I really be cursed for everyone I meet to just end up using me huh

Full of Rage

I'm trying not to go off and say things to someone that I don't mean, so I've came here to unleash the beast within.

I am so angry right now.

It seems like nothing goes right for me.

It's the same constant loop of events that happen over and over and over again in my life, and I am so utterly sick and tired of it.

The man I'm with is 2 years older than me. We have been together for 17 years, and it's been nothing but a gigantic struggle the whole entire fucking time.

When will it change?

That's something I constantly ask myself.

Have I tried to do things to make change happen? Oh yeah, that's all I seem to do. Cater to someone in the idea that if I do this different things will change. If I walk lightly, he won't be angry. If I don't say what I think, he won't be mad at me. I'm so fucking sick of this shit. It's so much, I can't even put it all into words. It all always comes out jumbled making no sense to anyone who would read it I'm sure.

So what we have been trying to work on for more than a fucking decade is working. Hahahaha!! Literally, just keeping a fucking job. That's it.

I've worked before, and I am unemployed at the moment. Yeah, I could work. However, every time I do work, my man thinks that he can just quit his job. He thinks that if I am working, there's no reason for him to work. I'll take care of him, his basic needs will be met. He will have a roof over his head, water to wash his ass with, food to eat, internet to play his games on, power to use all utilities, a phone to make calls and talk to women behind my back on, a car to use, gas to put in the car; I could go on and on and on and on.

He thinks that I should work, clean the house, take care of the animals, pay all of the bills (and worry about all of the bills), buy all of the food, cook all of the food; basically do every mother fucking thing there is to do. Take care of him like a mother would take care of a fucking child, and I'm tired of doing it.

So I told him that he can fucking work, and I'll do the rest of it. Which is a fair deal if you really really think about it. If I had to just work, just go to work and that's it? Oh my god, that would be a fucking dream to me. I would absolutely love to just work and not have to worry about a damn thing. Wouldn't you?

How much better of a deal can you fucking get?

He got a job working for a tree company about 9 months ago now. Maybe more. He stayed at this job which was actually astonishing to me, b/c before now he's literally quit every single job for the past decade. Even the tree job, he worked (out of town) the first week having to room with another person (male of course) in a hotel. The hotel was paid for, they gave them $120 a week for food, and they only worked four days out of the week. He comes home after the first week, and says he's not going back. Meanwhile at home, we are drowning. Barely hanging on. Having broken payment promises to every bill company (multiple payment agreements), and he has the audacity to say he is going to quit his job. Knowing that he is the only thing that is keeping us going. So we get into this huge argument, and I basically tell him that I will sign one of my cars over to him if he quits and he can take his first and only check, and leave. B/c I can barely take care of myself, I can't take care of me and him when I have no job, and I'm the only one trying to figure out ways to keep food on the table. Fuck the bills, just food is hard to buy.

However, he ends up going back to the job. Stomping and bitching like a teenager would when you make them go to school, but he goes. So when he leaves this time, he finds out that he is going to be put on a new crew. A crew with a woman as the new foreman b/c they had a crew wreck due to lack of sleep. The old foreman who was driving drove into a sign on the interstate, and it cut his head off. So they appointed this girl that had worked for them for a few months as the foreman b/c idk if you guys know this, but most tree crews like to hire drug addicts with no license. So the only person who had a license that had worked the 90 day probation period was this woman. So she needed at least one person on her crew, and they sent my man b/c he was the newest employee. I thought that this would actually work out b/c my man doesn't get along with any other men, never has. So I knew that him working with a woman, he'd fit right in. He did just that. Never complained about his job ever again. There's a lot to this whole story, I'll tell it another time. Right now however, we're talking about something else.

So he works for this company through his probation period. The lady foreman ends up getting fired, and the only person in the whole company with a license was my man, so he was appointed foreman of that crew. A lot of stuff happens in-between this time, but he stays at the job. Loves it like he's loved no other job. It was b/c he could stay gone all week long, only live at home 2 days out of the week, and do whatever he wanted the rest of the time. He ends up getting fired b/c he was driving the company truck and wasn't supposed to (on his off time). The supervisor actually had told him he could drive it whenever (I heard him). BUT they had a new company take over, and like I said a lot of shit happened. The supervisor threw him under the bus. Acted like he didn't say he could drive, and so he got fired for doing it. That was wrong, I will admit that.

When he comes home, he starts looking for jobs. Says he is older now, says we won't go through the same shit we had been going through prior to him getting this job. Asked me to just trust him, have faith in him. So I did.

He ends up asking that same company for a job in the company in any position. They actually took him back. When the time comes for him to leave tho, he doesn't go. I told him he needed to go, b/c he can't work factory jobs. He can't work any job where he lives at this house and has to go to it every day. He can't do it b/c I am here, and when I'm here he isn't independent. He relies on me too much. Acts like I am his mother too much. I told him what would happen is he would start getting mad about waking up, or mad about me not getting up with him and shit like that. I told him that he'd start bitching and crying, and blaming me for "making him go to work". I stg it reminds me so much of a teenage boy crying to their mama. I told him he needed to take the out of town job. He promised me he wouldn't do all of that stuff. He's "changed". Okay, so I trusted him like he asked me to.

He gets a job with another tree crew, but this one is local. He doesn't take it b/c it's $15 a hour and he was getting paid $24 a hour at the other job. He doesn't understand that he was using almost $500 each week for himself out of town, so basically making $15 a hour is equivalent to the $24 since he's not out of town having to use all of the extra money.

He turns down that job. Says he has another job lined out. He did, and he got the job. This job paid $30+ a hour. Highest paying job in this area, and we are about 5 minutes from the job location. Really great! He works there one week, and then doesn't go the next. Does a no call no show for four days. Tells me he has been given another tree job. Out of town to the same area, just with a different company. Okay, but he didn't even ask what they pay, will he have to room with people, etc. He just impulsively quit the best paying job he can get here, to go with a company he doesn't even know anything about. He just assumes they pay more than the last tree company. He was wrong.

A day before the time comes for him to leave, he tells me that he "doesn't want to leave me". I got so fucking mad, I saw red. You have to understand how frustrating this shit truly is. Then he finds out this company pays $20 a hour, and yes he WILL have to have a room mate. Greatttttt! He tells me he can get the job back with the other company. I didn't believe that, and I told him he needed to go to the tree job.

He agreed, so the time comes for him to leave. I go to the store to get him a few things for his travels. He messages me when I get to the store, and tells me he's told the boss he's not leaving for the tree job. He messaged his job that he did the no call no show at, and they said they'd give him ONE MORE CHANCE.

Okay, I didn't bitch about it none. I just said okay, I trust you.

He goes back to the good paying job. Works a week, and now this week he worked one day, went the next day and worked about a hour and come home. Then today, he quit. Did another no call no show. Great job! He still hasn't provided me with a reason as to WHY THE FUCK he's done this shit.

I told him he needs to go see a fucking doctor because something is fucking wrong with him. He is 34 years old. He shouldn't be acting like this.

I don't expect anyone to fully take care of me. I am fully capable of doing it myself. It pisses me off however when a grown ass MAN thinks that a woman should take care of him, take care of everything, and then still be in a "womanly" role when she's in the bedroom. Fuckkkkkk noooooooo. You put me in a mans role, and I'm going to be in that mentality. Sorry, I don't want to fuck you when I'm taking care of every damn thing there is to take care of. You're like my child at that point anyway, and who wants to touch their son in that way? Get what I am SAYING??????

It makes me the most mad b/c when he quits like this, doesn't prepare, doesn't have any money saved, doesn't have any resources, nothing. What does he do? He expects me to take care of everything. With no job, and I do it. I am getting sick of doing it tho. It's a lot easier to do everything myself on my own. Without a man child hanging on to my tit. He has a mother. She won't take care of him either, but I'll tell him this. That is where he will be going if he doesn't provide a source of income for HIMSELF asap.

Am I wrong for feeling this way? Idk!

// Sorry I need to rant.

I don’t know why my sister hates me so much. I said thank you for taking me grocery shopping (as she does almost every time because I don't have a car, and we live together.) But as she’s walking up the steps to our apartment she says “Wow, she actually says thank you for once.”  WHAT????? I ALWAYS SAY THANK YOU????? I SAY THANK YOU TO THE WORKERS AT WAL-MART FOR FUCK SAKES. BUT LIKE... Any time I try and talk to her. She just has this huge hatred for me. And I have NO IDEA where that comes from. And it fucking hurts. Because I see other people that are hanging out with their siblings and having a good time. MEANWHILE I CAN’T EVEN ASK MY SISTER HOW SHE’S DOING WITHOUT HER CRITIZING ME OR PUTTING ME DOWN. HELL! the other day when I was at my parents my Mom and my sister were talking about what they got one another for Easter. And I chime in with “I would gift give... but I’m broke. So...” and my sister chimes in with “You’re not broke! don’t say that you’re broke! You get money from Disability! You have money to give gifts! If ” etc etc.  I pull up my banking app and show her that I only had $114 in my bank account until the end of the month and I still needed to buy groceries, and pay 4 more bills with that. I AM BROKE. Only save in grace is that she gives me money for her share of the bills. But she thinks she doesn’t need to. She fights me every month that she doesn't need to pay her share of the bills because I get government money. She then snaps back with “Then get a job!!!!” BITCH. I AM IN THE POVERTY ZONE. I ONLY GET $1200 A MONTH. FOR THE WHOLE MONTH. BY THE TIME I PAY RENT AND INTERNET IM DOWN OVER HALF OF THAT. MEANWHILE, SHE MAKES MORE THAN THE AVERAGE ONTARIAN BECAUSE SHE HAS TWO JOBS. I swear to god if her hatred for me is just because I’m on disability... Like, I’m sorry I have a chemical imbalance that makes me sui****l if I work for more than two days. Sorry my brain doesn’t meet your expectations. Sorry that my mental health gets so bad some days I can hardly get out of bed in the morning. Sorry that I struggle to do basic things due to crippling depression. <33333 She has no right. I told my mom what she did today. But Every time I talk to her... She’s just so cynical and rude. AND THEN SHE COMPLAINS THAT I NEVER TALK TO HER. IT’S BECAUSE I CAN’T. ITS BECAUSE ANY TIME I ASK HER IF SHE WANTS TO HANG OUT OR HOW SHES DOING, SHE ALWAYS COMES BACK WITH SUCH CRASS AND DISREGARD FOR ANYONE’S FEELINGS. My mom said that she just doesn’t know how to talk to people. NO, SHE DOES THOUGH. SHE KNOWS HOW TO TALK TO PEOPLE. When we were at her work (she works at a grocer/clothes kinda store here in town for one of her jobs.) But she was all smiles and saying hello to everyone, talking with her co-workers and showing me what’s all new. And as soon as we leave. She belittles me and has the deepest scowl on her face when I try and engage in conversation. Like... I don’t know what to do. Half of the time it makes me feel like crying because I will never have a good relationship with my sister. And she has no problem with that.

How Did I Fall For Unwritten History?

So I’m in a whole relationship right? Like a whole fat ass relationship. Like me plus her equals nobody else . Its kinda dope and kinda like coccaine . If she was a drug I’d take it . She grounds me . She makes love to my mind , heart , and then my body . Her way of words sometimes makes me feel stupid because she uses words I cant imagine using . My vocabulary aint that big . But ask me about math or science ? I’m definitely ya girl . She was my missing piece . If that makes any sense at all . We definitely have our rollercoasters but I’ll killl anyone over her and I stand on that . Best part its with who I chose and not who my parents chose or approved of. I actually dont care whether they approve of me or not. Mom didnt want kids anyways. As she put it, she likes “ a return to sender kid “ I know she used to joke about it but I later found it to be true. So at this point either you like my happiness or you dont. But anyways, So we met the first time at work, Afni Call Center to be exact. She was a bet. By bet I mean with green money with coworkers. So I bet that I would get smashed by this girl and they would each owe me 50 bucks. I mean who can turn down money. Plus she was kinda cute and I know she was watching my little booty when I would walk away . I was 80 pounds lighter when we first met .

But here lately things have gone to shit . I can admit I fucked up . Well in the beginning . I cheated . She found out . But I was honestly gone tell her everything but she found out I broke her heart all that and then some . Since I put all my business out there . Only reason why I cheated was because I wanted a kid . I wanted her for sure but I wanted a kid . As time passed us by I realized she doesn’t want kids at all . So I had to make a decision , kids or stick around for my one true love in my adult life . So I looked her in the face , I probably had tears In my eyes and told her I chose her . She looked at me with confusion for a little and I dont think she anted me to flat out give up kids. But I was gone doe what I had to do to keep her by my side .

Now before we get to me cheating . I had an apartment on Old Morgantown Road . I loved that damn space man . Hard wood flooring . Storage unit . I had a w/d hook up . I had a good apartment and I could afford it and be able to live my best life . Rent was 475 a month . Utilities and water ran me about 80 . So I was well within my budget . But my dumb ass got involved with this man who I thought I could change . I was trying to hear from nobody about nothing . I wasnt trying to hear that he was cheating because I felt like I gave him no reason to cheat . I was giving him everything and then some . Hell I let his stupid ass cousin stay on my couch . So they were living rent free right , I know stupid Kendra always doing dumb shit . I should have opened my eyes but I didn’t .

Well he and I are definitely no longer together . He got my little cousin pregnant . I dont know whats worse . That she knew he was still living with me . That she knew we was kin . That he knew we was still together , fucking and living together and I never ask for a dollar . Or that my bosses had to call me in the office with another one of my cousins and sit me down to tell and show me that he was cheating and she was pregnant . It even shocked me that she tried to question me about my niggas car . Like girl he and I live together so yes maam I’m gone drive his car . and she was in shock to see me in the drivers seat . huh . Aint that funny how it all played out though ? But you know , karma got took his dick for a minute . He got the worst news of his life . His heart was just as shattered as mine . His trust was screwed if not worse than mine . He found out that while he was too busy cheating on me , she was getting knocked down by his cousin . LMFAO SERIOUSLY . He did all that cheating and got that girl pregnant and ended up getting played himself . So while I was his woman , he had a side bitch who had a side nigga , but THE SIDE NIGGA HAD A SIDE BITCH . I hadnt had sex with him in a while because things started getting to me and I was becoming very suspicious so I was still going to get checked anyways . But yea . What a fckd up love hexagon . Crazy how we all worked together . But when I reached my snapping point . I became a little on the ratchet side and called his mom and told her come get her sons belongings because he was homeless again . My cousin didnt have her own spot so somebody had to come take care of him because by that time I was done pretending .

Shit got bad for me mentally . I had me fckd up . I lost my job and went broke because I drank and popped it away . I know definitely wasn’t the right thing but I just wanted to feel numb to everything . I didnt really care how I got high just as long as I as high I was okay and at peace .

Alot of time went by and my past came back . She made me feel safe . And she saw me ; like the actual me . She knew something was up . Hell I gained 50 pounds since the last time we seen each other . But when she came back . I dont know if I was more so excited to see her or trying to fuck her right there on the floor at work . I walked in the door and the moment I seen her ... I didnt care who I was talking to , I think Wanda , I’m sorry boo but I seen my old boo and just had to do it . I could not help myself I had to hug her before I did anything else . I had a little more weight on me too because during our last encounter , hmm hmm , I was a bit smaller and hadnt grown boobs yet . So when she seen me running 90 mph to her ; baby girl was in for a shock .

Time went by and we started seeing each other a little more outside of work . Then she started to spend the night . But when she started doing that , I think I made things a little complicated for her at her moms . I had no intentions of doing so but it kinda got weird because she wasnt coming home very much any more . But yall , when I had her all to myself . Do you know how many times I undressed this girl with my eyes . I mean she standing there fully clothed and I seen EVERY INCH of her thru them clothes . It was bad yall . lol . She kinda eventually sorda moved in ; even though I thought she had already moved in . Time went by and things were okay ya know . We were just in the “ talking “ phase and just filling each other out . She started to grow on me a little more than I planned . and then I wanna say it was my birthday or after ? Baby girl was so drunk . She , our mutual friend , and I went to go grab food and drinks . Weeellllllll , I trapped her into drinking and drinking and drinking . We got home ? and she drank and and got funnier as the night went on . I remember that day like it was yesterday and the videos I have are absolutely the funniest videos I have ever recorded . “ butt clouds “ and the car honk that about gave her a damn heart attack .

Anywho times have went on . We decided to go to hilltop and live there . Who would have thought we would live together because I was stern on not wanting to live with her . It was weird living there . Always wondering if or when we were going to get a roommate . Then ? Thats the first time I ever broke a heart . See , she was always wanting to like distinguish a title. Meanwhile I am petrified of titles and labels and shit . Plus I have labeled myself for so long I didnt want to put a label on she and I . So I waited and waited and waited and decided to test waters . By testing waters meaning , I caught baby fever BAD . LIKE BAD BAD . I wanted a kid so bad I didnt think about talking to her first , I was just hoping one day I could be like , surprise baby we are having a baby ; butttttt I was gonna tell her how I got pregnant IF if actually happened . But she kinda beat me to it . She seen the messages on her tablet and as you know it went to shit from there . I broke her heart . I wasnt sure if or when she would or could ever forgive me . ( its JAn232021 ) and I know she still hasn’t forgiven me for anything . Not sure if she will ever get past it enough to love me love me .

We made it official , May 2019. By that time the only things that mattered to me were building a life with her. Come August 2020 . We got a place together and as time went on, I knew something was wrong but I would rather ignore it than have to go to the doctor because that just aint my cup of tea. I hate doctors.. they always wanna diagnose people with shit. I just didn’t wanna be one of those people so I held out as long as I could before it got to the point of being unbearable . I lost yet another good job . At first they thought it was covid and it wasnt . I tested negative for covid . Then I had like 5 appointments that following week . I was put on all types of stuff . I was throwing up everything . I was crying non stop . I was doing things not in my normal regimen . Thats when things fell harder on her . Harder as in bills , and stress and everything . I became that burden . I became the thing in the relationship that puts everything on the line . I became the complete failure in the relationship .

I wasn’t able to help like I planned . in fact my checks were so small that every pay day because I had all my bills and people I owed money to on auto pay and I kept making promises, put me in the negatives . I was in the negatives for 3 to 4 months . So imagine being the one in the relationship who didnt feel welcome . Who didnt feel like I deserved the love and things like that . All I wanted to do was help out and I couldn’t . Made me want to pack up and wait until I knew she was gone so I could leave . I didn’t know what to do . But I knew I was pretty much of no use . I knew that she resented me . I knew it pushed things back so far it may never come back to normal .

But now , Im better than I was still struggling though .  But I have this amazing job . I have a job where I can do my part and not hurt . I have a job where I can finally help out now . But its not enough . I’m not enough . The love is not enough anymore . I have became disposable . I have become the one who broke and shattered her heart and trust in her adult love life . How do I come back from it ? How do I rescue something that may have already died ? Am I worth it ? Am I better off without ? Do I deserve her ? She deserves the world and I want to give it to her I do .

But idk , maybe my mom was right . just maybe the only things I’m good at are singing and laying on my back . Havent accomplished shit yet . Got banned from a job because I tried to put my hands on someone . Got fired from 3 good fucking jobs because of my health .

Im crashing at this point . My future is on edge . I am on edge . this is not cool dude . But I will play the hand I’m dealt . Maybe I will win and marry the woMAN of my dreams . Or maybe I will just fck it up once again . We Will See .

What About the Mothers who?

The single mothers who gave up everything.. Their bodies, their freedom, their ability to create any type of schedule outside of “daycare hours.” The ones who sit inside their houses and cry all day every fucking day because they cannot make a plan for themselves, ever? The ones who hurt inside so deeply because they feel guilty for missing their individuality and freedom. The ones who had no reason to live at all until they became mothers. I’m talking about the ones who were addicts, and neither the world nor their families will EVER let them forget it. The ones who are consumed with guilt for even wanting a break from their child because society dictates that wanting to have a life outside of work, pay bills, raise child is selfish.. Meanwhile the “baby daddy” is free to run all over, and continue to do HARD drugs, never show up for the court ordered visitation he is still somehow entitled to. The one that took 3 years and the possibility of pulling time if he didn't make a child support payment, to pay the first penny towards ANYTHING of the child. So that leaves me here.. broke ass Mama. Can only work during 8-5 and that is IF the daycare isn’t closed for one fucking holiday or another. I’m taking my exam to sell life insurance in the state of NC but damn, I will have to get up and walk out and lose a sale once the clock strikes 5:00. So here I sit, completely defeated. I haven't worked in 3 months. Running out of money, and constantly dreading going into public because I cannot help but feel like I am unfit to interact with any of my acquaintances, out of the simple fear that they will ask me to go somewhere that weekend. And of course I get to respond with “I don't think I will have a babysitter..” Even my friends with 3 and 4 kids get a weekend off every now and again to still feel like someone in their twenties. I’m not talking about a “I'm having surgery, or I have Covid” medical emergency.. I just want to wake up on a Friday morning and feel excited because that night I can go out like an ADULT and not in Mommy mode the whole time yelling “stop. don’t touch that. no!” or having to be interrupted by a young child during each and every sentence between me and another adult.

*had to take a 10 minute break so I could stare off into space and feel like the shittiest mom on the planet for wanting a break from this child that saved me*

this will actually be a multiple part series in an explanation of why my mental health is shit. also to go ahead and give backstory: I have always struggled with crippling anxiety. Literally since I can remember. I was also raised by a single mom who did the best she could, when she was widowed at the age 22. I also want to specify, her life and mental health have not been a cakewalk for her either. Although now she has a very good marriage, to a man whom loves and accepts everything about her, including me and my brother. She now happens to find her life in an exponentially better situation financially as this man is literally a genius and a MD. he played a big role in my life, and an even bigger one in my brothers because he is the youngest (and by far the better child) and I moved out a lot sooner than I wish I did because I was young and stupid and tried to stay out all night. I was given the option by my mom “come home tonight or don’t come home at all.” The next time I went back to that house was to collect my stuff.. mistake on my part. But also now as a mother.. what the fuck? that was the only time I had ever done that. I feel like it could have been resolved better on both parts.

its funny I'm typing this as if she will ever see it. I try really hard constantly to put myself in her shoes and understand what she has lived through in her life. I respect her. but always somehow feel disrespected by her. i mentally shred myself trying to understand her. she is incredibly selfish though. which is a trait that we share.

sometimes I think its a punishment for my crucial opiate addiction as a late teen and throughout my entire early 20′s. [once again I reiterate having that child saved my life] I am so thankful for her. But I have lost my identity completely.. especially since I haven't been working.

this shit is literally like a depressing telenovela..so I think I will title it in sections. not sure which one to do next?

