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graphicallysam · 7 years

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Para: Blam Reunion

Who: Sam and Blaine

When: Friday, 20 Oct 2017

Where: Sam’s apartment

What: Reunited and it feels so good

Life for Sam had gone from not having any company outside of his family members randomly for the last two years to having almost a month of busy weekends. He also felt a little like he was back in high school with his feelings for Mercedes resurfacing with a fierceness that he was ill-prepared for, and he was kind of indulging them even when he knew he shouldn’t. He didn’t really understand how she still had such a hold over him, but it was like he couldn’t shake them. He was happy that he’d have his best friend to distract him (and probably encourage his wayward feelings), and he could focus on figuring out what was going on with Blaine and his love life.

He’d picked up Blaine up from the airport and headed back to his place after they grabbed some take-out. He’d had a long day at work, and he wasn’t really up for going out to dinner, but they’d go out the next night. Sam had big plans to get his friend nice and drunk. There was a whiskey tasting booked and going out to a nice dinner to follow. He was hoping to do a little encouraging of his own, and that was nearly a guarantee if the other guy had some liquid courage. Normally, Sam wouldn’t press so hard, but he thought Kurt was good for Blaine and that they could really go the distance if they tried, especially since Kurt was open to at least seeing where it could go and had apparently had feelings for Blaine for a long time.

Despite a long flight, Blaine was almost as wired as he was exhausted. Traveling tended to have that effect on him, so he was 100% on board with take-out and a quiet night in for his first evening in Tennessee. It had been months since he’d properly seen his best friend, anyway, so catching up with Sam was clearly a priority - especially with both of them embroiled in long distance… somethings.

At least Sam and Mercedes were in the same time zone. Finding time to call or Skype with Kurt was challenging with a three-hour time difference. And any Skype calls were charged with an extra tension now, ever since Blaine’s drunken foray into sexting - which had probably been a terrifically bad idea, but he couldn’t bring himself to regret it. Maybe Sam could keep Blaine from doing anything dumb this weekend. Or not, if his prodding about Kurt lately was any indication. Blaine could always counter with Sam’s Instagram adventures with Mercedes, though, so maybe they could keep each other in check.

Or maybe they’d just be terrible influences on each other. That was always an option, too.

“I’m gonna need at least an hour of good solid bro-time before we do anything else,” Blaine announced solemnly as they settled in. “With or without video games, movie marathons also optional, but I need to get caught up on everything Sam Evans, stat.”

With a laugh, Sam took a bite of his food. “There’s like not much to update you on. Work’s great. I love my office. I love my coworkers...well most of them anyway.” He paused, his bluish-green eyes shifting as he tried to recall if anything in particular was worth mentioning, but he came up empty. “Other than that, everything’s the same. What about you? How’s Coop? How’s work? How’s Kurt? Have you made any progress on the moving thing?” He gave Blaine a pointed look with a hint of a grin before he took a bite of his food.

Blaine returned Sam’s look with a nonplussed expression of his own. “I’m researching. Does that count as progress?” he asked wryly. “Coop’s as weird as ever, work is fairly steady for not having a full-time position, and Kurt is… Kurt,” he added with a sigh. “I know for a fact that you’ve been having more visitors than just me, though - so you’ve had a more eventful few months than I have,” Blaine pointed out with a skeptical lift of one expressive eyebrow.

Sam couldn’t help but grin at the mention of Mercedes’ visits, but he tried to hide it quickly. He didn’t need Blaine to know just how good he’d felt about those visits or the ones that were to come. “I guess that counts as progress. I mean...Mercedes said she’d help you figure out the job thing if you wanted the help. So at least you’d have other people there besides Kurt, right?” Sam hadn’t remained close to anyone outside of Blaine and Quinn, whom he’d seen infrequently on visits to Los Angeles when he was visiting the other man. “We’re just friends that hang, just like you’re here to hang. Unless...you’re here for other reasons?” It was a joke he sometimes made with Blaine after he’d admitted one drunken night that he’d had a tiny crush on him once.

Blaine groaned and shot Sam a playful glare. “You caught me. I’m definitely here to see if you hang around shirtless in your bed with ALL your ‘friends that hang’,” he air-quoted. “Not that I don’t appreciate the offer, but isn’t Mercedes going on tour soon? After the new year?” He shook his head. “I don’t want to pile anything else on her plate, especially if it’s not really feasible in the first place. I’d have to shell out a couple of hundred bucks and actually BE in New York to take these licensing exams anyway, and that’s just the start.”

“Hey, I’m secure enough in my sexuality to cuddle my bro shirtless,” Sam said in a jokingly defensive way, holding up his hands. “Sometimes your bro just needs to cuddle in the arms of a strong man that happens not to be wearing a shirt, and...I’m here for you, sidekick.” He winked, laughing before he reached for his drink. “Well, she is, but that’s not til right after my birthday. How much are the tests?” He could probably help Blaine out, or he knew Cooper would if he needed it.

Blaine couldn’t help but laugh, his eyes crinkling with amusement. “You’re all heart, Sam Evans,” he teased. “Still, I imagine she’s going to have enough to worry about without my career woes making an appearance.” He made a face, focusing on his own food so he wouldn’t fidget. “Somewhere around $250 for the Educating All Students and Music Content Specialty Tests. There’s also the edTPA, though, which I’m still trying to figure out, but it’s $300 for a full assessment. Coop keeps saying he’ll get me on his frequent flyer miles if I need to be in New York for testing, but that’s still a lot to take on,” he sighed.

