#Actuarial Education | Explore Tumblr Posts and Blogs

freshasafish · 2 years

Text

4 notes · View notes

anky123 · 1 year

Link

This post is about Pursuing a UG Actuarial Science Program in Australia. This post has all the information you needed for pursuing a UG Actuarial Science course in Australia such as top universities to pursue, Course Highlights, and many more. To know more, read it and contact our study abroad consultants in Gurgaon for Australia.

#study abroad #abroad education #study in australia #australian universities #Actuarial Science course in Australia #course in Australia

0 notes

cassromano · 3 months

Text

BASICS

NAME: cassandra romano NICKNAMES: cassie, cass GENDER: cis female PRONOUNS: she/her BIRTHDAY: july 14, 1995 AGE: 28 HEIGHT: 5'7" SEXUALITY: bisexual OCCUPATION: mail carrier LIVING: downtown, apartment with banks TIME IN STARLIGHT OAKS: her whole life, minus a few months

DETAILS

POSITIVE TRAITS: intelligent, friendly, curious, fun-loving NEGATIVE TRAITS: naive, impulsive, oversharer, people pleaser STYLE: flowery dresses, soft colours, big boots

HISTORY TW IMPLIED DEPRESSION

When she looks back, she thinks maybe her undoing was her own doing.

Always desperate to impress, she ran herself into the ground to remain top of her class in as many as she could, joined extracurricular after extracurricular. As she grew, so did her parents expectations. Every academic year, she had to work harder for those 'good job!'s and 'we're proud of you!'s.

By high school, her parents were already talking about all the things she could do with her future — lawyer, doctor, surgeon, actuary. She settled on law school, inspired in part by Elle Woods and how her parents' eyes lit up the brightest whenever it was brought up in conversation.

Through it all, her older brother was her biggest supporter. When their parents would lament about her dropping to second in class, her brother would take her out for ice cream. When she fell asleep at her desk, he'd move her to her bed and turn off the light. Sometimes she'd complain that he gave her too much grace, but he never faltered regardless.

Moving to another state for university should've been her chance to experience life without everyone's expectations weighing her down, but she could never quiet those voices in her head. A month in she's already struggling, and by the end of her first year, her near daily calls to her brother have persuaded her that there's no shame in coming home.

She moves in with him when she returns to avoid disappointed looks, but it's inevitable. Family dinners are uncomfortable, but continue almost every fortnight even now, a decade later, just to remind her what she could have been had she prioritised her education short-term instead of her peace of mind. These days it's become easier to let those words bounce off her shinier spine.

Initially, she's only supposed to be a temporary mail carrier over the festive season, but she loves it so much that she re-applies at the first sign of more permanent vacancies, and now three years later, she still loves it just as much as the first day.

These days, she's steadily unlearning all her own teachings from childhood; to take breaks, to learn new things at her own speed, to not worry about what others think. It's a slow process, but she's got the rest of her now much more peaceful life to figure it all out.

TRIVIA

Cassie has a small tattoo on the inside of her left hand middle finger — the outline of a standard heart shape. She got it before returning home from her one year in university to symbolise the first 'big' decision she felt she'd made entirely on her own.

LINKS

connections

#starlight.intro #depression tw #tw depression #gotta go unfortunately but i'll be back tomorrow for plotting! ♡

10 notes · View notes

coffee-n-bagels-comic-universe · 6 months

Text

Brainwaves Bios: Louis Tully (1984)

Dana's Neighbour & Mars' Accountant Louis Tully

An accountant and Dana Barrett's neighbour who gets possessed by Vinz Clortho, then gets to be a temporary Ghostbuster, as well as their accountant.

"Who does your taxes?"

Name

Full Legal Name: Louis Bertram Tully

First Name: Louis

Meaning: French form of 'Ludovicus', the Latinized form of 'Ludwig', from the Germanic name 'Hludwig' meaning 'Famous in battle', composed of the elements 'Hlut' 'Famous, Loud' and 'Wig' 'War, Battle'

Pronunciation: LOO-is

Origin: French, English, Dutch

Middle Name: Bertram

Meaning: Means 'Bright raven', derived from the Old German element 'Beraht' 'Bright' combined with 'Hram' 'Raven'

Pronunciation: BUR-tram

Origin: English, German, Germanic

Surname: Tully

Meaning: Form of 'Tullius', derived from the praenomen 'Tullus', which is of unknown meaning.

Pronunciation: TUL-ee

Origin: History

Titles: Mr

Nicknames: Lou, Bert

Characteristics

Age: 31

Gender: Male. He/Him Pronouns

Race: Human

Nationality: American Citizen. Born in America

Ethnicity: White

Birth Date: April 18th 1953

Sexuality: Straight

Religion: Christian (Non-Practicing)

Native Language: English

Known Languages: English, (Some) French

Relationship Status: Single

Astrological Sign: Aries

Actor: Rick Moranis

Geographical Characteristics

Birthplace: Auburn, DeKalb County, Indiana

Currant Residence: Central Park West, New York, New York

Appearance

Height: 5'5" / 165 cm

Weight: 169 lbs / 77 kg

Eye Colour: Blue

Hair Colour: Brown

Hair Dye: None

Body Hair: Hairy

Facial Hair: Clean Shaven

Tattoos: (As of Jan 1984) None

Piercings: None

Scars: None

Health and Fitness

Allergies: None

Alcoholic, Smoker, Drug User: Social Drinker

Illnesses/Disorders: None Diagnosed

Medications: None

Any Specific Diet: None

Relationships

Affiliated Groups: Ghostbusters (Employee)

