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koushirouizumi · 1 month
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{D I G I M O N} Adventure tri. ~ Bokura no M i r a i {Our Future} {x T.x.t P o s t(s) M e m e} ~ H I K A R I & T A K E R U (F r i e n d s h i p)
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{T.x.t by Me} {Cap’d by Me} {DO NOT R E-P O S T} {DO NOT C O P Y} (Please ASK to Use/Share!) {DO NOT RE POST TO OTHER S I T E S WITHOUT MY PERMISSION UNDER ANY CIRCUMSTANCES!}
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[NOTE: This post is not intended as Takeru-negative. It is also not meant to dismiss Take+Hika’s friendship, but emphasize it. Please do not leave negative commentary about their Friendship on this post, thank you!!] {This post is also not an anti-Tri post. While I also share my own views, Please do not leave overt Tri hate in the tags!}
[This post is also not intended as wholly romantic Take+Hika. Please do not tag with romantic Take+Hika in a way that dismisses their friendship.]
[Note: commenting/tagging positively/respectfully is ok!] (Please AGREE TO BANNERS BEFORE interacting) (Note: click on the banners to enlarge!)
[Please interact on this set Respectfully.] PLEASE ALSO NOTE: {My headcanons for the characters of this series VARY} {for this set particularly; I headcanon most as M-spec/Multi-gender attracted*} (However, for this SPECIFIC set + any future Take+Hika, I mainly head-canon Takeru as ARO-SPEC, or on the Aromantic spectrum.) [I also particularly enjoy AroAce!Takeru, with strong Take+Hika friendship included] {this post/my icons ARE NOT for people who cannot respect this fact or M-spec people / M-spec headcanons / MF relationships, Queer identities, etc. in general!}
[PLEASE BE RESPECTFUL AND FOLLOW MY RULES]
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aph-japan · 5 days
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{D I G I M O N} Adventure/02/tri. x P e n d i n g T r a i n (2 0 2 3) + P A R O D Y {Inspired} - Taichi as Y u u t o Shirahama {"S a v e as many L I V E S as you can... in my P L A C E!"} - Yamato as N a o y a Kayashima - Meiko {tri./Kizuna} as S a e Hatano - Sora as M a o Higuchi (Yuuto's 'R E A S O N to K E E P G o i n g') - Koushiro as D a i c h i Yonezawa {"I W A N T to be more U S E F U L!" - Yonezawa} - Mimi as R e n a Watabe - Jou as Shodai K a t o - Takeru as T a t s u y a Kayashima - Daisuke as K a z u m a Eguchi (Koharu's Partner) - Hikari as K o h a r u Sato (Kazuma's Partner) {"She saw right through me. It's reassuring."} - Miyako as Hiroko T a c h i b a n a {"You're A M A Z I N G, Tachibana-san!"} - Iori as M a s a r u Kajiwara {"A... k i d?"}
- Daigo {tri.} as Kota T a k a k u r a/Yuuto's Senpai {"Dream big!"} - Maki {tri.} as Kayoko T e r a s a k i; {"P l a n A will A L W A Y S F A I L."}
- Ken as K a t o's {T e a c h e r}
Cap'd by @izzyizumi / koushirouizumi {Do Not Copy} {Do Not R e - p o s t} {Do Not Re-produce Without Permission} (Please A s k to U s e / S h a r e!)
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hikari-m · 12 days
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Just Koushiro Fan Base Things
Official DigiTwit: "25th anniversary Adventure Special Vid announced!!!" Koushiro fan-base, huddling together hoping we get even literal SCRAPS of GOOD New animated Koushiro screentime:
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{By me} {DO NOT R E P O S T} (A S K to U S E)
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izzyizumi · 5 years
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Digimon Adventure vs. Digimon Adventure tri ~ PARALLELS
Adventure Episode 28 vs. Tri Movie #6 “Bokura no Mirai” / “our future”
“ okay ! ” “ then I’ve decided ! ” - Taichi Yagami to Koushiro Izumi “ KOUSHIRO ! ”     “ I want you to choose ! ” vs.
