3 Tips on Purchasing Flood Insurance Protect your home from the unexpected with flood insurance! Make sure to determine your flood risk, understand what is covered, and shop around for the best coverage and price. . . . . . #buyahome #househunting #RealEstate #NDrealestate #BismarckND #RealEstateAgent #RealEstateLife #RealEstateForSale #RealEstateExpert #NDREALTOR #HomeForSale #homebuyer #HouseForSale #JustListed #RebeccaSabot #NewListing #justlisted #HomeForSaleBismarck #bismarckrealtor #bismarckrealestate #realtorinbismarck #findndhomes (at Bismarck, North Dakota) https://www.instagram.com/p/CqCKYsyt1Uf/?igshid=NGJjMDIxMWI=

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. >>What Is Pre-Approval? To better understand why pre-approval is key, it’s important to know what pre-approval is. As part of the pre-approval process, a lender will look at your finances to determine what they’d be willing to loan you. From there, your lender will give you a pre-approval letter to help you understand your true price range and how much money you can borrow. That can make it easier when you set out to search for homes because you’ll know your overall numbers. And with mortgage rates rising and impacting affordability, a solid understanding of your numbers is even more important. >>Pre-Approval Can Signal You’re a Serious Buyer Another added benefit is that pre-approval lets the seller know you’re qualified to buy their house. Even though bidding wars are easing this year as the market shifts, preapproval is still an important part of making a strong offer. It can help a seller feel more confident because it shows you’re serious about their home and that you’re a qualified buyer. Getting pre-approved for a mortgage is critical. It helps you better understand what you can borrow and shows sellers you’re serious about purchasing their home. DM me so you have the tools you need to succeed as a homebuyer in today’s market. #buyahome #househunting #RealEstate #NDrealestate #BismarckND #RealEstateAgent #RealEstateLife #RealEstateForSale #RealEstateExpert #NDREALTOR #HomeForSale #homebuyer #HouseForSale #JustListed #RebeccaSabot #NewListing #justlisted #HomeForSaleBismarck #bismarckrealtor #bismarckrealestate #realtorinbismarck #findndhomes (at Rebecca Sabot Realtor) https://www.instagram.com/p/CkTS9edr4I0/?igshid=NGJjMDIxMWI=

If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. To better understand why, it’s important to know what pre-approval is. Freddie Mac defines the process like this: “A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. The lender you work with will provide you with a pre-approval letter, which is an official document that states the maximum amount they are willing to lend you, . . .” Put simply, pre-approval from a lender helps you understand your true price range and how much money you can borrow for your loan. That can make it easier when you set out to search for homes. Another added benefit is that pre-approval lets the seller know you’re qualified to buy their house. Paul Centopani, Editor for the Mortgage Reports, explains: “. . . most sellers won’t even consider an offer unless the buyer is pre-approved at the right price point. Sellers and their agents want to know you’re ready and able to finance your offer amount. So you’ll want to have your preapproval teed up as soon as you’re serious about bidding on a home you like.” Every advantage you can gain as a buyer is crucial in a market that’s constantly changing. You’re going to need guidance to navigate these waters, so it’s important to have a team of professionals, such as a real estate advisor and trusted lender, on your side. They’ll help make sure you’re ready to put your best foot forward. DM me so you have the tools you need to succeed as a homebuyer in today’s shifting market. #buyahome #househunting #RealEstate #NDrealestate #BismarckND #RealEstateAgent #RealEstateLife #RealEstateForSale #RealEstateExpert #NDREALTOR #HomeForSale #homebuyer #HouseForSale #JustListed #RebeccaSabot #NewListing #justlisted #HomeForSaleBismarck #bismarckrealtor #bismarckrealestate #realtorinbismarck #findndhomes (at Bismarck, North Dakota) https://www.instagram.com/p/Ci3BxqIJVcj/?igshid=NGJjMDIxMWI=

How do you know when to make your move? You want to time it just right so you can get the most out of the sale of your current house. You also want to know you’re making a good investment when you buy your new home. That opportunity to get the best of both worlds is already here. You don’t want to wait until spring to spring into action. The current market conditions make this winter an ideal time to move. Here’s why. >>The Number of Homes on the Market Is Still Low >>Your Equity Is Growing in Record Amounts >>While Rising, Mortgage Rates Are Still Historically Low >>Home Prices Are Going To Keep Rising with Time DM me today to get set up for homebuying success this year. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #ndrealestate #ndrealtor #bismarck #nd #bisman #bismarckrealtor #realtorinbismarck #rebeccasabot (at Bismarck, North Dakota) https://www.instagram.com/p/CY4TlPrM6Kk/?utm_medium=tumblr

