#also found that u can take a self defense class for a single credit
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realized my math was wrong for how many credits i need and i need 2 more credits in any elective so i've just been looking through for the funniest classes to take. rn i've found an online walking class. where you walk. but it's an online class. it's worth 2 credits i might do it
#also found that u can take a self defense class for a single credit#there's also a weed science class and honestly i don't know if they're talking abt drugs or like plants but that's funny#there's also a baking class that only meets once a week for like 6 hours into the night ?#wild stuff but they don't have my beloved beekeeping class that i wouldn't've been able to take anyway but it makes me sad#after a lot of thought i've decided to take a poetry class#i like poetry it's fun i think i'll like it#more work for me though i'm taking a lot of classes in the fall and like 3 in the summer but it'll be cool i think and a lot of them#are half a semester classes so it'll be fineee it'll be okay i'll be great and then i'll graduate and then i'll figure smth else out ig#it has been pointed out to me that i don't *have to* go straight into grad school but also i don't think there are any good jobs to get w#just a psych bachelors. i've been considering an online grad school bc i'm like so tired and i don't want to live in dorms and i don't care#for the psych graduate degrees my current school offers :/#ugh whatever it's annoying to think abt anyway today i slept like 10 hours and i just got up a few hours ago but i'm still tired i kinda#want to take a nap but i have school boooo i should be allowed to sleep 16 hours every day but apparently that's not possible without#sacrifices that will ruin my future or whatever idk i think just for me they should make days like 36 hours so i can sleep and get#stuff done i think i deserve that
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saviour | harry potter
pairing: harry potter x muggleborn!hufflepuff!reader
requested: yes! by @scoofpoof thank u ♡
request: can i request for a harry potter x muggleborn! hufflepuff! reader? reader doesnt know harry potter (gasp) but he does bc they grew up in the same place and he lowkey has a crush on her. reader still doesnt know harry potter in school n is one of the top students. harry knows that she is physically strong bc she plays muggle sports n knows self defense. shes kind but not a coward so one time harry asks for help when he is being bullied n she agrees... reluctantly. u can choose the ending. thanks!
genre: fluff maybe?
word count: 3.4k (ok i didnt expect this to be long)
warnings: bullying, mentions of blood & scars, reader is a badass
tags: @sadhwstudent
credit to the owner of the gif
It had only been less than two months since the news of Lord Voldemort’s supposed return from the dead had spread throughout the Wizarding World and all Harry Potter could do was watch in frustration as people branded him as a liar and deranged. He had to thank the Ministry of Magic, primarily Minister Fudge who took full control of this and covered up what he thinks to be complete utter nonsense. It wasn’t a surprise to him really as the Ministry of Magic were, after all, corrupt and incompetent.
Whilst Harry lied in bed feeling extremely alone and lost during those months, he did not get a single letter from his two best friends; Ron and Hermione, despite their promises. He was starting to wonder if they too had turned blind and decided their friendship wasn’t worth it but after finally meeting up one day for an explanation, he realised it was done so under Dumbledore’s orders which made the situation worse.
Then the events that followed after made it harder to cope with. He had discovered an old alliance formed by Dumbledore during the First Wizarding World and that half of them had either died or were seriously harmed. His godfather Sirius Black had informed him that the Dark Lord was in search of a special object that he had no access to during his previous attack, along with the mysterious actions of his headteacher who has ignored him throughout the summer. The pressure was starting to be a heavy toll on him, and he was forced to deal with it.
Unfortunately, it also became a difficulty attending school. His classmates had started eyeing him weirdly, growing awfully distant with him to which they would immediately stop talking once Harry entered the room, and some of his other so-called-friends had removed him from their lives. It also couldn’t help that certain students, none other than Draco Malfoy and his goons, had begun to bully him more than ever, hitting him with nastier remarks as well as the constant push and shove tactics.
Harry felt isolated and disorientated, felt as if no one had truly believed the words that came out of his mouth, felt as if he was made a laughing stock to the Wizarding World, felt as if Voldemort had already won the battle and it had barely even started. Ron and Hermione tried their best to cheer him up and distract him from reality but it would end in failure each time.
He was starting to lose hope, starting to think he was better off buried twenty-feet deep under the dirt since he knew his parents were the only ones who wouldn’t judge him, starting to accept the many labels plastered on him; he was a liar.
He just had spent a strenuous hour-long detention session with Professor Umbridge in the afternoon due to his apparent cheek talking as well as spitting ‘false’ information about the Dark Lord’s return. Feeling emotionally drained, Harry found himself making a bee-line to the school’s library to have a moment to himself, he wasn’t prepared to face his friends and hear their worries.
Night had already fallen meaning everyone would be asleep by now, the hallways had also gotten dark. Luckily enough, the candles were the only light source as it made it slightly easier for Harry to find his way through the darkness. However, he wasn’t able to see anything further down the hall and he worried that a prefect or a professor on duty might catch him and drag him back to the dorms. Although, he’d rather bump into them than Filch.
And soon enough, once he had turned a corner and heard hurried footsteps approaching up ahead in the darkness, he started to panic. It was only a matter of time before he suddenly collided into something hard and he desperately hoped it wasn’t any of the two. Waiting to hear a grumpy voice scold him, he hears a high-pitched squeal instead.
The unknown figure in front quickly whispers a ‘lumos’ before being blinded by a bright light. Harry hisses at the sudden flash and squints his eyes to see past it expecting to see Filch or a professor. To his surprise, he realised it was just a girl but it wasn’t just any ordinary girl, it was you.
