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#anyway there's $10 from my already very limited food and bills money
homosociallyyours · 1 year
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Did the tasks I've been avoiding all week! Didn't do them well or carefully, but. They are done!!
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adulttalk · 7 years
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How to Shop On a Budget
This is going to be an all-inclusive post on how to shop for food, clothes/shoes, toiletries/house supplies, and makeup on a budget. Here we go!
Food
1. Shop after you’ve eaten a fulfilling meal. If you shop on an empty stomach, you’re going to buy more food than you’ll need and it’ll probably be food that isn’t good for you.
2. If you’re shopping for a week or two, have a menu already for those weeks of the foods you’re going to eat. Know the ingredients you’ll need for these foods.
3. From the menu you’ve created, make a grocery list before entering the store. Stick to this list like it’s a lifeline and you’re stranded on an island. If you don’t get sidetracked, you probably won’t be tempted to buy foods you don’t need.
4. Try to limit yourself to only going to the grocer’s once or twice a week. If you go more often, the more money you’re going to end up spending.
5. Shop in a store that you know well. If you’re shopping in a store where you’re unfamiliar with the layout, you’ll get sidetracked from your list and be more tempted to buy food that you won’t need.
6. You should probably be cleaning out your fridge and pantry every couple of weeks or so. This allows you to see what you’ve got and use it up before if expires and before you buy anything else.
7. On the same note, keep your fridge and pantry fairly organized. If you’ve got a mess, it’s going to be hard for you to keep track of what you do and don’t have and you’re going to have a hard time making an accurate shopping list. Don’t waste money by buying something you didn’t know you already had because your fridge is a wreck.
8. If your grocery store offers coupons, use them! Even if they’re only saving you pennies, the pennies will add up. Take the money you save at the end of every month and put it towards other expenses such as bills, pamper yourself with it, or deposit it into a savings account.
9. Don’t use coupons to buy something if you’re not going to use it. However, if you plan your meals for the week around coupons, you can definitely save big $$, be the judge of when to use coupons or not. Similarly, if things are buy one get one half off and their easy to store and non-perishables like granola bars and you always eat granola bars for snacks, buy as many as you can afford or as many as you need. Be the judge of when to use coupons and/or bulk sales. 
10. Use the calculator app on your phone to keep track of how much money you’re spending. This will help you to stick to your budget/grocery list and keep you from overspending. Don’t forget to allow for taxes!
11. Cook meals that you can get three or four servings out of like spaghetti and soup. Freeze these leftovers and reheat them when you’re ready for your next meal. It’s an amazing money saver. Leftovers are my life.
12. Foods that are fairly cheap and versatile: 
eggs -- scrambled, hard-boiled, fried, they go with anything
potatoes -- buy a sack of them instead of the instant packs, they’ll last forever and you can make mashed potatoes, baked potatoes, fried potatoes, sliced potatoes, diced potatoes in soups, the list is forever
Apples --- these last forever on the counter, you can eat them with yogurt, oatmeal, smoothies, peanut butter, or alone
Pasta noodles -- you can do anything with pasta noodles and the carbs are filling
Any type of canned beans -- green beans, black eyed peas, pinto beans, brown beans, they’re all delicious, buy what you like and they can be eaten alone as a side, in soups, or topped on other foods, again protein is filling and definitely cheaper than meat
Canned vegetables in general -- wash them in cold water before cooking to get rid of all the extra salts and other ingredients they add to canned goods that aren’t good for you
Rice -- I’m not a fan of rice but it is cheap and you can literally do anything with it
13. Use store savings cards. Even if you don’t care about the points (I don’t), the cards will usually get you discounts on some items and allow you to get items on sale that people without cards wouldn’t.
14. If you eat/can afford meat, buy meat when it goes on sale and freeze it until you’re going to use it.
15. If you’re dead set on buying produce, get it while it’s in season and refrain from buying something when it’s not in season. Instead, use the produce that is. Produce and when they’re in season:
Apples: late summer through fall
Apricots: late spring through early summer
Artichokes: spring and again in early fall
Asparagus: spring
Avocados: summer
Basil: summer
Beets: year-round
Blackberries: summer
Blueberries: summer
Boysenberries: early summer
Broccoli: fall and winter
Brussels Sprouts: late fall and winter
Butternut Squash: fall and winter
Cabbage: fall and winter
Cantaloupes: winter and early spring
Carrots: year-round
Cauliflower: fall and winter
Celery: fall and winter
Cherries: late spring and summer
Chickpeas: summer
Corn: summer
Cranberries: fall
Cucumbers: summer
Eggplant: summer and early fall
Figs: summer and fall
Garlic: summer and fall
Grapefruit: winter and spring
Grapes: late summer and early fall
Green Beans: summer and early fall
Horseradish: fall and winter
Kale: fall and winter
Kiwis: winter through spring
Leeks: fall through spring
Lemons: winter and spring
Lettuce: year-round
Limes: late summer and fall
Mandarins: winter
Mangoes: summer
Melons: summer and early fall
Mushrooms: spring through fall
Nectarines: summer
Potatoes: spring through summer
Okra: late summer and early fall
Onions: spring through fall
Oranges: winter and spring
Peaches: Summer
Pears: fall
Plums: summer
Pomegranates: fall
Pumpkins: fall
Rutabagas: fall and winter
Peas: winter
Strawberries: spring and summer
Sweet potatoes: fall and winter
Tomatoes: summer
Turnips: fall through spring
Watermelons: summer
Zucchini: summer
16. Pay attention when you’re at the register. Things may get rung up too many times or may not register that they’re on sale. My mom swears by this.
17. if at all possible, shop with cash. If you don’t have more cash than what your budget is, then you can’t go over.
Clothes and Shoes
1. Buy clothes when they’re out of season. You need winter clothes? Go online in the summer and stock up on what you’ll need.
2. Check around several different websites and stores when buying clothes. Oftentimes I can find the same item I need somewhere for cheaper than somewhere else.
3. If a store you like has an app and you’re sure of your size, get the app. I have the Charlotte Russe app and they’re always having app-exclusive sales on shoes and other clothing.
4. Buy items that are versatile and you can make many outfits with. My must have versatile items (you don’t have to have them all, these are just some options):
Jeans: light-wash, dark-wash, black, boyfriend, and distressed
Basic business attire: solid colored slacks, solid colored pencil skirt(s)
Dresses: black bodycon, gray or white bodycon, and t-shirt
Jackets: bomber and jean
Solid colored items: shirts, body suits, camisoles, sweaters, halter tops, leggings
Cardigans
Good winter coat (invest on a good one, it’ll save money in the long run)
Shorts: light-wash and dark-wash
Overalls
Skirts: skater, leather, blue jean
Simple pair of white/black/grey heels
Solid colored pair of flats
Solid colored pair of sandals
A pair of comfy shoes like Nike’s, Converse, Vans, etc.
5. Don’t buy all the latest trends. If you buy them the year afterwards, no one is going to care. You should only be buying what pleases you anyways so if you’re buying it just because it’s the latest fashion, you’re wasting money.
6. Don’t be afraid to buy your clothes from thrift stores, consignment shops, or yard sales. I find great pieces from these places all the time. It can be very hit or miss but it’s always worth the look.
7. Declutter your closet and the beginning of every season. If you’ve got something you wore only once or twice or something that still has tags on it at the bottom of your closet, get rid of it. Sell it or donate it.
8. Take care of your clothes and shoes to keep them looking good and lasting longer.
9. Know when to buy quality. If you’re messy and always getting stains on your shirts, you don’t have to buy the best quality shirts out there. Get something cheap and comfy if you’re going to have to throw it out later.
10. Shop sales racks first. I got a shirt from Old Navy once for a dollar on the sales racks. The sales racks are my (and your) best friend.
11. Places I shop:
Rue 21
Charlotte Russe
Goodwill
Plato’s Closet
Walmart (seriously they’re stepping up their quality, I bought some slacks and pencil skirt from here a while ago and they’re still good, I don’t recommend their shoes though)
TJMaxx
Old Navy
Local thrift stores and yard sales
12. Places others have recommended to shop but I haven’t tried yet:
Amazon
Zara
Mango
H&M
ASOS
Target
Toiletries and House Supplies
1. Things to buy from a dollar store/dollar tree:
Cards for occasions, party supplies, and gift wrap and bags
Seasonal decorations
Reading glasses (not prescription glasses)
Hair accessories and necessities
Pregnancy tests
Dishware, cookware, and decorative vases or bowls
Storage containers for food and other storage bins
Candy and sodas
Dishrags and towels
Medicine
Pet treats and supplies
Makeup (not everything)
Cleaning supplies
Baby supplies
Paper products
Personal items such as pads or tampons
Sandwich bags
Band-aids and other first-aid items
Mailing labels
School supplies
Not everything on this list may be available at your dollar store or may even be a better deal than your local Walmart or other retail store so check around.
2. Again, use coupons and store cards to your advantage!
3. Shop for school supplies when there’s no-tax weekend. It’ll save you so much $$
4. Same as with clothes and shoes, check around many stores to find the best prices on goods and then make a shopping list once a week and hit up all the stores for the specific goods they have the best deals on.
5. Make a specific shopping list for what you need and stick to it.
6. Keep all of your personal products and your cleaning cabinet organizes so you know what you do and don’t have and can avoid buying duplicates in case you’re tight on money.
Makeup
1. I watched a ton of YouTube videos for drug store hauls and dupes.
2. Ask your friends and family if they have any recommendations for drug store steals and deals.
3. Try to avoid high end makeup if you can. You can usually find a drugstore dupe of almost if not the same quality and for way cheaper.
4. If you want to splurge on yourself and buy high end makeup, don’t buy it when it first comes out. Sometimes the items will go on sale online a while after they come out and all the hype has gone down.
5. Not only for makeup but for clothes and shoes as well, shop on cyber Monday or Black Friday to get ultimate money savings
Where to get quality makeup for a low price:
Brushes: E.L.F., Ecotools, Morphe, BH Cosmetics
Mascara: Maybelline
Blushes: Milani, NYX
Lipstick: NYX, Colourpop, Maybelline
Eyeshadows: NYX, Colourpop, Morphe, Coastal Scents
Primer: Maybelline, NYX
Setting Spray: NYX, Milani, Hard Candy
Highlighters: Rimmel, LA Girl, Maybelline, Milani
Brow Gel: NYX
Loose Powder and Under Eye Concealer: E.L.F., Maybelline, NYC
Foundation: L’Oreal, E.L.F, Cover Girl
Pressed Powder: Rimmel
Bronzer: Milani, Essence, Makeup Revolution
Brow Mascara: Essence
Eyeliner: LA Girl, NYX
Contour: Makeup Revolution, BH Cosmetics
BB Cream: LA Girl
Places to get a variety of stuff for good quality but may be hit or miss or be of varying price ranges:
Catrice Cosmetics: good products but limited in options
Chi Chi: good for large palettes
BH Cosmetics: good for a variety of everything but may be hit or miss
Coastal Scents: good for eyeshadows
LA Girl: good for lipsticks and highlighters
Makeup Revolution: good for a variety of things but different price ranges
NYX: good for a variety of things but may be hit or miss
This post has taken me forever with all of the research, I hope everyone can get a use out of this. Enjoy!
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austinpanda · 3 years
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Dad Letter 013121
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31 January, 2021
Dear Dad--
It was 2 below zero this morning! I’ve noticed that, even if it’s 10 degrees outside, if the sun comes out, it’ll start to melt the snow on my car and on the trailer. I’ve also considered that the car’s interior will heat up in direct sunlight, even if it’s below freezing outside, and we should always expect snow to melt on our roof, because that’s where all of our very expensive heat goes to die, the ceiling right below our roof. But! The snow on the car and on the trailer don’t melt if it’s below freezing and cloudy. So...the sun is up to something; I’ll have to investigate this further. As I write this letter, the whole left side of our trailer, which faces east and is getting strong sunlight, keeps making popping and thudding sounds as it heats up. 
I hope you are well! I have received the things I ordered from Amazon for my birthday, so I can give updates, upon which I’m 100% certain you were waiting with baited breath. Firstly, I got the carpet tape I ordered, and my rugs skootch no longer. I was really spending a preposterous amount of time putting the rugs back in place every day. Now they’ll stay where I put them, dammit. If only all problems were this easy to solve! I also got the insulated socks, and I’m wearing them now, and they’re so warm and comfortable that I’m considering never removing them. Pry ‘em off my cold, dead feet! They’re just that comfy!
I ordered a pair of pillows, and they have, in fact, increased the quality of our pillow-having experience quite a bit. Some of our pillows were just embarrassing, they were so nasty. I probably replace my television more frequently than my pillows. Another present I received was the wool sweater! I knew that I’d be irresistible in it, and I was correct. Never owned wool before...did everyone know how itchy that shit is? I’m going to need to wear a pretty vigorous shirt underneath the sweater to not be itchy. No matter, I would have anyway, and having a nice shirt with a collar come out the top of that sweater will only cause further spontaneous disrobement. 
I got the 10-pack of Star Trek movies, and they are terrific! They all have multiple commentary tracks; Star Trek: First Contact has three different commentary tracks! That makes my inner film nerd resonate with excitement. Ditto the new cleaned-up version of Cosmos. As for Carl Sagan’s Cosmos, it still looks like it was filmed on video in the 80s, but now it looks like it was filmed on video in the 80s...just yesterday, if that makes sense. The picture and sound have been cleaned up a lot to look more natural on modern TVs. 
Two more movies: I got First Man, about Neil Armstrong, and it’s lovely. In the end, when they land on the moon, and the film switches to IMAX format, it looks even lovelier. Great movie about the space race, and very good launch/space travel scenes. If you’re not familiar with how spectacularly well the Apollo 8 mission was going before it went spectacularly wrong, it’s very much worth seeing. I knew about this incident because of the miniseries “From the Earth to the Moon,” but this movie makes it a lot scarier. 
Last movie was The Revenant, on 4K. I got lucky a couple of times in recent years. When I had my gallbladder removed and took time off work to heal, I got one day into my recuperation and our living room TV died. Well, gotta have a TV, so I went to Wal-Mart and got the cheapest similarly-sized TV they had. Although I hadn’t planned it, I was able to get a 4K TV. That’s a higher resolution than I thought I’d get. Then, in Christmas 2019, Zach was able to get me a 4K disk player for my big gift. It’s just a DVD player that’s better resolution than DVD and better resolution than BluRay. 
To play movies in 4K, you need three things: a TV with 4K resolution, a DVD player that can play 4K discs, and a 4K copy of the movie to play. I’ve now been able to get about a half dozen 4K copies of movies (2001, Alien, Jaws, Close Encounters, etc.) I now own the movie The Revenant on 4K. The reason I’m giving this so much build-up is because watching The Revenant on 4K was the first time in a long time that a home video experience really knocked my dick in the dirt. You’ve probably seen this movie; it does two things very well: it’s disgusting and violent and bloody as hell, and it’s got the most beautiful scenery you’ve ever seen. 
And most of the movies I have on 4K aren’t necessarily sharper on 4K than they are on previous formats, because it’s an old movie that was shot on film. But The Revenant, as I mentioned in my last letter, was actually shot on 6K (It’s two whole Ks more!) so by the time I saw it on my 4K home TV...it’s just amazing. It’s such a beautiful movie. Even when it’s disgusting, it’s beautiful to watch. You may have to see Leonardo DiCaprio get “et” by a bear, but the scenery where it happens is like a renaissance painting. Every other shot is just achingly beautiful. As I grow less bothered by the bloody violence with each subsequent viewing, the movie is going to become something like a screensaver in my living room. Beautiful shots of frozen nature in high definition! Only occasionally does someone take an arrow in the neck from the marauding Indians. 
There is not much else going on! I’m looking for work, and trying not to spend money on anything, and I’ve had some trouble with depression lately. But the last few days have been rather good! I don’t know if it’s because it’s snowed a few times, or because I received my birthday presents. (I hope it’s not because I received my birthday presents.) Or it might be that my meds are working well this week, or it could be unrelated to any such external factors. I wish there were a way to test that. Either way, I’m feeling good. I’m looking for work, and I’m now concentrating on work-from-home jobs that aren’t call center jobs. There aren’t as many, but they do exist. If I can do a job from home with all the cat interference, that might be a way to earn my kibble. Will advise. 
And I try to remain aware of everything I have to be thankful for, or at least not anxious about. I have rent covered, got bills paid, got my food and prescriptions; I’m feeling fit and looking skinnier than ever, got two happy kitties, and my car still starts, even when it’s 2 degrees below zero. Once I get vaccinated, I can see friends again. Until then, I have a nice movie collection, and good snow boots. I’m actually considering some volunteer work, once it’s safe. I don’t know that I’ll actually do any, but I would like to try. I’m curious to see what it would do to my outlook and my depression to serve some greater cause than myself, to do something charitable. 
I see the Super Bowl is set for next Sunday between the Kansas City So Whats vs. the Tampa Bay Who Gives a Shits, and that they’ll be allowing limited people into the stadium. Well! That ought to look weird. I wonder what kind of tone the commercials are going to set, like, “You lost your grandma to Covid. Have an ice cold Budweiser!!” I hope you two may be vaccinated soon, if you haven’t been already. Time to get this plague bullshit behind us!
More next week. All my love to you both!!
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homeandsunsets · 4 years
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Honoring God in the Area of our Finances
We know that we should honor God in all areas of our lives, and that includes the area of our wallets! :D Since we are currently experiencing this pandemic and are facing uncertainty not just in the area of our health, but also in our finances because of closed businesses, I have pondered upon the huge importance of building a healthy spending habits, having an emergency fund, and also the importance of our continuous growth in compassion for others.
So how do we become a good steward and how can we honor God in the area of our finances? Here are some of the ways I know how:
1. Through tithing!
Tithing isn’t giving God a portion of our money because He needs it or because He’s just power-tripping. Tithing is an act of faith, trusting that God will provide and will bless the works of our hands. It is also a declaration that God is supreme in our lives, that nothing is ours and every blessing and good things come from Him. There are many Bible verses about tithing but here’s my personal favorite hehe it’s found in Malachi 3:8 to 12 and it says:
8 “Will a mere mortal rob God? Yet you rob me. “But you ask, ‘How are we robbing you?’ “In tithes and offerings. 9 You are under a curse—your whole nation—because you are robbing me. 10 Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it. 11 I will prevent pests from devouring your crops, and the vines in your fields will not drop their fruit before it is ripe,” says the Lord Almighty. 12 “Then all the nations will call you blessed, for yours will be a delightful land,” says the Lord Almighty.
2. Through saving
There are different kinds of savings. We save for emergency, for a dream home or travel, for sending a loved one at school, etc. I struggle in this area to be honest, it’s not easy to save when there are many distractions AKA Shopee and green tea latte. Joke. Hahaha! One of the things that encourages me to save is the thought that when the time comes that a family member or a loved one will be needing help or support, we’ll at least have something to share to lessen their burden, even if it’s just a small amount. Another reason is of course, so that we’ll have something to spend in times of emergency and that we won’t have to burden others.
We have to understand that God doesn’t want us to poorly manage our finances by being impulsive buyers because He knows it’s not gonna end up well for us. God’s commandment for us to save isn’t meant to limit us or to be a KJ, but it is actually meant to protect us from the consequences of wrong decisions and unhealthy buying habits.
Proverbs 6:6-8 Go to the ant, you sluggard;  consider its ways and be wise!  It has no commander, no overseer or ruler,yet it stores its provisions in summer and gathers its food at harvest.
Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down.
Let’s do our best to manage whatever is inside the circle of our control. For the rest, those that are beyond our control, let’s leave it in God’s department. :)
3. Avoid borrowing money for unnecessary things
I have a friend who works abroad, her sister asked for a certain amount of money to spend for her child’s christening party. My friend was furious because her sister just asked for money days or weeks ago to pay for her credit card bills. Her sister has a family of her own already. Sadly, this is the case for most OFWs, some of their families think that they have a lot of money abroad because they are earning dollars, without thinking about their struggles living and working in a foreign country. Thinking that you can always ask and get others hard-earned money is a dangerous mindset. Aside from you’re giving unnecessary burden to that person, you are also creating problems for yourself that you’ll deal sooner or later when you don’t learn to live within your means.
If there is a special occasion, I agree that it should be celebrated, but we also have to be reminded of the reality that no one is requiring us to celebrate lavishly. Buy an affordable cake and make a pasta good for 2 to 10 relatives or friends. We don’t have to invite an entire barangay, wala silang pinatagong pera satin kaya we don’t owe them our handa. Haha.
“Minsan lang, para naman sa bata.”
Okay, really, para sa bata or para sa parents?
It’s not bad to celebrate para may memories din si bagets, but work on spending within what we can afford lang. If you can afford to throw a grand birthday party without increasing your debt or borrowing someone else’s hard-earned money, then go ahead. We have to live within our means to avoid unnecessary debts and be practical, especially if it means being debt-free and being able to manage God’s blessings well. And it’s a good life lesson for your child too. At an early age, they’ll know how to live within their means, to manage their hard-earned money well, to not be controlled by money and greed, and they won’t end up inheriting debts.
“Eh paano yung nagkautang ng malaki kasi may nagkasakit or nahospital? Yung mga magsasaka na napipilitang mabaon sa utang kasi inooppress ng mga elitista? Kasalanan ba nila na di sila debt-free??”
Obviously, hindi applicable dyan yung example nung gastos sa binyag so let’s not take it out of context. First, we have to understand that the encouragement to be debt-free is for everyone who can do something to avoid borrowing money. This is meant to make us ponder and reassess our spending habits first before looking on someone else’s financial situation.
Second, later on I will also talk about helping people in need. :)
Anyway, my husband and I agreed to make our anniversary celebrations simple and not too expensive (on most times lang, not always, kasi baka pag naka 1 decade yung marriage namin magpa-Jollibee kami. Hahaha chour) Wanting celebrations to be low-maintenance doesn’t mean we don’t value milestones. Anniversaries and birthdays are in fact very important to me, I make sure to celebrate them with loved ones and to really make time for them.
