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#i think for all that the doctor's wife is called the doctor's wife -- reductive stupid heteroamatocisnormative monogamous nonsense
variousqueerthings · 5 months
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the way i read the doctor's and the tardis' relationship is that it's impossible to describe outside of the tenets of queer theory obviously, but specifically functions to me (shockingly) within a paradigm of aroace concepts that shift slightly -- but not as much as other relationships the doctor has -- with each regeneration, and considering the tardis is a space-and-time-ship and the doctor is a being that changes their face upon near-death, yes it's alien, but it's also in highly familiar/human as a symbolic structure and as a deconstruction of what relationships are traditionally deemed worthwhile, by being incredibly difficult to describe, other than that it's the most long-lasting and important relationship in either of their existences
to try and begin to describe perhaps, the tardis is home and freedom and escape and travel companion and co-driver and machine and history and change and mystery and exploration and curiosity/joy at the universe and safe haven and nigh-unknowable godlike being that has chosen the doctor
the doctor is likewise these things, except for the last -- the doctor is knowable, the tardis knows this person (they know each other, but i think the tardis has the edge because the doctor acts in ways when alone in the tardis that nobody else would see, not to the same extent), and for all that the doctor is that long-lived and grapples with whatever is close to immortality but not quite, they're not so godlike in the end
where would the tardis go without the doctor, where would the doctor go without the tardis? whatever they are, is the story for me
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whiskynottea · 6 years
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Death Dreams
Previously Help Me. Wide Awake. Not Yet. Five Years. Angel-Forest-Train. You want to hear more. Six Months. Guilt.
AO3
For Gotham’s Writing Workshop, week 37, Love makes me hate the world.
Distorted Thoughts.
Jamie’s fingers drummed against his jeans, his jaw set as if for a battle. He didn’t want to be in that office. He wanted to go back home, crawl under the sheets and forget about the world.
Wishing the world would forget about him too.
But Claire had come with him, and she was waiting at the reception. Her whisky eyes were hopeful when Dr. Hildegard walked out of her office to welcome him.
“Good luck, love. I’ll be right here.” Her whisper had been soft and her smile strained. Jamie was sure her heart was beating as fast as his did.
Psychotherapy. Their biggest fight in months.
Their voices had been raised, forcefully grazing against their throats only to get low again, mere hisses spat through clenched teeth. A duel to prove their superiority, waiting to see who would bleed first. She had insisted, but he didn’t want to hear about it again. He had repeatedly told her that he didn’t need therapy.
How sharing all his problems and thoughts with a person he didn’t know would help, anyway?
The moment Claire had stood in front of him with her fists in balls and her breaths uneven, a thought had come to his mind. Maybe she had had enough. Maybe she couldn’t - didn’t want to - deal with his ragged psyche anymore.
He felt betrayed. He felt relieved. Without thinking about it, he told her to live separately. He would never utter the words if they had stayed long enough in his mouth or his head, but he could keep nothing inside anymore.
Claire had cried a desperate “No!” and doubled up as if he had stabbed her. He had won. He saw her break, there, next to the kitchen table, and knew he was the one who broke her. He, who had promised to keep her safe.
Love made him hate the world. If only she didn’t love him that much. If only she would finally leave him alone.
But she hadn’t. Strange are the ways of the heart. Stabbed and broken and it keeps beating.
Claire had left the house only to come back an hour later, still in her blue scrubs, hugging him as if her life depended on that embrace as much as his did. Saying she was sorry.
Claire, apologizing to him, as if the mistake was hers.
He knew then, that she would never leave him. That he could never win, without her. And he accepted to give psychotherapy a try.
For her. For them.
For him.
He had felt her tears on his skin when he told her, her heart dancing against his chest. Rejoining, for him. Calling to his as it had always done, in their unique rhythm, unbeknownst to the world.
Most of the days, he could feel his heart singing to hers. But then, there were times when he felt his whole existence frail, secured in a bubble wrap; mute, alone, safe. And he wanted it to remain that way. Being with Claire made him vulnerable, made him care. She gave his life a meaning, and with that came the world’s expectations, demanding to be fulfiled, to be carried along. But they were heavy and he failed, time after time, each step getting his feet deeper in the mud.  
So, here he was. Psychotherapy. Asking help from a stranger, to find his lost strength.
He took a deep breath, releasing it slowly. He had decided to try. Maybe Claire was right, maybe these sessions would prove helpful.
Doctor Hildegarde’s voice was soothing. He didn’t know what to expect, but talking to her didn’t feel wrong. She asked him why he was there. He said the truth. His wife wanted him to try psychotherapy. He was already on medication, and he was doing better - most of the days. Hildegard nodded, looking him straight in the eye.
When did you see the first signs?