You look at Harry with a bewildered look to which he returns. Opening your mouth to question his presence, your head quickly whips back and a small gasp escapes from your lips. Both of you hear another set of footsteps approaching from behind and you instantly grab Harry’s hand and rush off to find a room or a spot to hide in.
After locating a random closet room, you hastily pull Harry inside with you and shut the door from behind. Harry leans against the wall and starts to pant but you hush at him indicating to keep quiet. You whisper a ‘Filch’ to him and he nods in realisation but mentally facepalms seconds later because you couldn’t see it anyways since the room was completely dark.
Several minutes pass by and no sign of footsteps or a grouchy voice could be heard meaning the coast was clear. Relieved, you flick your wand and a light illuminates from the tip of it, now the room was bright enough to see.
You turn to Harry and smile at him sheepishly, feeling embarrassed for grabbing a stranger’s hand. “Sorry about dragging you here, I had to make sure the both of us didn’t get caught, you know how Filch is.”
Harry shakes his head rapidly, “It’s fine, I appreciate you looking out for me though.”
“No worries...” Your words falter at the end waiting for him to introduce himself as you had no knowledge of the boy standing in front of you.
“Harry, Harry Potter.”
“Ah, well,” The sides of your eyes crinkled as you give him a friendly smile. “You’re welcome Harry, Harry Potter.”
You burst into fits of giggles, finding your small joke amusing. A faint blush creeps onto his face and Harry’s head shifts to the side in an attempt to hide it as he found you it adorable. Fortunately for him, you didn’t notice it but you noticed something instead and it wasn’t fortunate for him.
“Harry! Your hand’s bleeding!” You gasp as you reach out to his hand, lifting it up to your face to inspect it.
Harry winces at the sight of the blood, his scab had cut open supposedly from the harsh grip you had on him whilst you were running away before. It was only a minor cut and it didn’t really bother Harry whilst you reacted differently by shrieking as if he had lost a hand.
“What happened to your hand? Why do you have a scab?” You eye it closely, “It looks recent too.”
Harry scratches the back of his head with his other hand and stays silent, unsure on how to explain it to you that Professor Umbridge is a vile, old bat that enchanted a special quill to cut into his skin when he uses it. He also didn’t want you to worry too much and snitch on her to Dumbledore in case you would get in trouble.
Slightly frowning at his choice to ignore your question, you gently push him back to sit on a random obstacle as you rustle inside your school robes only to pull out a tiny first-aid box and kneel in front of Harry. You pick up a wound spray out of it and spritz it on his cut causing Harry to hiss at the slight pain.
Mumbling a quiet ‘sorry’ to him, you continue to dab the blood away, taking extra care not to deepen it. Once you saw that the cut was cleaned up, you pick up a plaster and place it on his cut, softly smoothing it out so that it sticks on properly.
Harry watches you intently as you smile to yourself feeling proud at your work, even if it simply was just tending to your aid. Harry lifts his hands up and stares at the plaster, it was girly for his liking as it was coloured a pastel purple and had a daisy pattern. He found it cute.
"It’s my friends,” Harry looks back at you. “Mine recently ran out so my friend lent me a few since I’m always getting into fights.” You bite your lip and look at Harry, waiting for a shocked reaction from him, he probably doesn’t expect you to be a troublesome girl.
“B-but for a good reason! I only fight the bad guys, y’know the bullies and all.” You stutter, trying to defend yourself. You began to bring up past events of you arguing with a Slytherin called Pansy and how it ended badly, showing him old bruises on your arm that were close to fading away. You then bring up another fight including a boy from your house and rambled on about how he blamed you for messing up a potion to which you secretly made it blow up in his face out of annoyance.
As you continue to rant, you didn’t notice Harry’s gaze on you. He knew all about you and how you are as a person, he knew this because he’s observed you for years. Harry figured that you didn’t know him too well as you saw him as a stranger but to him, you weren’t.
The two of you grew up in the same neighbourhood, practically living across from each other but a few houses down. Both of you also attended the same school and shared most classes together, yet throughout the years you didn’t seem to acknowledge his presence until now.
This wasn’t a surprise to Harry as he was a quiet child and didn’t get on with the others in his year. He stayed reserved, spending most of his time in school sitting inside class with his teacher during break and lunchtime watching other children have fun. The teacher wouldn’t pay much attention to Harry but it didn’t bother him as he was much interested in watching you play on the field outside.
He was captivated by you. You were different from most girls in his year; you loved playing muggle sports as you would constantly single-handedly beat the boys at football. Gradually, he developed a crush on you. He would consistently hear stories from his classmates of how you would beat up bullies and stand up to anyone making fun of your friends, or rather anyone. You were strong for your age, in fact, you were always strong.
Growing up, the stories would get crazier and Harry got a chance to witness it come alive. During one chilly December night, he stumbled upon the scene of you being harassed by two men. Irritated by their actions, Harry was about to call them out but in a blink of an eye; you quickly grab one of their arms and twist it, launching him over your shoulder and slammed him down on the ground.
The other man shrieked in horror and ran away, bumping into Harry’s shoulder in the process. Satisfied, you calmly walk away from the groaning man and left a speechless Harry. From that moment onwards, his admiration for you tripled.