1. My life as it stands currently, now as a Mom.

2. My boyfriend who somehow sees something in me beyond deep intense trauma and a laundry list of other mental health issues, plus the fact that I have a child did not scare him away as he did not have a children or baby mama’s floating around. 

*also note: this man, loves me and loves my child as if she were biologically his very own. he does more for her in one hour than her sperm donor has ever done for her in her life*

3. My crippling anxiety//depression//add and how they all feed each other vigorously and in unexpected ways, and ALL the list of medications that did not help it whatsoever.

4. My life when I was in active addiction, and the evolution of me as a baby addict into a full blown fully physically dependent ABSOLUTE FIEND.

5. My life when I was in active addiction in Florida.-.- Where I received treatment, lived, and worked for. all at the same time. also became the “house manager” for their sober living house (while turning it into a trap house and allowing all my stripper housemates to life like a goddamn sorority house led by me at age 23/24. Think half Marian 

6. My rehabilitative adventures: a long and hilarious cautionary tale of why drug and alcohol rehabs do not give a single solitary fuck about you. only your health insurance PPO plan & how much they pay out for a UA, (which they do not mind the results of.. ESPECIALLY not in Florida) Drug and Alcohol abuse treatment facilities are the great satire of the American Healthcare System. [Yes, I’m fucking looking at you Florida]

7. Why I felt like I was not supposed to live this long, and now I'm grateful but still also mildly pissed off because I did not make a plan with any sort of longevity.. I’m sure there's a diagnosis for why at age 8, I automatically assumed that living to be 30 was not even a possibility.

8. How I believe my Dad can still see me at times and chooses to fuck with my playlist from time to time.. and how I never got over losing him. It shaped about 40 percent of the “why I do the things I do” section. Also he may or may not be Dave Ghrol’s doppelgänger. 

9. What I want to change in myself and my life.

10. Why I Lowkey still wish I had my gallbladder in so I would become violently ill for 3 days but also lose 6 pounds with the snap of a finger.

The Story of How I Fell In Love With Unwritten History

So I’m in a whole relationship right? Like a whole fat ass relationship. Like me plus her equals nobody else . Its kinda dope and kinda like coccaine . If that makes any sense at all . We definitely have our rollercoasters but I’ll killl anyone over her and I stand on that . Best part its with who I chose and not who my parents chose or approved of. I actually dont care whether they approve of me or not. Mom didnt want kids anyways. As she put it, she likes “ a return to sender kid “ I know she used to joke about it but I later found it to be true. So at this point either you like my happiness or you dont. But anyways, So we met the first time at work, Afni Call Center to be exact. She was a bet. By bet I mean with green money with coworkers. So I bet that I would get smashed by this girl and they would each owe me 50 bucks. I mean who can turn down money. Plus she was kinda cute and I know she was watching my little booty when I would walk away . I was 80 pounds lighter when we first met . 

But here lately things have gone to shit . I can admit I fucked up . Well in the beginning . I cheated . She found out . But I was honestly gone tell her everything but she found out I broke her heart all that and then some . Since I put all my business out there . Only reason why I cheated was because I wanted a kid . I wanted her for sure but I wanted a kid . As time passed us by I realized she doesn’t want kids at all . So I had to make a decision , kids or stick around for my one true love in my adult life . So I looked her in the face , I probably had tears In my eyes and told her I chose her . She looked at me with confusion for a little and I dont think she anted me to flat out give up kids. But I was gone doe what I had to do to keep her by my side . 

Now before we get to me cheating . I had an apartment on Old Morgantown Road . I loved that damn space man . Hard wood flooring . Storage unit . I had a w/d hook up . I had a good apartment and I could afford it and be able to live my best life . Rent was 475 a month . Utilities and water ran me about 80 . So I was well within my budget . But my dumb ass got involved with this man who I thought I could change . I was trying to hear from nobody about nothing . I wasnt trying to hear that he was cheating because I felt like I gave him no reason to cheat . I was giving him everything and then some . Hell I let his stupid ass cousin stay on my couch . So they were living rent free right , I know stupid Kendra always doing dumb shit . I should have opened my eyes but I didn’t . 

Well he and I are definitely no longer together . He got my little cousin pregnant . I dont know whats worse . That she knew he was still living with me . That she knew we was kin . That he knew we was still together , fucking and living together and I never ask for a dollar . Or that my bosses had to call me in the office with another one of my cousins and sit me down to tell and show me that he was cheating and she was pregnant . It even shocked me that she tried to question me about my niggas car . Like girl he and I live together so yes maam I’m gone drive his car . and she was in shock to see me in the drivers seat . huh . Aint that funny how it all played out though ? But you know , karma got took his dick for a minute . He got the worst news of his life . His heart was just as shattered as mine . His trust was screwed if not worse than mine . He found out that while he was too busy cheating on me , she was getting knocked down by his cousin . LMFAO SERIOUSLY . He did all that cheating and got that girl pregnant and ended up getting played himself . So while I was his woman , he had a side bitch who had a side nigga , but THE SIDE NIGGA HAD A SIDE BITCH . I hadnt had sex with him in a while because things started getting to me and I was becoming very suspicious so I was still going to get checked anyways . But yea . What a fckd up love hexagon . Crazy how we all worked together . But when I reached my snapping point . I became a little on the ratchet side and called his mom and told her come get her sons belongings because he was homeless again . My cousin didnt have her own spot so somebody had to come take care of him because by that time I was done pretending . 

Shit got bad for me mentally . I had me fckd up . I lost my job and went broke because I drank and popped it away . I know definitely wasn’t the right thing but I just wanted to feel numb to everything . I didnt really care how I got high just as long as I as high I was okay and at peace . 

Alot of time went by and my past came back . She made me feel safe . And she saw me ; like the actual me . She knew something was up . Hell I gained 50 pounds since the last time we seen each other . But when she came back . I dont know if I was more so excited to see her or trying to fuck her right there on the floor at work . I walked in the door and the moment I seen her ... I didnt care who I was talking to , I think Wanda , I’m sorry boo but I seen my old boo and just had to do it . I could not help myself I had to hug her before I did anything else . I had a little more weight on me too because during our last encounter , hmm hmm , I was a bit smaller and hadnt grown boobs yet . So when she seen me running 90 mph to her ; baby girl was in for a shock . 

Time went by and we started seeing each other a little more outside of work . Then she started to spend the night . But when she started doing that , I think I made things a little complicated for her at her moms . I had no intentions of doing so but it kinda got weird because she wasnt coming home very much any more . But yall , when I had her all to myself . Do you know how many times I undressed this girl with my eyes . I mean she standing there fully clothed and I seen EVERY INCH of her thru them clothes . It was bad yall . lol . She kinda eventually sorda moved in ; even though I thought she had already moved in . Time went by and things were okay ya know . We were just in the “ talking “ phase and just filling eachother out . She started to grow on me a little more than I planned . and then I wanna say it was my birthday or after ? Baby girl was so drunk . She , our friend Ladaya , and I went to go grab food and drinks . Weeellllllll , I trapped her into drinking and drinking and drinking . We got home ? and she drank and and got funnier as the night went on . I remember that day like it was yesterday and the videos I have are absolutely the funniest videos I have ever recorded . “ butt clouds “ and the car honk that about gave her a damn heart attack . 

Anywho times have went on . We decided to go to hilltop and live there . Who would have thought we would live together because I was stern on not wanting to live with her . It was weird living there . Always wondering if or when we were going to get a roommate . Then ? Thats the first time I ever broke a heart . See , she was always wanting to like distinguish a title. Meanwhile I am petrified of titles and labels and shit . Plus I have labeled myself for so long I didnt want to put a label on she and I . So I waited and waited and waited and decided to test waters . By testing waters meaning , I caught baby fever BAD . LIKE BAD BAD . I wanted a kid so bad I didnt think about talking to her first , I was just hoping one day I could be like , surprise baby we are having a baby ; butttttt I was gonna tell her how I got pregnant IF if actually happened . But she kinda beat me to it . She seen the messages on her tablet and as you know it went to shit from there . I broke her heart . I wasnt sure if or when she would or could ever forgive me . ( its JAn232021 ) and I know she still hasn’t forgiven me for anything . Not sure if she will ever get past it enough to love me love me .

 We made it official , May 2019. By that time the only things that mattered to me were building a life with her. Come August 2020 . We got a place together and as time went on, I knew something was wrong but I would rather ignore it than have to go to the doctor because that just aint my cup of tea. I hate doctors.. they always wanna diagnose people with shit. I just didn’t wanna be one of those people so I held out as long as I could before it got to the point of being unbearable . I lost yet another good job . At first they thought it was covid and it wasnt . I tested negative for covid . Then I had like 5 appointments that following week . I was put on all types of stuff . I was throwing up everything . I was crying non stop . I was doing things not in my normal regimen . Thats when things fell harder on her . Harder as in bills , and stress and everything . I became that burden . I became the thing in the relationship that puts everything on the line . I became the complete faliure in the relationship . 

I wasn’t able to help like I planned . in fact my checks were so small that every pay day because I had all my bills and people I owed money to on auto pay and I kept amking promises, put me in the negatives . I was in the negatives for 3 to 4 months . So imagine being the one in the relationship who didnt feel welcome . Who didnt feel like I desrved the love and things like that . All I wanted to do was help out and I couldn’t . Made me want to pack up and wait until I knew she was gone so I could leave . I didn’t know what to do . But I knew I was pretty much of no use . I knew that she resented me . I knew it pushed things back so far it may never come back to normal . 

But now , Im better than I was still struggling though .  But I have this amazing job . I have a job where I can do my part and not hurt . I have a job where I can finally help out now . But its not enough . I’m not enough . The love is not enough anymore . I have became disposable . I have become the one who broke and shattered her heart and trust in her adult love life . How do I come back from it ? How do I rescue something that may have already died ? Am I worth it ? Am I better off without ? Do I deserve her ? She deserves the world and I want to give it to her I do .

But idk , maybe my mom was right . just maybe the only things I’m good at are singing and laying on my back . Havent accomplished shit yet . Got banned from a job because I tried to put my hands on someone . Got fired from 3 good fucking jobs because of my health . 

Im crashing at this point . My future is on edge . I am on edge . this is not cool dude . 

Piano Man revisited - 1st June 2020

Piano Man & the Kent Messenger.

******************************************

Where is the mystery 'Piano Man' of Sheppey now?

It is one of Kent's strangest mysteries. And 15 years on, it is still not known for sure how a young man from Bavaria ended up wet and lost on a beach on the Isle of Sheppey.

It was shortly before midnight when bemused police officers found him dripping wet and peering into McDonald's in Sheerness.

He was wearing a smart, dark suit but with no identification. Even the labels had been removed.

It looked like he had washed ashore at The Leas, Minster. Concerned onlookers spotted him near an abandoned boat and called police.

Officers eventually found wandering in town and were even more puzzled to discover he could not, or would not talk.

With little other options, they dried him, as best they could, and took him by patrol car to Medway Maritime Hospital's accident and emergency department at Gillingham.

After doctors gave him a clean bill of health, the mystery man was handed into the care of social worker Michael Camp. And so began a four-month saga as the world's media struggled to solve the secret identity of the stranger who became known as 'Piano Man'.

Left alone with a sketch pad to write down his name, he drew a picture of a grand piano instead.

Puzzled, Mr Camp took his new charge to the hospital's chapel where he was amazed by an instant transformation. As he sat at the keys of a piano, the stranger became calm and relaxed for the first time.

He could even play surprisingly well and was heard reciting sections from Swan Lake by Tchaikovsky and what appeared to be his own compositions.

After three weeks without any sign of recovery, a desperate Mr Camp turned to the Daily Mail to help launch a public appeal for information. Freelance photojournalist Mike Gunnill from nearby Upchurch was despatched to take exclusive pictures.

The former Kent Evening Post photographer, who went on to work for television company TVS and then The Sun and is now part of Bygone Kent magazine, recalled: "It was a Friday afternoon and I was looking forward to the weekend when I took a call from the picture desk.

"They said it probably wasn't much of a story but a man had been washed up on a beach and had lost his memory. Could I go and check it out?"

So, on May 6, 2005, Mike turned up at the hospital.

The social worker had been given permission to help get a photo but the mystery man would scream whenever he saw a new face. So the pair hatched a plot.

The photographer hid in bushes with his Nikon F3 film camera and 300mm lens and half an hour later Mr Camp led his charge through the hospital's grounds for a walk.

Mike,  said: "I only managed to fire off five shots before the man spotted me and became distressed, covered his face with his plastic music folder and started making strange noises."

But those were the only five shots ever taken of the man. Mike said: "Even then, I wasn't sure I had what we needed."

He drove home and spent an agonising hour in his darkroom processing the film to see the results.

Of the five shots, two were no good. The others captured a frail, lightly-bearded figure with spikey blond hair, wearing his by now dried-out suit and white shirt and with every possible button done up.

Mike emailed them to the Mail's picture desk in London and explained that the man wasn't talking but loved playing the piano.

"Like a piano man?" replied a weary voice at the other end of the phone.

Three weeks passed but still the photos had not been used.

Then a concerned Mike received a call saying the executives weren't going to use his pictures because they believed the man was an asylum-seeker and it was an elaborate hoax. But Mike was welcome to sell the pictures to anyone else.

The Mail was not alone. The manager of a pub near where he was found maintained the stranger was "just another illegal immigrant" who had either jumped ship or been pushed overboard by people-smugglers as coastguards closed in.

Instead, it was down to the Mail on Sunday to break the news on May 15. Mike's front page photo unleashed a worldwide media storm as news organisations fought to be the first to find out who the mystery man was.

Only later would he be unmasked as 20-year-old German Andreas Grassl.

Mike recalled: "My phone started ringing at 6am the next morning with requests from all the other nationals to use my photographs it and didn't stop until midnight.

"The following day there were calls from the foreign media. One magazine in Japan even tried to make me to say the man was an alien from outer space!"

Mike was also accused of taking the photos illegally until it was pointed out they had been with permission. Sale of the photos netted him an estimated £35,000. They are still used in psychology text books.

Patrick White, a writer and broadcaster who teaches at King’s College London and has spent much time on the Island researching the mystery, recalled: "It was on April 7, 2005, that a young blond-haired man wearing a dark suit and white shirt was found wandering, dripping wet and distressed, near a beach on Sheppey.

"The police who picked him up couldn’t get a word out of him, so they took him to the Medway Maritime Hospital on the mainland where he was kept for a while and eventually sectioned for his own safety.

"He refused to speak and became highly agitated when approached. He had no identification on him and all the labels had been cut from his clothes.

"The clinicians made no progress with their nameless patient until, on being given some paper and pencils, he made a drawing of a grand piano.

"Taken to the piano in the hospital chapel, he sat down and played, much to the amazement of his carers, who recognised snatches of Swan Lake in his performance.

"Over the following days they encouraged him to play more, presenting him with sheet music of Lennon and McCartney tunes and admiring the ease with which he played them at sight.

"They decided this troubled young man might actually be the real thing: a brilliant but tortured artistic genius who must have suffered some sort of nervous breakdown after a disastrous performance and not even had time to change out of his concert clothes before stepping onto the boat from which he would leap, distraught, as it approached the Thames estuary and end up on Sheppey.

'Really bizarre'

"It was thought he was probably British and that there might be an orchestra or music academy somewhere missing a pianist."

Interpreters were unable to discover his origin and orchestras around Europe were contacted in a bid to trace his identity.

After the appeal for help, more than 800 calls swamped the National Missing Person’s Helpline. Speculation was intense as the story about a person, apparently risen from the sea, was taken up almost instantly all over the world.

Journalists and television crews from far-flung places descended on Sheppey.

"This is really bizarre," muttered a reporter from the Island's local newspaper the Sheerness Times Guardian as he pointed out a Tokyo television crew to a French journalist.

Meanwhile, the man was still playing the piano

Canon Alan Amos, the hospital chaplain, said at the time: "He likes to play what I would call mood music. Playing seems to be the only way he can control his nerves and his tension and relax. When he is playing, he blanks everything else out. He pays attention to nothing but the music."

If allowed to, he would play for three or four hours at a stretch and at times had to be physically removed because he refused to stop.

The 'piano man' was later transferred to Littlebrook Hospital, a secure mental health unit in Bow Arrow Lane, Stone, near Dartford, where manager Ramanah Venkiah said: "He has been playing the piano to a very high quality and staff say it is a real pleasure to hear it. But we don't know what his position is because he is not cooperating at all."

During the course of the summer there emerged an endless line of possible names.

There was a performance artist who had been seen in France or Spain, a classically-trained pianist who had once played in a dissident rock tribute band in Prague and a Canadian drifter known as ‘Mr Nobody’ who had tried to enter Britain illegally.

Various women also announced they were certain 'Piano Man' was their missing boyfriend or husband.

By late July, nursing staff were wondering whether their patient’s voice box had been damaged or had been removed. But all speculation came to an abrupt end on the morning of Friday, August 19, when a cleaner went into his room and asked routinely: "Are you going to speak to us today?"

Unexpectedly, the Piano Man opened his mouth and replied: "I think I will. I am not feeling very well."

He explained he was a 20-year-old Bavarian who, far from stepping out of the sea, had arrived in England by Eurostar train from Paris and had been trying to kill himself in the hours before he was picked up by the police.

He told hospital staff he had two sisters and was gay and also admitted he couldn't play the piano particularly well and had only drawn one because "it was the first thing that came to mind."

By the time news of his recovery reached the press, Andreas Grassl was back with his dairy-farming parents in the tiny village of Prosdorf in Bavaria where he would only speak in carefully measured statements issued through the family’s solicitor Dr Christian Baumann.

His father Josef, 46, and wife Christa, 43, were delighted to have their son - the most famous missing person in the world - back home in southern Germany.

Josef, ruddy-faced and wearing green Wellington boots, overalls and cap, wept as he told the Daily Mirror: "We honestly thought he was dead. Not knowing what had happened to him was torture.

"I went to bed every night and woke every morning wondering where he was, wondering if he was dead or alive.

"At one stage I thought it would be better to find out he was dead, just to stop me and my wife going through this torture. She has been terribly upset and bothered with her nerves."

When Andreas was finally reunited with his family at Munich airport he said simply: "Mir gehts gut" - I am fine. Then he said: "I am so happy to be home."

He told Josef: "Dad, you know that I am famous now. I know that my picture has been shown all around the world."

Andreas added: "I just do not know what happened to me.

"I get little flashes of my past, like in a film. But I have no idea how I ended up in England like that, or why I couldn't talk. I just suddenly woke up and realised who I was."

His dad confirmed his son was a talented musician who entertained relatives on an accordion and played a simple keyboard alongside his younger sister.

Josef added: "He knows he had some kind of illness and breakdown but I know he would never make something like this up. He learned to play the keyboard from the age of 10 and can also play the accordion. I think he found some comfort in the piano, except towards the end."

There was still no clue how Andreas reached Sheerness, from his tiny village of Prosdorf near the German-Czech border.

He had no money, no documents and the labels had been cut out of his soaking suit.

Josef said: "He had no passport, no driving licence, nothing. Not even papers or a ticket. He still does not really know how he got into England. He thinks he got a train from France and then maybe a ferry.

"Given that he had no travel documents, I really do wonder, and worry about what might have happened to him.

"Was he attacked or robbed? Hit over the head? We just don't know. He just woke up and suddenly realised who he was. Before that, he could remember nothing, not even his own name."

He added: "Come July, I was going to look for him myself. We honestly thought something had happened to him. He always seemed to be unhappy and found it hard to express his feelings, to show his love.

"But the doctors in England somehow have cured him of that, they have worked a miracle.

"They have given me a new son back. He tells me that he loves me. I cannot put into words how we feel."

A friend of the family reportedly said Grassl went to a grammar school and had wanted to get into radio or TV or study journalism.

Back in Britain, Grassl was denounced as a ‘fraud’ for not being mute and as a ‘sham’ for not really being able to play the piano.

West Kent NHS and Social Care Trust issued a statement saying he was no longer in the care of the trust, that he had been "discharged following a marked improvement in his condition," and that its "involvement with this man has now ceased and will not be resuming at any stage."

According to an article published in Pink News on May 1, 2007, by which time Grassl was living in Basel, Switzerland, and studying French Literature at university, his last words on the matter were: "That Piano Man stuff, no-one is interested in that any more."

Mr White said: "It still seems possible that, one day, he might look back at that photo and feel just slightly satisfied that he produced an image that kept the snarling, and not just tabloid, contempt for asylum seekers and scroungers at bay for a full season."

The real-life story was turned into a play called The Piano Man in 2014 by London theatre company AllthePigs.

Director Sam Carrack said: “I remember reading the article as a student and getting so excited by it but also the drama and the mystery of these happenings. But the story went cold and we never really got a closure.”

Daniel Hallissey had the tricky job of playing the elusive character and even learned to play the piano for the part.

He said: “For me, the story was a lot about the loneliness we all experience in the modern world and our struggle for identity. Finding out who we are is so difficult in these times.”

Grassl's hospital stay in Britain cost the authorities more than £50,000.

Grassl was born on October 25, 1984, and is now 35.

Food-Adjacent TV to Stream This Weekend, According to Eater Staff

Actor Sandra Oh, wearing a black chef beanie and a white t-shirt, talks on an iPhone outside a restaurant kitchen. | BBC America

“Killing Eve,” reality TV favorites, classic sitcoms, and more

We at Eater spend a lot of time thinking about food, so when it appears on our TV screen, we take special interest. If you’re looking to stream some non-food TV that happens to be — at least tangentially — about food this weekend, here’s what we recommend.

