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#me trying not to pass out in the taxi today fr
wearingmystripes · 11 months
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chronically ill people will tell you that they’re fine while they’re visibly shaking and sweating and fighting for their life in front of you
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calumxkisses · 3 years
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Sleep On The Floor | c.h.
pairing: calum hood x reader
genre: fluff
warnings: none
summary: life’s getting dark grey, lucky for you, Calum is ready to show you all the colors - or maybe that’s what you dream about.  
a/n: hi beautiful angels, i’m back! sorry for being away fr such a long time but i was studying and trying my best to stay alive. today’s also my birthday and i wanted to thank all of you for loving my past serie. i love every single on of you.
this imagine its inspired by the song: sleep on the floor 
♥ ♥ ♥ ♥ ♥
The music is loud, the same songs are repeated continuously but the constant talk and the drinks make it difficult to notice the monotony of these parties. It is a monotony that you relive every weekend since you started working in the music industry and it doesn’t depend on the place, the week or the event, the same things repeat themselves over and over again.
Dark grey. It’s the color that you best associate to this situation. It’s that color that makes you think about factories, workers in line, controlled by rules and by a world that leaves no room for creativity, for change, for a better world. You remember that Charlie Chaplin’s movie that your professor made you watch in school and the way he ends up living an adventure. Will that happen to you too? It’s just a party, you think, but because it’s a party you shouldn’t feel this way. 
You’ll take a plane tomorrow and you’ll end up in another city that you won’t visit because there’ll be no time. After the concert or the interview, you’ll end up in some hidden place dancing and drinking and the day after another plane or bus will be waiting for you. And when the tour ends, you’ll be able to breathe. 
The girl in front of you keeps talking about the promotion she got at work, but you stopped listening to her a long time ago. Didn't she get the promotion last week? Or was it another girl? Maybe she was the one who had just returned from a business trip? 
Across the room, a few steps away from you, Calum, Luke and Roy are talking about the new album the band is working on, the new genre they are experimenting with and the lyrics they enjoy writing but will never release. They spend their days like this, searching for new sounds and writing lyrics about salads and strange places where they get lost.
You look around before your gaze gets placed in front of you and you notice that Calum is looking at you too, his curly hair with shades of blonde free from any beanie and he’s still wearing the leather jacket. His eyes stare at you and a little grin forms on his lips. Without realizing it, you slowly approach each other. 
“It doesn't look like you're having fun.” 
“My stomach hurts from how much I’m laughing.” You say in a sarcastic tone, your face expressing your emotion. 
“What’s going on? Are you okay?” Calum knows you. He knows your need to break free from the world and the way you love everything that is extraordinary. He needs that too, he wants to have the possibility to just be him and not the bassist from 5 Seconds Of Summer, but he’ll never tell you this, he won’t give you the satisfaction of being right. But you know. 
“No, I'm just tired of always doing the same things.” You say dramatically, sighing.
“Then let's do something different.”
“Like what? Playing hide and seek instead of beer pong?” 
“No, let’s leave. We have a couple of hours before this party ends and nobody will notice our absence anyway. Let’s do something different for once.” 
You smile. He’s trying to relieve your suffering and you appreciate that.  
Calum walks away for a moment and when he returns, your jacket is in his hand and no longer on the couch. He throws it at you and offers you his hand. “A Taxi is already waiting for us outside. What do you think?” His smile is wide on his face, but not as big as the one that forms on your face when you grab his hand and drag him out.
You both laugh as you get into the car, your adrenaline is running high and you already feel better. The driver smiles at the scene, Calum whispers something in his ear and then sits back on the seat, his eyes following your body before looking in your eyes. 
“I didn’t know you could speak French.” You say looking at his face. 
“There’s a lot of things that you don’t know about me, love.” He says before looking in front of him, mentally trying to remember the name of the streets. His side profile is lightened by different colors as you pass all the different neons of the shops of the city.
The window on your right is slightly lowered. You rest your head on his shoulder and close your eyes, the wind brushes your face and the noise of the city is like a melody in your ears. Calum kisses your hair and rests his head on yours. 
You’re in a car, just the two of you stuck in traffic, yet you feel like you are in a different world, in a world of constant change, where everything happens only once and you are ready to treasure every second of it. 
You don’t know how many minutes have passed by before Calum taps on your shoulder and whispers, “Look.” before pointing to his left. You open your eyes and the Arc de Triomphe lights up the city. It’s a masterpiece that reigns in the French city. It’s fully illuminated and stands powerful in the center of the rotunda.
“Wow.” It's the only thing you can say as you get closer to the window to get a better look. The driver chuckles at your reaction. You are too distracted by the beauty of the monument to notice the way Calum looks at you, lost in the way the lights illuminate your face and the way your hand is in his, as if they were made to hold only each other. 
All the cars are driving past the monument as if it was nothing, probably used to the view, but you can’t get enough of the magical feeling that you feel just by looking at it.
As the Arc de Triomphe is now behind you, you sit back in your seat, your mouth still slightly open from the astonishment of the sight. They might have been some of the most intense minutes you’ve ever experienced.
“Everytime we finish a show here, we always ask to pass by here. After the confusion of the concert, this view always manages to bring peace. Usually we are always exhausted but we try to stay awake as much as possible to not miss this view.” He whispers, looking out and smiling at the memories. 
“I know how much you daydream and how much you like these views and as soon as they gave us the tour dates, I immediately asked to let you come with us. I knew you would like it.” 
The idea that Calum has thought of you, especially in this occasion, warms your heart. He’s not a person who expresses what he feels, he finds it difficult to open up to the world and to the people around him and you know that that's his way of showing that he cares, by gestures, thoughts and small details.
“Thank you, Calum. We passed here yesterday and it was magical in the sun, I didn't expect to love it even more at night.”
The car crosses a bridge and the Seine is illuminated, leading you to fall even more in love with this city. It is definitely the most romantic city in the world, as everyone says.
“Close your eyes.” Calum whispers, taking your hand and putting them on your eyes.
“Wait, why? What are you doing?” You ask but he stays silent. Your heart beats fast. 