Friends: Heather Nieto-Jorge, May Keaton, Allison Wada, Nova Teufel, Peter Venkman, Egon Spengler, Winston Zeddemore, Raymond Stantz, Janine Melnitz, Dana Barrett, Mars Teufel, Ira Freud

Significant Other: None

Previous Partners: None of Note

Parents: Richard Tully (70, Father), Annabelle Tully (66, Mother, Née Gold)

Parents-In-Law: None

Siblings: William Tully (40, Brother)

Siblings-In-Law: Penelope Tully (36, William's Wife, Née Haber)

Nieces & Nephews: Lewis Tully (10, Nephew)

Children: None

Extras

Level of Education: Taking Law School Night Classes

Occupation: Accountant, Ghostbuster (In-Training), Student

Employer: Ghostbusters / Self-Employed

Expertise:

Accountant Certificate

Actuary Certificate

Notary Certificate

Knack for Loopholes & Exploits

Once Possessed by Vinz Clortho

Faults:

Weak to Good Looking Women

Coupon Collector

Street Food & Junk Food

Backstory: In 1984, Louis Tully was a resident of the Shandor Building at 550 Central Park West and lived on the 22nd floor. Louis occupied 2202. He had unreciprocated romantic feelings for Dana Barrett and clumsily burst out of his apartment whenever she was in the hallway. He was mysteriously locked out of his apartment numerous times, unaware of the supernatural history of the building.

#Brainwaves #ghostbusters 1984 #ghostbusters #louis tully #Louis Tully

5 notes · View notes

colossalsharks · 9 months

Note

How long have you been in “finance”? What was your path to success? I am getting a degree in finance and there isn’t a lot of work.

Over 12 years.

Bachelors in Accounting, Master of Accountancy (MAcc), Master of Taxation next. Possibly a PhD. Two-year internship during university, job lined up prior to graduation, worked my way up in the industry.

Maybe my experience is different or I'm biased considering I live in the Tristate area, but, finance/accounting/actuarial services is so in demand here. Kids are coming out of college with zero experience, no post-graduate education, and are unlicensed making $75k+. My guess is that it's relative to your geographic location and what the job market demands in that area.

If you come off of anon, you can pick my brain :) I promise I'm not a complete bitch.

#anonymous #rich man 8 figure that's my type

18 notes · View notes

tobacconist · 1 year

Text

TOO MANY FUCKING ACRONYMS

THERE ARE TOO MANY ACRONYMS IN THE WORLD

STOP IT. ITS GONE TOO FAR

Sub-Saharan Africa? Safe Schools Alliance, a British advocacy group? SSA Global Technologies, American software company acquired by Infor Global Solutions? Shan State Army, a former insurgent group in Burma? Slovak Society of Actuaries (Slovak: Slovenská spoločnosť aktuárov), professional association in Slovakia? Soaring Society of America, American sporting society founded in 1932? Society of Scottish Artists, artists society founded in 1891? Swedish Society of Radio Amateurs, an amateur radio organization? Singapore Scout Association, youth movement founded 1910? Seismological Society of America, international scientific society founded 1906? Scottish Socialist Alliance, a coalition of left-wing bodies, fore-runner to the Scottish Socialist Party? Shipconstructors' and Shipwrights' Association, a former British trade union? Sainsbury's Staff Association, of Sainsbury's, UK? Sudan Studies Association, US professional association? Society for the Study of Addiction, UK learned society with charitable status? Steamship Authority, a Massachusetts ferry service and regulatory body? School of Saint Anthony, Quezon City, Philippines? Secular Student Alliance, US? Shady Side Academy, Pittsburgh, Pennsylvania, US? Social Security Administration of the US government? Social Security Agency (Northern Ireland)? State Security Agency (South Africa), the South African intelligence service? Selective Service Act of 1917, an American piece of legislation signed by President Woodrow Wilson during WWI that established nationwide conscription? Software Security Assurance? Serial Storage Architecture? Singular Spectrum Analysis? Stationary Subspace Analysis? Static single-assignment form, a property of intermediate representations used in compilers? Stochastic Simulation Algorithm? Strong subadditivity of quantum entropy? SubStation Alpha and .ssa file format, a video subtitle editor? Super systolic array? Start of Selected Area, a control character in the C1 control code set? Solid State Array, in flash data storage using solid-state drives? Semantic structure analysis? Single-strand annealing in homologous recombination? Specific surface area, a property of solids? Side-side-angle in geometry for solving triangles? Senile systemic amyloidosis? Sessile serrated adenoma, a type of pre-malignant intestinal polyp? Special somatic afferent? Anti-SSA/Ro autoantibodies? Sulfosalicylic acid? SSA, Grand Cross of the Order of the Star of South Africa? Deputado Luís Eduardo Magalhães International Airport, IATA Airport code? Same sex attraction? Safe Sex Always? Sarva Shiksha Abhiyan, the Government of India's Education for All programme? Self-sampling assumption? Shared services agreement? Slippery slope argument, a rhetorical device (and often a fallacy)? ESA Space Situational Awareness Programme? Special services area or business improvement district? Special Service Agreement between the UN and a contractor? Supervisory Special Agent? Serious Sam Advance, a 2004 video game?

