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#and my monthly bills total $75 so one set as long as it sells just about covers it
raeathnos · 2 years
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#I’m still in so much pain and I barely slept#and I’m still so fucking angry 🙃#this is the worst of my health issues and it was extremely well managed#and now it might never be again#all because of the stress from my stupid job#the more I think about it the more I think I really am going to leave#when I can think between the pain I’ve been trying to budget and figure out how many paychecks I need#I want to pay off my medical bill and buy a handful of things#I need enough to pay my bills for several months and buy holiday gifts for my family#I’m in no shape to do commissions but I could def sell adopts and I’ve done well enough on those in the past#if I make a base and do several color variants I averaged $80 to $120 before#save 30% for taxes and that’s about $55 to $85 per set#and my monthly bills total $75 so one set as long as it sells just about covers it#I got a lap desk awhile ago so I can draw in bed still even if I’m in a lot of pain#and even so a set is t going to take very long#I think the longest I spent on any past adopts was in the five hour range#and if I do one day it should actually be around what I was making at my job anyways#just minus the stress and bullshit of it all#it’s just scary cause if I have a bad bought either with this health issue or the depression#I haven’t drawn much besides some simple sketches in over a year#but that’s all from my job again- I’m too exhuasted to sit at my desk and too mentally drained to dream up what to draw#when we shut down for covid my art exploded- I had so much inspiration and i drew so much#trying to keep telling myself it will probably be like that#also I miss the forest#I’m in too much pain but as long as that subsided a bit by the time I leave#I want to start hiking again every day#but ugh this is a lot to think about while I’m in so much pain#I’m alternating between can’t think hurt to much - I’m so fucking mad at this stupid job - I need to leave but can I afford to#alternatively I’m wonder if I contact my family doctor if he would approve a medical leave of absence :/#keep the job but get a break to recover but that doesn’t really solve anything in the long run
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harrisjv · 5 years
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Three For One Hosting Review Should I Get It
Three For One Hosting Review - Are you searching for even more expertise concerning Three For One Hosting? Please review my sincere testimonial regarding it prior to picking, to assess the weaknesses and strengths of it. Can it be worth your time and effort and also money?
The most effective web hosting carriers for 2018 (Part 3)
iPage
Possibly the first point most people will observe concerning iPage is the incredibly low price for shared hosting service. At less than two dollars a month for the 36-month plan, you can acquire three complete years of holding for under $75, a jaw-dropping offer despite exactly how you consider it.
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The company currently includes a number of giveaways, also in their lowest-priced plans. They use $100 in advertisement credits both for Google and also Bing, together with complimentary SiteLock web security. We such as exactly how iPage offers 24-7 telephone support and also a 30-day guarantee in addition to its unbelievably low cost. If you get on a budget and want to try out Webhosting, we haven't found a much better beginning rate than what iPage is providing.
SiteGround
SiteGround sits in the middle ground between a customer web hosting carrier as well as those that cater to business services. If you've obtained a local business with more facility web requires than a typical small business, SiteGround is a perfect solution.
Although offerings begin as low as $3.95 monthly, we specifically like the business's GoGeek strategy, which is chock loaded with helpful attributes, consisting of accessibility to a staging web server and also one-click Git repo production.
There's a lot to such as concerning SiteGround, however the firm did lose some points because of its plan of greater than doubling your organizing prices after the first year. The firm calls it a first-year discount, yet that's in extremely little, light grey print.
On the plus side, SiteGround provides free automatic daily back-ups, access to the Cloudflare CDN, high-performance SSDs for all strategies, limitless email accounts, and also assimilation of the totally free Three For One Hosting certificate right into websites. The business does limit data transfer as well as storage, but even those that claim to provide supposed limitless bandwidth and storage really have some limitations in their terms of service.
Regretfully, there is a little a "gotcha" to the complimentary automated backup service. If you're paying $3.95 a month (for the very first year of hosting, then $9.95 a month), you do not obtain recovers totally free. Each restore, regardless of just how little or huge, will cost you $19.95. I'm not sure how I really feel concerning that. On the one hand, the business needs to pay wages to technology assistance associates that can deal with panicking clients. On the various other hand, it seems sort of mean to hit someone when they're down with an included charge. That said, obtaining your data back-- at any type of rate-- is invaluable.
SiteGround is extremely positive concerning securing their clients' protection. They have a devoted security team that creates necessary patches and also internet firewall guidelines that help minimize zero-day susceptabilities. They also make use of an AI-based system to check as well as use fixes to all their web servers dynamically.
Lastly, the firm offers an entire rate of customized venture services. So, if you do GrowBig (as their mid-tier plan is named), you'll be able to stick with the business regardless of how large you obtain.
Web Hosting Center
Three For One Hosting has an entry-level beginning rate, yet some remarkably important benefits for such a low-price participant.
In particular, Web Hosting Hub utilizes BoldGrid as a website building contractor. BoldGrid is actually an add-on to WordPress, so there's no lock-in. This overcomes the major trouble of many site contractors: you're secured right into that host which device, often requiring you to completely restore your site if you wish to broaden. By utilizing a WordPress-based solution, all of the instead significant power of WordPress is offered for future expansion.
We suched as how Webhosting Hub defines its new client process. They inform brand-new clients, "We stroll you through setting up your account in an individual on-boarding telephone call."
The company has a couple of other wins also. They offer an all-SSD framework, automatic vulnerability spots as well as a personalized firewall software, SSH access for sure plans, free site movement and a superb 90-day money-back assurance.
LunarPages
Established back in 1998, LunarPages runs three advanced information centers.
Outfitted with multiple GigE fiber links to the net foundation, the company built out seismically-braced racks and closets, fully-redundant Liebert HVAC cooling systems, a diesel generator that can compete weeks, and also a pre-action dry pipe fire reductions system.
All of this framework has been developed out to support the a wide variety of organizing services. The family-owned firm obtains points for comprehending the relevance of Three For One Hosting protection by using cost-free AutoSSL and also Let's Secure SSL security for its strategies. While the company uses innovative services for technically solid customers, it additionally has a Weebly internet building contractor choice to obtain you up as well as running promptly.
Some plans use SSD efficiency, as well as while there's no uptime tracking offered, the business also acquired a nod for its offering of both Linux and Windows strategies.
For the technically-inclined, SSH access is readily available for a $2/mo upcharge, as is a dedicated IP address. The firm permits back-up via its various control panels as well as allows clients to build scripts to automate the backup procedure. While the firm does not automatically do malware scans, you can ask for one if wanted.
Web Hosting Pad
Web Hosting Pad has a solid worldwide existence. The firm has web servers in United States, Hong Kong, Landmass China and also Korea, and also you can define which web server as well as place you desire when you join.
In terms of what many suppliers call unrestricted service, Host Pad's regards to solution suggest that their meaning of unlimited is what they call "incremental." Basically, as you need much more ability, they wish to review that with you, both to help you get one of the most out of their services, and also to see to it you're using their systems without abusing them.
The business's entry-point prices is very low, and while this will certainly purchase you as much as three years of really inexpensive hosting, do know that its post-promotion cost will certainly raise significantly, placing its subsequent year valuing more according to the rest of its competitors. That stated, we liked its 24-7 phone support, SSD support on some strategies, and 30-day money-back warranty.
BigCommerce
BigCommerce is a bit various from our Three For One Hosting strategies in that it's a SaaS (software-as-a-service) company instead of an IaaS (infrastructure-as-a-service) supplier. In other words, instead of renting space on a virtual maker where you setup and also configure your very own website, BigCommerce supplies you with an app you login to that produces and also on-line shop.
So rather than bothering with web servers and hosting applications, SSH and also cPanel, you're mosting likely to be paying even more focus to business applications you can integrate with, the selling networks you utilize, and the items and also inventory you spotlight.
The key advantage is that, out of the box, you have the ability to host safely, drive traffic, transform visitors, approve repayments, and also ship as well as accomplish orders. There's also an API to ensure that if you do range and require unique assimilations distinct to your business, you can make it happen.
Solution price differs a whole lot. There are really two variables: how much you pay per transaction as well as the functions offered. All plans bill $0.30 per purchase plus a portion.
At the most affordable end, you'll be paying 2.9 percent of the amount you charge. Bumping up to the And also plan obtains you a decreased 2.5 percent of the deal charge as well as adds Google consumer evaluations, the capability for clients to filter their item searches, and customized SSL (a protection certificate you may have already bought).
The Pro plan is pricey, yet you get a great deal. First, you share substantially less of each deal's cost, to 2.2 percent. Then, on top of the Plus plan attributes, you get even a lot more personalized filtering system, price lists, endless API phone calls, can have sales up to $400K per month, and get superior account services.
If your hosting needs lean towards setting up an on-line shop primarily, give BigCommerce a look.
Three For One Hosting Review & Introduction
Developer: Richard Madison
Item: Three For One Hosting
Launch Day: 2018-Dec-05
Launch Time: 11:00 EST
Front-End Price: $32-$ 45
Niche: General
What Is Three For One Hosting?
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Richard Madison has actually become well known for his high quality hosting services and products. He took a long hard appearance at what these super affordable hosting business are using for their low cost accounts. Richard has devoted himself to meeting and surpassing what they use in features, while giving your customers far better quality, far better uptime, and also much better assistance. And since he's outshining them on the service, he's also going to outshine them on the cost.
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PRO
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We don't charge you based upon the amount of storage space or bandwidth your account utilizes. You are called for to be certified with our Regards to Service as well as guarantee your disk and also transmission capacity utilization is within the typical operations of a personal or small business site.
Danger Free Signup
Our 30-day Cash back Assurance offers you the possibility to try our solutions take the chance of complimentary. We are really confident in our solutions. We provide a fast, protected and reputable service and your complete satisfaction is our top concern.
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Lucas Iowa Cheap car insurance quotes zip 50151
"Lucas Iowa Cheap car insurance quotes zip 50151
Lucas Iowa Cheap car insurance quotes zip 50151
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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Lucas Iowa Cheap car insurance quotes zip 50151
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for California and for finance company requirement
Isn't the expected value of health insurance for a healthy purpose going to be highly negative?
And so, it might be unwise for a healthy person to purchase health insurance on the individual open market? First, we have the insurance companies as a profit-taking industry. They exist to make money. So obviously they take in more premiums than they pay out for medical expenses. Right off the bat, we have a negative expected value for the buyers of health insurance. In other words, you should expect that the premiums you pay to the health insurance company will be more than the benefits you get back, on average. But on top of that, for a HEALTHY person, the difference would be even greater. Since your risk is grouped together with the risk of more unhealthy people (obese, smokers, etc), you're basically subsidizing their insurance. So the difference between your premiums and the expected benefits you get back is even more. It seems like a very fit, health-conscious person is really taking it on the chin by buying health insurance in the individual market. Maybe they'd often be better off by just building up a health savings account and self-insuring?""
Lucas Iowa Cheap car insurance quotes zip 50151
Lucas Iowa Cheap car insurance quotes zip 50151
What Multiline Insurance Company is the Best?
I need an insurance company that will do all line of insurance. Life, Auto, Home, Disability, Long Term Care and even Financial products. I heard COUNTRY insurance does that but I'm not sure.""
What is the cheapest car to insure?
I've seen questions like this before and the answers were like all the cars in group 1 insurance but i was doing quotes and i found a car in group 2 was cheaper than a car in group 1. I'm nearly 17 and at this rate i won't be getting a car because its so expensive insurance, it would be good if i knew the exact car which would be the cheapest to insure then ill investigate it :) thanks.""
Help with health insurance in Delaware.?
I need: dental health 0 deductible 20% or less I can pay out of pocket basic emergency just in case copay doesnt matter Also, have not been to doctor in a while except one time I had insurance they told me to lose weight and I had to get blood test all good readings. And also, I need test for my hearing and sleep apnea test. I am looking for a quote for type of insurance that covers this and basic coverage for anything else I might need thank you and have a great day.""
""I live in California. and need cheaper auto insurance, and have 2 dmv points. Any ideas?""
I live in California. and need cheaper auto insurance, and have 2 dmv points. Any ideas?""
How much would it cost to insure a 17 year old boy on a ford escort gti?
any answers much appreciated
""I'm 16, how much would insurance be if I had a 1993 Toyota Supra MKIV under my name?""
I'm 16, how much would insurance be if I had a 1993 Toyota Supra MKIV under my name? The description I have for the car(I know some of it is useless, to lazy to take it out): - Clean Title - 1993.5 - Toyota - Supra - About 178k. - 3.0 2JZ-GE N/A - Auto with Overdrive & Manual mode - Black on Black - Targa Top - Major maintenance was done at 171k including timing belt and water pump. - Aftermarket HKS Exhaust, full exhaust all the way through. -Aftermarket Ram Intake - Has the usual rock chips as a daily driver should. But I photographed the two major flaws on the car. Check the pictures out - A/C Blows cold, all the power options work except for cruise control. I think it may just be a fuse. - Doesn't have backseats.""
""I'm 17,passed my car test.have a 1litre vauxhall corsa 3dr,wondered if ne1 knows of cheap insurance companies?""
Hello, I'm 17 years old, i have just passed my car test. I have a 1litre vauxhall corsa, 3doors, which is meant to be a very low insurance group, I just wondered if anyone knows of a cheap insurance company? Or any good ways of getting cheap insurance for a couple of years until I get a full time job - like named driver or something? The best quote i have so far is 2100 for a year. Thanks.""
Insurance claim and deductible questions?
I scratched somebody's car while they were parked, so it was my fault. Damages were minor. Since my car is old and I've dropped coverage on my own car (I have coverage for the other car), I have no plan to fix mine. And the other party offered to settle on our own and not go to the insurance company. So, the questions are: 1. If I claim to my insurance company, how much out-of-pocket do I have to pay? His deductible? Or $0 (since I am not fixing mine)? 2. Would my insurance rate will go up even though I have a clean, no at-fault, claim for at least 10 years? 3. Is this settle on our own legal? And anything to watch out for? 4. What would you do if you were me? Thanks much!""
How a car insurance works? minor car accident?
Hi, everyone. This morning, I had a minor car accident in the grocery parking lot. A lady's car hit the front seat door on the right side of my car. The lady's car is fine, but my car door got dented. For your information, the lady's car was parked in the parking space and I was backing up behind her side-way when she reversed and hit my car. I think she was careless. Anyhow, We exchanged year, make, mode, plate number, insurance information, personal info(name, phone number) each other. Now, I don't know what would happen if I report the accident to my insurance company, GEICO. If I report the accident, I get repair money for the lady's insurance company? if so, how much would I get from the insurance company? and if it's not enough I have to use my own pocket money? Does this count as my fault and would increase my insurance payment? And, I did not take any photos of the cars at the time. How can I prove the accident if the lady insists the accident did not happen? Sorry, it's a lot of questions. It is my first time ever to get into a car accident since I started driving. I'd really really really thank you if you can please give me your advice or share your experiences. and one more thing, if you get your car to a repair center, how long does it usually take to get your car repaired? I live on California, and it's very inconvenient without a car. Thank you so much for your help. and also I didn't not call the police to file a legal accident report. and I didn't call the insurance agent yet. I'm really worried that I have no proof of the accident. Thank you for your help""
Get an insurance on a second car?
Hi all, i am italian and i have a car insurance in my name since 10 years with no claims.I am living in Ireland now and i bought a car and when i asked for the insurance 3 different companies told me that if i want to use my no claim bonus on my irish car,i should cancel my italian insurance.But is this legal?I mean...i need to have a car insurance in Italy,i come back home often.Plus,in italy if you buy a second car you can use the bonus also in the second insurance.But,i am not very familiar with irish law,could you please help me? Thanks Valentina""
""What life insurance is best for a senior 62 female, on a fixed income, AARP or Landmark Life? asap?
My mom and I are ingnorant to the premiums and the small print on determining the rates. Need an honest opinion from a good christian person. Just need help in determining which is better AARP or Landmark Life? I see two very charts that have us concern if we made the right choice with the one paying more to get less...over a ten yr period. Thank you for taking time to respond
Car Insurance Dilemma?
Hello everyone, I just purchased a new vehicle and gave the old one to my mother. She really needed a vehicle. I decided not to trade it in. The problem is that she can't afford insurance however, if I was to add her to my existing policy, she could afford it. This is the problem, she must be a resident at my house in order to be added. Would they find out if I added her? Would she have a hard time registering the car? Only knowledgeable answers please. Thanks""
Looking for catastrophic health insurance.?
Self employed paying $1,200 a month for health insurance. I want to self insure but would like to get some kind of catastrophic health insurance if there is such a thing.""
Car insurance in Trinidad?
What are some car insurance companys in Trinidad, Im moving there in Decemeber, and considering importing a BMW Z4 with me, but need to find out how much its gonna be to insure :o) Thanks guys. Also Im kinda assuming its not really safe enough to drive around with the Roof down?""
Car Insurance different address than car registered address?
Hi, I have insured my car on my friend's address because his postcode turns out to be very cheap for my premiums. My car and Driving Licence are registered on my home address but when I buy insurance on my home address it goes double. Do you think insuring my car on different address is wrong? What if I get my car registered on to my friends address same as my insurance policy? Would that be safe and legal? Please help me in clearing the confusion and doubt.""
Is there a way to not have auto insurance when you will not be driving your car for a year?
I have a car loan that I still owe $15,000. I will be going to Mexico for a year and, therefore, will not be driving my car for a year. Is there a way to just insure the loan so that if the car starts on fire by itself or something I'll still be covered? If so, how much does that cost?""
Should we get life insurance before my husband joins the military?
Should we get life insurance before my husband joins the military. My new york life friend told me that it's better because we can get more money if we do it before he joins. My husband says that the military pays for everything and they have there own life insurance. Which is the best route to take?? I would like to just do the new york life thing now instead of wait, he is joining in January. I'm not sure if I like the USAA life insurance. New York Life is a place I know that is reliable. But this is something people don't talk about very much. So I need some help Thanks!! :)""
Can you put car insurance on a car for only a month?
Can you put car insurance on your parents car for only a month? The car is owned by my mom and she has insurance on her car and i want to drive her car for the last month of my summer vacation, so is there any way i can get insurance on the car too? and then take it off after a month?""
Car insurance question?
If i have my own car titled in my name, could my parents put me under their insurance so my car is insured, or does the car have to be titled in my parents name? It would be alot cheaper for me that way. Thanks.""
Can you be insured on a car with two different insurance companies?
At present I am already insured on one of my cars, however I want to be insured on another car that I have recently bought. the problem is that the insurance company I am with now isn't the cheapest to insure on my new car, there are other insurance companies that offer a cheaper insurance quote. So my queston is can I have two different insurance policies for two different cars? and will this void my present insurance in any way if I buy another insurance policy?""
What are full time jobs that have full health coverage?
I am looking for jobs that have full health coverage, being I have MS and need my medicine and could not afford it on a normal insurance, what are some jobs that have medical coverage?""
Can insurance change your vehicle designation?
repairs on my motorcycle which included frame change were authorized by my insurance. However the new frame came w/o a vin # which I had to get stamped for a new title. Now I have a specialty constructed vehicle , which is not for resale in California. is this legal?""
Crudentials for cheap insurance for 17 year olds?
Crudentials for cheap insurance for 17 year olds?
What are some of cheapest but decent cars to run ( I am 17 years of age)?
insurance? MOT? petrol litre? = cost?
How much would an '89 Mercedes 300e cost for insurance?
So my dad has found a really good deal on a potential car for me in really good condition. It's a 1989 Mercedes Benz 300e. Do you think that since this is a 22 year old car that it'd be a ridiculous amount to insure because of the Mercedes badge? Or do you think I could afford it with a job? My insurance company would be allstate, on my parents plan, I have a 4.0GPA and I plan on taking drivers ed. Advice?""
Lucas Iowa Cheap car insurance quotes zip 50151
Lucas Iowa Cheap car insurance quotes zip 50151
Insurance?
I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital Blue Cross.""
Who is the cheapest car insurance provider in Nichigan?
Who is the cheapest car insurance provider in Nichigan?
What is the best motorcycle insurance to purchase?
I have a motorcycle, and I'm looking to find insurance. I took the basic riders course that offers insurance discounts. What is the best and most affordable motorcycle insurance to get? P.S. My car insurance company doesn't offer motorcycle insurance""
Is it worth it to take a life insurance?
Is it worth it to take a life insurance?
Which insurance companies hold driving records the shortest?
My insurance rates are ridiculous, because progressive holds ur points against you for 35 months. So tickets that i have that are over 2 years old are still effecting me. Does anyone know which insurance companies hold your driving record shorter than that?""
How much would insurance cost for a 2006 V6 Tiburon 5 speed?
17 and 1/2 years old. No tickets or run ins with the cops for the past year and a half ive had my license. How much would full coverage cost for me on a v6 tiburon?
Insurance pricing difference with different car brands?
Hey there guys- Recently I have begun to look for a car (my first, as I am a new driver), and have a question for the more experienced. I have been looking at things like '04 Jettas, Audi A4's, Infiniti G35's, and the like. I understand that my age, gender (male), and lack of experience are going to directly affect the price of the insurance. But my question is, what will be the price difference between something like an '04 Volkswagen Jetta and an 04' Audi A4? Both seem to be in the same category of sedan, but I suppose Audis have a little more reputation for being sporty. Suppose there is not significant performance difference between the cars, they are both valued roughly the same, and have roughly the same mileage, what will the difference in insurance rates be and why? Is it possible to give me a rough idea of what I could expect? Thanks in advance!""
""Whats a cheap military car insurance, with low down payment?""
i know usaa, but i want options.. im in florida.. if that makes a difference""
Does Medicare or Health insurance work in other states?
If i lived In............. Rhode Island would my health insurance work in another state like Massachusetts.
Why Health Insurance?
Health insurance companies can't cure anyone, prevent any disease, develop new treatments or create better medicines. Yet they take a cut of your health care dollar, create endless paper, interfere with doctors and enrich shareholders. They can all be replaced by software. BESIDES, hospital care and physician services are not random risks, they are a certainty for everyone at some point of their life. They are also preventable or can be protected against. It doesnt make sense to insure against a non-risk. You may as well have PhD insurance just in case your kid decides to get a PhD! Tell me why heath care is an insurable risk. Tell me why it's not an essential social service like K-12 education.""
Can you have 2 insurance policies on one car?
I have recently passed my test and wanted to be added to my partners insurance. They don't except people who haven't held a license for less than 2 years? Is it possible for me too take out my own insurance on her car?
Insurance for a 16 year old?
How much would insurance be for a 1990 corvette? I'm 16 years old, btw.""
17 years old how to get cheap car insurance?
I found a car i had my lieance for 3 months, the insurance is for 2400 how can i get cheaper insurance the insurance will be on my name or if i put it on my dad name how would i be able to drive the car.""
My insurance quote on a 2SS 2010 Camaro?
I just wanted to get an estimate of what my insurance cost would be for a 2010 Camaro since I'm 16 yrs old. In the quote I put my mom and dad also as drivers of the car and I told them I took a driver's ed course and that I had a really good gpa (which I do). My quote was $186 per month on a 2SS Camaro and I'm 16 yrs old. That thing has freakin over 400 HP. I was just wondering if I'm getting a good deal or a bad deal. Thanks for all the help everyone
Is triple a the best car insurance?
Is triple a the best car insurance?
Do I need health insurance for cosmetic surgery ?
Just wondering ? I have the money to pay for it, so I don't need the insurance to cover it..But the medical forms ask for that information, and I don't have health insurance yet ? Does it matter ? Can I get the surgery without it ?""
Car Insurance Question?
I am 17, have my license with no restrictions and I live with my parents who have 5 registered and insured cars. By law am I required to have insurance since I am a minor with a non restricted license? My parents will let me drive with them uninsured but How is it different if I drive alone? Insurance stopped covering me 6 months ago when I had to drive with them on my permit, and my mom never put me on the policy. I am also the only junior in my school who can drive but doesn't because my parents are hiding me. Do I by law need insurance because I have a license as a minor and have registered and insured cars in my household?""
What is the average cost for car insurance?
What is the average cost for car insurance on a standard second hand car worth about 1,000 like a nissan?""
