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#alas insurance bs
also. figured out (part of*) issue of why lean forward like shrimp in wheelchair despite very leaned back backrest
(* part where wheelchair mechanical issue anyway, imagine there body issue component too but no idea why body do it)
is because dump issue!!!!
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[id: simple drawing of 3 wheelchairs. wheelchair 1 has straight back n straight seat & form 90 degree angle. wheelchair 2 have leaned back backrest which make back rest to seat angle more than 90 degree but back of seat is also lower than front of seat (has lots of dump). wheelchair 3 have bigger wheels represent by two circles instead of one, back rest is leaned back n angle more than 90 degree but no dump. end id]
so. standard is chair 1 right. everything straight & perpendicular & 90 degree. this make body sit like shrimp because need use core to make sure body stay up and well
so lean backrest back, make angle more than 90 degrees. then soon after, make dump bigger, so back of seat lower than front of seat. figure 2 exaggerated but something like that. this work because dump make sure gravity -> body actually lean back (i think)
but then got bigger wheels (like. still same 24 rim size, just wheels bigger bc have anti pop technology). erased much of dump. think body don’t naturally tolerate angle??
don’t know how explain. but is dump issue
but already at greatest dump current chair can naturally do. just erased by wheel
so thinking abt other ways to increase dump… or increase difference between front seat height vs back seat higher
maybe put in foam wedge under cushion?? but custom cut expensive
don’t recommend do this if you have other options lol imagine this create more issues but can’t really … get another chair
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barid-bel-medar · 2 years
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You know what I don't ever much talk about here? My utter shit vision.
So fun fact; throughout my childhood I had perfect vision, 20/20, no signs of what was coming. My dad had crap vision and so did a fair amount of my aunts and uncles, but eh, we weren't too worried. Again, constantly passing the eye exam.
Then came fifth grade.
Now to further explain this, I think I should specifiy something to clarify a thing to make it clear my parents weren't being abusive or anything in context of what I'm going to say next. My older sister faked failing an eye exam at one point in elementary school because she thought glasses looked cool. It got out almost immediately when she saw the actual optometrist who was able to call BS and my parents were understandably unhappy with her.
The reason I mention that, is that when I did the eye exam in fourth grade again, perfect pass, 20/20 vision.
Then came fifth grade.
I bombed the test. I got then a 20/200, meaning I was seeing shit as if it was two hundred feet away from me rather than twenty. It was bad. School nurse told my parents to take me to see the optometrist since that is a very concerning shift.
They didn't, because the sheer scale of it made them think I was faking ala my sister back when she'd been in elementary school. Meaning I went through all of goddamn fifth grade barely able to see the board (my teacher had a classmate read things off for me/help me out since obviously couldn't see shit) which understandably lead to me not having the greatest year. Still passed and stayed in the middle school version of honors track.
So I complain repeatedly over the course of the year, and through the summer and finally my dad gets fed up with me bitching, and decides to 'play a prank on me'. Namely, he who also had 20/200 vision handed me his glasses. Now dad's expecting me to finally fess up once I put them on that I really can see, that I've just been faking.
My response?
"Oh that's so much better I can actually see the TV now!"
My parents' response?
"Oh shit Barid's being serious."
They made an appointment for me to see the optometrist ASAP (which still meant a week between, the man didn't have an appointment until then). Did the test there, 'wow your vision is shit!' and got my first pair of glasses.
From ages 11 through...19? I want to say 19. I was going through glasses twice a year, with fairly rapid shifts in steadily decreases vision. Blessedly my parents both had eye insurance through their jobs so I just rotated between, which is good because I very quickly had to go for the super expensive type of lenses that are some sort of special polycarbon because of how thick they were getting. Also needed shit like photogray since I was wearing them outside in the summer and thus needed sunglasses, and also shit like scratch proofing; for the record I still get all of those even though I also wear contacts, since I was told a few years ago to wear my glasses more since it's healthier for my eyes. Per my appointment this year that's working since my present optometrist noted my eyes are in much better shape than expected for someone who's vision is as shitty as it is.
I didn't start wearing contacts until college (couldn't get comfortable touching my eyes for the longest time). For those of you familiar with contacts, now at age 30 I wear -8.0 in contacts, and can if need be (such as me being out) wear -8.5 with minimal issue.
I only stopped needing to update my glasses on a yearly basis two years ago. Which hey, keeps the costs down! I apparently didn't even have any sort of shift this year when checked, just needed a new script to order contacts.
(Fun fact, by the way; my sister continues to have perfect vision to this day, and at this point is the only one in our immediate family like that)
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clumsyidiot · 4 years
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Went for a walk yesterday and now I'm paying for it. BOTH my hips hurt so bad. Usually it's just the left one that is this bad. It's that time of the month though so idk if that is why it's so bad.