Sam nodded along as he spoke, sobering a little as he watched several emotions chase across Blaine’s face. Sam had always been pretty good at reading his friend, and he could sense all of the emotional confusion he was feeling. “Okay, but do you want to do all of that? Is it worth all of that?” Sam asked, glancing into Blaine’s eyes. “I’m asking you to tell me what your gut is telling you to do about this because that’s all that matters.”

Blaine toyed with his fork absently. “I don’t know. It’s not like I have a full-time teaching position back in L.A., but that’s a lot of uncertainty to deal with, and a lot of out-of-pocket expense before I can even apply for jobs in New York.” He’d been deliberately ignoring Kurt as a factor, but that wasn’t really possible for long, as well as Sam knew him. “I talk to Kurt and I really, really wish I wasn’t on the other side of the country - but then I think about uprooting my whole life for a guy, even one as great as Kurt, and it just seems… kind of foolish, when we’re not even dating.” He shrugged sheepishly. “My gut is an overly romantic, impulsive mess, you know that.”

“Okay,” Sam said, sitting back so that he could really look at his friend. “You’re right. It’s crazy to uproot your life for some guy...that you don’t know. That you met on Tinder or Grindr. Not some guy you’ve been friends with for years…” He shrugged. He didn’t actually want to push too hard. “So, then don’t try. Then what happens? You’re ready to watch Kurt be with other guys and marry other guys because you were worried that you seemed to be making a crazy decision. But I guess the question is will you regret it if you try and don’t make it work? And will you regret it more if you don’t try at all?”

Blaine dropped his fork and rubbed one hand over his eyes with a grimace. “I don’t know,” he admitted softly. The thought of Kurt with other guys made his stomach twist with jealousy, but that wasn’t very fair of him, not when he wanted Kurt to be happy. “I don’t know how you deal with it, with Mercedes. I mean - if you two couldn’t make things work, I’m not sure how I can hope to,” he added sadly.

Sam set his own food aside and shook his head. “It’s not at all the same thing, and you know it. It sucked knowing she was going to marry Puck, like a lot. I didn’t want to go on that trip, but like at the same time, I just wanted to see if she was happy. Which she was...at first, I guess. Then as like the time went on, it was just good to have my friend back. I didn’t realize I’d missed her so dang much until we were back together and things hadn’t changed. So I was mostly just...grateful that we could be mature go back to being friends. Nothing had been wrong when we broke up. We just wanted different things. Nothing has happened in the last four or five years that’s changed that. So...I can admit, even to myself, that I’m still in love with her. It sucks because I know I’m not ever gonna love another woman as much as I love her because we...just work on so many levels. She’s like one of the only people in the world that just gets me and likes the same things as me. She’s the one woman in the whole world that I can be myself with 100%, but she’s got big dreams. Huge dreams that I could never forgive myself for standing in her way if I ever did that. I love her so much that I don’t want to do that to us. I don’t want us to grow apart or be resentful towards one another. I don’t wanna be left behind while she tours the world. I want a wife I come home to and children. She needs a guy that can work in her world, and I don’t work in that world.” Sam paused, feeling a bit of his heart break again as he thought about it. “I just have to keep reminding myself of that. The distance helps because she’s not here everyday. So, I can keep a bit of myself to myself. You don’t have that same issue. Nothing about your life is incompatible with Kurt’s. You just have to move. That’s it, and the problem is solved. If it doesn’t work out, well then you tried it, and it didn’t work out. I /can’t/ try it because I already know it’s not gonna work out.” He took a deep breath and cleared his throat, looking away as the weight of his words settled over him.

Blaine was silent for a long moment, digesting everything Sam said. He didn’t understand - not really, since he’d have done anything back in high school to have the kind of connection Sam had with Mercedes. He’d pushed too hard with Sebastian, trying to find it, and he was terrified that he wouldn’t find it with Kurt, either. “You and Mercedes are still friends, though, right? You’ll always be friends,” he insisted. “It sucks, and it’s never simple, but you guys have that much, no matter what.” He ducked his head, staring at the table blindly. “What if I screw this up? Not just a little, but so badly I lose Kurt as a friend in the process? And probably Sugar and Finn, too.” He lifted one shoulder helplessly. “I don’t want to regret not trying, you’re right - it’s just a lot to risk on a ‘maybe’.”

“You’re not gonna screw it up, first of all. There’s just no way you could. You’re not a jerk. You treat everyone like they’re the most important person to you, and when you care about someone, woo boy look out. So the only bad thing that could happen is it doesn’t work out. And since you’re not nearly as dramatic as they rest of them, you're definitely never gonna lose anyone else. If we can survive the mess that was senior year and the wedding that never happened, we can survive anything.” Sam gave Blaine a pointed look. “If you’re hoping for some sign of a guarantee, brother, you’re gonna be disappointed because there ain’t none. You either think Kurt’s worth the risk of putting your heart out there, or he’s not. So...which is it?”

Blaine quirked a lopsided grin at Sam. “I think I should probably hug you for thinking I’m not dramatic,” he laughed softly. “We did survive some pretty rough patches, though. As many times as we’ve seen people switch partners and break up and get together, I’m pretty sure a guarantee isn’t even remotely possible.” He sobered quickly. “Kurt deserves everything. He’s worth ten of me, I just wish I had your conviction. Any time you want to lend me a little bit of that confidence that I won’t mess everything up, I’ll gladly take it,” he added with a wry little smile. “I’ll think about it. Really think about it. The logistics alone are a lot to consider, either way, so I can’t do anything about it yet, anyway.”