Car insurance?????????????????????...
i just got a quote from adrimal car insurance... and im going on through someone elses insurance..... i have been driving for a month and there quote was 658 a year.... around 54 a month.... the car is a saxo 1.6 8v is this quote good? thanks x
""Can I get my car towed home, from a car lot without insurance? Or can I keep it there until I get insurance?""
Can I get my car towed home, from a car lot without insurance? Or can I keep it there until I get insurance?""
Paying insurance monthly?
ive never booked insurance myself before if your happy with your online quote can you ring them up tell them your saved quote ref and then arrange monthly payment/direct debit rather than having to go through all questions again on the phone? what will happen then? will they have to check stuff get your bank details and then send paperwork through? the insurance is going to be in my name but im giving my partners bank card details for direct debit would that be ok?
Hi what is the best 600cc sports bike for an 18 year old bearing in mind the insurance?
I need some help with choosing my first 600cc bike at the moment i ride a skygo 125cc (yes chinese lol) but i turn 18 in a couple of weeks and am looking to buy my first big bike. iv had a look at the cbr 600 but not to keen on the shape to be honest and dont really like the shape of the r6 so im looking at the kawasaki ninja / suzuki gsxr 600 and 750. any ideas would really help insurance would play a big part for me to so i need the cheapest really and what price would i be looking at ? if anyone has any other bikes to suggest i would apreciate that aswell ?
What is a good and cheep health insurance?
i only need it for a month i'm 19 years old and in good health. oh i live in florid
If information on your insurance is wrong.?
if there is a mistake on your insurance say for the length of time you have passed your test or if you have penalty points what will happen if you gave false information will you be found out when applying for a quote or will the insurance company say nothing until you try to claim? Will they take your word for it until you try to claim? or will they pull you there on the spot or will they give to u then ring the police?
Backed into a car - Both without insurance?
I was driving my mothers car and went to a friends to grab something. When I left i backed into another guys car that was there. I was in my mothers car without insurance and he also does not have insurance. He went to a place to get it checked out and says it is almost $3000 in repairs. His car was worth $1500 before it was wrecked. What should be done here? Do i have to pay the $3000? I offered to just buy his car for the $1500 he said it was worth before it was wrecked but he refuses i dont want to put 3000 in a car for it still to be a $1500 dollar car.
Lucas Iowa Cheap car insurance quotes zip 50151
Lucas Iowa Cheap car insurance quotes zip 50151
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cheapest cars to insure uk
"cheapest cars to insure uk
cheapest cars to insure uk
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I am getting my g2 (I'm in Ontario) soon, and would like to purchase my own car. I can go through my parents insurance, but I couldn't be a secondary driver as there would be 3 cars in the house. Could I put it under my grandfathers name and be a secondary driver? Or just get insurance by myself? How much should I expect to pay? I have done drivers ed if that helps. Thanks !""
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Going through bankruptcy. My question stems from a fire we had at the house. We did not mention it to our insurance company just yet and it has been 5 months already. we were told we should report it right away, but I wasnt' sure if we had insurance. Couldn't afford the insurance. So, 2 years back, my loan company sent me paperwork to sign up for their insurance which is mandatory if one does not supply proof of insurance to them. After this time, would I still, likely, have insurance through my insurance company? and what repercussions would I face for taking so long to report it? Thx, Adreamer2""
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I'm not looking to buy one now, but I'm determined to hopefully one day own a Lamborghini aventador roadster. How much would insurance cost through Allstate.? Just curious and it's always helpful to know.""
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ok i am planning on building my own motorbike from scratch. i did a little bit of research into insurance costs and i can't seem to find any company that offers insurance for home built bikes. they all ask what make and model it is but how could i tell them that if i built it myself? also any suggestions of companies that would insure a home build would be help full. thanks guys & gals
Will speeding convictions affect my car insurance?
I have to speeding convictions, the first one a went to a speed awareness workshop so i didnt recieve any points but on my second one i recieved 3 points on my license. Will this show on my insurance renewal and will it bump up my insurance rates? I have been driving for a year.""
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16 year old car insurance?
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How much would homeowners insurance cost on a 1.2 million dollar house?
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I am a 38 yr old female amd my partner of 17 yrs is a 45 yr old male.my job does not provide health insurance and my partner is self employed.We live in washington state.A few yrs ago we applied for basic health insurance and they wanted my last income tax statement witch I do not have.We need insurance badly my partner has asthma and needs medicine and we both need physicals.Is there any insurance companies that will give health insurance without wanting income tax returns.or proof of income.We need a health insurance provider who will give insurance like getting car insurance just pay a monthly fee no questions asked.Is there health insurance companies like that.
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We had shopped around for home insurance, we made a quote and compared the best company, and we purchase the policy to one of them. After a year, we received a call from collection agency saying that we owe some money for one of the insurance company that we did not chose. And when I called that company, they said that if I can show them, if I am insured and covered that particular period, then they will remove that bills. I think this is ridiculous, why such a company like this have a right to insure me, bill me and send that bill to collector? Without even notifying me first.""
cheapest cars to insure uk
cheapest cars to insure uk
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Saturday night I hit a big pothole and a few miles later my tire was completely flat and actually had holes big enough to stick a few fingers through. I took it to a tire repair shop and the rim was bent as a result of the tire going flat. They've found a replacement rim, but it doesn't match the other 3 on the car.. I would like all matching rims, but a complete set with tires is about $800. Would something like this be covered by auto insurance? The cost of the mismatched replacement rim and 2 new tires is $350, my comprehensive deductible is $500, but I would pay the $500 if insurance covered 4 MATCHING rims.. So basically I'm wondering: 1) Is this something auto insurance would cover? 2) Would they just cover any replacement rim, even if it didn't match the other 3 or 3) Would they pay for a whole new set of rims? If anyone worked for an insurance company and might know the answer that would be great..""
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Is Geico a good auto insurance company?
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Does what I pay for insurance come out monthly? or every check? what is coinsurance? How do deductibles work? Stupid questions I am sure, but I have never had the option to pick insurance, and I haven't been covered by my parents insurance for at least 7 years. I didn't go to the doctor much when i was covered, so I never learned what my parents had to do.""
Which insurance company covers breast reduction surgery?
I currently have United Health Care and breast reduction surgery is an EXCLUSION. Has anyone had BRS and their insurance company paid for it? Which insurance company do you use?
Do I need insurance just to keep the car?
I have a car in California, but I don't drive it right now because I moved to other state. (I asked my sister to keep it while I'm gone) But recently I received a Notice of Intent to Suspend that says DMV doesn't receive the report from the insurance company anymore, and I need to send the proof of the insurance. Do I need insurance when I don't drive my car? Please tell me! Thank you!""
Why do people drive without auto insurance?
Don't give me because it costs too much and they cant afford it. I think it's the price of having a car. You wouldn't get a car and say well tires are expensive, I can't afford them you just need them. The point of insurance is to be able to afford to fix any damages you may cause to another driver's car or person. If I wrecked someone's car I would certainly want the other person to be able to get their car fixed or replaced. And if there was injury I wouldn't want someone else saddled with huge medical bills because of a mistake I made. Is that just me?""
Rental Car Insurance: Texas. How Do I Avoid Paying $23/Day?
In Texas renting a car. Back in California you rent a car, then you can either get 3 choices: I don't want insurance . This means its on you. They can't foce you to insure the car. $11/day . This covers the rental car only and not the damage you may do to other cars or property. $22/day . Full coverage. Covers anything that can happen. Now I live in Texas. And Dollar, Enterprise, Hertz...tell me the same thing... If you do not have your own car insurance, you must pay $23 per day for insurance which covers everything . How do I avoid this? Seems very expensive for a several week long rental....insurance costs as much as the car.""
Two part question--Germany Auto insurance and the IPhone?
1.) What automobile insurance companies do most people use in Germany (German companies not American) to get the best rate? 2.) Will a T- Mobile IPhone from German (T-Mobile) work in the US under a new contract or will i need to get a new phone when i return to the US?
Can my parents buy insurance for me?
if i move to California and there in Louisiana?
What would be the average cost on home insurance?
just an estimate, i have no clue is it 30$ a month, 100, 200, 300, 500?""
What is the average price of car insurance a 18 year old?
I want an estimate; I keep saying there is no average... I need a price line or an example? Would it be closer to $ 30, $100, $250? I just need a reasonable estimate of what an average 18 year old would pay for car insurance""
First Time Insurance?
Does anyone have any suggestions of companys for Insurance for a first time driver, i dont expect it to be too cheap but most qoutes ive had are Horrendous. also, cars that would be low on insurance would be great, cheers!""
Can you get a car without insurance?
b/c im getting a car without insurance
Insurance rates in EU and russia?
Who can make an advice - how averrage insurance rates (I mean the average cost of Insurence police for, say, compulsory motor insurance, etc) are compared in the EU (France, Germany, UK, Sweden) and Russia (Moscow, St. Petersburg)?""
Does anyone know of a good health insurance?
I broke my wrist 2 years ago and ive been meaning to have it fixed. It healed cruked and the pain bothers me from time to time. Does anyone know of a good health insurance that would imedietaly cover this injury. I have no insurance and want one but dont know which one will help me the most.
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
cheapest cars to insure uk
cheapest cars to insure uk
""What is the most reliable, low insurance, cheap small car-max budget 1200?""
I have an 'N' reg Nissan Micra, had it for around 4 years now, it's costing me more than it's worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year. Trying to do my homework on cars til then, I have narrowed it down in this order: Volkswagen Polo Suzuki Swift Nissan Micra (obviously, a few years newer) Seat Ibiza (I know, budget pushing it on that one!) and finally, Ford Fiesta (don't know why, i find them so boring to look at, hence last on my list) Any view on above cars would be much appreciated, or other suggestions also. I need the car to be very low on insurance and economical to run as well.""
How much would my insurance cost?
I can't seem to get some of the online quotes to work?? I'm 21, have been driving since I was 16, with NO blemishes on my record. I (will) drive a 2006 Acura TL. Just a ball park number. Thanks!""
Are young adults covered under their parents health insurance till 26 under the new Obama law?
Is it true that the new Obama law states that children/young adults will receive health insurance coverage until they are 26 even if they are not in school, married, and living out of ...show more""
""Car insurance cancelled,what to do?""
I've had car insurance for around 5 months and because i was late on 2 payments they have cancelled my insurance today. i'e looked for an alternative insurance but because i had it cancelled nobody will take me on. is there any other options,surely somebody being late doesnt mean they cant ever get to drive again??""
Do i need insurance?
If my mom has geico insurance and im 15 and just got my permit do i need to be on her insurance. Insurance is requiered in oregon but i dont know if teens need it?
How cheap would my insurance rates be?
A friend on mine had recent gotten a 99 Civic 2 dr and his insurance is 80$ a month. If i get a 94 Civic with 4drs, how much cheaper would it be going to the same insurance company, having a older year, and it not being a sports car? We are both 17. Also, How much do you think my rates would be for a 21 year old owning both a 95 Civic and a 2001 Corvette? Its kind of late to call the insurance company now so i want an opinion. =D Thanks""
Can anyone recommend a motorcycle insurance company in the UK?
My son is 20 and trying to get reasonable quotes which don't cost more than the value of the bike is driving me nuts. I've tried all the comparison sites but what I want to know is which companies are worth bothering with. I've been on some review websites and looked up the companies which come up with the cheapest quotes and a lot of the reviews call them rip off merchants and say not to touch them. I want to hear from someone who's actually had to make a claim and been satisfied with the service.
Insurance help for teenagers?
I just got my license today and my parents were wondering if i still had insurance coverage or not? We have Grange insurance idk if that makes a difference or not. Help please!=]
So whats the best car insurance company for a teenager?
Im a 17 year old boy and I just got my driver's license in maryland yay!!! only problem is that I'm the very first licensed driver out of everyone in my family. That means NOBODY in my family drives, not even my parents; I'm the very first licensed driver. So how would I get car insurance? how do I start an account or something? I drive a bright red 1999 for taurus. what would be the cheapest insurance company for me and how much should I expect to pay? thanx""
Buying a new car on pay monthly + insurance ?
Hello, I am 17 years old. If I were to buy a new car on pay monthly (e.g Ford Fiesta/Fiat 500 at 150 per month) then does this include road tax and insurance? If not, then what would it cost me in terms of insurance (I live in london, and will keep my car in a locked garage)""
What's the best auto insurance?
What kind of insurance do you have? Is it cheap?
Insurance help!!!!!!!?
I was wondering, on average how much would it cost to insure a 2010 plate Ford Fiesta 1.25 Hatchback for a 17 year old in bradford. The car is 5,695, second-hand, previously owned packed with a 1.2 litre engine. I'm just looking for an estimate, thats all! thank you!""
Does anyone know any really cheap car insurance companies for old cars?
I have an R Reg Corsa 1 Litre, and 6 years no claims, but it seems to be the age of the car that's bumping up my insurance policy? HELP!""
Can you get auto insurance with policy dated back a couple days?
I got a ticket for 5 over, I have a clean record but no insurance, can I buy insurance that will back up that date. It was sat the 14th""
How much is Canadian (British Columbia) car insurance?
I am 21 years old and have had a licence in California since I was 18.
My car insurance company is screwing me over?
I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?""
Insurance for ninja vs nighthawk?
I am planning on getting a small 250cc motorcycle either a kawasaki ninja or honfa nighthawk. i am 16 yo and this will be my first bike. will insurance for a ninja be alot more than insurance for a nighthawk? just liability i dont want comprehensive or collision.
Car insurance definitions?
in car insurance, what are the definitions of: Policy Premium Deductible""
How much do you pay for motorcycle insurance ?
how much do you pay for motorcycle insurance in canada ,for a 300 cc motor . like the kawasaki ninja 300 2013 .""
How much does a checkup usually cost with insurance?
I just want to have a yearly checkup, and we have medical insurance. I know each place is going to cost more than another,etc. but what's a generaly price for a check up with insurance in alabama?""
What insurances are affordable when persuing Gastric bypass surgery?
I am at the beginning of my journey to have gastric bypass. I am having trouble finding a insurance that is affordable and will cover the surgery, any and all suggestions are welcome. I also welcome any advice people can give as this is something that i have researched for 4 years.""
Do I need car insurance to rent a car?
If I have a valid license but do not have insurance, can I rent a car?""
How much would my car insurance be? (Estimate)?
If I buy a used car @$15,000 and I am a male age 20 and I love in central florida. I have one speeding ticket and I was caught driving on a permit when I was 16.""
How long does it take to recieve a settlement from an insurance company?
my husband was in a car accident jan of 07 he hurt is back and hasnt been able to work as much as he used to. we filed a suit against the other drivers insurance company and we just now in sept of 08 got a settlement offer of 7,000! not to sound greedy but that seems like it's just enough to pay his medical costs?! it's been a long time i no that the insurance company wants us to settle for the least amount possible, but i feel like if we don't settle for this amoung were going to be waiting another two years! i'd like to hear from anyone who knows anything about this any advice on what we should do settle or wait? and if we do settle how long before we get a check? thank you..""
How should I insure my now deceased father's house?
My father has recently passed and his house is currently vacant. It is a small home only around 1,000 sq. ft. It hasn't been estimated recently but I would guess it's value around $60,000. Homes in the area are going for foreclosure for less than $30,000. My son plans on living in the home a year from now. How should we insure the home in the mean time? If we can find someone we know and trust we may rent it out in the mean time, if not, how should we? The home is currently in my sister and I's name. What do we need to do to keep costs down? I'm talking about insurance and taxes. Thanks for any advice!""
cheapest cars to insure uk
cheapest cars to insure uk
If I am moving temporarily (3-6 Months) Do i need to get a new drivers license/insurance in the new state?
I am moving temporarily from California to Kansas for 3-6 months and I was wondering if you are required to get a Kansas Divers Liscense and Insurance if the move is only temporary (3-6 Months)?
How much does car insurance cost for a 18 year old?
For a mustang GT 2012? estimate please thank you :)!!
Is Progressive a good car insurance company?
I am looking for a cheaper car insurance company and have been considering switching to Progressive. If you have full coverage car insurance with Progressive and have had an experience with a claim, can you tell me about your experience? Were they good about paying to fix damages to your car? Have you had any problems with them?""
Car insurance for a road-trip? HELP!?
My friends and I are going on a road trip for 5 weeks from San Francisco to New York and are thinking of buying a car for the duration that we're there. Obviously we'll need car insurance, however how would we go about it when we aren't American nationals and don't have an address there? We do have full British driving licences. ANY help would be much appreciated.""
When should I sell my car to move to California?
I am moving from Kansas to Los Angeles,California this coming August/September for school and my car requires a lot of money so I want to get rid of it before I go.. $200 month on the payment $80 for insurance $120 month on gas and not including any maintenance that has to be done so with all that being said it seems like a good idea to sell it and save my money after moving to just purchase a cheaper car outright if need be. Does this seem like a good idea and if so when should i start listing my car for sale? It's a 2006 Saturn Ion and by the time I am ready to sell I'll owe about $4,500-5,000. Any answers from someone who has been in the same situation or who can provide ADVICE would be helpful, I don't need to hear any answers about staying in Kansas because that isn't related to the question. Thank you!""
Car insurance?
how much would it cost for a 16 year old girl, honor student & drivers ed to start a plan by her self, or would it be cheaper to be added to my parents plan? aslo the car would be a madza 3. THANKS :)""
""Car accident, other insurance wont pay my car hire bills, my insurance wants me to take driver to small claims?""
The car hire bill the other side won't pay is four thousand pounds. My insurance were very slow deciding car was a write-off, so I had the hire car for nearly a month. They want ...show more""
Life insurance? i dont feel right about this company?
Hi i applied for life insurance through sun life financial. are they a good company? who do you get your life insurance from? is it even important? anyways, they still havent drawn up my policy since i have applied, even though was approved. All i was looking for was a simple life insurance i can afford, and they added in a whole bunch of accessories to go along with it. anyways, they keep coming back for many tests. which would have been hell of a lot convenient if they did these tests all in one place in one time. rather than having to do 4 or 5 tests over the past 4 months. it drives me crazy now that they are always phoning, needing this and that...now im starting to consider if i even want my life insurance with them also, is it even necessary to have life insurance along with critical illness and disability? i am just a studetn on a budget with two young boys at home. whats your take?""
How can i get cheap insurance?
I'am going to be 17 soon and i going to buy a car so i was wondering what car should i buy or what shoul i do to get cheap insurance, because at the moment it's cost about 3.500 and that just too expensive... help please""
Should you get better car insurance coverage when purchasing a home?
I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.""
Where can I get a cheap insurance for a new bussines?
Im about starting cleaning houses but i need an insurance
Car accident without insurance?
I hit a parked car with a moving truck. My insurance was evoked at the time of the accident and I got a phone call today from the insurance company of the car I hit saying that the ...mostrar mais
Life insurance - can policy owner change % allocation after death of insured?
My sister has a policy with NY Life where she is the policy owner.. AND is 50% beneficiary with me. My mothe passed away 2 weeks ago.. however my sister tried calling NY Life to change the % to her benefit, 70/30. Bottom line my sister is cheating me out the insurance money. Can this be done post death? I've always thought once insured has died changes can NOT be made. I may be wrong..... Any comments or suggestions?""
Rise in car insurance?
Im 18, female and passed my test a month ago. Last month Quinn Direct quoted me for 1400. I got my car today and went to get a car insurance quote and its went up to 2700 with the exact same details!! Any idea why this is?""
What is an affordable health insurance in the quad cities area?
My boyfriend is looking for an affordable heath insurance because he was just recently lad off and he needs health insurance so i was wondering if anybody knew of any. I would get him on mine that i get though my work but i cant because we are not married. So please help me out
Is cure auto insurance a scam?
is cure auto insurance a scam. they seems to good to be true
Insurance on Ford Focus ST - Young Driver?
I'm just looking for guideline figures on what insurance is likely to cost for a 20yr old male on a new Ford Focus ST in the UK. This is with 2 years no claims bonus and no speeding convictions. Any help greatly appreciated!
18 Year Old Male's Car Insurance?
Hi, I passed my driving test in September 2010. I've been looking at insurance quotes for small run arounds like Renault Clios, Vauxhall Corsa's, Volkswagen Polo's etc but cant find anything lower than 6000, and thats without evening paying another 1400 for the car itself ! I've been thinking about getting insured on my dads Toyota Corolla, its a 1.4 diesel hatchback and he's had his license for 30 years and his premium is 400. If i were to get insured on it the price would be 2500, do you think thats worth it or is it better to shop around and get insured on my own name ? I just want to use the car now and then rather than using it regularly because i dont really need to right now..""
""Do I have a conviction, car insurance?""
I had my car licence for less than 2 years and went out to view a car, I was offered a test drive which I accepted. The police pulled me over and I was done for not having any car insurance, stupid of me but I never thought, my full licence was revoked and I had to start all over a gain on a provisional licence and also received a heavy fine. I reset my test again and passed and when I am asking for insurance I am asked for any convictions, I have not got a conviction on my licence or any points, my friend says I have been punished already by having my licence taken off me and re sitting my test again, and paying a fine. I now have had my full licence for 1 year instead of 3 years, what am I supposed to declare my licence is clean?""
How easy is it to change my car insurance?
I am 23, and never changed my car insurance before. I had it for 5 years. I paid $65, then after a ticket, over a year ago it suddenly went to $87. That is with progressive. Esurance offered me $55 for same coverage. If I usually pay on the 20th, can I call them up, set up new plan, and have it start on 20th, and have old one stop on 20th, without another bank deduction?""
What exactly does term life insurance mean?
I have been paying in to a Chase Life term insurance policy for $100,000.00 for over 10 years. I have recently received a quote for $250,000.00 term policy for LESS than I am paying for the $100K policy. Do I lose anything by changing companies?""
What is the cheapest auto insurance?
Hi thanks for taking your time to answer this question... I have geico right now, but dont think its the cheapest insurance company I have... I dont really care if customer service is bad, as long as its cheap!!! so please tell me... WHATS A CHEAP INSURANCE COMPANY??? lol""
Are you required to first get an estimate from your insurance for car repairs?
I recently got into a car accident and I'm trying to get repairs done. Do I have to get an estimate of damages from my insurance company first or should I go ahead and get estimates from an auto shop? I've heard that if you get your car estimated by the insurance company first, they tend to overlook problems and try to write you a quick check and normally won't give you more money if more damages are found by the repair shops. But I don't know if I'm supposed to get my own estimates first? What should I do? Thanks!!""
""Cheap teen car insurance, best car to get?""
16, licensed, in high school with a b average. I know some insurance places give a discount for a b average. I know older cars with a good safety rating tend to have cheaper insurance quotes, if you can, please list some cars that you know would be cheaper to insure. Also, if you know the insurance companies that do discounts for a b average I would like to know. I am a safe driver so I'm not too worries about good coverage, I'm only driving to school and back daily. I need to pay for this myself so doing high school, running start, and having a part time job I wont be able to pay for anything too expensive. So, best cars to get? and best insurance?""
California motorcycle/moped laws?
Hello, I'm moving to california from florida in a month to start college, and I intend to sell my car here and get a moped or a motorcycle over there instead to save a little money. I don't know the laws on motorcycles there? i know in florida if its less than 50cc you don't need a motorcycle license or insurance. what about california? if you need insurance how much $/year are we talking? I don't know squat about motorcycles and I've never even rode one or understood the whole gears thing. if someone could recommend a few brands or even whether to get a motorcycle or a moped/scooter (is there a diff?) i have a tight budget (1-1.5K) any advice would be awesome!!!! <3""
cheapest cars to insure uk
cheapest cars to insure uk
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best03shapewear · 6 years
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Saving Money Tips - Buying a New Car
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The people recognize themselves in their commodities; they find their soul in their automobile, hi-fi set, split-level home, kitchen equipment. Herbert Marcuse
When Solomon said there was a time and a place for everything he had not encountered the problem of  best shapewear parking his automobile. Bob Edwards
Not having to own a car has made me realize what a waste of time the automobile is. Diane Johnson
Car designers are just going to have to come up with an automobile that outlasts the payments. Erma Bombeck
The automobile gives rise to intense passions in both sexes. Just a few decades ago car dealerships were places where women dared not go leaving the complex negotiations for a new car to their husbands, brothers and uncles. "Upside down on my car" was a phrase entrenched in the American lexicon long before the current economic meltdown turned "upside down on my house" into the catch phrase for the decade. Automobiles are expensive, yet they are the biggest waste of money imaginable and owning a vehicle defies every law of basic financial common sense there is. There are 5 common money mistakes most people make when purchasing Maternity Shapewear  a car.