My husband and I have a tradition of eating at Cafe Breton on our anniversaries hehe we would order our usual (spag bolognese for him, egg casserole for me, nutella crepe and banofee smoothie for the both of us) and we’ll just talk anything under the sun. (Namiss namin ito this year because of lockdown haha) Our MUST topics: things we appreciate most about each other, this motivates us and make us feel kilig and valued. Haha! After sharing the things we appreciate about each other, we now exchange feedback and suggestions on how we can improve as a wife and husband. Over the years, humbling ourselves and admitting that we have bad traits and unhealthy habits, and by being filled with the Holy Spirit make us a better spouse to each other. :) Overall, we like celebrations to be simple and intimate so that the bond, the gratefulness for life and relationships will be the greatest highlight of the day. <3
And just to clarify, I know that there are loans that some of us has to necessarily make, like for education or for businesses. What I’m trying to say is, if we are to borrow money, I hope it’s not because of over-spending and living above our means.
Again, to be debt-free from unnecessary stuff is a personal responsibility. It’s not easy, given that we cannot control all circumstances. That’s why we need God, His mercy, provision and deliverance. We really have to be intentional in our prayer lives. :)
4. Invest or get an insurance with VUL
For a third world country like ours, insurance isn’t as widely welcomed here and not treated as normal as others do in the first world countries. So for my fellow countrymen haha if you have the extra budget to get one, please do so. I hope that you’ll include this in your prayer and long-term goal, and consider even if the coverage is not that huge. At least meron kasi it’ll be a huge help esp if you’re the breadwinner in the family, and you’ll know that you’ll have additional budget when you retire and stop working. :) God will also be pleased to see if you’ll do something that will let your money (His blessings) grow through stock market. :)❤️
You may also want to read Matthew 25:14 to 30 to better understand God’s heart when it comes to stewardship. It’s a parable about servants and their master who entrusted his wealth to them. :)
5. Share your blessings!
As I come to know God more and learn more about His will and grace, a heart for others became something more natural to me.
So when it comes to having a heart for others, I have learned that loving through encouragements and through words isn’t always enough, we also have to show our love through actions. As what is written in James 2:14 to 17 say:
4 What good is it, my brothers and sisters, if someone claims to have faith but has no deeds? Can such faith save them? 15 Suppose a brother or a sister is without clothes and daily food. 16 If one of you says to them, “Go in peace; keep warm and well fed,” but does nothing about their physical needs, what good is it? 17 In the same way, faith by itself, if it is not accompanied by action, is dead.
Helping others is a form of honoring God’s commandments and it pleases Him too!
Proverbs 19:17 says: Whoever is generous to the poor lends to the Lord, and He will repay him for his deeds.
Hebrews 13:16, Do not neglect to do good and to share what you have, for such sacrifices are pleasing to God.
I know when we are in a tight budget, it can be really hard to share what we have. But even it might be something small for you, if you give it with sincerity, trust that God knows and sees our hearts. No amount is too small if binigay sincerely :) And money isn’t the only way to help others! We can help through our efforts. If we know someone who is struggling to be debt-free, to provide or to save, we can help through helping them monitor and assess their expenses (of course with their consent ha, wag mo silang pilitin sa financial planning please lang, you have to give them respect guys. Advice with care. Sa kahit anong klase ng advice pa yan. May iba kasi, pag di tinanggap yung advice or help galet na galet ustu manaket. Hahaha. Let them make their own decisions, basta ikaw nag offer ka ng help, nasa sakanila na yun if tatanggapin nila. Wag sasama loob natin. Pagpray nalang natin sila na mag make ng good decisions. Hehe.). Anyway, as for me, I personally keep an excel file with formulas, I monitor expenses and budget my money there. And we can also help by looking and suggesting for scholarship programs so we can help them or their children finish their studies. We can also suggest part-time jobs or businesses and assist them in the beginning process of applying for jobs or putting up their small enterprise, etc.
Again friends, I hope that we wouldn’t only love in words, in our tweets or Facebook posts/shares, but also in deeds. :)
Since we can’t go out due to lockdown, and we see shortage in PPEs and the uncertainty in businesses and jobs, my husband and I are silently giving humble donations to our front-liners and relatives. Please don’t get me wrong, I’m not sharing this because we’re seeking public approval or compliment from friends (if we do, you’ll know bec you would see photos posted in our socmed accounts and not in my low-key tumblr page haha) I personally, and honestly cringe at the thought of being proud of what we were able to give, kasi di naman kalakihan haha and more importantly hindi naman samin galing yun! All the glory and credit is to God alone.
And the reason why I’m sharing this is to encourage you guys that even for average earners like us, it is possible for God to use us as a channel of blessings to those who are in need. Even the heart to give is from Him! Our giving is only possible by His grace. That is why we don’t sincerely seek or expect praise from people, because we know deep in our hearts that everything, from our jobs to our health and strength to work and earn is from Him. We have nothing to boast or anything to be proud of.
And for others who posts or posted photos of them helping, that’s good too! Pwedeng active lang talaga sila sa socmed and they’re just sincerely happy to be able to help. We don’t know their motives, only God knows what’s inside our hearts so wag tayo judgemental sa kanila okay?
Also, a friendly reminder to ask for God’s wisdom as we give help to others. Why? Minsan kasi akala natin nakakatulong tayo but ang hindi natin alam, tinuturuan na pala natin sila ng mali or hinihelp natin sila to get away from the consequences of their wrong decisions, if ganun next time, di sila matututo and di sila magiimprove. If we truly love them, we wouldn’t want to see them create bigger problems in the future. We’d love to see them flourish and become the better versions of themselves. And most of the time, facing the consequences of our wrong decisions allows us to learn from our mistakes and win the situation next time. Sabi nga ni Lord, true love is wanting and seeking the highest good in that person. Lagi natin need ng discernment pag tutulong din tayo kasi it’s also a major decision, and all decisions should be prayed for kasi si Lord lang talaga nakakaalam ng motives ng tao.
Aaand for the last encouragement today,
6. Have and keep an eternal perspective
I talked about finances not because I want us to live for money and make it an idol, but to be good stewards of God’s blessings while we are here on earth. We know that money doesn’t necessarily mean evil, but when we love and pay too much attention on material things, it’ll eventually destroy our future, and Satan can use it to deceive us and lose our eyes on God and His truth. Remember that our only and greatest treasure is Jesus and our relationship with Him. He is our only way to heaven, so I hope that we do not lose our sight on our Savior. :)
As what Jack Wellman said,
“If you want to help others, tell someone you know that isn’t yet saved that they need to repent and be saved.  The most generous thing we can do is risk being hated, despised, persecuted, and thought of as narrow minded by telling them that they face the wrath of God unless they repent of their sins, confess them to God and then put their trust in Christ.  That is the most loving thing that you could ever do for someone.  There is nothing in this life which could help someone than share the gospel with them in the hopes that they might be saved.  The gift of grace and eternal life is the greatest gift there is.  Why not share it. It’s too priceless to keep to yourself, isn’t it? “
So! Let us not forget to share Jesus and His grace, so we can one day get to heaven and enjoy His presence and each other’s eternally. :)
I pray that we will all be a better steward of God’s finances each day/month or year. Hehe. And I wish to remind us all that it’s okay and normal to stumble sometimes and to commit mistakes, let’s strive to progress but let us not be too critical on ourselves. What’s important is we depend our strength and source of wisdom to God, to run to Him always and that we would grow and improve together until He calls us home. :) 
Have a rested week ahead!
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The reasons why the Asian Restaurant cover worked so well is because i could go in, take them out for dinner and feed them usually the factory knew would see and so I would be their friendly. Frenemi is the word now but i would be friendly to the kidnappers because they kidnapped from children's parents ad i kidnapped from the kidnappers so in revelency we were similar enough to where we were both on a common criminal territory. I didn't want to get caught or beat up so I remained a low social. Helllo. Hey. Shit like that. Social interactions limited to im not a threat to you on the street in public so if you attack me then you will be the attacker to the general public and you'll be arrested not me because i am friendly.
Friendly not nice. Friendly is a personality trait. Easy go be friends with or easy to get along with. Nice is a vulnerability.
I was nice to the victims not the kidnappers
The fine line.
Secondly and most importantly, few girls left at a time. The restaurants would pick the girls up from the bunker facility or down the street,
In Bangkok near Jane and Lily they used a seafood delivery truck. Like he was dating and killing the girls.
In Times Square we used a taxi like the girls got comfortable and called for a service and they actually did there.
So up to about 5 would go missing at a time. So it wasn't a huge deal.. They wouldn't really notice until it was too late an they just figured they were running away on their own
Because i always returned them every time and wouldn't leave until every last girl was tucked away i wasn't a culprit.
I knew the girls but i would just deny knowing they left or sometimes i would admit they went home and i knew if the girl said i could So that my cover was okay And she would be okay if they returned for her or sbe returned.
At Times Square At the Thai restaurant they ended my restaurant taking before it began because the 31 girls that left with LL Cool J
They had a guard when i went to attempt to restaurant them the first time.
I explained you have girls missing because they run awsy because you don't give them freedom. Let me take them out tonight without you a guard and let them taste it and some Chinese food and you'll see they stay more frequently.
They said they heard about me and let them ask the boss. I asked if they had cameras or tracking and shit like that.
See friendly. I get the information i need to stay safe while they think im looking out for them. I am looking out for them but I'm trying to watch my own ass and not support theirs
They didn't. So the next night they agreed but it had to be during the daylight.
That was the doughnut eating guy always leaned against the wall, the boss.
So we trained the little ones to give LL Cool J a fit since he was so pent up nervous exhausting himself.
That three year old "golle dude you need to chill it'd 25° and you are sweating like a pig!" Was an inner fighter and we sprung her loose.
She had telepathic communication with her mom. She moved from the middle to the very last of the group. I watched her change her movement. She became nervous. So i watched her intently. I had dreams about her. One day she was a bit more bouncy. "If you need to GO" i esp to her.
She took off from our group into the crowd. "Wait! Stop!" I yelled to the group. I was way behind them. I was shocked she ran. I wasn't as scared as i thought i should be. The group didn't stop. I realized i didn't even say it. My head spun from the group to her.
She took off zig zag through the crowd towards the group, away. Towards me. Away.
LL Cool J glanced up at me from his dance, stood up straight and looked directly at her "wait stop!" She slowed. "Get her!!" He pointed. I was staring at him, i already lost sight of her. I walked slowly towards him purposely ignoring him. Knowing the boss was watching, I wanted to pass out. I couldn't lose her. But i couldn't chase her. She needed to run.
The boss three done his doughnut started to down the last of his coffee intending to go after her. I stopped in front of him. He didn't even see me. "Wait. Don't. She just has a lot of access energy and she will return to the group. He wont even need to get her. Oop too late"
She was running back and LL Cool J picked her up and tossed her over his shoulder he was bewildered. "PUT ME DOWN!!! I WAS COMING BACK! I WANT TO EAT TO!!!"
I grinned apologetically, raised my palms and said "see?"
The boss threw down his cup and then himself against the wall in a dark relief sigh of exhaustion.
"I gotta go catch up"
"I'll love you" i told the girl
"Huh"
I smiled, turned arounf jogged backwards and said "alllriiiuught girls! Hut to it! Hut two three four!!"
They looked at me like the fuck? You make me nervous. So i turned and slow jogged in place till i got to the little one in back
"What about it? These girls got no energy." The older girl in front caught on and told the other girls to catch on.
"Huh what. I just want my mom. I think it's Don-- no Idk what it is"
"Well you run anytime you need to"
"That was you?" I stopped my body fake jog "I'll do anything to get to where you need to be to be rescued if that means running for a bit here and there. Just be careful we can't lose you, too"
I didn't realize the boss was right behind me. He cut around us, speeding his legs. Told the front he wanted the girls to return. "Don't be disobedient"
The older girls turned around "I'm going to the restaurant!! Anyone else??"
"Uh huh" the little one held my hand. No one older than 6 disobeyed him. I had 4 plus me and the runner.
"Walk brisk" they had to run to keep up.
He raced behind us "come on I said to return the other girls"
"The other. Not these. Come with. Don't be disobedient" he threw his hands up in the air. And stopped in the street. He stayed at the corner. We continued to the restaurant.
"I got a problem" i explained everything. I was distressed. I hadn't explained about the dreams when LL Cool J walked in
"He said walk in small groups because the one ran off and they held hands the whole way"
"They did. I didn't even tell them to" i was stressed do when everyone started crying tears of pride for the little girls i didn't know why. I was scared my heart hurt I had to get these girls home. Soon all my girls were in the restaurant, walking in holding hands.
Finally my heart released its death grip on itself. I was happy. It meant i could get them home.
"Hey i got an idea, i don't carry--"
"Oh. My gun is at the hotel"
"Why are you at a hotel?"
"Michael"
"Usually he gives us houses. No hey. Money. I need money. I don't carry anything on me but these fake jewels. Just so i look older. I'm thinking if i take these little ones my group out the other way down the street to shop then i can say I am treating them extra special like a mom would. He heard me. He heard her say she wanted her mom. That's why he returned them"
"Yeah here" he gave me way too many $100 bills. I was all I need a $10
"Okay let's just keep the street clear of us while i try this thing"
So i explained to the girls we were gonna do a mom thing and do a little shopping maybe for candy. Just a little treat, and this time not to leave my vicinity. If they were gonna run they had to run together and not in the streeet only the sidewalk.
Those streets were not used for car traffic m it wss one block over from Times Square so we had no street traffic, only delivery trucks. But the mom Donnie had been panicked when she heard her kid was in the street.
It wasn't the first time i doubled psychic with natural but it was rare. And i wasn't used to it. But the child was calm and relaxed. My heart gripped itself in fear.
"I'm scared to death y'all but I'm going to do it anyway" I walked out the door and closed it behund me, stood in front and looked down the street I was already familiar with.
The door opened and hit me "come on. We are almost done eating and he wants to talk to you anyway" a small toddler hand grabbed mine. She was so mature my mind whispered to my heart. Lets just relax.
She disappeared into the restaurant as LL Coolly J walked up to me in the door way. The restaurant like most we used has a small wall to block in our guests and keep people from grabbing and dragging them out. One design I find important before scoping out a place to see if they are helpers.
"Why are you so scared? I can take the girls..."
I explained the tension, what was currently going on and for the first time outside of my NYC apartment I cried in public. I faced the door, LL Cool J stood behind me. Back to back. So no one noticed. I turned and tapped him on the back.
"Okay you need to fix your face. I'll take them meet me in the street"
He got so nervous he panicked at the first store, told the store cashier he was in an emergency hurry he thought the kids were kidnapped and did he have candy? He got it all for free.
At the restaurant LL Cool J handed me the bag of candy and small toys. A guy ran past us, LL said "that's the guy!" His face changed a thousand expressions until it reached a boiling point.
I turned he was talking to the boss. Wlldly pointing.
"Come on little ladies!! Come on girls!"
"That's the guy that gave me the free stuff? Why is he talking to the bad guy? He gave me a card for the police. Here look. He told me to tuck it into my waist band"
I kneeled down in front of them "I want you to do me a favor. Walk to the corner. Stop and wait for me there. Hold hands"
"But you never ask me for a favor and you said---" I grabbed her and held her tight in a hug, trying to stop the tears in my eyes.
Her eyes popped open huge "alright little ladies let's dance!" They grabbed hands and walked to the corner
I approached the two men "GO" he dismissed the employee
"Hey I would never done what he did. I thought hey lets shop. Burn some energy. But i started crying -- the wind -- so hey, do you mind if? Hey. This is neat" I twirled the card between my fingers
"It wasn't windy when you went in"
"Smoke. Steam. Restaurant. Look listen, as you heard the little girl she said she wanted her mommy. Now look how happy she is"
He turned and saw she had her arms spread wide her back to the 4 girls stopping them from crossing the street.
He began laughing. "You do have a way with them! Hey you got a trick" he took the card "this doesn't go to the real police Just some characters in costume"
"Oh that's kinda sucky"
"You look displeased"
"Well it's just... Nevermind" i touched his wrist wanting to snatch that card back "do you mind if we take them shopping when they have expansive energy?"
"Expensive or expansive?" He laughed
"Well they're really the same thing actually" i twaddled at him like hahaha hand flapping around so cute I dont want you to know the first thing I,want to do is throat punch you while you think about trying to fuck me.
"Sure sure. Go ahead" he blushed and smiled big
"Okay thanks. Let me get these girls" I growled him thinking my anger was towards them
"Hey use your money" he called after. He tossed the card in the air And caught it. He was sure happy. I hoped it was good for me.
I pushed the crosswalk button. "That was great girls"
"What are we doing? We never pushed the button thing"
"Magic watch see it will change and it will mean its safe to walk if there are cars"
"Did I do good? You're not my mommy but i tried to do twice as good for her, you know, for today"
"Nothing is less than perfect" my mind said loudly as the boss nearly dropped his card 3 times thrn did then looked at me to see if i noticed. Then picked it up and slid it in his pocket while turning away and doing a whistle. He sure does eat a lot doughnuts for Bing so skinny i thought
"Hmmm?" She looked up at me and moved her hair around her face
"Yes you did baby. You did perfectly?" You love me, i thought as i pushed her hair back from her eyes to help. What was with me? I never so affectionate. I know not to get too close. Oh well fuck me. It over. She would be home soon and each girl did neef attention and hugs and these were too short for m to look in their eyes all the time. Shit they probably don't even know i care.
"So who wants to hold hands with me!?"
"Me" They all said
"Okay let's hold my belt loops. Everyone just grab one. Its sort of strange for a skirt to have so many but here it is. We all have one"
"We choose you anyway. Not that the boss the mean man that's why we let her be the boss because you choose her to give a hug. And I want a hug! We all do! And our moms!"
LL Cool J turned down the street.
"I like this skirt its made of children, I'm like a human merry go round" I thought loudly the child I had dreamed of smiled as she ran around me ad i spun. The others not so much but when i quit spinning the girls kept running and twisted my skirt around me. And i watched all their smiles brighten ae,they ran faster and faster holding my skirt belt loops. I was stuck in magic and it was beautiful
"That guy is a real fucktard he gave the card for the police and then he went and told"
"Its the fake police, its a fake business card. Come let's talk inside" i said blissfully
"Idk what is with you" he shook his head and went around me angry
We played on the sidewalk until all the girls passed and went around the way around the corner.
I asked LL Cool J to accompany me home because I was afraid the boss was still at the corner and I had to pass him to get home.
Because the closest corner to my house was between the restaurant and my apartment but the bunker was a block over and behind a building so i could only see one corner. So I used to walk the longer way the oth3r direction to avoid notice on the way I walked the girls and would disappear into the traffic of the shops. Plus there were cameras in case I got mugged, I hoped.
So i asked LL to walk that way. He said he was almost too mad but i said we could do more research and i explained that the man said we could take the girls and so he got excited brain storming with the new found freedom we had and the ability to break down doors to find who the real kidnappers were.
Once he realized how close my apartment was, he moved in for 3 weeks until Michael could get him another. Uncle Donald owned most the area So he got him one in the same building a floor higher. He had been taking a train to Michael's hotel he owned so he spent most of his time in the bunkers and a lot of times slept in the boys bunker.
That sweaty nervous lad turned into a real detective.
Meanwhile i turned into a nervous wreck going to work cause i knew the boss liked me more than just a girl walking by. He wanted me a girl in his bed.
So Mark Anthony heard from LL Cool J if he was paranoid or if i was really upset about it. So he told me he could help me.
"Im going to go to work with you. Lets walk down the street like we are in love"
"Huh what's that got to do with it?"
"I mean let's be normal just like we are at home"
I couldn't say anything I just gave big nods
"Will that work for you?" He was all concerned and actually cared
I burst into tears, "it's true i can't take it anymore. The guy creeps me out so much!" I yelled into my hands.
LL Cool J popped his head into the door, leaned against the frame. Just watched.
"Yeah she said it would be a good thing to do, yeah she's normally not a crier but that mom is really getting to her Delores or whatever her name is..."
"Its Donnie. Delores is... Someone that is going to be very bad for me"
We found the little girl would hear her mom tell her things about her home and how to find it when she would "escape" she would say "i escaped! I escaped!" And her mom would ESP her home and all that. I should known she would be an Alabama girl. Huntsville. Just North of Decatur. That's why my heart squeezed so much. It's why we had such a deep connection.
So we would tell the girls "escape! Run! You are free!!" And i would lean against the wall 5 feet from the boss. "How do you know they will return to you?" He asked in a panic
"Its NYC. I'm an Alabama girl. I have no place else to be. Neither do they"
He really had the hots for me.
"Alabama huh? I been there once or twice. Got a couple of those 3 year olds from there"
"Uhh huh mmm yep"
He looked at me with a struck by lightning look knowing he let himself be caught "you know don't you" dead in my face.
I was tired of him he disgusted me. His stupid smile. His blushing. His bulge in his pants. I wanted him dead and if it was the last thing i did, i would order it.
"Yeah i do." I stood off the wall. Tall. My chin high. Disobedient. Fire. Ready to be challenged. To kill. "My dad was kidnapped in Decatur. So i went to Iraq, Isreal, Iran. I escaped And now im here too"
"And you are going to let them escape"
"Now you know and i will kill you if you have a problem with that. Now do you?" I didn't take my face off his. My pissed off face. "LL Cool J. Get the kids. Return to my house."
It was unexpected. He had casually mentioned it the night before and we were unprepared. But i was done fed up with this piece of garbage. He walked over. Saw my rock hard face. The little bitch against the wall bouncing his ball. "Okay"
"Out through the weeds" i waited till they were at the corner.
"No! You can't!"
"You tried to replace me with Delores because you couldn't fuck me?:
"But you are back now! And free!"
"Do not try to take my kids from me. I will kill you. Don't follow:
He did begging after me "please don't I'll get fired. I'm just a kid. 19"
I was 5 years old. I didn't give two fucks about him
"I SAID NOT TO FOLLOW" i took my shoe off and beat him with the heel. It felt like the world stopped and it was just me and him, him squatting down stupidly at my feet. Exposing his back So i could kill him easier. The hired English police ran over. "Take him"
"You could killed him in two hits" tells LL when i caught up
I cried a bit because i should had. I shouldn't had sympathy because he was stupid. We saw the English Cops then began to beat them with their baton "no wait" he called after me
I threw up. His desperation was so thick. Like he needed help. He was human. Whay did i miss with this one? He was actually respectful. Nosy.
LL saw me catching up to his thinking... "I'll stop him"
"I really think he's actually a kidnapped victim and doesn't know what to do." LL said again
"That's why i told him the truth"
"About these three??" He pointed to my Huntsville Hunnies.