It had all started when his latest book became a bestseller. When he returned to his desk, away from his editors and his devoted fans, away from book presentations and reassuring pats on the back. The moment he sat alone in front of his computer screen, his breaths were different. It took him a while to realize that he was afraid he could never create something just as good. Terrified, that his much-praised talent was just luck and good marketing.
Every time his fingers crushed on the keyboard, he felt the ghost of inadequacy heavy on them. He used to caress the letters, whisper to them, making them move in a mystical dance forming words. Now it was pure force. He had to find a story, a good one. He had to talk to people’s souls. He had to be good, better, the best.
He spent whole days writing only two sentences. And even in those, the words had been wrong. They didn’t have a heart. They edged towards the margins of each page, eager to leave.
He had been struggling for months. Months, until he wanted to throw up the moment he turned his computer on. The pages, stark white, hurt his eyes. The stories remained hidden. They didn’t itch his fingers, desperate to tumble out.
He was hiding it all from Claire at the beginning. It was stupid, to tell her that he was a writer who couldn’t write. It was insignificant, when she had lost human lives doing her job and yet carried the weight of these memories along the way with grace. It would be okay, he had told himself. It would soon get better.
Only it didn’t.
When Claire realized that something was off, he didn’t admit it. It was a weakness, and he was strong. They had gone through harder times in the past. He hadn’t crumbled when they lost Faith, how could he get worse now, over the ghost of an unwritten book?
It made no sense.
And yet, like a modern Prometheus, he was bound on a rock, waiting for the eagle to feed on his liver every single day. Or, rather, his brain. Ancient Greeks were wrong about that - the liver wasn’t the seat of human emotions, the brain was.
It was when Claire found him crying on the floor, that he asked for her help. And ever since that day, she had been there, patient and strong, loving and caring. And his. She hadn’t left him, even though she should.
How do you feel?
It was a simple, short question. How did he feel? Less. He felt that he wasn’t his best self, that he didn’t give the people he loved what they deserved. He was a disappointment. To them, to himself.
In the following thirty minutes, Jamie replied to her unhurried questions and gave voice in thoughts he hadn’t said aloud even to himself. Claire had never challenged him to explain his situation. She was there when he started breaking, she knew what he was feeling and why.
Speaking to Hildegarde was liberating in a way Jamie hadn’t expected. He didn’t care if his words revealed how broken he was - he wouldn’t affect her life, her day, or her mood by saying the wrong thing. He could just be, shitty as he was, and don’t care about it.
Jamie dropped his facade. He had adopted it almost two months ago, when Claire’s face lit with hope after adopting a new medication plan. Since then Jamie had plastered a smile on his face on bad days, pretending everything was okay. In therapy, however, he didn’t need to try and be something he wasn’t.
“Jamie, the first thing you told me when you got in this room was that you are here because of your wife. But I must tell you now, that If you don’t want to be here, if you doubt psychotherapy, I can do nothing to help you.”
“Aye, I ken,” he smiled faintly, but meant it. He understood now. “I’m here to try,” he said, fully aware of the difficulty of the undertaking. Nothing would change miraculously.
“We will try to connect your thoughts and your emotions. Your brain has adopted certain patterns to react to the environmental stimuli. Cognitive distortions, if you like. I know it sounds complicated now, but we will take one step at a time, and everything will clear up. We will make a crisis plan for you, including stress-reduction activities and the people who will be your social supports.”
He nodded. A plan. Taking things in his hands again. He could do it.
“I also want you to keep a journal, noting down your emotions, your thoughts and the incidents that triggered them. It would help if you included how you responded to it, as well. Could you do that, you think?”
He could.
Distorted thoughts. When the world was flipping. When he heard Claire asking him how writing was going and he felt that she was accusing him of worthlessness. Of not doing what he was supposed to do. Of not being the man she had married.
Jamie looked at Hildegarde and saw neither pity nor compassion in her eyes. He didn’t see the love he saw in Claire’s whisky eyes, the love that made everything worse. The unconditional love that required nothing from him while making him feel he ought to give her everything.
Love made him hate himself. He couldn’t love her back the same way, he couldn’t even be there for her when she needed him.
He had heard her crying more than once and had shied away, terrified of finding the reason behind the tears was he, desperate of being unable to help her. His feet were urging him towards her as they always did, but his heart shrank in his chest, his breaths came faster, his mind focused on just one thing. How much he was hurting her.
What could he say, when he had ruined their world? What could he possibly whisper in her soft curls to console her? What could he say that would not be a lie?
But Hildegarde wasn’t Claire. She was a professional. She wanted to help, but with her he didn’t feel that imminent pressure to get well. He didn’t feel he had to laugh, as he did to Murtagh’s jokes, to make his godfather believe he was getting better. He didn’t feel he had to lie, as he did every time Jenny called him, asking how he felt. He didn’t feel he had to hide that he slept the whole time Claire was at work, not to make her worry.
Maybe Claire was right. Maybe this would work.