1) Putting money down on a new car 2) Leasing a car 3) Trading in a car 4) Buying a new car every 3-5 years 5) Rolling old car debt into a new car purchase
Putting Money Down on a New Car
The author of a well-read and well-circulated financial blog, the Simple Dollar, wrote that you should put money down on a car in order to avoid GAP insurance. What is GAP insurance? GAP insurance stands for Guaranteed Auto Protection and is a supplemental form of auto insurance that covers the GAP between the residual value on the car if it is totaled out and the loan amount on the car. GAP insurance is an additional expense especially if you purchase a car that does not hold its value over the long run (as most don't) but is it worth giving up $3000-5000 cash to avoid the premium? Of course not. And here's why. Cars are depreciating assets. As a rule of thumb they lose 10-25% of their value each year washer dryer clearance  for the first 3 years.
Putting any money down on a car, therefore, is a lot like taking a roll of Benjamins into your bathroom, lifting the lid and flushing 30 to 50 of those bills down the toilet. Any money that a new car purchaser puts down will not translate into equity in that car, but will disappear into thin air the moment the new owner drives that car off the lot. GAP insurance on the other hand is a relatively small expense a consumer may or may not choose to assume. Should the consumer choose to get GAP insurance, it is based on the value of the new car and the expected depreciation. For the top-ranked cars in terms of the least depreciation, GAP insurance will cost the least. For the cars that depreciate the most, GAP insurance will cost the most.
Kelly Blue book posts an annual list of cars that depreciate the least. Doesn't car insurance offer full coverage for a car? No it doesn't. Insurance companies are smart, they won't pay more than a vehicle is worth. Consumers do that. Car insurance will only cover the  appliances houston residual value of a car in the event of an accident, not the full loan amount owed on a car. Pay $20,000 for a new car and wreck it in the first year, your auto insurance will cover only the residual value of that car. If that residual value is $15,000 and you owe say $18,000 you are on the hook for the $3,000. Here are the basic things you can do to avoid this depreciation calamity and hang onto your money:
1) Only buy new cars that retain their value and negotiate the best deal you can 2) Only buy used cars (someone else has paid for the depreciation) 3) Save like a fiend so that you can "self insure", ie., cover the GAP in the event of an accident 4) If you don't do 1,2 or 3 buy GAP insurance because it is minuscule compared to the out of pocket costs of a down payment 5) Don't let your kids drive your car
Leasing a Car
The reason a car lease's monthly payment is so much less than the principal and interest payments on a car note is that the lessee is not amortizing the value of the car with the payment. The lessee is amortizing only the depreciation costs and paying interest  car dealerships in houston to do so! As an example if the 3-year depreciation expense on a car $20,000 car is $10,000, the monthly payment on the lease is based on that 10K along with the interest rate. Sounds like a good deal, I suppose, until you figure in that the car dealer will get back a used car at the end of the lease that he intends to sell for the full value of its make and model. What this means is pristine physical condition and low mileage. If the car returns in anything other than perfect condition, the lessee will have to pay in the form of stiff mileage and wear and tear penalties. Lease a car back to back and you loose big time because you are always bearing the cost of someone else's depreciation.
Trading a Car
Basically my philosophy is that you buy the most reliable and high value car that you can, negotiate the best price that you can, pay it off and drive that vehicle for at least 10 years. Even if your vehicle is in pristine condition at the end of 5 years and you just have to have a new one, the dealer will give you at best 50 to 75% of the residual value of your car. The car dealer will make money twice: once on the new car you just bought and again on your trade in when they re-sell it for maximum retail value. It is great to give money away, but give it away to a charity and take luxury cars houston the tax deduction. Your car dealer does not need your charity. Here are basic things you can do when you have a car to trade in:
1) Sell the car on Craig's list or advertise it in the newspaper getting the best deal you can for your car. Then you are free to use the money anyway you choose.
2) Sell the car back to a same brand dealer. I've done it. It works.
Buying a new car every 3-5 years
Buying a new car every 3-5 years means that you are always locked into a principal and interest payment on something that is always losing value. The only way to "win" with a car is during the years in which you are essentially driving that car for free. At the very least, you can spend your time paying yourself the principal and interest payments, it is a form of forced savings in which you can set yourself up to pay cash for your next car, or use the money to take that vacation you have always Houston SEO Expert  wanted to.
Rolling Old Car Debt into a New Car Purchase
I know people who are so far upside down on a car that they have to look up to see down. It is sad, really. A car dealer will give you the rope to hang yourself. I have only met one salesman who was willing to talk me out of rolling one car into another. I was so desperate to get rid of the car I had at the time. It was an SUV that had the nasty habit of stalling in the cold at altitude. If I had been driving it in Phoenix I would never have had a problem, but I insisted on driving it to the Ski areas in Colorado. Silly me. But I was desperate enough to roll the 22K owed on that vehicle into another car loan on a new vehicle. The truth of the matter is that most cars on the market will never out last that kind of debt, and rolling old car debt into a new car purchase will result in a cycle of indebtedness to a car that can be virtually impossible to break
I hope by now I have shattered any illusions that a car is an asset. The traditional rules of money down and extended payments that apply to acquiring genuine assets, such as investment property and businesses simply don't apply to a car. View a car for what it is, an essential transportation expense that will get you safely from point A to SEO Company Toronto point B. As the quotes that head this article illustrate, cars incite passions that warp reality and good judgment understanding the 6 common money mistakes people make with cars will save you headache, heartache and money. A new car sounds lovely doesn't it? Imagine the purr of the new engine and the looks you will get as you drive down the road in the latest model of your chosen car. However, we also know that the new model of today will be the old superseded model in the not too distant future and that the value of the car will go down very quickly.
So with this in mind we really need to be careful when considering whether or not to buy a new car.
Before rushing off to the car yard, you should grab out a large sheet of paper and write up the top "Do I really need to buy a new vehicle?" Then let the brain cells take a journey and come up with all of the reasons that you can to justify going out and getting a new car. Underneath this, write down all of the reasons to justify why you shouldn't go out and buy a new car.
Here are some ideas to get you started and some common reasons that people write down:
   Work may offer me a car as part what career is right for me  of my package at my next salary review
3. Then you need to carefully look at both lists and to analyse all of the reasons you have written down
   How important is the reason you wrote down?    Look through your list and decide which reasons you have written down contain something that is a must have - this might be for safety reasons or security    Be careful here and very honest with yourself with what you consider to be absolutely critical    Look through your list and decide which items you have written down is a nice to have but something that you could do without - this might be a gadget or feature of the car that isn't absolutely critical    Take the time to rank each item from 1 to 10 in level of importance    Look through your list of reasons  business analyst certification not to buy a new car. How strong and valid are these reasons?    It is important that you spend a decent amount of time doing this exercise and that you are somewhere nice and quiet where you can really think about yourself very carefully. This exercise could save you thousands of dollars!
   Work out how much your car has actually cost you over 12 mths    Seek a professional opinion on the vehicle from your mechanic or local automobile club    Look carefully at how you treat your vehicle. Are you causing some of this cost?    What about your driving habits? Is this the cause of costing you money? Ie heavy braking or is your foot too heavy on the accelerator
Need to look good at work
   You can still look good in a later model vehicle    Talk to your boss about being provided with a company car when you need to entertain clients    Talk to your boss about hiring cars / taxis when you need to entertain clients or travel    It seems pointless trying to look early childhood development  wealthy by owning a new vehicle if it is causing you financial grief and hardship. You will not be successful in your career if you spend all day worrying about how to pay your bills    Consider that a new car may put some clients off - your services may appear too expensive or that you don't value money as you spend it on unnecessary items that decrease in value
Too old
   How old is too old? There are some decent vehicles on the road that are 7-10 years old that are still running perfectly    Who states that there is a set time frame that you need to replace your vehicle    What will the newer model provide you with that your current car doesn't provide you with
Petrol guzzler
   Look at how much running around you are doing and whether or not you can seek alternatives such as car pooling, doing multiple tasks whilst out    Has your car been serviced recently? You might have a problem with your car that is easy to fix that is causing technical schools near me  the extra fuel consumption    Consider how much the price of fuel has risen recently. Is this the real reason your petrol has increased    How much of the fuel bill on the credit card contains other items such as food and drink that you bought at the petrol station?
Running too fast / slow
   Has your car been serviced recently? You might have a problem with your car that is easy to fix that is causing this to happen
Want security of a new vehicle warranty
   Understand what is offered under the warranty    Consider having road side assistance from your local automobile club in case of break down    Keep your vehicle regularly serviced    Travel with a mobile phone so A+ certification training  you can call for help in the case of an emergency
No longer road worthy
   Get a couple of opinions on the road worthy status of your vehicle from a mechanic or your local automobile club    Establish how much it will cost to get the vehicle road worthy    Seek a professional's opinion on this matter
Want to keep up with the Jones
   Why why why, do you need to keep up with what someone else is doing?    Be an individual and live your own life and not those of others
I have been offered a good trade in
   A trick / marketing strategy for selling new cars is to lure people in by offering a high trade in    You either get a high trade in or low purchase price - it generally doesn't happen that you get both    Is the salesman playing around plus size shapewear  with figures? They sometimes up the price of the trade in and lower the discount on the new car OR they sometimes lower the price on the new car and lower the price on the trade in    If you waited a year or two before swapping vehicles, what do you think you might get as a trade in then
I want a diesel vehicle
   How much will it cost to get diesel fitted to your current car    Are there any government rebates in relation to diesel fitouts
I need a ute / 4wd / sedan
   Can you hire the ute / 4wd / sedan used appliances houston   for the particular period of use if it is only short term / one off    Can you borrow a friend's ute / 4wd / sedan    Is it worth paying a tradesperson to do your job to negate this requirement
Detective Heather Wood is Managing Director and writer for Money Detective Pty Ltd.
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Vestaburg Michigan Cheap car insurance quotes zip 48891
"Vestaburg Michigan Cheap car insurance quotes zip 48891
Vestaburg Michigan Cheap car insurance quotes zip 48891
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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Vestaburg Michigan Cheap car insurance quotes zip 48891
Vestaburg Michigan Cheap car insurance quotes zip 48891
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How much is it to get painting and remodeling permit and insurance in seattle WA?
How much is it to get painting and remodeling permit and insurance in seattle WA?
Vestaburg Michigan Cheap car insurance quotes zip 48891
Vestaburg Michigan Cheap car insurance quotes zip 48891
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i am 17 years old and i got a ticket for failure to stop at a stop sign but i could not find my papers. so the officer never scanned my insurance card. will my insurance rate go up? ps... im not on the insurance policy, it was my mothers car and i am a new driver.""
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Hey how much will car insurance be when i start driving at 16?
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What do you mean by car insurance quotes?
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My sister insurance covering my brother car but she wants to cancel?
She is cancelling her insurance for a lower rate with a new company and he wants to have the car insured in his name. The car is registered in his name. How would they go about this? can she say she no longer wants to insure the car?
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portable preferred
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In a particular country, price comparison websites have just arrived to compare insurance products. Companies are not obliged to have their prices quoted on a price comparison website but if they do a commission is paid on any sales through the website. For motor insurance there are a number of companies supplying insurance. Of these insurance companies, company A has chosen not to be on comparison websites but company B has decided to be on the websites. Explain possible reasons for these companies decisions.""
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How much do you pay for car insurance?
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Hey, I'd like to know some of you're insurance quotes and where from? Looking around to find some places! Cheers in advance 10points for someone who helps!""
I dont understand why my car insurance quote is so high?
i'm almost 17 so ideally i would like to get a car as soon as possible. I've been looking around for insurance and the cheapest quote i have got is 4000 for a 1.0 volkswagen lupo? I know the price varies with what area you live in, but when my sister first got insured she payed around 1000?""
Medicaid insurance with another insurance?
I was wondering what the qualifications are for Medicaid. Specifically, I have UBH insurance...since I have insurance already, would I still qualify for Medicaid? I am 19 years old and live on my own now.""
Insurance Cost For 16 Year Old Boy 2008 Nissan Rogue?
Im a 16 year old boy with a 2008 nissan rogue, my parents aren't letting me drive without them in the car yet because we still need to get car insurance for me. About how much would it be to insure me? I have a 3.75 highschool GPA and Im an honor roll/mostly A average student. no driving incidents either""
Where should gain on life insurance be located on the income statement?
The item reads as follows: When one officer died, the company realized $110,000 from an insurance policy. The book value was $50,000. My gut feeling tells me it should be placed under other comprehensive income, but the solution to my homework problem says it should be under non-operating expense. Why is that? Shouldn't it be under other comprehensive income because the company doesn't really have control over it? I think it is under non-operating because it's REALIZED. Is that enough of a reason? Thanks.""
How come Obama will now allow the same insurance coverage that he was against before?
If you like your health care plan, you'll be able to keep your health care plan, period""
Vestaburg Michigan Cheap car insurance quotes zip 48891
Vestaburg Michigan Cheap car insurance quotes zip 48891
Whats the cheapest place in rochester ny for car insurance?
im 18 with a permit and i want to put my 1988 audi quattro 90 on the road,,but i was wondering what would be the cheaest place in rochester ny to go to?""
Where should we keep car insurance papers and license plate registration?
My husband and I live in Ontario and currently share one vehicle. He insists on keeping the insurance papers and plate registration in his wallet but if I need the car I have to get them from him each time (of course, if we get stopped we can be ticketed for not having the papers). The problem is, we are both extremely busy and sometimes forget to give them back to each other and find ourselves driving without the papers. My question is, where is the best place to keep these papers (I've heard you shouldn't keep them in the car in case its stolen) AND/OR are they valid if photocopied and one of us keeps THOSE copies in our wallet? I've heard that using a true copy, whatever that is, is accepted but that some police officers won't accept them at true if you're stopped. This is becoming a real problem for us...please help!""
NCAP rating effect on car insurance.?
I'm looking to buy a car and noticed that some of the models I favour, such as Ford Puma; Vauxhall Tigra, have not been crash tested by NCAP. Does a car which has not been crash tested by NCAP necessarily attract higher insurance premiums?""
Can you give me an estimate of how much car insurance would be.......?
lets say a guy under 30 in california with a 2002 BMW 325i sedan how much would insurance be?
Roughly how much is car insurance for a peugeot??
please help, i only want roughly""
Switching car insurance?
I am thinking of switching to Esurance, it's about $25 a month cheaper than my current insurance. Anyone have any experience or knowledge of Esurance? How hard is it to switch?""
Can i register a car under my name but put it under my parents insurance?
hi i live in New York and am about to buy a car but im not sure how to insure it. im am currently under my parents insurance as a secondary driver. if i register the new car under my name can i stay a secondary driver or will i have to change to primary driver? being a secondary driver is obviously way cheaper than primary. also does anyone know how to transfer ownership of the vehicle when i buy it? i know i need a bill of sale but how to transfer the title? and is there anything i need to do? i went to the DMV website but its pretty confusing. thanks in advance
Car Insurance problem?
Yesterday my dad was in a car crash but thankfully no injury. The victim who crashed into our car had escaped and dashed off bout 6miles. The point of this story? The victim had stolen a car from a rental place and had been driving really fast probably. Figuring that this guy has no money and insurance, can not pay for the damage of my car. (I had bought it about a year ago, and used car) It seems Like we would have to pay 1mill yen (Japan) for this whole crap. Obviously this does not seem right at all, and should not be paying anything at all! Our insurance covers the accidents we get into, but not the damage of our car. So that means, our insurance doesn't cover it, the victims or the company (toyota) might not be covering it either. This case is rare supposedly and we're still figuring it out. And their on a hunt for this guy so hopefully we'll see what he has. Can you hear me out on this one? Can you give me things that might question this case? thnx a lot""
Does anyone know the penalty for a motorist not having auto insurance in Texas?
The auto is insured, and the driver is authorized to drive it. Got speeding ticket and showed proof of insurance for auto. Went to get deferred adjudication and included copy of insurance card where authorized user but now being asked for insurance on driver.""
Can anybody give me an idea on car insurance?
Im 18 year old and am from the uk i want to buy a mazda 2. i hold a clean uk driving liscience and would like to no if anybody has a rough idea how much per year i will pay for car insurance.
Looking for insurance?
I'm self employed and I drive for a living, I own a freightliner and it has 90k miles on it. My warranty is going to run out and I'm looking to get a extended warranty but no success. I was thinking I could get insurance to cover it. Does anybody know of anything else! I'm just trying to protect my business.""
Affordable term life insurance quote?
What good is affordable term life insurance?
What auto insurance are in FL? I been through almost every single one of them and no one will take us. help?
I need some names of FL auto insurance companies who will take someone whose had PIP claims.
Lower insurance for young driver?
so i know when you are under your parents it isn't as high i know people paying 50 dollars a month or something like that my situation though i just turned 21 im in need of a car but im the only driver in my family (single mom never got her license) i know that one-way coverage is about 300 something a month but if i finance a car i need full coverage which the price is crazy expensive something like 800-1100 a month is there anyway i can get lower insurance rate or something of the sort ?
Motorcycle Insurance?
I'm wanting to get a motorcycle license, motorcycle, moto insurance. Isn't the pricing ridiculous for insurance if I add motorcycle insurance to it? Of course the insurance company's price differs but generally what is it like? -Thanks""
I got my 1998 hyandai elantra tataled how much should i get from the insurance company?
it has 119000 miles on it but is still in good condition and has no recorded crashes or anything on it well until now that is. and the totaling was not my fault
Lapsed car insurance ?
I never received bill or warning in the mail or phone call from my agent. Either they made a mistake or my parents thought it was junk mail. Over 6 months have gone by. Should I call my agent or the insurance company? I figure rates will go up even though I didn't do anything wrong.
Should I accept this settlement offer from an insurance company?
I was in a car accident when a girl blew a red light and smashed into my side. $10,000 in auto damages that was fixed rights away. (btw she admitted fault to police so im 0% at fault legally) I went to emergency room for precautionary reasons. That cost $1450. Then little by little the pain started to kick in. I had neck pain, shoulder pain, back pain and terrible pain in my knee. I had MRI on back, knee and neck because those were the worst. That total was about $1800. I was told by the doctor that the mri on my back said I have two herniated disks and I should do therapy. I listened to him and went four times per week for four months. The Mri on my neck came back good. But my knee showed a tear in mcl. I had surgery on that and had to see the surgeon in his office twice plus hospital bills which equals a bill of $14,500. I then needed 2 months of therapy on my knee. Also all the pain meds ive been taking through out the whole process is around $600. I had a ekg for my nerves to test if they were good and that cost $800. So after doing my research I find websites that say the settlement amount s should be all bills multiplied by 3 depending on the persons insurance carrier and coverage. Well this person has $200,000/$200,000. So far all my bills have been paid through my insurance. When I do the math for what all the bills are is comes to roughly $28350. I didn't include the four days per week for therapy and seeing the doctors. That has to be a big chunk also. My lawyer called me and said he was made an offer of $42,000. He gets a 1/3 of that. I think they low balled me soooo bad on this. If i use the X3 multiplier method then it should have been somewhere around $85,000 offer. Remember I didn't even include all the visits to the therapy. Is this a good offer or should I decline and wait for second offer? My lawyer thinks we should wait it out because he has such a big insurance policy that we can get much more especially since that was our first offer.""
""What is the most reliable, low insurance, cheap small car-max budget 1200?""
I have an 'N' reg Nissan Micra, had it for around 4 years now, it's costing me more than it's worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year. Trying to do my homework on cars til then, I have narrowed it down in this order: Volkswagen Polo Suzuki Swift Nissan Micra (obviously, a few years newer) Seat Ibiza (I know, budget pushing it on that one!) and finally, Ford Fiesta (don't know why, i find them so boring to look at, hence last on my list) Any view on above cars would be much appreciated, or other suggestions also. I need the car to be very low on insurance and economical to run as well.""
Looking for Dowa Insurance?
Also looking for for a Mrs.Mary Blair of Dowa Insurance
What happens if you switch car insurance?
Had a policy with my mother and due to conflict between the family I got my own policy and she moved out of town and has her own. However, she was behind on the payments (I had no idea, I just gave her the money every month in the form of a check) and after splitting the insurance I'm stuck with a $400 dollar bill just to continue my insurance that wasn't paid by my mother. I would like to somehow get around this and I was wondering what the consequences were if I were to not pay this payment and get car insurance elsewhere.""
How can I put my girlfriend (8 1/2 years and still going strong) on my health/dental insurance?
Hi guys, so I have asked my job and it seems the only way I can add her to my health/dental insurance is if 1) we are married or 2) if i provide proof of living with her for a certain amount of years. There has to be some loophole because I really think it is ridiculous that we have been to together since we were 16 and I cant add her or help her in such a way. There is no possible way, in timeline, for us to qualify for such rules. 16-18 years old (in high school and lived with parents), 18-23 years old (Attended separate universities and lived in different cities), 23- 24 1/2 years old, (both living with parents back home, we alternate and stay at each others place, so have no set home or bills in our name, such as direct tv, electricity, internet, you name it. we are blessed with awesome parents) and yes we have though about just getting married, but no way... we are waiting until we are established and can fend for ourselves to make a decision like that, but yes we do want to get married some day, but not over screwing the government or other reasons. Also we live in california if that helps, since i know every state varies, thank s guys!! ^_^""
""Thinking of buying Subaru Impreza WRX, What are upkeep/maintenece and servicing costs/?""
I am thinking of buying an impreza and have tried to find info online about servicing and upkeep costs of them. I have been looking at both 2.0 wrx 03-05 models and also the newer 2.5 wrx 55-07 model (havent decided which yet!!). I have an insurance quote fro around 750 for both and I am happy with this. I have seen a few cars that I like. One of which is an 03 reg 54,000 miles. the other is the newer model 06 reg done 54000 miles and another of the same model thats only done 45000 miles. Can anyone tell me what the maintenece costs would be on this with doing about 6000 miles a year? When would the next service be due and what are the likely costs of these? Regards""
Can I ride my motorcycle with just a bill of sale and insurance?
Hey I just bought a 2004 r6 and I live in georgia. I bought it from alabama and the old owner is mailing me the title in a couplle of weeks but I'm wondering, if I have a bill of sale and proof of insurance can I go ahead and ride the bike??""
What affordable dental insurance covers ortho? Can you suggest any?
I am looking for affordable dental insurance that covers ortho. I'm 29 yrs old and interested in getting one. I do have dental insurance - HMO, (BLue Cross) does this cover ortho?""
Vestaburg Michigan Cheap car insurance quotes zip 48891
Vestaburg Michigan Cheap car insurance quotes zip 48891
https://www.linkedin.com/pulse/affordable-liability-insurance-small-business-hailey-mccormick/"
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philipfloyd · 6 years
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12 Lessons I’ve Learned from 100+ Link Building Campaigns – Wins & Fails
One of the first things that beginner SEOs get in contact with is link building, often far before they even hear about content quality or even basic things like proper keyword research or title optimization. 
  Link building is the most controversial topic in SEO and I believe that we should encourage people on not focusing too much on links alone . And in years of doing link building campaigns, I’ve learned a thing or two.  So here they are: 12 lessons I’ve learned from dozens of link building campaign I’ve been working on.
    BlackHat Spam Link Building Tools Don’t Work
Building Free Links Manually Takes Ages & Comes With a Lot of Disappointment
Bought Links and PBNs are Too Expensive & Too risky
Forum Posts & Blog Commenting ARE Useful for SEO
Nofollow Links DO Help You Rank Better
Google Can’t Penalize Everyone & Won’t Penalize You for What You Did 5 Years Ago
Focusing on Link Building Alone is Just NOT Worth It Overall
Guest Posts are Useful… But…
Links With Branded Anchors Work Best
Internal Linking is An Awesome Way to Include Commercial Anchor Texts
Unlinked Brand Mentions Can Pay Off Really Well
You CAN Rank a Website High by Earning Links
  1. BlackHat Spam Link Building Tools Don’t Work
  If you’re an experienced SEO, you’re probably not very impressed about this first point. But there’s a big reason why it’s first in this list. I’ll ask you a question:
When you first started building links, what was the very first thing you tried?
