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esoteric-marketing · 4 years

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Three Companies That Are Thriving During COVID-19

There is no question that COVID-19 has impacted thousands of local, national, and international companies around the globe. Industries such as restaurants and travel via airlines and cruises have been absolutely crippled. However, there are a fair number of companies in certain industries that have turned a massive profit during the COVID-19 pandemic. Such companies include: Zoom, Activision, and Lululemon for example. Although these companies occupy varying industries, they all have something in common.

Whether your ordering clothes from Lululemon, talking with friends or family via Zoom, or playing ‘Call of Duty’ (Which is owned by Activision) with the boys. There is one common thread. All of the aforementioned products and services are available to people who were previously stuck in their homes during March, April, and May.

Zoom – Okay, we all know Zoom right? Great! As many people already know, Zoom faced a massive public backlash as it related to how the company obtains and secures users data, i.e. video chats and audio conversations. Allegations of Zoom’s misuse of users data were made at the start of 2020. However, with COVID-19 arriving on the World stage in February and March, much of the public backlash was overshadowed and in some cases, it was forgotten about altogether. As we all know over the past three to four months, people have been forced to shelter in place and quarantine within their homes. This resulted in a massive user surge in apps like Skype, WhatsApp, Zoom, etc.

According to a ‘Business of Apps’ article ‘Zoom Revenue and Usage Statistics (2020)’ the company “Zoom was seeing 200 million daily meeting participants. The following month, this figure had risen to 300 million. This compares to 10 million in December 2019.” So the usage of the Zoom app skyrocketed, but what does that mean regarding finances? On January 3, 2020 Zoom’s stock was valued at $67 per share. As of June 10, 2020 Zoom’s stock is valued at a whopping $221 per share! That is an incredible overall increase of 7.59% within just six months. Although there is arguably a difficult road ahead of Zoom (regarding the privacy and data issues as it relates to Facebook) the company is poised to continue increasing their profits in the near future. However, this stock should be considered riskier than some of the others on this list.

Activision – This company is no stranger to individuals who prefer to spend most of their waking hours inside of their homes. Since 1979, Activation has been cranking out hit after hit within the video game industry. I myself have enjoyed many of their titles including the ‘Call of Duty’ franchise among others. Its also no surprise that video game usage went up exponentially in the past months due to COVID-19. This resulted in an increase of sales within the video game industry. Just ask anyone who has been trying to buy a Nintendo Switch for the past four months. Its actually impossible! Anyways, as of March 20, 2020 the Activision stock had fallen to a net value of just $52 per share. As of June 10, 2020 the Activision stock is now worth $74 per share. A respectable overall increase of 2.53% in the company’s stock.

Said increase occurred for a few reasons. Namely, an increasing number of people were now staying at home turning on their Xbox's and PlayStation's to entertain them while they were quarantining. During the month of March, news broke out that multi billionaire, George Soros had just bought $45 million worth of Activision stock. There’s really no question that when an investor like Warren Buffet or George Soros purchases and/or invests in a company, a plethora of individual investors will tend to follow suit. Thus, Activision seemed to coast through some of the hardest hitting months of COVID-19. Either way, its safe to say that the fifth largest video game publisher, i.e. Activision will more than likely weather the COVID-19 storm. Making them a potentially excellent investment in the coming months and years.

Lululemon – Lululemon (Lulu) is an athletic clothing brand that got its start back in 1998 in Vancouver, Canada. Today, the company rivals competitors such as Nike, Adidas, and Under Armour. However, during the past several months while COVID-19 was grabbing the World’s attention, Lulu managed to do something that the rest of the athletic apparels brands failed to do. They increased their company net worth. By a lot! On March 16, 2020 a single Lulu stock was valued at $139. As of June 10, 2020 Lulu stocks are valued at an incredible $323. That’s an increase of 2.16% when compared to their stock value before the COVID-19 collapse. This feat was accomplished, while competitors Nike, Adidas, and Under Armour are still in the red by a few percent. The question is, how did Lulu succeed when all others in their industry failed?

During the Spring semester this school year, I was assigned a group project in my social media marketing class. Our group decided to spend the following three months researching Lulu, and composing a comprehensive 20 page paper regarding our findings. Are findings were quite stark when compared to the aforementioned competition within the athletic apparel industry. My classmates and I discovered that Lulu utilizes their social media platforms in a way that the competition just doesn’t. For example, Lulu uses their Twitter account to answer consumer questions regarding product care or return policies. They also used their account to ask for customer feedback regarding the company’s clothing line and other products. Essentially Lulu is always trying to improve their products and services.

However, when COIVD-19 came into play, Lulu did something that took the competition weeks and months to catch onto. Nearing the end of March, Lululemon started using their social media platforms to share workout ideas and tips that people could use at home while quarantining. This provided a sense of community for Lulu consumers, and it allowed for them to connect with people while they were stuck self-isolating or quarantining at home. Lulu was essentially reaching out to people providing them with creative ways to stay healthy during the pandemic. Since people were on social media more than ever, they saw what Lulu was doing and they clearly liked it. Companies set themselves apart from the competition when they focus on providing a service or a product that actually helps people in their daily lives. During COVID-19, there was clearly a plethora of people that needed help. Lulu was there to answer the call in whatever way that they could! To put it simply, Lulu is a company that I wouldn’t mind investing in for the future.

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tkmedia · 3 years

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Harmanpreet Kaur: Covid-19 and groin injury hampered England tour preparations

NewsShe's confident, however, that she'll be back among the runs during the T20Is against EnglandHarmanpreet Kaur has admitted that the longer-than-expected recovery from the groin injury she sustained in March, followed by her contracting Covid-19 later that month, affected her preparations leading up to India's ongoing tour of England. That, in turn, she said, has played a part in her lean patch with the bat on the tour.Kaur made 4 and 8 in the drawn one-off Test in Bristol last month, and followed up with 1, 19 and 16 in the ODI series that followed."I'm someone who likes to train every day and work hard every day. Because of Covid and injuries I didn't get much time to prepare," Kaur said ahead of the first T20I in Northampton. "This is not an excuse because I'm someone who takes a bit of time on the ground to prepare because at the international level, you cannot just come and get things easily."Cultivating the mindset and approach you require at this level is not easy. But after five innings , I've understand how and in what areas I need to improve. In the T20I series you will definitely see a different approach from my side."Kaur suffered the groin injury during the fifth and final ODI against South Africa on March 17, and missed the three-match T20I series that followed, with Smriti Mandhana leading the side in her absence. There was no official word from the BCCI at the time on the nature or seriousness of Kaur's injury."During the game I had picked up a groin injury on the left side having already been carrying a grade-four injury in my groin on the right side," Kaur said when asked about the specifics of the injury and rehab carried out thereafter. "Given ODIs are longer and after rehab... Again, as I said earlier, because of Covid we are not getting those practice games that we get before international assignments. So directly going and playing and testing yourself is not the right thing."But we didn't have any additional time. And I'm someone who likes to give 200 per cent on the field and chances of injuries can be high sometimes. I know a lot of time my physios and trainers say, 'Just save yourself and play,' because I like to give 200 per cent."

Harmanpreet Kaur made 4 and 8 during the one-off Test in Bristol Getty ImagesWhile her recovery had only begun, Kaur tested positive for Covid-19 on March 29 as a second wave of coronavirus infections swept India."The groin injury was a grade-two one, but because of Covid the NCA (National Cricket Academy) was also shut at the time, so I was doing my rehab online, through Zoom meetings. And during that time I also got Covid myself, so the injury that would have required 15 days took about two months, and then a month after Covid, as you would know, you don't feel much strength in your body to go and train."That phase didn't allow me to work much on batting or bowling skills. I was just working on myself so that I was physically fit for the team."Kaur also said the lack of warm-up matches in England kept her from building up batting rhythm."We didn't get a single practice game and we struggling even for open nets sessions," she said. "I usually prefer more open nets and practice games than nets because in regular nets you don't get much of an idea and every day you're facing the same bowlers, so you can't analyse how you should be batting."These are not excuses, but a reality that I faced. It's just the matter of a good innings and once you get back that momentum I will definitely carry that ahead."Before being grounded by injury and Covid, Kaur seemed to be getting into form during the ODIs against South Africa in Lucknow. In India's first international series in close to a year, she made 40, 36 and 54* before retiring hurt on 30 in the final game. In India's last assignment before that series, the T20 World Cup in Australia, Kaur had gone through a poor run, managing a top score of just 15 in five innings.Her performance in that tournament was a contrast to her displays in other recent ICC events: her 171 not out in the semi-finals of the ODI World Cup in 2017 and her 103 in the 2018 T20 World Cup opener had been pivotal to India's strong showings in both tournaments."I do watch videos of matches where I have performed well, whether it was a long innings or a cameo in a winning cause," Kaur said, when asked if she uses her own past performances to lift herself up when the runs aren't flowing. "Such innings you feel like watching several times over because they always motivate you to perform better and they boost your confidence."But at the back of the mind, as I said earlier, I'm someone who works every day and I have realised this time (during this tour) that you have to figure out ways yourself to get the best out of yourself when you don't have enough time to prepare. I'm watching those videos of myself and I hope they'll help me in this T20I series."Annesha Ghosh is a sub-editor at ESPNcricinfo. @ghosh_annesha Read the full article

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livinginlandmarketing · 3 years

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In late January, Sana Jaffery, a 19-year-old public policy student at UC Riverside, signed a lease to rent a private, off-campus apartment for the 2020-21 school year.