WHICH OF THESE ARE YOU TALKING ABOUT????????

#'same sex attracted' i think but. can u not just say gay?

10 notes · View notes

alfieabansale · 7 months

Text

What is STEM?

STEM is an acronym that stands for Science, Technology, Engineering and Mathematics. It is a Senior High School strand, a specialized educational track, and development that studies the areas of Science, Technology, Engineering, and Mathematics. STEM-related education seeks to develop the expertise, ability, and capability of each individual to work effectively and efficiently across disciplines and generate skills, knowledge, concepts, and ideas through learning this kind of field.

The first letter in the word STEM stands for Science.

Science helps us to develop our interests and understanding of the real world. It also enables us to develop skills and knowledge in the way of research, critical thinking, experimentation, exploration, and discoveries.

The second letter in the word STEM stands for Technology.

Technology is the practical and technical application of knowledge, processes, and methods. These cover a wide range of fields including computing science and services, business, craft, design, engineering, graphics, and applied technologies including those relating to microbiological, and food technology.

The third letter in the word STEM stands for Engineering.

Engineering is the scientific method of applying mathematical skills and knowledge to each individual including those relating to construction, buildings, transport, and the built environment.

The fourth and last letter in the word STEM stands for Mathematics.

Mathematics, which includes numeracy, operations, abstractions, and problem-solving, and teaches us with the skills we need to interpret, analyze, and generalize information, and make right decisions. Numeracy and Mathematics aim to develop the abilities and capabilities and essential skills for life, careers, and occupations.

The strand also emphasizes the importance of communication skills and teamwork. These skills are essential so that students work effectively and efficiently in teams and communicate complex ideas and concepts to others.

The following are list of College Courses you can take or pursue when you're under in the STEM Strand:

Science

• BS in Biology

• BS in Geology

• BS in Physics

• BS in Chemistry

• BS in Food Technology

• BS in Medical Technology

• BS in Nursing

• BS in Pharmacy

• BS in Physical Therapy

Technology

• BS in Computer Science

• BS in Information Technology

• BS in Information Systems

Engineering

• BS in Aeronautical Engineering

• BS in Chemical Engineering

• BS in Computer Engineering

• BS in Civil Engineering

• BS in Electrical Engineering

• BS in Electronics Engineering

• BS in Marine Engineering

• BS in Mechanical Engineering

• BS in Petroleum Engineering

Mathematics

• BS in Mathematics

• BS in Applied Mathematics

• BS in Statistics

• BS in Secondary Education major in Mathematics

Examples of STEM majors:

• computer science

• electronics and other technology-related disciplines

• engineering

• mathematics

• natural, physical, and life sciences

The following majors are often included as STEM:

• accounting

• anthropology

• economics

• medicine

• nursing

• political science

• psychology

• social science

Top STEM careers:

Computing

• computer systems analyst

• database administrator

• IT director

• network administrator

• software developer

Engineering

• audio engineer

• biomedical engineer

• civil engineer

• electrical engineer

• petroleum engineer

Physical science

• chemist

• cartographer

• agricultural technician

• physicist

• science teacher

Life sciences

• anesthetist

• clinical research associate

• oceanographer

• orthodontist

• science teacher

Mathematics

• accountant

• actuary

• economist

• financial analyst

• math teacher

• statistician

In conclusion, STEM teaches critical thinking and innovation. If we want a country or nation where our future leaders, workers, and people can understand and solve complex challenges of today and in the future, and to meet the requirements of the dynamic and rapidly evolving world, building student's skills and knowledge in STEM fields is essential. We must also remember that no matter where the student lives, they always have access to quality education and environment.

References:

>https://www.strand.ph/stem-strand-introduction#:~:text=STEM%20Strand%20%E2%80%93%20The%20Science%2C%20Technology,future%20careers%20in%20these%20fields.

>https://education.gov.scot/improvement/documents/sci43-definingstem.pdf

>https://www.techtarget.com/whatis/definition/STEM-science-technology-engineering-and-mathematics#:~:text=STEM%20(science%2C%20technology%2C%20engineering%2C%20and%20mathematics)

> https://www.ed.gov/stem

>https://l.facebook.com/l.php?u=https%3A%2F%2Fthephilippinestoday.com%2Fk-12-shs-program-stem%2F&h=AT0w6_i3XhuJVkNS-Zg85lNKLyBM3T6PtcTDVpfYn5NLFrKU-7fgEcXBUhIUf3r5NpjZas9OZJCNzfav7gprtN4RKaSN-TtEKUa1yPU678QXXbJgJ2NcMil7VCSmn3NL5oPSt--mGs78NuVqF5rkBcybSzg

Image:

>https://images.app.goo.gl/JtcvUNScS3JNHPmw5

#stem

3 notes · View notes

pyrrhvcs · 1 year

Text

♕ ( none / 30 / male / he/him) — did you see GRIFFIN WALLACE wandering around the island today? they kind of look like THEO JAMES from certain angles? i heard around town that the ACTUARY is DESCIPLINED, and IMAGINATIVE, but also SURLY, and STRONG-WILLED. people say that they remind them of JUDGMENT IN HIS EYES, QUICK INSULTS, and WELL DRESSED, and NUMB by LINKIN PARK is definitely their theme song. they seem like a nice enough person, but we all know how hard it is to keep a pristine reputation in a small town. ( zoey / 25+ / gmt+10 / she her )

info

Name: Griffin Wallace

Age: 30

Birthday: March 1st, 1993

Education: Bachelors in Mathematics

bio

Griffin Wallace was born into a life of hardship in the small town of Manchester, England. Orphaned at a young age, he grows up in the care of the state. The cruelty and meanness he faces on a daily basis makes him a grumpy boy and he carries that until now. Nevertheless, beneath the rough exterior lies a bright and ambitious young man with an unyielding desire to succeed.