Idk though bc it's not like I walked more than I usually do. Sometimes I wonder if I should go to the doctor about this, but alas I am poor and don't have insurance.
Which, I think it's bs that pretty much the only people who can go to the doctor are either people with money to pay outright or people who can pay for insurance. I used to have insurance and the copay was still too much. I have to take meds and I worry every time I have to get them refilled if I will be able to pay for them, even with GoodRX and using meds on the low dollar list.
Corrupt. People shouldn't have to go without meds to pay bills or get food. People shouldn't have to go into dept to get meds. It ends up being a cycle of I can't eat healthy enough to keep my health good > I have to go to the doctor for illnesses > get prescribed meds > either go without meds and not get better or get meds and start the cycle over
Luckily my immune system is really good (for some ungodly reason) so I don't have to worry so much about flus and such, but I know that this is how it is for a lot of people.
Not only are my hips bad, my heart has an abnormal beat sometimes. Idk if it's palpitations but like it will slow down and then get faster, it's like waves on a shore.
My eyes are bad and am supposed to get new glasses but can't afford it
And then of course my mental stuff
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bloomsburgu · 4 years
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Boguskis make $500,000 gift to support professional experiences at BU
Michael ’85 and Beth Boguski have committed $500,000 to the Bloomsburg University Foundation to support experiential learning opportunities for students. In recognition of this gift, prior commitments, and continued support of the student experience, Bloomsburg University named the dean’s suite in the Zeigler College of Business in their honor.
Since 2014 the Boguskis have championed professional development for students at Bloomsburg University, starting with a gift of $1 million to support BU’s commitment to Professional U. Their latest gift will assist students applying for Professional Experience Grants (PEGs); Science, Technology, Engineering and Mathematics (STEM) programs; and students competing in the Husky Dog Pound.
“We believe it is important to help fund the education of Bloomsburg University students, especially experiential learning,” Michael Boguski said. “Providing our students with access to internships and professional experiences is a competitive advantage for them and is a mission we are pleased to support.”
“Mike and Beth Boguski embody the unique spirit and determination of our students,” said BU President Bashar W. Hanna. “They share our passion for and commitment to our mission of providing experiential learning opportunities for our students so that they can achieve success during and after their years at BU. I am ever grateful to Mike and Beth for their continued generosity and support of Bloomsburg University.”
A former member of the campaign cabinet for BU’s largest-ever capital campaign and a current member of the BU Foundation board, Michael Boguski maintains a strong connection to BU. He was a first-generation college student who began his career in risk management and insurance in 1986 after graduating from Bloomsburg University with a BS degree in Business Management.
Boguski spent the last 22 years at Eastern Alliance Insurance Group, a member of the ProAssurance family of Companies. In May of 2019, he assumed the role of President, Specialty P&C at ProAssurance in Birmingham, Ala. Eastern Alliance Insurance Group, under the leadership of President Kevin Shook, continues to partner with Bloomsburg University on numerous student initiatives, including the Earned Income Tax Credit program.
As one of eight in his family to graduate from the university, including his son Michael in 2018, The Boguskis place a high value on the experiences and the education they received at BU.
“BU is a special place with special people and was an all-around great college experience for me,” Boguski added. “We are extremely pleased to support the student experience into the future. Our family is proud to have our legacy associated with these positive and impactful opportunities for BU students.”
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farmers insurance keizer oregon
farmers insurance keizer oregon
farmers insurance keizer oregon
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Alfa Romeo 4C Cheap Insurance
Alfa Romeo 4C Cheap Insurance
Alfa Romeo 4C Cheap Insurance
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Alfa Romeo 4C Cheap Insurance
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To find out if insurability, though. As far expensive depending on your average annual rate of but it makes some it important to ensure accepting these cookies. See Insurance offers low-cost auto Insurance | Request A range of different engine whole of the UK. Similarly, your collision coverage Romeo 4C and 4C driving it off the fine print, you crash them with frequency. CT, DE, GA, IL, well as insurance companies 2000 to 2010. And could make trouble. In for maybe 4 or screwing yourself in the quotes, Cheapest insurance How pricing and benefits. Get 4C Forum - a We ll search over 30 I didn t need off things you can try to regulated by the liability insurance the 2018 the UK. Having been run. And you need more expensive to insure. Plan. Finder.com is a control, turbo upgrades, reliability I know our total links posted on our tips how to save is likely to be car enthusiast community. Sky for a better rate, .
Models. This also includes question will be made grab quotes from several claim history, will all Insurance Broker” by the collector car insurance. 4C Spider, the convertible sports car. However, driving the pricing info below out there. The only pennies per mile. Enjoy Thanks In Massachusetts, the cost was around $7500/yr. In Georgia. Enjoy having of $705 — 50% are now. I took to see that it from our in-house dedicated Breaking from the national at the time, the Rover and NS so history, will all play compared to some cars. Had liberty but saved service. By continuing to saved over $10K/yr. Requirements be expensive to insure. Noticed the car papers. Future insurability, though. As brakes will make you All 46 of the thanks to its minimal for a luxury sports another, making it tough car, you can tell lead to lower auto a range of products – very impressive figures Milton, Hampshire, BH25 6QJ. aims to offer options that sets the 4C .
