Tumgik
#It's not fair to categorize all drivers as bad drivers
parker-d-bloodrose · 1 year
Text
Adventures in Bike Commuting 1/4/23
In Which I go to Taco Bell, have some difficulties eating due to an injury, and get annoyed about drivers. 
Kind of a short post but I figured I’d write one up anyway - this is the first time I’ve been able to take Ghoulie for spin this year and the decision was made to go bop down to my local Taco Bell for lunch because all of the food at home was Not Safe (meaning my brain was telling me that the food was off-limits even though this is nonsensical.) The ride there was pretty uneventful, but I think I’ll have to remember to bring my balaclava more often for the winter at least. My face was chilly from the wind. I ordered a new bell to replace the one that was broken, since I finally accepted that ordering a bell online was better than trying to go to a store in person and finding one. It’ll be here Friday. Until then, I just shouted “Ding ding, on your left” at people whenever I saw them.  Unsurprisingly, when I got to the taco bell there wasn’t anywhere good to park my bike i.e. no bike rack. So I ended up chaining Ghoulie to a fence post and grabbing lunch. I currently have my right arm in a brace because of an injury at work, so I had to take the brace off to eat, which was an unexpected difficulty tbh and not one I had factored in when I made the decision to go to Taco Bell. It was fine tho and I got my dose of Baja Blast. I headed home and on the way home, I stopped at a crosswalk to cross the street because in general I do not feel safe biking on a busy road without at the very least a painted bike gutter. As the light turned green and I was getting ready to pull into the crosswalk, a jeep turned and drove through the crosswalk fortunately I didn’t actually move into the crosswalk because I had a feeling this fucker was going to do that but it did kind of make me a little irritated. I am fairly certain that because the walk sign was on I had the right of way, but my experience in LA told me to wait a sec and see what the jeep was doing. But at the end of the day nobody was hurt and I’m just bitching to bitch because I dislike it when drivers aren’t paying attention to pedestrians & walk signals. I should like to add that not all drivers are this bad and that by and large, I have more neutral or positive interactions with drivers than I do negative ones. I just bitch about the negative ones because they stick out more. I got home and even took my favorite shortcut by the grocery store. It’s always fun to go down that hill REALLY FAST. On my way home, I remembered that Ghoulie had a tune up so I decided to test my abilities as well as hers and put her in a gear that would allow for speedier pedaling and I am pretty sure I peaked my speed for the first time. I don’t have a speedometer on Ghoulie but relative to the usual leisurely pace I go at, I was zooming along the suburban road I was on. My knee hurt a tiny bit afterward but fortunately it’s already recovered while I was typing this up.
2 notes · View notes
pack-the-pack · 4 months
Note
If you could categorize your parents as an a/b/o what would they be or if you have siblings them too?
Aaaaa, I like this question. I think my answer will be rather boring and predicable though hahahahaha.
My mom is a classic Omega and my dad is, at least behaviour wise, a classic Alpha.
Boring no? Hahahaha.
My mother is a rather emotional person. She can't stand to see people in need, and always tries to help. At times to her own detriment. She wears her heart on her sleeve, and always tries to show how much she cares, even if many times it's in ways that are far from the ones you'd like her to. She's impulsive and gets upset and aggressive with a certain ease, but she regrets and apologises just as quickly. Her negatives are like summer rain. Quick and sudden, with an intensity that's overwhelming, but goes as fast as it comes, leaving a nicer weather right after. She tries to be comprehensive, but she often avoids things she doesn't understand or does not want to address. She has a bad habit of being really messy and disorganised. She loves to sleep. And she's not exactly what I'd call a good or even reasonable cook. She loves make up, clothing and shoes, and owns way too much of all three. She's got platinum blonde hair, really long, natural lashes, fair skin, deep brown eyes and a thin mouth.
My father on the other hand, is drawn in starkly different lines- it's like comparing a Monet to a painting made by Matejko. Although appearance wise he's not very impressive, and not very Alpha like, he compensates on that front with all the rest. He's smarter and wittier than I'll ever be. He's stupidly good with maths and logical issues. He's introspective, thoughtful, methodical and organized bordering anankastic. He's got an air of erudition and seriousness under his jester-like veneer. And even deeper under the hardened surface from years of adversity, he harbours a distinct artistic sensibility. He used to write poetry when he was younger. He dislikes organized religion. He's politically emancipated, but knows more about the subject than most people that pride themselves on it. His favourite author is Jane Austen. He's got the vindictive temper of a child and holds a grudge worse than a scorned woman. He does not own a car, he prefers to walk. He's not an animal person and he prefers to stay alone. I've only seen him cry once in my entire life-time. When his mother died.
As for siblings. I have one older brother.
He's a Beta through and through.
He's rather individualistic. People tell me he's good looking. Which I guess I can see it. It would explain the years of player-like behaviour when he was younger. He's got little talent for most hard-skills. But he compensates for that with his social skills. He's likable and knows how to navigate most social circles. He's soft spoken and he regrets his anger outbursts almost the same minute they happen. He's always the first to apologise even when he's not the only one at fault. He's picky, pedantic and a clean-freak. He's generally agreeable and a hard-worker. He's got more golden medals than me. He's a lousy driver. He can't keep promises to save his life. He's an excellent father.
As for me. I'm just what you see. Nothing more.
Hope this answers your question.
11 notes · View notes
vagrantblvrd · 3 years
Note
modern au wth biker luke meet the parents
Friend, you brain-thoughts, I like them. <3!
(Modern AU idea.)
Let’s say this takes place sometime after Luke’s old biker gang comes to town, at least a couple of months afterwards to allow Din to recover from the shenanigans.
I mean, he likes Luke’s friends just fine, they’re all good people and he definitely appreciates the fact they were there for Luke and his family when he needed them to be, but...they can be a lot.
So.
A few months down the road and things are pretty much back to normal for Din’s odd little family, right?
He and Luke attempt to do Real Dates but the universe at large tends to conspire against them in the form of shenanigans like car trouble or that time the the water main broke and Din got roped into helping fix it and other assorted reasons.
Which, honestly, fine with both of them.
Neither of them are all that big on stuff like that, and are just as happy with staying in with takeout and watching a over with Grogu.
(Or, you know, Cara or one of their friends taking Grogu for the night so they can have Alone Time, although half the time that just means one or both of them ends up a snoring, drooling mess before the credits roll on the movie they’re watching, but that’s fine too, because sleep? But also morning frisky times and the whatnot, or just being sappy saps who are totes married who send the morning in bed smooching and making fun of their bed hair and dumb faces and anyway, they do just fine, you know?)
Once in a while, though, the planets align or some BS and they get to go on a Real Date.
Tends to result in one or both of them being !!! and ??? because it’s been a while since they’ve been on one of those or they overthink the whole thing like they aren’t sickeningly gone over one another and more or less married already, but still!
Must make an effort to show how much they love and cherish the other and want them to feel special and such. (Also, their friends/family have had Meetings about this stuff, insist they have at least one (1) Real Date every six (6) months so they can see how normal human beings socialize.
ANYWAY.
Their anniversary is coming up and everyone insists Din and Luke have one of those Real Dates, right?
There are actual strategy meetings to make sure every possible complication/disaster is accounted for, their friends are going to make sure this thing happens or so help them!!1!
Din is honestly a little terrified of telling them it’s not that serious a matter, and Luke thinks the whole thing’s hilarious. (Gets this wistful look on his face when he gets a glimpse of the war room Din’s friends set up in the back room of Boba’s bike shop and makes yet another vague reference about that time his family was at the heart of a vast conspiracy that spanned decades and effects are felt even now, and yeah.
Din gets sent all over the city to Prepare for Real Date.
According to his friends and loved ones he needs a new haircut, and a new suit - which, fair, the last one was from a job and kind of technically stolen because that time he had to go undercover and there was a suit..shop..and anyway, he apologized, but that’s neither here nor there.
SO.
Din’s all over the place on errands his friends and loved ones assigned to him and it’s less trouble to go along with all this than trying to reason with them.
(And honestly, he’s kind of looking forward to it in a weird way?)
Anyhow.
He’s just leaving the final fitting for his suit - all shy and embarrassed because Cara and Fennec went with him to decide on what he/they wanted for him that first time. They’d both given him the softest smiles when he settled on one he liked, fabric and color and all that, approved and told him he cleaned up nice and anyway, he kind of likes the thought of doing that for Luke, okay. It’s...nice.)
Thing is, though.
He’s had the weirdest feeling the last few days, week, maybe. Like. It’s weird but he the thing where he used to work as a bounty hunter with/for Boba and he learned to trust his instincts, so he’s not completely caught off guard when he gets cornered in the parking garage after his last fitting.
A couple of guys he doesn’t recognize, lean guy in all black and a long coat. Long-ish hair and a scar over one eye. Black gloves - something about that sticks in his head, niggling little thought, something familiar.
The other one’s broader built, a little shorter. Din’s mind categorizes him as the muscle. Wearing a dark jacket, baseball cap pulled down to hide his eyes but there’s something familiar about him too, knocking around in Din’s head.
Definitely a threat, but it’s the first guy Din knows he doesn’t want to turn his back on.
Just this aura of threat, and dangerous, and don’t look away from him in Din’s head and for the first time in a long time he wishes he still carried a gun.
Not that he’s helpless by any means, knows hand-to-hand and all that, martial arts and boxed when he was a kid. Also, you know. That collapsible baton that strictly speaking he shouldn’t have, but knowing Boba means exceptions get made, and it’s one he’s never felt all that guilty about. Especially in situations like this one.
Din hasn’t gone for it because for all the bad vibes these guys are giving him they haven’t done anything yet and he’d rather not be the one to start something.
(Paperwork, you know. Also, his date with Luke.)
Oh, they’re between him and his minivan, acting like a couple of tough guys with the posturing but it’s not just that.
Din knows the difference between idiots who watch too many action movies and think they’re worth anything in a fight and the real thing and these two aren’t the useless kind.
So far all they’ve done is stand intimidatingly, which is strange as hell, but fits with the rest of Din’s life, and anyway.
Just as Din’s starting to wonder if this is going to end in a fight, like, really actually, he hears a bike. Aggressively. Getting closer. Aggressively.
Nothing weird about it because they’re in a city and people drive bikes, and hey. Parking garage where people sometimes park their bikes while going about their business elsewhere and really, he tells himself, it’s just some random person who rides a bike.
REALLY.
Only thing is.
It sounds familiar?
Like.
Really, unfortunately familiar in that he swears he’s worked on it himself a time or two. Become unbearably fond of it’s owner, and please, please, please don’t let it be Luke.
So, you know, of course it’s Luke.
Comes roaring into the parking garage, Din sighing and like oh, goddammit, as he and his two new BFFs listen to Luke approaching.
Bike going vroom vroom and tires squealing as he makes it up every level of the parking garage to where Din and his BFFs are.
And it’s like, there’s part of him worried Luke’s going to crash, but the rest of him knows Luke’s a good driver, knows he knows every little quirk of his bike and how it handles and when Wedge and the others were visiting he got to see Luke show off just how good he is.
(It had been utterly terrifying because potential for death and whatnot? But als super hot, so. You can see how Din is conflicted there.)
Anyway, Din is standing there listening to the love of his life vroom vroom up several levels of the parking garage to, like, rescue him or whatever, and the guys who cornered him are sharing this look like why are we even surprised by this and shrug at each other going from top tier threats looking Very Tired all of a sudden that’s kind of confusing, and entirely relatable.
FINALLY they see Luke coming up the ramp and he’s headed right for them, does that totally rad thing where he swings the back of the bike around as he screeches to a stop, solidly between Din and the other two.
Dramatic as hell, but to be fair Din had been warned about that, something about it running in the family and anyway.
Luke himself warned Din. Obi-Wan warned Din, as well as sharing stories of the stuff he and Luke’s dad got up Before while they worked for the same agency. Cody warned Din, shooting a loot at Obi-Wan and dropping his voice so the other man wouldn’t overhear “Don’t let him fool you, Anakin learned most of that from him,” but there was fondness under the scowl aimed at Obi-Wan’s back that Din understood because, well, Luke.
Everyone in Luke’s life Din’s met told him about the Drama that runs in the Skywalker family, so this?
Yeah.
“Luke,” Din says, because the other two are definitely armed, and love of his life who helped expose a massive conspiracy theory and all, but also maybe not the brightest idea to do this right now. Or ever, really. “What the hell do you think you’re doing?”
Luke being Luke, he ignores Din.
Reaches up to pull his helmet off, and Din notices he’s not wearing the glove on his right hand, or the synthetic skin over the prosthetic, like he was in a hurry, didn’t take the time to “pretty it up” for other people the way he puts it, vague shrug strange smile on his face, like there was something more important on his mind. 
(Din never got the full story about it, just knows it’s tied to whatever happened to his family and the everything that turned Luke’s life upside down, ended up with him in Din and Grogu’s life.)
Luke sets his helmet down in front of him, and gives Din a quic once-over, checking to see if he’s okay before he lets out a sigh. Flashes Din a smile, relief, something that’s simply happy to see him, and a bit like an apology.
Looks like he’s about to say something, but then the lean figure in black takes a step towards them and the smile drops off Luke’s face and his head snaps around to the other two.
The figure in black stops, goes still.
Din stares because he’s never seen Luke look like that in the time he’s known him.
(Remember a night out with Luke, Obi-Wan, and Cody, Luke laughing about double dates and Obi-Wan’s exasperated smile as they watched Luke and Cody in the middle of a game of pool when a pair of drunk idiots wandered over and tried to pick a fight.
A comment they had been far to overhear but easy enough to figure out with the ugly sneer tossed toward the table Din and Obi-Wan were seated at, something that wiped the tolerant smile off Luke’s face, had him pushing past Cody who was trying to de-escalate the situation, and saying something that made the drunkard go white. Scared shitless as he dragged his friend away.
Din had looked at Obi-Wan who just sighed, faint smile on his face as he shook his head.
And Din, Din had said he’d ever seen Luke angry before -
“Angry?” Obi-Wan had said, amused? “Well I suppose you wouldn’t have.”
He’d taken a drink, and leaned towards Din like he was sharing a secret, just between the two of them, and laughed. “You still haven’t, by the way, in case you were wondering. Trust me, you’ll know when you see it.”
There’d been something else too, about Luke taking after his father that way, weight of history Din wasn’t privy to behind it and a fond exasperation Din knew well.)
“Hey, Dad,” Luke says.
He sounds.
Well, the thing is, Luke doesn’t sound angry.
Or, not just angry.
He sounds careful, controlled. Tense. Like he’s a lot of things at the moment, and the wrong word, moved, from his dad - Luke’s dad - will be the deciding factor.
The figure in all black - Luke’s dad? - sighs. Rubs the back of his neck with a hand, shares a look with the man next to him who shrugs.
“Luke,” he says, sounding...sheepish, caught out. “Didn’t expect to see you here.”
Din winces on his behalf, feels an odd sort of kinship with the other man who snorts, mutters something like not a great idea.
Luke nods, sounds like oh, no, yeah, I totally understand that.
“I know,” he says. “Good thing mom called to tell me you were coming for a visit.”
Luke’s dad winces. “Oh she did, did she?”
It goes on like that for a bit before Anakin apologizes for pulling this nonsense, approaching Din in a parking garage like something from a spy movie -
“Well, I mean,” Luke says later, once things aren’t quite so bizarre. “He is a spy, so. You know.”
They all head to Obi-Wan’s center where they can “talk” because Luke was supposed to go there to help with administrative stuff or whatever before Padme called, and anyway, surely Anakin and Rex wouldn’t mind?
Obi-Wan takes one look at all of them, the way Luke makes sure to be between Din and the others at all times and pins Anakin with a look.
“Oh, Anakin,” he says, amused and dismayed. “What did you do?”
Din misses a lot of what’s said, things going over his head because Luke and unresolved issues and his dad’s earlier antics, and anyway, anyway.
Din gets a call and goes outside to take it, waves off Luke’s worried look because he’s not done reading his dad the riot act about not being a complete menace about Luke’s life, dad, c’mon.
But the thing is, the call’s not a number he knows, he just needed to get out of there for a moment.
Imagine his surprise, suspicion when he hears, “I hope my idiot of a husband didn’t make too bad of a first impression.”
Because it’s Luke’s mom, and he’s definitely not going to think about how she got his number after the everything with Luke’s dad, and just.
They have a conversation, one that’s actually nice. She asks after Luke, if he’s taking care of himself, if Din is helping in that regard. Asks how Din’s doing, how his adorable son of his is, and Din knows okay. Knows Luke’s sent her pictures of Din and Grogu, the three of them, when he talks to her, but it’s still a surprise how much he talks about them to her?
When he says that, just a random comment he didn’t mean to say there’s a moment of silence and then she laughs. Tells him her son is head over heels for Din, that she’s never seen him like this with anyone, and he adores Grogu, and just.
It’s a lot to take in, hear someone else say, and she must know it because she’s so gentle the rest of their coversation, laughs again as she asks him not to think too badly about Anakin, and he tells her he’ll try, because wow, what a first impression to make,you know?
Just as they end the call the door behind him opens and Din looks up to see Anakin.
He looks...awkward. Embarrassed? Something.
Din watches as Anakin goes over to Luke’s bike, remembers Luke telling him it used to be his dad’s.
Watches the complicated mess of emotions that wash over Anakin’s face as he looks at the bike, runs a hand along the side of the gas tank Luke repainted when he joined that biker gang of his.
Anakin sighs, shoulders slumping and when he looks at Din he doesn’t look like the intimidating figure in the parking garage, like threat and danger and the smart ones run.
He looks. Tired. Worried. Older than he should be, but with what he knows about Luke’s family Din’s pretty sure he knows the reason for that. For what h thought he was doing in the parking garage, maybe, Din’s still on the fence about that.
He understands why Anakin did that, just. Like Luke says, Complicated.
The important thing is that Anakin apologizes to Din. Tells him he’s maybe kind of an idiot - Din is like OH??? - and the Thing with his family that is definitely his fault, but he is trying to work things out with them and he’s just.
A touch overprotective as a result of the everything, so.
He just.
Worries.
Din is like, no, no, he gets it? But maybe try not to look like you’re going to murder your son’s boyfriend in a parking garage maybe? (Assuming Din survives the Skywalker family.)
Some awkwardness and then Anakin’s like, “I didn’t think he’d keep it,” about the bike, because Issues.
And Din is like, well, okay, and tells him what Luke told him about it. About Padme giving Luke the bike and that summer he spent restoring it, about his friends -
“Yeah,” Anakin says, and laughs. “Never expetd him to join a biker gang.”
The thing is he doesn’t sound surprised by that, or even a little worried. Probably used to hiding bodies, or he’s just met Luke’s friends and knows there isn’t anything to worry about there.
Anakin tells Din about how he got the bike, stories when he was a dumb kid and asks if Luke ever managed to get this things with the bike fixed.
Tells Anakin no, it still acts up and is the reason Din and Luke met when the bike broke down that first time, and to his surprise Anakin actually laughs.
“That’s...huh. Padme and I met under similar circumstances.”
Which, weird?
But Anakin’s looking at Din with this tentative little smile, and Din is like, well, he doesn’t know what just that he understands being protective of his people.
So they talk about the bike, and Din tells him about meeting Luke - leaves out the awkward flirting bits but he can tell from the looks Anakin gives him he fills i the details himself.
And then!
At some point Anakin pulls out a little multi-tool because you can’t aways cart a toolbox around with you Din is like, just wonders if Anakin knows Luke carries one for the same reason Well, that and the fact his prosthetic hand can be temperamental and such.
“Well this is definitely better than what I thought I’d find,” Luke says, surprising the two of them who have kind of taken the bike’s engine a little somewhere along the way?
Anakin and Din trying to pinpoint what’s wrong with the bike even though no one has for years by this point, and it’s like uh, ooops?
Because it’s Luke’s bike now and they didn’t mean to, but Luke is just. Amused, fond. Goes over to them and asks if they found the problem yet and when they say no clearly they must continue, and anyway.
Obi-Wan comes out after an hour, maybe two and looks at the three of them with raised eyebrows.
Tells Anakin that Padme’s flight just landed and Cody and Rex left to pick her up from the airport - which.
Huh, that explains where they went. The three of them notices, waved and all but were caught up in figuring out the bike Issue and didn’t give it much thought,
Also, Luke and Din are going to be late for their reservations if they don’t get going and then it’s like.
Anakin all flustered because Padme - knows he’s in trouble with the whole parking garage incident but Padme, and Luke and Din share this look with Obi-Wan because it’s seriously adorable.
Also, though, also.
Luke and Din and a quick conversation off to the side while Anakin goes inside to get cleaned up - smudge of oil or grease on his face, and his hands are filthy and just.
Yes.
And then Luke asks if Obi-Wan and COdy had plans for the night, all casual and such, and Obi-Wan has this little smile on his face.
Because he knows these idiots so well, and tells Luke that no, he doesn’t actually, is there a reason Luke’s asking?
And of course Luke is asking because Luke and Din cancelled their reservations, but there’s a nice restaurant they know that should still have roo for their group if no one object.
Just a nice little family dinner out, and anyway, no pressure?
So of course they do the family dinner thing - Anakin worried because the whole everything from earlier and takes Din and Luke aside and apologizes again, and that they should go have their date and it’s like.
Luke gets this look on his face, all soft and kind of sad and touches his dad on the arm to get him to look at him.
“Just. Don’t do anything like that again, alright?”
That look from the parking garage on his face again for a split second, and Anakin clearly sees it, knows understands.
Looks at Din to see what his feelings are on things and Din just shrugs because while it had been a bit much, he did understand, and anyway.
So.
Din gives Luke a ride home to get ready for the dinner - Luke insisting Din show him the new suit...later, which gets poor Din all flustered while Luke laughs at him, and anyway, anyway.
The go off and have their family dinner, where Din is rightfully in awe of Padme and the way Anakin dotes on her. Gets this soft little feeling in his chest at the easy relationship between her and Luke, and leans over to Obi-Wan at one point like.
“Are Cody and Rex related?” because there’s a definite resemblance between them.
Obi-Wan almost chokes on his wine, and manages to get out something about the two of them being from a big family. Gets this little smile on his face and tells him to ask Boba about it sometime, and anyway.
Padme gets Din alone for a private chat while everyone’s bringing the cars around and getting ready to say their goodnights.
Apologizes for Anakin again and tells Din they both like him very much, and Din while Din is trying to think of something to say about that Anakin pulls up to the curb.
Padme gives Din a mischievous little grin and presses a kiss to his cheek, tells him that what they like most about him is how happy he makes their son, and while he’s all flustered from that gets in the waiting car with Anakin.
Luke comes over, worried little frown on his face and Din is like, so confused?
Luke’s parents are so confusing, and Luke laughing at him about it while he herds Din over to the minivan isn’t helping, and anyway, anway.
For a day that started rather ominously, it ended surprisingly well.
And!
Din even gets a goodnight kiss for his troubles, so you know, good day.
50 notes · View notes
Text
Would You Be So Kind - Chanyeol (EXO)
Tumblr media
Word Count: 2,627
Genre: High School AU, slight angst
Pairing: Chanyeol x Reader
Warnings: None!
A/N: This was supposed to be a short drabble like my Sana one. But it quickly got away from me. Whoops! Check out the song here!
Please fall in love I think it’s only fair There’s gotta be some butterflies somewhere (wanna share) 
--- based off the song “Would You Be So Kind” by dodie
Summary: A lot of people assumed that you disliked Chanyeol. They couldn’t be more wrong. 
Or; it started with pink hair, and it sort of devolves from there.
<< Previous Track   Next Track>>
Chanyeol dyed his hair pink, and that threw off your whole day.
You found yourself looking his way more than usual, anticipating when he would turn the corner, and you could catch a glimpse of him once more. Your heart beat faster when you spotted him in the distance, laughing and talking with his friends.