Next Chapter
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prorevenge · 7 years
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Real Estate Revenge
warning: long story. TL;DR at bottom.
I've been a real estate broker in Chicago for nearly 20 years. I started at a very small independent brokerage. It was my first week there when the broker/owner gave me a lead. He was older and wasn't in very good health, so he passed a lot of his leads to his agents.
One of the broker's friends passed away and the friend's son wanted to sell the house. I call the son who tells me he's known the broker for 30-plus years and how close their families were. He seems like a really nice guy. I go over and check out the house. I work up a gorgeous comparative market analysis. I have other brokers check my numbers (I was new and wanted to do a perfect job for my new client). I rehearse my presentation, have my stuff professionally printed, prepare for any possible questions, have responses ready for objections, and I head out.
I dazzle this guy with my presentation. He likes the $135,000 list price I recommended. He's fine with the commission. He has no objections, but he asks me to give him 2 months to clean out the house, give his siblings a chance to go through everything and then repaint.
Now, I know how to handle this, but at the time, I just said I'd call him in 2 months to get it listed... Bad move, but I trusted him because he and deceased father were so close with my broker. I didn't expect what would come next.
Three days later, I'm driving through town and I see a "For Sale By Owner" sign in the yard. That's when I realized that I wasted several hours doing work for him and he completely bluffed me and used me. I didn't call him back then. Nowadays, I wouldn't either, but that's only because I'd have the listing before he had a chance to put that FSBO sign in the yard. Experience counts for a lot.
Anyway, my broker was at city hall about 5-6 weeks later paying for transfer stamps when he just happened to notice in the registry that the previous customer was the son. The son had just paid for transfer stamps earlier which essentially meant that the house had sold.
I waited until the prescribed "2 months" and called the son for my revenge. I played stupid and the conversation went something like this... (And I talked fast so I could get the whole thing out before he could cut me off and tell me he sold it.)
ME: Hey Len, it's Myzyri over at ABC Realty. I figured I'd give you a call to see if you got the house cleaned out and repainted because I had a relocation company call me with info from a doctor looking to move to the area. When I talked to the guy, I thought about your house and mentioned it to him. Since it's only 2 blocks from the hospital where he's going to be working and I told him how nice it was, he basically told me to make you an offer sight-unseen. I couldn't remember what I said the house was worth, but I told him $215,000. He couldn't believe how inexpensive it was, but he's living in New York. He said your house sounds like it's three times the size of his and half the price of what he'd pay in New York City. So, I don't remember what I told you it was worth, but he's all cash and wants to be able to move in in 3 weeks, so, would $215,000 work for you because I can write it up, fax it over to him for signatures, and get you done...?
(There was a long silence before he exploded.)
LEN: YOU F*CKING A-HOLE! YOU TOLD ME IT WAS WORTH $135,000!
ME: Well, we didn't even list yet and it looks like I just got you $80,000 more! What are you all upset about?!?!
LEN: I JUST SOLD THAT F*CKING HOUSE! I SOLD IT FOR $130,000 BECAUSE YOU F*CKING TOLD ME THAT WAS WHAT I SHOULD EXPECT TO GET!
ME: Oh damn, you sold it? That's good for you and good to know that that my estimate on the sale price was spot on. Well, no problem, I'm sure I can find something else for my buyer.
LEN: F*CK YOUR BUYER! I WANT $80,000!
ME: I don't know where you're going with this. You sold your house for a price you were happy with. I just happened to get an out of towner on a fluke who was willing to pay more. But hey, you sold it and you got fair market value so you did great!
LEN: F*CK YOU, YOU PRICK! I WANT THAT $80,000!
ME: I've never heard of this before, but if you can get the house back, I can talk to my buyer and see if he'll wait for you to close again. I don't know if that's even a possibility.
LEN: NO! YOU'RE GOING TO PAY ME $80,000!
ME: Well, that's not going to happen. I can just hire a professional appraiser to show that you got market value for the house. My mistake was quoting my buyer the wrong price, not you.
LEN: YOU CAN EXPECT TO HEAR FROM MY ATTORNEY!
ME: That's fine. But I'm going to have to let you go now, Len. I've got to get over to your old house to see if the new owners would be willing to give me a copy of their appraisal and see if they might want to sell it for a quick profit. Do you know if they moved in already?
LEN: MOTHER F*CKER!
And that's when he slammed the phone down.
I would never do this now even though I have plenty of people who waste my time. It comes with the job and getting upset doesn't make it better. However, I still think about that call today and while part of me feels like a jerk, I still get a little smile thinking about him kicking himself for screwing me over.
Here's a little more to the story...