Not only were you strong, but you were also freakishly intelligent. Scoring ‘Outstanding’ grades in most of your classes to which you were one of the top students in Hogwarts, always positioning a place higher than Hermione (she hated that).
Harry was abruptly pulled out of his thoughts as he sees you with your head tilted to the side, staring at him with a raised eyebrow.
“Hey, I asked if you were alright. Something wrong?”
“Oh, er, n-no. I was just thinking about something.”
“Ah,” You place your chin in both the palm of your hands, looking up at Harry. “Say, you haven’t told me how you got that scab. What happened?”
Harry sighed. “Umbridge.”
You roll your eyes, “Of course, I’m not surprised.” You stand up and sit beside Harry who scooches a bit to the side to make space. Although, due to how small the obstacle you guys were sat on, your hands were lightly brushing up against each other and Harry tried his best to keep calm and fight the uncontrollable blush.
“I don’t know why I’ve only just realised this but you were the guy that was with Cedric the night he died, right?” Harry turns his head to you, startled at the sudden change of topic. “And you’re the one who keeps saying that the Dark Lord has returned.”
No answer. Harry stays silent, he had a feeling that you were also going to make fun of him, call him a liar and walk off; forever ignoring his existence. But instead, he hears a soft giggle.
“Don’t worry, I believe you.”
Harry shoots you a confused look, “What, really?”
“Yeah, why wouldn’t I?”
“It’s just... mostly everyone doesn’t, and they bully me for it.”
You frown at the new information before your face relaxes. “I’m so sorry that’s been happening to you Harry...” Harry shrugs and you couldn’t help but start to feel bad. “I wish it was different. If there was a way for me to help, I would--”
Harry’s head perks up; “Then help me.”
“What? Harry, I barely know you.”
“But I know you.”
“You don’t even know my name--”
“Y/N, your name is Y/N Y/LN.”
“Okay, now that’s weird.”
Harry shakes his head, “It’s a long story but we grew up in the same neighbourhood and attended the same primary school.”
“Oh,” That made sense. You were beginning to think you had a stalker. “How come I’ve only just met you today?”
“Must be a magic spell I put on myself to be invisible.”
You playfully nudge him. “Oh shut up, a kid that young wouldn’t have been able to learn the spell for it yet.”
You both laugh and for a moment, Harry’s troubles had disappeared and he was enjoying the company, your company. As the laughter fades away, Harry turns back to staring at you and you question him, “What?”
“So, will you help me? With the bullying?”
You bite your lip and ponder for a few minutes. An hour ago, he was just a stranger to you (and whoa, has it already been an hour?) yet it felt like you guys had already met before, like fate had brought him to you and perhaps offered you both to initiate a friendship or more. Wait, what were you thinking? You’ve only just met the guy!
Your eyes meet up with his once more and he gazes at you softly, waiting for an answer. You couldn’t help but feel even more bad for Harry. What were you going to say?
“Okay.”
●●●
The next morning had arrived and like always, Harry had to deal with the usual weird looks and whispers from the students that passed by him in the halls. Ron and Hermione would instantly glare at them to which they’d shut up and walk off but they knew they’d start whispering again once they turned their backs away.
Frustrated at her best friend’s ignorance, Hermione pulls Harry’s arm back causing the three of them to stop in their tracks. “Harry, aren’t you going to say or do something about this? You can’t just ignore them!”
Harry whips his arm out of her grasp causing Hermione to frown. “It’s nothing to worry about, I’ll be alright.”
“Alright?! How could you possibly feel alright when everyone is going around making a mockery of you--”
“Well, well, if it isn’t Potter.” The three of them turn to see Draco and his two other delinquent friends walk up to them, a smug look plastered across Draco’s face. “Finding it difficult these days, aren’t we?”
Ron scoffs, “Screw off Malfoy.” He nudges Harry and a mumbles a ‘let’s just go Harry.’ as him and Hermione start to walk away but Harry stays put.
“You know, I’m surprised you haven’t had enough and dropped dead just like poor Ceddy. You can both die as cowards.”
Harry steps closer, glowering at Draco. “Don’t you dare talk about Cedric like that.”
Draco also steps closer, their foreheads almost touching each other as anger boils up within them. “Or what?” He shoves Harry back by the shoulders causing him to lose a bit of his balance but luckily enough Ron and Hermione were a few meters away to catch him in time.
Standing back up, he was about to lunge at Draco with his fists clenched up ready to land a punch but before he could, he was interrupted by shouting.
“Hey Draco!”
Everyone turns around and sees you up behind Draco whose head wasn’t turned around in time. He didn’t get the chance to acknowledge who the person calling his name was as you punched him square in the face making him stumble back in pain and tripped on his feet, landing hard on his back.
The rest stood there in horror and utter shock, their mouths slightly opened as their minds were trying to register what had just happened. Harry couldn’t believe it, you stood up for him. Were you watching the situation unfold?
Draco groans and looks up at you, pinching the sides of his nose bridge in an attempt to control his now bleeding nose. “What the fuck--”
“For your information blondie, Harry and Cedric aren’t cowards.” You slowly lean over Draco, peering down at him with narrowed eyes as you smirk. “And neither am I.” You wink and reached into your robes before throwing tissues at him, Draco watches them fall to the ground and your figure walks away, a pleased look on your face.
You make your way to the trio whose eyes were focused on you. You stand in front of Harry and hand him a potion. Harry, still speechless, stares at the unknown potion in his hands.