Before you know it, the car stops and Calum talks to the driver. You are tempted to open your eyes and peek but the idea that he has decided to surprise you makes you feel too much guilt to do it so you decide to keep your hands on your face.
Calum opens the door, “Give me your hand but keep your eyes closed, okay?” You nod before holding out your hand. He grabs it and, being careful not to hurt you, he gets you out of the car.
You walk  for a while, the noise of the stones is loud as you walk on them and the wind ruffles your hair.
“Keep your eyes still closed for a moment.” He whispers in your ear making you feel chills all over your body.
You feel him moving away and you try to use your senses to understand where you are. You hear people talking in the distance, the noise of some cars behind you as you play with your fingers to entertain yourself while you wait. You aren’t afraid, there’s no single cell in your body that feels fear, you trust him too much to think about the idea that he left you there. He would be ready to climb the highest mountain and cross the hottest deserts to come to you, there’s no emergency that’ll let him leave your side. 
Since the first moment his eyes saw you, he knew that he couldn’t let you go.
You feel someone stand in front of you before you hear him speak: “Okay, you can open your eyes now.”
Calum is standing in front of you, he’s looking straight in your eyes to see your reaction. He’s holding a red rose in his right hand and a huge smile is on his lips. Behind him, the Eiffel Tower is majestic, a source of light in the dark of the night. You’re left speechless, the magic you’re living is impossible to explain with words. It seems like billions of stars are joined by surrounding the structure, illuminating it and making it something eternal.  
There are a few people in the distance, taking photos of the structure and laughing at each other. 
There’s a musician on the side of the tower, she’s playing songs that you’re not familiar with and yet they seem to be perfect for this moment. They might be love songs, or even sad songs, but the melody envelops the atmosphere that surrounds you, making you look like the protagonists of a dream.
“Calum.” It’s the only thing you’re able to say. He���s standing there, between you and the Eiffel Tower, one of the most beautiful attraction in the entire world and yet his beauty almost steals the spotlight. But he’ll never know.
He grins and turns around to admire the structure. You reach to take your phone from the pocket of your jacket and take a picture of him, of the Tower, of everything that is surrounding you. Something to look at when you’ll need to think about a happy memory. 
“I’m in love. That’s it. I know what love looks like now.” You said admiring the view. 
“With me?” He looks at you smiling.
“You wish, don’t you?.” 
He laughs and there’s no sound that could be better than that. Not even a view could be more beautiful. Calum Hood laughing in front of the Eiffel Tower, in the middle of the night, surrounded by stars is a sight that no one will ever experience and you hold this moment close to your heart.
“I’m moving here.” You say after a few minutes of silence. 
“You can’t.” 
“Why?” 
“I can’t live without you.” Your heart skips a beat. “How am I supposed to wake up on time and to go to all my appointments if you don’t remind me?” You both laugh. 
“Fine, I’ll honor you with my presence for a little while longer.” 
“Thank you.” 
For a moment, you look straight into each other's eyes. The world seems to stop, except for the Tower and the music in the distance. Calum takes a piece of your hair behind your ear and you can see your reflection in his eyes. 
“It’s getting late, we should go.” He whispers close to your lips.
“Do we really have to go?” You want to close your eyes but you can’t seem to leave the sight of his face. A face that you see everyday but that you can’t get enough of. 
“Yeah but this’ll be our little secret. A place that you can escape to when you’re tired of the world. It’s gonna be here-” He says before pointing to your mind, “-and here.” He stops pointing to your heart and for a second you stop breathing.
“We have too many secrets, Calum.” You say as he takes your hand and walks towards the Taxi. You can’t see his face but his body language is telling you that he’s smiling.
He opens the door of the car and gets in and you follow him, not before looking at the Eiffel Tower one last time and taking a deep breath. 
The drive back to the party passes quickly and silently, your head is again resting on Calum's shoulder and his head is resting on yours, your hands are intertwined as you play with your fingers while the stereo plays slow, almost inaudible music.
“We are here.” The driver says with a strong accent and you realize that you're back in that building. You both get out of the car and while Calum pays for the ride, you look around you. 
“It’s okay to escape reality every once in a while, as long as you remember to come back to reality to me.” He whispers while you get inside the house and you look at him confused before noticing the scene in front of you. 
As you enter through the big door, you see that everything looks exactly as when you left. People are doing the same things they were doing before and while you throw your jacket on the couch, you notice that the stereo is playing the same playlist it was playing a couple of hours ago. 
Calum is back at talking with Roy and Luke, he’s holding a drink and he’s laughing at something his friend is saying.
You go back to the group you were with at the start of the party, nobody seemed to have noticed your absence. The girl in front of you keeps talking about the promotion she got at work but you’re not really listening. 
You look around before your gaze gets placed in front of you and you notice that Calum is looking at you too, he gives you a questioning look and winks before turning his attention back to his friends.
You smile.
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cherubsoda · 5 years
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!!!!! 38 for Medic and/or 41 for Dante! [DC] (I'm not even putting this on anon why am I leaving my signature lmao)
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ok so i went ham for no reason @dizzycoyote i apologize,,, this was supposed to be a doodle yikes,, also i wrote a fat fic for it so ,, its like my first time writing a real fic? sucks fr bro
hruggnn tagging @tibbygetsrekt, @sundewsunset and @heartstringsymphoniesbc i am,,, gay
under the cut
https://docs.google.com/document/d/1HakfW2av-gRiemn39g8cVh8wKG8cFOXVH6u-mo9OF28/edit?usp=sharing
Medic 38: reunited/ “haven’t seen you in a while”
I shake my head, finding myself spacing out again. A few more transfers and I’ll be there… I have time to think. Old thoughts started resurfacing, things I haven’t thought of in months. How was he? I would give anything to hear from him again - to see him again. I don’t think we would need to speak; being next to each other again would be enough. ‘I wondered if he’s ever thought about me…’ I shifted to get comfortable. 
‘I’ll just rest my eyes’, 
I can remember what it was like before you left,
———
“- a job where they’ll let me practice what I please!”