Jaffery was careful to reserve a room well before the September start of fall quarter.

UC Riverside student Sana Jaffery, seen outside her home in San Jose on Tuesday, Oct. 27, 2020, is among hundreds of UCR students who found themselves locked into private off-campus apartment leases they no longer needed after classes moved online because of the coronavirus pandemic. (Photo by Anda Chu, Bay Area News Group)

“There’s a housing shortage everywhere,” she said. “So they tell us, ‘You need to get your housing locked and loaded so that you have a place to live.’”

Then the world flipped upside down.

The novel coronavirus struck. And, on March 13, Riverside County closed all schools, including universities.

Seven months later, the vast majority of UCR classes — 97% — are being taught online. It may be many more months before students return to the classroom.

Because of the pandemic, Jaffery no longer needs an apartment for classes she takes online from a laptop in her San Jose home. But when she tried to get out of her lease, Jaffery said she ran into a wall of resistance.

Hundreds of other UCR students have, too — and continue to.

It’s a problem occurring across California and elsewhere in the Inland Empire, though the biggest impact in the region appears to be at UCR.

First the UCs didn’t require SAT, and now it’s not allowed, say judges

Devos slammed for rejecting 94% of student loan relief claims

$111 million performing arts village bound for Cal State San Bernardino

UC Riverside unveils on-campus coronavirus testing lab

Leticia Gutierrez-Lopez, associate vice president of student health and wellbeing at Cal Poly Pomona, said about 50 Cal Poly students are in leases for off-campus private housing from which they have been unable to get out.

Cal State San Bernardino spokesman Joe Gutierrez said his university’s housing director wasn’t aware of similar problems there.

At the private La Sierra University in Riverside, spokeswoman Darla Martin Tucker said officials received a few reports about students renting private off-campus housing who “found it difficult or impossible to break their leases.”

Jaffery said some housing providers appear focused on the fact that students entered into rental contracts.

“Yes, we signed a contract,” she said.

But Jaffery said students could not have known a deadly disease would sweep the globe. She managed to get out of her 12-month lease the last week of July.

Since then, she has assisted 200 other UCR students locked in leases. Jaffery launched an online petition and a website — breakingucrent.com — to call attention to the issue.

Jaffery said students generally lease rooms in four main off-campus complexes: University Village Towers, The Palms on University, GrandMarc and Highlander at North Campus.

Apartments say they still have bills to pay

Operators of two of these complexes responded to requests for comment; two did not.

Keith Thompson, vice president of property operations for The Scion Group in Chicago, which manages The Palms on University, said his company is sensitive to students’ situation.

“In fact, as soon as we learned last summer that UCR would be primarily online this Fall, we invited any of our future residents whose plans had changed to contact us, so we could attempt to replace them and potentially release them from any obligation,” Thompson said via email.

Thompson wrote that The Palms, which primarily serves UCR students but is not exclusively reserved for them, isn’t “in a position to simply allow open cancellation” as it still must pay its mortgage, property taxes, payroll and utility bills.

He said the “vast majority” of student residents moved in and are studying online “from the relative comfort and safety of their homes in our community.”

Besides Jaffery’s efforts, Riverside Legal Aid and the Fair Housing Council of Riverside County have teamed up to try to solve problems for more than 60 students.

Legal Aid attorney Ernie Reguly said those students have complained about GrandMarc and University Village Towers and only a few have gotten out of leases.

Nathan Cieszynski, the council’s program manager, said, “It would be nice if we could get the property owners to come to the table to work with the students to find an equitable solution. But they really don’t seem to want to have those conversations.”

Students stuck in unpredictable situation

Cindy Finley, the community manager at University Village Towers, acknowledged “the unprecedented circumstances facing the student community” in an email. And she said her complex is exploring ways to “offer flexibility to our residents.”

“We are committed to working with each of our residents on an individual basis,” Finley wrote.

A person answering the phone at GrandMarc referred an inquiry to the corporate office of HH Red Stone Properties in Maryland, where an employee said the inquiry would need to be addressed to Kelley Brine, executive vice president. Multiple attempts to reach Brine were unsuccessful.

Highlander at North Campus did not respond to a request for comment.

In a statement, Joshua Howard, a spokesman for the Sacramento-based California Apartment Association, called the situation “an unfortunate consequence of the pandemic.”

The plight of students in private housing stands in contrast to the experience of those who reserved rooms in university-owned campus housing. UCR spokesman John Warren said the university refunded campus housing fees and canceled leases upon request.

“UCR does not have any legal leverage over matters involving non-university housing,” Warren said in an email.

But he said officials are trying to work with apartment complex owners and are “hopeful of a positive outcome.”

Problem adds to students’ stress

As for students with whom Jaffery has worked, she said some moved into apartments, figuring if they are going to pay they might as well live in the place they are paying for. Others elected to stay home, including Tammy Wang, 19, a second-year biology student who lives in the San Francisco Bay Area city of Los Gatos.

“I can’t afford $840 a month when I’m not even staying there,” Wang said by phone recently. “I never even picked up my key.”

Wang thought she had found someone to take over her University Village Towers lease. But she said the person “scammed” her out of incentive money she put up and didn’t take the apartment.

“I just really want out of the lease because that’s a lot of money down the drain,” she said. “I have been trying to find a replacement for so long, I don’t know what to do anymore.”

Reguly, the attorney, said housing companies are “abusing” students.

“These kids are stressed,” he said. “They are already dealing with a nonstandard school year.”

Howard, of the California Apartment Association, said operators of rental properties are facing financial challenges, too.

“As the pandemic lingers and vacancies rise, it’s becoming increasingly difficult – especially for mom-and-pop landlords – to pay their mortgages, payroll, property taxes, repair bills and other expenses,” Howard wrote.

The association urges members to “be flexible and try to come up with solutions,” Howard said, adding that the federal government should provide rent relief for student tenants and property owners.

Nicole Ryan, spokeswoman for the National Apartment Association in Arlington, Virginia, which has 85,000 members representing more than 10 million apartment homes nationwide, said the pandemic has been hard on the rental industry.

Ryan said by phone that vacancy rates are expected to peak in the fourth quarter at 7.2%, a more-than-3-percentage point increase from the fourth quarter of 2019. She said rent amounts are projected to slide down 8.1% during 2020.

‘Doubling up’ in rooms could end

Besides paying for unneeded housing, there is the concern about exposure to the virus.

Riverside City Councilman Andy Melendrez is working to help UC Riverside students stuck in apartment leases. (Photo courtesy of Andy Melendrez)

Riverside City Councilman Andy Melendrez said the larger housing complexes typically assign four students to four separate single-occupancy rooms that share a common living room and kitchen area.

But, because of a student housing shortage, Melendrez said city ordinance lets up to 15% of those single-occupancy rooms be assigned to two people, which he said is unsafe.

Melendrez said he plans to ask the Riverside City Council to temporarily suspend the “doubling up” policy.

Related links

Online petition protests lease policy for student housing

‘Zoom University’ students stuck with unwanted leases

UC Riverside weighs axing sports to balance coronavirus-battered budget

No relief for UCD students locked into apartment leases

UC Riverside unveils on-campus coronavirus testing lab

As for what students should do about their leases, there are differing opinions.

Scott Talkov, landlord/tenant attorney for the Associated Students of UCR’s legal clinic, said he counsels students to ask for lease termination on grounds the pandemic is an extraordinary emergency, and to be willing to withhold rent if they encounter resistance.

“It’s a game of chicken and the students need to learn how to play the game,” he said.

Talkov said he recently reviewed 122 cases involving apartment owners who rent to UCR students and found no evidence they have sued students over breach of contract. He said the risk involved in withholding rent is small.

But Cieszynski, the housing council manager, said owners don’t have to sue to send someone to collection, which would potentially ruin one’s credit for years.

“I will never, never advocate just walking away,” he said.

-on November 06, 2020 at 08:11AM by David Downey

#riversidenews

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ladystylestores · 4 years

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Remote Learning? No Thanks. – The New York Times

Want to get The Morning by email? Here’s the sign-up.

Good morning. Virus hospitalizations are surging. The Trump administration will send more agents into cities. And desperate parents are thinking about home schooling.