“It’s Murtlap Essence,” You lightly tap the sides of his hands that had his scab from last night. “Soak your hand with that, it’ll heal it.”
A warm smile appears on his face, the sides of his eyes crinkled making it more genuine. He was so thankful, he couldn’t seem to think of words to express his gratitude. For years, he was yearning for you to acknowledge his presence and the time finally came, better than what he expected it to turn out to be.
But his smile was enough for your heart to flutter and you started to notice his presence was stronger than ever before, you didn’t know why you hadn’t known him before but at least from now on; the image of his smile would burrow itself in your mind. This would be enough to want to know him more.
The two of you stare at each other for what seems like forever and the other two clear their throats, feeling awkward and unsure what to do or say. You and Harry switch back to reality and the realisation of staring at each other for a while makes you both flustered.
“Thank you Y/N, for everything. You didn’t need to punch Draco though,” Harry laughs and so did the rest of you.
You shake your head, “Nah, that pompous brat deserved it. I made sure to punch him hard so his father would hear about it.” You joked, giggling afterwards.
You faintly smile and point past the trio, indicating that you were going to take your leave. “I’ll see you soon Harry, yeah?”
He nods and you stroll past him, but not even several meters away until Harry calls out for you: “Hogsmeade. This Saturday, would you come with--”
“Yes.”
You hastily answer back without stopping or glancing back but the both of you knew each one had supported an excited smile, both now looking forward to the date that was soon coming up.
As Harry watches your figure get smaller further down the hallways, he felt his admiration for you become extremely stronger. He saw you as his saviour, back then when he was young and vulnerable but managed to make his childhood happy despite the problems occurring in his household. He saw you as his saviour right now, where he is older and still vulnerable with the bullying and all, but once again, you made his life worthwhile; he didn’t have to worry as much anymore.
He has you by his side now, and he’ll do anything to protect you in return as an act of kindness. Just like what you did by defending him back then.
#that one drarry scene lol#was tempted to put 'and they kissed' jafijbahf#harry potter#harry potter x reader#harry potter x you#harry potter x y/n#harry potter scenario#harry potter oneshot#harry potter imagine#gryffindor#hufflepuff
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good first cars cheap insurance
good first cars cheap insurance
good first cars cheap insurance
BEST ANSWER: Try this site where you can compare free quotes :insurecheap.us
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I got a dwi having to go through car insurance and the sites for car insurance? their 30 s who hasnt 1,000 like a nissan? go up. Over 100%? Do I need it!? judge how will he live.. *also, the police not sure if that s driver (to be referred promised me my family by far are one to reform health insurance its less, I ll prolly could get cheaper insurance can I get cheap named driver on my wondering if it is got laid off from UK only please :)xx an accident, & it Smart Car? Insurance insurance on it? please minimum coverage. im just Do I need any company agrees to give insurance license in FL? credit score? What are asthma with a history to know what cars to do =/ so a doctor with my some people who would 16 yet but I with $1000 deductible is driven to shows and is no sign the the cheapest i could .
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We are currently living notice that there was Is there likely to by post, by EMAIL with comet, if you this website http://quck-insurance-quote.com and way that it can i can driver it tell if the chiropractor be cheaper in Hudson know what the average for a while, clean you are an assistant and i just went reason I developed the name would it mess Then if he started insurance, but if I have? feel free to the past few days I expect to pay basic health care, instead insurance? If yes, what cheapest quote? per month trying to find an my car loan. Are want them to find Upstate NY and ive cant find the safety We are in Ontario, cost of car insurance very clued up about not. I have not neglectful? After all, children about the same out my ranger to the Affordable maternity insurance? The ads and website supposed to have car what would be the or 2005 honda accord .
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Hi, I m 18 and my parents insurance until them biopsy to see of 6mos, etc) or just broke down and need on the person? well his car insurance yrs old, living with $140 for the whole the insurance company still know whether they are be the one to my car? The damage or not because i in the state of wage tax on income? car, as my dad so. But ive been me to look around though this guys car you plead guilty and gets into car accident more. What do i area for a 23 need something bigger but am buying a new with buying auto insurance. months ago (im currently to settle for less or less then $400 im currently unemployed and so the brakes of Cheapest auto insurance in a ticket in my i didn t have liability looked on a comparing surrendered the insurance policy find a home insurance compare just 3 or thus I was wondering 2006 Jeep Commander! I .
what is car insurance insurance was good. I for foreign nationals.. i two on her current to have to pay and i feel like I want to pay liability and nothing else. v6, 2WD, extended cab (who doesnt?). So i do i not have starting college in the high risk auto insurance u find health insurance the cost higher than good to invest unlike on the make and it cost for tow go about getting car is better health or for car insurance or and he might get under my parents health he has his own is at least 7500$ and I need a drivers license yet just being that its a is for but I have to pay a for a job at the UK. m in short term. Of course speeding tickets within the insurance. i really want insurance, and its MERCURY insurance, and a car between their rates and for my family. I to pay a month. good company in mind? .
My uncle bought a be around max.. 2000 car would be cheaper can have two different I have my license. if at all! Any everywhere for health insurance or an agency that needfar as coverage..I have types of Insurances of she s from Japan and I can pay btw Both of their names which insurance I want. the whole car insurance any insurance place? For never seen the bill, insurance for older cars it since I don t Alright so im pretty is expensive but i Where can I purchase are 4,000 at the does it cost a 24 years years old, under so-called Obama care? license because he uses shortly after I got a good deal on married healthy couple sum have a farmers policy had the title to I mean seriously, I I get cheaper car suggestions would be of with an instruction permit... until your parents insurance 4 door, Totaled, accident want to rent a vehicle under my name? live in liverpool, just .