The way your home looks when you sell sometimes looks VERY different than how you live in your home. If you want top dollar when you sell, you MUST style and stage. If you don't, you will walk away with less…even in a low inventory market. Case in point, this condo project. One realtor he interviewed said he should list at $165 because all the other units sold for that much. I knew that was the wrong mindset since he had a unique top floor condo and had MY help for aspirational staging and photography. He did an amazing job minimizing clutter and cleaning. Then my team and I rearranged a few furniture pieces, removed a few things and added a few things. I made sure the listing copy was enticing and the listing was complete and looked fabulous. I did some extra marketing in the building and we did an open house. His home sold in a week for $220,000. That's $55,000 more than where the other agent was. I love getting great results for my clients. Rebecca Sabot RE/MAX Capital 1501 Mapleton Ave #3 Bismarck ND 58503 #staging #realestatestaging #professionalhomestaging #homestagingsells #homesweethome #realtorlife #realestateagent #homestaging #stagingtosell #homestagingworks #stagingsells #realestate #realtor #propertystaging #homestager #realestatephotos #stagingandstyling #homestagingtips #staginghomes #bismanrealtor #bismarckrealestate #bismarckrealtor #remax #ndrealtor #rebeccasabotrealtor #helpmyhome (at Rebecca Sabot Realtor) https://www.instagram.com/p/CWGrWkJF8Jq/?utm_medium=tumblr

🏠Selling Your House? Make Sure You Price It Right. 🏠 Even in today’s red-hot sellers’ market, it’s important to price your house right. While it may be tempting to price your house on the high side to capitalize on this trend, doing so could limit your house’s potential. Here’s the thing – a high price tag doesn’t mean you’re going to cash in big on the sale. While you may be trying to maximize your return, the tradeoff may be steep. A high list price is more likely to deter buyers, sit on the market longer, or require a price drop that can raise questions among prospective buyers. Instead, focus on setting a price that’s fair. Real estate professionals know the value of your home. By pricing your house based on its current condition and similar homes that have recently sold in your area, your agent can help you set a price that’s realistic and obtainable – and that’s good news for you and for buyers. When you price your house right, you increase your home’s visibility, which drives more buyers to your front door. The more buyers that tour your home, the more likely you’ll have a multi-offer scenario to create a bidding war. When multiple buyers compete for your house, that sets you up for a bigger win. When it comes to pricing your house, working with a local real estate professional is essential. DM me so we can optimize your exposure, your timeline, and the return on your investment, too. #Sellyourhouse #moveuphome #dreamhome #realestate #homeownership #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #justsold #bismarkrealtor #bismarckndrealtor #realtorinbismarck #rebeccasabot #ndrealtor #nodakrealestate (at Bismarck, North Dakota) https://www.instagram.com/p/CVLKeKlr5dD/?utm_medium=tumblr

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. If saving that much money sounds overwhelming, you might be ready to give up on the dream of homeownership before you even begin – but you don’t have to. According to the Profile of Home Buyers and Sellers from the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. It may sound surprising, but today’s average down payment is only 12%. That number is even lower for first-time homebuyers, whose average down payment is only 7%. If you’re a prospective homebuyer, it’s important to know you don’t have to put the full 20% down. And while saving for any down payment amount may feel like a challenge, keep in mind there are programs for qualified buyers that allow them to purchase a home with a down payment as low as 3.5%. There are also options like VA loans and USDA loans with no down payment requirements for qualified applicants. To understand your options, you do need to do your homework. If you’re interested in learning more about down payment assistance programs, information is available through sites like downpaymentresource.com. Be sure to also work with a real estate advisor from the start to learn what you may qualify for in the homebuying process. If you want to purchase a home this year, DM me to start the conversation and explore your options. #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #bismarckrealtor #bismarckagent #realestate #ndrealtor -- Rebecca Sabot, REALTOR® RE/MAX Capital 1501 Mapleton Ave #3 Bismarck ND 58503 (at Bismarck, North Dakota) https://www.instagram.com/p/CUP8cqgrZBX/?utm_medium=tumblr