Sam laughed. It was almost ironic that he had so much faith in something when he knew full well he’d never have himself. The truth of the matter was sometimes you could meet the perfect person, be together, fall in love, and it still wasn’t enough in the end, but he hoped that that meant that someone else would get his share of happiness. “You’ve got it. You just gotta figure out why you keep trying to talk yourself out of it.”

Blaine bit his lip at that. He had a pretty good idea, after the disaster of his relationship with Sebastian. Because it hurt too much when it was over, and because he’d gone to pieces. Because Kurt deserved better, and Blaine wasn’t sure he’d ever be able to give that to him. Because it seemed too good to be true — or at least too good to be real outside of his own head. “I’m pretty sure my therapist would have something to say about that,” he offered instead. “I’m going to have to tell her she’s out of a job, though, if you keep this up, Sam Evans,” he teased.

“I’m no therapist. I think it’s just good ol’ common sense. It’s like you want something to be wrong or something. I think you’re just scared, and there’s nothing wrong with being scared of putting your heart out there. It’s just are you gonna let your fear stop you from doing something that be something really great?” Sam felt like he could ask himself the same questions, but he was really certain there was just no way around getting hurt in the long run on both of their parts when it came to him and Mercedes. And he told himself he could be content with her friendship because at least she was there in his life again. He’d rather have half of her than none of her at all.

“Well, your common sense is better than mine, apparently,” Blaine admitted with a wry chuckle. He studies his hands thoughtfully. “I promised Kurt I’d visit sometime before Christmas. It couldn’t hurt to —look around? See what’s out there, which parts of the city might be affordable, where they might be hiring. If I like the city enough to actually move there.” Considering he’d nearly gone to New York for college, he probably wouldn’t hate it, at least — and it would have Sugar and Santana and Mercedes and Puck, if it came down to it. “As long as I know I could count on you coming to visit me occasionally,” he added with a grin.

Sam’s smile grew wide at Blaine’s concession. “There ya, go! Just check it out. Feel out the vibe. Maybe see if you could room with someone...like Sugar...or Puck...Santana and Mercedes, they’re out there, right? So that way, there’s like no pressure. You and Kurt can be in the same place and totally take it slow. That’s what I would do!” Now, he was thinking about what it would be like to move to New York and live and date Mercedes. That was a dangerous thought, he told himself and pushed those thoughts away.

“Oh, I wouldn’t want to guilt anyone into taking on a roommate if they don’t have to,” Blaine said hastily. “But maybe - if they have suggestions?” Six months ago it might have been Kurt that he thought of first if he needed someone to split the rent - but that would be a bad idea for pretty obvious reasons, now. If he made the move, that would already be a pretty big step - no sense in making it even bigger. “Maybe one of them knows someone who needs to sublet... or something,” he added vaguely. “That can wait, though. I don’t want to say anything to any of them until I decide whether or not this is something I should do.”

Sam nodded. “I get it. You gotta do it in your own time. I don’t think you should rush into because then you’ll feel out of sorts and worried. It’s gotta feel right,” he drawled, his southern accent coming out thick and lazy. “I just want you to be open to taking a risk, but if it don’t feel right, don’t force it.” The last thing he wanted was for this to backfire and Blaine to get hurt.

“I just want to make sure I’m thinking it through, first,” Blaine promised. He made a face as he turned his attention back to his food. “You aren’t the only one trying to convince me to take a chance, though. Cooper’s been pushing for me to look into moving to New York ever since you guys were in LA for the road trip.” He shot Sam an amused look through his eyelashes. “He’s a lot less subtle about it than you are, though,” he added, tongue firmly in cheek.

“I don’t think subtle and Anderson are things that go together. I hate to tell you that, bud.” Sam grinned at his friend and shrugged. “I just want you to remember that there’s only so much thinking a guy can do before he has to shit or get off the pot and do something about it.” It was a mixed metaphor, sure, but he was sure it got his point across. “Just don’t forget to listen to your gut, and you’ll be good. You’ve got solid instincts, but you overthink a whole lot.”

Blaine stuck his tongue out at Sam for that, but laughed anyway - he had a valid point, after all. “I know - I’m not going to think about it forever, I promise, I just - don’t want to rush. I think maybe I’ll give myself until the end of the year to weight all my options, look into logistics, see what would need to be done. And if Kurt starts dating someone else before then - well, that’s just my own fault,” he sighed. “My gut has led me astray before, and Kurt’s too important to me not to give it the proper consideration.”

Sam chuckled when Blaine stuck his tongue out, but he nodded along. “I mean we all gotta make some mistakes or we’re never gonna learn anything or grow. My Granny Truitt always says that bad experiences are supposed to teach you everything you need to know to prepare you for next time. It’s supposed to make wise but not scared, or you didn’t actually learn anything. I used to think that that sounded crazy, but it turns out she was right.”

“I think your Granny Truitt sounds plenty wise herself, so she probably knows what she’s talking about,” Blaine chuckled. “It’s one thing to mess up a recipe or fail at a new hobby or something, though — my friendship with Kurt is just a lot more precious to me than any learning experience.” He lifted one eyebrow teasingly. “Does Granny Truitt have anything sage to say about Ms. Mercedes Jones, then?”

