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nwdrlf · 1 year
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Much of the bankruptcy process is administrative, however, and is conducted away from the courthouse. In cases under chapters 7 and 13…….Call our Salem bankruptcy attorneys at 971-233-4543 for more information.
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If you are receiving these calls after requesting that you be placed on a do-not-call list, it’s time to contact an attorney. Collection agencies and creditors are absolutely responsible for the actions of their company. Call our Salem bankruptcy attorneys at 971-233-4543 for more information.
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taxreliefpros · 5 years
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Tax Attorney Salem MA
Have a Question? Call Us: (855) 235-0551           Toggle navigation Home About Services Contact Espanol (855) 235-0551Habla Español Tax Attorney in Salem MA Do You Need a Tax Relief Attorney?If you are seeking an IRS Tax Lawyer in Salem MA that you could trust to help you with your tax debt...
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Tax Attorney Salem MA is available on Tax Relief Pros
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Get the fresh start you deserve. Consult now with Northwest Debt Relief Law Firm and know about benefits of a Chapter 13. Experienced chapter 13 bankruptcy attorney in Seattle always ready to help you. Also visit us in Vancouver, Portland, Tacoma or Salem for a consultation.
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anthonyekoehler · 5 years
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Datamax Corporation
Debt collectors like Datamax Corporation cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.
THE BEST PART IS…
If Datamax Corporation violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Datamax Corporation?
Datamax Corporation is a debt collection agency based in Winston-Salem, North Carolina. With over 100 years of history since the founding of the “Winston-Salem Retail Merchants Association” in 1889, Datamax now serves multiple industries including finance, health care, municipalities, and utilities.
Datamax Corporation’s Address, Phone Number, and Contact Information
Datamax Corporation is located at 711 Coliseum Plaza Ct # A, Winston-Salem, NC 27106. The main telephone number is 800-722-2141 and the main website is https://www.datamax.com/.
Datamax CorporationLawsuits
If you want to know just how unhappy consumers are withDatamax Corporation, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display nearly two-dozen lawsuits filed across the U.S., which typically involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).
Datamax Corporation Complaints
The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Datamax Corporation is harassing you over a debt, you have rights under the FDCPA.
The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Datamax Corporation violates the TCPA.Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.
The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Datamax Corporation took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Datamax Corporation, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Datamax Corporation continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and a potential case under the EFTA.
The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Datamax Corporation is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.”If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.
Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.
How do we Use the Law to Help You?
We will use state and federal laws to immediately stop Datamax Corporation’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Datamax Corporation violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorney’s fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.
THAT’S NOT ALL…
We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorney’s fees and costs.
What if Datamax Corporation is on my Credit Report?
Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.
THE GOOD NEWS IS…
If Datamax Corporation is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.
REMEMBER…
If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorney’s fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.
Complaints against Datamax Corporation
Here are some of the Better Business Bureau (BBB) reviews and complaints against Datamax Corporation:
“This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $103 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.” 
“I contacted the agency to have my collections account removed from my credit report. The company did not give a logical reason not to remove the paid account. I do not understand what this collection company is gaining by keeping the information on my report.”
What Our Clients Say about Us
Agruss Law Firm has over 825 outstanding client reviews through Yotpo, an A+ BBB rating, and over 110 five-star reviews on Google. Here’s what some of our clients have to say about us:
“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”
“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”
“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! Even settled it so I was paid back for the problems they caused!”
Can Datamax Corporation Sue Me?
Although anyone can sue anyone for any reason, we have not seen Datamax Corporation sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Datamax Corporation has threatened to sue you, contact Agruss Law Firm, LLC as soon as possible.
Can Datamax Corporation Garnish My Wages?
No, unless they have a judgment. If Datamax Corporation has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Datamax Corporation has threatened to garnish your wages, contact our office right away.
Datamax CorporationSettlement
If you want to settle a debt with Datamax Corporation, ask yourself these questions first:
Do I really owe this debt?