My eyes shifted up from my plate to look at you — you’re practically ready to spring up on your feet, excitement evident on your face and in your voice, I smiled,
“That sounds perfect for you! When do you start?”
I saw the curl of your lips twitch and the corner of your eyes crinkle,
“Ah, in a couple of months — the beginning of spring — I begin a ‘test trial’ at this…establishment. Bah, there is just so much to prepare…” you trailed off and turned your gaze upon a suddenly interesting looking glass. I tilted my head a bit and raised my hand to catch your gaze again,
“I’ll help you pack or plan- whatever you need, I’ll do it with you!”
I smiled when I stumbled over my words, hoping that it did enough to distract you from seeing the sadness on my face or hear the hurt that I felt. I seemed to forget my woes for a moment when you smiled up at me again, 
“Thank you, my friend”
———
We began packing a couple days later — I came over early and we packed away the trinkets you couldn’t bear to part with and we laughed while boxing the ones to give away. I wonder if you still have them. Minutes turned to hours and morning turned to midday. I looked at the clock hanging on your wall: 4:37. We agreed that we’ve done enough for today and went to a diner a few blocks away. The meal was quiet, a few comments here and there, but you were quiet. I couldn’t help but wonder what you were feeling. ’Probably just tired from all the packing … or maybe he’s actually upset that I called that ceramic piece was ugly … maybe he’s just as sad that he has to leave-‘. I downed the rest of my water.
You drove me home, walked me to the door and said good night. You didn’t leave until I waved out my window.
———
I plopped down on one of the armchairs you were taking,
“I think it’s time for a break,”
A month passed and the majority of your things were packed and ready to be shipped off.
“I think we’re both stressed from all, this” I gestured to the boxes stacked around us. It’s been on my mind for a while, “Let’s visit some of your favorite places before you leave” I suggested “make some new memories to take with you.” You straighten your back and let out a sigh,
“I suppose you’re right about a break,” you massaged the bridge of your nose,“but what place did you have in mind?” you looked at my slumped over form,
“Anywhere.” 
“Anywhere?”
I sat up straight and watched you reminisce.
———
We went to the museums you promised you’d visit one day, walked through the gardens in the heart of Stuttgart, you got me drunk at your favorite bar, watched plays you never thought you’d see, and we sat in parks you had played at when you were younger. I listened as you rambled on about what changed and what stayed the same — I stood aside when you ran into an old classmate — when they introduced their wife and daughter to you, I smiled and looked away. 
———
Your departure inched closer and closer. I think you could sense my desperation, my fear — but you never said anything if you did. You promised to call or write to me when you had the time. You reassured me that you’d visit during holidays and would keep me in your thoughts all the time. You walked me to my door and waited for me to wave. But you didn’t say goodnight.
Just a couple more weeks until you leave.
You spent a week with your family. 
Just about a week left until you leave.
You came home exhausted.
Just a few more days until you leave.
“Did you get to see and do everything on your list?”
We sat on a park bench, the cool winter air sent a shiver down my spine. I turned to look at you, a bittersweet smile adorned your lips paired with a wistful look clouded your eyes — I wondered what you were feeling, maybe for too long; your mouth moved but I couldn’t hear you, as you grabbed my hands and led me back to your car. We drove, and we parked, then you finally turned to me and spoke,
“We’re here,” voice low and soft, I peered out my window and saw my porch, my door, my house…
You opened the car door and led me up the steps, my gloved fingers fumbled with my keys, I finally managed to find the right key and push the door open. We’re greeted by Archimedes’ enthusiastic chirps.
“I think they’ll miss you the most,” I giggled, walking over and opening the cage. The white dove happily hopped onto my finger and made its way up on my shoulder,
You let out a soft chuckled as he flew to your shoulder instead, “Do you really think so?” you asked while petting his side.
“They were always very fond of you…” arms crossed, head slightly tilted. I smiled “Take him with you.”
Your eyes quickly found mine across the room, staring at me; a confused, worried look flashed across your face.
“What are you talking about?” it seemed like Archimedes was looking at me the same way you did,
“Please, take him. He always liked you better,” I teased, pacing a bit “besides, it’s the least I can give you as a — a going away gift.” I tried to smile, my voice cracked and I wish you didn’t hear it.
You sent me a bittersweet smile from where you stood,
“My friend, will you miss me?” you asked as if you were waiting your whole life to get it out. I let out a sob. Of course I will.
———
That night, you drove. Parked. Led me up the steps. You walked inside with me. You didn’t wait for me to stand by my window and wave, so, I cried. I cried and you held onto me and spoke in hushed tones and made promises I wish you had kept. You stayed the night because this time you’d be saying goodbye instead of goodnight. 
———
My mind was blank but racing at the same time. Archimedes’ made no noise in his cage — I promised I’d see him off, so I called a taxi and drove to the train station. The ride was brief but gave me time to think: I wanted to apologize for that night; how awful I must’ve made him feel. I paid the fare and waited for you to arrive.
You pulled up in a similar taxi and I helped you with your luggage. I gently put the dove on a bench and we stood there watching trains that weren’t yours rush by.
Everything that I wanted to say couldn’t wait any longer but there will never be a perfect moment to tell. I will never be brave enough. I’m grateful it’s winter; to excuse my shaking shoulders and hands; grateful that the trains blew my hair every which way to cover my warming face; grateful that the cold, nipping air stopped oncoming tears.
“Why didn’t you tell me,”
I glanced up at you, you were watching as people trickled out of the train,
“I don’t know what you’re talking about-” 
“That you were going to miss me — that you were this upset,” you cut me off.
I gaped but closed my mouth. How selfish of me to try admit that I’d miss my one friend here.
“I’m sorry,” I shook and mumbled out in the cold air “I’m sorry for getting so worked up that night. I just — I’ll miss you I didn’t want to say it because…” I don’t think you could hear me or cared. I bit my lip.
How selfish would I be if I said I loved him so much I felt like I was being torn apart?
“Do not miss me.”