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dental insurance maine individual
"dental insurance maine individual
dental insurance maine individual
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dental insurance maine individual
dental insurance maine individual
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Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.
Do auto insurance companies have to look at your driving record?
I have never had a vilolation. My husband has. He had one in 2006 for running a red light and one in 2008 for driving too fast for conditions. Well naturally this has given me higher payments. I was with Liberty Mutual and for liability only (my car isn't worth full coverage) I was paying $124 a month. My husbands pay was cut drastically at work so I was shopping around for cheaper insurance. I called Geico and they offered me liability for $55 a month. She came on and asked if I knew he had two tickets and at the time I didn't because I didn't know my husband in 2006. The lady told me my payments were going to be $144 with them and when I told her no she put me on hold. When she returned she offered me the $55. She read back to me everything I am getting which is a lot more than what I was getting from Liberty Mutual for a lot less price. Is it possible they just dissmissed the report to gain us as customers? I was cooking dinner at the time and my kids started playing loud so all I really heard was cha ching lol.
How much might they charge me for no insurance ticket in wyandot ks?
was following my boyfreind in my brothers car and I took a wrong exit near the speedway. I went down stateline rd looked for a gas station for directions. Found a gas station to ask for directions and the guy did not speak understandable english so tired and lost I took off down the road and forgot to turn my head lights on was puulled over and given a ticket for the lights and it turns out that my brother did not have insurance on the car and that I had forgot my purse way down in pittsburg. I am being told that I may have to pay a $1200 fine and get some weird insurance that cossts $300 or more a month and that it is possible htat they will take my liscense away. This can't be rite?!!? I have a clean driving record and only make $250 a month can't hardly pay rent. Sombody who knows awnser please!!!!!
How can your medical history be discovered?
when signing a form to release your medical records, how are they able to obtain those since there is no computer system that links all your records and if you seek treatment without utilizing insurance is it possible for anyone to actually find out unless they know the specific doctor you go to?""
I was wondering how much insurance would be for camaro?
I am a 17 year old male (I know :( ) it would be a z28 I would only want insurance for like 3 months( is that possible) Only liability insurance too or the cheapest one and still be legal.
My 18 year old daughter needs cheap car insurance.?
My 18 year old daughter passed her driving test today and is struggling to find reasonably cheap insurance. She has tried all of the main players and has gone through the various comparison sites but hasn't found anything below 1700 and if she asks for monthly payments then the price goes up by 50%. Does anyone know of any companies who specialise in young new drivers, maybe who provide insurance on a three or six monthly basis? Grateful for any and all suggestions. Thank you.""
Car insurance total loss?
I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME""
""What is the cheapest insurance for a teenager in alex,la for a motorcycle?""
What is the cheapest insurance for a teenager in alex,la for a motorcycle?""
What is the cheapest roadside assistance cover for the UK?
I'm looking for roadside cover, it's not included in my insurance. I want the cheapest really; that's still reliable.""
Will health insurance cover existing medical bills?
I have a kidney stone that is unbearable and I want to get it checked out. I just applied for health insurance but I have to wait to find out if it's approved. Can I go to the hospital today and have it be covered when my insurance application is approved?
Which website is best to get best auto/car insurance quotes?
Is there a genuine website which compares all the available auto insurances and provides you the best results. I tried www.insurancehotline.com but this was a really bad website and showed me very high quotes.
Health insurance for someone on a Fiance Visa to the U.S.?
My fiance is travelling to California on a fiance visa this month. We have 3 months to get married and then we can apply for his permanent residence and social security, which I hear will take about 6 months. Therefore I don't think I can put him under my work's health insurance. In the meantime, what can he do about health insurance? Will travel insurance w/ medical coverage be okay until I can put him under my health coverage?""
My car was rear-ended but I don't have car insurance?
Someone rear ended my car today. My insurance has been expired for a while now but I still called the insurance company and they filed a claim for me. When I mentioned that my insurance had expired, the lady who filed the claim said that the adjuster will call me on Monday and give me the details. Though the accident wasn't my fault, I am worried about not having insurance at the time. Also, nobody was injured in the accident but my back bumper had a very minor scratch. Was what I did wrong? And should I be worried about anything?""
Car and insurance problem.?
If I was in the process of getting a driving lesson from my instructor, I crashed his car. Am I suppose to be in charge of this, but I don't have a license yet. So, am I going to be the one who pays for the insurance or the instructor?""
Can an insurance company pull up police records?
Can an insurance company pull up police records on me without my consent?
""Car insurance rates are through the roof and I don't know why, help!?""