“... No matter how difficult it is, YOU have to make a decision sometimes. ”
“ ... Even if you’re up against a friend. ” - Daigo Nishijima-sensei
“ Please kill Mei-chan . ” - Meiko Mochizuki
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keep-on-trying · 6 years
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Me after watching Bokura no Mirai.
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hegrade · 3 years
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Vassae by Mike Karolos
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Vassae Vassae (Βάσσαι in ancient greek) means “little valley in the rocks”. This is the name of the archeological site of Vassae that is close to the client's olive grove. There stands the Temple of Apollo Epicurius, the God of healing and father Asclepius, god of medicine. According to the Greek myths, when Apollo was born, the branches of the olive trees turned gold.
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The client Vassae Extra Virgin Olive Oil comes from olive trees from the client's property that grow exclusively in the region of Figalia in Peloponnese, near Olympia. Passing from generation to generation, this olive grove has witnessed the country’s long history and has deeply connected the client's family to their land. This part of Greece has seen it’s population declining as more and more people moved to the big cities. Against the grain, one of the youngest family members, Dimitris, returned to his ancestral land to build a business. He founded Vassae to help revitalise the region and put his skills in good use. He has worked as a chemist consulting olive oil and wine producers for many years. He is now making Vassae olive oil available to the whole world, for the first time.
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The projectI was contacted by the Mavroeidis family and asked if I could design everything needed for their new olive oil. The challenge for me was to keep my style as that is the reason they contacted me in the first place, but at the same time manage to make everything look premium and luxury. We first started with the logo design and once we were happy with that I started designing the bottle. Lastly came the box. By keeping my geometric pop art style but working with mostly black and gold colors we achieved the result we were looking for. A premium logo and package design for a premium Greek extra virgin olive oil. Of course the printing methods we used like black UV lines and gold details on a black matte bottle and gold foil on the box plus UV again was the final touch for the result.
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Credits Photoshoot: MathStudio Bottle printing: Styleglass Box printing: Packhelp Bottle cap decoration: BnM Creations
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https://www.behance.net/gallery/105596839/Vassae
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joshuajacksonlyblog · 5 years
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Bitcoin Usage May Spike Following Cash Restrictions in Malaysia
Malaysia is set to become the latest country to impose restrictions on cash transactions. The move could force more people to look towards bitcoin and crypto adoption in general as a way of getting around such limitations.
Cash Restrictions May Boost Bitcoin Adoption
The Malaysian government plans to impose restrictions on cash transactions reports local media platform The Star. According to the publication, the move is part of efforts to combat money laundering in the country.
Commenting on the plan, Datuk Abdul Rasheed Ghaffour, the deputy governor of Malaysia’s central — Bank Negara (BNM), remarked:
This is to address the abuse of physical cash used for illicit activities.
Malaysian economist, Barjoyai Bardai believes the proposed cash transaction limit in the country could boost digital currency adoption.
For Bardai, having such restrictions may be the catalyst that pushes more people to adopt digital payment systems. According to Bardai:
When consumers get used to using digital currency, they will be more willing and encouraged to undertake business dealings, and so, business dealings can get bigger and have a positive impact on the economy in the form of a doubling and also business volume.
As in most of Southeast Asia, bitcoin and crypto adoption continue to fair favorably. However, this trend has also been accompanied by fraudulent investment schemes and criminal behavior.
The Malaysian police on Thursday (November 7, 2019) announced the arrest of five individuals suspected of stealing 85 Bitcoin ATMs.
New Policy Will Not Affect the Average Malaysians
The proposed cash transaction limitation will affect industries like medical tourism, hotels, and wholesale merchants. However, transactions routed via financial institutions will not fall under the new restriction policy since banks already have robust anti-money laundering (AML) compliance requirements.
For Abdul Rasheed, the proposed plan will not adversely affect the average Malaysian household. According to the central bank executive, detailed studies showed a median household income of under $2,000 — far below the proposed limit.
Malaysia is the latest country planning to restrict the legal limit for cash transactions. As previously reported by Bitcoinist, Australia is also looking to cap cash payments at $10,000.
Both the Australian and Malaysian proposals contain no express mention of bitcoin and cryptos in their transaction restriction plans.
Do you think the proposed cash transaction limit will have a material impact on the level of bitcoin adoption in Malaysia? Let us know in the comments below.