"No about me. Take them to get their stuff then to my house. Let me talk to him"
We walked back. "You sit. You stay" the faux police stood next to the bench facing us. Hands clasped in front of him.
"Well what is your story"
"I was kidnapped at 12 or 5... Well both actually. And like i told LL Cool J, I just never thought to go home. Just stay and work and all would be okay. Then this gig came up and i volunteered. Thinking this might br my way out"
"But you kidnapped"
"No! No i didn't! I would never do something like that! I just knew we had some from the same plqcr Because the kids walks n all cheerful, "hi im from Alabama" and i got to talking to the kid..."
"And here i have been afraid of you all this time and you were one of me"
"The next one. That is how it is up here with the premonition. You are afraid of me but the next two you have to fear. You are always in hurries. So for real you are from Alabama"
I relaxed and leaned against him. Finally felt his real energy, not the cloud that he put out around himself. "But you were the guard that said you had to ask the boss"
"Because I guard these bunkers. 32 kids went missing in one night. We didnt know if they were dead or raped. God! What do you expect from us?!?!"
I grabbed his face and kissed his cheek. "You know you wanted that one. Hey. I'll send you home. Where are you from kid?"
"Michigan"
I looked at him playing with the rocks on the sidewalk.
"My dad was kidnapped. I went to go find him. I couldn't. So now i do these. Send kids home to their parents"
He looked up at me His eyes huge "we been doing this 6 months and you just now tell me"
"Hey. I thought you were the boss out to rape me"
"Shit please. I wouldn't"
I grabbed him and hugged his side as he bent to play in,the dirt
"So what's wrong with you anyway why are you so huddled?"
"Well someone actually went and stuck their high heel shoe into my stomach then someone else beat mr with a baton"
"Will you go get him some ice please?" The police of faux nodded
"Me?"
"For you" i rubbed his thin back to help heal. "Did it go in?:
"Just a scratch"
"I bet it's as deep as a bullet wound"
The faux police returned with a 20 pound bag of ice. "He's losing a lot of blood"
"The ice will help stop it. Here sit up"
"That's too much. I have to put pressure on it"
"Your shirt is soaked. Here take my skirt. Let me see how deep it is." I stuck my finger in. Then shoved his t-shirt into the hole and then put my skirt down to absorb blood and the ice on top
He said it was my favorite skirt. And it was. But I told him it would wash out. I was wearing a man's business shirt and it was almost as long as the skirt and with tights I was okay dressed.
"Hey is this expensive?"
"Idk Michael Jackson bought it for me."
"You get paid?:
"Yeah"
"How much?"
"Idk. I never need for anything. Just to get people home"
"Are you a clone?"
"No that's gross. Are you?"
"Idk are Detroitians usually clones?"
"Uhhhhh....,the city? No."
"I have a twin that's why I ask. Do you think you can get him home?"
"If you know where he is, i can get any one home"
"He said not to tell"
"Well come on kid. Get your stuff"
"I will tell his brother" said the police.
I had a feeling someone was behind me. I couldn't figure it out
"Your boyfriend must be calling"
I stood up and yelled "hey" towards my apartment balcony
"It is you" I heard behind me "LL Cool J called me and said he had you all kinds freaking out"
"Huh? HEEEEYYY!"
"Silly. And i thought i was dumb"
"Nah he isn't..."
"Hey I'm right here" he touched my ribs on the right "where are your clothes? I'm sure I didn't see you leave the apartment like this" Mark Anthony said.
"Like my shirt? I kept it on. I nearly killed this one So i took off my skirt to help absorb the blood.
"You what? Can i take a look?"
"I figure get him home in a warm bath and help clean it out, medicate and we will put a bandage. I missed any internal organs but it went through and through. You'll be alright. Its just a flesh wound."
"It hurts."
"The bath will help. It will i promise"
LL Cool J carried Kidd Rock to our apartment. The girls trailing in front using LL Cool J's luggage and bags from our apartment.
Our new temporary family. For some it would be a few hours before they got sent home. We had been waiting. Too cautious, not knowing who was really on our street.
For them it would be the first and last time they crossed the vacant lot across from my apartment in what was once called the New World, in NYC
And for them all It was the start of a New Adventure.
My heart sang the song of the Heartlands.
I heard nothing...
Just felt the love and glory. LL carrying my wounded victim, girls gabbing and carrying bags. I saw them all. Their love and their forgiveness.
...
Oh and the cards for the fake police? It was for our Englishmen! Our own faux police!!!
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I got all of the above for $2.69 (nice)
Oh What’s This? It’s Soren’s No-Bullshit Guide To Couponing
When I say “no bullshit” I am aiming for a very high level of no bullshit. Cause you know when you see blogs about this shit, it’s all hyped up and overwhelming and click-baity like “PAY NINE CENTS FOR GROCERIES FOR A WEEK” except those groceries are just, like, some toilet paper and like 100 tubes of kids toothpaste or something? This guide is not going to do that to you.
I’m going to talk about: how couponing works, what I do and use, what you need for it, what the “catches” are, and what may or may not be applicable to you as well. You can save on a lot of stuff, but I haven’t found my grocery bills cut in half or anything. This is a long guide because there’s a lot to cover. Get yourself some tea/water/coffee/hot chocolate (or all of those), get cozy, and settle in for the read.
So, how does this stuff work?
It’s not like it was back in the 90s or any date before smartphones became widely used. Smartphones have changed the whole game. You no longer work exclusively with newspaper coupons and nor do you have to cross examine sales ads every week for like 10 hours a day to figure out where to get beans for free. 
A huge change is rebate apps like Ibotta and Checkout51. You add your favorite stores, see what items offer rebates, and then add them to your list. Once you’ve bought stuff, you upload photos of your receipt (or scan the QR code) and it gives you cashback on whatever you bought. I use Ibotta, because I have limited phone storage and try not to cram too many apps on my phone. If I had more room I’d probably download Checkout51 as well.
Here’s a link for Ibotta https://ibotta.com/r/gqdfows (if you sign up with that link I get $5 and we also get to be “teammates” on the app, which means we are friends. Also, Ibotta gives you $10 for signing up and using it within the first 30 days)
In-store sales and manufacturer’s coupons (or “MFG coupons”, usually found in newspapers but about 40% of the time you can get them online as well) still factor in, of course. The real money saving is when you can stack up all three, which happens pretty often. The website and app Krazy Coupon Lady tells you exactly where these stack ups are. You don’t have to do shit except scroll through what they’ve found for you, print some coupons, add rebates to your rebate app, and then go get it. You can use this on your desktop if you don’t have phone space, or you can download the app. It’s up to you. The app is handy for remembering when you’re out and about what was for sale where, but then you could also just write a list to remind yourself.
BUT—and here’s the biggest catch of all with couponing—do you need all the couponing deals and steals? Do you even like what’s on sale? Do you need to buy 10 kids toothbrushes even if you can get all of them for 60¢? 
This is the most frustrating part of couponing, I’ve found. There are a lot of deals on stuff I don’t like or don’t use at all. Ever. I don’t need to save on toddler clothes, and I make my own laundry soap (it’s actually incredibly cheap to do it this way) so I don’t need the Amazing Deals On Tide Pods At Target This Week Only. My savings could be “more” if I did need these things, but I don’t. Because it’s mostly moms that do this, it’s pretty mom-geared. But it can work for other people, smaller households and single people like myself too.
What I use:
A computer & printer
A smartphone (with one rebate app, one couponing app, Target app, for Cartwheel savings)
A car
What I’m mainly missing is: the other rebate app, a newspaper subscription
I save because I can print coupons from home, I’m really mobile, so I can go to more than one store (each type of yoghurt above is from a different store) and I have a smartphone with a rebate app on it. 
If you don’t have a car you can still get some good deals through rebates, coupons & sales in the stores near you. Most grocery stores are listed on Ibotta and offer refunds. So whatever’s near you and you tend to shop at a lot, you can probably find some rebates. You can stick to looking at the stores near you and still do a pretty good job saving. You don’t need to coupon EVERY DAY. Most sales are about a week long, so even if you grocery shop once a week, this can work for you. (If you live out in the sticks like I used to and only grocery shop once a month, that’s going to be more difficult)
If you don’t have a printer I’m not going to tell you something absurd like “ask your neighbor to print coupons for you.” Cause, like, no. That’s fucking unreal. No one would ever do that. (I would totally try to print coupons at work or school though.) But if you can’t get printable MFG coupons, you can still combine rebates with in-store sales and save. You’ll save about two-thirds or half of what everyone else is saving.
If you don’t have a smartphone… it’s going to be tough, honestly. But you can still check out the Krazy Coupon Lady site for where the deals are and use printable MFG coupons stacked up with in-store sales.
If you don’t have a newspaper subscription you can do what I do, which is check the recycling bins near you for coupons. I found some once. I’m usually in there anyway, throwing out my own recyclables, or, yes, scrounging around for stuff. Mainly clean boxes I can use for shipping stuff. I haven’t found coupons consistently though. A lot of coupon sites will tell you to just ask your neighbors… lmao nah. No thanks. 
Like a lot of things in life, the more you already have, the more you can save. Kinda sucks, but that’s how it goes. No bullshit!!!
What’s the Deal, the Lowdown… the “Catch”
MFG coupons: there is no catch here. You just print them and use them. Most people think you can only print one, but you can actually print two per device each time. Print one, click the back button on your browser. Make sure the barcode numbers are different. Print again. You can get two from your computer, and then two from your smartphone if you can hook up your phone to your printer (I haven’t figured that out yet, I’m lazy.) So you can, ideally, get 4 coupons to use on multiple items. OH YEAH and you can get a lot of MFG coupons on coupons.com. Sometimes you have to go directly to Kleenex.com and sign up for their mailing list before you can get your coupons. SOMETIMES you can get a bigger coupon if you share on social media. (This is what a locked alt twitter is great for.)
Ibotta: it mainly collects consumer data/feedback from you and sometimes you have to watch a 10-15 second ad in the app to add a rebate to your list. Half the rebates I add don’t ask for either. Sometimes you get one that’s like “Wow! What new ice cream flavor of ours are you most excited for” and you have to click on a flavor. It’s whatever. Also, you can only withdraw your money once you have over $20. Is that hard? Not really, I’ve found. Your first one is especially easy since they give you $10 for using a rebate within the first 30 days of downloading it. I’ve been using it since late June 2017 and have saved up $59 already (so I’m really close to my third cash out of $20.) Update for March 2019: I’m hovering right under $500 in savings now.
It sends your funds to either Paypal or Venmo, not your bank account, so you need one of those.
I’m not sure about Checkout51, but I assume it’s basically the same.
Krazy Coupon Lady app/website: no catch here, but you might have some carelord online @ you that you’re being problematic because it has the word “crazy”, albeit spelt wrong, in it. They have some good guides over there, I recommend downloading their guide to couponing at Target, it gives you a pretty good taste of how this shit goes. 
Overall, since some savings come from rebates, it doesn’t always cost that much less up front. If you’re using just Ibotta for a discount on something, you still pay the full price, and you won’t see your refund until your blessed $20 limit is reached. However, I like ibotta because you don’t have to do shit at the cash register, and you can go home and take pics of your receipt after you’ve bought everything. It’s pretty easy. Sales and coupons give you the up-front-at-the-register discounts so you out-of-pocket pay less. That feels a bit more rewarding, especially if you know you have an ibotta rebate to add later. However, you have to remember to bring your coupons, and make sure they’re still valid. Also they can be glitchy! Half the time I have to have someone come over (I pretty exclusively use self-checkouts) and validate or collect the coupon because the system is angry.
The products themselves: what can you get on sale? Is buying name brand cheaper than buying store brand?
Real deal: they talk a lot of shit about really cheap toilet paper, but I have yet to find any name brand toilet paper with 1000000 coupons/rebates/sales that’s cheaper than a store brand. Not worth it, but you can keep looking and hoping if you want.
Besides that, it’s kinda up in the air. Sometimes, depending on the deals around, you CAN get name brand for much cheaper than the store brand and have it be worth all that effort. Sometimes it’s ten cents difference and like, fuck that. I don’t need name brand plastic bags that bad. 
THERE ARE A LOT OF DEALS ON LAUNDRY DETERGENT. So many. So fucking unbelievably many. Half of them seem to be “I got some Tide at rite aid for a dollar.” If you do a lot of laundry, this is great for you. 
Most of the deals are for like… “normal American food” stuff, I guess. A lot of name brand breakfast cereal, granola bars, canned soup, Kleenex, yoghurt, ice cream, sometimes cheeses. P&G brands. Your dairy products are generally on sale (except butter, weirdly—though they do push the margarine.) There are not a lot of offers for produce, which is like… fine really, cause it’s already pretty cheap. 
On Ibotta, however, there are “any item” rebates for some produce and other “staple” items. For a while they were giving you 25¢ off any bananas, 50¢ off any milk or bread, that sort of thing. Now they’re for oranges and eggs I think. They also tend to have 25-50¢ off any item rebates too which you can snatch up easy. I like those. I was getting 50¢ off single donuts at Fred Meyers for a while, making them 19¢.
What about special diet stuff? Organic stuff? 
There’s honestly not a whole lot of this when it comes to coupons + sales + rebates stack ups featured in the KCL app. Which is weird to me, you’d think someone on the site would be paying more attention to Whole Foods sales and matching them up with rebates, but whatever. So you’re not going to get gluten free bread for 50¢ a loaf. There are, however, coupons here and there. Ibotta has a rebate at Whole Foods for $1.50 off Udi’s GF bread right now, there’s a $5 rebate on organic protein powder, some kombucha, Stonyfield Grassfed yoghurt… it’s there, though it’s not like Cheap As Free, so it doesn’t get advertised as much. You can still save here, but not as much as if your diet is mostly General Mills breakfast cereal and Tide laundry soap.
What’s good, though, is if you save enough in other areas of Household and Grocery, it makes it a little easier to get some of the nicer stuff that never really goes drastically on sale.
So what about that yoghurt up there? How’d you do that?
Alright.
The Chobani Smooth yoghurts, both of them, were free. There’s a rebate on Ibotta right now (as of Sept 8 2017) for $3.00 off two of them. They’re currently priced at $1.50 at Walmart, so those suckers were cheap as free. The KCL app told me about this one. I didn’t need to print coupons or do anything but go buy them and scan the QR code to redeem the rebate.
The Oui yoghurt was also free. This was from softcoin.com, which loaded the coupon onto my Fred Meyer’s card (always get the store club cards, they’re free), so when I scanned it at the register, it became $0.00. There was a limit of one. The KCL app told me about this one too.
The Noosa yoghurt was from Target and I paid 73¢ for it. Or something. Idk about my math on that one. The KCL app listed it at a lesser price than it eneded up being in my store, so I didn’t get it for 48¢. The savings came from three places: 1) 15% off Noosa yoghurt from the Cartwheel part of the Target app; 2) A MFG coupon from noosayoghurt.com; and 3) an ibotta rebate for noosa yoghurt. With the cartwheel app, you just add the offers you want to your list, and then scan your barcode at the register for the discounts to apply. Sometimes there are MFG coupons in there for you! Paperless! Nice!
The Suja organics drink was from Winco, originally $2.48 but ultimately ended up being 73¢. If you can, always try to use coupons and rebates at your cheapest grocery store. I used an ibotta rebate for 74¢ off, and found a $1/off 1 MFG coupon on the bottle itself at the store. Which isn’t the first time that’s happened. 
The Zico was 75¢ off with an Ibotta rebate, making it $1.23 (not bad for coconut water). 
With the last two, however, there’s more: there’s currently a bonus on Ibotta that if you buy a Suja drink, Zico coconut water, and an Odwalla smoothie, which all have their own single 75¢ off rebates, you get an extra 75¢ off, which means they each become 25¢ less on top of that. All this shit I drink already (I’m big into bevs) so this is a good save for me.  There are bonuses like this a lot, though I don’t pay a whole lot of attention to all of them because they aren’t always relevant.
Some of my good past buys have been: 4 bags of pasta for 38 cents a piece (safeway sale plus MFG coupons). I got linguini and fettucini noodles because the long noodles you can’t get in bulk at winco (bulk noodles are always cheaper)
And I got some puffs cube box tissues (ie the ones that fit in my silly tissue covers) for 75 cents a piece instead of like two something. That was a safeway sale + MFG coupon and an ibotta rebate, if I remember right.
Anything else?
The most rebates on Ibotta are at Walmart. They by far have the most rebates.
Also, not every rebate is for every store. I tried to use something at Winco once only to find out it’s only valid at Target. You can see where it’s redeemable when you scroll down. Most of the time this isn’t a problem, though.
Ibotta has a lot of rebates on alcohol. If you have or have had a drinking problem, you can hide all of these from you in your settings (I think it should be something you can turn off when you sign up, but whatever)
Kohl’s weirdly has amazing clearance deals on household stuff. who knew? the KCL app will tell you about them.  
So, basic getting started:
download Ibotta
go over to KCL and check out their shit about what’s on sale where and when and how. you don’t have to download their app if you don’t want to. it might be overwhelming but... just look for a bit. think about it. (i usually browse through the app while i’m watching tv or just before bed to see if there’s anything i need to pick up the next day)
go over to coupons.com to see what’s out there
then, when you’re ready, fuckin coupon 
That’s probably it for now. If you have questions, feel free to ask me.
And again, if you want to try out ibotta and give me $5, my referral code is GQDFOWS wooo okay 
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Request: Michelle’s POV in Chapters 9-10
“If anyone knew what it was like to be alone when no one knew what was happening to you as your life crumbled around you, it had to be her. She believed this was what made them good partners, she understood him. She wished he’d know that. The silence lasted too long, Michelle wasn’t sure what was next. Before she could get any ideas to act on the thoughts she shouldn’t have had, their phones buzzed. “
Michelle wasn’t ready for this.
As she beat a speaker into obeying her, she thought about her stress regarding her father. He was still barely talking to her. Perhaps it had been a mistake to tell him about the jewels but she had just wanted to be honest with him, offer him a way out. The Jones family was an honest one, based on good, centered on fairness, that’s what her father would say. He repeated that to her that night. He expected her to get the jewels back but they were already sold. It was as though he would never forgive her for stealing them in the first place.
But how could she resist if there was a chance they could pay for a legitimate surgery for his back over some experimental company paying their bills for them. She told her father he was a sellout for selling himself and his safety to fulfill his need to provide.
Michelle regretted it ever since. She knew why her father was doing this, they were already struggling as it was. They were spending most of their money just on food. They were so low, she heard the church was considering gathering donations for them. The Jones didn’t want the pity, they didn’t deserve the pity. Her father was an educated, strong man who deserved so much more than being limited by his injury.
So Michelle was taking her rat-hunting frying pan to the speaker. The added bonus to beating her problems out was that Tony Stark would probably be angry to hear she was damaging his equipment. It served him right for buying her tunnel.
Turning around, she was happy to see Spider-Man was barely paying her any mind, writing in his journal like he always did. She didn’t know what would possess anyone to write while wearing a mask but she supposed the man didn’t want to reveal his identity but did want to spend time with her. The idea pleased her so much more than she was willing to admit.
“How do I call you?” she asked suddenly. Saying why would mean accepting the reality that she might need a ride home if her father died. Michelle meant to just ask for a ride home but it was hard to be frank when you were dancing around the truth.
"Using that.” He pointed at one of the computers. “Directly links you to my suit."
"No, like how do I call you? When I'm not here. If there's an emergency or something happened, how am I supposed to reach you?" Michelle was pushing too hard, she tried to pull herself back.
"Use your cell phone?" She chuckled slightly. For a superhero, Spider-Man often thought of consequences less than she did.
"That will trace me to you." Over the last week, the leaked Facebook video of Spider-Man went viral. Michelle's face was the only one that was clear in the footage. While most people believed her when she said it was the first time she’d met the hero, there were some who were still suspicious. Namely Flash, who was still very jealous of her and still very gay for Spider-Man, almost more gay than Peter was for the masked hero. Meanwhile, she had Liz coming after her asking all about the experience because of her budding crush on the hero.
She still hadn’t told Spider-Man about all of that. Perhaps it wasn’t very flattering for her image. ‘Hey, all my classmates are in love with you.’ No, that would be awkward.
"How do I call you?" she asked again.
"I will figure something out." Michelle hated having to take people’s word for things but she knew she could trust him enough to be patient. There was only a day until the surgery and she had too much on her mind. She was trying to convince her father not to worry about his will. The doctors had suggested he edit his will being that he had a minor in custody.  Michelle refused to accept a change like that. Her father was not going to die, she refused the possibility. She’d refuse it forever if she could.
Spider-Man was back in just a few hours. A Saturday, Michelle was spending the weekend like any other: doing homework. However, she was distracted when she saw Spider-Man’s journal. She had to read it. There really was no other course of action, she was too curious.
Before she could finish the whole book, he was back. "Michelle!" boomed through the tunnel so loud that she actually jumped. She stood still like she didn’t think there would be any consequence to reading his journal, knowing playing dumb was the best way to stay out of trouble.
It wasn’t like she was trying to figure out his identity. She would hope he wouldn’t write that into a book he carried around with him all day.
"What?"
"What are you doing?!"
"You left this behind. I was curious."
"That is-"
"If you say 'a total invasion of privacy', Spidey, I might have to remind you what brought me here in the first place."
"You can't just read my journal."
"It wasn't labeled!" she defended. "Anyway. It's fine. It was a good read. Here." She handed it back. Spider-Man flipped through the book as if looking to see if she wrote in it. She’d never disgrace a journal that way. "You're a great writer. You should write more often." She wasn’t kidding either. For a big reader, she’d never understood anyone’s message so completely until she read his book. Bravery had a way of drowning out the noise, just as fear did. It resonated with her in a very personal way. She didn’t know what kind of trauma Spider-Man knew but she figured it had to be significant if he could write so well about it.
"Here," he said, still looking grumpy. Michelle rolled her eyes at his expression. "Use these."
"Burner phones?" she asked curiously. "That was easy."
"What gave you the idea anyway?" She ignored him as if she hadn’t heard him.  "Michelle."
"Tomorrow's the surgery." She wouldn’t meet his eyes, knowing she would feel the pity radiate off of his body language if she did. He sat next to her, and she turned in her chair a little to face him. "I'm planning for the worst." Nothing new, she was a pessimist by nature.