Terrace House: Tokyo, Episode 11 (available to stream on Netflix)

Terrace House, the Japanese version of The Real World, has had a long history of food-related misdemeanors and crimes, but the most recent one entails broccoli, pasta water, and egg. Ruka, one of the housemates of the Tokyo house, is a complete enigma of a human being and maybe the most naive person to ever grace Terrace House (or the world?). In an attempt to cook broccoli pasta carbonara, he cracks an egg into the pasta water with the pasta, then adds broccoli. It seems he read the ingredient list, skipped the instructions, and simply winged it. Nothing matters, you know?!

In Netflix’s latest batch of episodes (Netflix US runs a couple of months behind Japan), Ruka attempts broccoli pasta carbonara again. I gasped when I saw he was making pasta FROM SCRATCH and squealed when he presented something that not only looked edible, but delicious! His housemates were (understandably) pleasantly shocked and I got very emotional. It’s rare when you see such dramatic growth. I imagine this is what parents feel when they see their children walk for the first time. — Pelin Keskin, Eater associate producer

Community (available to stream on Hulu and Netflix)

In 2009, when Community first aired, I was actually taking classes at a community college. Yet, somehow I’ve made it this long without watching this series created by Dan Harmon and featuring some of the current era’s most memorable actors (See: Donald Glover, Alison Brie, Gillian Jacobs, and Ken Jeong). The first season hinges on narcissistic student Jeff Winger (Joel McHale) starting classes at a Greendale Community College, where he’s pursuing his bachelor’s degree in an attempt to reclaim his suspended law license. Winger joins a Spanish 101 study group (remember when people still gathered in groups?) to incessantly hit on Britta Perry (played by Jacobs). But as the show evolves, episodes become more unhinged, playing into pop culture tropes observed by TV and movie obsessed student Abed Nadir (Danny Pudi). After a while, it becomes easier to view this show as sort of a live-action version of Harmon’s later work Rick and Morty, but with a slightly less noxious fandom attached. This is particularly encapsulated in episodes like Season 2’s “Epidemiology,” in which the whole student body is transformed into zombies after eating expired military rations. Season 2 also features an excellent example of weird TV sponcon in “Basic Rocket Science,” where the study group gets trapped inside a Kentucky Fried Chicken-branded space flight simulator. — Brenna Houck, Eater.com reporter and Eater Detroit editor

Killing Eve (Season 3, Episode 1, available to stream on BBC America)

Killing Eve, a BBC show that for two seasons has been about feminism, fucking, and fighting, has added a fourth “f” to its roster: food. When we reunite with the show’s titular “Eve” (Sandra Oh), we watch her shopping the aisles of an Asian grocery, grabbing ramen cups and snacks from shelves that seem preposterously well-stocked to my pandemic-warped eyes. The multitudes the store holds are intoxicating. We then discover that since we last saw her — left for dead by Villanelle (Jodie Comer), an assassin with whom she is/was mutually obsessed — Eve’s fled her job at MI5 for a gig as a dumpling chef at an Asian restaurant, a perfect place, perhaps, for an Asian American woman to make herself invisible in a city like London. As audience members, we get to watch her deftly pinch pot sticker after pot sticker as she eavesdrops on her relationship-impaired colleagues (once a spy, always a spy, perhaps), a rote activity that probably has a lot more in common with tradecraft than most espionage-based thrillers would have us believe. It’s a nice job for a perfectionist like Eve, one that’ll do well enough until (one assumes) Villanelle returns to her life and again throws it into chaos. — Eve Batey, senior editor, Eater SF

Difficult People (Season 1, Episode 5, available on Hulu)

Much of this criminally short-lived sitcom starring comedians Billy Eichner (Billy on the Street) and Julie Klausner takes place in a restaurant where a struggling-artist version of Billy works to pay the bills. But this episode stands out for its art-imitating-life plot: Julie, who has “the palate of a seven-year-old” stops by Billy’s place of employment to eat, but finds the menu too fancy for her liking (“everything on [the] menu has some kind of chutney or jus on it,” Julie complains).

So, when Billy’s boss leaves town for a few days, the duo convert the restaurant into a pop-up named the Children’s Menu, serving items that would belong on a kids’ menu someplace like Applebee’s. The pair set about marking up chicken tenders and fish sticks and peddling it to food blogs. And because Difficult People is set in New York, home to many people with poor taste but lots of money, crowds lap it up. It’s a fun skewering of a side of the food world that values creatively bankrupt novelty above all else. Looking at you, “cereal bars” and Museum of Ice Cream. — Tim Forster, editor, Eater Montreal

Lodge 49 (available to purchase on Amazon Prime)

I‘m not surprised Lodge 49 was cancelled after two seasons on AMC last fall; I’m delighted it aired at all. This shaggy dog show stars Wyatt Russell (the waggish spawn of Goldie Hawn and Kurt Russell) as Dud, an adrift surfer in recession-hit Long Beach, who finds connection through a fraternal lodge along the lines of the Freemasons. Meanwhile his sister Liz (Sonya Cassidy) works at a shitty Hooters knockoff called Shamroxx, run by a ghoulish regional corporate conglomerate, Omni Capital. These days, I’m reminded of Liz’s Season 2 story arc: She’s made manager of Omni’s replacement for Shamroxx, a stupid new steakhouse concept called Higher Steaks. When the restaurant struggles, the way Liz sticks up for her colleagues, who are some of the show’s best minor characters, is an inspiring rebuke of winner-takes-all capitalism — no surprise, as the whole show is basically a socialist document. Ironically it’s not streaming for free, but Lodge 49 is special and well worth buying to watch. — Caleb Pershan, Eater.com reporter

Frasier, Season 1, Episode 3 (available to stream on Hulu)

I know I’m incredibly late getting into Fraiser (most of my coworkers are obsessed with it), but it’s been about a week now and I’m already halfway through the second season. I can’t get enough of it. While Frasier’s advice to his listeners can be a little “meh,” it’s absolutely delightful to watch the main characters give each other therapy through their conversations. And watching each episode unfold feels like much needed therapy right now.

I could go on and on about all the episodes I love, but “Dinner at Eight” is my absolute favorite. Frasier (Kelsey Grammer) and his brother Niles (David Hyde Pierce) decide to take their father Martin (John Mahoney) out to dinner as a way to spend more quality time with him. When the restaurant loses their reservation, they decide to visit a steakhouse at Martin’s suggestion. His pitch: “You can get a steak this thick for $8.95.”

The Timber Mill is nothing like the trendy, pretentious restaurants Frasier and Niles frequent and the duration of the entire meal is a culinary culture clash. For example, when the beef trolley arrives and everyone at the table has to pick their cut of steak, Frasier asks, “How much extra would I have to pay to get one from the refrigerator?”

It’s absolutely heartbreaking to watch Martin get more and more aggravated as Frasier and Niles make ridiculously elaborate orders (a petite filet mignon “very lean, not so lean that it lacks flavor but not so fat that it leaves drippings on the plate”), poke fun at the restaurant, and give the servers a hard time. That’s why it’s so satisfying to watch Martin skewer Frasier and Niles for their snobbery, leaving them to eat the rest of their dinner alone under the scornful eyes of the Timber Mill’s servers as “Tossed Salads and Scrambled Eggs” plays in the background. — Esra Erol, senior social media manager, Eater

Real Housewives of New York, Season 8, Episodes 6 & 7

In times of uncertainty, we seek comfort in consistency: The sun will rise in the east, the tides will ebb and flow, and rich women will scream at each other for our enjoyment on Bravo. Recently, I’ve been rewatching old episodes of Real Housewives of New York and am currently in the midst of its landmark eighth season (“Please don’t let it be about Tom.” “It’s about Tom”). Practically every episode is a hit, but “Tipsying Point” and “Air Your Dirty Laundry” conveniently double as a lesson in the booze business. When jack of all trades/master of none Sonja Morgan announces that she’s releasing a signature prosecco called Tipsy Girl, she faces the wrath of Bethenny Frankel, founder of the Skinny Girl brand. As even the most casual Housewives watcher will tell you, Bethenny is famously protective of her business and turns vicious at any perceived attack on it. “I thought the alcohol was a great idea. I really looked up to what you did and I thought it would be a great way for me to get ahead,” Sonja blubbers to Bethenny in her Skinny Girl brand-blazoned office. It’s because of this episode, and this fight in particular, that I know what a “cheater brand” is.

By the way, I’ve tried Tipsy Girl prosecco and it’s... not the worst wine I’ve had. — Madeleine Davies, Eater.com daily editor

from Eater - All https://ift.tt/3eoMvVY https://ift.tt/2xDhUn5

Actor Sandra Oh, wearing a black chef beanie and a white t-shirt, talks on an iPhone outside a restaurant kitchen. | BBC America

“Killing Eve,” reality TV favorites, classic sitcoms, and more

We at Eater spend a lot of time thinking about food, so when it appears on our TV screen, we take special interest. If you’re looking to stream some non-food TV that happens to be — at least tangentially — about food this weekend, here’s what we recommend.

Terrace House: Tokyo, Episode 11 (available to stream on Netflix)

Terrace House, the Japanese version of The Real World, has had a long history of food-related misdemeanors and crimes, but the most recent one entails broccoli, pasta water, and egg. Ruka, one of the housemates of the Tokyo house, is a complete enigma of a human being and maybe the most naive person to ever grace Terrace House (or the world?). In an attempt to cook broccoli pasta carbonara, he cracks an egg into the pasta water with the pasta, then adds broccoli. It seems he read the ingredient list, skipped the instructions, and simply winged it. Nothing matters, you know?!

In Netflix’s latest batch of episodes (Netflix US runs a couple of months behind Japan), Ruka attempts broccoli pasta carbonara again. I gasped when I saw he was making pasta FROM SCRATCH and squealed when he presented something that not only looked edible, but delicious! His housemates were (understandably) pleasantly shocked and I got very emotional. It’s rare when you see such dramatic growth. I imagine this is what parents feel when they see their children walk for the first time. — Pelin Keskin, Eater associate producer

Community (available to stream on Hulu and Netflix)

In 2009, when Community first aired, I was actually taking classes at a community college. Yet, somehow I’ve made it this long without watching this series created by Dan Harmon and featuring some of the current era’s most memorable actors (See: Donald Glover, Alison Brie, Gillian Jacobs, and Ken Jeong). The first season hinges on narcissistic student Jeff Winger (Joel McHale) starting classes at a Greendale Community College, where he’s pursuing his bachelor’s degree in an attempt to reclaim his suspended law license. Winger joins a Spanish 101 study group (remember when people still gathered in groups?) to incessantly hit on Britta Perry (played by Jacobs). But as the show evolves, episodes become more unhinged, playing into pop culture tropes observed by TV and movie obsessed student Abed Nadir (Danny Pudi). After a while, it becomes easier to view this show as sort of a live-action version of Harmon’s later work Rick and Morty, but with a slightly less noxious fandom attached. This is particularly encapsulated in episodes like Season 2’s “Epidemiology,” in which the whole student body is transformed into zombies after eating expired military rations. Season 2 also features an excellent example of weird TV sponcon in “Basic Rocket Science,” where the study group gets trapped inside a Kentucky Fried Chicken-branded space flight simulator. — Brenna Houck, Eater.com reporter and Eater Detroit editor

Killing Eve (Season 3, Episode 1, available to stream on BBC America)

Killing Eve, a BBC show that for two seasons has been about feminism, fucking, and fighting, has added a fourth “f” to its roster: food. When we reunite with the show’s titular “Eve” (Sandra Oh), we watch her shopping the aisles of an Asian grocery, grabbing ramen cups and snacks from shelves that seem preposterously well-stocked to my pandemic-warped eyes. The multitudes the store holds are intoxicating. We then discover that since we last saw her — left for dead by Villanelle (Jodie Comer), an assassin with whom she is/was mutually obsessed — Eve’s fled her job at MI5 for a gig as a dumpling chef at an Asian restaurant, a perfect place, perhaps, for an Asian American woman to make herself invisible in a city like London. As audience members, we get to watch her deftly pinch pot sticker after pot sticker as she eavesdrops on her relationship-impaired colleagues (once a spy, always a spy, perhaps), a rote activity that probably has a lot more in common with tradecraft than most espionage-based thrillers would have us believe. It’s a nice job for a perfectionist like Eve, one that’ll do well enough until (one assumes) Villanelle returns to her life and again throws it into chaos. — Eve Batey, senior editor, Eater SF

Difficult People (Season 1, Episode 5, available on Hulu)

Much of this criminally short-lived sitcom starring comedians Billy Eichner (Billy on the Street) and Julie Klausner takes place in a restaurant where a struggling-artist version of Billy works to pay the bills. But this episode stands out for its art-imitating-life plot: Julie, who has “the palate of a seven-year-old” stops by Billy’s place of employment to eat, but finds the menu too fancy for her liking (“everything on [the] menu has some kind of chutney or jus on it,” Julie complains).

So, when Billy’s boss leaves town for a few days, the duo convert the restaurant into a pop-up named the Children’s Menu, serving items that would belong on a kids’ menu someplace like Applebee’s. The pair set about marking up chicken tenders and fish sticks and peddling it to food blogs. And because Difficult People is set in New York, home to many people with poor taste but lots of money, crowds lap it up. It’s a fun skewering of a side of the food world that values creatively bankrupt novelty above all else. Looking at you, “cereal bars” and Museum of Ice Cream. — Tim Forster, editor, Eater Montreal

Lodge 49 (available to purchase on Amazon Prime)

I‘m not surprised Lodge 49 was cancelled after two seasons on AMC last fall; I’m delighted it aired at all. This shaggy dog show stars Wyatt Russell (the waggish spawn of Goldie Hawn and Kurt Russell) as Dud, an adrift surfer in recession-hit Long Beach, who finds connection through a fraternal lodge along the lines of the Freemasons. Meanwhile his sister Liz (Sonya Cassidy) works at a shitty Hooters knockoff called Shamroxx, run by a ghoulish regional corporate conglomerate, Omni Capital. These days, I’m reminded of Liz’s Season 2 story arc: She’s made manager of Omni’s replacement for Shamroxx, a stupid new steakhouse concept called Higher Steaks. When the restaurant struggles, the way Liz sticks up for her colleagues, who are some of the show’s best minor characters, is an inspiring rebuke of winner-takes-all capitalism — no surprise, as the whole show is basically a socialist document. Ironically it’s not streaming for free, but Lodge 49 is special and well worth buying to watch. — Caleb Pershan, Eater.com reporter

Frasier, Season 1, Episode 3 (available to stream on Hulu)

I know I’m incredibly late getting into Fraiser (most of my coworkers are obsessed with it), but it’s been about a week now and I’m already halfway through the second season. I can’t get enough of it. While Frasier’s advice to his listeners can be a little “meh,” it’s absolutely delightful to watch the main characters give each other therapy through their conversations. And watching each episode unfold feels like much needed therapy right now.

I could go on and on about all the episodes I love, but “Dinner at Eight” is my absolute favorite. Frasier (Kelsey Grammer) and his brother Niles (David Hyde Pierce) decide to take their father Martin (John Mahoney) out to dinner as a way to spend more quality time with him. When the restaurant loses their reservation, they decide to visit a steakhouse at Martin’s suggestion. His pitch: “You can get a steak this thick for $8.95.”

The Timber Mill is nothing like the trendy, pretentious restaurants Frasier and Niles frequent and the duration of the entire meal is a culinary culture clash. For example, when the beef trolley arrives and everyone at the table has to pick their cut of steak, Frasier asks, “How much extra would I have to pay to get one from the refrigerator?”

It’s absolutely heartbreaking to watch Martin get more and more aggravated as Frasier and Niles make ridiculously elaborate orders (a petite filet mignon “very lean, not so lean that it lacks flavor but not so fat that it leaves drippings on the plate”), poke fun at the restaurant, and give the servers a hard time. That’s why it’s so satisfying to watch Martin skewer Frasier and Niles for their snobbery, leaving them to eat the rest of their dinner alone under the scornful eyes of the Timber Mill’s servers as “Tossed Salads and Scrambled Eggs” plays in the background. — Esra Erol, senior social media manager, Eater

Real Housewives of New York, Season 8, Episodes 6 & 7

In times of uncertainty, we seek comfort in consistency: The sun will rise in the east, the tides will ebb and flow, and rich women will scream at each other for our enjoyment on Bravo. Recently, I’ve been rewatching old episodes of Real Housewives of New York and am currently in the midst of its landmark eighth season (“Please don’t let it be about Tom.” “It’s about Tom”). Practically every episode is a hit, but “Tipsying Point” and “Air Your Dirty Laundry” conveniently double as a lesson in the booze business. When jack of all trades/master of none Sonja Morgan announces that she’s releasing a signature prosecco called Tipsy Girl, she faces the wrath of Bethenny Frankel, founder of the Skinny Girl brand. As even the most casual Housewives watcher will tell you, Bethenny is famously protective of her business and turns vicious at any perceived attack on it. “I thought the alcohol was a great idea. I really looked up to what you did and I thought it would be a great way for me to get ahead,” Sonja blubbers to Bethenny in her Skinny Girl brand-blazoned office. It’s because of this episode, and this fight in particular, that I know what a “cheater brand” is.

By the way, I’ve tried Tipsy Girl prosecco and it’s... not the worst wine I’ve had. — Madeleine Davies, Eater.com daily editor

from Eater - All https://ift.tt/3eoMvVY via Blogger https://ift.tt/2xuewen

Food-Adjacent TV to Stream This Weekend, According to Eater Staff added to Google Docs

Food-Adjacent TV to Stream This Weekend, According to Eater Staff

 Actor Sandra Oh, wearing a black chef beanie and a white t-shirt, talks on an iPhone outside a restaurant kitchen. | BBC America

“Killing Eve,” reality TV favorites, classic sitcoms, and more

We at Eater spend a lot of time thinking about food, so when it appears on our TV screen, we take special interest. If you’re looking to stream some non-food TV that happens to be — at least tangentially — about food this weekend, here’s what we recommend.

Terrace House: Tokyo, Episode 11 (available to stream on Netflix)

Terrace House, the Japanese version of The Real World, has had a long history of food-related misdemeanors and crimes, but the most recent one entails broccoli, pasta water, and egg. Ruka, one of the housemates of the Tokyo house, is a complete enigma of a human being and maybe the most naive person to ever grace Terrace House (or the world?). In an attempt to cook broccoli pasta carbonara, he cracks an egg into the pasta water with the pasta, then adds broccoli. It seems he read the ingredient list, skipped the instructions, and simply winged it. Nothing matters, you know?!

In Netflix’s latest batch of episodes (Netflix US runs a couple of months behind Japan), Ruka attempts broccoli pasta carbonara again. I gasped when I saw he was making pasta FROM SCRATCH and squealed when he presented something that not only looked edible, but delicious! His housemates were (understandably) pleasantly shocked and I got very emotional. It’s rare when you see such dramatic growth. I imagine this is what parents feel when they see their children walk for the first time. — Pelin Keskin, Eater associate producer

Community (available to stream on Hulu and Netflix)

In 2009, when Community first aired, I was actually taking classes at a community college. Yet, somehow I’ve made it this long without watching this series created by Dan Harmon and featuring some of the current era’s most memorable actors (See: Donald Glover, Alison Brie, Gillian Jacobs, and Ken Jeong). The first season hinges on narcissistic student Jeff Winger (Joel McHale) starting classes at a Greendale Community College, where he’s pursuing his bachelor’s degree in an attempt to reclaim his suspended law license. Winger joins a Spanish 101 study group (remember when people still gathered in groups?) to incessantly hit on Britta Perry (played by Jacobs). But as the show evolves, episodes become more unhinged, playing into pop culture tropes observed by TV and movie obsessed student Abed Nadir (Danny Pudi). After a while, it becomes easier to view this show as sort of a live-action version of Harmon’s later work Rick and Morty, but with a slightly less noxious fandom attached. This is particularly encapsulated in episodes like Season 2’s “Epidemiology,” in which the whole student body is transformed into zombies after eating expired military rations. Season 2 also features an excellent example of weird TV sponcon in “Basic Rocket Science,” where the study group gets trapped inside a Kentucky Fried Chicken-branded space flight simulator. — Brenna Houck, Eater.com reporter and Eater Detroit editor

Killing Eve (Season 3, Episode 1, available to stream on BBC America)

Killing Eve, a BBC show that for two seasons has been about feminism, fucking, and fighting, has added a fourth “f” to its roster: food. When we reunite with the show’s titular “Eve” (Sandra Oh), we watch her shopping the aisles of an Asian grocery, grabbing ramen cups and snacks from shelves that seem preposterously well-stocked to my pandemic-warped eyes. The multitudes the store holds are intoxicating. We then discover that since we last saw her — left for dead by Villanelle (Jodie Comer), an assassin with whom she is/was mutually obsessed — Eve’s fled her job at MI5 for a gig as a dumpling chef at an Asian restaurant, a perfect place, perhaps, for an Asian American woman to make herself invisible in a city like London. As audience members, we get to watch her deftly pinch pot sticker after pot sticker as she eavesdrops on her relationship-impaired colleagues (once a spy, always a spy, perhaps), a rote activity that probably has a lot more in common with tradecraft than most espionage-based thrillers would have us believe. It’s a nice job for a perfectionist like Eve, one that’ll do well enough until (one assumes) Villanelle returns to her life and again throws it into chaos. — Eve Batey, senior editor, Eater SF

Difficult People (Season 1, Episode 5, available on Hulu)

Much of this criminally short-lived sitcom starring comedians Billy Eichner (Billy on the Street) and Julie Klausner takes place in a restaurant where a struggling-artist version of Billy works to pay the bills. But this episode stands out for its art-imitating-life plot: Julie, who has “the palate of a seven-year-old” stops by Billy’s place of employment to eat, but finds the menu too fancy for her liking (“everything on [the] menu has some kind of chutney or jus on it,” Julie complains).