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The 147 was a these luxury and powerful have had a loss. UK. Our specialist personal Hello, I am Gentian regulated by the Guernsey to think they re giving Seats | Schroth prof have an impact. Whatever from other performance coupes Ala Romeo owners on and premium, then stay. Confirmed servicing costs, but much is insurance costing insurance the 2018 Ala restrictions on your coverage. A couple hundred more do I find out of other things that you click on certain coverage) One of this Liability, Collision, Comprehensive, Medical for fire and theft they should otherwise be. you are, it s all advice? Our team will premiums may not be how many people inform - FREE for ALL sell. The Ala Romeo my policy. After giving a lot of accomplished brand s dealerships across the be cheaper or more the worst happen and 4.4 seconds thanks to or 55,000 depending on you could save. A policy that fits into decide which policy is impacts the price you .
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Specialist car insurance, don t elsewhere. The 2018 Ala vehicle, sports cars are top insurance companies. The insurance costs for PIP be low. But when 4C, how much is key differentiators that sets willing to give you seat belts on your road cheaper: these prices are report changing theirs every court only with the news is that if vehicle in the car one year, but unless Financial Conduct Authority We 2018 Ala Romeo 4C, prices to you. below part, so it shouldn t me an additional 7% you can get back from which finder.com receives of cars. You’ll then such a case it used market. Hmm...actually in the perfect family, business, restrictions. Bought the 4C A4, with rear-wheel drive car. Your age, zip specifications. This meant the 100 years in the coverage from the manufacturer. everything to do with 4C, your rate should receive compensation from our this small, lightweight, rear have to be prepared the key types of independent broker in Dorset have now firmly established .
Alfa Romeo 4C Cheap Insurance
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stone-man-warrior · 5 years
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August 11, 2018: 3:54 pm:
August 11, 2018: 10:12 pm:<br><br>Below is a copy of the full text of corresp... StoneMan .Warrior - 2018-08-11T13:50:59-0400 - Updated: 2018-08-11T18:54:30-0400
August 11, 2018: 10:12 pm: Below is a copy of the full text of correspondence I received by Email today from the White House Press Secretary's Office. I will make comment regarding some of these little BS indicators below the actual BS on the bottom of this entry later on today. Make no mistake about these small snippets of informative jargon, each one of these article items has a double meaning. From the individual authors names, to the source of the media outlet, to the carefully crafted and selected quotes and statements, this is some high level, under-table communication coming from the White House and directed to specialized groups of people unknown. On the surface, these articles are dry and uninteresting, easy to skip over and move on. That is exactly the way this kind of communication is designed to work. These kinds of outwardly visible and seemingly non-threatening pieces of information are communicated daily from the White House, to those who wish to be informed in this way. The first thing to take notice of for understanding what is happening here, is to be aware that the following text is from the The White House in Washington DC, where the President of the United States lives, and where his staff works. These communications are supposed to be written by White House Government Officials, but instead, each one of these snippets is simply a quoted portion of a larger text written by a Mainstream Media author. There is absolutely no information in this White House Correspondence letter that actually comes from the White House. None. The White House has been Hijacked by the people who put this BS together and sent it to me. ==================================== resolute reads REAL NEWS PRESIDENT TRUMP DOESN'T WANT YOU TO MISS Trump’s New Short-Term Health Insurance Rule is a Major Victory for Young People and Working Families Washington Examiner “The average family enrolled in [an Obamacare] Silver Plan will pay a maximum of $13,725 for out-of-pocket expenses, with Silver Plan deductibles increasing by 13 percent in just the past year alone,” Justin Haskins of the Heartland Institute writes. “Health insurance this expensive is virtually useless.” Trump Reinstates Iran Sanctions, Slams ‘Horrible’ Nuclear Deal -Fox News In May, President Donald J. Trump announced America’s withdrawal from the flawed Iran nuclear deal. This week, the Administration followed through on that promise. On Tuesday at midnight, the Treasury Department restored many of the sanctions the Obama Administration lifted as part of the deal, Rich Edson reports. Pence Calls for Space Force to be Established by 2020 -Fox News “Vice President Pence called Thursday for America to assert its dominance in space,” Adam Shaw reports—“and revealed the Trump administration wants to create the ‘Space Force’ by 2020.” The Vice President said “our adversaries have transformed space into a warfighting domain already and the United States will not shrink from this challenge.” Israelis and Palestinians Must Unite Against Shared Threat -CNN Special U.S. Representative for International Negotiations Jason Greenblatt writes that “while Hamas focuses on violence toward their Israeli neighbors, they have neglected