Is this debt within the statute of limitations?
Is this debt on my credit report?
If I pay this debt, will Datamax Corporation remove it from my credit report?
If I pay this debt, will the original creditor remove it from my credit report?
If I pay this debt, will I receive confirmation in writing from Datamax Corporation for the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue withDatamax Corporation, we at Agruss Law Firm are here to help you.
Top Debt Collection Violations
Debt collection laws provide a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, here’s what collection agencies most often do to violate the law:
Called you about a debt you do not owe.
Called you at work after you told them you cannot receive calls at work.
Left you a message without identifying the company’s name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends, coworkers, or neighbors) even though the collection agency knows your contact information.
Disclosed to a third-party (family, friends, coworkers, or neighbors) that you owe a debt.
Contacted you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage garnishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector you cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Frequently Asked Questions
Do I have to pay your fees and costs for helping me with my consumer rights case? We handle consumer rights cases based on a fee-shift provision and/or a contingency fee. That means either the other side pays your fees and costs, or we take a percentage of your recovery. Whether it’s a fee-shift case or a contingency-fee case, we don’t get paid unless you get paid, and you’ll never owe us a penny for our time.
What are the damages I can get under the Fair Debt Collection Practices Act? If a collection agency violates any section of the FDCPA, you are entitled to damages up to $1,000.00. You may also be entitled to actual damages if the violation caused you out-of-pocket expenses. For example, if a collection agency threatens you with legal action to induce you to pay the debt, you may be able to get your payment back as actual damages.
What are the damages under the Telephone Consumer Protection Act? You can get $500 per robocall, or $1,500 per robocall if the robocalls were willful. In any type of settlement, Defendants often pay much less than $500 per call. However, if there are 50 calls at issue, even at $250 per call, your case could settle for $12,500.00.
What type of debt is covered under the Fair Debt Collection Practices Act? Only consumer debt, such as personal, family, and household debts. For example, money you owe on a personal credit card, an auto loan, a medical bill, or a utility bill. The FDCPA does not cover debts you incurred to run a business, or debts regarding unpaid taxes, or traffic tickets.
Does the Fair Debt Collection Practices Act apply to banks or credit card companies? Only third-party debt collectors are bound by the FDCPA. Original creditors, such as banks and credit card companies, are not bound by the FDCPA.
Are there state laws that protect me from original creditors? Yes! Several states also have laws that provide its citizens an additional layer of protection. If you live in California, Connecticut, Florida, Kansas, Massachusetts, Michigan, Missouri, Montana, North Carolina, Nevada, Oklahoma, Pennsylvania, Texas, or Wisconsin, you have additional state-law rights.
Are mistakes on credit reports common? Yes! Are you one of the 40 million Americans who have a mistake on their credit report? Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft.
What do I do if I have a mistake on my credit report? If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information. If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency pays your attorney’s fees and costs.  Therefore, you will not pay me a penny for my time.To speed up the process, please get a free copy of your credit report at annualcreditreport.com. You can also learn more about the FCRA and your rights at http://www.agrussconsumerlaw.com/practices/common-credit-report-errors/.
Share your Complaints against Datamax Corporation Below
We encourage you to post your complaints about Datamax Corporation. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!
HERE’S THE DEAL!
If you are being harassed by Datamax Corporation over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorney’s fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.
The post Datamax Corporation appeared first on Agruss Law Firm, LLC.
Datamax Corporation published first on https://agrusslawfirmllc.tumblr.com
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agrusslawfirmllc · 5 years
Text
Datamax Corporation
Debt collectors like Datamax Corporation cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.
THE BEST PART IS…
If Datamax Corporation violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Datamax Corporation?
Datamax Corporation is a debt collection agency based in Winston-Salem, North Carolina. With over 100 years of history since the founding of the “Winston-Salem Retail Merchants Association” in 1889, Datamax now serves multiple industries including finance, health care, municipalities, and utilities.
