measures, including machine learning-based fraud detection and risk analysis, will help reduce the risk of fraudulent transactions.
6. Cross-Border Payments
As businesses expand globally, cross-border payment solutions are becoming more vital. Payment processors are adapting to accommodate international transactions and currencies.
7. Payment Integration
E-commerce platforms and online businesses are increasingly integrating payment solutions directly into their platforms, streamlining the payment process for customers.
Choosing the Right Online Payment Processing Solution
Selecting the right online payment processing solution is crucial for businesses. Here are some key considerations to keep in mind:
1. Integration
Choose a payment solution that seamlessly integrates with your e-commerce platform or website. This ensures a smooth checkout experience for your customers.
2. Security
Security
is a non-negotiable aspect of online payment processing. Ensure that the solution you choose complies with industry standards, such as PCI DSS, and offers robust encryption and fraud prevention measures.
3. Payment Options
Consider the range of payment options the solution supports. The more options you provide, the more accessible your business will be to a broader customer base.
4. Scalability
Opt for a payment processing solution that can scale with your business. As your business grows, the payment solution should be able to handle increased transaction volumes.
5. Reporting and Analytics
Access to reporting and analytics tools can provide valuable insights into customer behavior, transaction trends, and financial performance. Choose a solution that offers comprehensive reporting capabilities.
6. Customer Support
A responsive customer support team can be invaluable in resolving issues quickly and ensuring that your payment processing runs smoothly. Consider the quality of customer support provided by the payment solution.
7. Costs and Fees
Different payment processors may have varying fee structures. Ensure that you understand the pricing model and any additional fees associated with the solution. Consider how the costs align with your business's budget.
8. Reputation
Research the reputation of the payment processing solution. Read reviews, ask for recommendations, and assess its track record in terms of reliability and security.
The Evolution of Online Payment Processing
Online payment processing has come a long way from its early days, and its journey continues. As technology advances and consumer preferences shift, the landscape of digital payments will keep evolving. Businesses that embrace the latest trends and invest in secure and convenient payment solutions are better positioned to thrive in the digital age.
The significance of online payment processing in today's world cannot be overstated. It has revolutionized the way we shop, transact, and do business, making life more convenient for consumers and enabling the growth of countless online enterprises. As we look to the future, the trends in online payment processing, from contactless payments to cryptocurrency, will shape the way we make payments and conduct financial transactions. By staying informed, adapting to these trends, and choosing the right payment processing solution, businesses can ensure a seamless and secure payment experience for their customers and position themselves for success in the evolving digital economy.
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aaravr902 · 8 months
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Best Coaching Centre for Digital Marketing in Delhi: Dice Academy
"Dice Academy proudly stands as the best coaching center for digital marketing in Delhi. Our mission is to empower individuals with the knowledge and skills necessary to excel in the dynamic field of digital marketing. At Dice Academy, you'll receive top-notch training led by industry experts who are passionate about sharing their expertise. We cover a wide range of digital marketing topics, including SEO, social media marketing, content marketing, and more. What sets us apart is our commitment to your success; we provide hands-on experience, real-world projects, and job placement support to ensure you're ready to thrive in the digital marketing landscape. Join Dice Academy today, and embark on a transformative journey towards becoming a proficient digital marketer."
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rtechfab · 8 months
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Tecswan Institute is a dynamic and innovative institution dedicated to empowering students with practical knowledge.The Tecswan is
and Development that provides quality UK certification, Award and Certificate programs in different IT fields.
Best  digital marketing  training in kochi,UI/UX  design,web development,technology,Best  digital marketing  training in kochi ,Digital marketing offline class providing institution,Practical class providing  digital marketing  training center,EMI providing  digital marketing training center
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worldswin · 1 year
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1 Engineer2 Accountant3 Housekeeping / Helper / babysitting4 Teacher 5 Nurse6 Chef7 Driver8 Technician9 Medical services10 Data analytic / software specialty11 call center agent12 consultant13 Business development 14 Marketing ( digital , content writing etc...) 15 Sales 16 IT ( all different category in the field  are required )
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droolypupboy · 2 months
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tips for solo puppy play!!