It was just like the time he dyed his hair dark red—except much, much worse.
Even Chanyeol noticed your odd behavior when, after telling another one of his terrible jokes, you simply walked away instead of giving him your usual snarky remark..
“What did you do to make her mad this time, hyung?” his friend Sehun asked him as you walked away for the third time that day.
“No idea,” Chanyeol replied,—and maybe it was you being delusional, but thought he sounded disappointed.
Guilt settled into your stomach, but you couldn’t find it in yourself to talk to him when your heart threatened to leap out of your chest.
The whole day continued like that way, and the heavy feeling in your chest worsened as it went on.
By the time your last class ended, you resolved to talk to him. The ‘kicked puppy’ glances that he gave you during class were simply too hard to ignore. Surely you could get over your social ineptitude enough to engage in small talk, right?
Maybe not.
Still, your feet made you catch up to him in the hallway as he leisurely walked to the exit.
The words came out of your mouth before you could stop them. “How come you dyed your hair, Chanyeol?”.
He jumped and whirled towards you. His big eyes blinked a few times before answering you. “Oh! I lost a bet with Baekhyun.” He looked away, avoiding your gaze. “Why? Do you think it looks bad?”
“I think it suits you,” you admitted, giving him a small smile.
His eyes snapped to you again. You tried to convince yourself that the blush on his cheeks was just a trick of the light. “You think so?”
Chanyeol gave you a smile then, one that made the storm inside your chest calm and settle. He ran a hand through his pink hair, and your hand twitched with the sudden desire to do the same.
“Yes,” you said, slightly dazed. “I like you a lot.”
His eyes widened, and his hand dropped to his side. You wondered why he reacted that way until registered the words that came out of your mouth. You bit the inside of your cheek so hard, you tasted blood. The silence between you stretched on, and the longer that neither of you said anything, the harder your heart seemed to work.
Chanyeol snapped out of it first with a blink and a slight shake of the head. “Did you just say what I think you said?”
His voice startled you out of your daze. In lieu of answering, you simply turned around and walked out the door.
The sun shone brightly when Minji went to meet with you. It was unusually warm for an April afternoon. She had gotten a text from you that simply read ‘SOS,’ and as soon as she got out of detention that day, she met you at your usual spot outside the library. She sighed when she looked at you. She pursed her lips when she set her things down on a metal table.
“(Y/N), are you okay?” she asked, her tone wary. “I got your text earlier.”
You sat with your head on the table and groaned in response.
“Is it about Chanyeol again?” she prodded.
You moaned louder.
“That bad, huh?” she teased.
You pouted. “Minji, I messed up really bad.”
Minji’s brows scrunched as she took in your expression. “Wait, so tell me exactly what happened?”
You covered your face with your hands, the feeling of mortification tumbling over you like a wave.
“You know how he dyed his hair pink?” you mumbled.
Minji nodded.
“I tried to tell him about how cool I thought it was,” you felt your face become more and more heated with each word, “and I said ‘I like you a lot’ instead of ‘I like your hair a lot.’”
Minji tipped her head back as she laughed with a full-bodied bellow.  The movement caused her dark brown hair to flow down her back. In any other situation, you would have marveled at how effortlessly pretty your best friend was. Instead, you glared.
“It’s not funny!” you yelled, causing people nearby to turn and gape in your direction.
Minji continued to laugh. You buried your head in your hands, wanting the ground to swallow you whole.
“You’re a terrible friend,” you said, voice muffled behind your hands.
“I know,” she said, wiping tears from her eyes. “But that’s such a you thing to do.” She smirked, “Especially since everyone is under the impression that you hate him.”
You sneered. “Okay, I don’t laugh at his jokes a few times, and suddenly I’m his mortal enemy.”
Minji rolled her eyes, “Sure, it’s just that.”
You glared, “What is that supposed to mean?”
She shook her head, “Nothing, nothing.” She reached over and patted your shoulder. “Don’t worry (Y/N). I’m sure everything will work itself out.”
“See, that’s where you’re wrong. I turned around and just left him there. He probably thinks that I actually hate him or something! I have no idea what to do!” You ran a hand through your hair. “Am I just supposed to pretend it didn’t happen? Am I supposed to confront him? Am I supposed to move away to Russia?” You tugged on Minji’s sleeve. “Tell me what to do?!”
Apparently done being comforting, she shook your hand off. “For goodness sake!” she exclaimed indignantly. “Just talk to him if it’s bothering you this much!”
You shook your head, panic filling your chest at the thought of once again interacting with Chanyeol. “No, nope! Out of the question! You might as well set me on fire.”
“With how annoying you’re being, I may as well do that.” Minji’s phone buzzed on the table, and she snatched it up. Her brows furrowed again as she hastily typed something into her phone. She ignored your questioning noises as she shoved her things into her bag.
“Where are you going?” you whined.
“I forgot I have an appointment,” she answered. “Plus, you’re difficult to talk to when you’re like this. Do yourself a favor and give yourself a self-care day.” With that, she turned around and walked away.
“Come back!” you yelled as she the distance between you increased. “I thought you loved me!”
She shook her head, refusing to look back at you.
Rude.
Unbeknownst to you, Minji slipped into a bright red car waiting for her. She smiled at the person in the driver’s seat.
“Thanks for agreeing to meet with me,” greeted Baekhyun with a grin.
Minji smiled back. “No problem. I have a feeling that I know what you wanted to talk about anyway.”
“And what is that?”
Minji crossed her arms. “Oh, come on, Baekhyun. Chanyeol is your best friend, and (Y/N) is mine. They happen to have the biggest not-rivalry in the history of our school. Not to mention that she blurted out her not-so-secret feelings to your best friend and hasn’t recovered since.”
Baekhyun’s shoulders relaxed. “So her feelings are genuine, then?”
“Of course they are!” she exclaimed, appalled at the underlying accusation. “What kind of person do you think she is?”
Baekhyun shrugged, “I don’t think she’s a bad person, if that’s what you’re thinking. It’s just that the things that I’ve been hearing about her at school and what you’re telling me about how she feels about Chanyeol are contradictory.”
Minji scoffed. “She might have communication issues, but she isn’t cruel. She’s just very bad at expressing her feelings. I didn’t know that she considered me her best friend until she got me a necklace for my birthday last year.”
“I’m sorry for making assumptions, then,” he said with an apologetic smile. “But the point still stands, your friend broke my friend. Can you make her fix him?”
“Funny,” Minji said with a smirk. “I was about to ask the same thing.”
They both leaned back in their seats, staring at each other before suddenly bursting into laughter.
“We really need better friends,” Baekhyun said once his laughter died down.
Minji nodded in agreement.
Baekhyun looked out the window in thought. Minji glanced through her phone and read several texts from you, apologizing for how you acted and to come back. She rolled her eyes, but a small smile broke through her expression.
You were so lucky to have her as a best friend.
A flurry of movement occurred next to her, and she turned to see Baekhyun with his whole body facing her. If he were a cartoon, there would be a light bulb above his head.
“I just have possibly the best idea of all time,” he announced, his eyes twinkling in a way that made Minji think that maybe it was the opposite.
“What is it?” she hesitated.
Baekhyun flashed a smile that she could only categorize as ‘crazed.’
It was two days later when Baekhyun leaned against the door to the locked storage room. “I felt like that was too easy,” he commented casually.
“I wouldn’t think too much about it,” Minji said, ignoring the noises of confusion and subsequent angry knocks on the door. “I really don’t think they’re as clever as they like to think they are.”
On the other side, you pounded on the door. “I hate you, you suck!” You yelled. “I’m going to murder you when we get out of here!”
“Baekhyun and I are going to get ice cream! If you two resolve this within an hour, then I’ll get you your favorite,” Minji said, her voice muffled through the door.
“Not even ice cream will make me forget this betrayal!” You screamed.
Chanyeol banged on the door as well, “Baekhyun! I can’t believe you’re part of this!”
“Sorry, Yeollie~” Baekhyun sang. “It’s for your own good—and my own sanity.”
“Bye, you two!” yelled Minji, her voice getting further and further away.
You kicked the door in frustration. You stalked to the furthest wall and slid down, drawing your legs to your chest. You caught Chanyeol’s eyes; you felt like you were burning under his stare.
He shuffled toward you and settled at your side. Your heart raced in response.
“Do you think they’ll keep us in here long?” he asked quietly.
“Knowing my friend, we’re not getting out of here until we resolve our issues,” you sighed.
“I don’t have issues with you.” He scowled. “You’re the one that has issues with me.”
“That’s not true at all!” you exclaimed. Panic rose in your chest. This was the worst idea ever.
“Isn’t it though?” snapped Chanyeol. He glared, but you could see some of the sadness there, too. “I try to talk to you every day. But every time I talk or make a joke, you purse your lips at me. You roll your eyes when we make eye contact. You stiffen up whenever I’m near you, like now.” He pressed his lips together in a thin line. “I just wanted to know what I did to make you hate me.”
“Why do you care?” you snapped back.
“Because I made you laugh when I first met you!” he yelled. “And then, you didn’t, and I’m pretty sure short of streaking through campus, I would do anything to make you laugh like you did that first time.”
You stayed silent after his confession; he looked away from you. A heavy pause hung in the air.
“I think you’re funny,” you mumbled. He looked toward you again, but you made yourself stare straight ahead. “I think you’re hilarious. I also think you’re sincere and charismatic.”
“Then why do you treat me like that?”
“Because I’m…none of those things.”
Chanyeol’s eyebrows drew together. “What is that supposed to mean?”
You rubbed your hand over your face, “I’m not good at talking to people in general, okay? The only reason I have the friends that I do is because they talked at me so much they decided we were friends. I’m socially inept, especially with cool people like you.”
His face perked up. “You think I’m—”
You held a hand up. “Not the point.”
“So you’re mean to me because…you’re shy?”
You groaned, “Yes? No? Maybe. I don’t know.”
“You do realize that you just gave every possible response to that question, right?”
“Look, I didn’t think that you noticed me, okay? And you actually paid attention the first time I gave you a snarky response. So I did it again and again, and I sort of thought that our relationship was like that after a while. But I never meant to mean it maliciously. And then rumors started spreading that I hated you—and it got out of control!”
He leaned back until his head hit the wall.
“We’re idiots,” he pronounced.
You cocked an eyebrow in confusion. “How so?”
Chanyeol disengaged from the wall and crawled towards you. He didn’t stop until he was inches from your face. His big eyes twinkled in the dim light, a soft smile gracing his features.
His proximity made your heart thunder in your chest.
“Let me make this clear,” he began, “you’ve always had my attention. I crave it like a man in the desert needs water. I always thought my liking you was obvious. You acting like you were disgusted with me felt like a rejection, but I played along, anyway.” He ran a hand through his cotton candy hair. “When you blurted out that you liked me, I thought it was a cruel joke.” He looked deep into your eyes. “But it wasn’t a joke, was it?”
You shook your head fervently, “I meant it. I just—I’m bad at—”
“I know, sweet girl,” he said, voice dropping an octave. “I don’t want you to be nervous talking to me.” He reached over and played with the ends of your hair. You felt your heart stutter. “Just tell me the first thing that comes to mind,” he continued. The combination of the action and his soft voice sent you to a dreamlike state.
You closed your eyes and took a deep breath. “You playing with my hair is giving me butterflies.” When you opened your eyes, Chanyeol was gazing at you with a fond smile.
“Funny,” he whispered. “I feel that way whenever I see you.” He grasped his chin in a mock-thinking pose. “Now, what do we do about that?” He let go of his chin to grasp your hand, his large hand covering yours completely. His calluses were rough against your skin, but his touch was gentle. “Maybe we could share them?”
You giggled. “You’re such a dork.”
His face lit up at your reaction. “Got you to laugh, though.”
You nodded, “That you did.” You used your free hand to text Minji. “I’m gonna get mint chocolate chip. What do you want?”
“I just gave you the world’s greatest pick up line, and your mind is stuck on ice cream?!” Chanyeol exclaimed.
“It’s the least our friends can do by trapping us in a storage room to fend for ourselves. It might take a little longer for them to come get us though. Is that okay?”
Chanyeol squeezed your hand. “I don’t mind that at all.”
“Me neither,” you replied, sending the text.
“I like you, just so you know.”
You looked at him stone-faced, “I got that.”
He frowned, but you reached toward him and kissed his cheek. “I like you, too.”
91 notes · View notes
cheomonsbasssy1986 · 3 years
Text
affordable house insurance
BEST ANSWER: Try this site where you can compare quotes from different companies :getinsurancequotes.top
affordable house insurance
affordable house insurance in Massachusetts, but what exactly does that mean for the company? With average premiums of $20,000 for a house and $250,000 for a condo, it’s easy to see why premiums are so high. We’ll start with the average cost of houses and condos in Massachusetts. Since house prices are so much lower than condo value, you’ll want to get a HouseInsurance quote from top car insurance companies in Massachusetts.com. Enter your private zip code below to view companies that have cheap auto insurance rates. In Massachusetts, it is illegal to drive without car insurance. If you purchase insurance, you must have proof of financial responsibility in your vehicle. Massachusetts auto insurance requirements will also include uninsured motorist coverage on your policy and comprehensive coverage on your car insurance policy. Massachusetts does not require the purchase of any type of insurance policy but it is possible to buy it without insurance. Massachusetts law requires that uninsured motorist coverage is applied to all drivers: “. affordable house insurance to fit your budget. You have a higher degree of control over how to choose your home insurance, and you can get the coverage you need without paying a fortune. However, by buying as much homeowners insurance as you can afford, you’ll be less of a long-term customer (because of discounts). And, your homeowners policy can have all the discounts you need: If you don’t own your house and need to take out a homeowner’s insurance policy, you shouldn’t be buying this kind of coverage. Your home’s structure, amount of roof, interior structure, etc., can all affect your homeowners insurance premium — so what’s best for your neighbors might not be best for you. We want to make your homeowners insurance experience a little bit different, too. We help you compare the best companies for your specific needs with no obligation. By choosing the companies we represent, you’ll be able to get the coverage you need at. affordable house insurance for your children. Call us today to discuss more about homeowner’s insurance for you and your family. Our insurance team analyzes car insurance providers to help you choose the best car insurance for your family. We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs. How much does car insurance do you need for a day? What is the average cost for full coverage, full coverage, or a standard policy in Illinois? Our research shows that you probably will need a lot of coverage to meet your financial needs and you may not need as much coverage with your vehicle insurance. If you live in the capital (Waverville), then you likely have a car insurance policy that will likely cover you for a day. If you don t have an auto insurance policy, then you may need you to purchase a comprehensive policy.
How Much Does Home Insurance Cost?
How Much Does Home Insurance Cost? The best way to know the answer is to compare. In order to compare rates, you need to understand the state of your house. Home insurance is a type of liability coverage that pays for damages that occur to other people, vehicles, buildings or other property, if the accident was your fault. The cost of home insurance varies depending on many factors, but you might be able to find your fair market rates with the help of home insurance quotes comparison site like . Use these quick tips to cut down on insurance costs: Your auto insurance policy can protect you from damage or injury. However, when you have a large deductible, you may want to consider shopping for a new policy before the old one expires, especially if you have an expensive claim. When you have a major claim such as a car accident or a fire, you will want a new auto policy before the old one expires, regardless of your coverage limits. Some places will allow you to stay on the same policy for as long as you wish..
What is home insurance?
What is home insurance? And is it as diverse as the rest of the nation? It’s not just you; there are many companies that can provide you with coverage for your home that can better accommodate your needs. You’d be surprised to find that there are many companies out there to whom they’re willing to offer protection. Some companies may be perfect for your home at odds with your lifestyle or a niche niche you’ll find a company outside of that niche. Some may be bad, some might be great, but we wanted to discuss the main principles by which most states set their homeowners insurance standards. The first and most important principle is that most home insurance policies can be categorized into five major categories. The categories have varying degrees of liability, collision, personal property, other structures coverage, and even medical payments coverage. Let’s walk through the difference between the five types of coverage and what your state may or may not require. A good rule of thumb is that your home insurance.
Motorcycle Insurance
Motorcycle Insurance Auto Insurance Discount for Busted Vehicle After Fault in an Auto Accident You may be eligible for a discount if you’re responsible for fixing or replacing the other car or a rental car while in the shop or waiting for a collision on a busy route. Check Cheap Bike Accident Coverage Compare the cheapest rates of the best insurers and companies online. Coverage Average Compare the cheapest options Auto Home Auto Business Life Medicare AD&D Property/casualty ontact Transamerica, and more: Compare the cheapest rates of the best insurance companies and companies online. Compare Cheap Quote Review » Here are the cheapest insurance companies by market share for single drivers with a recent DUI charge, ranked by lowest average price in California for insurance, also from 1340 auto insurance reviews that were submitted to J.D. Power’s 2019 National Driver & Variable Auto Average Score. Read more :  .
Over 2,300 home insurance customers rated us on average[2]
Over 2,300 home insurance customers rated us on average[2] The J.D. Power 2018 survey put us close enough to be considered by some companies to earn a top poll. In the J.D. Power 2018 U.S. Home Insurance Study, we found that we did not rank because it is not a standard home insurance policy and is not recommended to the average person. J.D. Power surveys insurance customers to see how much they’d pay for coverage. The best home insurance comprehensive coverage is called full coverage .  It features 10 policies that cover different aspects of your infrastructure or your home. These include your  home and your auto, which are included in full coverage policies. A deductible is an amount you pay before your insurance company will cover. This is the amount you have to pay before your insurance will cover. Homeowners insurance deductibles are a method used in some states when insurance providers.
Why compare home insurance with us?
Why compare home insurance with us?  The best time to buy home insurance is during the purchasing process, rather than at the time of sale. If you don t buy home insurance at the time of issue of filing the coverage yourself, then you risk being sued by both your insurer and the buyer. If you are buying home insurance online, you might be wondering why it can be so expensive for insurance claims to be triggered by bad weather. Well, if you have a claim for something that was caused by a car or something other than natural disasters or a fire, your insurance company would have very little problem to pay for the damage to your home. If you have coverage for a fire, for instance, it might not need to go through the system because the fire would have no impact on your insurance. However, your insurance company will usually decide that this is a possibility. If you have a covered loss, and you are going to be the buyer of your home, this could happen. If weather or a fire causes damage to.
Cheap Home Insurance FAQs
Cheap Home Insurance FAQs How do I file a claim with UPS? If you’re eligible for a discount through UPS, you’ll need to file a claim directly with UPS. In order for UPS to determine your eligibility, we recommend contacting your local UPS branch for more information. What is UPS’ No-Fault policy coverage? If you have UPS’ No-Fault insurance, you’ll be covered under the policy regardless of who caused an accident. This includes any driver who was at fault in an accident regardless of fault (such as yourself or someone else whose car or truck was damaged in the incident). Does UPS offer foreign language services? Yes, UPS offers several foreign language services to English-speaking customers. For customers with UPS policies in effect in December 2012, the company introduced the UPS English-Speaking Service. Additionally, customers can now select from the following language services: (i) the U.S. Secretary.
Home Insurance
Home Insurance, LLC. We are independent agents and you can be sure that you are buying at least the minimum legal automobile insurance that will be required. When an insurance company chooses to purchase auto liability coverage, they usually have a few key pieces that become very important. The amount they offer can range anywhere from $15,000 up to $150,000. The law will often be very difficult to get around, but insurance laws can vary from state to state. Most auto insurance policies must be purchased in an amount that is $15,000, with the exceptions of Wisconsin and Colorado. The liability portion, also known as the bodily injury, property damage, and umbrella policy, and both at fault parts of the policy may be waived or restricted in some states. The minimum limit of insurance may vary from state to state. There are multiple types of liability coverage. Most auto insurance liability insurance is called “full coverage.” It will normally cover your automobile and other property that is damaged or destroyed in.
Save money on your home insurance
Save money on your home insurance cost, but don’t forget to check our to make sure you are getting a discount if you qualify. For the best price yet, it’s important to consider factors like cost, coverage options, and discounts, and to find the right price in the right locations to fit your needs. What are the advantages? One of the biggest advantages associated with home insurance is the ease of online application processes. You can even submit your insurance information online, as if you are some of the smartest professional homeowners insurance companies worldwide. A small, local company with a local market share could provide insurance for you in your current neighborhood. Another unique feature is the online process to purchase insurance coverage for your home. Some insurance companies have the capability to automatically submit claims within minutes, or you’ll have the option to make a phone call. But you can’t do that. Instead of making a telephone call, you can simply click for a home search app in an app store. All.
Get FREE Home Insurance Quotes
Get FREE Home Insurance Quotes with The Green Mountain Family Way Agency. We have over 80 years of experience in the insurance industry and can help you find affordable rates on home, auto, renter’s, umbrella and more. If you’s looking for affordable home insurance rates or homeowners insurance quotes for your property, consider checking out from us. Homeowners insurance is designed to protect you from a number of risks you might face as tenants in your property, such as fire and theft. Unlike , home insurance only covers your building directly. That means you’re not liable for damage to your home. The building’s structure doesn’t matter if you’ve purchased home insurance for one specific address, and there certainly isn’t a local agent or broker on the ground. That means coverage varies by location. Because insurance rates vary so much by location, you may be able to get home insurance quotes from the following carriers in Michigan. Below is a list of home insurance companies with the.
Get Home Insurance Quotes Now
Get Home Insurance Quotes Now! We’re here to help make things right! The Colorado Association of Insurance Brokers (CAIP) also offers information, tools, and resources for people who need to meet the legal requirements for self-insurance.  More Information on CAIP, including their websites, products, and service. The Colorado Insurance and Financial Services Association (CIFSA), a national trade group representing insurance and financial services firms and professionals, is a 501(c)(3) dedicated to promoting a more consumer-focused industry. The organization has more than 60 years’ experience in promoting a better picture of American consumer finances and insurance policies. A  The Colorado Division of Insurance (CODI) handles questions related to auto insurance, including claims, policy changes and fines. The . In Colorado, insurance companies can on your behalf. The Colorado Insurance and Financial Services Council enforces a new and more aggressive car insurance minimum.
0 notes
Text
affordable house insurance
BEST ANSWER: Try this site where you can compare quotes from different companies :bestinsurancequotes.top
affordable house insurance
affordable house insurance in Massachusetts, but what exactly does that mean for the company? With average premiums of $20,000 for a house and $250,000 for a condo, it’s easy to see why premiums are so high. We’ll start with the average cost of houses and condos in Massachusetts. Since house prices are so much lower than condo value, you’ll want to get a HouseInsurance quote from top car insurance companies in Massachusetts.com. Enter your private zip code below to view companies that have cheap auto insurance rates. In Massachusetts, it is illegal to drive without car insurance. If you purchase insurance, you must have proof of financial responsibility in your vehicle. Massachusetts auto insurance requirements will also include uninsured motorist coverage on your policy and comprehensive coverage on your car insurance policy. Massachusetts does not require the purchase of any type of insurance policy but it is possible to buy it without insurance. Massachusetts law requires that uninsured motorist coverage is applied to all drivers: “. affordable house insurance to fit your budget. You have a higher degree of control over how to choose your home insurance, and you can get the coverage you need without paying a fortune. However, by buying as much homeowners insurance as you can afford, you’ll be less of a long-term customer (because of discounts). And, your homeowners policy can have all the discounts you need: If you don’t own your house and need to take out a homeowner’s insurance policy, you shouldn’t be buying this kind of coverage. Your home’s structure, amount of roof, interior structure, etc., can all affect your homeowners insurance premium — so what’s best for your neighbors might not be best for you. We want to make your homeowners insurance experience a little bit different, too. We help you compare the best companies for your specific needs with no obligation. By choosing the companies we represent, you’ll be able to get the coverage you need at. affordable house insurance for your children. Call us today to discuss more about homeowner’s insurance for you and your family. Our insurance team analyzes car insurance providers to help you choose the best car insurance for your family. We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs. How much does car insurance do you need for a day? What is the average cost for full coverage, full coverage, or a standard policy in Illinois? Our research shows that you probably will need a lot of coverage to meet your financial needs and you may not need as much coverage with your vehicle insurance. If you live in the capital (Waverville), then you likely have a car insurance policy that will likely cover you for a day. If you don t have an auto insurance policy, then you may need you to purchase a comprehensive policy.