Griffin's determination leads him to work tirelessly in school, and eventually, he is accepted into Amherst University in Massachusetts. During his freshman year, he meets his best friend, who becomes like a brother to him.

Through his best friend, Griffin is introduced to the Cetin family, who take him under their wings and treat him like one of their own. They provide him with the love and support he needs to succeed, and he works hard to make them proud.

Griffin is an actuary, using his education and connections from his fraternity house to start his own business after graduating from university. Despite facing numerous challenges along the way, Griffin's determination and hard work pays off, and his company becomes a great success.

Throughout his journey, Griffin never forgets the kindness and generosity of the Cetin family, who took him in and helped him become the self-made man he is today. He remains close to them and considers them to be his second family.

Coincidentally, Griffin becomes neighbors with Nadya Cetin, his best friend's younger sister when he moved to Kings Haven three and a half years ago. Although they often bicker and argue, Griffin cannot shake the feeling of protectiveness he has for her. The girl is a walking disaster.

headcanon

He's a grumpy guy and thinks most people are idiots.

He works from home and likes his quiet time.

He's judgmental af. I'm sorry about him.

He won't admit it but he has crush on Nadya.

wanted connections

Friends ; if you can stand him

Enemies ;

Colleagues ;

Neighbour ; Nadya Cetin

Crush and slow burn ; Nadya Cetin

#khintro

2 notes · View notes

lgchyunjin · 2 years

Photo

OPEN EVENT 005 : PERSONALITY ANALYSIS

[ ISTJ ] Logisticians pride themselves on their integrity. People with this personality type mean what they say, and when they commit to doing something, they make sure to follow through. People with this personality type believe that there is a right way to proceed in any situation – and that anyone who pretends otherwise is probably trying to bend the rules to suit their own purposes. Logisticians have a deep respect for structure and tradition, and they are often drawn to organizations, workplaces, and educational settings that offer clear hierarchies and expectations.

that after three long years ( happy three years as of a few weeks from now, since he was basically bore from the birth of lgc, even though he was gone for a year... hyunjin’s mbti remains the exact SAME!? shocked does not begin to describe mun’s feelings. it’s been difficult to grasp with him because he was so hardworking & he reached his goals, then chose to prioritize one goal (graduating) and now regrets that he could not have done both. but we are happy that he’s graduated university, it was one of the things that bothered him to all hell & back in the day, but now he’s not accomplished yet and he doesn’t know if he will quite be able to reach the standards that he’s set for himself ( aka being an actor, wanting to get good roles, so he just keeps blabbing about how he doesn’t care, how he will be fine being the extra, it’s going to be alright, i didn’t want it anyway. but it’s his way of shielding himself from the reality that he is afraid that he will never reach the end goal that he wants. to do something he finds worthy of his own standards and expectations. ) he’s always been hard on himself, and he has very high expectations, and he wants to succeed at it all. hyunjin doesn’t like any shortcuts, he’s a hard worker, and honestly, his dream job is probably still being an actuary at a firm. that hasn’t changed since august of 2019.

[ 3: THE ACHIEVER ] Enneagram type: The Success-Oriented, Pragmatic Type: Adaptable, Excelling, Driven, and Image-Conscious. Threes are self-assured, attractive, and charming. Ambitious, competent, and energetic, they can also be status-conscious and highly driven for advancement. They are diplomatic and poised, but can also be overly concerned with their image and what others think of them. They typically have problems with workaholism and competitiveness. At their Best: self-accepting, authentic, everything they seem to be—role models who inspire others. - Basic Fear: Of being worthless - Basic Desire: To feel valuable and worthwhile Key Motivations: Want to be affirmed, to distinguish themselves from others, to have attention, to be admired, and to impress others. Thus, while they are the primary type in the Feeling Center, Threes, interestingly, are not known as “feeling” people; rather, they are people of action and achievement. It is as if they “put their feelings in a box” so that they can get ahead with what they want to achieve. Threes have come to believe that emotions get in the way of their performance, so they substitute thinking and practical action for feelings.

added all the information possible without being obnoxious, but this enneagram feels very accurate to hyunjin’s personality. type #1 was a very millimeter behind in the running, but the achiever title hits the hammer on the head. hyunjin has always been driven by success, and always wants to better himself, to reach the peak of the mountain. where he is currently in life, it’s not really possible since he’s starting from the bottom as a new actor wannabe, and he’s feeling the brunt of it. aka he is literally at the bottom of the barrel, and it’s taking everything in him not to lose himself. however, what he doesn’t know is - he’s already at that point. he feels worthless, and hyunjin’s doing his best not to come across that way, but it’s hard not to be negative. he’s always been pretty raw about his emotions, so it’s no surprise if he comes across rather tactless or rude in the meantime, because he’s more concerned about himself rather than others (with a few exceptions!) & he’s very good at running away from confrontation when it comes to the truth about what he’s going through, and what’s in his head. his thoughts are his biggest enemy, and once he gets a bit steadier (if at all), if more comfortable with himself and where he’s at, hyunjin will be more collected and get back to being himself. i hope. eventually.