If you’re an honest man, you’ll probably say that some sort of blackhat link building.
  As I said, new SEOs often learn about link building first, far before they hear about anything else. Don’t believe me? Well, with all the (often contradicting) information overload on the internet, people turn to forums to get answers cleared out, because they can read the opinions of a dozen different people at once, or even ask questions directly themselves. Just take a look at one example from a forum:
    Now you might be saying “Yes, but that’s a BlackHat SEO forum. I know it.” Well, that’s true, but take a look at how he says he’s new to SEO and has $600 to spend, yet he already knows about tools and link buying.
  So it’s pretty clear that this beginner already knows something about SEO, just not the right stuff. Why? Because BlackHat SEO looks appealing. You apparently get quick results for very little work. Coming up with cool content ideas is hard and time consuming. Writing them even harder.
  In reality, BlackHat SEO tools are expensive and have a huge learning curve. You’re better off building something solid and safe from the start.
  How am I so sure? Well, because I’ve been there. I wanted to make my life easy. I purchased ScrapeBox, GSA Search Engine Ranker, Captcha Breaker and other software, in an attempt to easy my job.
  I spent weeks if not months to learn the software, time in which I had other expenses that I wasn’t aware of at first, such as proxies. In the end, I realized that most links the tools were building were crap ones, because most websites didn’t only had captchas (which Captcha Breaker could occasionally pass) but were also moderator approved.
  The results? Not impressive. Low to medium results with pretty much a lot of money, effort and stress put in. By low to medium results I mean not on page 1.
  All this happened because I missed one key point. The user. I was so caught in my link building that I completely ignored other things. If I did any OnPage SEO, I constantly thought of ways to include more keywords on a page without looking TOO obvious, but never actually thought about the end user for a bit.
  And I haven’t even mentioned penalties yet. I haven’t really experienced penalties personally (yet again I didn’t quite stick with blackhat methods for long) but many of our cognitiveSEO users and clients that I personally consult know very well the dangers of blackhat link building.
  The real results started kicking in when I finally thought about how to make my website and content genuinely useful for the users. Sure, there are a lot of advanced tactics, technical optimizations and marketing schemes you can perform, but at the core, user experience is king.
  There are also ISP (Internet Service Providers) issues. If you start spamming the web, they will eventually phone you to ask you if everything’s alright. You’ll have to lie, obviously, because it’s against their ToS and probably even illegal in some places.
  A Black Hat Link Building Story
  I interviewed a guy once and he told me about how he used to make around $1000 – $2000 per month by spamming the web. That sounds good, but he ended up with very little profit.
    At first, he was only spamming with one computer and a dozen of proxies, averaging about $75 to $100 per month. So he then thought “Hey, why don’t I scale this up?”. Well… scaling up was a big investment. He ended up buying around 20 computers and also spent a lot of money on the energy bill and the internet service package. The total spending was close to $10000.
  In about 3-4 months, Google started catching up with his scheme and penalized his websites. He started everything allover again, trying to stay under the radar, but each time, Google caught him. It took less and less for Google to catch up. At first 2-3 months, then 1-2 months until he abandoned everything.
  With only 2-3 moths of full earnings, he ended up banking less than he spend on the whole setup. He could of course profit by selling the setup, which is a lot more time consuming than purchasing it. In the end, he ended up having nothing solid and realized it isn’t worth it. 
  2. Building Free Links Manually Takes Ages & Comes With a Lot of Disappointment
  Clients ask about links almost all the time. “They heard that it helps with rankings, so they want as many as possible.” People usually ask for SEO consultancy offers and how many links per month they contain. it seems that in order to have an “SEO package”offer, you need to have some links there.
  However, coming back to reality, it just isn’t possible to promise someone a number of links per month, unless you have a predefined set of website you link out from, which makes everything less relevant and more risky.
  Not only that but you also put everyone at risk, because similar link patterns attract more attention and can impact the whole network. This means that if Google hits one site for link spam, it might hit every site with a similar link pattern. This is also the case with buying links, not only with building them. BlackHat tactics affect everyone, not only the performer.
  I’ve been able to outrank and pull out my middle finger to websites that had dozens of very expensive links purchased and probably PBNs, all with almost no link building at all. I also did manual ‘link building’ here and there, but we’ll talk about it later in the article. I’ll explain why I’ve put link building between brackets, so keep reading.
  To be honest, building links manually is just like using a BlackHat link building tool, but 100000 times slower and infinitely more frustrating, because there’s no filter for the failure (like the software), which now goes directly into your soul.
  You, doing manual link building.
  A friend of mine was recently assigned to build some manual links at his work place. After about one week, he sent me this message: “I feel like I’m doing this for nothing.”
  3. Bought Links and PBNs are Too Expensive & Too risky
  After finding out that manual link building literally makes you cry blood, I decided to purchase some links.
  Here and there, you could get an occasional $10 per link, on a random worthless blogspot. For the real links, on news websites, for example, we were talking about $400 to $1000 per link. Many would also ask for monthly payments of $50 to $200 to keep a link online.
  Of course, these prices apply to the markets I am familiar with; in other niches, links are probably a lot more expensive.
  PBNs can probably be more efficient, however the risks are high and you also need to spend a lot of time creating them and making sure Google won’t catch them. 
  A Private Blog Network’s primary cost is content, which you could be very well creating on your main site.
  Here’s a glimpse of how much it would cost you to build a PBN if you want to avoid doing the work yourself. Although these guys probably know what they’re doing, the risks are still there.
    As long as you have multiple quality websites that you take care of, I don’t see the problem with interlinking them. However, you have to take into account the fact that Google might see it as a PBN and penalize it. I’d focus on one website first and when it really goes good and competition is already behind, I’d expand with another one.
  It’s just that… sometimes, dofollow links ‘for SEO’ are more expensive than a regular advertising post on a high authority, high traffic, well established website. I consider the latter to be more effective. If you find a great advertorial opportunity/deal to get your product or website featured, then by all means go for it. But it’s a better idea if the link has a nofollow tag and if the promotion is clearly specified in the article.
  4. Forum Posts & Blog Commenting ARE Useful for SEO
  Wait! Isn’t this a BlackHat Tactic? I know, this might sound counter intuitive. But the answer si no, it isn’t a BlackHat tactic.
  Forums are communities in which people share opinions, ideas and they are also a great resource. Blog comments are the way readers and content creators interact with each other.
  In order to get links, you need to build connections. If you build connections then you’re doing forum posting and blog commenting the right way. Connections help you get more link opportunities. You get to know one webmaster, then they introduce you to another and so on.
  But that’s not the only way to build connections. You can also go to meetings. Meetings and events are probably the most efficient marketing strategy you can spend time on. You can build more connections, land more leads and secure more clients in one single event ore meeting than you can in months of online efforts.
  Sometimes, it’s not easy to find an event in your niche, but there definitely are adjacent niches where you can go. You just have to think outside the box. Alcohol brands, for example, promote a lot on music festivals. If you make shoes, you don’t have to find a shoemaker meeting. Just go to a fashion meetup, or maybe sports one, depending on your products.
  Me (on the right) networking at an E-commerce Summit 2018
  You might often meet bloggers in similar or adjacent niches and you can collaborate with them. You can also connect with them online, on their blogs. Chances of you getting your comments approved now are much higher. Most of the forum and blog comment links are nofollow anyway, but that’s not a problem, because nofollow links actually help you rank better. I have proof, keep reading.
  If you have a small/medium website or a blog, don’t dismiss comments and forum posts completely.
  5. Nofollow Links DO Help You Rank Better
  We all want dofollow links. Not just for SEO, but even for our own sake. A nofollow sounds sort of like mentioning someone, but talking badly of him. In reality, nofollow links aren’t bad. They can still help you rank better. If you want proof, check out this article about nofollow links.
  Countless times has it been proven to me that nofollow links help you rank higher.
  If you do purchase an advertorial with a link, not only will you theoretically be legal by using a nofollow link, but you’ll tell Google “Hey, I’m following the rules. Are we cool?”.
  Try it and you’ll see for yourself. Just don’t bother building useless nofollow links from spam or random posts on random blogs and forums. Use proper advertising on relevant websites with good traffic and adequate audience. That’s the best way to go for.
  It’s funny, I’ve even found another “X link building mistakes” article which states that building nofollow links is in fact a mistake. A mistake is having an unnatural link profile and a 100% dofollow link profile is definitely unnatural.
  The problem with dofollow links is that Google wants them to come naturally, without any monetary incentives. So Google decided to create the nofollow tag to be added to sponsored links. Obviously, nobody cared about that and Google had to bring in penalties.
  So everytime you buy dofollow links, you’re exposing yourself to the risk of penalty. Google penalizes sites both ways, so publishers started avoiding giving dofollow links altogether.
  John Mueller confirmed that adding a nofollow tag to any kind of paid or incentivised link will remove the risk of a Google Penalty.
  Nofollow links are fine.
— John ☆.o(≧▽≦)o.☆ (@JohnMu) January 15, 2018
  Now I’m just making assumptions, but I don’t find it hard for Google to realize a MyBusiness review is fake, if some account with a high activity in local stores from Texas reviews a restaurant from North Dakota, without ever visiting it.
  Same goes with buying links. We’re all using Gmail, and even if we don’t, we’re probably logged in a Google account in some way, through our browser. It wouldn’t be hard for Google to figure out connections between webmasters.
  I know, it sounds paranoid, but since they have patents on listening to what you say through your microphone to server you personalized ads… I don’t know what isn’t possible.
  6. Google Can’t Penalize Everyone & Won’t Penalize You for What You Did 5 Years Ago
  At first, when looking at a very competitive niche and seeing a ton of BlackHat links, you might be thinking that it works and that’s the way to go. That’s not the point. Google doesn’t rank the website with the most links, it ranks the best website.
youtube
    What John is saying is that most unnatural links are actually ignored. So if a site does have unnatural links, it doesn’t mean it isn’t still the best result out there. Google tries to satisfy the user, not the other websites. If the user isn’t satisfied, it stops coming on Google.
  For example, let’s suppose that Adidas and Nike do a lot of BlackHat SEO, but some Chinese ghost brands like Abibas and Nikae do WhiteHat SEO. Should Google rank those when people search for “best sport shoes brands”?
  And if all websites that rank for a keyword were to be penalized… who would be ranking? Nobody?
  If your competitors are ranking above you but they have a lot of spammy links, you might want to read this article about how to outrun them.
  You have to take into account that Google gives a lot more damns about user experience that it gives about links. If you build 100 links and Google boosts you up, it won’t be long until it drops you back forever if your website sucks.
  If your competition is full of spammy links or purchased links, you’re at an advantage. Google is always looking for the perfect candidate to put it on spot #1. Focus on doing something better or just as good as them. Only after that think of ways to promote your website and obtain backlinks.
  Also, if you start doing SEO for a new client, unless the client is obviously penalized, focus on earning new links instead of getting rid of old ones.
  7. Focusing on Link Building Alone is Just NOT Worth It Overall
  Now… Don’t get me wrong. Links are useful. You should try to get them, as much as possible. You should be always looking for new link opportunities.
  So if someone tells you “Hey, cool content man, I’ll write about it and link to you.” don’t go and tell them “No thanks, man. I don’t do link building.” That would be… dumb. It’s just that people get it wrong and instead of acquiring links the right way, they sell their souls to the devil for links.
  Quality links are a byproduct of good marketing, the one thing you should be chasing instead of links alone.
  Even here, at cognitiveSEO we’ve focused more on content creation and promotion over the past 2 years. The results were visibly better than anything we’ve tried in the past, when building links was the cool kid. Our traffic went up and so did the interactions with our content.
  By writing quality content we were even able to land a couple of guest posts every year, without even asking for them. People would simply read our content and ask us if we can write for them. That’s a great way to get a link back to one of your articles or even products. Now imagine our success rate if we actually chased guest posts. However… 
  8. Guest Posts are Useful… But…
  You see, when you do guest posts, the best possible outcome for you is to write something really good. If you write low quality guest posts, you get low quality results with them. Nobody will read them and the host will probably never work with you again.
  If you write a successful post, that ranks high and actually drives traffic to the hosts website and even gets people to link to it, then you’re prone to write again there soon. Isn’t it awesome to have a writer that can bring traffic to your website? I hope you see where this is going.
  Wouldn’t you rather have a good writer that brings targeted traffic… on your own website, instead of someone else’s website?
  A couple of guest posts here and there on really authoritative websites in your niche are useful, of course, and you should go for it. But I’d rather spend some money on an advertorial on a website that won’t accept guest posts but could actually bring me real traffic. It’s a lot less work and probably a lot more profitable.
  Often times the links you get from guest posts aren’t even dofollow. That’s not necessarily a bad thing, but the best outcome would be if those links actually drove targeted traffic to your website, instead of just staying there only for Google. It’s not even guaranteed that Google will take it into consideration.
  Spend more time creating quality content on your website instead of creating quality content on other people’s websites.
  9. Links With Branded Anchors Work Best
  When you analyse a website, you should always perform an SEO competitor analysis as well.
  Most of the times, the #1 competitor has a higher percentage of branded anchor texts, averaging at about 60-70%.
  Here’s one competitive analysis from the cognitiveSEO Tool:
    If we take a look at the anchor text distribution or the top competitor (the one with score 9), we’ll see that it mostly has branded anchor texts. They know it works, so they do it. This is valid regardless of the naturalness of the link profile. Even if the links are natural or unnatural, sites with more branded anchor texts tend to outperform the ones with only commercial anchor texts.
    Branded anchor texts are great because they help grow the overall authority of your website. This means that when you’ll have new posts, they will rank better on their own, without needing to get any links to them.
  However, it’s always a good idea to also have some commercial keywords there as well. This will let Google better understand what the page is about.
  But it’s just so more much natural for people to link to a website using it’s brand rather than a very specific keyword. Just think about it. If you were to link to a new product, how would you rather do it?
  Example:
  Go to shoes.com if you want to purchase these awesome running shoes.
You can find these awesome running shoes on shoes.com.
  Using commercial anchor texts just feels so… forced. It’s so obvious even for a common reader to realize that the keyword is put there on purpose.
  Many times, editors and webmasters even naturally use miscellaneous anchor texts like ‘official website’ or ‘click here’.
  Example:
  To get these awesome shoes from Nike you can click here.
  However, you don’t even need to build commercial anchor texts externally, because you can do it on your own website, which takes us to our next lesson…
  10. Internal Linking is An Awesome Way to Include Commercial Anchor Texts
  If you can’t get any commercial anchor text backlinks without emptying your wallet, then you can use your own website to create keyword right anchor texts through internal linking.
  The only issue here is content. If you don’t have any, you won’t be able to interlink. If you have a very popular article about a very common question in your niche that you’ve answered, you can use that article to pass its authority to a page you want to rank, such as a product category one.
  Lacking internal structure is a massive waste of opportunity, because it’s something you have complete control over. It’s easy to do, but as anything else in SEO, overdoing it is risky. Read our guide about internal linking if you want to learn how to do it the right way.
  11. Unlinked Brand Mentions Can Pay Off Really Well
  If you want to get some relatively easy links, then look for people that have mentioned you, but haven’t linked to you.
  A great and easy way to find these unlinked brand mentions is to use … BrandMentions. Pretty straight forward, isn’t it? The tool does a great job at identifying these and also at filtering them.
    Before you reach out to the webmasters asking them to quickly link to your website, remember that building a connection is more important. It’s a good idea to thank them first and then suggest or ask for a link.
  This only really works well if you’re an already established brand, but also for local businesses and events. You can also use the tool to monitor when any other keywords (such as your product category) shows up on the web.
  12. You CAN Rank a Website High by Earning Links
  I’ve ranked plenty of websites without any link building, just by creating great content consistently and promoting it properly.
  I’m not saying that these websites didn’t have links at all, I’m just saying I wasn’t building or buying them. The came naturally from genuine connections and proposals and quality content.
  Instead of link building, you can take the link earning approach. The concept is simple. Do stuff that deserves and attracts natural links
  Easy to say, right?
  Well, it’s not that hard to do either, actually. Here are just some ideas, besides the general rule of thumb of creating high quality content.
  debating a long time controversial topic
engaging audiences in real time through live blogging/vlogging
interview interesting people in your industry
  However, for this to work, you have to remember that building connections is the best thing you can do. Although network marketing can be annoying, the truth is that we all are network marketers, one way or another.
  Conclusion
  These 5 years of experience taught me enough to know that I can spend my time better somewhere else. I’ve learned a lot more things, but I’ve tried to cover the most important ones. Maybe I’ll expand the list some day.
  As a closing note, content creation and link earning > spam & link building. You can try both paths to figure it out yourself, or you can just avoid the pain by taking my advice. In the end, you’re the one to decide.
  Building content isn’t only helpful for SEO, but also from a marketing perspective. If you don’t become a publisher, you’ll keep paying publishers to feature your products.
  Most of the publishers out there are usually review and affiliate websites, because that’s what people look for before they buy. Of course, if you’re a maker, you can’t review yourself or your competitors. But you can win their trust by answering questions. And trust, in business, is priceless. It cannot be bought. Only earned.
  What have you learned about link building in your SEO adventures? Share it with us in the comments and let’s chat about it!
The post 12 Lessons I’ve Learned from 100+ Link Building Campaigns – Wins & Fails appeared first on SEO Blog | cognitiveSEO Blog on SEO Tactics & Strategies.
from Marketing https://cognitiveseo.com/blog/19318/ling-building-lessons/ via http://www.rssmix.com/
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krisggordon · 6 years
Text
12 Lessons I’ve Learned from 100+ Link Building Campaigns – Wins & Fails
One of the first things that beginner SEOs get in contact with is link building, often far before they even hear about content quality or even basic things like proper keyword research or title optimization. 
  Link building is the most controversial topic in SEO and I believe that we should encourage people on not focusing too much on links alone . And in years of doing link building campaigns, I’ve learned a thing or two.  So here they are: 12 lessons I’ve learned from dozens of link building campaign I’ve been working on.
    BlackHat Spam Link Building Tools Don’t Work
Building Free Links Manually Takes Ages & Comes With a Lot of Disappointment
Bought Links and PBNs are Too Expensive & Too risky
Forum Posts & Blog Commenting ARE Useful for SEO
Nofollow Links DO Help You Rank Better
Google Can’t Penalize Everyone & Won’t Penalize You for What You Did 5 Years Ago
Focusing on Link Building Alone is Just NOT Worth It Overall
Guest Posts are Useful… But…
Links With Branded Anchors Work Best
Internal Linking is An Awesome Way to Include Commercial Anchor Texts
Unlinked Brand Mentions Can Pay Off Really Well
You CAN Rank a Website High by Earning Links
  1. BlackHat Spam Link Building Tools Don’t Work
  If you’re an experienced SEO, you’re probably not very impressed about this first point. But there’s a big reason why it’s first in this list. I’ll ask you a question:
When you first started building links, what was the very first thing you tried?
If you’re an honest man, you’ll probably say that some sort of blackhat link building.
  As I said, new SEOs often learn about link building first, far before they hear about anything else. Don’t believe me? Well, with all the (often contradicting) information overload on the internet, people turn to forums to get answers cleared out, because they can read the opinions of a dozen different people at once, or even ask questions directly themselves. Just take a look at one example from a forum:
    Now you might be saying “Yes, but that’s a BlackHat SEO forum. I know it.” Well, that’s true, but take a look at how he says he’s new to SEO and has $600 to spend, yet he already knows about tools and link buying.
  So it’s pretty clear that this beginner already knows something about SEO, just not the right stuff. Why? Because BlackHat SEO looks appealing. You apparently get quick results for very little work. Coming up with cool content ideas is hard and time consuming. Writing them even harder.
  In reality, BlackHat SEO tools are expensive and have a huge learning curve. You’re better off building something solid and safe from the start.
  How am I so sure? Well, because I’ve been there. I wanted to make my life easy. I purchased ScrapeBox, GSA Search Engine Ranker, Captcha Breaker and other software, in an attempt to easy my job.
  I spent weeks if not months to learn the software, time in which I had other expenses that I wasn’t aware of at first, such as proxies. In the end, I realized that most links the tools were building were crap ones, because most websites didn’t only had captchas (which Captcha Breaker could occasionally pass) but were also moderator approved.
  The results? Not impressive. Low to medium results with pretty much a lot of money, effort and stress put in. By low to medium results I mean not on page 1.
  All this happened because I missed one key point. The user. I was so caught in my link building that I completely ignored other things. If I did any OnPage SEO, I constantly thought of ways to include more keywords on a page without looking TOO obvious, but never actually thought about the end user for a bit.
  And I haven’t even mentioned penalties yet. I haven’t really experienced penalties personally (yet again I didn’t quite stick with blackhat methods for long) but many of our cognitiveSEO users and clients that I personally consult know very well the dangers of blackhat link building.
  The real results started kicking in when I finally thought about how to make my website and content genuinely useful for the users. Sure, there are a lot of advanced tactics, technical optimizations and marketing schemes you can perform, but at the core, user experience is king.
  There are also ISP (Internet Service Providers) issues. If you start spamming the web, they will eventually phone you to ask you if everything’s alright. You’ll have to lie, obviously, because it’s against their ToS and probably even illegal in some places.
  A Black Hat Link Building Story
  I interviewed a guy once and he told me about how he used to make around $1000 – $2000 per month by spamming the web. That sounds good, but he ended up with very little profit.
    At first, he was only spamming with one computer and a dozen of proxies, averaging about $75 to $100 per month. So he then thought “Hey, why don’t I scale this up?”. Well… scaling up was a big investment. He ended up buying around 20 computers and also spent a lot of money on the energy bill and the internet service package. The total spending was close to $10000.
  In about 3-4 months, Google started catching up with his scheme and penalized his websites. He started everything allover again, trying to stay under the radar, but each time, Google caught him. It took less and less for Google to catch up. At first 2-3 months, then 1-2 months until he abandoned everything.
  With only 2-3 moths of full earnings, he ended up banking less than he spend on the whole setup. He could of course profit by selling the setup, which is a lot more time consuming than purchasing it. In the end, he ended up having nothing solid and realized it isn’t worth it. 
  2. Building Free Links Manually Takes Ages & Comes With a Lot of Disappointment
  Clients ask about links almost all the time. “They heard that it helps with rankings, so they want as many as possible.” People usually ask for SEO consultancy offers and how many links per month they contain. it seems that in order to have an “SEO package”offer, you need to have some links there.
  However, coming back to reality, it just isn’t possible to promise someone a number of links per month, unless you have a predefined set of website you link out from, which makes everything less relevant and more risky.
  Not only that but you also put everyone at risk, because similar link patterns attract more attention and can impact the whole network. This means that if Google hits one site for link spam, it might hit every site with a similar link pattern. This is also the case with buying links, not only with building them. BlackHat tactics affect everyone, not only the performer.
  I’ve been able to outrank and pull out my middle finger to websites that had dozens of very expensive links purchased and probably PBNs, all with almost no link building at all. I also did manual ‘link building’ here and there, but we’ll talk about it later in the article. I’ll explain why I’ve put link building between brackets, so keep reading.
  To be honest, building links manually is just like using a BlackHat link building tool, but 100000 times slower and infinitely more frustrating, because there’s no filter for the failure (like the software), which now goes directly into your soul.
  You, doing manual link building.
  A friend of mine was recently assigned to build some manual links at his work place. After about one week, he sent me this message: “I feel like I’m doing this for nothing.”
  3. Bought Links and PBNs are Too Expensive & Too risky
  After finding out that manual link building literally makes you cry blood, I decided to purchase some links.
  Here and there, you could get an occasional $10 per link, on a random worthless blogspot. For the real links, on news websites, for example, we were talking about $400 to $1000 per link. Many would also ask for monthly payments of $50 to $200 to keep a link online.
  Of course, these prices apply to the markets I am familiar with; in other niches, links are probably a lot more expensive.
  PBNs can probably be more efficient, however the risks are high and you also need to spend a lot of time creating them and making sure Google won’t catch them. 
  A Private Blog Network’s primary cost is content, which you could be very well creating on your main site.