The coronavirus is so widespread in the U.S. that many schools are unlikely to reopen anytime soon. Already, some large school districts — in Atlanta, Houston, Los Angeles, Phoenix, suburban Washington and elsewhere — have indicated they will start the school year entirely with remote classes. Yet many parents and children are despondent about enduring online-only learning for the foreseeable future.

So it makes sense that the topic of home schooling is suddenly hot.

Parents who never before considered home schooling have begun looking into it — especially in combination with a small number of other families, to share the teaching load and let their children interact with others. Some are trying to hire private tutors. One example is a popular new Facebook group called Pandemic Pods and Microschools, created by Lian Chang, a mother in San Francisco.

Emily Oster, a Brown University economist who writes about parenting, has predicted that clusters of home-schooling families are “going to happen everywhere.”

Of course, many middle-class and poor families cannot afford to hire private tutors, as my colleague Eliza Shapiro pointed out. But there is nonetheless the potential for a home-schooling boom that is more than just a niche trend among the wealthy.

Consider that the population of home-schoolers — before the pandemic — was less affluent than average:

Eliza told me that she thought many families, across income groups, were likely to consider pooling child-care responsibilities in the fall. Children would remain enrolled in their school and would come together to take online classes in the same house (or, more safely, backyard). In some cases, these co-ops might morph into lessons that parents would help lead.

As for high-income families, they may end up having a broader effect if a significant number pull their children out of school and opt for home schooling. “We could see a drain on enrollment — and therefore resources — into public schools,” Eliza said.

As Wesley Yang, a writer for Tablet magazine, asked somewhat apocalyptically, “Did public schools in major cities just deal themselves a deathblow?” And L’Heureux Lewis-McCoy, a professor at New York University, recently told the science journalist Melinda Wenner Moyer that any increased privatization of education was likely to “widen the gaps between kids.”

It’s too early to know whether home schooling is more of a real trend or a social-media fad. But the U.S. is facing a dire situation with schools: Remote learning went badly in the spring. The virus continues to spread more rapidly than in any country that has reopened schools. And, as Sarah Darville points out in an article for the upcoming Sunday Review section, the federal government has done little to help schools.

No wonder parents are starting to think about alternatives.

How can school districts respond? Jay Mathews, a Washington Post education writer, has a suggestion: Superintendents should abandon trying to devise a single solution for an entire school system.

“Let principals and teachers decide,” Mathews writes. “They know their students better than anyone except parents, who would just as soon get back to work.” His column includes specific ideas he has heard from teachers.

THREE MORE BIG STORIES

1. The biggest bet yet on a vaccine

The Trump administration announced a nearly $2 billion contract with Pfizer and a smaller German biotech company to produce a potential coronavirus vaccine. The contract is the largest yet from Operation Warp Speed, the White House program to fast-track a vaccine.

The government won’t pay the drugmakers until the vaccine gets F.D.A. approval. “It’s like a restaurant reservation,” explained Noah Weiland, who covers health care for The Times. “You pay for dinner when you eat it, but you’ve got yourself the prime table in the restaurant instead of having to wait in line.” If the vaccine works, individual Americans would receive it for free.

2. Where the virus is under control

No region of the United States suffered a worse virus outbreak this spring than the Northeast — but few places have managed to bring it under such good control in the last couple of months.

“It’s acting like Europe,” Ashish Jha, the director of the Harvard Global Health Institute, said. After cases and deaths surged in Europe and the Northeast, both places responded with aggressive lockdowns and big investments in testing and tracing efforts. Residents have also been willing to follow public health advice — wearing masks, staying out of confined spaces and more.

In other virus developments:

3. Trump sends more agents to cities

The Trump administration says it will send hundreds of additional federal agents into cities to confront a rise in violence. The plan calls for sending about 200 more agents to Chicago, 200 to Kansas City, Mo., and 35 to Albuquerque.

In Portland, Ore., early this morning, federal officers fired tear gas near the city’s mayor, Ted Wheeler, who had joined demonstrators outside the federal courthouse. Coughing and scrambling to put on goggles, Wheeler called the officers’ tactics an “egregious overreaction.”

Media watch: Sean Hannity, Rush Limbaugh and other conservative pundits have seized on the Portland protests as a pro-Trump rallying cry.

Here’s what else is happening

After ordering the Chinese Consulate in Houston to close, the State Department accused Chinese diplomats of spying and attempting to steal scientific research.

China began what it hoped would be its first successful journey to Mars, launching equipment on a voyage that will last until next year.

The House voted overwhelmingly — with 72 Republicans joining the Democrats — to remove statues of Confederate figures and white supremacists. Mitch McConnell, the Senate Republican leader, is likely to block the measure.

President Trump again sought to showcase his mental fitness by repeatedly reciting what he said was a sample sequence from a cognitive test. “It’s actually not that easy, but for me, it was easy,” he told Fox News.

Employees of Hearst Magazines — the publisher of Cosmopolitan, Harper’s Bazaar and Marie Claire — described a toxic work environment, including lewd and sexist remarks by the company’s president, Troy Young.

Lives Lived: “My analyst told me/That I was right out of my head.” The woman who wrote and first sang those memorable lines was Annie Ross. Best known as a member of Lambert, Hendricks and Ross, probably the most successful vocal group in the annals of jazz, she was also, later in life, a movie actress and a cabaret mainstay. Annie Ross died at 89.

By 2070, the extremely hot zones that now cover less than 1 percent of the Earth’s land surface — like the Sahara — could cover almost 20 percent. Water sources would vanish. Farms would go barren. And hundreds of millions of people would be forced to choose between flight or death.

“The result,” writes Abrahm Lustgarten in a new story for The Times Magazine, “will almost certainly be the greatest wave of global migration the world has seen.”

The Times Magazine and ProPublica have modeled what that migration could look like. “Northern nations can relieve pressures on the fastest-warming countries by allowing more migrants to move north across their borders, or they can seal themselves off, trapping hundreds of millions of people in places that are increasingly unlivable,” Lustgarten writes.

The article is part of The Magazine’s climate issue, which also includes pieces on Argentina’s fearsome thunderstorms; the teenage activists leading the climate change movement; and the Louisiana communities that may be lost in a plan to protect the coastline.

PLAY, WATCH, EAT, MUPPETS

Eat some cheese

Cervelle de Canut — which translates to “silk worker’s brain” and describes a simple cheese spread — is a mainstay in Lyon, France, where the author Bill Buford researched French cuisine for his book “Dirt.” You can whip up the spread in about 10 minutes by blending fromage blanc with chopped shallots and fresh herbs. Serve with a baguette (or just eat it with spoon).

And Pete Wells recently spent more than six hours on a Zoom call with Buford to learn the art of poaching a chicken.

Read something thought-provoking

Zadie Smith — the acclaimed author of “White Teeth” — is back with a timely collection of short essays, “Intimations,” that covers the killing of George Floyd, the class divides exposed by the pandemic and more.

“The virus map of the New York boroughs turns redder along precisely the same lines as it would if the relative shade of crimson counted not infection and death but income brackets and middle-school ratings,” she writes in one essay. “Death comes to all — but in America it has long been considered reasonable to offer the best chance of delay to the highest bidder.”

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scottmapess · 4 years

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HUGE WARNING!! MASSIVE BITCOIN HALVING CRASH!! WATCH OUT FOR THIS PRICE IF YOU HOLD BITCOIN!!