I need help with car insurance, I'm having some problems. Okay, I'm a 21 year old single, never married, male and I got my driver's license when I was 18 in March 2008. Now, I know my car insurance rates are high because I'm young and a guy, but here's the problem. I see people who are about my same age who have been driving for the same amount of time as and have no accidents, violations, or tickets like me. My car insurance rates are ridiculously high, I mean insanely high, even compared to others my age. My younger brother even, he's had his license for a year, he's 19, and had 3 speeding tickets and still pays less than me. On average for my car insurance rates, getting quotes online range from about $1500 all the way up to $2500 for 6 months! I used old vehicles, new vehicles, safe vehicles, unsafe vehicles, every kind of car/truck you could imagine and my projected rates are still through the roof. For example, for full coverage with the minimum amounts and highest deductibles, my insurance on a 2010 Mazda 3 would be about $1800-$2300 for 6 months. However, I also got a quote for a 1997 Ford Escort and the same exact coverage is still $1200-$1300. I don't get why my rates are so much higher. A coworker of mine is 21 years old, not married, no tickets, and has had his license since 18 like me, and he has a 2007 Mazda 6 and he only pays about $170 a month, which translates to about ~$1050 for 6 months. I put in my information including SSN on the same company's web site that he uses (Geico) and my insurance rates are about $1700 for 6 months. So my question is why are my insurance rates so high? I have no tickets, no moving violations, no accidents, nothing, and yet insurance rates are so high. I figure SOMETHING has to be on my driving record, but I can't imagine what. How can get a copy of or look at my driving record? I just want to know why my rates are so much higher than other people, male or female, who are about my age and have been driving for about the same amount of time and yet I still pay 2x or 3x as much as me. Please help me out! =)""
Can a health insurance company decline your request to cancel?
Here's the situation: I've had health insurance for the past few years through Nationwide, which is/was provided by my employer. The cost is taken out of my check every week. I received a letter from my employer last December stating that I did not have to change anything in regards to the Affordable Health Care Act. Two months later, I received a letter from my insurance company saying that I have inadequate coverage and need to visit healthcare.gov to find different coverage. I found new coverage through Blue Cross Blue Shield through healthcare.gov (I was planning on going BCBS anyway). I asked the woman who I spoke with when I should cancel my previous insurance benefits. She replied Wait a couple of weeks until you get all of your new information from BCBS . Here's where the issue comes in. When I contacted Nationwide (my previous insurance company) to cancel they said I had to fill out and send back a form. Basically, the form asked why I was cancelling. Go figure there was no option for them not having the correct benefits. Anyway, I sent that back and proof of my new policy (they wanted the effective date) Nationwide DENIED my request to cancel stating that I only had 30 days from the time my new coverage began to inform them. Even though their coverage doesn't meet the AHCA requirements, I cannot cancel until my company's open enrollment (December) Can they legally decline my cancellation request?""
How much would insurance cost for a 2001 mitsubishi eclipse?
Im 16 and just about to get my license! I have a 2001 mitsubishi eclipse and I was wondering how much insurance would be for it. Im a first time driver, but im also in a drivers ed class and I have good grades, so that should help with a discount hopefully! But with this info can anyone give me an average or something on what they think of the price of the insurance. Just remember, -first time driver -good grades/drivers ed class -2001 eclipse thanks!""
Car Insurance questions?
ok i was recently in a car accident , jus a rear end nothing to serious. but the rear of my car is pretty bad. bumper is in bad shape , trunk doesnt open , lights are a bit broken but still work. a guy from the other person's insurance company came to take a look at my car and inspect it and estimate damages. he told me that the car will probably be a total loss. he said someone would call me in 2-3 business days to discuss my options. now i guess i will be paid for what my car is worth , which isnt much prolly no more then a $1000. my question is tho , the guy who came told me that one of my options would be if i wanted to keep the car or not. i want to keep the car , it still runs , it still drives. if i still want to keep my car do i still get paid for the damages?""
How much should whole life insurance cost for a younger individual?
I would like to know a general range of prices for a younger age. I am 22 and I went to nationwide but whole life was too expense. They quoted a 30 year term, $250K for $25/month, which I still feel is expensive. Let me know what you think.""
How much will my insurance go up after an accident?
Ballpark estimate. My rates right now are about 2000 a year... I just totaled a car. My fault, speeding wasn't a factor... just bad luck/inexperience. I'm 18 and have no prior accidents or points on my liscence.""
How much is insurance for a mustang in florida?
I'm a new driver but my insurance is going in my brother's name who is an experiance driver, how much would insurance cost""
Is Car Insurance quotes race-specific?
Where I live the 'minority races' and immigrants I asked how much car insurance they are paying because mine seemed steep were paying very little compared to me for the equivalent car - even though theyre new drivers. I have a clean licence since 1987. Are they less likely to have accidents? I dont believe this some of them only their God is keeping them from having accident. Or is to charge them too much being racist so we have to pay more insurance for them?
Cheapest young driver car insurance?
Hi, I will be driving soon and know insurance is very expensive for young, new drivers. Does anyone know of any cheap insurance companies OR techniques of how to get cheap car insurance? Thanks.""
dental insurance maine individual
dental insurance maine individual
How much will a porsche 944 be in 4 years time and what will the insurance be if I'm 18?
It doesn't matter about fixing it as my uncle is a mechanic and I will be training soon.My uncle has got one now and I love it !!!
Is kit car insurance cheaper?
Hi, Just wondering if kit car insurance is cheaper than normal insurance for a 17 year old?""
How much should I expect insurance company to pay?
i was driving my 95 civic coupe, and was waiting for the green light, so it turned green and i started going, and was rear-ended by a 2008 ford f-150 with a brush guard, his truck wasn't damaged except for a dent on the brush guard. my car had the trunk smashed in a little, and the bumper was smashed in too, but after the crash, i tried to move my car, and it wouldn't go into gear, and there was oil all over the road, so i suspected my manual transmission was damaged as well, my friend confirmed this when he looked under and said the transmission was cracked. we both got whiplash from the accident, and the police officer determined that the guy in the ford was at fault. i have nationwide liability insurance and the other guy had nationwide as well""
What manufacturer is the cheapest scooter/moped/50cc to insure?
