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fern717 · 16 hours
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occasional posts from users
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fern717 · 16 hours
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The key shortcut of "windows key" and "." held together has changed my life
like
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emoji access? supremely powerful 🙂💖
But
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Kaomoji ?
The year is 2013 and I am unstoppable ヾ(•ω•`)o o(* ̄▽ ̄*)ブo(*°▽°*)o
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fern717 · 1 day
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I stumbled upon a website that allows you to blend any colors evenly no matter how opposite on the spectrum they are.
sharing the knowledge
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very helpful art resource
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fern717 · 1 day
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Gay & Lesbian Pride Parade, Seattle, Washington, 1991.
James May
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fern717 · 1 day
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fern717 · 1 day
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I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)
You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
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fern717 · 1 day
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Ayup, happis birth. :]
Take a cat
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thabk you. for the car
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fern717 · 2 days
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HAPPY BIRTHDAY :DDD
THANK YOU :DDD
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fern717 · 2 days
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IT'S MY BIRTHDAY!!!
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fern717 · 2 days
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fern717 · 3 days
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still fuckin hate that “bee-free honey” that’s made from……… apples. bitch who you think sexed up those apples
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fern717 · 4 days
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guy sitting in front of me in class was vandalizing wikipedia and i kept reverting his edits as soon as he made them and he couldn't figure out why it was happening
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fern717 · 4 days
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The ‘you’re mature for your age’ to sleeping with a bed full of plushies in your mid twenties pipeline is real
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fern717 · 4 days
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I love this fucking gif so much. Violence and killing and destruction
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fern717 · 4 days
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fandom hcs are like:
-shy anxious person is ace
-badass but nice girl is bi
-mean bitch is a lesbian
-bubbly extrovert girl is pan
-all men are gay (unless they're flirty in which case they're bi)
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fern717 · 4 days
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This machine kills AI
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fern717 · 4 days
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hey tumblr go eat shit you gormless little sex hating bitch
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