So, when Billy’s boss leaves town for a few days, the duo convert the restaurant into a pop-up named the Children’s Menu, serving items that would belong on a kids’ menu someplace like Applebee’s. The pair set about marking up chicken tenders and fish sticks and peddling it to food blogs. And because Difficult People is set in New York, home to many people with poor taste but lots of money, crowds lap it up. It’s a fun skewering of a side of the food world that values creatively bankrupt novelty above all else. Looking at you, “cereal bars” and Museum of Ice Cream. — Tim Forster, editor, Eater Montreal

Lodge 49 (available to purchase on Amazon Prime)

I‘m not surprised Lodge 49 was cancelled after two seasons on AMC last fall; I’m delighted it aired at all. This shaggy dog show stars Wyatt Russell (the waggish spawn of Goldie Hawn and Kurt Russell) as Dud, an adrift surfer in recession-hit Long Beach, who finds connection through a fraternal lodge along the lines of the Freemasons. Meanwhile his sister Liz (Sonya Cassidy) works at a shitty Hooters knockoff called Shamroxx, run by a ghoulish regional corporate conglomerate, Omni Capital. These days, I’m reminded of Liz’s Season 2 story arc: She’s made manager of Omni’s replacement for Shamroxx, a stupid new steakhouse concept called Higher Steaks. When the restaurant struggles, the way Liz sticks up for her colleagues, who are some of the show’s best minor characters, is an inspiring rebuke of winner-takes-all capitalism — no surprise, as the whole show is basically a socialist document. Ironically it’s not streaming for free, but Lodge 49 is special and well worth buying to watch. — Caleb Pershan, Eater.com reporter

Frasier, Season 1, Episode 3 (available to stream on Hulu)

I know I’m incredibly late getting into Fraiser (most of my coworkers are obsessed with it), but it’s been about a week now and I’m already halfway through the second season. I can’t get enough of it. While Frasier’s advice to his listeners can be a little “meh,” it’s absolutely delightful to watch the main characters give each other therapy through their conversations. And watching each episode unfold feels like much needed therapy right now.

I could go on and on about all the episodes I love, but “Dinner at Eight” is my absolute favorite. Frasier (Kelsey Grammer) and his brother Niles (David Hyde Pierce) decide to take their father Martin (John Mahoney) out to dinner as a way to spend more quality time with him. When the restaurant loses their reservation, they decide to visit a steakhouse at Martin’s suggestion. His pitch: “You can get a steak this thick for $8.95.”

The Timber Mill is nothing like the trendy, pretentious restaurants Frasier and Niles frequent and the duration of the entire meal is a culinary culture clash. For example, when the beef trolley arrives and everyone at the table has to pick their cut of steak, Frasier asks, “How much extra would I have to pay to get one from the refrigerator?”

It’s absolutely heartbreaking to watch Martin get more and more aggravated as Frasier and Niles make ridiculously elaborate orders (a petite filet mignon “very lean, not so lean that it lacks flavor but not so fat that it leaves drippings on the plate”), poke fun at the restaurant, and give the servers a hard time. That’s why it’s so satisfying to watch Martin skewer Frasier and Niles for their snobbery, leaving them to eat the rest of their dinner alone under the scornful eyes of the Timber Mill’s servers as “Tossed Salads and Scrambled Eggs” plays in the background. — Esra Erol, senior social media manager, Eater

Real Housewives of New York, Season 8, Episodes 6 & 7

In times of uncertainty, we seek comfort in consistency: The sun will rise in the east, the tides will ebb and flow, and rich women will scream at each other for our enjoyment on Bravo. Recently, I’ve been rewatching old episodes of Real Housewives of New York and am currently in the midst of its landmark eighth season (“Please don’t let it be about Tom.” “It’s about Tom”). Practically every episode is a hit, but “Tipsying Point” and “Air Your Dirty Laundry” conveniently double as a lesson in the booze business. When jack of all trades/master of none Sonja Morgan announces that she’s releasing a signature prosecco called Tipsy Girl, she faces the wrath of Bethenny Frankel, founder of the Skinny Girl brand. As even the most casual Housewives watcher will tell you, Bethenny is famously protective of her business and turns vicious at any perceived attack on it. “I thought the alcohol was a great idea. I really looked up to what you did and I thought it would be a great way for me to get ahead,” Sonja blubbers to Bethenny in her Skinny Girl brand-blazoned office. It’s because of this episode, and this fight in particular, that I know what a “cheater brand” is.

By the way, I’ve tried Tipsy Girl prosecco and it’s... not the worst wine I’ve had. — Madeleine Davies, Eater.com daily editor

via Eater - All https://www.eater.com/2020/4/17/21225037/killing-eve-food-adjacent-tv-to-stream-this-weekend

Created April 18, 2020 at 05:22AM /huong sen View Google Doc Nhà hàng Hương Sen chuyên buffet hải sản cao cấp✅ Tổ chức tiệc cưới✅ Hội nghị, hội thảo✅ Tiệc lưu động✅ Sự kiện mang tầm cỡ quốc gia 52 Phố Miếu Đầm, Mễ Trì, Nam Từ Liêm, Hà Nội http://huongsen.vn/ 0904988999 http://huongsen.vn/to-chuc-tiec-hoi-nghi/ https://drive.google.com/drive/folders/1xa6sRugRZk4MDSyctcqusGYBv1lXYkrF

Today I Realized I Was Poor

Before you preemptively judge me, no, this isn’t some stupid asinine post about “OMG I can’t even afford an iPhone!” This is actually a post about how I just realized the day after Christmas and seeing everyone’s Facebook pictures of all their holidays, that I am actually quite freaking poor and I wasn’t even aware. I guess I just live so simply and didn’t notice. I’ve never been extravagant in my life ever and I’ve always been a saver. Granted this was because I grew up in a saving household and we clipped coupons and didn’t waste. I guess I grew up poor. Probably why I didn’t notice. Anyway. I’m on Facebook this morning and I’m seeing all my friends who I thought was in the same boat as me with ALL these presents piled up around this BEAUTIFUL Christmas tree. The inside of their houses are AMAZING! They have hardwood floors and tan walls, nice windows and furniture to sit on. Like, I’m astonished because I remember earlier in the year commenting about money in general and they were all saying how they wish things were cheaper etc. I related to that because we were barely getting by. So their comment was everything and I felt they knew the struggle. But no, like these people are SURROUNDED by presents and wrapping paper. It’s Christmas heaven!! It looks so nice and pretty and so much fun. I know these people- they scrimp and save all the time. I hear them complain about money and how everything is so high now days. But yet I don’t actually see them give up anything because of all this “scrimping.” When I’m scrimping, I’m truly without and I can’t drive anywhere or eat dinner or pay my electric. I’m selling all my beloved possessions, aka the ones I’ll miss the least (because let’s face it, when you’re poor, everything means so much to you and when you don’t realize it, you wonder why it hurts so much to lose just minor things), trying to return unused items, just anything to get by. I don’t get how their “scrimping” and my “scrimping” are so different. What am I doing wrong? I see these people eating out or getting drive through. I’m always like “ha, man that’d be nice, just to roll up to the drive through when you’re hungry and just order an onslaught of food.” Instead I’m looking for a grocery store to use my food stamps card to buy a sandwhich and a water bottle. But I hear the same people complain about fast food being such a waste and how “you can’t always eat out and expect to save money!” I feel bad and nearly cry when I see a McDonalds/BK or Sonic and my kid gets all excited and I can’t pull in every time (or at all) and get him his $4 happy meal. My kid is special needs and my heart breaks because I feel he deserves the world. Instead, we’re looking for an ALDI or DollarTree to buy cheap snacks like animal crackers or cheese crackers for $1 on food stamps for the trip that day. Sometimes we save old McDoanlds cartons and put our kids snacks in those so he doesn’t realize it’s not actually from the places. Little kids are keen on experience too. Like how is this not normal? And clothing- like I saw brand new Nike’s and Jordan’s on Facebook. Even some Payless and Walmart shoesies on there. I saw boxes of brand new clothes and Northface and Carhartt jackets for everyone. Under Armour stuff even. Dang, like I hit up the resell store in town that benefits the homeless and domestic abuse victims for all my clothes. I pay $1-2 for a shirt and cringe bc I only have $22 to get gas, snacks and a new work shirt or socks or a pair of work pants because my husbands split his out while working. It’s no big deal for my husband to have the soles come unglued off his shoes and he duct tape his shoes back together and keep on working. We just laugh and keep on going. We always say “I’m making a new trend,” or “I’ll hit up the resale shop later.” It’s not uncommon for strangers to give my husband shoes. I also saw all these massive kitchens with all the food and big dinners. Meanwhile, we ran out of food stamps 2 weeks in because we have a hungry toddler and $390 for 4 people, 2 kiddos and 2 adults just doesn’t cut it, especially when they’re hungry and you have to buy baby formula with your food stamps. Adult food doesn’t get bought, just kid snacks. Buying a big container of peanut butter and bread is normal. Ramen noodles are a luxury. The Catholic Church came by and gave us a food basket and angel tree gifts for our kids this year so we could have turkey dinner for Christmas. But seriously, how are these people able to afford so many pies and cakes, big hams and wine. We buy the $1 liter of Coca Cola at Dollar General and think we’re doing good. I look around my house and while I have nice things I realize in comparison to everyone else, my things aren’t really normal. It’s normal and nice to me but I feel they’re probably not as nice as others would assume. I always wondered why we always seem to have so many people give us random presents. I did get my kids Christmas presents, so it’s not like we don’t have anything. I bought them on clearance at Ross. I guess I’m just realizing that after seeing people get concert tickets for Christmas, nice clothes, iPhones, laptops, good shoes, that maybe taking apart the $4.98 5 pack of socks I got at Walmart into individual pairs and wrapping those to make extra gifts, probably is first class poor people behavior. I have pretty cute decorations in my house (I think) but I’d be lying if I didn’t tell you that I buy them at garage sales or pick them up out of the trash and re-work them. And not like “pinterest” style. Like DUMPSTER DIVING, what can I find cool to keep, it what can I find and resell for money?? I’m often the person going around to my friends buying their old throw aways to use/wear/decorate. I feel like people see me excited over their old junk and they feel sorry for me. I’m starting to see it now. I really am poor and just didn’t know it. I mean, we wear the same clothes in every picture. That’s because that all the nice clothes we have and it’s easy to rewash them and wear them out places. Doctor appointments, shopping for small stuff, paying bills up town. Our dryer doesn’t work to heat up so we dry clothes in front is the wall heater. Takes a while but it works. I bet that isn’t normal either. But I see my kids faces. They don’t have all the toys the other kids have. People come over and see him room and ask where all his toys are. Toys?? Blankets don’t count as toys?? Happy meal freebie toys don’t count as toys?? He has the same toys he’s had for the past few years. New toys isn’t a thing around here. Neither are story books or coloring books and crayons. I just can’t afford them. I’d love to have a bookshelf of story books and picture cards for my kiddos. Or coloring books and the good crayons. Not the cheapy ones that don’t actually color or leave random streaky marks when you finally put enough pressure and color. I’d like to have his room full of Tonka trucks, Mickey Mouse race cars and that stupid ride on car I couldn’t afford on lay away at WalMart that I’m sure some other little kid is riding on today... God my heart hurts making me type that. Me and Daddy picked that car out and had been so hoping to get it. Our kiddo has been through so much medical issues this year we wanted to get him a really big gift. The Mickey Mouse race car that you drive around the yard. Every little kid has one. Except mine. This is why you don’t ever make plans that involve money. I see it now..... I can’t even afford my special needs kid ONLY toy on lay away of $165 over 3 months or get my other new baby any toys or clothes other than diapers, wipes and formula as a present on food stamps and the last of our cash. I applied for TANF and LIHEAP hoping to pay my electric so I could have extra to buy his freaking toy. :( Wow. :( I kinda wanna die. Screw Christmas. I’m the worst parent ever. I really am that poor.

Are you required to carry insurance for a child who only ..has a permit and not an actual driver’s license in the state of Texas?

"Are you required to carry insurance for a child who only ..has a permit and not an actual driver's license in the state of Texas?

Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Are you supposed to have car insurance at 15?

i just thought of this just now and i remember having to pay for auto insurance at 15 just for a school permit for school and back and i hear some people dont have insurance was i right to pay for it or was i tricked because he says you have to be 16 and said he'll accidentally put that i am and say it was a mistake to the company, i think this is a trick but idk and again others dont pay for insurance but were they just too cheap to do it and risk the consinquence? or did i get tricked back then by my insurer""

Adding 18 year old non-owner to car insurance.?

I am now 18 years old but have not yet gotten my driver's license because of the rate increase before I turned 18. I have had my learner's permit for 3 years and have a perfect driving record (no tickets or accidents). I do not own a car right now. So, I need to know if A) I need to be added to my parent's policy in order to drive their car once I get my license, and B) if so, how much more will the insurance be? I live in Florida.""

How much would car insurance be for me?

I am a 16 year old male in the state of Massachusetts and I'm wondering how much it would cost me to insure a 1986 Monte Carlo SS.

Is a $202 Full Mouth Debridement was an overcharge? or just average?

I went to a dentist, and was ordered a Full Mouth Debridement (D4355) for $202.00. I have no idea of what exactly they have to do but they explain that it's different from a regular cleaning and my insurance will not cover such thing. I have no idea of how much is it cost on average dentist and I said yes to have it done on me. When I went home, I realize that some dental office offer it less than what I'm paying. Should I file a complain? If I should, where can I bring my complaints to.? I live at area code 92126.""

My car insurance company have doubled my quote after claiming they made a mistake. Can they do this?

I changed my address about 6 months ago and was pleased to see that, although there was an increase, the increase on my insurance wasn't massive. I recently called to get a quote on putting my girlfriend on the insurance as a learner driver and they have now said that as they didn't process the change of address form properly before they are doubling my insurance quote. I am confused by this as I live in an incredibly secure, gated property and I am wondering if, as they have admitted the mistake, they are able to do this out of the blue like this?""

How much is motorcycle insurance for a 15 and a half year old?

so ill be 15 and a half soon and I am getting my motorcycle permit. how much would insurance cost for me? i am getting a k7 gsxr600. no question about it.

I want to start a health insurance company how would I go about doing that?

I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""

What is the best/cheapest car insurance for me?

im 16, and unfortunately my parents wont let me go under their insurance for the car ( i know that complicates things) but im hopeing that if i get my own car, and pay for my own insurance it wont be too expensive :( does anyone know what insurance company would give me the approx. lowest cost?""

How much auto insurance should I carry?

Is it true that depending on your net worth, you should get more or less auto insurance? I'm a college student so I only work part-time and only have a modest amount saved up. The value of my car is about $4000. Right now I have 50000/100000 for injury, 50000 property damage, and 50000/100000 for uninsured or under-insured motorists. I have no comprehensive or collision coverage. I can not afford those. But liability wise, am I good or would it be OK to buy less or should I buy more auto insurance? I am not on my mother's insurance policy because with her being in another state, and the car being garaged with me, it's not worth it and I'm not sure if it's possible""

Car Insurance coverage question...?

Here is my question, CA policy I have three cars under my policy, I have now passed on one of them to my younger sister who is 21 and lives 50 miles away. However, she is NOT under my insurance policy and I am worried that my insurance won't cover her if something were to happen. I was told by a friend of mine who is an insurance agent that ANY insurance company in CA has to cover her if she has a valid license and does NOT live in the same household as the policyholder (coverage would be extended to her also as long as I verify she was authorized to drive the car). Is this true?""

How much will my car insurance go up?

I am the defendant in and have just settled an automobile lawsuit at $100,000. How much will my car insurance go up?""

Can I move my car insurance now?

I am currently insuring my car with direct line and they are charging me 47 per month however I have just noticed that when i do an online quote with them- exactly the same cover as what I have its priced at 23 per month. Can I move my car insurance to a different company now or do I have to wait for the renewal date? If not why are they charging me so much more than their online quote? Also the cheeky gits charged me 60 to renew my address with them when i moved house....surely that can't be right??

Car Insurance 10 pts. best answer!?

What are the parties to an insurance policy. So far i've got policyholder, and underwriter what are some other ones? thanks""

Should you be able to buy home owners insurance when your house catches fire?

Your house catches fire. You call the fire department and as they're fighting the blaze, you're on the phone looking for home owner's insurance to cover your loss. Do ...show more""

Had an Accident Car insurance question?

I had my first accident the other day and it was pretty bad. I was the person at fault. I am about to turn 21 in 8 days. I have allstate insurance and the othe party of the accident no has a lawyer even though he acked fine at the accident. How much will my insurance go up and is there anything else i should know or can do?

Problem with my car insurance company?

Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""

I need to know about car insurance plz!!?

Recently my car was involved in a wreck but it was the others party fault in which they admitted to... My question is if I wasn't present when my car was wrecked such that it happened while someone else was driving my car, will his insurance still face responsibility of his actions for my car?""

Cheapest Car to Buy & Insure?

Hi, I am 28 years old and looking to purchase my first. What are the cheapest cars with the cheapest insurance, anything a step above a bucket with four wheels is what I'm looking for, no aesthetics or fancy extras.""

How much does medical insurance for a newborn cost monthly with a premium?

I just need an average. I'm doing a project for my health class on the costs of having a baby.

How much would insurance oN MY CAR BE?

i am thinking about getting an 02 jeep cherokee, i am 17 and had no violations or anything, how much do u think that insurance would be alone for me and not under my parents name. (insurance per month)""

Does having a 2 door civic make my insurance go up vs 4 door?

im 16 buying a civic. i like the 2 door civic coupes. if i buy a 2 door civic, will the insurance be higher than if i buy a 4 door civic?""

I'm pregnant with no insurance and don't qualify for medicaid.?

I just found out I am pregnant. I'm 18, and I want to be realistic about how I can do this. I do NOT have insurance, and I know for a fact that my mother makes too much money (that all goes to bills) for me to qualify for medicaid. We literally have nothing left over, and still struggle. So I would have to pay out of pocket.. but I have nothing to my name. I just had a job interview but even that isn't guaranteed & I'm not even sure if I can work because I am already getting morning sickness. The father has no money or insurance whatsoever. & I am not stupid enough to rely on him. Is there any way that I can get help? *Please no lectures on how I should of thought of that before. No ****. We all make mistakes. Thank you.""

Why Do Teen Boys pay more for car insurance?

Why Do Teen Boys pay more for car insurance? Who Talks more Women, Who Texts More Women? i dont get it we should pay the same insurance rates?""

How much would it cost to insure a 17 year old boy on a ford escort gti?

any answers much appreciated

What is an insurance premium?

Is the insurance premium what you pay monthly for your insurance?

Are you required to carry insurance for a child who only ..has a permit and not an actual driver's license in the state of Texas?

Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?

Is unemployment insurance income taxable in California?

I just lost my job and signed up for unemployment in California. The paperwork asks if I'd like Federal taxes withheld but doesn't say anything about witholding state income taxes. Is unemployment taxable in California? When I was on unemployment in other states, it was. Thanks""

Insurance and a car that is being stored in a garage?

I'll have my full license next March and I was thinking of if I found a car (before then) and bought it, registered it and certified it but didn't use it until March (store it in a rented garage). If I did this, could I not pay insurance until I take it onto the road (I've read I can have it SORN )? Also, if I did get insurance for it (should anything happen to it while it's in storage) would I pay less than what I would if it were on the road and if so, how much of a difference would that be?""

How do you go under someone elses insurance ?

im getting an m1 liscence and i was told insurance would be cheaper if i put the bike in my parents name and i was listed as someone who would drive it, so a few questions, would one of my parents need an m1 liscence, and how much qould it cost?""

Who is offering the best and cheapest car insurance in the uk?

I am finding the ever increasing price of car insurance is becoming a bit of a burden. I am at present with one of the recovery companies and the costs are spiralling.....Help an old geezer out...PLEASE....Frederick.

""First time owning a car Acura RSX R first time owner, how much would the insurance be around at?""

I'm a woman, 22 years old and i live in canada""

Home Owners Insurance?

My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""

Health insurance for green card holders?

My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy?

Change car insurance name and registration?

My car is registered under someone elses but I've been m aking the car payments since the beginning... I just got car insurance myself with no help from her(my friend) but the policy is in her name but I'm down as a driver... Is there anyway that I can be the policy holder eventhough its not in my name.. also I plan on moving but taking the car I still have quite a few more payments but I dont want to leave with the car not registered to me is the anyway I can get the car in my name and still pay it off

Buying a motorcycle and insurance?

Might be a weird question. I plan on getting a bike. To get insurance on a bike do you need the title and everytbing under your name first? And if I buy from a dealer, how do I get it home without insurance? You need a bike to get insurance but you need insurance to drive it home from the dealer. How does it work if I make sense.""

Why are people comparing mandated health insurance to car insurance?

You are not forced to buy car insurance if you don't have a car. You have the right to not own a car. So why can't we have the right to not have health insurance??

Cheep car insurance companies in London?

I am a new driver, Can someone advice me how can I get cheep car insurance and with who? Thanks.""

Is it cheaper to buy car insurance from an agent or online?

I just purchased a vehicle and I haven't had a vehicle in a while. Usually I'd get insurance from an agent in an office. I usually get a pretty good deal, but a lot of people are doing things online now for the convenience. What should I do?""

Should parents pay for their kid's car insurance?

Ok, my 20 year old stepson who's been living with my husband & I for the past 6 years is now in 2nd year of college and commuting to college... After battling to get my husband to agree that he needs to be responsible and start paying for his own insurance ($50) he started in July & Aug... Granted we gave him a car to use... All summer he was not able to get a second job (all year worked pt at a store) as he delayed applying since he wanted to see his mother for the summer... Mind that his mother who lives out of state did not pay any child support for the 4.5 years he was living with us... She only paid out of court order for the last 1.5 years of his hs years and immediately stopped once he started college... Now, my step son doesn't feel he should continue paying for car insurance as he doesn't feel he can afford it and my husband feels he shouldn't coz he never asked for anything... I feel he needs to be more responsible as a young adult... Although he doesn't ask for things, I'm looking at his future and hoping that he can grow up to be responsible... He already wasted his first year in college wasting the money he had earned from the pt job always going out with his friends instead of coming home to eat or packing food... Perhaps that's b/c his dad always gave him money for lunch... He could've used that money to pay for college and save, but ofcourse it didn't happen eventhough my husband kept letting him stay in school 'till late at night sometimes as late as 2 or 3 am... Is it wrong for me to suggest that he pay his own car insurance?... I have my own son (17 yo) also from previous relationship and is getting him prepared to get his license next year when he graduates hs and have already been helping him save so he can pay for his own car insurance as well... Any input is appreciated.""