Image via Bitcoinist Media Library
The post Bitcoin Usage May Spike Following Cash Restrictions in Malaysia appeared first on Bitcoinist.com.
from Cryptocracken Tumblr https://ift.tt/36KUoBo via IFTTT
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imagineproduce101 · 7 years
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LMAO I HATE MYSELF IM SENDING IN ANOTHER ONE ABOUT WOOJIN AGAIN SINCE YOU MENTIONED PAYING ATTENTION TO HIM SINCE THE BNM BOYS PERFORMANCE AND IM CRYING CAUSE ME TOO LIKE IM A DANCER SO WHEN I HEARD HE CHOREOGRAPHED THE PERFORMANCE I INSTANTLY STANNED HIM AND HES BEEN MY BIAS SINCE oops realised this was all in caps anyways i was so upset his rank was down and he kept climbing and i was like he better debut and his performances are always amazing and just ughhhh my love for him is ridiculous
I FEEL IT OMG HES SO TALENTED AND WHEN HE ROSE SO MUCH I CRIED I WAS SO PROUD OF HIM AND GETTING HIS ISH AND BEING ABLE TO SHOW THE (BLIND) NATIONAL PRODUCERS MORE OF HIS TALENTS BC HE HAS SO MANY AFUHDFKAERIRGS I JUST REALLY LOVE WOOJIN
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tuyetthienduong · 5 years
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K
Hihi thic h vay thiu
Tu cca e may co tubh di du hic kl
Jetk dungb lan theo su moi thi co nam 13 tuoi tyi tao di theo kuon hihi bao het nhu thuong tai no hay cho id huhu
Tu cca max cac cac kia vay may co di hoc cap 1 ha huhu dt qua
Khoan dt qua = 1i hieu so phuc toi
Mua amazon nha may anh chi co dich vu a inbox anh tung hm hihi
Lina Rf tao co ma ko nho dang hoc cap 2 toi gio cho vo thi thoi con chu ticg nuoc jerk do hihi
Cac full block tam tjoi cac khac hihi vay la may di con tui tao hihi
Lina Rf tai chobg mat qua mbh
Cac full e cho id la no dau teu phai ko hibi jerk cac
Lina Rf lan dungb jekr dung thu tu redponsr ko han yso thich thoi hihi buhu huhu haha
Cac full hihi tui mag lam sao lai yui tao
Mag = ig hihi
Mag = iq hihi
Mag = iet mas
Cac full e vay may tinh fi dau
Ba ban vi. Hongs vwr2 cbi khac vi tri va cach song hihi doi bung wua nen nghi fay nha
Anh dung ban chat
Gap kris wu o do med a eoi quen fairy kibg la con cua huhu ahit cac jerk etc full st heh cua hhh cac etc hihu anh
Cac full duh bay luon ha
Ba ban kris ten Alanphan hihi me do nagn tam shit tu bao duov hihi soc co lam nhac noi kuon nhu vay hihu partime thoi 1h shit con hoc full 10h di quay
Ko ngu vi la ru than all co em la hoi thap hihi
Quen shit 19 o vn jihi
Ko di fien gi ha con hihi kick cac ne
Khoc dum da ko ra album a cal cac do hihi co vo roi de sau nay cong khai
Nghai la mix ma ko can ahit voval
Dung tim chongs block hihi yeu
Cac all hihi e may co tinh o lai ko con tui tao mac dy hihi
Ba ban thi vay di hihi
Full cac e may co tinh vier tumshit 1h/ ngay jo roi in
Co jwrk lam hihi
Fukl cca may len bao ha hihi cho tui tao du voi huhu haha ...