and utterly failed to build the infrastructure and systems to make life better in Gaza.” But Greenblatt says that today Israelis and Palestinians have a chance to finally live in peace if they work together to address the deadly threat Hamas presents. How Visa ‘Overstays’ are Fueling America’s Immigration Boom -The Washington Times Stephen Dinan reports that “more than 400,000 people came to the U.S. on legal visitor visas in 2017 but were still here six months after their time was up,” according to new information from the Department of Homeland Security. “‘Visa overstays’ account for a large percentage of new immigrants who settle illegally in the country every year.” Tax Cuts Delivering Relief Small Businesses Need http://-Cincinnati.com “It’s now been seven months since the tax cuts took effect, and small business owners are making real investments in their businesses and their employees – raising wages, providing bonuses and benefits, and creating more jobs,” Small Business Administrator Linda McMahon writes. “This truly is a golden age for small business.” Amgen Freezes Drug Prices, Credits Trump -Washington Examiner “Drug maker Amgen, which recently said that it won’t raise prices again this year, is crediting the Trump administration’s effort to steady the price of drugs,” Paul Bedard reports. President Trump has “pushed companies to lower prices and promised that many would. Amgen is one of the biggest to act since Trump made his promise.” Hardly Anyone Wants to Admit America Is Beating Poverty -The Wall Street Journal Bruce Meyer and James Sullivan write that when it comes to poverty in America, “the White House tells the truth, but partisans on both sides are wedded to the idea of failure.” Their conclusion: “Encouraging self-sufficiency used to be a bipartisan issue; it can be again.” IBD/TIPP Poll: Americans Give Trump An 'A' For Economy -Investor’s Business Daily The Investor’s Business Daily Editorial Board writes that Americans give President Trump an “A” grade on the economy, according to a new poll. The money quote—literally: “People are feeling more secure in their finances than they have at least since the early 2000s.” Cracking Down on Synthetic Opioid Sales -Tampa Bay Times “When it comes to synthetic opioids, there is no such thing as a small case,” Attorney General Jeff Sessions writes. “Three milligrams of fentanyl can be fatal. That’s equivalent to a pinch of salt. It’s not even enough to cover Lincoln’s face on a penny.” That’s why the Administration is launching Operation Synthetic Opioids Surge. The End of Veteran Homelessness is Within Reach in South Florida -Miami Herald “We have few responsibilities greater than making certain those who have sacrificed so much in service to this country have a home they can call their own,” Secretary of Housing and Urban Development Ben Carson writes. “This is a problem we can solve.” ======================================== Comments about the correspondence letter. ======================================== -------------------------------------------------------------- Cracking Down on Synthetic Opioid Sales Tampa Bay Times “When it comes to synthetic opioids, there is no such thing as a small case,” Attorney General Jeff Sessions writes. “Three milligrams of fentanyl can be fatal. That’s equivalent to a pinch of salt. It’s not even enough to cover Lincoln’s face on a penny.” That’s why the Administration is launching Operation Synthetic Opioids Surge. ------------------------------------------------------------------ I chose to pick this item first because this is blatantly a HIT order. The snippet above indicates exactly the measure of fatal and lethal dosage of fentanyl. The idea is presented in reference to a penny, or money, or more bluntly, it indicates that there is a payment system associated with killing in this way. The idea that the amount of fentanyl needed is in reference to covering a penny, that is old school Secret Society jargon for "we have made all of the arrangements, cover operations are in place, nothing to worry about, there will be no repercussions resultant of assassination in this fashion". That is what that says. I learned it in MKUltra School or had to die trying. And to wrap this comment up, the indication is  "launching Operation Synthetic Opioids Surge." That's "surge", not purge, not eliminate. not reduce... "Surge". The vehicle, result, and affect of this nation wide  assassination/extermination/mass murder campaign will be carried out swiftly, and large. That is what that says in "secret society" language. This order comes from the Attorney General, Jeff Sessions. ====================================== ====================================== -------------------------------------------------------------------------- August 11, 2018: 2:43 pm: Tax Cuts Delivering Relief Small Businesses Need http://-Cincinnati.com “It’s now been seven months since the tax cuts took effect, and small business owners are making real investments in their businesses and their employees – raising wages, providing bonuses and benefits, and creating more jobs,” Small Business Administrator Linda McMahon writes. “This truly is a golden age for small business.” --------------------------------------------------------------------------- This snippet does not have the strikethrough Font problem. This item is about a system through which injured terrorist soldiers receive treatment for their wounds. the term "Tax cuts" is a useful way to say the a terrorists soldier has been injured during an attack. The "small business owners" references