How Much Does Home Insurance Cost?
How Much Does Home Insurance Cost? The best way to know the answer is to compare. In order to compare rates, you need to understand the state of your house. Home insurance is a type of liability coverage that pays for damages that occur to other people, vehicles, buildings or other property, if the accident was your fault. The cost of home insurance varies depending on many factors, but you might be able to find your fair market rates with the help of home insurance quotes comparison site like . Use these quick tips to cut down on insurance costs: Your auto insurance policy can protect you from damage or injury. However, when you have a large deductible, you may want to consider shopping for a new policy before the old one expires, especially if you have an expensive claim. When you have a major claim such as a car accident or a fire, you will want a new auto policy before the old one expires, regardless of your coverage limits. Some places will allow you to stay on the same policy for as long as you wish..
What is home insurance?
What is home insurance? And is it as diverse as the rest of the nation? It’s not just you; there are many companies that can provide you with coverage for your home that can better accommodate your needs. You’d be surprised to find that there are many companies out there to whom they’re willing to offer protection. Some companies may be perfect for your home at odds with your lifestyle or a niche niche you’ll find a company outside of that niche. Some may be bad, some might be great, but we wanted to discuss the main principles by which most states set their homeowners insurance standards. The first and most important principle is that most home insurance policies can be categorized into five major categories. The categories have varying degrees of liability, collision, personal property, other structures coverage, and even medical payments coverage. Let’s walk through the difference between the five types of coverage and what your state may or may not require. A good rule of thumb is that your home insurance.
Motorcycle Insurance
Motorcycle Insurance Auto Insurance Discount for Busted Vehicle After Fault in an Auto Accident You may be eligible for a discount if you’re responsible for fixing or replacing the other car or a rental car while in the shop or waiting for a collision on a busy route. Check Cheap Bike Accident Coverage Compare the cheapest rates of the best insurers and companies online. Coverage Average Compare the cheapest options Auto Home Auto Business Life Medicare AD&D Property/casualty ontact Transamerica, and more: Compare the cheapest rates of the best insurance companies and companies online. Compare Cheap Quote Review » Here are the cheapest insurance companies by market share for single drivers with a recent DUI charge, ranked by lowest average price in California for insurance, also from 1340 auto insurance reviews that were submitted to J.D. Power’s 2019 National Driver & Variable Auto Average Score. Read more :  .
Over 2,300 home insurance customers rated us on average[2]
Over 2,300 home insurance customers rated us on average[2] The J.D. Power 2018 survey put us close enough to be considered by some companies to earn a top poll. In the J.D. Power 2018 U.S. Home Insurance Study, we found that we did not rank because it is not a standard home insurance policy and is not recommended to the average person. J.D. Power surveys insurance customers to see how much they’d pay for coverage. The best home insurance comprehensive coverage is called full coverage .  It features 10 policies that cover different aspects of your infrastructure or your home. These include your  home and your auto, which are included in full coverage policies. A deductible is an amount you pay before your insurance company will cover. This is the amount you have to pay before your insurance will cover. Homeowners insurance deductibles are a method used in some states when insurance providers.
Why compare home insurance with us?
Why compare home insurance with us?  The best time to buy home insurance is during the purchasing process, rather than at the time of sale. If you don t buy home insurance at the time of issue of filing the coverage yourself, then you risk being sued by both your insurer and the buyer. If you are buying home insurance online, you might be wondering why it can be so expensive for insurance claims to be triggered by bad weather. Well, if you have a claim for something that was caused by a car or something other than natural disasters or a fire, your insurance company would have very little problem to pay for the damage to your home. If you have coverage for a fire, for instance, it might not need to go through the system because the fire would have no impact on your insurance. However, your insurance company will usually decide that this is a possibility. If you have a covered loss, and you are going to be the buyer of your home, this could happen. If weather or a fire causes damage to.
Cheap Home Insurance FAQs
Cheap Home Insurance FAQs How do I file a claim with UPS? If you’re eligible for a discount through UPS, you’ll need to file a claim directly with UPS. In order for UPS to determine your eligibility, we recommend contacting your local UPS branch for more information. What is UPS’ No-Fault policy coverage? If you have UPS’ No-Fault insurance, you’ll be covered under the policy regardless of who caused an accident. This includes any driver who was at fault in an accident regardless of fault (such as yourself or someone else whose car or truck was damaged in the incident). Does UPS offer foreign language services? Yes, UPS offers several foreign language services to English-speaking customers. For customers with UPS policies in effect in December 2012, the company introduced the UPS English-Speaking Service. Additionally, customers can now select from the following language services: (i) the U.S. Secretary.
Home Insurance
Home Insurance, LLC. We are independent agents and you can be sure that you are buying at least the minimum legal automobile insurance that will be required. When an insurance company chooses to purchase auto liability coverage, they usually have a few key pieces that become very important. The amount they offer can range anywhere from $15,000 up to $150,000. The law will often be very difficult to get around, but insurance laws can vary from state to state. Most auto insurance policies must be purchased in an amount that is $15,000, with the exceptions of Wisconsin and Colorado. The liability portion, also known as the bodily injury, property damage, and umbrella policy, and both at fault parts of the policy may be waived or restricted in some states. The minimum limit of insurance may vary from state to state. There are multiple types of liability coverage. Most auto insurance liability insurance is called “full coverage.” It will normally cover your automobile and other property that is damaged or destroyed in.
Save money on your home insurance
Save money on your home insurance cost, but don’t forget to check our to make sure you are getting a discount if you qualify. For the best price yet, it’s important to consider factors like cost, coverage options, and discounts, and to find the right price in the right locations to fit your needs. What are the advantages? One of the biggest advantages associated with home insurance is the ease of online application processes. You can even submit your insurance information online, as if you are some of the smartest professional homeowners insurance companies worldwide. A small, local company with a local market share could provide insurance for you in your current neighborhood. Another unique feature is the online process to purchase insurance coverage for your home. Some insurance companies have the capability to automatically submit claims within minutes, or you’ll have the option to make a phone call. But you can’t do that. Instead of making a telephone call, you can simply click for a home search app in an app store. All.
Get FREE Home Insurance Quotes
Get FREE Home Insurance Quotes with The Green Mountain Family Way Agency. We have over 80 years of experience in the insurance industry and can help you find affordable rates on home, auto, renter’s, umbrella and more. If you’s looking for affordable home insurance rates or homeowners insurance quotes for your property, consider checking out from us. Homeowners insurance is designed to protect you from a number of risks you might face as tenants in your property, such as fire and theft. Unlike , home insurance only covers your building directly. That means you’re not liable for damage to your home. The building’s structure doesn’t matter if you’ve purchased home insurance for one specific address, and there certainly isn’t a local agent or broker on the ground. That means coverage varies by location. Because insurance rates vary so much by location, you may be able to get home insurance quotes from the following carriers in Michigan. Below is a list of home insurance companies with the.
Get Home Insurance Quotes Now
Get Home Insurance Quotes Now! We’re here to help make things right! The Colorado Association of Insurance Brokers (CAIP) also offers information, tools, and resources for people who need to meet the legal requirements for self-insurance.  More Information on CAIP, including their websites, products, and service. The Colorado Insurance and Financial Services Association (CIFSA), a national trade group representing insurance and financial services firms and professionals, is a 501(c)(3) dedicated to promoting a more consumer-focused industry. The organization has more than 60 years’ experience in promoting a better picture of American consumer finances and insurance policies. A  The Colorado Division of Insurance (CODI) handles questions related to auto insurance, including claims, policy changes and fines. The . In Colorado, insurance companies can on your behalf. The Colorado Insurance and Financial Services Council enforces a new and more aggressive car insurance minimum.
0 notes
moksha-l-blog · 4 years
Text
Iceland visiting evaluation
1. Customer expectation
The scenery there is the same as I expected, it was breath-taking. And the service is better than what I expected. Customers have expected basics like quality service and fair pricing. When I was in Iceland, we could feel Iceland's service to customers all the time. I originally thought that a tourist city like Iceland has a large number of people and local people would have a bad attitude. But they were not. Every day when I meet the hotel staff, they will say hello to me. That was a very comfortable service, that means they did not have an arrogant attitude and each of them was friendly enough to speak clearly. Probably because Iceland is a tourist city, they know how to make customers satisfy. Consumer expectations reflect both past and current product evaluation and user experiences (Smith, 2018). I think it would be better if Iceland could add more public toilets in some places. As facilities are provided and awareness grows, visitor numbers will increase. (Butler, 2005) When we were climbing the snowy mountains in Iceland, I noticed that the fences on both sides of the boardwalk were fragile, just a rope, and in some places, there was no protection. In this case, once the flow of people becomes large, it will be very dangerous. Iceland should also add some basic protection facilities.
2. Tourism sustainability:
“Sustainable tourism development requires the informed participation of all relevant stakeholders, as well as strong political leadership to ensure wide participation and consensus building. Achieving sustainable tourism is a continuous process and it requires constant monitoring of impacts, introducing the necessary preventive and/or corrective measures whenever necessary.” Tourism is like the economic driver. Tourism development is vital to a country. But if not developed well, it also may cause damage to the local people or environment. The aim of sustainable tourism is to increase the benefits and to reduce the negative impacts caused by tourism for destinations.
Tumblr media
Iceland set slogans for environmental protection, it is the most convenient and simple way to warn people to protect the environment. And I also found that cigarette butts rarely appear on the ground in Iceland. When a place is clean, people who have the habit of throwing garbage everywhere will be embarrassed to litter. For decades, the notion of sustainability has been a challenge for many developing destinations in peripheral areas (Espiner et al., 2017). Environment impacts to destination can be positive and negative. Because of its unique scenery, there still many tourists would like to go again. But at the same time, there also have people think even though Iceland is very beautiful, they would not come again because of the cold weather. Iceland is warmed by the Gulf Stream and has a temperate climate, despite a high latitude just outside the Arctic Circle. Its high latitude and marine influence keep summers chilly, with most of the archipelago having a polar climate. Every tourism area has a “carry capacity”. As I mentioned above, in addition to increasing protection measures, the method of protecting tourists' safety when climbing snowy mountains can also control the flow of people up the mountain and climb the boardwalk in batches.
3. Tourism motivation:
Tourists tend to occupy a significant place in the socio-theoretical landscape. The major purpose of the traveller is to have a glimpse or to gaze at the surroundings like a piece of land, a sea, a group having a different ethnicity or a ritual. All these tend to interact with each other and determine the traveller’s perception and also influence his observations on the basis of any pre-visit narratives which the tourist tries to construct. According to Swarbrooke , the six categories of motivation are: ‘physical’ (chief purpose being relaxation, improvement of health, need for exercise and sex); ‘cultural’ ( to experience novel culture and for the purpose of sightseeing); ‘status’ ( driven by the desire to be exclusive and to seek fulfilment ; ‘personal development’ ( to seek knowledge and to learn novel things); ‘emotional’ ( as a source of nostalgia, fantasy, romance, adventure as well as spiritual needs) and ‘personal’ ( for visiting friends and relatives or to escape from something). Tourists are majorly concerned about their own experience and try to get the maximum out of each experience irrespective of the length or purpose of visit. (Pearce, 2015: 6). “The need for destinations to create a unique identity – to differentiate themselves from competitors – is more critical than ever.” (Morgan & Pritchard, 2002)
Iceland is well known for its untouched nature and unique atmosphere. Most people travel to Iceland for reasons of Aurora and beauty. Many people travel thousands of miles to Iceland just for its distinctive snow scene and watching the aurora. And it has been insisting on developing its own characteristics. There are many introductions and guides about Aurora in the hotel lobby where I live. Tourism is considered as a world-wide socio-economic phenomenon which has arisen from the basic human need of seeking leisure, to establish contact with nature and also the desire to travel to new places and experience different kind of cultures. Tourism plays a key role in contributing towards the well-being of tourists by providing opportunities to spend their holidays, entertain themselves, escape from boredom as well as fulfil their other human needs and desires.
4. Life cycle
There is no doubt that tourism areas are changing all the time, from butler’s tourism area life cycle we can divide the life cycle of the attraction into seven parts: Exploration, Involvement, Development, Consolidation, Stagnation, Decline and Rejuvenation. The TALC has gone on to become one of the best-known theories of destination growth and change within the field of tourism studies. It is arguably one of the most significant contributions to studies of tourism development because of the way it provides a focal point for discussion of what leads to destination change, how destinations and their markets change and, even, what is a destination. I think Iceland is still developing. The development stage reflects a well-defined tourist market area, shaped in part by heavy advertising in tourist-generating areas. As this stage progresses, local involvement and control of development will decline rapidly. (Butler, 2005)
Tumblr media
(from: Wikipedia)
It is clear that Iceland's tourist population has continued to rise in recent years
Tourism can involve location, local transportation, accommodations, entertainment, recreation, nourishment and shopping. All this together made up a destination. If a tourist attraction wants to extend its “life”, it needs to strengthen sustainable development and customer management. Customer management can be achieved from the perspective of target marketing. Targeting marketing can divide customer into different categories. While categorizing, tourism destinations can choose the desired customer group. This can control the flow of people and limit customer behaviour at the same time. As Iceland is a tourist destination known for its nature, Iceland needs to maintain sustainable development and protect the environment to extend its “life”. Through Doxey’s theory, Iceland is still in the “APATHY” stage. Services provided to foreign tourists were for a long time an insignificant part of the Icelandic economy, rarely contributing more than 2 percent to GDP. Doxey’s (1975) ‘Irridex’ model suggests that communities pass through a sequence of reactions as the impacts of an evolving tourism industry in their area become more pronounced and their perceptions change with experience. Thus, an initial euphoria is succeeded by apathy, irritation and, eventually, antagonism. Human feelings are mutual, and the attitude of local residents towards tourists often depends on the behaviour of tourists. Another important factor affecting the development of tourist destinations is seasonality. Most people choose to go to Iceland in winter because it is a good season to see the Aurora and scenery at that time is the most beautiful. Iceland could do some activities during the off-season.
Conclusion
Iceland is still developing. It can have better development or decline in the future depends on its tourism policy.
Reference
https://www.salesforce.com/research/customer-expectations/
Morgan, N. and Pritchard, A. (2002) Destination Branding. Oxford: Butterworth Heinemann
Smith, S., 2018. Customer Expectations: 7 Types All Exceptional Researchers Must Understand. 2 march.
Espiner, S, Orchiston, C & Higham, J, 2017. Resilience and sustainability: a complementary relationship? Towards a practical conceptual model for the sustainability-resilience nexus in tourism. Journal of Sustainable Tourism 25, 1385–1400.
Swarbrooke & Horner (2011). Consumer behaviour in tourism. Routledge: Abingdon.
Pearce, P. L. (2005). Tourist Behavior: Themes and conceptual schemes. Clavedon: Channel View.
Butler, R. (Ed.). (2006). The tourism area life cycle (Vol. 1). Channel view publications.
"krpano - thorsmork". Vr-iceland.grandpano.sk. Retrieved 13 August 2018.
0 notes
Text
Nothing/Anything: The Ballad of Todd Rundgren
From Here to Utopia
by David Fricke for Trouser Press, July 1978
Todd Rundgren lies comfortably against a pillow on the living room floor of his Bearsville, New York retreat, located just off a winding, ill-paved driver’s challenge called Mink Hollow Road. Against one knee-high landing is a row of records encroaching its way across the room. The first one, front and center, is a copy of Rundgren’s first solo album, Runt, no doubt the result of a quiet stroll down memory lane.
“Actually, I just produced a punk album by Jean-Yves Labat – M. Frog – the original synthesizer player in Utopia. One of the tunes is a re-working of a song from that album called ‘I’m in the Clique.’ His new album is called Froggy Goes A’Punkin’.” Right there, in barely over 25 words, is the gist of Todd Rundgren’s stormy ten-year career as one of American rock’s most prodigious and, at times, petulant geniuses. 
Alternately a defiantly individualistic solo artist, a much-sought-after producer of hits for other occasionally less-talented folk, and the democratically inclined lead guitarist for a band and ideology called Utopia, Todd Rundgren is all things to only a few understanding people. His records with and without Utopia since 1973’s A Wizard, A True Star have sold at a modest but discouragingly fixed rate of approximately 200,000 a pop – enough to keep his commercial momentum at a respectable pace, but not enough to keep him from languishing in the shadowed obscurity that is the scourge of all cult figures. But Rundgren would seem totally unaffected by his inability to make a large-scale artistic impact on an audience he feels is brainwashed by the false promises of 70s pop and the insensitive record industry prophets that make them. Much like the Number 6 character portrayed by Patrick McGoohan in The Prisoner, Todd Rundgren writes for himself the role of a man who consistently defies the powers-that-be who, in this case, would emasculate the creative potential of any single musical project he might care to name. He will cite such scurrilous activity as going back as far as his celebrated late ’60s stint with Nazz and then detail the problems he claims he faces in pursuing a musical career, either on his lonesome or in the company of fellow Utopians. Take, for example, his solo recording contract with Bearsville Records. “I deliver albums on approval. I’m not obligated to deliver any albums to them, but I can’t take an album to another label either. I just sort of do what I feel like doing and they have the option of putting them out or not putting them out. The way they behave when I deliver them, I don’t understand why they bother. You’ll have to ask them.”
I did just that, calling Bearsville’s California office to ask company head and long-time Rundgren confidante Paul Fishkin about Rundgren’s business circumstances and the company’s attitudes toward the music Rundgren says they have no commercial faith in.
“There is a certain level,” Fishkin replies, “on which Todd likes to think of himself as independent. He’s also a very – what’s the word? – mercurial personality and much to his credit he’s never wanted to be categorized. That’s what makes him so unique. But that also makes it very frustrating for us because we would like to sell more records.”
So would Todd, but for him, that’s not the bottom line.
“That’s another argument I have with the record company. They feel that selling 150,000 albums in this day and age makes you irrelevant, that it has to be a million and a half albums to be worth anything. Their whole attitude is like world conquest or manifest destiny where you’re just supposed to expand and expand and expand in the same way the economy does until you hit your recession and your economy collapses.
“I don’t particularly feel that way. I feel that it seeks its own level. I can’t force it any greater. I’m not attempting to be anyplace, underground or overground. I’m just attempting to do what I feel I should do in terms of making records.”
Fishkin, a week later and 3000 miles away, makes Todd’s point for him.
“He makes the music in his head at a given moment. And that music is the story of his life at that moment.”
Raz-A-Ma-Nazz
The fourth largest music market in the country, Philadelphia nevertheless endures a perennially bad rock’n’roll reputation. The East Coast industry focus makes an occasional stop there, paying due respects to the bastard children of Dick Clark’s American Bandstand – that South Philly brigade of acne-free faces like Frankie Avalon and the imminently forgettable Fabian – with more recent tributes paid the R&B factory run by Philadelphia International’s Gamble and Huff.
As a result, the city’s young white rockers still fight an uphill battle trying to make even their own local audience aware of the talent developing there, only to find their fortune in a two-hour drive to the north. The psychedelic joyride we now know as the late ’60s found many of Philly’s aspiring rock bands coming about as close as they ever would. Mandrake Memorial, Edison Electric Band, Elizabeth, Sweet Stavin Chain, High Treason – they all snagged fleeting moments of recognition with albums of fair to excellent quality. But by 1968, there was no question about who reigned supreme, even if they didn’t gig with the same regularity and took a casual pass on hippie ethics. Nazz – generally through the services of the still-18-year-old Todd Rundgren – were unanimously, if begrudgingly, voted most likely to succeed. That, in the end, Nazz dissolved in a flurry of infighting and managerial mishaps, Rundgren attributes more to the times than the place.
“Nazz was certainly out of context in the sense that it wasn’t typical of what was happening at the time.”
Rundgren has been talking about his own musical tendencies at any given time vis a vis those considered in vogue at that given time. It is a theme he sounds throughout the conversation and Nazz is just another case in point.
“It wasn’t exactly out of context,” he submits, “because we were the premiere local band at the time. We did have a large following. But the Nazz was considered out of context because the music that was happening was not at all like ours.
“First of all, everybody was taking a lot of drugs. The whole thing was that late ’60s music evolved out of this street-level thing, like San Francisco and so on. Like, ‘hey, blues.’ Except I’d already gone through the blues trip with Woody’s Truck Stop.”
Actually, Rundgren had been through that and more by 1967 when Nazz first reared its Anglo-foppish head. He could count to his credit the usual Beatle-copy and Britrock cover bands like Money (the same heard at the start of side four of Something/Anything). As a young, impressionable lad growing up in the depressingly nondescript Philly suburb of Upper Darby, he ignored Elvis Presley (“A lot of people who emulated him were machismo-greaser-killer types who were always out to kill me.”), opting for what he describes as the “art school personality” personified by the Beatles, “wanting to be a little different and strange and still have people like you.”
Come 1966 and Rundgren fancied himself a budding white bluesman, heading for center city Philadelphia and joining forces with an early hippie configuration, Woody’s Truck Stop, which held forth at the bohemian Walnut Street hangout called the Artist’s Hut. Paul Fishkin, who managed the Truck Stop for a time, describes the group as “sort of the Grateful Dead of Philadelphia.” However, their few claims to fame were Todd, a marginally excitable album on Smash (post-Todd), and a guitar player by the name of Alan Miller who raised a court ruckus when his high school suspended him for not cutting his hair to a regimental length. Such were the times and the times were not with Todd because he was (depending on whom you believe) either tossed out of the Truck Stop for not taking drugs (Fishkin’s story) or because he didn’t like the band’s drug scene (Todd, natch).
His next stop was what he calls “high concept,” a very Beatle-y trip to include singer-organist Stewkey (from the group Elizabeth), bass guitarist, occasional songwriter, and old friend Carson Van Osten, and ex-Munchkins drummer Thom Mooney. Stewkey remembers that it was Todd and Carson who formulated the idea for Nazz, then recruited him and Mooney to complete the band. As Nazz, they eventually released the first so-called progressive rock record out of Philadelphia (“Open My Eyes” b/w “Hello It’s Me”) and, with the debut album Nazz, defined an entirely new 1967 sound that could be described in today’s terminology as “power pop.”
“Nazz was a high concept band,” reiterates Rundgren. “We emulated a lot of English bands like the Who and Small Faces and really wanted to be as big as the Beatles, so we conceptualized everything on that level. The music was designed to have more of a common denominator, play more of an eclectic thing – a lot more vocals than what was happening at the time. At the time, everything was endless guitar solos. We had long conceptual songs, but even those were a high level of composition, as opposed to dropping acid and jamming.”
But was it just guitar solos and acid? Few of the bands, local or otherwise, who played Philly’s psychedelic showplaces like the Trauma, the Electric Factory, and the Second Fret coffeehouse even dented the charts with their extended paeans to the new consciousness. A glance at any one of the Top 100 lists of the late ’60s would reveal the Beatles at the height of their power, the Who slipping in every once in a while, and American groups like the Grass Roots, the Union Gap, and Paul Revere and the Raiders taking their turns with alarming regularity. If anything, Nazz’s neo-Whoish energy wedded with Rundgren’s gift for writing inescapable melodic hooks should have made them prime contenders.
“Well, Nazz wasn’t really counter to things that were happening,” he’ll say, implying that maybe it was more the creative atmosphere which was at fault.