Something I do to drum up business is offer help finding tax comparables for people so they can try to get a tax reduction from the county. I actually went to meet the new owners of that house and offered to help them dispute their taxes free of charge. They were actually a really nice couple and they ended up using me to sell that house 8 years later just before the market crash. So, they'd done some really nice stuff to the house, had a top notch price, and they ended up getting $345,000 for it. They were doing a back-to-back closing (sell one and buy the new one on the same day). The house they were buying burned down, but they still sold theirs and moved in with relatives while they looked for something new. The market literally crashed two months later while they were living with the wife's grandparents. They stayed there for two more years and then I helped them buy a huge 4000 square foot foreclosure for $130,000. New construction that hadn't been completed. Just needed trim, a garage, some light fixtures, and a kitchen which they were happy to install on their own considering the price and location. It's currently worth about $550,000 since that area is just booming again. They've been very happy with me and have sent me a few referrals.
As a side note, I told them about Len (a very watered down version that didn't make me look like a dick) and they happily gave me a copy of their appraisal just in case he decided to call a lawyer. They said he was a jerk to deal with and got into a huge fight with his siblings at the closing saying he should get $20,000 more because he had to handle the sale "and that's what the realtor would have charged!" (No... Since his dad was close with my broker, we were only charging him 4.5% - $5,850 on $130,000.)
Soooo... Did he ever call a lawyer? Yes. About a year later, he called the only lawyer he knew. My broker's brother. The brother talked to my broker, who then talked to me. I gave him the market analysis and the appraisal. We never heard another thing about it.
TL;DR: Guy uses me and wastes my time. I end up giving him a BS story that makes him think he lost out on $80,000-$85,000.
(source) (story by Myzyri)
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Can I get car insurance for just 3 months?
"Can I get car insurance for just 3 months?
I am looking into getting my car insured for 3 months as I have been getting some insurance quotes and the cheapest I have been able to find is 1650 but if I wait for 3 months then I will be 19 years old and will have had my licence for 1 year the price goes down to around the 1000 mark so I was wondering if their are any companies that would let me insure my car for 3 months. What I was thinking of doing was getting insurance for 3 months but have my dad as the main driver and me as a named driver then the price won't be as high. Once the 3 months are up I will cancel the policy or if I got a 3 month policy it will run out then I can start my own policy which then I can earn my own no claims being the main driver. If anyone knows of any companies who do this or anyone I can try I would like to hear from you. I live in the UK .
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I want to run a one vehicle WAV (wheel chair accessible vehicle for disabled people) car hire/rental business serving Hertfordshire the customer would hire the car and arrange for a person to drive it for them. On the odd occasion the hirer does not have anybody to drive the car for them they might want me to drive for them I have been told to do this I would need a private vehicle hire licence (mini cab drivers licence) also hire and reward insurance along with a mini cab office operators licence and the vehicle would need to be plated (tested) This is not a problem except for the hire and reward insurance which would be about 3000 per year and would not be cost effective for the amount of driving I would be doing (I would probably only be driving a customer 1 day per week). Does anybody know of a company that will insure me daily on hire and reward insurance?
Teens: Do you pay for your own car insurance?
If so, how do you pay for it? How long do you work for and how much do you have to pay for your insurance? Just wondering :) and if you want what type of car do you have?""
What is the cheapest car insurance for young drivers?
So far the cheapest i can find is with aviva but it is still pushing the 2000 mark which is really expensive!!! Any help appreciated thank you :)
How much should my car insurance go down by after a year?
Female, 18yrs old""
Does car insurance depend on how much miles you drive?
will my car insurance be cheaper if i chose less miles on my insurance quote and how does the insurance company know how much miles i drive
Car Insurance Question?
Hey all. Recently, a car ran into my legally parked car early in the morning. When I found my car hit, strangely, the other car was still there with their lights on and keys in the ignition. It appeared whomever was driving fled. Fortunately, when the police was called, one of the officers found insurance information for the car that hit mine. We took the make, model, year, and licence plate numbers down on the report. The officers left, however I'm not sure if they are going to attempt to search out the registered owner or not. Guess I could call to see if they are or not. Anyway, I then had the other car towed away and mine towed to a nearby auto body shop. They gave me a preliminary estimate for repairs. I then used the car insurance that was found in the other car, called and filed a claim. The same day the insurance I called had an insurance adjuster/appraiser come look at my car. They considered the damages to notably exceed the first estimate, and considered it 'totaled'. Now, the other car's insurance is attempting to contact the registered owner. They mentioned that if there is difficulty in reaching the owner, the insurance to blame may deny making a reimbursement/compensation payment for my damages. Should I contact the police to see if they've investigated the person? I then later called my own insurance and notified them of what happened in its entirety. Now...if my claim is denied by the at fault person and their insurance, is their any consolation for me? Shall I hire a lawyer and sue in small claims or civil court (for damages/rental car/lawyer fees) since the damages estimated are borderline ~$5,000 +/- 1,000? Could this be a successful alternative if their insurance refuses to help me out? Or should I bite the bullet and go through my own insurance...risking an increased premium for something that was not my fault? Thank you for any advice.""