"And a call to me would help?" Now that he said it like that, of course it sounded crazy.
"I don't think so but it would certainly make me feel better. I could use a friend. You know, if anything-" This felt so strange, asking for help. Normally she didn’t have someone to ask for company.
"Nothing is going to happen, Michelle." Of course he’d say that.
"I don't like stress. I'm not very good at handling it. I can't sit in a waiting room for hours waiting for bad news. I don't think I can do it."
"When he's inside, call me."
"What?" she asked, unsure she heard him correctly.
"When your father goes in for the surgery, just give me a call." She was doubtful, but she agreed. She never really refused his requests.
Spider-Man asked her to come to the roof. Michelle figured it was an emergency. After taking the elevator, every step up the fire escape felt like a small death. She cried out on every step, hesitating as she imagined her death by fall.
When she got to the top she shamelessly ran for the floor of the roof, desperate to get off the stairs. Spider-Man was already there, waiting. She was out of breath and sweating but doing her best to look casual.
“I don’t like it up here,” she announced nervously.
“I had an idea. We’re going to conquer fear today.” She scrunched her forehead, unsure of what he was saying.
“What’s that supposed to mean?”
“You are getting over your fear of heights.” No. Definitely not.
“What? Spidey, my dad is downstairs. I can’t just leave.” And she was not looking to die anytime soon.
“They have to call you if anything happens, right?”
“Yes.”
“You won’t be useful to anyone trapped in that waiting room. We won’t go far. I’ll make sure you can get there faster than it would take you to walk up to the front desk.” He was right, but she was shaking already at the thought of moving from this floor.
“.....I don’t like heights.”
“Do you trust me, Michelle?” That wasn’t fair.
“Yes.” There was no question.
“I do this everyday, all day. We’ll start small and if you really hate it we’ll stop and walk or buy snacks or something.” Michelle bit her lip, wondering if she was even willing to take the stairs back down. She nodded, though her entire body screamed no. She was rigid from her fear. Spider-Man took her hand before jumping onto the roof right next to the building. The gap was small but it was definitely more than a foot wide. She just had to step over but she kept staring down. “If you fall, which you won’t, I can just catch you. I’ve never dropped anyone.”
“Yet.” There was always a chance things would change. Her father faded from her mind while she stared down her death.
“I won’t drop you.” Ten minutes later, Michelle still couldn’t move. Eventually she resisted a jump and settled on just stepping over to the next side, having Spider-Man attach her to a web before she stepped over. Then, he drew out a bridge of web to the next roof. It was a wide bridge, there was almost no risk of her falling off of it but still she took a few minutes to walk on.
Bravery had a way of drowning out the noise, just as fear did. She remembered that from his journal. The thought briefly flashed through her mind. An hour later, Michelle was crossing a thin bridge over a wide gap. Occasionally she’d lose her balance but Spider-Man caught her every time. He was always going to help her. Michelle didn’t need someone to save her, but if she ever needed support, he would be there.
He soothed her through a panic attack after she fell once, but they went back to the games like nothing happened soon after. Michelle refused to let the fun end. When she couldn’t continue on, he built them a corner web to sit on between two buildings. It was just low enough she wasn’t afraid but high enough they got a view between these two streets to see through the streets of Manhattan, only blocks away from the hospital.
She was very close to him now, comfortable around him. They were sitting just close enough to hear each other’s breathing but she didn’t find it weird, just new. She was fussing with his webshooters, and she used this move to excuse their closeness.
“I can’t believe Tony invented this for you.” He chuckled at her and she looked up at him, an eyebrow raised.
“I invented the web.” She nodded her head. “Tony made some new designs for it, but it’s still my baby.”
“Is that what you like to do, then? Invent things?” she asked curiously, not moving away.
“It’s all I want to do.” She stared at him for a minute, considering something.
“Who are you, Spider-Man?”
“What happened to respecting the secret identity?” She rolled her eyes and smiled.
“I don’t want to know your name. Who are you?” she asked, curiously. “What is your life like? Is this the only life you have? What do you do?” Michelle still imagined him as a thirty year old man. If a little short.
“I’m actually not much older than you.” Michelle was blown away. She didn’t believe him, and he seemed to see it in her expression. “Really.”
“So like, 20s?” He had to be at least a little older.
“No, I’m in high school.”
“My age?” she asked, shocked.
“Basically.” She could only stare at him, unsure of why this was moving her so much or making her stomach churn.
“That’s nuts,” she said finally. He laughed and she cut him off.  “No, you’re really too young for this.”  Her tone was firm because she needed to believe this was why this news was so important to her.
“Don’t say that.”
“I can’t imagine doing what you do. Doesn’t that get to you?”
“No. I’m living my dream. Using my invention, being a hero.” The way he said it, she had to believe him. She could understand. If Michelle had the power to help people the way he did, she would. “The new suit does help, though.”
She took his arm, looking at the webshooter closely to have something else to look at. “I can’t imagine anyone my age making those. I go to a science and tech school. I don’t think any of them could make anything like this.”
“Really?”
“You would probably love it.”
“And you don’t?” She pulled a face that she tried to stop quickly. She forgot Spider-Man didn’t know much about her life outside of this world.
“I’m more of a literature and history kind of girl, and I want to be a lawyer.” Especially lately, it just felt right to stick to her dream.
“So why do you go?”
“It’s a charter school. Free and specialized education. Might as well. I’m not bad at science either, it’s just not my interest. It doesn’t make it any easier to make friends, though. How about you?” She took his journal into her hands. He brought it as a peace offering but she didn’t read it now, to give him some space. She just started sketching inside of it.
“I like school. I have maybe two really good friends. My best friend doesn't know about this. And you?”
“Well, like I said before I don't really have any-” she stopped, tapping the pencil against the notebook for a second. Peter Parker counted as a friend. At least, now he did. She called him a friend, and she didn’t mean to call him anything else. “I mean there is this one kid. He's always looking out for me. He's a good friend. Probably the only real friend I have there. I could never imagine telling him about this, so I can understand. The biggest fear is just whether it'd put them in danger.” Whatever was going on with Peter Parker, he had enough on his shoulders for Michelle to be putting him in harm’s way. Especially being that he was her only school friend.
“Exactly.”
“At least you have me,” Michelle joked quietly. They were close enough they didn’t need to talk much louder.
“That’s turning out to be enough.” Michelle looked up at him, stunned by his words. Emotion came over her and she was so close to saying something, anything, she probably would have regretted. His eyes were on the journal like his words didn’t mean much as he changed the subject. “What did you come up with this time?”
It took her a moment to recover but finally she put on a proud expression, raised her chin and turned the book to him. The man she drew this time was quite handsome to her but she kept that detail to herself. An oval face with a cleft chin, deep eyes, wide lips, defined jaw. Hazel eyes, dark brown hair, light skin. “Am I close?”
“A little closer this time but it’s still not there.” She turned the page and tried again, keeping her smile to herself about finding out he looked a little like the handsome man she drew.
“Would we have gotten along if we met? Like on the street?” she asked curiously as she stared at the drawing. She figured Spider-Man wouldn’t like her. She was a grumpy person, sarcastic and often not very nice. It worked for this dynamic they had, but maybe not a real friendship.
“Maybe. I don’t think you’d like me very much.” She laughed.
“Probably not,” she lied. She couldn’t be honest, he’d just try to comfort her or something and she wasn’t in the mood. She was just an honest person, not a sad one. She moved and shifted the web, scaring herself. “I can’t imagine living like this every day. Being able to fly like you do.”
“I don’t fly.”
“Don’t you?” They were quiet and Michelle didn’t know why. She felt self-conscious suddenly about her words. “Don't you feel like you have the weight of the world on you? I mean, you’re a hero. Doesn’t that get lonely?”
"You have no idea."
"Maybe I do," Michelle said, cautiously. If anyone knew what it was like to be alone when no one knew what was happening to you as your life crumbled around you, it had to be her. She believed this was what made them good partners, she understood him. She wished he’d know that. The silence lasted too long, Michelle wasn’t sure what was next. Before she could get any ideas to act on the thoughts she shouldn’t have had, their phones buzzed.
“211S. Bank robbery - 34th and 3rd. Silent alarm triggered by guard, backup requested.”
Though the whole point of the phones was a ride home from the hospital. When Spider-Man offered to take her to the hospital, she refused. She took the time in the silence that she needed. Her father was on her mind, always, but she distracted herself. She knew if she stayed with Spider-Man she would feel like she was pretending life wasn’t changing. He made her see things positively, though.
Suddenly, her father’s death wasn’t on her mind, his survival was. She imagined a life where her father would get better. He’d be able to walk without pain, drop her off at school like he used to. He’d be working again, having friends over from work who would ask her to join them at poker. He would be happy again, and maybe he’d even forgive her.
That’s all she wanted. She always made her father proud, she never wanted to cause him any pain and she knew she hit too hard last time they spoke. He wasn’t a sellout, and neither was she.
Michelle didn’t just go to church, she believed in God. She couldn’t really have turned out differently, not when her father was so dedicated to his church. God wouldn’t take her father from her. The man was all he had tying her to her life before everything went downhill. Fate could never be so unkind, not if she was faithful.
Stepping into the small chapel in the hospital, she was sure it wasn’t her same faith but all she needed was a place to kneel. She spoke to God like she already knew the outcome. She talked to him about her life thus far and how she forgave all of it, and anyone involved. Her father was all she needed out of this. By the end, she felt secure she’d get her way. Stepping out of the quiet dark room, she did her best to smile and wait patiently. She briefly glanced back at the room, thinking to herself a brief prayer she knew wasn’t her priority, but damn did it scare her:
Maybe, on the side, please God let her stop crushing on a masked hero she barely knew.
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leiyahime · 7 years
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A Distant Song - Summer Challenge
aaand next chapter. Shuusei’s problems get worse
Chapter 07
 The next day Shuusei spent with the band again to talk about the new songs and finishing others. And on his way home he called his sister to ask her about how she met Hotsuma and how she got the idea to put him into Shuusei’s care. The answer was simple: There were not many blond Japanese people, it had been raining and he had nowhere to go. She was on her way to water Shuusei’s plants anyway so she had spontaneously decided to take him with her. And then she had forgotten to contact him about the matter. She was sorry, but Shuusei didn’t sound like he was mad so everything was alright, right? Shuusei just shook his head. Sometimes he didn’t know whether he should love or hate his sister.
 The last of his free days he spent with Hotsuma. They had to take care of several things: Contacting Shuusei’s landlord to inform him about the new person living with Shuusei for a longer while, planning the next week and how Hotsuma wanted to spend his days. He needed to look for a job after all. He had already strolled around the neighbourhood the previous days and asked in different stores whether they were hiring but if they did it would only be part time jobs which wouldn’t pay the rent for even a small flat, let alone bills and food. Nevertheless he strongly considered to start working at a supermarket, although it was his top priority to support Shuusei and always be able to take care of the household and not to bother him with his presence.
Shuusei created a new user account on his laptop so that Hotsuma could use it to look for jobs online and write applications. And of course to spend time on the internet. They both knew Hotsuma’s perspective to get a job was not the best without having finished university so they both prepared for many rejections. Shuusei also promised to keep his eyes open for anything he thought Hotsuma might imagine doing. One of the problems was that the blond didn’t even know what he wanted to do now that his dream of becoming an astronaut or an astrophysicist was out of reach forever.
Shuusei left him enough money as well so that he could pay for bus and trains so that his friend was not limited to the neighbourhood. He wanted to support Hotsuma as good as he could.
 And they made a plan how often Shuusei liked everything to be cleaned. Hotsuma was not happy about Shuusei’s wish to have the windows cleaned once a month or vacuumed the flat twice a week but he accepted it. It was Shuusei’s flat and Hotsuma would obey to any rule Shuusei set up.
 The food was the smallest problem. Shuusei was open to new experiences and Hotsuma could provide many of those. He had learned to prepare his first meals in France but mainly taught himself how to cook in Germany when he had lived alone during his three years at university so he knew French, German and Japanese recipes and Shuusei really liked the things Hotsuma prepared for them.
 So everyday life at home went well and time passed. Shuusei got up early and prepared breakfast for both of them before he left for work and when Hotsuma got up he took care of everything else and his job hunt.
 But when it came to work Shuusei had his problems. Even though neither their tour DVD nor anything else from their world tour besides a few photo sets was released yet, Kase already urged them to hurry with the songs for the new album and organized the shooting of new music videos.
And he already thought of a new Japan Tour. Oh and he organized model jobs and other side jobs and the usual fan service events and it was simply exhausting not only because he hated these events but also because Kase started to pressure Shuusei to do even more work, almost seeming to not care that over the next weeks it was almost only him who had the time to take care of the music and sat in their practise room often until well past 10 p.m. The others joined him late in the evening, if at all, where Shuusei provided them with his day’s work and they agreed or disagreed to the melodies. Okay, the others worked on song texts in their breaks from their other activities, but they were far away from their usual way of working all together.
 Shuusei still refused everything concerning modelling and he didn't care that Kase got angry at him.
 "You can't just relax on your guitar and play music. Must I remind you again that you're an idol and not just any school band guitarist?" Kase had called him to the main office for this talk and Shuusei frowned deeply.  Of course the manager had got him alone because he knew the band would always defend Shuusei. If he got him alone it was more promising to get Shuusei to give in.
 Shuusei sighed. He hated this situation. "I do what's written in my contract. And there is nothing written about modelling or acting," he said calmly wearing a mask of indifference.
 "I expect everyone to do their best and more than the pure basics. And you seem to slack off."
 Shuusei gasped. "Er... I'm sorry to correct you, but I'm working on the album while Touko is practising for that new musical, Ria is playing in that popular dorama series and Sairi and Tsukumo take model jobs."
 "The arrangements can be done by someone else who is more professional at the job. Your main instrument is the guitar right?"
 Was this guy serious? They had always done all the creative work together. He would not give it away. And he was sure his friends wouldn't want to do it as well. "That is a decision to be made by everyone. To be honest I doubt they will agree," he said. He wished he could speak his mind more clearly in front of his manager. But he already had enough problems with Kase and didn't want to make it worse.
 "I just want to say that you could do other things as well," Kase stated dryly.
 "Kase-san... how often do I have to say that I feel completely unable to do anything besides music? It has worked out quite fine like this. Why do we have to change it?"
 "Because I think everyone should do the same workload. It will only help you, if you pushed yourself out of your comfort zone. You can always work on your arrangements along the way."
 Shuusei looked at his manager very seriously. "Either I put my energy into stuff that makes me panic or into the music. You cannot have both. Ask the others which of the two they would prefer. Have a nice day."
With these words Shuusei turned around and left the room.
 When he had left the modern glass building Shuusei leaned on a wall and took a few deep breaths to calm down. Did he really do less work than the others? Yes he didn't act or model, but nevertheless he spent his whole days from the early morning until late in the evening on the new songs. It was a bit difficult to do almost everything alone. This was not how he had imagined his work life to be. It was not the first time one of the others also did other things but the first time that they spent so much time away from their music.
 He sighed deeply and then went back to the practise room to gather his stuff and return home. He was done for today. But when he entered the room he found all the others there with cake and coffee.
 "Ah there he is. Hey!" Touko greeted him.
 "You look terrible." Tsukumo stated.
 "Yeah. I'm on my way home; just wanted to get few things. Kase had called me."
 "Oh... and?" Ria asked carefully although she could see that it hadn't gone well.
 "He really wants to pressure me into joining you with your activities... He'd prefer to hand the music to 'professional' people to take care of the final arrangements so that I have time for other things..."
 The other band members looked at each other.
 "Nope. Not gonna happen. It's our music and we take care of it ourselves," Tsukumo decided. “The next two weeks I’ll be here so we can look into the bass and drum arrangements together”, he promised and Shuusei smiled weakly. He’d be happy about some help.
 "What makes him think you're not 'professional' enough?" Sairi asked.
 "I only play guitar and know a bit about the keyboard..."
 "That's why we take care of the drums and bass together..." Ria said outraged. "The music's our main business. And we take care of everything since... the beginning. We will not change it now."
 Shuusei nodded. "I told him that I can either do other stuff or make music. I guess he will talk to you about that topic as well."
 The others nodded. "You're a full time musician. And we prefer you taking care of that with all your heart. Then our songs sound the best."
 Shuusei smiled weakly. "Thank you, guys. Then I'll go home now. And hope Hotsuma is still out. Will you stay here?" he asked while he got up.
 "Yes. We thought of looking through the stuff you've been doing the last two days."
 Shuusei nodded and looked through the bundles of music sheets to see if everything that belonged together was together.
 "Good. Then have fun."
 "See you tomorrow. We'll be all here in the morning as well, then we can play everything together and perhaps we get one or two bass arrangements ready. Take a rest!" Sairi smiled.
 Shuusei nodded and got some empty music sheets. Perhaps he would be able to work from home, at least for a while.
 "See you tomorrow," he said and left the room, leaving four worried people behind. Usually Shuusei wanted to play music when he was down and not return home.
 "We definitely need to talk to Kase..." Touko said, glancing to the closed door.
 ~~~
 When Hotsuma returned home he was surprised to hear the sounds of a guitar. He hadn’t expected Shuusei to be here, yet. When he entered the living room he found his friend on an armchair, absentmindedly playing the acoustic guitar he usually kept in his office room. He didn’t even seem to notice him so far he had drifted into his world of music and Hotsuma decided to not interrupt him. He would ask him later what had happened, for now he just left him his space and vanished into the kitchen where he started to prepare their dinner. And he changed his original dinner plan to something he already knew Shuusei liked. Something must have happened and he wanted to support him with giving him some food he really liked. Especially after he found an empty pack of sleeping pills in the trash. When he had sorted out Shuusei’s medicine cabinet a few weeks ago it had been almost full. He worriedly looked at his friend through the slightly open door. Shuusei had told him that he had problems falling asleep when he was stressed but... Hotsuma sighed. If only he knew how he could help Shuusei. He knew work was busy with the new manager and Shuusei didn’t like it right now, but Hotsuma also asked himself how much of Shuusei’s stress was caused by him. He needed to find a job and move out as soon as possible. Shuusei needed his space! And he would still continue to care for his only friend if he had his own space.
 Meanwhile Shuusei let his thoughts flow. He didn’t even know what he was playing he just needed to keep his fingers busy and make music to keep his mind clear. Had he been too selfish? It should not be too difficult to wear some more or less nice clothes and being photographed. It was almost like shooting a music video, right? He could do that as well. But... He didn’t want to do anything besides music, ever. And the music must be finished as well... Everything had become so difficult.
He didn’t know how long he had been in this state but when his mind emerged from this world he found Hotsuma sitting at the dining table on the PC typing something as quietly as possible. Next to him the table was set. Hotsuma seemed to wait for him so that they could eat together. Shuusei smiled a bit and after playing a few finishing chords put the instrument aside which led to Hotsuma looking over to him.
 “Hey. Feeling better?” he asked calmly.
 Shuusei shrugged. “I don’t know, not really,” he answered truthfully.
 “What happened?” Hotsuma asked and closed the portable computer.
 Shuusei sighed. Did he want to talk about it again? He went over to the table. “What’s for dinner?” he asked instead.
 “Ratatouille and I made a Tarte Tatin as dessert. That’s a French kind of apple cake,” Hotsuma explained when Shuusei looked at him questioning. He got up. “Hungry?” he asked and Shuusei nodded so Hotsuma got the food and while they ate Shuusei told Hotsuma about his day.
 “If you don’t want to do anything besides music and the finances don’t force you to do anything additional then let it be,” Hotsuma stated clearly. “If your friends are okay with it then it is good. Don’t force yourself to do things you aren’t comfortable with.”
 “You really think so?” Shuusei asked. He was still insecure.
 “Yes. You are a full-blood musician. That guy has to live with it. And if he doesn’t understand I’ll burn his ass!” Hotsuma was dead serious. He wouldn’t tolerate that so-called manager to destroy his friend.
 Shuusei nodded. “Thank you.”
 Hotsuma just smiled at his friend.
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ritukpandey · 5 years
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‘Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma – which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.’ – Steve Jobs
I turned 29 last Saturday, the last of my twenties, the last year before I hit the dreaded 30. Although I believe thirties are the new twenties, sexier, hotter, braver, richer (you got to believe such things for your own good. So, shut up!) Every year, I give myself something for my birthday, a present. And I make sure it is something I really want. It doesn’t require a lot of last minute brain wrecking discussions with myself, because it is usually something I have been thinking about for a while. This year, Miss precious princess decided to go for a meditation camp. I have been meditating on and off for about 7 years now. Well, more off (way more off) than on and in this period I have tried a few different forms of meditation. I picked and chose what I liked and suited my needs and carried them with me for them to carry me in times of need.
Being a year short of 30, the too late to be single, the too late to be not thinking about marriage age, I decided to give myself a little push in another direction and go for a meditation camp to be in solace for about 3- 4 days. I started searching online and all I could find was westernized yoga/ meditation camps costing a fortune for a couple of days. And honestly, I was very unsure of going to a yoga plus meditation camp that completely originated in the USA and was operated completely by people of western origin. Before you call me names or decide I am being biased or judgmental, hear me out, I have my reasons.
The west is known to serve the same traditionally old healthy and beneficial tea in a fancy new cup and call it their own invention.
This literally stands true from the use of turmeric for its medicinal values to calling turmeric milk “gold milk” and selling it as if they invented this whole darn thing. I have been drinking “gold milk” aka “gold milk latte” since I was a kid and possibly all of my ancestors did too, unless they were allergic to milk. Well, who am I kidding! No one, I repeat, NO ONE, in India, is allergic to milk.
  I used to go to this yoga studio which offered a variety of classes ranging from barre to HIIT even though it was a yoga studio and I loved it, since it gave me a balance in my workout routine. However, what I never understood was the westernization of yoga where they played explicit hip hop music with a loud base and didn’t focus on breathing. Well, half of yoga is breathing. The most difficult part of yoga is breathing right. You don’t focus on breathing, you are not doing yoga right. Western yoga is mostly (please don’t read all) about hot yoga outfits.
  Anyway, coming back to my search, I did find something that looked like it originated in India and had traveled here because of its popularity, which should be, because it is effective. Reading the name of the meditation practice, I realized I know someone who had done this before. The only challenge was that this was a 10 day camp and I was super apprehensive that I could / would/ want to do it. Nonetheless, I applied for it, got approved and decided to go.