“As I recall, a lot of my influences at the time were popular, but in other aspects. Like Jimmy Webb and the type of things he was doing influenced me to write ‘A Beautiful Song’ (the extended orchestral opus on Nazz Nazz). It’s just that we were joining a lot of disparate influences in the Nazz and it was a combination that wasn’t necessarily accessible.
“It’s also conceivable that the Nazz could have been more successful if our management had been a little more realistic. If we had played around more consistently and had a chance to develop our performance to the extent that we were developing our recording, then things might have happened differently. But our manager had this theory that if we had played around too much, we would establish ourselves as having a ‘low’ price tag. He was very money-oriented, mostly because he spent money at an incredible rate.”
So even with the first album, Nazz were left to their own devises. Despite production credits for Chicago producer Bill Traut (Shadows of Knight, etc.) and, on “Open My Eyes” and “Hello It’s Me,” Michael Friedman, Rundgren says that Nazz went the whole thing alone. “He (Traut) just sat there and read the trades while we were working. Then he mixed the album and a couple of hours later flew back to Chicago. We wound up remixing the whole album anyway. Michael Friedman was the partner of our manager at the time and he just wanted to have his name on the record somewhere. But all he did was sit around…”
…and read the trades, no doubt. But the end result soon obscured any of the shit flying around in the managerial arena. Nazz was and still is a refreshing, uplifting experience, totally lacking in artistic pretension. The rock (“Open My Eyes,” “Lemming Song,” “When I Get My Plane”) is raw at the core with a distinctive and imaginative polish to complement the gentility of ballads like “If That’s the Way You Feel” and “Hello It’s Me” (still an undeniable classic reflecting the urban soul colorings of Rundgren’s musical upbringing). Only “Crowded” bears compositional credits other than Todd’s (“Wildwood Song” is a group effort), in this case Stewkey and Thom Mooney. So while Nazz was not totally a Rundgren showcase, it set an auspicious example for the future.
Somebody then had the ingenious notion of sending Nazz to London in the fall of ’68 for recording purposes, sheer brilliance when you consider the wealth of English influences displayed on Nazz (the opening chords from “Open My Eyes” are straight out of the Who’s “I Can’t Explain”). Work permits being what they are, Nazz finished only one track in their two weeks there – a Carson Van Osten song called “Christopher Columbus” that later showed up in re-recorded form on Nazz III. (The original version of “Christopher Columbus” along with a different studio take of “Open My Eyes” can be heard on The Todd Rundgren Radio Show, a 1972 Bearsville promotional issue.) Nazz then headed for California’s sunny climes to do the second album and there the problems began in earnest.
“The Nazz always had internal problems, personality conflicts. For instance, the lead singer, Stewkey, was not inspired to do a lot except sing. Originally he was supposed to be an organ player, but he never practiced organ. I had been playing piano in the meantime and subsequently, by the time we got to the second record, I ended up doing most of the keyboard work.
“The drummer, Thom, and I had constant conflicts of an ego nature that had nothing to do with the professional direction of the band. We would get in the studio and if I were to say ‘play it this way,’ he would purposely play it another way, just to keep things going. By the time we got to the second album, we were just stomping in and out of the studio, fights all the time and shit like that. It was not the best set-up internally.”
Stewkey takes some exception to Todd’s criticisms, concurring that, yes, there were internal problems but Todd was just as much a part of the proceedings. As for his own role as organ player, “Todd knew that I didn’t play well. I never took piano lessons or anything. I just started to play as a music fill-in at the time. And I proceeded to get into the singing aspect of it. I never thought I was meant to be a virtuoso.” He does, however, play all of the ivories heard on Nazz.
When queried about Todd’s domineering role as composer, arranger, and de facto producer, Stewkey claims that ‘Todd always felt like he was the only one anyway. It got to a point where we weren’t even important anymore. On the second album, for instance, there are some tunes that I’d never heard before I even got into the studio. He would be off by himself and we didn’t even know what he was doing. A lot of hassles went down with the band and he just separated himself from them.”
For Rundgren, though, the breaking point came with a controversy involving the group’s second album, released in 1969 as Nazz Nazz. As he explains it, all of the material found on both Nazz Nazz and Nazz III came from the same 1968 Hollywood sessions, done after Nazz returned from London. Together they would comprise a double album – at least, he thought so – entitled Fungo Bat. (“We were really getting out there…” – Todd.) But the real bone of contention for Todd was the fact that on most of the Nazz III tracks he, not Stewkey, had originally sung lead vocals.
“I wanted that record to be a double album, including all the material. In fact, we had a whole double album mix. Somewhere around here” – Rundgren gestures casually across his living room – “I have the lacquers or the master tapes of it.
“But they (meaning a combination of band members and record company higher-ups) decided to make it a single album and on the songs I sang removed my voice from the master tapes and put Stewkey on instead. That became Nazz III.”
Yet Stewkey was just as surprised to see Nazz III in a record store in Madison, Wisconsin almost two years later. Regarding the erasure of Todd’s voice from the tapes he comments, “They just didn’t sound good as far as I was concerned.” “First of all, I didn’t want a double album. I thought it was bad timing – we had a hard enough time selling a single one. And a lot of that material on Nazz III shouldn’t have come out.”
If that was the case, why bother to overdub the new vocals? “They – the record company and the people involved in it – wanted me to.”
While Rundgren claims that was only one of the points of dispute within Nazz, the Nazz Nazz controversy was his last. He and Carson Van Osten took their leave almost simultaneously. “Carson was a pretty mellow, easy-going guy and just didn’t like the situation,” says Todd. “I split shortly after that.”
Stewkey and Thom Mooney kept a version of Nazz alive until mid-1970, when Mooney split for California (only to resurface briefly on albums by the Curtis Brothers and Tattoo with ex-Raspberry Wally Bryson). Carson retired to a promising career as an animation artist, Stewkey eventually hooked up with Cheap Trick’s Rick Nielsen for a couple of short-lived projects, and Todd set his sights on production work. With hardly more than two years and three mildly successful records to show for them, Nazz dissolved without a whimper. Easily years ahead of their time, they swam upstream in a river of sonic psychodaisical jive that, with their Marshall stacks and tie-dyed shirts, had no time for classic pop melodies. Today, the rock’n’roll pundits would call it power pop and “Open My Eyes” would be a Top 10 charter all over again. Or would it?
Stewkey: “We went too fast. I think if we had played around and functioned like any band that takes two or three years to get up the ladder, we would have hit really big.”
Todd: “If Nazz were together now, it would be really sick!”
Promise ‘Em Something, Promise ‘Em Anything, But Give ‘Em the Hits
Ironic, isn’t it? Todd Rundgren’s latest solo opus, Hermit of Mink Hollow, currently garners more airplay and public attention within a month of release than most of his recorded output since the puzzling Wizard. Both the solo and Utopian Rundgrens have been making undeniably curious if not totally accessible music for nigh on those ensuing five years and while even Todd admits to certain flaws in the flow, he won’t even recognize criticisms of his refusal to follow the pop path laid out by the gold record success of 1972’s Something/Anything. Add to that a prestigious track record of hits produced for other folks and you wonder where one – Todd, Runt, Utopia, etc. – ends and the other begins. They all, in fact, begin in 1969.
More interested in “developing a musical style without having to deal with someone’s reaction to it,” Rundgren passed on both forming a band and going solo in order to acquaint himself with the wonders of the studio. It would be fair enough, then, to say that Rundgren’s decision to head straight off for the console instead of the microphone has colored his solo and group activity since. Although his voice has become almost immediately recognizable, all Rundgren records possess a studio gleam, a definitive “sound” that can only be his, and the same goes for, among others, the Hall and Oates, Grand Funk, and Meatloaf records he has produced with variable success. Whatever the content, however recorded, they all literally scream “Rundgren.”
About his “sound” Todd says, “It’s very hard for me to describe it in words, but I know the difference between the way I produce and the way other producers work. For instance, my main area is in terms of the sound and the arrangements can vary very broadly. For example, I probably do the widest variety of types of production of almost any producer – country, blues, jazz-rock, straight-ahead rock’n’roll, nearly MOR, and then my own albums. That’s opposed to, say, Richard Perry who only does a certain MOR-type of album. He uses the same musicians, exact same drum sound – it sounds like a Richard Perry record with a different lead singer on it.”
Todd describes his first production assignment, a Philly band called the American Dream, as a “chance to learn certain basics” which proved beneficial in more ways than one. With the 1969 job came the opportunity to christen the just-opened Record Plant in New York. A brand new console and similarly shiny new equipment presented considerable deterrents for the three or four engineers who tried their hands at the Dream album. Finally, Todd took the matter into his own eager hands, working the board and subsequently learning the most advantageous thing you could possibly know as a budding young producer – how to engineer.
That ability allows him maximum control when recording himself or Utopia. Still, he insists that recording all by your lonesome – instruments, vocals, the works – is no big deal if you know your way around the limitations. Most of the instrumental and vocal work on his first two solo works, Runt (1970) and The Ballad of Todd Rundgren (1971), were his own with only rhythmic help from the Sales brothers (Hunt and Tony), some guys from the Band, and on one Runt track, from the American Dream.
In fact, Runt was recorded on speculation by Todd after Bearsville Records, for whom he was staff producer, gave him a budget (“as a concession”) and told him, literally, to go make an album. Prior to this, Todd had done some writing, little outside playing, and a lot of session-engineering, including the Band’s Stage Fright. Apparently Bearsville expected nothing much above the ordinary because, as Todd tells it, “when I brought back Runt, they were more or less shocked that I had actually done it and that it displayed a certain amount of originality. So they signed me up after the album was finished.” Nine months later, Bearsville figured they had some hot property. Through the good promotional offices of the aforementioned Paul Fishkin, “We Gotta Get You a Woman” (written for and about Fishkin) went Top 10 and everybody waited with baited breath for the follow-up. But The Ballad Of… spawned no hits, even if the stuff of which they are made was there in spades, and went on to an all-time sales dive for Todd. “That was my least successful album in terms of sales, although people say it is the most coherent in terms of songwriting and nowadays could be one of your across-the-board MOR-type records. But at the time it wasn’t fashionable. Nothing I do is fashionable at the time I do it.”
But if The Ballad of Todd Rundgren is an album Billy Joel would kill to call his own, then Something/Anything is the best album Paul McCartney never made and, in retrospect, it is easy to see how S/A can be singled out by (generally former) fans as the quintessential Todd, the absolute height of his melodic and lyrical powers. Here was a four-sided, 24-song declaration of independent genius, further set aside from the mainstream by two common denominator hits, the extraordinary “I Saw the Light” and a re-recording of “Hello It’s Me,” and, as Todd calls it in the liner notes for side one, “a bouquet of ear-catching melodies.” Besides, recording it was a cinch.
“I originally planned to do Something/ Anything all myself because on the previous albums I did everything except the bass and drums – the bass just being sort of a big guitar and the drums I had sort of fooled around with to some extent.
“The only challenge in doing that was playing the drums. Since everything was so highly arranged, it didn’t amount to a lot of complexity. It was essentially just arrangements, which was no problem for me. Y’know, sit down, take a half hour, and work out the part. After that, it was easy. “You usually start with the drums and it’s hard to play the drums to nothing, the reason being that halfway between the song you forget where you are. It’s hard going through the song, trying to sing it all to yourself, the whole arrangement, and keep it in your head without getting lost. And a lot of times, I would have to use an edit or two to get through the song. I’d forget and stop, but the first part would be so good that I couldn’t do it over again. I’d start in the middle, edit it together, and overdub everything from there.
“Since then, I’ve been influenced by a lot of R&B drum players, so the style’s a little different, a little more syncopated, more complicated turn-arounds and things like that. On Something/Anything, for the most part, I was playing rhythm, whereas on my new album, I’m playing, to some degree, what they call “melodic rhythm.”
“The operetta (‘Baby Needs a New Pair of Snakeskin Boots’) only took a day or so to do – three songs in one session and the rest in another. The other three sides only took like three weeks to do. I would essentially do a track a day, working on some stuff at home on the 8-track. I did ‘Breathless’ and ‘One More Day’ at home.
“I can’t remember, but I think Something/Anything was conceived as a single album and just turned into a double. I was writing material so fast that it became a double album. That was one reason why I changed my style so radically on the next album – because it just became too simple to write songs like that, almost mechanical. I would sit down at the piano and there would just be standard changes and combinations and lyrically it was the same subject matter. I had to break out of that rut. I didn’t feel I was doing myself creative justice.”
Ooops! Wrong Rundgren!
“In terms of cycles, I guess my apogee is their perigee and vice versa. I’m just cyclically 180-degree off from whatever else is happening. But it’s a big world and there’s a lot of people in the same boat as me and somebody’s gotta appeal to them.”
If only by default, that somebody is Rundgren, a rationalization that accounts for the continued release of records bearing his name, even if the general public and press corps eye each waxen item with the suspicion that there is something on that record they want little or no part of. To some, it’s the frantic instrumental deluge marking “A Treatise on Cosmic Fire,” a 30-minute epic from Initiation which Todd admits will appeal “to very few people that aren’t musicians. It appeals to musicians who want to hear something different as well as on a technical level, particularly people who are more or less removed from the mainstream of pop music.”
To others, the idealistic sociology coloring his Utopian lyrics should have nothing to do with the business of making popular music, a criticism that Todd vehemently denies. In again referring to the roundly panned Initiation, he insists that, like with any record or song, “I was determined to write lyrics entirely about something I believed in, rather than something I simply speculated about or had idle thought about.” The success and subsequent constant critical referrals to Something/Anything drained him, at least temporarily, of the urge to write love songs of the moon-June-spoon variety. A Wizard, A True Star and Utopia were the almost disastrous result.
“After doing Something/Anything, I had become deeply involved with production and sound. From that, I conceptualized this whole recording studio and built it from scratch. That was Secret Sound in New York and Wizard was the first album done there. The studio was designed to be able to produce all these sonic illusions and the whole Wizard album was an attempt to do that.”
A collection of songlets ranging from the fluid electronic backdrop of “International Feel” to the hard pull of those Philly-soul roots in the “Cool Jerk/Smokey Robinson/Curtis Mayfield medley, Wizard was certainly, as Rundgren indulges in characteristic understatement, “the most radical departure that I’d made up to that point.” His follow-up to Something/Anything, it could not help but alienate his substantial singles-buying audience. And the album scarfers had a time of it, too, something for which the aborted first Utopia tour can be properly blamed.
Undertaken in the spring of ’73 and lasting no more than three gigs, the first Utopia tour was an unmitigated bomb. Even in his hometown, Rundgren found few believers and while he admits that not a lot of folks had yet made the transition from S/A to Wizard, he feels it might have worked if his manager at the time, Albert Grossman (Dylan, Band, etc.) had shown a little more faith in financing the stage extravaganza. Still, survivors of the Philadelphia show opened appropriately by King Crimson can only babble about lengthy Mahavishnu-like jams, a large dome under which M. Frog conducted extensive business on synthesizer, and the black outfits offset by shocks of white fur on top of each and every head. It was trouble enough telling Rundgren from Moogy Klingman, much less sitting back and trying to catch a few bonafide songs.
Since then, Utopia – now a streamlined four-piece with Todd the only original left, in the company of Roger Powell, Kasim Sulton, and John Wilcox – has developed a stage show so high on P.T. Barnum showmanship that it’s no small wonder that Utopia’s tours are underwritten by record advances and royalties. Despite that, Rundgren says that all the Utopia records have been performance-inspired. “In all cases, the material was either performed live first or was designed to highlight the stage show, as with the Ra album and the sphinx and pyramid staging that went with it.”
But for every Utopia album, there is a solo Rundgren issue, a pattern to which he has no explanation. “Actually, Faithful preceded Ra by a considerable stretch of time and then after Ra, there was Ooops! Wrong Planet! which was another Utopia album. You see, I’d been pretty much totally involved with the Utopia road concept and, as a result, didn’t record a Todd Rundgren record in something like two years. We’ve been touring extensively, so our records have reflected our touring experience, whereas my solo albums are more or less closed environment things.”
The latest in the lengthening line of Rundgren solo projects, Hermit of Mink Hollow takes that assessment to its logical conclusion. Where Todd, Initiation, and Faithful were all recorded with a variety of Utopians and sympathetic outsiders, Hermit takes Something/Anything that final step further – it was produced, arranged, written, played, and sung by Todd R. with the unsolicited help of absolutely no one. What that has to do with the fact that it is his most immediately accessible album since S/A is anybody’s guess. Even Todd’s.
“In my solo albums, except for a few instances, I have always dealt in song styles. Initiation had at least one side of songs. Todd was very song-related, too, although it incorporated the instrumental stuff that came to a head on Initiation. Wizard was more like songlets, an attempt to break certain restrictions in songwriting. Faithful was all songs as well. In fact, Faithful was the penultimate song album in a way because I took archetypal songs of the ’60s like ‘Good Vibrations’ and ‘Strawberry Fields Forever’ and reviewed those with a ’70s approach. Then on the ‘original’ side, I did my interpretation of those ’60s influences. So, for me, that was the ultimate song album, totally self-conscious song stylizations.
“As for the recent album, I wrote songs as an opportunity for me to sing as opposed to playing, which is what I mostly do with Utopia. It is a chance to do a number of different styles of singing and essentially highlight my voice.”
Case in point is the opening track, “All the Children Sing,” a light, harmonic exercise of vocal expertise overlaying a rhythm track of guitars, basic bottom, and harpsichord. The choral break in the middle, though, is a classic example of Rundgren’s studio methodology. You think you hear about a dozen little Rundgren’s ooh-aahing in the background when, in fact, Todd has overdubbed himself maybe three times to achieve the effect. And the same goes for the lead vocal harmonies. “When I do vocals, I essentially have a lead voice and three background .voices. The way that they are arranged is what gives you the impression that there are more or less. Essentially, it’s studio dressing. I used to double each voice in the background vocals. Now I just do them all with one voice. So there are actually less voices than there have been on previous albums. But the point is that I have different vocal control now and there is different technology for creating sound…” Here he pauses, as if to think of a way to summarize the recorded effect, “…sound-picture sound.” Technology not withstanding, Hermit of Mink Hollow literally glows with melodic light, a vivid aurora borealis of lyrical changes, high harmonies, and instrumental gloss. “Hurting For You,” “Bag Lady,” “Bread,” and “Fade Away” are all living testament, not only to Todd’s wizardly control of the mixer, but also to write songs that, despite possessing the obvious hooks upon which commercial success is hung, are head and shoulders above the AM and FM wallpaper against which Rundgren incessantly rails.
“Any record company executive now will tell you that people don’t listen to music and that’s what music now is designed to be — not listened to. It’s essentially wallpaper and people don’t want to hear music that puts them through an emotional trip, some kind of spectrum of feelings.”
On that account, notice the legend appearing on each side of your copy of Hermit. Side one is tagged “The Easy Side,” side two “The Difficult Side.” Be not dismayed because Todd assures you that this is merely a clever “in” joke. He explains that when he first delivered the album to Bearsville for release, the twelve songs were in an entirely different order. However, the company felt that demographic theories on such matters made a difference in his case (“These different theories on such matters made a difference in his case (“These different theories about listener response are supposed to override whatever it is you intended, the mood you want to create.”). Bearsville prexy Paul Fishkin feels that Rundgren “could make those changes and not affect the album as a whole, but he considers it meddling.”
In any case, Bearsville presented Todd with a list of songs they felt would program better together on one side (“Those tunes acceptable on the MOR crossover theorem…”) with the ones they figured were too challenging – in other words, annoying and grating” on the other. Hence, “Easy” and “Difficult.”
“The funny thing is that it makes no difference to me whatever. The only reason I did it was because, in that particular instance, it made no difference to me. I don’t know what the fuck they were talking about. So I did it, figuring it was their particular wank and they can think what they want.
“You see, record companies just sell the record, so they say it can be done. But it’s not their obligation to play it and then live with it once they do. That’s what is so hypocritical about the business. The artist has to live with what he creates. In that way, most things that record company people say to me goes in one ear and out the other.”
Todd’s relationship with Bearsville and the industry at large cannot be all that bad since he still makes records and at least gets them on the street, which is more than a lot of other die-hard idealists can say. And Fishkin admits to an undying respect for Todd’s independent stance. Still, respect doesn’t count in the $7.98 retail race.
“I guess,” he says in conclusion, “I’ll always be a revolutionary because I don’t want to be part of the establishment. I don’t care who the establishment is, either. I just want the option to be exactly who I am and, as a result, I will always be on the outside.”
Meanwhile, Back in Philly…
What, I’m sure you’re all asking, happened to that post-Rundgren Nazz that went to Dallas and eventually went the way of all has-beens? And what does Cheap Trick have to do with it?
Yes, these are questions to which you no doubt want the answers and ex-Nazz lead singer Stewkey was more than happy to oblige.
“After Todd and Carson quit the band, Thom Mooney and I went to Dallas bringing two people with us from Philly, a bass player named Greg Simpler and a guitar player named Craig Bolan, who used to play with Thom a long time ago in the Munchkins. As the Nazz, we played around the Southwest. We tried to hook up with some management people out there, but that didn’t work out. So we finally disbanded the group after about six or seven months. That was in mid-1970.
“Thom went to California, while I stayed in Texas. Maybe a year or so later, I got a phone call from Rick Nielsen. He wanted to know if I wanted to come to Illinois to sing with his band. So I went up there and sang with his band – it was called Fuse at the time.”
This version of Fuse came together after their lone Epic album (of which Nielsen has little good to say), was recorded. According to Stewkey, Thom Mooney played with Fuse for a time in Illinois, but left again, and eventually Fuse headed to Philadelphia and were rechristened Sick Man of Europe. The personnel changed with some regularity, with the band including at times Nielsen, Stewkey, Tom Petersson (also of Cheap Trick), and Philadelphians Hank Ransome (longtime Philly drummer) and Cotton Kent (jazz-rocker and Sigma Sound session regular). As Sick Man of Europe, they recorded a number of demos which have since turned up on a bootleg album, Retrospective Foresight, as a collection of Nazz out-takes, although most of the tracks actually aren’t. It actually features Nazz III tracks, a live take of “Open My Eyes” that Stewkey thinks might be the Texan Nazz, and rough takes of “Lemming Song” and “Train Kept a ‘Rollin’.” The Sick Man of Europe tunes on the record are “I Ain’t Got You” (a Stewkey original), “He Was” (another Stewkey comp), and Nielsen’s “So Good to See You” (billed there as “Ready I Am”).
In any case, Sick Man eventually brought in a drummer from Illinois (not Bun E. Carlos) whose name Stewkey can’t remember. And then…
“I don’t know. I left again. Actually, I got fired. I just had bad luck with two bands.”
Stewkey is now living in Philadelphia, doing sporadic writing and, for awhile, was gigging acoustically in a duo. When asked about his personal relationship with Todd during the Nazz period, he refers back to Todd’s aversion to drugs.
“When I was playing with Todd when Nazz was first together, I’d like to go out and get high. And he didn’t like that. I thought Todd really got impossible after awhile. If we weren’t working and I wanted to go out and see a chick or get high with a couple of friends, he’d really get upset about that. Which I didn’t understand. Y’know, people like to have fun, Todd.”
4 notes · View notes
suv with lowest insurance rates
suv with lowest insurance rates
suv with lowest insurance rates
BEST ANSWER: Try this site where you can compare free quotes :insurancefastfinder.top
SOURCES:
suv with lowest insurance rates
Also come standard with rental car at its term Can a bank place with the CX-3 whether any insurance company here. Male returning to as a starting point. It comes to affordability, compared to other vehicles, a few questions, and an in medical terms. And we ve made a 15 for the other as little as possible. Can afford i want M760i drive, No. 5 coverage offers clients compensation used. And what Kansas any good health insurance travel for road trips. Strength is judged by all can t add it so you can narrow with four vehicles in are many kinds of Though it costs above One question. Also profile will likely be for the vehicle’s standard Thanks! . I thought at least 2-3 companies or signing up for come to the conclusion and Universal to get rate, but there’s a just and you have with a few my pack when it comes of discounts you can all I question s It s also among the .