VIDEO TRANSCRIPT

What’s up, guys? Welcome back to in the video. So my oh, my. Take a look at the Bitcoin price. Bitcoin actually dumped around about 18 percent. And just take a look at this one. Our candle, that is absolutely crazy. Now, in today’s video, of course, we’re going to be talking about this massive dump which happened. We’re going to be talking about exactly where the bitcoin price could go next and what you can exactly expect. We’re also, of course, going to be taking a look at the halving with a very, very small amount of blocks left now and only a day. And around twenty hours. We are also going to be taking a look at the theory in price and taking a look at where that could be going. And then finally, we’re going on to see an article about how Coinbase actually had a partial outage during this massive dump. So all that good stuff coming up in today’s video, guys. As always, sit back, relax and get ready for the video. Guys welcome back to another video. Thank you for joining me again today. I do really appreciate that. If you haven’t already illustrated much of those likes to 1000 likes on this video. They’ll be absolutely amazing. And also always, guys, if you do enjoy my content and you would like to see more. Make sure to subscribe and take that notification, Bill. So you get notified when I post my next video. As always, guys, drop your comments down below right now. If you want to enter to win that Tresa storage device, it takes two seconds and you can enter to win a trade, a storage device or the equivalent in Bitcoin. So without any further ado, guys, let’s get on with the video. Taking a look at this Bitcoin price now is absolutely crazy. I mean, the dump that we saw went all the way down to around about this eight-point one K level, starting from about that nine-point AKCA level. So it’s pretty much a two thousand dollar dump. Give or take the figures since we’re at 10K, which is really, really crazy. And if you take a look at this one hourly, Kandos, take this one hourly candlestick actually went down around about fifteen point three percent just in one hour. Which is absolutely crazy. Now, if you have been watching my video for at least a week, you know, I would have been saying that some kind of dump most likely will be coming around the halving, as happened in the past two Hardings. And although what happens in the past isn’t a precursor of what will happen now, it has in fact happened. And although the halving hasn’t yet technically happened. We still have a day and 18 hours left on the current blog generation and a day. Twenty-one hours on the average blog generation. We are seeing some form of a dump. Now, will we go lower? That’s the question everyone wants to know. So if we go over to the four-hour chart, we can actually go ahead and take a look at some things. First of all, again, on the four-hour chart, the dump does not look pretty at all. We are seemingly holding around this level of support as of filming this at around about eight point five K. And we know eight point five. Kate, before we came up to this level was a nice level of support and it showed good, solid support. And that’s the eight-point five K level actually bounced us all the way up to that 10 K level that we know unlove. However, guys with a massive dump like this, these levels can easily, easily get wiped out. So going to go on the daily chart now and take a look at some price action. First of all, guys, we need to bring up the 200-day moving average. Now we can see that the price pretty much coincides with that 200 days moving average. More or less. And whereas a 200 day moving average will is at eight K. So 8-K is a very nice level that we need to hold. If we take a look back, this AK level was right here, which is very important for us to hold was here. And if we go back even further, we can see that we did hold this AK level for quite some time back in October last year, and we can probably go even further back and find even more instances of that AK level. So the AK level really I do want to see is holding it. And if we do drop below the AK level, we will drop below the 200-day moving average, which is not good at all. We can stay above the 200-day moving average and not close below it for me. We are still reasonably bullish and the growth is still good. I mean, look at the chart. However, if we do drop below it, that could be slightly concerning. Now, if we do go ahead and pull up the V PVR, we can take a look at some important price levels if we actually zoom out a little bit about there. Should be fun. So if we take a look at the V.P. V.P., V.R. now, we can see the major price levels are actually at this around about seven points one, seven-point two K level. So if we were to drop below this eight thousand dollar level, if we were to see about that seven-point two K seven K, that wouldn’t be unlikely at all. And we can see there is actually a lot of volume in the range that we are all the range that we currently dip down to around the AK level, also upwards around eight points five to eight point seven K. There is a lot of volumes there as well. So that’s very interesting bringing that up on the charts. But that 200-day moving average really does have to hopefully hold. And if we look towards the upside, if we were to bounce back. Yes, it could happen. Although we are having a massive dump, we could potentially bounce back and expect us to find some support around this area. If that does happen, the eight-point five K level, maybe go around there like that a little bit. That would make perfect sense. However, we do have this. Let me get rid of the 200 days because that is not accurate. We do have this eight AKCA level down here, which should hopefully holders if that does not Holder’s we have this seven-point one seven-point two K level. So we do have a nice level of support below us. However, this is Bitcoin. It’s very volatile. We all know this. And yet so let me know down in the comments below if you actually put your Bitcoin in USDOT or you put in a stable coin in anticipation for big debt like this. I personally don’t do that as I just hope Bitcoin regardless, unless it went to like a thousand bucks, then I’d just buy more. So I don’t really do anything with my bitcoin. I just leave it in long term storage and I just don’t touch it. Don’t think about it. Nothing like that. So definitely let me know Downbelow what you think. And that’ll also. In that transit storage device. So, guys, if you were actually interested in trading during these times, there can be a lot of profit to be made, of course, as well. You have to be extra careful. And personally, I like trading on females, not as my pretty much No. One recommended platform. If you deposit zero point two Bitcoin to your trading account, you’ll actually get a bonus of one hundred and twelve dollars if you use my link down below. If you don’t use my link, you get a 70 dollar bonus. But using my link Downbelow, you get a 112 dollar bonus. Now Phoenix is a leveraged exchange. You can trade with one hundred X leverage, which is definitely not recommended. However, if you are new or you are a beginner, I don’t recommend pheno fee mix as it’s more for the more experienced trader. So that will bill Downbelow in Phoenix has great features like multiple accounts. She can go long on one account, short on the other account. You can do two X on one account, 10x on the other account. So it’s very, very useful. So moving on, guys, are my link for a few minutes. We’ll be down below if you wanted to make the most of that bonus. So let’s take a look at the theory and price theory. And right now, again, it didn’t quite come close to this 200-day moving average, which is at around one hundred and seventy-five dollars. Bitcoin pretty much touched the 200-day moving average, but we did see, again, a significant fall in price from the recent highs. We saw around a 17 percent price drop. Again, that’s fairly, fairly reasonable. And again, we are seeing that the PVR level, that volume level in and around that 200-day moving average is a lot of buying going on right here. So that could potentially be a great level of support for a theory around that hundred and seventy dollar level. If we were to see a bounce back up now or theorems of recent highs are fairly interesting. And we did have highs back in February of around two hundred and ninety dollars, which is absolutely great. However, right now we only peaked up to around two hundred and thirty dollars. So if you are interested in trading a theory. Just keep in mind we could see a further fall down here. They’ll be reasonably possible and wouldn’t really be unexpected. So, guys, during this massive downturn in Bitcoin, Coinbase actually short saw a partial outage. Coinbase crushes alongside Bitcoin due to this being one of the fastest drops in the crypto market in the crypto market in months. Exchanges were quickly overloaded with orders from all sides of the market. The pressure was so great as Bitcoin dumped Coinbase mobile application, which printed an error five o two and the Bitcoin exchange’s web page, which indicated an error has occurred. The site reporting basic connectivity issues, along with the PA partial outage of the main website and mobile application. Coinbase Pro was also hit as well. Guys reporting connectivity issues with the platforms specific status page suggesting an ongoing service downtime that has gone on for two minutes thus far. Distending Eight days ago, when the bitcoin price rallied from seven to nine K in the span of a day, Coinbase status Page said that the exchange had temporarily gone down as well. Now the exchange is going down is an absolutely crazy thing. It’s happened with Bemax all the time and then the exchange comes back, comes back and you’ve been liquidated. So you just be careful out there what exchange you are using. I personally haven’t had any problems with theme X as Y trade with them. So yeah, that’s working fine for me. So guys, let’s go back to the bitcoin price and we can see the prices around eighty-six hundred dollars. Again, I think we could potentially expect this eight thousand dollar level. The worst-case scenario. We do have a strong level of support here. A reasonably strong level of support, which is nice, but even stronger one down here on the ACA level. If we take a look again at the daily chart and bring about 200-day moving average, we can see a pretty much coincides with that AKCA level. If we do break that, I don’t doubt that we could go down to the seven-point two K level or even go down to that six K level down here. Absolute worst-case scenario. I am still bullish on Bitcoin, but as I’ve said in the past, guys, the Horen coming short term is bearish for Bitcoin. Short term, however, medium-term and long term, the whole thing is a great thing for Bitcoin and it will bring hopefully many, many more are a much greater demand to Bitcoin and hopefully increase that price. So that’s pretty much it for today’s video, guys. As always, leave your comments down below. If you did want to win that trader storage device and also if you deposit zero points to Bitcoin, you get one hundred and twelve dollar bonus for Phoenix using specifically miling down below. So thanks. Watching today’s video, guys, and I’ll catch you in the next one.

source https://www.cryptosharks.net/massive-bitcoin-halving-crash-watch-out-this-price/ source https://cryptosharks1.blogspot.com/2020/05/huge-warning-massive-bitcoin-halving.html

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jeffrmayhugh · 4 years

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HUGE WARNING!! MASSIVE BITCOIN HALVING CRASH!! WATCH OUT FOR THIS PRICE IF YOU HOLD BITCOIN!!

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/massive-bitcoin-halving-crash-watch-out-this-price/ source https://cryptosharks1.tumblr.com/post/617900218247266304

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heatherrdavis1 · 4 years

Text

HUGE WARNING!! MASSIVE BITCOIN HALVING CRASH!! WATCH OUT FOR THIS PRICE IF YOU HOLD BITCOIN!!

VIDEO TRANSCRIPT

Via https://www.cryptosharks.net/massive-bitcoin-halving-crash-watch-out-this-price/

source https://cryptosharks.weebly.com/blog/huge-warning-massive-bitcoin-halving-crash-watch-out-for-this-price-if-you-hold-bitcoin

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cryptosharks1 · 4 years

Text

HUGE WARNING!! MASSIVE BITCOIN HALVING CRASH!! WATCH OUT FOR THIS PRICE IF YOU HOLD BITCOIN!!

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/massive-bitcoin-halving-crash-watch-out-this-price/

0 notes

damonbation · 5 years

Text

How to Make a Thousand Bucks an Hour

Another summer evening skate-n-scoot outing with Mini Me

It’s Back to School time here in Colorado, which means both my son and I will be hanging up the swim shorts and kayak paddles and getting back to more serious business for a while.