pup play doesn’t have to be a partnered activity and solo play can be EXTREMELY fulfilling. you deserve to explore your headspace 🫶🫶 i have another post for more general tips for feeling more puppy, you can check that out here, a lot of things on there are ALSO applicable for solo pups.
warning, this is not for puppy regressors!! this is an nsfw post and probably not safe for u if you regress while online. stay safe, sfw puppies.
i would recommend checking out the above post if you want more details on the following: playing fetch alone, puppy snacks, & oral fixation!! all those things can help a LOT for solo pups but since i already went into so much detail previously, this post will have its own unique set of tips. i’m a puppy & i own a puppy sub so im super smart and you should listen 2 me!!!!
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🐾 eating from a dog bowl can help a lot!! but even if that is inaccessible or not to your taste, you can just sit/lay on your tummy on the ground and eat small snacks from a plate. be careful of choking if you choose to lay!!
🐾 make little pup noises!! if you feel yourself going nonverbal and you’re in a place where you’re safe and comfy and have the time, lean into it. make little “hmph” noises when you’re confused, little squeaks when you’re excited, whine and pant, do all the things!! these can be used both sexually and nonsexually. it should come naturally if it’s gonna happen but there’s nothing wrong with doing it on purpose to get the ball rolling.
🐾 you can either invest in a large dog bed OR you can make a little nest of pillows and blankets.
🐾 being on all fours, sitting on the floor, & laying on your tummy are wonderful. inaccessible?? that’s okay!! these are enhancers, not necessities.
🐾 ALL you need for this is a bedroom and some random items. find some things (bad options are things like keys, lighters, phones, anything you use super frequently) to hide and go find again. the more space you have the better but even in smaller spaces, it can be VERY fun to lean into.
🐾 tilt your head in confusion, nudge and “paw” at things, nip and bite at things (safely, clean things, nothing that could hurt you or that you could choke on).
🐾 if you can afford it, invest in a knot style toy. it can help a lot in feeling like you’re small getting used by a bigger dog if that’s your thing. toys with suction cups are amazing too, the less you have to work, the better!!
🐾 do NOT be afraid to use pup centered asmr. it’s available on many many places but most accessibly, youtube & soundgasm through the site flaru. its not cringe, its not silly, it can be rlly good for the headspace. if you’re not sure if you’ll like it, give it a go!! why not??
🐾 invest in dog toys if you can!! make sure to clean them thoroughly before putting them in your mouth, stored r nasty, don’t use any that an actual dog has used only use fresh ones. if you can’t do that, chewelry, largely available on etsy and marketed for sensory issues (which yes, it does work for as well) is a really nice & discreet option.
🐾 go to town if you have a PRIVATE back yard!! run around!! have the zoomies!! chase toys (do not put them in your mouth if you’re playing outside)!! just have a good time.
🐾 press your nose against the window and watch the birds & squirrels & any other animals outside!!
🐾 overstimulation!! it’s rlly good, lose yourself, don’t stop until you can’t take it anymore. silly pups need to get fucked stupid.
🐾 slobber on toys (of the sfw AND nsfw variety), suck your fingers, get messy eating a popsicle or something similar. spit can be VERY puppy if you can handle the mess
that’s all for now, silly pups!! have fun, play safe, be kind to yourself, and remember that all of us puppies are different and unique. what makes one person feel puppy might not make the next person feel puppy. figure out what works for YOU. being puppy is an independent journey 🐕🦴🐾🎾
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rtspvtltd · 1 year
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Service Center Management Software: RTS
#Service#software are #tools used by #businesses to solve a variety of #issues. They are used to streamline #customer#relationship#management processes, track employee progress, and provide useful reports, among other things. Contact Us
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Riya Techno Software Pvt Ltd.
207, 2nd Floor, Ranjan Plaza, Kankarbagh Main Road, Above Jalan Shop, Patna (Bihar)-20
Ph no:+91-7488879710
www.rtspvtltd.com/
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capturousinfotech · 5 days
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dragontatoes · 2 years
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sorry to pop ur dick or whatever but almost every post i see complaining about vegans makes me more certain that the people posting it have never met anyone in real life that eats a vegan diet
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