Retirement and Health Insurance?
Hello, I am getting ready to retire and am having a hard time finding affording health insurance. I am retireing at 62 so am not able to get medicare yet. Does anyone know of any affordable health insurance plans for Seniors in Florida? Any info is much appreciated.""
Multiple auro insurance for vehicles in different states?
Me and my fiancee are relocating to different states for new job. I am moving to south Carolina and she is moving to san diego, California. We have multiple vehicle insurance discount now. If we move is it better to register both vehicles in one state to save on insurance , title and registration. I heard it is expensive to register vehicles in california. Can I register the vehicle in my name in south carolina. she is going to be there working at UCSD and the stay is temporary (max 2 years) or is it against the law?""
Will first time speeding ticket in Georgia increase insurance premium?
I got a speeding ticket for driving 15 miles over speed limit (was driving at 60 in 45mph. The other drivers were driving over 55, but I got caught because I overtook another ...show more""
Am I being cheated by the car insurance company?
I was on a bike and I accidentally hit someone's car and broke the back windshield. Nothing else on the car is damaged except windshield. Later the car owner's car insurance company (state farm) send me a payment of $1700, and they have a subrogation service (Afni) to collect payment. First of all, I believe it DOES NOT cost $1700 to replace a back windshield, like I mentioned, nothing else was damage except the windshield on the back. How is this amount calculated? The subrogation service has been pressuring me to pay the amount. I will pay for the damage but I don't believe I have to pay this much. Could this be the owner of the car falsify the claim? What should I do? I don't have car insurance, I was on my bike. It was a total accident.""
UK car insurance question: My insurance allows me to drive my car and also any other car not owned by me...?
with the permission of the owner. But is it necessary for that other car to itself be insured itself. There is nothing in my insurance documentation to say that this is necessary. (this is third party only insurance) If this is the case, then surely I could get cheap insurance on a mini and drive my friends ferrari even if my friend cannot himself afford to pay for insurance for his ferrari.""
Texas Insurance Question.?
My parents always freak out when I have to drive their car because mine is in the shop. We have different insurances and I am not on theirs. If a cop stops me will he take their car because my name is not on their insurance. This is my parents worry and I am also not really sure. This is in Texas of course.
How do i go about getting points taken off my license?
I have points on my license tht are due to come off 2 weeks ago how do i get them off???
""Moving to CO from another state in a month, how do I go about switching my car insurance? ?""
I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy. I'm moving to CO on the 18th of next month and want my new insurance (USAA) to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will AAA pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill twice in one month for both companies.""
Who has the cheapest Home Owner insurance in Middle TN?
I have a 975sq home. Brick exterior. Crawlspace. asphalt roof shingles, built in 1965, remodeled in 2007. New wiring, plumbing and roof as of 2007. House valued at $125,000. It has a detached carport worth about $5K. I live in Franklin, TN. I need quotes please! email me at [email protected]""
""How does car insurance in Ontario, Canada work if deductibles are involved?""
Maybe I'm missing something here, but the way it's been explained to me is this: I've got a $500 deductible on my policy. If someone backs into my parked car, this will be deducted from the payout I get for repairs. OK, let's say the damages amount to $900. That would mean that because of MY $500 deductible, the payout to me would be $400. I'd have to pay the other $500 out of pocket to repair my car. The insurance company would then reclaim that $400 from the other guy's insurance company. Now, if the other guy also has a $500 deductible (very likely), then he'd have to pay $400 out of pocket. That seems wacked to me. Someone damages my car, and he has to pay LESS than I do for the damages. Am I missing something?""
Can I get car insurance for just 3 months?
I am looking into getting my car insured for 3 months as I have been getting some insurance quotes and the cheapest I have been able to find is 1650 but if I wait for 3 months then I will be 19 years old and will have had my licence for 1 year the price goes down to around the 1000 mark so I was wondering if their are any companies that would let me insure my car for 3 months. What I was thinking of doing was getting insurance for 3 months but have my dad as the main driver and me as a named driver then the price won't be as high. Once the 3 months are up I will cancel the policy or if I got a 3 month policy it will run out then I can start my own policy which then I can earn my own no claims being the main driver. If anyone knows of any companies who do this or anyone I can try I would like to hear from you. I live in the UK .
""What do you pay for car insurance, if you don't mind me asking?""
I'm curious. I have recently moved and I couldn't believe the difference in price for car insurance. I two thousand miles east and now pay just over a thousand a year as opposed to four and a half thousand where I used to live. So, if you don't mind, could you say where you live and how much you pay in car insurance? I think this will be interesting and rather revealing.""
1965 Coupe mustang Inline 6?
I have a 65 mustang stick shift Inline 6. I am a 16 year old Girl & I wanna use it as a daily driver. How much would the insurance Be on this car? I really need to know. What would be the best insurance for it? Currently my daily driver in a 1956 Chevy Pick-up Truck which was in great condition but now it needs a paint job. Anyways, Does any one know how much the insurance will be?""