My eyes snapped up, this time you were looking at me, a smile in your eyes,
“You make it sound like I’m dying!” you laughed, a real laugh. “I will always be a phone call away, my friend, remember that,” and your smile widened as you put a gloved hand on my shoulder. I let out a choked sob and you held me.
I wish I had said I loved you, that you had leaned in so I could meet you half way. But how could I confess when I knew this was your dream? That I was the reason you got held back-, I cut my thoughts off when your train arrived; I shifted my weight. I passed Archimedes over to you with care — I suppose it was a foolish dream of mine to be with you. This time I waited until you were inside. You stood by the window and you smiled and waved. I finally said goodbye.
———
I wake up with a sudden jolt. I look around and ran a hand down my face
‘I dozed off… I must’ve been exhausted.’ 
After a couple more stops, a ‘ding’ signified I’m at my stop and brought me out of my sleepy daze. I quickly gathered my belongings and trudged out the train station. I checked my watch for the time; 9:17am, ‘hopefully I make it in time’. I take a taxi to another nearby town, some place that seems more desolate, more… rustic I suppose. ‘They should be here any second now.’ I look around at the stores nearby, when something bumped into my shoulder. I jumped, throwing my hands up and taking a few steps back; white feathers clouded half of my vision. I gingerly put a pair of fingers under its feet and turned to face it, hoping it doesn’t attack again. The bird - dove - begins crooning, pecking at my hair, 
“Archimedes?” ”Archimedes!” a distant yell overlapped my voice, other voices followed but were drowned out by the approaching man’s voice,
“There you are Archimedes! You shouldn’t fly off like that!” he scolds, “Ah haa, so sorry about-” his sheepish smile drops as he makes eye contact with me,
“Ludwig…?” I let out a surprised laugh, “Wha-“
“Schatz, what are you doing here?!” He takes a step back and quickly looks at me, he shifts around a bit, unsure what to say, “Why - How —“
I couldn’t help but stare. How long has it been since I’ve seen him? His hair is greying much more than before, his cheeks sunken in a bit more, the worry creases on his brow deepened, but he - he’s stayed the same. What about me? I must look like a mess - freshly woken up after a who knows how long train ride, my hair unbrushed and —
“Lay, you’re crying,” his accented voice gently pulled me away from my thoughts; I haven’t heard my name used so tenderly in years. I didn’t realized that he had slightly bent down to look at me. My tears ran freely. I let him wipe them away and took in a deep breath. I let my forehead rest against his cheek, while he held my hand in his, rubbing the back of it with his thumb. He gently nuzzled his cheek against my hair and placed a kiss on the crown of my head; letting out a soft laugh that shook his chest when slid my hand over his shoulder to the back of his neck. He finally leaned in and I met him half way. I closed my eyes and I can remember what it was like before you left.
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f05erxay-blog · 5 years
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Newbern Virginia Cheap car insurance quotes zip 24126
"Newbern Virginia Cheap car insurance quotes zip 24126
Newbern Virginia Cheap car insurance quotes zip 24126
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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http://www.nytimes.com/2009/08/30/opinion/30kristof.html?em Found the stat in this article and was shocked. Let me know what your opinion on the stat and article. And as always, please be respectful whether you agree or disagree. Thanks!""
Motorcycle Insurance?
If i accidentally knock over my bike, will insurance cover that? if so, which coverage covers it?""
""How much is insurance going to cost me, 18 and driving a Nissan altima?
How much will it cost to insure myself at this age?
""No vehicle, Need SR22 Or Non Owners Bond? Ohio.?""
Situation- September 2009 I got my license suspended due to an OVI. I live with my parents whom own vehicles but I do not have one in my name. I am in the military, and my mother is ill. Both need me to get my license so your information is much appreciated. I want to get my license reinstated so I can drive my mothers vehicle when required. I am not sure where to get a non owners bond, or the correct SR22. I have called insurance companies and they say they cannot help me. I know I need to pay the reinstatement fee and provide proof of FR. Does the Non owners bond count as FR. Can I drive legally with it or do I need an insurance policy on top of that. Thank you for your help.""
What do i need to bring for a driving test in california?
im going to take the driving test in california, what will i need to bring? (not the written test) i know ill need my permit and insurance stuff, what else? do i need my social security card or my birth certificate?""
Where can I find average sale prices for cars?
I'm looking to find a website that will give me the average sale price for cars. NOT looking for blue book value. The reason why is my car (2000 infiniti g20) just got totaled and my insurance company will only give me the price I would get if I were to sell it on the market . An autobody owner, an auto insurance rep, and a car dealer all say that I should be getting more than the $3,800 my insurance company is offering (including sales tax!), but say that I should get some data online to have a convincing case that I could get more. The blue book value is around $4900-5200. I'm looking for a website with either charts or simply figures that give average sale prices for certain vehicles. Thanks!!!""
WA Instruction Permit & Car Insurance?
I have recently been issued a Washington State Instruction Permit and was wondering if I need to be included to my mom's insurance before I can use her car to practice my driving? (I am of legal age already) Just want to know about the insurance thing. Thank you so much!
How long do i have to wait to change to a cheaper car insurance company?
I just got this car last week, and it's used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that's going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?""
Question about life insurance?
I have life insurance and went to update my insurance today. In 2003 I became disabled and did not know about the disability clause. Where I don't have to pay the premiums anymore. Can I change my term life to whole life? Will I get back pay from 2003? I want to know this before my agent calls me next week with the answers. Please don't try and sell me insurance for as I won't qualify anyways just the answers please.
How much is car insurance in CA?
My family is planning to move to CA because my dad got a better job. We have 4 drives in the house. How much would it cost a mouth for one car?
Best & cheapest car insurance company in Cincinnati OH?
Which is the best and cheapest car insurance company out there that provides full coverage? I am paying about 180 for 2 cars right now and I want to know if there is anything else out there that can be better. I am currently with Geico
Car Insurance for young people?
I know I can go online and get a quote by entering in a bunch of information.. But generally speaking.. How much would insurance be for 1.) an 18 year old female college student with good grades, no accidents or tickets. 2.) a 20 year old male college student with good grades and 1 speeding ticket Asking about general liability for a semi-decent car. Any other information would be great =]""
I need help with getting insurance...?