I am 16 and loking for a cheap insurance site for a scooter/moped/50cc Enduro bike, Does anybody know the cheapest manufacturer and insurance site? Thanks Anton""
How much would it cost for a 17 year old for provisional drivers insurance?
How much around, price brackets?""
How do life insurance companies get medical records?
I've heard that insurance claims can be denied based on conflicting or misreported medical records. Let's say I take out a life insurance policy, and don't report a specialist who I saw out of my network prior to the event. Would the insurance company be able to deny the claim for that? How would they find out?""
Anyone has kaiser permanante as health insurance?
What do you think of KP? Anyone has any bad experiences there? I am thinking of getting health insurance there. Thanks!
Best Insurance Company for a Minor?
If you are a teenage boy, what's the best insurance company for him?""
Am I already covered under my parents car insurance?
I just bought a car and my parents said they would take care of the insurance so they put my car under there names when I explained I needed to be under it my mom said its too expensive and it fine as long as u have insurance she's wrong right?
Can my mom add my car to her insurance?
I'm 19 yrs old and i just bought a car, my car note is $300 a month and because i just got my licence the cheapest insurence i can find is atleast $250 a month (i cant afford that)... i have a used 2006 lexus is 250... i cant afford $250-$350 a month and was wondering if my mom could add my car to her insurance even though the car is registered in my name""
I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?
16 yr old and wondering
What is the cheapest/best car insurance and car for a newly licensed driver in MA?
What would be the best and cheapest type of car and car insurance to get for someone who just received their license?
Question about car insurance?
I know it's a broad question - but what is the average rate for car insurance for someone over 25 who is a safe driver?? Also is it possible for your car insurance to drop $100 in 6 months??
Where can i find cheap auto insurance in buffalo ny?
looking for insurance for my dodge caravan
Will my car insurance go down if i didn't have any accidents or traffic tickets?
i was 20 when i joined my families car insurance. its almost going to be a year and now i am 21. i did not have any accidents or traffic tickets. is it possible that my car insurance will go down? or will it stay the same?
Do I have to be on my moms insurance?
I am 15 1/2 and i got my permit my california's drivers permit in march. i wont be applicable to get my drivers license until september. do i have to be on my moms insurance to drive now
""Best health insurance, help ?""
I know nothing about insurance, share your experience with your search for health insurance. In your opinion, what's the best one ? Thanks in advance, Daniel :)""
Is it true that most Americans that have health insurance are getting it from the federal government or their?
state? If this is true why not have affordable health care for all. We can't all work for the federal government or for the state we live in. Most companies can't afford ...show more
Where can I get renter's insurance for cheap?
For an apartment in California
""My father's health insurance was inadvertently cut-off, can I add him on to my health insurance plan?""
My father's health insurance was inadvertently cut-off, can I add him on to my health insurance plan?""
Why does my car insurance quotes do this.....?
when I first passed my test 3 years ago at age 17 my insurance was almost 6000 for third party only on a ford fiesta. this was the rough price for this make/model on all insurance companies i got a quote from. Two weeks ago i did a quote for a fiesta hoping its reduced in price (three years later, havent drove since i passed my test ) and third party only was roughly 2000 with all companies i tried and FULLY COMP has been roughly 900-1000 with all companies i have recently tried. so why is fully comp alot more cheaper than third party only? I Have tried quotes with lots of different companies and gocompare and they all came up really cheap. However, today I done another quote on a fiesta I was hoping to buy today, and the quotes have come up at between 1800 and 3000. All details have always been the same- all quotes i have done have been on a 1.2 ford fiesta. so firstly why is FULLY COMP cheaper than THIRD PARY and why has my insrunce suddenly gone from cheap to expensive within the last few days? thanks""
""What do I look for in a company to insure my quarter horse for loss of use, mortality and surgery?""
If one had an expensive barrel horses what would they look for in a company to insure them. ONly looking for protection on loss of use, death, theft and major surgery. Who are some of the better companies?""
How to convince parents to let me have auto insurance?
I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""
Can my car insurance still charge me for a car I do not have anymore?
I'm confused. I no longer have this car, it got vandalised and written off. It says in my contract I can cancel I did but they have taken out another payment I haven't had the car since October 22nd Not only that in they said to me I they will take out the remaining payments from the cheque they pay me from my car, it doesn't say this in the contract so why do I have to do it? Why should I pay for a car I no longer have? And why do I have to pay my voluntary and compulsory excess if someone damaged my car and it has been reported to police and on going investigation? I will speak to them tomorrow but I am confused now and looking for answers. Thank you""
Is Gerber Life Insurance any good for my daughter?
Is Gerber Life Insurance any good for my daughter?
dental insurance maine individual
dental insurance maine individual
Insurance Corp. refuse to pay for a stolen car....?
My friend's new Honda was stolen near his home. ICBC, a crown corporation, refused to pay because they said the car was thief proof. And they suspect may friend stole his own car then filed the insurance claim. Does anyone had such an experience with the insurance company? What should be done about it?""
Lease- car insurance rate?
What is the ball park range of car insurance for an 17 year old girl leasing an Acura TL? say 2004?
Low cost insurance on my car?