Can I still drive my parents car under THEIR insurance?
Hi! I just passed my driving test today, and I have the temporary driver's license. I was wondering if it was legal to drive my parent's car. The car is registered, AND insured under their names. Would it be legal for me to drive their car, with them giving me permission to do so? Or would my name have to be added to the insurance in order for me to just drive their car. I know that I would need insurance in order to drive OTHER people's cars, but this is just my parents. Thank you!""
Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
Health Insurance for i130 documents?
Can I used Health Insurance that I have added to my wife to my policy as a support document. She is out of status on the Visa. She has also been on my insurance for 4 months now.
Whats the Cheapest Car Insurance i can get in British Columbia?? 2qestion read on?
i want to buy my first car next year when i turn 17 but i need to know how much insurance i have to pay!?!?! the car i kind of want is a good running beginner car any advice of which would suit my needs car??
Can Auto Insurance Companies suspend drivers licenses?
Does anyone know for sure if an Auto Insurance Company has the right to suspend drivers licenses at any time or can the BMV only do that? We paid the required 20% down in car accident to get our licenses back, but can Auto Ins. Company suspend us now if we miss a payment after that down payment? Thanks for any help!""
Should my 85 year old grandparents but life insurance?
I am very upset with this insurance company who sold my 85 year old grandfather some life insurance. He gets $5000 worth for $91 per month! what a rip-off! They REALLY want to buy some insurance . does anyone know the best option for them? Please help!
How much do you pay for your car insurance ?
I have a mini van about 10 years old. I pay $250 every six month I believe ... premium. Covers 1000K Injury, 50K, 25K property damage, and 10K injury.""
Car insurance question?
right now I'm driving a 2008 saturn aura xe, I'm 17 and my insurance is around 200$ a month. I'm looking into buying a new car. i recent ran into money on the stock market. I'm looking into buying a 2008 c-300 mercedes they go for around 15,000-17,000. will my insurance go up a lot? thanks""
How do i get health insurance?
im 19 years old, im not pregnant, i have no children... im really clueless to the whats and hows im in college, im not no disabled, or blind or anything.. i just dont have health insurance.. i do have a summer job, but its not steady & once i go to school in the fall i wont be working anymore. i know medicaid is good but idk if im eligible, & idk who will accept me... i really dk anything lol. i do know i need health insurance! please help?""
Where can I buy good Health insurance?
Anyone know where I can buy health insurance. Im an independent contractor who needs good, cheap rates.""
""My husband and I are looking for life insurance but dont know the diffrence in term life, accidental and whole?
My husband is only 24 but was just diagnosed with Hep C.
How much Roughly for first car + insurance?
I am 15 looking to start saving for a first car in in the UK by the way. Also I'm talking about insurance for when im 17/18 year old my guess would be around 5-8k for a first car plus insurance? Thanks
Are older cars cheaper to insure?
Are older cars cheaper to insure?
Unemployment Insurance Florida Notice of Determination . Denied?
I got a Notice of Determination in the mail from Florida Unemployment Compensation. Section 2 states: Benefits are payable because: The discharge was for reason other than misconduct. Section 3 states: The employer is not chargeable since the employment was in the base period. The last job I had I only had for 3 weeks. The job I had before that, I had for three years. Before the Notice of Determination I received Wage Transcript and Determination It says I am eligible and states my weekly benefit amount and when my benefit year begins and ends. My next to last employer is in the base period. I have already received on check for one week. and I am scheduled to claim my weeks for this coming Monday. I went to the Florida Unemployment website and went to the link and put in my info for info about my claim and it says nothing about me being denied. If my last employer is not chargeable and not in my base period, does that mean my next to last previous employer is chargeable, since they are in my base period? I have received no explicit letter saying i am denied. My bottom line question is: does the Notice of Determination by saying that my last employer is not chargeable mean that my unemployment claim is denied?""
Cheap auto insurance in florida?
Cheap auto insurance in florida?
Best insurance for just passed driver?
i need insurance for my car its a small engine and everything, i'm female and 17, does anyone know the best insurance to get as i know it's very expensive! thanks!""
Does anyone know about ecar insurance?
I found it is cheap, but Is it good? http://www.ecarinsurance.co.uk""
How much does the average person pay yearly for car insurance?
I'm considering buying a 2007 Nissan Sentra or Toyota Corolla. It may be new or certified pre owned.
Why should a healthy person buy health insurance in 2014?
Because Obamacare eliminates pre-existing condition exclusion, why should a healthy person buy health insurance in 2014? Doesn't it make sense to save your money and buy insurance only once you need it?""
What exactly is a car insurance quote?
literally, is it a QUOTE? what is it?! i feel pretty darn stupid for asking this question. but you know, it's annoying the shiz outta me.""