Rolling his eyes, Sam shook his head. “No, because I did the right thing with Mercedes by letting her go,” he repeated. “I’m happy, and more importantly she’s happy which makes me even happier.” He felt like a part of that was a lie, but he wasn’t going to call attention to it. “She’d just call you a chicken, you know? Kurt is probably just as concerned about all of this, you know…”

Blaine looked skeptical, but knew better that to push the issue when Sam was so insistent. “As long as you’re BOTH happy, then,” he said. With a small grimace, Blaine shook his head. “I don’t think anyone’s ever accused me of being brave,” he admitted quietly. “So if the shoe fits…” he sighed. “Kurt’s… I don’t know what Kurt wants. He wanted to be just friends, but then he says things that are so far beyond ‘friendly’ that I don’t know what to think. It’s like we’re in this weird sort of limbo, where everything’s all tangled up and neither one of us actually knows what we want anymore.”

“Someone needs to make a move. I think you’re smart enough to know that it’s already beyond friends. So why are you hiding behind that?” Sam gave him a pointed look. “And how can you say you’re not brave when we both came from the same small town in the same small-minded state when people would’ve made lunch meat out of you and Kurt, but you never let that stop you. That’s pretty damn brave.”

“Whatever we are, making a move isn’t possible right now,” Blaine protested. “And even if I relocate to New York, that could take months — it’s not like I can ask Kurt to drop everything and wait for me to make a decision.” Blaine hunched his shoulders slightly, looking smaller at the reminder. “I still ran, Sam. And I don’t think I could have flourished at McKinley without you guys having my back as much as you did.”

Sam took a deep breath and really looked at his friend. “Kurt liked you for a long time, and maybe that’s a lot of pressure or something. I could see how it would be, but I think he’d understand if you said ‘if I move, I’m open to seeing where it goes,’ but you gotta decide if you even want that. It’s just a try. I just don’t want you to regret not trying is all. But hey, it’s your life. I’m just here to be that same support that you had in high school, brother.”

“Kurt likes the grown up version of Blaine, too, you know. I loved the high school version of Mercedes just as much as I enjoy the version of herself that she is now. She’s more mature and confident, but she’s still basically the same person. So is Kurt. So are you.” Sam bit back a sigh because Blaine seemed intent on being down on himself. “You were just a kid then. I had a crush on Mercedes for like two whole years, and it took me til almost senior year to ask her out. I didn’t get upset with her for not knowing. I was just happy she said yes. Just think about it. And of course I’ll always have your back.”

“Mercedes has always been fabulous, and she always will be. Kurt, too,” Blaine insisted, affection lacing his voice. His grin widened as he smirked at Sam. “Jury’s still out on you, though, Evans,” he teased, wrinkling his nose playfully with a laugh. “All joking aside, though - thanks. You really are the best.”

Sam pretended to be hurt, but he couldn’t hide his grin. “You’re right. I am the best, you’re not so bad either, Anderson,” he teased back.

#char: ba #para #para 006

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love-transparentstudentarca-blog · 6 years

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Car insurance and criminal convictions?

"Car insurance and criminal convictions?

I was recently without going into detail convicted on a public disorder charge of harresment and have just passed my test at 18 and was looking forward to getting on the road and found cheapish quotes on places like lv and aviva etc but ive just realised in the smallprint or insurance assumptions you are not aloud one criminal conviction and cant find anyone that allows them but i know plenty of people that are on the road that have criminal convictions its all a confusing issue can anyone help?

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Where to Find Affordable Health and Life Insurance?

Hello, I'm looking for site that offer affordable health and life insurance.Please recommend me such a site.""

""Flipped over my car, how much will insurance be now?""

I'm 16, I got in a big car accident.. I flipped over my car twice. Fortunately, I was untouched and I was the only one involved. Naturally, I was taken off the insurance policy and lost my car. Before, I had the good student discount so we paid $350 for half a year as a full time driver. How much would I have to pay to be a full time driver now after the accident? My dad said $2000 for a full year but it can't be that much? Will they strip me of my good student discount? How much will it cost to be put on as a part time driver now? Will it go down after a year? Will the insurance go up a lot? It won't go up as much as it would otherwise since I was the only one involved and there was no property damage, right? I don't understand how it could happen to me, I'm a model student, I have straight A pluses in all advanced and AP classes and I was even following the law when I had my accident. =/""

Should I cancel my car insurance?

I got into an accident 1 month ago and the insurance company of the person who hit me is handling my claim. I don't have coverage for my car so my insurance company is not really doing anything. So should I just cancel my insurance because I am not using my car anyways, and most likely my car will be a write-off because the damage seems irreparable or if it is, the repairs would cost more than the car itself. What do you guys thinks? Thanks for your time.""

1978-79 Trans Am insurance?

How much would insurance cost for a 1978 or 79 Pontiac Trans Am for a 16-year-old? (I'm curious for someone.)

Car insurance for 16 yr old boy?

I want to get a white 5 speed subaru impreza WRX (wagon sport) with turbo (standard). How much do you think this would cost considering that i'm 16 yrs old and the car is white and i get good grades? thanks

Car insurance and criminal convictions?

What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?

I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood ...show more

""Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?""

I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however.""

Is there such a thing as divorce insurance?

My parents are getting a divorce and, since it's California, the courts favor the female. Even though my mom and dad earn about the same money, my dad has to pay this huge amount to my mom for child support because she got more time with my younger brother. He's 12 and he told the mediator that he would rather live my dad full time, but the court gave my mom more time and made her the custodial parent. How old do you have to be to tell the court which parent you want to live with all the time? Also, just like there is medical insurance, has anyone ever heard of divorce insurance? It would kick in if you're ever stuck with child or spousal support. I haven't found anything on the internet yet.""