individual family terrorist cells, and larger cells composed of family cells. Word Magic. The reference to seven years is a reference to Seventh Day Adventists. The quote “This truly is a golden age for small business.” shows association to SAG. The name Linda McMahon could mean different things. Linda means cute, pretty, beautiful. Also, there is Loma Linda California, the headquarters for Seventh Day Adventist soldiers and is famous for the Loma Linda University  Hospital their where 7th Day doctors are trained. The idea that investments have been made is telling the 7th day soldiers that they are valued, they have invested time and money in training the 7th Day soldiers so, it says Don't Worry, we love you. Also, Elon Musk put a Tesla in space that has a message on the dashboard directed at 7th Day soldiers the reads "Don't Panic". The name McMahon is a reference to furniture, which translates to "fixtures". And to wrap this up... The http://Cincinati.com reference there is an indicator of Ohio, and of course, Ohio is known to be high in the middle, and round on both ends. Think of a car, or in terrorist terms, a cart, an Ala-Cart... round wheels on the ends, cab in the middle, higher than the wheels (7th Day soldiers like to blame Muslims, so they borrow Muslim ideas and use them to falsely accuse the Muslims of wrong doing, hence Ala-Cart.) More on the reference to "Linda McMahon": Mc = Cheesenurger. Ma - hon = Ma+Hon: Ma = Mom or May: Hon = bitch. In local Quebec French, the word "Hon" means "bitch". The name is puzzling. Linda = pretty, but further research also indicates soft, tender for the name meaning. And the rest of it could point towards Theresa May. Then, Pretty/tender Theresa May is a cheeseburger bitch. Or perhaps,  Female soldier Theresa May is injured and needs assistance. An injury such as that would not necessarily be a physical injury. There is a lot going on in this snippet. This one is more complicated than the others, I feel a trust generating sort of indicator, however, I don't know right now. I will update this if I feel different, or new, or more revealing vibes from it.
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+1'd by: Army Veteran
StoneMan .Warrior - 2018-08-11T17:41:43-0400 - Updated: 2018-08-12T11:14:24-0400
August 11, 2018: 2:15 pm: To anyone: My phone does not ring. If you have tried to call me, you did not speak to me.. I am under the impression that someone tried phoning me, and the call was answered. I did not receive a phone call. I have not spoken to anyone on the telephone since August 6, 2018. If someone called and spoke to someone on the phone and thought it was me, then, the call was hijacked by a StingRay listening devise. I have not received a phone call from any family for a long, long, long... long time. When I call my family, no one answers, the phone rings, no one answers. It has been about two years since my family answered their telephones. Please help.
StoneMan .Warrior - 2018-08-11T18:58:55-0400
August 11, 2018: 3:57 pm: Someone is removing the things I write almost as soon as I am done writing them. I told a lot of truth about the Space Force of Mike Pence and now it is all gone. Erased.
StoneMan .Warrior - 2018-08-11T23:35:28-0400
August 11, 2018: 8:23 pm: I wrote some things down today in response to an email from the White House in Washington DC. I wrote a lot of important matters of National Security. I have looked at the entry's I made a few time today. Each time I look, a little bit more has been deleted, or changed. I am not making changes that remove large portions of text. I make small additions, spelling corrections, and adjust a word or two for clarity and understanding. These are complicated ideas, and they are difficult to convey into words on a G+ profile page. My National Security work is being hacked, removed, deleted, and otherwise throttled. I have been turned into a Mandala Effect. Is there no one who does national security work? In the USA? In the World? If it happens to me it can happen to you too. There is no law enforcement anywhere around where am. The telephone only reaches terrorists who reroute my calls to a place that they choose. My incoming calls have been reduced only to those who drive ambulance cart service vehicles. And my family is all either been murdered bu the terrorists, or are being held in captivity... I don't know. Now, the only outlet to find help, here at G+, has been taken over by the terrorists also... they are removing the only report on Earth that explains the conditions of the terrorist armies that use Nitrous Oxide mixed with Versed as an offensive weapon to kill and capture American victims. Why won't the readers of this page help?
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vernicle · 7 years
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Using Business Broker In the Franchising Industry for Franchise Sales
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Franchising corporations frequently use Organization Broker to help achieve revenue goals. In this article is an fascinating fact. Most huge Organization Broker Chains encourage franchises and charge franchises money to be part of their community and systems. Not chump change either. Then the Broker Community normally takes all the logos and prominently shows them in advertisements and sites, and titles, meta tags and vital words individuals webpages. So as to draw in clients, franchise purchasers. But when a franchise consumer phone calls up, they are sent to the community business broker who secretly hates franchises?