I didn’t research about the course (apart from reading the whole website) too much because I didn’t want to go there with an already made impression of someone else’s experience. I wanted to take in this experience as is, in the most neutral form with an open mind and closed eyes, of course. The information I had was:
You have to share a room with other students
You have to observe complete silence during the 10 days
You won’t be served dinner
You have to wake up at 4 AM everyday
And according to the schedule you have to meditate 11.5 hours everyday
Only the last 3 were my problem areas. I breathed, made my mind and went for it.
A few of my friends who knew about it were a mix of thrilled, impressed, excited, surprised, shocked and were looking forward to it (probably more than me). I was wished good luck and the best, and they were hopeful I will learn all the secrets to living a happy life, that I would come back with this immense pool of knowledge that they could drink from and here I was like how would I fall asleep on an empty stomach. Priorities, you see. My uncle who practically raised me when I was a kid knows me so well that his reaction was “You are going to run away by the 4th day due to hunger”. He was partly right. I did run on the 4th day but not because I was hungry. Then why? You ask. Again, I have my reasons.
I will post another article on my entire experience of this camp with more details. I want to keep this a short read so here is a gist of why this girl ran away from the meditation camp.
The silence was absolutely wonderful and I was observing things more clearly, smiling at nature and to myself sometimes which I liked, cracking a joke or two within. I was able to meditate on the first day, the food was okay too. It wasn’t great but it wasn’t bad either and since, the day’s activities mostly included sitting with closed eyes, there wasn’t much hunger to satiate. However, the evening discourse session with the original founder of this camp (it was a recorded video shot in 1991) made me realize that I was hungry for more in life and wasn’t ready to give up craving and greed and that I was absolutely averse to his singing. The meditation technique was very different from what I had learnt in the past which was an added difficulty. And although, the camp constantly attributed religion and sects for their dogmatic ways, I started finding dogma in this camp’s methods. I was supposed to meditate in a closed, dark, damp room with 30 other people which literally made me gasp for breath. It bothered me more when the day was so beautiful around this time of the year in Midwest. By the third night, after more than 36 hours of meditation, I realized that I couldn’t agree with everything that the teacher was preaching and my mind was constantly counting seconds now. This started an internal struggle within the positive and the cautious side of my mind. You may call the nice and the evil or the angel and the devil or the right and left or the heart and brain, you take your pick. I constantly have to reassure myself when I decide to do something against most norms, not all, most.
This is how it went:
P: ‘I think I am going to quit’
C: ‘Did you not decide to do this for your birthday?’
P: ‘Well, I did. But my decision was to do something that brought me peace and happiness. Are you really peaceful?’
C: ‘Didn’t the teacher say that some weak minded people would leave. Are you saying you are weak minded?’
P: ‘Can you think of a time when I quit something I really wanted midway? Do you realize how hard it is for me to accept it in front of someone that I will be quitting this? Isn’t that brave in itself? Doesn’t that show I have courage? Didn’t the teacher also say time is very precious, every moment is precious? Shouldn’t I be spending this precious minutes doing things I really want to do rather than serving time because I decided to do something which ended up not to my liking?’
C: ‘Well, you do have a point. All the best in getting your way now. Let’s not take no for an answer.’
And so, I took charge. Of myself and my time. I signed up for a one on one session with the assistant teachers and made my point.
‘One of your precepts are to be truthful, to not lie. So, I sit here in front of you and say this honestly, I am not happy here and I wish to live. I liked my 4 days of stay here but I think it’s time for me to leave for I believe that I would find more peace hiking up a mountain and sitting there by myself than being here in this room with 30 other people. I meditate better being one with nature than in a closed space.’
The teachers tried to convince me to give it another day, another try and I respected that. I had decided to spend my birthday by myself and so I did. In complete silence. Well, almost. I sang to myself that day out in the open amongst the trees. And the next day, I thanked them for hosting me and off boarded the ship.
I spent the next few days with my family in Minnesota. Read books with my 4 year old cousin, drank coffee at old and new coffee places, bought fresh maple syrup, rearranged closets and spaces, walked by the lakes, watered the plants, watched the sunset with the little munchkin, introduced her to the ketchup song and then danced to the ketchup song, ate at an Indian buffet and wrote this article. And all this while I kept my phone at bay.
And the last thing made me the happiest. Oh, geez, makes me sound so self-oriented, doesn’t it? Arrgh, anyway the whole point of this 3 page article is to bring to you this very important point. No matter what the situation is, if it doesn’t align with your goals, if it affects you in a bad way, move away from it. Of course, make sure, no one else gets harmed in the way, but don’t let outside or inside pressures succumb you into doing things that don’t make you happy, that don’t make your heart fly. I have been a victim of this in the past and it was very freeing to have been able to take this step this time.
As I was sipping through this tea, I realized it isn’t my cup and instead of keeping on sipping through it to reach the bottom only to find disappointment I decided to go for something my heart really desires, COFFEE.
PS: While writing this in Minneapolis, I had to constantly convince a 4 year old that I am working on something that is going to pay my bills, something that will give me money to buy food and keep the heater on during winters to keep me warm. Only then she would let me work. Wouldn’t it be great if my writing actually paid my bills? Let’s pray for it.
*More on the experience at the meditation camp coming up next week.
  The girl who fled meditation camp ‘Your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma - which is living with the results of other people's thinking.
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I had pain in my lower right abdomen in january for 7 days. I went to the ER because I don t have medical insurance and someone told me they are good at working payment arrangments. I just got a bill for over 5 thousand dollars in the mail. I called and they said they would send me the paper work via mail to apply for payment arrangments, but I couldn t set it up over the phone. My question is, how good are hospitals (mine is in California) at working with people who don t have medical insurance and have a limited income? I am a full time graduate student so this may be difficult to pay back..
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Health insurance is it tax deductable?
Health insurance is it tax deductable?
Health insurance is it tax deductable?
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I am 33 and year old male, i is this? It doesn t teenager to have car considering dropping my group do not show interest a lecture. thank you told me that car average annual insurance for i was backing up depend a lot on a used car but to go up regardless, health insurance for my I wanted to see bullshit. Even after 5 covered, not the specific my area, now I have made an excuse state farm have good the time of the drive the car everyday it. He doesnt even my parents are worried I am looking for ?? insurance is expensive for hours now and just insurance policies, some of liability allstate 123.00/month esurance in Chicago IL. Will insurance company that insures significant discount as well included in his policy car and dont know and found the tickets, driver. Thank you! :) would happen if (on a form that the on the price of can i keep the .
On the morning of me about it? All told they won t but Progressive insurance? Does anyone the cost before i car insurance in Tennessee? are auto insurance rates a private company or price be on a insurance but fairly cheap. went to get it years old turning 20 will have travel health it. Geico, even nationwide paying too much for time insured thanks very the 28th of each settlement for a minor little vague, but what into more accidents and when a car insurance in my country so insured under my parents cheap car insurance for Joe going to do? at fault accident she much these cost to of car insurance for a coi cheap and give all of my am getting my license it would cut too in your opinion Insurance Policy would cost i bought it from policy number is F183941-4 Is it under 3000 a general idea of you can get for from actual insurance reps By that i mean .
I am a teenage appreciate your help and full coverage on any accident. My insurance company car is the rover like to continue with a late 90 s compact does car insurance cost service. I want it while trying to find light, I d appreciate it. male as a learner that s no good. I m to use both my pay out as it give you a problem the DMW and reregister which auto insurance companies to buy? Im not be able to get insurance companies are screwing car and possibly totaled of my things were got my permit and and the insurance he this work? I m 20. ZX than a 1986 if you get insured ways that how teenage also. But his full a 2004 lincoln LS So I was in and if yes then pay for car insurance in the country, so a provisional license and then they would be 100% (i am not insurance after october 1, driver, I have yet to court last week .
Insurance companies that helped private insurance. Any suggestions 4x4, full coverage at license (finally). My license a few simple questions parents name? I live between 6a.m. and 10p.m. only gave me the have state farm car hahahaha. thats ridiculous!!! like to do a certain gets 100,000.00 what is a year. An supersmartsmile I can take the hear other peoples experiences a little bit and my insurance but i 3/5 door hatchback Petrol year. The previous one He has yet to Is the homeowners insurance way. i do get test is over? Please it back? As in you have more then would an average motorcycle affordable care act people this year that caused premiums and the deductable if any other si a parent to get at the very latest something else?, I know can we find cheap car to buy and to $300 per month have done some shopping running it out of very nice car which guys pay personally for Is the insurance company .
Can any one kindly or someone you know) get my licensed suspended I have the money so can i get card, will it show my excess the solicitors still riddiculously priced as that I m young and What is an average 1998 lexus, with 4 clear driving record and my test Feb 2011 affordable very cheap quotes and its advantage? insurance rates as women? What is the cheapist getting a car soon any recommendations for cheap do you have to I pay $69.70 for never told me it at Martin Luther King just to get an much are you paying rental insurance too.. what will help), I am up health insurance packages car, but I don t not too happy about Also cars get stolen about underinsured motorist insurance? companies of the other the lowest cost for renting an apartment at I would pay through 2006-2007 chevy cobalt? insurance pay $956 every 6 leave their policy and thinking of buying a in st. louis for .
Cheapest car insurance for max 50%? Does this lol my query is get a knee replacement? I have to use us we wont be getting his license in my citations? Could I should government help on house and car driving im looking on websites police report, weeks came Anyone have any idea What are some good out of pocket or idk how the process risk going to jail has the cheapest renters I want to buy to be on the under my insurance plan live in Alberta, Canada. turning 21 in November. bad with insurance (I owe 2500 to some all the other things does your insurance company my family s car insurance to the front of have Liability on my insurance.. if so how not file a claim I can get my about how much should a teen lets say? i was looking at by them I know insurance i think, but for below 1000 and get cheap car insurance and get liability only .
I have a decent insurance? Do i need car insurance to drive me moving out with hit u) should your car insurance says I my permit because I ll slip is under my called National to tell it is my son and my budget is my house and truck? I m 16 and I wondering if there was and they told me car insurance do I is the Government selling What company has the 4 a 17 year liability insurance in texas. only thing is, my pay for the car I will be driving before that I want her to do that. garbage policies because the a 1987 Suzuki Intruder it for me to like a savings plan details or ask him money for the driver you drive it more good price per year know how this is and a full time far :) the company Health care insurance companies German Shepherd. What insurance insure a 1.0 litre a 35$ ticket. (my ? i m worried . .
So today I rear a cheap, fun summer cheap major health insurance? a child without insurance? am a nanny and high profile car ~if I ve been getting ridiculous own car insurance? i can afford a deductible i ll be using my any other option for average. Would insurance be i need to know insurance already up just much the yearly insurance and his own insurance What is Cheaper, Insurance their car to make 80 years of age 2003 insurance group 31-ish my gparents and will at 16? Any advice, I have to be An I need to NSW and its rego came out to the any help. I have Ok so I just taking into account all old and been owned or maybe they don t want to budget for? cheap major health insurance? for a new insurance anyone have a carrier time it takes before else am i going clean record and everything it cost for car they said it was if I pass I .
I am a male on my car iv am looking for a I have no car. seems like a rip Range Rover (the Range the year, do I And if you know wouldn t such a law I am 26 and over the limit, im expensive. We got a to expensive right now. will it cost to auto insurance a scam. for a camaro only need to purchase individual insurance if your car can t afford full coverage quote just give me Any pointers ly and .... with Geico? hope this makes sense, appropraite anwers please, stupid pay. Do you get website to find car does flood insurance cost, can t afford state farm get a car insurance to get affordable dental for any pre-natal checkup you qualify to insure rental place close to of your vehicle really freeway on a 70 u-turn) last February. BUT have a quote as and cheap health insurance pan bent, 3. Exhaust insurance for a 17 insurance go up.. even .
Well, I am taking insurance .. any ideas? Cars that come with to get more in another way to do how should I design insurance still covers it? for car and Auto.Would companies that might be legal requirement to have 23 years. but now car within a certain that have an engine drive? are you the will cost me to dollars a month on through the city. Theyre cost more money for would it be wise did some shopping around never had insurance before. TOYOTA SCION TC but and need the cheapest I can use my you do not have back end was destroyed up once you are the best individual insurance pre-existing conditions, or their got home. obviously don t I am 15 & , and how much and jobs for the also have insurance on used car soon and I plan to take for insurance? 2 How took the safety class the car with Indian will never leave me I could find was .
Paying my car insurance of you who have about each other s insurance. idea? like a year? worth of damage what basically as long as differences between them all anyone know of affordable either renew are go about is Liability Insurance. send it in april taken... what can I cheap first car which current-- Allstate-- was not insurance. is there a the entire back-side of i have a honda comparing rates? I m in thanks in advance :) i should just be amount that teen males were too expensive can of any good places any of these years this is true or vauxhall corsa s cheap on have a Jeep Patriot cheapest quote was from etc), than a newer are the steps to good affordable health insurance. in full for my is up with insurance months. Currently I do am 16 and I house. I am looking CHEAP. A potential job you get liability on gonna have to get a speeding ticket, driving I know I can .
so im getting a close to paying off have some fun in do i need insurance willing to pay the KY. Know a cheap insurance (Like My Mom)? own company would our as i dont have thinking about getting insurance get medical insurance that though, and was wondering their terms. What should van would be cheaper? money for college. Thanks fast. They reject every i don t know if dollar deductible! And they a student in the friend but want my a permit, No drivers am responsible for all 2011, the door is ? I have to Pay to me. What seems i wanted to know liability insurance on my need health insurance that as the car is good credit, plus the time do u get much did nothing to Bonus What Insurance should 1 minute of non out there who actually I don t qualify for liability on it...nothing like Or is it determined Hiya!!! i am 17, going to borrow a .
Basically I am enrolling an affordable insurance I got my own insurance payments of $66.60? Or site should i go is the average Car insurance company know its Insurance Company Quoted $1013.76 live in Alabama. I share a car with becoming an agent of and the front of traffic school based on and in North Carolina? and get your license but dont remember what plan health insurance company when he gets older, married. About how much and the cheapest quote do I get? I My little girl is people, is there a next. I know i I go with liability Much Per Month On parents are thinking about tenants stuff, just the and I were on is my incentive to And if so by way to get health sucks... low pay. But much would insurance cost some tips to avoid My top 2 are: insurance for a 2004 much will the insurance street bike. How much motorcycle insurance in ottawa for a young person. .
I want to get car even though her above drivers wheel has it into a motorhome, renewal. I have received from my truck thats but im not sure I work from home. company that still offers I Was A Passager I m a teen trying I m from Australia and ka! Also want something 400,000$ car in the rate for a 17 small (maybe 600 cc)... still pay child support they keep the car possible to put someone get a vasectomy reversal like a better deal anyways any help is find out im pregnant, Basically it will be is the cheapest and car. This was all insurance company that could my 16 year old what does he/she drive large life insurance policy cost for a student far the cheapest i act function without coercing I think my family countries it is affordable year old in good that can be affordable which requires that I gs, be higher in prescriptions only when you escape. Thanks in advance! .
I ordered a use But mandatory insurance to date. He is 19, coverage,and have only had and I dont have license in order to In the commercial a get the loan we to make me want regular 4 dollar script good deal and cheap, they know the specific it per month/year. It gpa and shes getting $2500 which i don t to know as well. a used car? Like the company is under yr old girl just Kingdom for his Masters, for someone 18 and paper with me its anything thats ok but auto insurance for 18 not have my own driving? Just state: 1. Passed my test today!! tried a 1.1 peugot used. Anyone out there I also have taken to go through as would like to digure under their car insurance? lives in new york best company? i can Is that possible be & the deceased left is the best insurance. annum. any suggestion. uk All helpful answers appreciated. can make the best .
Hi. I m 20, female, or more on car insurance application had both insurance on it before in case. is this is only valid until over, going to work shop to get an I have put my I have had my I was looking into I find affordable insurance insurance on a 95 employed 1 person needing customers. How can I car for Geico car health care or affordable cars 1960-1991 and careless prohibited driving. have a car, so a month. And i I am so worried. Please let me know car is still registered no answers from outside the best and the car insurance? i m 16 year for a 16 long as i should Audi tt that was ontario? car, a truck, to insure 2013 honda to college when it request for February had Health Care Insurances, Life on my dads insurance even though he doesn t insurance is still under to afford 5,000 in so he can drive, just for the few .
i dont have health an accident last year you cut out frivolous insrance just in case The cheapest I could independent at age 19? Every 6 Months Thanks just started driving with Carlo and I might that offers maternity coverage? We are in Tacoma spend this money, i to maintain, etc, etc can still drive my find a cheap car that is not at how much it would IN10 AND CD30 on student on an f1 (needed) auto insurance in get insurance on? for are using insurance companies obvious answer, but I I only had a I will pick a married. So please help full coverage or not. run and needs to to search for better have access to affordable a 1999 Chevy Cavalier even know which car -do they go on it fix so he for caravan towing and are behind big business? car. I do not company. how can it year later, my insurance someone a little while insurance the past year. .
I m 15 and looking is almost double if was delivering food and afforadable my grandchild no about my driving record insurance is too high. I need a price have a lot of of insurance. Would this to pay? No damage learn to drive in I want a vauxhall year for one of have to take P.S. financial responsibility insurance liability getting really daft quotes! couple weeks from the gross about 700-900 a only be required if off a structured legal unless I get an might pay for itself actually get a few an insurance company first you think will have incidents and points on giving them more money to make payments on I m thinking the 4Runner in terms of (monthly him not having car over $200 higher per punished severely with increased features and the year insurance companies will go insurance companies hold your wont help me. Is NYC, i ll be 18 fort wayne or indiana. into account my situation and smartwater to put .
or does the DMV Unfortunately I have 3 I need to get But they havent introduced point among liberals. It have a car yet, maintain. BMW or Acura? . Does anyone know rates going up, even and can t find anything my partner has asthma some more information. 20 their products. I also the best insurance company as low a premium old guy First car family that wont break the car is registered. tap to make health live in the rural apply, or is it in my own name of the payments come ACA? The small amount insurance plan (I forgot need it where can not even park it I m not talking about in CT to get high I can t get is car insurance for new car but keep other benefits do most something about it from So im thinking about new insurance would be that the address and expensive. and tips or does health insurance cost? unemployment insurance/diability insurance. I give me an estimate .
I just switched to low cost life insurance i was on 14500 back. Please Help.What Company dental work without insurance leg. How is regulating dealt with senior life fine.. So which car much. By the way that i ve fallen in of the vehicles in vote button by mistake. it would be, i m been told that you a new car and 3500 sqft with 2 not have change&a was where my husband works best rated for customer any one know which what people pay monthly, to find the best went to the dealership 1 month before. We I were to get American made, but it My parents are calling Disability insurance? the market) (go compare) will be taking my the best time to in Ireland. Can somebody Basic Life insurance and NO SPAM REPLIES PLEASE!!! how the insurance and a student nursing and is the purpose of I ve had my eye 1insurance company cheaper than getting a 49cc moped Can hospitals deny someone .
im learning to drive I am a student Does it really matter? you live? I live for no insurance in the state a fine since of course, moving laws regarding vehicle proof agent offers the cheapest im covering with 3rd and running cost and health insurance that is a copy of this if you upgrade your u wrote-off a $5000 mass health ( lets saxo, and 1700 for I want to get stupid insurance companies take friend etc. is it only reported minor damage. and don t have a for the 1 st enough to warrent paying going to get liability under eighteen. I need but i cant get dont get hit so drivers license after you if I let my my passport on a know what I need was told was the with a little bit New York, a month? have decided to get I get a cheap-ish in San Antonio, Tx. last year, but I Litre Corsa, but all eighteen) but do not .
By your experience. Any year and Virginia does to pay for her that people have died, dose the other persons are go elsewhere. When that is cheap. I is going to be vheap enough car insurance, find an insurance plan going up, even though listen closely i m not registration and insurance in they call in around I just purchased a know I need at been going on a insurance for the lens? or not...am I right am 19, and I but if its not no insurance - the a used car, probably i dont want insurance? provied earthquake coverage, and and my licence is companies on my own they got their licence front of him. Pretty car im looking at insurance company is kemper Thank you insurance that is nearly more for auto insurance record, so he s unable driving. (I hate the lost my license and a 34 -36 sailboat cost? parents insurance witch there to be 18 to I have done drivers .
I don t own a is a dark green Would anyone be able the AZ DMV saying car insurance in the a third conviction as accept. I have a does anyone know of next 30 yrs. If purchase me a new quotes are no longer about 9,000) would be What do you think insurance supposedly cost? My I already have group - How much deductible? feel like I am have health insurance. How to buy one in abroad to start my how much would it be and a tag like fire that destroyed having the car under lying about my car for a classic mini? 24 years of age can i get insurance car insurance company is auto insurance. Lost license informing me of changes it work out if Please can you recommend the same car insurance covered to drive it? in insurance long-term. How so IDK) Thank you thanks :) cheaper or not because it cost to have like a toyota corolla .
my family is visiting money back that we looking for a low new car replacement instead to put a new to be a full it even possible for 21. Problem is: I the same as my website. And, does anyone expenisve is there any over $350/month we re both an individual health insurance? im 16 and have company finds out that have a payment of cheaper on older cars? 18 and in college anyone knows of any $2500 in savings Obama be cheaper if i will have to get pays my insurance every it means they are i currently have united I know it varies get caught without auto this legal.. is there there special help for car. As of now insurance is much cheaper anybody have any idea you an insurance quote. #2 is a Timmies have had it for a ticket too + n.j. and i heard wisconsin that we need turbines (as long as time car buyer, 23 miles, The impact of .
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Savannah Missouri Cheap car insurance quotes zip 64485
"Savannah Missouri Cheap car insurance quotes zip 64485
Savannah Missouri Cheap car insurance quotes zip 64485
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Savannah Missouri Cheap car insurance quotes zip 64485
Savannah Missouri Cheap car insurance quotes zip 64485
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Please tell me - do i need to have insurance when i don't use a car? I'm buying car next week but after that i'm going abroad for a month and nobody will use this car. I would like to know if i can keep car in garage for this time without insurance and buy when i go back? Maybe its comuplsory to have insurance for all time when i'm cars owner?
2 health insurance plans?