Ba bam tji len ny chinh ms may me kia sui bot mep ma ko co hihi
Fulo cac la dao
Ba ban e chonga tjap nhat dam hihu thuong by sll nghia la con cua cac cac cac cac shit jwrk insect tien gia fiaeyvqueen diet nguou ssch tot ac doc dia etc full huhu by jolie sis hihi sis now
Full cac nghai la hihi
Ba ban ua nhu truoc lan nao cung y chang tai thieu
Full cc may ko chan sao Dung
Dung ko tai quen rki cho id thing
Full ccten mat la Dung pk
Tao ua Tran My Dung hehe yeu que 1 only like chongs
Full cac bao cca shit etcbuhy ne
May tjii truoc len hihi
Full cac e roi ban
Ba ban tui no thay tui tao dien nhu that la so roi hihi len bai thii nyu cu tai xoa
Full cac e may co tinh doi dat dien ko nhu lam firy chang han teye
Ba ban co chac doi no het yeu aw nghia la ko hihi
Dung em lam faiey only do hihi tu than la chibh ma keiu chet lien nen thap hon
Full cac r may nho no ko
Dung nho cc huhu que 2 moi giwt hihu
Con nha
Full cac roi co o aw ko
Ba ban nghe la biet cho 2 ra ria roi hihi
Full cac roi an uong
Than bao cl ........................ Co yinh ma lam bieng hihi
Cac poke me nay la tutor cua tien gioi do joc ko oi quen roi
Ba ban e may uong bia hay ko do gio chua co vu nay moi huhu thank you nha
Huhu ifol thnak
Hai ban e
Kick hihi
Tui may ko co cc nen vai chai a tao uong giong cho bot nhuc
Ba ban roi truya shit ko co roi kho qua
Tao thi lam cai giong hey tao co hoai full
Ba ban va full cac em mac do the duc thay uong wua a mac du dung hihi
Dung de suy nfhi lai yhanhs level cjo rang fe aln ra xxx cac can v bnm hihi
Elebuzz co no a hihi see sang trung
E tui may thayhuc ko chu tao ko hieu hihi
Team hihi same huhu
Doi huhu
Dot duc
Hoai a
Hihi
Nghia la tao co y math + z tru ra i
A hieu team hihi
Fullcac roi con vu yoc do lan nao cung nhuom cc
Ba van dame nhuom san hibi logic
Full cac kick no roi hihi
Huhu
Full cac roicon vu di may bay goc hihi
Ba ban hihi dap may bay hihi mat roi con tau thuy qur 3 ve daiey lai ne hihi nhieu cc ma
Dung ttue
Elebuzz cong em hihi
Full cac huhy lay
Ba ban same
Elebuzz hihi sang trung
Hun mưng elebuzz
Cac a nghail a cac vvv cho cc va elrbuzz asistant duy nhat huhu hieu roi may tinh lam ben nuoc nua ko
Ba van suy ngji
Huhu toi thui hihi
Redulr shir huhu el shir etc shut huhu
Ba cac shit huhu nghia la dot tumblr nay di nhu cu
Dung haiz phai vaybthoi nhu cy nhha
Fb a huhu
Full cc roi con yyyiiiuu
Team rry uhi opl
Chongs hihi hieu rou
Lhoc huhu
Hay by team nay huhu
Full cac e maybdo thua hay ha
Bans and chings huhu bsns noi. Nguox hihi max luon
Full cc kick khuc huhu hihi huhu vy tyui
Ans huhu vjongs hjiuyt
Bans nghia la co ml hii full ne nhu cu fb ai cung ok
Full cac block tu dau hihi
All tru Dung e may lun chut duoc konhuhu nhu thangv21 a no keu may lsm ma ihi huhu...
Dung cuu jerk
Cao moi dap hihi
All huhu hihi huhu thi huhu luc kia thoi
Dung huhuhu nhu cu de co truya hihi firsr live la restaurant y chang vay phobg rieng nam bet
Full cc and chings huhu rnm
Bans khoc dum mu roi nhin bang ttt au
Full cc 19 hihi
Bams e rttyuyutut
Chibgs di hihi em biet moi cccvvb
Full cc con hihi bc
Full cc tui tao hou hoac hugu con kia a
Bans and huhu me fb too hihi
Tuttir nhu cc hihi
Fylk e rtyrrrr
Dung sdf
Fylk nho jay so chet nwb che ra Fylk auatt de tui rao lannh juhu aauatt nua ma vvo y ko a huhu u vvo u- nuua huhhu u ny...