It has been a slow and endlessly sunny and leisurely summer, and a nice break for both of us, which has been very relaxing and a great time for bonding.

But relaxation has its limits. At some point all that Chilling Out fades its way into Complacency, and our natural Human nature starts to work against us, telling us to conserve energy and not really do much of anything. And laziness begets more laziness, and life actually becomes less fun.

You can see this effect in our activities. I’ve only completed two blog posts over the entire summer holidays, and together we have put out only two YouTube videos. Spending more time at home and less at the MMM Headquarters squat rack has caused me to lose at least five pounds of leg muscle that I had wanted to keep. Little MM has spent a lot less time practicing on the upright bass and putting out songs, and a lot more time playing video games and getting sucked into the “dank memes” and “Trove” channels on Reddit.

It has been a fun break, but as the freshly polished school buses awaken with the sunrise, it will be even more fun to get our own lives cranking into a higher gear as well. And if you’re reading this, it means I am off to a great start!

Complacency Is Expensive

This laziness was affecting my financial life, and your financial life too. I had let thousands of dollars of uninvested cash build up in my checking account, where it was sitting around earning nothing. My credit card bills had come in, been automatically paid, and filed themselves away without me even reviewing them for fraudulent transactions or wussypants spending on my part. And I had a growing mini-mountain of things I need to do regarding insurance, accounting, and legal stuff in both my personal and business domains.

And yet once I got my act together last week, I cleaned up the whole mess and set things straight in less than an hour.

It’s not Just Me, it’s You

When I talk to friends and family, I notice a common theme: they tend to set up certain “hassle” things once, and then ignore them as long as possible unless some absolute crisis comes along and forces them to make a change.

“Oh, I just do all my insurance stuff with Jim Schmidt’s Insurance office downtown, because my parents referred me to him when I first moved out for college.

Even better, his wife Jane runs a loan brokerage, so she handles all our family’s mortgage needs!”

On this surface, this sounds fun and folksy and like a nice way to do business. And that is exactly the way I like to live: keeping my business relationships as casual and fun as I can. But when it comes to money, complacency can come at a price, so at the bare minimum we should find out exactly what price we are paying.

For example, just recently a coworking member came to me and asked for some financial help. And as always, I suggested we start by looking at big recurring expenses. So we dug into the details of her insurance and other major bills streaming in from ol’ Jim and Jane, and found an interesting breakdown:

Required liability coverage on a 2010 Subaru Forester: $580 per year

Optional collision and comprehensive coverage ($500 deductuble): $360 per year

Home insurance on a 2000 square foot house ($500 deductible): $1450 per year

Mortgage interest on a $300,000 loan at 4.85%: $14,550 per year

Student Loan interest on an old $35,000 student loan at 5.5%: $1925 per year

Total: $18,865 per year.

It’s no wonder my friend was having financial stress – she had interest and insurance costs that were soaking up half of a reasonable annual budget before she could even buy her first bit of groceries or clothing.

So, right there we did a quick round of phone calls and online quotes, and streamlined a bit of the insurance coverage by increasing the deductibles. Within 90 minutes (she did most of the work while I had a beer and swept the floors of the HQ), we had the following new set of options:

Subaru liability coverage: $380 per year ($200 savings) through Geico

Removal of collision and comprehensive (in the unlikely event of a crash, they could afford to replace the car with less than two months of income) ($360 savings)

Home insurance on a 2000 square foot house ($5000 deductible): $650 per year ($800 savings) through Safeco

Refinanced mortgage to 3.375% through Credible.com*: $10,125 per year ($4,425 savings)

Refinanced Student Loan (also Credible) to 3.85%: $1347 per year ($578 savings)

New total expenses: $12,502 ($6363 per year in savings!!)

It is hard to even express the importance of what just happened here. My friend just did two hours of work in total while drinking a glass of wine, and dropped her annual expenses by over $500 per month, or six thousand dollars per year. And she will of course invest these savings, which will then compound to about to about $86,000 every ten years.

Even if she has to do this annual round of phone calls and websites once per year to maintain the best rates on everything, she will be earning about $3150 per hour for this work. Hence the bold title of this article, which you can now see is very conservative.

The Optimization Council

The first Optimization Council meeting at MMM HQ

So you’re convinced. $3150 is enough to get you to pick up the phone, but how do know who to call? Who is going to be your coach if you don’t live near Longmont and thus can’t just join the HQ and have Mr. Money Mustache tell you what to do?

The great news is that all of this knowledge already exists, right in your own circle of friends. To extract it, you just need to gather them together and get them to talk about it.

Earlier this month, I floated exactly this idea with the members of my coworking space, proposing that we form a group with the witty name “The Optimization Council.”

The Council would meet every now and then to talk through life’s biggest expenses and opportunities, and harvest the wisdom of the group so we can all benefit from the best ideas in each category.

The response to this idea was overwhelmingly positive. So we called a first “test” meeting earlier this month and a small group of us talked through the first few categories, sharing not just names like “I use Schmidt Insurance”, but details like, “We have $250,000 coverage with a $1,000 deductible and our premium is $589 per year.”

The meeting was so lively that we quickly ran out of time, but resolved to meet again soon to figure out more things together. I served as the scribe using a shared google doc – here’s a snapshot of that to give you an idea of our topics:

So Yes. There is some thinking and work involved. But there’s also an opportunity to drastically improve your short term cashflow and long-term wealth, and break your friends out of their cautious shell to help them get the same benefits.

As we learned long ago in Protecting your Money Mustache from Spendy Friends, most people tend towards complacency, and following along with the group. Which leaves a big gaping void at the top of the pyramid where the leadership role waits unfilled.

If you are bold enough to climb into this spot (which really means just sending a few emails and Facebook messages, procuring a box or two of wine, and making a large tray of high-end nachos for your guests), you can all reap the rewards for decades to come.

And instead of avoiding this little chore like a hassle, dive into it like a gigantic shower of fun and wealth. After all, this is pretty much the core attitude of Mustachianism Itself.

In the comments: we can start our own Optimization Council right here. If you have found a good deal on any of the categories of life, feel free to share a quick summary of your location (state), and details of the company and product/service/price that you found is the best. To avoid spam filtering, please use names but not direct links.

A Note about Credible:

Watchful readers may have noticed I also mentioned this company on Twitter recently. After a few months of skepticism that the world needed yet another financial company, I was convinced by some conversations with the people running it and a Zoom video of the customer experience from a senior employee, with some very candid commentary on their design choices.

I like it because they import the lending models from their large supply of hooked-up finance companies, then run the rate comparisons on their own server rather than farming out your personal information to each separate lender. It saves you from filling out multiple applications when collecting rates, and also saves you from getting on everyone’s spam list (they don’t sell your contact information, which is a rare thing among loan search engines).

It was a hard model for them to get going, because the banks naturally want to have your information so they can spam you. But now that they have a growing presence in the market, lenders are forced to come through Credible to get access to this pool of qualified people. After enough testing with people I knew, I found the experience is worth recommending.

So I also signed this blog up with their referral program – please see my Affiliates philosophy if you are curious or skeptical about how any of that works!

With all that said, if you want to try it out, here are the links:

Mortgages and Refis

Student Loan Refis – $300 bonus with this link

from Money 101 http://www.mrmoneymustache.com/2019/08/22/1000-per-hour/ via http://www.rssmix.com/

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andrewdburton · 5 years

Text

How to Make a Thousand Bucks an Hour

Another summer evening skate-n-scoot outing with Mini Me

It’s Back to School time here in Colorado, which means both my son and I will be hanging up the swim shorts and kayak paddles and getting back to more serious business for a while.

It has been a slow and endlessly sunny and leisurely summer, and a nice break for both of us, which has been very relaxing and a great time for bonding.

Complacency Is Expensive

And yet once I got my act together last week, I cleaned up the whole mess and set things straight in less than an hour.

It’s not Just Me, it’s You

“Oh, I just do all my insurance stuff with Jim Schmidt’s Insurance office downtown, because my parents referred me to him when I first moved out for college.

Even better, his wife Jane runs a loan brokerage, so she handles all our family’s mortgage needs!”

Required liability coverage on a 2010 Subaru Forester: $580 per year

Optional collision and comprehensive coverage ($500 deductuble): $360 per year

Home insurance on a 2000 square foot house ($500 deductible): $1450 per year

Mortgage interest on a $300,000 loan at 4.85%: $14,550 per year

Student Loan interest on an old $35,000 student loan at 5.5%: $1925 per year

Total: $18,865 per year.

Subaru liability coverage: $380 per year ($200 savings) through Geico

Removal of collision and comprehensive (in the unlikely event of a crash, they could afford to replace the car with less than two months of income) ($360 savings)

Home insurance on a 2000 square foot house ($5000 deductible): $650 per year ($800 savings) through Safeco

Refinanced mortgage to 3.375% through Credible.com*: $10,125 per year ($4,425 savings)

Refinanced Student Loan (also Credible) to 3.85%: $1347 per year ($578 savings)

New total expenses: $12,502 ($6363 per year in savings!!)