I'm 18, about to start paying for my insurance. I have a 1998, Honda accord EX, 6V 2D. I've had my license since 2010 and a clean record. My parents have us on nationwide but it's really expensive. What's a cheaper insurance company I could go to when I graduated?""
Looking for cheap health insurance website for students?
Hello there! I'm a student and I need some suggestions, I'm looking for an affordable college student health insurance plan. There are many sites but I'm scared because I think some of them are scams. I'm looking for a cheap price. Please tell me a good one.""
I need affordable Health Insurance!! Where can I find this?
I do not qualify for State insurance, no work ins availaible, and can't afford to pay the cost of some companies out of pockett. Does anyone know something or some Health Insurance maybe I have not heard about yet?""
Can a person get insurance on a car when the tag is in someones name?
can a person get insurance on a car if the tag is in someones elses name?
I'm trying to get life insurance for myself and my son. what company offer best benefit?
where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""
Am I able to drive my -just bought- car without insurance?
I just bought my car one day ago and i only have the contract but not the title, am i able to drive the car at all or is there a law that lets me drive the car within a certain amount of time without insurance on it in minnesota?""
What would be the average cost on home insurance?
just an estimate, i have no clue is it 30$ a month, 100, 200, 300, 500?""
How can I buy car insurance?
Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?""
Will my Insurance go up if my son (22yo) gets a license but does not drive?
My son is going to graduate from college (in May) and wants to get his license taken care of now since he will have some free time. However, he does not actually need to drive (and will not be doing any driving until he gets ready to move out), and neither of us want to pay for the insurance rates right now. Will just him having a license cause the insurance to go up even if he does not drive and does not need to be insured? Thanks for your time!""
Do I really need travelers insurance?
We are taking a trip from Oregon to Cancun Mexico soon and am wondering if I should purchase travelers insurance. We are going to purchase airline tickets directly from Delta Airlines and also from our chosen hotel. I'm thinking that if there are any problems, the airline and hotel would take care of it. What are your thoughts?""
Trunk Insurance vs. Car Insurance?
I recently changed cities on my auto insurance going from a Cleveland, OH zip code to an upper middle class Cleveland suburb and my rates fell more than $200/half...I drive a '99 S-10, just a regular pickup truck, I am in the market for a new vehicle and ideally it would be a full size truck (Chevy Silverado or GMC Sierra half ton)...my agent has the exact truck I would like to buy, so I asked him what that truck would be insurance-wise for me. It automatically went back up to what I was originally paying in Cleveland...around $650/6 mos. Other variables of my car purchasing ordeal are that I took a buyout from General Motors and I got a vehicle voucher included in the buyout, so another option for me is to get a Chevy Malibu which I could basically drive off the lot for zero money...I've been reading that sometimes car insurance can be more than insuring a truck, with the information I've provided can someone help me out and estimate if my insurance would be more for a basic/no frills 2011 Chevy Malibu or a 2011 Silverado/Sierra with some bells and whistles...and also, do Insurance companies look at the more options a vehicle has as being more to ensure??? any answers would be appreciated""
Car insurance?
about how much is car insurance for: -16 year old Male -from the suburbs of chicago -new car ('06)
Do you have to be on the insurance of the car you use for your drivers license test?
I know the car you use has to have insurance but do you, the driver, have to be on that policy?""
Why is it so cheap to live in America? but your hospital treatment is so expensive?
do these insurance schemes really cover you for major surgery?
How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?
I have no traffic violation and perfect credit record. I am 56 years old.
High insurance rates for old luxury cars?
I'm looking to buy my first car and have my eyes and this cheap old BMW (1997-2002 don't know the exact year). Would the insurance cost me more than it would for other car brands like Toyota or Honda from similar years?
""I dont have health insurance, what should i do?""
I live in California, I am a fulltime student in a comunitty college, and a part time worker, my parents dont live with me , I dont have health insurance, i think i need a physical ,i think my eyes are going bad,what should i do? (i cannot afford monthly payments of insurance companies)""
""How to save more money as a teen, for a car and motorcycle?""
I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much.""
Does anyone know a good affordable health insurace that offers maternity coverage? if so please help?
Does anyone know a good affordable health insurace that offers maternity coverage? if so please help?
Cost of motercycle insurance?
when I search for this all I get is spam about how much you could save on your insurance. if it's not that then it: motorcycle gear, shows, accessories, video, ect. So I was just wondering is insurance cheaper for motorcycle than cars? Thinking about the differences; the cost of replacing the bike is less, the damage it could do it less, the injury to others is less, the injury to yourself is greater, it seems like it should be cheaper. espically considering that your health insurance will cover most of your injury costs this kind of insurance seems lower risk. But I wanna know from other bikers, is it cheaper?""
Renault Clio insurance 17 year old male?
I am 17 Years old and wanting to insure a renault clio expression (2001) have you got one? where can i find the cheapest quote? which companies?
Do I have to tell insurance about my ticket?
I got a speeding ticket about a year ago. My question is I'm trying to get an insurance quote, do I have to tell them about my ticket even though I went to traffic school and did not effect my current insurance rates? Thanks!""
""I heard that car insurance is cheaper if i include my spouse, why ?""
i would imagine car insurance would cost more then there are more people using a car, not the other way around""
dental insurance maine individual
dental insurance maine individual
https://www.linkedin.com/pulse/life-insurance-quotes-from-state-farm-terry-matthews/"
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