Any Car insurance in boston open past 5pm?

any Car insurance in boston open past 5pm

Why is car insurance more expensive based on age than value?

I am trying to shop for a new car but I want to know if I can manage the monthly expenses such as insurance and gas. I am interested in the 2011 Nissan Altima 2.5 S Coupe the Kelley Blue book value for the car is $17,000. The car has really good gas but I was shock to see the estimated quote for car insurance to be over a $100 a month. I was also interested in the 2008 Lexus IS 250 and the Kelley Blue Book value is $21,000. The gas for the car is okay but not as good as the nissan but the estimated car insurance quote to my surprise was only $45 a month. That doesn't really make any sense shouldn't it be more expensive since the car is worth more?""

Will car insurance cover modifications?

I have full coverage on my 2005 acura, the car has a custom molded body kit, aftermarket rims, nice paint job, and a turbo, if the car was totalled would the aftermarket modifications be covered? my insurance company is progressive btw. and they never asked if it had any modifications.""

How do I get a no insurance ticket dismissed? ?

Im covered by my parents ins, but the truck I was driving hadnt been added yet!""

How Can I Get Cheap Auto Insurance?

im 18 i just got my lisence i have a 93 ford ranger that my dad can put in my name. my parents are seperated. my mom has excellent driving record and good policy. if i get on her policy. can i drive the truck if its in my name ? im not sure im just trying to get auto insurance. and i have no one to help :(

Where can I find affordable renters insurance in northwest indiana?

Car insurance: how to save if i have 2 cars?

i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!""

What insurance plan should i get?

i am looking to get health insurance. i was offered plan A which is $5000 deductible with 30% out of pocket or plan B $2500 deductible with 40% out of pocket. i am 20yrs old, in sacramento california. i am health don't smoke or drugs, but do ride a motorcycle. plan A payment a month is 90$ with dental and vision, and Plan B is $110 a month with vision and dental. in the past i have only been to Dr's for broken bones, but things pop up and want to be covered if something were to arise. thank you""

Is car insurance really necessary?

What if your a student and your driving a car that does not have insurance but you don't crash or nothing bad happens...Do you still get penalized if you do not have insurance? Is it a law?

Will life insurance pay benefits if death occurred due to suicide?

Certain states have suicide clauses. I live in the state of Florida. I was wondering about restrictions and payouts.

HEALTH INSURANCE FOR MY MOM?

Ok here is the deal-we are on my husbands military insurance and we were under the impression we could add my mother if she was our dependent-however we can't unless she is declared legally incompetent which she is not. However she is 60, very sick, with a preexisting condition (diabetes,lupus, and depression). She can apply for disability but has been waiting on documentation forever-so that's not an option right now. I feel terrible because we told her she could be under ours because we were originally told she could be-and now I have to tell her otherwise which will be awful. Does anyone have any ideas for affordable insurance for her. She doesn't qualify for Medicaid and we live in KY thanks-and please no smart *** remarks or anything this is a serious question and I need all the help I can get.""

Ideal first car cheap on insurance.?

Cheap first car with cheap insurance in the uk? For a 17 year old. I look on auto trader with 1.0 liter engines but its all deawood matiz which looks like a girl car. Thanks.

Car insurance prices?

i've just turned 17and i am wondering how much roughly will, lessons theory test and driving test all come too and insurance and also im a girl :)""

Baby insurance?

I currently have insurance through AmeriGroup in TN, and i was wondering if i have to get the baby their own insurance before they are born? does anyone know anything about this? my husband and i were a little surprised to be pregnant, and so our maternity insurance didnt kick in and we will not be able to add the baby to it.""

California statute of limitations re: medical bills ?

My sister a Canadian visiting California became ill during her stay. She was diagnosed with terminal liver cancer spending several months in a Sacramento hospital due to complications. She had medical insurance however there was a dispute related to a pre-existing condition. The dispute remains unresolved and contact with the insurance company ceased more then two years ago shortly after her death.The bills in question total more than $600,000. What are the implications related to the California statute of limitations and the estate of my deceased sister? There is no communication with the hospitals, doctors or any medical service providers who hold the debt nor with the insurance company who provided the travel insurance.""

Who is the cheapest car insurer for 2011?

my car insurance has gone up 140 this year

Is Liberty National Life Insurance is a good company to work for?

Ok, like a few days ago i've scheduled an interview with National Life Insurance company and was really excited 'bout workin' there until today, but tomorrow (8/05/09) i have my interview...anyways, while i was making some more researches about the company so that i could present my questions to the interviewer (u know when he/she will ask me if i have any questions...) and then i stumbled upon some acclaimed Liberty National Life Insurance scams ...u know how people can be HORRIBLE on the internet. so anyways people (customers or employees, especially EX employees) were saying really bad stuff about the company. Like, LNL insurance doesn't pay people fairly, and that if you just wanna buy a pair of shoes to wear then it's a fitted company to work for, and all the bad things u could imagine...in fact, the ex employees were really crucial about the company. So now, i'm really nervous about working for them you know? I mean what if what those ppl are telling the truth and that i'm just heading toward god knows what?! What if i get the job and realize then that everything that was being said on the internet was true? What if they don't pay me fairly? or i don't know.... All of this has gotten me very frustrated...so if any of u guys can be any help with reliable sources, or just helpful suggestions would be more than great! Thankx and oh lol i didn't realized i wrote so much...sorry 'bout that though....""

Which type of ticket goes on your insurance?