  Here’s a glimpse of how much it would cost you to build a PBN if you want to avoid doing the work yourself. Although these guys probably know what they’re doing, the risks are still there.
    As long as you have multiple quality websites that you take care of, I don’t see the problem with interlinking them. However, you have to take into account the fact that Google might see it as a PBN and penalize it. I’d focus on one website first and when it really goes good and competition is already behind, I’d expand with another one.
  It’s just that… sometimes, dofollow links ‘for SEO’ are more expensive than a regular advertising post on a high authority, high traffic, well established website. I consider the latter to be more effective. If you find a great advertorial opportunity/deal to get your product or website featured, then by all means go for it. But it’s a better idea if the link has a nofollow tag and if the promotion is clearly specified in the article.
  4. Forum Posts & Blog Commenting ARE Useful for SEO
  Wait! Isn’t this a BlackHat Tactic? I know, this might sound counter intuitive. But the answer si no, it isn’t a BlackHat tactic.
  Forums are communities in which people share opinions, ideas and they are also a great resource. Blog comments are the way readers and content creators interact with each other.
  In order to get links, you need to build connections. If you build connections then you’re doing forum posting and blog commenting the right way. Connections help you get more link opportunities. You get to know one webmaster, then they introduce you to another and so on.
  But that’s not the only way to build connections. You can also go to meetings. Meetings and events are probably the most efficient marketing strategy you can spend time on. You can build more connections, land more leads and secure more clients in one single event ore meeting than you can in months of online efforts.
  Sometimes, it’s not easy to find an event in your niche, but there definitely are adjacent niches where you can go. You just have to think outside the box. Alcohol brands, for example, promote a lot on music festivals. If you make shoes, you don’t have to find a shoemaker meeting. Just go to a fashion meetup, or maybe sports one, depending on your products.
  Me (on the right) networking at an E-commerce Summit 2018
  You might often meet bloggers in similar or adjacent niches and you can collaborate with them. You can also connect with them online, on their blogs. Chances of you getting your comments approved now are much higher. Most of the forum and blog comment links are nofollow anyway, but that’s not a problem, because nofollow links actually help you rank better. I have proof, keep reading.
  If you have a small/medium website or a blog, don’t dismiss comments and forum posts completely.
  5. Nofollow Links DO Help You Rank Better
  We all want dofollow links. Not just for SEO, but even for our own sake. A nofollow sounds sort of like mentioning someone, but talking badly of him. In reality, nofollow links aren’t bad. They can still help you rank better. If you want proof, check out this article about nofollow links.
  Countless times has it been proven to me that nofollow links help you rank higher.
  If you do purchase an advertorial with a link, not only will you theoretically be legal by using a nofollow link, but you’ll tell Google “Hey, I’m following the rules. Are we cool?”.
  Try it and you’ll see for yourself. Just don’t bother building useless nofollow links from spam or random posts on random blogs and forums. Use proper advertising on relevant websites with good traffic and adequate audience. That’s the best way to go for.
  It’s funny, I’ve even found another “X link building mistakes” article which states that building nofollow links is in fact a mistake. A mistake is having an unnatural link profile and a 100% dofollow link profile is definitely unnatural.
  The problem with dofollow links is that Google wants them to come naturally, without any monetary incentives. So Google decided to create the nofollow tag to be added to sponsored links. Obviously, nobody cared about that and Google had to bring in penalties.
  So everytime you buy dofollow links, you’re exposing yourself to the risk of penalty. Google penalizes sites both ways, so publishers started avoiding giving dofollow links altogether.
  John Mueller confirmed that adding a nofollow tag to any kind of paid or incentivised link will remove the risk of a Google Penalty.
  Nofollow links are fine.
— John ☆.o(≧▽≦)o.☆ (@JohnMu) January 15, 2018
  Now I’m just making assumptions, but I don’t find it hard for Google to realize a MyBusiness review is fake, if some account with a high activity in local stores from Texas reviews a restaurant from North Dakota, without ever visiting it.
  Same goes with buying links. We’re all using Gmail, and even if we don’t, we’re probably logged in a Google account in some way, through our browser. It wouldn’t be hard for Google to figure out connections between webmasters.
  I know, it sounds paranoid, but since they have patents on listening to what you say through your microphone to server you personalized ads… I don’t know what isn’t possible.
  6. Google Can’t Penalize Everyone & Won’t Penalize You for What You Did 5 Years Ago
  At first, when looking at a very competitive niche and seeing a ton of BlackHat links, you might be thinking that it works and that’s the way to go. That’s not the point. Google doesn’t rank the website with the most links, it ranks the best website.
youtube
    What John is saying is that most unnatural links are actually ignored. So if a site does have unnatural links, it doesn’t mean it isn’t still the best result out there. Google tries to satisfy the user, not the other websites. If the user isn’t satisfied, it stops coming on Google.
  For example, let’s suppose that Adidas and Nike do a lot of BlackHat SEO, but some Chinese ghost brands like Abibas and Nikae do WhiteHat SEO. Should Google rank those when people search for “best sport shoes brands”?
  And if all websites that rank for a keyword were to be penalized… who would be ranking? Nobody?
  If your competitors are ranking above you but they have a lot of spammy links, you might want to read this article about how to outrun them.
  You have to take into account that Google gives a lot more damns about user experience that it gives about links. If you build 100 links and Google boosts you up, it won’t be long until it drops you back forever if your website sucks.
  If your competition is full of spammy links or purchased links, you’re at an advantage. Google is always looking for the perfect candidate to put it on spot #1. Focus on doing something better or just as good as them. Only after that think of ways to promote your website and obtain backlinks.
  Also, if you start doing SEO for a new client, unless the client is obviously penalized, focus on earning new links instead of getting rid of old ones.
  7. Focusing on Link Building Alone is Just NOT Worth It Overall
  Now… Don’t get me wrong. Links are useful. You should try to get them, as much as possible. You should be always looking for new link opportunities.
  So if someone tells you “Hey, cool content man, I’ll write about it and link to you.” don’t go and tell them “No thanks, man. I don’t do link building.” That would be… dumb. It’s just that people get it wrong and instead of acquiring links the right way, they sell their souls to the devil for links.
  Quality links are a byproduct of good marketing, the one thing you should be chasing instead of links alone.
  Even here, at cognitiveSEO we’ve focused more on content creation and promotion over the past 2 years. The results were visibly better than anything we’ve tried in the past, when building links was the cool kid. Our traffic went up and so did the interactions with our content.
  By writing quality content we were even able to land a couple of guest posts every year, without even asking for them. People would simply read our content and ask us if we can write for them. That’s a great way to get a link back to one of your articles or even products. Now imagine our success rate if we actually chased guest posts. However… 
  8. Guest Posts are Useful… But…
  You see, when you do guest posts, the best possible outcome for you is to write something really good. If you write low quality guest posts, you get low quality results with them. Nobody will read them and the host will probably never work with you again.
  If you write a successful post, that ranks high and actually drives traffic to the hosts website and even gets people to link to it, then you’re prone to write again there soon. Isn’t it awesome to have a writer that can bring traffic to your website? I hope you see where this is going.
  Wouldn’t you rather have a good writer that brings targeted traffic… on your own website, instead of someone else’s website?
  A couple of guest posts here and there on really authoritative websites in your niche are useful, of course, and you should go for it. But I’d rather spend some money on an advertorial on a website that won’t accept guest posts but could actually bring me real traffic. It’s a lot less work and probably a lot more profitable.
  Often times the links you get from guest posts aren’t even dofollow. That’s not necessarily a bad thing, but the best outcome would be if those links actually drove targeted traffic to your website, instead of just staying there only for Google. It’s not even guaranteed that Google will take it into consideration.
  Spend more time creating quality content on your website instead of creating quality content on other people’s websites.
  9. Links With Branded Anchors Work Best
  When you analyse a website, you should always perform an SEO competitor analysis as well.
  Most of the times, the #1 competitor has a higher percentage of branded anchor texts, averaging at about 60-70%.
  Here’s one competitive analysis from the cognitiveSEO Tool:
    If we take a look at the anchor text distribution or the top competitor (the one with score 9), we’ll see that it mostly has branded anchor texts. They know it works, so they do it. This is valid regardless of the naturalness of the link profile. Even if the links are natural or unnatural, sites with more branded anchor texts tend to outperform the ones with only commercial anchor texts.
    Branded anchor texts are great because they help grow the overall authority of your website. This means that when you’ll have new posts, they will rank better on their own, without needing to get any links to them.
  However, it’s always a good idea to also have some commercial keywords there as well. This will let Google better understand what the page is about.
  But it’s just so more much natural for people to link to a website using it’s brand rather than a very specific keyword. Just think about it. If you were to link to a new product, how would you rather do it?
  Example:
  Go to shoes.com if you want to purchase these awesome running shoes.
You can find these awesome running shoes on shoes.com.
  Using commercial anchor texts just feels so… forced. It’s so obvious even for a common reader to realize that the keyword is put there on purpose.
  Many times, editors and webmasters even naturally use miscellaneous anchor texts like ‘official website’ or ‘click here’.
  Example:
  To get these awesome shoes from Nike you can click here.
  However, you don’t even need to build commercial anchor texts externally, because you can do it on your own website, which takes us to our next lesson…
  10. Internal Linking is An Awesome Way to Include Commercial Anchor Texts
  If you can’t get any commercial anchor text backlinks without emptying your wallet, then you can use your own website to create keyword right anchor texts through internal linking.
  The only issue here is content. If you don’t have any, you won’t be able to interlink. If you have a very popular article about a very common question in your niche that you’ve answered, you can use that article to pass its authority to a page you want to rank, such as a product category one.
  Lacking internal structure is a massive waste of opportunity, because it’s something you have complete control over. It’s easy to do, but as anything else in SEO, overdoing it is risky. Read our guide about internal linking if you want to learn how to do it the right way.
  11. Unlinked Brand Mentions Can Pay Off Really Well
  If you want to get some relatively easy links, then look for people that have mentioned you, but haven’t linked to you.
  A great and easy way to find these unlinked brand mentions is to use … BrandMentions. Pretty straight forward, isn’t it? The tool does a great job at identifying these and also at filtering them.
    Before you reach out to the webmasters asking them to quickly link to your website, remember that building a connection is more important. It’s a good idea to thank them first and then suggest or ask for a link.
  This only really works well if you’re an already established brand, but also for local businesses and events. You can also use the tool to monitor when any other keywords (such as your product category) shows up on the web.
  12. You CAN Rank a Website High by Earning Links
  I’ve ranked plenty of websites without any link building, just by creating great content consistently and promoting it properly.
  I’m not saying that these websites didn’t have links at all, I’m just saying I wasn’t building or buying them. The came naturally from genuine connections and proposals and quality content.
  Instead of link building, you can take the link earning approach. The concept is simple. Do stuff that deserves and attracts natural links
  Easy to say, right?
  Well, it’s not that hard to do either, actually. Here are just some ideas, besides the general rule of thumb of creating high quality content.
  debating a long time controversial topic
engaging audiences in real time through live blogging/vlogging
interview interesting people in your industry
  However, for this to work, you have to remember that building connections is the best thing you can do. Although network marketing can be annoying, the truth is that we all are network marketers, one way or another.
  Conclusion
  These 5 years of experience taught me enough to know that I can spend my time better somewhere else. I’ve learned a lot more things, but I’ve tried to cover the most important ones. Maybe I’ll expand the list some day.
  As a closing note, content creation and link earning > spam & link building. You can try both paths to figure it out yourself, or you can just avoid the pain by taking my advice. In the end, you’re the one to decide.
  Building content isn’t only helpful for SEO, but also from a marketing perspective. If you don’t become a publisher, you’ll keep paying publishers to feature your products.
  Most of the publishers out there are usually review and affiliate websites, because that’s what people look for before they buy. Of course, if you’re a maker, you can’t review yourself or your competitors. But you can win their trust by answering questions. And trust, in business, is priceless. It cannot be bought. Only earned.
  What have you learned about link building in your SEO adventures? Share it with us in the comments and let’s chat about it!
The post 12 Lessons I’ve Learned from 100+ Link Building Campaigns – Wins & Fails appeared first on SEO Blog | cognitiveSEO Blog on SEO Tactics & Strategies.
from Marketing https://cognitiveseo.com/blog/19318/ling-building-lessons/ via http://www.rssmix.com/
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wjwilliams29 · 6 years
Text
12 Lessons I’ve Learned from 100+ Link Building Campaigns – Wins & Fails
One of the first things that beginner SEOs get in contact with is link building, often far before they even hear about content quality or even basic things like proper keyword research or title optimization. 
  Link building is the most controversial topic in SEO and I believe that we should encourage people on not focusing too much on links alone . And in years of doing link building campaigns, I’ve learned a thing or two.  So here they are: 12 lessons I’ve learned from dozens of link building campaign I’ve been working on.
    BlackHat Spam Link Building Tools Don’t Work
Building Free Links Manually Takes Ages & Comes With a Lot of Disappointment
Bought Links and PBNs are Too Expensive & Too risky
Forum Posts & Blog Commenting ARE Useful for SEO
Nofollow Links DO Help You Rank Better
Google Can’t Penalize Everyone & Won’t Penalize You for What You Did 5 Years Ago
Focusing on Link Building Alone is Just NOT Worth It Overall
Guest Posts are Useful… But…
Links With Branded Anchors Work Best
Internal Linking is An Awesome Way to Include Commercial Anchor Texts
Unlinked Brand Mentions Can Pay Off Really Well
You CAN Rank a Website High by Earning Links
  1. BlackHat Spam Link Building Tools Don’t Work
  If you’re an experienced SEO, you’re probably not very impressed about this first point. But there’s a big reason why it’s first in this list. I’ll ask you a question:
When you first started building links, what was the very first thing you tried?
If you’re an honest man, you’ll probably say that some sort of blackhat link building.
  As I said, new SEOs often learn about link building first, far before they hear about anything else. Don’t believe me? Well, with all the (often contradicting) information overload on the internet, people turn to forums to get answers cleared out, because they can read the opinions of a dozen different people at once, or even ask questions directly themselves. Just take a look at one example from a forum:
    Now you might be saying “Yes, but that’s a BlackHat SEO forum. I know it.” Well, that’s true, but take a look at how he says he’s new to SEO and has $600 to spend, yet he already knows about tools and link buying.
  So it’s pretty clear that this beginner already knows something about SEO, just not the right stuff. Why? Because BlackHat SEO looks appealing. You apparently get quick results for very little work. Coming up with cool content ideas is hard and time consuming. Writing them even harder.
  In reality, BlackHat SEO tools are expensive and have a huge learning curve. You’re better off building something solid and safe from the start.
  How am I so sure? Well, because I’ve been there. I wanted to make my life easy. I purchased ScrapeBox, GSA Search Engine Ranker, Captcha Breaker and other software, in an attempt to easy my job.
  I spent weeks if not months to learn the software, time in which I had other expenses that I wasn’t aware of at first, such as proxies. In the end, I realized that most links the tools were building were crap ones, because most websites didn’t only had captchas (which Captcha Breaker could occasionally pass) but were also moderator approved.
  The results? Not impressive. Low to medium results with pretty much a lot of money, effort and stress put in. By low to medium results I mean not on page 1.
  All this happened because I missed one key point. The user. I was so caught in my link building that I completely ignored other things. If I did any OnPage SEO, I constantly thought of ways to include more keywords on a page without looking TOO obvious, but never actually thought about the end user for a bit.
  And I haven’t even mentioned penalties yet. I haven’t really experienced penalties personally (yet again I didn’t quite stick with blackhat methods for long) but many of our cognitiveSEO users and clients that I personally consult know very well the dangers of blackhat link building.
  The real results started kicking in when I finally thought about how to make my website and content genuinely useful for the users. Sure, there are a lot of advanced tactics, technical optimizations and marketing schemes you can perform, but at the core, user experience is king.
  There are also ISP (Internet Service Providers) issues. If you start spamming the web, they will eventually phone you to ask you if everything’s alright. You’ll have to lie, obviously, because it’s against their ToS and probably even illegal in some places.
  A Black Hat Link Building Story
  I interviewed a guy once and he told me about how he used to make around $1000 – $2000 per month by spamming the web. That sounds good, but he ended up with very little profit.
    At first, he was only spamming with one computer and a dozen of proxies, averaging about $75 to $100 per month. So he then thought “Hey, why don’t I scale this up?”. Well… scaling up was a big investment. He ended up buying around 20 computers and also spent a lot of money on the energy bill and the internet service package. The total spending was close to $10000.
  In about 3-4 months, Google started catching up with his scheme and penalized his websites. He started everything allover again, trying to stay under the radar, but each time, Google caught him. It took less and less for Google to catch up. At first 2-3 months, then 1-2 months until he abandoned everything.
  With only 2-3 moths of full earnings, he ended up banking less than he spend on the whole setup. He could of course profit by selling the setup, which is a lot more time consuming than purchasing it. In the end, he ended up having nothing solid and realized it isn’t worth it. 
  2. Building Free Links Manually Takes Ages & Comes With a Lot of Disappointment
  Clients ask about links almost all the time. “They heard that it helps with rankings, so they want as many as possible.” People usually ask for SEO consultancy offers and how many links per month they contain. it seems that in order to have an “SEO package”offer, you need to have some links there.
  However, coming back to reality, it just isn’t possible to promise someone a number of links per month, unless you have a predefined set of website you link out from, which makes everything less relevant and more risky.
  Not only that but you also put everyone at risk, because similar link patterns attract more attention and can impact the whole network. This means that if Google hits one site for link spam, it might hit every site with a similar link pattern. This is also the case with buying links, not only with building them. BlackHat tactics affect everyone, not only the performer.
  I’ve been able to outrank and pull out my middle finger to websites that had dozens of very expensive links purchased and probably PBNs, all with almost no link building at all. I also did manual ‘link building’ here and there, but we’ll talk about it later in the article. I’ll explain why I’ve put link building between brackets, so keep reading.
  To be honest, building links manually is just like using a BlackHat link building tool, but 100000 times slower and infinitely more frustrating, because there’s no filter for the failure (like the software), which now goes directly into your soul.
  You, doing manual link building.
  A friend of mine was recently assigned to build some manual links at his work place. After about one week, he sent me this message: “I feel like I’m doing this for nothing.”
  3. Bought Links and PBNs are Too Expensive & Too risky
  After finding out that manual link building literally makes you cry blood, I decided to purchase some links.
  Here and there, you could get an occasional $10 per link, on a random worthless blogspot. For the real links, on news websites, for example, we were talking about $400 to $1000 per link. Many would also ask for monthly payments of $50 to $200 to keep a link online.
  Of course, these prices apply to the markets I am familiar with; in other niches, links are probably a lot more expensive.
  PBNs can probably be more efficient, however the risks are high and you also need to spend a lot of time creating them and making sure Google won’t catch them. 
  A Private Blog Network’s primary cost is content, which you could be very well creating on your main site.
  Here’s a glimpse of how much it would cost you to build a PBN if you want to avoid doing the work yourself. Although these guys probably know what they’re doing, the risks are still there.
    As long as you have multiple quality websites that you take care of, I don’t see the problem with interlinking them. However, you have to take into account the fact that Google might see it as a PBN and penalize it. I’d focus on one website first and when it really goes good and competition is already behind, I’d expand with another one.
  It’s just that… sometimes, dofollow links ‘for SEO’ are more expensive than a regular advertising post on a high authority, high traffic, well established website. I consider the latter to be more effective. If you find a great advertorial opportunity/deal to get your product or website featured, then by all means go for it. But it’s a better idea if the link has a nofollow tag and if the promotion is clearly specified in the article.
  4. Forum Posts & Blog Commenting ARE Useful for SEO
  Wait! Isn’t this a BlackHat Tactic? I know, this might sound counter intuitive. But the answer si no, it isn’t a BlackHat tactic.
  Forums are communities in which people share opinions, ideas and they are also a great resource. Blog comments are the way readers and content creators interact with each other.
  In order to get links, you need to build connections. If you build connections then you’re doing forum posting and blog commenting the right way. Connections help you get more link opportunities. You get to know one webmaster, then they introduce you to another and so on.
  But that’s not the only way to build connections. You can also go to meetings. Meetings and events are probably the most efficient marketing strategy you can spend time on. You can build more connections, land more leads and secure more clients in one single event ore meeting than you can in months of online efforts.
  Sometimes, it’s not easy to find an event in your niche, but there definitely are adjacent niches where you can go. You just have to think outside the box. Alcohol brands, for example, promote a lot on music festivals. If you make shoes, you don’t have to find a shoemaker meeting. Just go to a fashion meetup, or maybe sports one, depending on your products.
  Me (on the right) networking at an E-commerce Summit 2018
  You might often meet bloggers in similar or adjacent niches and you can collaborate with them. You can also connect with them online, on their blogs. Chances of you getting your comments approved now are much higher. Most of the forum and blog comment links are nofollow anyway, but that’s not a problem, because nofollow links actually help you rank better. I have proof, keep reading.
  If you have a small/medium website or a blog, don’t dismiss comments and forum posts completely.
  5. Nofollow Links DO Help You Rank Better
  We all want dofollow links. Not just for SEO, but even for our own sake. A nofollow sounds sort of like mentioning someone, but talking badly of him. In reality, nofollow links aren’t bad. They can still help you rank better. If you want proof, check out this article about nofollow links.
  Countless times has it been proven to me that nofollow links help you rank higher.
  If you do purchase an advertorial with a link, not only will you theoretically be legal by using a nofollow link, but you’ll tell Google “Hey, I’m following the rules. Are we cool?”.
  Try it and you’ll see for yourself. Just don’t bother building useless nofollow links from spam or random posts on random blogs and forums. Use proper advertising on relevant websites with good traffic and adequate audience. That’s the best way to go for.
  It’s funny, I’ve even found another “X link building mistakes” article which states that building nofollow links is in fact a mistake. A mistake is having an unnatural link profile and a 100% dofollow link profile is definitely unnatural.
  The problem with dofollow links is that Google wants them to come naturally, without any monetary incentives. So Google decided to create the nofollow tag to be added to sponsored links. Obviously, nobody cared about that and Google had to bring in penalties.
  So everytime you buy dofollow links, you’re exposing yourself to the risk of penalty. Google penalizes sites both ways, so publishers started avoiding giving dofollow links altogether.
  John Mueller confirmed that adding a nofollow tag to any kind of paid or incentivised link will remove the risk of a Google Penalty.
  Nofollow links are fine.
— John ☆.o(≧▽≦)o.☆ (@JohnMu) January 15, 2018
  Now I’m just making assumptions, but I don’t find it hard for Google to realize a MyBusiness review is fake, if some account with a high activity in local stores from Texas reviews a restaurant from North Dakota, without ever visiting it.
  Same goes with buying links. We’re all using Gmail, and even if we don’t, we’re probably logged in a Google account in some way, through our browser. It wouldn’t be hard for Google to figure out connections between webmasters.
  I know, it sounds paranoid, but since they have patents on listening to what you say through your microphone to server you personalized ads… I don’t know what isn’t possible.
  6. Google Can’t Penalize Everyone & Won’t Penalize You for What You Did 5 Years Ago
  At first, when looking at a very competitive niche and seeing a ton of BlackHat links, you might be thinking that it works and that’s the way to go. That’s not the point. Google doesn’t rank the website with the most links, it ranks the best website.
youtube
    What John is saying is that most unnatural links are actually ignored. So if a site does have unnatural links, it doesn’t mean it isn’t still the best result out there. Google tries to satisfy the user, not the other websites. If the user isn’t satisfied, it stops coming on Google.
  For example, let’s suppose that Adidas and Nike do a lot of BlackHat SEO, but some Chinese ghost brands like Abibas and Nikae do WhiteHat SEO. Should Google rank those when people search for “best sport shoes brands”?
  And if all websites that rank for a keyword were to be penalized… who would be ranking? Nobody?
  If your competitors are ranking above you but they have a lot of spammy links, you might want to read this article about how to outrun them.
  You have to take into account that Google gives a lot more damns about user experience that it gives about links. If you build 100 links and Google boosts you up, it won’t be long until it drops you back forever if your website sucks.
  If your competition is full of spammy links or purchased links, you’re at an advantage. Google is always looking for the perfect candidate to put it on spot #1. Focus on doing something better or just as good as them. Only after that think of ways to promote your website and obtain backlinks.