Datamax Corporation’s Address, Phone Number, and Contact Information
Datamax Corporation is located at 711 Coliseum Plaza Ct # A, Winston-Salem, NC 27106. The main telephone number is 800-722-2141 and the main website is https://www.datamax.com/.
Datamax CorporationLawsuits
If you want to know just how unhappy consumers are withDatamax Corporation, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display nearly two-dozen lawsuits filed across the U.S., which typically involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).
Datamax Corporation Complaints
The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Datamax Corporation is harassing you over a debt, you have rights under the FDCPA.
The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Datamax Corporation violates the TCPA.Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.
The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Datamax Corporation took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Datamax Corporation, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Datamax Corporation continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and a potential case under the EFTA.
The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Datamax Corporation is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.”If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.
Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.
How do we Use the Law to Help You?
We will use state and federal laws to immediately stop Datamax Corporation’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Datamax Corporation violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorney’s fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.
THAT’S NOT ALL…
We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorney’s fees and costs.
What if Datamax Corporation is on my Credit Report?
Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.
THE GOOD NEWS IS…
If Datamax Corporation is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.
REMEMBER…
If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorney’s fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.
Complaints against Datamax Corporation
Here are some of the Better Business Bureau (BBB) reviews and complaints against Datamax Corporation:
“This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $103 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.” 
“I contacted the agency to have my collections account removed from my credit report. The company did not give a logical reason not to remove the paid account. I do not understand what this collection company is gaining by keeping the information on my report.”
What Our Clients Say about Us
Agruss Law Firm has over 825 outstanding client reviews through Yotpo, an A+ BBB rating, and over 110 five-star reviews on Google. Here’s what some of our clients have to say about us:
“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”
“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”
“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! Even settled it so I was paid back for the problems they caused!”
Can Datamax Corporation Sue Me?
Although anyone can sue anyone for any reason, we have not seen Datamax Corporation sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Datamax Corporation has threatened to sue you, contact Agruss Law Firm, LLC as soon as possible.
Can Datamax Corporation Garnish My Wages?
No, unless they have a judgment. If Datamax Corporation has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Datamax Corporation has threatened to garnish your wages, contact our office right away.
Datamax CorporationSettlement
If you want to settle a debt with Datamax Corporation, ask yourself these questions first:
Do I really owe this debt?
Is this debt within the statute of limitations?
Is this debt on my credit report?
If I pay this debt, will Datamax Corporation remove it from my credit report?
If I pay this debt, will the original creditor remove it from my credit report?
If I pay this debt, will I receive confirmation in writing from Datamax Corporation for the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue withDatamax Corporation, we at Agruss Law Firm are here to help you.
Top Debt Collection Violations
Debt collection laws provide a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, here’s what collection agencies most often do to violate the law:
Called you about a debt you do not owe.
Called you at work after you told them you cannot receive calls at work.
Left you a message without identifying the company’s name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends, coworkers, or neighbors) even though the collection agency knows your contact information.
Disclosed to a third-party (family, friends, coworkers, or neighbors) that you owe a debt.
Contacted you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage garnishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector you cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Frequently Asked Questions
Do I have to pay your fees and costs for helping me with my consumer rights case? We handle consumer rights cases based on a fee-shift provision and/or a contingency fee. That means either the other side pays your fees and costs, or we take a percentage of your recovery. Whether it’s a fee-shift case or a contingency-fee case, we don’t get paid unless you get paid, and you’ll never owe us a penny for our time.
What are the damages I can get under the Fair Debt Collection Practices Act? If a collection agency violates any section of the FDCPA, you are entitled to damages up to $1,000.00. You may also be entitled to actual damages if the violation caused you out-of-pocket expenses. For example, if a collection agency threatens you with legal action to induce you to pay the debt, you may be able to get your payment back as actual damages.