Kc hihi hat
Full cc diemssgur twam hehw
Buzz im hihi me too
Huhu khoc
Ff nho nay huhu tao cjiy lien hihi lhoai bi can lam hiji het roi hihi gi,, mat tim thsn dong dung dep cnm ma tui tao moi thay jihi con lai kp huhu nja n hihi khoi hubu trl di huhu.......
Khoi nhubg bihi
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lqbnmboys · 7 years
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koushirouizumi · 2 years
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{DigiAdv tri. Pt. 6} (J.P.N Version) ~ Koushiro[u] Izumi + Efforts + Hackmon [/Huckmon] & Jesmon
“Please {STOP} THE---” - Koushiro, to Hackmon {who acknowledges / reacts to Koushiro’s words + plea to a degree}
BONUS:
{Tailmon freed as a result}
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caps by @izzyizumi​, {DO NOT REPOST} {DO NOT REMOVE CAPTION}
{usage of caps may be allowed if permission is asked / or if credit is given. However, read my about & FAQ pages first. Please do NOT use / ask if you match anything in my “Do Not Interact” sections/banner.}
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{Additional note: this post is intended AS Koushiro-POSITIVE please remember + RESPECT this when interacting} {Failure to acknowledge interacting rules WILL result in a block}
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[Note: commenting/tagging positively/respectfully is ok!] (Please AGREE TO BANNERS BEFORE interacting) (Note: click on the banners to enlarge!)
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izzyizumi · 6 years
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(Yamato [in response to Sora asking]: "if it was Taichi, he'd choose the path with the least damage.--") (except) (YEAH KOUSHIRO) (HE MAD)
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qbdotcom · 5 years
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New restrictions on cash payments in Malaysia could boost bitcoin's popularity
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Malaysia has joined the list of countries that have imposed restrictions on cash transactions. The move could force more people to pay attention to BTC and other cryptocurrencies.
The Malaysian government plans to impose restrictions on cash transactions up to 25,000 Malaysian ringgit (about $6,300), according to local media The Star. According to the publication, this step is being implemented as part of the fight against money laundering in the country.
Malaysian economist Barjoyai Bardai (Barjoyai Bardai) believes that the proposed restriction on cash transactions in the country can accelerate the adoption of cryptocurrencies. According to Barday, the presence of such restrictions can be a catalyst that encourages more people to switch to digital payment systems.
The proposed cap on cash payments will affect industries such as medical tourism, hospitality and wholesale. However, transactions made through financial institutions are not subject to the new restriction policy as banks already have strict anti-money laundering (AML) requirements.
According to Datuk Abdul Rasheed Ghaffour, Deputy President of the Central Bank of Malaysia Bank Negara (BNM), the proposed plan will not have a negative impact on the average citizen of Malaysia. According to the Deputy President of the Central Bank, detailed studies have shown that the average household income is less than $ 2000 dollars, which is far below the proposed limit
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mancitynoise · 5 years
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West Ham United and Southampton were both interested in signing Dinamo Zagreb playmaker Amer Gojak over the summer, according to Mundo Deportivo – but now the youngster is on the radar of Barcelona and Manchester City.
All the talk might have been focused on another Zagreb wonderkid, Spain U21 star Dani Olmo, but Gojak himself is also emerging as one of Europe’s most promising young midfielders.
At the age of 22, he already has four Croatian league titles to his name, as well as eight caps and three goals for the Bosnia and Herzegovina national team.And, according to BNM, he is already more impressive than a certain Luka Modric was at the same age.
Now, Gojak is playing Champions League football, although he managed just half an hour off the bench in Tuesday’s 2-0 defeat to Manchester City.
His lack of minutes might have come as a disappointment to Pep Guardiola’s side with Mundo Deportivo claiming that City’s transfer chief Txiki Begiristain was keen to check him out in the flesh. Barcelona’s sporting director Eric Abidal was also at the Etihad to watch Gojak in action.
Zagreb are used to interest in one of their prized assets, however, turning down offers from a number of clubs including West Ham and Southampton over the summer.
Now, with all due respect to the Hammers and The Saints, Gojak could be set for bigger and better things.