  Also, if you start doing SEO for a new client, unless the client is obviously penalized, focus on earning new links instead of getting rid of old ones.
  7. Focusing on Link Building Alone is Just NOT Worth It Overall
  Now… Don’t get me wrong. Links are useful. You should try to get them, as much as possible. You should be always looking for new link opportunities.
  So if someone tells you “Hey, cool content man, I’ll write about it and link to you.” don’t go and tell them “No thanks, man. I don’t do link building.” That would be… dumb. It’s just that people get it wrong and instead of acquiring links the right way, they sell their souls to the devil for links.
  Quality links are a byproduct of good marketing, the one thing you should be chasing instead of links alone.
  Even here, at cognitiveSEO we’ve focused more on content creation and promotion over the past 2 years. The results were visibly better than anything we’ve tried in the past, when building links was the cool kid. Our traffic went up and so did the interactions with our content.
  By writing quality content we were even able to land a couple of guest posts every year, without even asking for them. People would simply read our content and ask us if we can write for them. That’s a great way to get a link back to one of your articles or even products. Now imagine our success rate if we actually chased guest posts. However… 
  8. Guest Posts are Useful… But…
  You see, when you do guest posts, the best possible outcome for you is to write something really good. If you write low quality guest posts, you get low quality results with them. Nobody will read them and the host will probably never work with you again.
  If you write a successful post, that ranks high and actually drives traffic to the hosts website and even gets people to link to it, then you’re prone to write again there soon. Isn’t it awesome to have a writer that can bring traffic to your website? I hope you see where this is going.
  Wouldn’t you rather have a good writer that brings targeted traffic… on your own website, instead of someone else’s website?
  A couple of guest posts here and there on really authoritative websites in your niche are useful, of course, and you should go for it. But I’d rather spend some money on an advertorial on a website that won’t accept guest posts but could actually bring me real traffic. It’s a lot less work and probably a lot more profitable.
  Often times the links you get from guest posts aren’t even dofollow. That’s not necessarily a bad thing, but the best outcome would be if those links actually drove targeted traffic to your website, instead of just staying there only for Google. It’s not even guaranteed that Google will take it into consideration.
  Spend more time creating quality content on your website instead of creating quality content on other people’s websites.
  9. Links With Branded Anchors Work Best
  When you analyse a website, you should always perform an SEO competitor analysis as well.
  Most of the times, the #1 competitor has a higher percentage of branded anchor texts, averaging at about 60-70%.
  Here’s one competitive analysis from the cognitiveSEO Tool:
    If we take a look at the anchor text distribution or the top competitor (the one with score 9), we’ll see that it mostly has branded anchor texts. They know it works, so they do it. This is valid regardless of the naturalness of the link profile. Even if the links are natural or unnatural, sites with more branded anchor texts tend to outperform the ones with only commercial anchor texts.
    Branded anchor texts are great because they help grow the overall authority of your website. This means that when you’ll have new posts, they will rank better on their own, without needing to get any links to them.
  However, it’s always a good idea to also have some commercial keywords there as well. This will let Google better understand what the page is about.
  But it’s just so more much natural for people to link to a website using it’s brand rather than a very specific keyword. Just think about it. If you were to link to a new product, how would you rather do it?
  Example:
  Go to shoes.com if you want to purchase these awesome running shoes.
You can find these awesome running shoes on shoes.com.
  Using commercial anchor texts just feels so… forced. It’s so obvious even for a common reader to realize that the keyword is put there on purpose.
  Many times, editors and webmasters even naturally use miscellaneous anchor texts like ‘official website’ or ‘click here’.
  Example:
  To get these awesome shoes from Nike you can click here.
  However, you don’t even need to build commercial anchor texts externally, because you can do it on your own website, which takes us to our next lesson…
  10. Internal Linking is An Awesome Way to Include Commercial Anchor Texts
  If you can’t get any commercial anchor text backlinks without emptying your wallet, then you can use your own website to create keyword right anchor texts through internal linking.
  The only issue here is content. If you don’t have any, you won’t be able to interlink. If you have a very popular article about a very common question in your niche that you’ve answered, you can use that article to pass its authority to a page you want to rank, such as a product category one.
  Lacking internal structure is a massive waste of opportunity, because it’s something you have complete control over. It’s easy to do, but as anything else in SEO, overdoing it is risky. Read our guide about internal linking if you want to learn how to do it the right way.
  11. Unlinked Brand Mentions Can Pay Off Really Well
  If you want to get some relatively easy links, then look for people that have mentioned you, but haven’t linked to you.
  A great and easy way to find these unlinked brand mentions is to use … BrandMentions. Pretty straight forward, isn’t it? The tool does a great job at identifying these and also at filtering them.
    Before you reach out to the webmasters asking them to quickly link to your website, remember that building a connection is more important. It’s a good idea to thank them first and then suggest or ask for a link.
  This only really works well if you’re an already established brand, but also for local businesses and events. You can also use the tool to monitor when any other keywords (such as your product category) shows up on the web.
  12. You CAN Rank a Website High by Earning Links
  I’ve ranked plenty of websites without any link building, just by creating great content consistently and promoting it properly.
  I’m not saying that these websites didn’t have links at all, I’m just saying I wasn’t building or buying them. The came naturally from genuine connections and proposals and quality content.
  Instead of link building, you can take the link earning approach. The concept is simple. Do stuff that deserves and attracts natural links
  Easy to say, right?
  Well, it’s not that hard to do either, actually. Here are just some ideas, besides the general rule of thumb of creating high quality content.
  debating a long time controversial topic
engaging audiences in real time through live blogging/vlogging
interview interesting people in your industry
  However, for this to work, you have to remember that building connections is the best thing you can do. Although network marketing can be annoying, the truth is that we all are network marketers, one way or another.
  Conclusion
  These 5 years of experience taught me enough to know that I can spend my time better somewhere else. I’ve learned a lot more things, but I’ve tried to cover the most important ones. Maybe I’ll expand the list some day.
  As a closing note, content creation and link earning > spam & link building. You can try both paths to figure it out yourself, or you can just avoid the pain by taking my advice. In the end, you’re the one to decide.
  Building content isn’t only helpful for SEO, but also from a marketing perspective. If you don’t become a publisher, you’ll keep paying publishers to feature your products.
  Most of the publishers out there are usually review and affiliate websites, because that’s what people look for before they buy. Of course, if you’re a maker, you can’t review yourself or your competitors. But you can win their trust by answering questions. And trust, in business, is priceless. It cannot be bought. Only earned.
  What have you learned about link building in your SEO adventures? Share it with us in the comments and let’s chat about it!
The post 12 Lessons I’ve Learned from 100+ Link Building Campaigns – Wins & Fails appeared first on SEO Blog | cognitiveSEO Blog on SEO Tactics & Strategies.
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Tip cheap car insurance first car
"Tip cheap car insurance first car
Tip cheap car insurance first car
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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Tip cheap car insurance first car
Tip cheap car insurance first car
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Who do you think has the best car insurance rates?
Who do you think has the best car insurance rates?
Would my car insurance be expensive?
IF I WAS TO GET A 2005 NISSAN MAXIMA CAR WOULD THE CAR INSURANCE BE EXPENSIVE.........
Tip cheap car insurance first car
Tip cheap car insurance first car
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Where can i cheap car insurance from?
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Did I get a cheap Auto Insurance?
Not sure if I got a good deal from Geico. I insured my new 2008 Mazda and and old Honda Civic. I live in SoCal. Liability Coverages for both: Bodily Injury = $500,000/$750,000. Property Damage = $50,000. Medical Payments = $25,000. Uninsured and Underinsured Motorist Bodily Injury = $500,000/$500,000. Plus Collision and Comprehensive Coverage for the new car. Total Premium = $528.70 (6 months coverage) Is this expensive? Did I choose the right amount for the coverage?""
Is it legal for auto insurance companies to adjust rates based on where you live?
I live in California, and I thought it was now illegal to charge more or less based on where you live. Does anyone know the laws regarding this?""
How can I get cheaper car insurance?
Im 17 and just got my full uk driving licence and got a car it's a Subaru 2.0r sport but insurance is 7-8k for my own policy but 3500 if I am a second driver but is that Ilegal
Can you get insurance after a ticket for no insurance?
so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???""
Roughly.....how much does a old ford mondeo cost in insurance?
Its 1.8 Turbo diesel if that helps?!!!!!!
How does one go about getting insurance?
ok I know there is some different insurance types out there like health car etc etc but i want to know how do you go about getting it! see I'm 15 years old I know i shouldn't worry about this now but it just seems like a good idea to ask the question now this one lil question has plenty of other questions with it how many different insurances do you need to have? what should you look for in Insurance? how much is insurance? what is an insurance rate? and the title of this question how does one go about getting it? on that last one I really need a detailed answer because I am 15 I just got back in school so my brain is a bit mushy and not so quick XD and way like I said I'd really like a detailed answer on that last one heck if ya role play it out with your self for me then that would even make it easier so the more questions you answer in this (with a good answer mind you) the more likely I am to choose you as the best answer!
What is the best individual insurance for a pregnant woman?
I just found out i am 5 weeks pregnant and dont currently have insurance. My husbands works and his employer offers insurance for the family for $850.00/mo, which is completely ridiculous and not affordable for us right now. I stay at home with my daughter in Missouri, but we are having a hard time getting medicaid. Any advice. Thanks...""
I need cheap car insurance in New York City?
I need cheap (FULL) coverage for a financed vehicle in the NEw York Area...I've tried the popular sites...any leads?
Looking to get a car insurance but.....?
Looking to get a car insurance but i am not sure what it covers and what should i ask my insurer to include in my policy?
How do I get points taken off of my license?
i live in California and i about 2 months ago crashed my car and was cited for a failure to yield ticket, because i am only 16 i got a restricted license and i have to attend traffic school as well as getting a point, i was wonder if i could get that point taken off?""
Question about car insurance.?
Hi there I bought a car that is about 100 miles away, and is in another state. I will get a ride there to pick it up. But what do I do about insurance do I get some or other temp. insurance to drive it back to my home town? or do I get insurance where I buy it? What is the procedure in this case? Thank you""
Motorcycle insurance for 18yr old first vehicle(sportbike)?
I am considering purchasing a 2007 Kawasaki ninja 250r. I was wondering how much insurance would be for me(18) if it was my first vehicle . I have no prior car insurance history. And I just got a motor license.
Where can you find the best/cheapest car insurance for a 17 year old?
I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance.""
Question about car insurance?
okay so i was recently in an car accident and my car was a total loss. The accident is not my fault. I received my settlement check for my vehicle after paying my deductible for my insurance company. 2 months later now I received another check from the other insurance company at fault with an attached form stating that the check is for repairing the damages on my vehicle. Is this check safe for me to cash out? Not complaining of getting extra money, but Im just curious why would i get another check when i already got a whole settlement check from my insurance company. Shouldnt the other insurance be paying my insurance company instead? any help would be great.""
Negative impacts on making all drivers have insurance?
also what are some positive impacts of making all drivers have insurance how would it help stop boy racers?
Car insurance confusion?
so my dad bought a car for my sis and I to share. I have liability that my mom pays. My sis has insurance my dad pays. Can I still drive the car my dad bought for us or do I have to be under his plan? btw my parents are divorced
""Im an 18 year old male and im about to get my drivers license for the first ime ,how much is my insurance ?
about how much is my insurance looking to cost me ???
How do people with new cars afford insurance?
I'm currently a university student looking to buy my first car soon, but I recently looked at a couple of insurance premium quotes and my mouth just dropped. How on earth do people afford insurance, especially those with new cars? It's insane to think you're going to be coughing out almost $300 a month for a new car. How to people do it? One of my friends (whose parents own their own business) have 4 cars ranging from 2010-2012 under finance.They must be paying LOADS of money on insurance, but how to people like that do it?""
Young Drivers Car Insurance?
My son is 17 in January and already owns a car, im looking for car insurance for him as a learner then obviously as a passed driver. Most comparisson sites wont search as he is not 17 at the moment. He insists that he does not want one with a box fitted to the car. Any ideas of companies that will give a reasonable quote would be appreciated.""
Best insurance for a 2004 grand am?
what is the best, but cheapest insurance for this car. It is used and this is my first car. Does anyone have any list of insurances to look at? I really dont want to go over 200 for one month. Help? Please and thank you.""
How much MORE can you expect to pay on insurance for this car?
I know every person will have there own prices, but if i purchase a g35 coupe rather than a sedan, will the insurance skyrocket? I'm 20 yrs old, like 2 tickets, you think i should just go with the sedan?""
Is there some kind of insurance I can buy for my pit bull while renting a home/apt?
I'm not looking for housing, but I know how difficult it is to get while owning a dog over 25 lbs and a pit bull mix to boot! Is there a type of insurance that I can get that will over-ride or cover whatever it is in the commerical insurance that makes people reject me for my dog breed? I have read somewhere there might be, but I don't know what it is and what was the experience with using it? I'm wondering if it's something I should get now and have a history of having or just get when I need it.""
What is the cheapest car insurance in Florida?
I'm 20 and I'm with Allstate they have me paying $1000 each 6 month for Insurance too much money they killing me help.
Tip cheap car insurance first car
Tip cheap car insurance first car
What is the absolute cheapest auto insurance out there?
Where can i get it the cheapest!? online or not. i dont care of all these extra benefits just basic full coverage insurance. I havent picked a car out yet but want to find cheapest first. im 19, male with a few traffic violations. also i am in the military if there are any good sites that have a discount. i have been researching and researching and no luck, please help!""
Finding Health Insurance Plans?
I'm 25 and will be off my parents plan at the end of the month and with a history of preexisting conditions, it's hard to find any one that will accept me. We've been looking and calling and going through a insurance broker and no one will take me. Is there any company or health insurance plan that is less strict on new customers? What do I do?""
Where can I get SR-22 insurance?
I got a DUI and am now required to get SR-22 Insurance in Illinois. I called my local Insurance companys and most of them are saying I need to have insurance with them prior to this so I can't get it through them. Any ideas on some good companies that would do this, and the cheapest way to go about it?? Much thanks!! Mandy, Illinois""
""My car insurance company sent me forms to fill out, after an accident. Do I need to do it?""
The police report states that I am not at fault. The passenger in my was badly hurt. My insurer wants me/my passenger to fill out a medical release/history form. I see no benefit in doing so. If the other driver does not have insurance, and we are not yet sure that they do, my insurer would pay my claim/my passengers claim under my uninsured coverage. If they have my passenger's medical history, they could try to find reasons to limit how much to pay out. They also want me to fill out a Report of Traffic Accident form. I have given a statement to the police, who said I'm not at fault. The other driver was cited, and I have also given an oral/recorded statement to my insurer. I don't' see the need to fill out an accident form. It just seems that my insurer is trying to cover their on *** in case my uninsured coverage kicks in. What if I don't fill these form out?""
Car insurance advice needed for a 17 year old?
As I said in my previous question. I recently bought a Citroen AX 988cc for 500 and paid 2800 insurance for a year. I thought It was really good as all of my mates had paid well over 3000 for their Fiestas etc. I got alot of answers saying I had been ripped off. I would be so happy if you could tell me of a better deal. I called a total of 46 insurance companies, and used comparison websites on a variety of insurance group 1 cars. And this was the very cheapest I could find. Initially Iwanted a VW Golf. (Not the GTI Version) But I was quoted 9000 a year, not bad but I dont earn that much yet. I have 3 jobs but all are minumum wage. (6-10am, 10am-6pm, 7pm-11.20pm). Could you give me a better deal. Where to go, what other car would be cheaper, and general advice on getting it as cheap as olot of people in my previous question told me they got it. Thanks.""
Do I need to buy auto insurance when I rent a car?
I presently have comprehensive insurance on my own car
Insurance for International Student in US?
I am an international student and right now i'm looking for an affordable health insurance for interntaional students, since the insurance they offer at my school is too ...show more""
Are there any car insurance companies that only look back 2 years instead of 3?
Are there any car insurance companies that only look back 2 years instead of 3?
Where can i get cheap car insurance?
Ive tried compare the market and a few of the other leading companies but they all a bit to high for me - whats so annoying is when i find one thats suitable it ends up higher than the listed price. Anyone know of a good one
The cost of insurance for multiple super cars?
Alright, so let's say I win a Powerball lottery jackpot, which automatically makes me the happiest man in the world. Well.. I know that's not going to happen, since I have a horrible luck, but let's just imagine. I get a big, luxury house in Beverly Hills with an underground garage. Since I'm a huge car guy, I'm getting all of my dream cars (all brand new). Here is the list (I probably forgot some): Lamborghini Aventador Lamborghini Gallardo Super Trofeo Bugatti Veyron Maserati GranTurismo Mercedes SLS Mercedes C63 AMG Mercedes E63 AMG Mercedes G63 AMG Mercedes SLR (not new, of course) BMW X6 M BMW M3 BMW M6 Audi R8 Audi RS5 Audi RS7 Range Rover HSE 2 Cadillac Escalade Platinum Ferrari California Ferrari 458 Italia Rolls Royce Phantom Coupe Rolls Royce Wraith Bentley Continental GT Bentley Mulsanne Corvette ZR1 Alright, so that's pretty much it. How much would insurance approximately cost? And don't say anything like if you have to ask, you probably can't afford it . Well, no ****, I can't afford it and never will, I'm just curious how much expanses I would have if I was happy.""
""Would insurance be cheaper for a '04 nissan sentra, '08 toyota prius, or '08 honda fit?""
I am making payments on my '04 nissan sentra and i'm running the numbers to see how much more or less it would cost if i owned a new prius or fit. so far for expenses i'm just figuring in payments and gas and that my nissan will need about $1,000 of work in the next 3 years""
Whats the best insurance for my 2 month old Maltese/Yorkshire terrier puppy?
hes about 2.5 months old and hes half maltese have yorkshire terrier ...does anyone have any idea on what would be the best insurance suited for him?>
Car Insurance! I dont get it!?
I dont understand how it works, i have looked online for some quotes for a Proton Persona 1996, insurance group 12 and i get these results. Annual Premium 1800 total excess 250 ...show more""
How much would insurance cost for a 16 year old to own a 2002 BMW 330i?
I'm 16 and was wondering how much (about) it would cost for me to insure my 2002 BMW 330i. Doesn't have to be exact because I know there are plenty of factors.. Just ABOUT how much. Additionally, I dont want any answers like oh you'll just crash it. Give me a legit answer.""
Car Insurance Question?
Can a 16 year old girl drive her parent's car alone without her name being on the insurance?
Cheap car with cheap insurance?
Im 18 and Ive just passed my driving test and im looking for a good car for around 2500. The cars with cheap insurance are more expensive and the cheap cars have a relatively high insurance cost. The budget for the insurance is not set but I don't want to pay a ridiculous price. Any suggestions on a perfect car which is in my budget but with a low insurance cost? P.S. I understand because im young the insurance will be expensive but if anyone has any advice on how to get cheaper insurance please let me know.
Can I go to a doctor and claim no insurance even though I have health insurance?
I don't want my father getting bills from the doctors office or his insurance company.
Car insurance cons and why it should not be mandatory to have car insurance?
i am writing a paper on why car insurance should not be mandatory. i cannot find many facts or much research at all. if you all could point me in the right direction i would be very grateful. i would like to know the cons of car insurance and why someone should not have it.
How much more is car insurance on sports cars vs regular cars for younger divers?
im kinda just looking for a general answer like 25% more or 50% more.... eg if it was a basic ford mustang how much more does insurance cost for that if im 20yrs old?
Why do people expect medical insurance to pay for everything?
Auto insurance doesn't pay for oil changes. Homeowners insurance doesn't pay for remodeling.
How much would I be looking to pay for car insurance?
Age: 17 Male GPA of 3.0 and scored 2010 on the SAT Never been in accident, violation, etc. nothing Car: Really old 1992 model http://newyork.craigslist.org/wch/cto/2315498170.html How much would I be looking to pay per month?""
Am i paying to much for car insurance?
my parents just got insurance for my first car it is a 1963 mercury comet i am 17 years old and my dad just told me the insurance for the car is $380 per month and that seems a little high what do you think? my other friend only pays $100 but he has a good student discount and has had insurance for a while.
""I'm looking at Mercedes Benz E500 or S500 and BMW 745Li? Which car you think is better? Cost, Insurance etc.?
Mercedes Benz or BMW?
Can the government require us to buy insurance?
If the government requires us to buy insurance, cant they force us to buy anything they want? Couldnt they also forbid us to buy something they dont want us to buy? What happens if the insurance cost a million dollars and we don't want to buy it? We can no longer refuse to buy it. We are required to buy through the government. How does that empower the consumer?""
I want to start baby sitting do i need insurance?
im going to take a baby sitting course and use it to make a little extra money, i plan to go to the child's home to look after them in the evenings and i was wondering if i needed to get any sort of insurance. i like in the uk if that makes any difference.""
Tip cheap car insurance first car
Tip cheap car insurance first car
https://www.linkedin.com/pulse/what-best-thing-do-when-un-insured-driver-hits-you-only-michael-mann/"
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alabama insurance office
"alabama insurance office
alabama insurance office
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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alabama insurance office
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Im about to turn 17 how much is insurance for a lamborghini or ferrari cuz my parents said i could have one?
Im about to turn 17 how much is insurance for a lamborghini or ferrari cuz my parents said i could have one?
How much do you pay for car insurance per year?
i pay $3000 a year on car insurance, im 22, female, 3 points on my license and drive a v8 mustang, red. progressive. NJ HOW MUCH DO YOU PAY? please put everything i put above, but for you, survey for college class. thanks for helping!""
Does the title of a car have to be in the insurance owners name?
I currently have insurance on mine and my ex boyfriends car. I dont just want to drop his insurance, so im giving him the opportunity to get his own insurance. He is saying that he needs the title of the car in order to get alternate insurance....is he being honest?""
Insurance question plz help?
Im wanna go to school to be a lvn but at the school i wanna go to u have to have malpractice insurance. What is malpractice insurance and how much does it cost
Which car is a good cheap first car?
so im starting driving in january and my grandad has promised to buy me a car (which i am very grateful of). So i was just wondering which car to get? I was thinking a ford Ka. Also i need the car to have cheap insurance. Cheers.
Health Insurance?!?!?
I am having to get my own health insurance for the first time. Can someone help me figure all of this out? What should I be looking for? I am young and healthy, so I would not like to pay that much, but I would like to feel confidant in my coverage. Also, I will need dental coverage-any info there?? Thanks so much!""
alabama insurance office
alabama insurance office
Whats a good car from the year 1996 to 2002 for a 16 year old boy so that the insurance is cheaper?
Whats a good car from the year 1996 to 2002 for a 16 year old boy so that the insurance is cheaper?
Are the insurance companies having a super party right now?
I mean it is now law that they will have a steady stream of customers. So are they psyched?
Vehicles with lowest insurance rates?
I live in Ontario Canada. I'm needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I'm looking for a car that is good on gas and easier on the wallet for insurance. Thanks
""Whats the difference between limited, broad and regular collison deductibles with insurance?""
Whats the difference between limited, broad and regular collison deductibles with insurance? Trying to get an auto insurance quote, thanks""
What CAR Should A First Driver GET ? Also What Company For The Insurance To Be The Cheapest ?
Passed My Driving Test 2 Days Ago ! I am 22 ! what car should i get that is cheap on insurance too ? Please give me the names and for the insurance companies :)) Thanku
What wold be the cheapest and best insurance?
I'm 19 and a full time college student and I live in Wisconsin. I have a work study job at school as well as a full time job in the summer. I live with my grandma because I was technically abandoned by my mom while in high school and she is unemployed so I don't think she has insurance. I wrestle in college and earlier this year I sustained a concussion and a few days afterward I got rear ended which made the symptoms a lot worse. Theyre insurance is paying for some of the bills but not all. So what insurance should I try to pursue.
Car Insurance In St Louis?
I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car.
Who gets cheaper insurance guys or girls?
Who gets cheaper insurance guys or girls?
Car insurance question?