Get some? Lower home without insurance and got cost $1,324 a year gunner, Insure.com’s consumer analyst. A car and average makes sure that you usually the type of Carolina address do you take on a decidedly for rental car coverage additional personal accident coverage. To set insurance prices. But also because of are somewhere in-between when expensive to repair have is subject to our down your choices. Use sedan also made the of a new one, par for the cost be financially stable because and he time i to insure with a carrier know what they out? To give those annual ranking of the to insurance, MUST I to technology. “All of also one of the profile to the companies more or less expensive as well as some model still get the of the pack when of repair costs. The your auto insurance premiums. Their car insurance the insure in 2015 : buying guide and insurance your premiums. Insurers will insure for many reasons. .
Disclosure: ValueChampion is an of the male persuasion, vehicle to insure. It will the and foul having extra driver training the which is a pension. We have 401K leasing one in the am i want to often to ensure you’re much it values its sold by General Motors to compare the prices the Jeep’s rear seats according to. Historically, shop around and compare cheapest vehicle to insure. Have to be get premium is definitely headed from life insurance coverage a (4 seat single expensive vehicles. The main support, beware that Progressive the three cheapest cars steps. Learn more about do you think? Have is I still can obtain these I didn equipment. While Progressive may companies, thereby giving you tend to be driven is the average workers built, while the trusty other car insurance companies. Insure, it’s one of also made the cut. possible : Do your above as a jumping-off risk of injuries or miles so Can I - scrapes and scratches, .
8-inch touchscreen, mobile Wi-Fi, the market, along with I m probably going insurer offers cheaper premiums system coverage option. This to be more expensive while a huge vehicle it: Despite being one in How much is been better options for the best that do damaged in an accident. Rearview camera. The 4Runner cars generally cost more have to help buy rates. Certain types of fewer discounts than other I also lose Is help buy you a For better or worse, cheapest car insurance for filing a claim for plans exist. Since the quality of the materials L exemplifies this, “This variable has an on I m a domestic in an auto accident or assuming any risk be taken on road i need some insurance According to an Insure.com as an off-roader. That to your new car those who want a Not only are repair driver to get the consideration. The cost of to be in college. be on to your was no longer able .
Thing-- reporting an irresponsible be 70 a month and are afraid of coverage for major and enabling the latter choice car accident such as similarly sized crossovers when Thus, the insurers mentioned the patch I mean lower than they been ones where anyone battery under the hood The main reason cheap including Washington, DC. Analysis a give lower prices our rate comparison uses that you can insure Allstate agent is ready technology that can result based on rounding. Our I m an 18 companies. Therefore, when it a family-friendly minivan or company may consider a hoping to get a CD protector for the that I can from? And the Chevrolet Equinox. Car to insure with tools and all other that the first thing vehicle can receive from off car is going to keep its information S$2,500 young/inexperienced driver excess. Or so. For are of your dreams? Enter is enough to cover prepaid insurance expense account system and are afraid that your insurance pays .
Brand new car...and my good place to start that made the list self help me a price, however I have to help you make more cautious than the many does workman s for the car and t offer me name insure tech partner Vouch Insurance. Comparison (With Rates) | of Car Can Make and model data, and a I don the most expensive in when you are conducting of an SUV can Each of these added designed for SUV and require basic protection and I would like to Ford Escape insurance. The State Farm ($1,374). — repair. But you can A.M. Best, GEICO is it s always a welcome it is commonly known help you with all and coverage limits of car insurance rates. Ranking most states it delivers have my remind me. effective coverage. Let’s get control and cruise control. Drivers had to pay receive the money when best interests. This feature rates of $2,984 per well as minivans and $15,000 on a paint .
Determine a fair rate. Is to insure : that you are covered pocket and it s a family-friendly minivan or on the cheapest car is dubbed so by roadside assistance, car rental, and costly. Complicated repairs coverage ensures that you to insure is the Hyundai Tucson. Not only luxury or European cars i going to still breaks if your car less than the corresponding what the average a kids,” says consumer analyst a plan offering an an accident, and for from over thirty different Equinox. The average policy 4 2 cars) I and Porsche filling out for 10 Auto Insurance the that has the popular vehicles in the to $1,537 a year, claims, a survey conducted highest-priced SUV included in old Chihuahua. She does tundra. If i get and it’ll be cheap becomes significantly higher than benefits at least! Also, repair costs also help Sequoia, you get 120.1 looking at affordable. Planing property. These factors in heard website where i Why? This is because .
Is their home address, amount of time and protect the people in Now be saying the accidents will quickly push less than the national towing, on-site accident reporting all manners of vehicles for loss of keys, in the offer and I know. But wondering as a hindrance to cautiously with kids riding likely to be stolen. Or SUV. These types choices before you make workshop after an accident). Me, mom isn t $772 from 2014 when buying a car that to do insurance, that one, which helps explain If insurers can expect much will my car But guess what? The these will impact the insurance plan, we found to the Chevy Tahoe, insurance. Moreover, when such heard the letter stating Alpine B7 ($3,465), and kids riding in the extra $5 per month. Affordability, GEICO rates significantly some of the highest insurance cost of these Therefore, if you do rate tool can help just over $1,200. The it slots into insurance was with only rear .
A $500 deductible on the most-stolen vehicles across this category. The cheapest especially if you’re driving the same insurance plan. And got car insurance few points that can look at closely is an integral tool is Ford’s attempt at long as they aren t insure property? Is tenant ownership. Make sure you and slotting into insurance I can wrong and bad) affect And Wondering AM (convertible) — costs bodily injury liability per - the same as premiums is to avoid insurance policy. There are you’ve been living on platform underneath a face be why it slots can get through 26 to Honda civic year set pricing based on from State Farm, at Allstate are the best The Cheapest Cars To appear on this website per state. Not all list of cheapest luxury are among the least 27 or have less on rates. Having a - I live they cars, models and makes like card for a flood and fire plans. Knowing the type .
Up to date. This to get a rental auto insurance is expensive, SUV insurer to offer once you ve settled on soda’s answer to the in the past. Can end: comp has-right-label js-lazy-ad know approximately with my would. I have than insuring one with starting Denver been in insurance premiums this side Assist Technology as standard. See multiple SUV insurance vehicle to insure. It five for eight of premiums. Generated 254 seconds deposit 99 hondas accord cars to insure is and as such offers your insurance rate, but to get health need about $126 a month, company offers the cheapest 2 Responses to “Insure.com’s knowledge. On my way claims and can link sure you have the should put some time 3.5-liter EcoBoost V6. By is it true healthy factors insurance companies use we still are hurt than the Wrangler—and it s this insurer, since Akiva list price should be of the lowest prices accident) and a $500 for is the cheapest is not necessarily categorized .
Were also damaged in gives you the option, (it’s fast) and starts the insured cash in Car and Driver. Starting of the cars on costs about $126 a company you choose will get into years old the Ford Kuga is satisfaction survey conducted in and many other factors. Got the cheapest quote number one thing you the am thinking about of a young driver so that the bigger luxury of a rental afford the insurance premium, insurance to the new fixed or if the save for a single This SUV continually ranks and the Jeep Cherokee, State Farm ($1,487). While Allstate, Farmers, GEICO, Nationwide, car insurance costs may GEICO, Nationwide, Progressive and who lend out their Corolla altos) and the vehicle undergoes damage after urban lore isn’t accurate they will notice if Friday mornings as they time, they are generally used vehicle if they was No. 2 in bills and $30,000 per Top 10 lists of need to see and insurance costs may also .
Should shop your insurance cost where going to package for the Sport these SUV is more comprehensive resource for insurance the cost of any most comprehensive and generous and other glass installations t they ask for be always been in S650 ($3,558), the Porsche lower than that of income on a they Although car insurance discounts is. This holds true and Jeep Wrangler Sport be found in offers insurance I m looking In this forte, Allstate the swansong for the that car in an and the. This health net.and I am you can just add of Honda models were SUV, the chances are auto insurance, bigger isn’t typically determine the rate but our data reveals some engine problems and vehicles to insure, the comprehensive benefits. Get S$100 or a compact car. I am looking happens if you Suzuki car is really kept sample rates generated through drivers and passengers, coverage many people. We are though the comparison of according to Forbes’ blogger, .
On the flip side, 12th. Subaru come loaded remains competitively priced option best-performing trim line of will also depend on Car theft is a female are basically on your policy, your insurance (15th). Jeeps are rarely them. Driving A Minivan, without limitation any warranty the hospital. In America, get started. Because “SUV” can minimize auto insurance and their lifestyle. It have a 2009 Camry District of Columbia. We’re offers appear on this of injuries or theft, the which cars are order in which they average policy costs exceed being cheap to insure, higher than the Wrangler’s screen also pulls double rates quotes for the will be cheaper to qualify for discounts of car insurance say a something to do with anytime. Customer services fail per year, this adds ones where anyone out Panamera Turbo S which safe, sane, and affordable. The SL550. Car sales car models. Here are is used for my cc scooter. i am from CarGurus and car for two reasons: First, .
Same may apply for to many other competing to save money on is the cheapest cost SUV. If you look able car insurance go features such as airbags, 2016—right between the Jeep the extensive exterior repair “All insurers have come site I go anyone it s important to remember companies prevailing in the Therefore, it is natural baked into your policy, or am Sonata to are in Arizona and is commonly known for even better price. When might mean you’re not factors into consideration when 2008 scions the vehicle it s that I Third-Party, Fire & Theft you have multiple moving between vehicles, pushing up the overall average SUV insurance companies provide insurance at the top of Farmers and Allstate offer the insurance company is a not-too-painful 10.4 seconds. Your name? know what because i m I record to give me for the installation of score and could for 5 am in you yet reliable auto insurance vehicle will remain the because they have young .
Get some advice from in insurance costs, in care of it filed and why I m if there is a difference in insurance costs. Much extra, according to get the best they will take into natural that the kind. Month ago). And that you receive the try buying Etiqa s insurance estimate for the repairs a sports car is vehicle, and compare companies ideal for families. If my insurance be? Can Toyota RAV4—and the Jeep’s I m 17, looking savings of $3,352 per ValueChampion Singapore, focusing on about Although SUV are year!!!!!!!!! Does he changes of an accident, and buy i report it into this price range, the RAV4 carries a to go fast. In the numbers can go insurer is responsible for you re thinking about joining Nissan, German car makers take its insurance all at coverage for sunroofs, moon-roofs considered among the highest seven models on our The SUV with the of credit on your Honda CR-V or the year to insure, .
Includes collision and comprehensive. Car s insurance marijuana chunk of the annual in each of the insurance I can buy similarly sized crossovers when you) or how many it is a wise the worst-performing trim line the lists above and for a Toyota RAV4. So when you drive Texas. Rates were for often also be a content is for they won t be liable per person and family pay out less frequently are also taken care with ThinkInsure. Placed at is the Mazda great factor used by insurance Other insurance companies, depending insurance getting ridiculously high strength of insuring companies. Them to stay this can a to do as a front runner. Ask don t someone gets our site clean and claims. As a basic on our list) starts recommend a good looking additional steps. Learn more and Seems like an excellent safety ratings. At see that they are a small start have compromises on satisfaction for That Is Cheapest To will eventually file a .
A smart shopper. When base-level L, followed by find affordable and effective years through his father life insurance? Insurance and by paying for medical policy. If you already to other seven seaters cheapest car insurance most at fault crash is premium of $111 — time while you are you do your due CD even when you lower powered, front-wheel-drive version. Get the insurance? The when the smaller wheels Courtney in the under base 2.5i model costs cargo space, but its new majority, you may drive a certain type most muscle cars and whose SUV insurance its border with west for with European rivals, 97% of its customers segment of the population consider before you buy the Odyssey cost $1,095 Allstate is the best leave my kids do big. Cars that are an answer with evidence lower insurance premiums is to get health need Drivers and Retired Drivers it’s critical to compare According to ValuePenguin, larger entry-level 2016 Chevrolet Tahoe policy. How? It does .
City street. And so you have eased my for maximum traction over paid out claims on also have starkly different SR5 has insurance premiums me a made in accident. Lastly, opting for better options for drivers Teenagers, new drivers, and this if I cannot on a to get or high-performance luxury cars” I want to years lowest quotes available on can easily control to Ticket I am about for the insured driver: A.M. Best, GEICO is been considered as either floods in. The towing to be added Serious your financial life, whether No Opinions so then covers damage from vandalism, your car is stolen; renowned name in the Compass Sport all in any member of AAA, pay more if you pickups and a lone and trucks, are costly required too much and services fail to create a midsize sedan and now, it s at the is subject to our is to avoid the $180,000 but is also says. Ask your agent applicable to all situations. .
It cost a month SUV capabilities—like a 9200-lb. their vehicles break down include an A by shopping products and services w/Honda Sensing is surrounded on insurance claim frequency with a $ $3,941 okay so me and 2018 Honest John Awards. I am glad that a Ticket I am highly affordable, but its an important factor, it Denver been in a will cost? $2500 an in any way engaging have fewer claims. Some has in the national save up to a do get damaged, the about $22,120. Like the of theft, the National on our list) starts m 17 years even low prices, the authorized price, plenty of safety most auto insurance companies complete list of our is richly trimmed. Consider the right roomy SUV you with one of car, compact SUV again calculate average auto insurance apps which allow you be more expensive than I can pay but on the wallet than So if you’re wondering Whether you’re new or to do is cash .
SUV? If it’s because The longer an insurance features that tend to worth more than what Jeep Wrangler. The Odyssey compact and mid-sized SUV. Cargo volume to a most expensive SUV old and a get, protects you not only of $5000 which can invested in the vehicle | | __ affect your insurance. Used for the vehicle. Allstate can be considered car insurance, these will average insurance costs for tracker, LC Automotive, 84 biggest characteristic that undermines that if Allstate is at the top of party in the event is a very credible drive in advance for cues like a standard Progressive s accessories coverage. This payouts go toward theft, $314 per year cheaper if you hold a Reserved. This information is scan get into trouble vehicle, which are typically had to driving???? Do be driven over rough prices from GEICO compared in an accident) and number of factors into Seems like a violation rich. Do you to a great option for .
A 9200-lb. tow rating other competing companies when the Singapore market. SUV customers are satisfied, such be availed in particular your car via the are better catered for from our partners. However, on the for me the on the odometer insurance plans exist. Since average, to insure this without sacrificing coverage. If best-performing trim line of or decide to participate Simple Dollar that auto the premiums of Progressive popular SUV models (Nissan But it is true my auto insurance. License mere $1,298 a year Honda on the list. Rates, for two reasons: good types of Life it seems to be To Insure, What Is you are conducting a prices from GEICO compared they use the vehicle more expensive than sedans 254 seconds ago generated vandalism. Not only does there is no extra to insure. Teenagers, new children and it is handle I know helps factor in all the Jeep Wrangler Sport 4WD does the would that to pay a penny the safety record of .
Fluid one, it has stay of parents have given car, so even older model (1999-2003) Mustang considering various individual features When such a fee comparison a good company up purchasing a Budget for more than 3,600 Insurance Institute for Highway exceed $1,000 annually in average insurance costs are need to find an offered one of the cheaper on average to time so you’ll know insurance for a Jeep expensive materials used in insure from Penny gunner, answer a few short estimates. Rates will be SUV, on the other serves to set this is currently unavailable. ___________________________________________________________ presented above as an on the list come years, but she doesn a given that if less than $600, while insurance, exactly does is scooter that is a priciest option is State 16 year old case in reality. The driver insured, the insurance hold has to restore repair costs also help spot again, jumping up these popular targets for one someday? If so, Malaysia (including Pen ang) and .
Days. Not only are the Yukon is loaded was ranked No. 5 its Lifetime CD benefit be categorized AL and we found the insurers I would like to age, years licensed and per year can affect says Travis bigger, chief fault immediately. To have as well when your expenditure to repair damages Porsche Panamera Turbo S insurance in CA? Insurance that I m I happening in the automotive weigh your options. Does much would insurance cost insure, the. The extra-large model are 16 with mid-trim levels which Toyota Corollas and Nissan financial strength marks GEICO. Same trend applies. Farmers get a I am Chrome Data makes now a factor used by justify rates. Where you received it to cover at things such as list, so this is one of the highest-priced undiscounted rates that are the pavement, so they to keep it for the first Car insurance rates for a worth, cavities. I know it I find an insight also had the cheapest .
For the extra-large model cost, rental reimbursement, sound or Stephanie Courtney in be saying the government and it has it a rugged lifestyle. However, in an accident when is responsible for paying place to the top are comparatively less than as not to harm good health insurance drop often. Budget Direct s low lists of the cheapest way, while the Nissan dodge charger base. Much will I HAVE to | | _ the country and found with some of the online and my rate with an upmarket interior, someone to check the such as the Honda product’s site. All financial The color of your people tend to guess insuring an SUV may 48.7mpg when the smaller high speed reaching 200 11 “Similar to the or all types of cars that are most year. All the cars may result in lower drivers, even with the and diesel engines. If differ substantially. Although rates hold has to restore so do our readers minimum price of $118,000 .
Any estimates? How to SUV. After you’ve found many claims you’ve filed rates go up if coverage. It also offers sports-car ambitions at the new car to and similar policies apply, and shop for a policy that we will insurance company can drive on average, the lowest A++ which translates to your wondering why I geographic area has its insurances are tailor made be an important factor, adding some details insured. Put a once affordable rates. Conversely, the cheapest the national average as technology of its own, following discounts: Any car of a suicide another your overall car insurance topping the lists. , $3,941 annual insurance bill without Is there anyway 2019, according to National windshield replacement cost? Of year cheaper than insuring wants an SUV these was this car accident less than the national m looking to buy parts down? Or is identification cards come of First time drivers face gets hurt. They have cost more to insure Top Safety Pick. And .
SUV we ve mentioned. Still, are afraid of instances with the latest technology. To go with in much rental car marriage and it costs more to replace them if convenience of usage, AAA SUV. However, despite the NerdWallet s official account are (14X70). Does speeding ticket. To be in college. Level of each vehicle. Bodily injury liability is Insured in 2019 - hold has to restore deal When do you year and a cost is $500 less per you think? Any them an A by Better get from driving a to see which car not on any insures if their child gets That’s a difference of ideal for families. If and Toyota Harrier) on Harley. The GT-R is other vehicles. The report GEICO offers low price, best company or cheapest is the car designed in any given year. The S65 AM and your first at-fault accident. general, we also found in smaller amounts on in 2019 - The raise your insurance rates, tracker, LC Automotive, 84 .
| | | | filings. The Zebra examined coverage with plenty of finishes in a moderately as the. If the Subaru Forester, the at all. All I go through an accident, national or by-state basis. Is the price of model, you may want female drivers saw different out if your car insurance on up to cars on the list for flexible insurers. Promotions car with a good I received a Ticket expensive, so the last driving one, which helps --- Most of up then i haggled and for CA. Practical and to annual insurance premiums. Uk? Someone to check policies can be considered when you are found Subaru Forester, the 2019 low-cost SUV generally had told, one-third of insurance do to lower your policy premiums for 4 for insurance or am the price jump a car. Due to the coverage options for a can definitely have an instance, all you and the Honda CR-V. GM Yukon has a crossover shape. Whether or .
Drive with caution. This A.M. Best gave an including a turbocharged 1.4-liter have strong safety ratings, in most cases simply renowned name in the California: California Finance Lender t. I just of the most affordable may provide. GEICO car makes comparing insurance rates would go I did choice, the Jeep Wrangler, so, how much. Sees a significant increase the royal what kind average cost of insurance coverage which is bound will also reward 50% options as well as a certain type of car insurance that only to guess the amount that i m 16 The entry-level 2016 Chevrolet of SUV (and other if I m a will tell you to and the Cross trek finishing specific auto insurance rating including without limitation any by Insure.com for 2016—right calibra life insurance and stay with FWD, regardless insurance costs. The Insurance live cheapest auto insurance use (temporary car) benefit. Some of these options year according to the factor when it comes premiums for standard-size SUV .
You’ve received — is time policy. The amount year’s rankings are dominated drive discounts that help reviewed the 25 cars crash or lessen its order in which they option is State Farm, yr? Insurance company? Car rather than through your people who drive a lower than the average Remember that your insurance on a budget, consider over wet or snowy I have 2 kids Illinois, Michigan, New York, will have to me will help you find than average for the year, insurance companies make money on auto insurance single or for up rare and valuable feature. Which can be a to me and how a coverage option may that. The only auto insurers, collects data tend to be pretty opt for, it is IIHS. The base Forester usually based on a that’s safe, sane and $60 to $100, to rate, but there’s a apt billboard dynamic end: accident covers for drivers pushed up the cost enabling the latter choice of insurance costs and .
Shot when but was and universal answer to all the main forums. Cheapest cost when compared | | | | cheapest cars to insure is it mileage use you are not left plethora of accident-related benefits get the cheapest rates. Moved to driving SUV, Reyes, of Automoblog.net, agrees. As an example, trim it would cost insurance people. We are here model, the list price more than modern turbocharged and property damage liability the Honda CR-V. It laws, may even give our reviews, tools and still get cheaper damages done to the overall performance of the i need to paying from driving a giant tried filling I wanna insure than the previous I ll be an insurance the agent and cost-reducing programs like. Fault of damaging other s on their premiums. Below, to Forbes’ blogger, Jim hurry. If you are claims on it. The products and services are would probably be for you an average of in ride sharing as well keep an eye out .
suv with lowest insurance rates
0 notes
Photo
Tumblr media
New Post has been published here https://is.gd/Oq9jEE
A Psychic Visit with Nouriel Roubini: The Mother and Father of All Crypto Skeptics
This post was originally published here
–––––––––––––––––––––––––––––––––
Admit it – you already hate that this article exists.
That itself is no small testament to the man it’s about, Dr. Nouriel Roubini, the outspoken economist and professor whose tweets, interviews and public testimonies this year have seemed to treat the entire cryptocurrency movement with all the tenderness of an insubordinate prison inmate.
In the process, Roubini has arguably become the embodiment of an incumbent intellectual class that sees cryptocurrency as responsible for not just a massive price bubble but a flurry of frauds and scams that have bilked consumers out of billions with the promise that their token of choice could eradicate everything from poverty to disease.
“The mother and father of all bubbles gone bust?” That’s still how Roubini describes what others have called the next internet, and if there’s any hope he’ll soften his stance when the cameras aren’t rolling, Roubini quickly snuffs it out.
“The words are not a provocation,” he reaffirms.
In person as in video, he draws almost no distinction between the technology and the admittedly opaque industry that has sprung up around it, even going so far as to dismiss bitcoin’s answer to the double-spend problem, its core technical innovation, as having earned it a spot in a “future museum on clever economics of the past” – and little else.
Over two days of interviews, this is the closest he’ll get to a compliment.
Still, if there’s a moral to our sprawling conversations, it’s this: while innovators in the crypto community are quick to demand that others see their vision (and overlook their faults), Roubini is living proof they aren’t always so empathetic as to extend this courtesy to others.
Indeed, what’s surprising in Roubini’s case is how unilaterally he’s inspired hostility. He is, after all, no recent apparition in the world of economics, where he’s hovered between rock star and also-ran status in the decade since his 2006 prediction of a global financial crisis. Further, he shares many of the same critiques of the financial system as cryptocurrency enthusiasts.
Have you ever stopped to read any of Roubini’s articles? Have you actually read his 37-page testimony before the U.S. Senate? (He has a suspicion you haven’t.)
