Bankruptcy can be stressful and overwhelming, especially if you are worried about losing your hard-earned retirement funds. However, there are ways to protect your retirement savings from creditors and keep them intact for your future. Northwest Debt Relief Law Firm is the one that you can rightfully trust when dealing with complex situations. Our experienced bankruptcy attorneys offer complete court representation and free lifetime support.

It is essential to keep in mind that different types of bankruptcy are suited for different filers, depending on their resources, obligations, and short- and long-term goals. Seeking legal advice early on is advisable as you look closely into your financial problems and work toward making a decision that will rebuild your financial future.

Not all debts are covered by the Fair Debt Collection Practices Act. Consumer debts are the only debts that fall within the ambit of the Act. Though a collector may violate Washington or Oregon state collections laws by engaging in collections activity that would normally violate the FDCPA, if the debt itself is commercial rather than consumer, there is no violation of the Fair Debt Collection Practices Act.

A discharge is your biggest goal. The discharge order is a document prepared by the Oregon Bankruptcy Court and signed by your judge. It means you have completed the requirements under your plan. Contact us to know more or get any legal help.

You must not miss any payments to the Portland Chapter 13 Trustee unless it is permitted by the bankruptcy judge. When you file your Chapter 13, your creditors are prohibited from taking any action against you. In exchange for that protection, you must complete all your obligations under the plan.

The filing of your bankruptcy papers should automatically stop any collection efforts once the creditor is notified. Most creditors know this and will stop collection efforts immediately. Unfortunately, it usually takes about thirty days for a creditor to get officially notified.

Depending on whether your income places you below or above Oregon’s median income level, you may be required to make payments to the Trustee for at least three years and perhaps as long as five years. It can be difficult to predict the exact outcome of your case when it is filed.

Dealing with financial difficulty alone, which pushes us to consider filing for bankruptcy can be manageable with oneself. Still, in reality, bankruptcy law is a vast and deep topic in which individuals planning to file bankruptcy need to be made aware and updated. This is where Oregon bankruptcy lawyers pop into the picture. Call us now!

When Does My Chapter 7 Bankruptcy Case End In Oregon?

It’s not uncommon to be unsure when your bankruptcy will end. Many people think it’s over after the meeting with creditors, which everyone who files for Chapter 7 or Chapter 13 must attend. Some people think it’s over when they get the discharge, which is the court order that wipes out their debts if they qualify. To know exactly when it ends, get in touch with us.

Much of the bankruptcy process is administrative, however, and is conducted away from the courthouse. In cases under chapters 7 and 13…….Call our Salem bankruptcy attorneys at 971-233-4543 for more information.

If you’re protecting America, America should be protecting you from unfair bankruptcy laws. That’s why Obama will create a “fast-track” bankruptcy process for military families, simplifying the steps and offering greater safeguards. Enact a comprehensive consumer protection agenda. In November… For more information contact our Bankruptcy Lawyers and call us today at 541-262-6732.

The real question is what to do about your car loan in bankruptcy. Depending on the age of the vehicle and the year it was purchased, you may find yourself greatly improving your car loan situation through bankruptcy. In the following sections, we will go through your car loan options in bankruptcy…. For more information contact our lawyers and call us today at 503-487-8973.

To start, your financial data from December must be deleted and June added to the Means Test. This means recalculating the average income for a new 6 month period and recreating the 8 page form 22A or 22C means test. In order to complete this inquiry, new paystubs..

But can you a file for Chapter 7 after Chapter 13? While the answer is not a clear yes or no, one can easily file for Chapter 7 bankruptcy after filing for Chapter 13 bankruptcy. A reliable bankruptcy attorney in Portland can further explain the different types of bankruptcy so you can make an informed decision…