I know a speeding ticket will show up on your insurance and cause it to be quite a bit more than it was, but do any other less than obvious types affect your insurance? For example, my town has a completely pointless ordinance in which their residents are not allowed to park their cars in the street between the hours of 2 AM and 6 AM, unless you call the police that night and let them know that your car will be in the street, and then they'll just ignore your car if they see it. Well, I decided to rebel and not call last night, so, I wake up this morning to find a nice (still cheap, luckily) ticket on my window. I didn't call because I have gotten away with it each time before, so I figured maybe they don't check my neighborhood. Go figure. But I just don't want my insurance going up because of this and I'm not sure if all tickets are sent to the insurance company. Thanks in advance!""

Car hit by uninsured driver - how to recover the costs?

My stationary car was hit by an uninsured driver in March 09. The insurance company made me pay 500 excess and said that this will be fully recoverable as the other driver was at fault. The car was then written off and I was paid the value of the car. In December the other driver was found guilty of driving without insurance, fined and given penalty points. Even though my policy gives me legal cover, it has now been 11 months since the incident and they do not seem to be very active. Also, my policy expires next month and as the claim is still open, the insurers assume that I lost my no claim bonus and quoted me twice as much for the renewal. I'm confused now, is there anything I can do to get my 500 back? I hope you can give me any ideas on what to do. Thanks""

What is the importance of Health care insurance?

Let me know what is the importance of Health care insurance in any individual life and best Health care insurance companies in India?

Car Accident-Health Insurance?

I was in a low-impact car accident and went to the ER the next day to get checked up just incase. I went to my doctor because of back pain and when I mentioned I was in a car accident. They told me I could not go through my health insurance that it has to be through my car insurance. It turns out I have herniated discs and now my doctor has referred me to see an orthopedic surgeon but, I do not feel that the car accident was the cause of the herniated discs. I asked again if I can treatment through my health insurance and I was told by one of the office assistants that it is fraud if I use my health insurance. If I explain to my doctor that I fell down the stairs and insist that I do not want to through through my car insurance because I do not feel the car accident was the cause will he change his mind and refer me to the specialist using my health insurance or should I go through another doctor.""

""Turning 16, Car Insurance?""

I'm turning 16 in April, 2012. I'd like to get a car / drivers license around my 16th birthday. My dad mentioned I need drivers ed, a car, car insurance, and hopefully that's it! Lol. How much would insurance be for me, at 16? Any advice, or suggestions abou my situation? I'm a good student in school with a 3.14 GPA, and pretty responsible.""

Car insurance and criminal convictions?

Can u get insurance on a different address to your licence?

Say i live in leeds but my friend lives in bradford and my insurance works out cheaper on their address. Can i ge insurance to her address even though i do not live there?

If the insurance is group 6 then how much ROUGHLY would the insurance be for a 17 year old?

the car is the rover streetwise so it's pretty new with good safety features.

Is my Car Insurance Valid?

If i use my Aunty name (dose not live with me and lives one mile away from my home) as the Main Driver and my name as the second driver on our car insurance policy (as it saves me some money and even i will be the main driver) will my insurance is valid? Please help me. If it is not, please tell me how can i save money by using her name as she is an experienced driver. Many thanks.""

Is Believing in God Similar to Having Car Insurance ?

Believing in God is like having Car Insurance Lls HOPE is Beautiful If you get in an accident you are covered (safe) If not you just short and out of luck ...You can not rule out that God does or doesnt exist....I have Faith that he does so when I die hopefully I meet him...For the rest that dont have Faith they're just cool with the idea that death is just the End and that's their opinion They're not dumb to me at all

Best car insurance company for me 10 points!!!!!!?

what is the cheapest+best auto insurance for me?!!!?!!?!!?!? we are a family of 4 and we all drive. we have a toyota 4x4, colorado, 1985 nissan truck, mustang v6. my youngest son has had 1 accident i'm 46 my wife is 46 and my sons are 18,19 i cant find a good car insurance they are all expensive!!!!!!!!!!""

How would you haggle the best car insurance in this situation?

cheapest quote on comparison website:Admiral quotes, 919 apr 8.9% access of 750 Key Info: Car Vw Polo 1.4 1yrs no claims i do not want to pay no more than 500 accesss what I would like to know is the difference ways in how you would approach this matter, how would you haggle the insurance company to go cheaper and to how much would you be targeting from the price stated above.""

Cheap sportbike insurance calgary alberta?

Will women protest being forced to pay LESS for life and auto insurance than men?

No? I didn't think so.

Insurance for people who do not have a car?

Are there any insurance for people who do not have a car?

Give me a genral idea of how much car insurance would cost me?

Well cost my parents. I'll be sixteen this April but I won't be getting my license until July. I want to get a Mustang GT 2005 or 2006 but I think it somewhat falls into a category of a sports car so it raises the insurance right? What would be the difference between me driving that or a 2003 BMW? Oh and is there a difference between driving insurance and car insurance? Thank you so much! (And for the record I'm not some spoiled kid, I've been saving for this car for a very long time with money from my lifegaurding job)""

Do you need your own insurance to share your parents car?

How much would it be to share my mums ford focus, I'm turning 17 soon (posted a Q earlier and realized I don't have nearly enough money.. What else would I have to pay for if I shared with her? I have no idea about cars. THanks""

Got into an auto accident - how much can an insurance premium actually go up?