I am 19 years old and have just passed my test, I am female. I'm not sure what car to get that will be cheap on insurance and to buy??? any help would be much appreciated.""
Pregnancy insurance???????
im pregnant and i dont have insurance that will cover me or the baby. I am trying for medicaid and will probably qualify but barely. And i want to get married before the baby is born but again we might just barely qualify. Is there any suggestions on insurance plans or help with medicaid?
How much is insurance on 2003 lexus IS300?
wondering how much i might be paying a month if im getting a more expensive car..?
How much is insurance for young drivers?
Young drivers 18 & over
Newbern Virginia Cheap car insurance quotes zip 24126
Newbern Virginia Cheap car insurance quotes zip 24126
Health insurance help.?
So my father canceled our insurance last year and we have no health insurance. I know that this leaves us in a very bad spot. Im looking for some advice as to what me and my family should do. My mom is 40 and my dad is 38 my brother is 12 and i am 18. We make just under 60K a year. My father is a private contractor so we had an idea to try and get him business insurance that would cover my family. My mom had an idea to get a legal separation with my father to help keep cost down. I don't know how well any of that would work. I don't know very much about how health insurance works or any loopholes we can use. So i guess i need to know. a) How can we get cheap health insurance in New Jersey ? b) What are the best plans for people in my situation ? c) Is there anything i should know about health insurance to help my family out? Thanks so much in advance.
What would be cheaper on insurance?
I'm thinking of getting a 1987-1995 jeep wrangler yj or a 1992 acura integra. Which would be cheaper on insurance? thanks.
Cheapest car insurance for tri state area?
i heard cure is the cheapest car insurance? you guys know any other cheap car insurances?
Cheapest car for insurance?
My parents have agreed to get me a car, but the insurance has to be cheap. We have allstate and i have no idea what the cheapest car would be to get, insurance wise. thanks for any help!""
18 Year Old Male's Car Insurance?
Hi, I passed my driving test in September 2010. I've been looking at insurance quotes for small run arounds like Renault Clios, Vauxhall Corsa's, Volkswagen Polo's etc but cant find anything lower than 6000, and thats without evening paying another 1400 for the car itself ! I've been thinking about getting insured on my dads Toyota Corolla, its a 1.4 diesel hatchback and he's had his license for 30 years and his premium is 400. If i were to get insured on it the price would be 2500, do you think thats worth it or is it better to shop around and get insured on my own name ? I just want to use the car now and then rather than using it regularly because i dont really need to right now..""
Insurance for a new driver?
Seventeen in a couple of months, and naturally want a car. I know I am going to have to get something small and low-powered, because I am a male and live in a part of England usually on fire. I also know what the insurance criteria are (Age, Where you live, where the car is parked, what you use it for, how often you use it etc..) I don't particularly want to be done for fraud, so no fronting please. Just wondering if there is any way to lower the cost of insurance? Don't mind driving a van, car etc. etc. (Not a motorbike..) Probably pis.sing in the wind trying to get a loophole, but I don't want to fork out 3k to insure a Citroen AX/2CV6. Any help/advice greatly appreciated.. :)""
How much does motorcyles insurance run??
I want to be an inexpensive bike to save gas money (like a ninja 250) and I'm curious how much laibility insurance is... my car insurance is only $30 a month and I have a perfect driving record, no accidents. thank you""
Problem with car insurance?
This isn't my car. So sorry if I'm fussy on details. Basically in the snow a car lost control of their car and crashed into my friends car. Which was parked up. They were decent and called their insurance company. Unforcantly there's a problem with the door that needs to be replaced. They said they will give her 600 and she has to cover the rest. Surely it all should be paid by their insurance not just some of it? Her father wants to demand money off the bloke which I don't thinks right. But I wanted to know where they stand on getting money off the insurance. And what advise I can give them. Why pay insurance if they don't give out. Doesn't make sence. Anyone been in a similar situation? What was the result? Cheers.
How can i get someones car insurance info if they wont give it to me? They wouldnt give it to the cops either.
The cops wouldnt let me speak with the other driver and he would not show them proof of insurance. His guardian said he had insurance but she would not give it to me. She wouldnt even give me her name. I have the license plate number but I cant find out who they are insured under. The police report stated that the other driver was at fault for the accident but the police say that they can't make them give upt hat information. I know that by law they have to give me that info. please help i have no idea how to get this information
All nevada insurance?
All Nevada Insurance at Martin Luther King Blvd., Las Vegas, Nevada 89106. Have they moved?""
Car tax and insurance?
how mich is yax and insurance on a car for over 25s my bf is nearly 25 and starting to drive xxx
How Much is Insurance For a 16 Year Old Girl?
16 year old girl Good school attendance record.Grades could be better. Dallas,Texas. Hispanic(If that matters) Mom and Stepdad have Allstate insurance What is the general price range? And for these cars,can you estimate(I'm NOT getting these cars just curious)I am getting a used Dodge avenger though!(: 2008 Dodge Charger 2010 Chevy Camaro 2008/2009 Dodge Avenger I already asked this in the insurance section but I want more opinions/answers""
Can I cancel my car insurance at any time?
I've been with Zurich car insurance for 1 year and 10months, insured on my mums car as named driver. The time has come to get myself a car on my own insurance. We pay the current insurance monthly. There are two months left on the current policy, is there normally any cancellation fee's? If so, ruffly how much should I be looking at? Also.. Would I have any NCB as I was named driver on the policy? Thanks.""
Will my car insurance decrease every year?
I am in my first year with my car insurance in Ontario. Please tell me how it works. By the end of every year, will they re-calculate my insurance rate or keep it the same? Providing I have accident- and ticket-free history, will I be paying lower every year or not?""
""Learner drivers, what litre is your car and how much do you pay insurance?""
Learner drivers, what litre is your car and how much do you pay insurance?""
Why do hundreds of thousands die every year WITH health insurance?