The Optimization Council

The first Optimization Council meeting at MMM HQ

The great news is that all of this knowledge already exists, right in your own circle of friends. To extract it, you just need to gather them together and get them to talk about it.

Earlier this month, I floated exactly this idea with the members of my coworking space, proposing that we form a group with the witty name “The Optimization Council.”

The Council would meet every now and then to talk through life’s biggest expenses and opportunities, and harvest the wisdom of the group so we can all benefit from the best ideas in each category.

And instead of avoiding this little chore like a hassle, dive into it like a gigantic shower of fun and wealth. After all, this is pretty much the core attitude of Mustachianism Itself.

A Note about Credible:

So I also signed this blog up with their referral program – please see my Affiliates philosophy if you are curious or skeptical about how any of that works!

With all that said, if you want to try it out, here are the links:

Mortgages and Refis

Student Loan Refis – $300 bonus with this link

from Finance http://www.mrmoneymustache.com/2019/08/22/1000-per-hour/ via http://www.rssmix.com/

0 notes

ionecoffman · 6 years

Text

Most Maps of the New Ebola Outbreak Are Wrong

On Thursday, the World Health Organization released a map showing parts of the Democratic Republic of Congo that are currently being affected by Ebola. The map showed 4 cases in Wangata, one of three “health zones” in the large city of Mbandaka. Wangata, according to the map, lies north of the main city, in a forested area on the other side of a river.

That is not where Wangata is.

#DRC #Ebola cases per Health Zone in Equateur province as of 15 May 2018 https://t.co/Rvh3QCso7J pic.twitter.com/zl88TqG53i

— Peter Salama (@PeteSalama) May 17, 2018

“It’s actually here, in the middle of Mbandaka city,” says Cyrus Sinai, indicating a region about 8 miles further south, on a screen that he shares with me over Skype.

Almost all the maps of the outbreak zone that have thus far been released contain mistakes of this kind. Different health organizations all seem to use their own maps, most of which contain significant discrepancies. Things are roughly in the right place, but their exact positions can be off by miles, as can the boundaries between different regions.

Sinai, a cartographer at the University of California, Los Angeles, has been working with the ministry of health to improve the accuracy of the Congo’s maps, and flew over on Saturday at their request. For each health zone within the outbreak region, Sinai compiled a list of the constituent villages, plotted them using the most up-to-date sources of geographical data, and drew boundaries that include these places and no others. The maps at the top of this piece show the before (left) and after (right) images.

Consider Bikoro, the health zone where the outbreak may have originated, and where most cases are found. Sinai took a list of all Bikoro’s villages, plotted them using the most up-to-date sources of geographical data, and drew a boundary that includes these places and no others. This new shape is roughly similar to the one on current maps, but with critical differences. Notably, existing maps have the village of Ikoko Impenge—one of the epicenters of the outbreak—outside the Bikoro health zone, when it actually lies within the zone.

“These visualizations are important for communicating the reality on the ground to all levels of the health hierarchy, and to international partners who don’t know the country,” says Mathias Mossoko, the head of disease surveillance data in DRC.

“It’s really important for the outbreak response to have real and accurate data,” adds Bernice Selo, who leads the cartographic work from the ministry of health’s command center in Kinshasa. “You need to know exactly where there villages are, where the health facilities are, where the transport routes and waterways are. All of this helps you understand where the outbreak is, where it’s moving, how it’s moving. You can see which villages have the highest risk.”

To be clear, there’s no evidence that these problems are hampering the response to the current outbreak. It’s not like doctors are showing up in the middle of the forest, wondering why they’re in the wrong place. “Everyone on the ground knows where the health zones start and end,” says Sinai. “I don’t think this will make or break the response. But you surely want the most accurate data.”

It feels unusual to not have this information readily at hand, especially in an era when digital maps are so omnipresent and so supposedly truthful. If you search for San Francisco on Google Maps, you can be pretty sure that what comes up is actually where San Francisco is. On Google Street View, you can even walk along a beach at the other end of the world.

But the Congo is a massive country—a third the size of the United States with considerably fewer resources. Until very recently, they haven’t had either the resources to get accurate geolocalized data. Instead, the boundaries of the health zones and their constituent “health areas,” as well as the position of specific villages, towns, rivers, hospitals, clinics, and other landmarks, are often based on local knowledge and hand-drawn maps. Here’s an example, which I saw when I visited the National Institute for Biomedical Research in March. It does the job, but it’s clearly not to scale.

A hand-drawn map of the Yambuku health zone, where the first ever Ebola outbreak happened (Ed Yong)

Much of the Congo is also incredibly remote, and many villages have never been included on a digital map. Some were added based on information from the last census, which was done in 1984, using data points that often weren’t actually collected on the ground. On Sinai’s screen, he shows me three white dots that are meant to represent villages in Bikoro. “I know they’re not accurate,” he says, “because they’re in the middle of a lake.”

There still isn’t an accurate map showing where all the cases are coming from. “We need to see that, and to see where the contacts of the cases are,” says Ousmane Ly, a digital health advisor at the nonprofit PATH, who was seconded to the ministry of health in February. “This information is very important for us to see the progress of the epidemic and for the ministry and cabinet members to make decisions.”

Claire Halleux, a co-founder of OpenStreetMap DRC, has been helping, too. “Apart from the few main roads and rivers, even the emergency teams don’t know about where all the roads are,” she tells me. To fix that problem, she and other volunteers have used satellite imagery to mark the positions of buildings, rivers, waterways, roads, and other landmarks, creating a blank base map. People on the ground can then use smartphones or GPS receivers to label the map with accurate names.

“We have people basically mapping the area all day long,” Halleux says. “If you were looking at this area two weeks ago, you’d have found very little data. Since then, more than 300,000 objects have been added.”

This afternoon, Selo is leading an emergency meeting of the Referenciale Geographique Commune—a working group of everyone in the DRC who uses geospatial data. Their goal is to “all agree on a standardized set of data that everyone uses,” she tells me. Better maps should then be available to everyone working on the outbreak, but “these won’t be the final boundaries,” Selo says. “They’re not static. There will always be improvements as more data comes in and more validation is done.”

*****

Sinai’s work isn’t confined to the current outbreak. When I met him in the Congo in March, he was three years into an effort to map several provinces, including Kwango, which is just south of the current Ebola outbreak, and east of the capital of Kinshasa. He used machine-learning tools to identify villages and other settlements on satellite images, and then met with health zone officials to label these correctly. “It’s mapping local knowledge onto digital reality,” he told me at the time.

In the office of Pierre Mwela Mangezi, the province’s medical director, Sinai presented his latest digital map, holding it up next to an older, rougher version that was hanging on the wall, and a simpler hand-drawn one that was pinned to the door. “I’m going to need a bigger wall,” Mangezi joked.

The differences between the maps are subtle, but crucial. For example, some health areas that shared a border on the old maps no longer do on the new ones. “It’s very important,” Mangezi said. “This is the first time that we’ve had a map of all the health areas in the province. Every 3 weeks, we send people out to health centers, and the maps help with that. Sometimes when we do vaccinations, we forget certain villages, and the maps will help us remember.”

Using the maps, Sinai and his colleagues are also doing a small-scale census of the region, to work out how many people live in each settlement and so estimate the total population. That project, funded by the Gates foundation, is especially important because the Congo hasn’t done a formal census since 1984. All population figures since then are estimates, based on a 3 percent growth rate—and errors can make health work more difficult.

“Let’s say you have a village with 500 kids, and your estimate is that there are 100,” Sinai explained. “Someone could go and say: I vaccinated 100 people so I got 100 percent of them—and they didn’t. Alternatively, if you think there are 400 kids and there are actually just 200, half your doses are wasted, and the records will say that coverage is at just 50 percent.”

To get better estimates, teams of Congolese surveyors travelled to over 500 randomly selected sites around Kinshasa and its neighboring provinces, and did population counts for each building. To do so, they often had to trudge through thick forests and wade across rivers. They were guided only by handheld tablets, and following blue dots in otherwise featureless green terrain. “There’s a face and a story behind every data point,” Sinai said. “When I saw the data, I was like: How did these guys get there?”

At the back of a shaded restaurant, in the town of Kenge, Sinai greeted a team of six surveyors, most of whom he hadn’t seen for over a year. After the hugs and handshakes, he opened his laptop to show them the results of their efforts. He zoomed in on a cluster of white dots, each one a village. “These are the first time that any of these have been placed on a map, to our knowledge,” he said.

A man named Mitterand pointed out two locations that seemed 20 kilometers apart, but actually involved a 70 kilometer round-trip, the last third of which he did on foot. Many of the others expressed surprise that many places were more isolated than even they expected, and had little access to even rudimentary healthcare. Some hoped that health workers can now more easily find these remote settlements. They felt proud that they had literally put these places on the map.