What are the damages under the Telephone Consumer Protection Act? You can get $500 per robocall, or $1,500 per robocall if the robocalls were willful. In any type of settlement, Defendants often pay much less than $500 per call. However, if there are 50 calls at issue, even at $250 per call, your case could settle for $12,500.00.
What type of debt is covered under the Fair Debt Collection Practices Act? Only consumer debt, such as personal, family, and household debts. For example, money you owe on a personal credit card, an auto loan, a medical bill, or a utility bill. The FDCPA does not cover debts you incurred to run a business, or debts regarding unpaid taxes, or traffic tickets.
Does the Fair Debt Collection Practices Act apply to banks or credit card companies? Only third-party debt collectors are bound by the FDCPA. Original creditors, such as banks and credit card companies, are not bound by the FDCPA.
Are there state laws that protect me from original creditors? Yes! Several states also have laws that provide its citizens an additional layer of protection. If you live in California, Connecticut, Florida, Kansas, Massachusetts, Michigan, Missouri, Montana, North Carolina, Nevada, Oklahoma, Pennsylvania, Texas, or Wisconsin, you have additional state-law rights.
Are mistakes on credit reports common? Yes! Are you one of the 40 million Americans who have a mistake on their credit report? Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft.
What do I do if I have a mistake on my credit report? If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information. If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency pays your attorney’s fees and costs.  Therefore, you will not pay me a penny for my time.To speed up the process, please get a free copy of your credit report at annualcreditreport.com. You can also learn more about the FCRA and your rights at http://www.agrussconsumerlaw.com/practices/common-credit-report-errors/.
Share your Complaints against Datamax Corporation Below
We encourage you to post your complaints about Datamax Corporation. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!
HERE’S THE DEAL!
If you are being harassed by Datamax Corporation over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorney’s fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.
The post Datamax Corporation appeared first on Agruss Law Firm, LLC.
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dickhabit-blog · 7 years
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Relevance of Bankruptcy Attorneys As Well As Financial Debt Alleviation Business
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Many a time the economic problem of individuals intensifies to a threat area where the possibility of bankruptcy towers above the head. As the economic climate of the globe undertakes a stormy phase, this risk of bankruptcy is better enhanced. A person having large financial debts and not efficient in settling it might want to declare bankruptcy and for this function, he needs a specialist legal entity and bankruptcy legal representatives. These attorneys have expertise in handling bankruptcy issues and also they are capable of easing the troubles associated with the legal process. The legal representatives assist in decreasing major financial debts, collections or expense problems. Taking their aid will certainly reduce the troubles of individuals as well as help them out of the worst scenario of bankruptcy. If you want assurance about lawyers job, please see this site http://topgun-lawyer.com/attorneys-in-winston-salem-nc.
Not all the attorneys can deal with bankruptcy problems as it involves the full understanding of the legislations related to it. These situations can be managed just by bankruptcy attorneys that are well versed in bankruptcy laws. Given that applying for bankruptcy can be a life altering experience, consequently, it ends up being essential for individuals to hire a skilled and also qualified lawyer.
One can get the services of a financial debt alleviation company, which has experienced and also qualified lawyers efficient in dealing with all kind of debt and bankruptcy problems. An Winston Salem, NC bankruptcy attorney working with a reputed financial obligation relief firm has confirmed understanding, ability and also experience needed for fixing their client's bankruptcy problems. These lawyers first totally recognize their customer's problems then they find the very best option to it.
Anybody dealing with big financial obligations may wish to declare bankruptcy as it will eliminate them of the debts. As any type of common person may not be aware of the bankruptcy options available as well as the lawful treatments involved, therefore, it comes to be vital to employ a bankruptcy lawyer. An Winston Salem, NC bankruptcy attorney can assist an individual with the entire treatments. This includes the bankruptcy options readily available, the treatments to filing the case, the location to file the insurance claim, the cost called for, the effect that a person could have to face etc
. These attorneys can likewise direct the customer concerning the different choices to bankruptcy. This may include renegotiation of personal lending, renegotiation of unsafe funding and also professional financial debt arrangement. These alternatives can save an individual from bankruptcy.