I cant find car insurance that will cover a learner driver and a passed driver for a month?

I am trying to pass my test as soon as possible but didn't have access to a car to do extra practice between lessons. So I have bought a car before I have passed so that I can go out practising with my mum. However I cant find any short cover (1 month) insurance which will insure us both, they seem to only do learner driver insurance which has to be bought on top of the normal insurance OR only insure drivers with a full license. However buying both together is over 300 for only 28 days for the ones I checked. Can anyone come up with an affordable way to practice in my own car? Thanks""

How to get cheaper car insurance?

I haven't yet passed my test, or even got a car, but was just researching to see if i could afford it. and the cheapest I could find was 3,000 a year which is impossible for me seeing as I'm at college. I was just wondering does anyone know of cheap places? or ways to cut it down by a bit? I have no one else in my house who drives, or even owns a car. thank you""

State farm insurance question?

does anyone know if state farm insurance plans accept Tria Orthepedic Center?

What things can a teen do to help lower the cost of car insurance?

I'm sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year. So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I'm willing to hear any ideas. :) Oh and if it means anything, my parents are with State Farm. Thanks in advance for the help.""

How do Americans live in a country where you have no health system?

If you get sick enough you could lose everything, if you don't have insurance. I think that you can lose everything even if you have insurance.""

Where have you gotten your cheapest car insurance from? Who has the best rates?!?

Where have you gotten your cheapest car insurance from? Who has the best rates?!?

What is a fair mileage adjustment auto insurance Valuation?

The insurance company has gave me a list of 30 cars like mine within a 500 mile radius. They chose two cars out of the 30 to compare my car too. The problem is, there is a huge mileage difference: My car had 130k miles The comparables they used have 45k and 50k miles That's like an 80k difference. They took $2,265 off my ACV just for the difference. Is that fair? I don't get why they didn't just find a car with similar mileage to mine when there were plenty available. Why did they choose the two cars with the lowest mileage and then deduct 2 grand? When they could have easily picked two similar cars with at least 100k miles , and deducted a lot less for the difference.""

""Insurance question, anyone know?""

I had insurance that didnt cover my pregnancy, if I get new insurance will they cover my pregnancy? Or not cuz im already pregnant....""

What happens if you get pulled over with a suspended licence but you have SR-22 Insurance?

I live in California and these days its getting harder and harder to get away with things with DMV. Does anyone know what happens if you get pulled over with a suspended license? I received a DUI on March 1st 2007 and have been driving with out a license for almost 4 years but Ive always had insurance and registration, and now they have a completely different department for registration which slowed up the delivery of my 2011 tags. Now Im driving around with no tags, suspended registration, and suspended license but carrying SR-22 insurance. Its all in the mail and getting sorted out but with these furlough Fridays its slowed the process of obtaining everything even more. What happens if I get pulled over?""

Teen car insurance cost?

Hi! I was wondering what some of you think a 6-month insurance policy for a newly licensed 16 yo driver would cost. Area- Rural N. CT. Full coverage on 2007 VW Rabbit and 2000 Ranger. Minimum coverage on 1999 Cadillac STS. Good student discount + drivers ed discount. I'm hoping for the $400 range on a 6 month policy, or $800-900 on a 12 month. Thoughts? Rate testimonials?""

How much did using my SSN to get a car insurance quote hurt my credit?

How much did using my SSN to get a car insurance quote hurt my credit?

""I just received a position where I am given Benefits for the first time, I have questions about Insurance?""

Does what I pay for insurance come out monthly? or every check? what is coinsurance? How do deductibles work? Stupid questions I am sure, but I have never had the option to pick insurance, and I haven't been covered by my parents insurance for at least 7 years. I didn't go to the doctor much when i was covered, so I never learned what my parents had to do.""

Are you required to carry insurance for a child who only ..has a permit and not an actual driver's license in the state of Texas?

Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?

1.4 engine and 1.6 engine whats the difference in insurance?

My husband has passed his test and is looking for a car is the insurance more on the different size engines he wants a 1.6

A rough price of my insurance?

I was wondering how much will it cost for me to insure a 1.4-1.6L car.

Temporary Insurance for 18 yr olds - How can I make this work?

I go to Uni and want to use my mothers car wen i'm back at home in the hols. Trouble is I'm only 18 and the car is a VR6 Highline, with UK group 16 insurance. It'll cost me about 2000 for a yearly permanent insurance policy, but id prefer just to go on my mothers policy temporary if itd b cheaper. For instance i could pay for her insurance on the car permanently for about 150 pound and maybe get on as a temp driver occasionally for probably a lot of money each time. Any ideas?""

If you are on someone else's car insurance?

I was put onto a friends car insurance policy for 6 months... Is that the standard policy time frame or could you make it longer or shorter etc. based on your situation?

Do Car Insurance check my previous insurance company?

I was thinking, Will New Car Insurances do a backup check on my previous insurance or they just start on a new claim and use the information based on that. The thing this will be my first car and as the price is high and if i say I have done a car insurance with that company will my insurance price go down as no claim for one year.""

Which is the cheapest and best ( best value) auto insurance in the US?

GEICO sux

""What is the best Health insurance, with good maternity coverage?""

I would like to get insurance before I get pregnant because I know they won't give it to you when you're pregnant. So I would like to know who has the best coverage, hospital, pre-natal....etc! Would really like to hear from mothers, and there experience with the providers!!!! Thanks in advance""

How much will be my car insurance for new or used car?

I am planing to buy a car.I am thinking to get a new one but i am afraid of high price for its insurance.I am a new driver,till 25 years old,no driving experience,NJ.I need a professional advice,please. Maybe to buy a used one is a good idea but the new car is less headache.:)""

Temporary car insurance only 18?

Just wondering if anyone knows where i could get 1 months car insurance but i'm only 18? Cheers

Will having a new licensed driver in the house affect car insurance rates?

I live in New York, and I'm getting my license. My sister is afraid that having another licensed driver living in the same household will raise her car insurance rates. I told her I didn't think it would, since I wouldn't be going on her insurance, I would be getting my own. Does anyone know the answer?""

Home equity loan insurance?

We are remodeling our home for $150,000 and are wondering about home equity loan insurance. The bank offers insurance, but I'm wondering what our other options are. How much should we get and for what ( disability/unemployment/accidental death)? Thank you!""

How old do you have to be to get car insurance?

what are the requirements to obtain car insurance in california do you need to be 18 and older??

Why did the health insurance for my employees just go up 32% for next year?

Thanks Obama, Pelosi and Reid! The AFFORDABLE Health Care Act. BS""

I have an insurance question?

If the government regulates and requires auto insurance, why dont they provide it? Flood insurance is provided by the government so why not auto insurance?""

Why is my car on Motor Insurance Database (MID) while I haven't bought insurance yet?

I've just bought a used car for my son, received the new log book; however, I haven't bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I haven't bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?""

Health insurance in America?

I'm in Australia and very curious about health insurance! What is medicaid? What happens if you have no insurance or medicaid and you have a baby?

How much would insurance on a v6 01-06 mustang be for a 16 year old boy?

i know MPG isnt that good but id have a good job. I make straight A's and i know that counts as something and then id be taking drivers ed.

Will getting a speeding ticket and losing my license affect my insurance rates?

I lost my license for 3 months and got an $800 fine unfairly (see below for details) for doing 80 in what was previously a 50 zone and because I'm on my Ps the fine was totally way high :L But anyway I paid the ticket right away but now I'm worried it'll affect my insurance rates? It's my only ticket ever and I have no idea if it even affects insurance rates but I'm really worried too worried to call and ask them because they might not know until I tell them D: I live in NSW Australia BTW if that helps you answer (read this question if you want more details on the incredible audacity of the sneaky police: http://answers.yahoo.com/question/index;_ylt=AookRsU6pku7l6KJOtSFGcTsy6IX;_ylv=3?qid=20121113121907AA9izHx)

Insurance for a 17 year old on a ninja 250?

hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?""

Do you all have health insurances?

I mean what is a health insurance? more info please thanks

Im just about to start learning to drive have you got any tips what car i should drive to get lower insurance?

I want a beetle but i dont think that will give me cheaper insurance, i dont have any idea.""

I need Auto Insurance help!? (there are too many options!)?

I have auto insurance now but i think i rushed into it last year. My time is coming to either renew are go elsewhere. When looking for insurance, what should i look for? Im new(ish) in the auto insurance industry so please any advice would be helpful!""

What is cheap full coverage car insurance?

What is cheap full coverage car insurance?

How much will my insurance be on a BMW 114i?

Ow much will my insurance be roughly on a brand new BMW 114i 25K, I'm 17 yrs old and I think this car is a 1.6l, please tell me how much the insurance will be for me, I need a price with and without my parents added to the policy, my address is 2, bd8 0bw. 2012 plate 3/5 door hatchback Petrol""

Which auto insurance company offers the cheapest price??

were from CA & my sister is a first time driver & she needs a new insurance for her 05 toyota camry. her old car insurance is too expensive. what will u recommend personally? thanks

Are you required to carry insurance for a child who only ..has a permit and not an actual driver's license in the state of Texas?

Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?

Citroen Saxo Insurance?

Hello, im a 17 year old currently learning to drive, once i have a Full UK driving license,think i would be able to get insured on a citreon saxo? As far as i know there are a few types of saxo's, the 1.1, the 1.4 furio, and the vtr 1.6 i think! Many people have told be they are classed as a boy racer car so the insurance will be high but surely if i buy a standard 1.1 or 1.4 saxo i will be able to get insured. What do you guys think? What saxo best for first car? Any other first cars recommened? How much round about do you think it will be to insure? Thanks""

How do I talk to my dad about paying insurance for a car?

I'm a high school senior, preping to head off to a 4-yr. I'm trying my best to save my family money; for example: -AP classes and tests for college credit -Scholarship searching -Spending only $100 on clothes for the last 2 years -Watching my utility/electric use by not watching TV (except the Olympics!) -Taking spring/summer college classes for transferable credit (in fact, I could have graduated and received my HS diploma at the end of my Jr. year). -Getting decent grades (had a 4.2gpa this past year, my Fr. and Soph. years were not that good) So, if you add it up, I think it would be a few thousand $ that would have been otherwise spent on tuition, some amount of utility bills, and some amount on clothing. For my senior year, I plan on doing a lot of extracurricular activities so I can get into a decent university, my plan is UC Davis. I'm a cross-country runner for my HS, I plan on doing a hospital volunteer program, I am in my HS's Mock Trial team. So, I would be out and about for most of the week going to different activities. I feel I need a way of transportation instead of relying on my brother and parents. Speaking of which, my brother has a car because he goes to a community college (and for that reason, he is mature?). Now the problem: my dad feels that I am too young for a car and does not feel that I am responsible and mature enough to handle one alone without supervision. My mom is willing to buy a car for me, with a reasonable price range. But my dad does not want to pay for car insurance. My parents are divorced, and I do most of the communication between them, especially when it comes down to needing money. I have brought up the aspect of working part-time. But my parents tell me that I should focus on school. My dad tells me I should focus on school instead of a car, but I need that car so I can get to where I need to be. My dad works from 9am-7pm, so I have no way of getting to 5pm practice or getting to school at 6am unless I rely on my dad. I understand how much stress my dad goes through supporting 4 children, two of which are about to go to college... It hurts when I have to ask him for money, even to pay for SATs and AP tests... Although essential, they still cost a lot of money, and money is tight now. With $65 per college app and college apps coming up in November, I'm going to be applying to nearly 10 schools, so over half a thousand dollars thrown away as my dad states it when I asked him to pay for my second SAT. My dad will pay for my academic needs, but he won't be happy about it. It feel as though my academic potential is being held back by how much money we have. I feel bad when I succeed now, basically. So I try my best to save money, like I gave examples of above. But now, I am only 1 step away from getting being independent, transportation-wise. All I need is my dad to agree to pay for my car insurance, which is probably about $200/month. Is that selfish of me? If not, how do I talk him into paying that $200/month, or to show him that I am mature enough to drive myself around? By the way, this was a long rant because I have been thinking and stressing about this all summer.""

Staying on parents health insurance in NJ?

As the title states, I am wondering if I am eligible to stay on my parent's health insurance (we live in New Jersey and my dad gets the family insurance through his job in Delaware). I am 23 years old, not in school, and my job offers health insurance. I have read that the law allows children under the age of 27 to remain on their parent's health insurance UNLESS the kid's job offers health insurance. As I stated, mine does offer it. HOWEVER, an older coworker of mine told me that her children were able to stay on the family health insurance until age 27 even though the kids' work offered insurance because the cost of the insurance at the child's job was over $25 per week. The cheapest policy at my job will cost me just over $30 per week. Unfortunately, I have not found any trace of this $25 rule anywhere online. Is this a true policy? If insurance isn't offered cheaply enough, can I stay on my parent's policy? Can anyone shed some light on this?""

""My car was broken into last night, insurance?""

I have a good rating, never claimed and fully comprehensive insurance. My car was in a carpark next to the train station but not the official carpark. I lost about 300 worth of CDs and a Sat Nav system, can i claim for these items without proof of purchase? Obviously I dont have any records for Cds dating back 5 years for instance.""

Can employers in California ask for medical record for insurance risk assessment?

Can employers in California ask for medical record for insurance risk assessment?

What is the health insurance like in Vermont?

Some people are saying that it's like Canada's health insurance, where anyone can have it for free. Some others are saying that it's restricted to only certain incomes, ...show more""

""Any opinions on AUTO INSURANCE in Providence, RI? cheap prices?

cheap prices

What is the best car insurance company in Britain?

I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!""

""Whats the average payment for motorcycle insurance, for ages under 20?""

I live in South Florida, the Motorcycle in mind would be an Harley Davidson Iron 883 (2012 model) it's a sportster/cruiser and also having a 883 cc. I'm not sure if this helps, but I just want to know what I'm going into.""

Whats the cheapest insurance company in NYC?

Whats the cheapest insurance company in NYC?

Will car insurance offer a jump start to my car ?

my car doesn't ignite and i... out. will my car insurance company be able to...

If a person gets a speeding ticket while driving someones car and they want your insurance does it effect you?

if you let someone borrow your car and they get a ticket while driving your car do they need your insurance? and if you decided to make a copy and give it to them for proof of ...show more

Should I cancel my car insurance to save my money?

Currently, I'm living in WA, I have a car in TX. But my family member in TX driving it, and there names are under insure by my car insurance. If I want to save money on my car's insurance. I need to ask my insurance remove my name out of car insurance; is that right? or there is no difference between keep my name on car insurance and remove my name out of car's insurance? Thanks""

""Does the car title have to be transferred to your name before you get insurance, or insurance then title?""

in illinois.... ....a car was given to a friend. he needs to get insurance. does the title need to be transferred first? Also just moved to another state, so does the insurance need to come from the state the title was transferred in""

A good place 2 get cheap car insurance?

A good place 2 get cheap car insurance?

Violations that show up on insurance quotes in nj?

About 2 years ago i got a ticket for not stopping at a stop sign. I went to court and they knocked it down to something so i wouldn't get any point and just pay a fine. I don't remember what they knocked it down to. But why is it still a concern on my auto insurance. I didn't get any points so should it matter?

How much will I have to for car insurance?

I'm 19 and I just got my permit. So in 6 months I will have my license. By then, I will have car. Which insurance will be cheapest and how much would I have to pay a month? I know nobody can put an exact price on it, but maybe an estimation?""

What is the average price (without insurance) for a root canal?

What is the average price (without insurance) for a root canal?

How much would motorcycle insurance cost?

Hello, i'm 20 about to be 21 in december, but i'm gonna be going for my motorcycle license in a week, an planning on buying a kawasaki ninja 250R since it has good reviews, but i'm wondering how much it would be for insurance i'm just going for motorcycle license cause i don't like cars, trucks etc. but yeah so i don't have a normal license so i have no driving record of crashes etc. i'm in indianapolis, IN cause i know states vary. Rob""

Aurora Auto Insurance?

Where can I get auto insurance in Aurora? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

This country needs affordable health care...so why are hospitals so lavish and extravagantly fancy?

Here is a link to the hospital if you think I am exaggerating..... http://www.henryfordwestbloomfield.com/body_wbloomfield.cfm?id=52381 I don't have insurance, and neither does my husband because we can't afford $600 month premiums for insurance that doesn't even KICK IN until you pay $5000 out of pocket! But it is really hard to sit and listen to everyone complaining about the EXPLODING cost of hospitals these days with all the hospitals in my area that are constantly renovating and competing to be the most lavish or fancy or architecturally beautiful when what people really need are just some common sense medical care from good doctors who will take a few minutes to listen to them. For Example, I recently visited a friend who was in a local hospital in my area that has expanded to include the following...A boardwalk with HUNDREDS of exclusive shops (required a trolly inside it was so huge!), marble fountains and floors and glass elevators and railings, live TV shows in their own Greenhouses and celebrity kitchens, multiple conference centers complete with reflecting pools, grand pianos and atriums with full size trees indoors, a pediatric wing that was bult to look like a giant tree house, complete with Tree shaped doors, private rooms with twenty foot long leather couches that curve along the wall for visiting relatives, 72 inch plasma TV's in the room along with Xbox, and complete cable/internet access, Floor to ceiling bay windows for a panoramic view of the gardens and lakes on the property. Now my friend could NEVER have afforded to stay in a hotel this nice, and couldn't pay for health coverage either. Thank God she qualifies for to be insured thru a medicaid program that covers this...but who is paying for all this excessive stuff? The taxpayers in the United States. I can't help but think that she could get really good care at a reasonable cost at a less fancy hospital...but who is going to tell the hospital where it spends it's money if someone is willing to say its necessary to have an UBER fancy hospital in order to give our citizens modern up to date medical care ?""

Where to find cheap insurance in ontario?

I'm turning 22 had a Kawasaki Ninja 250R as a starter bike and looking to upgrade to something bigger. I have a clean record but any online quote I get for a bike 600cc or higher results in $10,000/year or higher in insurance. I see guys my age riding around all the time on R6s and CBR600RRs and I don't understand it. Am I missing something? Any suggestions would be greatly appreciated.""

How much does insurance cost on an international package mailed via the United States Post Office?

I have to mail a package to France and it weighs less than a pound but the item inside is worth more than $100 and I am curious to know how much it would cost me to insure this package if I were to use USPS.

Where can I get a cheap insurance for a new bussines?

Im about starting cleaning houses but i need an insurance

The best and cheapest car insurance?

The best and cheapest car insurance?

Are you required to carry insurance for a child who only ..has a permit and not an actual driver's license in the state of Texas?

Are you required to carry insurance for a child who only has a permit and not an actual driver's license in the state of Texas?

https://www.linkedin.com/pulse/alabama-insurance-adjuster-license-lookup-louis-simmons/"

The Chase Files Daily Newscap 6/25/2018

Good Morning #realdreamchasers! Here is The Chase Files Daily News Cap for Monday June 25th  2018. Remember you can read full articles by purchasing a Daily Nation Newspaper (DN), via Barbados Today (BT) or Barbados Government Information Services (BGIS).  