Im currently a proposed driver on an car insurance policy(FULLY COMP) on a Fiat Punto and im 19. My elder brother is getting a Vauxhall VXR and said if he is insured on the car (fully comp) and said if i drive his car, i am legally allowed to drive it but i will only be covered under Third Party. Can someone outline the Rights and Wrongs? Is it actually legal? any problems which may arise?""
How much will I get charged for an insurance ?
Im 20 and I received a Ticket for no Insurance, How much should I get charged once I get one? Which One is a cheap one to get, and how much for a Fred Loya insurance ?""
How much does your auto insurance go up after you get a speeding ticket?
i got one going 80 in a 55. dont get all high and mighty on me. i was being a dumbass and we know im paying for it now. also i live in MA and im 18 driving for less then a year
""Average utility and insurance cost Orland Park, IL?""
I'm planning on buying a townhouse in Orland Park, IL and was wondering what the average utility (water, electricity, heat, disposal) costs are? Anyone have any estimates on insurance? The association fees cover common insurance but don't think it covers anything within the four walls of the house. Know what insurance requirements the lender puts on mortgages? Trying to estimate how much home ownership really is.""
Apartment Insurance?
I live in the basement of a house. Am I covered on my landlords insurance policy, or should I invest in renters insurance?""
How to appeal declining application on Health insurance?
I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""
Car insurance company wont pay for my car? /:?
I got into an accident like 6 or 7 months ago. I was making a legal left hand turn and she tried to pass me on the left while I was making that left and obviously she hit me. she lied to the police and said I was pulling out from the shoulder and I didn't look to see her coming and the officer believed me and wrote my story down on the report cuz that's actually what happened lol. her insurance company (Geico) is obviously taking her side cuz they don't want to pay and even though they have the police report they are only paying me 50% and that's just unacceptable. Is there anything I can do to make them pay for at least 75% of it?( besides eyewitnesses cuz there were none )
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
""What is the cheapest, good auto insurance for one person?""
I recently moved out of my parent's home due to some serious conflicts and am living with a close friend. I currently work and am about to buy my own car using some of my savings. I'll have to get auto insurance for myself and was wondering if anyone can recommend an insurance company with a good reputation that is also very affordable, particularly for a single person, single car type of plan. Thank you!""
Average costs of homeownership wisconsin?
i really want to get a small single family house for me and my girlfriend and wanted some insight on average costs of home ownership such as morgage insurance utilitys and so on and whats the average. im looking to draw up a budget and see if it is even plausable for me to own a small house. thanks for all input
Unpaid insurance in trouble or not?
Can i be incarnated for not having proper insurance? Who can i ask for help?
What is the usually price range for sports bike insurance?
I'm turning 19 in july and want to start riding. I live in california. so what do you guys think the price may be?
What is the cheapest insurance for a teenager? --or ways to make incurance cheaper?
I live in Southern California, and I will be turning 18 next month, 2 days before I need to buy my next insurance policy. I have had my license since the day I turned 16 (I took drivers ed then got my permit for 6 months then my license). I have had no accidents or tickets or have even been pulled over. I am driving a '04 F-150 and making payments on it. I do get the good student discount. What are some cheap insurance companies? Or ways to make your rate cheaper?""
UK: Converting standard car to kit car to reduce insurance?
I'm 19 and I drove a Jaguar S-type in the US. I've moved back to the UK and my insurance premiums are looking around 7000 (roughly 4x of what it was in the US). What I'm thinking is what if I buy an s-type, and replace the engine with a small 1.6L engine (I don't care about speed, just luxury) and change the car to a 'kit car' status, will that lower my insurance to a more affordable rate? Thanks for any advice.""
How much is State Farm Car Insurance per month?
How much is State Farm Car Insurance per month?
Cheap Drivers Insurance For Teenagers?
So im about to get my first car an it be a luxury car but i wanted to know what place would have the cheaper insurance for me, keep in mind i do have decent grades also.""
What company has the very cheapest car insurance for Tennessee?
I just need the bare minimum insurance. Which is the cheapest?
alabama insurance office
alabama insurance office
Car Insurance without a license?
I know this is a dumb question, but I thought I would ask anyway. My 25 year old son, recently had his license suspended, due to non payment of a ticket. His car registration is coming up this month. Is there any way he can get insurance, so the registration on his car, will remain current. At least until he pays off his ticket.""
Cheap insurance for a 17 year old?
Is there any hope of me insuring a group 14 insurance car? I don't care how crappy the insurance is as long as its legal. All the quotes I have been getting are ridiculous.
Car insurance question?
I have been driving my boyfriend car to get to work and school and what not. His car is insured, but my name is not on the insurance. What would happen if i got pulled over and the cop saw my name was not on the insurance?""
Will getting a speeding ticket raise my insurance?
Will getting a speeding ticket raise my insurance? I was helping my friend move her car today and got pulled over for going 10 mph + the speed limit (in a different state). I showed the cop her insurance and my license. He said he is going to mail me the ticket. Now, I am wondering after I pay this ticket, will my insurance increase even though this was not my vehicle, vehicle insurance, and it was in a different state (California). Please help with any advice, I cannot have my insurance go up. Cop still gave me ticket even after ten hours of driving and crying afterwards..""
Driver's Test Insurance?
Im going to take the driver's test next month but have no insurance. The car is under my dad's name and is insured under his name. Can I use his car and insurance for the test or do I have to get my own insurance for it?
Health insurance question plz help?
My husband lost his job and my and our child health insurance was with him. Can i get health insurance my employee even through its middle of the year will my husband loosing r insurance qualify us qualify event that allow you to enroll
18 year old car insurance rate?
Can you give me an educated guess on how much it would be per month or 6/mo to insure an 18 year old boy on a 2005-2009 Mustang GT? Can Military service lower/raise the rates?
Question about Liability Insurance.?
My mother has insurance on a car I drive, but do to a horrible driving record State Farm - her car insurance company - won't carry me, and when they will again it won't be cheap. I recently found some cheap liability insurance but I was curious - the insurance companies won't give me a straight answer - does my mom have to switch all the insurance for the car, or can I have insurance just for when I drive. If so should I get PIP - personal injury protection instead of liability? Pretty much can there be 2 forms of insurance from 2 seperate companies on one car? Full Coverage for the car and my mom, and Liability for me?""
Do you need medical on your auto insurance?
Yesterday I purchased a new auto insurance policy. I was convinced by the rep that I needed an optional medical provision for $5,000 dollars worth of coverage in case of an accident. She said that if I didn't get the medical coverage, I would have to inform my health insurance provider that they held the primary responsibility in case of an accident and that many health insurance plans will not accept this. My family has really good health insurance--do we really need medical coverage on our auto insurance, too?""
How much is Ferrari insurance?
How much would it cost to insure a 16 year old for a 308 Ferrari that is worth $20,000""
Car insurance for Fiat?
Hi, guys i was just wondering how much will it cost me for full coverage car insurance for 2013/2014 Fiat Arbath in State of California. Im 24 years old? I'm just wondering how much will it cost in California.""
California auto insurances?
There's a car under my parent's name and under their policy. i'm 19 and i have my license for a year now. Since i am on my winter break now and i would like to drive it sometimes. However, i'm not under their policy nor any policy. So, i am driving their car and if 'm involved in an accident, will i be covered under my parent's policy? And i heard that if i am involved in an accident i will be covered by my parent's policy for the first time only, so is this true?""
About how much does car insurance for a BMW cost??
i dont know if the car model matters but just in case lets say a 2004 BMW 325i for a guy under 30
Looking for best insurance product (LIC) which returns guaranteed & handsome amount on maturity along with acc?
Age : 35 yrs., married Premium Amount : 90  99 K per year Premium term : 25 to 30 yrs best lic plan combo plan""
Affordable car insurance quote?
Please can any one tell me where i can find info on affordable car insurance quote
I dont get what to do about car insurance?
Im 16, and ive had my permit since last august, and im gonna go for my license. I lived with my dad, but i have been living with my mom for a while. Im probably going to go on my dads insurance. But, can i drive my moms cars. So my questions are 1. Can I drive my moms cars when if i am on my dads insurance, is there a policy where I can drive other peoples cars? 2. Can I go on my dads insurance if I dont live with him? 3. Im not on any insurance now, I drive with my parents. They are on the insurance and their cars are covered, so do I already have to be covered with just a permit. 4. Im going to use my moms car for the driving test, do I have to be on insurance by then? I know they check for proof of insurance but i dont know if im supposed to be on it. My parents are divorced and I live in illinois and they have different insurance companies.""
How to quoet car insurance?
I just bought a car and i don't know how to put my car info and get me cheap insurance before i stack with expensive insurance company.
""Confused about car insurance...stacked, unstacked??
i am looking up car insurance quotes online and for Uninsured Motorists Bodily Injury Option there is a stacked option and a unstacked option. Does anyone know what this means? What the diff is? This is for PA
""Where Can i Get Non-Owner's Insurance in Austin, Texas?""
Where Can i Get Non-Owner's Insurance in Austin, Texas?""
Is it legal for me to drive this antique car?
Hello. My dad has just offered me his old MGB. During the talk about it, he said if I get it running I can have it. But he also said that I might need to be 21 to drive a car with antique plates. We have Geico. Is this true? Thanks guys.""
How much does Geico car insurance cost?
How much does Geico car insurance cost?
Is there a loop hole in motorcycle insurance?
I'm going to finance a motorcycle at a dealership. I know I will need full coverage insurance, and being I first time rider it will be expensive. My question is, can the dealership find some loophole through the system to make insurance cheaper? I live in california""
Car Insurance Question?
A couple of months ago, I checked out Insurance on Money Supermarket and got a cheap quote of 1,115.44 for a 5 door 1.1 Citroen Saxo, but I've been recently checking again and now all the quotes from the same company are over 4K??? Are they allowed to do this anyhow? And if I phone up the company and tell them about the cheap quote, will they give it to me?""
Average 125 motorbike insurance ?
can anyone give me an idea how much insurance would cost me on a 125 motorbike i am 41 and would be driving on a full driving licence.
How can I get the cheapest car insurance just to be street legal?
I have an old toyota tercel here in california. I just want the thing to be street legal to drive here in california but I don't want to spend over 40 bucks on insurance every month(thats liability insurance), I don't care about any coverage, just want it to be street legal. Are there other options for me? 10-20 bucks a month is more on my price range just for it to be street legal.""
alabama insurance office
alabama insurance office
https://www.linkedin.com/pulse/what-happens-when-you-cant-afford-insurance-anthony-white/"
0 notes
Are the Smart Fortwo car’s insurance cheaper?
"Are the Smart Fortwo car's insurance cheaper?
it got good crash ratings and a cheap car.
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm for some reason, I'd pay any tax to fund socialized medicine thrown my way rather than pay $13,375 a year for a family of four. and you'd be crazy not to yourself. and besides...the tax would never be 4,824, which is the average a single person pays per year.""
Would insurance for a 1991 Camaro RS v6 be affordable for a teen driver?
Would a 1991 or any other 3rd gen Camaro's insurance be affordable for a 16 year old with the good student discount?
Is Future Generali(Future group) insurance good?
Hi, I am planning to take a life insurance policy, can I go for Future group's new venture Future Generali or is it safe to go with LIC.Kindly suggest me on the basis of how good they're in Service, and claims. Thanks, Jagadish""
Do you have life insurance?
If so, at what age did you obtain your policy? How much did you purchase? How much do you pay a month? Is it a Term or Permanent?""
Cheapest car insurance?
I'm 21 and I'll be getting a new car in a week or so. I've been in a few accidents (mostly little fender-benders that we didn't claim on the insurance) but about a month ago I flipped my car. I'm wondering what kind of car will be the cheapest to insure? What kind of coverage should I get? And what insurance companies should I look into?
How much might mototcycle insurance cost a 20 yr old male?
I am getting a SV650, and i neeed motorcycle insurance. but i need to know how much it can cost me at an -Average- for me age. the bike itself cost around 7,000$ and it is a sports bike. any thoughts?""
Is there affordable Health Insurance for a jobless 23 year old?
Hi. I'm a 23 year old female college student and I don't have a job. I turned 23, May 23 and am untterly confused about how to obtain health insurance. I don't have a job (not from lack of trying) and I desprately need to see a dentist. I don't know how this insurance thing goes. I usually just ask my mom who to go see and I go and see them, but since I'm cut off this is difficult/impossible. I appreciate all answers (though I beg you to make them useful answers). Thank you!""
What is average increase in car insurance rates after you get a speeding ticket?
Ausome that this is the persons second ticket and they cannot go to traffic school to erase the ticket
Can you get business insurance online?
I'm taking over my dads tree care business and need to get business insurance but would rather do it online than have to go in somewhere. Can I do this?
""What is Cheaper, Insurance Group 6E or 4P?""
What is Cheaper, Insurance Group 6E or 4P""
Annoying dilemma about factoring age into car insurance rates?
Okay this is annoying me. My car insurance policy is up for renewal very soon. It is a 6-mo policy. I am currently 24 yrs old but turning 25 literally 7 days after my policy renews. As you might know, generally car insurance rates decrease when you turn 25, because 25 is the age threshold that is no longer considered to be a high risk age group. However, my car insurance company insists on rating my entire 6-mo policy as a 24-yr-old...which means that for literally 96.2% of my policy period, I will be 25 yrs old but paying the higher rates of a 24-yr-old. This does not make me feel happy or appreciated. >:( So I was wondering...what would you do? Should I switch insurance companies shortly after turning 25 so that I can get a better rate, and then perhaps switch back to my old company sometime shortly later? Is there a way I can negotiate with a manager so that he/she will re-rate me shortly after my 25th birthday? Thanks for the feedback.""
Proof of insurance before transferring title and registering car?
After buying a used car from a private party, how do i purchase insurance if the title has not been transferred yet? I'm planning on switching to Geico. But, before i can purhase their policy, the title has to be under my name. For the title to be under my name, i need to transfer it to me; however, i need proof of insurance for this. HELP please. I need some answers.""
HELP! Car Insurance!!?
I know theres no cheap car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no one 2 help me out, or to put me on their Insurance.... and ive been going nuts for the past 2 weeks and i need a car for work... PLEASE HELP!!!""
How much would insurance cost for me if I have a Classic Camaro and I am a 16 year old male with State Farm?
I am thinking about getting a classic car. Probably a Camaro (year 1990 and lower). I have State Farm, and I am a 16 year old male. Anyone have a clue about how much insurance would cost? Thank you.""
How do I go about finding people who are interested in getting auto insurance?
I am a sales producer for an auto company who everyone who doesn't live under a rock has heard of. I am wondering how you would want to be approached in a daily setting that would make you think about auto insurance or want to get a quote from me, and what about that quote would be the selling point is price wasn't an issue?""
Where is the cheapest place to get car insurance for a 17 year old male?
Where is the cheapest place to get car insurance for a 17 year old male?
How much does motorcyles insurance run??
I want to be an inexpensive bike to save gas money (like a ninja 250) and I'm curious how much laibility insurance is... my car insurance is only $30 a month and I have a perfect driving record, no accidents. thank you""
Car accident - insurance policy?
3 days after renewing car insurance in April this year, a total baboon slammed into my car whilst I was driving home, writing my car off. 3rd parry has admitted liability, and all costs for car replacement, car hire, paid for by them. since cancelling my old insurer , and going with someone new to save 200 bucks a year, they ( my old insurer ) are saying I will be charged for the time you have received insurance cover as well as cancellation fee . Now , I can possibly swallow the cancellation fee crap, but, I have already paid them the premium over the period concerned ( insurance renewed on 20th April, accident on 23rd April). so what do they mean by their statement ? NOTE : all trolls, dumb *** replies will be reported
First time Insurance Buyer!?
My parents recently told me that I have to pay for my own insurance (Damn economy). I would be driving a 2005 Chevrolet Suburban and a 2004ish Suzuki Sedan. Sorry I don't know the makes and my parents don't want to tell me because they are afraid I am giving away their emails to all of the insurance companies. I am 16 years old, and have a 3.3 GPA. I noticed another answer somebody said attach to the parents. My mom was rear-ended and has 1 moving violation, my dad has been accident/ticket free for 40 years, if that makes a difference at all.""
I have title to my exes car and pay their insurance. How do I get out of it?
Me and my girl broke up a year and a half ago. She's a real piece of work. We lived together for 3 years and had everything is each others names. Utility bills, cell phone bills etc. She never paid any of her bills on time and it destroyed her credit. I signed for a car for her because she's had multiple DUI's and didn't have the credit to get her own. She made the payments on it and I never put any money down. The car title is in my name and she has paid it off. She can't get insurance because of the DUI's. I just want to be done with it so I don't have to deal with her anymore but she wants me to hold off until she finished her DUI classes to get a reasonable rate on insurance. She's been telling me the same thing for a year plus. I'm not even sure if she's taken or taking these classes yet or not. I asked her about it the other day and she never responded to me. I had left her a voicemail and she never called me back. This really pisses me off. So my question is if I sign the title and make her sign it as well do I have any more resposibility with the automobile? I just want to drop her from my insurance and give her the title. Is she wrecks or, god forbid, kills someone while driving am I liable for anything?""
Independent infertility insurance in California?
hi does anyone know of any insurance companies in California that cover or pay any part of infertility treatment? even if its just a little it helps! thank you
Best Health Insurance???
My husband and are getting health insurance...who's the best to go with?? We are looking at united health care right now...r they any good?
I think this is how much $ i will need for everything to move out..can you review it & tell me anything wrong?
please tell me if im forgeting anything or if i am expecting to pay too much or too little for something CAR down payment - 5,000 insurance-300 gas-300 monthly payment-500 maintenance-100 HOUSING security deposit- 2400 rent-800 electric-150 furniture-2000 OTHER THINGS food- 300 linens-150 kitchen appliences-350 cleaning supplies-30 shampoo, soap, toothpaste (things like that)-70 tv-300 computer-600 cable- 100 phone- 75 cell phone- 160 internet- 100""
Car insurance lapsed? opposing insurance sends letter saying im liable.?
Long story short my insurance lapsed. I got into a car accident where i was backing out of a driveway and as i shifted the car into drive i was backed into my side driver door by ...show more
Is car insurance a waste of money?
I need to get car insurance but I feel like its a waste of money. I am going to pay them monthly and if I happen to get into an accident I will still have to pay them something. I figure that if I can take the money I am going to pay them and put it aside for an emergency it would be a better use of money. Can anyone give me any advice on what I can do? Any liability insurance that really cheap, speaking around 100 a month maybe? lol""
Are the Smart Fortwo car's insurance cheaper?
it got good crash ratings and a cheap car.
How much I motorcycle insurance in mass?
I was wonder in how much it would be to insure a motorcycle in mass? I know there's a lot of factors to what the price will be. I just want a rough estimate. Thank you
Is car insurance somewhat ridiculous?
ok i may be a little ranting cuz i was at fault for causing my first accident a long time ago, so my rates would go up. this got me thinking, the car was under someone else in my family's name, and the basic idea ive come to question is: after decades of paying for insurance with no accidents, it would probably be more than enough to cover the car repair damages instead of paying for all those years in addition the first accident i got into causing the rates go up? so i mean, isn't car insurance somewhat like a scam since obviously theres not as many accidents as there are people driving without any incidents?""
How much to insure audi 80 tdi (1.9 litre) ?
I am soon to be 17 and take my driving test, I have an audi 80 tdi being offered to me for 50 with the only fault being a broken break light. It is a 1.9 litre diesel and is apparently (according to the internet) cheap to fuel. Insurance no doubt on a 2.0 litre would be expensive. On the car insurance websites I get quotes from around 6500> I've heard however that the price on the websites is exaggerated and actually the price is much cheaper. How much do you think it would cost me to insure ? How could I reduce this cost? Is it worth getting a pass plus certificate? If the insurance on this IS a ridicuous price as it says on the insurance websites, what saloon car is cheap to insure? (preferably with a modest engine size:P) Thanks""
19 year old male car insurance on a peaugot 206 1.4 ltr?
Im looking on how i can get cheap car insurance on my car iv had my licence for 9 months now no driving experience?
Metlife Autoinsurance claim. Will rate increase?
I am under my parents metlife auto insurance.. recently my 03 DTS was hit in a hit and run while parked in the parking lot and my right bumper is cracked and tailight is slightly damaged.. I took it to local body shop and got an estimate of $932.00 for repair. Insurance deductible is $250 There are no claims on my familys auto-insurance, My parents are to worried that it may increase their insurance rate if a claim is filed... When I called Metlife to ask them would there be an increase if claim was filed they gave a B.S. answer saying that they dont know until after everything is done and then they decide.... So from your guys experience do you think rate will increase?........ If I cant proove that it woulnt increase its looking like Im gonna have to pull $932 out of my pockets""
Car Insurance Questions?
How Much Would Car Insurance Cost Approximatly For A 27 Yr Old Male With An Owned Vehicle? Do You Pay Every Month Or How Does It Work?
Whats the best car insurance for teen boys (specific details)?
I am an 18 year old male, african american (if that matters), and i live in a 5 person home. My parents both have cars, my mom a 2000 cadillac deville, and my dad a dodge caravan van. i have straight a's in school and i heard some insurers reward that, so i was wondering what would be the best car insurance for a teen in my position? Thank you for your help :)""
Where can you get cheap car insurance after driving ban is up?
Anyone know any cheap insurance companies after driving ban? Please no trolling I know I did wrong. ;p
Is it a good idea to combine my car insurance with home owners insurance?
With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy covers 100,000 per accidents and up to 300,000 (Monthly is $45.00). I was told there is a discount for the homeowners insurance too if i add all the cars in (3). And only saved $100. But with all the car insurance Were paying for, am i really saving anything?? I am confused??""
Grace period on car insurance in nyc?
dO WE HAVE GRACE PERIOD ON EXPIRE CAR INSURANCE IN nyc
I'm about to get my drivers permit. Do I need insurance?
I'm about to turn 16 in a few months. I just figured out that I need to complete driver education and am in the process of that now. When I do receive my permit in a few weeks do I have to immediately purchase insurance? I'm going to be driving my dads subaru. He will obviously be in the car with me at all times. Do I still need to buy insurance at all?
Insurance for Photographers?
Where can I buy insurance for my Photography company?
Anyone know about AAA car insurance and there uninsured motorist policy in California?
My daughters agent also mine now says she needs to pay her deductible,. I used to have farmers when the same thing happened to me ( a uninsured unlicensed driver hit her).And my deductible was waived. When I looked over the policy it doesnt say anything about a deductible. Any help would be appreciated""
""What's Cheaper to Insure, Audi, BMW, Mercedes, Volkswagen ?""
I'm 21, Here are my options. 2008 Audi A4 2009 BMW 328I 2007 Mercedes c250 2010 Volkswagen GTI or Golf. How much do you think rates will be.""
""I was in a auto accident, my car was rear ended, now there insurance is saying my car is a loss, can i sue?""
They hit my car rear end and now the repairs seems to cost more to repair then the worth of my car.... I don't know what to do, we were not at fault and I don't have means to buy another car, my car was paid off... and I took care of it, it always ran good and never needed any repairs..... I don't know what to do... Can I sue for the loss of my car?.... Would I sue there insurance company or the owner?""
Best room insurance for a University student?
Which company provides the best deal on room insurance for students? Cheers
Should I be pestered to buy more insurance?
I have the current minimum coverage for auto insurance required by state. About 2 years ago I changed agents so that it is closer to me. At the time I was told how horrible my coverage is and for like $3 month I can get so much more. I just had a car problem and gave a towing bill my insurance covers. He was telling me again how horrible my coverage is. I feel if I have the minimum coverage and it is all I want that he shouldn't be telling me to buy more. Is it fair for me to be asked to buy more insurance if I don't want it?
How much would car insurance cost for a 16 year old driving a new Chevrolet Camaro?
How much would car insurance cost for a 16 year old driving a new Chevrolet Camaro?
Insurance and emergency room?
Why does it matter what type of insurance you have in an ER? I have overheard nurses signify to physicians what type of insurance an individual has. Why would that information be pertinent for a physician?
Getting car insurance on the spot?
I am looking for my first car at the moment and I have a question about insurance. Let's say I go to look at a car that I've found on the internet and I decide to buy it right there...how do I go about getting insurance right away? I live in the UK btw
My insurance is like $300 a month...help?
I just got a free quote from whipers.com but my insurance is still a little high...what can I do to lower it to like $75 a month or is that not realistic?