Hi, I got into an accident - was backing out of a parking space and hit a maintenance man on a golf cart. The apartment complex has filed a claim for the golf cart (it looked old) and the guy had a slight bump on his head (emt checked him out, everything looked fine but he went to the doctor) and he's filing a personal injury claim. My agent said no lawyer's are involved yet and it doesn't look like he's suing. There's also been damage to my car bumper but it's still drivable; hopefully I can pay out of pocket. I have no numbers yet, but I'm just curious - with accidents that you're liable for - how much could it actually go up a year? A hundred? A couple hundred? A thousand?! Thanks!""

Where can I find the cheapest auto and motorcycle insurance in Tennessee?

the absolute cheapest state minimum just to drive legal

What is the average cost for a 30 year old male to pay for car insurance?

How much does it cost a 40 year old male pay for car insurance? What guidelines do insurance companies use to determine the price for an individual? Is zip code, profession, driving record, or age the major factor?""

'occasional driver' Car insurance?

Hi, I'm 18 and I'll be heading off to college in the fall and so won't be home very often. However when I am home I'd like to be insured on my dads car. I don't see the point in having to pay the same price for car insurance as someone who drives almost daily, so I wanted to know if there was a type of car insurance for the 'occasional' driver. I'll only be home on vacations, and even then I won't be driving all the time, but I really need a car insurance for when I do drive, mostly summers.""

Is it true that red cars cost more to insure?

I live in Oregon if that makes a difference.

Which is worse on insurance costs or points a DUI or not haveing insurance?

My insurance company has on record that my husband had a DUI 2 years ago, but he didn't I got the paper work to show that it was a driving without insurance charge but I want to know which is worse to the insurance company.""

How much higher is the maintance cost on a BMW vs Ford/Chevy/Dodge?

i want to get a bmw as my first car, i can afford the car, insurance, taxes all that junk but what i dont no about are the service costs? compared to a regular car how much higher will they be.""

How much is motorcycle insurance for a 16 year old?

If I'm a 16 year old male in Texas, what would be an average price for insurance on a newer model sports bike 750cc""

Can i cancel car insurance on a used car i was thinking of buying in ny?

I went to a dealership in ny. i was interested in buying a used a car and said I will put $3,000 down. i called my insurance company and got a quote for the insurance for the car. they charged my card and started processing the registration and title for the car. all this was being done before I saw the terms/interest rate for my car and before i even signed any papers agreeing to buy the car. i didn't agree to the terms of the car. so i said i don't want it. they refuse to give my down payment and when i tried to cancel my car insurance, the company told me i need to return the license plates. i don't even have the plates! there are still at the dealership. how do i cancel my insurance?""

Cheapest cars to insure for a 17 year old?

I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D""

Debit prepaid insurance or prepaid expense?

dec 2. issued check no. 1103 for $2270.00 to miami insurance company for the premium on a 30,000 policy for the year beginning dec 1. would it be: debit Prepaid Insurance 2270 cedit Cash 2270 ??? thanks!""

""I gave a urine sample for life insurance, want two more samples on different days. Why??

I gave a urine and blood sample about a month ago for life insurance. I received a call yesterday from the company that takes performs the physical and takes the samples...they said my insurance company wants to more urine samples on two different days. Why is that?? It has me really worried and I can't call the insurance office until tomorrow to find out why. I would assume that they had messed up the sample if they just wanted one more but they want two on two different days. :/ I informed them that I take birth control and sometimes take Ibuprofen. I don't use any other drugs or smoke and very rarely drink alcohol. I also have not been having sex (only with 2 people) and have been tested for STD's and visit the gynocologist every year and am always fine. I didn't receive anything from my insurance company about my blood tests which means those didn't show anything (would only send to me if something wrong). Any ideas about what's up with the urine sample requests???

Car insurance????????????

how long before my insurance is up will i recieve my renewal quote?

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

Car insurance and criminal convictions?

What is a reputable insurance company that offers liability insurance for DJs?

I am looking to get started into the mobile DJ business although am wanting to find out what insurance company is the best.

Non car owner insurance?

Can I get insurance to drive cars if I don't own one? I have friends who will let me drive their cars but I want to get my own insurance. I don't want to risk their no claims in case of an accident and if I don't have an accident I want to build up my own no claims but I can't find anywhere that does this....

How much will my car insurance cost?

(I dont know anything about cars or insurance so please bare with me!)Okay so i'm 20, female and I have a Vauxhall Corsa 1998. I got it when i was 19 and i'm paying A LOT for my insurance- 199 a MONTH! This is my first car and I bought it in December 2011. Anyway, its due for renewal in October. Im insured third party fire and theft. Bought the car for 600, I live in London. My question is how much will my insurance cost when i renew it? The reason i'm asking is because I don't want to call my insurance company and ask them, cos if they tell me a price and its still very high i'll just panic and agree to it without looking around. Will it go down by much? I haven't made any claims or anything like that!! my excess is 250 if it helps. Thanks! ... I realise that you probably won't be able to give me accurate quote- but anything will help!""

What is the best car insurance around?

I am planning to enroll my new car. I want a complete coverage but at a reasonable cost. I don't wanna be spending too much just for my car insurance. Help please...Thanks a lot.

Why do insurance take so long to settle a claim Both partys have the same insureance?

My daughter was hit by a student whos is a policeman with schools the student was speeding neither one was given a ticket We hve the same insurance

I need a job to save for college and driver's ed?

I'll be 16 next month and I need a job badly. I'm saving up for driver's ed, a car, insurance, and an apartment for college. I've tried restaurants, burger joints, etc. But everyone seems to be on hiring freezes or is only hiring adults. I need to start saving indepently because my parents can't support me forever. What are some job options for a 16 year old f in ma?""

What would the insurance on a 2000 corvette be?