PSVS FEAR FOR FUTURE – Minibus and route taxi owners are predicting increased operating costs as a result of the recent economic measures outlined by Prime Minister and Minister of Finance Mia Amor Mottley in the Mini-Budget. And while the Association of Public Transport Operators (APTO) and Alliance Owners of Public Transport (AOPT) say the removal of the National Social Responsibility Levy would go some way in easing their expenses, they say that the new measures might drive some out of business. In a joint statement, the associations said cost increases of the magnitude suffered by the sector over a long period could not be sustained by the private owners in the public transportation industry at the present income level. “And while the sector has been struggling to remain viable up to this point, with little success, the new impositions which will come into effect on July 1, will surely drive operators into insolvency if there is not an increase in the legislated bus fare.” They said the suggested increase of bus fare to $3 might have to “be reviewed in the circumstances imposed by the recent Budget”, adding an increase to $3 was still well below the accepted cost of providing the service. “We acknowledge that the removal of the National Social Responsibility Levy on inputs will lessen the impact somewhat, but this benefit is difficult to quantify and will certainly not offset the increases in operating costs caused by the new measures.” The release added it was “unquestionably wrong for a Government to force private entrepreneurs to subsidise public transportation out of their own pockets, and this aspect of our operations needs to be addressed immediately if the sector is to be in a position to continue to offer service to the travelling public come July 1”. In the June 11 Mini-Budget, Mottley announced a fuel tax to be introduced at 40 cents per litre on gasoline and diesel, and the implementation of the new registration fee replacing 50 per cent of the abolished road tax. (DN)

NIS WARNING – Pay your National Insurance contributions to ensure you receive a pension, and don’t wait for a financial need or crisis, advises Minister of Labour Colin Jordan. His appeal, aimed principally at self-employed people, came during his address on Saturday night at the 51st anniversary GEM Awards ceremony of the National Insurance Scheme (NIS) at the Lloyd Erskine Sandiford Centre. Jordan said there was a huge gap between the number of registered self-employed people who paid NIS contributions, and the actual number who were self-employed. The 2010 National Census reported 20 000 self-employed people, while NIS records showed only 2 035 were paying contributions at March 2018. “This situation begs the question as to how self-employed persons manage their lives in periods of low production and low income, sickness or invalidity, and whether they manage their savings in such a way to ensure that there is a resource of funds to support during retirement,” said Jordan. He said there had been an increase in self-employed people since 2010 but some professionals, including doctors, were not contributing to the NIS. “It is true that some self-employed persons work seasonally, but they should still pay contributions as the payment is calculated on as low an amount as $21 a week or $91 a month. Seasonal workers can even prepay their contributions to cover periods when there is little or no income,” the minister said. “Many persons do not realise the benefit of social security until a need or crisis arises. Our future is secure when we contribute to the NIS.” Noting that some applications for pensions had been denied, he called for a sustained public awareness campaign which utilised social media heavily. Jordan said Barbadians think about their future, “. . . and if we are fortunate to live to a ripe old age, we need that level of replacement income to sustain a comfortable quality of life”. The GEMS Awards ceremony recognised customer service excellence and other outstanding achievers, as well as long service employees. Employee of The Year was Renee Waterman, while the top long service award went to Beverley Marshall, who has been employed with the NIS for 45 years. (DN)

IT SYSTEM TO KEEP CHECK ON COURT – A computerised building management system is on the way for the Supreme Court Complex to prevent a recurrence of its environmental problems. This was the word from Attorney General and Minister of Legal Affairs Dale Marshall last Friday during a tour of the Cane Garden Municipal Court Complex in Cane Garden, St Thomas. He had announced that it would cost more than $2 million to fix the ten-year-old complex in Whitepark Road, The City. Since those repairs will take about six months, the criminal sessions of the High Court will be shifted to the Cane Garden facility. “Some of those resources will be proactive and would see the deployment of a computerised building management system. Once we spend this two and a half million dollars on getting the court back into shape, we will not find ourselves in this place again. “A facility that is modern with the kind of technology we have in it simply cannot be maintained by someone with a dust pan and a mop. It’s not practicable; we’re dealing with sophisticated air quality, not just air-conditioning,” he said. Marshall said one of his major concerns was that the paper files at the Registry were all affected by mould. “While the Registry is making every effort to clean those files, some of those files are volumes and volumes of pages. I am not a scientist but it’s going to be hard to clean every single page and folio in a file and be sure you have it completely sanitised.” He said the new occupants of the St Thomas complex would ensure the building was kept in top condition. “A number of elements in this building are under warranty. A lot of things have to be maintained on a monthly basis . . . .“The project manager of the facility has been mandated with the responsibility of ensuring all of those monthly elements are tended to, and then sending the bill to the AG’s Office,” Marshall said.  (DN)

HIGH COURT DATE ON MONDAY – People waiting to have their criminal matters heard by the High Court will have their day in court from Monday, June 25. That’s when the High Court will resume hearing criminal cases from the new District “D” Police Station at Cane Garden, St Thomas complex. Criminal Courts No. 1 & 2, the Juvenile Court, the Coroner’s Court and its office and the Master of the Supreme Court, will all operate from that location. Attorney General and Minister of Legal Affairs, Dale Marshall, toured the facility on Friday and said that the new arrangement was expected to remain in place until year-end. “As of next week, we will have our Criminal Court in the High Court jurisdiction up and running along with the Master [of the High Court],” he said. Meanwhile, people waiting to have a resolution in their civil matters will have a slightly longer wait, as work is set to begin on the temporary location at Manor Lodge, Green Hill, St Michael, next week and run until mid-July. The Attorney General acknowledged that it would be difficult for some litigants, judges and individuals to access the Cane Garden, St Thomas facility, but stressed that better could not be done at this time. “It is vital that we consider the liberty of the subjects. It was more important for us from the point of view of human rights and constitutional rights that we get the criminal process back up and running immediately,” he stated. Marshall explained that Government had to invest in additional technology for the St Thomas location to allow bail application to continue being heard remotely, as equipment installed at the White Park Road, St Michael complex could not be “conveniently moved”. Chief Justice, Sir Marston Gibson; Registrar of the Supreme Court, Barbara Cooke-Alleyne; Deputy Director of Public Prosecutions, Anthony Blackman; President of the Bar Association, Liesel Weekes; and other officials were present for the tour of the new court venue. (BT)

ADJUSTMENTS FOR NATIONAL SPORTS COUNCIL SUMMER CAMP – New initiatives and exciting programmes have been implemented for the 33rd edition of the National Sports Council (NSC) Summer camp sponsored by major stakeholders Flow, Sagicor and Holiday Suppliers. During Friday’s press launch at the NSC headquarters in My Lords Hill, St Michael, NSC assistant director Mona Alleyne said each year there is always a slight demand for entry into the camp. She explained that there are going to be some adjustments for the six-week camp which runs from July 9 to August 17 in several sporting disciplines, at various venues across the island. There are usually 16 sports from which to choose and this year NSC are looking to target 1400 campers. Alleyne said that the NSC always tries to add new programmes that are positive and impactful, and this year they are going to be reintroducing taekwondo; jiu-jitsu, Ballet and rowing, which is another sport she said has taken off in Barbados. Over the year’s track and field, football, swimming and netball attract a large majority of campers. However, Alleyne pointed out that where track and field is concerned, they have had some challenges in the past and this year is no different. She explained that due to the dilapidated state of the National Stadium and its track, they have been forced to relocate to Blenheim pasture behind the NSC. But the NSC assistant director assured that the Blenheim outfield would be ready in time for the camp. However, high jump and long jump will continue at the Waterford based Stadium along with boxing, bodybuilding and body fitness programmes. With Surf Side Fitness Gym also coming on board, Alleyne gave additional details about the upcoming camp. “We have some interesting programmes for the campers besides being coached and learning the new disciplines that we are offering. Our tours have been upgraded to the wax museum and Ninja Warrior, which is an activity centered on the American Ninja Warrior style,” she said. “We are going to be introducing our campers to that activity center. We have also entered into a relationship with Sandy Crest facility where they are going to be doing the Sudden Cardiac Arrest programme. We will expose about 20 persons at a time because it is good for our young people in sports to understand how to use certain machines.” “Ballet came in with a relationship with Cuba because we have eight coaches from Cuba. As you know dance is a component of sport and physical education and therefore we are adding ballet. But the ballet would be done at three of our venues on a two-week basis. There is also going to be a netball workshop with two coaches out of the United Kingdom,” Alleyne added. Registration starts on Monday, June 25 and parents are asked to download the forms from the NSC website and bring it to the council as soon as possible accompanied by two passport size photographs and BDS$120. Camp coordinator Ryan Toppin also referred to the extensive programmes being offered this year but explained that due to the popular demand for swimming. They have restricted the number to only two years that a child will be accepted into the programme. “Swimming is a sport that within the first half hour of registration swimming is full. We have introduced a programme where we only allow a swimmer to swim for two years because our program is a learn to swim programme. Within the first year you learn to swim, the second year you will just be improving on that skill set. So after the second year you will have to choose another sport, this is to make space for many children out there who have not had an opportunity to swim but are very desirous in learning to do so,” Toppin said. Sagicor has been a partner for the past 33 years and Marketing Officer Folayan Taitt said the insurance company will organize a session for campers, dealing with the benefits of healthy diet to improve physical and mental well being of the participants. Flow corporate communication manager, Alan Harris during his remarks said that the company he represents sees this as more than a summer camp, as hundred of children will be exposed to the benefits of sports in an effort to expand their skill set especially in the discipline of football, since this is a World Cup year. Holiday Suppliers donated BDS$35, 000 worth in products that includes L’Essenza Di Mare soap, shampoo, conditioner, body wash and body lotion which will be distributed each week to campers. Managing director Jorge Farias said he was happy to make a contribution and looks forward to a long partnership with NSC. (BT)

SWIM LESSONS FOR 100 – About 100 Barbadians will be taught to swim this summer through a programme organised by the National Conservation Commission (NCC). Operation SOS, targeting people from ages ten to 65, will be conducted at Browne’s Beach, St Michael, over a six-week period beginning July 16. NCC general manager Keith Neblett announced the Commission’s Lifeguard Service would be facilitating the programme. It is designed to acquaint participants with the experience of ocean swimming and its hazards. On completion, they should be able to swim, and identify and understand some of the threats that might be encountered in the aquatic environment. Speaking after receiving over $2 000 in sea rescue equipment from the Royal Lifesaving Society of Canada (Ontario Branch) last week, Neblett noted many Barbadians ran the risk of drowning because of their inability to swim. It was one of the reasons he said the NCC had continued to focus on the training of lifeguards.  Minutes after he accepted a spine board, a torpedo buoy and rescue tool from the Canadian group, Neblett  said because Barbados was surrounded by water, it was important lifeguards were adequately trained to save people from drowning. He commended lifeguard Terrence Hinds, who was responsible for Barbados receiving the gift from the Canadians, for his heroic rescue of two Canadians and one British visitor battling heavy surf and strong rip currents at Folkstone Marine Park last July. Visitor Frederick McElman, who witnessed the rescue, had written to the Ontario Branch of the Royal Lifesaving Society of Canada describing the Barbadian lifeguard’s courage, suggesting it be acknowledged in a tangible way. Canadian instructor and trainer with the Royal Lifesaving Society of  Canada, Patrick D’Almada, is in Barbados conducting training for six NCC lifeguards, and one each from the Barbados Defence Force and  the National Sports Council. He thanked Neblett and Barbadian lifeguard trainer Davidson Bascombe for continuing to develop the lifeguard programme, while also commending Hinds. “We believe that lifeguards at beaches do make a difference in reducing drowning at beaches,” D’Almada said.  (DN)

BRAZIL ALL THE WAY – There can be no question which football team Robert “Muttley” Grant supports. He was spotted along My Lord’s Hill, St Michael yesterday, riding with a large Brazilian flag flapping in the breeze, something for which he is known. He usually flies the flag when Brazil is playing, although the team was not scheduled to play yesterday as its last World Cup 2018 match was on Friday, when it defeated Costa Rica 2-0. Its next match is Wednesday. However, Grant is letting all know where his loyalty lies and showing he still has hope for Brazil despite the team’s last World Cup finals 7-1 drubbing by Germany. (DN)

FOGGING SCHEDULE JUNE 25 -29 – The Vector Control Unit of the Ministry of Health will this week continue its fogging programme aimed at eradicating the Aedes aegypti mosquito. On Monday, June 25, a team will be in St James fogging Rock Dundo Tenantry, Rock Dundo with Avenues, Bakers, Bakers Development, Bakers Rise, Worrell’s Way, Ridge Avenue, School Road and environs. The exercise continues in St Andrew on Tuesday, June 26, along Savannah Road, Shorey Village, Doughlin Tenantry, St Andrew’s Church, Walkers and surrounding areas. On Wednesday, June 27, areas to be fogged are Station Hill, Savannah Road, Park Road with Avenues, Nurse Land, Stuart Land, Snagg Land, Clements Avenue, Leinster Road, Bush Hall Main Road and neighbouring districts in St Michael. The team will be in Christ Church on Thursday, June 28 to spray Durants, Durants Road, Durants Terrace, Luciana Drive, Lloyd Court, Callender’s Park, Callender’s Crescent, Durants Fairways and environs. St. Michael will again be targeted on Friday, June 29, specifically My Lord’s Hill, Blackman’s Road, Jones Road, Licorish Village with Avenues, Odessa McClean Avenue, Odessa McClean Drive and neighbouring districts. The fogging exercises will be carried out between 4:30 and 7:30 p.m. each day. Householders are reminded to open their doors and windows to allow the spray to enter. (BT)

FRANK TALK ON ROAD AHEAD – Members of the 2018 graduating class of Queen’s College have been given some timely and sound advice as they embark on a new phase in their lives. Delivering the feature address at the school’s graduation ceremony last evening at its Husbands, St James campus, former student and teacher Maldon Goodridge encouraged the 141 graduates to be “risk takers, visionaries, change agents and world shapers”. Of the things Goodridge stressed was that they be men and women of character and seek to make changes here in Barbados. “It is your responsibility to lead morally, intellectually and ethically. Let your light, the one you have been carrying, shine in all spheres in which you are present, not only because you carry the name Queen’s College, but because you have been trained to be men and women of character . . . we see the state of Barbados as it suffers economically, socially and some might say morally. It cannot be business as usual anymore. We need change. Class of 2018, you are expected to lead that change,” Goodridge said. He also reminded the young men and women that they were entitled to nothing, but responsible for much. Speaking under the theme The Road Ahead, Goodridge further urged the students not to be limited by their imagination. “As you embark on your university education, and build your careers, take grasp of every opportunity presented to you. Embrace the unexpected detours from your planned journey . . . push beyond your self-imposed limitations to see the limitless potential that truly exists for your lives and carve a journey beyond even what you can conceive,” he added. Goodridge also pleaded with the students not to settle for failure or success. “Understand the successes and failures are temporary moments on each journey. Successes are really temporary triumphs and failures are momentary setbacks [and] setbacks are really transitory inconveniences. Success is not final and failure is not fatal. It is the courage to continue that counts,” he added. Among those graduating was former Prime Minister Owen Arthur’s daughter and head girl Leah Arthur, who in delivering the vote of thanks with head boy Zion Maynard, reminded their classmates that graduation was not the end, but the start of a new and exciting journey.  (DN)

FRESH TALENT – New blood is taking over the Crop Over music scene. With the announcement of the Sweet Soca and Party Monarch semi-finalists yesterday, 12 new names were counted over both lists. But, while the Party Monarch competition has seen a slight increase in entries, the Sweet Soca has experienced a small decline. The National Cultural Foundation’s Adisa Andwele, producer of the event, said he was happy with the numbers overall, with Sweet Soca having 109 entries and Party Monarch, 61. Last year, the numbers were 116 and 57, respectively. Last year, Red Plastic Bag took the Sweet Soca crown and Lil Rick, the Party Monarch. “While not a significant increase for Party Monarch, we are happy that people are showing a little more interest, especially with the trend over the last five years where Sweet Soca has dominated. It is the flagship for the Barbadian music of this time, but to see Party Monarch (increase), maybe a trend has started to shift. We had taken it out of the tents for the past five years and judged it as fairly as Sweet Soca,” said Andwele. He also spoke about the technical production of both genres, with the bashment influencing some of the rhythms and how the lyrics had improved. Andwele said with the new names, he was very happy that many were taking the bold step to enter the competitions. “This shows what is happening with the music. There are a lot of young singers that I have never heard before and for the first time they are in the semi-finals. These are not names known to us. And for some who didn’t get through, you can hear the potential of the voices and the styling.” Doing the double in both competitions is the lone female Nikita along with Kirk Brown, Mikey and iWeb, who teams up with MRBLOOD for Party Monarch. Stiffy, who will be fighting to take the crown in the Yello International Bashment Soca competition on that same night – Phenomenal Friday on July 6 at Kensington Oval – is in the Party Monarch semis. “I have always been a fan of party. It is a big moment for me and my team. Just means I have extra homework to do,” he told the DAILY NATION. Mikey said his Sweet Soca song has been getting good airplay. “I just released the party song and it is picking up slowly. Hopefully, now, the party songs will get a bit more attention.” iWeb, who had a Bashment Soca entry that did not make it, said he was happy with the judges picking both songs to compete. The artistes for both competitions are to meet at the National Cultural Foundation tomorrow with their scores, CDs and lyrics to draw for positions. (DN)

2018 SWEET SOCA AND PARTY MONARCH SEMI-FINALISTS NAMED – This evening just after 7 p.m. the 2018 Sweet Soca and Party Monarch semi-finalists were announced at the NCF’s headquarters, West Terrace, St James. The results were tabulated by PricewaterhouseCoopers SRL and are as follows: Sweet Soca semi-finalists

Artist − Name of song      

Adrian Clarke − Soca You

Biggie Irie − Country         

Bo Bo − Rain           

Damian Marvay − At Large (Guilty as Charged)       

Imani − All Day Long        

iWeb − Best in Me 

Jamal Slocombe − Rocker           

Kirk Brown − Still Jammin' (Party Neva Ova)

Leadpipe & Saddis − Blessed      

Lil' Rick − Breakfast in Bed          

Mighty Grynner − Fix Muh Nuh

Mikey − Feting Family      

Natahlee − In De Middle 

Nikita − Journey    

Niqa − For the Love          

Sanctuary − Fete Loan                             

Reserve: Joaquin − Tiny Winey

Party Monarch semi-finalists  

Ashawnya − Mess             

B. Moore Specific − Out Ah Road                     

Chrissy D − Rum & Bass               

Faith − Band Of The Year            

Kas Katee − Izza Vybe                  

Kirk Brown − De Challenge         ��           

Mac Fingall − Blows                      

Marz Ville − Waist Pun Fire                    

Mikey − My Kind Ah Party                      

Mistah Dale  − Bold and Brave               

MRBLOOD & iWeb − Stomp                  

Mr. Veejay − Twin Brother                     

Nikita Going − The Distance       

Ray Dainja − We Festival             

Sammijane − Alive            

Stiffy − Lies                          

Reserve: Mighty Grynner −Lock Dem Up (DN)

For daily or breaking news reports follow us on Instagram, Tumblr, Twitter & Facebook. That’s all for today folks. There are 189 days left in the year. Shalom! #thechasefilesdailynewscap #thechasefiles  #dailynewscapsbythechasefiles

homeowners insurance quotes utah

"homeowners insurance quotes utah

homeowners insurance quotes utah

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?

The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?""

What good are healthcare insurance brokers?

I called one two weeks ago & he was going to email me different quotes. He never bothered to, and so I called him & asked where they were. He said he forgot. Meanwhile I called another health care insurance broker & she too sent me some quotes. I attempted on line to apply for one, but there was a problem with the form allowing me to go further. I not only called the broker like she said I could if there was a problem, but I also emailed her about the problem. She didn't return my phone call, and as of yet has answered my email. It seems to me they must not want to make a commission, so is it just best to contact the health insurance companies on their own? In the past a broker was able to tell me if I would qualify if there would be a mark up above standard rates. Now they say just apply on line and see what happens. Everything has to be on line which always obviously doesn't work. So, what good are health insurance brokers? They need to just do away with them if they aren't going to work.""

How long do i have to add new car to insurance policy in virginia?

how long do i have to add new car to insurance policy in virginia?

How can I get product liability insurance?

I'm going to sell some of my homebuilt PC's on ebay, and I have been thinking about worse case scenarios. For example, if the power supply somehow catches fire and burns down the house, I will have insurance and they wouldn't be able to sue me for everything I have, right? Where and how and how much?""

How much does health insurance cost for just a baby?

Im on my grandpas insurance until the summer of next year and Im due in Feb. I just recently found out that the insurance will cover the birth but not the baby...idk what to do. I ...show more

2006 ford mustang v6 considered a sports car or a coupe on insurance?

I have been reading that the v6 is considered a coupe and the v8 is a sports car. I have Allstate insurance anybody have a clue on how much my insurance would be a month for the v6?

Where can a marijuana smoker get affordable life assurance?

it depends on if your a heavy smoker or just smoke a few times. if they ask for health records then you will be in a higher quote, but also when they ask you question on health and you answer honestly it will help you in the long run because then you will be covered for the need of that disability since your health assurance new you can since you are a smoker. but it depends on if your a heavy smoker or just smoke a few times.""

How cheap could i get insurance?

im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance.""

Life Insurance for over 40's?

Is there an over 40's plan in the UK that lasts more than 11 years. Know of any companies, tried direct line not luck. Thanks""

Insurance quote on nissan navra ?

in febuary i will be 17 is there any chance i would be able to get a quote on a truck like that or am i living in a dream world

""On average, how much will my insurance cost?""

I'm 17 and female. on average how much do you think my insurance would cost on a 1.2L corsa 2003 model, with a black box fitted? Also would it be cheaper if i put the insurance in my dads name (9 years no claims) and me as a named driver? I'm struggling to find quotes as i haven't passed my test yet, just wondering whether it's worth buying this car thanks in advance BQ: do you know of any cars which are fairly cheap for teenagers to insure?""

I need advice for my auto insurance claim! Please help!!?

I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""

Car insurance by age.?

1. How much is the average payment on car insurance every month for someone who is 21 years of age? 2. Is it cheaper on your insurance to buy an old car or, is it just better to buy a fairly new one?""

What would be the best choice for health and dental insurance?

I' am 22 year old college student in california and don't have insurance. i was wondering if anyone can help me with choosing a provider. i don't really know how health insurance works. but i would like to get something decent thats not to expensive or to cheap, i do want good coverage just in case. thank you""

Seriously...How do you really understand your car insurance coverage?

It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on comp and colli. Still owe 14,500 on car and it's only worth 10,000 per blue book. My goodness. This world is not fair. Father save us. So many people out to get over on consumers.""

How can i get cheaper car insurance?

How can i get cheaper car insurance?

First speeding ticket how much will my insurance increase and for how long?

I recieved my first moving violation (speeding ticket) and would like to know the cost/percentage/etc of a potential increase (if any) to my insurance. I am reluctant to call my State Farm agent for fear that they'll pull the record now and re-do my rates instead of towards the end of 6 months when I am up for renewal. Any takers?

Car modifications and insurance?

I was wondering which modification to a car can increase the price of car insurance, could something as small as alloys affect it? And if you have already had the car for a while then make modifications do you have to tell the insurance company?""

Cheap car insurance UK?

any tips to bring the price down? or any insurers going cheap atm? 24 yr old guy 1 yrs no claims citeron saxo desire 03 reg park it on a drive way

What is the cheapest car insurance for someone who has tickets?

(male, living in sacramento, ca)""

Gerber Life Insurance?

What exactly is Gerber life. Insurance? And is it worth investing in?

Is it Ok to buy insurance for me and let other people buy the car?

It is cheap to buy me insurance, so I am just wondering if I can buy the insurance and let other people to drive the car.""

Why do I need title insurance?

I'm buying a piece of property, the lender says I have to get title insurance, why?""

Need a ballpark insurance estimate?

hello all, i dont actually HAVE this car, but i plan on having it soon here (within the next 6 months) and was just wondering if someone could give me their best ballpark estimate 18 year old male Lives with parents still No Traffic Violations ; 1 small fender bender about 3 months after i got my license (if that matters) 2002 Ford Explorer XLS 4x4 I have taken Drivers Ed Single (well, not married anyway) please and thanks""

Do I have to include my husband on my auto insurance policy?

Without him on it, my monthly bill would only be $44. With him on it, it's $135. Do I legally have to include him on the policy?""

homeowners insurance quotes utah

homeowners insurance quotes utah

""I am a nursing student in California, where could I get a professional liability insurance in the amount of..?""

$1, 000, 000 per occurence/$3, 000, 000/aggregate. Please give me their internet sites so I could read on.""

What would insurance cost on a 1987 Firebird for a 16 year old?

My family has 2 cars. One is a 1994 Ford Escort. Another is a 1999 Honda Passport. My insurance company is State Farm. I'm a 16 year old male. If my mom is the primary driver on a 1987 Firebird, I'm the primary driver on the 1994 Ford Escort, and my dad is the primary driver on the 1999 Honda Passport, how much would it cost? I guess State Farm requires me to be fully insured on all 3 cars, but if there is only liability on the Firebird and the Escort, could I maybe get insurance for $1,600/year? I have 1 ticket to my name (no turn on red), but i'm going to court in like 2 weeks to get that taken care of. I've been driving since April. Thanks.""