[ LION ] Your daemon would take the form of a lion! You are an authoritative and courageous individual who has a large sense of dignity. More so than others with wild cat daemons, those with lions are drawn towards leading causes and have a natural brash and self-assured nature. They are proud and just people, whose confidence makes their tempers flare when challenged.

it goes into much more detail, and hyunjin’s definitely not there ( and is much more an ‘up and coming’ lion so. he’s a baby. he’s kovu. he’s teen simba. hakuna matata. ) hyunjin doesn’t necessarily want to be a leader, but is assertive, has his opinions, and will state them. even now when he’s not at the peak performance, hyunjin is still quite confident in his demeanour, and even if that isn’t true at this time, it’s possible to envision that one day, he would be. it’s difficult to say how he will grow into his daemon, but i can envision him decades from now, enjoying what he has gotten and given to life, and being in an authoritative position, regardless of which career he follows. currently, he’s a bit wobbly in the knees and everyone who is close to him probably has to suffer the consequences of a wavering hyunjin right now. bless you all.

what did the muse & mun get from this? turns out, he didn’t change as much as i thought he did. i legitimately thought that when i brought hyunjin after playing him for so long ( happy 350 posts ! ) that he was completely revamped. i rewrote his background, i thought i changed up his personality a bit, to fit the new narrative, but it turns out, at the base of everything, he’s the same boy that i brought in, for the most part, but grown and back to being the miserable self he was prior to debuting. and now he’s at the point in his life where he’s lacking the most confidence because as woohee just questioned in a thread, is acting what he really wants to do? or did he make an incorrectly calculated decision for himself? or is it that he doesn’t think he can get to the point where he’d be happy as an actor? what does hyunjin want from life? that’s a constant question he’s always had and it has to be respected this time around in his life and journey, because a miserable hyunjin is definitely not a kind hyunjin. the most pleasant hyunjin would be one that is self-assured in his job, and where he is in life, and not doubting himself. ( i’m sorry i took that away from you but look at this..... journey we’re on! ) either way, this was worthwhile doing and i sincerely think that everyone should take the time to do open event 005. [ also his hogwarts house i got from the quiz was slytherin and burned ravenclaw secondary or something, but i’m still convinced he’s a ravenclaw so i am not going to face that head on right now. ]

#wc: 792 #‧͙⁺˚*･༓☾ talking to the moon ☽༓･*˚⁺‧͙#lgc:personality

1 note · View note

louishawkins671 · 4 days

Text

Investing in Your Future: Understanding the Cost of Million Dollar Whole Life Insurance

Million dollar whole life insurance is a type of permanent life insurance policy that provides a death benefit of one million dollars to beneficiaries upon the policyholder's death. Unlike term life insurance, which offers coverage for a specific term, whole life insurance provides lifelong protection and includes a cash value component that accumulates over time.

Cost Considerations

The cost of million dollar whole life insurance depends on various factors, including the age, health, and lifestyle of the policyholder, as well as the specific features of the policy. Premiums for million dollar policies are typically higher than those for smaller coverage amounts due to the increased death benefit. Insurers assess the risk of insuring the policyholder and use actuarial data to determine the appropriate premium rate.

Age and Health Factors

Age and health are significant factors that influence the cost of million dollar whole life insurance. Younger and healthier individuals generally pay lower premiums since they are considered lower risk for the insurer. Insurance companies may require medical exams to assess the applicant's health status accurately. Any pre-existing medical conditions or lifestyle habits, such as smoking, may result in higher premium rates.

Gender and Life Expectancy

Gender also plays a role in determining premium rates for million dollar whole life insurance. Women tend to live longer than men on average, which can result in lower premiums for female policyholders. Insurance companies use actuarial data and life expectancy tables to calculate premium rates based on gender and other demographic factors.

Policy Features and Riders

The specific features and riders included in a million dollar whole life insurance policy can impact the overall cost. Common riders include accelerated death benefit riders, which allow policyholders to access a portion of the death benefit if diagnosed with a terminal illness, and waiver of premium riders, which waive premium payments if the policyholder becomes disabled.

Cash Value Accumulation

One of the distinguishing features of whole life insurance is the cash value component, which accumulates over time on a tax-deferred basis. A portion of the premium payments is allocated to the cash value account, which grows over time with interest. Policyholders can access the cash value through loans or withdrawals, providing a source of liquidity and financial flexibility.

Long-Term Investment Perspective

Million dollar whole life insurance can be viewed as a long-term investment in financial protection and wealth accumulation. While the premiums may be higher compared to other types of insurance, the policy provides lifelong coverage and the potential for cash value growth. Policyholders can use the cash value to supplement retirement income, fund education expenses, or leave a legacy for future generations.

