#and she doesn't have a mortgage so i am paying the same amount as her to live in her house | Explore Tumblr Posts and Blogs

sirfrogsworth · 1 year

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Looking Forward

If I trust my brother... and he did my dad's will properly... and set up my trust correctly... then I should be able to stay in the house for roughly 2 years.

If I trust my brother.

Then I can either sell the house and use that money for a small apartment or try to find a roommate situation to help me stay in the house a little longer. The nice thing about paying the mortgage is I can get most of that money back if I ever do sell the house. It's almost like a savings account with all my stuff inside.

Let's just hope the property value doesn't plummet for some reason. Though it has been around the same amount for many years.

I like living in my house. It's what I've known for 30 years. But being alone in the house is going to be a hard adjustment. After two years (or sooner) I may want to move near Katrina or Delling so I am closer to a support system. I wish we could all live next door to each other. Or live on a farm/ranch situation. And instead of chickens it is just a bunch of free range corgis.

I tried convincing Katrina to build a pool house, but she has a small backyard and no pool. HOWEVER... Apparently Florida has a lot of "mother-in-law suites." I had no idea that had a name, but I could be Katrina's mother-in-law. I have the skill set to guilt trip, make passive-aggressive comments, and judge how she raises her future kids. (And any other outdated stereotypes I've learned from 80s comedians.)

But I also like the idea of having a roommate. I could accommodate a single person or a small family. And I'd love to have an animal of some kind around. We have a huge fenced-in area left over from Otis.

I think I could offer someone a pretty sweet living situation. I have a full basement apartment that I reside in and so the entire upstairs is available for people to live in. I could charge cheaper rent than a cheap apartment in exchange for helping with chores that I struggle to do.

There is plenty of furniture and appliances ready to use. Full laundry room. I've got a really nice home theater in the living room so they can watch movies in style. I also have a few hundred TV series and several thousand movies on Plex. They get a full kitchen and bathroom to themselves. Plenty of garage space and a long driveway to park vehicles. They can have up to 5 rooms to do whatever in. They could do 3 bedrooms, a living room, a kitchen, and a small den area. My mom liked the den because she could watch her Judge Judy shows while my dad watched JAG in the living room.

If they don't have a family, they could convert 2 of the bedrooms into office space or craft rooms or S&M dungeons. They can decorate any way they'd like. But they have to keep the sex swing clean so I can use it. Not for sex--I just enjoy centripetal forces. And they'll have great privacy as I will be in the downstairs apartment. They'd only see me if I exit the house or if they invite me to dinner or movie night.

All they would have to pay is whatever I can't cover. I'd estimate in the $600-$800 range once the trust fund runs out. Plus the chores like cleaning and yard duty. That's a good deal, right?

The only downside is the house is in a deteriorating neighborhood. Businesses are closing and people are moving away. Our street is pretty isolated so there isn't much danger or crime. But we are adjacent to a dangerous neighborhood and the schools aren't great. That said, while there isn't much around here, in St. Louis you are always ~25 minutes from anything you need. The highway is literally down the street so driving to anywhere is fairly hassle free.

Also, I'd be happy to lend out the car for transport to a job. I'll only need it to get groceries every few weeks. They'd have to get added to my insurance and help with gas and maintenance.

Soooo... yeah, I think I have a lot to offer with my house.

They do have to be okay with my big subwoofer rattling things. The sound doesn't really travel through the floor, but the vibrations can. I can tone it down if they are sleeping though.

Oh! We also have a huge workshop on the property too. It could be used for working on cars or woodworking or an art space. It has electricity, lighting, heating and is perfect for anything that requires getting dirty. If that makes sense.

One idea I have been considering is seeking out an unhoused queer individual who was kicked out or is struggling to afford a decent place. If their parents don't want them, maybe I could provide a safe place. Things are so scary for LGBTQ+ folks right now. Especially in Missouri. St. Louis is a pretty blue city, but Missouri is a blood red state. If I could do something small for someone like that, I would be happy to help. Could be mutually beneficial.

So those are all of my thoughts and ideas as of now.

Again, if I trust my brother, I should have a decent amount of time to figure things out.

If things go sideways, I might be screwed.

So far he seems to be doing all the things he should be doing to get me sorted.

I'm going to choose to trust him.

With my life.

Oof.

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