Is insurance higher on a bmw then other cars? Even if it's a old sedan bmw?

Looking for a used car. Found a 2000 bmw 325i. Dads FREAKING OUT saying the insurance on it would be way higher then other cars because it's a luxary sports car even tho it's old as dirt. and doesn't go fast AT ALL.

""Do You have To pay A Brokers Fee, When They Find U Car Insurance?""

I know some one who payed a huge brokers fee, when they found car insurance for her. Are all broker fee expensive. (finders fees).""

How to convince parents to let me have auto insurance?

I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""

""How much a month is the average homeowners insurance payment on a 100,000 home?

Thanks

Whats health insurance?? :O?

i need an MRI but we dont have health insurance so its going to be a while before we can get all the money. whats health insurance do? how much is it?

About car insurance in virginia?

what car insurance company responsible for, what is the limit of policy, whats the liability?""

Does my mom need to add me to her car insurance?

So, I never got my permit. I have been waiting to turn 18. In the state of Florida. I do not need a permit 18 or over. My thing is . Her car insurance won't let me be on her insurance without a drivers permit or licence. I'm stuck now. I was wondering will the dmv require me to be on her insurance in order to take the drivers test ?""

How about Universal Auto insurance?

Universal Dental, universal home insurance, universal life insurance, universal pet medical insurance, universal flood insurance, universal renters insurance. Wouldn't it be a good idea to have the government provide all insurance to everybody? There couldn't be problems with that right? ( please note heavy sarcasm )""

Which company has the lowest price on car insurance for teenagers in Mississippi?

car insurance

Can I go on my boyfriends health insurance florida?

I am living with my boyfriend for a year can I go on his health insurance

I am single. Do I need life insurance?

I am a 40 year old guy in good health. I have health insurance. Do I need life insurance or some other kind of insurance?

""What is third party car insurance? Can I, with no insurance, drive someone else's car, if they have insurance?""

So heres the deal. I don't have car insurance, my friend does. He seems to think that because he has third party insurance , I am able to drive his cause because the third party insurance will cover me in case of an accident. I don't think he's correct but, I'm not entirely sure how it works. So, what is third party insurance? Can I, with no insurance, drive someones else's car, if they have insurance? If they have third party insurance? Is there anything at all, in any kind of insurance that would allow me to drive his car, without me having insurance - even though he has inurance? So I've said the same question 10 times but...can someone who is uninsured drive someones car, if the owner of that car is insured?""

What is the average homeowners insurance cost in CT for older homes?

Just got quoted an annual premium of $2300(!!) for homeowners insurance in a rural CT town (ISO rated 9/10) for a 300ish year old home in the 250-300k range. That seems exorbitantly high. What are others paying in CT for similar old homes in these quaint new england towns?

Any way to decrease my 4K quote to insure a 1.0L VW Polo?

I'm looking into buying my first car (17 year old driver), I have not passed my test yet but I'm looking to get a car to practise in. I found the car I wanted to buy, a 1.0L (999cc) 400 R Reg (1998) VW Polo, so practically the smallest engine money can buy. I needed to see how much it would cost to insure before and after I pass my test. It was 1200 a year on my provisional which is the sort of price I would expect but over 4000 when I set it to having passed my test. This is using go compare.com. Why is that so much money? I understand young drivers are high risk, but surely over 4000 a year for fully comp doesnt sound right.""

Car insurance estimate dispute?

I recently was bumped into in my parking lot and am trying to settle with their insurance company for how much the repair fee would be. I took it to one place and it was around $2100 with damage to both the front and back door (they said the front door would need to be replaced). I spoke with their insurance company and they said I needed to take it to their place to have an estimate. I took it to their place, and the guy asks me if I was going to have it repaired their or somewhere else. I told him I would get it repaired somewhere else, which meant I would get a check he told me. He inspected it and told me that there was a 50-50 chance it would need to be replaced on the front door so his estimate was only for $1300. He said if I go get it fixed and they say it is more, that their insurance will pay the difference. This sounded to me like they are trying to say if you want the cash you only get $1300. What should I do? Should I try to negotiate with their insurance company for the difference or get more estimates that say I would need the new door? I would like the check, but I feel like I am getting ripped off since it would take more to actually fix it more than likely.""

I bought a car with no tax road and no mot and no insurance.?

hi there. iam one of the unlucky driver in london , i have bought car from acution few days a ago and i was driving it from biritsh car acution to garage where my mechanic can have look at it. i was in my way to garage and some one carshed in my car, police where there and i asked for my info and i give it to them, i have said everything as i am saying it to u guys. i just bought car didnt have time for insurance and mot and tax road im in my way to mot station where i can get one, and they toke my info and drive off. as i have been moved from my perviuos address i didnt got any letter from them which i meant to be in court, now i have other letter which shows i have to be in court by 27 march, i just wana know, what will happen and im i gona get any points and how much fine?? is there any prison for it ,, please help me is so important ,this matter is playing with my life at the moment ?""

Why is Geico auto insurance so cheap?

I just got my Allstate bill in the mail and my insurance went up to $100/month. So, i called them, told them to screw off and called Geico. They told me because of my perfect credit, perfect driving record, etc...that it would only be $48/month. I obviously switched and asked them how they could be so cheap. She said it was mostly b/c they don't have agents. Is this just too good to be true?""

Camaro Vs. Mustang which is cheaper?

Camaro vs. Mustang which is affortable? Would a 2012 Camaro Coupe more affortable than a Mustang 2012 Mustang. By affortable i mean like insurances/ gas/ and all that other stuffs. Which one is cheaper in total to own? TY

How do Doctors get paid by insurance company?

How do Doctors get paid by insurance company?

When does a car insurance policy pull your driving record?

If you have a car insurance policy that renews on a specific date, when does the insurance company actually pull your driving record? I heard they pull it once annually. Does it make sense to delay a speeding ticket court date until after the insurance renewal date? The insurance company in question is Amica.""

What is the best insurance company!?

what is the best insurance company for me for my area.

How much would car insurance cost on a 2011 Eclipse GS Coupe if im 18 with better than a 3.0GPA in college?

I want to know how much would it cost me for car insurance on a 2011 Eclipse GS Coupe if i'm 18 with better than a 3.0 GPA in college and if it would cost me more just because its a Coupe?

""When you get married, how do you get off of your parent's insurance, etc?""

My dad still has me declared as a dependant, and my car insurance and health insurance is on his. When I get married will these automatically change, or do I have to notify the insurance companies and tax people?""

homeowners insurance quotes utah

homeowners insurance quotes utah

""Claiming to have gotten my license at 16 years of age, for cheaper car insurance?""

I found out when getting a car insurance quote, that if you claim to have gotten your license at 16, it will lower your quote, and you can pay it right there online...my question is, will the company look for the issue date on your license? if they do, will they adjust your payments?...""

Can I be reimbursed for birth control paid for after Affordable Care Act took effect?

After paying my co pay for birth control for about a year, I finally asked my pharmacist what he knew about the Affordable Care Act. He ran my insurance and found out that I was eligible for free birth control. Is there any way for me to be reimbursed for the birth control that I paid for after the Affordable Care Act became effective?""

Cure auto insurance online?

I need insurance now! I have completed my form on cure auto insurance and I'm now on the last page to agreeing to the power of attorney and agreement to conduct business electronically and it saying over and over again that I must scroll and read it. But I have! Why won't it let me agree?

How much is the cost of delivering a baby in california without insurance?

Hi, i'm from the philippines, and I'm planning to give birth in california specifically in san francisco or los angeles where I have relatives. I wish to pay in cash but I would like to know how much discount I can get for a normal delivery or c-section. I hope you can provide me with organizations as well as their contact numbers that can guide me throughout the process within those area. Thank you so much.""

Which Car insurance would i preferred?

I want best insurance on my car, there are many types of insurance, which insurance is good for me, can you suggest me.""

""I will be under my parent's health insurance effective Jan 1, 2011 - will my baby be covered?""

my baby is due April 26, 2011. Will he be eligible to be under my parents policy with me or will I need different coverage? If so, any suggestions? I live in California.""

How much on average is just standard car insurance monthly?

How much on average is just standard car insurance monthly?

How Much Is Car Insurance? Please Help?

Ok See im 16 and i have a 1990 Pontiac Firebird and I have a Junior License Year: 1990 Make: Pontiac Model: Firebird Trim: Engine: 6-Cylinder V-6 Trans: Auto Fuel: Gasoline Color: Black Interior: Grey Miles: 170000

Where to buy cheap auto insurance?

Im 19 years old and I have had my license for about a year. I have no speeding tickets and have never been in a wreck. My driving record is picture perfect. I have been driving my moms car and she has had me under her insurance so it was really cheap. But Im getting ready to buy an 06' Chevy Colbat and where I am buying it off a car lot, she cant afford to put me under her name on insurance, becuase I will have to get full coverage as where as before I had liability. Is there a place in WV or somewhere online that offers reasonable prices on full coverage insurance for someone of my age. My mom is telling me my insurance is going to be about as much as my car payment. Is there any way to get it lower? I need a cheap place for insurance! Thnks.""

What is an affordable life insurance for a cigarette smoker?

What is an affordable life insurance for a cigarette smoker?

Cheap Car Insurance for Hobby Vehicle?

Hi, i've just completed a rally across europe, and i've fallen in love with one of the cars on it. Only thing is its not something i can afford to drive everyday, so i'm looking at getting the car (Vauxhall Calibra) and keeping it at home and just using it for shows and maybe a few drives in the country. Does anyone know of a cheap insurance company. Details are: Young Driver, 20, Student Limited millage (1500-2000 miles absolute tops) Vauxhall Calibra 2.0 16v I don't want it to go boy racing, just to look after and give me something to do!! My mate mentioned a insurance company in Ireland which gave him a quote on a Impreza turbo for like 700 (same age as me), but i can't remember the name of it. Only that its in ireland! Any help is really appreciated""

Where to get Motor Trade insurance?

I'm 23 years old and I live in Bradford so getting a quote is near impossible. I've called a lot of Motor Trade insurance companies but none have been able to quote me either due to me being under 25 or because I live in Bradford. Do you guys know any companies I can try?

Cost of insurance for a Landrover Freelander 1.8i for new driver?

I am 36 & thinking of buying a freelander 1.8i 3 dr for when I pass my test & I just want to know how to find out the cost of insurance without contacting any insurance company.

Does anyone know if the 5 hour turbine transition for helicopters is a reg or just an insurance minimum?

I can't find anything in the FAR's that mentions anything about having to do a 5 hour turbine transition when going from flying piston helicopters to turbines (as long as no type rating is required). Is it just an insurance minimum?

Suggestions on where to purchase good health insurance?

My husband and I are looking to purchase health insurance. We are young (under 25), healthy (non-smokers) and looking for coverage mainly for doctor's office visits and prescriptions. Can anyone recommend a good website or insurance company that we can look at to choose a plan? We live in Michigan if that makes a difference too.""

Affordable health insurance?

What are some affordable Health Insurance Options in NYC for Latin American father and his child to be? My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""

""21st Century, mainly for the reduced rates with the same as other carriers?""

21st Century Insurance Company is a quality, affordable carrier for automobile ... At 21st Century Insurance Company, we understand how complicated buying auto insurance can be....I'm thinking of switching my auto insurance from GEICO to 21st Century, mainly for the reduced rates with the same coverage. Anyone has any experience with ...for a quote go to http://www.quoteinsuranceauto.com""

Car insurance for young drivers?

hey im trying to get car insurance im 18 and i passed my driving test a year ago im currently sharing my dads vauxhaull insignia with him but i really want a car of my own to go out and about and go back and for to work does anyone know any good car insurance company's which are within reasonable prices ? all the quotes ive got are like 5000-8000 its ridiculous and this is with cars with low insurance groups its more than the car costs! also ive tryed these company's with trackers fitted to your cars but they say you need to be home by a certain time and leave a certain time which is no good because i leave at 6:00am in morning for work please help!!

I got a ticket for expired insurance in california....?

And i recently got car insurance so I went to court today and showed them and they said since i had no car insurance at the time of the ticket i have to pay nearly 400 dollars! so i got a 2 month extension to pay the ticket, is there anything i can do to reduce the ticket amount? or what will be the best thing to do? thanks a lot i really appreciate it!""

Car insurance for a 21 year old?

My friend has been quoted 1200 per year for car insurance and his 21. Is this alot? How can he get it cheaper and thats for an old banger!

""Non owner SR22 insurance for TEXAS, what is a cheap website?

I don't own a car so I don't know what to do... Help! Thanks

What is family floater plan health insurance?

i want to know about family floater plan health insurance

All options for affordable birth control of any kind?

Here's my problem. My dads insurance company (I'm a student, and did qualify for insurance last year through my job so he kept me on his since I'm 19) doesn't cover ...show more""

Car Insurance Renewal?

I currently have a 8 years no claims bonus and I am due to renew my car insurance at the end of this month. The quote is 520. However as the current value of my car is about 900-1000 and I only do about 3000 miles a year, I dont think its worth insuring this car for this year and plan to get rid of it. I plan to get a newer car next year or the year after. If I dont renew my car insurance this year and say there was a gap of 1 year or 2 between renewals, would I lose all of the benefit of my 8 years no claims? Would i have to start from 0 years no claims again? Any body help? Cheers!""

Insurance company law help!?

My old insurance company is trying to take me to court. My problem where i need to ask people who know some law is... Can an insurance company up the payment without consent? In my case:- 800 up to 2000+ From (UK provisional license) to (UK Full) Thank you in advanced!

homeowners insurance quotes utah

homeowners insurance quotes utah

Car insurance cost and car's cost?

I'm 28 years old and I'm girl. I would like to buy a smart. First: Do you know approximately the cost for insurance car (this is my first time). Second: What are the other annual car's cost? and how much approximately they are? Thanks.

What is the best health insurance for me?

I'm a 21 year old male. I think I need to get some health insurance. I want to pay the least amount that I can per month or least amount per visit or both any input is great thank you :)

Second car insurance?

If I had a leased car with full coverage ($20,000 car), how much more would it cost each month to have liability insurance on another car. How much would each cost separately? (assuming 25 years old, good record, one driver would drive both cars).""

How much value does insurance comp. knock off when car has been damaged repaired?

i buyed a car that had previousally been in an accident and been repaired, i was not aware of this, and recently my car was stolen and the insurance company have said that they will reduce the value of the car and i wanted to know how much they will reduce it by and if i can do something to get a better value.? thankyou in advance.""

What to do when you have no health insurance?

I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""

Uninspected car covered by insurance in MA?

I've been driving my car uninspected for a while now because I haven't had the money (or the time to fix it on my own) and I know it will fail inspection. Does anybody know if my car would be covered by insurance anyways. (I have USAA)

Can car insurance companies commit an offence? IN10?

My car insurance company (One Call) recently cancelled my policy due to them not receiving my proof of no claims in time (that's another issue). However, they failed to notify me in time and I carried on driving my car for 5 days un insured, until the letter arrived (policy cancelled on 10/9/12 and letter sent 14/9/12). Does anyone know if they have committed an offence, IN10 or other? They also charged me 205 cancellation (even though an extension on the proof of no claims was agreed and then later denied when I questioned them) Any advice is very welcome. Thanks.""

Any place in CA that has cheap health insurance?

Please this is important. I need to know if any company sells cheap health insurance under $100 because my insurance got canceled because I'm not a full time student in college. I tried to apply right away but classes filled up really fast. And plus my ID expired and I was gonna get my drivers license before this all happened and I don't wanna pay $30 for both an ID and drivers license. My parents are gonna force me to get Tri Care insurance ($200 a month) if I don't find a cheaper company right away. And I don't wanna pay that much. Please help me, I'm so stressed out I'm having thoughts of suicide! I wish this never happened but I didn't know about this insurance thing/policy about full time classes until now. I'm so... stressed. Please help me out! Plus if you tell me about the company what do you have to lose? In fact it's helping you out! Thanks.""

Farmers Market Liability Insurance?

My girl friend and I are starting a new company that would sell smoothies and baked goods at Californias farmers market and it is our understanding that we need 100,00.00 liability insurance coverage to get into most markets. My question is how much on average do people pay for this and would the cost be different if we were to go under the cottage food act? Any information or suggestions would be appreciated. Thanks""

Do you have double health insurance coverage?

My wife is starting a new job and she is already on my insurance. We are thinking of having her on two insurance plans (Blue Shield HMO and Blue Cross PPO). We want to do this because we get so many medical bills, despite already having insurance. Will the secondary coverage cover a lot of those? How does that work?""

How much will a long lapse in my car insurance coverage cost me (on average) when I try to get inusrance again

And by long I mean between 6-12 months.

""In Las Vegas, do you have to have car insurance in order to drive? Is it required.?

Do you have to have car insurance to have a license?

Auto Insurance/Roadside Service. Is Roadguard Auto Club a scam?

I have Robert Moreno Insurance Services via my broker Adrianas Insurance. I googled Roadguard Auto Club, and cant find it. I dont think its a real company. The roadside assistance is $42 and its not mandatory. Their California Motor Club License is #3427-2.""

How can i get health insurance?

Hello I am 18yrs old and i am trying to get health insurance. I am a full time student. My mom is does not have health insurance either, Her income is really low and i dont have any income coming in.. Is there a health insurance that is right for me? Please answer""

Insured (auto) will not reply to her insurance companies repeat attempts for contact...?

Last week a minor - unlicensed male - put Escalade, his mother's vehicle, in reverse and ran into the front of my stopped Toyota Corolla. We happened to be in front of his mother's house so he ran inside and she and her son came out soon after. The mother gave me all of her info: insurance etc. and I went on my disgruntled way. I called her insurance company, and mine too, the same day and made a report. It has been one week and after repeated attempts to call and then sending her a letter for a reply she still has not made any contact with either insurance carrier. I did not bother with a police report because last year, when the same kind of accident happened to me, I called the police and they came and told me they did not need to take a report and that we should just contact our insurance companies. This is an accident that happened on 4-20-2010 in northern California. What are my options?""

How much would car insurance be a month for a 20 year old driving a mid nineties car?

I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more

What would happen if I can't afford my car insurance?

I'm 18 and just got a car and insurance. I am set to pay on the 28th of each month, starting this month. My insurance is $236 a month and it's being taken directly from my checking account. Say by this time if I was short $20 - $30, what would happen? I know I'd get a $35 overdraft fee from my bank but what happen with the car insurance company?""

About how much does motorcycle insurance cost?

and is it more than car?...about...

""How much do i have to pay to cancel my auto insurance, if the vehicle is parked?""

My vehicle is currently parked and has parking insurance, this vehicle has been parked for over a week now, but i currently found some cheaper insurance and i would like to cancel my insurance, how much will it cost me to cancel it.""

Car Insurance?

What is the name of the car insurance I could get, that covers any one who drives my car but who is not on the policy? Thanks""

""When buying car, do i look at the fuel efficient or the insurance price of the car?

should i buy a car that will save me money on gas or buy a car that is cheap on insurance???

Seven years ago i got a speeding ticket with no proof of insurance in california.?

Then they turned it in to collections and suspended my licence. When does it get cleared?

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""

Can you get insurance for something you order online?

I'm buying a macbook pro from Pc world but will I be able to get insurance?

Which auto insurance is cheapest in new orleans?

Which auto insurance is cheapest in new orleans?

homeowners insurance quotes utah

homeowners insurance quotes utah

https://www.linkedin.com/pulse/a1-auto-insurance-quote-mary-peacock/"

5 Money Hacks that Have Saved Me Over $4.1 Million Dollars

When it comes to getting ahead financially, finding a way to boost your income can be especially powerful. With more cash at your disposal, you can save more, invest more, and grow wealth on a grander scale. Sounds awesome, right? But, what about saving money? For many people, the thought of saving money makes them want to cry.  <insert crying emoji>   You see, saving money can sometimes mean cutting back. Occasionally, it can mean going without the things you want, too. In the worst cases, saving money can be an absolute drain on your life force. Spend a morning cutting coupons and you'll know exactly what I'm talking about. Personally, I'd rather beat myself with a stainless steel spatula than cut coupons for 5 minutes. Here's the thing, though: Believe it or not, I absolutely love saving money.  Just not in a “let's spend all weekend cutting coupons kinda way”. Let me explain…

While saving money isn’t quite as sexy as earning more, it can be just as powerful – especially if you do it right. I’m not talking about cutting coupons here, nor am I talking about shopping second-hand, eating ramen twice a week, or sewing your own clothes. I’m talking about saving money on a larger scale, using money hacks to slash your expenses, and thinking outside of the box to redesign the way you spend.

“Hacks like these are what separate wealthy individuals from everyone else,” says Kansas City Financial Planner Clint Haynes. When you think about the “big picture” ways to save money, you can truly grow wealthy over time. Your strategy doesn't need to be mind-blowing, but it needs to include small changes that can make a big impact.”

In this case, Haynes is absolutely right. Using a few strategies and without sacrificing much at all, I have saved over $4.1 million dollars over the years. Can you believe that?

4.1 million dollars!

Don’t believe me? Here are 5 money hacks that have led to millions in additional earnings and savings over the years. Some of these numbers are estimates, but you'll get the picture as we go along.

Money Hack #1: I shopped around for life insurance.

Is there anything more boring than shopping around for life insurance? I don’t think so. Still, it’s a crucial step to take if you think you may be paying too much. If you wind up saving a ton of cash like I did, you may not find it so boring, either. In my case, I had several different term life insurance policies that added up to $2.25 million in coverage. Once I started shopping online for life insurance, I realized I could get a similar term policy for $400 less annually. But, here’s the kicker. This new policy would actually be for $2.5 million dollars – adding another $250,000 in coverage. Obviously, I jumped right in and snatched up the new policy for more coverage and $400 in savings every year. Over the course of 30 years, this move alone has helped me save $12,000. Score!

Lifetime Savings from Refinancing Life Insurance: $12,000. Shazam!

Money Hack #2: I drove the Lu.