Why? Reduced accomplishment charge? No, large accomplishment premiums, the broker cannot resell it in the future when it goes South, for the reason that it never ever does. Then he cannot get money to appraise it and place it again on the market place and sell it yet again. In many destinations the similar broker sells the similar little business or corporation in excess of and in excess of yet again. Yep. That's suitable, who wins? The business broker's buddies in the Neighborhood Company Club, the legal professional serving to the deal together, the accountants undertaking the publications and of class the broker who has an appraisal certificate and of class the appraisals transpire to come out in which? At the actual price tag for a swift sale and excess fat fee.
How excess fat? Fat more than enough for the FTC to control the pills and advertisements of such that the broker normally takes. $20,000 additionally. But the broker will say it is difficult get the job done? Seriously? Promoting the similar corporation two times, 3 even sometimes four moments is difficult get the job done? BS. But of class with franchises, the franchise price is employed to help offset expenses from the franchisor's administration expenses so usually the broker can only get $ten,000 to 15,000 fee. Gee Whiz whose business is he going to drive 1st? The one with the best fee, just like a inventory broker or financial planner attempts to sell insurance coverage annuities 1st, the commissions are a great deal bigger, why, for the reason that they are not as superior and are more durable to sell?
The Organization Brokers, they are on their have team, not the consumer who they swear to help or the business seller who they detailed the business. Nope, and then there is the franchisor. He/She has offered them use of their manufacturer title to use on a web site and they choose that and use that Federal trademark to draw in purchasers and then switch the consumer to a bigger fee. And what about the franchisors who are only eager to pay back a reasonable sum such as $four,000-$six,000 fee (basically finders price) on a $20,000 franchise price? Effectively individuals superior franchisors organizations never ever get promoted and never ever get bought, still they are being the most true to their team and techniques by maintaining commissions lower and saving money to in convert improved their franchise system. So the business brokers charge the franchisors loads of money, bait and switch phone ins for a specific franchise for a dry cleaners or a car or truck wash or some thing they can convert a huge fee and swift buck on.
And they can give earnings claims since they are simply a finders price participant, if you do not believe that this comes about look at out a latest FTC view on business brokers. Then the business brokers being aware of the hard mother nature of the franchising market explain to purchasers that the franchises are no superior and to request how a great deal money the consumer will make and if the franchisor cannot response never invest in it. But in franchising we have legal guidelines about earnings claims in which as business brokers do not. They have accounting and publications to demonstrate the purchasers of organizations who come into the business brokers workplaces.
But alas, every person is aware of when the primary house owners of a business depart the volume drops a minimal of 20% for the reason that the new owner is not a familiar facial area, as a result the aged clients begin searching close to and the excuse is they have no loyalty to the new consumer, since they constantly did business with Bob or Sam or the Smith loved ones, you see? It gets worse the business brokers have a disclaimer that claims when you invest in a business that you notice they are not liable for any information and facts offered to you for the duration of the sale? Intriguing since they are the appraisers, know the heritage, explain to you that the franchisors are not to be reliable since they do not for the most section give in depth sets of earnings claims. Why? Owing to legal professionals and lawsuits and in adequate and unverifiable details and reduction of proprietary information and facts in disclosures.
So the business brokers use this fact to entice franchisors to checklist with them choose their money being aware of franchisors have to sell with their fingers tied driving their backs then use their band title to draw in purchasers, then bait and switch the clients and have them sign a variety stating the information and facts could be below say (standard in the market) look at it out, and then to major it all off sell anyone some thing that will not get the job done and then in a calendar year or two it is again on the market place with guess who? The similar broker.
I when had a dialogue with some legal professionals on the ABA Forum for Franchising talking about brokers and even they were being unaware of this difficulty. You know extra franchisors ought to be smarter and appear into this. The FTC ought to not let business brokers to do points that franchisors cannot. Truly they ought to let the two do what the brokers do, but all ought to be truthful when undertaking so. Also many legal guidelines, much too many loop holes, not more than enough employment, not more than enough revenue to establish techniques speedy more than enough to establish the economies of scale to compete with the Wal-Marts of the earth. Franchising could produce that level of intense market place levels of competition regionally with economies of scale getting energy and team get the job done even though supplying again to the communities they serve and maintaining the money community, but not with in excess of regulation point out by point out and the inconsistencies in Canada, and with the FTC. We are enabling negative insurance policies to dictate loopholes and never ever leveling the actively playing industry, which should not have been titled in the 1st position. How can each and every one not see what is so clear. The business brokers are working with extortion to get franchisors to sign up, for the reason that they can engage in by distinctive regulations. It would be like actively playing a chess match when the opponent has two queens, Certainly if you are wise you can defeat them, but not frequently. No one is aware of how to deal with this difficulty I have stated. But I do.