Car insurance help please ?
Basically i have bought a car and i need to insure it as my dad as the main driver as he has 20+ years of no claim bonuses and it bring the insurance price down to a manageable payment for me.the problem is that its not with the same company that my dad is currently with and he doesn't have any recent renewal quotes so i don't have proof of his no claims bonus.how can i get proof and will i need the proof before i try to get the insurance ? im 18 and a first driver so i really need my dads ncb to be able to afford insurance
What are the ins and outs of buying/owning a classic car?
I have been considering purchasing an older car for about a year. I've done a little research during that time and narrowed down what I want. Last week, I found a car that I really like, a '62 Lincoln. However, I have some concerns about having a car like this and wanting to get some feedback from someone with the knowledge/experience/wisdom in this area. Firstly, I am not rich and getting this car would mean borrowing money. My intent was to sell my current car once I have this car to cover most of the cost of the classic. Would that be a mistake? My current car is paid off, so money-wise it would be a question of insurance costs and taxes/tags every year (if I were to keep my current car). Second, the car I'm looking at is pretty authentic, meaning it has almost all its original parts and accessories. Would it be a mistake to modify it? I mean, repainting it (down the road), having the upholstery redone, installing a current radio and speakers, putting on modern-style tires, etc. Will this change its value negatively? I do like the car as it is, but I'd really like to put modern-style tires on it and put in a modern stereo, at least. Repainting and such would be probably 5+ years down the road, if I decided to do this. Probably, I'd want to reupholster the seats before painting it. And, since I am not rich nor a moneyed individual, I don't have a storage place to park it at my place. I mean, I have a garage, but my house is old, the garage is narrow, and I use it as my workshop. If I were to park the car in it, that would be I'd have to pack up my workshop and remove the shelves to make it fit. Do I need to keep it in a garage? Would that be smart? Does it matter since it's intended to be my primary vehicle? I can't think of anything else to ask at the moment, so if you have any other advice or insights, I'd certainly appreciate them!""
Is a mechanical failure covered by an auto insurance policy?
is the cost of repairs for a mechanical failure covered by an auto insurance policy? Example: engine or transmission? I have full coverage on my vehicle
Can I get car insurance for just 3 months?
I am looking into getting my car insured for 3 months as I have been getting some insurance quotes and the cheapest I have been able to find is 1650 but if I wait for 3 months then I will be 19 years old and will have had my licence for 1 year the price goes down to around the 1000 mark so I was wondering if their are any companies that would let me insure my car for 3 months. What I was thinking of doing was getting insurance for 3 months but have my dad as the main driver and me as a named driver then the price won't be as high. Once the 3 months are up I will cancel the policy or if I got a 3 month policy it will run out then I can start my own policy which then I can earn my own no claims being the main driver. If anyone knows of any companies who do this or anyone I can try I would like to hear from you. I live in the UK .
On medical insurance?
I want to get medical insurance but have no idea where to start or what to even look for. My employer offers medical insurance, which I don't qualify for yet, but want to look into other plans before making a decision. Can I get some links so I can educate myself on this, or can I get some suggestions or information from you guys? Thanks""
How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?
I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?
What types of policies have been losing money for insurance companies?
Are property insurance policies in Florida (Hurricane area) still costing insurance companies? Any other kinds?
Cheap car insurance for 28 yr old?
I have a 2003 Grand Am. I've had it for a year. Until recently I had it in my mothers insurance policy. But hers has expired now and I would like to have it put under my own policy. I've had my license since I was 20. I've never had any violations, not even a speeding ticket. What are some cheap car insurance for my situation. I live in Kentucky.""
Mexico and USA car insurance?
Does anybody know a car insurance company that has coverage 15 miles or so miles outside US boundaries? Thank you!
Low Cost Affordable Individual Hmo Health Insurance Question:?
Are there any easy to access resource for low cost affordable individual hmo health insurance? I've looked a little, but found nothing. Any tips, or ideas? low cost affordable individual hmo health insurance sites? Anything you can share would be cool. Thanks""
Somebody help me find cheap car insurance in uk...........?
i am 20 year old foreign student in uk from 2 years....i am about to buy some cheap car with 1 ltr engine which is worth of 1000. but the biggest problem is for the 700-800 worth car they are asking me to pay 5000 insurance........... some body please help me find the cheaper insurance... can you advise me on what basis insurance is counted like age... address so that i can figure out from where to buy insurance.... some extra information:: i don't have any NCB first car I have very new licence in full time education. can afford max 150 per month please guys suggest me some cheap insurance provider....
Where do I find affordable homeowners insurance for home in largo florida?
my insurance with liberty mutual was just dropped.
What if I cause an accident but the car insurance is not under my name.?