Tax Advantages

Whole life insurance policies offer several tax advantages that can enhance their appeal as an investment vehicle. The death benefit is generally paid out income-tax-free to beneficiaries, providing financial security for loved ones. Additionally, the cash value grows on a tax-deferred basis, meaning policyholders do not pay taxes on the growth as long as it remains within the policy. Loans taken against the cash value are typically tax-free, providing a tax-efficient source of funds.

Evaluating the Cost-Benefit Ratio

When considering million dollar whole life insurance, it's essential to evaluate the cost-benefit ratio carefully. Policyholders should weigh the cost of premiums against the potential benefits of lifelong coverage, cash value accumulation, and tax advantages. Comparing quotes from multiple insurers and understanding the policy features and riders can help policyholders make informed decisions about their insurance needs.

Conclusion

Million-dollar whole-life insurance policy cost offers a valuable combination of lifelong coverage, cash value accumulation, and tax advantages. While the premiums may be higher compared to other types of insurance, the policy provides financial security and investment potential for the policyholder and their beneficiaries. By understanding the factors that influence the cost of million-dollar whole life insurance and evaluating the long-term benefits, individuals can make informed decisions about their financial future and protect their loved ones for generations to come.

#million dollar whole life insurance policy cost

0 notes

amityuniversitykolkata · 19 days

Text

Achieve Business Brilliance At The Best B.com Colleges In Kolkata

Nowadays, getting a B.Com degree is important for a commerce student, but it is not enough. It is not easy to find high-paying jobs for B.Com graduates if one has not chosen the right B.com college. This blog will help you find the best B.com college in Kolkata. Just completing a degree can’t promise you a great career after b.com but the college that provides you with the right set of skills, great placements and state-of-the-art infrastructure is crucial. Amity University Kolkata is the best college in Kolkata, it makes its students ready for a great career in commerce.

Scope for B.Com in different sectors

There are too many options available for you after pursuing a B.com course in Kolkata from Amity University. Some of them are listed below.

Banks

B.com graduates generally opt for the banking sector because banks have large-scale accounting operations. A B.Com graduate is proficient in handling financial transactions. Both private & PSU banks choose B.Com graduates as they are skilled in banking operations as part of their course. A plethora of private sector banks are functioning in the country that offer exceptional employment possibilities to commerce graduates. For PSU, bank candidates can appear in different exams that IBPS, & SBI conduct for recruiting officers and executives.

Finance

India is home to many Non-Banking Finance Companies (NBFC) that offer guaranteed & unsecured loans for different purposes. They operate under RBI regulations and cannot accept deposits, but are interested in financing activities.

These NBFCs hire B.Com graduates as they are proficient in accounting, taxation, & commercial operations.

Accounting

As discussed earlier, there is enormous scope for B.com graduates in accounting because they are dexterous in managing the accounts and finances of the company. All firms like to have clean accounts because they want to decrease the auditing cost every year.

Insurance

India offers an expansive market because of its middle class having exemplary purchasing power. The scope for B.Com increases because both life and general insurance products are popular among the masses. The B.com graduates are specialists in accounting who service clients by citing premiums and other advantages as part of their insurance plan.

Taxation

In this field, B.com holders can go for chartered accountants, financial risk managers, tax consultants, tax specialists, senior tax managers, tax compliance managers, cost estimators, lecturers, stockbrokers, financial analysts, and actuaries. Many people struggle to file tax returns because they cannot file returns online. B.Com graduates aid clients in filing returns and generating their tax statements, saving them from last-minute nuisances.

Education

There is immense scope for B.Com graduates in the education sector students can opt for a B.Ed and accordingly become a TGT or PGT. Students clearing the National Eligibility Test (NET) are also eligible jobs of lecturer and professors.

Wealth Management

If you are familiar with the various investment options that provide good returns, then wealth management is an excellent career for you. With expertise in accounts & business mathematics, B.com graduates can become wealth managers & help people create wealth through intelligent investment moves.

Apply today!!

Amity is the premium B.com college in Kolkata. Aspiring students are encouraged to grab this opportunity to be a part of the community dedicated to academic superiority, personal development, and professional success.

Source: https://amityuniversitykolkata.blogspot.com/2024/05/achieve-business-brilliance-at-best.html

#bcom college in Kolkata #best bcom college in kolkata #bcom course in Kolkata

0 notes

tariesaus · 1 month

Text

List of Australian Occupations a-z

https://labourmarketinsights.gov.au A Aboriginal and Torres Strait Islander Education Workers Accommodation and Hospitality Managers (not covered elsewhere) Accountants Accountants (General) Accounting Clerks Accounts Clerks Actors Actors, Dancers and Other Entertainers Actuaries Actuaries, Mathematicians and Statisticians Acupuncturists Administration Managers Admissions…

View On WordPress

0 notes

kcclasses1234 · 1 month

Text

Exploring Career Options After 10th in Commerce

Are you a student who has recently completed your 10th standard in the Commerce stream and wondering about the various career paths available to you? Congratulations on taking the first step towards building a successful career in the field of commerce! The choices ahead of you are diverse and promising, offering opportunities in various industries and professions.

Visit My Website :- Kisalay Commerce Classes

In this blog post, we will explore some popular career options that you can consider after completing your 10th standard in Commerce.

Higher Secondary Education (10+2): The most common next step after 10th in Commerce is pursuing higher secondary education (10+2) with a focus on Commerce subjects. This includes studying subjects like Accountancy, Economics, Business Studies, Mathematics, and English. Successful completion of 12th grade opens up a plethora of opportunities for further studies and careers.