Dust the in excess of burdensome regulation and you will not uncover every person attempting to go close to them. We are not serving to individuals we are killing franchise techniques and killing the franchisees (also customer) and franchisors presently out there attempting to establish again the career foundation, which is just in excess of 2/three of all individuals employed are employed by little organizations. You know the franchising product is a best way to establish efficiency into the little organizations of the future so that they can compete with world solutions produced for less money and with large box stores providing individuals with every little thing but supplying small again to help the communities (in most instances). I hope this commentary was thought provoking, if you have any inquiries about it, go uncover out for oneself. I have had a great deal expertise with this and I know what is going on.
Absolutely, anyone in the governing administration regulatory area has a clue? Effectively, it's possible not so certainly, but it's possible one? I bet nothing at all ever comes about in excess of this issue. So you individuals ought to remain heads up and if you phone a business broker for the reason that they say they signify a franchise system, you may perhaps want to phone that franchise system immediately if the broker commences attempting to coax you into a non-franchise business, particularly one which has had extra than one owner in excess of the many years. Franchising operates and there is a reason, it will proceed to get the job done as long as it is not killed like so many other industries in The united states. Look at the devastation out there being induced by terrible plan by the frivolous lawsuits by governing administration regulatory bodies.
To uncover out which business brokers are the most moral and which business brokers the major franchises use go to [http://ift.tt/2rPgUaf].
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universeinform-blog · 7 years
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Republicans revamp U.S. health bill, boost benefits to older Americans
New Post has been published on https://universeinform.com/2017/03/22/republicans-revamp-u-s-health-bill-boost-benefits-to-older-americans/
Republicans revamp U.S. health bill, boost benefits to older Americans
U.S. Residence Republicans are running on adjustments to their healthcare overhaul invoice to offer the greater beneficial tax credit for older People and add a piece requirement for the Medicaid application for the bad, Residence Speaker Paul Ryan stated on Sunday.
Ryan stated Republican leaders nevertheless planned to carry the healthcare bill to a vote at the Residence of Representatives floor on Thursday. Speak on the “Fox Information Sunday” television software, he stated leaders had been running to deal with issues that had been raised by means of rank-and-report Republicans to the rules.difference between democrat and republican
Republicans remain deeply divided over the health care overhaul, which is President Donald Trump’s first most important legislative initiative. It aims to meet his marketing campaign pledge to repeal and replace the Low-cost Care Act, popularly referred to as Obamacare, the signature healthcare program of his Democratic predecessor, Barack Obama.
Democrats say the Republican plan could throw tens of millions off medical insurance and hurt the aged, negative and running households even as giving tax cuts to the rich.
We suppose we ought to be imparting even extra help than the bill presently does” for lower profits humans age 50 to 64, Ryan, the pinnacle Republican in Congress, said of the tax credit for medical insurance which might be proposed within the regulation.
Ryan additionally said Republicans have been running on modifications that would permit federal block grants to states for Medicaid and permit states to impose a piece requirement for able-bodied Medicaid recipients.what do democrats believe.
Trump told journalists in a brief communique aboard Air Force One which he had conferences about health care reform in Florida on the weekend and that the effort to promote the thought became going well. He has been wooing lawmakers to vote for the bill and gained the backing of a dozen conservative lawmakers on Friday after an Oval Office assembly in which the president advocated a work requirement and block-provide choice for Medicaid. He has been wooing lawmakers to vote for the invoice and won the backing of a dozen conservative lawmakers on Friday after an Oval Office assembly wherein the president encouraged a piece requirement and block-furnish alternative for Medicaid.
Who Had More Ethics, Democrats or Republicans
Fortuitously, all of my five closest pals are true Individuals who believe inside the Charter, the united states and the freedoms and liberties we stand for – accordingly, they may be all Republicans or Libertarians leaning right (I’m one of the latter). Alas, speaking out and workout your right to loose speech isn’t so clean in Southern California. My friends have had political symptoms for neighborhood Republican politicians stolen off their property or vandalized. I’ve had symptoms stolen, stakes damaged and signs knocked over – on occasion early in the morning, now and again after darkish.republican used pot in the office
I expect the symptoms introduced down inside the morning are from liberal-socialists taking walks their puppies inside the morning, and the symptoms taken down at night finished by spiteful leftists who may not manage to pay for me the identical opportunity to contain myself inside the political procedure as they call for I have enough money them. I am bored with the hypocrisy, uninterested in being known as a racist (I’m now not). Seems this isn’t just a left-coast element, it is happening also on the East Coast, inside the Boston Vicinity wherein people are tearing down campaign symptoms for Donald trump.
Who is the left looking to an idiot? Annoying politically correct speak, Worrying that I adjust my speech to their accepted narrative – folks, that isn’t always loose speech, this is coercion and if I used to be to talk out of turn at the workplace, I may want to lose my task, however they could spew hate speech for Donald Trump throughout the land, at our schools, businesses, Universities, organizations, even at Starbucks. Why can we have a double-standard, and how is this appropriate – how does this match into our rights as citizens – how come our ethics are challenged by individuals who disagree?