Any person having big financial obligation must make use the services of a reputed financial debt alleviation business with years of experience. Their bankruptcy lawyers can understand all the issues connected to bankruptcy and also could assist discover the best possible option. They will certainly make the client comprehend the financial lawful problems involved and the remedy to it.
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nwdrlf · 2 years
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But can you a file for Chapter 7 after Chapter 13? While the answer is not a clear yes or no, one can easily file for Chapter 7 bankruptcy after filing for Chapter 13 bankruptcy. A reliable bankruptcy attorney in Portland can further explain the different types of bankruptcy so you can make an informed decision…
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I am enclosing the identities of three providers. All of these providers include courses over the phone and online.….Call our Salem bankruptcy attorneys at 971-233-4543 for more information.
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dganite-blog · 7 years
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Winston Salem, NC Bankruptcy Lawyers Assist Set You On the Right Course
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There are several points to consider when choosing whether filing for individual bankruptcy is something you need to do. You need to think about all the personal bankruptcy alternatives you have. There are options to individual bankruptcy that could work far better for your specific scenario, yet if you do decide to file for personal bankruptcy, you will need to consider exactly what sort of personal bankruptcy it is that you will certainly file. If you want to process your business bankruptcy filing, please hire the best  Attorneys in Winston Salem, NC.
Whatever individual bankruptcy options you pick, it is essential to get your debts controlled before they worsen. If you are even considering individual bankruptcy then you are currently in difficulty and should obtain aid. Personal bankruptcy could be the most effective option in seeking debt relief, which is what it was developed for.
Any type of a number of situations can be responsible for personal bankruptcy; loss of work, mismanagement of loan, unexpected medical costs, or separation. Personal bankruptcy is a significant decision that might impact your economic standing, yet it is likewise an approval of your existing monetary circumstance and affirmation of your financial debts. Personal bankruptcy must be viewed as an action to healing your monetary troubles.
There are two standard types of personal bankruptcy that a lot of individuals documents. Chapter 7 will certainly get your financial obligations released entirely. Chapter 13 relate to a court managed financial debt repayment plan set-up. Winston Salem, NC bankruptcy lawyers could establish which kind of personal bankruptcy is best for your circumstances.
Prior to you think about the ideal sort of individual bankruptcy to file, you need to discover the ideal individual bankruptcy lawyer to direct you via the personal bankruptcy procedure. Winston Salem, NC bankruptcy lawyers will certainly provide you correct guidance and also will certainly respond to every one of your inquiries prior to you make a decision to apply for personal bankruptcy. Make certain to supply your bankruptcy lawyer with your appropriate monetary documents without making any mistakes or errors. A lot more significantly, make sure you are comfortable with the personal bankruptcy lawyer you select and are certain that they have your best interest in mind.
After you contact Winston Salem, NC bankruptcy legal representatives, you will certainly be able to place an end to lender harassment as well as monetary tension. Personal bankruptcy will certainly put a stop to all financial institutions, garnishments, and repossessions. Declare bankruptcy could also protect some of your property so it will certainly not be taken control of by your financial institutions. The most crucial advantage of declaring personal bankruptcy is that it will certainly allow you to re-establish great credit and also will certainly give you a far better quality of life without all the anxiety.
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We will bring a lawsuit on your behalf against them to enforce your legal rights under the Fair Debt Collection Practices Act. You’ll always be involved in the process so that you know exactly the status of your case. Call our Salem bankruptcy attorneys at 971-233-4543 for more information.
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If you have a claim? Don’t hesitate to give me a call or set an appointment, our experienced collection attorney at Northwest Debt Relief would be more than happy to assess whether you have a claim under the FDCPA and help you enforce your rights. Contact our lawyers and call us today at 971-233-4543.
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nwdrlf · 3 years
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