wellbeingdad
wellbeingdad
27 years old dad that help others unleash their true potential
finance-family-lifestyle
16 posts
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Lets talk about the monthly income! What are the rules!
1. 30% of your net should be towards housing
2. 10% for the car
You should give a 20% cash down, finance it no more then 48month and should not exceed 10% of your net including gas, insurance!
3. 50% of your net should be savings
And the other 10, do whatever you want with it
If you cannot do this. You need to work harder. You should not have a house or a car! You need to compromise
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Lets talk about goals
My goals is to help you achieve and unleach your full potential. I wanna be better. And for that I need to help more !
Whatever the question and help you need to hesitate to dm me!
Lets get you back on track
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Lifestyle advice
Courage is one of your best weapons
If your courageous to do something, you have confidence.
Confidence is one of the key to success.
If you are not confident. Learn to be.
You need to learn to be confortable being unconfortable and still do what needs to be done.
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Lifestyle advice if your a tired dad
Its okay to take a step back and think about your inner self, its okay to be hurt. Its okay to hate yourself.
Being a dad is hard, you are not alone. I know you wanna have more family time, i know you wanna be able to bring more money!
But you need to make life choice. You cannot always eat outside, sitting on the sofa and be bored!
Eat healthy for your kids they gonna need you at 80yo
Do some exercices your kids gonna need you at 80 yo
Dont drink your kids need you at 80yo
Teach your kids whats important! THEY NEED YOU ALL YOUR LIFE
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Financial advice
Debt can be good or bad but how ?
Bad debt is when you owe someone money or the bank.( ex. House, car,)
Good debt is when you make enough passive income that it pays for the capital and interest( ex. Rental)
Bad debt will eat you alive!
So what to do?
1. Do the snowball effect, which is lets say you have a credit card debt and a car. You are gonna pay your credit as fast as you can and once you are done you are gonna pay your card with the amount you use to put on the credit.
2. Put everything in the same bowl, lets say your have a few credit card and you owe money for furniture, you are gonna go to the bank and ask for the amount you need and pay everything. And you are gonna pay as much as you can
3. Do side job to help pay
Never pay less then the minimum.
Only have one card
Only buy stuff you have the money for!
If you want a car, find a way to make people pay for it. Ex. You want a truck so do some gardening with the profit its gonna pay the truck and more
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Family advice for new dad
Take care of yourself!
I know as a dad you wanna provide and have more time at home with your family. But if you dont take care of yourself you wont be able to do it ! Your family needs a healthy and a happy dad.
Eat good food, workout and sleep as much as you can!
I currently woke at 3h a.m to do cardio, go to work, came home and workout, take the kids so my gf can do the dinner. Put the kids down at 7h30-8h. Work on my side business and sleep at 9-10h
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Lifestyle advice
Ask yourself these 3 questions EVERYDAY
1. What am i grateful today?
2. What i am doing to be better. Financially, physically, mentally , for the family
3. What can i do tomorow to help you achieve your goals
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Financial tips to get rich
The first thing to do is change your mindset!
The books think and grow rich is probably one of the best towards the right mindset
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Motivation time
The dreams you see is what god shows you what your life could be !
Being poor is hard, being rich is hard, so choose your hard!
Follow me to learn how to be rich and have the lifestyle you desire
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The only thing worse than starting something and failing is not starting something.”
Seth Godin
You will fail! But fail is growth, you need to learn to fail to get back up.
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Financial tip of the day
If you are interested in the stock market
Intact financial corporation ( ifc ) is one to buy ! 2.08 as today february 13 and should go up to 2.32 at the end of the year!.
Disclaimer: i am not a financial advisor, nor have the credential for financial advise.what i says work for me as a person!
Edit: its started at 2.17 today february 14
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Financial tip of the day
9-5 will never make you rich!
Until your money works for you,
You dont:
-take vacation
- buy new games
- buy a car
- go out to eat
-have new tattoo
You do
- workout 3times a week
-eat homemade healthy food
-read 1 book a month
-meditate
-work 2hours a day on your sidebusiness or businesses
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Financial tip of the day
Saving money is losing money, don't keep money in the bank! Learn to make more and to make it work for you!
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Fatherhood tips of the day
Nobody said it would be easy to be a dad, the best you can do is to show up! The harder it is, the better you are as a dad.
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Quotes of the day
You don't need to be a genius or a visionary or even a college graduate to be successful. You just need a framework and a dream." – Michael Dell
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Quotes of the day!
Start where you are. Use what you have. Do what you can." – Arthur Ashe
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