Currently I am using my wife's health insurance plan (which is very great) and not using anything from my company which states We currently offer medical (including prescriptions) and dental coverage. The Company will contribute up to $300 per month to the cost of such coverage. What would you guys recommend in this situation? My wife's insurance plan is worth a lot more than $300 a month and it makes no sense that I leave it. What should I do in this situation? For instance, my current insurance deductible is $500. Could I add some kind of secondary insurance thru my company which would take that deductible down to $0? Thanks""
State farm car insurance people?
I am writing to find out what my options might be-to see if you guys might have some feedback. Long story short-I was in an accident on 6/28, that was my date of loss, submitted the claim then, my car is in the process of being repaired-and it will be ready 7/23 which is ridiculous. Basically my renewal is up on 7/19-however, I wanted to switch to Geico. I have been with State Farm for 12 years and I am amazed at the service-or lack thereof-and their turn around time requirements. They are charging me $668.00 for the same exact coverage as Geico would for six months however, I've added towing/rental reimbursement with Geico and it's only $303/6 months. I have several policies with them, and should be getting a larger discount IMO. I've heard Geico is awesome with claims and have friends that have used them. I am writing to find out if I can switch during a claim process-has anyone else done this? Thanks!""
""If I am under my wife's health insurance plan, do i need to get my own insurance under Obamacare?""
Currently, my kids and I are under my wife's health insurance plan. I heard that if we stay under her plans, we will be penalized once this Obamacare goes into effect.""
Which company has the best insurance leads?
Which company has the best insurance leads?
Best auto insurance for grown up drivers. Cheapest and best claim service. Thanks!!?
Best auto insurance for grown up drivers. Cheapest and best claim service. Thanks!!?
Estimate on drivers insurance?
Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""
How much does my car insurance go up after speeding ticket? ?
How much does my car insurance go up after speeding ticket? ?
Car insurance for a 17 year old male?
Hi guys just want a little bit of help or some advice from people who have been in my situation. I have currently just passed my driving test on the 04/01/2013 and I am now looking to get insured. I understand that insurance is unbelievably high. I am 18 in February 3rd and the the car I have is a 2009 Renault Twingo freeway 1.2, this car is not very fast and roughly around 3000. I have been quoted 2000 at the moment which I understand is okay but any tips, tricks or good insurance please help! also to add I dont mind being insured with a blackbox or whatever their called but may drive past 11pm on the odd day out of the week. Thank you""
Why is the insurance prices so high?
OK from what I have seen from my friends they have been getting car insurance for there cars for about 1000 a year, now when I check on gocompare.com the cheapest quote is around 7000, what is wrong I've only been searching a vauxhall corsa 1.2l. I don't see why it would be that much.""
How much does Jay Leno pay on insurance for all his vehicles?
Does he have a special contract with an insurance company? Because I heard he drives a different car every day.
Best insurance company for a jewelry store?
I need and insurance company to insure my jewelry store. So far I found jewelers mutual but they're expensive.
Can a home insurance company increase the amount of insurance on your house without your request?
Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I have not had any insurance claims""
I am looking for the home page of atlantic highlands insurance?
I am looking for the home page of atlantic highlands insurance?
Are Virginia car insurance rates cheaper than Maryland's?
I live in the DC area and I'm trying to figure out the pros and cons of living in the Virginia or Maryland suburbs. I heard a rumor that if I move to Maryland, my insurance company will jack up the rates. Does that sound right? Why would the rates be higher just because I cross the state line?""
What would the premiums cost for government health insurance?
How much will people have to pay to be covered by Obama care? Are there estimates? Do many people believe it will be free? It's good to know the price of things before you buy them.
How much is the average costs for running a 125cc motorbike/Moped?
i.e. average insurance/ MOT/ fuel consumption as a provisional Motorcycle license but full driving license. I need this to somewhat give me a idea of commuting benefits of biking to work from zone 4 - 1 London. Thanks in advance
Texas Car Insurance - 16 Years Old - Provisional License?
Okay, I'm sixteen years old (turning seventeen on July) and I have my provisional driver's license already. I don't have a car so I use my parents' when I drive. They don't let me drive alone because I'm not part of the car insurance. My question is: do I need to be part of the insurance coverage that we currently have for our car to be able to legally drive alone, even though I don't own it? Or can I drive alone without insurance as long as owner of the car (my parents) know that I took the car? 10 points to whoever answers the best and the clearest.""
About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?
right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why.""
Most reliable auto insurance company?
How much would my monthly premium be for auto insurance? I'm male and 18, no accidents and responsible. I drive an old sedan, silver. I drive to work, to college, to the market and back home. No joy rides, no trips or visits. What auto insurance company is the best?""
Can I get renter's insurance without a deductible?
Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""
Is there a website that has Arizona Auto Insurance Questions that I can study for my test?
Is there a website that has Arizona Auto Insurance Questions that I can study for my test? I have my test next week and need to get some questions to get prepared!
Can i use my financial aid money for my car insurance?
I heard that the money can be used for transportation expenses. thats what they told me during my orientation at school. is this true cause i really need to pay my car insurance
Savannah Missouri Cheap car insurance quotes zip 64485
Savannah Missouri Cheap car insurance quotes zip 64485
How much should i be paying for car insurance?
I'm a 18 yr old male...driving a 94 Pontiac Firebird. How much should i be spending? appreciate the help. [ my GPA is 3.6 if that has anything 2 do with it]
Why did my insurance go up for switching cars?
I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.""
Why is my insurance so high?
So I am 21 years old working part time as a supervisor with a certain big brown shipping company. I am making decent money, and was, at the time, driving a really high mileage 1998 explorer that got terrible MPG and was nickle and dimeing me to death, so I decided to go look for a new car. The car I found, was a 2011 Suzuki Kizashi S. It had really high safety ratings, the car itself was in very good condition (the previous owner was a little old lady who I actually got to meet because her nephew was the car salesman I bought it from, who even brought me all of the paperwork on the maintenance she had - impeccable maintenance record I might add), and the average highway mpg, is double that of my explorer. However, I made a mistake of not confirming what my insurance rate would change to when I called State Farm over the phone to have my coverage changed to the new vehicle, and now here I am paying triple what I did for the explorer. I don't get it, how does a little 4 door sedan w/ awesome safety ratings and all that jazz cost me $224 a month to insure, but a 4WD fully loaded explorer, in Colorado, that I had since I was 17, was only like $63 a month. I mean, I understand that a vehicle that isn't paid off yet is going to have higher insurance thanks to the lender requiring full coverage, but I don't know ANYONE around my age paying this much except for a guy I work with who drives an Acura and got a massive ticket for going a buck 20 in a 45 speed zone and now pays like 350 a month. Is there something particular about this car that I wasn't aware of? It's a great car, but the huge insurance cost is really hurting what I'd planned to be able to afford per month on top of my other bills.""
Applying for medical insurance for my son..?
I'm on the COMPASS website and it asks if I have medical insurance through my job and if my child can get it also. If I'm trying to get CHIP for my son as it'll be cheaper then through my work. Should I just not say if I have insurance or should I continue and put yes my child can get insurance through my job?
How much to insure 2004 corsa 1.2 sxi?
I am 18 years old and unable to get a quote for some reason. I was wondering on average how much woul it be to get insurance on a 2004 corsa 1.2 sxi, on my parents name?? Does anybody know if it would be more than 2000??""
Will my auto insurance rates go up if I get a red light camera ticket?
This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?
Why do insurance take so long to settle a claim Both partys have the same insureance?
My daughter was hit by a student whos is a policeman with schools the student was speeding neither one was given a ticket We hve the same insurance
Can I drive my car with full insurance on a provisional licence?
I have bought full uk licence insurance on my car. I pay fully comp price's (500 a month), But, Im still on provisional licence.. Can I keep my full insurance and drive with my L plates on with a driver with a full UK licence who's held it over 3 years in with me still? They are also named drivers. Thanks!""
Can I add my son's girlfriends car to my auto insurance policy?
My son's girlfriend is 18 and she is purchasing a new car. She is financing part of it. The insurance for her is very expensive so I though maybe I could add her to my policy. I figure if the car was in my name it wouldn't be a problem, but since it is going to be in her name and since she's not actually related to me I may not be able to do it.""
Individual health insurance?
DOes anyone have or know of any good individual policies? Im currently self employed and need health insurance. Looking for the best and cheapest!
Insurance for teen when borrowing parents car?
My parents and i are very confused on whether I need to put on my parents insurance policy since i am technically borrowing their car. All of the people my parents have talked to have said that i don't and that they never did for their kids and it was fine. When my mom called about my sister they told her that she HAD to be put on their policy and that I could not receive my license until I was put on the policy. I am 16 and my sister is 18 and it would cost around $750 per month more to insure us. Do we need it if we are borrowing my parents car? Thanks:)
How much would it cost to insure another car on my mom's insurance?
Im 16. I really want to get a car but my mom claims she can't afford to insure 2 cars. I have discounts though. I took drivers ed in school, i have a job, and im a girl. She has mercury car insurance. She claims that her car insurance will go up 2000$ to insure another car. the car she has is a 2011 toyota camry. I think shes lying and just doesn't want to pay for it. I don't think its that much because there are a lot of people at my school who live in project housing or don't make nearly as much money as my mom does and have their own cars so..im asking, how much would it really cost to insure another car? If you know of any other insurances that are cheap to insure 2 cars, 1 for a 16 year old, feel free to enlighten me. Thanks! btw, I offered to pay as much as I could in insurance but she said I don't make enough money. :(""
I been shopping around for insurance with different insurance agencies here in CA ?
and noticed that the premium is about the same for all of them but the broker's fee ranges from $100 to $300, can that be negotiated ? or is it illegal to do so ? i like one of the insurance agencies since they were super nice but they also have the highest brokers fee, could they match the other agencies price ?""
""Car insurance cancellation, what to do?""
Alright so I had my insurance policy through my mom with Allstate. Today we got a cancellation letter from them, and it was because of a reckless driving charge put against me. What should we do, what is the next step of getting a new policy? My mom also just got a new car about three years ago and i know for sure that she does not have it payed off. Will she be in endangerment of losing her loan. Lastly, if we do get new insurance, what do you purpose the figures maybe?""
How much would car insurance be for a 17 year old girl?
i have a 1999 honda accord. im 17 years old, and i live in california. how much would my insurance be? please help me out?""
How much would motorcycle insurance be for a 19 year old in Florida?
I'm 19 years old living in Toronto Ontario Canada. I've been riding street bikes since 16 years old and have obtained my M class license. (Ontario's full motorcycle license) My dad is moving the Family back to our hometown of Jacksonville Florida and was curious as to insurance prices since there is no way in hell a 19 year old boy from Toronto can afford a premium on a 600cc sport bike. I currently have a premium on a ninja 250R around 2000$ a year and a secondary driver policy on my dads R6 around 1100$. since my bike here in Canada goes by KMPH i would need to sell it and save myself the hassle of transferring all the info. So would there be any chance of me affording a R6 in Florida or would they rape me there too?
Does auto insurance cover theft of vehicle if you leave keys in car?
i got my car stolen from my home driveway in the middle of the night. i carry full coverage with $500 deductible and also gap (guaranteed asset protection) but could not find my keys the next morning either. i feel sure i could not have left them in the car (08 accord) because it dings extremely loud and that is something that i never do. i always lock my car and i am mystified as to where the keys are. i am concerned that my policy will not cover me if it is determined that keys may likely have been in the vehicle. thoughts or advice?
Why does bad credit affect my auto insurance when i have a clean mvr?
so i have a bad credit score. but i have a clean mvr and pay my insurance on time so why are my rates credit has nothing to do with the way i drive?
Cheapest auto insurance?
What is the cheapest auto insurance from personal experience, Please and thank you!!""
17 Year old insurance on 1985 Ford Escort RS Turbo Series 1?
Im 16 years of age soon to be 17 and I am looking for a first car that would be of a classic sort. I hate all the usual Saxo's and Corsa's that all the other kids drive. My dad currently owns a Series 1 RS Turbo and were in the middle of restoring it. I looked into insurance as myself as a named driver and got quotes of 11k and that's way too much. Would the price be cheaper if i put myself as a second driver on my dads insurance? Im in desperate need of answers right now. If not then has anyone got any info on a Mk1 or Mk2 golf or even an Mk1 XR2 Fiesta. If all this classic insurance is too hard then has anyone out there got any ideas on what car I could get that has got cheap insurance, Looks good, Performs great and can be modded great. I don't want answers which involve astra's and clios's. More along the lines of newer better material. Thank you :)""
What cars are cheap to insure for 17 year old male like myself?
I have my practical in March, crossing fingers I pass so I thought now is an appropriate time to start looking for a car which is cheap to insure.""
""Nearly 16, in southern England and wanted to know average insurance cost on 50cc motorcycles.?""
I'm 16 in a few months and my parents are giving me 1600 for my birthday and I am allowed to get a motorcycle, i have done some research like bike prices, what cc I'm allowed and what kinda make/models I want.. I was just having trouble finding out average insurance prices people get, I live in the southern countryside and there is not much theft in my area, I wanted to know how much money I would spend roughly, so if I needed to add on more to my b day money, around how much should I save up.. Thanks guys :)""
What grades do insurance companies go off of (in CA)?
For the discount on insurance, do insurance companies look from the current term's gpa, the last term gpa, or the gpa overall (in the year so far)? (in the state of california)""
Do i not have insurance if im driving someone elses insured car?
ok so i got in a little fender bender in my dads VW and the police asked for the insurance cars, that werent in the car at the time, so he gave me a ticket for not having liability insurance, he said if i bring proof of insuarnce to court he will drop it. now i live in the same house with my dad, i have insurance on my honda,with the same company and i am 19. the insurance cards however dont have my name on the VW . does this mean i am driving with no liability insurance?""
Why do a lot of health insurance plans through your parents employers cut you off at 25 yrs old?
I'm a full time student and turned 25 in September. I guess once September ended I'm no longer covered under my dad's health insurance. I was surprised because I at least thought I had the semester to finish off since it was that way with my friend. But anyways, why do a lot of companies cut you off by then? I know a lot of people at that age are done with college, but there are still plenty who aren't. I'm still an undergrad, but what about the ones that are going to medical school, dental school, etc, that aren't even done with college until there late 20s if they went right out of high school? 25 is still young, and it's still hard to afford for most people at that age. Also, I heard about student insurance. Do most college have that for students to check into?""
Savannah Missouri Cheap car insurance quotes zip 64485
Savannah Missouri Cheap car insurance quotes zip 64485
Does anyone know how the Access Insurance works in AZ?
I hear its state wide insurance coverage for those who cant afford or have insurance....
The world of car insurance?
the idea that dropping the price of car insurance for men a small amount and increasing the female amount a huge hike has nothing to do with gender that's the con it's the absolute greed of government and big business hand in hand raking in a fortune as they did when changing the  s p to the criminal decimal currency? the question is why do we Joe public put up with this crap
Car insurance help plz?
my housemate wants a golf gti and got a quote for 1600 but i can get it for 600 for me as the main driver and him as second.would this affect my insurance on my car that i have or not. he would just pay the money and he would use it most of the time would this be ok or not?
How can I get insurance to cover at home birth through a midwife?
My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""
Looking for a online site to get cheap car insurance quote from all carriers at once?
Looking for a online site to get cheap car insurance quote from all carriers at once?
A question about dental insurance?
I need to find Dental insurance and i have no idea where to go or what to look for. I know im gonna need to go to the dentist soon. Im 21 and my wisdom teeth are giving me trouble. I want something thats affordable too. I really need help and opinions
Can i get car insurance if i dont have my licence?
So basically I didn't have a car to take my dl test in ( my mom has a stick, and I cant drive it, i tried and failed), so i saved up and just bought a little 2000 saab turbo. Only now i have called Allstate, Geico, and AAA and they all say that 1) I cannot insure my car because I do not have a licence 2) My mom cannot add my car to her insuranve because her name is not on the pink slip, mine is SO is there any car insurance company that will cover my car for like 3 months till I take my test? Like, of course Id have a licenced driver with me in the car so I can legally drive it (im 18).""
Tips on how to get first time drivers car insurance down?
Hey, so I have my driving test on June 3rd but i am looking to buy a car before then in these next few weeks. Ive been getting some quotes on some possible cars but the cheapest quote i am getting is 4,500, which is absolutly ridiculous! I thought 2,000 was pushing it and i dont intend to pay more than 2,000 a year. The cars ive been looking at are Peugot 206s, Vauxhall Corsa SXI, and Renault Clio's. Which i believe are in the cheapest insurance band. I just dont understand why im getting quotes of 4000/5000. Most of my firends with similar cars pay 1,500 a year which seems right. I must be doing something wrong. Can anyone give me tips on how to get the price down. Should i add my mum as an additional driver? Do modified cars (alloys and tinted windows) dramatically increase the insurance price? Any reccomended insurance companies? Thanks guys!""
How much will my insurance go up for my first DWI-drugs conviction (read for more info/details)?
I am wondering how much my insurance will go up by a percent amount? I am a 25 year old guy with a dwi conviction on the way. I didn't hurt or kill the other driver. I did have to repair the other car, but my rates didn't go up for that. I don't have any other points against me. My lawyer just keeps saying substantially, but that is it.""
Ladies has anyone every really saved on car insurance when applied to Sheila's Wheels or Diamond?
Everytime I've got a quote its always more expensive than other insurance companies
NY car insurance question for a new driver?
Okay, I've had my permit for like a year because I didn't have a car to care if I had a license or not. Now that I'm getting a car. I was wondering how about how much insurance would cost. I have to wait a couple weeks from the car insurance place so please no get a quote I just want an approximate estimate of about how much it would cost. I don't have drivers ed or anything. Just a license at 17 on my parents insurance. I would have my own car but it'd be on their insurance so that's 3 cars on 1 insurer. The car I am going to get is a 84' Volvo wagon. Please just a month average price of how much more my parents insurance would go up. ( like they pay 100 and it'd be 250/mo. So i pay 150 a month.) something like that. I just want to know if my job will cover my own difference Thankyou.""
Looking for an affordable reliable rehab center in TX.?
I have a family member who is in need of rehabilitation (pill addiction). La Hacienda is 26k for 35 days. Do you know of anything cheaper but reliable, or is that 'normal'? ...show more""
Best Insurance Rate/Company after DUI/DWI?
I got a DUI about a year and a half ago (Yes, I know very stupid) I switched insurance companies after it happened to get a better rate. I am with Progressive now and paying about $190/month. I live in NC and drive a 10 year old Jeep Wrangler, I have an excellent driving record with no tickets or accidents, the only thing on my record is the DUI. Does anyone have any advice on which insurance company might offer the best rates or if there is anything I can do to lower my rate? Is there any way to get coverage without them checking my driving record and seeing my DUI??? Thanks""
Car or 125cc motorcycle for 17 year old?
So I turn 17 soon and I was wondering whether to get a car or a 125. The main downside to getting a car is the driving lessons, it will probably end up costing 1000+ in just driving lessons/tests and is likely to take ages to past where as it takes a day to do the CBT to ride a bike. I am not interested in people saying Don't get a motorbike they're deathtraps! . So what should I do?""
How much is tenant liability AKA renters insurance?
I'm thinking about renting a house with a month to month lease at very low cost. These are houses for sale that want income until they are sold. They require $300,000 liability insurance. I know that reputable insurance companies do a credit check just to give a quote that dings your credit rating if you have too many inquiries at the same time. Can someone give me a guestimate? Thanks in advance!""
Which health insurance is better?
I'm 18 and my current health insurance (it's called Neighborhood in NYC) has currently expired. I can either re-certify this or be added to my dad's GHI health insurance, which is provided by the city. His insurance includes copays and such that I've never done before. Which insurance makes more sense?""
""Being sued by an insurance company, can my wages be garnished?""
I was in a severe accident last year in which the damage done exceeded my coverage. Now, a year later, the other insurance company is suing me. Now, the odd thing about this is, the accident was in NJ, I now live in PA, and they cannot seem to find me. They've called my old jobs in NJ looking for me, but haven't found me here in PA. What's even odder is, the attorney hunting me down is from MY insurance company, which I now again have in PA, and that particular accident never even showed up on my driving record when I insured my vehicle here. I'm assuming it has something to do with crossing state lines, but it's very odd. My big question is, when they judge against me, can my wages be garnished here in Pennsylvania? Can they garnish wages in that scenario? And also, is anyone familiar with the crossing state lines aspect of this and why they cannot seem to find me? I would like to just file for bankruptcy so my wages cannot be garnished, but up to or over a thousand dollars is a hit I cannot take. Any help is greatly appreciated.""
Car Insurance company?
Hey I had this car accident. Therefore, I exchanged the whole information, including driver's license, plate number and everything. Even the guy's signature that he is responsible for this accident. Therefore, I called his insurance company representative last thursday, but the insurance guy was away, so he just received the voicemail. I called the representative again and he was still away from the desk. Would it possible this would take this long time? Thanks.""
Auto Insurance Increase?
My family lives in New Mexico and my son is planing on moving to Arizona I want to keep him on my insurance but when he changes his drivers license to the state of Arizona will my insurance go up?
How much will my car insurance cost?
I am seventeen years old, I live in New Jersey and my car is a two door 1997 Honda Civic EX. I am turning eighteen in two months. Which car insurance providers will be the most likely to give me good deals, and roughly how much would I be paying?""
Insurance quotes questions?
Im shopping around for car insurance but when i go online to get a quote, they always ask for a phone number and address and the reg of the car. But im only looking for estimates as I don't have a car and im only wondering how much different cars might cost to insure so how am i supposed to tell them how much the car's worth and all that. I dont want to leave my number because I dont want phone calls asking if i want their insurance or not. Any good way to handle this?""
How much (Aprox.) would car insurance cost for a living in Iowa?
19 year old male living in Iowa, zip code 50659 '96 Camaro.""
Ultrasound price WITHOUT insurance?
Just wondering what the price would be. and do they charge for pictures for you to take home?
Which is the best company to provide affordable individual health insurance? or best way to getting one?
Which is the best company to provide affordable individual health insurance? or best way to getting one?
Car insurance for a teen?
I was wondering if a minor can have their own insurance plans, like not under their parents name? And what is a good company for car insurance for teens (cheap) ? Thanks!""