Should we ban it? Isn't this the same argument as Dems use when they say 45,000 die with no health insurance? It's not because. In fact, there was a study done. Here are the results: The possibility that no one risks death by going without health insurance may be startling, but some research supports it. Richard Kronick of the University of California at San Diegos Department of Family and Preventive Medicine, an adviser to the Clinton administration, recently published the results of what may be the largest and most comprehensive analysis yet done of the effect of insurance on mortality. He used a sample of more than 600,000, and controlled not only for the standard factors, but for how long the subjects went without insurance, whether their disease was particularly amenable to early intervention, and even whether they lived in a mobile home. In test after test, he found no significantly elevated risk of death among the uninsured. See that? No elevated risk of death among the uninsured? Do some of you get that you're being played yet? I'd love to see reform, but should we concentrate on the common sense Republican solutions to bring down costs?""
Will my car insurance go up?
I got my first driving ticket for going 75 in a 65 and didnt use my blinker and it was a 170 dollar ticket. Will that make my insurance go up? if so how much?
What are some discounts that many auto insurance companies offer that might help save some money?
10pts to best answer. Question about auto insurance policies? I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?
Ownership of whole life insurance?
My grandfather bought me whole life insurance (paid up in full) when I was an infant and then made my father the owner. I am the insured. My father and I are no longer on speaking terms and I want ownership of my life insurance. Because I am 23, shouldn't the policy have become mine when I became an adult? I mean, it's not like I ever signed anything when I was a baby. If something were to happen to me, he would be the beneficiary - that's not something that I want. Is there legal precedent for me to regain control? Is there any situation in which I would NEED to be the owner of my life insurance, so that I can tell him that he must transfer ownership to me?""
How much does a Triple AAA insurance agent make on average?
How does Triple AAA pay their agents? Their agents don't sell Life Insurance right? What all do they sell? How does this job compare to...say a State Farm agent?
Best room insurance for a University student?
Which company provides the best deal on room insurance for students? Cheers
Do you think I need insurance?
I have to have insurance on my car for 3 years because I got a ticket for no insurance and suspended license. I just recently go rid of my car...do I still need the insurance. People have told me to at least keep liability non-owners insurance, but that's $266 a month for me...!!! Can I just forget the insurance and ride the bus?""
Car insurance ?? 10 PTS please help?
My mum bought a car and as a good son I said I'd pay for the insurance if I got to be the additional driver .. now can I put my mother's details down on the insurance form and Il just be an additional driver and as an additional driver am I covered for her car ? And CAN I PAY THE INSURANCE WITH MY BANK CARD ?? please help
Should it be illegal for Insurance companies to....?
Should home insurance companies be banned from offering flood insurance seperatly? Shouldn't the insurance company pay for any natural disaster no matter what? How can these crooks get away with not paying for a house being destroyed in flood if the house is not in a flood plain. People were left with nothing in the floods that hit Nashville last May, because the insurance companies wouldn't pay. Obviously those houses WERE in flood plains.""
""I hit my friends car, they dont have insurance?""
I accidentally hit my friends car with my truck and it's pretty damaged. I apologized and said id call the insurance company. They said no because 1. The car.is up for repossession and 2. Because they don't have car.insurance! They supposedly went and got a quote to fix it and it's $1,200. They want me to GIVE them $1,200! I refuse because this is why I have insurance. What do I do?""
Newbern Virginia Cheap car insurance quotes zip 24126
Newbern Virginia Cheap car insurance quotes zip 24126
Why company cars needs insurance?
Why do business cars needs insurance?
What kind of insurance would I need for this?
There is a private residence that I would like rent out for my daughter's wedding. I am going pay him a certain amount for use of the house but then I'd like to take our a short term insurance policy in case the house is damaged or someone is injured.
A good place 2 get cheap car insurance?
A good place 2 get cheap car insurance?
Health Insurance: How Much Will COBRA cost me?
I'm not one who likes working for others, and I'm getting enrolled in my company's health insurance. It's only for me, and they'll wind up deducting like $160 per month from my paycheck. I'm looking to leave as soon as I can, but if I choose to maintain the insurance through COBRA, will it be close to around the $160 or is it likely to be much higher, like $300 or more? Is there any way I can find out at this time?""
How much does it cost to cancel motorbike insurance in the UK?
If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks""
Is comprehensive car insurance cheaper if you own the car?
is it cheaper than if you had a loan out on it? why is this? thanks
Cheapest car insurance companies for boston area?
i am looking for a cheap insurance company my husband is buying a plymoth grand voyager tomorrow, a family pleasure driving only vehicle. what comapnies in the boston,cambridge chelsea, area is the best and cheapest?""
How much will this car insurance be?
im 18 just about to get my liscense , im looking to get and audi a3 worth 7.999 used . how much approx woukd insurance be?""
Car insurance not at fault?
I recieved a letter from my auto insurance who finished their investigation regarding my claim (minor accident @parking lot of a store with another vehicle) and according to them I am 0% at fault. The other party's auto insurance is still conducting their investigation. If the other party finds me at fault then what happens next? The reason why I ask is I got laid off my job in February & I do not have the funds to pay and it's been hard to find a job that pays a decent rate to help me live here in northern California. Your assistance greatly appreciated. Thank you.
Do I need to have insurance on my leased car even though im not going to use it?
I'm leaving the country and will leave my car in my garage. I will be returning the plates as well. I dont want to pay insurance on a car im not using.
How much is ur car insurence a month?
im 16 and im not getting my car till 17 or 18 and i need to know how much money insurance is a month. i just need an estimate. Thanks
Insurance quotes.... are they correct?
Hi, I have used a couple of insurance websites such as compare the market and confused for a cars insurance. I do not understand why but when i select full comprehensive the insurance is less than third party. Why is this? I thought comp was better than 3rd party.... is this not true? Why is full comp less than 3rd party? Thanks""
Will my auto insurance increase once I am off my parents policy?
I am currently driving a 2013 Chevy Cruze I just bought. I am a college student so for right now I am under my parents insurance policy and paying around 135 a month for the Cruze. The Cruze is titled under my name and I am the the primary driver. When I am out of school will my rate per month go up a lot when I get my own policy?