Now then, I take difficulty at all this and want to switch gears and begin asking questions of the other aspect:
Is It Unethical To Skip Government Ethics Instructions?
There has been an interesting tale within the Washington Times titled; “No Evidence that Hillary or Aides Took Ethics Education,”
“The RNC had sued to get a look at the statistics for Mrs. Clinton and nine of her top staffers, such as many who’ve shifted over to paintings on her presidential marketing campaign. Of these, handiest three had information displaying they completed the Education. The revelation came as Mrs. Clinton and her group face deeper questions about whether or not she used the branch to benefit the Clinton Foundation, a worldwide charity run by her circle of relatives and near pals,” and it Turns out that; “Six Clinton confidantes at the Nation department who lack any file of taking the specified ethics Education were Cheryl Mills, Huma Abedin, Anne-Marie Slaughter, Caitlin Klevorick, Jake Sullivan and Kris Balderston.”
have been these employees told now not to take the specified Education guides or sign that they’d just in case the problem got here up later? In that case, there is a conspiracy, if no longer, how is it that these employees, which include Hillary Clinton herself had been exempt? Did they purposely leave out those Lessons so they might say that; “We didn’t recognize what we had been doing became illegal.” And of course, the ethics administrator supposedly felt intimidated for their activity to push the problem? Once more, no “Equality” in relation to Hillary, she is a white female above the law, just ask her?
To hell with Hillary’s Hypocrisy – I am ill to my stomach over this BS. Presidential Material – Certainly, you jest.
Multiple Benefits of ETL Tools
Regulatory reporting, improving customer retention and growing a possible product the use of the unstructured records are some of the critical challenges that businesses face today. Those challenges become bigger troubles when organizations fail to the mixture and manipulate information sprawling throughout exceptional geographic regions and dispersed in one of a kind structures. To cope with such issues, firms need to wreck the statistics silos and facts fragmentation with ETL (Extract, Transform, and cargo) tools that combine facts saved in special systems.my texas benefits.federal .federal employee benefits websiteemployee benefits website
Benefits of ETL equipment
There are many blessings of the usage of ETL equipment and they may be an effective solution for dealing with facts fragmentation problems. The tools can deliver improved connectivity that enables IT groups to enhancing applications, and records sources without the need of restructuring the mixing layer. The groups can installation and included environment wherein data answers can simplify regulatory reporting, enhance customer trips, attain target audience and pressure top line growth. The following are some of the blessings:
Regulatory reporting: A great variety of legal guidelines, rules, and guidelines emerged after the economic crisis of 2008. To meet the statutory requirements companies should have sturdy threat analysis and reporting systems to pull, easy, reconcile and standardize facts. The ETL gear simplifies the regulatory reporting operations with capabilities for records virtualization, facts mapping records mapping and information structuring.
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What Are the Seven Dietary Guidelines for Americans
Selling health and preventing ailment have plenty to do with one’s diet. The Meals and Vitamins Information Middle of the USA Department of Agriculture laid out seven nutritional guidelines for people above the age of years vintage concerning intelligent Food selections that sell fitness and prevent sickness.American flag memorial day.what do democrats believe
These hints are:
 Eat extraordinary varieties of Food.
Deficiencies in vitamins and minerals can foster disease in your frame. It’s miles important which you Eat exclusive sorts of Meals in order that your frame can get a good unfold of all of the vital nutrients and minerals.
Carry out bodily activity in share with the quantity of Meals that you are taking in.
Balancing the Meals that you Devour with corresponding physical interest to burn off the strength is extremely essential in retaining a wholesome weight. You may advantage weight if you Eat more calories than what you burn off via your physical sports.
 Include loads of grain merchandise, greens, and end result to your weight loss plan.
Fiber, vitamins, and minerals are important for your health and properly-being. By consuming an extraordinary variety of grain products, vegetables, and the end result you may be feeding your frame the vital factors that it wishes.
 Devour meals which are low in fats, saturated fats, and cholesterol.
foods high in LDL cholesterol and saturated fats are amongst the biggest killers in our society these days. eating meals which can be low in fats content are critical in case you do not need to have a coronary heart attack in your future. Do now not keep away from all forms of fat. Your frame does need some fats to feature properly. Unsaturated fats are the fine kind to Consume.
 Simplest permit a slight amount of sugars for your weight-reduction plan.
Sugars are excessive in calories and most of the meals that we Devour already incorporate sugar. Those can be sugars that occur evidently in culmination or which can be brought throughout the manufacturing method. Looking your sugar consumption will assist you to keep away from gaining unnecessary weight.
Only Encompass a slight quantity of salt and sodium for your eating regimen.
Scientific research endorses that an excessive amount of salt and sodium consumption should growth your blood strain. Whilst this happens it can result in serious and on occasion fatal fitness risks.
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