Ever seen a grown man driving a grandma car? Well, that was me during my first few years as a financial advisor. A gift from my grandmother, this 1998 Chevy Lumina was my pride and joy. Not only was it okay-looking on the outside, but it got me where I needed to go. Best of all, it was absolutely free. Score! You can read the major details of my love affair with the Lu in this post, but I’ll summarize here. Basically, driving this paid-off car – and investing the difference – helped me save and invest $2 million dollars!

Here’s how the math works: By driving the Lumina (and avoiding car payments thereafter), I have been able to invest an additional $400 per month. If you rely on an aggressive return of 10 percent from my early days, that $400 month grows to over $2.8 million in 41 years. Even with an 8 percent return, I would earn over $1.5 million.

To come up with the $2 million figure, we’ll split the difference. At the end of the day, driving a paid-off car has been absolutely huge for my finances. It was huge then, and it’s still huge now. How huge? $2 million dollars huge! Check this out this Facebook Live where I share why I think the car payment is the #1 payments ruining you from building wealth.

Lifetime Savings from the Lu: $2 million dollars. Kaboom!

Money Hack #3: We make an extra mortgage payment every year.

The arguments for and against paying off your house early are plentiful, but it doesn’t have to be “all or nothing.” With just an extra payment each year, you can save thousands of dollars in interest without too much hassle or impact on your bottom line. There are two different ways to win when you make at least one extra mortgage payment ever year, says North Dakota Financial Advisor Benjamin Brandt. One extra payment per year will reduce the length of the loan, as well as reduce total interest paid over the life of the loan.  Fewer total payments and less interest paid is more money in your pocket for other areas in your budget.” When we lived at our old house, we made one extra payment on our mortgage every year. Since our mortgage was for $120,000 and came with an APR of 5 percent, we estimated we would reduce our home loan by six years and several thousand dollars by making one more payment each year. Score! We have moved since then, but we’re still doing the same thing. With our new home that we built ourselves, we opted for a fifteen-year loan at 3.25 percent APR instead. Getting a shorter-term loan with a lower rate offered considerable savings by itself. But considering our mortgage started around $300,000, making one extra payment every year is still saving us a bundle. How much? Over the course of our loan, we’ll save $8,175 in interest. Meanwhile, we’ll slash one year and five months off of our repayment timeline. It’s not huge, but I’ll take it!

Lifetime Savings for Extra Mortgage Payment: $8,175. Get you some!

Money Hack #4: We boost our investments by one percent every year.

While I haven’t always earned a lot of money, I have grown my income over the years. To put that extra money to good use, however, I have remained steadfast in my dedication to investing for the future. For us, that has meant increasing our investments by at least 1 percent every single year. When I earned just $40,000 per year, this meant investing another $400 per year. When I broke six figures, this means adding another $1,000 to our investments every year. But now that I’m earning over $158,000 in a single month sometimes, this is obviously huge! Without divulging too many details on our income and investments, I can easily estimate our ramped up investing style will help us rake in an additional $2 – $3 million dollars by retirement age depending on our rate of return. Here’s how this strategy could work for your everyday Joe: Let’s say you earn $50,000 and invested that extra $500 per year. After thirty years of investing that extra $500 and earning an 8 percent return, those extra dollars would grow to $61,172.93 on their own. So, you can only imagine how this number would surge if you added an extra 1 percent of our earnings every year or if you earned a lot more!

Total Lifetime Savings from Investing 1 Percent More Each Year: $2 million +. Oh Snap!

Money Hack #5: We use credit card rewards.

Although we remain absolutely debt-free outside of the money we owe on our home, we use several rewards credit cards to earn cash back, travel rewards and more. Since we never pay credit card interest on our balances, this is truly free money for the taking. And yes, we totally use it to our advantage. Here’s a good example: Last year, we flew our family of five to Jamaica for a vacation (this was before we added baby Janella). Not only did we use points from airline credit cards for our flights, but we used hotel points to book our hotel. It was absolutely sweet, and the entire thing only cost a few hundred bucks in airline taxes and fees. Better yet, had we paid for this trip in cash, it could have easily cost us $4,000 or more! Related:

Best Travel Rewards Credit Cards

Best Airline Credit Cards

Best Cash Back Credit Cards

The cool thing is, this is something we do every single year. I’ve got all kinds of personal and business expenses to charge, and they add up fast despite how frugal we are. If we earn points and miles conservatively and score just one $4,000 trip for free each year until retirement, that’s a savings of $120,000 over thirty years. And remember, this is a completely free hobby as long as you never carry a balance, never overspend, and avoid credit card interest and fees like the plague. As Indiana Financial Advisor Tom Diem notes, however, not everyone should pursue these type of rewards. If you're struggling with debt, you should stay far, far away. “It doesn’t matter how great the program, interest on balances will be greater than the rewards by even carrying a moderate balance,” says Diem.

Lifetime Savings from Travel Rewards: $120,000+. Dynomite!

Final Thoughts

Remember how you thought saving money was boring? With these cool money hacks, my family has been able to save and invest more than $4.1 million dollars using a conservative estimate.

Heck, it could be even more than that!

If you truly want to get ahead in life, it’s crucial to remember that small moves really do add up. Whether those moves include investing just a little more every year, paying that extra house payment, or driving your old, paid-off car, you can use your savings to get rich over time. So, don’t forget to think about the big picture. Don’t forget to consider every bill you pay each month – and how you could reduce it or refinance and save some cash.

With enough smart money moves, the money you save could turn into millions of dollars.

Or, you could ignore the potential and send those savings right down the drain instead. The choice is yours. What money hacks have you used to save a ton of cash over the years? Do you make an extra payment on your mortgage every year? Have you ever refinanced your home? Please share in the comments below!

The post 5 Money Hacks that Have Saved Me Over $4.1 Million Dollars appeared first on Good Financial Cents.

from All About Insurance https://www.goodfinancialcents.com/5-money-hacks-saved-4-1-million-dollars/

I Need To Normalize

I may have to quit this bar job regardless of the pay for my own mental health right now. It is putting an immense amount of pressure on me and if I continue to work there for another half a year until I’m 21, I’m still gonna be an illegal employee getting paid cash until that time. I can’t keep working jobs like that. I NEED to start building a credit line and having proof of employment, especially because I get the feeling I’m gonna need a new vehicle soon. I didn’t treat my first car the best because I was careless, especially in the beginning. I need to get out of the food industry as well, switch it up, find something where I don’t have to be in such direct commotion all the time. It’s too much for me right now.

 Not to mention I’m not even getting an actual schedule; I just get told to come in at [blank] time and then told to leave whenever the fuck it’s convenient for the boss, usually. That’s not cool and I start to freak out if I’m getting tired and impatient and I don’t even know when I’ll get to go. They’ve already lied to me and told me “Oh, you’ll leave in about 2 hours.” and then when those two hours roll around, I have to stay another 2 or 3. NOT TO MENTION, they had my using a meat slicer placed on top of a rolling cart with no wheel stops and no weights to keep it still, and expected me, smallish stature and all, to be able to prop my foot on the bottom shelf and keep it still while awkwardly handling the slicer and the meat without hurting myself. I cut a shallow cut into my middle fingertip on my right hand without even realizing. I can’t accept that shit. I need to stop doing drugs except MAYBE a little bit of weed every once in a while but I’m starting to not even enjoy that as much either. Yeah, it’s my own dumbass fault for doing acid while stressed, and not really focusing on the things that matter. But I didn’t really want this job in the first place. Point being, I need some damn <i>space to breathe</i> for a little bit. Everything has been and is continuing to happen way too fast and it’s driving me to the brink.

Not to mention when I went out of my way on my day off  to try and get things with my car taken care of, I had to spend way more than I should of on an oil change, then when I went to get a new tire they didn’t have the specific brand that would fit any of my other tires, the prices were way higher than the last time I went, so I had to buy a used tire. But that’s not even the best part! They told me it would take 45 minutes to an hour for the change, right? So at around an hour or so in, they call me up to the counter and ask me to pay because it’s “almost finished.” Right? So I go and sit back down, and get this! They apparently damaged the strut that the lugnut attaches to on your wheel, and they gave me a sheet that was essentially a voucher to go get it repaired, paid by them. Of course, they didn’t openly admit to this when I asked how this happened. They just told me that, oh, it can happen when the tire is put on improperly or a “variety of things.” This was also all after I had started my day paying my $150 possession of cannabis ticket that had been looming over my head for like two months. Money has been so fucking tight and I had to spend almost ALL of it that I got from my new job already on car management, my phone bill, and that damn ticket. 

And that’s while I’m starting to work this aforementioned incredibly stressful newly opened bar kitchen job, under the table, which I was rushed into by my friend with promises that it would be easy as hell with great pay. And I have to have the free repair done within a month. I was supposed to go this morning, BUT, of course, my dumb ass tripped last night with a friend I’ve been trying to not even hang out with because I’ve been shunning him off without warning and I felt bad because he is like a brother to me, no matter how much I hate to admit it sometimes and how much he pisses me off. I just have trouble communicating my conflicts with him because he doesn’t want to hear what I have to say about it half the time, but he really isn’t a bad kid at heart. Just another fucking fucked up product of a fucked up society and your typical mexican american struggle. His family is all kinds of complex and confused and that doesn’t help either. I’m one of the only friends he has left and I really can’t hate him as much as I want to sometimes. He’s gotten me into shady situations before, but I feel like I’m one of the only people that ever actually talks sense into him and he will listen earnestly. I just kinda have to control my level of privacy around him sometimes. 

I digress; the point here was I made a stupid decision to do an intense drug and missed my scheduled appointment for the strut repair so now I have to go do it on Monday. Oh, and my new job was trying to get me to work at 10 when the appointment was at 9 today. They still want me in at 10 tomorrow but I really don’t think I can do it. I’m gonna have a fucking breakdown and that’s only happened a few times in my life. Although I feel like I’ve had a few, recently. I hate this fucking depression, I hate thinking these dark thoughts, I hate hating myself. I thought I was finally learning to love myself but suddenly it felt like literally everyone stopped believing in me all at once and turned to spit on me. Of course I won’t deny that this is in large part due to my own undertakings and previous misfortunes and deeds, but I really was, and still am, changing into a better man at a much quicker pace than the previous couple of years since high school. 

The only problem is, everyone is rushing me to explain myself all of the time and to come up with concrete solutions to a multitude of issues which have been plaguing me for months, if not years, some of which I cannot create solutions to on my own. Especially not without losing some vital parts of my character that have made me proud to be who I am my whole life. I don’t want to continue down a road that is going to pry me further from my humanity, and if anyone can’t accept that, all I can say is fuck them. I’m not the worst off, far from it, at least I have a family who I can talk to when I really need to that will support me despite the stupid crazy shit I’ve done, but I’m definitely not in fucking paradise. This neighborhood oppresses my very spirit daily, and being so lost throughout highschool and moving around from state to state definitely put me behind in furthering my education or going to college. I don’t even know how to go about applying for a college, if I could even afford it! I won’t blame it all on my parents and say they should have done better; but there are definitely things I have been in want of for my entire life that other, suburban kids my age hardly have to worry about a day in their life! Things like car payments and insurance, dental appointments and even therapists and psychiatrists when needed, they’re always taken care of in a minimally impactful way because those families had their finances and priorities in order. Meanwhile, I struggle to come up with money for even one necessity at a time, while also competing to find a job that won’t drive me insane. 

For the love of everything I once dreamed of since I was five years old, I just want someone to read this and understand that I am not a bad person. I’ve just had trouble being confident with myself or believing I was brave enough to tackle my future while still dealing with the present and past. 

[I’m probably just gonna have to write an autobiography soon.]

CAPITALISM AND ACADEMIA. I’d driven 107 miles from my home in Bangor, Maine to the BPL Plasma Center in Lewiston to collect $50 for having my arm punctured and a liter of my plasma sucked out. The actual donation takes about 35 minutes, but the drive and its attendant wait makes for an eight-hour day. I clocked in for that trip five times this summer. I’m a professor at the University of Maine. My salary is $52,000, and I am a year away from tenure. But like everyone else in that room, I was desperate for money. [...] Here are my vitals: I have more than $200,000 in student loans and $46,000 in credit card debt—all accumulated during my B.A., M.A., and Ph.D., and then search for a tenure-track job. My annual salary translates to a little more than $3,000 in monthly take-home pay. I pay $800 a month in rent, $1,100 in credit card bills (paying only the monthly minimums), $350 in student loans, and have $285 a month car payment. I also pay the usual insurances, utilities, groceries, gas, et al. I don’t have cable. Or a kitchen table. Or blinds on any of my windows. I’ve cancelled all magazine and newspaper subscriptions—an actual dilemma for a journalism professor. For my first year in Bangor I didn’t even have a bed. Instead I slept on a Target air mattress until it lost its breath; then I moved to the couch (which I had purchased on credit), until my back finally demanded I buy a bed (credit, again). * * * Midway through every month—when all my bills had cleared and I was left wondering how I’d make the hundred dollars in my checking account last the final two weeks—I’d ask myself: How did I end up in this mess? And each time I pointed my car south on I-95, asking the same question. But incredulity was the wrong note. A colleague who studies poverty bluntly put it to me: “What did you expect?” she asked me. And she was right. I decided to get a Ph.D. in American Studies from Saint Louis University, even though I was not offered funding. A gigantic loan got me through year one. Among the 20 or so in my cohort (roughly half of whom were fully-funded), I earned the lone “high pass” on our first year exams, which netted me a research assistantship and tuition remission for my second year. But after year two my course work was done, and so was my funding. I adjuncted for the remainder of my Ph.D. and supplemented this meager income with student loans and credit cards. My partner at the time was also in graduate school. Like most academic couples, we made it work by living cheaply, working as much as we could (often to the detriment of our academic progress), taking out huge sums of student loans, and, of course, credit cards. What started for me as one card with a $1,000 credit limit during my senior year of college bloomed into a dozen cards by the time I reached Maine; my credit limit nearly matched my annual salary. We eventually married and moved to a new city where she began her Ph.D. Both added debt, but not nearly as much as me attending several international conferences to present my work in hopes of boosting my profile for the impending job market. I self-financed these trips to Lisbon and London and Paris. My department offered a couple hundred bucks a year for graduate travel, but these trips ran into the thousands. Still, in time, it worked. Eight years after starting my Ph.D. and one year after defending my dissertation, I got a visiting position at the University of Notre Dame. It was my third year on the job market. Notre Dame has an endowment of approximately $10 billion, making it one of the 10 richest schools in the country. According to data from U.S. Department of Education’s National Center for Educational Statistics, the average annual salary for an assistant professor at Notre Dame is $126,000. That figure, however, is considerably lower in the Humanities, and in my department tenure-track assistants start around $75,000. Because I was visiting, I was offered $40,000 per year, which I was able to negotiate up to $44,000. Nonetheless, the resources available at that gilded Catholic institution were mind-boggling. After my first week, I was given clearance to buy my entire class of 16 students iPad 3s at a cost of nearly $10,000. For two years I dedicated myself to the­ university, hoping this dream job would be converted to tenure-track. I published award-winning articles in both scholarly and popular publications. I earned grants and fellowships. And I taught to such acclaim that the students in my department petitioned university President Father John Jenkins to keep me. In the end, none of it mattered. Worse, my devotion to the job hollowed out my marriage. [...] As I dedicated myself to Notre Dame, my partner worked through exams, then left to do dissertation fieldwork. Midway through my second year I learned that my visiting position would not become permanent. The separation left me reeling. Fortunately, I was in a position to accept a tenure-track job at the University of Maine. With my partner still doing research, I moved to Bangor by myself in the summer of 2014. In time, our marriage dissolved, and I plunged into a dangerous depression. I faced the sudden reality of all the ways that I had mortgaged my future for some elusive—and illusory—present. In slow, painful time I would learn that there are all sorts of debt, and some of it cannot be relieved by a shot in the arm. When I was an undergraduate contemplating going to graduate school, my favorite professor encouraged me by saying, “If there’s anything worth going big-time in debt for, it’s education.” I never questioned her. Moreover, I never questioned myself; I just figured I’d be a professor someday and it would all work out—my own lack of foresight and long-term planning. But I’m not alone. According to a 2016 American Household Credit Card Debt study, U.S. consumers have $747 billion in credit card debt and $1.28 trillion in student loan debt. These gigantic figures translate to per-household averages of $16,000 in credit debt and almost $49,000 student loans. Within academia, this type of debt is not uncommon, while nearly 50 percent of Humanities Ph.D.s graduate with zero debt, 35 percent have more than $30,000­—the highest percent in that range across all fields, according to a comprehensive report from the National Science Foundation’s 2014 “Doctorate Recipients from U.S. Universities.” (Seventeen percent have more than $70,000). Meanwhile, the median basic salary of Humanities doctorate recipients with “definite commitments” in academe was $55,000—the lowest rate across all fields. I am aware of my extraordinary fortune, both professionally and class-wise. I have a tenure-track job, which is more security than a lot of Ph.D.s. There were more than 54,000 doctoral degrees granted in 2014, an increase of more than 80 percent from 1960. The surfeit of Ph.D.s and the constant reduction of tenure-track jobs leaves many in more dire straits than myself. According to the NSF, more than 40 percent of 2014 Ph.Ds were not able to secure a tenure-track job. Instead, many have to adjunct to get by, and even then, they don’t get by. A 5/5 teaching load does not earn a living wage or garner health insurance, or job security, or the time to work on their scholarship—the only thing that will eventually land them a tenure-track gig. I’m privileged, yes. As a friend recently reminded me: “Josh, you’re not poor.” And she’s right. Anyone making $52,000 a year is not poor. But I am struggling. My reality for the last two years has been spending the last two weeks of every month in a fever, wondering how I’m going to make my remaining $100 last two weeks. One month I sold all my DVDs. Another time I hocked some records for a pittance. One particularly depressing morning, I rifled through my recycling to collect a handful of returnables, which I bagged up and brought to the grocery store along with my coin jar for a coincident stop at CoinStar. That collective haul netted me $5.85—enough to do a load of laundry. I’ve gone grocery shopping with eight dollars and six days until payday. I’ve had popcorn for breakfast on more than one occasion. I’ve had panic attacks logging into my checking account and seeing it overdrawn. My point is this: tenure-track jobs are not necessarily the financial panacea that we in academia sometimes make them out to be—especially if people have been adjuncting for years before they get a position with more security. The stress of my financial situation has affected both my mental and physical health. The last two times I gave plasma, I failed the blood pressure test. The first time I was told to just hunch over on my elbows and try again. It worked. The second time, however, the tech made me sit down for 10 minutes. My pressure was 150 over 115. I told her I was a runner, training for two marathons in October. She told me I should get checked out by a doctor before I have a heart attack—a remark that, surprisingly, did little to calm me down. * * * Driving to Lewiston to give plasma is, no doubt, a dramatic gesture. As my poverty studies colleague chastised me: What alternatives did I explore before relying on some histrionic plan like driving for two hours to give plasma? Did I try to get a part-time job? Surely I could have found something in the summer to earn some side cash? I could have copy-edited. I could have become a test-scorer for ETS or Pearson. I could have hauled sugar beets during October harvest. (All are jobs that other academic friends have taken up to boost their income.) And it’s true: I could live more modestly. On the first of the month I go to Chipotle and buy a burrito. I may grab drinks with friends a couple times a month. Every once in a while I’ll buy a book or a record. That’s about it. But, yes, I could cut out some of those indulgences, and if I did I might be able to save $200 a month—a rate that would eliminate my debt in roughly 100 years. And it would also eliminate any and all vestige of human happiness. Moreover, I didn’t have to go to graduate school or get married or present my work at conferences in order to network for job references, and then hopscotch around the Midwest chasing degrees and jobs. In short, I didn’t have to live this life. * * * Given my financial constraints, how was it even possible for me to commute back and forth to Lewiston? Don’t I use all my payout on gas? Yes and no. One thing you learn when you have no money is how to game the system. For example, I learned that even when credit cards only have a dollar or two of remaining credit available, you can pump a full tank of gas on them. Yes, I know this is irresponsible, and that I’m getting slammed with overage fees and penalties, but when you’re without money you narrow your vision to now and worry about those issues next month when the bill comes. So I will pump $35 worth of gas on two dollars of credit; drive to Lewiston and back twice (428 miles) and make $100. I know you never get something for nothing, but when you’ve got nothing, you’ll take something, anything—even at the expense of more nothing down the road. On my third trip to Lewiston, I walked in on the clients captivated by the Olympic dressage competition. I signed in, took a seat, and joined them. There we were, dozens of us anxious for cash, watching fancy horses mounted by fancy riders tap dancing around an arena. The room was silent. We were rapt. The irony lost, or at least unspoken, among us; each distracted from the reality of why we were there. I went two more times. * * * Donors receive $50 for each of their first five donations. After that, your pay is determined by how much you donate, which is determined by body mass. In my case, the $50 paydays would decrease to $25 for my first donation of the week and $30 for my second. I could receive a $15 bonus for donating five times in a calendar month, and an additional $40 for going twice a week for all four weeks in a month. After five trips to Lewiston the abrupt reality of subsequent diminished returns hit me. I finally slouched toward a more sustainable solution: I met with a bankruptcy lawyer. With clear eyes it’s evident, now, that bankruptcy was the only solution—you don’t get out from $46,000 in credit card debt by hocking your plasma for beer money. But when you’re drowning in debt, it’s hard to open your eyes, much less see clearly. I will end up filing for Chapter 13 debt relief, which, for a $2,000 fee, allows me to make a monthly payment towards a percentage of my overall debt for the next five years. That payment will be about a third as much as the $1,200/month I pay now. The idea of an extra $800 of available cash per month—not to mention an end to the weekly panic attacks, to say nothing of no more days spent trundling to and from Lewiston —was obviously attractive. But, there was an even better option. Initially, the legal aid suggested I file for Chapter 7 bankruptcy protection. The cost was the same: $2,000. But after that fee was paid in full, all of my unsecured debt would be wiped away in 60 days—no monthly payments, no more debt. The hit to my credit report would be slightly worse than with Chapter 13, but the immediate financial relief made it a no-brainer. “You’re a perfect candidate,” she said, ticking off all the reasons: single, no children, no property, negligible assets, still young. It sounded too good to be true—because, of course it was. After a few more questions, she determined that I was ineligible. I make too much money. * * *