How do I get maternity insurance?
We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we're worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I'm pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!""
Insurance and car help please?
Hello all my bf was driving my car this morning and fell asleep hiting a mail box. He didn't have no license. So they locked him up my insurance is up to date. Will my insurance pay for it and I pay the 500 dollar deducte or what will happen how will my car get fix thanks
Health Insurance coverage?
I'm now covered by the employer's health insurance (with dental) plan. After I quit/leave current job, how does this health insurance coverage work? Before I'm hired by other company, what options do I have on the health insurance?""
Do you need auto insurance to ride and motorcycle insurance to ride a motorcycle?
Ok i have a couple questions But first off all im 15 1/2 (all ready have motorcycle and car permit) 1) when i get my license do i have to buy auto insurance to have motorcycle insurance, Because my dad said to have your license and to ONLY drive a motorcycle you need both insurances. (even if i dont drive a car) 2) do i need to have motorcycle insurance to drive a motorcycle with a permit? (since you dont need car insurance for driving with a permit) Thank you!""
Are the Smart Fortwo car's insurance cheaper?
it got good crash ratings and a cheap car.
How important is Home Insurance?
I'm in the process of buying my first house and don't know if I need insurance. A friend told me about Globe Life Insurance..any advice?
How does car insurance work?
I'm a 17 year old girl and I recently got my license. Yesterday my dad bought car insurance for me, but I don't have a car. So i'm assuming that this insurance is for his car, but can that same insurance be transferred if I get my own car? Or did my dad just put my name on his insurance? I don't really understand.""
Where do I but non car owner insurance?
I need to get my licence and here in NC they require you to have insurance to get your licence wher do I go to buy non car owners insurance at the best price?
How much do you pay for your car insurance ? (UK)?
I am 19 with a VW polo 1.4 payin 140 a month
Where can I get affordable dental insurance?
I am self employed and need dental work.
How much is motorcycle insurance?
What are some things to keep it as cheap as possible? I know taking a safety class can. I`m 19 years old if that means anything. Thanks.
Insurance Industry?
I'm trying to find out more about insurance industry...i have to make a huge project out of it for Economics...I'm specializing in IT so i don't know much about Economics...do you guys know any sites where i can find out more about Insurance Industry...or like anything you can share about it. Thank you.
First time buying car insurance?
I'm looking to go on my own Car insurance plan, Unfortunately I have no idea what a decent plan should cover. So what're the basic's that I should add to my plan?""
Do transformers buy life insurance or car insurance?
i recently bought a Transformer and i'm not sure what kind of insurance i should get for it. They're alive and stuff so maybe life insurence but also they are a vehicle when they are in disguise, what do you think?""
What type of insurance do I need to run a cleaning business in Michigan?
My son's teacher said that the preschool he attends are taking bids on cleaning there facility but you need to be insured so I was just wondering if anyone knows what type of insurance I would need to carry to place a bid. There current company is not very good cleaners and they want to hire me but I need insurance please help! but please if you dont know the answer please dont post! Thanks
Is insurerance cheaper if the engine is slow even though it is realativly big?
basically a vw beetle or a bay will the insurance be cheaper because there top speed is like 70mph!! new driver
""Car Insurance, passed test today, 18 years old, cheapest insurance?""
Hi, I passed my test this morning and I live in Birmingham in the UK, I was wondering if there was any companies that do cheap insurance for my age group.. The car I have is a 1.4 Ford Fiesta Zetec, and was looking on paying 2500 maximum. Thank you!!!""
Insurance didn't report?
My sister couldn't afford to pay her car insurance. Her insurances company never reported to the DMV that it was canceled. why? She even got speeding tickets and i thought the police do a run when they pull you over. how is this possible?
What car insurance do u have and how much do u pay?
my mom and my brother have progressive i think i might be in there too but the bill came over $2,000....we don't even make close to that much a month""
How much car insurance do you pay? - public survey?
What kind of car do you have, and how much insurance do you pay? (( General interest ))""
Motorcycle insurance is not required in florida. But can i ride a florida motorcycle in Virginia?
I live in Florida and am planning to get a motorcycle license from Florida. But I'm probably not going to get insurance because it's my first bike in the US, and it's going to be a 600 or a liter bike. (I've in riding in another country, so i do have the experience, but that doesn't count in the US). Florida doens't require me to have motorcylce insurace, but will I be able to ride this bike occassionaly out of the state without insurance? Will I be restricted to riding within the state?""
Question about car insurance?
a friend of mine parked his car in another friends shed.The car was an 18 yrs old golf.The problem is that the car went on fire and took shed and all.When the owner of the shed checked his insurance he had it under insured.My question is though should the car insurance cover the building of the shed and its contents?The grand total would be 23000 euro.The shed and contents were only insured for 3000euro and the car was only insured for 800euro?
Does a finance company provide car insurance aswell?
Im being financed for aa.car and.just wondering if the.finance company provides car insurance aswell .the car is.used and.has no warranty.
What is the rating on Safeway Insurance?
http://www.safewayinsurance.com/SIC/Default.aspx http://www.insure.com/articles/interactivetools/sandp/new_s&p.jsp I didnt found it online. by rating, I mean what letter? STANDARD AND POOR'S RATINGS DEFINITIONS AAA : EXTREMELY STRONG AA : VERY STRONG A : STRONG BBB : GOOD BB : MARGINAL B : WEAK CCC : VERY WEAK CC : EXTREMELY WEAK R : UNDER REGULATORY SUPERVISION NR : NOT RATED Do small insuarance companies get rated?""
""How much does it cost to live on your own in Sacramento, CA?""
I need to move out when I turn 18 due to problems at home and with my family. How much would it cost, realistically, to live on my own in a studio apartment in sacramento, roseville, citrus heights, rocklin or the surrounding area? I mean the bare minimum cost, including car insurance, rent, food, medical insurance, etc. I would be paying for everything on my own. Thank you for the input!""
How much does car insurance cost?
Im turning 18 in November and I feel like it is time for me to buy my first car. Im really interested in buying a 1998-2000 Jeep Wrangler or Jeep Cherokee. These cars are typically on the cheaper side (They usually dont exceed $4000). What I really want to know is how much will insurance cost for a teen with that kind of car. Please correct me if Im wrong but wont insurance for a car like a jeep be less than that of a car like a mustang? Anyways, I dont really have a well-paying job (minimum wage) and I dont want to ask my parents to pay for it because I feel like this is my responsibility. Can anyone give me an average price for what you paid for your car insurance when you were a teenage driver? Thanks a lot for the help!""
Driving without a license and no insurance?
I recently got pulled over in GA im from PA for driving without a license and no insurance on my car and i was sent to jail and i bailed out and i go back to court in April and i was wondering if i should waste my time on actually getting an attorney and what exactly you think they'll do to me. And is there anything i can do to go in there and fix the problem like get my license or will it show up in the DMV that i went to jail for not having one? I figured if i could go get my license and my insurance figured out maybe the charges wouldn't be so harsh. Any ideas?
Car insurance for Audi A4 Convertible?
Personal Detials: 17 years old Male Living at home Car to be stored on driveway Car details: Audi A4 Convertible 2003 insurance group 31-ish How much would it cost for insurance for this?
Car insurance adjustments
If my car insurance rate has been raised and it is due to the insurance company deciding I am at fault for an accident at which I was not at fault, cann my adjuster decrease the amount if I show I was not at falut?""
I need help choosing a health insurance?
I live in Southern California (If that matters). I'm young and healthy but I have been without health insurance for the last year. I was wondering who is your health insurance provider and if you would recommend it. I don't have much money since I just graduated from SDSU and without a teaching job:( But I am willing to pay the little money I have for health insurance. Thanks! I will need one that will cover dental and vision the big ones for me since I need to take my wisdom teeth out (giving me big headaches) and I wear glasses which need to be replaced soon. Thanks in advance.
Are the Smart Fortwo car's insurance cheaper?
it got good crash ratings and a cheap car.
What is required for a new resident in England (from Canada) to get car insurance?
Moving to England shortly, and it will be so much easier to find work and move into a new place if we have a car first. What information will we need to get insurance? We will be living with friends, so we could use their address and phone number until we get our own place. But will we need a national insurance number before we can get car insurance? British bank account? We'll be getting those things, but it would be so much easier to have the car first. Basically, what is required for us to provide in order to get a car bought, insured, and on the road? (We'll be paying cash.)""
What is the best insurance company for a recently passed young driver?
I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""
What was your first motorcycle insurance quote in California?
I just have received two; Progressive:1,071 plus per year full coverage and geico: 5041 I was given a quote at a dealership once for 550 for full coverage with progressive, don't know if they just wanted me to leave with the bike the same day or if it was the real deal, back then though I didn't have a license, I also have passed the MSF BRC1. what should I be expecting?""
Can you receive medicaid if your employer offers insurance at an unaffordable rate for a low income family?
My employer offers health insurance but it is not affordable compared to my income. Can I receive Medicaid and opt out of their insurance until my wages increase? It is a financial hardship to pay $115 every 2 weeks when I make less than $12/hr and a single parent of 2 children. I cannot find information on this anywhere.....
""Does anyone realize that by making health insurance mandatory, your insurance premiums will skyrocket?""
just like car insurance premiums have? And when premiums skyrocket, everyone will be moving to the cheaper government run policy. If the government really cared and wanted to bring costs down, they would get out of bed with the specdial interest groups such as malpractice lawyers and PHARMA and reform these things.""
Cancelling Car Insurance?
Is it possible to cancel a car insurance policy within the first month (UK). My friend has written their car off within days of taking out an insurance policy (third party!). Bad luck or what? Can they cancel the car ins or do they have to pay all year?
Insurance rate for a 16 year old?
what would the monthly insurance rate be for a 16 year old driving a 2013 camaro ss v8 engine? thanks!!
Can you leave modifications off your car insurance if your car is modified?
I am just wondering, if you have to name modifications to your car on your car insurance, or can you leave them off to make the insurance cheaper. And is it against the law to leave them off your car insurance? Thanks for any help :)""
Do I qualify for low cost Health Insurance?
I'm under 21 & still living at home. I live at home with my mother & sibling. My mother can't afford insurance through her work beings it'll be almost 1/3 of her paycheck a month. I work part time as a waitress making under 5,000 a year for now as I look for a full time job. So my question is: Do I qualify for any type of low cost health insurance to cover just myself? I've tried looking on sites like health .gov but because my mom has insurance available through her work it's basically saying i'm screwed out of insurance of my own. I need all 4 wisdom teeth pulled asap, as well as basic medical check ups & such that I can't afford on my waitressing salary. I really need all the help I can get. Please answer. & no, my job doesn't provide any insurance.""
Getting insurance under my name?
In NJ, it states that you need proof of insurance to transfer a title. How can i get proof of insurance if I don't have the title under my name? Can I get insurance before tranferring the title, or can i get insurance without transferring the title? Title is transferring from my dad to me.""
What is a good cheap dual sport motorcycle for starters?
im looking for a dual sport motorcycle 250cc. i need something that is cheap and easy to learn on, good on insurance (yes a dream bike) im turning 16 in august and cant wait to get my first bike. im partialy getting a dual sport because they are easy to learn on but because i live in canada and if im going to have a bik im not letting it sit in the garage for 6-7 months of the year. also if there are any good suggestions for good cheap gear (gloves helmet and jacket) im 16 5 ft 11 and about 180 lbs. im not looking for an extreme bike just something that can handle a some rain and snow and get me from home to school and work. for the bike i am not willing to go over $4000. right now i am considering yamaha xt250, suzuki dr200se (does anyone know if they make a 250? i couldnt seem to find one) yes i fully understand the dangers of riding thats why im only looking at 250cc cuz i dont plan on using highway but i still need a bike i can use for the test which has a highway portion. and are there any suggestions for good motorcycle schools? right now it seems the closest one is at durham college ( i live in pickering ontario)""
My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?
It was a 2001 hyundai elantra. My insurance was 9 star. My daughter just turned 21 and wasen't given permission to drive the car.
Does the condition of the car affect car insurance?
Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask What condition is your car?..any dents, etc does saying its in good condition make the rates go up or down?""
Cheapest car insurance for tri state area?
i heard cure is the cheapest car insurance? you guys know any other cheap car insurances?
How Much is Insurance For a 16 Year Old Girl?
16 year old girl Good school attendance record.Grades could be better. Dallas,Texas. Hispanic(If that matters) Mom and Stepdad have Allstate insurance What is the general price range? And for these cars,can you estimate(I'm NOT getting these cars just curious)I am getting a used Dodge avenger though!(: 2008 Dodge Charger 2010 Chevy Camaro 2008/2009 Dodge Avenger I already asked this in the insurance section but I want more opinions/answers""
At what point should I call up my insurance company & insure the car I plan on purchasing?
New to purchasing a used car, but I notice that DMV will require proof of insurance when registering the car, and even my bank will need proof of insurance to complete the transaction. Do I call my insurance company to setup insurance on the car before even paying for it!? I don't really understand the process.""
Ford Fiesta Zetec s 1.6 Insurance?
turned 17 and just passed my driving test living in london. was thinking of an Ford fiesta zetec s 1.6 Xreg Shape? however is the insurance cheap on it ? or are they any other 1.6's + that are cheap to insure at this age? e.g. E36 318i?
How much would my Car insurance cost?
Im 16 years old, i have my class 5 liscense, and i have completed a drivers ed course that supports safer driving. I want to buy a 1999 Acura integra, it doesnt have a vtec engine, and everything is pretty much stock, except sound system and rims. how much would i pay for insurance monthly?""
Where you could drive a car without insurance and out of state license?
i have a small car i want to register in newhampshire that i dont have to have insurance there, i have ma drivers license, can anyone tell me where i can do this,i dont want to pay auto insurance and i have ma driver license, i can find anyone to provide me with thier address at defrent state
How much is motorcycle insurance in michigan?
I know it is hard to get an exact quote without knowing all the information, but I just need a range. I am looking at a 196cc 5 speed dirtbike that has been made street legal, and just need ~3 months of insurance. Would this be in the $100-200 range? Higher? Lower?""
Pay car insurance if I'm going to be out of the country?
Hello, My car insurance is going to expire in 4 days and I was wondering If I should simply not pay it. I'm going out of the country for 1 month and will not be driving my car. I don't think that Progressive will let me push back my payments. Would it be cheaper or easier for me to just simply not pay, and get insurance when I return? I pay 5 installments of $50. If they charge a fee or something less than $50 it seems like I should not renew my policy. I've been on hold for a long time on the phone, and want a game plan when I finally talk to someone. Thanks for any advice!""
""People tell me i can get insurance of my own under18, is this true?
i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents?
Cheapest car insurance company for young drivers?
I am 18 and just passed my test. Any one know of any really cheap insurers that i can go with?
What's the cheapest car for insurance?
What's the cheapest car for insurance?
""When buying car, do i look at the fuel efficient or the insurance price of the car?
should i buy a car that will save me money on gas or buy a car that is cheap on insurance???
Are the Smart Fortwo car's insurance cheaper?
it got good crash ratings and a cheap car.
https://www.linkedin.com/pulse/car-scratch-insurance-rates-self-maus"
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hunnamthings-blog1 · 6 years
Text
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Make sure that industry forces don't make a direct effect around the investment decisions taken. There are way too many factors in charge of threatening your investment policies such as State Level Policies and Economic Reforms. Keeping track of these trends and decisions may help you further allocate your desired portfolio. If we keep to the rotation of industry sectors determined by economic cycles, we may be able to reposition our portfolios in a better place and adapt accordingly to industry flow and trends. Peter's second item is to keep carefully the company stock ($350,000) in the 401(k) and roll-over most of his 401(k) money ($400,000) into an IRA. Peter could then exchange the corporation inventory ($350,000) from his 401(k) plan in a typical brokerage account. This triggers ordinary taxes on his cost cause for your firm stock ($50,000), however the remaining $300,000 just isn't taxed until he sells it. The Chinese's economy has shifted its trend from an export oriented economy to some domestic oriented one. The GDP in the economy is growing at 7.5 % in the second quarter as indicated by National Bureau of Statistics in Beijing. This growth may be a lot less than anticipated in the forecast as on 2013. Not to forget how the Euro zone hasn't being doing too well too, and is also facing a sluggish growth period. Let's place it using this method, China may be hit from the "Lewis Point" and desperately needs a rebalancing movement so that you can complete the shortage of the company's labor pool. The wages should be rising to enforce an increase inside consumer spending. This will only facilitate the luring of investments back into the system.
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readexplorerepeat · 7 years
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How to travel the world on a budget
It's no secret, we love to travel, and traveling can get expensive, especially when you take a vacation with the family.  We try to take as many trips as the wallet allows.  We are not rich, nor we have a secret stash of money under our mattress.... We budget our money rigorously, so we can do what we love the most; making memories around the world. We have gathered some tips and ideas to help you also save up, and whether it is for travel or anything else you love, we hope you find these tips helpful. 
1. TURN OFF THAT LIGHT. 
I'm starting with the less obvious, most misunderstood way to save. It might not sound like a lot, but turning off lights and appliances that are not being used can save you some in your monthly electrical bill, especially if you are still using incandescent light bulbs. IF you are still using those, consider switching to CFL or LED bulbs. I promise you'll see the difference in lighting and savings. While regular incandescent bulbs use 60 or more watts, CFL and LED are energy efficient and only use 10-18 watts (and LED bulbs can last up to 20 years!) saving you lots of money a year if you add up all the bulbs in your house. Do the same thing when you are brushing your teeth or showering... turn the water off when not in use. Save money and help preserve our earth!
2. DON'T BE TEMPTED TO WINDOW SHOP.
I know, I know. This one is hard. For instance, I just love to go to stores like Target or Walmart or the mall to walk around and look at goods. Sometimes I do it because I have time to spare, but 9 times out of 10 I end up buying something I don't even need. Even if it's something small, if you don't need it, don't buy it and save that money!
3. MAKE A LIST
My friends will tell you, I like lists. I make a list for everything, and over time, I've come to learn that this actually saves me time and in many instances, money. Going to the store when it's only absolutely necessary was discussed above, but when you go, make a list. Only get the items on your list. For example, you can always make a schedule of recipes for the week (there's another list) and make your shopping list for the items you will need to have all your meals. Also, another good tip is to buy your non-perishables at whole-sale stores. You may pay a little more up front, but will end up saving money in the long run. Oh and before I forget, do not grocery shop while you are hungry! Your list will go to waste if your hungry stomach is demanding your brain to void the list and grab every edible item there is. True story.  
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4.  LEARN HOW TO COUPON
If you have the extra time, couponing is a great way to save on your groceries and toiletries. It takes time and dedication, but you can get many things for a few cents and even free when you find a good deal. But beware! with this method, you will be tempted to buy things on sale that you do not need or that you will never use! It's happened to me, and to many people I know. Grocery stores have modified their rules on coupons over the years to prevent people from getting dozens of the same item at once, but there are always ways around it. Don't be tempted! If you want to learn the art of couponing you can check many websites that will teach you step by step how to do it and will give you a list (love lists lol) of deals by grocery store.  I use www.southernsavers.com and coupons.com for my coupons and information.   Using Groupons for amazing deals on restaurants (on special occasions or when you travel) and other services and items is a great way to save some money when you find the right product (but as always, don't forget to read the small print to avoid misunderstandings).
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5. COOK AT HOME
Unless it's a special occasion, cook all your meals and don't eat out. I think this is what saves us the most money. Note, that this also includes your morning coffee...and nobody loves a good cup of Starbucks more than me! I make my own coffee each morning and pack my left overs for lunch that day. Each member of your family can do the same and save. Just think. The average cup of fancy coffee is $4-$5 (if not more), the average lunch including a drink could be $10-$15.  So if you visit the coffee shop and eat your lunch out every work day, you are spending about $75 a week (in the low end of price), plus your weekly groceries for the meals you do cook at home. If you and your spouse have the same habits, you are spending $150/week. I'm sure you can do math, but just to reiterate that is $600 a month that you can be putting towards your dream vacation.  -** see some ideas for delicious easy recipes***
6. BEING FRUGAL IS NOT BEING CHEAP!
Maybe it is because I'm not super techie, but I don't need the latest Iphone every time a new one comes out, or every apple device that actually does the same thing than the other (talking about iphone, ipad, iwatch...same thing, different size). Me personally, I only need a good laptop, a reliable phone, and a good camera (for our field of work). If you don't work with technology or computers, why spend hundreds on stuff you don't really need?  
I also, like most women, like to dress well. I don't like fancy clothes, but I do like for things to look nice. That's totally OK. BUT I have no need to buy a $300+ purse or $200+ shoes when I can get what I need for less than half that price. Well, if someone wants to gift it to me, I gladly accept it, but I'd rather save my money to go see the world. Material things are just that, material that the brand makes you believe you need.  Let me tell you a secret... you don't need that, but you do need to take vacations.
7. NAILS, HAIR, AND OTHER NON-ESSENTIALS
For years I would spend $150 or more getting my hair done every few weeks, or $30+ every couple of weeks getting my nails done. That adds up, quickly. One day, I wanted to take a trip out of town (before we started traveling often) and my husband informed me that we couldn't afford it that month. Fine, I thought; no big deal. But the more I thought about it, the more I envisioned myself with my toes in the sand for the weekend. I also had a hair appointment scheduled for that week, so I made a deal with hubby. I canceled my hair and nail appointment, and voila! extra money to get out of town!  This doesn't mean that I wanted to look like a slob, so, eventually taught myself how to fix my hair and do my own nails. Doing your own nails is especially easy when you take your time. I also learned how to give myself a hair trim and how to color my own hair (although this is still a work in process, it has worked pretty well so far). I understand that this is not something everyone can do, but it's a big saver if you are able to learn to fix your own hair and nails. This also applies to hubby's hair and children's hair. I became our little family hair dresser.
8. BARGAIN WITH THE CABLE AND CELLPHONE COMPANIES
You see a great deal for cable/satellite TV. You call them, and set everything up. You are happy for a short period of time, and suddenly, one day, you open your monthly statement and your rate has doubled. You all know this story because it happens to everyone. What I do: call them up and bargain. Before I do this, I do my research and I make sure to have their competitors comparable rates and offers on hand. That way I can subtlety throw in there their competitor's current offer to get a reaction. If you have paid your bill on time and don't call every month with a bogus complaint (yeah, they won't help you if you are a bad client), they will give you a deal. I do this every 6-12 months with each company (cable, internet, cell)- basically when they increase my bill- and that way I keep my rates stable. If they don't want to reduce or change my plan, I will switch to whoever gives me a good rate.  
Another good idea (if you are not a super obsessed TV show fan like sometimes we can be) is to cancel your cable or satellite all together and just get a streaming provider like Netflix, Hulu or Amazon to watch your shows and movies. Also, most network channels offer their last 5 episodes of popular shows for free streaming online, if you must have certain shows. There is a big difference in $120+ Cable bill and a $20 streaming provider a month. If you can survive without live TV and DVR, cancel your cable, stream your shows, and save that money.
9. HAVE A YARD SALE
I know this is not something you can do every week, but at least once a year have a big yard sale with all your old stuff. Clean out your closet, the kids's old toys, and all the "junk" accumulated in the garage and sell it out. You can also sell your stuff on craigslist or offerup.com. Some thrift stores will buy used clothes and toys if it's in good condition for a reasonable amount. Do this once in a while to clean out your house, and make extra travel money. You can also consider donating your gently used clothes, toys, and household items to your local womens shelter for extra good Karma.  
 10.  SAVE A PENNY
Always be on the look out for bargains, deals, and best prices when it comes to buying the things you need. Make a list of things you want (not need) and set a separate budget for those. It's OK to give yourself a gift once in a while, but budget your expenses. For things you need (food, clothes, toiletries) find ways to get good quality things for less. Visit farmer's markets for fresh produce, buy wholesale when possible, and shop at specialty stores that offer organic products for less. I find that stores like TraderJoe's carry many items for way less than the chain stores simply because they are not the commercial brands that we are used to. I also shop at Aldi's and similar stores in the area. Save a penny if you have one to spare. You would be surprised on how much you can save little by little.
We are always open to other suggestions and ideas on how to save.  Whether it's to travel or to buy something you really want, how do you budget your money?
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