Diploma Courses: Diploma courses in fields like Accounting, Finance, Taxation, and Business Administration are available after 10th. These courses provide practical skills and can lead to entry-level jobs in respective fields.

Bachelor's Degree Programs: Pursuing a Bachelor's degree in Commerce (B.Com) is a popular choice among Commerce students. Specializations such as Accounting, Finance, Marketing, and Human Resources offer a strong foundation for various career paths.

Chartered Accountancy (CA): CA is a prestigious and challenging career path for Commerce students. It involves a series of examinations conducted by the Institute of Chartered Accountants of India (ICAI). A CA qualification opens doors to lucrative opportunities in auditing, taxation, consulting, and finance.

Company Secretary (CS): Company Secretaryship is another professional course offered by the Institute of Company Secretaries of India (ICSI). CS professionals handle corporate governance, legal compliance, and strategic management in companies.

Cost and Management Accountancy (CMA): CMA is offered by the Institute of Cost Accountants of India (ICMAI). CMAs work in areas related to cost management, financial planning, and decision-making in organizations.

Bachelor of Business Administration (BBA): BBA is a management-oriented undergraduate degree that provides a comprehensive understanding of business principles. It is a stepping stone to pursue an MBA or enter the corporate world directly.

Visit Us :- B.com coaching in Allahabad

Banking and Financial Services: Many banks and financial institutions hire Commerce graduates for roles in banking operations, financial analysis, investment banking, and retail banking.

Insurance and Actuarial Science: The field of insurance offers opportunities for Commerce graduates in actuarial science, risk management, and underwriting.

Visit Us :- CUET Coaching in Allahabad

Entrepreneurship: If you have a passion for business and innovation, starting your own venture is always an exciting option. Many successful entrepreneurs begin their journey right after completing their Commerce education.

At Kisalay Commerce Classes, we understand the importance of making informed career choices. We provide comprehensive guidance and coaching to Commerce students to excel in their academic pursuits and prepare for competitive exams like CA, CS, and CMA.

Whether you aspire to become a Chartered Accountant, a Business Analyst, an Entrepreneur, or pursue higher education in Commerce, the options are abundant. The key is to explore your interests, leverage your strengths, and align your educational path with your career goals.

Remember, your journey after 10th in Commerce is just beginning. Keep exploring, stay focused, and embrace the opportunities that lie ahead. The world of commerce is dynamic and full of possibilities!

For more information and personalized guidance on career options in Commerce after 10th, get in touch with Kisalay Commerce Classes today.

[Contact Information: Address, Phone Number, Email, Website]

This blog post aims to inspire and inform students about the exciting career avenues available in Commerce after completing 10th grade. It's crucial to empower students with knowledge and guidance to make well-informed decisions about their educational and career pathways. Whether you choose to pursue traditional professions like CA or explore emerging fields like entrepreneurship, the Commerce stream offers diverse opportunities for growth and success.

#commerce coaching classes near me #Commerce Coachiing Classes In Alladhabad

0 notes

amitynoida · 2 months

Text

Finding The Best Agriculture Colleges In Delhi: How To Choose The Right One

In India, the field of Actuarial Science is experiencing a surge in popularity, and aspiring actuaries are eager to find the best institute for actuarial science in India. Uncountable educational Institutions offer an Actuarial Science curriculum. However, some stand out blazing trails for aspirants by equipping them with the skills needed to become successful professional Actuaries.

Today, we will highlight one of those top actuarial science colleges in India with a particular interest in finding the Institute for actuarial science in Noida city.

Exploring the Actuarial Landscape

A career in Actuarial Science focuses on offering intellectual challenges, monetary benefits, and a future flourishing with possibilities. Choosing the right college is the first step towards a prosperous future. If you are searching to find the best actuarial college in Noida, then you should look no further than Amity University.

Discovering options like Amity University, Noida, can help you build a successful actuarial career. Remember, with the right education and dedication, one can become a master decoder of risk, shaping a future where financial security reigns supreme.

The Amity Advantage

Amity University has the pride of boasting a well-stocked library designed specifically for actuarial resources and the use of required software. This gives you the convenience of having everything you need to succeed academically and in your future endeavours.

Here are a few more reasons to opt for Amity University Noida, for Actuarial Science.

Experienced Faculty

Amity Noida boasts a unit of faculties who are renowned and well aware of the Institute of Actuaries of India (IAI), ensuring top-notch guidance from industry leaders.

Updated Syllabus

A thoroughly crafted curriculum aligns perfectly with the IAI syllabus. Acing the essentials and prevailing those imperative actuarial exams, makes a difference in making you prepared for your dream work.

Industry Collaborations

Amity Noida actively fosters connections with leading insurance and financial institutions, offering desired internship opportunities for real-world experience.

The Support

Career counselling, mentorship programs, and dedicated students provide a rock-solid support system throughout your journey.

Modern Facilities

Amity University, Noida, has a modern campus with nice-looking classrooms, computer labs with updated actuarial software, and a big library.

Holistic Development

Amity Noida promotes a holistic curriculum that goes beyond just academics. You'll have total access to clubs, workshops, and visitor addresses, permitting you to create well-rounded proficient aptitudes.