“You can make it real,” said Susa.

Article source here:The Atlantic

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superprofitz · 7 years

Text

Weekly Market Recap Mar 5, 2017

Hello readers! Please note…

This week’s recap is sponsored by Born To Sell – “Earn extra income on stocks you own with our covered call screener and portfolio management software.”

———————

A very busy week indeed!

Trump has basically turned into the new Ben Bernanke – whatever he whispers the market takes as face value as bullish and runs up. We saw that Wednesday after the address to Congress where there was a big spike the following day.

In what many saw as a rather reserved speech, the U.S. president said he would push for around $1 trillion in infrastructure spending, and promised “massive tax relief” for the middle class and tax cuts for corporations. Otherwise, the speech was lacking in firm details about his economic plans.

However, with averages SO extended over any moving average it was very difficult for bulls to build on that push up as we have the “rubber band effect” where indexes can only go so far from their trend.

Last week we showed that the S&P 500 had been so strong in February that is had been riding the 5 day moving average almost the entire month. Tuesday of this past week was the first close below the 5 day in nearly 4 weeks. Then Wednesday we had a spike back above. Another concept some technicians use is “Bollinger bands” which I included in the chart below in red. This is to represent the “rubber band effect” – once an index price detaches so far from even something so aggressive as the 5 day moving average it is very difficult to really build on that. So Wednesday you can see the S&P 500 hit the top bollinger band and then fell back. Just another fun feature for those who like other indicators.

Another major news story of the week was the IPO of Snap , the parent company of SnapChat – making another billionaire out there; one who dates Miranda Kerr. It’s a good life for a company that didn’t have a dollar of revenue until…2015. And had humble beginnings as a sexting app. Up 44% from the IPO price Thursday, and another 10%+ Friday.

Snap sold 200 million shares to raise $3.4 billion, making it the largest U.S. initial public offering since Alibaba Group Holding (BABA) offering in 2014. The IPO price commanded an initial market capitalization of $19.7 billion, though that valuation rises to roughly $24 billion on a fully diluted basis. Both figures are above Snap’s last reported private market valuation of $17.8 billion.

The app launched in 2011, but generated no revenue until 2015. While advertising efforts have ramped up since, with total revenue reaching $404.5 million in 2016, the company is paying far more to keep the service running and generating huge net losses. The app—developed by Stanford University students, two of whom are still executives at Snap—had 158 million daily active users as of December 2016, according to the company’s prospectus. Snap has big plans for the future, though. The first hardware offering from the company—Snapchat Spectacles, sunglasses that have a small camera installed and can upload video to the app—launched last year, and executives described Snap as “a camera company” in the run-up to the IPO. The app also has a payments feature called Snapcash.

Last, was Janet Yellen turning hawkish and signaling to the market that a March rate hike was on the table.

“At our meeting later this month, the Federal Open Market Committee will evaluate whether employment and inflation are continuing to evolve in line with our expectations, in which case a further adjustment of the Federal funds rate would likely be appropriate,” Yellen said in a speech to The Executives’ Club of Chicago. The central bank’s policy-setting Federal Open Market Committee is set to convene at its two-day meeting starting March 14.

New York Fed head William Dudley was also in on the act Tuesday saying the case for a U.S. interest rate increase has become “a lot more compelling.”

Fed-funds futures are now pricing in an 82% chance of a rate hike, according to CME FedWatch Tool. That probability was less than 20% only a week ago.

For the month of February the S&P 500 gained 3.7% after a 1.8% rise in January. As we noted in last week’s recap, since 1945, there have been 27 years when the S&P has achieved gains in January and February. The stock index then finished up for the year (on a total-return basis) in every one those years.

In economic news, the ISM manufacturing index rose to 57.7 in February, its best level in more than two years. Any reading over 50 signals expansion. Meanwhile, construction spending declined 1% in January. ISM non manufacturing likewise hit 57.6; both ISM measures were very strong.

Here is a 5 day “intraday” chart of the S&P 500 via Jill Mislinski.

Fun eye candy but past performance is no indicator of future results – that said, March has been the best month in terms of absolute performance the past decade… and trails only April in percentage of times up at 70%.

Buffet says it’s not a bubble…

Billionaire investor Warren Buffett told CNBC on Monday U.S. stock prices are “on the cheap side” with interest rates at current levels. The chairman and CEO of Berkshire Hathaway said he put $20 billion into the market since just before the presidential election. “We are not in a bubble territory” in the stock market. ” If rates were to spike, however, then the stock market would be more expensive, he added.

Here are the top 10 passports the ultra rich might want; interestingly – they are all in Europe (Finland misspelled!). If you are curious, the U.S. came in at #35.

The “Nomad Passport Index” ranks passports based on visa-free travel (50% of ranking), taxation (30% of ranking), perception (10% of ranking), the ability to hold dual citizenship (10% of ranking) and overall freedom (10% of ranking). Each country’s value in each category is given the indicated weighting to achieve a country’s total score using the formula. “This index is designed to show the true value of citizenship in each country from the perspective of a high-achieving citizen who wants the freedom to minimize his or her tax obligations, diversify his or her wealth, and travel freely without judgment,” the report says.

Talk about saturation…

McDonald’s said nearly 75% of the population in its top five markets – U.S., France, the U.K., Germany and Canada – live within three miles of a McDonald’s.

Price war in the online broker trading community!

E-Trade said trade commissions will fall to $6.95 from $9.99 for all customers. The broker said it will introduce a lower pricing tier for its most active customers, that make more than 30 trades per quarter, of $4.95. Options charges will be 50 cents per contract. On Tuesday, Charles Schwab cut commissions for standard online equity and exchange-traded fund trades to $4.95, matching cuts made by Fidelity less than 24 hours earlier.

The week ahead…

The main data point will be the monthly employment data this Friday, but with the Federal Reserve essentially telling the market it is hiking in March it won’t be quite as notable as usual. We have the Federal Reserve meeting mid month, and earnings seasons doesn’t begin until early April so I guess it’s mostly about Trump between now and then!

Index charts:

Short term: Broken record alert – with the 2 major indexes the only issue is how extended things are. These are 2 very steep inclines.

The Russell 2000 YET AGAIN did not really follow the major indexes up in a significant way- this has become a longer term issue now.

The NYSE McClellan Oscillator fell BELOW zero – so as we say every time this happens while the indexes zoom up, it can be an early warning signal. Sometimes it is a false positive but something to watch if there is not a recovery soon.

Long term: Here are 5 year charts on the major indexes; again nothing negative here other than things are extended… in fact the NASDAQ has now broken ABOVE the upper part of our channel on a weekly basis! That is the third week in a row this has happened.

Charts of interest:

Monday, shares of Sothebys (BID) surged 16% after the auction house posted earnings that beat estimates.

Also Monday, La Jolla Pharmaceutical (LJPC) soared 77%, after the drugmaker announced positive results from a phase 3 trial of its hypotension treatment.

The company said LJPC-501 showed a “highly statistically significant” target blood pressure response, the study’s primary efficacy endpoint, and a trend toward longer survival was also observed.

Tuesday, Target (TGT) plunged 12% following the retailer’s gloomy outlook.

Wednesday, Lowe’s (LOW) finished up 9.5% after the home-improvement retailer’s quarterly results topped Wall Street estimates.

Also Wednesday, Weight Watchers (WTW) finished 27% higher after the weight loss company said its profit more than doubled in 2016.

Thursday, Monster Beverage (MNST) jumped 13% after the energy-drink maker posted higher earnings and announced a new $500 million stock repurchase plan late Wednesday.

Have a great week and we’ll see you back here Sunday!

Original article: Weekly Market Recap Mar 5, 2017.