Named driver had crash. Should I tell my car insurance?
Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?""
How to stop the direct debit car insurance and switch to another?
I want to stop my current policy with RAC.. and switch to another car insurance which is cheaper. How do I go about doing this? I pay monthy.
Whats the best car i can get for around 3000 to 3500? london?
im 18 so one cheap on insurance. I want a fast, reliable car.""
""My truck got totaled, now the insurance wants to give me crap for payout. Can I negotiate?""
I had a 2000 Sierra that was probably the nicest truck in town. I have pictures of how it looked, videos of how it ran, and plenty of people to testify it was a nice ride. The insurance wants to give us crap for payout saying that the truck was average to poor condition. Even after stripping off most of my aftermarket stuff, I still have a few thousand $$ still on the truck. I know they don't cover aftermarket stuff, but if I can't take it off, I should be compensated for it. Can I negotiate with them or do I have to take what they offer me? I've already told them that I don't like what they offered me since my truck wasn't the junk car they are paying me for. Can they turn around and just tell me they won't pay anything since I didn't take the first offer?""
Cheapest insurance companies in the UK for new/young drivers?
I have recently bought a car, I am 18 years old and my driving test is on the 18th of December. Obviously I need to insure the car for when I pass but I was looking for a relatively cheap insurance company because obviously they're rediculously expensive. any advice? Thanks.""
How much per month would insurance be at 18y.o.?
I'll be in the military soon, so I'll need a car and transportation (in the instance that I'm not shipped to the sandbox). I've tried looking up quotes on progessive and a few other instant quote people online. But the confusing part is they all seem incredibly high. I put in the car as a 2010 mazda 3(which I hope to have), and age at 18, and all the other info. It had me at 800/mo with no collateral or collision coverage. What the f? I tried all different car combinations but they all were high or in the general extreme area. Can someone let me know what I'm doing wrong?""
Are custom orthotics covered by health insurance?
I heard getting a pair is expensive but i need them for running uninjured
Where can we find cheap life insurance?
Where can we find cheap life insurance?
Insurance costs?
How much do you pay for your medical/life insurance each month? Mine is about RM200.
Car insurance for 17 year old?
im 17 and have looked nearly all the comparison sites for car insurance and theyre all coming with prices like 3000-6000. and the car is just a fiat punto a 1242cc.i know it was going to be expensive but i have been reading that people have been getting insures for like 1200 who are 17 aswell. could it be the car make or should i look for a really small car like a vauxhall corsa.
Renting an Apartment: Is this cost per month affordable for my budget?
The apartment's rent is $750 a month...I'm living with 2 other roommates, so we are dividing that cost three ways. We'll each owe $250 a month...plus electric ($35 - $50 a month), plus cable t.v. ($30 - $40 a month), plus WiFi internet ($30 - $40 a month). So all together, each of us will owe around $275 a month, roughly. I make $32,000 a year before taxes and health insurance...I make a $250 car payment per month, and car insurance is $1000 (+ or -) for 6 months. This is my first time renting (I'm 20), so I want to be sure that I can afford this apartment.""
How much to insure for drivers insurance?
Im 16, so I know it will be expensive. I will be getting a 4 Cyl car, either a Honda Prelude, Civic, Accord, Nissan 240sx, something along those lines. I took a drug and alcohol class which takes off 15% and then I got a B average which takes off another 10% can someone please tell me how much it would be a month? Thank you""
Newbern Virginia Cheap car insurance quotes zip 24126
Newbern Virginia Cheap car insurance quotes zip 24126
Im looking for car insurance?
coverage for individuals who are less able to afford auto insurance
Auto insurance Price?
I have USAA for auto insurance and I have been paying about $1,000 every 6 months. I did a online quote with Geico and for the exact same coverage(supposedly) it will be $364 every 6 months. How are they THAT MUCH CHEAPER? Is there any reason why I should not leave USAA today and go to Geico?""
Cheap Insurance for 16 driver??
I am looking for the cheapest insurance company for a 16 year old driver that can't go on any other persons policy. Can only go on individual policy!!!! Thanks for any ideas or companies
Will my Geico go up after 6 months?
My Geico is only $62.84 monthly. I have the 6 month plan. I had Allstate before switching to Geico last month. I switched because every 6 months Allstate would go up by $25. I could NOT afford it! So I switched to Geico because it was $125 cheaper monthly. Everyone I've talked to said theres hasnt went up after 6 months. I have no criminal record, no tickets, no felonys no nothing, etc. So I was wondering for all you Geico customers, has Geico been good? Has it went up after 6 months? No arrogant answers, please!""
Is Foremost Auto Insurance good insurance?
I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.
What is a 1989-94 Nissan 240sx considered as?
Sports car, classic, what? I mean what would the car insurance consider it as? Serious question, mature answers please. Thanks!""
What company has the lowest auto insurance rates? I tried looking on wikipedia but I couldn't find it. I'm?
What company has the lowest auto insurance rates? I tried looking on wikipedia but I couldn't find it. I'm?
Which car would have the highest insurance rates out of these?
1. 2001 Audi TT Coupe 33,000 miles 2. 2007 Saturn Sky Convertible 8,603 miles 3. 2006 Volkswagen Jetta 31,000 miles 4. 2007 Scion tC 39,000 miles I am 16, and these are all stick shifts, and when i get one of these 4 in December, i think the one of the biggest factors for me at least comes down to insurance costs.""
Maternity related services considered inpatient for insurance?
Most individual plans (87%) do not offer maternity coverage. I was fortunate enough to still be covered under an old employer by paying COBRA, and a majority of my expenses were covered. I had twins and had to have a C-Section. So now that I know I'm most likely to have a C-Section again, and who knows, another set of twins! (complete surprise) and am still of child bearing age. I am now under an individual plan, that does not offer maternity coverage. I was reading under the 'Inpatient' services and it listed this: Unlimited coverage is provided for medically necessary physician and surgeon services, semi-private rooms, operating rooms and related facilities, intensive and coronary care units, laboratory, x-rays, radiology services and procedures, medications and biologicals, anesthesia, special duty nursing as prescribed, short-term rehabilitation services, nursing care, meals and special diets So anyone who has experience or knowledge, would something like a C-Section be covered under inpatient? What does maternity coverage only cover normally. That $60*** bill scares me! Also, I keep reading about a new health care bill effective 2014 where individual plans must include maternity as an essential benefit. Anyone have any more details about that? State specific etc?""
Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more
I got a ticket for jaywalking. Will it affect my insurance?
I live in California and was wondering if I should just pay it? I'm just wondering if it will affect my insurance but it wasn't a traffic ticket and I'm confused.
How Much Of Your Income Can You Use On A Car?
How much of your income is it appropriate to use on a car? I am not talking about insurance or gas, just the retail price of the car. Would you say as low as 1%, 5%, 10%, 15%, or what? Thanks.""
I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?
Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks
Subaru wrx insurance !!?
first of all I'm 20 about to turn 21 in december and I'm currently looking at purchasing a 2009 or 2010 subaru wrx i called to get a quote and they told me id be paying 460 a month! with no accidents no tickets and i got my license at age 18. so i got another quote under my dads information and it dropped significantly to 68 dollars. i was wondering if this would be okay to do because id buy the car and he would be insured as the primary driver of the vehicle and I'm not sure the legality of this oh I'm in sunny san diego california btw!! so basically can i buy the car and have my dad under the insurance I'm on his plan but for another car not my future wrx thanks for your help!!!
""I crashed my car and wrote it off, is it worth claiming on my car insurance?""
I was driving down the road and the rear tyre blew out which sent me accross the road into a tree then catapulted me into another tree into a ditch. The car is a write off! luckily i only have very bad whip lash and bruises. The car is only worth book price of 500 max, i have 4 years no claims. Is it worth claiming on the insurance or not I do have Fully comprehensive. Can i get anything for personal injury as i am unable to work at the moment. Not to mention i need to purchase a new car. Any help much appreciated.""
Would I be eligible for EI if I get fired for not being able to pay car insurance?
I work on call and recently I have barely been getting any hours so now I can still afford next months rent but not car insurance. And this job cannot be done without a car. So if I am not able to afford the car insurance because my boss doesn't give me enough hours, and if he fires me because I am not able to do work because I can't afford car insurance, would I be eligible for EI?""
Car insurance on rentals?
do i have to do the insurance myself or do the rental company do this for me?
Cheapest & Best Auto/Motorcycle Insurance?
Can people please share what they think is the cheapest & best insurance? We currently have state farm & feel we're getting ripped off. We have 2 vehicles 93' Ford F150 (owned, no payments) 00' Chevy Cavalier (owned, no payments) 83' Honda Sabre(Motorcycle, owned, no payments) THANK YOU! Also, why do they ask for a SS# when you apply?Are there any companies who dont? I hope theyre not checking my credit score =( I'm trying to raise it!""
What is the basic kind of insurance required by California Law?
What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""
How much does car insurance in u.s.a. cost I need to know or i'm sincerely screwed so please help I loove you?
Hello I'm about to go the u.s. to work in production. anyway what I'd like to know is what's the cost of car insurance. I'm a male whose been aged 21 years old since august 2010; and if i get a car over there it will probably be me fist. just want to know can you give me an average price - is it expensive or would it be under $5,000. for example i know you'll say it depends but please just give me a rough guestimate or average THANK YOU P.S. I LOVE AMERICA.""
Car insurance for another person?
Hey guys, so I'm gonna get a car soon. I turned 18 back in January. My mom is going to buy me a car soon, but only if the insurance isn't that high. So, seeing as I really want the car I have in mind, I need to know some things about car insurance. My mom has gotten into an accident before also, plus the car in mind is a sports car. A Nissan 350z to be exact. So my question is, can I get insurance for that car even though it's under her name? I've never gotten into an accident before, and plan to get my license soon. Thanks!""
What is the cheapest car insurance?
in Richardson, Texas.""
Should I cancel my life insurance?
I am late 30s, single, no children,not going to have children. I have home equity to cover any outstanding bills. I got the policy as a life/retirement/disability policy combo. I became disabled. I am still paying $100/for the life insurance. Metlife guaranteed cash value $2100 reduced paid up insurance $12500 if I cancel now do I get the cash value? what is reduced paid up insurance mean? i want an opinion from someone other than metlife before I contact them. the life insurance value is 110k if i keep the insurance it looks like I get back my investment plus $5000 when I am 65 if I live to 98, i get the full life insurance amount. The disability policy is only 5 years. I am currently 10,000 in debt as a result of months without income until I got SSDI and metlife disability..and having to pay a lot of credit card interest--just to stay in my 3 room run down apartment... I can put that $2100 toward the debt and pay less interest....and also stop paying the $100/month premium and put that toward the debt too...that's another $1200/year.. is this how it works...if i cancel do I get the $2100 now... or is it better to stick with the insurance....""
Will my insurance go up?
will my insurance go up if i got a speeding ticket. i just got a speeding ticket almost doing 20 miles over the speed limit so i am worrying if it will effect my insurance or not and i have two accidents on it too. should i do the class or pay the ticket off?
""Car Insurance, ammended details of profession lead to increased premium?""
My car insurance company rang me two weeks ago asking to update my details. I was previously registered as a student and unemployed but changed this to working part time as an admin assistant. A week ago I received my new certificate of insurance but today they rang me to say that my premium had increased by 150! I find this difficult to understand how changing my profession from student to admin could whack up my premium by this much. At the same time they offered me a new deal from another insurer , which they claimed would be cheaper, but I refused over the telephone as I felt too confused at the time. Now they told me that they will be sending me the bill to pay off the new increased premium. Can anyone help me confirm whether insurance companies can do this? I am not driving my car any more than I previously had and I cannot see as how my new job increases the risk of me having an accident!! Thanks""
Newbern Virginia Cheap car insurance quotes zip 24126
Newbern Virginia Cheap car insurance quotes zip 24126
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