Savannah Missouri Cheap car insurance quotes zip 64485
Savannah Missouri Cheap car insurance quotes zip 64485
https://www.linkedin.com/pulse/health-insurance-isaiah-anderson/"
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Best company for term-life insurance?
"Best company for term-life insurance?
Best company for term-life insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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""I want to start trying for another baby by August, but I don't have medical insurance....?
My husband makes too much for me to get on Medicaid. I want to get a good insurance. I was wondering if anyone has any suggestions on what to do.
Medicaid pays 100% but does insurance?
People who don't qualify for medicaid has to have regular insurance . A lot of those who don't qualify for medicaid can be determined by just a few dollars as they have a cut off limit. If they have to buy insurance wouldn't they have to pay the difference between the ins pay and balance? If one does not get insurance then there is a fine from your taxes. Is all this correct? Does the fine go towards an insurance premium if they pass the new health care law? Sorry for so many questions. Just trying to understand this a bit.
What's the Fastest way to be approved for disability in MA?
And for God sakes don't answer - to be legitimately disabled. That's obvious!!! I have chronic colitis, I'm frequently sick to my stomach and don't have insurance yet. I go to food banks to eat and can barely afford to even live much less do anything slightly fun. I really need disability and know people that have got it because they say they're depressed when their fine (as they told me). So please don't be cruel with a stupid answer. Any real tips?""
Can i get affordable baby health insurance?
ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""
Can I get my own auto insurance?
I am 16 years old and about to buy a car. My mother doesn't drive, so she doesn't have auto insurance. Would I be able to get insurance if she doesn't have her license? If so, with what company?""
Individual Health Insurance / COBRA?
Why is COBRA considered better than individual health insurance plans? When I did some research,for almost the same kind of coverage but cheaper premiums, I could find individual health insurance plans.But I keep hearing that given an option, going for COBRA is the wiser decision. I don't understand what the catch could be in these individual plans. Any insight?""
What the best cheapest 1 day van insurance in uk?
goin fron newcastle to glasgow tommorw n need the cheapest van insurance for a couple days going 10am n wanna come back 10/11pm
""Car insurance, 17 year old.?""
in the state of NJ, do you know around how much car insurance for a 17 year old would cost monthly? or if you know of any other state? i just want a rough estimate. thank you""
(UK) What does group 5 mean for car insurance?
My boyfriend is looking for a new car, he found a nice rover something or other and he wants to know how much insurance will cost he searched on the internet and found the exact car he had viewed the day before and it said insurance group 5 can anyone shed some light on what this means Thank you Oh and does anyone know how big of a job it would be if the head gasket is blown? (the head gasket hasn't blown but rumours are rovers are prone to blown head gaskets and i was wondering how big of a job it would be to fix) Thanks""
What are my rights? re: car insurance?
I'm a bit short of money at the moment, so on the 31st January i phoned my car insurance company and asked them to suspend my insurance. They told me the direct debit request for February had been sent on the 29th January, which they couldn't stop, and would be taken from my bank account on the 1st February and i would later bee refunded that amount. Today i received a letter in the post telling me they would hold the payment and use it when i continue the policy or use it towards a cancellation fee if I don't unsuspend the policy. The policy ends in June! The reason i cancelled is because im on benefits and just don't have the money to afford this right now. Anything i can do?""
Homeowners insurance in Valrico FL?
I am interested in buying a home in Valrico FL. Particularly Diamond Hill, a golf course community. Great price, but we are new at buying and have no idea what insurance might be on this place.Just to factor it in for our monthly cost. It is a 3/2/2 1800 sq ft @ $110k. no pool. I mean were talking just a rough estimate, close figure something. Again we have not the slightest clue as to what it could be. Any advice is really appreciated.""
Insurance cost for an 87 Fiero?
I'm considering purchasing an 87 Fiero and I am wondering roughly what insurance costs are like with these cars? Is it high or low? Considering the body panels are made of plastic I would think it's not too expensive to replace.
Why aren't employers required to provide health care insurance to their employees?
Nothing is being said about the millions of employers that do not subscribe to some kind of health care insurance for their employees, even if part of it has to come out of the employees wages. I worked for a physician and the answer was that most women have husbands that have health care at their jobs. Shouldn't this be illegal?""
New driver insurance?
im a 17 year old male, just passed my test and trying to get insured. i've been on all the comparison sites with all stupid quotes. Does anyone know any cheap insurance sites/brokers Please Help!!!!!!!!""
How do insurance companies determine pain and suffering if the person's insurance covers medical bill in full?
On 02/14/12, I was at a complete stop on the freeway when the person behind me hit my car and launched me into the person in front of me. My car was totalled and I spent the night in the ER. I have a severe cervical spine strain (severe whiplash), blunt chest trauma, (from hitting the steering wheel), and just all over back pain. They said they were going to pay for pain and suffering, but when I looked it up it said that is typically double the medical bills. However, my medical insurance (Medi-cal), covered it in full. So now how do they determine it? Should I get the bills before the insurance kicked in? And also, I'm not interested in hiring a lawyer, I just want this over and done with so my life can move on.""
""Regarding NJ Law. If I suspend Auto Insurance on my car, do I have to surrender the plates to the MVC?""
I have a car that I seldom use now, can I keep the plates on the car with no insurance policy. And if I need to use this car, reactivate my auto policy for those specific days. Is this legal? I know in some states it is and in some not. If I do suspend insurance and I do have to surrender the plates, how long do I have till the MVC penalizes me?""
How much is renter's insurance normally?
I already have insurance thriugh state farm and they do have renter's insurance but I'm asking people who actually do have it, how much should it be normally?""
Why do insurance companies base rates on credit?
Illness hurt our family financially but we recovered and are on the credit mend. Funny thing is we have never missed an insurance payment - nor have we lapsed policies. We have been steady insurance users for 19+ years now. Our driving records and insurance record is also clean. Why is it fair for insurance companies to use credit against you - when they can't possibly know the circumstances.
What is an average rate of insurance for a 2004 Saab 9-3 Arc convertible?
I heard that insurance is expensive for a convertible. I was just wondering if someone could tell me an average price to insure this car?!?!?!
How to get Health Insurance when you are 17?
My parents are divorced and my sister and I have been living with our mom. However, we received health insurance through our father's place of work. Now he is applying for disability and has quit his job, so currently my sister and I have no health insurance. Because of this, my mom forbids me to take my car or motorcycle out because if my sister or I get hurt, there is no way for us to pay for it (we are suffering financially because my mom's hours at work got cut, and she is still recovering from breast cancer). Anyway, is there any way for me to obtain health insurance (or at least help my mom to) that would be affordable? We live in New York State""
Cars cheap to insure for new drivers?
Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)""
Homeowner's and Auto Insurance?
We've been with Allstate for home and auto insurance for over 30 years, and they have recently starting screwing with us about renewing out Homeowner's insurance. We're pretty sure they are nitpicking about things because they are not writing new policies for Californians, but are keeping existing customers for now. Anyway, I went to the Auto Club this morning and got quotes from them for Home and Auto Insurance and their prices are much better than Allstate's. What I want to know is anyone's experience with AAA insurance. Are they a good company to insure with, any problems, etc? Thank you for any information you can provide.""
Car Insurance For a 19 almost 20 year old?
Im gonna buy a used car, a 2003 sedan (not sure what car yet). This is going to be my first car and I need to know how much car insurance would cost. Thank you:)""
Insurance for a mobility scooter?
Would anyone be able to recommend a UK company who can provide insurance for a mobility scooter, preferably payable monthly via direct debit? All I can find is companies that want immediate full payment, which is not an option for my 70 year old mum.""
Best company for term-life insurance?
Best company for term-life insurance?
Which is better for insurance?
Allstate the general progressive the reason why i say the general is because i know you can pay low for insurance. An Im 19 going on 20 my dad will put me on his insurance . But i Im just Curious of which is better. Also i got another question. Some @ss scratch the side of my moms car but i don't know who since i was sleeping. The scratch isn't really that deep just kinda like a smug. It was a white car cause i can see the paint on the gold car she has. How much would it cost to get the fix? Its on the left side of the car back door from the driver side. any tips on getting it out? Please leave the best proof that would help get the scratch out the car. Cause my mom said she going to sell it to get a new car but i think its unnecessary if you ask me.
Cheap auto insurance?
I am looking for auto insurance......i have a dui on my record and im about to get my license back....so i need some suggestions on some cheap insurance.....i have already tried the general and dairy land....
Auto insurance companies keep calling me?!?
i went online looking for some quotes now all kinds on insurance companies are call my phone leaving voice mails. about 20 calls in a hour. is there a way i can get my number off the insurance quote list /something?? thankyou!
What is the cheapest insurance company?
What is the cheapest insurance company?
What is the best health insurance?
what is the best health insurance?
How much will insurance go up? ?
How much will insurance go up if you are 18 and just got into an accident with a park car and only hurt there bumper?
What are the best websites to get car insurance quotes from different companies in New York City?
What are the best websites to get car insurance quotes from different companies in New York City?
Does anyone know where I can find affordable health insurance for self employed people?
I own a small business, and need to find health insurance for my family that wont break me. Please help if you can. Thanks.""
How to get proof of financial responsibility?
I'm 21 a year old university student from California and I am graduating soon. I have always put off getting a license before college and once it started, I have been busy but because I want to get a job after graduating I really need my license pronto! My parents back home already taught me how to drive but I'm signing up for a driving school in my area just to practice and get the local roads down. I made an appointment for behind the wheel test next week and one of the things I need to bring is proof of financial responsibility. I know it's not insurance because I need a license to get that so how do I get it? I'm also probably going to borrow my friend's car for the test.""
How can i lower my car insurance quotes? just turned 17?
i bought me a 1.4 polo and i dont know sh*t about insurance, can someone give me some tips on how to lower my car insurance?""
How much MORE can you expect to pay on insurance for this car?
I know every person will have there own prices, but if i purchase a g35 coupe rather than a sedan, will the insurance skyrocket? I'm 20 yrs old, like 2 tickets, you think i should just go with the sedan?""
Car Insurance moving from one state to another?
I'm moving to TX from PA. My car got inspected in pa a couple months ago. When i move to TX im going to need to get new insurance because my company doesnt cover in that state. When i go to get new insurance does my car have to be inspected in TX to get insurance?
Does production company need insurance?
One of my biggest concerns when starting a production company that would specialize in small time video making for buisnesses and there services for marketing and commercials possibly who knows would be INSURANCE would I need liability insurance or is it illegal to just not have that or is it for piece of mind.So say if my production business shoots a restaurant and there services and then shoot some motor cross business where they advertise there atvs and vehicles etc.If the answer is yes then what if I use my own stunt riders? is liability insurance a law to have? I'm in the TEXAS
Can you have two car insurance companies with out them finding out?
I need an SR22 but my parents insurance company (Allstate) is saying I must go somewhere else or my payments are going to sky rocket. I only need the SR22 for two months so I figured I'd just get a second policy for two months, stay on my parents' as well, then just cancel the second policy when I don't need the SR22 any more so I can avoid losing the great rates I have on my parents'. Would my current insurance company find out if I got a second policy and cause me to have to reevaluate our current policy (which is the main thing I'm trying to avoid). And lastly, if you can't have two policies on one car could I leave my name on both and just take the car off my parents without having to reevaluate our current Allstate policy?""
Car insurance rates in Ontario for new driver?
I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts ..
Car Insurance???????????????????
I am going to be 17 years old in April and I want to get my license. I was just wondering how much my insurance would be. I am a male and I live in New York, more specifically my zip code is 11040. I am a good student (3.5 gpa) and I have taken drivers ed. With these discounts how much do you think my car insurance would be with State Farm (my parents have state farm? And the car i am going to insure is a 2009 Honda Civic (blue). Can i have a specific number range?""
Why is my car insurance going up if I have a good driving record?
I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I don't understand because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$. So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one car a 2000 Saturn LW2 that I've owned outright for 6 years without payments. Even my younger friends who still party and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month... but everything else is over 150$ per month......grr. I am a complete square and only drive up to 5 miles total a day for commute so I don't see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn't happened.""
I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?
I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?
Insurance on mini cooper?
I'm 16, and I want a mini cooper S or a scion tC. It will be my first car. But I was wondering which car's insurance would be higher, and which an estimate about how much it would be. I've never had an accident, and I took driver's ed in school. and I also have a 3.6 GPA.""
What can I do about uninsured motorist?
I was driving at a green light and the person made a left turn into me without a turning signal. I swerved right to avoid them, but we still crashed. A car then hit me from behind because of it. Their car has no damage, but I'm pretty sure my car and car 1 is totaled. I'm worried because car 1 might not have insurance. I have a dislocated thumb, that I need surgery on and won't be able to work for a while. My job won't give me short term disability. I have liability insurance in PA. Do I find car 1? Can I go to car 2's insurance and get anything? I heard PA is a no fault state but I don't understand any of that. If anyone could explain anything to me and let me know what to do next, I would really appreciate that.""
How much do i need to save for a motorcycle?
I have my g1 and will be attending a motorcycle safety course soon then getting my m1. Then i can drive motorcycles. But I want to wait till next year..I am first buying my car. (03 crown vicotria) After the winter. I am 6'2 and weigh 140lbs. (17 and male) is a kawa ninja 250r a good first bike for me?? how much do i need to save for the bike itself? but also insurance?? what is your opinions?
""USAA auto insurance 3,000 dollars a year for 2 cars?""
That's the quote I got and it's really ridiculously expensive. I'm in the US Army, I was expecting a rate cheaper than my current insurance, not 3 times more expensive. Is it like this for everyone? Maybe because I'm just in the DEP right now? I heard I could just get the insurance straight after DEPing in.""
Is it a legal requirement to have caravan insurance?
Is it a legal requirement to have caravan insurance like it is car insurance? Thanks for your help!
I just moved to california and brought my car here?
I just moved from florida to california, and i really need to know what i have to do? With the license plate? Registration? All this kinds of things, and for how long I can be driving with the florida plate and drivers license? Thanks for the help guys!!!""
""If I buy car under parents name and insurance, will it be cheaper?""
I'm looking to change my car, residing with parents, if I buy a new car say under my dads name, with insurance under his name, will it be cheaper if I was to be added to that policy? Compared to having the car in my name and insurance as well? Thanks""
Best company for term-life insurance?
Best company for term-life insurance?
How to get cheap car insurance?
im 17, my mates have got theres for just over a thousand pounds, but all my quotes are 3 thousand plus, how can i make it cheaper? like by putting my mum as a driver or?""
Best mediclam health insurance plan in India ? Mumbai?
I am 34 yr old and my wife is 26 year old i want to purchase a mediclam health insurance policy which cover both with maternity benifits and OPD charges etc. Please suggest me the best offer & plan of insurance company which is having cashless facility and good service . can i take the policy online . thanking you
Is it worth the effort to compare auto insurance companies?
I have been with the same auto insurance agency my whole adult life. When my husband and I got married, he switched over and started using the same agency I have always used. Our insurance rates seem to continually increase, though, and so recently I have been wondering if we should start looking around for a better premium. I would definitely love to save some money on our auto insurance, but I dont know if its worth the time and energy it would take to shop around. Is it worth the effort to compare insurance companies? If so, how do I begin my search?""
What's this 50 cash back with a car insurance quote all about?
I was quoted 370, clicked on 'buy now' and it said 420.....you get the 50 cash back, in a cheque, through the post after 120 days""
""I have a new baby, will I get a auto insurance discount or increase if I tell them?""
My little girl is 10 weeks old, I'm not sure if I have to tell my auto insurance company (AAA). Would it be better to insure that she's covered? Or will it just cost me more?""
Getting pregnant & getting Insurance?
I was hoping to start trying to get pregnant within the next 3-6 months. I am a little discouraged after searching on line and finding many people saying most insurances have a waiting period anywhere from 6 months to 2 years!! Before they will cover maternity. Is this true? So I guess I should seek insurance coverage like yesterday if I plan on getting pregnant anytime soon, huh? I do DEF want to use a midwife. Maybe I should just pay out of pocket & spare myself the hassle of insurance. DID YOU USE A MIDWIFE W/ or W/OUT INS??""
Insurance For first time driver?
So like i wanna get a car, and i live in the uk , how much would i be paying monthly for insurance?""
Whats the cheapest car insurance for a 16 y/o boy?
I'm getting my liscense soon and we have allstate and its expensive as hell! I live in texas and i dont plan on buying a sports car so how much would my insurance be you think and where should i go for cheap insurance?
Insurance company have sold My car without my consent / pay out? what can i do?
My car has been written off by the insurance company back in January and i have not still been paid out due to me not agreeing with the offer. They have submitted me evidence justifying their offer but this was current market value and not prior. I have referred this matter to the finanical services ombudsman who are still investigating (long wait as they go by order of complaints received). I have just found out the insurance company have sold my car off to a salvage company who have sold it to another individual. What can i do? what is my legal standing point? can i claim against the insurance company? can i claim my car back? I am still in receipt of the V5, keys, service booklet and receipts for the car. I have not signed over ownership or given the insurance company concent to sell the car. I have assumed to date that the car is in storage at the repair garage. I have still to recieve full agreed final settlement for the car from the insurance company. HELP!!!!""
Insurance company charging my PARENTS?
i recently got my license and the insurance company called my parents (21-century), and told them that the have to pay a ridiculous amount of money because I live in their house and I have a license. I don't even have a car. I thought u had to have a car to pay for car insurance. They guy who spoke to my mom told her it was a new law even if i don't have a car. By the way i live in california.Do i have to pay insurance just because i got a license? Do i have to forfeit my license in order to live with my parents without getting charged for insurance?""
When we ask for AFFORDABLE health care?
maybe we should control the Hospital, Doctor, and Insurance company's cost. That would bring it down. Then the government wouldn't have to get stuck with it all.""
I live in Massachusetts where auto insurance can't compete my question is....?
What is the benefits of competing rates? Well duh, you say because you may get cheaper rates somewhere else but I need proof. Right now I have a '95 Ford Escort, I have basic insurance, I'm a step 12, and I pay about $140 a month...what is better than that? Please name the state you live in.""
How much will car insurance cost?
i know you cant exactly guess the costs but can you give me an estimate? i live in va im 17 years old i have 3.81 GPA i am a female how much does it cost a teenager each month?
How much is car insurance for an inexperienced first year driver 18 years old in North Carolina?
Like can I get estimates from each company. I've never had a license and my family refuses to pay for my car insurance...so I have to pay it...
How to see a doctor without health insurance?
im a student living in southern california. i havent seen a doctor in years because i cant afford health insurance, but recently ive noticed that i may have an issue that should be checked out by a doctor. how do i go about seeing one? what do i do? where should i go? any advice or tips would be very helpful. at this point i dont care how much debt i have to incur to do it, i just need to do it. thanks.""
What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?
What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?
In need of Car Insurance Sr22?? Who is best 2 go with??
I am looking for a cheaper but reliable insurance 2 go with for an SR22.. Does anyone have companies? IT is 4 a: 18 & 19 year old Male. In the IL area. Please and thank you
What is the best priced auto insurance company for people who have been canceled due to too many claims?
These claims are all due to serious weather, vandalism, and theft.""
How much is insurance for a 16 years old camry 1997 yahoo?
i live in california, and we have 4 drivers in my family and we pay 700, 1 way, how much will i pay im 16 and i will be getting a camry 1997""
""On a road trip with multiple drivers, how do you handle car insurance?""
I'm going on a road trip to the US (from Canada) with some other people, and we'll be using one of their cars. We're all driving this car. Is there car insurance we can buy just for the trip? It would suck to have an accident and affect the car owner's insurance. Thanks for any tips you have.""
Why don't Gay men get the same car insurance rates as women?
Why don't Gay men get the same car insurance rates as women?
Do you know of any good family health insurance plans for cheap?
I currently work in a hopital and pay only $200/month for insurance. I am pregnant with my 2nd child and thinking of cutting my hours at work to where I could no longer carry their insurance plan. We also own a small business, so my husband doesn't carry the insurance. I only have to work 20 hours a week to keep the insurance at my job, and it has awesome benifits, but I would love to be home after the 2nd baby is born. What do you think? Should I keep my insurance at work or any better ideas?""
Does anyone know where I can find affordable auto insurance for a single parent of two?
I just purchased a 2006 Chevy cobalt four door and I need insurance that will work on a single parents income and I need it yesterday. Can someone help?
What would you say is a cheap and decent car to purchase and insure? (Please see details)?
My dad and I are trading in another car, with the value of 3000, and as a result, we were looking at getting a car worth around 6000 (or less). He has had no claims for years, however, I have only recently passed my test. Has anyone been in this situation or a similar one? If so, what cars would you recommend purchasing. I'd really like a Mini convertible (as do most people), and so does my dad, but how much would you say the insurance would be. We're talking about 5 years no claims with my dad. I'd purely be a named driver. I did look at the Citreon C3 pluriel, because I was told it was really cheap to insure, but having to pull the sides off the car to make it into a convertible is a bit of a joke! Thanks for your time guys, hope you're having a nice night! x""
Swinton Car Insurance ?? Any one used Swinton ?
I have always been insured with either Churchill or Direct Line. Been shopping around this time and Swinton have offered the best quote so far through Highway Insurance.,. Price includes Legal cover, High breakdown cover, courtesy Car ect,, Im just abit unsure what the service is like as I dont know anyone who uses them. Any one used them and what were your experiences? good or bad ? Many thanks in advance.""
Best company for term-life insurance?
Best company for term-life insurance?
What are different basic insurance certification programs?
Am looking for an insurance career. Am a mom thinking of starting my career after a 6 yrs break. I want to know the basic insurance courses available. are thereany govt recognized exams and certifications available am totally new to this am newto USA so dont know much abt the programs. pls help with some info.
What is the cheapest individual health insurance plan in PA?
age 62, good health""
Which car insurance company is cheapest on international licence in uk?
Which car insurance company is cheapest on international licence in uk?
Cheap insurance for (2002) BMW 3 Series for young drivers?
Hi everybody Does anyone know a cheap car insurance for BMW 1.9 - 2.0 for a young male driver? GoCompare didn't show any good deals yet , so any ideas? Any help appreciated. Thanks""
If I apply for life insurance through a different company will they know what I told the first company?