What would the average state farm insurance for a 2000 corvette be for a 15 year old. No comments about not getting a 15 year old the car, just answers to the insurance question.""

What is the best teen driver insurance in California?

Taking driving test tomorrow and need insurance coverage for just me, 18 years old.""

Homeowners insurance?

Last night while at my girls house I slipped in mossy stairs and broke my ankle. I need surgery now. I was wondering is her landlord responsible for this? I don't have health insurance and I need my **** paid for. I don't want to sue i just want his insurance to cover me.. do they cover stuff like this and how does this thing work

Does the car appearance affect insurance?

Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask What condition is your car?..any dents, etc does saying its in good condition make the rates go up or down?""

""Insurance, I need a awnser.?

I bought a car with some cosmetic damage. It needs a new quarter panel. If I get insurance on the car will they fix that?

What should my car insurance cost?

I am a 21 year old female, do not have any citations on record, and I drive a 2007 ford focus. What should my monthly insurance payment be around???""

What should i do to proof '' Health Insurance '' in Student Visa?

Hello, I am applying for a student visa, to study in Germany, one of the requirements in the Visa is to proof of '' Health Insurance '', And the another is Financial proof, I can understand the second one, But Can you tell me please WHAT SHOULD I DO TO PROOF HEALTH INSURANCE? thanks, in Advance:)""

Insurance for a motorcycle?

How much will insurance cost me... details - live in los angeles - 15 about to start classes and everything in march when im 15 1/2 - want to drive a suzuki gsx-r600 - gpa is around a B average

Will getting a refund on extended warranty and GAP insurance cause my interest to go up?

I just purchased a used car with 30% down payment. I noticed they charged me for GAP insurance and extended warranty and I asked them take it off. They are arguing getting a refund on them will cause my interest rate to go up because they used the purchase to bargain a lower interest rate. Is this true? If so, do I have to accept the higher interest rate? They say I can't return the car because it was already signed for but I don't want to buy at a higher interest rate either.""

How much do you pay for full coverage car insurance?

i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay

What's a good car insurance but cheap car insurance?

or how about the cheapest one!!!lol I'm turning 18 so I'm aware that car insurance for people under 21 are really high, any suggestions? thank you!!!""

""If healthy foods were more affordable, would health insurance be cheaper?""

It irritates me beyond words that people these days are almost forced to have a poor diet because junk food is more affordable. Then, the health risks associated with eating junk food cause more people in the hospital, more money being shucked at pharmaceutical companies for medicine to treat the diseases cause by poor diets, and health insurance and taxes we all have to pay for regardless of how healthy we try to be. I mean, if a packet of Ramen noodles is 50 cents and an apple is $1.50, the majority of the financially stressed nation is going to reach for the Ramen. I would love to eat mostly raw fruits and veggies all day long, but I simply can't afford that and it makes me feel like the government is forcing me to eat crappy foods in order to survive. Why are healthy foods so expensive? And wouldn't it factor out in the end to reduce the price of healthy foods knowing a lot of money would no longer have to be forked out for doctor's visits?""

Is The General for car insurance good?

I want the cheapest car insurance I can find cause im broke for awhile. I have state farm right now. the general seems like its the cheapest but whats the catch. anybody have it

How much would it cost for insurance for a 2001 Lamborghini Diablo? Haven't found anything online.?

Me and my friend were just online looking up Lamborghini prices and was wondering what the insurace would be. Couldn't find anything online that would give a quote. Anyone know where to go or know this?

16 Year Old Car Insurance!?

Whats up! Im 15 right now and looking at cars cause im excited about driving. Im probably going to get a 2005-07 mazda3 cause im going to be paying for it. Question: How much did YOU pay for insurance and how much do you suppose i will pay for insurance? Also is the mazda3 a good car. Plz i dont need links and i dont need trolls.

Why did my lawyer tell the car insurance company to pay PIP directly to me when I asked to have my bill paid?

I spoke to my auto insurance company because my lawyer took two months to file my personal injury protection claim. Once, I took action into my own hands then I was assured that the woman handling my case from my car insurance company would see that my PIP paid for my medical expenses because I don't have health insurance. However, another month has passed and I have heard nothing from my lawyer about my case even though I call his office every week. So, today I received a letter in the mail from my lawyer office to my claim insurance person. It has her name on it but my address so I am not sure if it was intentionally sent that way or not. Yet, I read over it and it tells my insurance claim to pay the PIP directly to me and not to the medical company. What do I do about this? Has anyone gone through something similar and can you give me some helpful advice? I don't know if my lawyer is trying to add my PIP with the rest of the money that I will get so he can get a bigger chunk or if he is trying to get my PIP to me instead? I do know that I would like to pay for my medical bills as I am a college student in debt and don't want anymore hassle.""

Is it cheaper to buy your own insurance or go on your parents insurance?

I was looking at prices online for one person and it's between 2K and - 3k for 6 Months just for me and my friends are own there parents insurance and they only pay 100 - 200 a month is that true about that? Where close to the same age.

Will Getting a license in a different state lower car insurance?

If you originally have a drivers license in one state, and move to a different state and get a drivers license there, can it lower your car insurance. I've heard from some people that it can because when you apply for car insurance they won't see any tickets you may have had originally, but I've also heard that no matter what they can see your driving history.""

What is health Insurance?

I know it is insurance but what does it cover if so and so happens.

Car insurance and criminal convictions?

https://www.linkedin.com/pulse/4800-good-insurance-quote-days-17-year-old-larry-spears"

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