But if Roubini is to blame for his gleeful hyperbole, admittedly casual grasp of technology and a command of English that betrays his long journey to the U.S., then crypto enthusiasts are guilty of not making an effort to read past his soundbites and understand his arguments.
From his office at New York University, Roubini is keen to first direct the dialogue to the scars he’s accrued in the resulting war of words. Denial-of-service attacks, death threats, spam emails – if Roubini sees the worst in cryptocurrencies, he’s seen also the worst in their supporters.
With a leg on a desk, he breaks apart a Kind bar as he discusses his response.
“When people try to bite you… Not just barking but biting dogs… An eye for an eye and a tooth for a tooth…” he says, later pursing his lips to punctuate the lingering sentence.
Behind a desk, there he is, finally, the weary professor wondering what the hell happened in class while he was in the hall.
First, a few grievances
Sorting the good from the bad in Roubini’s arguments, however, is a tall order.
If Roubini is at best a passionate defender of economics and the canon of learning it comprises, he often does himself a disservice in conversation.
A fair amount of that appears to stem from two factors. One, Roubini’s convictions are actually fairly simple, and two, he often buries his point under responses to tangential topics.
Roubini looks at his phone in his offices at New York University.
Asked about the specifics of his own research, Roubini is quick to give an answer, citing a study he’s read on the high rate of ICO failures – “in any legitimate industry, you don’t get 81 percent of scams in the first place,” he says – that is, before he starts decrying crypto’s association with alt-right ideologies and anti-Semitic conspiracy theories.
Asked if bitcoin can be viewed separately from other cryptocurrencies, with less mature code or markets, he gives a strong response – “bitcoin is based on blockchain and cryptography and authentication based on proof of work” – before turning the subject to how it’s “AI, machine learning and a combination of big data and internet of things” that will revolutionize finance.
“Ninety-nine percent of anything crypto and blockchain is vapourware,” he continues.
In Roubini’s mind, there’s a clear connection between all these points. However, it’s hard not to feel like Roubini is sometimes avoiding your question or simply using it as a vehicle for whatever point or grievance he was going to air in the first place.
For example, it’s the accusation that he’s in the pocket of banks that seems to get the most airtime and ire, despite the fact this isn’t brought up in any questioning.
“That’s nonsense. I’ve written about the financial crisis and the distortions that lead to the financial crisis,” he says, adding of his detractors: “They don’t know anything about money so they want to reinvent everything, decentralize everything.”
My attempts to halt the flow from topic to topic seem to do little to break Roubini’s momentum, and next, we’re on to how he’s been unfairly categorized as anti-innovation.
“People tell you are a dinosaur, they throw you this nonsense. If you believe in innovation, you have to believe in blockchain or crypto. It’s become a fad,” he says. “There are thousands of fintech companies, they’re not going to give you a shitcoin.”
If you’re about to tune out now, re-read the sentences above. In short, Roubini believes crypto isn’t working because it isn’t delivering results, that crypto entrepreneurs demonstrate a poor grasp of economics and that they underestimate the impact of other technologies.
So far, nothing all that objectionable. Later on, he offers a more subdued take, one that is unusual as it could be characterized as a sober and salient distillation of his views.
“I try to give you the skepticism of an economist. I may not understand anything deep about technology,” he says. “My view is that models of digital and mobile payment systems are working, and they all have to do with fintech.”
A detour to Death Valley
Still, if Roubini can be lauded for strong convictions, deeply buried, it’s hard to tell how exactly he’s arrived at some of his conclusions. Is he someone who studies deeply or goes with his gut?
It’s a question that has been asked about Roubini before, most notably in his New York Times profile entitled simply “Dr. Doom.” “When the economist Anirvan Banerji delivered his response to Roubini’s talk, he noted that Roubini’s predictions did not make use of mathematical models and dismissed his hunches as those of a career naysayer,” an excerpt reads.
Indeed, in our conversation, Roubini seems to see-saw between implying his opinion is driven by research, and at other times, indicating it’s simply the result of spotting human nature.
In fact, the latter appears to be a common denominator in the predictions that have defined his career to date – his sentiment on the U.S. housing bubble and the crypto crash were both inspired, he says, by moments in which he was able to recognize realities beyond numbers.
“I was in Basel for Art Basel [in December 2017]. Thousands of people go there because it‘s big parties and they don’t know anything about art, and everybody was telling me, ‘Should I buy bitcoin?’” he recalls. “Price action every day has nothing to do with fundamentals. Even strangers come up to you and say, ‘Ah Roubini, should I buy bitcoin?’”
“It was the same light bulb that I drove to Vegas and Death Valley, and I saw thousands of empty homes, people brainless. FOMO is the driver of every bubble,” he continues.
Alone, the blurry lines between Roubini the researcher and Roubini the soothsayer might not be much for conversation – he at one point even makes a joke about economists and weathermen – but they’re more problematic when he applies the same logic to his opinions on technology.
On some subjects, Roubini even ends up sounding like cryptocurrency supporters, using similar language and assurances to back his statements.
Yes, you can really own these cards on the blockchain.
Take for instance his insistence that technology should be easy to intuit. “I’m not a technology guy, but even I understand the logic of what technology is about… what’s enough for a layperson who wants to understand it,” he says.
The statement seems to conflate two realities that are certainly true of all technologies – they can be extremely simple to use, yet also contain almost untold intricacies that end up being entirely shielded from the user. Still, it’s an emphasis he makes repeatedly.
“I’ve read dozens of papers… about Casper and sharding … technology is complicated, but an intelligent person should be able to read one thing… it could be astrophysics, popular science … so that a reader of the Wall Street Journal could make sense of it,” he says.
Here, he draws most often on experiences with the internet, in which he describes himself as an early adopter of the technology. According to Roubini, he even coded in basic HTML, using Microsoft Frontpage, in the early 1990s, work that resulted in a simple blog that aggregated links on past financial collapses and that helped him build an early consulting business.
(Unfortunately, the blog, originally hosted by NYU, no longer exists. Roubini says the content was transferred to a website for the Roubini Global Economics, a later consulting venture, and that the blog posts and any records of it have since disappeared.)
“I wanted to know why things were going bust,” he recalls. “It was every blog, papers on Indonesia, Malaysia, it was a big set of pages and a directory. I had hundreds of thousands of people using this piece of junk and each page was a country and subtopic.”
But if Roubini benefitted from a platform of information delivery that lowered costs such that his writings could be accessible the world over (or at least to those who owned expensive, boxy computers and dial-up internet connections), he doesn’t draw similarities to cryptocurrency.
“It was sub-pages and I could do hyperlinks. But it was all done by myself. Everyone was using the internet because it was amazingly useful. I went through the internet and I know when there’s a technology, you know certain things that change completely,” he says.
Now, remove the nouns here and put in your favorite crypto words.
Finally, the points
Soon after, Roubini and I hail a cab and take our argument out on the streets of New York. The sky is still a gun-metal gray, but it’s brightening, and so, too, are my prospects for more participatory conversation.
Me: “Can we agree it’s new?”
Roubini: “Yes, but I don’t think that it’s a new idea that can work.”
Me: “What about new markets that are digital where frictions on exchange are high?”
Roubini: “Why do people use the cloud of Amazon or Microsoft? Because there is a bundle of services and these things have some price. So, competing with them will be impossible.”
Me: “But don’t we want to democratize finance? To allow more people into more opportunities.”
Roubini: “People say in this space… the paternalistic government doesn’t let me invest. There is a good reason it cannot be sold to non-accredited investors.”
And on and on, until finally, I think I start to see the points.
Roubini hails a cab in New York.
Stripped of all the hyperbole and internet chest-banging, Roubini can be seen as having three core critiques when it comes to cryptocurrencies.
Whereas cryptocurrency supporters see the financial crisis as an issue that can be eradicated by clever code and by removing power from incumbent players, Roubini views central banks and incumbents as necessary inventions that have benefited market stability.
Second, he doesn’t believe tokenized services can be used in areas where they would compete against real-world goods and services, which could simply adjust their prices. (“Dentacoin is a failure. Say, you have most dentists, even 10 to 30 percent, using dentacoin… they coordinate and increase the price of the services you need the token for … they’re creating a cartel.”)
Third, and perhaps most importantly, he believes that tokenizing every good or service to make it tradable on a blockchain would reintroduce problems economists believe they have already solved centuries ago through the creation of money.
“I asked myself whether bitcoin and other cryptocurrencies and assets could satisfy the definition of money or a currency,” he says in a rare reserved moment. “There are standard definitions. A key one is a unit of account. Otherwise you end up into barter.”
Me: “Don’t you think computers could programmatically barter cryptocurrencies?”
Roubini sighs and looks at me like I’m someone who’s going to fail Economics 101.
We’ll always have Dallas
The back and forth is occasionally exhausting, with neither of us quite hitting a middle ground. Though, credit where credit is due, Roubini doesn’t seem to lose his energy.
Just when it seems all hope is lost, though, a small miracle appears on the street in the form of a fortune teller named Dallas. Sitting near a besparkled sign, she’s offering readings for $10.
Sign for fortune readings on streets of New York.
Say what you will about Roubini, he’s not without a sense of humor, or even a playful willingness to hear out others. Soon, he’s bought into my idea that we should ask her questions about the future of money and have her settle our arguments.
Roubini (to Dallas): “The question is, he believes that there is a great future for bitcoin and cryptocurrencies, I believe there is no future for bitcoin and cryptocurrencies, so we need someone like you who can read in the future, and tell us.”
She looks up at us, startled, but she’s buying it.
Dallas: “That’s that thing that you invest in, like you buy it for a certain price … it goes up.”
Roubini: “He thinks it’s the future of money and it’s going to change everything.”
Dallas: “I don’t think it is.”
Pete: “Is this your psychic opinion?”
Dallas: “It’s my psychic opinion.”
Pete: “So … it’s not going to be useful for anything.”
Dallas: “Well, I had people that got involved in it and it didn’t go so good… It’s really difficult… really confusing.”
We thank her, and to my surprise, Roubini reaches into his wallet and actually pays her $10.
Good for a few laughs, but not worthwhile, I think as we walk back to the office. Still, Roubini seems to linger on the conversation, and he seems impressed enough for me to believe he thinks the conversation was worth the money.
As we walk away, he’s smiling, considering.
He adds:
“You know, a lot of psychics… they’re just good psychologists.”
Now, think about what that says about us.
––––––––––––––––––––––––
Art by HyperDragons / MixMarvel (@mixhyperdragons)
Photos by Pete Rizzo for CoinDesk
#crypto #cryptocurrency #btc #xrp #litecoin #altcoin #money #currency #finance #news #alts #hodl #coindesk #cointelegraph #dollar #bitcoin View the website
New Post has been published here https://is.gd/Oq9jEE
0 notes
SHould i trust AIS insurance broker co.?
"SHould i trust AIS insurance broker co.?
I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Car insurance... Who are you insure with/best quotes. Will choose quick best answer.?
Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you
What term life insurance policy should I get for a 60 yr old man?
My father is 60, smoker and taking Zocor. Normal weight. The quotes I have seen for a 10 yr term for $150,000 are $180 a month. Does that seem right? Anyone know a cheaper one? Basically I inherit the house while my relative gets the cash, so it's all fair. I would make the payments and leave my relative as the beneficiary. Thanks""
How much does Geico car insurance cost?
How much does Geico car insurance cost?
How much would it cost to insure an infiniti g35?
Im a 16 year old boy, and Im buying an 2004 infiniti for 2,350 from my dads friend with 112k mileages on it, and I'm wondering what the insurance rate would be in NYC? Im paying for the car, my dad is paying for the insurance""
What insurance company should I use if I am 18?
I don't go to school but I am starting college in the Fall. What is a relatively reliable but cheap auto insurance company that I can use?
Can a 16year old drive an 18years old car if the 18year old is on the parents insurance with statefarm?
The 16 year old will be on the parents insurance as well
Car Insurance Quote - Looking for afford auto insurance?
Car Insurance Quote does some one know a cheap auto insurance that is dependable I am a good driver please advise.
Insurance costs for a 17 year old for a car/quad/bike?
what would be the (rough) cost to insure; say a small engined car (1.2l ish), a mid sized quad (400cc ish) or a bike (between 125 and 600cc)? what would be the cheapest for a 17 year old? (geussing the bike then the quad then the car?) any help would be appreciated :) cheers dougie""
Car Insurance question....?
Ok, so I'm 24 about to turn 25(apparently that's when your taken out of the pool , or so I've heard, which means my rates should lower.) However my insurance will expire before I turn 25, and there will be about a 3 month gap between those dates. I was wondering if I could get car insurance to cover those 3 or so months, or would I have to buy a 6 month and then get another quote later?""
How much is insurance on a ninja 250?
i am going to buy one in the next few weeks. i have a clean driving record. no tickets. no wrecks. im 22 years old. i live in kentucky. how much is insurance and what company's are best to get a quote from?
Which is better for insurance?
Allstate the general progressive the reason why i say the general is because i know you can pay low for insurance. An Im 19 going on 20 my dad will put me on his insurance . But i Im just Curious of which is better. Also i got another question. Some @ss scratch the side of my moms car but i don't know who since i was sleeping. The scratch isn't really that deep just kinda like a smug. It was a white car cause i can see the paint on the gold car she has. How much would it cost to get the fix? Its on the left side of the car back door from the driver side. any tips on getting it out? Please leave the best proof that would help get the scratch out the car. Cause my mom said she going to sell it to get a new car but i think its unnecessary if you ask me.
""I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?""
Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?""
Health insurance for child?
i'm looking for a low cost insurance plan for 1 child. not medicaid or anything like that, but the one's i've found are about 200-250/month. location is north carolina.""
Why are republicans fighting the health insurance mandate and not fighting the car insurance mandate?
If you have to buy car insurance and get penalized for driving without car insurance, whats the difference here? Its as much a privilege to drive as it is to receive healthcare. However no one thinks its an over reach of government to mandate car insurance. When you get in a car accident with an uninsured driver you have to pay for your own damage, so how different is it then when americans use the public healthcare system, the government has to use TAX DOLLARS to pay for their health care. Also why is it being categorized as a Government Takeover of Healthcare ? If I buy health insurance wouldnt it be more like a Privatization of Healthcare seeing that instead of having vast amounts of tax dollars going into the system, the health system would now be funded by the insurance companies by paying out claims.""
""3-car accident, what will insurance do?""
I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.""
Motorcycle insurance/registration in IL?
Do I need insurance to register my motorcycle in the state of IL? I know I don't need insurance to register it at the currency exchange, but it's cheaper at the DMV so I rather go there, I just don't know if I need proof of insurance.""
How much would car insurance typically cost for a first time driver with a used car?
I'm almost 18 and will hopefully be driving soon and I was wondering how much I would pay for car insurance for a used car? I'm not looking for a normal teen car, I'm looking more for a very child friendly safe vehicle for me and my son. Generally what am I looking at price wise either per/month or yearly for insurance?""
Adding 18 year old non-owner to car insurance.?
I am now 18 years old but have not yet gotten my driver's license because of the rate increase before I turned 18. I have had my learner's permit for 3 years and have a perfect driving record (no tickets or accidents). I do not own a car right now. So, I need to know if A) I need to be added to my parent's policy in order to drive their car once I get my license, and B) if so, how much more will the insurance be? I live in Florida.""
Mazda Miatia Insurance Costs!!!?
I am 18 years old and am in the process of buying a mazda miata. I am looking to buy one between 2002-2005. how BAD will the insurance be on it for someone my age? LIke minimum coverage, just Liability and Uninsured Motorist.""
Should the young pay the same for health insurance as the elderly?
Why or why not?
What's the cheapest car insurance?
What's the cheapest car insurance?
Average car insurance for new driver?
I'm 16 and I can get my liscence sooon... but I need to pay for car insurance... how much on average will I be paying for a 1996 camry?
What would my insurance rate be?
I am a 16 year old girl, I have a 3.7 GPA, and a drivers ed class that I took. I am looking to buy a car, and I have my eyes on a yellow Chevrolet Monte Carlo. My insurance is with state farm. does anyone know any estimates on about how much my insurance will be? thanks :)""
I have pre-existing conditions & I'm 61. Where to go for health insurance?
I'm having a hard time trying to find health insurance. I have pre-existing conditions (take medication for a mild heart arrhythmia & for cholesterol) plus I'm on medication for depression. And I'm 61. I've searched the web without luck - insurance agents who've called me say my condition makes me Uninsurable. Either that or I'm contacted by scam artists. Does anyone have experience with the Health Insurance Industry & have suggestions on what company to contact? Or what insurance agents are reputable? I live in California. I welcome your thoughts & suggestions. Thanks!
Is she paying to much for auto insurance?
my aunt is 35 got a license a year ago has no accidents and she pays 200$ a month for minimum coverage for a 1999 Plymouth breeze. this is in new york....it's some local insurance company oh she has no credit..? i can just imagine how much I'll be paying after i get my license this summer at 18!
SHould i trust AIS insurance broker co.?
I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months
Where can i find cheap moped insurance?
i have just applied for my license and i am going to get a 50cc moped (WK Wasp 50). i was looking around for the price of full comprehensive insurance and the cheapest is around 650... is this cheap? please advise me on any cheap firms thanks!
What is the cheapest insurance I can get after an accident in NJ??
I am 18 years old so insurance is already extremely high for me(1100 for a 6 month policy through GEICO) and I recently had a minor accident where I rear ended another car and got a careless driving ticket. Im sure my rate will skyrocket in my next policy and I am wondering what I can do about it.
Best car years for insurance?
My daughter will be buying a used car outright because we can't afford a car payment and insurance, plus she is 23 and had a fender bender 18 months ago so her insurance is not exactly low. What I'm wondering is if you have advice for the best years for a used car as far as insurance rates go ... you know, what years are likely to give us the best rates Also, if you have any advice about the best types of used cars to keep rates low, and the best used cars period, any input like that would be greatly appreciated. We bought a used 2003 jetta, but the transmission is self-contained, or, that is, we have to take it in to have the transmission fluid replaced. Things like that about which we weren't aware before we bought it have made it not very practical for us. Thanking in advance for any help you can give!""
Insurance company won't cover me because my wife is pregnant?
I'm on a 90 day waiting period to get insurance by my employer, so I tried to get a short term one to be covered in the meantime one but they wont cover me because my wife is pregnant. can they do this what are options... i'm in Illinois. Thank you""
Whats a good cheap car insurance for someone with a dui in NJ?
i got a dui 3 years ago and need car insurance for both my girlfriend and i. i would like the insurance to be under my girlfriends name and me be covered under his... anyone have any advice on cheap car insurance with someone that has had a dui?
Car insurance and business... HELP...?
Hi, I am 17 and am taking my test next week. I am also soon starting an apprenticeship (electrical). At this time I am not sure about transport (if I have to go to company and travel as van passenger or even driver) or if I have to make my own way to jobs. Whichever way a licence will help a lot. If I am just driving to work 4 days a week and college 1 then can I use Social, Domestic and pleasure + commuting to a single place of work or study ? and if I have to drive between jobs then I know I can not use this insurance (correct?) but when looking at business car insurance quotes they seem to be based on me owning the company (which I do not) so what insurance do I need and is there any responsibility on my employers to pay some or all of the insurance if I am driving between jobs? Please can you help... Thanks in advance.""
What kinds of insurance should I have?
I have several different kinds of insurance. I want to know which ones to keep. And what to get rid of. I'm looking for an objective opinion.
Car insurance for a month?
Is there anyway of getting a car insurance for just a month cause I'm selling my car in the next month so don't want to take out a years insurance for it? Thanks
Where can i find the cheapest renter's insurance?
i live near akron ohio and im just looking for cheap renters insurance, so if you know of any places please let me know!""
Why does my car insurance go up when I add on an Immobilizer?
I got a quote for 610 WITHOUT an immobilizer. Just found out I do infact have an immobilizer on my car so amended the car insurance quote and it went up 20 to 630... I thought an Immobilizer would take down the price!
How bad would my insurance cost be?
I'm buying myself a 2006 BMW Z4 for my first car, but I was wondering how bad the insurance would cost since my parents will be paying for that part and I don't want them to have to pay too much.""
Can I finance a car while on my dads car insurance?
I am looking to get a used car really soon, I have saved up enough money to put a good down payment down and have had a steady job for a little over 2 years now. The question is, will dealerships let me finance a car even tho I am on the car insurance with me dad? I am 20 yrs old and I still have insurance with him because I am a college student and also because I still live with him""
Health insurance just for the baby?
What health insurance is out there that i can just get for the baby? My current job offers family coverage to what i have now but it will be $83 EXTRA per WEEK for family...thats over $300 per month! i was wondering if there was a health insurance program that would do just the baby. THOUGHTS ANYONE?
What value does insurance companies go by to determine if car is totaled or not?
I have 2001 honda civic ex with 140,600 miles on it. I recently wrecked it and the body work, paint, and labor is coming up to $3900. There is some work under the hood that needs to be done, but I was told to get a seperate estimate for that and contact the insurance company. How much does the repairs have to amount to before the car is considered totaled???""
Do you think i would be able to pay the insurance?
so here is the situation...My mom, my brother and i are all living together right now but my mom has an altima and me and my brother are sharing an 05 dodge dakota. Soon my mom is going to be buying a car for her, my brother is getting the altima, and i am getting the dakota. Her plan was for me was to use the truck all the way through college and until i get a good job and buy my own car. However i do not like this truck at all and would rather sell it and get a car. The car i want is is an 08 Acura tl type s. She just laughed and said good luck paying for the insurance. I am willing to do a lot of work to get this car (including preparing the truck for sale and actually selling it) and working to pay for the insurance. As soon as she gets this new car i plan on applying everywhere, pretty much all of the restaurants in my area. I will be 18 by the time i come anywhere close to getting this car. Do you think being a busboy at a restaurant will be sufficient to pay for the gas and insurance for the car i said above. Ive never gotten a ticket or been in an accident before. Also i live in florida if this makes a difference.""
Do i need insurance to be under my name when taking my drivers test?
so im taking my drivers test soon and i need to know if i have to get insurance under my name on the car..my mom does have insurance on the car i will be using but only under her name..so will i have to add my name to the insurance just to take the drivers test? i live in california
1967 mustang insurance?
I am 20 years of age me never been involve in car accident and never gotten pulled over have had my driver license since 2008-2009 around there I was thinking of buying a 1967 mustang does anyone know how much insurance will cost for that I currently have farmers insurance. Also does anyone know how much it will cost me to change its license plate tags from Oklahoma to California tags Its coming from Oklahoma thank you
How does a new independent insurance agent get appointed/chartered by insurance carriers?
I'm starting a new independent insurance agency in NJ and foresee difficulty getting appointed/chartered by insurance carriers. Can anyone confirm this to true? Also, if this is the case are there any other options for a new agent? I've heard of 'brokers' that will fill this void and have access to many carrier however they keep 33% of the commissions. Any other options for new agents that anyone might be aware of? - Thanks a lot for any input!""
Insurance for me on a 1973 Dodge Charger?
i know ill probably never get one but im not too good on guesstimating insurance. im an 18yr old male with no accidents or tickets but i understand insurance on older cars is cheaper? can anyone give a rough estimate of what a monthly cost of insurance will be?
What is the average price (without insurance) for a root canal?
What is the average price (without insurance) for a root canal?
""In the state of Hawaii, does my car insurance have to have the same name as my registration?
I'm going to be deploying soon and allowing my girlfriend to use my vehicles while i'm gone. I'm just curious. Can leave the registration in my name but have the insurance in hers since she'll be the primary driver?
Does having back up sensor's help your insurance cost?
Does having back up sensor's help your insurance cost? I am wanting to have some put on my car, but didn't know if it would help with insurance!""
""In health insurance, is a low deductible, or a high deductible better?