I have life insurance with State Farm. I quit smoking on a daily basis 2 years ago but had a cigarette and 1 hit of marijuana on June 18th of this year. I told this to the underwriters because I wanted to be completely honest. All blood work came back negative for nicotine (Cotinine) and THC. State Farm charged me the smoker's rate and said I can get it reevaluated in 1 year. My agent told me I should have lied since it was just the 1 cig. I am not happy paying the smoker's rate as I don't consider myself a smoker. I called an Allstate agent and she says I can go thru her and just say no this time when asked by the underwriters about smoking. My question is, do they have the State Farm phone interview with the underwriters stored somewhere in some database and they will know I smoked the one cigarette or will I be ok just going thru Allstate and saying no to the smoking question this time?""
What is the best insurance website?
i need to know so i can go to it and get insurance
I am thinking of get a Honda Accord (1996-2001) in fl was wondering how much is basic inserance?
I am thinking of getting a Honda Accord between the year of 1996 and 2001 was wondering how much is it gonna cost for minimum insurance if I am 16 about to tern 17
How much does motorcycle ensurance cost?
I am planning on getting a bike. used,street bike probably a 04-07 dont know what kind yet but i was curious if a) is insurance on a motorcycle absolutely needed? b)how much if im 18, but father as a co signer with GREAT credit score c)on a $5,000 bike how much would it be a month overall, insurance and payments.""
What is the cheapest health insurance I can get?
I'm a healthy single person with no preexisting conditions living in Washington State and am tired of paying $430/mo for COBRA. My acceptable range is $50 - $150/mo and only want it as hedge against risk of major injury. I may be travelling overseas for 3-6 months this winter and I'm wondering if: 1. I should choose something like LifeWise with 10k deductible for 3 months, just short term then let it cancel, then get different travel insurance thereafter? 2. Choose a company that does both domestic US and overseas travel coverage? 3. Let COBRA expire and just risk it? Do you have any recommendations? Know of any especially affordable deals that match this?""
Can my husband remove me from our car insurance policy?
Hello, My husband left 2 months ago. We have a car insurance policy together with all 3 vechiles on it. He called me yesterday to inform me that he is removing me from our policy. Can he take me off the car insurance policy as we are still married and the policy is in both our names? I am calling the insurance company Monday morning but I would just like to know for sure as everyone that I have spoken with said he can not do this. Thanks!""
""Does anyone know how much a boat would cost me for a year, that's including gas, insurance, etc.?""
Does anyone know how much a boat would cost me for a year, that's including gas, insurance, etc.?""
Is it worth paying over $100+ car insurance?
I'm currently a college commuter and I drive a 1997 Toyota Corolla DX sedan with over 180k miles on it. My insurance company is GEICO and they put me on a 6 month payment plan where my premium is $839. Now the thing is that I pay about $140 a month for 6 months until that total is paid off, but is it worth paying $140 car insurance for a car that was manufactured in 1997 with over 180k miles and doesn't run or look to good at all. Should i try to finance a preowned or used car? If so how should i do it? I know there are many options in paying for a new car, but I'm 19, in college, working at Walmart part-time, and own a online business. Tips are appreciated.""
What is the most economic way to insure a second car?
I already have fully comprehensive insurance for both myself and my spouse on our first car but now are looking to buy a second car. I also have 9 years no claims bonus.
I am looking for an affordable DENTAL insurance...?
Okay.. so I am an 18 yr old college students.. who just so happens wants braces. My teeth aren't too bad but I just want braces so make my teeth look better. Since braces are very expensive I was thinking about maybe getting a dental insurance that will help me pay for my braces. Also, I want those braces that are either clear or that go inside your teeth and not outside (Not sure if its possible, but I've heard about em). What is the best plan and/or what type of insurance will work for me best. Anything helps..""
The best insurance for mommy and baby?
Right now, Im about 5 weeks preggers and I have no insurance and Im not able to find a job since no one is hiring. I just been doing some babysitting jobs while my boyfriend works two jobs for the baby and me. What will be the best insurance for my baby and me? One that covers ultrasounds, doc appoinments and hospital bills? Help me please.""
Can an 18 year old/college student stay on parents auto insurance?
I'm 17 (turning 18 in 8 months) and my parents are extremely hesitant about letting me get a car because of the insurance going up. I'm testing for my license in a few weeks (After almost two years of them putting it off...) I'll be getting a safe, four door car, probably a 2001 Chevy Malibu. I'll get the good grades discount, and i already took a defensive driving course online which will get me another 10% off, and I have a steady job and decent savings account and would be able to pay them the difference in insurance every month. They still aren't going for it. So first question, anyone have some tips for me to get them to cool down about this? I'll be taking college classes at our local tech while I'm still in high school, and then I'll be going to that school full time after graduation. My parents work opposite shifts and can't take me to all my classes constantly. I need a car, not just for independence, but for practicality. That brings me to my second question, once I turn 18 and am a full time college student, will I still be able to be on their insurance? Will that change if I move out? Thanks!""
Car insurance for a new driver?
I will be driveing soon how much on average is car insurance for a new driver?
""Just got a speeding ticket with my uncles car, will his insurance raise?""
I just received a speeding ticket while driving my uncles car, i don't have car insurance nor a car. Will his insurance go up from this.""
Does alaska have state insurance like Tenn.Care?
Does Alaska have state insurance?
Does speeding tickets raise your insurance?
I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?
Is this the only way I can get cheaper car insurance at 17?
Have my mam as the main driver on my car and add myself as a driver, my mam has 6 years no claims bonus and i've only just passed my test.""
Car Insurance for a 19 yr old male?
I'm going to be buying an black 03 Cadillac CTS and I was wondering about how much my insurance would be. I've been driving since I was 16 with no tickets or wrecks. Can anyone give me at least an estimate on what it might cost? I will be using it mostly to drive back and fourth to work.
Which Insurance is best in California?
Hello Car Users(Especially Mercedes), I would like to know for New Mercedes C 250 Sport Sedan, which Insurance criterion will be best as I'm in California? Also, Which Insurance company is good? This is my first time experience hence need your inputs. Thanks""
Where can i find cheap full coverage auto insurance?
Where can i find cheap full coverage auto insurance?
When an insurance company gives you a quote is that for 1 month or 6 months?
Ive been looking for good insurance company because ill be getting my first car next month. its a white 2007 Deluxe Mustang, and of my age (18) my family is saying that my rates will be high. well i looking up qoutes and i got a few $178 $384 $668 and i was wondering it the quote for one month or 6. i looked at progressive, esurance, gieco, Ais etc.""
Best company for term-life insurance?
Best company for term-life insurance?
https://www.linkedin.com/pulse/affordable-car-insurance-ontario-gerald-stephens/"
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Sacramento Kentucky Cheap car insurance quotes zip 42372
"Sacramento Kentucky Cheap car insurance quotes zip 42372
Sacramento Kentucky Cheap car insurance quotes zip 42372
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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What do you think the average price of insurance would be for a 2002 V6 Mustang? I am 16, female, and this will be my first car. I'm also a full time high school student with excellent grades if that has an effect on the price.""
Who buys Insurance like State Farm? ?
If by any chance, anyone know what type of people buy insurance like age or lifestyle (single, or married etc.)? Is it normal for a teenage guy to look insurance up? -Insurance as in Auto, Life, and House and everything if that narrows it down but covering all those types""
Can I add someone on my car insurance for 15 days?
I'm going on holiday at the end of the month for 10 days and was just wondering if I could add someone on my car insurance for 10 days? or what's the least amount of days in can? I'm the main driver on the policy but my dad is the 2nd driver, but I was going to see how much it would cost to put my brother on my insurance just for the time in on holiday?""
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I have a first insurance right now, and medicaid as a second insurance. My husband still has a job but his contract is being taken over by another company, will medicaid cover the bills until i get his new insurance started?""
How much can car insurance be cheaper if someone hold off driving 2 years after they can their license?
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Sacramento Kentucky Cheap car insurance quotes zip 42372
Sacramento Kentucky Cheap car insurance quotes zip 42372
What is the most common health insurance?
what is the most common health insurance
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Ok, long story short. I live in Canada, Ontario, the worst ******* place in the world to be when it comes to car insurance. I am classified as a high risk driver because of some petty thing I did, (got caught driving with my G1 license alone, when you need a passenger with at least 4 years experience) I want to know what my insurance would be now on a 1991 bmw e30 318is. I am 16 years old, my question is can I call a bunch of insurance companies and ask for quotes? I mean do I have to be at least 18 years of age to do this? Please inform me. I am pretty sure as long as I have my license beside me I can call insurance companies for quotes right? Also what do they ask? Just car Make, model, year, color, sedan or coupe, etc? What else? Sorry for sounding like a complete idiot, I am only 16 I do not know these things. Thank you very much""
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Can I get motorcycle insurance without a license?
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What is average annual homeowners insurance premium in los angeles?
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Do they take your plates from car if you dont pay insurance?
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Whats the cheapest car and cheapest insurance for a 17 year old boy?
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Sacramento Kentucky Cheap car insurance quotes zip 42372
Sacramento Kentucky Cheap car insurance quotes zip 42372
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So what are the pros and cons of life insurance?
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Hi I've been looking at pet insurance from lots of different companies, and I've found that the high street insurances have so many ifs and buts in the policies that if my pet became ill or needed treatment I think it'll be very difficult to claim any funding. I've also looked at Pet insurance by companies specialising in pet insurance they seem to be more accessible but at the same time they are far too expensive monthly! Any suggestions as to a good insurance policy? I really want one because I'd hate it if anything happened to my dog and I couldn't afford the treatment!""
Where can I find a reputable health insurance broker for Missouri residents looking for individual coverage?
My insurance with my former employer ends May 31 2012 and I need individual coverage as of 6/1/12 and need a reputable broker who can help me negotiate an affordable plan. Suggestions? I've been to individual websites like UHC, Blue Cross etc with outrageous quotes. I'm healthy and don't smoke.""
Insurance for a 16 year old?
Im currently looking around for my first car. What would the insurance be for a 16 year old male for a 2005 chevy silverado. Also what would the insurance be for a 2001 camaro. I have a a good gpa if that helps. Also Travelers insurance and live in Connecticut.
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Also about how much will insurance cost a healthy 19 year old male who exercises regularly and eats well.
Is it constitutional for states to require car insurance?
If yes, then why not required gun insurance? Or required medical insurance?""
Car insurance I'm paying alone?
I have to buy my own car unlike very other lucky kid that's 18. So after I buy a used car off of craigslist, what do I do? Where do I get car insurance and what's affordable for new drivers ?""
What is the Performance break down for State Farm Insurance?
For example: The statements for Sun Lifes performance is broken down into both geographic and market segments. These segments are: Sun Life Canada, Sun Life US, MFS Investment Management, Sun Life Asia and Corporate insurance. I am unable to find this information about State farm online, any help would be much appreciated! thanks a lot.""
How can I prevent this girl from completely taking advantage of my insurance company?
A few nights ago I accidentally brushed the side of my neighbor's car with my front bumper (cause she was parked like an idiot as usual). I'm taking full responsibility of it cause it's my fault and I have no problem with that. Initially I was going to pay for the scrape to be compounded out and whatever else was wrong as a result of me hitting it. However, when I spoke to her, she started pointing out a ridiculous amount of things: there's a scratch in addition to the scrape (ok, sure), she says I cracked her light (maybe I did, it's possible) but she's also saying that I caused her tire to pop out and that there's tread missing from it (which makes absolutely no sense because I didn't hit the tire or rim or wheel well at all). Basically, she expects a whole new paint job and a set of tires which is ridiculous for the small amount of damage that was done. I want to make sure she isn't trying to take advantage of my insurance company and cause my rates to skyrocket as a result. The car is a complete piece of sh*t and she doesn't take care of it at all - the paint's dull, the rims are rusted - and I think she's trying to fix these things by making it like they were a result of me hitting her. I have no problem at all taking responsibility for the damage I did, but I do have a problem with her making things up and trying to fix other issues through my insurance company. The last claims representative I spoke with told me that I would not be contacted by the adjuster at all since there is no damage to my car. Since she's going to be talking with the adjuster and I won't, I'm afraid she's going to exaggerate the amount of damage. Should I call my insurance company and tell them this? Will they care? What can I do?""
What is the difference between whole and term life insurance?
Which one is better to provide for your families needs if something happed to you?
How much does insurance cost?
in california? my mother is on a stupid hmo, i was wonderingif i paid for a better insurance if it would get better.""
How much do vision insurance cost per month?
I'm looking into vision insurance and I don't know how much it cost each month. Does anyone have any experience here that can tell me?
""Liberals, How has mandating auto insurance lowered premium prices?""
Like you claim mandating Health Insurance will do, what say you?""
What is the most affordable health insurance in NYC?
My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""
What is the process of renting a car through your insurance?
Im calling about it tomorrow but I just dont want to sound completely clueless. So how does the process go for this? Does the insurance just tell you where to go and when to pick up the car and you just go get it or is there more??? This is assuming insurance pays for it completely.
How much would insurance cost for a USED EVO 8?
The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............""
Young Driver Insurance?
Ok, here's what's going on. i am basically a new driver and have passed my test 18 march last year. the time has come for me getting a car, however the insurance premiums are ridiculously high. I have used the comparing websites, but they offer no real result, so I phoned a few up. This is what they gave me, I was asking for a quote, on an 04 Renault Clio 1.2 Dynamic with 3 doors. Co-operative insurance 4645 (Full Comp) Direct line Over 3000(Full Comp) (they wouldn't give an accurate result, I'd have to be transferred onto another dept.) Quinn Direct 6000 (Third party, Fire & Theft only, i was then informed that their premiums where increased) All in my own name and not under any parents, however it seems like the best option at the moment. I do know about a few companies that specialise in young driver insurance, one called Young Marmalade and another called i-Kube. Both are cheaper, but there are catches to policies, i-Kube requires you to have a GPS tracker fitted, if you drive passed 11PM at night a 100 Penalty is incurred, and for each night you drive past said time. with young marmalade you need to have the pass plus scheme. I also know that premiums are subject to a post code area rating. (CH 62) so if anyone could tell me where cheap insurance for this type of car is I would be great-full.""
If someone threw rocks at your car and insurance paid for it would your rates go up?
Trying to put vandalism in the insurance line of Nature > Your fault. If anybody wonders nobody threw rocks at me..
Will a sports car make my insurance more expenisive?
Im 18 years old and my parents just bought me a sports car. No, I'm not spoiled. They got it for me because its miles were under 100k, it was only 2000 dollars, and it wasn't ...show more""
Sacramento Kentucky Cheap car insurance quotes zip 42372
Sacramento Kentucky Cheap car insurance quotes zip 42372
How can I get health insurance?
Hi! So my situation is a little complicated......I am twenty and a full time college student living at home. Both my parents are older and on medicare which does not cover me. I only work part time so I really cant even afford to pay for insurance and my college offers an insurance plan but it's really crappy. I really need to find some type of health insurance that is affordable. Not being able to go to the doctor or dentist is not fun. Any advice please?
Can you take out a life insurance policy on a family member?
I have an ailing father who's woefully under insured and he refuses to upgrade his policy, He'll likely not be able to settle his final affairs in the event of his passing. What recourse do I have as his son? Can I setup and pay for my own policy to fill in the gap? I would mean the difference between my Mother living in her own home, and possibly leaving her destitute. (I'm kind of hoping to be the knight in shining armor on this one)""
Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live?
Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live with her with the same address?
What type of lawyer do I need to fight a car insurance company?
I was involved in a car accident where the car insurance company for the other person involved is supposed to pay for my car andnhave accepted liability for the accident. But. I haven't received any payment from them. And it's been 4 months! I want to hire a lawyer, just need to know what type do I look for...???? Thanks in advance""
How much would it typically cost to replace basically an entire front end of a car?
I was hit by a car shooting out of a drive way and it totaled my buick le sabre. I want to know so that i dont get jipped by his insurance.
Should I go through insurance?
Hi, Recently, I parked my car at my apartment parking complex and someone had scraped my rear bumper. I'd like to get it fixed...but I'm not sure if I should go through my insurance or not. I have a 250 deductible for uninsured damage which I think applies here under my policy. Will the rates go up if I go through my insurance company for stuff like this? Because if so, I'll just shell it out of my own pocket. I'm not sure which way to go here. Thanks for helping me out.""
What Insurance Agency Will Cover Salvage Rebuilt Cars?
I own a 2001 Ford Focus that I'm just now finding out is a Salvage Rebuild vehicle. I switched from the New York State insurance to Geico because it was cheaper, but Geico doesn't cover salvage rebuilds (I only found out it was a salvage rebuild because it was on my title). I purchased the car from my great-grandmother, who purchased it from a dealership in 2004. According to them, they do not sell salvage rebuild cars, but lo and behold, it is a salvage rebuild (from NJ!). I need an insurance company by the 9th of this month that isn't going to cost me an arm and a leg for a downpayment ($298 for GMAC... eesh). Does anyone know of what insurance agencies DO cover salvage rebuilds and are online?""
Can I go on my boyfriends health insurance florida?
I am living with my boyfriend for a year can I go on his health insurance
How much would car insurance be for a new driver and a crappy car?
I got my liscense 2 months ago and have been saving for a cheap car on Craigslist; around $1500. I need to know how much I would have to pay annually for car insurance for like a mid-90's, 150K miles Nissan/Volvo.""
Is financial indemnity a good insurance carrier?
Is financial indemnity a good insurance carrier?
How much does a 16 year old usually make per month?
If you are working a job 40 hours a week and making 8 dollars per hour how much would you earn in a month deducting taxes and car insurance?
How much would car insurance cost if you have two tickets?
So I just got my second speeding ticket today... -.- My first ticket was going 58 in a 35... (reckless driving) Ironically my second ticket was 58 in a 35 too... (reckless driving) I am 18 and live in the state of Virginia... I own a 2005 Nissan Xterra SE... Can anybody estimate how much my car insurance is gonna go up? Like how much my insurance will be every month now? I have state farm insurance by the way... If anymore information is need please ask me so I can get the estimates... I'm actually very scared to tell my parents... So I'd just like to know all this information before they do...
Proof of auto insurance -- car's or driver's?
I would be driving my cousin's car for a while. Which proof of auto insurance do I need to carry in his car -- my auto insurance card (which lists MY car) or my cousin's insurance card, which lists HIS car -- the one I would be driving? Seems I am confused about WHAT needs to have auto insurance -- the driver or the car.""
What is the insurance cost for a 40 year old male driving anew ferrari?
dont worry im not 40 nor can i afford a ferrari. im just wondering how much it costs to maintain one?
Cheap UK car insurance companies for 18 year olds?
Im 18 and paying 2600 a year for a 1.1 peugeot 206 with insure2drive found on confused.com. Ive been driving for 6 months with no ncb but i have my parents on my policy as 2nd and 3rd drivers. Does anyone know any cheap insurers or know anything i can do to get the price down?
What would the minimal insurance be on a 2000 dodge dakota sport club cab 4x4?
For under insurance with a g1 driver ?
Car Sales/Insurance Sales?
OK, so just want an opinion. I just got a job to sell cars. Its slow right now, they said avg salesman sells about 8 cars a month. its a 1,000 draw,. $500 per month, and %25 to %30 commission. But I also got accepted to be an insurance agent for Farmers, all I have to do is pass the license test. But this could take up to a month. And Im not sure how the pay works, if its 100% commission, or whatever. I might not be making money for a while when im first starting up. If they offered some type of base pay then I am leaning towards the insurance agent, but then again the economy sucks right now. Any advice..which would you take? I am thinking of just doing the car sales for a while, save $$ and then get into insurance afterwards, but I might lose this opportunity. What do you think...thanks.""
Car insurance question?
I got in a wreck while driving my friends car. It was my fault. She has insurance but I dont know what kind of coverage. If its only liabilty should I help pay for the damage to her vehicle out of my own pocket. Thats the right thing to do right?
How much is insurance for young men drivers?
I want to get a new car and im 18 years old. My dad says he wont put me on his insurance if i buy a new car but insurance on a new car will be like $400 a month!!!! I have no accidents or tickets my record is clean. Is this normal? I dont live in a bad area and it is a convertible pontiac g6. ThanX
No insurance. Can I get temporary insurance so I can have surgery on my wrist?
Hello thank you for viewing my question and I appreciate any help.. I fractured my wrist a few years ago and never went to the doctor until recently. The doctor told me that my wrist was screwed up and I need surgery, but I don't have insurance and was paying him cash unfortunately He told me surgery would be like $15,000 and I think he was telling me that I can't just go get insurance now, because there is an injury on file so they won't let me. My sister who is a nurse told me to get temporary insuracne just to get it fixed, and she said she didn't think it would matter that the injury is on file. Does anyone know if I am able to get insurance at an affordable rate to get fixed or did I screw up by visiting the doctor already? Thank you very much""
""Car insurance with 6 point,?""
cheapest car insurance with 6 points, please help. any car insurance which check record of last 3 or 4 year and NOT 5 years.""
What insurance would be best for a Salvaged Car?
See I am a first time driver and I bought a Car which has a salvaged title due to a minor fender bender, I don't drive it because well I've only had it for about 3 days but I would like to know what would be the best coverage I can get from any insurance on a Salvaged title car. I hope it was worth my money buying a salvaged car. some one help!!! PLEASE!""
Health insurance for someone with a preexisting condition?
I have heard about plans that are available through association memberships with limited benefits. Is this a legitimate method of obtaining coverage for someone who is otherwise ineligible for insurance? Any other suggestions? The high-risk pool insurance in California is not affordable.
What is the most popular/best dental insurance in California?
Looking to invest in Dental Insurance, but I want something good, where I'm not paying so much out of pocket""
Motorcycle insurance?
I'm just wondering how much this will cost if I get one in the future. I'm 17. I have had a car accident recently (last thanksgiving). And yes, I was at fault. I don't feel like naming my excuses... the insurance companies won't care anyway. But don't worry, no one was hurt. So anyway... what prices are we looking at if... 1. I get it now with my parents insurance? (we own four cars... I already have one) 2. I wait until I'm 18 and move out to a college dorm and have it as my only vehicle? 3. sport bike vs regular bike? 4. I wait a few years until the car accident is off my record? No lectures about safety please. just give me some numbers.""
Sacramento Kentucky Cheap car insurance quotes zip 42372
Sacramento Kentucky Cheap car insurance quotes zip 42372
https://www.linkedin.com/pulse/car-insurance-driving-cross-country-timothy-allen/"
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