Well I hit someone and in my car but the insurance is under my mothers name only.The other driver and his passenger are riding in car that does not belong to both and they are not under the insurance of the car.Sadly the passenger was complaining about a neck injury so they called the cops and an ambulance.What happens then?
How can I get the lowest car insurance payment?
I am 25. I want to buy a cheap car with one way insurance. thanks a lot
How does a wrecked car loan payoff (by insurance company) affect credit score?
I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?""
How much is average home insurance; with a pool?
How much is average home insurance; with a pool?
Muscle/Sports car insurance question...?
Would a 1971 Ford Torino 4 door sedan be considered a sports/muscle car to insurance companies? I am trying to find a way around the muscle car insurance rates while still having a muscleish car. Any other car suggestions would be great.
What happen if I don't pay my car insurance?
I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).""
Why did my car insurance go up instead of down after i turned 25?
In November I turned 25 years old. I've always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up. When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I've always payed bills on time, and since I was 23 I had full coverage. I've had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc... But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don't have any answers. Does anyone know why it went up?""
What medical tests should a 53-year-old man have?
I know there's tests that men should have when they're around the age of 50. My dad hasn't been to the doctor for years because he doesn't have health insurance or a job(he's living with my grandma who's 76). He's resisted going to the doctor and says I'll go once I get a job but he's not really been trying. My brothers and I are worried and some have even offered to pay for a doctor's visit but he's just said no and that he can wait. I'd like to know what tests he should have and how much they cost on average. He's been a generally healthy man, but skin cancer runs in our family and when he was around 40 he had a thing growing on his neck that was some sort of cancer. He had it removed and it hasn't come back but it there some sort of test for things like that? All three of my brothers and I are either English or History teachers and if what my dad needs is affordable we'd all like to pitch in. I know this is sort of scatterbrained- I'm in a rush, so thank you if you can answer this in advance.""
Good Driver Insurance Discount?
Okay, so this is the deal. I have a 3.3 G.P.A. Not bad, right? Well, for one of my classes I actually have an F in for ONE of my Spring 2011 classes. Although I can get the discount, my parents keep hounding me for my transcript and I don't want them to see that F or I'm screwed. Can I still get the discount if I send the car insurance company my trancript from the previous semesters and not my most recent one?""
How much does car Liability insurance cost for you?
how much does car Liability insurance cost for you I was wondering how much does it cost i know every body has a diffent one but what is yours so i have a estimate thank you
Car insurance am I covered?
My 5yr old son got in driver seat and mashed my gas and held it and it blew up my engine.I have full coverage and wondered would this be covered.I know it sounds dumb but its gonna cost me over 3k to fix.
Could someone tell me what is needed to create a car insurance comparison website? Thanks?
Could someone tell me what is needed to create a car insurance comparison website? Which programs would i need to use and to create what part? Thanks for your time
""What is cheaper, car insurance or motorcycle insurance?""
What is cheaper, car insurance or motorcycle insurance?""
Is this a good insurance cost for a teenager for a GTO?
I got a quote from geico for an '04 GTO and it was 175 a month for a 17 year old driver. This suprised me, because I thought it would be alot higher. So do you think this an accurate quote? I put in all information accurately except for my age because they will not give a 15 year old a quote.""
Moped insurance?
I'm 16 and I'm wanting to get a moped. Does the law require that you carry insurance on mopeds? Thanks.
How much would car insurance be a month for a 20 year old driving a mid nineties car?
I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more
Should I tell my insurance company that my car was broken into?
My car was broken into last night, between the hours of 9:30pm, and 7am, just parked in front of the condo we live in. Some things of value were taken, ( estimated around $130, or $150 in value...no damage was done to the car, they must've just picked the locks) so I filed a police report this morning...is this something I should report to my car insurance provider? If so, how would filing a report with insurance help me? I'm 19, and have been driving for a little over two years now, my insurance is through AAA. I have had no previous driving offenses on my record, or anything. (This has never happened to me before, so pardon some irrelevent info, here!) before. Do you recommend I file a claim with AAA, or just let the police handle it entirely? When would I need to file a claim by? (like, a deadline, time-wise.)""
Can I get car insurance for just 3 months?
I am looking into getting my car insured for 3 months as I have been getting some insurance quotes and the cheapest I have been able to find is 1650 but if I wait for 3 months then I will be 19 years old and will have had my licence for 1 year the price goes down to around the 1000 mark so I was wondering if their are any companies that would let me insure my car for 3 months. What I was thinking of doing was getting insurance for 3 months but have my dad as the main driver and me as a named driver then the price won't be as high. Once the 3 months are up I will cancel the policy or if I got a 3 month policy it will run out then I can start my own policy which then I can earn my own no claims being the main driver. If anyone knows of any companies who do this or anyone I can try I would like to hear from you. I live in the UK .
https://www.linkedin.com/pulse/oklahoma-insurance-verification-douglas-pearson/"
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