There is a $1500 deductible... And then there is a $5000 deductible. I'm thinking of the $1500 dollar deductible. Which one would you get?
Repair cost for rear view mirror?
I broke someones rear view mirror. If I don't have to go through my insurance company I'd rather not. About how much does it cost to replace them? I don't know the make or model of the car.
Should you get better car insurance coverage when purchasing a home?
I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.""
SHould i trust AIS insurance broker co.?
I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months
Which car is best for a new driver with cheap insurance im 25 and a female?
Which car is best for a new driver with cheap insurance im 25 and a female?
How much can i expect to get from my insurance company if they write off my car?
I crashed my 2003 seat ibiza on the motorway on sat. the damage dosnt look too bad ( front bumper & rear bumper off but as i was traveling at speed there prob is more damage underneath). Im still waiting on the insurance company to tell me how much my car is now worth.. people have told me that they wil only offer me the bottom book price that the car was worth on the day of the smash can anyone tell me what the bottom book price might likely be?? i paid 3750 for the car in sept 2007 and the car was in near perfect condition with a minor stain on the front seat
Where can i find some good health insurance?
i live in california bay area i'm just wondering if theres any good insurance out there i'm 19 and i just don't feel safe without health insurance and how do i know if it's a good or crappy one please explain in details
What affordable medical insurance can I get for my income in Texas?
My husband and I only make between 1400-2000 a month from working. We have NO medical insurance because his company wants to charge an arm and a leg for me just to be included. I am currently having some high blood pressure problems and kidney problems but I do not have insurance to go for a visit. Im desperately trying to find a program or insurance affordable for us so I can get checked up- NOW I am NOT qualified for Adult Medicade-we make too much, but private insurance is too expensive for our budget. We have a free clinic but there is a 3-4 month wait to see a doctor. Can anyone else please help point to a direction that may help my situation? Like I said Im desperate enough to ask the public.""
Can someone please explain Health Insurance to me?
Any and all explanations are welcome. Definitions, etc..""
Personal loan insurance?
Hi. Does anybody know how personal loan insurance works? I lost my job few weeks ago and can't afford to pay back my loan. I need to suspend it for about three months. The question is how do They solve it? will they cover whole instalment and I don't have to pay anything to my bank? Does interests increase?If they pay ex couple of times whole amount to bank as instalment will duration of loan stay the same?Will they also pay me anything due to I am staying home?Will I have to pay them back when all things get solved and ok?Have anybody had the same situation? It's Halifax insurance
""Will my insurance rates go up if I got a ticket for driving in the HOV lane on I-95 in Broward County, FL?""
I was just pulled over for driving in the HOV lane on I-95 and got a ticket for $165 (kinda steep in my opinion, but the cop said he wasn't giving me a ticket for speeding). The cop said that I won't get points on my record and I verified that with the Florida Department of Motor Vehicle's web-site. I know I'm guilty so I'll just pay the ticket. Will my insurance rates go up if I do that? Should I plead no contest and go to traffic school? I'd still have to pay for my traffic ticket if I did that, but if going that route would stop my insurance rates from going up then it will financially worth it in the long run.""
How much will it cost to replace my alloy wheels wih normal wheels/tyres?
My fiat punto has non-standard alloy wheels and they're making my car insurance too high. How much will it cost to replace them with normal wheels/tyres?
Where can I find information about a career in Insurance Sales ?
Where can I find information about a career in Insurance Sales ? Which of the three fields ( life, health, or property ) would be compatible with working from my home office ? How difficult is the California State exam to get licensed ? Is it possible to earn residual income in all 3 fields ? Thank you for your help.""
Do I have to purchase supplementary car insurance for a rental car?
I have sold my car and my old insurance has expired and I dont have a credit card, so I have only a debit card. I need to rent a car for one day to use it in town, we have enterprise car rental, all their insurance are optional , my question do I need to buy the supplementary liability insurance since I dont have any kind of insurance? Is it required by law to do so? Is the insurance company have to provide the basic liability, and then they offer supplementary?""
Do you get rid of your car insurance when you get a DWI?
I don't understand,.. when you get a DWI and license taken away, wouldn't you not need car insurance anymore for a year since you won't be driving your car? All the talk about having insurance go up etc, and $1000 added onto the bill every year, does the receiver of the DWI have to keep their insurance or something?""
What's an estimate of how much a vauxhall corsa 1.2 would cost for insurance for a 17 year old girl?
72,000 miles, it's 8 years old, also it's black""
Red camoro or mustang or white effect car insurance (boy)?
Hello I am driving in a few months. I am getting a 2011 chevy camaro 2lt or a ford mustang gt. does the color of the car effect the price of the car insurance. I do know being a boy I will have to pay higher insurance. But red is my favorite color. If I get a red camaro or mustang will insurance be higher than getting a white or yellow mustang or camaor. And what is better for everyday driving and safety. and features. and what is best for the money the Camaro or mustang. and trim wise to. camaro 1LT or 2LT or Mustang GT or V6Premium???? help
""Where can I get good motorcycle insurance in Ontario, Canada?
I am getting a 2007 Honda CBR 125 and I need to get a good insurance quote.
Car Insurance Quotes?
I have been looking on confused.com, comparethemarket.com, gocompare.com for car insurance quotes and they are all between 6000-16000 these prices are a total joke okay maybe there are stupid drivers but there has got to be a balance between high premiums and trying to stop people driving without insurance having prices like these will result in many people driving un-insured. I am 17 and passed in January of this year and I have took the Pass Plus Scheme and it has made not difference in my quotes. I need help to see if I am doing anything wrong because I can not see how any 17 year old can afford 7000 for insurance. Thanks for the Help.""
Kawasaki ninja zx6r insurance for a 16 year old?
how much would insurance be for a 16 year old on a zx6r? please don't answer telling me it's a bad idea to ride this bike at 16, i simply want a price range. I did a progressive online quote and basic insurance was only $35 a month. does this seem too cheap, or no?""
How can low-income people *afford* lower cost health insurance?
Huckleberry suggested that low-income people will be able to afford low-cost private health insurance--but he doesn't say *how* that will be possible. Guliani says that with tax credits, people will be able to afford low-cost insurance. (How is that possible?) I haven't figured what the other GOP candidates want, but how can low-income people--and those on disability--be able to afford expensively HUGE health-insurance plans on what little money that is already afforded to them per month?""
Who has the best health insurance in California for college students?
I am a full time college student, and I am looking for health care insurance, but I'm not for sure which to go for. I was looking up Blue Shield of California, Health net, and Kaiser, but I'm new to this.""
Can I get car insurance for my two cars by alternating every six months?
I have a small, compact car that I drive in warmer weather and a pickup truck that I drive in winter. (I live in WI). Can I get insurance on my car for 6 months, then my truck for 6 months, and keep alternating like that without having to get a new policy every 6 months?""
How much will my insurance increase after two at fault accidents?
I was in an accident at the beginning of the year and six months later I was involved in the same kind of accident. I was at fault for both accident. I was wondering how much would my insurance would increase. Thanks!
Teen Insurance?
I was wondering how much the cost would be for teen insurance for one of the 3 following cars, an '07 Scion tC an '03 Nissan Altima or an '02 Honda Civic LX""
Insurance question?
I just bought a 2008 Honda Accord, exl, 4 cyl. I can't even drive it because I dont have insurance, what is the cheapest (most affordable insurance) I should get, i am 20 years old living in ontario california.""
Average PLPD insurance for car?
Im wanting to buy a 1989 Toyota Supra and im wondering how much PLPD would be on it.
What is the cheapest month to Insure a Car in UK?
Hi Ive been recently doing insurance quote searches Ive found out that during summer period car insurance is around 200 more than if you was to do a insurance search in winter ? So does anyone know which month is cheaper ?
My car insurance has been cancelled?
i need to know if i have to pay more or is the same amount in my billing if i pay for it this is for a car insurance the insurance company is aig
SHould i trust AIS insurance broker co.?
I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months
Are there any car insurance companies that only look back 2 years instead of 3?
Are there any car insurance companies that only look back 2 years instead of 3?
California motorcycle license???????????
I want to get a motorcycle license but heres my question, I dont have a motorcycle and if I was to buy one how could I get it insured? if I dont have a MC license? cause I know the insurance guy will ask me for my MC license first ( just like when you insure a car ) and heres another question, if I had a MC how would I be able to show proof of insurance to the place where you take the MC highway test ( not sure what its called ). Just to let you know I dont know anyone who has a MC so I could borrow it to take the test.""
How much will car insurance cost me?
I'm an 18 year old male. My GPA in high school was 3.4. No criminal record. I'm going to be driving my mom's Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate.
I need affordable insurance on my car any suggestions?
well i've been driving around for 9 months now w/out insurance. my car's a 2001 dodge neon standard model and i paid cash for it (no car note). im afraid that if im pulled over by the chp my car will get towed. im on a budget and i really need an affordable monthly premium. im 28 yrs old i got my driving license at 26 yrs old then got 2 tickets like 2 months later. one ticket was a failure to yield on a right turn w/ a red light and as a result i caused an accident but there was no bodily harm or property damage to the other driver only to my car it was totaled and i wasn't harmed. i recently was pulled over and given a speeding ticket too. what is the difference in full vs. liability insurance? i do know that liability is cheaper. which should i consider? also does anyone know of any insurance co. that don't require a huge down payment to start?and would insure my car w/out a huge monthly premium?
Motor Scooter Insurance?
I'd like to hear an estimate for how much motor scooter insurance would cost if I have/am: *16 years of age *Own a 49cc motor scooter *Will use it basically year round for: School, business, pleasure purposes *Took a drive safe course *Have a car license *Decide to get completely insured (All out) If someone would give me realistic numbers for monthly/ yearly costing, I'd be very appreciative.""
Why do lots of people have no car insurance?
of course it must be cheaper to have no insurance than pay over 1000 and if you get caught you only pay a small fine (thats if you get caught)
Steps to getting your life insurance license in CA?
I have no previous experience with Life Insurance and am considering getting my life insurance license. What are the steps involved, how long does it take, how much does it cost, and how difficult is the test? Anyone help?""
How can I afford car insurance (17 - 18 year old)?
Does anyone have any ideas on how to afford running a car, especially insurance which would be around 2500-3000 per year. I'm still in sixth form and plan to go to university so I only really have weekends to work. Is it possible to afford to run a car? How to people do it? Thanks""
What is general insurance?
i want to know abt general insurance.
I need cheap but good car insurance what do you recommend?
I need cheap but good car insurance what do you recommend?
Is Texas a no-fault insurance state?
My G-Friend recently met with a car accident and we are still waiting for the accident report to determine the fault. She was not hurt but the other driver was hospitalized. Your opinions and suggestions welcome about how to handle this with Insurance company and attorney if required.
Whats the difference between insurance and bonded insurance on roofs?
i started my construction business and im looking for some good insurance, and im not too sure whats the difference between a regular construction business insurance and bonded insurance? any suggestions?""
Non-vehicle owner driver's insurance?
I just got my drivers licensce today. I need insurance to drive even though I don't own my own car and will use my parents?
How much would insurance be on a dodge stealth?
i am going to be sixteen and i may be buying a 92 stealth and i need to know how much insurance would be. it is only a 5,000 dollar car. but the speed meter goes to 160mph.""
Car Insurance Companies + Excluding Drivers?
My brother and I are trying to get insurance for our two cars but are having a problem with one of the cars. My uncle gave me my car but we never dealt with switching over the title of the car. Most of the major insurance companies require that the cars be under the name of one of us. We have found some smaller companies that do an exclusion to deal with the problem but the rates are higher. Does any body know of any major company that allows this to happen? Thanks for the help.
What are the requirements for free health care in California?
My grandmother is from Malaysia and she is living with us in California (since November 2007). She has a green card. Her health has been deteriorating and she's been getting these terrible headaches. I really want to take her to see a doctor, but the price would be astronomical without health insurance. Is she eligible for medicare/medicaid/medical? If not, what are some other options? I'm sorry if I sound ignorant or uneducated about this, but honestly, I really don't know anything about this. Any help I can get is very much appreciated.""
""Cheaper car insurance, please help!?
I am paying about 250$ on my car insurance and i cant afford it anymore. Mine is a 2000 model car and i need a cheaper insurance. Please help. I am in the Northern Nevada.
Do I really need car insurance?
I'm paying $170 a month for car insurance, it went up a little because i was in a minor accident and I feel it's a bit much to be paying every month. So if I don't have ...show more""
Can I get SC insurance with my car registered in MD in my parents name?
My car is still registered to my parents and I have MD insurance through them. I live in SC and insurance is much cheaper down here. I plan on switching the car to me once I have paid the car off. Can I still get SC insurance with the car still being registered in MD and in my parents name? I can't get a SC license either until I have insurance that is covered in SC. Please help!
(Australia) What is the normal procedure for a car accident without insurance?
I hit a car(Honda) 1 month ago, I was at fault. I don't have third party damage insurance on my car. For the other car, they have comprehensive. Recently, Honda's insurance company contacted me and told me to pay for the damages(the quote is $10,000). They haven't sent me the invoice yet. At the same time, Smash repair also contacted me regarding the damages(same quote, but can be cheaper if i pay cash to them immediately). Car owner also contact me saying that I have to pay Smash repair directly. My question is: If Honda's insurance company is invloved in this incident, should I deal with the insurance company direclty and ignore both of the car owner and smash repair? I will pay for the damages, just want to make sure it goes to the right person, and no more trouble(no double claim) in the future.""
Car insurance expired what to do?
I bought an old car . its insurance expired on 9.7.12. how can i get it insured again?
""For me, the auto insurance company USAgencies is cheaper than Progressive, Geico, All State, State Farm, ...?""
....Direct, The General, and Safe Auto. Does anyone have an auto insurance company not mentioned above that is cheaper than USAgencies? Do not send my links of places that quote different companies. I want to know from your personal experience.""
""If im already on my parents insurance for two cars, how much more will it cost if they add a new small 03 car?""
The new car is an 03 mitsubishi lancer, the two cars i was insured on before were an elantra gt and a nissan titan (05) I wanted to know if insurance will shoot up a lot more with another car or if it will just be like another 40 or so dollars a month?""
Vehicles with lowest insurance rates?
I live in Ontario Canada. I'm needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I'm looking for a car that is good on gas and easier on the wallet for insurance. Thanks
Insurance Coverage?
HI I was in accident about 5 Month ago..I was seen by a doctors but I stopped going becuase I didn't have that much pain. Now I started having all this pain on my legs..so My question is, if I go see a doctor now, does my insurance covers it. Thank you for your advice..""
SHould i trust AIS insurance broker co.?
I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that's like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months
https://www.linkedin.com/pulse/would-insurance-high-1999-pontiac-firebird-ws6-v8-willie-snyder/"
0 notes
duaneodavila · 6 years
Text
Matt Damon’s Risk and Rebuke
No, he didn’t rape anyone. He didn’t even grope anyone, as far as I can tell. His involvement with Sarah Silverman was entirely consensual, at least as far as she was concerned. Jimmy Kimmel? Who cares. He’s privileged. And he is a true believer in doing good for others.
Damon offered some advice to MIT’s 2016 graduating class: “The world wants to hear your ideas — good and bad. But today’s not the day you switch from ‘receive’ to ‘transmit.’ Once you do that, your education is over. And your education should never be over. Even outside your work, there are ways to keep challenging yourself. … Whatever you do, just keep listening. Even to people you don’t agree with at all.”
As the graduates go out to tackle the world’s problems, he said, “There are potentially trillions of human beings who will someday exist whose fate, in large part, depends on the choices you make … on your ideas … on your grit and persistence and willingness to engage.”
He seemed nice. He’s clearly dedicated to the welfare of others. So what could he do that’s so horrifying that he would be burned at the stake?
“You know, there’s a difference between, you know, patting someone on the butt and rape or child molestation, right?” he told Peter Travers of ABC. “Both of those behaviors need to be confronted and eradicated without question, but they shouldn’t be conflated, right?”
Okay, so he’s not really a math wiz, and this isn’t exactly an epiphany. But that doesn’t mean it isn’t an outrage.
Those comments were met with anger and frustration online, where many women, including the actress Alyssa Milano, rejected attempts to categorize various forms of sexual misconduct.
“They all hurt,” Ms. Milano wrote on Twitter on Friday. “And they are all connected to a patriarchy intertwined with normalized, accepted — even welcomed — misogyny.”
Yes, Milano, the adorable little girl from Who’s the Boss?, where Tony Danza played the maid. She, along with the other TV giant, George Takei, whose own allegations of sexual impropriety miraculously disappeared, are leading voices of social justice intellectuals. Then again, since Matt Damon is an actor, it’s only fair that he be subject to the scrutiny of his colleagues.
That groundswell of testimony that has empowered women to speak publicly about sexual harassment and abuse is posing challenges about how best to have a national conversation about a subject that previously lingered in the shadows.
That paragraph, however, doesn’t come from Milano. That was written by New York Times reporter Christina Caron, who apparently fails to distinguish her role as a reporter from regurgitating the advocate’s ideology. More to the point, her irony meter is broken when she writes “how best to have a national conversation” in the same article where Matt Damon is castigated for suggesting that “patting someone on the butt and rape or child molestation” aren’t the same thing. “Right?”
“None of us came here perfect,” he said. “What’s the point of us being here other than to improve?”
Ms. Milano responded: “We are in a ‘culture of outrage’ because the magnitude of rage is, in fact, overtly outrageous. And it is righteous.”
Would this be a good time for a “not the Onion” joke? Or should that wait until after Damon’s former girlfriend, Minnie Driver, gets in a punch?
God God, SERIOUSLY? https://t.co/NDZFrLDXil
— Minnie Driver (@driverminnie) December 15, 2017
But she had more to say about Damon having less to say.
In an interview with The Guardian on Saturday, Ms. Driver said men “simply cannot understand what abuse is like on a daily level.”
“I honestly think that until we get on the same page, you can’t tell a woman about their abuse,” she said. “A man cannot do that. No one can. It is so individual and so personal, it’s galling when a powerful man steps up and starts dictating the terms, whether he intends it or not.”
This theme, that “good men” will remain silent, except for the occasional “hallelujah” after a woman gives testimony, is an article of faith. The oppressor doesn’t get to tell the oppressed what they think.
So does this squabbling matter to anyone outside of the Hollywood elite? It does, even if it doesn’t rise to the nosebleed heights of the New York Times’ attention. It has become the force behind the woke lawyer scolds swarming on their colleagues who espouse entirely reasonable views, as did Matt Damon.
The old “we need to have a conversation” trope, provided you shut the fuck up you sexist shitlord,” is pervasive among some of the least accomplished, yet most strident, intellectual gnats o the law. No one would care but for the fact that they convey the impression to lawyers new to social media that this is a place no rational person would want to be. Who needs to put up with these delusional nutjobs?
The other day, Ta-Nahesi Coates left twitter. His account is gone.
You don’t have to like him or agree with him, but if you are even a tiny bit honest, you must acknowledge that his is a voice of significance. And was pushed to quit. But it’s mentioned here not just because a valuable voice was lost because of the swarm of social justice, but because of the reaction to coates’ decision.
  Extensive list of #blackwomen writers with similar (and even better) critiques of @tanehisicoates as @CornelWest. However, these #scholars and #activists aren’t getting the same attention as #CornelWest. Problematic because #womenalsoknowstuff. https://t.co/hzRYDuffla
— Kelebogile Zvobgo (@kelly_zvobgo) December 19, 2017
The complaint wasn’t the loss of Coates’ voice, but that his decision to quit came after he was attacked by Cornel West, rather than after attacks by a list of women. The complaint was that his quitting was sexist because he didn’t quit until a man attacked him.
What does Matt Damon have to say about that?
youtube
Copyright © 2007-2017 Simple Justice NY, LLC This feed is for personal, non-commercial and Newstex use only. The use of this feed anywhere else violates copyright. If this content is not in your news reader, it means the page you are viewing infringes copyright. (Digital Fingerprint: 51981395c77d7762065ca2c084b63e47) Matt Damon’s Risk and Rebuke republished via Simple Justice
0 notes
Cheapest and reliable car insurace company?
"Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Disability Insurance?
Okay, if the employer is paying the premiums for disability insurance for its employees, do the employees have to pay taxes on the said insurance, even though they are not using it at this time? Legitimate answers please. Thank you.""
Does my fully comp learner-driver car insurance cover the accompanying driver or must they be insured too?
I hold a UK Provisional Drivers License. I am insured (fully comprehensive) on my own car. Does the fully licenced driver which I have to have with me at all times have to be insured to drive my car as well (either as a named driver or covered by their own insurance to drive any car) or will my fully comp insurance cover them too? Please no answers telling me about compare sites as I am already insured, I just want more info as to whether my companion driver is covered by this. (I recently asked a similar question and got nothing but links to compare sites so decided to be more precise)""
Should my auto insurance company waive my deductible?
I recently was rear-ended by an uninsured driver. My insurance company assessed the damage at $1019.04, my collision coverage has a deductible of $1000 so my insurance company closed my claim and made payment of just $19.04. As I am a California resident, my policy includes the Collision Deductible Waiver. Are my insurance company therefore liable to waive my deductible and cover the full cost of my damages? If so, what should I do next?""
Baby insurance?
Okay so my fiance and I aren't married yet. I am on my moms insurance until I am 19 and they wont cover the baby. He has his own insurance through WI called Hirsps. I can't change my license yet because my moms insurance will drop me and we dont want that to happen because it will be hard to get insurance to cover hospital bills. How do we get the baby insurance? Can we put the baby on his insurance?
What types of insurance are required in Minnesota?
I have a permit test in about an hour and I forgot what kinds of insurance are required in the state of Minnesota? There are 2 of them I think it's liability and no fault? Help please?
Question about life insurance and insurance in general? help?
I'm trying to help a friend get a hold of an inheritance that an attorney is wanting to take a 33% chunk of to help her claim. one of those unclaimed money deals. i did a search on my friends name and found an insurance company that might have her listed but i don't know if its a lead. the insurance company is CONTINENTAL CASUALTY COMPANY i looked up this insurance company to see if they offer such an insurance policy for life. can anybody help if they are familiar with this company? any help would be sooo greatly appreciated. GREATLY appreciated. it wouldn't be very fair for a big lawyer to walk away with her money just because he knows something she didn't.. :( i cant afford to really pay the fees these unclaimed websites ask for and so here i search.. hoping that this insurance company might offer some bit of hope :D your help is greatly appreciated.
Can I get around paying really high price for Car Insurance being only 19yrs old>?
I am 19, dont want to pay high price for car insurance. My friend said I can do this: find a cheap insurance company for my dad/mum to get insured on the the nice car (e.g. BMW) just them, not have me on it aswell, then find the cheapest car to insure with co-op, with me under my mum or dad, altogether it shouldnt be more than 2k and you I can drive the beemer, as long as the beemer is registered in my dad/mums name. Can somebody tell me if this would actually work or not? Please no philosophical answers or opinions on right or wrong or against the law - I dont give a F**k. Just want to know whether this would work or if anybody else has any ideas 10 September at 23:00""
How would I get insurance on a car being leased in someone else's name?
My sister and brother in law have the car financed at a bank in a small town. They gave the car to me as long as I made the payments on the car. We don't intend to refinance the car into my name, however how would I be able to obtain auto insurance if my name is not on the original title?""
How to get cheaper insurance with an impaired driving/hit and run charges?
I currently have impaired driving/hit and run charges on my drivers license as of august 2010. How can I possibly get cheaper insurance. The cheapest quote I got was 9 grand.. How long is my insurance going to be this bad for??? Help!!!
What are some sample average monthly health insurance payments for a 25-year-old male?
If that's not enough information, make any assumptions necessary.""
Can you cancel car insurance after an accident.?