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edufinonline · 5 years
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Guvernatorul BNM prognozează creșterea inflației: „Prețurile la alimente ne vor da bătăi de cap toamna asta”. Ce spune despre benzină și tarife
Guvernatorul BNM prognozează creșterea inflației: „Prețurile la alimente ne vor da bătăi de cap toamna asta”. Ce spune despre benzină și tarife
Rata inflației urmează să crească, iar asta va condiționa creșterea prețurilor. O asemenea prognoză a făcut guvernatorul Băncii Naționale a Moldovei, Octavian Armașu, la emisiunea „Punctul pe AZi” de la TVR Moldova. Armașu spune că inflația va continua să crească până la începutul anului 2020, iar apoi va începe să scadă.
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cristoph00cdc · 5 years
Video
MEPS CORRUPTION- MALAYSIA ATM FRAUD
https://www.lawyerment.com/guide/pub/Finance_and_Investment/Banking_and_Financing/3269.htm
 https://themalaysianreserve.com/2017/03/31/first-non-bank-meps-atm-launched/
 https://www.thestar.com.my/business/business-news/2008/05/01/meps-atm-network-goes-247/
 MEPS ATM
Address: Petronas RNR Seremban Arah Utara, LOT 7356, KM53.1 Lebuhraya Seremban KL (arah Utara), 70700 Seremban, Negeri Sembilan
 datuk ahmad hizzad bin baharuddin
 https://paynet.my/board-members.html
  Payments Network Malaysia Sdn Bhd (PayNet) CONSISTS OF a seven-member Board of Directors comprising of representatives from Bank Negara Malaysia (BNM), Financial Institutions and industry experts.
The Board of Directors is primarily responsible for the governance and management of the business as well as to ensure the financial health of the Company. The Board is assisted by three Board Committees, namely the Nomination and Remuneration Committee, Board Risk Committee and Board Rules Committee.
 Among others, the responsibilities of the Board are as follows:
· Formulate and establish the broad policies governing the operations of PayNet Group.
· Establish the corporate objectives, as well as to review, approve and guide the formulation of the corporate strategies and business plans, budget and monitor its implementation.
· Oversee the management of the company business to maintain the corporate performance, involving monitoring of the performance of the institution.
· Oversee human resource management, performance monitoring of key personnel, succession planning and training programs.
1. Datuk Ahmad Hizzad bin Baharuddin
 | Non-Executive Non-Independent Chairman
2. Datuk Abdul Farid Alias
3. Dato' Khairussaleh Ramli
4. Mr Philip Tan Puay KooN
5. Mr Michael Walters
6. Tan Sri Dato’ Sri Zamzamzairani Mohd
 · Payments Network Malaysia Sdn Bhd (PayNet)Tower 2A, Avenue 5, Bangsar South,8 Jalan Kerinchi, 59200 Kuala Lumpur
· +603.2264.8600
· +603.2264.8601
Large Value Payments
 · e-SPICK
· +603.2264.8701
· +603.2264.8669
 · RENTAS
· +603.2264.8667 / +603.2264.8668
· +603.2264.8669
 · Security Services
· +603.2264.8700
· +603.2264.8669
Retail Payments
 · Interbank GIRO
· MyDebit
· DirectDebit
· FPX
· JomPAY
· Bank Contacts
Transaction Report
 Executive Leadership
Mr Peter Schiesser | Group Chief Executive Officer
Mr Tay Gim Soon | Group Chief Operating Officer
Puan Noor Hazama Fadhillah | Director, Large Value Payments & Securities Services