Placement Assistance

The campus has a dedicated placement cell that provides career counselling, resume workshops, and mock interview sessions. This acclaimed system breaks the rule, making your way to find yourself in your dream actuarial work.

Fueling Your Actuarial Journey

Renowned for its academic prowess and industry connections, Amity isn't just another college, it's a breeding ground for future risk management rockstars. The curriculum is made to align perfectly with the IAI syllabus.

In addition to learning the basics, you will face and exert your skills especially while dealing with those important actuarial papers required to get you your dream job.

The Final Verdict: Should You Opt For Amity?

Amity University, particularly its Noida campus, stands out as a top choice for scholars who are looking to pursue the top Actuarial colleges in Noida.

Exceptional faculty, a curriculum meticulously designed to align with industry requirements, a focus on practical experience through statistics reports, internships, and a commitment to student success are all hallmarks of the Amity program.

By capitalizing on these advantages, Amity empowers you to build a strong foundation in actuarial theory while gaining valuable real-world experience. Prepare yourself for a better Actuarial career, Enroll Now!

Source: https://sites.google.com/view/mapping-your-path-top-actuaria/home?authuser=3

#agricultural engineering colleges in delhi #agriculture courses in india #best agriculture colleges in delhi

0 notes

lead-academy · 4 months

Text

Understanding the Distinction: Maths vs. Further Maths

The provided resource is an insightful blog post highlighting the differences between A Level maths and further maths. It outlines how further maths expands on standard mathematical concepts, offering a deeper understanding of applied domains like statistics and mechanics. The post also emphasizes the academic rigor of further maths and its relevance to various career paths in fields such as actuarial analysis, data analysis, and software engineering. Additionally, it underscores the importance of further maths for pursuing higher education in mathematics, science, engineering, computing, and economics. Here is my blog:https://lead-academy.org/blog/difference-between-maths-and-further-maths/

#maths #Further Maths

0 notes

thxnews · 4 months

Text

Decade of Safeguarding Schools

A Milestone in Education and Insurance

Schools Insurance Revolution The Government Actuary’s Department (GAD) is celebrating a significant milestone: 10 years of successful collaboration with the Department for Education (DfE) in revolutionizing insurance coverage for schools across the UK. This partnership has led to the establishment and growth of the Risk Protection Arrangement (RPA), an innovative alternative to commercial insurance specifically designed for the educational sector. Risk Protection Arrangement Since its inception in 2014, the RPA has seen remarkable growth, now providing comprehensive insurance solutions to more than 10,000 schools, including both Academy Trusts and Local Authority Maintained Schools. This expansion reflects the scheme's adaptability and responsiveness to the evolving needs of the educational community. Government Actuary’s Department GAD has been instrumental in the RPA's development, from the initial design phase through to its implementation and ongoing evolution. Furthermore, by identifying gaps in the traditional insurance market for schools, GAD has helped expand RPA's coverage to include protections for overseas travel, cyber incidents, and more. Consequently, this ensures that schools are safeguarded against a broad spectrum of risks. Department for Education Collaboration The collaboration between GAD and the DfE has yielded numerous initiatives aimed at increasing school resilience against flooding, crime, and the impacts of climate change. These efforts have not only protected schools but also promoted sustainable practices and supported schools through the challenges posed by the COVID-19 pandemic. The RPA stands as a trusted and efficient insurance alternative for schools, providing peace of mind and financial security. Through regular provisioning reviews and pricing analysis, GAD ensures that the RPA remains financially viable and continues to meet the needs of its members. Academy Trusts Insurance Initially established for Academy Trusts, the RPA's success and reliability have led to its expansion to include Local Authority Maintained Schools. This inclusive approach demonstrates the program's commitment to offering equitable insurance solutions to all educational institutions. The inclusion of Local Authority Maintained Schools in the RPA scheme marks a significant step towards universal coverage, ensuring that schools across the UK can benefit from comprehensive, affordable insurance protection. Addressing Unmet Needs GAD's proactive approach to identifying and filling gaps in the school insurance market has been a key factor in the RPA's success. By continuously adapting its offerings, the RPA ensures that schools are protected against emerging risks and challenges. In addition to insurance coverage, the RPA supports schools in their decarbonization efforts, providing analysis and guidance to promote environmental sustainability within the educational sector. COVID-19 Impact on Schools The COVID-19 pandemic presented unique challenges for schools, from canceled trips to the need for enhanced safety measures. GAD's support during this period, including financial modeling and strategic planning, underscored the RPA's role as a critical resource for schools navigating these unprecedented times.

In Summary

The 10-year collaboration between GAD and the DfE through the Risk Protection Arrangement has revolutionized insurance coverage for schools across the UK. By providing a tailored, comprehensive insurance solution, the RPA has not only safeguarded schools against a wide range of risks but also supported their sustainability and resilience efforts. As this partnership continues to evolve, it stands as a testament to the power of collaborative innovation in meeting the needs of the educational community. Sources: THX News & Government Actuary's Department. Read the full article

#AcademyTrustsInsurance #COVID-19ImpactonSchools #DepartmentforEducationCollaboration #GovernmentActuary’sDepartment #InsuranceMarketGaps #LocalAuthorityMaintainedSchools #RiskProtectionArrangement #SchoolDecarbonisationSupport #SchoolInsuranceAlternative #SchoolsInsuranceRevolution

0 notes