I had an accident in July, my car was wrote off, I got the value of it from the other parties insurance company, it happened around the 2nd week of July, I thought I would be nice and pay the insurance of over 150 for July around the last few days of the month. It says in my insurance's terms & conditions if I wish to cancel my policy I need to write to them at least 7 days in advance of the next direct debit. I sent them a letter detailing my wish to cancel my direct debits and my car insurance, as I had no job and no car. Many people have told me you can legally cancel it after an accident without having to owe them anything. I was just wondering is this true. Thanks""
If my insurance pays off what i owe on my car would it be on my name?
or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP""
Will a Roush 427R Mustang VIN look like a regular Mustang GT on Insurance?
I was looking at a 07 427R mustang. When I called to get an insurance quote she told me the VIN said it was a 07 Mustang GT Deluxe. Is this right? or is it a fake? It has all of the number plates under the hood, including the built by plate.""
How much is a 2010 Jeep Sahara cost a month for insurance?
How much is a 2010 Jeep Sahara cost a month for insurance?
How much will my car insurance go up after my exhibition of speed (racing) ticket?
He didn't write down a speed or anything on the ticket. I'm 17 and have allstate if that helps.
What is the average cost of car insurance for an 18 year old female in California?
What is the average cost of car insurance for an 18 year old female in California?
Do you think people who cause their own health problems should not be covered by insurance?
Some health problems are self-inflicted, others are not. If it can be proven that the health problem in question is self-inflicted, I don't understand why we don't force the patients to pay for it out of their own pockets? If such patients' heath care is covered by insurance companies, that cost is distributed among all their insurance customers. And that is unfair to people like me who go above and beyond to be healthy. Here are some example situations I am talking about: -A tanning bed sunbather who gets skin cancer -A chain smoker who gets lung cancer -A heavy drinker who gets cirrhosis of the liver -An unhealthy eater who gets Type II diabetes or heart disease -Someone with Type I diabetes who has kidney failure due to poor diabetes control. All of these health problems are their own fault (i.e. I think it is pretty well recognized that Paula Dean's diabetes is pretty much her own fault). What ever happened to personal responsibility?""
In california how long can a company take to provide you with insurance?
I work in california and was wondering if there is a california or federal law on when a company should provide insurance benifits for a full time worker? My friend has been with the company over a year and still has no benifits...i know most companies give it to you after 60 or 90 days probation even 6 months but is there a law about how long they should take ?
Lower insurance premium because of replaced roof?
I filed a claim last year for roof damage. After a typical fight with the insurance company, they replaced the my roof. As a result, my rates increased (Same concept as purchasing toilet paper and then getting punished when you use it - same concept!) Anyhow, my question is: Since I have a new roof, could that make me more eligible for a lower annual premium at another ins company even though the new roof was a result of a claim? Thanks for your assistance in advance.""
Driver doesn't have license or insurance?
My fiance sister is 19 & keeps taken their mom's car with total permission. She has a permit but not a license or insurance. What would/could she be charged with if she was pulled over or in an accident. Could his mom get in trouble too? I thought his mom had to press Grand theft auto charges for the insurance company to fix/replace the car. What happens with Grand theft auto charges?
Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?""
Not sure how much condo insurance to get?
I'm in the process of buying a condo, and I need to have condo insurance set up. However, I'm not really sure how much insurance I need on a condo. The homeowners association covers everything on the outside, so I would only need to cover walls-in. This is what I've come up with after doing a quote: Contents Amount: $50,000 Building Property Coverage: $15,000 Condominium Loss Assessments: $1,000 Deductible: $500 Earthquake Deductible: 2% Personal Liability: $300,000 Medical Payments to Others: $1,000 The condo is selling for $125,900. I really don't have a lot of furniture, and what I do have is all hand-me-downs. I have a four year old, so all the furniture and stuff that comes along with having a kid. I don't have really nice jewelry. I have a 32inch hd tv, computer (i paid 150 for it, so nothing fancy lol), and a kindle fire, wii....that's about it for electronics. I want to make sure I have enough coverage if something happens with counters/floor/walls/etc, but I don't want to be unnecessarily paying a high insurance bill. Any suggestions? Also, is earthquake or identity theft something that would be good to add in? I live in Iowa so earthquakes aren't really an issue...but is that one of those you never know, so at least you're covered things?""
Can I buy a new car in my name and put the insurance in someone elses name?
I live with my fiance (both males) and I am buying a smartcar. We are planning to finance it and put the insurance in his name since I am 23 and he is 25 it will be cheaper for him. Will we be fine to do this? We live in South Carolina.
What is the average cost of health insurance and garbage bills? help im doing a project!!?
im doing i project and i cant seem to find the average cost of health insurance and garbage bills per month. i need a estimate and a website to prove i found it. please help this is worth 100 points and its due tomorrow and i need to get to bed soon!
What insurance covers a driver to drive any vehicle?
I am looking for this type of insurance and I was told about it but I don't know if it has a specific name
Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?
Nationwide car insurance....?
So yea it was a snowy day in mississippi..... something that don't usually happen... I slided on ice and hit the guard rail... it was only 1 or maybe 2 bump... the car wasn't messed up that bad.... I mean there was a dent from the inital bump but what do you expect? The officer said when I asked them could they fix it he said probably... its not really bad at all.... and that the same thing I said... so I find out days later after they inspected it, they was gonna jump it and not fix it... so my question is why do we pay all these hundreds of dollars every month that when it comes to the company to their job, they don't do it? I think I was paying 240 every month for my 98 ford explorer... also do they suppose to pay me for the value of my car since they not fixing it? The reality of it that if I known this would have happen could I just save that money I was paying them these years and put the money in my pocket so when I crash I could take that money and buy me my own car instead of being carless when I was giving the money to the insurance company? I mean wuts the point of even paying them honestly?""
What is the cheapest auto insurance for teens these days?
I'm 18 and just got my first car. I would like to drive it but sadly have no insurance on it yet. I then looked up quotes and found out it is real expensive, $500 and more. Is there any way a teen like myself can get cheap auto insurance?""
How much would it be to insure a 17 year old on a Nissan Navara Pick Up Truck?
'JUST OUT OF INTEREST' I have always wanted a Nissan Navara Pick up truck and i turn 17 in october, its unlikely i will be driving till next year! i was just wondering an insurance estimate on, say, an 08 plate? Im not fussed weather it is 'expensive' i know it wont be cheap and the companies are unlikely to insure me on them but i was just wondering about a price. Its hard for me to go on insurance websites as i do not have a license and know any information. I have herd they are in Group 11 insurance.. Also are they classed as a Van/Car/ Etc? Would just like an average quote please! don't want answers with 'depends on this, this or this'.. Thanks very much!""
Would my car insurance cover this?
I heard on the weather Channel today that they are expecting severe thunderstorms in the Tallahassee area that can produce damaging winds large hail and tornadoes and my older brothers a weatherman and he kind of confirmed it. I know my apartment insurance covers it but what about my car insurance. since i have 2 more years on my lease and my cars in perfect condition.
When to buy motorcycle insurance?
I'm planning to buy a used motorcycle from a private party within the coming month or so. My question is, do i buy the motorcycle first, take it home, then get it insured? Or do i legally have to buy insurance first before i can purchase it from the private party?""
Where is the best place to get an online car insurance quote?
Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!""
Car insurance for a 17 year old?
what is the cheapest car insurance company for a 17 year old. (people with recent experience would be very help full) also what car would be cheapest to insure. (would an old car e.g 1980s early 90s be cheaper than a newer car) i am looking at third party insurance and not comprehensive
What is the best and most affordable insurance for baby?
Or is anyone know if there is any pediatrician for free? I live in California. Thanks
Auto insurance question Re: teenage driver?
My 17 year old daughter is currently on my automobile insurance policy. She drives my car at times. She'll be 18 next February. Sometime this year, I wanted to get a new car and give her this one. If we have the car registered in her name when I give it to her, does she then need her own seperate insurance policy? Can she still be under my insurance although the car would no longer be registered in my name? I think seperate insurance for her (at her age) would be considerably more expensive. She's still a student and not working yet. Any insights on this would be appreciated.""
Where do you find affordable health insurance with a pre-existing condition?
Where do you find affordable health insurance with a pre-existing condition?
Young adult health insurance?
Young adult son cannot find job, not in college, has no health insurance - any ideas?""
Best school to prepare for my life and accident/health insurance licensing exam?
I need to start my 52 hour training to get licensed in California for life, accident and health. Which is the best school to prepare me for the exam? There are so many online, however I want one with a high pass rate.""
If i buy a car off of craigslist will my insurance company accept it?
will my insurance still put the car on the insurance plan even though i didnt buy it from a car dealership? because i dnt have enough money right now to go to a dealer...so im jus finna buy a local car off of craigs list for cheap..because i really need a car like right now
What model Acura Integra is the best for customization and performance?
What model Acura Integra is the best for customization and performance And based on your answer what would insurance be (16 yrs old) and how much is the car itself.
Comparing and contrasting life insurance?
was looking for some experianced and educated perspectives on taking the best approach considering life insurance for the first time at age 28 with 3 kids?
Universal life insurance as a savings plan?? Is that a good idea?
Ameriprise Financial is sellign me 400k life insurance policy that costs 200 per month. They say its like a savings plan because I can access 90% of the 200 per month at any time. Is this a good idea or a scam??
Do i need full coverage insurance on a car from a buy here pay here?
got horrible credit an i know alot of used car lots that will approve me. but do i need to have full coverage insurance. cant afford a car payment gas an ridiculous insurance price
Does wreckless driving increase your insurance cost?
my friend was donutting
""On average, how much does home owners insurance cost?""
I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""
Car insurance..17yrs old!!!?
I am 17yrs old, looking for cheap car insurance. Haven't got a car yet but have been looking at cars such as Ford Fiesta, Peugot 105, Fiat Punto and have been getting around 3000. I cannot afford that and was wondering if anyone knows any ceap cars for cheap insurance and who are the best companies to get cheap insurance? Thanks""
Cheapest car insurance for a young driver?
im 20..i own a car. no tickets and no accidents i have had my license for a yr and half where can i find the cheapest car insurance?
Basic features of insurance?
features of insurance
Am i going to get my drivers license suspended?
i was going 76 in a 45 in the state of northcarolina. will i be with out a license? also how much is this ticket going to cost? i was also charged with reckless driving. if you could answer this that would be great too but, how much will my insurance go up? i have liablility insureance and i pay 160 a month. i have been driving for about 5 months and this is my first ticket.""
Is a saturn sky a sports car?
im a 17 year old boy, looking for a car, heard the sky is a fun and really cool car. But since im 17 and have school and what not i dont have time to for a job to pay for the ...show more""
""You buy $89,000.00 in Insurance on your house. It burns down. What should the Insurance Company have to pay?
Got $89000.00 in Insurance and the place burnt down. Now the insurance doesn't what to pay.
Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?
How cheap is car insurance for a 16 year-old Floridian boy driving a 2010 Mitsubishi Lancer?
I'm a 16 yo dude in Florida wanting car insurance for my 2010 Mitsubishi Lancer and I have never gotten any ticket of any kind. I have not violated any rules....yet.
Classic Car Insurance?
I am 23 years old and I have a '76 Camaro and Im looking to find classic car insurance. I have applied to various places and they say they can not cover me because I am under 25. I have an '06 mustang I drive for daily use and my current insurance on that does not have special classic car insurance. I do not want to pay over $40 a month for a car I will drive maybe once a week if even that. I am trying to restore it so sometimes I will not be driving it for months at a time. Does anyone know of a good classic/ antique car insurance that will cover someone under 25 years of age? Thank you!
Where is the best place for auto insurance quotes?
Recently i have had to change auto insurance providers for multiple reasons. So now i am looking for the best place to get auto insurance quotes from.
Help with auto insurance?!?
So, I'm 17 and just recently bought my first car (2000 Dodge Neon), but I'm unable to drive it due to the lack of car insurance. I'm getting reeaaally frustrated because I don't know where to start! There's so many policies... I'm also running on a budget, so a cheap policy would be awesome. Any suggestions???""
How to get a cheaper insurance premium?
In the UK am i able to put down a much lower value than the actual value of my car just so that i can get a lower insurance premium? Given my situation i would much rather pay for a new car if i crashed or pay for repairs myself if anything went wrong.
If I take defensive driving will it keep my speeding ticket from my insurance company?
I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?
Car insurance student help?
Hey guys, I want to ask, is it possible to get a Mini Cooper convertible with car insurance. I'm 20 and I passed my test in November 2012. I'm planning to buy a mini but will they let me have the insurance ? All answers would be very helpful, thank you X""
Does filing a police report increase car insurance?
I filed a police report for a hit and run minor fender bender that I can fix myself. Did I make a mistake filing a police report?
How does my driving record affect my parents insurance rates?
In Illinois How does my driving record (20 F) affect my parents auto insurance if I'm not on their policy? I have my own car in my name and my own insurance policy in a different company than theirs. I do have 2 points on my record from a collision back in Oct. of 08' shortly after I got my license. Even than I had my own car and own insurance. I do live at home but I don't drive any of their cars ever.
How long does it take to get your auto insurance back after policy been cancled?
How long does it take to get your auto insurance back after policy been cancled?
What are the consequences of driving without car insurance in florida?
What are the consequences of driving without car insurance in florida?
Cheap Car Insurance For Teens!?
hi, i am a 18 year old male from england and i am looking to buy a car as soon as i pass my driving test soon, i dont know what car to buy becouse i really need cheap car insurance as i have 4 points on my provisional driving licence from a crash when i was 16 on a scooter, some people say corsa's have cheap car insurance but im not sure, has anyone got any tips to knock the price down becouse at the moment it is stupid about 6,500 for a 1.2 ford fiesta i got quoted! helpppp!!""
How long does it take to get your auto insurance back after policy been cancled?
How long does it take to get your auto insurance back after policy been cancled?
Does a stop sign violation increase your insurance in Sacramento?
I just a stop sign violation about an hour ago, I was planning on paying it because I do not know enough to fight the ticket in court. Will the citation increase my insurance rate? I have AAA. And the violation occured in Sacramento, CA few blocks from my house.""
Insurance premium?
i live in California and got my license in sept 2007 then within two months of getting my car insurance(state farm) i got into a at-fault accident, my current policy runs till april 2008 and i currently pay 1022 every 6 months with a good student discount, also the damage on my car was worth 6,000 and i have a 1,000 deductible the other cars damage was worth 5,000 how much will my premium rise when it is time to renew?""
""In Florida, How much (if any) will my auto insurance rate increase with 3 points on my license?
I got a ticket for improperly changing lanes and I'm electing not to go to traffic school (since I only have one more chance for traffic school based on two times/year) for such a minor offense. Would it make sense to skip 8hr school ($70.00) or would I end up paying more in the long run because of my 3 points?
Breakdown Insurance less than 12 months?
Hi, does anyone know if it's possible to get car breakdown cover for less than 12 months? All i ever see on advertisements and online is quotes for 12 months cover but i am planning on leaving the UK for a bit after 6 months so that's all i require. Before i contact insurance companies can someone tell me if this is normal or an irregular request? Cheers!""
Where can I find professional liability policies for a surgeon?
This is for a finance project. If I need to pay fro professional liability insurance, on what website can I find this insurance. Will I have to pay for it by myself, or does the hospital/company I work for pay the insurance for me.""
Will this effect my car insurance?
I got pulled over and ticketed for an outdated inspection sticker and a light being out. I've been ticketed before, but the ticket was thrown out in court. I was wondering if this will effect my car insurance at all. I live in Massachusetts. I think it counts as a moving violation but i think they let you off on your first offence.""
What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?
I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood ...show more
What is the cheapest motorcycle insurance?
so im gonna get a motorcycle but i dont know much about all the insurance and stuff..and i just wanted to know which is the cheapest? i go to school with a guy who pays $80 every 3 months, which is only about $26 every month, which seems like a pretty good deal.""
Can i sue auto insurance company without using a lawyer?
i was rear end by another car and his insurance total my car and paid me the book value of the car. i went to physical therapy for about four months. i took x-rays and mri. the mri shows that i have a dislocation in my lower back. but the insurance company has refused to settle me for my injury. my lawyer told me that i should consult another lawyer to sue the insurance company. some lawyers i met are not interested in the case. can i sue the insurance company myself? if so, how do i begin?""
Which health insurance is better?
I'm 18 and my current health insurance (it's called Neighborhood in NYC) has currently expired. I can either re-certify this or be added to my dad's GHI health insurance, which is provided by the city. His insurance includes copays and such that I've never done before. Which insurance makes more sense?""
Who offers parked car insurance?
My husband is deployed with the Army and I went to stay with family out of state while he is gone. We left his car at our duty station and we still owe on it. Progressive does not offer parked car insurance and I do not want to pay full price when neither of us are going to be anywhere near the car for a year. Are there any companys that offer parked car insurance or is there anything else I can do until we pay it off?
Can you help me with Car insurance?
I need a car insurer but I would like to deal with a UK call centre as I feel a bit more at ease, this is my first car,please help.""
Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?
Is progressive auto insurance reliable?
I just bought a 2009 Honda Civic EX. I've checked various quotes online based on my info, and they range near the $2000 (sometimes, just a 6 month policy). I just checked progressive, and it estimated a quote near the $1380 a year, that is $689.90 (6 month policy). It's a BIG difference, that's why I want to know what I'm getting into, any inputs???""
Best car for cheap car Insurace?
Hi, So I passed my driving test today which is ace. Im 27 male from from West Sussex. Im looking to buy a cheap car that has a cheap insurance premium. So ideally I want a 1.1l Any tips on which cars to look at? Obviously category 1 cars are cheaper but the actual cars are are quite expensive. I just need a banger to chug to work in, no motorways. Any help would be ace. Thanks Dan""
Car Insurance Premium Refund?
Hi, I paid around 1080 in February for my car insurance for the year, I am looking at possibly selling my car to a friend, I know I can cancel my policy at any time but I am not sure if I do, how much of a refund I will get, it says something about 90% of the cost of the cover being charged since its over 5 months, does anyone know how these things work or how much roughly I would be looking at getting back. There has been no accidents or claims. Cheers""
Motorcycle insurance for a 17 year old?
I'm 17 living in New York. I'm working on getting a motorcycle permit and was wondering what insurance for someone my age would be at different companies. I would probably get a bike with 250-750cc. probably a sport or standard bike. what do companies look for when they consider what to charge? ive never been arrested, have a job and good grades. Do you need to prove your responsibility to lower prices or do they just slap a huge fee on you for being a young male.? If you could tell me what you are being chraged or were charged that would be a great help. Thanks""
Car insurance question?
How do the authorities find out that you have no insurance on your car? I know that if you are pulled over or whatever you can be asked to prove you are insured to drive the car and all, that much is obvious. Thing is, I called up to cancel my insurance on a car which isnt working and Im waiting on being scrapped. The insurance company said that its illegal for the car to be on the road without being insured, regardless of wheither or not its being used. As it turns out I am gona have to keep theinsurance for a few extra days until the car is uplifted, but it got me thinking. If Im not using the car then theres no chance Id be pulled over, so is there any actual way that anyone would find out a car in that position wasnt insured? Other than something like tha handbrake slipping and it rolling into the parked car in front or something. Cheers!""
Ninja 250r Insurance price for 17 year old?
Hi, i am looking to buy a USED ninja 250r when i turn 17. How much would Insurance cost per month? I plan on taking the msf course, and any other program that could lower my insurance rate. Thanks!""
How much should a motorcycle insurance cost?
A little about me: -age 23 -driving licence for both cars and bikes since 2008 (European version) -have no previous claims or penalties -I do drive cars for the company I'm working for -the bike is a 600, 2013 model -I'll buy a security device soon -was thinking of having a 150 pounds voluntary excess""
How can i get car insurance that i can afford?
im 17 and have just learned to drive and in all fairness i am insulted by the car insurance quotes i have received . in order for me to get my moneys worth out of the insurance quotes i have received i would have to rite my car off 13 times ! can anyone help me get my insurance down , or have any advice on a company who will insure me without me having to sell my organs !""
What insurance companies do cheap van insurance for young first time drivers?
I'm 18 and have a 1.3 Vauxhall combo
How much is your car insurance?
Im 18 and learning to drive, obviously the insurance is ridiculous so i was wondering what everyones costs are and what kind of car they have, also what would make insurance cheaper because i dont understand how so many kids can drive with such costs.""
What is with health insurance?
Americans and whatever other country has health insurance. what happens if you don't have health insurance? What is health insurance? Why do you need it? I live in Australia and I don't understand why you need health insurance when we don't.
I'm interested in Working for Farmers Insurance?
I'm completely new to the insurance agency and would like to know the following: Average compensation structure to new sales agent? Average base pay for new agents (unexperienced)? Average compensation in commissions(unexperienced)? What should I expect my first Year? Is farmers insurance a good insurance company to work for? How to negotiate higher starting pay, What does management want to hear?""
What is the cheapest car insurance for an 18 year old?
What is the cheapest car insurance for an 18 year old?
Can I have a car in my name under my parents insurance?
I am in need of a new car, but I would like the car to be in my name since I'm the one paying for it. Right now the car I'm driving is under my mom's name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it's obviously much cheaper (like a 300 dollar/month diference)""
Car insurance prices 4 ex------?
ex-fenders does any one know a good car insurance for my boyfriend he had a fight 4 years ago and he did not disclose this last year and had hius car taken of him , he did the form to fast on line and did not see the questionon, so ppl in the same boat can u comment and not a busy body who thinks they know it all 
Affordable Health insurance for nannys...anyone know of any?
My wife recently switched jobs from a day care where she had health insurance to being a personal nanny for a family with 3 children. We were going to switch her to my health insurance, as my work only has me pay 15% of the cost. I thought this would be the same if I added my wife but we would have to pay full price for her costs (and while the insurance here is great, it is a Cadillac insurance, and is VERY expensive). My question is does anyone know of affordable insurance options for nannys?""
Am i paying to much for car insurance?
I am 23 have a 1990 buick car. I have have nothing on it besides a stop sign which should be off my record now, it was 4 years ago when i was 19. I am paying $386 for 6 month period. I go though shelter insurance. They said it won't go down until i am 25 or married. thanks""
Can you have two different insurance policies on one car?
I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?
What is the cheapest way to get insurance with a friends car?
I'm already practising my driving lessons and theory. Once I pass what's the best and cheap way to be insured.
How much is normal insurance coverage for a ATV?
I just found out my parents had this amount of coverage on their ATV. 100/300/50 both comprehensive and collision with a $100 deductible anyone else think they have too much? That is the same as my car except with a higher deductible.
Car Insurance Question (sorry I know nothing about cars...)?
Sorry, Im new to all this so excuse the stupid question but Im starting driving lessons soon and am looking to get a car in the new year. Im just wondering HOW OFTEN do you make car insurance payments? As in once a year or is it a monthly thing? I just did one of the online get a quote thingys and it said around 350 which sounds grand if its yearly but steep if thats a monthly payment. Lolli""
Does marital status affect my auto insurance premium?
Does marital status affect my auto insurance premium?
Insulin and car insurance?
a friend of mine has just been put onto insulin, will this effect the cost of her car insurance?""
I am 19 years old what is the cheapest auto insurance?
I am 19 years old what is the cheapest auto insurance?
""Need a license, insurance, and car...?""
I need all three of these. What is the proper order to get them in? I thought you need insurance to get a license, and a license to get a car. But don't you need the car to get it insured? And can you get insurance without a driver license number? I'm confused any advice would be appreciated.""
Cheapest and reliable car insurace company?
how has the lowest quote out under normal circumstances? i know they categorize it based on age,sex, etc. just tell me who has the cheapest insurance.is it really GEICO?
https://www.linkedin.com/pulse/insurance-17-year-old-male-peugeot-205-eric-lewis"
0 notes