Mr Michael Kumar | Director, Card Services
Mr Siek Kar Teck | Director, Retail Payments
Mr Abdul Malek Sutan | Director, Cash Services
Mr Firdaus Ghani | Director, Finance & Administration
Mr Ken Yon Kian Guan | Director, Risk & Compliance
Puan Jun Maria Tan Abdullah | Director, Human Capital Management
Mr Teh Lip Guan | Director, Information Services
Vacant | Director, Internal Audit
 General Enquiries
· Payments Network Malaysia Sdn Bhd (PayNet)Tower 2A, Avenue 5, Bangsar South,8 Jalan Kerinchi, 59200 Kuala Lumpur
· +603.2264.8600
· +603.2264.8601
 https://youtu.be/DoU9RBJL2-s
 https://thebookof25.wordpress.com/2016/12/22/the-dangers-of-cimb-atm-fraud/
https://youtu.be/rgZYDsK-Y5c
 https://youtu.be/B8Ky5SiOcmk
 https://youtu.be/sh_7YsLYA84
 https://youtu.be/vaKBevRwLU4
 https://youtu.be/iOe3gMVCeAo
   https://www.thestar.com.my/metro/metro-news/2018/04/17/another-feather-in-banks-cap-its-contribution-to-epayment-growth-recognised-via-national-awards/
 @BNM_official
@BankNegaraMalaysia
         MEPS ATM FRAUD
JUNE 30TH. 2019
Payments Network Malaysia Sdn Bhd (PayNet)Tower 2A, Avenue 5, Bangsar South,8 Jalan Kerinchi, 59200 Kuala Lumpur +603.2264.8601
ATTENTION :Executive Leadership
lMr Peter Schiesser | Group Chief Executive Officer
lMr Tay Gim Soon | Group Chief Operating Officer
lPuan Noor Hazama Fadhillah | Director, Large Value Payments & Securities Services
lMr Michael Kumar | Director, Card Services
lMr Siek Kar Teck | Director, Retail Payments
lMr Abdul Malek Sutan | Director, Cash Services
lMr Firdaus Ghani | Director, Finance & Administration
lMr Ken Yon Kian Guan | Director, Risk & Compliance
lPuan Jun Maria Tan Abdullah | Director, Human Capital Management
lMr Teh Lip Guan | Director, Information Services
1. Datuk Ahmad Hizzad bin Baharuddin
| Non-Executive Non-Independent Chairman
2. Datuk Abdul Farid Alias
3. Dato' Khairussaleh Ramli
4. Mr Philip Tan Puay KooN
5. Mr Michael Walters
6. Tan Sri Dato’ Sri Zamzamzairani Mohd
Toronto-Dominion Centre, P.O. Box 193. Toronto, ON M5K 1H6. 
TD INTERNATIONAL ATM FRAUD DEPARTMENT
RE: MEPS ATM FRAUD AT PALM MALL SEREMBAN MALAYSIA
MACHINE#NMA03 -ATM D
TRANSACTION # - N/A -TD CAN PROVIDE IT.
DEAR ALL,
 SINCE VISITING SEREMBAN AND STAYING QUITE CLOSE TO THE PALM MALL I HAVE HAD TO USE THE ATM MACHINES IN THE GROUND SPACE AS PROVIDED.
PLEASE SEE VIDEOS. AS OF THE MOST RECENT ATM FRAUD INCIDENT- JUNE 28TH @ SEREMBAN - PALM MALL AT APPROXIMATELY 4.00PM. THE DETAILS ARE CLEARER IN MY CANADIAN TD FRAUD REPORT.SIMPLY AS MEPS DOES NOT DISPLAY ANY EXTERNAL BANKING IDENTIFICATION ON ITS MACHINES. AS WELL AS THE ATM FRAUD - TOOK PLACE AFTER I HAD MADE SEVERAL WITHDRAWALS - WITH THE LAST ONE - BEING THE MEPS FRAUD-ATM FRAUD.
AS IT WAS FRIDAY THE 28TH JUNE- END OF MONTH- THE ATM LINE UP WAS GROWING AND AFTER SEVERAL FURTHER TRIES AT ACCESSING THE FUNDS. I KNOW MY ACCOUNT AND WHAT FUNDS WAS AVAILABLE. I WAS RECEIVING MEPS FRAUDULENT - INSUFFICIENT FUNDS RECEIPTS.  I GAVE UP AS I HAD APPOINTMENTS. BUT THOUGHT PERHAPS IT WAS DUE TO THE ATM MACHINE PLACING AN ARBITRARY WITHDRAWAL LIMIT ON HOW MUCH FUNDS I COULD RETRIEVE IN 1 DAY? BUT THIS WAS URGENT AS THE MISSING FUNDS WERE TO PAY FOR RENT AND URGENT MEDICAL APPOINTMENTS. FOR JULY 1 2019.. SO THIS WAS A DISASTER EVENT. BUT I HAD THE REQUIRED DOCUMENTARY EVIDENCE - GAINED FROM 2016 AND 2019.