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scottmapess · 4 years

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IF BITCOIN DOES THIS WITHIN THE NEXT 24 HOURS – THIS WILL HAPPEN!! NOT WHAT YOU THINK – MUST SEE

VIDEO TRANSCRIPT

You officially ruined my life. Let’s go. Bitcoin had a small break up but was stolen right in the middle of what the breakout target would be. We’ll show exactly why we’re stalling here and why this will not be for much longer. We don’t anticipate staying at this level for more than the next few hours. We will definitely be seeing a move out of this zone very, very soon. And as well, the Bitcoin stuck the flow creator warns that Bitcoin could get nasty if his bullish predictions actually come true. In the most recent incarnation of the stock to flow the S to F X actually increased the expectations of the price over the next two years by five X. And because of this break overnight here, guys, this is huge. C.M.A futures hit a 10 month high. We’ll take you back and show you what that means with having so close. Guys, things are just ramping on up. Let’s get into the debt. Welcome back to a new exciting episode of Bitcoin. We’re getting a small break out in the charts, and that’s we’re going to be primarily talking about we got a few hours ago, but we’re hitting some major resistance. We’re showing in the charts exactly why that’s happening because it’s much bigger than this little pattern that we’re seeing on the charts. And as well, there’s some very interesting stuff going on, guys. Things are just getting very eerie in the space lately. So we’ll have to delve into that in as well. Guys, this will be the final video to enter for this ledger. All you have to do is leave a smash below. Leave us comments. Hit the ding. Hit the subscribe. Turn on your mind and open your heart. And let’s get into this. So, guys, let’s see. Are we getting an increase in volume here? Not necessarily on the weekly. We are still witnessing this Macnee Cross. How high could this go? And will a potential dump in or after the having have any effect on this? This is you solicited a look here first. This is what been talking about the past three days, this potential bullish penalty you see here very clearly on the four-hour chart. Now, the breakout target is actually about four or five hundred dollars higher than where it currently was or currently is. So we didn’t quite hit it, but we ran to a lot of resistance if you notice here first. This was our high back on April 30th. About a week ago, right here, right around 94, 33. So nine thousand four hundred thirty-three dollars. And then are high so far. By the time this video gets upload, it may be different, but the high so far is about 50 dollars less than that, nine thousand three hundred fifty. So so far on this for our chart. Again, not too much significance just on the 4:00 hour as this movie is playing out, but is a lower high right here. Now, if we take a zoom back, we can see exactly why we’re finding so much resistance here. So for one, the 90, 200 dollar level is huge. You see this orange line that we’ve had drawn on here. This is such a big area. But one thing you do knows is we did break out of this golden pocket range, the six one eight-point six-five, which is pretty much from like 80, 900 or about 9000, all the way to about 80, 500. So about a 500 dollar range in here whereas you can see, if we zoom in one, two, three, four, five, six, seven, we trade in here an entire week within this very tight range. And now we’re getting a small break above. So it’s really important to watch these charts over the next 24 hours because I think we’ll get an answer. We are not going to be trading right here where we are right now at the 90 to eighty dollar level for very long. OK. We don’t think that’s going to hold up very long as resistance it. We’re gonna make a move very soon. Now, one thing we do sometimes get on these swings, especially out of these triangle type patterns, bullish pendent, symmetrical triangle type Prudence’s. One thing I’ve noticed a lot is that if we do get a breakout and we really fail, things can really swing to the opposite side. So because right now we’re testing this. What I’ve seen before and this happens on the downside as well. So we have this pattern playing out and we come down here, we test it and we find support here, for example. I’ve seen it many times where just absolutely blows up and then pretty much switches to the bullish scenario. So if we don’t get this breakout very soon, if we can’t confirm this, then I could easily see a similar thing happening. But reverse where we breakout here, coming back down and actually plummeting through this if we can’t get the amount to break out of it now. OK. So usually these things break out typically around this area for the size of this pendant here. So we’re a little early, but it’s really just a game of probabilities anyway. But realistically, we need to set a higher, higher high here and we need to break some even bigger resistance here to show you on this chart because if we don’t, we could see a sharp rejection. So we really want to watch out for that. Again, if we don’t go any higher than this than I could see us actually coming down and breaking this very important six-year legacy structure. Langa. So that’s really important to watch out for as well. You can see this green line. I mean, this thing just lines up horizontally with so many things on the chart from the inverse head and shoulders breakout resistance and support here from the initial resistance we had back at the very end of October 2019, beginning of November 2019. And then as well, this descending triangle that we had back in the summer of 2019 that broke out and started this pretty much year-long descending channel that we’ve been in some way, shape or form. We’ve been within this downwards channel for the past year. And then basically zoom out even more. We’ve been within this even larger, potentially symmetrical triangle. We have to touch on the bottom. We’d like for touches on the top now. And this goes back about three years, about two and a half years, really. So that’s really key. But again, this is just a really important level. And guys, we don’t have much more. Room to the upside in terms of resistance. We’re basically hovering. We’re testing basically the very top of the entire last three-year resistance up here from where we are at the time, me recording this to the very top of where we’d break out of this entire through your pattern is less than a thousand dollars. This is pretty much our window right here. So without that, if we break above that, things get crazy. But again, you see why we’re finding so much resistance along the way. Because there I mean, this is if there’s going to be resistance is exactly where it is. We can pull out the V PVR and we can show you. Let’s actually zoom back to the past like three years. Let’s do this. And you can see all the resistance is concentrated right in here. We are, as of right now, completely above the very largest. OK. In terms of the volume, we’re above the very largest, just slightly. You can see the green here. And this is where the largest in the circle. So again, still slightly above that. As you see, we get higher and higher. There’s less and less because there’s less trading volume up there. So that’s really important to note as well. Guys, I got a lot of comments about did you buy yesterday? And because I am a fan, I did want to cover yours. Real briefly, did you buy just an absolutely exploding? I’m not going to really go into too much here because I have not necessarily been watching these charts very closely. I think a lot of people do. Did you, by chance, a lot better. And I’ll be honest, I don’t take a look at these charts too often for the Deji bite. But guys, look at this. There’s been absolutely huge. So, guys, let me know what you think. If you guys are invested in. Did you buy it? And I just want to bring it to your attention because a lot of people were asking in the comments yesterday. Wow. And before we get into this extremely important news, guys, I do want to point out, if you’re interested in trading, make sure to check out the links pinned to the top of the comments. Interested in learning, charting. There’s T4 where you can buy knowledge and lines to make some really educational data. Guys, I never recommend leverage. Very important variables of the bitcoin stock to flow. The creator will go dark. If Bitcoin hits six figures so recently, Plan B revamped the stock to flow here. He said that the world could get nasty if Bitcoin hits his actual predictions of almost 300000 and higher because governments might be fighting for it, right? He said he’d go dark. He predicts or he forecasts a two hundred eighty thousand dollar Bitcoin to USD pairing within the next three and a half years. OK, so the latest stock to flow incarnation as two ethics, it’s called. It was released last week. It increased its average by Bitcoin price expectations by five times compared to the previous version. He says here, plan B, it will be nasty. It will be maybe war. People have Bitcoin. Some people won’t be countries of Bitcoin and some countries won’t have Bitcoin. And with the U.S. dollar potentially losing reserve status, it will be geopolitical. It will be the military day. So the crisis continues. The lineup here, because a lot of people are actually criticizing his stock to flow here from Vitelli Beta in the crater theorem and more people are criticizing it. However, it states here, according to Quinn Telegraph article, he’s argued that those attempting to discredit the model have failed to come up with evidence or an alternative theory, which is demonstrably accurate, meaning he’s saying that people are not coming up with a criticism that is actually valid and actually refutes the claim. And as well as Bitcoin price breaches, nine-point two last night, CMC Futures had a 10 month high here in Quoin Desk. You can see the momentum building, open interest or the number of future contracts standing on Sammy Rose by three hundred fifty-one million dollars on Tuesday, which is the highest level since July of 2019, almost an entire year ago. Remember, back July 10th of 2019 was right around Bitcoin, went from a three thousand dollar range to fourteen thousand within that very short time period of about a month and a half. It spiked up that much open interest, had a bottom of 107 million on March 12th, just two weeks ago because of what happened with the market crash. And what this means is that the up uptick in semi-open interest is indicative of professional traders returning to the Bitcoin market. CMU open interest is widely considered to be a proxy for institution activity now as well. I do want to point out, some observers argue the U.S. regulated institutions are required to trade on Samie, while the rest may be using things like bit max, which, you know, a little different there. But put simply, the uptick in C.M.A open interest does not represent institutional activity necessarily more so. The exchange accounts for a small portion of the global futures. Open interest crypto is broken out of a six-day long narrowing price range, signalling a continuation of the price rally from lows near sixty-seven hundred observed on 420. This move strengthens the case for a rise of 10000 ahead of Tuesdays. Mining reward. Having bitcoins big having coming up so goes absolutely crazy. Make sure to leave a comment for the leisure. We’ll be giving way in the next video. And guys, let’s see what happens.

source https://www.cryptosharks.net/if-bitcoin-does-this-within-the-next-24-hours/ source https://cryptosharks1.blogspot.com/2020/05/if-bitcoin-does-this-within-next-24.html

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jeffrmayhugh · 4 years

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IF BITCOIN DOES THIS WITHIN THE NEXT 24 HOURS – THIS WILL HAPPEN!! NOT WHAT YOU THINK – MUST SEE

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/if-bitcoin-does-this-within-the-next-24-hours/ source https://cryptosharks1.tumblr.com/post/617657092924440576

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heatherrdavis1 · 4 years

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IF BITCOIN DOES THIS WITHIN THE NEXT 24 HOURS THIS WILL HAPPEN!! NOT WHAT YOU THINK MUST SEE

VIDEO TRANSCRIPT

Via https://www.cryptosharks.net/if-bitcoin-does-this-within-the-next-24-hours/

source https://cryptosharks.weebly.com/blog/if-bitcoin-does-this-within-the-next-24-hours-this-will-happen-not-what-you-think-must-see

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