WHEN THE CRIMINAL CIMB BANK- DID IT IN APRIL 2019 - AND THEN IN MAY 2019 - AND FINALLY JUNE BUT THIS TIME FROM THE MEPS ATM MACHINE. SO AS I WAS WARNED BOTH ATM MACHINES ARE RIGGED TO STEAL YOUR FUNDS. MALAYSIA IS NUMBER 2 IN INTERNATIONAL FRAUD. BEHIND BRAZIL.
MALAYSIANS THAT I MET AT THE TIME OF THE INCIDENT TOLD ME OF THEIR OWN HORROR STORIES. AND STATED THAT THIS WAS COMMON IN MALAYSIA AND YOU HAD TO BE CAREFUL AS MANY HAVE NEVER RECEIVED THEIR MONEY BACK.
 AS WELL AS I RECEIVED A REPORT WHERE MY BANK CARD WAS TAGGED- THAT THE FOREIGN CARD # AND NAME WAS TARGETED FOR FRAUD. AND IT HAPPENED SEVERAL TIMES WHERE MY RECEIPTS DID NOT MATCH INTERNAL INVESTIGATIONS AND THAT WAS WHEN THEY DISCOVERED SOMEONE HAD MANUALLY ACCESSED MY INFORMATION AND DID CHANGE DATA TO SUIT THEMSELVES.
 https://youtu.be/DoU9RBJL2-s
  SINCE 2016 I BECAME AWARE OF THE ATM FRAUD AS CONDUCTED BY CIMB BANK. I HAVE VIDEOS OF THE ORDEAL FROM 2016. AND 2019 I WAS ABLE TO RESOLVE IT VIA MY CANADIAN BANK BUT IT DID REVEAL THAT CIMB AND NOW MEPS WAS ENGAGED IN AN ONGOING- ATM FRAUD OPERATION THAT WAS TARGETED AT MALAYSIANS. AND IN MY CASE GEARED TO MY FOREIGN CANADIAN BANK CARD.
 Canada Malaysia Fraud
LOCATION-PALM MALL - MACHINE # NMA03
D-2202748-E- MAIL RECEIPT # 201962883660904180
THESE ARE THE DETAILS OF THE FRAUD TRANSACTION.
Jun 28, 2019 FX ATM W/D _V 394.15 $57.54
FUNDS WITHDRAWN BY
MEPS
 Jun 28, 2019 FX ATM W/D _V 492.69 $451.69
 Jun 28, 2019 FX ATM W/D _V 492.69 $944.38
 Date: Friday, June 28, 2019
Time: 9:23:33 AM
 The following transactions have been performed during this session:
Transaction, Confirmation, Description.Sent Message, 201962883660904180, Sent Message was successful.
Jun 28, 2019 FX ATM W/D _V 394.15 $57.54
Jun 28, 2019 FX ATM W/D _V 492.69 $451.69
Jun 28, 2019 FX ATM W/D _V 492.69 $944.38
 Date: Friday, June 28, 2019
Time: 9:23:33 AM
  From: Customer Service
To: MR. CHRISTOPHER DE CAERMICHAEL
Related To: UNLIMITED CHEQUING WITH SENIORS REBATE - 6305083
Sent Date: Jun 28, 2019 12:21 PM
Subject: RE: D-2202748 ATM FRAUD IN MALAYSIA JUNE 28TH 2019
  AS THIS ATM FRAUD IS ONGOING. IT IS ALSO SANCTIONED BY THE BANKS - BNS-CIMB- MEPS - AS PART OF THE CRIMINAL ATM FRAUD ACTIVITY THAT MALAYSIA IS NOW KNOWN FOR.
 THERE WERE MANY QUESTIONS AS PER MY REPORT THAT I COULD NOT GIVE TO TD BANK. THAT MEPS-BNS-CIMB CAN GIVE.
AS INTERNATIONAL ATM FRAUD IS ON THE INCREASE. CAN MEPS CONTACT TD BANK AND PROVIDE CLARITY INTO HIS ATMS CRIMINAL FRAUD ACTIVITY.
  THANK YOU
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